Value Proposition
Detailed
July 2017
www.intix.eu
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Agenda
> Needs in financial data management
> Transaction Data is a gold mine
> Enabling data intelligibility
> The INTIX Message Suite
> Benefits
> Conclusion
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Needs in financial data management
Both financial institutions and corporate treasuries
are seeking to gain increased visibility
and control on their financial flows
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The Information Challenge in Financial Services
> Are you struggling to gain sufficient visibility on your financial transactions?
STANDARDS COMPLEXITY
and
> Are you confronted with regulatory reporting obligations?
TRANSACTION VOLUMES
> Are you aiming at using transaction data for predictive modelling?
> Do you wish to get business insights from your archived and on-going transactions?
> Do you wish to measure your counterparties behaviors?
> Are you looking at supporting your sales with business development dashboards?
> Do you need instant access to transactions detail to increase customer satisfaction?
> Do you need to produce new metrics for audit and risk management?
... are continuously increasing
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The Information Challenge for Financial Institutions
Digitisation
Growing transaction
volumes
Multitude of data
semantics and formats
New financial instruments
Multitude of internal and
external data sources
Data-focused regulatory
requirements
Pressure for fact-based
decision making
Regulation
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The Information Challenge for Corporate Treasuries
The data sources are numerous and very specialised …
Enterprise Resource Planning
Trade Finance System
ePresentation
eInvoicing
Purchase-to-Payment
Traditional
software solutions
Treasury Management
Receivables
Financing
FX Trading
Collateral
Management
… and this jeopardises visibility and tracking of financial flows
Collaborative
cloud platforms
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Transaction data is a gold mine
INTIX helps Financial Institutions and Corporate
Treasuries transform transaction and master data
as a strategic asset
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Financial Institutions must elevate data
to its deserved status of strategic asset
> Critical data is siloed and this impairs enterprise-
> Main challenge is the lack of talent to implement
level reporting, decision-making and performance
optimisation
> Regulatory bodies now require information / data
management to be a foundational effort within all
Financial Institutions for purposes of risk
management and compliance reporting
> Financial Institutions need to become informationcentric enterprises
> Data needs to be actively managed on an enterprise
level for its embedded value to be realised
big data and the integration with existing systems
> Executives report big data delivering business
outcomes for a wide spectrum of strategic
corporate goals - from revenue generation and new
market development to enhancing the customer
experience and improving enterprise-wide
performance
> Big data is definitively disruptive, potentially
transformational.
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Transaction Data is a gold mine
> tells you where, when and how customers
consume your transaction services
> exposes vital information across all of your
moving parts of your institution
Transaction
Data
> helps improve customer engagement,
optimize service delivery and increase
service profitability
Need for a
holistic and
intelligent
transaction
warehouse
> needs to be collected, interpreted and
brought in a timely, simple and global way.
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Enabling data intelligibility
INTIX helps Financial Institutions and their clients
turn financial transaction data
into a competitive advantage
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INTIX enables data intelligibility in four strategic areas
Regulatory Compliance
Business Intelligence
Strategic areas which
depend on effective
Data Management
Risk and Audit
Customer Experience
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1
Regulatory Compliance
REGULATORY COMPLIANCE
BUSINESS INTELLIGENCE
CUSTOMER EXPERIENCE
RISK AND AUDIT
Long-term archive
Regulatory transaction
reporting
Screening of customer master
data
In-country archive
Risk data aggregation and
reporting
Compliance
Analytics
Intra-day liquidity reporting
Regulatory investigations
End-to-end traceability
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2
Business Intelligence
REGULATORY COMPLIANCE
BUSINESS INTELLIGENCE
CUSTOMER EXPERIENCE
RISK AND AUDIT
Multi-system data aggregation
Predictive statistical analysis
Business development
dashboards
Multi-semantic data
aggregation
Ultimate ordering customer /
beneficiary analysis
Transaction visibility vs.
