S.02.01.02
Balance sheet
S.02.01.02.01
Balance sheet
Solvency II value
C0010
Assets
Goodwill
Deferred acquisition costs
Intangible assets
Deferred tax assets
Pension benefit surplus
Property, plant & equipment held for own use
Investments (other than assets held for index-linked and unit-linked contracts)
Property (other than for own use)
Holdings in related undertakings, including participations
Equities
Equities - listed
Equities - unlisted
Bonds
Government Bonds
Corporate Bonds
Structured notes
Collateralised securities
Collective Investments Undertakings
Derivatives
Deposits other than cash equivalents
Other investments
Assets held for index-linked and unit-linked contracts
Loans and mortgages
Loans on policies
Loans and mortgages to individuals
Other loans and mortgages
Reinsurance recoverables from:
Non-life and health similar to non-life
Non-life excluding health
Health similar to non-life
Life and health similar to life, excluding health and index-linked and unit-linked
Health similar to life
Life excluding health and index-linked and unit-linked
Life index-linked and unit-linked
Deposits to cedants
Insurance and intermediaries receivables
Reinsurance receivables
Receivables (trade, not insurance)
Own shares (held directly)
Amounts due in respect of own fund items or initial fund called up but not yet paid in
Cash and cash equivalents
Any other assets, not elsewhere shown
Total assets
Liabilities
Technical provisions – non-life
Technical provisions – non-life (excluding health)
R0010
R0020
R0030
R0040
R0050
R0060
R0070
R0080
R0090
R0100
R0110
R0120
R0130
R0140
R0150
R0160
R0170
R0180
R0190
R0200
R0210
R0220
R0230
R0240
R0250
R0260
R0270
R0280
R0290
R0300
R0310
R0320
R0330
R0340
R0350
R0360
R0370
R0380
R0390
R0400
R0410
R0420
R0500
R0510
R0520
590.233.092,46
18.936.708,05
198.599,53
8.013.437.802,98
1.000.000,00
195.335.858,08
192.123.835,68
190.559.757,71
1.564.077,97
7.595.170.865,93
5.451.010.301,62
2.144.160.564,31
29.807.243,29
878.045.174,63
2.017.684.187,93
273.142.636,84
1.685.493.326,30
59.048.224,79
4.151.184,27
4.151.184,27
4.151.184,27
686.289,42
37.608.325,18
2.317.436,64
51.570.178,72
370.433.049,02
11.985.302.028,83
Technical provisions calculated as a whole
Best Estimate
Risk margin
Technical provisions - health (similar to non-life)
Technical provisions calculated as a whole
Best Estimate
Risk margin
Technical provisions - life (excluding index-linked and unit-linked)
Technical provisions - health (similar to life)
Technical provisions calculated as a whole
Best Estimate
Risk margin
Technical provisions – life (excluding health and index-linked and unit-linked)
Technical provisions calculated as a whole
Best Estimate
Risk margin
Technical provisions – index-linked and unit-linked
Technical provisions calculated as a whole
Best Estimate
Risk margin
Other technical provisions
Contingent liabilities
Provisions other than technical provisions
Pension benefit obligations
Deposits from reinsurers
Deferred tax liabilities
Derivatives
Debts owed to credit institutions
Financial liabilities other than debts owed to credit institutions
Insurance & intermediaries payables
Reinsurance payables
Payables (trade, not insurance)
Subordinated liabilities
Subordinated liabilities not in Basic Own Funds
Subordinated liabilities in Basic Own Funds
Any other liabilities, not elsewhere shown
Total liabilities
Excess of assets over liabilities
R0530
R0540
R0550
R0560
R0570
R0580
R0590
R0600
R0610
R0620
R0630
R0640
R0650
R0660
R0670
R0680
R0690
R0700
R0710
R0720
R0730
R0740
R0750
R0760
R0770
R0780
R0790
R0800
R0810
R0820
R0830
R0840
R0850
R0860
R0870
R0880
R0900
R1000
9.331.566.751,66
9.331.566.751,66
9.200.976.599,15
130.590.152,51
823.322.247,67
