Pru Max Value
Nov122009
4 to 6
policies
in his
lifetime.
Young Professionals
Just Married
Proud Parents
Empty Nesters
Source: NSO Statistics 2003
Retired
And there are more
reasons for having life
insurance protection…
6 out of 10 accident victims survive
Source: NSO Statistics 2003
6 out of 10 accident victims survive
Source: NSO Statistics 2003
Average medical
expense is
3X
their average
monthly income.
Source: NSO Statistics 2003
1 out of 6 Filipinos will die of a
critical illness.
Source: NSO Statistics 2003
1 out of 6 Filipinos will die of a
critical illness.
Source: NSO Statistics 2003
On the average, a
person has only
P360,000 in
life insurance
coverage.
IC REPORT 2007
How can a breadwinner preserve the lifestyle of his family
if something unfortunate happens to him?
Everyone is at risk, but anyone can be
prepared.
A complete life insurance portfolio
for protection = Peace of mind….
Features of
Pru Max Value
• 15-year pure protection coverage
• 15 years to pay
• Lowest form of premium among all types of
life insurance plans
• No cash value
• Renewable for another 15 years*
• Convertible into whole life / unit-linked plan
starting on the 5th year
* Up to 65 years old only; Plan terminates at 80 years old
4 packages
Pru Term 15
Pru Max Acci
Pru Max Health
Pru Max Value 15
Pru Term 15
The Core Plan: Targeted for pure
protection
Sample Premium Computation
Of Pru Term 15
Age – 30
Coverage – P 1 Million
Benefits:
* Pays P 1 Million in case of loss of life within 15 years
Annual Premium –P
7,500 / year or P 144/week
Pru Max Acci
The Comprehensive
Accident Plan
Sample Premium Computation
for Pru Max Acci
Age – 30
Coverage – P 1 Million
Benefits:
* Pays P 1 Million in case of loss of life within 15 years
* Pays additional 1 Million upon accidental death &
disablement
* Advances 1 Million upon total and permanent disability
Annual Premium –
P 9,920 / year or P 190/week
Pru Max Health
The Comprehensive
Health Plan
Sample Premium Computation
for Pru Max Health
Age – 30
Coverage – P 1 Million
Benefits:
* Pays P 1 Million in case of loss of life within 15 years
* Advances 1 Million if diagnosed with a covered critical illness
* Pays P 1,000 daily income for every day of confinement
* Pays P 1,000 every day for long term hospitalization on top of daily income
* Pays P 2,000 every day for confinement in Intensive Care Unit (ICU)
* Pays P 15,000 for the reimbursement of actual surgical expenses
Annual Premium –
P 13,505 / year or P 260/week
Pru Max Value 15
LC
B
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PA
pd
pt
HI
TPD
ADD
As comprehensive as you want
your protection to be…
Sample Premium Computation
for Pru Max Value 15
Age – 30
Coverage – P 1 Million
Benefits:
* Pays P 1 Million in case of loss of life within 15 years
* Pays additional 1M upon accidental death and disablement
* Advances 1 Million if diagnosed with a covered critical illness
* Pays P 1,000 daily income for every day of confinement
* Pays P 1,000 every day for long term hospitalization on top of daily income
* Pays P 2,000 every day for confinement in Intensive Care Unit (ICU)
* Pays P 15,000 for the reimbursement of actual surgical expenses
Annual Premium –
P 15,605 / year or P 300/week
What can your Php 190.00 buy?
2 Happy Meals
or
Pru Max Acci
1M Basic coverage
1M Accident coverage
1M Total & Permanent Disability benefit
What can your Php260.00 buy?
2 Starbucks FRAP
or
Pru Max Health
1 M Basic coverage
1 M Critical Illness cover
1,000/day Hospital Income
1,000/day for LTH
2,000/day for ICU
15,000 for SER
What can your Php 300.00 buy?
2 Movie Tickets
or
Pru Max Value
1M Basic coverage
1M Accident Coverage
1M Critical Illness Cover
1,000/day Hospital Income
1,000/day for LTH
2,000/day for ICU
15,000 for SER
Disclaimer:
This presentation is prepared by Marketing
Services, Pru Life UK, and is solely for information
and is not intended for anyone other than the
recipient. It may not be published, circulated,
reproduced or distributed in whole or part to any
other person without prior consent from the
department. This presentation should not be
construed as an offer or solicitation for the
subscription, purchase or sale of any of the
financial instruments mentioned herein.
Pru Max Value