Student Housing Guide Introduction This booklet has been produced by the University of Cumbria to guide you through the process of finding accommodation in the private sector. It contains advice on what to consider when viewing a property, the charges you will be expected to pay plus information on contracts and your rights as a tenant. Often students feel pressured into making quick decisions without enough information to base those decisions on. There is plenty of good quality student accommodation so there is no need to sign any contract without first giving it some thought. This guide aims to help you make informed choices by answering some of the most frequently asked questions and equipping you with the basic knowledge to avoid the most common problems. If you require any questions relating to information in this booklet, or you have any worries before signing a tenancy or once you have moved in to a property, please contact:Jan Carruthers Accommodation Office, Fusehill Street Campus Tuesday 8.30am-5pm, Wednesday 9am-3pm, Friday 8.30am-5pm Tel 01228 616206 Accommodation Office, Brampton Road Campus Thursday 9am-12.30pm Tel 01228 400369 [email protected] Stephen Clapp Lancaster Campus Monday – Friday, 9am-5pm Tel 01524 384336 [email protected] Nicola Calman Ambleside Campus Monday 9.30am-3pm Tuesday, Thursday and Friday 9.30am-1.30pm Tel 01539430224 [email protected] Vanessa Irving Commercial Services Manager Accommodation Office, Fusehill Street Campus Monday- Friday 8.30am-5pm [email protected] 2 www.cumbria.ac.uk/accommodation Student Behaviour in Private Sector Accommodation The University’s Code of Conduct requires that students behave in a socially acceptable manner and refrain from conduct which may damage the University’s good name. This applies to behaviour both on and off the University’s premises. Students living in the private sector should be aware that they may be living in an area where neighbouring families have young children, or there are elderly people who need to have undisturbed rest. There may be neighbours who work on shifts and require sleep during the day. Students should be aware that it is illegal to create unacceptable noise disturbance or to behave in an intimidating manner towards those living nearby and the general public. The University, whilst not wishing to unduly restrict the freedom of individuals, is anxious to ensure any problems are minimised and if possible eliminated. Students should not cause any damage to property. Students should be particularly careful not to contravene any legal requirement. The University may take action against any student living in private sector accommodation who breaches the Regulations for Students by behaving in an unacceptable manner. The NLA Accreditation Scheme The NLA Code of Practice (CoP) is designed to raise and maintain standards in the private-rented sector. It sets out the standards of good practice that landlords are expected to observe in connection with the letting of their properties, and it seeks to promote good relations between landlord and tenant by ensuring a good standard of service to tenants. Accreditation is becoming increasingly important and has been adopted by councils as a way of ensuring that goods and services are safe within the private rented sector. NLA Accreditation is purely based on Landlord Development and good management practice. The University strongly recommends that you only sign a contract if the Landlord is accredited with the national landlords association. Studentpad landlords for Cumbria all need to be registered with the NLA before advertising their properties to students. For our Lancaster campus, we are now in partnership with Lancaster- University Homes who operate an approval scheme for student housing in Lancaster. All of the properties listed have been checked that they comply with current safety legislation and that they meet their minimum standards for quality and management. They have the backing of Lancaster City Council and a growing list of interested landlords – large and small – across the city. The Voluntary Code of Standards There is no typical landlord. Some landlords bend over backwards to help their tenants whilst others offer a less than perfect service. To address this, the University has a Voluntary Code of Standards for Landlords, copies are available from the Accommodation Office. The purpose of the Code is to encourage landlords to 3 www.cumbria.ac.uk/accommodation conduct their business in a professional manner and to carry out repairs promptly. The criteria in the code have been chosen to reflect common sense obligations and responsibilities and to set standards which are achievable. Adoption of the code by a landlord is voluntary. Accommodation Services will clearly identify accredited landlords who are signatories on accommodation lists. University Managed Housing (Head Lease Houses) The University of Cumbria rents properties in Carlisle and Ambleside. These range from 3 to 12 bedroom properties. Renting one of these houses is a good way to secure housing of a suitable standard; with the peace of mind that the University are there to sort out any problems you may have with the accommodation. Head Lease Houses are usually let on a 44 week contract and the rent is payable by card payment in 3 