NCES
..ORG NATIONAL CREDIT EDUCATIONAL SERVICES NCESKW.ORG NATIONAL CREDIT EDUCATIONAL SERVICES NCESNUiV.ORG NATIONAL CREDIT EDUCATIONAL SERVICES
Our Mission Collection
Garnishments
Our Promise is to positively affect
America's credit. It is our mission to
heal the financially sick and ensure
that no American learns the pitfalls
of credit the hard way. NCES knows
all the ins and outs, the tricks and
traps of credit enticement, the
bullying behavior of collection
companies and the interest rate
juggling of the credit card
companies.
Collection agencies are very threatening
and abrupt. Calling and harassing
customers at will.
There are laws that protect us on how
collection agencies collect money from
the consumer. You are protected by the
F.D.C.P.A. (Fair Debt Collections
Practices ACT)
We are the #1 Credit
Restoration Company
in the country!
1. Experience in the industry
2. We analyze each account item to
determine the most accurate
approach to correct a tradeline,
using the Fico Scoring System.
Our goal is to teach our customers
how to leverage their credit to
build assets not liabilities.
3. Online Accessiblility to all 3 Bureau Credit Reports.
Does your company really restore credit?
Is it legal to perform credit restoration?
This act stipulates that collection agencies
cannot collect more than the original
creditor has charged off and these
agencies must also validate the debt.
Do you have a money back guarantee
program?
What are the types of bankruptcy?
Do
collection
agencies
illegally
collect
money? What are your office hours?
Are you able to show me my updated
credit reports?
Do you have education services for personal
credit problems?
This is often difficult for agencies to do.
Per law, failure to validate the debt means
the collector cannot collect any monies.
4. We provide backoffice education
for the toughest credit questions
in the industry today.
5. We offer Customer Service to
assist and navigate your Financial
future.
FICO Scoring System Become A Homeowner
Fico's scoring system was created
to protect the lenders from us.
(keep these limited)
The Fair ISSAC Corporation (FICO)
studies behavior spending, bill
payments, accounts, liabilities and
more, to give and evaluate ones
credit worthiness.
information
has been a
secret.
If your score is 575 or better on at
least two of your credit reports, and
nothing else negative appears on
your credit report, We can give you
a 5o% percent chance of raising
your score to 62o or better.
This will enable you to purchase
your home at 3o% to 9o% percent
off the retail cost.
850
From its inception,'
FICI
Budgeting
710
010_
We can help
you get from
BAD CREDIT
(
Pfo
I
Good Credit
in as little
as 45 days
35% = Paid as Agreed
3o% = Credit Card Balances
(the lower the better)
15% = Length of Credit
(the longer the better)
10% =
Types of Credit
(Retail, Auto, Mortgage,
Line of Credit)
10% =
Inquires
It will be another Eighty Years
before we ever see housing prices
like this again. Take advantage of
the knowledge we are giving you.
We have a budgeting worksheet in
our back office that is automated
This worksheet deducts your monthly
expenditures electronically from your
gross net revenues.
This budgeting tool will help you
compare all of your spending habits
against your necessities.
Ultimately this will enable drastic
savings once you identify areas of
excessive spending.
Visit Our webiste
www.NCESNOW.org
Vivestream
Or Get back in contact
with person that handed
you this flyer.