“#ProudToServeChallenge OFFICIAL RULES NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CHALLENGE. A PURCHASE WILL NOT INCREASE YOUR OPPORTUNITY TO WIN. ODDS OF WINNING WILL DEPEND ON THE TOTAL NUMBER OF QUALIFIED ENTRIES RECEIVED AND THE SKILL OF EACH ENTRANT AS JUDGED BY A PANEL OF THE SPONSOR. ENTRY IS OPEN TO NAVY FEDERAL MEMBERS OR PROSPECTIVE MEMBERS, WHO ARE LEGAL RESIDENTS OF THE UNITED STATES, AND 18 YEARS OF AGE OR OLDER OR AGE OF MAJORITY IN HIS/HER JURISDICTION OF RESIDENCE IF GREATER THAN 18. 1. Entry Dates: The “#ProudToServeChallenge” (“Challenge”) begins May 1, 2017 at 12:00:01 am Eastern Time (“ET”), and ends May 31, 2017 at 11:59:59 pm ET (“Challenge Period”). During the Challenge Period there are a series of Challenge-related events which start and end on or about the dates and times noted below: EVENTS START END VIDEO SUBMISSION Starts 12:00:01 am ET on May 1, Ends 11:59:59 pm ET PERIOD 2017 on May 31, 2017 Starts 12:00:01 am ET on June 1, Ends 11:59:59 pm ET 2017 on June 7, 2017 NOTIFICATION OF Starts 12:00:01 am ET on June 8, Ends 11:59:59 pm ET on WINNERS 2017 June 9, 2017 PANEL SELECTION OF TOP ENTRIES & WINNERS WINNERS ANNOUNCED June 12, 2017 2. Challenge Entities: Navy Federal Credit Union (“Sponsor”) is headquartered at 820 Follin Lane, Vienna, Virginia 22180. Navy Federal Credit Union is the sponsor and administrator of this Challenge (herein referred to as “Sponsor” and “Administrator”). Sponsor and Administrator are collectively referred to herein as the “Challenge Entities.” 3. Eligibility: Submitting a video in this Challenge is open to persons who are Navy Federal members or potential members, and who on the date of entry are legal residents of the United States of America, at least (eighteen) 18 years of age (or age of majority if greater than 18), and are registered users of http://www.instagram.com (including all mirror or 1 derivative sites, and all replacements or successor versions thereof) (“Social Channels”) (“Registered User”). All entries must come from “Public” Instagram accounts – if your account is set to “Private”, your entry will not be viewable by the judging panel and you will be disqualified. Employees, officers, directors and their immediate family members of the Challenge Entities and each of their respective parents, affiliated and subsidiary companies, advertising and promotion agencies, legal and financial advisors, and any and all other companies associated with this challenge are not eligible to participate in the Challenge. For purposes of this Challenge, "immediate family members" means parents, spouses, children, siblings, in-laws, grandmothers, grandfathers, or partners and/or those persons living in the same house as a family. To become a Registered User of one or more of the Social Channels, you must register for an account and agree to the ‘Terms of Use” set forth by Instagram at: https://help.instagram.com/478745558852511, (“Terms of Use”). There is no fee or charge to become a Registered User. 4. How to Enter: To enter, create and submit one (1) video that shows an original interpretation of Military Appreciation Month. Video may feature your feelings on Military Appreciation, a thank you to a solider in your life, a general thank you to our servicemen and women, why you are proud to serve your country as a soldier, or any other personal interpretation of the Challenge theme. For the purposes of this Challenge, a Video Submission is an Instagram video created specifically for this Challenge uploaded during the Challenge entry dates indicated above that follows the Video Submission Requirements disclosed in Rule #5 and elsewhere in these Official Rules. Video Submissions may be submitted anytime during the Video Submission Period at www.instagram.com - entries must include #ProudToServeChallenge in the description field of your entry. Limit one (1) Video Submission per entrant. If more than one (1) Video Submission is submitted by an entrant, only the first Video Submission received (based on date and time uploaded to Instagram) will be judged pursuant to the terms. By uploading your video to www.Instagram.com and using the official Challenge entry hashtag (#ProudToServeChallenge) you agree to the Terms and Conditions put forth here, and to the decisions made by Challenge Entities. You further agree that there is no appeal or manner in which to contest the decisions, opinions or determinations of the Challenge Entities, Judges or Panel. This promotion is in no way sponsored, endorsed, administered by, or associated with Instagram. All information is provided to Navy Federal and not to Instagram. 