instalments directly to the University. All properties/landlords have reached accreditation standards. You can apply for Head Lease properties from January. Types of Accommodation StudentPad offers an up to date online list of accredited properties offered to students by landlords. The properties are online from December preceding the start of the next academic year. This enables students to view properties and secure them ready for their return to University the following September. Private rented sector accommodation falls into two main categories: Furnished flats and shared houses This type of accommodation usually involves having your own bedroom but sharing the communal facilities with other tenants. Bills may or may not be inclusive of the rental price. Lodgings This type of accommodation usually involves occupying a room in a family home or with a single homeowner and living as part of that household. The accommodation can be either catered or self-catered. Lodgings are generally of a good standard and inclusive of gas and electricity bills. House Hunting The key to effective house hunting is to get organised before you start. Never visit a property alone and try to avoid viewing after dark if possible. Check the route to and from the property and be aware of any possible danger areas nearby. Don’t put yourself under pressure, there’s no rush. There is a plentiful supply of furnished rented accommodation, but choices are inevitably more limited by late summer. Some landlords will not be able to meet you on the day you call. Try to make appointments during daylight so that you can take a good look at the internal and external environments. Make sure all the people you intend to share with have a chance to view the property. 4 www.cumbria.ac.uk/accommodation Ask the landlord if you can take a copy of the contract away with you to read before signing. Make sure you understand all the terms and conditions and if anything is unclear, seek advice from Accommodation office team and/or The Students’ Union. We will offer you as much help and advice as possible but you have to make the decision on whether a house is right. Let the landlord know whatever decision you reach as soon as possible as other students may be interested in the property. Above all, be patient. A checklist is provided at the back of this guide to help you decide if the accommodation you are viewing is both safe and suitable. View a few properties so you get an idea of rent levels and standards of accommodation and never sign a contract without having made a thorough inspection. Do not take the first place you come across unless it meets all your requirements. Ask yourself the following questions:Who, and how many people, do I want to live with? They say you only get to know someone once you start living with them! You will be spending a lot of time with the people you decide to share a house with, so it’s best to make sure you can stand their company for longer than just a night out! Before you decide to form a group and go house hunting you should have a frank discussion about your expectations of house sharing - rules about guests, noise, cleaning, washing-up, sharing food, bill payment, when to use heating etc. Spending time discussing these matters now will avoid problems occurring later. Decide how many people you want to share with and choose your future housemates carefully. One of the most common problems in houses relates to members of the group falling out. How much can I afford? As well as the rent which will probably be payable monthly or termly in advance, you will be expected to pay a damage deposit, gas and electricity bills, etc. Depending on your contract you may have to pay water rates also. What’s included in the rent? Check to see what’s included in the rent (eg utility bills/water rates). Also check what fittings and fixtures actually belong in the property and which are the property of the current tenants (such as television, microwave etc). Similarly if items such as a telephone or washing machine are not present check to see if there is a telephone line in the property/plumbing present – this can cost a lot of money to install and you may be able to get the landlord to agree to installing it (get a written commitment from the landlord if this is the case). 5 www.cumbria.ac.uk/accommodation Where do I want to live? Be realistic about areas, not everyone can live adjacent to the Campus. Check what amenities are close by for example supermarkets, post offices, bus stops etc. Housing Act 2004 The Housing Act (2004) meant major changes to private sector housing and had an impact on private sector landlords and how they operate. The definition of Houses in Multiple Occupation (HMO) as defined by previous Housing Acts, changed with effect from 18th January 2005. The introduction of a new definition now means that if two or more unrelated tenants are sharing a property, it is classed as a HMO. Tenants who have previously been considered a single household, such as students, will now be defined as multiple households and the property they occupy a HMO. All HMO’s are subject to set standards in relation to facilities, amenities and Fire Safety standards and new guidance from the Office of the Deputy Prime Minister (ODPM) is still being sought about the