June 2013 - Volume XVII, Issue 6
June 2013 - Volume XVII, Issue 6
Owners: Len Hume & Annette Marchionda
Follow us on twitter @HlthyHomNiagara
or www.twitter.com/HlthyHomNiagara
Tips For Keeping Your Credit Score Up
Once your credit history is
established, keep the following tips
in mind:
Cool Blogs,
Sites & Online
Resources to
Check Out!

Keep credit accounts active. As
children leave the household and
retirement looms on the horizon, many may seek to simplify
their finances. What you might not realize is that closing old
credit accounts with a positive credit history could
negatively affect your credit score, especially if this process
is done all at once. Keep the older accounts open, and use
them for small purchases.

Encourage financial independence. It's a common trend for
the current generation to assist their children and
grandchildren financially, even helping purchase large-ticket
items like tuition, homes and vehicles. Co-signing for a loan
affects these generous folk's credit accounts as well as their
children's, and the behavior of either can affect the credit
scores of both. Before co-signing, consider the length of the
loan's terms and have confidence that payment obligations
will always be met.

Know how to protect your score, even in disasters.
Natural disasters can happen at any time, and in any
location. Those who are affected by a natural disaster can
ask lenders to flag their accounts while they get their lives
sorted out after the disaster. When lenders flag an account in
this manner, the account is no longer used when your credit
score is calculated. This can have both positive and negative
effects.

