CURRICULUM VITAE
NAME
DESIGNATION
PROGRAMME
SCHOOL
UNIVERSITY
E-MAIL ADDRESS
: Mohd Zulkifli Muhammad
: Lecturer
: Islamic Finance
: Faculty of Entrepreneurship and Business
: Universiti Malaysia Kelantan
: [email protected] / [email protected]
ACADEMIC QUALIFICATION
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PhD as well as a potential supervisor: Prof Mohd Sakri @ Shukri Bin Salleh from The Institute of
Postgraduate Studies, USM. The suggested PhD topic: A Feasibility Study of The Ar-Rahnu System
Implementation in Eastern Malaysia. (Registered on July 2012).
Master of Business Administration, National University of Malaysia (UKM), 2004.
Bachelor of Shariah and Management (Hons), University of Malaya (Malaya), 2002.
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AREAS OF CURRENT RESEARCH AND INTEREST
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Islamic Finance and Banking
Islamic Economics
Islamic Management
Islamic Entrepreneurship and SMEs
EMPLOYMENT HISTORY
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August 2005 - November 2005: Lecturer, Cybernetics International College of Technology, 154-4-9,
Kompleks Maluri, Jalan Jejaka, Tmn Maluri, Cheras, 55100 Kuala Lumpur.
December 2005 – September 2011:
Lecturer of Islamic Finance, Labuan School of International
Business and Finance, Universiti Malaysia Sabah-Labuan International Campus, Jalan Sg. Pagar,
87000 W.P. Labuan.
October 2011 – until now: Lecturer of Islamic Finance, Faculty of Entrepreneurship and Business,
Universiti Malaysia Kelantan, P.O. Box: 36, Pengkalan Chepa, 16100 Kota Bharu, Kelantan.
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CURRENT POSITION
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Current Position: Lecturer of Islamic Finance, Faculty of Entrepreneurship and Business, Universiti
Malaysia Kelantan, P.O. Box: 36, Pengkalan Chepa, 16100 Kota Bharu, Kelantan.
AWARDS AND RECOGNITIONS
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Outstanding Paper Award (Bronze), from Applied International Business Conference 2008 (AIBC 08),
Labuan F. T., Malaysia, 6-8 Nov 2008 (Home Financing Decisions Options In Malaysia).
Excellent Service Award, Universiti Malaysia Sabah, 2007.
Commendable Service Award, Universiti Malaysia Sabah, 2008.
Commendable Service Award, Universiti Malaysia Sabah, 2009.
Commendable Service Award, Universiti Malaysia Sabah, 2010.
Dedication Lecturer Award 2008 in SPKAL Third Year Students of Excellence Award and Farewell
Ceremony, April 3rd, 2009.
RESEARCH GRANT
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Islamic Entrepreneurial Competitiveness Model for Micro and Small Enterprises (forthcoming). (Geran
Penyelidikan FRGS).
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Islamic Values Index for Micro and Small Enterprise Performance (forthcoming). (Geran Penyelidikan
FRGS).
Shariah Compliance Principle Model in E-Commerce Trading, 2012. (Geran Penyelidikan RAGS:
RM22, 000). (Approved)
Persepsi Pelanggan Terhadap Penetapan Harga Produk-produk Pembiayaan Islam di Kelantan: Satu
Kajian Empirikal, 2012. (Skim Geran Penyelidikan Jangka Pendek, UMK: RM33,157). (Approved).
The Perception of Sabahans on the Appropriateness of Muassasah Gadaian Islam Terengganu (MGIT)
Operation to Sabah Pawnshops, 2010 (Seed Money Grant: RM6,000). (Completed)
Customer’s Perception of Islamic Financing Products Pricing in Eastern Malaysia: An Empirical
Investigation, 2009 (Seed Money Grant: RM5,000). (Completed)
The Need of Islamic Financial Knowledge Among Bankers in Eastern Malaysia: A Questionnaire
Survey, 2011 (Asian Institute of Finance Grant: RM34,960). (Still in the application process)
Exploring Model For Implimentation of Shariah Compliance Principle in E-Commerce Trading, 2011
(FRGS Grant: RM124,895). (Rejected)
Perception and Acceptance of Islamic Insurance (Takaful) Products: An Emerging Trend in Sabah,
2009. (FRGS Grant). (Rejected)
The Dividend Financing Decisions: An Empirical Evidence Inside Lembaga Tabung Haji Malaysia,
2009. (FRGS Grant). (Rejected)
Identifying Good and Bad Practices of Applying Microtakaful in Malaysia, 2009. (FRGS Grant).
(Rejected)
Pengurusan Konflik di Pusat Kewangan Luar Pesisir Labuan, 2008. (FRGS Grant). (Rejected)
TEACHING HISTORY
Islamic Fund Management, Wealth Planning and Management, Islamic Financial System, Islamic Financial
Market, Takaful Muamalat, Banking Services and Trade Finance, Business Mathematics, Fiqh Muamalat
(Islamic Commercial Law), Usul Fiqh (Islamic Jurisprudence), Islamic Finance and Banking, Islamic
Financial Management, Islamic Banking Practices, Risk Management, Islamic Financial Instrument
Development, Islamic Finance, Industrial Law, Practical Training Course, Principles of Economics, Issues in
Commerce, Fundamentals of Entrepreneurship, Fundamentals of Management.
ADMINISTRATIVE ROLES
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Editor Koran Magazine, FKP, UMK. 2012-present.
Committee. Prime Entrepreneurship Lecture Series and Dean Awards Program (Siri 2/2012). 8th
December 2012. Dewan Keusahawanan UMK, Pengkalan Chepa.
Liaison Officer. Young Financier Forum 2012 organized by UiTM Kota Bharu. 24th November 2012.