5. Video Submission Requirements: Running Time: Video submissions will run for no more than one (1) minute maximum, including any credits. If entry is longer than one (1) minute, the entry may be disqualified in the Administrator’s sole and absolute discretion. Language: Video submissions must be in English. All video submissions must be uploaded to the entrant’s own Instagram profile during the entry period and must include the official Challenge hashtag, as stated above in Rule #4. Video Submissions must also comply with Instagram’s “Community Guidelines” set forth at https://help.instagram.com/477434105621119/?ref=hc_fnav 2 Submissions must not: • • • • • • • • • • Include trademarks, logos, or copyrighted material not owned by entrant or used without permission (to include but not be limited to company names, music, photographs, works of art, or images published on or in websites, television, movies, or other media); Use individuals’ last names, in whole or in part; Reveal any personal information about entrant or another individual, including but not be limited to a person’s address, phone number, e-mail address, credit card number or any information that may be used to track, contact or impersonate that individual; Refer to public figures; Contain profanity, pornographic, or sexual content, content promoting alcohol, illegal drugs, tobacco, firearms, or weapons, hateful content of any kind (including racism, sexism, etc.), content that promotes violence or harm to another living creature, or any other offensive, obscene, or inappropriate content; Involve or promote any activity that is illegal or dangerous; Defame, misrepresent, or contain disparaging remarks about other people, groups, associations, entities or companies, including, but not limited to, the Challenge Entities; Promote a political agenda regardless of the political affiliation; Contain materials embodying the names, likenesses, photographs, or other identifying elements of any person, living or dead, without their express written permission (which if obtained must be submitted to Challenge Entities); and Use or wear military uniforms, rank, insignia, or logos. Administrator and/or its designated representatives will review all Video Submissions received during the Video Submission Period on the Challenge Website and will only post those Video Submissions on the Challenge Website that conform to these Official Rules and the Terms of Use and Community Guidelines, as determined by the Challenge Entities in their sole and absolute discretion (“Eligible Video Submissions”). Video Submissions that do not comply with these Official Rules, as determined in Challenge Entities’ sole and absolute discretion, will be disqualified from the Challenge and will not appear on the Challenge Website. Decisions of the Challenge Entities are final and binding. 6. Submission Terms: This Challenge is void where prohibited. By submitting a Video Submission, each entrant must include the hashtag #ProudToServeChallenge, whereby he or she acknowledges that he or she has read, understood, and agrees with these Official Rules and that he or she will retain sole ownership of his or her Video Submission subject to the license and right to use by Challenge Entities as set forth in Section 10 below. However, by submitting your video entry, you also grant permission to Navy Federal Credit Union to repurpose your video on social media or other outlets in relation to the Challenge or future promotions. Further, by submitting a Video Submission to this Challenge, and as part of the Official Rules, entrants agree to comply with Terms of Use and Privacy Policy which can be found at http://www.instagram.com. By entering this Challenge, each entrant also represents and warrants that his or her idea, Video Submission, and all elements thereof satisfy the Terms and Conditions of the Instagram Terms of Use and 3 Community Guidelines including, without limitation, representing and warranting that the Video Submission in this Challenge: • Is the original work of the entrant; • Has not previously been published or won an award or prize of any kind; • Does not infringe or violate the rights of any third party, including, but not limited to, copyrights, trademarks, patents, trade secrets, logos, contract and licensing rights, rights of publicity or privacy, moral rights, or any other intellectual property rights; • Is not subject to any third party agreements, and that the Challenge Entities will not be required to pay or incur any sums to any person or entity as a result of their use, exhibition or exploitation of the idea or video or elements therein; • Has written proof that required permits from local authorities and other permissions required to produce Video Submission have been obtained; • Does not contain any content that is likely to be considered offensive by Challenge Entities or could adversely affect the name, reputation, or goodwill of the Challenge Entities. • Has obtained all of the rights, licenses, and written permissions from each person who appeared in or helped to create the Video Submission or where the use of a person’s or entities’ name, likeness, photograph or other identifying elements is contained in the Video Submission. Video Submissions may only be submitted by an individual entrant. Group Video Submissions will not be accepted (e.g., although different individuals might have taken part in the making of a Video Submission, and/or more than one individual