Wealthsurance
Foundation plan
TM
UIN:135L001V01
What is the Wealthsurance
Foundation Plan?
Wealthsurance Foundation plan is hereafter referred to as Wealthsurance Account
‘The most powerful force in
the universe is compound interest’
- Albert Einstein
18000000
16000000
Rs. 1 crore
14000000
In Rupees
12000000
Start at age 25
10000000
8000000
Rs. 42 lakhs
6000000
4000000
Start at age 35
Start at age 45
Rs. 16 lakhs
2000000
0
25 Yrs
35 Yrs
45 Yrs
55 Yrs
Age in years
If you start investing Rs. 50,000 per year at age 25, you will have Rs. 1 crore by age
56. But if you delay the beginning till age 45, you will have only Rs. 16 lakhs.
*Interest rate assumed at 10%, compounded annually
WEALTHSURANCE ACCOUNT can be
opened with an investment as low as
Rs. 10000/There is no limit for maximum
amount as investment in this account.
We offer life cover which is 5 times
of your investment, to make your
investment eligible for tax rebates
under section 80C & 80 D and the
returns that you get will also be tax
free under section 10 (10) D.
The life cover offered for an
investment of Rs. 10000/- is
Rs. 50000/- which is the minimum,
but if you desire you can even insure
yourself for an amount of 10 Lakhs
also or even more than that.
The life cover has an inbuilt
Terminal illness benefit.
(Terminal illness is defined as rapidly progressing, incurable disease which is expected
to lead to death within six months.
No recovery made even if Insured Person survives for longer than six months.
Sum Insured reduced by the Terminal Illness Benefit paid and policy will continue.)
In case the investment account holder is DIAGNOSED as
terminally ill and is not expected to live for more than 6
months,
the investment account holder will be paid the difference
between the life cover and the fund value while the
investment account holder is alive.
For example
The live cover chosen is 10 Lakhs and the investment
per year is Rs. 25000/- for a period of 3 years then
the fund value is Rs. 75000/- + interest on this
amount (Let’s assume Rs. 25000) i.e. the total fund
value is Rs. 1 Lakh.
The account holder will be paid a sum of Rs. 9
Lakhs as Terminal illness benefit if he is
diagnosed as terminally ill and not expected to
live for more than 6 months.
If you desire you can also take the benefit of
MAJOR DIESEASE BENEFIT
by which you will be covered for the following 17 diseases:
1. Heart Attack,
2. Coronary Bypass Surgery,
3. Heart Valve Surgery,
4. Surgery of Aorta,
5. Cancer,
6. Stroke,
7. Kidney Failure,
8. Major Organ Transplant,
9. Paralysis,
10. Coma,
11. Multiple Sclerosis,
12. Alzheimer’s disease,
13 .Parkinson’s Disease,
14. Benign Brain Tumor,
15. Major Head Trauma,
16. Major Burns &
17. Primary Pulmonary Arterial Hypertension.
The charges for above coverage are not much.
Exemplary charges for a healthy male aged 35 years are:
Benefit of Rs. 1 lakh payable on death or terminal illness will cost
Rs. 221 per year. (Rs. 2210/- only For 10 Lakhs )
Benefit of Rs. 1 lakh payable on diagnosis of any of the 17 specified
Major Diseases will cost Rs. 373 per year (Rs. 746/- only For 2 Lakhs ).
The charges are deducted in a monthly mode from the
investment done by you
i.e. you need not pay for this charges separately.
The Account can be opened by making only
one time contribution or regular payment of
at least three years.
The funds have a lock in period of three years
and after that you can make partial
withdrawals or even close the account.
You can invest amount in MINIMUM Guaranteed Return
Fund where we promise you a return of Rs. 19.00 on Rs.
10.00 over a period of 10 Years.
The amount is under your control and you can do unlimited
Fund switching from one fund to other funds of the
company free of cost.
The Equity growth fund of the company was at
-3. 81% in March 2009,
in May 2009 it had reached 14.39%
and currently it is giving a return of 28.01%.
The fund performance is published in our monthly magazine
known as wealth trends
Now see the power of
.......
Pay 1.9 Lac for 6 Years
and see the power of Wealthsurance
turn it into a CRORE.
You also get
28.50 Lakh of Life cover
Fund Options Used: 50% Nifty Index & 50% Income Fund
Note: Age 30, Term 30 PPT 6
Pay 2.25 Lac for 8 Years
and see the power of Wealthsurance
turn it into a CRORE.
You also Get
28.10 lakh of Life cover.
Fund Options Used: 50% Nifty Index & 50% Income Fund
Note: Age 35, Term 25 PPT 8
Pay 6.03 Lac for 4 Years
and see the power of Wealthsurance
turn it into a CRORE.
You also get
60 Lakhs of life cover
Fund Options Used: 50% Nifty Index & 50% Income Fund
Note: Age 40, Term 20 PPT 4
Pay 5.55 Lac for 7 Years
and see the power of Wealthsurance
turn it into a CRORE.
You also Get
41.60 Lakh of Life cover.
Fund Options Used: 50% Nifty Index & 50% Income Fund
Note: Age 45, Term 15 PPT 7
Pay 9555 Per Month for 12 Years
and see the power of Wealthsurance
turn it into a Crore.
You also get,
17.20 Lakhs of Life Cover
Note: Age 30, Term 30 PPT 12
Pay 924 Per Month for 15 Years
and see the power of Wealthsurance
make it a Million.
You also get
1.65 lakh of life cover.
Note: Age 30, Term 30 PPT 15
Pay 8.55 Lac Once
and see the power of Wealthsurance
turn it into a Crore.
Also Get.
42.75 Lakh of life cover
Note: Age 30, Term 30 PPT 1
Exclusive fund for loved ones
Protected Fund
for wife and
children
Legally protected through
provisions of Married
Women’s Property Act,
1874*
Creditors, other
claimants on estates &
parties to dispute
cannot touch these
funds
* Subject to conditions
Pay 2.5 Lac for 7 Years
and see the power of Wealthsurance
see your Child a Crorepati.
You also Get,
Withdrawal Option From Age 18 – Age 23
10 Lac Per Annum OR a Crore at 25
Note: Age 1, Term 25 PPT 7
Pay 15000 for 15 Years
get protection of 20 Lakh for 30 Years
and get back 4.0 lakh at Maturity.
Fund Options Used: 50% Nifty Index & 50% Income Fund
Note: Age 30, Term 30 PPT 15
Pay 2.10 Lac for 6 Years
and see the power of Wealthsurance
turn it into a CRORE.
Also get.
31.5 lakh of life cover.
•20 Lakh ADDR.
•10 Lakh major disease care.
• Rs. 2000 hospital care.
Living Benefits : 20 Lac- ADDR, 10 Lac Major Disease, 2000 Hospital Care Note: Age 30, Term 30 PPT 6
Though
no one can go back and
make a brand new start,
anyone can start from now
and create history….
Thank you