NFL PLA
PLAYER
BENE
BEN
EFITS
Covered Segment(s)
Resource
Sponsor
Description
Access
Number
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Continuing Veterans
Web Site
Physical
NFL
Personal
Health Care
Team
Cigna
Get personal health coaching assistance for managing
any of the following chronic conditions: • Acute Myocardial Infarction • Congestive Heart Failure
• Heart Disease • Angina •Anxiety • COPD (Emphysema and Chronic Bronchitis) • Lower Back Pain
• Coronary Artery Disease • Metabolic Syndrome
•Asthma • Bipolar Disorder • Depression • Diabetes
(Type I and Type II) • Osteoarthritis • Peripheral
Arterial Disease
800-635-9671
prompt 7
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Continuing Veterans
NFL Healthy
Babies
Cigna
• Up to $600 for pregnancy-related expenses if wife
enrolls in the first 14 weeks of pregnancy, up to $300
if she enrolls in weeks 15-28. Pregnant girlfriends are
now also eligible to enroll in the program at no cost to
the player, but are not eligible for the cash incentive.
• Dedicated maternity nurse for support throughout
pregnancy • Custom Babies kits for Mom and Dad
• Information on health issues that impact pregnant
women and their babies • Specialty support for high
risk and preterm pregnancies
800-635-9671
prompt 6
www.mycigna.com
Wives of Actives and CV’s
covered by NFL Player
Insurance plan. Girlfriends
of covered Actives and CV’s
can also enroll in the program
but are not eligible for the
cash incentive or the Healthy
Babies Kit. There is no cost
to the player for enrolling a
pregnant girlfriend.
Actives
Continuing Veterans
24 Hour
Health
Information
Line
Cigna
• 24/7/365 Nurse access
• Compassionate assistance whenever you
need it • Referrals to local services, as needed
• Optional pre-recorded audio library on a range
of health topics • Free for NFL Families on the
Cigna plan
800-635-9671
prompt 9
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Continuing Veterans
1
Master
Vested Retired
A player is considered
vested and eligible for
the NFL Retirement Plan
after 3 Credited Seasons,
however vested status
may be different for other
benefits.
Non-Vested
Retired
Healthy
Rewards
Cigna
Discounts on specialty health provider and products:
tobacco cessation, fitness centers, weight mgt
programs, vision and hearing care, healthy lifestyle
products, dental care, alternative medicine, massage
therapy, vitamins
800-635-9671
prompt 8
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Continuing Veterans
Dental
Cigna
Whether you choose a dentist in the Cigna’s network
or outside the network, your coverage includes a wide
range of eligible services after you satisfy any waiting
period and meet your deductible:
• Preventive care (cleanings, X-rays and more)
• Basic care (fillings, basic restorative work)
• Major services (bridges, crowns, root canals and more)
• Orthodontics
• Some diagnostic and preventive care procedures are
covered at no cost or low cost to you.
• For other services, you will usually pay a percentage
of the cost – or coinsurance amount – to the dentist at
the time of service.
• You don’t need an ID card to receive dental care.
• If you visit a dentist or specialist for a second
opinion, we will reimburse you according to your plan
coverage.
• You don’t need to select a primary care dentist.
• You don’t need a referral to receive care from a
specialist.
800-635-9671
prompt 5
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Continuing Veterans
Home
Delivery
Pharmacy
Cigna
• Discounted 90-day medication supply
• Free maintenance medications for select conditions
delivered at no charge (asthma, birth control, blood
thinner, diabetes, cholesterol, hypertension, osteoporosis, prenatal vitamins)
• Diabetic testing strips at no charge
• No cost ADHD generic medication
• Free shipping
800-635-9671
prompt 4
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Continuing Veterans
Spine and
Neurological
Benefits
NFL Player
Insurance
Plan
This service is dedicated to the Total Wellness of our
Continuing Vets so they can have the opportunity to
receive exams and necessary treatment for spine and
neurological conditions at no cost.
This service, provided through the Player Insurance
Plan has contracted with top tier medical centers with
the expertise to diagnose and treat all aspects of
orthopedic and neurological conditions.
Each of these facilities has designated its top specialists to coordinate and oversee all aspects of treatment.
NFL Player Benefits Department
1-800-635-4625
www.mygoalline.com
Continuing Veterans
NFL PLA
PLAYER
2
Master
BENE
BEN
EFITS
Continuing Veterans A
Player is eligible if he
has 3 or more Credited
Seasons and at least
1 Credited Season in
2006 or later
Vested Retired
A player is eligible if he
has 3 or more Credited
Seasons and at least 1
Credited
Season in 2006 or later
Health
Reimbursement
Account
Gene
Upshaw NFL
Player HRA
Plan
A Player is eligible if he has 3 or more Credited
Seasons and at least 1 Credited Season in 2006 or later
• A Player accrues $25,000 per Credited Season up to
a maximum of $300,000 through 2015
• Beginning in 2016, a Player accrues $30,000 per
Credited Season up to a maximum of $350,000
• A Player may be reimbursed for eligible medical
expenses after his coverage ends under the NFL
Player Insurance Plan
800-501-7633
www.mygoalline.com
Discount
Rx
Drug
Program
NFL Former
Player Life
Improvement
Plan/Cigna
Pharmacy
The Discount Prescription Drug Card allows eligible
players and their families to take advantage of
significant discounts that CIGNA has negotiated with
more than 57,000 pharmacies in the United States.
Access to the Discount Drug Card is free, although
the actual price of the prescription drug will depend
on the medication and the pharmacy. Generally, the
discount is about 70% for generic drugs and 16% for
brand-name drugs. The Discount Drug Card is not a
form of insurance.
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.mygoalline.com
Vested Retired, spouse
and any unmarried
children under the age of
26 are also
are eligible
Vested
Inactive
Life
Insurance
NFL Former
Player Life
Improvement
Plan
Term life insurance, amount dependent on Credited
Seasons and Vesting number. Players are eligible
for benefits if they are vested under the Bert Bell/
Pete Rozelle NFL Player Retirement Plan. Coverage
begins when they are no longer eligible for life
insurance coverage under the NFL Player Insurance
Plan and continues until the earlier of (a) he begins
his pension benefits under the Retirement Plan or (b)
he reaches normal retirement age under the
Retirement plan (55 years).
NFL Player
Benefits
Department
800-635-4625
prompt 2
www.mygoalline.com
Vested Retired
Assisted
Living
Benefit
NFL Former
Player Life
Improvement
Plan
Special discounts and preferred access to
retired players.
NFL Player
Benefits
Department
800-635-4625
prompt 2
www.mygoalline.com
Vested Retired
Joint
Replacement
Program
Player Care
Foundation
provides medical and financial resources to retired
players who are uninsured or lack the financing to
have joint replacement surgery.
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
NFL PLA
PLAYER
3
Master
BENE
BEN
EFITS
Non-Vested
Retired
Cardiovascular
Screenings
Player Care
Foundation
Health screening programs that travel across the
country to provide retired NFL players with free cardiovascular and prostate evaluations and education.
