Pay off your mortgage faster! Refinance other debt! APR* (fixed for 10 years) Imagine how much money you could save if you reduced your mortgage interest rate or knocked time off the term. What if you could consolidate other high-interest consumer debt into one loan at a much lower rate? Well, our new Time Saver Mortgage could help you do just that. Use it to reduce your pay-back time, or pay off higher-rate debt from another lender. You could save big on finance charges! To apply or for more information, call 607-936-4667, (toll free) 800-833-3338, or visit any branch. www.fhfcu.org *APR = Annual Percentage Rate. Approval subject to our credit granting terms and conditions. All rates and offerings subject to change or termination without notice. Not all borrowers will qualify for the lowest rate. New loans only, no refinances of FHFCU debt. Minimum loan amount $10,000. Maximum loan amount $300,000. Sample monthly payment of $50,000 at 2.95% APR for 120 months is approximately $481.69. The annual percentage rate stated is the lowest rate offered for this product based on a 10-year term with 80% loan-to-value ratio. This is a fixed-rate mortgage, for a 10-year term. Loan proceeds can be used to refinance primary or secondary owner occupied one to four family residences including manufactured/modular homes on permanent foundations, and other consumer debt. There are no closing costs unless mortgage is discharged for any reason within three years of the loan date. We do business in accordance with the Fair Housing Law and Equal Opportunity Act. Offer expires 3/31/15. NMLS ID # 460887
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