revised amenity standards. The Act has introduced mandatory licensing of HMO’s which are three or more storeys (cellars count as a storey) and are occupied by five or more people. A person controlling or managing a HMO must have a license for each property. Conditions will apply to the license in relation to gas, electrical and fire safety. It will be an offence not to have a license when one is required, and failure to have one will be punishable by a fine of up to £20,000. Charges In addition to rent, you should consider the following charges: Summer Retainer If, during the Spring or Summer term, you find a property you would like to live in for the following academic year, the landlord may ask you to pay a Summer Retainer to reserve the property until you take up occupation in September. This is usually a lump sum of about £100 or a nominal rent of up to £10 per week for the Summer vacation period, which is around 12 weeks (but will depend on the length of the contract the landlord offers). A retainer is normally nonreturnable so, should you decide after paying not to move into the property, it is unlikely that you will get your money back. You should obtain a written receipt from the landlord when you pay the retainer. It is also advisable that you check with the landlord whether you can leave items in the property during the summer. Damage Deposit A damage deposit is usually charged by private landlords either before or at the start of the tenancy. The amount varies from one landlord to another but the average is between £150-250. This deposit is returned at the end of the tenancy provided that you have not damaged the property (fair wear and tear excepted). See page 11 for details of the Tenancy Deposit Scheme. 6 www.cumbria.ac.uk/accommodation Gas and Electricity Most rents do not include fuel bills. When you move in you will need to take meter readings and open an account (in all the names of the tenants) with your chosen supplier of gas and electricity (it is advisable to check with the landlord whether or not he is happy for you to change the gas and electric supplier). You should do this as soon as you move in to avoid complications should the previous tenants have an outstanding bill. When you leave, inform your supplier that you are leaving, take a meter reading and obtain a final account. Some suppliers may require you to pay a deposit. If possible, check with previous tenants for average running costs and for the details of who is supplying the gas and electricity. Water rates Water rates are usually paid by the landlord but you should check your contract to see who is liable. If your contract states that the tenants are responsible for paying the water rates then you should arrange to make the payments monthly so that you only pay for the length of your tenancy agreement. Insurance The landlord will be responsible for insuring the building and the furniture and furnishings he/she has provided. You are responsible for insuring your own personal possessions including any furniture you provide. Television Licence At home one TV licence covers all TV sets in the house. However, living in a House of Multiple Occupation where each student has a separate tenancy agreement, each student also needs a separate TV licence for their own TV. Students on a joint tenancy may only need one licence to cover all sets in the property. Council Tax Council Tax is payable to the local council to pay for local public services and is based on the value of the property. If all the occupants of the property are fulltime students during the period stated on the tenancy agreement, the property will be exempt from council tax. To claim the exemption, take your enrolment form to Academic Registry who will issue an exemption certificate which you should pass on to your landlord. However, if one adult occupant of the property is a part-time student or a non-student, 75% of the council tax will be due on the property and if two or more adult occupants of the property are part-time students or non-students, full council tax will be due on the property. If any of the occupants finish their course and continue to stay in the property over the summer vacation, a 50% charge may be payable. You need to check your tenancy agreement to see who will be liable for council tax if any becomes due. If you are a part-time student you should discuss council tax with the landlord before you agree to take up a tenancy. The landlord may only accept you as a tenant if you agree to pay a higher rent to cover his Council Tax charges which result from your occupation of the property. If, as a part-time student, you are 7 www.cumbria.ac.uk/accommodation entitled to claim Housing Benefit, you may be entitled to claim an increase to cover the extra cost incurred. Any agreement made between you and the landlord should be in writing and signed by both parties. Parking In most areas in the city permit parking is in operation. If you require a permit to park at your property you should contact the City Council. You will need to have received your permit before you arrive at the property. Visitor permits are also available. Please be considerate to your neighbours when parking outside the property, you may find that there are 4 car owners living in your house – you won’t all be able to