This program is conducted through partnerships with
the Boone Heart Institute, Living Heart and American
Urological Association.
NFL Player
Benefits
Department
1-800-635-4625
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
Spine
Treatment
Program
Player Care
Foundation
A program that provides facilitated access to five
premier medical centers specializing in spine care so
that retired players seeking evaluation and possible
treatment of their spine receive top flight care.
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
Neurological
Care
Player Care
Foundation
a program that makes available neurological specialists at five leading medical centers across the country
to evaluate and treat possible neurological conditions.
Each center will have a dedicated team of specialists,
led by a neurologist who will serve as a program
director.
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
88 Plan
Player Care
Foundation
The 88 Plan is designed to assist players who are
vested under the Bert Bell/Pete Rozelle NFL Player
Retirement Plan and who are determined to have
amyotrophic lateral sclerosis (ALS), Parkinson’s diseases, and/or dementia, as this condition is defined
in the 88 Plan.
NFL Player
Benefits Office
1-800-638-3186
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
Non-Vested
Retired
The 88 Plan will pay the cost of medical and custodial care for eligible players, including institutional
custodial care, institutional charges, home custodial
care provided by an unrelated third party, physician
services, durable medical equipment, and prescription medicine.
NFL
Player Care
Foundation
Player Care
Foundation
The Player Care Foundation (PCF) is an
independent organization dedicated to helping
retired players improve their quality of life. PCF
addresses all aspects of life – medical, emotional,
financial, social and community, providing programs and assistance in each area.
-Monetary Grants to qualified NFL alumni who are
experiencing financial hardships.
-Gay Culverhouse Alliance – a partnership with
the Gay Culverhouse Players Outreach Program
to help former players receive vital healthcare
information and benefits.
-Gridiron Greats Assistance Fund is an independent non-profit, 501(c)(3) corporation, established
to provide financial and medical assistance to
dire need retired NFL players and their families.
Gridiron Greats Board of Directors consist of: Mike
Ditka, Marv Levy, Gale Sayers, Kyle Turley and
Matt Birk.
NFL PLA
PLAYER
4
Master
BENE
BEN
EFITS
Non-Vested
Retired
Emotional
Enhanced
Counseling
Benefit
NFL Player
Insurance
Plan
The Enhanced Counseling Benefit can provide support
for any mental health concerns, including relationship
issues, parenting skills and even learning strategies to
help you manage the stressors related to an injury.
• Up to 4 sessions with a licensed mental health
provider of the player’s choice paid at 100%
• Private and Confidential
• For Players, their wives and children
800-635-9671
www.mygoalline.com
Crisis
Hotline Lifeline
Lifeline
Confidential crisis support for the entire NFL family current and former NFL players, coaches, team and
league staff, and their family members. The NFL Life
Line is a free, independently operated resource that
connects callers with trained counselors who can assist you with any personal challenge. If you or a loved
one is experiencing emotional distress or thoughts of
suicide, please call us. We’re here for you at any time
of the day or night.
• Available 24 hours a day, 365 days a year
• Confidential-caller info not shared with the NFL or
Teams
• Online chat available through website
800-506-0078
www.nfllifeline.org
No Cost
Counseling
NFL
Assistance and
Counseling
Service/Cigna
1-8 counseling visits with a licensed professional at no charge for any mental health or
substance abuse issue. Confidential.
866-421-8628
www.cignabehavioral.
com and enter Employer ID: nflpe
NFL Player Insurance Plan
Members (All Actives, Continuing Veterans and covered
dependents)
Actives
Continuing Veterans
Actives
Continuing Veterans
Vested Retired
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
PERSONAL
Adoption
Resources
NFL
Assistance and
Counseling
Service/Cigna
We’ll aid you in finding local adoption providers and
specialists, and provide you with extensive educational
resources and articles on topics like:
• How to get started
• Legal and financial issues
• International and domestic adoption procedures
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Childcare
NFL
Assistance and
Counseling
Service/Cigna
Compare options like au pair care, family day care,
and child care centers -and find the perfect setting for
your child. Loads of information and tools on important
issues including:
• Assisted child care search
• Background checks
• State laws and regulations
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Education
NFL
Assistance and
Counseling
Service/Cigna
Hundreds of articles, resources and online seminars
are at your fingertips so you can make wise decisions
about your family’s education from kindergarten
through college, such as:
• Search tools for public and private high schools and
colleges
• Learning disabilities and special needs resources
• Info on issues from homework to homeschooling
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
NFL PLA
PLAYER
5
Master
BENE
BEN
EFITS
Non-Vested
Retired
Parenting
NFL
Assistance and
Counseling
Service/Cigna
If you’re a parent, you want the best for your family,
but may not always have the time or the answers you
need. Here, you’ll find:
• Facts on childhood developmental stages
• Advice on toilet training, sibling rivalry and communication
• Information on discipline, safety and children’s health
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Pet Care
NFL
Assistance and
Counseling
Service/Cigna
Your pet is part of your family, so we understand
the importance of finding solutions to any number of
needs. Access our pet care resources to ensure that
your furry friends are well taken care of, including:
• Adoption search for homeless pets
• Online pet sitter and vet locator
• Articles on pet health and wellness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Elder Care
NFL
Assistance and
Counseling
Service/Cigna
Elder care
Making the right decisions when it comes to managing
care for elder family members can be difficult. But
you’ve got information and support available to assist
you. For example:
• Articles about medical, financial, physical and
emotional aging issues
• Search tools for senior housing options, home
services, legal aid and more
• Links to federal, state and community senior assistance programs
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Pre-Natal
NFL
Assistance and
Counseling
Service/Cigna
Get answers and support throughout every exciting
pregnancy stage leading up to birth, from core
necessities such as nutrition and exercise to birthing
methods. On our site, find things like:
• Due date calculator
• Prenatal Advisories such as Gestational Diabetes
• Facts about delivery and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Actives and their
household members
Vested Retired and
their household
members
Special Needs
NFL
Assistance and
Counseling
Service/Cigna
For parents who face greater challenges than most, our
special needs services provide the support you want
when facing childhood illness or disabilities, including:
• Facts about Individualized Education Programs (IEPs)
• Information about various conditions and disorders
• Links and resources for autism, ADHD, cerebral palsy
and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Sumer Care
NFL
Assistance and
Counseling
Service/Cigna
Find the perfect summer camp or program for your
kids, and address any special concerns your family
might have with assistance like:
• Comparison of summer care options
• Camp evaluation sheet and guide
• Tips to prevent camp jitters and homesickness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
NFL PLA
PLAYER
6
Master
BENE
BEN
EFITS
Financial
FINRAFinancial
Industry
Regulatory
Authority
Investor
Education
Foundation
FINRA
Pro athletes (current and former) are often targeted by
scam artists. Discover the sophisticated tactics they
use and how to outsmart them. The Financial Industry
Regulatory Authority (FINRA) Investor Education
Foundation is a non-profit organization dedicated to
investor education. They provide financial education
and tools including:
• Investment fund analyzer
• Retirement calculator
• Tools for researching brokers
• College savings calculator
• Savings tips and worksheet
202-728•6964
www.saveandinvest.
org/nfl
Actives
Continuing Veterans
Vested Retired
Non-Vested
Retired
MMI
MMI
Free credit counseling
• Free debt management assistance
• On-demand financial education
• Money management podcasts
• Foreclosure prevention
and more
866-756-0182
moneymanagement.
org/nfl
Actives
Continuing Veterans
Vested Retired
Non-Vested
Retired
Financial
and
Identity
Theft
NFL
Assistance and
Counseling
Service/Cigna
Set your economic goals, put a realistic plan in place,
protect your identity and get legal assistance when
you need it. NFL Player Assistance and Counseling
Services equips you with information and resources
to enhance your decision-making abilities and life
satisfaction.