may star in the Video Submission, only one individual may be considered to have produced and submitted the Video Submission). If the Sponsor and/or Administrator determine, in their sole and absolute discretion, that an entrant has violated or breached a representation or warranty, the Video Submission will be disqualified. Each Entrant agrees that the Challenge Entities, any of their respective parents, subsidiaries, affiliates and each of their respective officers, directors, shareholders, agents and employees, and any Internet access providers (collectively “Released Parties”) are not responsible for the incorrect or inaccurate entry of information, human error, technical malfunction, lost/delayed data transmission, omission, interruption, deletion, defect, line failure of any telephone, computer or other network, computer equipment, software or any combination thereof, inability to access the Social Channel, or issues presented within said social channel, included, but not limited to problems uploading any Challengerelated materials, late, lost, damaged, misdirected, incorrect or incomplete Video Submissions, outages of Instagram, or any other unforeseen issues with the platform. For purposes of these Official Rules, receipt of submission occurs when Social Channel’s servers successfully receive the uploaded video file and record the required Video Submission information. Any entry information collected from the Challenge shall be used only in a manner consistent with the consent given by entrants at the time of entry, with these Official Rules, and with Social Channel’s Privacy Policy. 4 7. Judging to Determine Winners: All Eligible Video Submissions received during the Video Submission Period will be judged by a panel of six (6) representatives of the Administrator/Sponsor (“Panel” or “Judge(s)”). The Judges will assess each entrant’s video based on the rules of eligibility set forth within these Challenge Official Rules and the following criteria (the “Judging Criteria”): • 1/3 - How original is the Video Submission? • 1/3 - How creative is the Video Submission? • 1/3 - How entertaining is the Video Submission? Based on the above criteria, the Judges, in their sole and absolute discretion, will determine Challenge winners for first place and honorable mention. Judges and Sponsor’s decisions are final and binding in all matters relating to this Challenge. 8. Winner Notification: Winners will be notified via email and/or telephone by the Administrator on or about June 9, 2017. Winners will be required to sign, execute and return the following documents to Administrator by 12:00:00 (NOON) PM ET on June 12, 2017: (1) an Affidavit of Eligibility and Publicity Release, unless prohibited by law; (2) an Entrant Agreement and Release; and (3) a W9 Tax Form (together, the “Releases”). If any documents sent by any means to a potential Winner are returned as undeliverable or if a potentialWinner fails to properly execute and return all documents described herein in the time noted, or if a potential Winner is found not to be eligible or not in compliance with these Official Rules, the potential Winner will be disqualified and, at the sole and absolute discretion of the Challenge Entities, the next highest scoring Eligible Video Submission will be included as a potential Winner and be notified, time permitting in the sole and absolute discretion or determination of Challenge Entities. In addition, all entrants acknowledge and agree that the Challenge Entities reserve the right to disqualify any potentialWinner at any time, in their sole and absolute discretion, on the basis of anything contained in, learned about or obtained as a result of any submitted Releases, or any other forms requested by the Challenge Entities that, in their sole and absolute determination, would constitute a violation or breach of these Official Rules or otherwise. No more than one (1) prize will be awarded per Posted Entrant (whether or not Social Channel permits multiple ‘Users’). Except where prohibited by law, all entrants agree that Sponsor may announce the name and home state of Winners online. In the event that a Winner is disqualified for any reason, Sponsor may, in its sole and absolute discretion, award the prize to an alternate even if the disqualified Winner’s name or Video Submission may have been shown or announced online. In clarification, an alternate will only become a Winner if a previously selected Winner is disqualified. Designation as a Winner is subject to entrant’s proof of compliance with these Official Rules, maintaining compliance with these Official Rules and Social Channel registration, and approval by Challenge Entities. Each entrant acknowledges and agrees that other 5 entrants may have created ideas and concepts contained in their Video Submission that may have familiarities or similarities to his/her Video Submission, and that he/she will not be entitled to any compensation or right to negotiate with the Challenge Entities because of these familiarities or similarities. The decisions of the Challenge Entities are final and binding in all matters relating to this Challenge, including interpretation and application of these Official Rules. Entrants understand and agree that there are no appeals of any nature or type or any manner in which to contest the decision, determination or opinion made by Challenge Entities, Panel or Judges. The Administrator will notify the Winners via email or telephone on or about January 25, 2016. 