park right outside the door. Tenancy Agreements Understanding the contract between you and your landlord is very important. There are certain statutory rights that you have as a tenant which nothing in your agreement can alter (despite what your landlord might think). These rights were set out in the Housing Act (1988) and amended in 1996. If you do not sign a tenancy agreement, you have an Assured Shorthold periodic tenancy which gives you less security. Assured Shorthold Tenancies Assured Shorthold Tenancy Agreements are the most common type of tenancy given by property owners. To ensure it best suits your needs Accommodation Services provides blank tenancies to landlords of accredited properties who are on the University’s accommodation list. Where a property is let to University of Cumbria students, the length of the contract will normally be between 40 and 44 weeks (the period may be subject to negotiation between you and the landlord). Such a period gives you security for the academic year (if you keep to the terms of the tenancy) but means you, as well as the landlord, are committed to the tenancy for that period. At the end of the period fixed in the agreement the landlord can seek possession of the property. An Assured Shorthold Tenancy can be either for a fixed term (if there is a set date when the tenancy will end) or open ended. If the agreement is open-ended (if the landlord has not specified the length of the contract) then after six months your landlord can obtain a possession order at any time provided he has served you with at least two months notice to quit. Landlords can also seek possession of the property during the tenancy if they have ‘grounds for possession’ under the Housing Act 1996. Examples include if a tenant is in rent arrears of more than two months or if he/she is causing or likely to cause a nuisance to the other tenants or neighbours. Details of these grounds are available from the Accommodation Office. There is a procedure that landlords must follow if they are seeking ‘grounds for possession’. If your landlord is seeking possession please discuss this with the Accommodation Officers or Students Union or seek legal advice. A tenant can terminate an open ended contract at any time after serving the landlord with at least four weeks notice in writing, or if your rent is payable termly you must give one term’s notice. If you want to terminate your fixed term contract before the end of the tenancy, you can only do so if there is a clause in the contract which permits it, if your 8 www.cumbria.ac.uk/accommodation landlord agrees to it or if your landlord allows you to find a suitable replacement. Failure to seek permission from your landlord to break the contract could lead to court action for the unpaid rent up to the end of the tenancy. If you are uncertain about your contract, get it checked before you sign. The Accommodation Office or Students’ Union will be happy to do this for you and can explain any implications. Joint Tenancies Joint tenancies are where all the occupants sign one agreement to rent an entire house rather than signing individual contracts. The type of tenancy is likely to be an Assured Shorthold Tenancy. With this type of tenancy you will have the rights and obligations of an individual tenant but also hold these rights and obligations as a group. As such this type of tenancy is recommended for formed groups of friends. When a joint tenancy has been entered into, the landlord wants a fixed rent for the whole house irrespective of how many students are living there. This means that if a student drops out of his/her course and goes home, the remaining students in the house will have to cover the rent of the student who has left. In this situation the remaining students would have to take legal action against the student who has left to recover their money. In some cases your landlord may consider you to be joint tenants when in fact you are individual tenants. If in doubt seek advice. Other Tenancy Contracts Your landlord can serve notice that the tenancy is not an Assured Shorthold Tenancy. On these rare occasions you will either be a Fixed Term or a periodic Assured Tenant. Landlord’s Responsibilities Landlords have a duty to ensure the safety of their properties for tenants. These duties are laid down by legislation and are as follows: Gas Safety This is extremely important. A small number of students in Britain have died in the last few years from carbon monoxide poisoning resulting from badly installed or maintained gas appliances. Legislation requires your landlord to carry out a gas safety inspection on all gas appliances at least once every 12 months. The servicing must be carried out by a Council of Registered Gas Installers (CORGI) engineer. You have a right to a copy of your landlord’s current Gas Safety Certificate and should request a copy prior to entering into the tenancy agreement and a renewed copy if the certificate expires during the tenancy. Carbon monoxide is a gas which is highly poisonous. It has no colour or taste and so can be difficult to recognise. With enough air, burning domestic fuels produce carbon dioxide and water vapour in safe amounts and these products are normally taken away by a chimney or flue. However, if there is too little air 9 www.cumbria.ac.uk/accommodation