ONECARD FACTSHEET OFFERING COORDINATED HUMANITARIAN ASSISTANCE THROUGH A SINGLE, UNIFIED PLATFORM January 2016 THE ONECARD PLATFORM The OneCard has provided a platform for cash based humanitarian assistance to reach over 95,000 vulnerable Syrian refugee, Jordanian and Lebanese households. The platform has been used by twelve partners, including seven INGOs, three UN agencies, one inter-governmental organization and the Government of Lebanon. Assistance provided through the OneCard seeks to meet the basic needs of beneficiaries, including education, food, non-food and protection. The card facilitates common targeting and programming, as well as information sharing among partners (including beneficiary vulnerability criteria and spending patterns) to inform more comprehensive programming. WHAT IS THE ONECARD? PARTNERSHIPS The OneCard is a tool first developed by WFP Lebanon in 2013, and introduced in Jordan in 2014. The tool consists of a re-usable and re-loadable plastic prepaid card with a magnetic strip. The electronic platform is managed by WFP and enables financial transactions in partnership with the private sector/bank. The card allows beneficiaries to receive assistance in the form of both electronic value transfer, and an optional cash withdrawal through ATMs. Beneficiaries are thus able to cover food, non-food and cash needs through one single electronic pre-paid card. Upon redemption at WFP partner shops, details of beneficiary spending patterns can be provided to partners, allowing for greater analysis on the impact of programmes on beneficiaries. • The Government of Lebanon: The Government of Lebanon is using the OneCard platform to provide assistance to 5,075 vulnerable Lebanese households registered under the country’s national social safety net programme. The OneCard platform seeks to: • Harmonize and streamline humanitarian assistance through one common platform; • Improve cost efficiency for agencies by avoiding multiple bank and distribution fees; • Facilitate common targeting criteria and basic needs programming; • Develop a mechanism to support the safety net programmes of host governments. • UNHCR: In September 2015, a joint WFP-UNHCR pilot project in Lebanon provided unrestricted cash assistance to 266 Syrian refugee families, who were also targeted by WFP food assistance. • World Vision International: Since July 2015, unrestricted cash assistance has been provided to an estimated 170 Lebanese households and 630 Syrian households, some of which are WFP e-card beneficiaries. • Mercy Corps: In October 2015, WFP and Mercy Corps signed a prepaid card platform management agreement for a multipurpose cash project targeting 1,100 Syrian and Jordanian families living in Jordan’s communities. The Mercy Corps wallet is designated for ATM cash withdrawals. In December 2015, each family received approximately USD 140 (JOD 100) per month, for a period of three months. 1 • IOM: In August 2015, IOM used the OneCard platform to deliver non-food item (NFI) vouchers, valued at USD 33 (24 JOD), to 574 single parent-headed households in Jordan’s Azraq camp. These households also received WFP food assistance. • UNICEF: Jordan - Between December 2014 and January 2015, UNICEF launched its first Winterization Programme in Jordan’s two main refugee camps, Za’atari and Azraq. The one-time cash transfer targeted 46,034 children between 0-14 years with USD 21 (14 JOD) per child. The cash transfer was delivered on the same e-cards WFP uses to transfer monthly food assistance. The transfer allowed families to buy winter clothes for their children at WFP-contracted supermarkets in the camps. On 14 December 2015, UNICEF and WFP launched a second winterization initiative via the OneCard in both Azraq and Za’atari camps. The one-off cash grant from UNICEF will provide USD 28 (20 JOD) per child, to a total of 51,851 children under the age of 18 (representing a total of 15,980 households in the two camps) until the end of January 2016. Lebanon – In December 2015, UNICEF joined the OneCard platform to deliver one-off cash assistance for winter clothing to 75,000 Lebanese children under the age of 15 (across 30,000 households) and around 91,000 Syrian children (across 27,000 households). • Lebanese Cash Consortium: Since February 2015, a consortium comprised of six NGOs (ACTED, CARE, IRC, Save the Children, Solidarites International and World Vision) has been providing unrestricted cash assistance to approximately 17,000 households, some of which overlap with WFP e-card beneficiaries. HOW DOES THE ONECARD WORK? Each card can have number of wallets, or sub-accounts (a maximum of four in Lebanon and five in Jordan), assigned to different humanitarian actors for various types of assistance. Platform users can receive a report on the transactions and balance of the beneficiary account upon completion of the transfer cycle or project. The card can be used at either a point of sale (such as WFP partner shops) or an ATM to withdraw cash. Upon completion of each transaction, beneficiaries receive SMS messages itemizing the value spent/withdrawn, and the remaining balance on their card. WFP’S ROLE WFP acts as the platform manager of the OneCard, managing the relationship with the bank and acting as the focal point for reporting loss, theft, or damage of the card. WFP also takes appropriate action to prevent any card-related fraud, and provides support services to partner agencies using the platform. WHAT ARE THE BENEFITS OF USING THE ONECARD? For participating agencies/partners: • Improved cost efficiency by reducing overhead costs (shared set-up, running costs, contract with a single bank). • Focus on core activities without worrying about logistics and administration. • Flexibility and control (WFP funds will be restricted to food purchases from contracted retailers, thus maintaining control over beneficiary spending choices while also allowing beneficiaries to access cash through ATMs). • Coordination of assistance to reduce the potential for duplication. • Improved monitoring mechanisms and overall verification, ensuring greater accountability to stakeholders and preventing fraud or abuse. • Streamlined and consolidated information to facilitate analysis and reporting. For beneficiaries: • More efficient access to assistance provided by different organizations. 1 • Only one PIN code to remember. • Only one helpline to contact if card is lost/rejected or needs to be blocked or replaced. • Reduced costs, as beneficiaries don’t need to travel to distribution sites. • Enhanced dignity and self-reliance. • Convenience of using a single card instead of carrying multiple cards for different types of assistance. WHAT ARE THE LIMITATIONS OF THE ONECARD PLATFORM? Although the system is flexible enough to support multiple sub-accounts, some beneficiaries may not understand how to navigate between various accounts/wallets. As such, they may be unaware of how to access their entitlements. CONTACTS: Amman Liaison Office for the Syria Crisis [email protected] 1 PIN code – the numeric 4 digit code required to access cash. 2
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