‫ﻭﺍژﻩ ﮔﺰﻳﻨﻲ ﻭﻳﮋﻩ ﺷﻤﺎﺭﻩ ‪ 201‬ﮔﺰﺍﺭﺵ ﻛﺎﻣﭙﻴﻮﺗﺮ‬
‫ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻳﺎ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ؟‬
‫ﺍﺣﻤﺪ ﻣﺮﺁﺕﻧﻴﺎ‬
‫ﻛﺎﺭﺷﻨﺎﺱ ﺍﺭﺷﺪ ﻋﻠﻮﻡ ﺭﺍﻳﺎﻧﻪ ﻭ ﻣﺸﺎﻭﺭ ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
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‫ﻛﺎﻓﻲ ﺍﺳﺖ ﺗﻮﺳﻂ ﻳﻜﻲ ﺍﺯ ﻣﻮﺗﻮﺭﻫﺎﻱ ﺟﺴﺘﺠﻮ ﻣﺜﻼً ﮔﻮﮔﻞ؛ ﻛﻠﻤﻪ ﻓﺎﺭﺳﻲ " ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ" ﺭﺍ ﺑﻄﻮﺭ ﺳﺎﺩﻩ ﺟﺴـﺘﺠﻮ ﻧﻤﺎﻳﻴـﺪ‪ ،‬ﻧﺘﻴﺠـﻪ‬
‫ﺩﻭﺭ ﺍﺯ ﺍﻧﺘﻈﺎﺭ ﺍﺳﺖ‪ ،‬ﺑﻴﺶ ﺍﺯ ﺷﺶ ﻣﻴﻠﻴﺎﺭﺩ ﻭ ﺳﻴﺼﺪ ﻣﻴﻠﻴﻮﻥ ﺳﺮﻓﺼﻞ ﺣﺎﺻﻞ ﺧﻮﺍﻫﺪ ﺷﺪ‪ ،‬ﺍﺯ ﺧﺪﻣﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﮔﺮﻓﺘﻪ ﺗﺎ ﻛﺘـﺎﺏ‬
‫ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﺁﻣﻮﺯﺵﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﻓﺮﻭﺷﮕﺎﻩ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻭ ﻏﻴﺮﻩ ﺍﻣﺎ ﺩﺭ ﻋﻴﻦ ﺣﺎﻝ‬
‫ﺑﺎ ﻣﺠﻤﻮﻋﻪ ﻗﺎﺑﻞ ﺗﻮﺟﻪﺍﻱ ﺍﺯ ﺗﺮﻛﻴﺒﺎﺕ ﻧﺎﺩﺭﺳﺖ ﺑﺎ ﻭﺍژﻩ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻫﻢ ﺑﺮﺧﻮﺭﺩ ﺧﻮﺍﻫﻴﺪ ﻛﺮﺩ‪.‬‬
