group benefits - South Cariboo Chamber of Commerce

ASK ONE OF THE MORE THAN 3,000 BUSINESS OWNERS
THAT CHOSE THE CHAMBERS PLAN TO MEET THEIR
BUSINESS NEEDS LAST YEAR…OR THE NINE OUT OF 10
BUSINESS OWNERS WHO HAVE KEPT THEIR COVERAGE
OVER THE LAST DECADE.
GROUP BENEFITS
WITH A DIFFERENCE
Simple. Stable. Smart.
“[Our advisor] spent lots of time explaining the Chambers Plan
before we enrolled, made the process smooth
and has been helpful answering any question we have.
It’s the support we want.”
– Mr. Bessin, Owner
“We’re pleased with the [Chambers Plan] benefits package
and the online administration.”
– Cynthia
The Human Resources coaching provided by the
Chamber plan has not only been an invaluable learning
resource for me as an HR manager, but also an incredible help
to our business and staff when the right decision isn’t exactly
clear-cut…. We are so lucky to have this built-in service –
for FREE! … very much appreciated!
– Jessica
“Chambers Plan provides excellent coverage for small business.
Not only do we promote it to our current
and potential [Chamber] members, we have used the plan
in our own office since 1980.”
THE CHAMBERS PLAN PROVIDES SERVICES TO FIRMS IN OVER
900 CHAMBERS OF COMMERCE AND BOARDS OF TRADE
ACROSS THE COUNTRY. AN EXCLUSIVE BENEFIT OF YOUR LOCAL
CHAMBER OR BOARD OF TRADE MEMBERSHIP, THE CHAMBERS
PLAN IS JUST ONE BENEFIT OF MEMBERSHIP:
• Learn new ways to promote your company.
• Gain new business prospects.
• Increase your business visibility.
• Save with exclusive discounts and rates for products/services.
– CEO, Saskatchewan Chamber of Commerce
“A good benefit plan I would recommend to everyone.
When I have questions, the staff [at my Chambers Plan
advisor’s office] handles them very well
and are totally helpful.”
– Plan Administrator, AB
Chambers of Commerce Group Insurance Plan
582 King Edward Street Winnipeg MB R3H 0P1
Phone: 1 877 277-0677 | Fax: 1 877 277-0711
www.chamberplan.ca
…but don’t take our
word for it.
“Chambers of Commerce Group Insurance Plan…
have reasonable rates and the administration is the easiest
I have encountered in my 30 years of managing companies.
[Our advisor] is in touch on a regular basis and
provides us with great service!”
– Heidi
Desjardins Insurance, ACE INA Insurance, and Western Life
are the primary insurers.
Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company
Chamber-SimpleStableSmart-07-14
PROVIDING AFFORDABLE AND FLEXIBLE COVERAGE TO MORE THAN 25,000 FIRMS, THE CHAMBERS PLAN IS CANADA’S #1 PLAN FOR SMALL
BUSINESS. ONE PERSON FIRMS, HOME-BASED BUSINESSES AND EVEN FARMS – THE CHAMBERS PLAN COVERS THEM. WITH MANY FEATURES
BUILT IN TO EVERY PLAN, THE CHAMBERS PLAN IS A SIMPLE, STABLE AND SMART CHOICE.
Simple…
Stable…
Smart…
Looking to keep things simple so you can focus on your business?
Add stability and predictability to your employee benefit premiums.
… for your company
Tired of playing the rate chasing game? Changing
group carriers each year? Guessing what your
benefit costs will be next year? Don’t be fooled by
artificially discounted rates. The Chambers Plan
was specifically developed to provide stability year
after year.
Spend less time managing your benefit
program with exclusive advisor support,
quick set-up, easy to use forms, 48-hour
claim processing, and simple
administration.
Let my-benefits® be your online
personal assistant allowing you to
manage your plan, calculate payroll
deductions, print off forms, booklets,
and more.
Reduce your workload with
my-benefits for employees –
provides online access to their
plan information, claims usage,
forms, booklets and drug cards –
they can even see when they’re
eligible for their next check-up!
A group benefit plan that won’t
squeeze your budget – with fair
renewals and innovative offerings
for small business. A Chambers
Plan is the simple solution to
attracting and keeping quality
employees.
Concerned about rising group insurance premiums?
Don’t add to someone else’s profit. The Chambers Plan is a not-for-profit
program – all surpluses stay in the Plan and help lower premiums.
Business Assistance Service included FREE in every plan, giving owners
access to professional accounting, legal and human resource experts.
The Chambers Plan is available through your local
Chamber of Commerce / Board of Trade – access
business resources, connect to a network of businesses
just like yours, and build a better community.
Then you need a pooled plan like the Chambers of Commerce
Group Insurance Plan. In a pooled plan, premiums are based on
the average of claims across all participants. When your claims
are bundled together with thousands of similar firms in a pool,
premiums stay manageable and predictable.
… for your employees
For the past decade, the Chambers
Plan’s average renewal action has
been 3.9% – in 2014 the average
renewal increase was 1.5%.
Keep your employees healthy and productive with access to mybenefits health®, our health and wellness website – with information
to help manage illnesses, find doctors and other health practitioners.
Chambers Plan Average Renewal Increases
Puts 50,000 medical specialists at your service
as every Chambers Plan participant has FREE
access to Best Doctors® services – connecting
seriously ill individuals and their treating
physicians with world renowned specialists.
The Chambers Plan is the Simple and Stable choice for
your employee benefit needs…
…Make your Smart move today!
5.0%
LET A PLAN ADVISOR SHOW YOU WHAT THE
CHAMBERS PLAN CAN DO FOR YOU.
4.0%
3.0%
2.0%
1.0%
0.0%
2012
2013
2014