www.unitedmethodistcu.com
Summer 2015
Ditch Those Other Credit Cards and Choose
The One That Cuts Out High Interest!
Now through August 31, 2015, transfer your balance from another credit card to a new or existing UMC FCU VISA credit card
and receive a special rate of 2.15%APR* on the amount you transfer.
No Balance Transfer Fee!
Transfer your balance now to enjoy the savings longer! The Special Rate will apply until February 28, 2016. All unpaid balances
after this date will revert back to the standard rate of 8.9% - 17.9% APR* whichever rate you qualify for.
To download an application, visit www.unitedmethodistcu.com or call 800-282-9368 (Georgia) or 866-678-2136 (Florida) for
more information.
*APR=Annual Percentage Rate. 2.15% introductory balance transfer rate applies to balances transferred between 05/01/15 – 08/31/15 for new and existing
cardholders. Transfers made between 05/01/15 – 08/31/15 will have a 2.15% APR until 2/28/16. Promotion does not apply to existing UMC FCU VISA
balances. Rates, terms and conditions are subject to change without notice. All loan approvals are subject to normal underwriting guidelines.
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Save Now on Your New or Used Car Loan!
New, Used, and Refinanced Vehicle Loans - Rates as low as 1.99% APR*
99 New and Used Vehicle Purchase Loans - Planning to purchase a new or used vehicle, talk to us FIRST! Why? Because
we’ll get your loan pre-approved for the car you want quickly and then, you can negotiate the best deal possible. Call
us for your great rate and we’re sure your monthly payments will suit your budget too!
99 Refinance Your Current Vehicle Loan at Another Financial Institution - Did you recently buy a vehicle and finance it
somewhere other than the credit union? Refinance with United Methodist FCU and SAVE! We’ll reduce the rate you
pay on the vehicle loan you have at another financial institution by up to 2%** but no less than our lowest rate of
1.99%APR*!
Promotion valid until August 31, 2015!
*APR=Annual Percentage Rate. All rates subject to change without notice.
**The 2% reduction applies to new loans only. All loan approvals are subject to normal underwriting guidelines
Vacation Safety Tips
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2 | SUMMER 2015
Stop your mail and newspaper delivery. If your mailbox is overflowing
while you are away, criminals will be alerted that you aren’t home. If
you don’t have a friend who will be bringing in your mail, contact the
post office to temporarily suspend delivery. Do the same with your
newspaper.
Keep quiet. You don’t need to broadcast to everyone (especially on sites
like Facebook) that you are going to be away. You never know who is
going to be reading or listening. Instead, tell a few select people in your
neighborhood so that they can keep an eye on your house.
Fake them out. Set up an electrical timer to turn lights and TVs on at
various time to fool potential intruders into thinking you are at home. Set
the timer to reflect your normal routine.
Consider shutting off gas and water. If you are going to be gone an
extended period of time, consider shutting off your utilities to avoid
potential flooding, fire or gas leaks.
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Mortgage Programs that Work for You!
New Home or Refinance
Through your Credit Union’s partnership with Independent Mortgage Associates, we offer great mortgage rates with
the personal service members deserve. A variety of financing options are offered with as little as 5% down, Fixed &
Adjustable Rates up to 30 years, free prequalification and same day approval. The online application is quick and
easy to use, or if you prefer, we’ll take the application over the phone. Best of all, experienced loan officers take the
time to answer all of your questions and walk you through the mortgage process one step at a time.
Home Equity Loans
Summer is a great time to take care of projects for your home. We offer Home Equity loans on conventional homes.
Our rates are extremely competitive and if now is the time to make those upgrades to your home that you’ve always
wanted, talk to us first.
WWW.UNITEDMETHODISTCU.COM
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Member Connections
Scholarship Spotlight – Andy McEntire
Over the years, your Credit Union has awarded college scholarships to outstanding students from each of our four
conferences – Florida, North Georgia, South Georgia and Alabama-West Florida. Your board, management and staff are
very proud of this annual program and thought our members would like to know:
Where Are They Now?
Andy McEntire received the scholarship in 2006 at the Florida Conference Meeting. Andy graduated from Palm Beach
Atlantic University. He is married to Ashley and they have a 4 month old son, Crosley David McEntire.
Andy owns Indie-Atlantic Films, a film production company specializing in commercials, non-profit promos and
documentaries. He also co-owns Concord Coffee shop in Lakeland, Florida, a craft coffee shop and espresso bar.
Andy, Ashley and Crosley are members of the First United Methodist Church in Lakeland, Florida.
Credit Union Calendar
Florida Office
Georgia Office
Credit Union Service Centers Locator
Closed on the following days:
Friday, July 3 – Independence Day
Monday, September 7 – Labor Day
1991 Lower Roswell Road, Marietta, GA 30068
Mailing Address: P O Box 6448, Marietta, GA 30065-0448
770-565-3794 • 800-282-9368 • Fax: 770-565-3821
450 Martin Luther King, Jr. Avenue, Lakeland, FL 33815
Mailing Address: P O Box 24449, Lakeland, FL 33802-4449
863-687-2136 • 866-687-2136 • Fax: 863-687-2365
www.co-opsharedbranch.org
www.unitedmethodistcu.com
Your Savings federally insured to at least $250,000 and backed by the full faith of the United States Government.
4 | SUMMER 2015
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