•
•
•
•
•
•
•
•
•
•
•
•
*
The relevant comparative figures have been restated to reflect the amendments to IAS 19 which became effective on
1 January 2013
** 10-year interest H1 2013: 1.8%, H1 2012: 2.2%
•
•
•
* Including tax effects, relocation costs, dwpbank partnership and impairments Germany
•
•
•
•
•
•
•
•
•
•
•
•
•
(€)
311 bn
+ 9%
286 bn
264 bn
30-06-2011
30-06-2012
30-06-2013
H1 2012
H1 2013
6%
22%
19%
18%
60%
75%
Institutional Investors
Financial Institutions
Other
Δ % relative to H1 2012
Total expense
4
Staff
6
IT
Other
11
-6
* Operational expenses adjusted for one-off relocation costs, migration costs dwpbank and incidental costs
decreased with 2%
30- 06-2013
Aaa – Aa3
A1 – A3
Baa1 – Baa3
Shares
Total
% of portfolio
31-12-2012
% of portfolio
€ 869 m
80%
€ 902 m
84%
€ 62 m
6%
€ 60 m
6%
€ 153 m
14%
€ 105 m
9%
€2m
0%
€6m
1%
€ 1,086 m
100%
€ 1,073 m
100%
30-06-2013
31-12-2012
BIS ratio
21%
23%
Tier 1 ratio
20%
22%
RWA
€ 877 m
€ 767 m
Average surplus liquidity
€ 1.5 bn
€ 1.6 bn
•
•
•
•
•
•
•
•
•
•
•