and the air vent, chimney or flue is blocked, any carbon monoxide produced cannot escape. Look out for: stains, soot or discolouration around a gas fire. yellow and wobbly flames may mean there is a problem – the flame should be blue. you may feel sleepy or have headaches when the fire is on the windows steam up when you switch the fire on If you are at all worried that a gas appliance is faulty, switch it off immediately. Call Transco 0800 111 999 immediately. They provide a free 24 hour service. Contact your landlord and notify them about the problem. If they have not made any effort to rectify the problem after a reasonable period of time, contact the Accommodation Office or the Health and Safety Executive. If Transco disconnect a heating appliance then the landlord must provide you with emergency heating. Remember - never attempt to repair a gas appliance yourself and never block up air vents, even if there is a draught. Electrical Safety From 1st January 1997, regulations require landlords to ensure electrical equipment is safe and, in particular, does not carry a risk of death or injury to persons or damage to property. Check that your landlord has had all wiring and electrical appliances inspected by an NICEIC approved contractor and ask to see his/her Electrical Safety Inspection Report (the University recommends that fixed installations and wiring should be tested for safety every five years.) Remember - never attempt to repair electrical faults yourself. Always report the fault as soon as possible in accordance with the method agreed with the landlord. Furniture All upholstered furniture including mattresses should be fire safe by conforming to the Furniture and Furnishings (Fire Safety) Regulations 1988 as amended (1993). Look for sewn on labels which state that the furniture complies with these regulations. If there are no labels ask the landlord for proof that the furniture does comply with the regulations. The landlord must replace any furniture which is not compliant with the law. If he refuses you can report him to Trading Standards which could result in him being fined. Whilst Accommodation Services insists landlords abide by the above legislation we cannot guarantee compliance. Students must satisfy themselves that legal requirements have been adhered to. If students find that their landlords are not complying with the above legislation they should contact Housing Standards, (General housing standards) Environmental Health, (Health hazards & Noise Pollution ) Health and Safety Executive (Gas & Electricity) Trading Standards (Furniture) 10 www.cumbria.ac.uk/accommodation Telephone numbers for the above can be found at the back of this booklet. Landlords can incur very heavy fines for non-compliance with legislation. Repairs Under the Landlord and Tenant Act (1985), Section 11, the landlord is legally bound to keep the house in a good general state of repair. This means they must: Keep the structure and exterior of the property in good repair (ie) roofs, windows, gutters, pipes etc. Keep all plumbing installations in good repair (ie) toilets, sinks, boilers etc. Keep all electrical wiring and installation in good repair. Keep all heating and water heating installations in good repair. In addition all homes must be "fit for human habitation" (ie) the property must have or be: Structurally stable Free from serious disrepair Free from damp prejudicial to health An adequate water supply Adequate lighting, heating and ventilation A suitably located toilet A suitably located bath or shower and wash basin An effective drainage system Facilities for preparing and cooking food If you are not happy about any aspect of disrepair the most important step is to write to your landlord stating exactly what repairs need to be made. Keep a copy of the letter. Give the landlord a fixed time to get the repairs done and inform him that if the repairs are not implemented you will take further action. If the repairs have not been completed after this time you should contact Accommodation Services or the Students’ Union who can appeal to the landlord on your behalf. Sometimes a phone call from the University is all that is required, especially if the property is accredited and the landlord has signed the voluntary code of standards. If, however, this has no effect, Accommodation Services will advise you to contact the relevant Council. An officer will normally come out to investigate your complaint and take action if appropriate. If the landlord fails to carry out the repairs, the council can prosecute or do the work and send the bill to the landlord. Do not stop paying rent during this period as you will be breaching the terms of your tenancy agreement. There is a strict procedure if you are going to stop paying rent. Seek advice first. Examples of problems which may occur are: Dust, smoke and noise pollution Falling plaster Defective fire doors and alarms Dry rot, mould growth and damp Defective wiring Broken fires and heaters Severe condensation Leaking roof 11 www.cumbria.ac.uk/accommodation Infestation The above list is not exhaustive and if you believe your accommodation is defective or unhealthy you should follow the advice given above. When you begin your tenancy make sure you find out from the landlord what you should do in the