Shelter Re
®
Shelter Insurance Companies
Shelter Mutual Insurance Company
Shelter Insurance Companies Mission Statement
Shelter Insurance® is a dynamic group of companies focused on providing
financially secure insurance protection and services to individuals and
businesses, a quality working environment, emphasis on easy-to-use services,
a commitment to continuous improvement, and a passion for pleasing our
customers.
A Proud Tradition of Service Continues
Shelter Insurance® first opened its doors in 1946, providing affordable
car insurance to Missourians. With a “policy” of integrity and customer
service for the benefit of our customers, employees, agents and
communities, Shelter has grown to be an industry leader in insurance and
financial products and services. In fact, we are now one of the nation’s
most successful and financially sound regional insurance groups, with an
international reinsurance operation.
2014
2015
% Change
TOTAL ASSETS
$2,981,186,969
$3,112,424,424
4.4%
EARNED PREMIUM
$1,299,886,271
$1,375,926,723
5.8%
SURPLUS
$1,682,712,553
$1,787,842,316
6.2%
As of December 31, 2015
A. M. Best Rating: A
BCAR: 438.7
As of December 31, 2015
Shelter Mutual Insurance Company
Shelter General Insurance Company
Shelter Life Insurance Company
Shelter Reinsurance Company
Haulers Insurance Company, Inc.
Shelter Investments, LLC
Shelter Financial Corporation
Shelter Financial Services, Inc.
Shelter Benefits Management Inc.
Shelter Enterprises, LLC
Daniel Boone Agency, LLC
AmShield Insurance Company
Making A Difference
Community Involvement
Shelter Cares
Central Missouri Food Bank
Live United Action Team Project
Salvation Army Red Kettle Campaign
Clean-Up Columbia
Lunch in the Park
United Way Campaign
Shelter Awards Scholarships
Shelter Mutual Insurance Company
IA
NE
NV
CO
Excellent training, superior
service and products have made
Shelter Insurance® a stable and
successful insurance company.
IL
KS
KY
TN
MO
OK
AR
LA
IN
MS
Shelter Insurance® has consistently
received high ratings from the A. M.
Best Company, a national firm rating
the financial strength and operating
performance of insurance companies.
Shelter Insurance® provides five
major types of insurance to ensure our customers have the protection they need:
home, life, auto, farm, and business. We have approximately 1,300 captive agents
and 2,000 employees in our 14-state operating area shown.
Millions
Shelter Mutual Premium/Surplus
$2,000
$1,800
$1,600
$1,400
$1,200
Earned Premium
$1,000
Surplus
$800
* Surplus as of Dec. 31, 2015
$600
$400
$200
$-
Shelter Mutual’s Line of Business Distribution
2.4%
10.2%
32.0%
PPA
55.5%
HO & FO
Fire & Allied
Commercial
Shelter Reinsurance Company
Distribution of Signed Premium
As of December 31, 2015
Millions
Premium/Surplus
$350
$300
$250
$200
Earned Premium
Surplus
$150
* Surplus as of Dec. 31, 2015
$100
$50
$-
Portfolio of Treaties
Stop Loss
2% Aggregate
Surplus
3%
6%
Per Risk
5%
As of December 31, 2015
Quota Share
28%
Cat XL
56%
INTERNATIONAL
Aggregate
5%
Quota Share
4%
Stop Loss
Per Risk 2%
7%
Cat XL
82%
U.S.
Shelter Reinsurance Company
Shelter Re Mission Statement
Shelter Reinsurance is a financially sound company focused on spreading
the property exposures of the Shelter Insurance Group through conservative,
diversified, long-term assumed reinsurance partnerships, and to prudently and
securely place ceded reinsurance programs for the Shelter Insurance Group.
2014
2015
% Change
TOTAL ASSETS
$405,684,377
$422,265,387
4.1%
EARNED PREMIUM
$108,440,353
$109,985,792
1.4%
SURPLUS
$271,001,339
$296,678,793
9.5%
As of December 31, 2015
A. M. Best Rating: A
BCAR: 541.7
As of December 31, 2015
Formed in 1986 to spread property risk outside Shelter Mutual’s operating territory
Prompt claims service
Broker market served by firms around the world
All lines retained net within the group
Flexibility to use Shelter Mutual Paper
Contacts
Rockne P. Corbin
Senior Vice President & Managing
Director of Reinsurance
573-214-4622
[email protected]
Greg Lockard
Director of Reinsurance Operations
573-214-4326
[email protected]
Trina J. Gooch
Reinsurance Manager
573-214-4102
[email protected]
Bill Johnston
Lisa Gardi
Account Executive
573-214-4139
[email protected]
Account Executive
573-214-4938
[email protected]
Andrea Lindenbusch
Account Executive
573-214-4842
[email protected]
Jill Schneider
Account Executive
573-214-4510
[email protected]
Teresa Heim
Assistant Reinsurance Specialist
573-214-6307
[email protected]
Chase Knauts
Account Executive
573-214-6533
[email protected]
Joel Smith
Account Executive
417-891-5824
[email protected]
Christy White
Assistant Reinsurance Specialist
573-214-6906
[email protected]
Member Company of:
ICMIF
International Cooperative and Mutual Insurance Federation
ICMIF/Americas International Cooperative and Mutual Insurance Federation/
Regional Association for The Americas
NAMIC
National Association of Mutual Insurance Companies
PCI
Property Casualty Insurers Association of America
IRU, Inc.
Intermediaries and Reinsurance Underwriters Association
Strength...Stability...Shelter
1817 West Broadway • Columbia, MO 65218-0001
877-745-8736 • ShelterRe.com