Review your credit files and your score. By checking to
make sure your credit files are accurate and knowing your
credit scores, you can make changes to your credit habits,
improve your scores, or continue down the path of being a
good credit manager. Everyone should get a copy of his or
her credit report annually.
©2013 Piranha Marketing, Inc.
Get Free Cleaning Tips and Specials at our Website www.pcsniagara.com and www.facebook.com/PCSNiagara!
6 COSTLY Misconceptions About Rug Cleaning
MISCONCEPTION #1: You should wait as long as possible before cleaning your rugs. – No. Dirt is abrasive like
sandpaper. And every time you step and grind dirt into the wool (or silk) fibres of your rugs, you are causing damage.
MISCONCEPTION #2: The only reason to clean your rugs is to remove dirt. – No. As you probably know, outdoor
air contains pollens, fungus, bacteria, air pollution, cigarette smoke, car exhaust – and hundreds of other chemicals.
Frequent cleaning of your flooring and furniture improves your indoor air quality.
MISCONCEPTION #3: Rugs should be dry cleaned. – No. The dry cleaning methods – which are dry foam, dry
chemicals and dry compounds - do not rinse your rugs in any way. Instead, they leave a dirty residue.
MISCONCEPTION #4: Cleaning rugs in your home does not harm them. – Not true. In fact, in extreme cases this
will ruin your rugs. This type of cleaning is considered „surface cleaning‟. Within the conditions of the home area
rugs cannot be fully rinsed because this amount of moisture would not dry within the home in 48 hours and mildew
and dyes bleeding quickly become an issue. In addition, the flooring under the rugs also becomes a concern. Overall,
this means the cleaning products in the rug will not be able to be rinsed out, leaving large amounts of residue to
attract more soil and cause unhealthy pH levels for the area rug.
MISCONCEPTION #5: The company that offers the lowest price is the company you should
hire. – No. Not unless you want to pay for a rug that isn‟t “clean”. This is a labour-based
industry, and if a company is advertising a very low price, then you have to ask yourself what
corners are you willing to have cut?
MISCONCEPTION #6: The company you give your rug to is always the one that will
actually be doing the work. – Not true. Most companies do not do the work themselves. Here,
at PCS Niagara, we have our very own rug spa facility.
What do our clients say
about us?
Are You Destroying a Work of Art?
Here at PCS of Niagara, we meet people every day who are doing exactly that! A fine
hand-woven area rug may have hundreds of artisan hours, (and thousands of your
dollars!) invested in it. But over time, sand and dirt collect deep in the pile, grinding
away the fibers and wearing the rug out prematurely. And cleaners who attempt to
improperly "surface clean" the rug in your home may cause fiber damage or dye
bleeding!
How to Get a Clean, Fresh, Cloud-soft Rug:
Call PCS of Niagara at 905-646-6655, and let Niagara‟s premier IICRC Certified Rug
Cleaner pamper and protect your fine rugs while gently removing the damaging soils
and unsightly stains. We'll use our specialized rug duster to remove up to 90% of the
dry soil before washing, then hand-shampoo and cold-rinse the rug to protect the dyes
and fibers, detail the fringes, and dry it "cloud-soft" and fluffy for a speedy return to
your home! And this month, you can get a great offer to reapply protection!
Take Action To Prevent Further Damage!
Call 905-646-6655 for a Free Rug Inspection and Quote in-home or at our shop. Then
let us clean and care for your rugs like the works of art they are!
Caring for Your Rugs Like
the Works of Art They Are!
FREE Anti-Aging Protection Reapplication
“…Professional Carpet
Systems is outstanding!!!
They do a great job,
couldn’t be more helpful,
more courteous or better
skilled. From my call in
to discuss the spill, to
pick up time… outstanding
service and friendly
staff.”
-Donald Craig
“…Len was friendly,
informative and helpful,
and Jon and Kurt did an
outstanding job!!! Worth
every penny. I am SO
pleased with the results.
I wish I had contacted you
years ago!!”
-Tyler Laird
Learn more about our company and
read other consumer reviews at
www.ethicalservices.com
(just enter your postal code)
Phone (905 646-6655)
See us on the web @ www.pcsniagara.com
©2013 Piranha Marketing, Inc.
905-646-6655
PCS of Niagara
©2013 Piranha Marketing, Inc.
World War I Ends June 28, 1919
The Treaty of Versailles was signed on June 28, 1919, bringing to
an end the unfathomably appalling slaughter of World War I. From 1914 to
1919, World War I (aka The Great War) saw 65 million men mobilized to
fight, worldwide, with a 57% casualty rate (8.5 million killed, 21.1 million
wounded, 7.7 million missing/captured).
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Russia, France and Romania suffered the highest casualty rates
among the Allies, at over 70%, while Austria-Hungary (Central Powers)
had a staggering 90% casualty rate. Many think that the high casualty rates
were the result of the bringing together of then-modern weaponry with
archaic tactics.
Remembering D-Day: June 6, 1944
Go to:
www.facebook.com/PCSNiagara.
Be kind whenever possible.
It is always possible.
Dalai Lama
-------------------------If you're going through hell,
keep going.
Winston Churchill
-------------------------The most certain way to succeed is
always to try just one more time.
tThomas Edison
-------------------------You are never too old to set another
goal or to dream a new dream.
C.S. Lewis
-------------------------Do you want to know who you are?
Don't ask. Act! Action will
define you.
Thomas Jefferson.
-------------------------I don't have to be what you want me
to be. I'm free to be what I want.
Muhammad Ali
See Insert This Issue:
Could You Use
Some FREE
Money This
Summer?
©2013 Piranha Marketing, Inc.
The D-Day operation of
June 6, 1944 brought together
the land, air and sea forces of
the allied armies in what
became known as the largest
invasion force in human
history.
The operation, given the
codename
OVERLORD,
delivered five naval assault
divisions to the beaches of
Normandy, France.
The invasion force included 7,000 ships and landing craft manned
by over 195,000 naval personnel from eight allied countries. Almost
133,000 troops from England, Canada and the United States landed on DDay. Casualties from the three countries during the landing numbered
10,300. By June 30th, over 850,000 men, 148,000 vehicles and 570,000
tons of supplies had landed on the Normandy shores.
June 11, 1982: E.T. Premiered
Steven Spielberg's classic film E.T. premiered at the 1982 Cannes
Film Festival, anchoring the festival's closing gala, receiving high marks
from viewers and critics alike. Upon its wide release on June 11, 1982, the
film opened at #1 with a gross of $11 million, and stayed at the top of the
box office for six weeks. It remained at or near the top through the end of
the year. To date, the film holds the #40 spot for all-time worldwide gross
($792 million).
The screenplay for E.T. was written by Melissa Mathison, who also
penned the scripts for The Black Stallion, Twilight Zone: The Movie, The
Indian in the Cupboard and Kundun. Initially reluctant to write the script,
Steven Spielberg enlisted the aid of Harrison Ford (whom she later
married), and they finally convinced her. Harrison Ford was actually cast
in, and filmed for, the role of the principal of Elliot's school in E.T., but all
of his scenes were ultimately cut from the final film.
June Birthday Hall of Famer:
Driving Tips To Remember

Don't Drink and Drive: Annually, more than 30% of
all auto accident fatalities involve drivers impaired by
alcohol. Even at low blood-alcohol levels,
intoxication reduces reaction time and coordination
levels, which can lead drivers into making foolish
choices.

Don't Speed: Speeding is also a major contributing
factor in all fatal crashes each year. Instead of zipping
around town or down the highway, leave a bit earlier
and keep to the posted speed limits.

Avoid Distractions: Talking or texting on cell phones
is banned in an increasing number of countries, and
for good reason. This seemingly harmless activity
results in many thousands of deaths nationwide each
year, since it radically hampers reaction times. Also,
eating, applying makeup, messing with the radio or
horsing around with other passengers can distract
enough to lead to accidents.