812.727.012,65
10.595.235,02
1.250.000,00
1.892.482,65
28.231.981,88
491.469.083,33
236.210.412,55
62.269.872,73
5.147.625,04
208.809.853,52
170.019.154,26
170.019.154,26
11.360.189.465,29
625.112.563,53
S.05.01.02
Premiums, claims and expenses by line of business
S.05.01.02.02
Life
Line of Business for: life insurance obligations
Premiums written
Gross
Reinsurers' share
Net
Premiums earned
Gross
Reinsurers' share
Net
Claims incurred
Gross
Reinsurers' share
Net
Changes in other technical provisions
Gross
Reinsurers' share
Net
Expenses incurred
Other expenses
Total expenses
Health insurance
Insurance with profit
participation
Index-linked and
unit-linked
insurance
Other life
insurance
Annuities stemming from
non-life insurance
contracts and relating to
health insurance
obligations
C0210
C0220
C0230
C0240
C0250
Life reinsurance obligations
Annuities stemming from
non-life insurance
contracts and relating to
Health
insurance obligations
reinsurance
other than health
insurance obligations
C0260
C0270
Total
Life reinsurance
C0280
C0300
R1410
R1420
R1500
3.505.445,33
180.002,70
3.325.442,63
513.252.347,16
10.904.540,29
502.347.806,87
116.226.596,51 49.195.725,51
R1510
R1520
R1600
3.505.445,33
180.002,70
3.325.442,63
513.252.347,16
10.904.540,29
502.347.806,87
116.226.596,51 49.195.725,51
116.226.596,51 49.195.725,51
18.625.458,39 700.805.572,90
11.084.542,99
18.625.458,39 689.721.029,91
R1610
R1620
R1700
2.999.795,95
170.467,31
2.829.328,64
424.343.628,78
3.514.511,56
420.829.117,22
94.017.659,35 56.858.665,82
319.682,51
94.017.659,35 56.538.983,31
12.801.064,33 591.020.814,23
4.004.661,38
12.801.064,33 587.016.152,85
R1710
R1720
R1800
R1900
R2500
R2600
-869.324,20
-84.808,74
-784.515,46
777.357,01
219.413.237,83
-2.726.145,22
222.139.383,05
125.489.668,58
41.245.995,73 -43.568.325,45
-142.182,15
41.245.995,73 -43.426.143,30
11.608.046,16 12.730.210,83
3.946.050,64 220.167.634,55
-2.953.136,11
3.946.050,64 223.120.770,66
6.352.201,44 156.957.484,02
116.226.596,51 49.195.725,51
18.625.458,39 700.805.572,90
11.084.542,99
18.625.458,39 689.721.029,91
156.957.484,02
S.05.02.01
Premiums, claims and expenses by country
S.05.02.01.04
Life obligations for home country
Home country
C0220
Premiums written
Gross
Reinsurers' share
Net
Premiums earned
Gross
Reinsurers' share
Net
Claims incurred
Gross
Reinsurers' share
Net
Changes in other technical provisions
Gross
Reinsurers' share
Net
Expenses incurred
Other expenses
Total expenses
R1410
R1420
R1500
700.805.572,90
11.084.542,99
689.721.029,91
R1510
R1520
R1600
700.805.572,90
11.084.542,99
689.721.029,91
R1610
R1620
R1700
591.020.814,23
4.004.661,38
587.016.152,85
R1710
R1720
R1800
R1900
R2500
R2600
220.167.634,55
(2.953.136,11)
223.120.770,66
156.957.484,02
S.05.02.01
Premiums, claims and expenses by country
S.05.02.01.06
Life obligations for top 5 countries and home country
(by amount of gross premiums written)
Total Top 5 and home
country
C0280
Premiums written
Gross
Reinsurers' share
Net
Premiums earned
Gross
Reinsurers' share
Net
Claims incurred
Gross
Reinsurers' share
Net
Changes in other technical provisions
Gross
Reinsurers' share
Net
Expenses incurred
Other expenses
Total expenses
R1410
R1420
R1500
700.805.572,90
11.084.542,99
689.721.029,91
R1510
R1520
R1600
700.805.572,90
11.084.542,99
689.721.029,91
R1610
R1620
R1700
591.020.814,23
4.004.661,38
587.016.152,85
R1710
R1720
R1800
R1900
R2500
R2600
220.167.634,55
(2.953.136,11)
223.120.770,66
156.957.484,02
156.957.484,02
S.12.01.02
Life and Health SLT Technical Provisions
S.12.01.02.01
Life and Health SLT Technical Provisions
Index-linked and unit-linked insurance
Insurance with profit
participation
C0020
Technical provisions calculated as a sum of BE and RM