Dewan Bazar Tengku Anis, Kota Bharu.
Liaison Officer. Seminar Pelabur Bijak 2012-2013 organized by Securities Industry Development
Corporation (SIDC).
Liaison Officer. Prof Moha Asri Abdullah, The External Examiner of the Department of Finance and
Business, FKP, UMK. 4-7th June 2012.
School Coordinator for Universiti Malaysia Sabah Center for External Education (PLUMS), July 2nd,
2007 – June 30, 2009.
Practical Training Supervisor, 2006 - 2011.
Post-Graduate Coordinator, 2007.
Supervisor of Business Plan Programme for Entrepreneurship course, 2007.
Research Committee for School of International Business and Finance, 2006.
Academic Committee, 2006-2007.
Committee for SPKAL Social Work Programme, 1 March 2009 - 31 March 2011.
Committee (Treasurer) for Workshop of Research Method for Islamic Finance Programme, 2007.
Committee for Students Excellence Motivation Programme, February 11, 2007.
Committee for Students Career Week, August 11-15, 2008.
PROFESSIONAL SERVICES
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Invitation Speaker: Kursus Motivasi Pusat Anak Yatim Kota Bharu 2012.
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Final Exam Paper Examiner: Peperiksaan Akhir Subjek Pengurusan Perniagaan Program Matrikulasi
(PSPM), Kementerian Pelajaran Malaysia, Semester 1, Sesi 2012/2013 on 10-16 November 2012,
Concorde Inn, KLIA, Sepang, Selangor.
Ordinary Member of Persatuan Pelabur Strategik Melayu Malaysia, Johor Bahru, Johor. 2012-present.
Manuscript reviewer of Universal Journal of Education and General Studies, January 2012.
Manuscript reviewer of International Journal of Management and Business Studies, December 2011.
Manuscript reviewer of Universal Journal of Education and General Studies, November 2011.
Manuscript reviewer of Journal of Research in Peace, Gender and Development, October 2011.
Manuscript reviewer of International Journal of Management and Business Studies, September 2011.
Manuscript reviewer of Journal of Research in Peace, Gender and Development, August 2011.
Manuscript reviewer of International Journal of Peace and Development Studies (IJPDS), June 2011.
Reviewer for Global Journal of Economics & Finance, October 2010.
Manuscript reviewer of Labuan e-Journal of Muamalat and Society, 2008.
Manuscript reviewer of International Journal of Peace and Development Studies (IJPDS), December
2009.
Manuscript reviewer of International Journal of Peace and Development Studies (IJPDS), August 2010.
Ordinary Member of Institute of Islamic Banking and Finance, India. 2007- present.
Member of IBF Net: Islamic Business and Finance Network, Ning, Inc. 735 Emerson Street Palo Alto,
CA 94301, Created by Mohammed Obaidullah.
Ordinary Member of Malaysian Islamic Financial Association (MIFA), under Islamic Science University
of Malaysia (USIM), Kuala Lumpur, Malaysia. 2006- present.
Ordinary Member of Persatuan IKS Kebangsaan, under Universiti Utara Malaysia (UUM), 2006present.
Invitation Speaker. Islamic Risk Management. Presented during the Course of Current Issues in
International Financial Economics Students. February 23rd, 2006.
Invitation Speaker. Islamic Business Ethics. 26/1/2006. Presented during the
Course of Current Issues in International Financial Economics Students. January 26th, 2006.
JOURNAL PUBLICATIONS
1.
Md. Shahedur Rahaman Chowdhury, Iftekhar Amin Chowdhury, Mohd Zulkifli Muhammad and
Mohd Rushdan Yasoa’ (2012). Problems of Waqf Administration and Proposals for Improvement: A
Study in Malaysia. Nikhil Agarwal (editor). Journal of Internet Banking and Commerce (JIBC), Vol.
17, No. 1. pp: 1-8. Kanada: Nahum Goldmann Arraydev. (SCOPUS)
2.
Mohd Zulkifli Muhammad, Say Leng Goh, Tamrin Amboala and Nasrul Hisyam Nor Muhamad
(2012). ICT Skill among Labuan’s SMEs: Issues and Challenges. Jurnal Teknologi. 59. pp. 109114. Skudai: UTM. (SCOPUS)
3.
Mohd Zulkifli Muhammad, Mohd Faisol Ibrahim, Nasrul Hisyam Nor Muhamad dan Mohd Rushdan
Yasoa’ (2012). Konsep Pemasaran Islam dalam Perniagaan dan Aplikasiannya Terhadap
Usahawan Muslim. Jurnal Teknologi. (forthcoming). Skudai: UTM.
4.
Nasrul Hisyam Nor Muhamad dan Mohd Zulkifli Muhammad (2012). Peribadi Unggul dalam
Pembinaan Modal Insan Menurut Perspektif al-Ghazali serta Aplikasinya di Malaysia. Jurnal
Penyelidikan Islam, Vol. 25. (forthcoming). Jabatan Kemajuan Islam Malaysia (JAKIM).
5.
Goh Say Leng, Suddin Lada, Mohd Zulkifli Muhammad, Ag Asri Ag Hj Ibrahim & Tamrin Amboala.
2011. An Exploration of Social Networking Sites (SNS) Adoption in Malaysia Using Technology
Acceptance Model (TAM), Theory of Planned Behavior (TPB) and Intrinsic Motivation. Nikhil
Agarwal (editor). Journal of Internet Banking and Commerce (JIBC), Vol. 16, No. 2. pp: 1-27.
Kanada: Nahum Goldmann Arraydev. (SCOPUS)
6.
Hanudin Amin and Mohd Zulkifli Muhammad (2012). The application of cluster analysis for Islamic
deposit products in Malaysia: An empirical investigation. Journal of Islamic Banking and Finance,
Vol. 4. 27. Pakistan: The International Association of Islamic Banks Karachi Pakistan.