• Free in-depth financial needs analysis
• 60-minute free identity theft consultation
• 30 days of financial coaching at no cost
• Free 30-minute legal consultation
• Up to a 25% discount on usual legal fees and 50%
off financial specialist fees
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Actives
and their
household
members
Continuing Veterans
and their household
members
Vested Retired and
their household
members
Reimbursement of qualified educational expenses.
NFL Player
Benefits
Department
1-800-635-4625
www.mygoalline.com
Active Player
with at least
1 Credited
Season may
be eligible for
reimbursement of
qualified
educational
expenses –
up to $15,000
may be
reimbursed
per League
Year
Continuing Veterans
A Former Player with 5
or more Credited
Seasons and at least
1 Credited Season in
2006 or later may be
reimbursed up to
$45,000 for expenses
incurred within 48
months of the first day
of the League Year
immediately following
the former Player’s
last regular or
postseason game
Vested Retired
A Former Player with 5 or
more Credited Seasons
and at least 1 Credited
Season in 2006 or later
may be reimbursed up to
$45,000 for expenses
incurred within 48 months
of the first day of the
League Year immediately
following the former
Player’s last regular or
postseason game
NFL
Tuition
Assistance
Plan
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
NFL PLA
PLAYER
7
Master
BENE
BEN
EFITS
NFL
Player
Severance
Pay Plan
A Player is vested after 2nd Credited Season
• Payable in a lump sum after 12 months without an
NFL contract
• A Player accrues $17,500 for 2012-2013
Credited Seasons
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.mygoalline.com
Actives A Player is vested
after 2nd Credited
Season
401K
NFL Player
Second
Career
Savings
Plan
1st year Players (except practice squad Players) can
participate but will not receive a Club contribution
• Player contributions are matched 2:1 up to a maximum of $24,000 through the 2014 Season
• A Player may elect to receive benefits after age 45 if
he is not employed by an NFL Club
NFL Player
Benefits Office
800-638-3186
www.mygoalline.com
Actives
NFL Player
Annuity
Program
NFL Player
Annuity
Program
• A Player accrues $5,000 for 2nd and 3rd Credited
Seasons, $55,000 for the 4th Credited Season, and
$65,000 for Credited Seasons thereafter
• Annuity payments may begin after a Player is
age 35 and 5 years have elapsed after his last
Credited Season
800-635-9671
prompt 8
www.mycigna.com
Actives
A Player is vested
after 3rd Credited
Season
Retirement
and Disability
Plan
Bert Bell/
Pete Rozelle
NFL Player
Retirement
Plan
• Provides retirement and disability benefits [i.e., line
of duty (LOD) and total & permanent disability (T&P)]
to eligible Players
• Provides death benefits to the widow or surviving
children of eligible Players
800-635-9671
prompt 5
www.mycigna.com
Continuing Veterans
A Player is vested
after 2nd Credited
Season
Vested Retired
A Player is vested
after 2nd Credited
Continuing Veterans
A Player is vested
after 3rd Credited
Season
Vested Retired
A Player is vested
after 3rd Credited
Season
Continuing Veterans
A Player is vested
after 3rd Credited
Season
Vested Retired
A Player is vested
after 3rd Credited
Season
NFL PLA
PLAYER
8
Master
BENE
BEN
EFITS
NFL PLA
PLAYER
BENE
BEN
EFITS
Covered Segment(s)
Resource
Sponsor
Description
Access
Number
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Web Site
Physical
NFL
Personal
Health Care
Team
Cigna
Get personal health coaching assistance for managing
any of the following chronic conditions: • Acute Myocardial Infarction • Congestive Heart Failure
• Heart Disease • Angina •Anxiety • COPD (Emphysema and Chronic Bronchitis) • Lower Back Pain
• Coronary Artery Disease • Metabolic Syndrome
•Asthma • Bipolar Disorder • Depression • Diabetes
(Type I and Type II) • Osteoarthritis • Peripheral
Arterial Disease
800-635-9671
prompt 7
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
NFL Healthy
Babies
Cigna
• Up to $600 for pregnancy-related expenses if wife
enrolls in the first 14 weeks of pregnancy, up to $300
if she enrolls in weeks 15-28. Pregnant girlfriends are
now also eligible to enroll in the program at no cost to
the player, but are not eligible for the cash incentive.
• Dedicated maternity nurse for support throughout
pregnancy • Custom Babies kits for Mom and Dad
• Information on health issues that impact pregnant
women and their babies • Specialty support for high
risk and preterm pregnancies
800-635-9671
prompt 6
www.mycigna.com
Wives of Actives and CV’s
covered by NFL Player
Insurance plan. Girlfriends
of covered Actives and CV’s
can also enroll in the program
but are not eligible for the
cash incentive or the Healthy
Babies Kit. There is no cost
to the player for enrolling a
pregnant girlfriend.
Actives
24 Hour
Health
Information
Line
Cigna
• 24/7/365 Nurse access
• Compassionate assistance whenever you
need it • Referrals to local services, as needed
• Optional pre-recorded audio library on a range
of health topics • Free for NFL Families on the
Cigna plan
800-635-9671
prompt 9
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
9
Actives
Healthy
Rewards
Cigna
Discounts on specialty health provider and products:
tobacco cessation, fitness centers, weight mgt
programs, vision and hearing care, healthy lifestyle
products, dental care, alternative medicine, massage
therapy, vitamins
800-635-9671
prompt 8
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Dental
Cigna
Whether you choose a dentist in the Cigna’s network
or outside the network, your coverage includes a wide
range of eligible services after you satisfy any waiting
period and meet your deductible:
• Preventive care (cleanings, X-rays and more)
• Basic care (fillings, basic restorative work)
• Major services (bridges, crowns, root canals and more)
• Orthodontics
• Some diagnostic and preventive care procedures are
covered at no cost or low cost to you.
• For other services, you will usually pay a percentage
of the cost – or coinsurance amount – to the dentist at
the time of service.
• You don’t need an ID card to receive dental care.
• If you visit a dentist or specialist for a second
opinion, we will reimburse you according to your plan
coverage.
• You don’t need to select a primary care dentist.
• You don’t need a referral to receive care from a
specialist.
