Izindaba
July 2016
8
10
108
CHANGE YOUR GAME
WITH MIDYEAR
I
t is already halfway through 2016 and
increased Club status for payment date
The Ultimate Combo Bonus will apply for
we hope you have been working at
20 January 2017. IFAs who maintained
a period of three months, for payment
making this year your Ultimate year.
their Club status between 20 March 2016
dates 20 August 2016 to payment date 20
How have you changed your game?
and 20 December 2016 will also have the
October 2016 (inclusive).
If you haven’t, there is still time to take
opportunity to earn the 14th Cheque Bonus if
your business to the next level and
the IFA increases their Club status between
Visit www.ifa.co.za for more info on these
really focus on growing your team and
20 December 2016 and 20 January 2017.
launches and terms and conditions. We
achieving success.
The rand amount payable will be equal to
hope that you will take advantage of these
the Club amount earned in January 2017
and take your business to the next level.
Not only does Game Changers set the
and will be paid in addition to the basic
scene for excellent reward for hard work
Club payment. The IFA must have earned a
Here’s to many more years of changing
and focus, but as always, IFA still has more
13 Cheque Bonus in order to be eligible to
the game!
for you. We are officially 18 and celebrating
earn the 14th Cheque Bonus.
By Mathapelo Mabaso
th
18 years of IFA changing the Game! As part
of the celebration, we are excited to usher
Refer to the 2016 - 2017 Rules Manual for
in new launches and bonuses to help you
a reminder of the 13th Cheque Bonus rules.
take your business to the next level.
14 CHEQUE BONUS
THE CLIENTÈLE ULTIMATE
FOUNDATION PLAN!
ULTIMATE COMBO BONUS
TH
14th Cheque
DATE: 20 January 2017
NE
EARNW
ER
YOU
CAN
For as little as R200 a month,
R
For every month that you achieve an
WE PAY BACK all your
Ultimate 3 Bonus or more, 1 or more New
paid Life Foundation premiums in
CASH, plus your IFA Business
Cheque Bonus will be paid in
Earner on Levels 1-3 and 1 or more You
January 2017 to all IFAs that increase
Can Earner on Levels 1-3 in the same
their Club status between 20 March 2016
earnings period, a once-off bonus of
and 20 December 2016 and maintain the
R1,000 will be paid.
The 14
th
P3
18 YEARS OF CHANGING THE GAME
Having just turned 18 this July, IFA is older,
wiser but more motivated than ever to change
the face of South Africa...
INTRODUCING...
P4
HELLO MAURITIUS
On 27 April 2016, qualifying IFAs and their
partners were whisked away to the tropical
island of Mauritius...
Fees and benefit amount upon a
valid death claim.
P7
IFAs GRACE HEAD OFFICE
On Wednesday, 25 May 2016 the Clientèle
Office Park was abuzz with excitement and
activity when over 60 IFAs came to visit the
IFA Head Office...
E
arlier this year we launched the Game Changer competition, encouraging you to play
your best game yet. What do we mean? It’s simple… A Game Changer is someone
that is willing to change the way they “play the game”, by understanding the true
importance of passion, drive and focus and applying these key principles to their IFA
business. It’s about using your IMF skills to the max. The Game Changer competition
rewards skill and smart thinking.
BE A
Rules of the game: have QUALITY team members that are focused on success
and apply the winning formula. Quality is key. We suggest that you not
only make the most of the midyear launches, but also take the time to
revisit the Game Changers competition and Mass Rally launches to
ensure you make the most of every opportunity to earn.
We are giving away cash prizes for each category,
with the top Game Changers being rewarded big!
This really is the
ULTIMATE
OPPORTUNITY!
If you have not
qualified, it’s time to
step up your game
and if you have…
play harder and
reach that
next category.
Game-Up 600: All qualifiers are entered into a game show where
they win a guaranteed R30,000 and more, with a preloaded cash
card of R250,000 up for grabs.
GAME-UP 100
GAME-UP 50
CARS TO BE WON
• Lucky draw: One
Game-Up 50 and above
qualifier stands a chance to
win a Toyota Quest.
• The top 3 IFAs who achieve a minimum
of 2,250 Active Paid Policies (as at payment
date 20 January 2017) on Levels 1-3 will win a
car! Winners can choose one of the following: Mini
Cooper, Audi A1 Sportback or a Hyundai Veloster.
GAME-UP 200
GAME-UP 400
GAME-UP 600
PLATINUM STATUS
IFAs with the highest cumulative paid premiums on new
business introduced in the competition period (Levels 1-3)
reach Platinum Status.
POSITION
1
R120,000
R144,000
POSITION
2
R80,000
R106,000
POSITION
3
R50,000
R60,000
For more information on the Game Changer Competition and
to view the Terms & Conditions visit www.ifa.co.za.