7.
Mohd. Zulkifli Muhammad, Tamrin Amboala, Mohd Fahmi Ghazali & Zakiah Hassan. 2011.
Comprehensive Approach for Sharia Compliance E-commerce Transaction. Nikhil Agarwal
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(editor). Journal of Internet Banking and Commerce (JIBC): Vol. 16, No. 1. Kanada: Nahum
Goldmann Arraydev. (SCOPUS)
8.
Tamrin Amboala, Goh Say Leng & Mohd Zulkifli Muhammad. 2010. Roles of UMS-LIC in
Overcoming ICT Development Challenges among SMEs in Labuan. Assoc. Prof. Dr. Norazah
Mohd Suki (editor). Labuan E-Journal of Muamalat and Society (LJMS): Vol. 4. Ed. Special Issue.
W.P. Labuan, Malaysia: SPKAL, UMSKAL.
9.
Mohd. Zulkifli Muhammad, Abdul Kamal Char, Mohd Rushdan Yasoa' & Zakiah Hassan. 2010.
Small and Medium Enterprises (SMEs) Competing In The Global Business Environment: A Case
Of Malaysia. Cindy Xu (editor). International Business Research: Vol. 3. 1. 4915 Bathurst St. Unit
209-309, Toronto, On. M2r 1x9, Canada: Canadian Center of Science and Education, Canada.
10.
Mohd. Zulkifli Muhammad, Minah Japang & Mohd Faisol Ibrahim. 2010. Gaya Pengurusan Konflik
Antara Pengurus-subordinat Menurut Perspektif Islam: Kajian Empirikal di Pusat Kewangan Luar
Pesisir Antarabangsa. Jurnal Syariah: Vol. 18, No. 2, pp. 415-432.
11.
Mohd Zulkifli Muhammad, Mohd Faisol Ibrahim & Hanudin Amin. 2009. Hubungkait Sunnah
Rasulullah Dalam Aktiviti Perbankan Islam Kontemporari. Amilrudin Ishak (editor). Jurnal Al- Sirat:
Vol. 10. Kuantan, Pahang: Kolej Islam Pahang Sultan Ahmad Shah (KIPSAS).
12.
Rosita Chong, Mohd Zulkifli Muhammad & Alex Anderson. 2009. Salam and Istisna Financing:
Tools for International Trade. Amilrudin Ishak (editor). Jurnal Al-Sirat: Vol. 10. Kuantan, Pahang:
Kolej Islam Pahang Sultan Ahmad Shah (KIPSAS).
13.
Mohd Fahmi Ghazali, Ooi Ai Yee & Mohd Zulkifli Muhammad. 2008. Do Producer Prices Cause
Consumer Prices? Some Empirical Evidence. Robert Joe and Susan Sun (editors). International
Journal of Business and Management: Vol. 3. 11. Canada: Canadian Center of Science and
Education.
14.
Mohd Fahmi Ghazali, Hanudin Amin, Mohd Zulkifli Muhammad & Siti Hajar Samsu. 2008. Linkage
Between Money And Prices: A Causality Analysis For Malaysia. International Business Research
(IBR): Vol. 1. 4. Canada: Canadian Center Of Science And Education.
15.
Mohd Zulkifli Muhammad, Hanudin Amin & Suddin Lada. 2008. Islamic Banking in BIMP-EAGA
Countries: A Qualitative Study. Amilrudin Ishak (editor). Jurnal Al-Sirat: Vol. 9. Kuantan, Pahang:
Kolej Islam Pahang Sultan Ahmad Shah (KIPSAS).
16.
Mohd. Zulkifli Muhammad, Azleen Ilias, Mohd Fahmi Ghazali, Rosita Chong & Hanudin Amin.
2008. An Analysis of Islamic Ethics in Small and Medium Enterprises (SMEs). Mohamed
Mahyuddin Mohd. Dahan (editor). The Unitar e-Journal: Vol. 4. 1. Petaling Jaya, Selangor:
Universiti Tun Abdul Razak (UNITAR).
17.
Mohd Zulkifli Muhammad and Rosita Chong. 2007. The Contract of Bay Al-Salam and Istisna in
Islamic Commercial Law: A Comparative Analysis. Hanudin Amin (editor). Labuan e-Journal of
Muamalat and Society: Vol. 1. W.P. Labuan: Labuan School of International Business and Finance,
Universiti Malaysia Sabah.
18.
Hanudin Amin, Ricardo Baba & Mohd Zulkifli Muhammad. 2007. An Analysis of Mobile Banking
Acceptance by Malaysian Customers. Foo Yin Fah and Hor Yue Luan (editors). Sunway Academic
Journal: Vol. 4. Bandar Sunway, Petaling Jaya, Selangor: Sunway University College.
19.
Mohd Zulkifli Muhammad and Mohd Faisol Ibrahim. 2007. Islamic Business Ethics in Small and
Medium Enterprises (SMEs). Mumtazah Othman (editor). Malaysian Journal of Consumer (Jurnal
Pengguna Malaysia): Vol. 9. Serdang, Selangor: Kementerian Perdagangan Dalam Negeri Dan Hal
Ehwal Pengguna and Universiti Putra Malaysia.
20.
Hanudin Amin, Mohd Zulkifli Muhammad, Mohd Fahmi Ghazali & Mohd Faisol Ibrahim. 2007.
Islamic Credit Card among Non-users: Young Intellectuals Knowledge and Attitude. Amilrudin Ishak
(editor). Jurnal Al-sirat: Vol. 8. Kuantan, Pahang: Kolej Islam Pahang Sultan Ahmad Shah
(KIPSAS).
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21.