800-635-9671
prompt 5
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
Home
Delivery
Pharmacy
Cigna
• Discounted 90-day medication supply
• Free maintenance medications for select conditions
delivered at no charge (asthma, birth control, blood
thinner, diabetes, cholesterol, hypertension, osteoporosis, prenatal vitamins)
• Diabetic testing strips at no charge
• No cost ADHD generic medication
• Free shipping
800-635-9671
prompt 4
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
NFL PLA
PLAYER
10 Actives
BENE
BEN
EFITS
Emotional
NFL Player Insurance Plan
Members (All Actives, Continuing Veterans and covered
dependents)
Actives
Enhanced
Counseling
Benefit
NFL Player
Insurance
Plan
The Enhanced Counseling Benefit can provide support
for any mental health concerns, including relationship
issues, parenting skills and even learning strategies to
help you manage the stressors related to an injury.
• Up to 4 sessions with a licensed mental health
provider of the player’s choice paid at 100%
• Private and Confidential
• For Players, their wives and children
800-635-9671
www.mygoalline.com
Crisis
Hotline Lifeline
Lifeline
Confidential crisis support for the entire NFL family current and former NFL players, coaches, team and
league staff, and their family members. The NFL Life
Line is a free, independently operated resource that
connects callers with trained counselors who can assist you with any personal challenge. If you or a loved
one is experiencing emotional distress or thoughts of
suicide, please call us. We’re here for you at any time
of the day or night.
• Available 24 hours a day, 365 days a year
• Confidential-caller info not shared with the NFL or
Teams
• Online chat available through website
800-506-0078
www.nfllifeline.org
No Cost
Counseling
NFL
Assistance and
Counseling
Service/Cigna
1-8 counseling visits with a licensed professional at no charge for any mental health or
substance abuse issue. Confidential.
866-421-8628
www.cignabehavioral.
com and enter Employer ID: nflpe
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Actives
PERSONAL
Adoption
Resources
NFL
Assistance and
Counseling
Service/Cigna
We’ll aid you in finding local adoption providers and
specialists, and provide you with extensive educational
resources and articles on topics like:
• How to get started
• Legal and financial issues
• International and domestic adoption procedures
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Childcare
NFL
Assistance and
Counseling
Service/Cigna
Compare options like au pair care, family day care,
and child care centers -and find the perfect setting for
your child. Loads of information and tools on important
issues including:
• Assisted child care search
• Background checks
• State laws and regulations
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Education
NFL
Assistance and
Counseling
Service/Cigna
Hundreds of articles, resources and online seminars
are at your fingertips so you can make wise decisions
about your family’s education from kindergarten
through college, such as:
• Search tools for public and private high schools and
colleges
• Learning disabilities and special needs resources
• Info on issues from homework to homeschooling
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
NFL PLA
PLAYER
11 Actives
BENE
BEN
EFITS
Parenting
NFL
Assistance and
Counseling
Service/Cigna
If you’re a parent, you want the best for your family,
but may not always have the time or the answers you
need. Here, you’ll find:
• Facts on childhood developmental stages
• Advice on toilet training, sibling rivalry and communication
• Information on discipline, safety and children’s health
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Pet Care
NFL
Assistance and
Counseling
Service/Cigna
Your pet is part of your family, so we understand
the importance of finding solutions to any number of
needs. Access our pet care resources to ensure that
your furry friends are well taken care of, including:
• Adoption search for homeless pets
• Online pet sitter and vet locator
• Articles on pet health and wellness
866.421.8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Elder Care
NFL
Assistance and
Counseling
Service/Cigna
Elder care
Making the right decisions when it comes to managing
care for elder family members can be difficult. But
you’ve got information and support available to assist
you. For example:
• Articles about medical, financial, physical and
emotional aging issues
• Search tools for senior housing options, home
services, legal aid and more
• Links to federal, state and community senior assistance programs
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Pre-Natal
NFL
Assistance and
Counseling
Service/Cigna
Get answers and support throughout every exciting
pregnancy stage leading up to birth, from core
necessities such as nutrition and exercise to birthing
methods. On our site, find things like:
• Due date calculator
• Prenatal Advisories such as Gestational Diabetes
• Facts about delivery and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Special Needs
NFL
Assistance and
Counseling
Service/Cigna
For parents who face greater challenges than most, our
special needs services provide the support you want
when facing childhood illness or disabilities, including:
• Facts about Individualized Education Programs (IEPs)
• Information about various conditions and disorders
• Links and resources for autism, ADHD, cerebral palsy
and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Sumer Care
NFL
Assistance and
Counseling
Service/Cigna
Find the perfect summer camp or program for your
kids, and address any special concerns your family
might have with assistance like:
• Comparison of summer care options
• Camp evaluation sheet and guide
• Tips to prevent camp jitters and homesickness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
NFL PLA
PLAYER
12 Actives
BENE
BEN
EFITS
Financial
FINRAFinancial
Industry
Regulatory
Authority
Investor
Education
Foundation
FINRA
Pro athletes (current and former) are often targeted by
scam artists. Discover the sophisticated tactics they
use and how to outsmart them. The Financial Industry
Regulatory Authority (FINRA) Investor Education
Foundation is a non-profit organization dedicated to
investor education. They provide financial education
and tools including:
• Investment fund analyzer
• Retirement calculator
• Tools for researching brokers
• College savings calculator
• Savings tips and worksheet
202-728•6964
www.saveandinvest.
org/nfl
Actives
MMI
MMI
Free credit counseling
• Free debt management assistance
• On-demand financial education
• Money management podcasts
• Foreclosure prevention
and more
866-756-0182
moneymanagement.
org/nfl
Actives
Financial
and
Identity
Theft
NFL
Assistance and
Counseling
Service/Cigna
Set your economic goals, put a realistic plan in place,
protect your identity and get legal assistance when
you need it. NFL Player Assistance and Counseling
Services equips you with information and resources
to enhance your decision-making abilities and life
satisfaction.
• Free in-depth financial needs analysis
• 60-minute free identity theft consultation
• 30 days of financial coaching at no cost
• Free 30-minute legal consultation
• Up to a 25% discount on usual legal fees and 50%
off financial specialist fees
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Reimbursement of qualified educational expenses.
