ZugerKB credit cards
ZugerKB Maestro card
Having the right cards at hand.
Money in its most practical and simple form
With credit cards from Mastercard® or Visa,
you can make payments simply and quickly
– for anything from chewing gum to a sofa. In
addition, you are better protected than ever
before. Pay by credit card and buy in Switzerland at the best price at both retail and
online stores. And thanks to your credit card,
you will benefit from comprehensive insurance cover when travelling that protects you
before and during your journey. What’s
more, you can check your expenses at any
time and from any location via the i­nternet,
by text message or smartphone app. Wel­come
to the future.
Thanks to the contactless supplementary
function of ZugerKB credit cards, you
can also make small payments quickly and
easily.
Our products are the perfect companions
for every day. The ZugerKB M
­ aestro card
is the best option for cash withdrawals and
information about your bank account.
ZugerKB account sets
Have you heard about our ZugerKB account
sets that include private accounts and payments? They include Maestro cards and credit
cards. Find out more at www.zugerkb.ch/
accountsets.
Welcome around the world –
ZugerKB credit cards
For day-to-day use –
the ZugerKB Maestro card
You can use your ZugerKB credit card to make
payments simply and conveniently at over
35 million acceptance points around the world.
Whether Rio, Shanghai or New York: with your
ZugerKB credit card you can make cashless payments at countless shops, restau­rants,
hotels and petrol stations – at 100 000
locations in Switzerland and over 35 million
locations around the world. In the event
of the loss, theft or misuse of your card by third
parties, you are protected as long as you
have adhered to your due diligence obligations. In an emergency we can issue a
replacement card – around the clock. And
around the globe.
You can use your ZugerKB Maestro card
to pay for all your daily needs. And should
you require cash, you can withdraw this
immediately from your account at any ATM
displaying the Maestro or Cirrus logo.
Worldwide acceptance
680 million cardholders and over 10 million
acceptance points make Maestro the
un­disputed global number one. Wherever
you see the Maestro or Cirrus logo, you
can use your card to make cashless purchases
simply and conveniently or to withdraw
cash in the national currency.
Geoblocking
In order to boost protection against poten­tial
fraud when using the Maestro card, we
have restricted the card’s utilisation to Europe.
This restriction can be amended at any
time to meet your current travel needs. Further
information is available at www.zugerkb.ch/
kartensicherheit.
ZugerKB credit card and ZugerKB Maestro card. The perfect combin
Services and prices
Cards
Annual fee for main card
Annual fee supplementary card
(charged together with the main card)
Replacement card
(in the event of loss, theft or damage)
Replacement PIN
Card blocking
Reminder (in the event of ­payment
default / account overdraft)
Expenditure limit (total)
Limit for cash withdrawals
in case of settlement with monthly invoice
in case of direct debit from bank account
Paper invoice sent by post
Electronic billing
Transactions
Purchase in Switzerland
Purchase abroad
Withdrawal in CHF at
Kantonalbank ATMs
Withdrawal in CHF at ATMs
of non-cantonal banks in Switzerland
Withdrawal in EUR at ATMs
of Zuger Kantonalbank
Withdrawal in EUR at ATMs
of non-cantonal banks in Switzerland
Withdrawal at ATMs abroad
Withdrawal at counters abroad
Contactless payment
Visa Gold
World Mastercard Gold
CHF 200
CHF 50
free of charge, in Switzerland as a rule within
2 working days, abroad 3 to 6 working days
free of charge
free of charge
CHF 20 per reminder
from CHF 10 000
max. 40 % of spending limit
max. CHF 10 000 in addition to spending limit
CHF 2 per invoice
free of charge 5)
free of charge in CHF 2)
1.75 % 2)
4 %, minimum CHF 10
(in case of settlement with monthly invoice)
free of charge (in case of direct debit from account)
4 %, minimum CHF 10
(in case of settlement with monthly invoice)
CHF 2 (in case of direct debit from account) 4)
not possible
not possible
4 %, minimum CHF 10 2)
4 %, minimum CHF 10 2)
possible 1)
Only possible for authorised account holders.
