FACT SHEET Why the Affordable Care Act Matters for Women: Improving Health Care for Older Women OCTOBER 2015 Access to affordable, quality health care is central to older women’s quality of life and economic security. The Affordable Care Act (ACA) expands access to important preventive health care, gradually closes the costly “donut hole” in Medicare Part D prescription drug coverage and improves coordination of health care services. Expanding Coverage and Reducing Medicare Costs The ACA expands access to important preventive services. Medicare beneficiaries and enrollees in marketplace health insurance plans are able to access important preventive health care services, such as an annual comprehensive wellness visit, without any cost-sharing (i.e., no copays or deductibles). Medicare beneficiaries are now eligible for an annual wellness check-up without any copays. These wellness check-ups include time for health care providers to review a wide variety of health information with patients and create personalized prevention plans.1 The ACA closes the Medicare “donut hole,” saving women money. The Medicare “donut hole” is a gap in prescription drug coverage in some plans. Once a beneficiary’s spending for prescription drugs reaches a certain amount, the “donut hole” requires the beneficiary to pay an increased portion of drug costs until his or her spending reaches a total spending cap, at which point Medicare coverage kicks in again.2 The ACA is gradually reducing the amount beneficiaries must pay in the “donut hole,” and will close the gap completely in 2020.3 The ACA is gradually reducing the amount beneficiaries must pay in the Medicare Part D “donut hole,” and will close the gap completely in 2020. Improving Care Coordination Women have improved access to coordinated care. By investing in primary care, patient safety, patient experience of care and the Center for Medicare & Medicaid Innovation, the ACA lays the groundwork to improve quality and coordination of care. This means patients 1875 Connecticut Avenue, NW | Suite 650 | Washington, DC 20009 202.986.2600 | www.NationalPartnership.org will be less likely to experience dangerous drug interactions, duplicative tests and procedures, conflicting diagnoses, and preventable readmissions – and their family caregivers will get the support they need. The ACA creates new ways to deliver health care services. The ACA created the Center for Medicare & Medicaid Innovation to test, evaluate and expand new payment and care delivery models that improve quality and care coordination. For example, new models currently being tested include Accountable Care Organizations, primary care transformation initiatives such as the Comprehensive Primary Care Initiative, and best practice initiatives such as the Partnership for Patients. The ACA encourages the use of health information technology in these models to help improve care coordination and reduce medical errors. More attention and resources have been dedicated to ensuring that older women are safe when they transition from a hospital to their home or to another facility. The ACA created the Community-Based Care Transitions Program, which tries new models to provide transitional care services to high-risk Medicare beneficiaries to help make these transitions smoother and safer. 1 Families USA. (2012 February). Medicare’s Annual Wellness Visit: What It Means for You. Retrieved 21 August 2015, from http://familiesusa.org/sites/default/files/product_documents/Consumer-Guide-Medicare-Wellness-Visit.pdf 2 U.S. Dept. of Health and Human Services, Centers for Medicare & Medicaid Services. (2015 January). Closing the Coverage Gap – Medicare Prescription Drugs Are Becoming More Affordable. Retrieved 21 August 2015, from https://www.medicare.gov/Pubs/pdf/11493.pdf 3 Ibid. The National Partnership for Women & Families is a nonprofit, nonpartisan advocacy group dedicated to promoting fairness in the workplace, access to quality health care and policies that help women and men meet the dual demands of work and family. More information is available at www.NationalPartnership.org. © 2015 National Partnership for Women & Families. All rights reserved. NATIONAL PARTNERSHIP FOR WOMEN & FAMILIES | FACT SHEET | IMPROVING HEALTH CARE FOR OLDER WOMEN 2
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