case of an emergency or an urgent repair. Guidance for Disabled Students (Including students with medical conditions, sensory impairments and mental health difficulties.) The Disability Discrimination Act 1995: Part 3 covers access to provision of services, goods and the letting of premises. This covers issues such as rental agreements, it does not readily provide for making properties fully accessible. For example, unless there are more than six rooms within one house, there is no legal obligation to provide for access for a wheelchair user. However disabled students can reasonably expect, where a property is suitable, to be offered rental agreements: to the same standard as other occupants on the same terms as other occupants with the same level of access to communal facilities An example of discrimination would be where a disabled student, with for example epilepsy, was charged either a higher rate of rent or a higher deposit than other occupants. For students who require minor adaptations such as visual fire and doorbell signalling/ Braille cooker signs etc., it is your responsibility to organise these. Students should contact, in the first instance, the relevant Social Services office for advice. Before proceeding with any work the owner of the property should be consulted and his/her permission should be obtained (Social Services often require written permission from the owner). Permission may not however be withheld without good reason. If you feel you are being discriminated against, or are having difficulties finding accessible accommodation, please contact the University for advice in the first instance. Harassment Section 1 (3) of the Protection from Eviction Act (1977) makes unlawful harassment a statutory offence. Harassment is when your landlord or someone else acting for them does things to try and make you leave your home. It can include: visits without warning (your landlord has to give you at least 24 hours notice before visiting your home and this must be at a mutually agreeable time). entering your home when you are not there or without permission unless in an emergency. threatening eviction (your landlord does not have to attempt eviction to be harassing you, the threat is sufficient to constitute harassment). threatening you with or actually carrying out violence against you. 12 www.cumbria.ac.uk/accommodation removing or restricting services such as hot water or heating, or failing to pay bills so services are cut off. allowing the property to fall into disrepair so you cannot safely continue living there. Unlawful Eviction Unlawful eviction is when your landlord or someone else acting for them forces you to leave your home without following the proper legal procedures. Examples include: changing the locks when you are out being physically thrown out being stopped from getting into part or all of your home Unless you are sharing part of your accommodation with the landlord (such as a bathroom, kitchen or living room) you can only be forced to leave your home by the County Court bailiffs. For this to happen your landlord must serve a proper written notice telling you that your tenancy is being ended, and then must apply to the County Court for a Possession Order requiring you to leave. Only the bailiffs can enforce the Possession Order and force you to leave, this cannot be done by your landlord. Quiet Enjoyment "Quiet enjoyment" is a legal term which means that you have a right to live comfortably in your home without undue interference from your Landlord. It is a statutory requirement of the Landlord and does not have to be written into your contract to be binding on the Landlord. Tenants Responsibilities Under the Housing (Management of Houses in Multiple Occupation) Regulations 1990, tenants are required to take reasonable care not to hinder or frustrate the work of the Landlord. They must, pay the rent pay any bills not included in your rent (such as gas, electric and telephone bills) allow the landlord, at all reasonable times, (so long as 24 hours notice has been given, except in an emergency) to enter rooms for any purposes connected with the carrying out of his duties. give the landlord, at his request, any information he reasonably requires for the purpose of his duties. comply with arrangements made by the landlord regarding means of escape from fire, other fire precautions or for the storage and disposal of refuse take reasonable care not to damage anything which the landlord is obliged to keep in repair. be a good neighbour – ensure that your, and your visitor’s behaviour does not cause a nuisance to your neighbours. Examples of nuisance include loud music, shouting, banging doors. 