NFL Player
Benefits
Department
1-800-635-4625
www.mygoalline.com
NFL
Tuition
Assistance
Plan
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives
and their
household
members
Active Player
with at least
1 Credited
Season may
be eligible for
reimbursement of
qualified
educational
expenses –
up to $15,000
may be
reimbursed
per League
Year
NFL PLA
PLAYER
13 Actives
BENE
BEN
EFITS
NFL
Player
Severance
Pay Plan
A Player is vested after 2nd Credited Season
• Payable in a lump sum after 12 months without an
NFL contract
• A Player accrues $17,500 for 2012-2013
Credited Seasons
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.mygoalline.com
Actives A Player is vested
after 2nd Credited
Season
401K
NFL Player
Second
Career
Savings
Plan
1st year Players (except practice squad Players) can
participate but will not receive a Club contribution
• Player contributions are matched 2:1 up to a maximum of $24,000 through the 2014 Season
• A Player may elect to receive benefits after age 45 if
he is not employed by an NFL Club
NFL Player
Benefits Office
800-638-3186
www.mygoalline.com
Actives
NFL Player
Annuity
Program
NFL Player
Annuity
Program
• A Player accrues $5,000 for 2nd and 3rd Credited
Seasons, $55,000 for the 4th Credited Season, and
$65,000 for Credited Seasons thereafter
• Annuity payments may begin after a Player is
age 35 and 5 years have elapsed after his last
Credited Season
800-635-9671
prompt 8
www.mycigna.com
Actives
A Player is vested
after 3rd Credited
Season
NFL PLA
PLAYER
14 Actives
BENE
BEN
EFITS
NFL PLA
PLAYER
BENE
BEN
EFITS
Covered Segment(s)
Resource
Sponsor
Description
Access
Number
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
Web Site
Physical
NFL
Personal
Health Care
Team
Cigna
Get personal health coaching assistance for managing
any of the following chronic conditions: • Acute Myocardial Infarction • Congestive Heart Failure
• Heart Disease • Angina •Anxiety • COPD (Emphysema and Chronic Bronchitis) • Lower Back Pain
• Coronary Artery Disease • Metabolic Syndrome
•Asthma • Bipolar Disorder • Depression • Diabetes
(Type I and Type II) • Osteoarthritis • Peripheral
Arterial Disease
800-635-9671
prompt 7
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
NFL Healthy
Babies
Cigna
• Up to $600 for pregnancy-related expenses if wife
enrolls in the first 14 weeks of pregnancy, up to $300
if she enrolls in weeks 15-28. Pregnant girlfriends are
now also eligible to enroll in the program at no cost to
the player, but are not eligible for the cash incentive.
• Dedicated maternity nurse for support throughout
pregnancy • Custom Babies kits for Mom and Dad
• Information on health issues that impact pregnant
women and their babies • Specialty support for high
risk and preterm pregnancies
800-635-9671
prompt 6
www.mycigna.com
Wives of Actives and CV’s
covered by NFL Player
Insurance plan. Girlfriends
of covered Actives and CV’s
can also enroll in the program
but are not eligible for the
cash incentive or the Healthy
Babies Kit. There is no cost
to the player for enrolling a
pregnant girlfriend.
Continuing Veterans
24 Hour
Health
Information
Line
Cigna
• 24/7/365 Nurse access
• Compassionate assistance whenever you
need it • Referrals to local services, as needed
• Optional pre-recorded audio library on a range
of health topics • Free for NFL Families on the
Cigna plan
800-635-9671
prompt 9
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
15 CV’s
Healthy
Rewards
Cigna
Discounts on specialty health provider and products:
tobacco cessation, fitness centers, weight mgt
programs, vision and hearing care, healthy lifestyle
products, dental care, alternative medicine, massage
therapy, vitamins
800-635-9671
prompt 8
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
Dental
Cigna
Whether you choose a dentist in the Cigna’s network
or outside the network, your coverage includes a wide
range of eligible services after you satisfy any waiting
period and meet your deductible:
• Preventive care (cleanings, X-rays and more)
• Basic care (fillings, basic restorative work)
• Major services (bridges, crowns, root canals and more)
• Orthodontics
• Some diagnostic and preventive care procedures are
covered at no cost or low cost to you.
• For other services, you will usually pay a percentage
of the cost – or coinsurance amount – to the dentist at
the time of service.
• You don’t need an ID card to receive dental care.
• If you visit a dentist or specialist for a second
opinion, we will reimburse you according to your plan
coverage.
• You don’t need to select a primary care dentist.
• You don’t need a referral to receive care from a
specialist.
800-635-9671
prompt 5
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
Home
Delivery
Pharmacy
Cigna
• Discounted 90-day medication supply
• Free maintenance medications for select conditions
delivered at no charge (asthma, birth control, blood
thinner, diabetes, cholesterol, hypertension, osteoporosis, prenatal vitamins)
• Diabetic testing strips at no charge
• No cost ADHD generic medication
• Free shipping
800-635-9671
prompt 4
www.mycigna.com
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
Spine and
Neurological
Benefits
NFL Player
Insurance
Plan
This service is dedicated to the Total Wellness of our
Continuing Vets so they can have the opportunity to
receive exams and necessary treatment for spine and
neurological conditions at no cost.
This service, provided through the Player Insurance
Plan has contracted with top tier medical centers with
the expertise to diagnose and treat all aspects of
orthopedic and neurological conditions.
Each of these facilities has designated its top specialists to coordinate and oversee all aspects of treatment.
NFL Player
Benefits
Department
1-800-635-4625
www.mygoalline.com
Continuing Veterans
Health
Reimbursement
Account
Gene
Upshaw NFL
Player HRA
Plan
A Player is eligible if he has 3 or more Credited
Seasons and at least 1 Credited Season in 2006 or later
• A Player accrues $25,000 per Credited Season up to
a maximum of $300,000 through 2015
• Beginning in 2016, a Player accrues $30,000 per
Credited Season up to a maximum of $350,000
• A Player may be reimbursed for eligible medical
expenses after his coverage ends under the NFL
Player Insurance Plan
800-501-7633
www.mygoalline.com
Continuing Veterans A
Player is eligible if he
has 3 or more Credited
Seasons and at least
1 Credited Season in
2006 or later
NFL PLA
PLAYER
16 CV’s
BENE
BEN
EFITS
Emotional
NFL Player Insurance Plan
Members (All Actives, Continuing Veterans and covered
dependents)
Continuing Veterans
Enhanced
Counseling
Benefit
NFL Player
Insurance
Plan
The Enhanced Counseling Benefit can provide support
for any mental health concerns, including relationship
issues, parenting skills and even learning strategies to
help you manage the stressors related to an injury.
• Up to 4 sessions with a licensed mental health
provider of the player’s choice paid at 100%
• Private and Confidential
• For Players, their wives and children
800-635-9671
www.mygoalline.com
Crisis
Hotline Lifeline
Lifeline
Confidential crisis support for the entire NFL family current and former NFL players, coaches, team and
league staff, and their family members. The NFL Life
Line is a free, independently operated resource that
connects callers with trained counselors who can assist you with any personal challenge. If you or a loved
one is experiencing emotional distress or thoughts of
suicide, please call us. We’re here for you at any time
of the day or night.
• Available 24 hours a day, 365 days a year
• Confidential-caller info not shared with the NFL or
Teams
• Online chat available through website
800-506-0078
www.nfllifeline.org
No Cost
Counseling
NFL
Assistance and
Counseling
Service/Cigna
1-8 counseling visits with a licensed professional at no charge for any mental health or
substance abuse issue. Confidential.
