California Reasons to Choose UnitedHealthcare uComprehensive benefit solutions From cutting-edge consumer-driven plans to traditional HMO coverage, get affordable products designed to serve organizations of virtually every size. Also, choose from integrated vision, dental, life, disability and behavioral health plans for streamlined administration. uPromote healthy lifestyles with wellness programs Our wellness programs, such as 24-hour NurseLineSM and online wellness tools and programs, are designed to help members manage their health care more easily and efficiently. Based on clinical lifestyle modification research, our programs help members understand and educate themselves, then support and reward positive change. Powerful information systems support employer strategies and help people make better health care decisions: • Identify those at risk earlier • Prioritize nurse outreach uNationwide network access Our nationwide network connects 654,000 physicians and health care professionals, 5,127 hospitals and 64,000 pharmacies across the country. The strong local presence provides care close to home with over 47,000 physicians and health care professionals, and 220 hospitals in our California HMO network, and over 72,000 physicians and health care professionals, and 300 hospitals in our California PPO network. u Online tools for employers and members Employer eServices® gives benefits professionals the ability to manage enrollment, eligibility and billing online in real-time. Our memberfocused website lets members research health information, check claims status, find network physicians and more – all online. • Help people understand their health options to stay healthy u Outstanding customer service We provide information to members when and how they want it. Members can get automated information quickly and easily, or speak with a knowledgeable representative. What sets UnitedHealthcare apart Corporate facts UnitedHealthcare’s parent company, UnitedHealth Group®, is one of the largest health care services companies in the United States: u With more than $87 billion annual revenue u Serving more than 70 million Americans u O verseeing approximately $120 billion in health care spending annually u Touching nearly every aspect of health care financing and delivery in the United States Source: 2009 Annual Report UnitedHealth Group reputation and recognition u Fortune magazine ranked UnitedHealth Group No. 1 in the 2010 rankings of the Most Admired Companies in America for innovation in the health insurance and managed care sector. u Fortune ranked UnitedHealth Group No. 21 in the 2009 rankings of the 500 largest U.S. corporations based on 2008 revenues. u UnitedHealth Group has been listed in the Dow Jones Sustainability World Index and Dow Jones Sustainability North America Index for 11 consecutive years. UnitedHealthcare’s competitive differences u Health and well being philosophy: Our programs are designed to help keep consumers healthy, including wellness program, Healthy Pregnancy program, reminders program, and 24-hour consumer phone line staffed by nurses and master’s level specialists to help with health, personal, or financial issues. u Open access products require no referrals. No prior authorization for most medical procedures. u High-risk case management for diseases such as asthma, diabetes and coronary artery disease provide support to people with these conditions. u Innovative use of claims data helps identify those most likely to become ill and helps promote adherence to bestpractice and evidence-based care. u Online consumer health records for simple, secure access to vital health data anywhere, anytime. To learn more about UnitedHealthcare’s capabilities, please contact your broker or UnitedHealthcare representative. u Voted “Best Health Plan Provider” by readers of Business Insurance magazine for the past four consecutive years. Source: Readers Choice Awards, Business Insurance (November 2009). The DefinitySM Health Savings Account (HSA) high deductible health plan (HDHP) is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account with a bank of their choice or through OptumHealth Bank, Member of FDIC. “Definity HSA” refers generally to the DefinitySM HSA product, which includes a HDHP, although at times “Definity HSA” may refer only and specifically to the Definity Health Savings Account, provided in conjunction with OptumHealth Bank and not to the associated HDHP. UnitedHealthcare’s DefinitySM Health Reimbursement Account, or HRA, combines the flexibility of a medical benefit plan with an employer-funded reimbursement account. UnitedHealthcare Vision® coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, or its affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06 and associated COC form number VCOC.INT.06.TX. UnitedHealthcare Dental® coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, or its affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX (11/15/2006) and associated COC form number DCOC.CER.06. UnitedHealthcare Life and Disability products are provided by UnitedHealthcare Insurance Company; and in California by Unimerica Life Insurance Company; and in New York by Unimerica Life Insurance Company of New York. In Texas coverage is provided on Form LASD-POL-TX (05/03) or Form UHCLD-POL 2/2008-TX. UnitedHealthcare Insurance Company is located in Hartford, CT; Unimerica Life Insurance Company in Milwaukee, WI; Unimerica Life Insurance Company of New York in New York, NY. The Healthy Pregnancy Program follows national practice standards from the Institute for Clinical Systems Improvement. The Healthy Pregnancy Program can not diagnose problems or recommend specific treatment. The information provided is not a substitute for your doctor’s care. Insurance coverage provided by or through UnitedHealthcare 400-4094 2/11 employer © 2011 United HealthCare Services, Inc. UHCCA510430-000
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