Improving access to quality inputs and financial services
Incomes of smallholder farmers remain low
Incomes of smallholders remain stubbornly low, largely due to
of technical know-how, low productivity, high post-harvest
Novuslack
International
losses and lack of market information, among other factors.
Connecting you to the last mile
Access to quality inputs is key to productivity
Access to and proper use of inputs such as fertilizer and seeds
is key to increasing productivity. However, input usage among
smallholders in Africa is extremely low, in part because they
can’t afford it when they need it.
SIMA Mozambique
m-Commerce Solution
Esoko aims to increase usage of inputs among farmers
Esoko’s goal is to empower millions of rural buyers and sellers
in Africa to prosper by connecting them to finance, information
and commodities markets.
Esoko makes it easier to do business in
rural markets. We do this through the
development of simple but powerful
mobile and web solutions that connect
rural communities to markets. Our
virtual marketplace makes it easier for
companies to do business with clients
and small suppliers in the last mile.
Our flagship product on this platfrom
is a mobile wallet through which
smallholders save and borrow towards
the purchase of dicounted inputs. In
the future, Esoko will enable buyers to
purchase from farmers on the platform.
Esoko connects farmers to input
suppliers, financial institutions
and agribusinesses through a
virtual marketplace that allows
farmers to save and borrow
towards discounted inputs. Find
out how we can be of value
to your organisation.
www.esoko.com
[email protected]
What Esoko can do for you
Input Suppliers
Increase sales to smallholder farmers
via the m-commerce platform
Aggregate demand for inputs among smallholders
Build brand and customer loyalty
Farmer journey for m-Commerce
Registration
Farmer is registered onto the
platform through agents or
via the Esoko call centre
NGOs and Farmer-Based Organizations
Empower farmers with access to inputs and finance
Support farmers to plan better and increase yields
Enable fast and secure payments to farmers
via mobile money
Agriprocessors and Buyers
Safely outsource input supply to your farmers
Enable fast and secure payments to farmers
via mobile money
Build loyalty among your smallholder suppliers
Farmer sets financial goals
based on quantity and price
of inputs to be purchased
1
Financial Institutions
Increase loan portfolio among smallholder farmers
Lower risk through partnership with ag buyers
on the platform
Access valuable data for credible risk assessment
Goal Setting
Content
Delivery
Farmer receives
tailored ag content
tied to the crop,
inputs and time of
planting
2
ONBOARD
6
3
REDEEM
SAVE
5
4
Once the farmer hits her goal,
the order is processed and the
inputs are delivered to her
community
Input Delivery
Payments
Farmer pays via mobile
money on a weekly or
monthly basis. Others
may take loans to
purchase the inputs
Farmer receives reminders on when
her next payment is due. Esoko
offers rewards like airtime top-ups
to help her reach her goal
Nudges