Hanudin Amin, Mohd Zulkifli Muhammad, Suddin Lada, Airulamri Amran & Mohd Rizal Abdul
Hamid. 2006. Islamic Banking Development in BIMP-EAGA Countries: Issues and Potential
Cooperation. Rodney Wilson, Hajah Mustafa Mohd Hanefah (editors). The Journal of Muamalat
and Islamic Finance Research (JMIFR): Vol. 3. 1. Bandar Baru Nilai, Nilai, Negeri Sembilan:
Islamic Science University of Malaysia (USIM).
22.
Mohd Faisol Ibrahim, Mohd Zulkifli Muhammad & Muzaffar Hamzah. 2006. Persoalan Tentang Alquran Versi Internet: Impak Kebaikan, Keburukan Dan Cabarannya. Dato Haji Yaakub Isa
(editor). Jurnal Al- Sirat: Vol. 2. 7. Kuantan, Pahang: Kolej Islam Pahang Sultan Ahmad Shah
(KIPSAS).
CHAPTER IN BOOK
1.
Mohd Zulkifli Muhammad, Minah Japang and Zakiah Hassan. 2011. BBA Home Financing Setting
in Malaysia. Norazah Mohd Suki (editor). Business and Finance: Emerging Issues. Kota Kinabalu:
Penerbit UMS, pp: 69-84.
2.
Mohd Zulkifli Muhammad & Abdul Kamal Char. 2010. SMEs: Competing in the Global Market.
Rosita Chong Abdullah (editor). Towards Enhancing International Competitiveness: A Malaysian
Perspective: Selangor: Leeds Publications, pp: 28-46.
3.
Mohd. Zulkifli Muhammad. 2010. The Role of Small and Medium Enterprises (SMEs) In the Global
Market: From an Islamic Perspective. Rosita Chong Abdullah (editor). Doing Business in the Global
Economy: An Islamic Perspective: Kota Kinabalu, Sabah: Penerbit UMS, pp: 35-46.
4.
Hanudin Amin, Mohd Zulkifli Muhammad, Suddin Lada & Mohd Rizal Abdul Hamid. 2007.
Explaining Intention To Use SMS Banking Among Bank Islam Malaysia Berhad (BIMB) Customers:
Is Gender A Good Indicator?. Cyril Erned De Run (editor). Business Issues in Borneo 2006
(Chapter Book Edition): Ed. 1. Sri Aman, Sarawak: VDM Verlag German Publisher.
5.
Hanudin Amin, Mohd Faisol Ibrahim & Mohd Zulkifli Muhammad. 2009. The Islamic Money Market
(Chapter Book Edition) (forthcoming). Abdul Ghafar Ismail (editor). Bangi, Selangor: Penerbit UKM.
6.
Mohd Zulkifli Muhammad, Minah Japang & Zakiah Hassan. 2009. BBA Home Financing Setting in
Malaysia. Norazah Mohd Suki (editor). Book on Banking and Finance: Kota Kinabalu, Sabah:
Penerbit UMS.
7.
Mohd. Zulkifli Muhammad and Mohd Faisol Ibrahim. 2009. The Role of Small and Medium
Business and Enterprise in an Islamic Economy. Bab Dalam Penerbitan Buku Sempena Majlis
Konvokesyen UMS (in progress): Kota Kinabalu, Sabah: Penerbit UMS.
PROCEEDINGS
1.
Mohd Zulkifli Muhammad (2012). Keterhadan sumber alam dalam ekonomi Islam arus perdana.
The 7th ISDEV International Graduate Workshop (INGRAW 2012), 30-31 Oktober 2012, Universiti
Sains Malaysia, Pulai Pinang.
2.
Mohd Zulkifli Muhammad (2012). Penilaian Semula Terhadap Andaian-andaian dalam Ekonomi
Islam: Satu Kajian Awal. Workshop Antarabangsa Pembangunan Berteraskan Islam V (WAPI-5)
organized by Universitas Muhammadiyah Sumatera Utara Medan, Medan, Indonesia and Pusat
Kajian Pengurusan Pembangunan Islam (ISDEV), Universiti Sains Malaysia. 10 April 2012. Medan,
Indonesia.
3.
Mohd Zulkifli Muhammad, Mohd Fadil Mohd Yusof, Hanudin Amin & Md Shahedur Rahaman
Chowdhury (2012). Islamic Business Ethics in Small and Medium Enterprises (SMEs): An Analysis.
3rd International Conference on Business and Economic Research (3rd ICBER 2012). 12-13 March
2012. Golden Flower Hotel, Bandung: Conference Master Resources.
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4.
Tamrin Amboala, Mohd Zulkifli Muhammad and Siti Faeizah Mohd Ali. (2011). An Overview of
Cyber Laws in Malaysia from Islamic Point of View. The 5th International Conference on Cyberlaw
and Information Security (CIS 2011): 5-8 December 2011, Malacca, Malaysia.
5.
Mohd Rushdan Yasoa’, Mohd Zulkifli Muhammad, Zakiah Hassan, Minah Japang and Fithriah
Abdul Rahim. 2011. The Adaptation of Conventional Audit Process into Islamic Context: An
Exploratory Study. International Islamic Finance Conference 2011: 21-22 June 2011. Taylor’s
University Lakeside Campus, Kuala Lumpur.
6.
Tamrin Amboala, Mohd Zulkifli Muhammad and Mohd Rushdan Yasoa’. 2011. Assessing the
Validity of Contract in E-Commerce Transaction from Islamic Perspective. International Islamic
Finance Conference 2011: 21-22 June 2011. Taylor’s University Lakeside Campus, Kuala Lumpur.
7.
