Member FDIC. *One random winner will be selected each month to receive 2 tickets to a concert at Darlings Waterfront Pavilion in Bangor, Maine or Maine State Pier in Portland,
Maine during the 2017 concert season. Tickets based on availability. Important Privacy Notice: Keep in mind, because you are making referrals, your friends and family will know that
you have accounts with Machias Savings Bank. Terms and Conditions: Referring party must be an existing Machias Savings Bank customer and maintain an account in good standing
at the bank through the time the referred party completes all Refer-A-Friend program requirements.
All referral account openings must be made after April 1, 2017. All referrals must match the name and address provided to Machias Savings Bank at the time of account opening. In
the event that more than one person refers the same friend, and that friend participates in the program, the sweepstakes entry will be eligible to the first person. Non US residents,
individuals under 18 years of age, and employees of the bank and their immediate family members residing in the same household are not eligible. To qualify, you must follow all
steps exactly as described in the offer and meet all terms and conditions. This program may be modified or cancelled at any time without notice to either party. Value of concert
tickets may be reported to the IRS. Consult a tax advisor.