•
•
•
•
•
•
•
•
•
•
•
Car brand, colour and model is at the discretion of Core
Credit Union Limited.
Core Credit Union Limited accepts no liability if there are any
faults to the car supplied which will be subject to the normal
warranty issued by the manufacturer.
The Board reserve the right to approve any changes to the draw
rules without prior notification being given to participants.
Winning members will be notified. A list of all winners will be
displayed in each credit union office and through print, digital
and social media.
Membership of the draw must be completed prior to
participation, no entry is valid unless the competition fee has
been deducted from your account.
There is no cash alternative, however the winner may negotiate a
cash sum with the supplier in lieu of the car, which will not
necessarily comprise the list price or garage selling price of the car.
Winners with arrears on their loan account must first clear the
arrears before collecting the remainder of their prize fund. If the
member has failed to comply with the terms and conditions of
their credit agreement, the board shall be entitled to sell the car
or the prizes at the best available price and pay the winning
member the net proceeds after deducting any such arrears to
remedy such default.
In the event of a deceased member winning any prize, the
proceeds pass to the member’s estate.
If the prize is not collected by the winning member within 35
days of being notified in writing to members last known address,
Core Credit Union Limited will be entitled to sell the prize at the best
available price, and pay to the winning member the net proceeds.
Members seeking to exit the Car Draw must complete a Car Draw
Cessation Form which will be available in each office.
By joining the draw, all entrants consent to the transfer of
their personal data to the credit union for the purposes of the
administration of this scheme and any other purpose to which the
entrant has consented.
For more information go to www.corecu.ie/cardraw
or ask a member of staff.
7
Ballybrack
01 272 5603
Members
Car Draw
Be in with a chance to
win a new car
every 2 months
Only €40 a year – Join today
Application forms available in all offices
Carrickbrennan
01 272 5608
Dalkey
01 272 5605
Foxrock
01 272 5607
Sallynoggin / Glenageary
01 272 5604
Shankill
01 272 5602
Core Credit Union Limited is regulated by the Central Bank of Ireland.
Reg no. 225CU
E&OE
2016/10-18
Glasthule / Dún Laoghaire
01 272 5606
Save regularly, Borrow wisely, Repay promptly
18
Car Draw Application Form
To be in with a chance to win a car every 2 months, tear off
and hand in the completed form to a member of staff
Member Authorisation:
I / We
(name in block capitals)
member number wish to be included in the Core Credit Union Ltd Car Draw.
I / We authorise the deduction of €40 annually from shares
I /We have read, understood and agree to be bound
by the Car Draw Terms & Conditions attached
(please tick both boxes)
Contact no:
Date:
Member signature:
Member signature:
Car Draw Cessation Form:
If you no longer wish to participate in the car draw please
complete the form below and hand in to a member of staff
I / We
(name in block capitals)
member number
no longer wish to be included in the Core Credit Union Ltd Car Draw.
Please stop the deduction of €40 annually from shares
(please tick box)
Contact no:
Date:
Member signature:
Member signature:
Checked by Credit Union Official:
Car Draw Terms & Conditions
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
The Car Draw costs €40.00 annually. For participating members
a deduction of €40.00 from shares will be taken annually at the
beginning of October each year commencing on the 01/10/2015,
unless the member completes the Car Draw Cessation Form.
Any member who wishes to participate during the year will have
the cost of entering the draw deducted on a pro-rate basis.
The draw is open to members of Core Credit Union Limited only,
who are aged 18 and over at the time of the draw.
One entry per member. In the case of joint accounts the prize
will be awarded to both members of the account.
Clubs/Society & Community Group accounts may enter the
draw. In the event of such a group winning, the prize will be
awarded in the Group name.
All directors, supervisors, staff and volunteers are eligible to
enter the draw, provided they are members of Core Credit
Union Limited.
The first draw will provisionally be held in summer 2015 and
every 3 months after that, with the winning entry drawn by
the chairperson of the board. From 2017, the draw will be held every 2 months.
The draw will be an ongoing project, subject to sufficient
members subscribing to fund the purchase cost of the car.
In the event of insufficient entries, the draw may be suspended
or discontinued, or alternative prizes may be given – at the
direction and discretion of the board.
Participation in the draw is valid once written authorisation is
received, by completing the form attached and handing it
into staff of Core Credit Union Limited.
This draw is self-financing and non-profit making. Should
there be a surplus it will be disposed of by way of extra draws
or competitions to car draw members.
The financial accounts of the car draw will be audited and
presented at the AGM.
The Board reserves the right to amend the number and
frequency of the car draws / cash prizes should
sufficient / insufficent draw members be involved without
further reference to the draw members.
Winner’s name will be made public, with the winner or their
representative required to attend a photo shoot – to be used
for publicity purposes and on social media, print media,
in-store advertising and our website.
A register of entrants will be maintained by Core Credit Union
Limited at the registered office which is located in Ballybrack.
A member of the Car Draw cannot win more than one prize in
the same draw.
If a member closes their account after deductions have taken
place they will still be part of the draw until the end of the car
draw year.
It is the member’s responsibility to ensure that they have
sufficient funds in their account at time of deduction for the
draw, those with insufficient funds will be excluded from the
draw. Core Credit Union Limited has no obligation to notify
members with insufficient funds in their account. Members
must have a minimum of €50 in their account at all times to be
eligible for the draw. €40 for the draw and €10 to keep the
account open. Decisions concerning the rules made by the
board are final.