message analysis
Track and trace
Transaction-specific workflows
and metrics
Multi-format data aggregation
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3
Customer Experience
REGULATORY COMPLIANCE
BUSINESS INTELLIGENCE
CUSTOMER EXPERIENCE
RISK AND AUDIT
Instantaneous transaction
searching
Customer SLA monitoring and
reporting
Decrease Claim Resolution Time
Instant access to archived data
Transaction visibility and history
across functions and systems
Claim follow-up and tracking
Full-text search on clients and
transaction details
End-to-end
transaction tracking
Transaction-level alerts
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4
Risk & Audit
REGULATORY COMPLIANCE
BUSINESS INTELLIGENCE
CUSTOMER EXPERIENCE
RISK AND AUDIT
Automated Management
Reports
Audit in real time
Automated group-level
reporting
Publication of limited data to
external parties
Raise transaction-level and nonevent alerts
Real-time reporting
Monitor internal and external
SLAs
Cross-system transaction
tracking and supervision
Log file analysis
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INTIX serves institutions active in the Financial Services Industry
including their Corporate clients
Capital
Market
Firms
Insurance
companies
Corporate
treasuries
Banks
Market
Infrastructures
Asset
Managers
Clients
Financial Institutions
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The INTIX Message Suite
The INTIX Message Suite provides scalable
capabilities through a series of intelligibility modules
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The INTIX Message Suite provides modular and scalable capabilities
Visibility
Searching
Reporting
Control
Publishing
Alerting
Tracking
Managing
INTIX Message Suite
Payments
Treasury
Securities
Trade
Finance
Master
Data
Risk Data
Activity
logs
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The INTIX Message Suite is modular
Visibility
Control
Archive
Management
and Reporting
Business
Intelligence
and
Dashboarding
End-to-end
Operational
Monitoring
Real-time
Transaction
Monitoring
and Alerting
Transaction
Tracking and
Traceability
Transactional
Investigations
and Case
Management
Archive
Warehouse
Operational
Data Store
Monitor
Tracker
Case Manager
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The INTIX Message Suite (IMS) is scalable
Knowledge
The IMS embeds all global and domestic financial transaction formats
Adaptability
The IMS integrates new format versions automatically
The IMS keeps track of past format versions
Logic
The IMS knows how to reconcile and assemble messages as end-to-end
business transactions called “conversations”
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INTIX Message Archive (IMA)
Wasting time and resources on transaction data searches and (compliance) reporting?
All messages are indexed in a
NoSQL file-based database
(performance & cost)
Supports all messaging standards
across all channels; including individual
transactions in bulk/batch files
indexes both archived and on-going financial transactions and
offers a single-point-of-access for investigations, searches & reporting
WebGUI provides access to all messaging regardless
of which standard, channel and/or archive the data
resides
Using an intuitive query interface
supporting both facet or structured
criteria (incl. free text search)
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Full search across all your financial messaging
1. Form-based search criteria, also catering
for free text search in all messaging data
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2. Saving/loading of regularly used queries
3
3. Point-n-click search criteria selection
4
is supported
with drill-down functionality
4. Listing of criteria used in current query,
easily viewable and removable
5
5. Overview of all messages in any standard
of any originating system matching the
search criteria. Individual messages can
be opened from here.
1
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Immediate access to transaction details
Export to
PDF, Excel & RJE
Model view displays a
transaction in an easily
readable view; e.g., all
payment instructions
regardless of format (MT,
MX, ...) are displayed similarly
Text view displays the original
message in its original / source
format
Structure view displays the
transaction with all the
different ‘blocks’ and ‘fields’
fully expanded and detailed
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Ad-hoc and automated reporting
Overview of all reports within the system,
contains out-of-the-box and user-created reports
Adapting and creating specific report
parameters via a configuration GUI
Export function
to PDF and Excel
format.
Search criteria for
pre-defined reports
within the solution
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INTIX Message Warehouse (IMW)
Having difficulties turning your financial transaction data into insightful dashboards?
Cash Management, Counterpart &
Relationships, Business Network,
Securities, FileAct content &
volumes, KPI’s, etc.
Provides Business Intelligence by aggregating transaction data across
your entire value chain using dynamic dashboards and reports
Financial transactions are indexed and correlated in
real time across all interfaces, front- & back-office
systems
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Interactive dashboards
Solution comes ‘out-of-the-box’
delivered with various
dashboards (e.g., Reconciliation,
Correspondent Banking)
Dashboards are based on
different portlets, all fully
configurable via the GUI.
Form-based search criteria, allows
updating a dashboard in real-time: e.g.,
dashboard on all messages from specific
counterpart during a timeframe.
Interactive dashboards: all data values displayed
in the dashboards are interactive - clicking on a
specific item will open a listing of all pertaining
messaging on which the data is calculated.
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Counterparty Analytics
Besides business intelligence, there are many
different dashboards available for operational
& technical departments.
Some examples:
- Total on messaging volumes, split per
category
- Calculating FileAct size per correspondent
- Peak volumes and moments.
User-configurable dashboards
• A user can easily create new dashboards
• Dashboards are based on portlets, with queries and criteria defined
• Portlets can be easily changed by the user using a configuration GUI
• Queries can be added, changed and removed as needed.
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End-of-day liquidity monitoring
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Intra-day liquidity monitoring
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Compliance dashboards
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Service Level Agreement (SLA) dashboards
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INTIX Message Monitor (IMM)
Wishing to be alerted in real time when specific business conditions are met in your incoming
and outgoing financial flows?