Best Estimate
Gross Best Estimate
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected
losses due to counterparty default
Best estimate minus recoverables from reinsurance/SPV and Finite Re - total
Risk Margin
Amount of the transitional on Technical Provisions
Technical provisions - total
R0030
C0030
Contracts without
options and
guarantees
C0040
Other life insurance
Contracts with
options or
guarantees
C0050
C0060
Contracts without
options and
guarantees
C0070
Contracts with
options or
guarantees
C0080
Total (Life other than health
insurance, incl. Unit-Linked)
C0150
8.976.640.878,44
4.049.971,22
812.727.012,65
-
-
62.192.535,52
28.059,27
162.143.185,20
73.153,78
10.013.703.611,80
4.151.184,27
8.972.590.907,22
812.727.012,65
-
62.164.476,25
162.070.031,42
10.009.552.427,53
R0080
R0090
R0100
119.321.451,38
10.595.235,02
11.268.701,13
141.185.387,53
R0200
9.095.962.329,82
823.322.247,67
235.604.421,84
10.154.888.999,33
S.22.01.21
Impact of long term guarantees and transitional measures
Amount with LTG
measures and
transitionals
Technical provisions
Basic own funds
Eligible own funds to meet SCR
SCR
Eligible own funds to meet MCR
Minimum Capital Requirement
R0010
R0020
R0050
R0090
R0100
R0110
C0010
10.154.888.999,33
795.131.717,80
777.802.769,28
542.900.404,12
654.854.213,90
244.305.181,85
Impact of volatility
adjustment set to
zero
C0070
127.124.798,00
(81.744.927,28)
(123.535.988,99)
2.007.988,21
(123.656.468,28)
903.594,70
S.23.01.01
Own funds
S.23.01.01.01
Own funds
Total
C0010
Basic own funds before deduction for participations in other financial sector as foreseen in article 68 of Delegated
Regulation 2015/35
Ordinary share capital (gross of own shares)
Share premium account related to preference shares
Reconciliation reserve
Subordinated liabilities
An amount equal to the value of net deferred tax assets
Other own fund items approved by the supervisory authority as basic own funds not specified above
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet
the criteria to be classified as Solvency II own funds
Own funds from the financial statements that should not be represented by the reconciliation reserve and do not meet the
criteria to be classified as Solvency II own funds
Deductions
Deductions for participations in financial and credit institutions
Total basic own funds after deductions
Ancillary own funds
Unpaid and uncalled ordinary share capital callable on demand
Unpaid and uncalled initial funds, members' contributions or the equivalent basic own fund item for mutual and mutual type undertakings, callable on demand
Unpaid and uncalled preference shares callable on demand
A legally binding commitment to subscribe and pay for subordinated liabilities on demand
Letters of credit and guarantees under Article 96(2) of the Directive 2009/138/EC
Letters of credit and guarantees other than under Article 96(2) of the Directive 2009/138/EC
Supplementary members calls under first subparagraph of Article 96(3) of the Directive 2009/138/EC
Supplementary members calls - other than under first subparagraph of Article 96(3) of the Directive 2009/138/EC
Other ancillary own funds
Total ancillary own funds
Available and eligible own funds
Total available own funds to meet the SCR
Total available own funds to meet the MCR
Total eligible own funds to meet the SCR
Total eligible own funds to meet the MCR
SCR
MCR
R0010
R0110
R0130
R0140
R0160
R0180
Tier 1 - unrestricted Tier 1 - restricted
C0020
C0030
Tier 2
C0040
Tier 3
C0050
266.691.290,01
266.691.290,01
-
259.657.264,40
170.019.154,26
98.764.009,13
259.657.264,40
795.131.717,80
526.348.554,41
79.644.623,13
90.374.531,13
98.764.009,13
795.131.717,80
696.367.708,67
777.802.769,28
654.854.213,90