Currency conversion: Viseca’s exchange rate on the day of international processing plus processing fee of 1.75 %. Transactions in
3)
At Zuger Kantonalbank ATMs, the amount is converted at the indicated rate; all other transactions are converted using the rate of
4)
Withdrawals at Postomat automatic tellers cannot be settled by direct debit from account. These withdrawals are settled by month
5)
Free of charge with Online registration at www.visecaone.ch
1)
2)
nation
Visa Classic
World Mastercard Silver
Maestro
CHF 100
CHF 25
CHF 40
CHF 40 1)
CHF 20, in Switzerland as a rule within 2 working days,
abroad 3 to 6 working days
free of charge
free of charge
CHF 20 per reminder
CHF 20
max. CHF 10 000
individually selectable
max. 40 % of spending limit
max. CHF 5 000 in addition to spending limit
CHF 2 per invoice
free of charge 5)
not possible
individually selectable
—
—
free of charge in CHF 2)
1.75 % 2)
4 %, minimum CHF 10
(in case of settlement with monthly invoice)
free of charge (in case of direct debit from account)
4 %, minimum CHF 10
(in case of settlement with monthly invoice)
CHF 2 (in case of direct debit from account) 4)
not possible
free of charge 3)
CHF 1.50 3)
free of charge
not possible
CHF 2 3)
4 %, minimum CHF 10 2)
4 %, minimum CHF 10 2)
possible 1)
CHF 5 3)
not possible
possible
CHF abroad: processing fee of 1.75 %.
exchange applicable the day of/day prior to the booking.
hly invoice.
CHF 20
CHF 40
at cost
CHF 2
free of charge 3)
You benefit in many ways with your ZugerKB credit card
Pay with your ZugerKB credit card and enjoy many
benefits without incurring additional costs.
Visa Gold
Guarantee extension
1)
World Mastercard Gold
Up to CHF 5 000 (plus 24 months)
Best price guarantee 1)
Up to CHF 2 000 per year
Purchase protection 1)
Up to CHF 1 0 00 per event
CHF 5 000 per year
Collective travel and aviation accident insurance 1)
Disability or death
Up to CHF 500 000
Recovery, search and repatriation
Up to CHF 60 000
Medical travel assistance 1)
Return travel and transport,
Up to CHF 250 000 per year
and repatriation costs
Search and rescue costs
Up to CHF 60 000 per year
Treatment costs
Up to CHF 250 000 per year
Travel cancellation up to CHF 20 000 per year
Travel cancellation costs and
Travel interruption up to CHF 15 000 per year
travel interruption insurance 1)
Baggage delay insurance 1)
Up to CHF 1 0 00 per year
(part of travel interruption insurance)
Baggage insurance in the event of theft,
Up to CHF 5 000 per year
loss or damage 1)
during the entire trip
Up to CHF 10 000 per event
Hired care deductible insurance 1)
(unlimited per year)
24-hour assistance
In case of an emergency, 24-hour assistance
(+41 (0)58 958 82 85) can organise concrete
assistance (worldwide referral of doctor, hospital
and attorney addresses) and provide advice.
Discount for hired cars
Up to 20 % at Hertz on the
“non-prepaid standard” price
!
1)
For detailed provisions see the General Terms and Conditions of Insurance (GTC).
Detailed descriptions of the aforementioned benefits are set out on the following pages.
Visa Classic World Mastercard Silver
Up to CHF 2 000 (plus 12 months)
Geographical validity
Up to CHF 2 000 per year
Switzerland, Principality of Liechtenstein,
Germany, France, Italy, Austria, Luxembourg
Switzerland
—
Worldwide
Up to CHF 300 000
Up to CHF 60 000
—
Worldwide
Worldwide
Travel cancellation up to CHF 10 000 per year
Travel interruption up to CHF 7 500 per year
—
Worldwide
—
Worldwide
—
Worldwide
In case of an emergency, 24-hour assistance
(+41 (0)58 958 82 85) can organise concrete
assistance (world-wide referral of doctor, hospital
and attorney addresses) and provide advice.
Up to 20 % at Hertz on the
“non-prepaid standard” price
Worldwide
www.viseca.ch/versicherungen
Worldwide
Worldwide
The benefits of your ZugerKB credit card in detail
The supplementary benefits of your credit card enable you to shop without
worries and travel safely around the world.
Guarantee extension 1)
You want to extend the guarantee of your new
refrigerator for an additional two years? If
you made your purchase with your credit card,
you automatically receive additional insur­ance cover of 12 or 24 months respectively,
without additional costs.
This applies to new electronic devices:
for which at least 80 % of the purchase
price was paid with your credit card
that are used in a private household and
during free time
that were purchased in Switzerland, the
Principality of Liechtenstein, Germany,
France, Italy, Austria or Luxembourg
that have a value of at least CHF 100
that are not older than four years
Purchase protection 1)
Looking forward to using your new digital
camera just when it falls on the ground and
breaks? No problem. Your credit card
purchases are insured up to 30 days after
purchase.
