Life Line
The
Winter 2015
MEFCU Credit Union Bulletin
Switch Gears
If you’re stuck with a high interest auto loan from another lender, now is
the time to tune-up your financing at your credit union. Refinance your
current auto loan that’s elsewhere and…
Get up to
$fo2r Y0ou0r
Car Loan
• Lower your interest rate – rates as low as 1.75% APR*
• Extend your term and lower your monthly payment
• Cash out your equity (use the funds to pay off high rate credit cards)
• Get up to $200 for your car loan!**
We make it easy to switch gears and rev up the savings. Just complete
a loan application anytime online at www.mefcu.org or stop by any of
our office locations. But step on it, this is a limited time offer.
*Annual Percentage Rate subject to credit union lending guidelines.
**Certain restrictions apply. Subject to Credit Union lending guidelines. $200 back for loans over
$20,000; $100 back for loans at $10,000-$19,999; $50 back for loans between $5,000-$9,999.
Refinance offer only valid for loans not currently financed with MEFCU. See a loan representative for
details. Limited time offer.
Clean Up Your Desk
– Go Paperless!
Sign up for e-statements, clean up
the clutter and get the benefits of
receiving your account statements
electronically.
• Free… no fees for e-statements
• Flexible… view and download
your statements at your convenience
• Security… reduce your risk of mail fraud and identity theft
• Faster… get your statements as soon as they’re ready instead of
waiting for paper statements to arrive
Organize all your important documents in one place – your home
computer! Clean up your desk. Rid yourself of paper clutter by saving
digital copies of your statements. Log on to www.mefcu.org
and sign up now.
President’s Message
It’s a New Year, and that means new
resolutions. If getting a better handle on
your finances is on your list, we’re here to
help. As a member, you already have a
head start. You can take advantage of our
low-cost services and affordable loan rates.
Are you resolving to keep more cash in your
pocket? Then talk to us about refinancing
your auto loan from another lender. Don’t
forget we offer free credit reviews and
counseling and we’ll be hosting seminars
and lunch and learn meetings throughout
the year.
As we move forward in 2015, we are
committed to make accessing your credit
union easier and more convenient. Watch
for announcements of new products such
as mobile banking, remote deposit capture
and remote signature capture.
We are looking forward to providing you
with even better ways to manage your
money and reach your financial goals in
2015 and beyond. We wish you a happy,
healthy and prosperous New Year.
George Glasser, President
Loan Rates*
New Vehicles���������������������������������� as low as 1.75%
Used Vehicles��������������������������������� as low as 1.75%
New Boats or Motorcycles������������ as low as 8.50%
Personal Loan��������������������������������� as low as 8.50%
Share Secured Loan�������������������������������������� 5.10%
Second Mortgage�������������������������� as low as 6.25%
Home Equity Line of Credit������������������� Prime Rate
*All rates are annual percentages and subject to
change without notice. All rates include a 1/4%
discount for payroll deduction. Your actual rate may
vary based on credit worthiness. See us for details.
Simply better banking
MEFCU Credit Union Bulletin
You’ve Got Friends in the Car Business
Don’t want to face the car buying experience
on your own? How about having a whole team
to help you? As a Memorial Employees FCU
member, you’ve got friends in the car business!
We can help you get “insider” pricing and some
of the best rates on auto financing.
Friendly, Affordable Financing
Talk to us before you start your car search. With
rates as low as 1.75% APR, you’ll enjoy affordable
financing and friendly service. Get pre-approved
so you know how much car you can afford when working with our partners.
You Seek, We Find
We provide concierge style service for members looking for a car. Simply provide a
description of what you are looking for and they track down the car and negotiate
the best price.
They’ll even come to you! Now you can work out the best deal on your next car
without leaving your office by using our Buy Your Car at Work program. Car buying
doesn’t get more convenient than this.
Pick the Perfect Used Car Package
Memorial Regional Hospital
3501 Johnson Street
Hollywood, FL 33021
Monday
Tuesday
Wednesday
Thursday
Friday
Keep Repair Costs Down
Purchase your extended warranty through the credit union! We offer Interstate
Extended Warranties with a variety of levels of protection plans to choose from. Save
hundreds, if not thousands of dollars compared to dealer extended warranties.
You don’t need to know the ins and outs of purchasing a car when you leave it to the
pros at Memorial Employees FCU and our partners. Visit us at www.mefcu.org for a
friendly, easy car buying experience.
Save the Date!
Annual Meeting Scheduled
7:00 – 4:00
8:30 – 4:00
8:30 – 4:00
7:00 – 6:00
7:00 – 4:00
Memorial Hospital Miramar
1951 SW 172 Avenue
Miramar, FL 33029
Monday
Thursday
Friday
7:00 – 3:00
(closed 11:30 – 12:15)
7:00 – 6:00
7:00 – 4:00
(closed 11:30 – 12:15)
Memorial Hospital Pembroke
7800 Sheridan Street
Pembroke Pines, FL 33024
Monday
Wednesday
Friday
Our members get the inside track on the best deals on quality, pre-owned vehicles
from Enterprise Car Sales. All vehicles come with the Perfect Used Car Package
including No Haggle Pricing, Vehicle Precertification, 7-Day Repurchase Agreement,
Value for Your Trade In and more!
7:00 – 4:00
(closed 11:30 – 12:15)
9:30 – 4:00
(closed 11:30 – 12:15)
7:00 – 4:00
(closed 11:30 – 12:15)
Memorial Hospital West
703 N. Flamingo Road
Pembroke Pines, FL 33028
Monday
Tuesday
Wednesday
Thursday
Friday
7:00 – 4:00
8:30 – 4:00
8:30 – 4:00
7:00 – 6:00
7:00 – 4:00
Memorial Regional Hospital South
3600 Washington Street
Hollywood, FL 33021
Monday
7:00 – 11:00
Wednesday
9:30 – 4:00
(closed 11:30 – 12:15)
Friday
7:00 – 4:00
(closed 11:30 – 12:15)
Support Services
Get out your calendars and mark the date for the Annual
Meeting of Memorial Employees FCU. Come and meet
the people who care for your finances, hear about the past
year’s financial performance and learn about the credit union’s plans for
2015 and the coming years. Don’t miss this important event.
Date: March 18, 2015
Time: 5:30 p.m.
L oPlace:
g o nMemorial
t o m Regional
e f c u . oHospital
r g o r– Main
c a lAuditorium
l us at 954.265.5862
Log on to mefcu.org
or call us at 954.265.5862
Simply better banking
LOCATIONS
2900 Corporate Way
Miramar, FL 33025
Monday
Thursday
8:30 – 4:00
(closed 11:30 – 12:15)
8:30 – 4:00
(closed 11:30 – 12:15)
Audio Response
800.544.0943
Virtual Branch
mefcu.org
Federally insured by NCUA
12008-NL-0914