Don't Drive When Tired: Driving while drowsy can
also impact reaction times behind the wheel. Even
just zoning out for a few seconds can lead to disaster
at highway speeds.

Buckle Up!: Worn properly, seat belts will prevent
you from being tossed around inside your car during
an accident. Statistics show that more than half of all
accident fatalities were people who were unbelted,
including a shocking 70% of all fatalities for victims
aged 13 to 15.

The Three Second Rule: In order to have enough
time to react if the car in front of you suddenly stops,
driving guidelines recommend at least three seconds'
distance between vehicles. When the car ahead of you
passes a stationary object, count off three seconds.
You should not pass the same stationary object in less
than three seconds.
Judy Garland
Judy
Garland
(born
Francis Ethel Gumm) was
described by the great Fred
Astaire as "the greatest
entertainer who ever lived,"
and there are not many who
would dare to disagree with
him.
Her career as a singer, actress and
vaudevillian spanned more than 40 years, until her
death at the age of 47 in 1969. Other accolades
include Academy, Golden Globe, Grammy and
Tony Awards, a spot in the American Film
Institutes' ten greatest female stars in the history of
American
Cinema,
a
Grammy
Lifetime
Achievement Award, as well as being the youngest
person (aged 39) to be awarded the Cecil B.
DeMille Award for lifetime achievement in the
motion picture industry.
Judy is most remembered for her role as
Dorothy in The Wizard of Oz, as well as for her
many movies in which she co-starred with Mickey
Rooney. She got her start in the world of
entertainment by performing with her two older
sisters in a vaudeville act called The Gumm Sisters her parents both being experienced vaudevillians as
well. She transitioned into film by way of Busby
Berkeley and Louis B. Mayer. Busby asked Louis to
go to the Orpheum Theater to watch the Gumm
Sisters act, and then report back to him. Judy (then
13) and her mother were immediately brought into
MGM and she signed a contract, without even
having a screen test.
The whirlwind schedule of film shoots over
the following years led to a drug habit that led to a
lifelong addiction problem, and ultimately to her
untimely death.
Thank You!
Thanks to YOU the word is spreading! Thanks to all of
my wonderful clients and friends who graciously referred
me to their friends and neighbors last month!
My business runs on the positive comments and referrals
from people just like you! I couldn‟t do it without you!
A special thanks to these fine folks who referred me…
Barb Lebat, Jackie Richardson
and Heather from Country Lane Co-Op
©2013 Piranha Marketing, Inc.
Thanks for
All the Kind Words!
“As always Jon did a fantastic job
cleaning our carpets. He was quick and
efficient. He always has great advice on
how to keep our carpets clean and how
best to treat
any
accidents.”
18-20
Perma
Court.,
-Jennifer Kelly
Candy: The Universal
Language
With annual candy sales worldwide topping
£96 billion, it's safe to assume its popularity
will always be strong. The U.S. is the world's
largest candy consumer, which is about 11
kilograms of candy per person per year.
Chocolate makes up the lion's share of
candy consumption, with Switzerland claiming
the title for per capita chocolate consumption
(11 kg per person -- more than double the US
consumption levels).
The most popular candies worldwide (by
total sales) are:
1. M&M's
2. Snickers
3. Trident Gum
4. Kit Kat
5. Wrigley's Gum
The popularity of chewing gum is
increasing at a surprising rate in many
European countries, as many are looking for
cigarette alternatives, and have taken up gum
chewing as a result.
©2013 Piranha Marketing, Inc.
Who Wants To Win Movie Tickets?
Take my Trivia Challenge
And you could win too!
This is one of my favorite parts of the newsletter! Once again we are
giving away 3 gift cards to the movies! Everyone who responds will
be entered into a draw to win a FREE card – good for two movie
passes! Increase your chances by emailing your answer – we‟ll put
your name in twice! Take your best guess, and then email us your
answer and Name (so we know who to send them to) at
[email protected] or call (905) 646-6655. Remember,
your chances of winning are better than you think!
This month‟s Mega Trivia Question:
How old was Judy Garland when she signed her first
movie contract with MGM Studios?
A) 6 years old B) 11 years old C) 13 years old
D) 17 years old E) 20 years old
HINT: The answer is somewhere in this newsletter
March’s Trivia Answer: B) Allen Shepherd
March’s Winners: Lori Dobby, Linda Gilmour & Ron Wiens
April’s Trivia Answer: D) 1801
April’s Winners: Pamela Kniffen, Mario Elrick & Pat Taras
May’s Trivia Answer: B) German
May’s Winners: Mark Ferri, Cathy Waud, Vicki Ceci