9. Prizes: Five (5) grand prize Winners will receive $5,000.00 credited to their Navy Federal membership savings account. Ten (10) runner-up Winners will each receive $1,000.00 credited to their Navy Federal membership savings account. Fifteen (15) honorable mention winners will each receive $250.00 credited to their Navy Federal membership savings account. Should any grand prize or runner-up winners be perspective members of Navy Federal, monetary prize of either $5,000 or $1,000 will be awarded via alternative payment method, to be determined by sponsor. Any honorable mention winners who are perspective members will have $250 prize awarded as a Navy Federal Loyalty Card. Approximate retail value (ARV) of each prize is as stated, and the total ARV of all prizes is $38,750.00. Directions for award redemption will be provided to each Winner along with the Winner notification as noted in Section 8 above. All details of the awards not specified herein shall be determined solely by Sponsor. All taxes (if any) and any other expenses not explicitly specified herein are the sole responsibility of Winner. The award is non-transferable; no substitution is allowed except at the sole and absolute discretion of the Sponsor due to award unavailability. Sponsor reserves the right to substitute the award with awards of comparable value. Any and all guarantees and warranties for awards is subject to the manufacturer’s terms and conditions, and Winners agree to look solely to such manufacturer for any such warranty or guarantee claim. 10. Additional Challenge Terms: An entrant will retain sole ownership of his or her Video Submission. By entering this Challenge, entrants grant the Challenge Entities and each of their affiliates, licensees, promotional partners, third party marketing entities, successors and assigns, the nonexclusive, perpetual, irrevocable, worldwide, royalty-free, no-cost license and right to use and otherwise exploit the Video Submissions submitted as part of the Challenge, and all images, text, and materials depicted therein, in whole or in part, in any manner or medium now or hereafter known or devised (including, without limitation, CDs, streaming media, film, television, videocassettes, print, interactive devices, mobile media, Internet and on-line systems), throughout the universe and in any and all languages, including, without limitation, the right to display, reproduce, record, perform, exhibit, distribute, copy, edit, change, modify, add to, subtract from, re-title and adapt the same, to combine it with other material and otherwise use and exploit it without cost, remuneration or compensation of any type or nature. The Challenge Entities and each of their successors, affiliates, subsidiaries, assigns, and licensees will have the right to make unlimited derivative works there from, to assign or transfer any or all such rights and to grant unlimited, multiple-level sublicenses. Without limiting the foregoing, the Challenge 6 Entities will have the right to use the Video Submissions submitted as part of the Challenge, and all images depicted therein (if any), in any merchandising, advertising, marketing, promotion or for any other commercial or non-commercial purpose. Entrants hereby forever waive and relinquish all so-called “moral rights (droit moral)” now or hereafter recognized in connection with Video Submissions submitted as part of the Challenge. Entrants agree that the Challenge Entities shall have the sole and absolute discretion in determining the extent and manner of use of Video Submissions and are not obligated to use any Video Submission. All Video Submissions that are posted on the Challenge Website are available to be viewed by anyone with access to the Internet. Entrants waive and release the Released Parties from any and all claims that entrants may now or hereafter have in any jurisdiction based on unfair competition with respect to the Challenge Entities exploitation of Video Submissions without further notification or compensation to entrants of any kind, and agree not to instigate, support, maintain, or authorize any action, claim, or lawsuit against the Released Parties or any other person in connection with this Challenge, on the grounds that any use of any Video Submission, or any derivative works, infringe, or violate any of entrants’ rights therein. By entering this Challenge, entrants agree that the Challenge Entities and each of their affiliates, subsidiaries, licensees, promotional partners, and third party marketing entities shall have the right and permission to use their name, picture, voice, biographical