Based on business criteria, system
criteria, or mix of both
Alerting methods are configured
as per the institution’s
requirements
Configurable query-based real-time alerting on financial flows
across your entire value chain
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Monitoring and Alerting
Alerts are based on business
criteria, system criteria, or mix
of both.
Alerting methods can be
configured as per the
institution’s standards.
(email, SNMP, …)
Some examples:
- Cut-off time monitoring
- High-value payments
- Failed messages (e.g., NAKs)
- Limit management
Configurable query-based real-time
alerting on financial messaging across
your entire value chain
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Monitoring payments and intraday liquidity
Message Flow Integrity
Monitor functional integrity of specific message flows and sends an
alert when message or conversation remains in invalid or non-final
state for too long
Cut-Off Time Monitoring
Monitor status of payment
instructions in function of
counterparts cut-off times.
High-Value Payments
Monitor value of
incoming payments to
detect messages
requiring for e.g.,
analysis or approval.
Intraday Liquidity Monitoring
Real-time monitoring of
intraday liquidity to comply
with Basel BCBS compliance
regulations.
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INTIX Message Tracker (IMT)
Want to easily track messages across the entire value chain, and view the conversation instead
of the single message?
Reconcile a message or event
with the original message and
updating the status or other
characteristics accordingly
E.g., ISO 20022 “R” Messages, individual
transactions within a message
with a SEPA reject message (pacs.002, pain.004)
Correlate different messages and events with one other in order to manage the
message status and get a clear view on the entire message life-cycle
A conversation is a collection of messages
related to a single intitiating event. Provides a
view on a entire processing history triggered by
the initiating event
Different statuses and steps can be tracked
based on the correlation characteristics
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Transation tracking across 14 internal processing steps
Step 1
Step 2
Step 3
Step 4
Step 5
Step 6
Step 7
Step 8
Step 9
Step 10
Step 11
Step 12
Step 13
Step 14
Summary
Step 1
Step 2
Step 3
Step 4
Step 5
Step 6
Step 9
Step 10
Step 11
Step 12
Step 13
Step 14
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Transaction tracking - processing metrics
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Transaction tracking – cut-off time alerts
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INTIX Case Manager (ICM)
Interested in automating payment investigations on all customer and transaction data?
Automate your manual and email
based processes using a fully
customizable workflow
Cases contain full audit trail (system &
investigator actions), comments and
linked messages
Automate and document your investigation processes
and provide access to all relevant data
Single-window access to all messaging data
across all channels and a broad horizon, using
powerfull searching features
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INTIX Case Manager
Messages from other Banks
• MT195
• MT196
• MT202
• MT999
• Compliance messages
• ...
CRM (Internal):
• Branches
• Contact Centers
• Other departments
• ...
Automated
import &
case creation
Automated
update to CRM
INTIX Case
Manager
Automated
import &
case creation
Outbound
SWIFT
Automated
SWIFT MT Response
email
Web Interface
Internal & External
Reporting
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Investigations and case management
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INTIX Operational Data Store (ODS)
Do you wish to mitigate risks of third parties connecting to your core banking applications?
Single point of access to the
needed information; bidirectional status reconciliation
Medium-term persistence for
complex data structures;
combination of data store and
middleware functions
Enable a non-intrusive layer with all required customer, account and payment data
between third parties and the core banking applications
E.g., Third Party Payment Service Providers whom
are mandated to have access to bank accounts
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Benefits
INTIX is quick and easy to implement whilst
increasing your business performance
and reducing your risks
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INTIX Message Suite is quick and easy to implement
Non intrusive
• No impact on back-office applications
• Plug-and-play with MQSeries and flat files
• No data privacy issues given on-premise use
Time to market
• Lightweight implementation
• Configuration-based data processing
• Standard software solution
Flexibility and
Scalability
• User configurable reports
• Extendable to additional data sources
• Expandable to additional data sets
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Supporting your business objectives
End-to-end visibility on
your financial
transactions
Business performance
Real-time monitoring of
your financial events
Enhanced control
and audit
Operational risks
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Conclusion
INTIX empowers your business
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Conclusion
> Financial Institutions and Corporate treasuries are confronted with growing information
management challenges
> Data Management technology eases the implementation of regulatory requirements and other
needs in business intelligence, customer service and audit/risk metrics without impacting internal
back-office systems
> INTIX empowers its customers with advanced Data Management technology dedicated to financial
transactions and turns transaction data into a competitive advantage
> INTIX delivers data management technology in a very agile way minimising time to market.
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WE BRING
INTELLIGIBILITY TO DATA
Email us at [email protected]
+32 15 14 01 30
www.intix.eu
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