13 www.cumbria.ac.uk/accommodation Deposits A deposit is paid to the landlord at the start of the tenancy to safeguard against any damage caused to the property beyond normal wear and tear or against any unpaid rent. The amount can be nominal but is usually related to rent. It is illegal for a landlord to charge more than two months rent as deposit. From 6 April 2007, when you pay a tenancy deposit for an assured shorthold tenancy to a private landlord or letting agent, the deposit must be protected by a tenancy deposit scheme. The Government has introduced the schemes to protect tenancy deposits and provide a fairer system for settling disputes about the return of a deposit at the end of a tenancy. Before introduction of these schemes, if a landlord kept all or part of your deposit it could be difficult to get it back. With the new schemes, an independent service helps to resolve disputes about deposits at the end of a tenancy. This service is free for tenants. After you've paid your deposit, the landlord or agent must then protect your deposit using a tenancy deposit scheme. There are two types of scheme available: a custodial scheme. With this scheme, the landlord or agent pays the deposit to the scheme, which will keep it until the end of your tenancy. an insurance scheme, where the landlord or agent keeps the deposit but pays insurance premiums to the scheme. This means that the deposit is insured if there is any dispute, and the scheme will repay the tenant the agreed amount directly. The insurance scheme can charge fees to landlords for membership and can require contributions towards the costs of insurance. It will be up to your landlord or agent to decide what scheme to use. They must then provide certain information to you within 14 days of the day when you paid your deposit. This information includes: the landlord or agent's contact details which tenancy deposit scheme they are using and the contact details for the scheme information about the purpose of a tenancy deposit how you can apply to get the deposit back at the end of the tenancy what you can do if there is a dispute about the deposit. If your landlord or agent hasn't protected your deposit and provided the required information within 14 days, then you can apply to the county court for an order that the landlord or agent should pay the deposit back to you, or protect it in one of the tenancy deposit protection schemes. The court will also order the landlord or agent to pay you compensation equivalent to three times the value of the deposit you paid. The landlord or agent must do all of these things within 14 days of the court order. When you leave, if you and your landlord both agree on how much of the deposit you should get back, you should get it back within 10 days of agreeing. If your deposit was held in a custodial scheme, you will also receive some interest on the deposit. The custodial scheme will repay tenants direct, either by cheque or by 14 www.cumbria.ac.uk/accommodation electronic transfer. Deposits held in the insurance-based schemes will be repaid by the landlord either in cash or by cheque, as they choose. Deposits held in the insurance-based schemes will not pass on any interest to the tenant. The landlord is legally obliged to return your deposit in full if you have not caused any damage or do not owe any rent. Problems often occur when there is a dispute over what the deposit is for and what the nature of the damages are. Here are some tips to help ensure your deposit is returned: Ensure that your landlord has lodged your deposit with a custodial or insurance scheme. Get a detailed inventory of the contents and condition of the house when you move in, listing all the defects, and give a copy to the landlord when s/he has agreed it. If the landlord refuses to check the inventory with you, ask an independent witness (a friend will do) to agree and sign it with you. A sample inventory is available from Accommodation Services. Take photographs of any damage that is there when you move in. It may seem silly at the time but photographic evidence will stop disagreements later. Report any breakages to the landlord in writing and keep a copy. When leaving the property, make a list with an independent witness, to go alongside the initial one made when you moved in, to compare the defects and take more photographs. Your landlord is only entitled to keep all or part of your deposit if they can show that they have lost out financially because of your actions, for example, if you have caused damage to the property, or you owe rent. Ask your landlord or agent for a breakdown of the specific costs that they are taking out of your deposit. Your landlord or agent cannot keep your deposit to cover putting right normal wear and tear. There are rules on what costs can be deducted from your deposit. If you don't agree that your landlord should have kept all or part of your deposit, or you disagree with some of the costs that they have taken out of it, then the tenancy deposit protection scheme your landlord has used will offer a free service to help resolve disputes. Information on what you need to do if there is a dispute will be contained in the information your landlord or agent will have given you at the start of your tenancy. Each scheme will contain an Alternative Dispute Resolution (ADR) service. When a dispute occurs, and if you and your landlord both agree to use the service, you will have to agree to accept its decision and will not be able to apply to the courts. If you or your landlord do not agree to use the ADR service then the dispute will usually go to the county court. 