‫ﻣﺜﻼً ﻫﻤﺎﻧﻄﻮﺭ ﻛﻪ ﺗﺮﻛﻴﺒﺎﺕ ﺻﺤﻴﺢ ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﻳﺎﺩﮔﻴﺮﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﻓﺮﻭﺷﮕﺎﻩ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﻳﺎ ﻛﺘﺎﺏ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻣﺸﺎﻫﺪﻩ ﻣﻲﺷﻮﺩ ﺗﺮﻛﻴﺒﺎﺕ ﻧﺎﺩﺭﺳﺖ ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ‪ ،‬ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ‪ ،‬ﻳﺎﺩﮔﻴﺮﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ‪،‬‬
‫ﻓﺮﻭﺷﮕﺎﻩ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻭﻛﺘﺎﺏ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺑﻪ ﻭﻓﻮﺭ ﺩﻳﺪﻩ ﻣﻲﺷﻮﺩ ﻭ ﻋﺠﻴﺐ ﺁﻧﻜﻪ ﺑﺮﺧﻲ ﺍﺯ ﺍﻳﻦ ﻣﻮﺍﺭﺩ ﻧﺎﺩﺭﺳﺖ ﺍﺯ ﺳﻮﻱ ﻣﺮﺍﻛﺰ ﻭ‬
‫ﻧﻬﺎﺩﻫﺎ ﻭ ﺳﺎﺯﻣﺎﻥﻫﺎﻳﻲ ﺩﺭﺝ ﻭ ﻧﺸﺮ ﻣﻲﺷﻮﻧﺪ ﻛﻪ ﻣﺴﺌﻮﻟﻴﺖ ﻭ ﻭﻇﻴﻔﻪ ﺁﻣﻮﺯﺵ ﻭ ﺍﻃﻼﻉﺭﺳﺎﻧﻲ ﻭ ﻓﺮﻫﻨﮓﺳﺎﺯﻱ ﺑﺮﺍﻱ ﮔﺴﺘﺮﺵ ﻭ‬
‫ﺍﺭﺗﻘﺎء ﻛﺎﺭﺑﺮﺩﻫﺎﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺭﺍ ﺑﺮﺍﻱ ﺧﻮﺩ ﻗﺎﺋﻠﻨﺪ‪ .‬ﺑﻪ ﻋﻨﻮﺍﻥ ﻣﺜﺎﻝ ﻧﺸﺮﻳﻪ ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ " ﻧﺸﺮﻳﻪ ﺍﻃﻼﻉﺭﺳﺎﻧﻲ ﻭ ﺁﻣﻮﺯﺷﻲ‬
‫ﻭﻳﮋﻩ ﻣﺪﻳﺮﺍﻥ ﻭ ﻛﺎﺭﺷﻨﺎﺳﺎﻥ ﺷﺒﻜﻪ ﺑﺎﻧﻜﻲ" ﻛﻪ ﺳﻮﻣﻴﻦ ﺳﺎﻝ ﻧﺸﺮ ﺧﻮﺩ ﺭﺍ ﭘﺸﺖ ﺳﺮ ﻣﻲﮔﺬﺍﺭﺩ ﻳﺎ ﻧﺸﺮﻳﻪ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻭ ﺭﺍﻳﺎﻧﻪ‬