542.900.404,12
244.305.181,85
526.348.554,41
526.348.554,41
526.348.554,40
526.348.554,40
79.644.623,13
79.644.623,13
79.644.623,13
79.644.623,13
90.374.531,13
90.374.531,13
90.374.531,13
48.861.036,37
98.764.009,13
79.644.623,13
90.374.531,13
98.764.009,13
R0220
R0230
R0290
R0300
R0310
R0320
R0330
R0340
R0350
R0360
R0370
R0390
R0400
R0500
R0510
R0540
R0550
R0580
R0600
81.435.060,62
Ratio of Eligible own funds to SCR
Ratio of Eligible own funds to MCR
R0620
R0640
1,43
2,68
S.23.01.01
Own funds
S.23.01.01.02
Reconciliation reserve
C0060
Reconciliation reserve
Excess of assets over liabilities
Own shares (held directly and indirectly)
Foreseeable dividends, distributions and charges
Other basic own fund items
Adjustment for restricted own fund items in respect of matching adjustment portfolios and ring fenced funds
Reconciliation reserve
Expected profits
Expected profits included in future premiums (EPIFP) - Life business
Expected profits included in future premiums (EPIFP) - Non-life business
Total Expected profits included in future premiums (EPIFP)
R0700
R0710
R0720
R0730
R0740
R0760
R0770
R0780
R0790
625.112.563,53
365.455.299,14
259.657.264,40
(2.405.281,91)
(2.405.281,91)
S.25.01.21
Solvency Capital Requirement - for undertakings on Standard Formula
Market risk
R0010
Gross solvency
capital requirement
USP
Simplifications
C0110
C0080
C0090
Simplifications not
used
388.134.400,60
Counterparty default risk
R0020
105.578.986,26
Life underwriting risk
R0030
218.380.530,37
Diversification
R0060
(179.286.817,78)
Basic Solvency Capital Requirement
R0100
532.807.099,45
Operational risk
R0130
41.914.853,41
Loss-absorbing capacity of technical provisions
R0140
(31.821.548,75)
Capital requirement for business operated in accordance with Art. 4 of
Directive 2003/41/EC
R0160
Calculation of Solvency Capital Requirement
C0100
Solvency capital requirement excluding capital add-on
R0200
Capital add-on already set
R0210
Solvency capital requirement
R0220
Other information on SCR
Capital requirement for duration-based equity risk sub-module
Total amount of Notional Solvency Capital Requirement for remaining
part
Total amount of Notional Solvency Capital Requirements for ring fenced
funds
R0400
R0410
R0420
Total amount of Notional Solvency Capital Requirement for matching
adjustment portfolios
R0430
Diversification effects due to RFF nSCR aggregation for article 304
R0440
542.900.404,12
542.900.404,12
Simplifications not
used
S.28.01.01
Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity
S.28.01.01.03
Linear formula component for life insurance and reinsurance obligations
C0040
MCRL Result
R0200
349.689.342,97
nce activity
S.28.01.01
Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity
S.28.01.01.04
Total capital at risk for all life (re)insurance obligations
Net (of reinsurance/SPV) best
Net (of reinsurance/SPV) total
estimate and TP calculated as a
capital at risk
whole
C0050
C0060
Obligations with profit participation - guaranteed benefits
Obligations with profit participation - future discretionary benefits
Index-linked and unit-linked insurance obligations
Other life (re)insurance and health (re)insurance obligations
Total capital at risk for all life (re)insurance obligations
R0210
R0220
R0230
R0240
R0250
119.789.447,10
812.727.012,65
224.335.720,71
25.449.645.769,34
S.28.01.01
Minimum Capital Requirement - Only life or only non-life insurance or reinsurance activity
S.28.01.01.05
Overall MCR calculation
C0070
Linear MCR
SCR
MCR cap
MCR floor
Combined MCR
Absolute floor of the MCR
Minimum Capital Requirement
R0300
R0310
R0320
R0330
R0340
R0350
R0400
349.689.342,97
542.900.404,12
244.305.181,85
135.725.101,03
244.305.181,85
3.700.000,00
244.305.181,85