866-421-8628
www.cignabehavioral.com and enter
Employer ID: nflpe
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Continuing Veterans
PERSONAL
Adoption
Resources
NFL
Assistance and
Counseling
Service/Cigna
We’ll aid you in finding local adoption providers and
specialists, and provide you with extensive educational
resources and articles on topics like:
• How to get started
• Legal and financial issues
• International and domestic adoption procedures
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Childcare
NFL
Assistance and
Counseling
Service/Cigna
Compare options like au pair care, family day care,
and child care centers -and find the perfect setting for
your child. Loads of information and tools on important
issues including:
• Assisted child care search
• Background checks
• State laws and regulations
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Education
NFL
Assistance and
Counseling
Service/Cigna
Hundreds of articles, resources and online seminars
are at your fingertips so you can make wise decisions
about your family’s education from kindergarten
through college, such as:
• Search tools for public and private high schools and
colleges
• Learning disabilities and special needs resources
• Info on issues from homework to homeschooling
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
NFL PLA
PLAYER
17 CV’s
BENE
BEN
EFITS
Parenting
NFL
Assistance and
Counseling
Service/Cigna
If you’re a parent, you want the best for your family,
but may not always have the time or the answers you
need. Here, you’ll find:
• Facts on childhood developmental stages
• Advice on toilet training, sibling rivalry and communication
• Information on discipline, safety and children’s health
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Pet Care
NFL
Assistance and
Counseling
Service/Cigna
Your pet is part of your family, so we understand
the importance of finding solutions to any number of
needs. Access our pet care resources to ensure that
your furry friends are well taken care of, including:
• Adoption search for homeless pets
• Online pet sitter and vet locator
• Articles on pet health and wellness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Elder Care
NFL
Assistance and
Counseling
Service/Cigna
Elder care
Making the right decisions when it comes to managing
care for elder family members can be difficult. But
you’ve got information and support available to assist
you. For example:
• Articles about medical, financial, physical and
emotional aging issues
• Search tools for senior housing options, home
services, legal aid and more
• Links to federal, state and community senior assistance programs
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Pre-Natal
NFL
Assistance and
Counseling
Service/Cigna
Get answers and support throughout every exciting
pregnancy stage leading up to birth, from core
necessities such as nutrition and exercise to birthing
methods. On our site, find things like:
• Due date calculator
• Prenatal Advisories such as Gestational Diabetes
• Facts about delivery and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Actives and their
household members
Special Needs
NFL
Assistance and
Counseling
Service/Cigna
For parents who face greater challenges than most, our
special needs services provide the support you want
when facing childhood illness or disabilities, including:
• Facts about Individualized Education Programs (IEPs)
• Information about various conditions and disorders
• Links and resources for autism, ADHD, cerebral palsy
and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Sumer Care
NFL
Assistance and
Counseling
Service/Cigna
Find the perfect summer camp or program for your
kids, and address any special concerns your family
might have with assistance like:
• Comparison of summer care options
• Camp evaluation sheet and guide
• Tips to prevent camp jitters and homesickness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
NFL PLA
PLAYER
18 CV’s
BENE
BEN
EFITS
Financial
FINRAFinancial
Industry
Regulatory
Authority
Investor
Education
Foundation
FINRA
Pro athletes (current and former) are often targeted by
scam artists. Discover the sophisticated tactics they
use and how to outsmart them. The Financial Industry
Regulatory Authority (FINRA) Investor Education
Foundation is a non-profit organization dedicated to
investor education. They provide financial education
and tools including:
• Investment fund analyzer
• Retirement calculator
• Tools for researching brokers
• College savings calculator
• Savings tips and worksheet
202-728•6964
www.saveandinvest.
org/nfl
Continuing Veterans
MMI
MMI
Free credit counseling
• Free debt management assistance
• On-demand financial education
• Money management podcasts
• Foreclosure prevention
and more
866-756-0182
moneymanagement.
org/nfl
Continuing Veterans
Financial
and
Identity
Theft
NFL
Assistance and
Counseling
Service/Cigna
Set your economic goals, put a realistic plan in place,
protect your identity and get legal assistance when
you need it. NFL Player Assistance and Counseling
Services equips you with information and resources
to enhance your decision-making abilities and life
satisfaction.
• Free in-depth financial needs analysis
• 60-minute free identity theft consultation
• 30 days of financial coaching at no cost
• Free 30-minute legal consultation
• Up to a 25% discount on usual legal fees and 50%
off financial specialist fees
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Reimbursement of qualified educational expenses.
NFL Player
Benefits
Department
1-800-635-4625
www.mygoalline.com
NFL
Tuition
Assistance
Plan
NFL Player Insurance Plan
Members (All Actives,
Continuing Veterans and
covered dependents)
Continuing Veterans
and their household
members
Continuing Veterans
A Former Player with 5
or more Credited
Seasons and at least
1 Credited Season in
2006 or later may be
reimbursed up to
$45,000 for expenses
incurred within 48
months of the first day
of the League Year
immediately following
the former Player’s
last regular or
postseason game
NFL PLA
PLAYER
19 CV’s
BENE
BEN
EFITS
NFL
Player
Severance
Pay Plan
A Player is vested after 2nd Credited Season
• Payable in a lump sum after 12 months without an
NFL contract
• A Player accrues $17,500 for 2012-2013
Credited Seasons
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.mygoalline.com
Continuing Veterans
A Player is vested
after 2nd Credited
Season
NFL Player
Annuity
Program
NFL Player
Annuity
Program
• A Player accrues $5,000 for 2nd and 3rd Credited
Seasons, $55,000 for the 4th Credited Season, and
$65,000 for Credited Seasons thereafter
• Annuity payments may begin after a Player is
age 35 and 5 years have elapsed after his last
Credited Season
800-635-9671
prompt 8
www.mycigna.com
Continuing Veterans
A Player is vested
after 3rd Credited
Season
Retirement
and Disability
Plan
Bert Bell/
Pete Rozelle
NFL Player
Retirement
Plan
• Provides retirement and disability benefits [i.e., line
of duty (LOD) and total & permanent disability (T&P)]
to eligible Players
• Provides death benefits to the widow or surviving
children of eligible Players
800-635-9671
prompt 5
www.mycigna.com
Continuing Veterans
A Player is vested
after 3rd Credited
Season
NFL PLA
PLAYER
20 CV’s
BENE
BEN
EFITS
NFL PLA
PLAYER
BENE
BEN
EFITS
Covered Segment(s)
Resource
Sponsor
Description
Access
Number
Web Site
Vested Retired -A
player is considered
vested and eligible for
the NFL Retirement Plan
after 3 Credited Seasons,
however vested status
may be different for other
benefits.
Physical
Health
Gene
Upshaw NFL
Player HRA
Plan
A Player is eligible if he has 3 or more Credited
Seasons and at least 1 Credited Season in 2006 or later
• A Player accrues $25,000 per Credited Season up to
a maximum of $300,000 through 2015
• Beginning in 2016, a Player accrues $30,000 per
Credited Season up to a maximum of $350,000
• A Player may be reimbursed for eligible medical
expenses after his coverage ends under the NFL Player
Insurance Plan
800-501-7633
www.mygoalline.com
Vested Retired A Player is
eligible if he has 3 or more
Credited Seasons and at
least 1 Credited
Season in 2006 or later
Discount
Rx
Drug
Program
NFL Former
Player Life
Improvement
Plan/Cigna
Pharmacy
The Discount Prescription Drug Card allows eligible
players and their families to take advantage of
significant discounts that CIGNA has negotiated with
more than 57,000 pharmacies in the United States.