15 www.cumbria.ac.uk/accommodation The Checklist Is the Landlord Accredited with the NLA? Finance How much is the rent per week and when is it payable (ie) monthly, termly? Who is responsible for the water rates, gas and electricity bills? For how many weeks/months is the contract? How much is the deposit and what does it cover? When is the deposit returned? How much is the summer retainer if applicable? General Does the house look okay from the outside? Is the property in a good state of repair? Does the property need decorating? Each bedroom/study should measure 6.50 sq. metres (70 sq. feet) where a separate living room is provided (which is not a kitchen or a kitchen/dining room). Where a separate living room is not provided each bedroom/study should measure 10 sq. metres (108 sq. feet). Furniture Has the house got sufficient furniture for the occupants? Check the Student Accommodation Service’s Inventory for guidance. Is any of the existing furniture the property of the present tenants? Is all the furniture in good condition? Is there sufficient space in the kitchen to store and prepare food? Gas and Electricity Is the heating in the property adequate and does it work properly? Is heating available in every room? Do the gas fires/electric heaters work? Do all the rings, the oven and grill on the cooker function properly? Does the thermostat work? 16 www.cumbria.ac.uk/accommodation Plumbing Do all the water taps function properly? Does the toilet flush properly and without leaking? Does the hot water system function properly? Do all the radiators work (if applicable)? Security Are all external doors secure? Have they been fitted with bolts and security chains? Can you exit the building without using a key? (This is for Fire Safety) Is there a burglar alarm? Do all ground floor windows have security catches? Safety Does the property have a current valid Gas Safety Certificate (if applicable)? - make sure you see a copy. Does the property have certificates indicating the safety of electric appliances and wiring? Does the upholstered furniture (including mattresses) comply with current legal requirements- check sewn on labels. Are there sufficient, working smoke detectors for the property? For large properties there must be an adequate and working fire alarm system, an emergency lighting system and fire doors. Can the landlord provide appropriate certification? When the systems were last tested? Do the windows in the bedrooms and lounge have an openable area large enough to facilitate escape to a safe place outside? Does the kitchen contain a fire blanket and/or fire extinguisher? Other Has the landlord agreed to abide by the Voluntary Code of Standards scheme? Do you fully understand the terms of the agreement being offered? Do you know the name, address and telephone number of the landlord? Is this information permanently displayed in the property? 17 www.cumbria.ac.uk/accommodation Have you spoken to past or present tenants to get their comments on the property and landlord? Once you have moved in Take meter readings of the gas and electricity if your rent does not include energy to avoid paying previous tenants’ bills. Make a detailed inventory of the contents and condition of the house when you move in listing all the defects and give a copy to the landlord when s/he has agreed to it. If the landlord refuses to check it with you, ask an independent witness (a friend will do) to agree and sign it with you. If necessary take photographs. It may seem silly at the time but photographic evidence will stop the landlord from blaming you and unlawfully keeping your deposit. Check which scheme the landlord is lodging your deposit with. You should also ask for a receipt for any rent paid. If rent is paid weekly your landlord must provide a rent book or face prosecution. If rent is paid monthly or termly, ask for a receipt or keep your cheque stubs. A few landlords will ask for post-dated cheques. It is not advisable to give post-dated cheques because if you have insufficient funds to cover the amount and your cheque bounces, you could be liable for any bank charges. Find out from the landlord the locations of the electricity mains and gas mains, and water stop cock. Ask for instructions on how to use any of the appliances if you are not sure. 18 www.cumbria.ac.uk/accommodation Dealing with problems – Points to Remember Put everything in writing. Seek advice straight away. Report any problems quickly. Acknowledgements The Accommodation Office have sought advice from Lancaster City Council, Carlisle City Council, South Lakeland District Council, National Landlords Association, Shelter and the Students Union regarding the contents of this booklet and wish to thank them for their co-operation. Disclaimer This booklet is intended as a guide only and is not a complete statement of the law. Its contents are without prejudice to legal rights. If you are in doubt about your legal rights or obligations you should seek legal advice. Updated: November 2015 19 www.cumbria.ac.uk/accommodation Index Page Behaviour 3 Charges 6 Council Tax 7 Deposits 14 Disabled Students 12 Harassment 12 Head Lease Properties 4 House Hunting 4 Housing Act 2004 6 Insurance 7 Landlord’s Responsibilities 9 Parking 8 Property Accreditation Scheme 3 Quiet Enjoyment 13 Student Behaviour in Private Sector Accommodation 3 Summer Retainer 6 Tenancy Agreements 8 Tenants Responsibilities 13 The Checklist 16 TV Licence 7 Types of Accommodation 4 Unlawful Eviction 13 Voluntary Code of Standards 3 Water Rates 7 20 www.cumbria.ac.uk/accommodation
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