ASK ONE OF THE MORE THAN 3,000 BUSINESS OWNERS THAT CHOSE THE CHAMBERS PLAN TO MEET THEIR BUSINESS NEEDS LAST YEAR…OR THE NINE OUT OF 10 BUSINESS OWNERS WHO HAVE KEPT THEIR COVERAGE OVER THE LAST DECADE. GROUP BENEFITS WITH A DIFFERENCE Simple. Stable. Smart. “[Our advisor] spent lots of time explaining the Chambers Plan before we enrolled, made the process smooth and has been helpful answering any question we have. It’s the support we want.” – Mr. Bessin, Owner “We’re pleased with the [Chambers Plan] benefits package and the online administration.” – Cynthia The Human Resources coaching provided by the Chamber plan has not only been an invaluable learning resource for me as an HR manager, but also an incredible help to our business and staff when the right decision isn’t exactly clear-cut…. We are so lucky to have this built-in service – for FREE! … very much appreciated! – Jessica “Chambers Plan provides excellent coverage for small business. Not only do we promote it to our current and potential [Chamber] members, we have used the plan in our own office since 1980.” THE CHAMBERS PLAN PROVIDES SERVICES TO FIRMS IN OVER 900 CHAMBERS OF COMMERCE AND BOARDS OF TRADE ACROSS THE COUNTRY. AN EXCLUSIVE BENEFIT OF YOUR LOCAL CHAMBER OR BOARD OF TRADE MEMBERSHIP, THE CHAMBERS PLAN IS JUST ONE BENEFIT OF MEMBERSHIP: • Learn new ways to promote your company. • Gain new business prospects. • Increase your business visibility. • Save with exclusive discounts and rates for products/services. – CEO, Saskatchewan Chamber of Commerce “A good benefit plan I would recommend to everyone. When I have questions, the staff [at my Chambers Plan advisor’s office] handles them very well and are totally helpful.” – Plan Administrator, AB Chambers of Commerce Group Insurance Plan 582 King Edward Street Winnipeg MB R3H 0P1 Phone: 1 877 277-0677 | Fax: 1 877 277-0711 www.chamberplan.ca …but don’t take our word for it. “Chambers of Commerce Group Insurance Plan… have reasonable rates and the administration is the easiest I have encountered in my 30 years of managing companies. [Our advisor] is in touch on a regular basis and provides us with great service!” – Heidi Desjardins Insurance, ACE INA Insurance, and Western Life are the primary insurers. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company Chamber-SimpleStableSmart-07-14 PROVIDING AFFORDABLE AND FLEXIBLE COVERAGE TO MORE THAN 25,000 FIRMS, THE CHAMBERS PLAN IS CANADA’S #1 PLAN FOR SMALL BUSINESS. ONE PERSON FIRMS, HOME-BASED BUSINESSES AND EVEN FARMS – THE CHAMBERS PLAN COVERS THEM. WITH MANY FEATURES BUILT IN TO EVERY PLAN, THE CHAMBERS PLAN IS A SIMPLE, STABLE AND SMART CHOICE. Simple… Stable… Smart… Looking to keep things simple so you can focus on your business? Add stability and predictability to your employee benefit premiums. … for your company Tired of playing the rate chasing game? Changing group carriers each year? Guessing what your benefit costs will be next year? Don’t be fooled by artificially discounted rates. The Chambers Plan was specifically developed to provide stability year after year. Spend less time managing your benefit program with exclusive advisor support, quick set-up, easy to use forms, 48-hour claim processing, and simple administration. Let my-benefits® be your online personal assistant allowing you to manage your plan, calculate payroll deductions, print off forms, booklets, and more. Reduce your workload with my-benefits for employees – provides online access to their plan information, claims usage, forms, booklets and drug cards – they can even see when they’re eligible for their next check-up! A group benefit plan that won’t squeeze your budget – with fair renewals and innovative offerings for small business. A Chambers Plan is the simple solution to attracting and keeping quality employees. Concerned about rising group insurance premiums? Don’t add to someone else’s profit. The Chambers Plan is a not-for-profit program – all surpluses stay in the Plan and help lower premiums. Business Assistance Service included FREE in every plan, giving owners access to professional accounting, legal and human resource experts. The Chambers Plan is available through your local Chamber of Commerce / Board of Trade – access business resources, connect to a network of businesses just like yours, and build a better community. Then you need a pooled plan like the Chambers of Commerce Group Insurance Plan. In a pooled plan, premiums are based on the average of claims across all participants. When your claims are bundled together with thousands of similar firms in a pool, premiums stay manageable and predictable. … for your employees For the past decade, the Chambers Plan’s average renewal action has been 3.9% – in 2014 the average renewal increase was 1.5%. Keep your employees healthy and productive with access to mybenefits health®, our health and wellness website – with information to help manage illnesses, find doctors and other health practitioners. Chambers Plan Average Renewal Increases Puts 50,000 medical specialists at your service as every Chambers Plan participant has FREE access to Best Doctors® services – connecting seriously ill individuals and their treating physicians with world renowned specialists. The Chambers Plan is the Simple and Stable choice for your employee benefit needs… …Make your Smart move today! 5.0% LET A PLAN ADVISOR SHOW YOU WHAT THE CHAMBERS PLAN CAN DO FOR YOU. 4.0% 3.0% 2.0% 1.0% 0.0% 2012 2013 2014
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