Access to the Discount Drug Card is free, although
the actual price of the prescription drug will depend
on the medication and the pharmacy. Generally, the
discount is about 70% for generic drugs and 16% for
brand-name drugs. The Discount Drug Card is not a
form of insurance.
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.mygoalline.com
Vested Retired, spouse
and any unmarried
children under the age of
26 are also
are eligible
Vested
Inactive
Life
Insurance
NFL Former
Player Life
Improvement
Plan
Term life insurance, amount dependent on Credited
Seasons and Vesting number. Players are eligible for
benefits if they are vested under the Bert Bell/Pete Rozelle
NFL Player Retirement Plan. Coverage begins when they
are no longer eligible for life insurance coverage under the
NFL Player Insurance Plan and continues until the earlier
of (a) he begins his pension benefits under the Retirement
Plan or (b) he reaches normal retirement age under the
Retirement plan (55 years).
NFL Player
Benefits
Department
800-635-4625
prompt 2
www.mygoalline.com
Vested Retired
Assisted
Living
Benefit
NFL Former
Player Life
Improvement
Plan
Special discounts and preferred access to
retired players.
NFL Player
Benefits
Department
800-635-4625
prompt 2
www.mygoalline.com
Vested Retired
21 Vested
Joint
Replacement
Program
Player Care
Foundation
Provides medical and financial resources to retired
players who are uninsured or lack the financing to
have joint replacement surgery.
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
Cardiovascular
Screenings
Player Care
Foundation
Health screening programs that travel across the
country to provide retired NFL players with free cardiovascular and prostate evaluations and education.
This program is conducted through partnerships with
the Boone Heart Institute, Living Heart and American
Urological Association.
NFL Player Benefits Department
1-800-635-4625
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
Spine
Treatment
Program
Player Care
Foundation
A program that provides facilitated access to five
premier medical centers specializing in spine care so
that retired players seeking evaluation and possible
treatment of their spine receive top flight care.
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
Neurological
Care
Player Care
Foundation
a program that makes available neurological specialists at five leading medical centers across the country
to evaluate and treat possible neurological conditions.
Each center will have a dedicated team of specialists,
led by a neurologist who will serve as a program
director.
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
88 Plan
Player Care
Foundation
The 88 Plan is designed to assist players who are
vested under the Bert Bell/Pete Rozelle NFL Player
Retirement Plan and who are determined to have
amyotrophic lateral sclerosis (ALS), Parkinson’s diseases, and/or dementia, as this condition is defined
in the 88 Plan.
NFL Player
Benefits Office
800-638-3186
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Vested Retired
The 88 Plan will pay the cost of medical and custodial care for eligible players, including institutional
custodial care, institutional charges, home custodial
care provided by an unrelated third party, physician
services, durable medical equipment, and prescription medicine.
NFL
Player Care
Foundation
Player Care
Foundation
The Player Care Foundation (PCF) is an independent organization dedicated to helping retired players
improve their quality of life. PCF addresses all aspects
of life – medical, emotional, financial, social and
community, providing programs and assistance in
each area.
-Monetary Grants to qualified NFL alumni who are
experiencing financial hardships.
-Gay Culverhouse Alliance – a partnership with the
Gay Culverhouse Players Outreach Program to help
former players receive vital healthcare information
and benefits.
-Gridiron Greats Assistance Fund is an independent non-profit, 501(c)(3) corporation, established to
provide financial and medical assistance to dire need
retired NFL players and their families. Gridiron Greats
Board of Directors consist of: Mike Ditka, Marv Levy,
Gale Sayers, Kyle Turley and Matt Birk.
NFL PLA
PLAYER
22 Vested
BENE
BEN
EFITS
Emotional
Crisis
Hotline Lifeline
Lifeline
Confidential crisis support for the entire NFL family current and former NFL players, coaches, team and
league staff, and their family members. The NFL Life
Line is a free, independently operated resource that
connects callers with trained counselors who can assist you with any personal challenge. If you or a loved
one is experiencing emotional distress or thoughts of
suicide, please call us. We’re here for you at any time
of the day or night.
• Available 24 hours a day, 365 days a year
• Confidential-caller info not shared with the NFL or
Teams
• Online chat available through website
800-506-0078
www.nfllifeline.org
Vested Retired
No Cost
Counseling
NFL
Assistance and
Counseling
Service/Cigna
1-8 counseling visits with a licensed professional at no charge for any mental health or
substance abuse issue. Confidential.
866-421-8628
www.cignabehavioral.
com and enter Employer ID: nflpe
Vested Retired and
their household
members
PERSONAL
Adoption
Resources
NFL
Assistance and
Counseling
Service/Cigna
We’ll aid you in finding local adoption providers and
specialists, and provide you with extensive educational
resources and articles on topics like:
• How to get started
• Legal and financial issues
• International and domestic adoption procedures
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Childcare
NFL
Assistance and
Counseling
Service/Cigna
Compare options like au pair care, family day care,
and child care centers -and find the perfect setting for
your child. Loads of information and tools on important
issues including:
• Assisted child care search
• Background checks
• State laws and regulations
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Education
NFL
Assistance and
Counseling
Service/Cigna
Hundreds of articles, resources and online seminars
are at your fingertips so you can make wise decisions
about your family’s education from kindergarten
through college, such as:
• Search tools for public and private high schools and
colleges
• Learning disabilities and special needs resources
• Info on issues from homework to homeschooling
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
NFL PLA
PLAYER
23 Vested
BENE
BEN
EFITS
Parenting
NFL
Assistance and
Counseling
Service/Cigna
If you’re a parent, you want the best for your family,
but may not always have the time or the answers you
need. Here, you’ll find:
• Facts on childhood developmental stages
• Advice on toilet training, sibling rivalry and communication
• Information on discipline, safety and children’s health
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Pet Care
NFL
Assistance and
Counseling
Service/Cigna
Your pet is part of your family, so we understand
the importance of finding solutions to any number of
needs. Access our pet care resources to ensure that
your furry friends are well taken care of, including:
• Adoption search for homeless pets
• Online pet sitter and vet locator
• Articles on pet health and wellness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Elder Care
NFL
Assistance and
Counseling
Service/Cigna
Elder care
Making the right decisions when it comes to managing
care for elder family members can be difficult. But
you’ve got information and support available to assist
you. For example:
• Articles about medical, financial, physical and
emotional aging issues
• Search tools for senior housing options, home
services, legal aid and more
• Links to federal, state and community senior assistance programs
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Pre-Natal
NFL
Assistance and
Counseling
Service/Cigna
Get answers and support throughout every exciting
pregnancy stage leading up to birth, from core
necessities such as nutrition and exercise to birthing
methods. On our site, find things like:
• Due date calculator
• Prenatal Advisories such as Gestational Diabetes
• Facts about delivery and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Special Needs
NFL
Assistance and
Counseling
Service/Cigna
For parents who face greater challenges than most, our
special needs services provide the support you want
when facing childhood illness or disabilities, including:
• Facts about Individualized Education Programs (IEPs)
• Information about various conditions and disorders
• Links and resources for autism, ADHD, cerebral palsy
and more
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Sumer Care
NFL
Assistance and
Counseling
Service/Cigna
Find the perfect summer camp or program for your
kids, and address any special concerns your family
might have with assistance like:
• Comparison of summer care options
• Camp evaluation sheet and guide
• Tips to prevent camp jitters and homesickness
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
NFL PLA
PLAYER
24 Vested
BENE
BEN
EFITS
Financial
FINRAFinancial
Industry
Regulatory
Authority
Investor
Education
Foundation
FINRA
Pro athletes (current and former) are often targeted by
scam artists. Discover the sophisticated tactics they
use and how to outsmart them. The Financial Industry
Regulatory Authority (FINRA) Investor Education
Foundation is a non-profit organization dedicated to
investor education. They provide financial education
and tools including:
• Investment fund analyzer
• Retirement calculator
• Tools for researching brokers
• College savings calculator
• Savings tips and worksheet
202-728•6964
www.saveandinvest.