Tamrin Amboala, Goh Say Leng & Mohd Zulkifli Muhammad. 2010. Roles of UMS-LIC in
Overcoming ICT Development Challenges among SMEs in Labuan Assoc. Prof. Dr. Norazah Mohd
Suki (editor). Seminar Ulangtahun Ke-10 UMSKAL: Ke Arah Pembangunan Sosio-ekonomi
W.P.Labuan: W.P. Labuan, Malaysia: SPKAL, UMSKAL.
8.
Mohd. Zulkifli Muhammad, Say Leng Goh & Tamrin Amboala. 2010. ICT Skill among Labuan's
SMEs: Issues and Challenges. Proceedings International Conference on Arts, Social Sciences &
Technology (ICAST 2010): Gurney Hotel, Penang: Research & Industrial Linkages Division,
Universiti Teknologi Mara, Kedah.
9.
Mohd Faisol Ibrahim, Suhaina Musani & Mohd Zulkifli Muhammad. 2009. Sistem Zakat Di
Malaysia: Kajian Dari Sudut Strategi Penyebaran Maklumat Menerusi Laman Web. Seminar
Muamalat, Ekonomi Dan Kewangan Islam Peringkat Antarabangsa 2009: Bandar Baru Bangi,
Selangor: Fakulti Pengajian Islam UKM.
10. Zakiah Hassan, Minah Japang & Mohd Zulkifli Muhammad. 2008. Home Financing Decisions
Options In Malaysia . Liew Khim Sen (UMS), Magdalene Ang Chooi Hwa (UMS), Hanudin Amin
(UMS), Minah Japang (UMS), Jude Woryanta Taunson (UMS), Ooi Ai Yee(UMS), Ekkehart
Schlicht (Germany) and Emmanuel Anoruo (USA) (editors). Proceedings of Applied International
Business Conference (AIBC 2008): W.P. Labuan: SPKAL, UMSKAL.
11. Tamrin Amboala, Mohd Zulkifli Muhammad & Mohd Rushdan Yasoa. 2008. Issues of Security,
Challenges and Implementation of Sharia Principle In E-commerce Transaction. Liew Khim Sen
(UMS), Magdalene Ang Chooi Hwa (UMS), Hanudin Amin (UMS), Minah Japang (UMS), Jude
Woryanta Taunson (UMS), Ooi Ai Yee (UMS), Ekkehart Schlicht (Germany) and Emmanuel Anoruo
(USA) (editors). Proceedings of Applied International Business Conference (AIBC 2008): W.P.
Labuan: SPKAL, UMSKAL.
12. Mohd Zulkifli Muhammad, Hanudin Amin, Alex Anderson & Rosita Chong. 2008. Challenges Facing
Bank In Financing International Trade: From An Islamic Perspective. Professor Eleftherios
Thalassinos (editor). International Conference on Applied Business and Economics (ICABE 2008):
Thessaloniki, Greece: Aristotle University Of Thessaloniki.
13. Mohd Faisol Ibrahim, Mohd Zulkifli Muhammad & Suhaina Musani. 2008. Konsep Pemasaran Islam
Dalam Perniagaan Berasaskan Ekonomi Islam Bagi Usahawan Muslim. Abdul Ghafar Ismail,
Sanep Ahmad, Abu Hassan Shaari Mohd Nor & Noraziah Che Arshad (editors). Prosiding
Persidangan Kebangsaan Ekonomi Malaysia 2008: Port Dickson, Negeri Sembilan: Universiti
Kebangsaan Malaysia.
14. Hazmi Dahlan, Rozaini Roslan, Nurulasyikin Muda, Hanudin Amin, Mohd Zulkifli Muhammad &
Mohd Rushdan Yasoa. 2008. Takaful Kenderaan Dan Akses Ke Atas Pelanggannya- Relevankah
Halal? Satu Analisis. Abdul Ghafar Ismail, Sanep Ahmad, Abu Hassan Shaari Mohd Nor &
Noraziah Che Arshad (editors). Prosiding Persidangan Kebangsaan Ekonomi Malaysia 2008: Port
Dickson, Negeri Sembilan: Universiti Kebangsaan Malaysia.
15. Zakiah Hassan, Minah Japang & Mohd Zulkifli Muhammad. 2008. Home Financing Decisions: A
Comparative Preference between Conventional Financing and Bai Bithaman Ajil (BBA) Financing.
Zuraidah Ismail (editor). Proceedings The International Accounting And Business Conference
(IABC 2008): Johor Bahru, Johor: Universiti Teknologi Mara, Johor.
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16. Mohd Fahmi Ghazali, Siti Hajar Samsu, Mohd Zulkifli Muhammad & Hanudin Amin. . 2008. Does
Exchange Rates Cause Stock Prices or Vice Versa? Evidence from Malaysia. Abu Hassan Md Isa,
Chu Ei Yat & Lo May Chiun (editors). Proceedings of The Malaysian Finance Association 10th
Annual Conference (MFA Conference 2008): 1. Kuching, Sarawak: Malaysian Finance Association
(MFA) & Universiti Malaysia Sarawak.
17. Hazmi Dahlan, Nurulasyikin Muda, Mohd Faisol Ibrahim, Hanudin Amin & Mohd Zulkifli
Muhammad. 2008. Persepsi Pengusaha Industri Kecil Dan Sederhana (IKS) Terhadap Pemilihan
Pembiayaan Secara Islam: Satu Kajian Kes Di Wilayah Persekutuan Labuan. Proceedings
International Conference on Entrepreneurship (ICE 2008): Langkawi, Kedah: Kolej Universiti Islam
Antarabangsa Selangor (KUIS).
