Creative Housing Options
Lisa P. Lepine, B.A., J.D.
Executive Director
The Arc of Macomb County, Inc.
44050 Gratiot Ave.
Clinton Township, MI 48036
586-469-1600
[email protected]
Housing Options
 Group Homes
 Adult Foster Care Homes
 Semi-independent Living
and Supported Living
 Financial Assistance
Group Homes
 24 hour a day, 7 days a week care.
 License is held by provider, not landlord.
 Typically, Community Mental Health (CMH)
contracts with the provider.
 Supplemental Security Income (SSI) or Social
Security Disability Insurance (SSDI) is given to
provider based on ability to pay rules and to
address the cost of care.
Group Homes
 Small Group Home
 No more than 12 unrelated
individuals.
 Large Group Home
 At least 13, but no more
than 20 unrelated
individuals.
 Congregate Facility
 More than 20 unrelated
individuals.
Adult Foster Care Homes
 Individual or care provider is licensed to
provide care in their “own” home. Special
note, may NOT be licensed!
 The license determines the number of people
that can live in the home.
 Individual may or may not have a contract
with CMH.
 SSI or SSDI is given to license holder to pay for
cost of care.
Adult Foster Care Homes
 “Family Home”
 Private Residence
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No more than 6 unrelated
adults.
Provide care at least 5 or
more days per week.
Cost is outlined in
personal care agreement,
may exceed an individual’s
ability to pay.
Home of My Own
Bricks and Mortar
Based on what a person can afford
How do we make something affordable?
How do we develop a budget?
Services
Based on individual need
Established through person centered planning
Take into consideration alternative resources
Semi-Independent Living
 Less than 6 unrelated individuals.
 Do not require 24/7 care.
 Provider holds license.
 Staff helps individuals learn skills to move
toward more independent living.
 CMH contracts with provider.
 SSI or SSDI is given to provider to help pay for
cost of care.
Semi-Independent Living
 Supported Independent Placement (SIP)
 Community Mental Health county managed
program, individualized via the PCP.
 Supported Living Arrangement (SLA)
 Individually managed program dictated by the PCP.
Self Determination
 Individual budget is
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developed based on Person
Centered Plan (PCP).
Individual hires staff, or
contracts with provider
SSI or SSDI goes toward
individual budget to help pay
for care.
Individual contracts with
Fiscal Intermediary (FI) to
manage funds from budget.
No license, individual
contracts directly with CMH.
Apartments
 Individual contracts to help
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develop Person Centered
Plan and Individual Budget.
Individual chooses
roommate(s).
Individual(s) hires staff or
contracts with provider.
Individual(s) holds lease.
Individual hires Fiscal
Intermediary to help manage
funds from budget.
Homes
 Individual contracts to help
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develop Person Centered
Plan and Individual Budget.
Individual can own condo or
home, or Special Needs Trust
can hold title.
Individual chooses
roommate(s).
Individual(s) hires staff or
contracts with provider.
Individual(s) holds lease, pay
rent to Special Needs Trust.
Individual hires Fiscal
Intermediary to help manage
funds from budget.
Financial Assistance
 Family/Friends
 Down payments, Inheritance,
monthly assistance.
 Requires coordination with all
involved agencies.
 Roommates
 Share cost of all living expenses.
 Individual Development
Accounts
 Matched savings accounts for
persons that are income
eligible.
 Pooled Accounts Trust
 An exempt asset trust for items
that are Medicaid exempt; may
be used for housing.
Financial Assistance
 Section 8
 Provides a portable voucher for an individual and can be
used wherever the landlord accepts it.
 30% of adjusted gross income= rent amount
 Subsidized Housing
 Provides a voucher connected to the unit.
 30%-40% of adjusted gross income=rent amount
 Additional Information
 Michigan State Housing Development Authority (MSHDA)
 1-800-382-4568 or http://www.michigan.gov/mshda
Q&A