Representing EPS90 Product Overview
Product Knowledge
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90 Day
No Credit Check
In-House Customer EZ Payment Plan
IS NOT
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EPS90 Is Not A Bank
EPS90 Is Not A Finance Company
EPS90 Is Not A Lender
We do not make loans and we are not a finance company.
We provide ACH Payment schedules giving us the opportunity to
convert and guarantee said schedules.
EPS90 is able to provide this service
due to Federal Law: The Check
Clearing Act 21 of 2008
• Allows Post-dated Checks To Be Converted To an
ACH Payment Schedule.
• Mandates Bank Regulation Requiring ACH Payment
Priority vs. Traditional Checks.
• Mandates Bank Regulation Allowing ACH NSF
Re-deposits Three Additional Times vs. Traditional
Checks One Time Only.
Only Three Requirements To Qualify
For Platinum One, No Credit Check
In-House EZ Payment Plan
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Valid Checking Account
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Valid Driver’s License, State ID Or Military ID
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Proof Of Employment
1.
The Customer Signs The EPS90 No Credit Check
Agreement For The Requested Products Or Services
2.
The Customer Presents The Checks Payable To The
Merchant For The Products Or Services
3.
Merchant Scans The Checks And Enters The
Customer’s Payment Schedule
4.
The Checks Will Be Debited From The Customer’s
Account On The Specified Date
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EPS90 Guarantees Your Customer’s Payments
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Maximum Aggregate $5,000
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Maximum Individual Check $2,500
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Maximum Time For Post Dates, 90 Days
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93% Approval Rate In 10 Seconds Or Less
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Merchant Does Not Deposit A Single Check
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EPS90 Collects On Customer’s Bad Checks
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Merchant Cost 8.5%
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Merchant Charges The Customer 12% One Time
Only
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Merchant Earns A Plus Business/Profit Builder Of
3.5% Per Customer
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EPS90 Provides Leased Processor, Imager And
Proprietary Software
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Account Set Up In 72 Hours, Includes Application
And Delivery Of System
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Not Designed To Replace Existing Financing
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Is Designed To Enhance Existing Financing
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Piggy Backs Over And Above Existing Financing
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Guaranteed Layaway Programs
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Finance Soft Costs To Enhance Profitability
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Automotive Sales
Automotive Repairs
Wheels And Tires
Furniture Sales (New And
Used)
Appliance Repairs
Appliance Sales (New And
Used)
Contractors (All)
Funeral Homes
Criminal Defense Attorneys
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Computer/Electronic Repair
Jewelry Sales And Service
Car And Home Entertainment
Medical Services
Dental Services
Cosmetic Services
And Many More…
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Small To Medium-Sized Businesses, Located
On “Main Street America”
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Owned And Operated By Citizen “Mom And
Pop”
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Business Should Have Average Ticket Of
$300 Or More
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Emergency Services Or Have-To Purchases
Are Especially Strong
The Account Executive’s
Guide to Paperwork
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
Check Must Be Commercially Imprinted.
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Cannot Be A Temporary Check Or
Signature Card
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Bank Letter Is Acceptable As Long As It Is
On Bank Letterhead, Lists The Account
Number, Routing Number And Business
Name And Must Be Signed By Branch
Management
The Lease Is Four Pages.
The Last Three Pages Require
Initials And Dates Only.
2
3
4
Merchant Completes with
Consumers
Do’s and Don'ts
There’s really no such thing as knowing too much about
what you’re doing. Resolve to move forward and to learn
as much as you can - today and every day.
- Donald Trump
Our Home Office Team is here to provide you
with the tools that you need to succeed.