18. Nasrul Hisyam Bin Nor Muhamad, Abdul Hafiz Bin Abdullah, Mohd Zulkifli Muhammad & Mohd
Faisol Ibrahim. 2008. Aplikasi Sains Dan Teknologi Dalam Transaksi Muamalah Islam: Rujukan
Kepada Rukun-rukun Akad Mengikut Perspektif Undang-undang Kontrak Islam. Prosiding Seminar
Sains Dan Teknologi Islam: Kuala Lumpur: Universiti Teknologi Malaysia (UTM).
19. Mohd Zulkifli Muhammad, Mohd Faisol Ibrahim, Rosita Chong, Hanudin Amin & Mohd Fahmi
Ghazali. 2007. Islamic Business Ethics in Small and Medium Enterprises (SMEs). Mohamad Yazid
Isa (editor). Prosiding Persidangan Kebangsaan Industri Kecil Dan Sederhana 2007: Kota
Kinabalu, Sabah: Universiti Utara Malaysia (UUM).
20. Rosita Chong, Mohd Zulkifli Muhammad, Raihana Firdaus Abdullah & Alex Anderson. 2007.
Islamic Financing for International Trade. Proceedings of the National Conference in Islamic
Finance 2007: Terengganu: Universiti Darul Iman Malaysia (UDIM).
21. Rosita Chong, Mohd Zulkifli Muhammad, Raihana Firdaus Abdullah & Alex Anderson. 2007.
Prospect of Islamic Financing in Bridging International Trade. Professor Eleftherios Thalassinos
(editor). Proceedings International Conference on Applied Business & Economics (ICABE 2007):
Piraeus, Greece: Dionicos Publishers & University Of Piraeus.
22. Mohd Zulkifli Muhammad, Minah Japang, Zakiah Hassan & Mohd Fasiol Ibrahim. 2007.
Pengurusan Konflik Antara Pengurus-subordinat Menurut Perspektif Islam. Noor Aini Khalifah,
Hairunnizam Wahid & Norlin Khalid (editors).Prosiding Persidangan Kebangsaan Ekonomi
Malaysia 2007: 1. Bandar Hilir Melaka, Melaka: Universiti Kebangsaan Malaysia.
23. Zakiah Hassan, Mohd Zulkifli Muhammad, Minah Japang & Siti Faiezah Mohd Ali. 2007. Strategi
Pengurusan Kemiskinan Di Malaysia: Satu Tinjauan Di Felda. Noor Aini Khalifah, Hairunnizam
Wahid & Norlin Khalid (editors). Prosiding Persidangan Kebangsaan Ekonomi Malaysia 2007: 1.
Bandar Hilir Melaka, Melaka: Universiti Kebangsaan Malaysia.
24. Mohd Zulkifli Muhammad, Minah Japang, Mohd Fasiol Ibrahim & Mohd Fahmi Ghazali. 2007. Gaya
Pengurusan Konflik Menurut Perspektif Islam: Satu Kajian Di Pusat Kewangan Luar Pesisir
Antarabangsa. Nuradli Ridzwan Shah Bin Mohd Dali (editor). Proceedings Islamic Economics
Conference 2007 (iECONS 2007): Kuala Lumpur: Universiti Sains Islam Malaysia (USIM).
25. Mohd Rushdan Yasoa, Azleen Ilias, Mohd Zulkifli Muhammad & Mohd Zulkeflee Abd. Razak. 2007.
The Development of Corporate Governance Implementation: A Case of Bank Islam. Nuradli
Ridzwan Shah Bin Mohd Dali (editor). Proceedings Islamic Economics Conference 2007 (iECONS
2007): Kuala Lumpur: Universiti Sains Islam Malaysia (USIM).
26. Mohd Zulkifli Muhammad, Mohd Faisol Ibrahim & Hanudin Amin. 2007. Sunnah Rasullullah Dalam
Muamalat Dan Pengaplikasiannya Di Dalam Perbankan Islam Masa Kini. Robiatul Adawiyah Mohd
@ Amat, Kauthar Abd Kadir, Norzulaili Mohd Ghazali, Abdul Karim Toure, Iehsan M. Hasen
(editors). Prosiding Seminar Warisan Nabawi 2007: Putrajaya: Universiti Sains Islam Malaysia
(USIM).
27. Hanudin Amin, Mohd Zulkifli Muhammad, Mohd Fahmi Ghazali & Mohd Faisol Ibrahim. 2007.
Islamic Credit Card among Non-users: Young Intellectuals Knowledge and Attitude. Proceedings
The 3rd International Conference Of The Asian Academy Of Applied Business (3rd AAAB 2007):
Hadyai, Thailand: Asian Academy Of Applied Business, Universiti Malaysia Sabah.
7
28. Rosita Chong, Mohd Zulkifli Muhammad & Alex Anderson. 2007. Islamic Financing for International
Trade. The 3rd International Conference of the Asian Academy of Applied Business (3rd AAAB
2007): Hadyai, Thailand: Asian Academy of Applied Business, Universiti Malaysia Sabah.
29. Hanudin Amin, Mohd Faisol Ibrahim & Mohd Zulkifli Muhammad. 2007. The Islamic Money Market.
Abdul Ghafar Ismail, Shahida Shahimi (editors). Workshop in Islamic Financial Markets and
Institutions (WIEF 2007): Selangor: Universiti Kebangsaan Malaysia.
30. Hanudin Amin, Mohd Zulkifli Muhammad, Mohamad Rizal Abdul Hamid & Suddin Lada. 2006.
Explaining Intention To Use Sms Banking Among Bank Islam Malaysia Berhad (BIMB) Consumers:
Is Gender A Good Indicator?. Puah Chin Hong, Janie H M Liew (editors). Proceedings of 2nd
International Borneo Business Conference (IBBC 2006): Jil. 2. Kuching, Sarawak: Universiti
Malaysia Sarawak Dan Universiti Malaysia Sabah.