Best price guarantee 1)
You recently purchased a new TV and saw it
for a lower price somewhere else within
14 days of your purchase? If you made your
purchase with your credit card, then we
will refund you the difference.
This applies to products:
for which at least 100 % of the purchase
price was paid with your credit card
that were purchased in a Swiss retail store
or online
that are identical (artical number, colour,
manufacturer, etc.)
that have a price difference of at least
CHF 30
Medical travel assistance 1)
If you have a medical emergency while travelling, travel assistance will organise support around the clock and bear the associated
costs for:
return travel, transportation or repatriation
transfer to a suitable hospital
treatment costs subsequent to health or
accident insurance
return travel of an accompanying person
Travel cancellation costs and travel
interruption insurance 1)
You have been looking forward to your trip
but something has happened right beforehand
that prevents you from travelling? Then you
will be reimbursed for your travel and cancellation costs.
Something happened during the trip and you
have to break it off? Then the insurance will
assume the costs for unused services as well as
the additional costs of unscheduled return
travel.
Baggage insurance in the event of theft,
loss or damage 1)
While travelling by public transport your baggage is insured against theft, robbery, damage, destruction or loss during the entire trip.
Hired car deductible insurance 1)
Have you have stood at a hired car counter
and wondered which insurance you
should take out? Comprehensive insurance
(CDW) usually includes a deductible in
the event of damage or theft. Now your credit
card has this covered.
The journey cannot be for more than 45 days.
More information:
www.viseca.ch/versicherungen
Baggage delay insurance 1)
If you travel by public transport and your baggage does not arrive within four hours of
your arrival at the holiday destination, then the
costs of essential clothing and toiletries will
be paid for the first 24 hours.
1)
The General Terms and Conditions of Insurance of the
relevant insurer shall apply. Detailed information can be
found at www.viseca.ch/insurances
Even more advantages at a glance
Benefit from modern services and an attractive bonus programme.
Additional cards at a preferential price
Additional cards for partners, relatives or for
yourself cost less.
Contactless payments with your credit card
Now you can make contactless payments.
Anywhere you see the -symbol, simply hold
up your credit card briefly to the payment
terminal, and in no time you’ve paid for your
newspaper, sandwich or coffee. You can
even pay without using your PIN for smaller
amounts. Convenient, secure and fast.
More Information: www.kontaktlos.ch
3-D Secure for secure online shopping
After registering for and installing the
VisecaOne Mobile app, you will receive a
message with all details for every online
payment (3-D Secure). The payment can be
accepted or rejected by touching the app
screen. The identification check of the purchaser makes online payments even more secure.
Everything under control thanks
to VisecaOne
VisecaOne makes digital life even more convenient and more secure. After one-time
registration with VisecaOne and installation
of the mobile app you can conveniently
make card payments online (3-D Secure) and
review and confirm them with the app. Reg­
istration also automatically activates your card
for Viseca MasterpassTM . This digital wallet
has all the data you need for making online
payments. And in the VisecaOne Mobile
app, you always have an overview and can
keep card spending under control. For
example, it shows the available amount and
a list of card transactions or you can receive push messages for transaction confirmation. You can also help to protect the envi­
ronment by choosing to receive your statements
in electronic form, which also saves you the
monthly fee for paper statements.
More information: www.visecaone.ch
SMS (text message) services
for fast information
SMS services offers you control of your credit
card spending in seconds and nearly every­where around the world.
More information: www.viseca.ch/sms
surprize: easy, exciting and varied
Reward yourself: every time you use your eligible credit card, you can receive valuable
surprize points. You can find out your points
balance at surprize.ch at any time. Redeem
your points in the surprize premium shop for
vouchers or non-cash prizes of our partners
or donate them to a selected organisation. We
always have new and exciting ways to
significantly increase your points balance. And
thanks to our re­wards promotions, your
points become even more valuable as you can
order vouchers and non-cash prizes at
attractive conditions.
Collecting surprize points is that easy.
Two points per Swiss franc at supermarkets
in Switzerland and at BP (as a surprize
partner plus)
One point per Swiss franc for all other
payments made with your card
You can earn additional points with
promotions, contests and other surprises.
More information: www.surprize.ch
8235-0717
This brochure is printed using a carbon-neutral process.
Zuger Kantonalbank
Bahnhofstrasse 1
6301 Zug
Phone 041 709 11 11
Fax 041 709 15 55
[email protected]
www.zugerkb.ch