Terms & Conditions apply.
LUCKY DRAW
By Carmen Steynberg
One qualifier will win two tickets to the 2017 Incentive
Conference by simply paying their Business Fee every month.
IFA Business Fee Increases
The annual IFA Business Fee increased by R5 as at 1 July 2016. The IFA Business Fee
gives you full access to various business support services and new benefits continue
to be introduced to ensure that you have all the tools you require to grow your IFA
Business. As always, we are committed to providing you with excellent service and we
look forward to continuing to do so.
2
IFA Izindaba 18th Birthday Edition • July 2016
JULY 2016
01
Having just turned 18 this July, IFA is older, wiser but more motivated than ever to change the face of South Africa.
IFA Chairman’s Forum Members, Thula Mafoko and Patrick Mampofu, represent what is possible through the
IFA Business Opportunity. Together they have 32 years of Invite, Meet and Follow-up (IMF) experience between them.
8
10
18
108
c
of
me
Years
ha
nging the ga
F
or 19 years, Thula
struggled to make ends
meet as a teacher. In
2001, he was introduced to
IFA by a friend. Later that year
he attended an IFA event at
the Durban ICC where IFA
Legend Psy Tloubatla gave a
testimonial that inspired him
to take charge of his destiny.
I
n 1999, Patrick Mampofu, a training manager in the public
sector at the time, was introduced to IFA by Richard Ward.
Though reluctant at first, he made his first earnings by June
that year but soon got derailed by other network marketing
companies. The tipping point was in August 2001 when he and
his wife, IFA Legend Nosabata Mompofu, took the decision to
solely focus on IFA and they have never looked back since.
Thula, the family man.
In 2014, Thula achieved
his dream of becoming the
network’s top earner and
has managed to retain this
celebrated status. His living
circumstances could not be
any more different as he and
his wife used to live in Umlazi,
the country’s second biggest
township. Today, they own
Thula buys his Mercedes-AMG CLS.
a house in Westville worth
more than R2.5 million and drive several luxury cars, including, a
Mercedes-AMG CLS, a BMW 320i and the latest addition to their
garage – a Jaguar XJ which he bought in September 2015.
“One of the biggest lessons
that I have learnt is the power
of exposure, for example,
by taking new members of
my downline to the IFA Head
Office in Johannesburg. They
always leave more motivated
to succeed once they see with
their own eyes how big IFA is,”
Thula explains.
When the Mampofu’s joined
IFA they were living in a modest
house in Mthatha, Eastern
Cape. Similarly, they have
moved onto bigger and better
things and now live in a four
bedroom house in Tableview,
Cape Town, valued at R2.5
million. While he does drive a
luxury vehicle, a BMW 320i,
Patrick is especially proud to Patrick proudly stands by his car.
have given his children the opportunity to study at some of the finest
universities in the country and financed two vehicles for them.
“IFA has proven itself resilient
to ‘fly-by-nights’ and fads.
In 18 years, it has paid more
than R1.5 billion in earnings by
teaching people to apply a very
simple formula – IMF. Therefore,
I measure my success by the
number of people that I take
with me on my journey to
success,” he enthuses.
Patrick has all his awards on display.
Be part of the IFA story. Be a Game Changer!
Onwards to Miami.
By Christopher Bompas
IFA Izindaba 18th Birthday Edition • July 2016
3
IFAs gather for a group picture.
“STUNNING BEACHES,
GLAMOUROUS PARTIES
AND FUN IN THE SUN...”
Dressed up for a night of Sega dancing.
Relaxing by the pool.
S
beaches, glamourous
IFA movie. There were plenty markets to
parties and fun in the sun was
shop from, where delegates got to spoil
exactly what the qualifying IFAs
themselves. This year the ladies were spoilt
and their partners experienced at the
with their own personal fashion shoots and
2016 IFA Incentive Conference.
supplied with their individual pictures. The
tunning
nights ended with great music, fun Sega
On 27 April 2016, qualifying IFAs and their
dancing and IFAs indulging in tropical
partners were whisked away to the tropical
cocktails on the beach.
island of Mauritius, where they got a chance
to relax and mingle with other top IFAs while
We look forward to the next Incentive
staying at the elegant Le Victoria Hotel.
Conference which will be hosted at the
double award winning luxury hotel, David
As Mauritius is well known for their widely
Livingstone, a Safari Lodge and Spa in
varied culture, our 2016 IFA Incentive
Zambia. Play your best game on the Game
Conference attendees got to enjoy all the
Changer competition and you too can
different mouth-watering cuisines, from
stand a chance to qualify for the 2017 IFA
delectable seafood to spicy Indian food.