‫ﻛﻪ ﻧﻬﻤﻴﻦ ﺳﺎﻝ ﺍﻧﺘﺸﺎﺭ ﺧﻮﺩ ﺭﺍ ﻣﻲﮔﺬﺭﺍﻧﺪ ﻭ ﺩﺭ ﺭﻭﻱ ﺟﻠﺪ ﺧﻮﺩ ﺗﺎﻛﻴﺪ ﻣﻲﻧﻤﺎﻳﺪ " ﺍﻭﻟﻴﻦ ﻧﺸﺮﻳﻪ ﺗﺨﺼﺼﻲ ﺑﻪ ‪ 2‬ﺯﺑﺎﻥ ﻓﺎﺭﺳﻲ ﻭ‬
‫ﺍﻧﮕﻠﻴﺴﻲ ﺩﺭ ﺯﻣﻴﻨﻪ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪ ،‬ﺭﺍﻳﺎﻧﻪ ﻭ ﻓﻨﺎﻭﺭﻱ ﺍﻃﻼﻋﺎﺕ " ﻭ ﺧﻮﺍﻧﻨﺪﻩ ﻭ ﻣﺮﺍﺟﻌﻪﻛﻨﻨﺪﻩ ﺑﻪ ﻧﺸﺮﻳﻪ ﮔﻴﺞ ﻭ ﮔﻨﮓ ﻣﻲﻣﺎﻧﺪ‬
‫ﻛﻪ ﻧﺎﻡ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺩﺭ ﻋﻨﻮﺍﻥ ﻧﺸﺮﻳﻪ ﺻﺤﻴﺢ ﺍﺳﺖ ﻳﺎ ﺗﺮﻛﻴﺐ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺩﺭ ﻋﺒﺎﺭﺕ ﭘﻴﺶﮔﻔﺘﻪ‪ ،‬ﻳﺎ ﺩﺭ ﻣﻮﺭﺩ ﺗﺮﻛﻴﺐ‬
‫ﻳﺎﺩﮔﻴﺮﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ؛ ﭘﻨﺠﻤﻴﻦ ﻫﻤﺎﻳﺶ ﻳﺎﺩﮔﻴﺮﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺩﺭ ﺁﻣﻮﺯﺵ ﻋﻠﻮﻡ ﭘﺰﺷﻜﻲ ﻛﻪ ﺩﺭ ﺗﺎﺭﻳﺦ ‪ 11‬ﺗﺎ ‪ 13‬ﺑﻬﻤﻦ ﻣﺎﻩ‬
‫‪ 1390‬ﺩﺭ ﻛﺮﻣﺎﻥ ﺑﺮﮔﺰﺍﺭ ﺷﺪ‪ ،‬ﺩﺭ ﺗﻮﺿﻴﺢ ﺍﻳﻦ ﻫﻤﺎﻳﺶ ﻣﻲﻧﻮﻳﺴﺪ " ﺑﺎ ﺗﻮﺟﻪ ﺑﻪ ﺍﻫﻤﻴﺖ ﻳﺎﺩﮔﻴﺮﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺩﺭ ﺗﻮﺳﻌﻪ ﻣﻴﻬﻦ‬
‫ﺍﺳﻼﻣﻲ‪ "......‬ﻛﻪ ﻭﺍﺿﺢ ﺍﺳﺖ ﻣﺮﺍﺩ ﺑﺮﮔﺰﺍﺭﻛﻨﻨﺪﮔﺎﻥ ﺑﻮﻳﮋﻩ ﺩﺍﻧﺸﮕﺎﻩ ﻣﺤﺘﺮﻡ ﻋﻠﻮﻡ ﭘﺰﺷﻜﻲ ﻭ ﺧﺪﻣﺎﺕ ﺑﻬﺪﺍﺷﺘﻲ ﺩﺭﻣﺎﻧﻲ ﻛﺮﻣﺎﻥ‬
‫ﺍﻫﻤﻴﺖ ﺁﻣﻮﺯﺵ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻭ ﺍﺩﻭﺍﺕ ﻭ ﻣﺪﺍﺭﻫﺎﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻭ ﺧﺎﺯﻥﻫﺎ ﻭ ﻧﻴﻤﻪﺭﺳﺎﻧﺎﻫﺎ ﻭ ﻏﻴﺮﻩ ﺑﺮﺍﻱ ﺗﻮﺳﻌﻪ ﻣﻴﻬﻦ ﺍﺳﻼﻣﻲ ﻧﻴﺴﺖ‪،‬‬