data, photograph, testimonial, or other likeness and/or personal exposition (and/or any edited portion thereof), and/or any information contained in his/her Video Submission for promotional, advertising, and/or publicity purposes in any media, now or hereafter known, throughout the world in perpetuity, without compensation or notice to, or further consent of the Recipient or honorable mention. The Released Parties will not enter into any correspondence, including email, with non-winning entrants. The Challenge Entities reserve the right, in their sole and absolute discretion, to disqualify any individual found tampering with the entry process or entry materials or otherwise interfering with the proper administration of the Challenge or violating these Official Rules. EACH ENTRANT ACCEPTS THE CONDITIONS STATED IN THESE OFFICIAL RULES, AGREES TO BE BOUND BY THE DECISIONS OF THE CHALLENGE ENTITIES, REPRESENTS AND WARRANTS THAT THEY ARE ELIGIBLE TO PARTICIPATE IN THIS CHALLENGE, AND AGREES TO RELEASE, INDEMNIFY, AND HOLD HARMLESS THE RELEASED PARTIES FROM AND AGAINST ANY AND ALL CLAIMS, LOSSES, LIABILITY, AND DAMAGES OF ANY KIND, (INCLUDING REASONABLE ATTORNEYS’ FEES AND EXPENSES) ASSERTED AGAINST ANY OF THEM, INCURRED, SUSTAINED, OR ARISING IN CONNECTION WITH PREPARING FOR, PARTICIPATING IN, AND/OR TRAVELLING TO OR FROM ANY CHALLENGE-RELATED ACTIVITY, INCLUDING, WITHOUT LIMITATION, ANY INJURY, DAMAGE, DEATH, LOSS, OR ACCIDENT TO PERSON OR PROPERTY, OR FROM THE RESPECTIVE ENTRANTS’ VIOLATION OR BREACH OF ANY AGREEMENT, REPRESENTATION OR WARRANTY ASSOCIATED WITH THE CHALLENGE, INCLUDING BUT NOT LIMITED TO THESE OFFICIAL RULES. ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CHALLENGE IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND, SHOULD SUCH AN ATTEMPT BE MADE, THE CHALLENGE ENTITIES AND EACH OF THEIR LICENSEES RESERVE THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR ANY SUCH ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. Each entrant hereby acknowledges and agrees that the relationship between the entrant and the Challenge Entities is not a confidential, fiduciary, or other special relationship, 7 and that the entrant’s decision to provide the Video Submission to the Challenge Entities for purposes of the Challenge does not place the Challenge Entities in a position that is any different from the position held by members of the general public with regard to elements of the Video Submission, other than as set forth in these Official Rules. Each entrant understands and acknowledges that the Challenge Entities have wide access to ideas, stories, designs, and other literary materials, and that new ideas are constantly being submitted to it or being developed by their own employees. Each entrant also acknowledges that many ideas or stories may be competitive with, similar to, or identical to the Video Submission and/or each other in theme, idea, plot, format, or other respects. Each entrant acknowledges and agrees that such entrant will not be entitled to any compensation as a result of Challenge Entities' use of any such similar or identical material that has or may come to Challenge Entities, or any of them, from other sources. Each entrant acknowledges and agrees that the Challenge Entities do not now and shall not have in the future any duty or liability, direct or indirect, vicarious, contributory, or otherwise, with respect to the infringement or protection of the entrant’s copyright in and to the Video Submission. If, in any of the Challenge Entities’ sole and absolute determination, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Challenge, or if technical difficulties compromise the integrity of the Challenge, the Challenge Entities reserve the right to void suspect Video Submissions and/or terminate the Challenge, the result of which may be that no prizes are awarded in the sole and absolute discretion and determination of Challenge Entities. The use of any automated launching or entry software or any other mechanical or electronic means that permits a participant to automatically enter is prohibited. In the event of a dispute as to the identity of an entrant based on an email address, the entry in question may be disqualified subject to the Judges' or Challenge Entities’ sole and absolute discretion. 11. Governing Law: All issues and questions concerning the construction, validity, interpretation and enforceability of the Challenge, or the rights and obligations of entrants and the Challenge Entities in connection with the Challenge, shall be governed by, and construed in accordance with, the laws of the Commonwealth of Virginia, without giving effect to any choice of law or conflict of law rules or provisions (whether of the Commonwealth of Virginia or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the Commonwealth of Virginia. 12. Who Won: The Winners will be notified by email and/or telephone. Their winning videos will be posted on the Navy Federal’s Social Channels on or about June 12, 2017. 8
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