31. Remali Yusoff, Nor Azurah Md. Kamdari & Mohd Zulkifli Muhammad. 2006. Selection Factors Of
Islamic Banking Between Bank Islam Malaysia Berhad And Conventional Banks In Labuan: What
Do Their Customers Say?. Puah Chin Hong, Janie H M Liew (editors). Proceedings of 2nd
International Borneo Business Conference (IBBC 2006): Jil. 2. Kuching, Sarawak: Universiti
Malaysia Sarawak Dan Universiti Malaysia Sabah.
32. Mohd Faisol Ibrahim, Mohd Zulkifli Muhammad & Nasrul Hisyam Nor Muhamad. 2006. Hala Tuju
Dan Cabaran Usahawan Islam Malaysia Dalam Era Globalisasi. Mohd Amy Azhar Mohd Harif
(editor). Prosiding Persidangan IKS 2006. Kuala Lumpur: Universiti Utara Malaysia & Kementerian
Pembangunan Usahawan Dan Koperasi Malaysia.
33. Hanudin Amin, Mohd Zulkifli Muhammad, Suddin Lada, Airulamri Amran & Mohamad Rizal Abdul
Hamid. 2006. Islamic Banking Development in BIMP-EAGA Countries: Issues and Potential
Cooperation. Nor Haziah Hashim, Suhaila Abdul Hamid, Amir Shaharuddin (editors). Proceedings
National Seminar in Islamic Banking and Finance (IBAF 2006): Serdang, Selangor: Universiti Sains
Islam Malaysia (USIM).
34. Mohd Faisol Ibrahim and Mohd Zulkifli Muhammad. 2006. Konsep Keusahawanan Islam Dalam
Perniagaan Dan Cabaran Masa Kini Usahawan Muslim. Nor Haziah Hashim, Suhaila Abdul Hamid,
Amir Shaharuddin (editors). Proceedings National Seminar in Islamic Banking and Finance (IBAF
2006): Serdang, Selangor: Universiti Sains Islam Malaysia (USIM).
OTHER PUBLICATIONS
1.
POSTER: Ahmad Ridhuwan Abdullah, Mohd Zulkifli Muhammad and Razman Hafifi Redzuan.
2012. Modelling Gold Based Medical Takaful. Global Leaders Forum and Conference (GLFC)
2012. 11-12th December 2012, Hotel Renaissance, Kota Bharu: Universiti Malaysia Kelantan
(UMK) and AKEPT.
2.
POSTER: Razman Hafifi Redzuan, Ahmad Ridhuwan Abdullah and Mohd Zulkifli Muhammad
(Supervisor: Prof Dr. Mohamed Dahlan Ibrahim). 2012. Secure Rubber Plate. Global Leaders
Forum and Conference (GLFC) 2012. 11-12th December 2012, Hotel Renaissance, Kota Bharu:
Universiti Malaysia Kelantan (UMK) and AKEPT.
3.
POSTER: Razman Hafifi Redzuan, Ahmad Ridhuwan Abdullah and Mohd Zulkifli Muhammad
(Supervisor: Prof Dr. Mohamed Dahlan Ibrahim). 2012. Tabua System. Global Leaders Forum and
Conference (GLFC) 2012. 11-12th December 2012, Hotel Renaissance, Kota Bharu: Universiti
Malaysia Kelantan (UMK) and AKEPT.
4.
POSTER: Mohd Fahmi Ghazali, Hanudin Amin, Mohd Zulkifli Muhammad and Siti Hajar Samsu.
2010. Linkage between Money and Prices: A Causality Analysis for Malaysia. Research and
Innovation Competition (PEREKA). 5-6th April 2010, Kota Kinabalu, Sabah: Universiti Malaysia
Sabah (UMS).
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PRESENTATION
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The 7th ISDEV International Graduate Workshop (INGRAW 2012), 30-31 Oktober 2012, Universiti
Sains Malaysia, Pulai Pinang.
Workshop Antarabangsa Pembangunan Berteraskan Islam V (WAPI-5) organized by Universitas
Muhammadiyah Sumatera Utara Medan, Medan, Indonesia and Pusat Kajian Pengurusan
Pembangunan Islam (ISDEV), Universiti Sains Malaysia. 10 April 2012. Medan, Indonesia.
3rd International Conference on Business and Economic Research (3rd ICBER 2012). 12-13 March
2012. Golden Flower Hotel, Bandung: Conference Master Resources.
International Conference on Arts, Social Science & Technology (iCAST 2012), 3-5 March 2012, The
Park Royal, Penang: UiTM Kedah.
International Islamic Finance Conference (IIFC 2010). 18th – 20th March 2010, F. T. Labuan, Malaysia.
Chairperson.
Research and Innovation Competition (PEREKA), 5th - 6th April 2010, Universiti Malaysia Sabah,
Malaysia. Presenter.
Applied International Business Conference (AIBC 2008). 6th – 8th November 2008, F. T. Labuan,
Malaysia. Participant.
International Conference on Applied Business and Economics (ICABE 2008). 2nd – 4th October 2008,
Thessaloniki, Greece (Aristotle University Of Thessaloniki). Online Presenter.
3rd AAAB International Conference 2007. 14th – 16th Jun 2007: Hadyai, Thailand. Presenter.
Seminar Warisan Nabawi 2007. 11 -12 July 2007: IOI Resort, Putrajaya. Presenter.
Islamic Economics Conference 2007 (iECONS). 17th – 19th July 2007, Kuala Lumpur. Participant.
National Seminar in Islamic Banking and Finance/ iBAF 2006. 29th – 30th August 2006, Selangor,
Malaysia. Presenter.
CONFERENCE SECRETARIAT
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Committee. Entrepreneurship Education in Higher Learning Institutions Seminar. Crown Garden Hotel,
Kota Bharu. 19th July 2012.
