Extended Account Analysis (XAA)
The quality of your account analysis platform directly affects:
 Your revenue
 Your ability to provide information about customer relationships
 Your ability to perform “what if” scenarios with pricing, interest or
earnings credit rates
 Your ability to compete for business
Maximize Fee Income
If your i nstitution seeks to maximize fee income, i mprove operational efficiencies a nd compete
more effectively for i ts customers’ business, consider Extended Account Analysis (XAA) from
FIS™.
Processing efficiency – Total relationships
XAA effi ciently processes higher volumes of a ccounts and activity than ever before to provide a
tota l vi ew of each commercial customer relationship. It’s the ideal s olution for managing your
i ns titution’s entire commercial portfolio, from high-profile corporations to small businesses.
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Relationship pricing – Increased revenue
XAA i s designed to i nclude a ny type of account i n an analysis, not just commercial checking
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Consider These Examples of What XAA Can Offer

Provi de the product a nd service mix your customers want at a price beneficial to you both,

whi le maintaining the competitive edge.
As s ign pricing automatically to a ccounts based on demographic characteristics.
Revert a utomatically to s tandard pricing when exception pricing expires.
Appl y a discount or premium to a customer’s eligible s ervices in a single maintenance
functi on.
Ca l culate charges a nd bill by account or customer relationship .
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
Tra ck cos ts and fees for servi ces.
Ha ndle multicurrency reporting and international taxation requirements.


Perform “wha t if” scenarios with pricing, balances, rates and product performance.
Crea te a modeling a pproval workflow to comply wi th audit requirements and establish a
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
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hi erarchy of modeling users with approval authority that i ncludes limits a ssigned to each
a pprover.
A functionally
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to your organization’s
performance.
XAA
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FIS offers graphical, account analysis desktop
products to provide even more functionality

XAA Ins ight makes full use of a Web browser envi ronment
to offer i ntuitive, enhanced inquiry a nd maintenance
functi ons.

Portfol io Management allows your i nstitution to monitor or
crea te pricing overrides – or perform a ccount, relationship
a nd product modeling, including impact reporting – through
your brows er a nd i ntranet.
Improve Operational Efficiencies
Pri ci ng maintenance i s minimized with XAA Regional
Pri ci ng. Most changes a re made on the standard price
l i st developed for the holding company, not a t each
regi onal price list.


Maximize Fee Income
XAA a l lows your i nstitution to charge completely,
a ccura tely a nd fairly for the services provided to your
cus tomers. There is vi rtually no limit to the number of
s ervi ces for which your i nstitution ca n charge. Services
ca n be easily i nterfaced, uploaded or entered online,
ens uring the ca pture of all the s ervices provided.


Us i ng volume ti ers to affect discounts
Negotiating prices that a re mutually a greeable and
i mplementing them with minimal effort
Bi l ling for s ervices provi ded to customers who do not
ma i ntain a deposit relationship
Compete More Effectively
XAA Regi onal Pri cing lets you establish prices by regions or
groups that you define, and then a utomatically determines
whi ch pricing to use for each group.

Fl exible pricing calculations a re easy to i mplement and
ma ke it possible to quickly develop competitive a nd
crea ti ve pricing in response to customer or market

dema nds.
Strengthen your bank-customer relationships by a llowing
your rel a tionship managers to customize the mix of
products, s ervices, pricing a nd settlement options they ca n


offer their customers.
Appl y exception pricing for servi ces at the a ccount level,
rel a tionship l evel or a combination of both.
Us e the modeling tool in Portfolio Ma nagement to vi ew the
i mpact of the proposed exception pricing or ECR on a
s elected account or relationship before applyi ng the price.
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the correcti ons and new results are displayed.
By us ing the re analysis ca pabilities of XAA, you ca n
el iminate manual recalculation of analysis results when
correcti ng errors.
Onl i ne i nquiries and maintenance s implify research and
correcti ons.

Servi ce, balance and result trending eliminate the need for
extensive research.

Pri ci ng levels contained in saved models can be
a utomatically uploaded to XAA wi thout any manual
i ntervention or a dditional monitoring once the model i s
a pproved.
Attra ct new business or retain existing customers by:


Re-create s tatements on request, eliminating the need to
ma ke copies. If the statement is reprinted a fter a reanalysis,
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Upl oad s ervice activity, demographic information,
exception pricing, processing a nd promotional pricing plan
overri des and invoice charge-offs.
Relationship Management
XAA i ncl udes a relationship manager that is used to ti e
a ccounts and/or customers together for s everal
purposes:


To defi ne exception pricing for the relationship
To ca l culate fees a nd earnings credits for the relationship as

a whole, ra ther than by i ndividual a ccount
To produce a composite statement for the relationship as a
whol e and to combine s ettlement a mounts into one
cus tomer tra nsaction, i ncluding historical results, if desired

To provi de a graphical display of the relationship, making i t
ea sily understood
Contact Us
To l earn more about Extended Account Analysis from FIS,
pl ease contact your FIS strategic a ccount manager, call
800.822.6758 or vi s it us online a t www.fisglobal.com.
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