Incentive Conference, see the 2016/2017
The days were filled with different exciting
IFA Rules Manual for the qualification
activities for them to partake in, when they
criteria. Change the Game and Change
were not singing their hearts out at the IFA
your scenery, With IFA, Now You Can!
Idols competition, they were unwinding
By Antony Shabangu
under the stars while watching an exclusive
Beach soccer had everyone’s hearts racing.
4
IFA Izindaba 18th Birthday Edition • July 2016
We love Mauritius.
Just cruising.
Posing for a group selfie.
IFAs enjoy the Catamaran Cruise.
All dressed up for IFA Idols!
Jonathan and Danae Schoeman enjoy the Mauritius sunset.
Ladies ready to hit the beach.
Gcobani Mgibantaka sings his heart out.
Mokhine Mathabatha won the IFA Idols wooden mic.
IFA Izindaba 18th Birthday Edition • July 2016
5
Join the
Digital World
of Social
Media
E
xplore the quick, interactive and
convenient way of networking
through Social Media. Social
media platforms such as Facebook
and Twitter have become an integral
part of network marketing. Providing
an accessible and powerful toolkit
for networking, learning and sharing
information.
3 Add your friends
and downline
On twitter you have updates called ‘tweets’
which are limited to 140 characters in
length. Tweets can be about anything,
from current affairs, news, views or even
humour. If someone follows you, they
will show up in your followers list and
they will see your tweets in their home
timeline whenever they log in to Twitter. In
your case followers can be anyone from
your downline to prospects. Twitter also
provides access to many different types
of people you can follow, people who can
offer tips and advice on how to grow or
manage your business.
There is no doubt that social media
is a valuable business tool, especially
for businesses that are built around
networking and connecting people. The
IFA Twitter and Facebook page are set to
keep you posted on the latest campaigns,
event information, competition results and
the business news.
LIKE THE IFA FACEBOOK
PAGE
‘IFA BUSINESS
OPPORTUNITY’
AND FOLLOW IFA ON
TWITTER
@IFABIZZ
Also encourage your downline to join the
social media platforms, it’s easy as 123…
By Antony Shabangu
Charity s
IFA Izindaba 18th Birthday Edition • July 2016
3 Search for key people to follow
and also encourage your
downline to follow
you and IFA.
e
e need,
h
t
n
s
the cause
6
2 Fill in your profile information.
ot
nce again Clientèle demonstrates
that it takes a village to raise a
child when employees came
together and contributed R36,775
towards the Employee Giving campaign
and the company further matched
the contribution to make it a total of
R73,550. The shoe drop initiative has
managed to provide 450 school shoes
to underprivileged schools. It is through
such acts that we are reminded that we
are all interdependent on one another for
our care and well-being.
2 Fill in your information (biography).
up events and invite your downline and
prospects to upcoming presentations.
e
Facebook is the biggest social media
platform worldwide, according to the 2015
Direct Selling Association (DSA) social
media report, with 12 million users in South
Africa. Facebook allows you to create a
profile and upload updates (Facebook
posts), in the form of text, photos or videos
which your downline and prospects can
see, like and share. You can also set
O
1 Register on the Facebook
website: www.facebook.com
1 Sign up on the Twitter
website www.twitter.com
The shoes were evenly distributed to five
chosen schools. The beneficiaries of the
shoes are Thomas Nhlapo Primary School
in Daleside, Thabotona Primary School
in Tsietsi, Somelulwazi Primary School in
Freedom Park, Ithuteng Secondary School
in Randfontein and Phumula Primary
School in Phumula.
IFA contributed 450 branded school bags,
stationery and even assisted in distributing
these items to the different schools. There
are a number of ways to help the less
fortunate - treating them kindly and giving
them your time are just a few other ways to
get involved and make the world a better
place. Remember, no act of kindness,
however small, is ever a waste.
Thank you for your participation, it is always
appreciated. For more information on the
Employee Giving campaign contact Emily
Molakeng at [email protected]
By Itumeleng Mmutle
IFAs Grace Head Office
O
n Wednesday, 25 May 2016 the Clientèle Office Park
was abuzz with excitement and activity when over 60
IFAs came to visit the IFA Head Office.
The purpose of the day was to provide IFAs with an opportunity to visit
Head Office so that they are exposed and familiar with the different
departments that they interact with and are key to the success of
their business. It was also an opportunity to showcase the company
and its credibility to downlines and new team members.
When the group was done visiting all the departments, they headed
to building 7 where they enjoyed a delicious warm lunch while
appreciating the magnificent view of Sandton. They were welcomed
by Clientèle Managing Director, Basil Reekie, who highlighted IFA’s
achievements throughout the year and motivated everyone with his
belief in IFA’s future growth. Chairman Forum member Thula Mafoko
also took to the podium during the day and shared his IFA journey.