org/nfl
Vested Retired
MMI
MMI
Free credit counseling
• Free debt management assistance
• On-demand financial education
• Money management podcasts
• Foreclosure prevention
and more
866-756-0182
moneymanagement.
org/nfl
Vested Retired
Financial
and
Identity
Theft
NFL
Assistance and
Counseling
Service/Cigna
Set your economic goals, put a realistic plan in place,
protect your identity and get legal assistance when
you need it. NFL Player Assistance and Counseling
Services equips you with information and resources
to enhance your decision-making abilities and life
satisfaction.
• Free in-depth financial needs analysis
• 60-minute free identity theft consultation
• 30 days of financial coaching at no cost
• Free 30-minute legal consultation
• Up to a 25% discount on usual legal fees and 50%
off financial specialist fees
866-421-8628
cignabehavioral.com
and enter Employer ID:
nflpe. Then go to “Work/
Life Resources”, and
click “Accept”.
Vested Retired and
their household
members
Reimbursement of qualified educational expenses.
NFL Player
Benefits
Department
1-800-635-4625
www.mygoalline.com
Vested Retired
A Former Player with 5 or
more Credited Seasons
and at least 1 Credited
Season in 2006 or later
may be reimbursed up to
$45,000 for expenses
incurred within 48 months
of the first day of the
League Year immediately
following the former
Player’s last regular or
postseason game
NFL
Tuition
Assistance
Plan
NFL PLA
PLAYER
25 Vested
BENE
BEN
EFITS
NFL
Player
Severance
Pay Plan
A Player is vested after 2nd Credited Season
• Payable in a lump sum after 12 months without an
NFL contract
• A Player accrues $17,500 for 2012-2013
Credited Seasons
NFL Player
Benefits
Department
1-800-635-4625
prompt 2
www.mygoalline.com
Vested Retired
A Player is vested after 2nd
Credited
NFL Player
Annuity
Program
NFL Player
Annuity
Program
• A Player accrues $5,000 for 2nd and 3rd Credited
Seasons, $55,000 for the 4th Credited Season, and
$65,000 for Credited Seasons thereafter
• Annuity payments may begin after a Player is
age 35 and 5 years have elapsed after his last
Credited Season
800-635-9671
prompt 8
www.mycigna.com
Vested Retired
A Player is vested after 3rd
Credited
Season
Retirement
and Disability
Plan
Bert Bell/
Pete Rozelle
NFL Player
Retirement
Plan
• Provides retirement and disability benefits [i.e., line
of duty (LOD) and total & permanent disability (T&P)]
to eligible Players
• Provides death benefits to the widow or surviving
children of eligible Players
800-635-9671
prompt 5
www.mycigna.com
Vested Retired
A Player is vested after 3rd
Credited
Season
NFL PLA
PLAYER
26 Vested
BENE
BEN
EFITS
NFL PLA
PLAYER
BENE
BEN
EFITS
Covered Segment(s)
Non-Vested
Retired
Resource
Sponsor
Description
Access
Number
Web Site
Physical
Joint
Replacement
Program
Player Care
Foundation
provides medical and financial resources to retired
players who are uninsured or lack the financing to
have joint replacement surgery.
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Non-Vested
Retired
Cardiovascular
Screenings
Player Care
Foundation
Health screening programs that travel across the
country to provide retired NFL players with free cardiovascular and prostate evaluations and education.
This program is conducted through partnerships with
the Boone Heart Institute, Living Heart and American
Urological Association.
NFL Player Benefits Department
1-800-635-4625
www.nflplayercare.com/
PlayerCarePlanJointReplacementProgram.aspx
Non-Vested
Retired
NFL
Player Care
Foundation
Player Care
Foundation
The Player Care Foundation (PCF) is an
independent organization dedicated to helping
retired players improve their quality of life. PCF
addresses all aspects of life – medical, emotional,
financial, social and community, providing programs and assistance in each area.
-Monetary Grants to qualified NFL alumni who are
experiencing financial hardships.
-Gay Culverhouse Alliance – a partnership with
the Gay Culverhouse Players Outreach Program
to help former players receive vital healthcare
information and benefits.
-Gridiron Greats Assistance Fund is an independent non-profit, 501(c)(3) corporation, established
to provide financial and medical assistance to
dire need retired NFL players and their families.
Gridiron Greats Board of Directors consist of: Mike
Ditka, Marv Levy, Gale Sayers, Kyle Turley and
Matt Birk.
NFL Player
Benefits
Department
1-800-635-4625
prompt 1
27 Non-Vested
Non-Vested
Retired
Emotional
Crisis
Hotline Lifeline
Lifeline
Confidential crisis support for the entire NFL family current and former NFL players, coaches, team and
league staff, and their family members. The NFL Life
Line is a free, independently operated resource that
connects callers with trained counselors who can assist you with any personal challenge. If you or a loved
one is experiencing emotional distress or thoughts of
suicide, please call us. We’re here for you at any time
of the day or night.
• Available 24 hours a day, 365 days a year
• Confidential-caller info not shared with the NFL or
Teams
• Online chat available through website
800-506-0078
www.nfllifeline.org
Non-Vested
Retired
Financial
FINRAFinancial
Industry
Regulatory
Authority
Investor
Education
Foundation
FINRA
Pro athletes (current and former) are often targeted by
scam artists. Discover the sophisticated tactics they
use and how to outsmart them. The Financial Industry
Regulatory Authority (FINRA) Investor Education
Foundation is a non-profit organization dedicated to
investor education. They provide financial education
and tools including:
• Investment fund analyzer
• Retirement calculator
• Tools for researching brokers
• College savings calculator
• Savings tips and worksheet
202-728•6964
www.saveandinvest.
org/nfl
Non-Vested
Retired
MMI
MMI
Free credit counseling
• Free debt management assistance
• On-demand financial education
• Money management podcasts
• Foreclosure prevention
and more
866-756-0182
moneymanagement.
org/nfl
Non-Vested
Retired
NFL PLA
PLAYER
28 Non-Vested
BENE
BEN
EFITS