Am I covered if I have a pre-existing medical condition?
We want to make sure that you know what you’re covered for in relation to your Pre-Existing Conditions.
Use this chart to find out what you need to do.*
The next step is easy
Do you have any Pre-Existing Conditions (PECs)?
Are any of
them a Heart,
Vascular or
Lung Illness,
or Type 2
Diabetes?
Find out if we can
cover your Heart,
Vascular or Lung
Illness, or Type 2
Diabetes here.
Would you like
to seek cover
for your PECs?
You can apply for cover without completing
a medical assessment.
Find out if we can cover your PECs
by completing our simple online
medical assessment.
Can we offer
you cover?
Good news! We can cover
your PECs
Once we have received the additional premium and
sent you an email confirmation, you’ll be covered
for any unexpected events related to your PECs.
No problem, it’s your call
You’ll need to pay
an additional
premium for this
cover. Do you wish
to pay this?
If we offer you cover, but you don’t pay the
additional premium, we won’t be able to cover you
for any claims arising directly or indirectly from
your PECs.
We can’t cover your PECs...
But we can still cover you for other
unexpected events*
If there are any changes to your covered conditions, or a new illness or injury arises before you depart
on your trip, please contact us at [email protected] to check what you are covered for.
* Please read your policy wording for a full explanation of cover and other terms, conditions and exclusions. This is a summary only.
If we can’t offer you cover or you choose not to
seek cover for your PECs, we won’t be able to cover
you for any claims arising directly or indirectly
from your PECs.