‫ﺑﻠﻜﻪ ﻣﻨﻈﻮﺭ ﺁﻣﻮﺯﺵ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻭ ﺍﺯ ﺭﺍﻩ ﺩﻭﺭ ﻣﺒﺘﻨﻲ ﺑﺮ ﺑﻬﺮﻩﮔﻴﺮﻱ ﺍﺯ ﻓﻨﺎﻭﺭﻱ ﺍﻳﻨﺘﺮﻧﺖ ﻭ ﺷﺒﻜﻪﻫﺎﻱ ﺭﺍﻳﺎﻧﻪﺍﻱ ﺑﺮﺍﻱ ﻳﺎﺩﮔﻴﺮﻱ ﻋﻠﻮﻡ‬
‫ﭘﺰﺷﻜﻲ ﺍﺳﺖ‪ .‬ﻫﻤﻴﻦ ﮔﻮﻧﻪ ﺍﺳﺖ ﺍﻭﻟﻴﻦ ﻫﻤﺎﻳﺶ ﺑﻴﻦﺍﻟﻤﻠﻠﻲ ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻭ ﻧﻈﺎﻡﻫﺎﻱ ﭘﺮﺩﺍﺧﺖ ﻛﻪ ﺗﻮﺳﻂ ﭘﮋﻭﻫﺸﻜﺪﻩ‬
‫ﭘﻮﻟﻲ ﻭ ﺑﺎﻧﻜﻲ ﻭﺍﺑﺴﺘﻪ ﺑﻪ ﺑﺎﻧﻚ ﻣﺮﻛﺰﻱ ﺟﻤﻬﻮﺭﻱ ﺍﺳﻼﻣﻲ ﺍﻳﺮﺍﻥ ﺑﺮﮔﺰﺍﺭ ﻣﻲﺷﻮﺩ ﻭ ﺭﻭﻱ ﻛﻠﻴﻪ ﭘﻮﺳﺘﺮﻫﺎ ﻭ ﺳﺮﺑﺮگﻫﺎ ﻭ ﺗﺎﺭﮔﺎﻩ‬
‫ﻫﻤﺎﻳﺶ ﻭ ﻏﻴﺮﻩ ﻛﻠﻤﻪ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺭﺍ ﺩﺭﺷﺖ ﻭ ﭘﺮﺭﻧﮓ ﻧﻘﺶ ﺯﺩﻩﺍﻧﺪ ﻭ ﺣﺎﻝ ﺁﻧﻜﻪ ﺍﺯ ﻧﻬﺎﺩ ﻭ ﺳﺎﺯﻣﺎﻧﻲ ﭼﻮﻥ ﺑﺎﻧﻚ ﻣﺮﻛﺰﻱ ﻭ‬
‫ﭘﮋﻭﻫﺸﻜﺪﻩ ﻭﺍﺑﺴﺘﻪ ﺑﻪ ﺁﻥ ﺍﻧﺘﻈﺎﺭ ﻣﻲﺭﻭﺩ ﺩﺭ ﺯﻣﺮﻩ ﺍﻭﻟﻴﻦ ﺳﺎﺯﻣﺎﻥﻫﺎ ﺑﺮﺍﻱ ﺩﺭﺳﺖﻧﻮﻳﺴﻲ ﻭﺍژﻩﻫﺎﻱ ﺗﺨﺼﺼﻲ ﺑﺎﺷﻨﺪ ﻳﺎ ﻣﻨﻈﻮﺭ ﻧﺎﺷﺮﺍﻥ‬
‫‪۱‬‬
‫ﻛﺘﺎﺏ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ‪ ،‬ﺣﺘﻤﺎً ﻛﺘﺎﺑﻲ ﺩﺭ ﻣﻮﺭﺩ ﻣﺒﺤﺚ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻣﺸﺎﺑﻪ ﻛﺘﺎﺏ ﺟﺒﺮ‪ ،‬ﻛﺘﺎﺏ ﺭﻳﺎﺿﻲ‪ ،‬ﻛﺘﺎﺏ ﺷﻌﺮ ﻳﺎ ﻛﺘﺎﺏ ﺁﺷﭙﺰﻱ ﻧﻴﺴﺖ‬
‫ﺑﻠﻜﻪ ﻛﺘﺎﺏ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺍﺳﺖ ﻛﻪ ﺑﺮ ﺭﻭﻱ ﺷﺒﻜﻪ ﮔﺴﺘﺮﺩﻩﺍﻱ ﺍﺯ ﺍﺭﺗﺒﺎﻃﺎﺕ ﺩﺍﺩﻩﺍﻱ ﺑﻪ ﺻﻮﺭﺕ ﺭﻗﻤﻲ ﻧﺸﺮ ﺷﺪﻩ ﺍﺳﺖ ﻭ ﻣﻲﺗﻮﺍﻧﺪ‬
‫ﻫﺮﻳﻚ ﺍﺯ ﻣﺤﺘﻮﺍﻫﺎﻱ ﻣﺬﻛﻮﺭ ﺭﺍ ﺩﺍﺷﺘﻪ ﺑﺎﺷﺪ‪.‬‬
‫ﺍﺯ ﺍﻳﻦ ