Banking | Mortgage | Insurance | Wealth Planning $300 OFF MORTGAGE CLOSING COSTS Combine convenience and savings by opening new accounts and services with Profinium. From June 1 through July 31, 2017, you can get $300 off closing costs when you close your next home mortgage or refinance with Profinium. New Customers: • Open a new Kasasa checking and savings account.* Current Customers: • Open a new Kasasa checking or savings account or add a new Profinium service to your existing relationship with Profinium, including insurance, personal or auto loans, IRAs, CDs, checking and savings.** *See reverse for details. **Insurance and investments products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value. profinium.com NMLS 402979 Member FDIC ' | Terms and Conditions | Mortgage Program Terms & Conditions $300 Off Mortgage Closing JuneAccount 1 - July 31, 2017 New Profinium CheckingCosts: and Savings Customer Mortgage Program Terms & Conditions Whether you are purchasing a new home, second home or refinancing your current home, you may be eligible to receive $300 off mortgage closing costs. $500.00 Off Mortgage Closing Costs NEW CUSTOMERS MUST: New Profinium, Inc. checking customers can receive $500 off mortgage closing costs on their next • Open a new Kasasa and savings account with Profinium, Inc. mortgage with Profinium when they open a checking or savings account. Whether you are • New accounts must be open and active at least four days prior to your loan closing. purchasing a new home, second home or refinancing your current home, you may be eligible. • Be in good standing* with present and past accounts with Profinium, Inc. To be eligible please review the following. CURRENT CUSTOMERS MUST: You will receive $500 off your mortgage closing costs if: • •OpenYou a new Kasasa checking or savings account, or add a with new service that youInc. do not currently open a checking or savings account Profinium, and they have are with in Profinium, Inc. • good Qualifying Services: standings*. •Insurance account is still open and active at the time of your mortgage application. • Your notofhad or been a co-borrower or co-signer on an account with • You • have Certificate Deposit Profinium, Inc. in the last 12 months. •IRA You are not an employee of Profinium, Inc. • • Personal or Auto Loan • You had an account with Profinium, Inc. over 12 months ago, the account was in good •HSA standings*. •* Good Newstandings account ormeans serviceyou must be open andforced active at least four daysor prior to your loanwith closing. have not had closed account a charge-off Profinium, Inc. • Be in good standing* with present and past accounts with Profinium, Inc. Mortgages that qualify: MORTGAGES THAT QUALIFY: 15, 20, 30 year • Conventional • •Conventional 15, 20, 30loans year Construction (Loans over $424,100) • •FirstNon-conforming mortgages In-house balloon loans • •Construction loans 5% down (Loans programs • •Non-conforming over $424,100) st • 1 mortgages • In-house balloon loans • Refinance – Cash out or non-cash out • • 5% down programs Refinance – Cash out or non-cash out Program Details: PROGRAM The mortgagethe loanmortgage originator willloan take originator $300 off your mortgage costs.off Thisyour will be reflected on loan At the DETAILS: time of application, will takeclosing $500.00 mortgage disclosures. Thecosts. $300 willThis not bewill awarded in the formon of cash. $300 Estimate may only be that taken you off your closing closing be reflected yourThe Loan willmortgage receive withcosts. otherThis offer is valid disclosures for 12 months from the date you opened your new account or service with Profinium. This offer is not valid with any other of offers. within three days of your application. The $500 will not be awarded in the form Employees Inc.,may are not eligible. FHA, USDA(RD) VA do not qualify. cash.of Profinium, The $500 only be taken off yourand mortgage closing costs. This offer is valid for 12 months from the date you opened your first account with Profinium. This offer is not valid with other offers. *Goodany standing means you have not had forced closed account or a charge-off with Profinium, Inc. Equal Housing Lender NMLS# 402979 Member 03/01/2017
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