His motivational speech about how he has consecutively managed
to secure his spot as the Top Earner really inspired everyone.
Before they called it a day; Mthunzi Mbali, IFA Marketing Director
shared a few tips on how IFAs can market their business, and make
the most of the support from Head Office.
Izindaba caught up with some IFAs and
this is what they had to say about the day:
Jerry Dikgale: “This was a great initiative. It
was lovely to see how everything comes
together from the moment our applications
are received to paying out our earnings.”
Mokhine Mathabatha: “Well done to everyone
who put this day together. It was amazing
to see that our business is run with such
high professionalism.”
The next IFA Head Office Day will take place
on Friday, 22 July 2016. For bookings email
or whatsapp the following people:
• Leoshni Dwarka
[email protected] - 083 215 9901
• Mellissa Stamboul
[email protected] - 083 215 9924
Space is limited, so book today!
By Amanda Hlahleni
A look into the Presenters’ Department!
“We look forward to any challenges and stake our intentions to be
the best IFA team,” Keeran Krishna, IFA Executive: Presenters.
I
FA is gearing up to make the Ultimate Year an even better
one. We are proud to announce the new Presenters’
Department which is tasked with the overall management of
IFA Presenters and all IFA Presenter related functions.
Business as the production cycle starts with them. They serve as
ambassadors, carrying the IFA message to thousands of people
and with this responsibility comes the need to ensure that our
Presenters are educated, motivated and empowered.
IFA Professional Presenters are a critical component of growing
the IFA Business Opportunity and are an integral part of the IFA
For any queries you can contact the IFA Presenters Department
on the numbers provided below. By Amanda Hlahleni
CLAIRE PETERS
PHUMZILE MAHLANGU
IFA Presenters Assistant Manager
011 320 3514
Portfolio Consultant for Mpumalanga, North West, Free
State, Northern Cape & Limpopo (Inland)
011 320 3023
SIBULELE MARASHA
ZANELE NCALA
Portfolio Consultant for the Eastern & Western Cape
011 320 3246
Portfolio Consultant for KwaZulu-Natal
011 320 3142
TSHOLOFELO MOTSHEGWA
ELIZE SMYTHE
Portfolio Consultant for Gauteng
011 320 3471
Business Unit Administrator
011 320 3073
IFA Izindaba 18th Birthday Edition • July 2016
7
!
F
O
E
WAR
ES
BE
EM
H
C
S
RAMID
PY
service that is being marketed. The money
of new members is used to pay existing
members.
These schemes have a couple of indicators
in common to watch out for. They promise
high (usually unsustainable) returns on
money “invested” and the underlying
source of the money is not explained. They
require a large upfront joining or investment
fee. Pyramid schemes are unsustainable,
unlawful and will collapse at some stage
which in turn means massive financial loss
to its members.
D
ue to the current challenging
economic status, many South
Africans find themselves looking
for an extra income. Some are more
desperate than others to make a quick
buck and may fall victim to pyramid
schemes which may result in them losing
money while trying to gain some. It is
important to be vigilant and watch out
for quick money making schemes like
pyramid schemes.
“IFA promotes sustainable and ethical
business practices and treating clients well.
We reward members for introducing new
members with an underlying insurance
product,” explains Yurika Pistorius, Group
Compliance Officer. Furthermore, IFA
A pyramid scheme is seen as a type of
Multi-Level Marketing where members
are rewarded solely for introducing more
members without an underlying product or
is a division of Clientèle Life Assurance
Company Limited (Clientèle Life) which is
a registered life insurance company, an
authorised financial services provider, a
member of the Association for Savings and
Investment of South Africa (ASISA), and a
member of the Direct Selling Association
(DSA). Clientèle Life is part of the Clientèle
Limited Group, which is listed on the
Johannesburg Stock Exchange (JSE).
IFAs are contractually prohibited from
participating in network marketing schemes
that are in competition with IFA. Should IFAs
partake and, more importantly, introduce
people to unlawful pyramid schemes, the
IFA contract may be terminated.
Protect your money, if something seems
too good to be true, it usually is.
By Louwella Moeti
IFA Policyholder and Earning Payments since January 2015.
IFA EARNINGS
Over R150 million
BONUS RIGHTS
ENCASHMENTS
Over R200 million
Via Khula Nathi
Tens of millions
TOTAL
CONTRIBUTION
IS OVER
R700 MILLION
CASH BACK
Over R1.7 billion
in IFA Earnings
and Khula Nathi
8
IFA Izindaba 18th Birthday Edition • July 2016
CLAIMS PAID OUT
In 18 months
Over R30 million
+
Over R3 billion
to Policy Holders
Over R250 million
=
Over R5 billion
Since Inception
18 Years Ago