Deputy Chairman. International Islamic Finance Conference (IIFC 2010). F. T. Labuan, Malaysia, 18th 20th March 2010.
Head of Logistic and Accommodation Committee. Applied International Business Conference (AIBC
2008). F. T. Labuan, Malaysia, 6th – 8th November 2008.
MASTER SUPERVISION
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Co-Supervisor. Abdul Suki Hamat, Title: Strategi Pengurusan Kualiti Menyeluruh (TQM) dengan
Prestasi Organisasi Industri Kecil dan Sederhana (IKS), 2012. On-Going.
Co-Supervisor. Haneffa Muchlis Gazali. Title: Identifying Factors for Online Investment: Islamic
Perspective, 2010. Completed.
Co-Supervisor. Ratnah Binting, Title: The Performance of Offshore Captive Insurance, 2010.
Completed.
Co-Supervisor. Safiah Anis, Title: Financial Structure and Performance of Islamic Banks: A Case
Comparative Analysis Between A Commercial Bank and Cooperative Bank, 2008. Completed.
Internal Examiner for Viva Voce. Zuraini Mohamed, Title: Demand for Bank Rakyat Bay al-Inah
Financing: Empirical Perspectives and Implications, 26 Jun 2008. Completed.
BACHELOR SUPERVISION
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Supervisor. Muhammad Hanif Abdul Hamid, Title: Intention to Purchase Halal Food among Students,
2012. UMK. Completed.
Supervisor. Zulaikha Zakaria, Title: Implementation of Law in Management Shariah Compliant Hotel in
Kota Bharu, 2012. UMK. Completed.
Supervisor. Nuramira Othman, Title: Muslim Customer Perception about Halal Food, 2012. UMK.
Completed.
Supervisor. Vinotha Vijayan, Title: Customer Satisfaction: An Empirical Study at International Fast Food
Restaurant and Local Fast Food Restaurant, 2012. UMK. Completed.
Supervisor. Mohd Iskandar Shah Shahul Hamid, Title: Needs of Theme Park in Kelantan, 2012, UMK.
Completed.
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Internal Examiner. Shamilah Zainal Abidin, Title: Sustaining Traditional Food: Consumers' Preferences
Towards Malay Traditional "Kuih" in Malaysia, 2012. UMK. Completed.
Internal Examiner. Schahryunnissaq Shammimie Samad, Title: Tourists Satisfaction Towards Food
Quality in Negeri Sembilan, 2012. UMK. Completed.
Internal Examiner. Tan Wooi Ken, Title: Customer Acceptance Towards Online Hotel Reservation: A
Case Study on Vistana Hotel Penang, 2012. UMK. Completed.
Internal Examiner. Teh Yen Peng, Title: Customer's Loyalty Towards Golf Club, 2012. UMK.
Completed.
Hairol Saili, Azrul Mohd Nor, Bayumi Jono, Hadi Hazmin Abdul Basid and Bastang Pensri, Title: Usage
of Islamic Car Financing: A Comparative Study between Muslims and Non-Muslims in Labuan, 2007.
Completed.
Azizul Ariff Azizan, Nur Al-Latief Yamin, Mohd Nazri Ariffin, Mohamad Sapii Antong Ahmad and Mohd
Muslim Zainal Abidin, Title: Mobile Banking Acceptance among Corporate Customers in Labuan: An
Islamic Banking Perspective, 2007. Completed.
Aliff Basri, Luqman Jaafar, Mohd Fauzi Shariff, Mohamad Khairuni Reduan, Mohd Suhaimi Alip, Mohd
Zulkhairi Mohd Idrus, Mai Nurul Atiqah Meor Nazro, Solehah Abu Kasim, Khatinah Hanif, Maisyarah
Stapah@Salleh, Zainab Abdul Razak and Faizan Maisarah Abu Bakar, Title: A Comparative Study of
Islamic Business Ethics and Conventional Business Ethics: Are They Friends, 2008. Completed.
Muhammad Ramdhan Basri, Mohd Razreen Mohd Zuki, Shah Rezza Ezwan Ahmad, Nawir Tan
Hassan Tan, Noraliza Jamak, Noorizani Ramli@Ramlee, Nor Azirah Abdul Rajad, Nor Syahida
Mohammad Nazri, Nor Alyani Ismail and Rafidah Md Yazid, Title: Risks in Islamic Retails Banks: Are
They Similar as Conventional?, 2008. Completed.
Wahi Bol, Supi Singan, Nazlan Mahmud, Zul Nurain Abd. Said, Mohd Hairul Abidin, Yusli Maripat and
Adzmin Awang, Title: The Roles of LOFSA in Promoting Islamic Finance Activities in International Key
Players, 2009. Completed.
Hasman Bacho, Arifun Zaman Hj. Azizi, Izmarina Khairuddin, Siti Salihah Abu Hassan, Siti Zaihida Mad
Saad and Riaty Abada, Title: Why Do I Choose Islamic Finance Program? Analyzing the Students of
Islamic Finance Programs, 2009. Completed.
REFEREES
1) Prof. Dr. Mohamed Dahlan Ibrahim, Dean of Faculty of Entrepreneurship and Business, Universiti
Malaysia Kelantan, P.O. Box: 36, Jalan Pengkalan Chepa, 16100 Kota Bharu, Kelantan. Tel: 09-771 7251,
Fax: 09-7717252. Email: [email protected].
2) Assoc. Prof. Dr. Norazah Mohd Suki, Deputy Dean (Academic and Student Affair), Labuan School of
International Business and Finance, Universiti Malaysia Sabah-Labuan International Campus, Jalan Sg.
Pagar, 87000 W.P. Labuan. Tel: 087-466744, Fax: 087-460477. Email: [email protected].
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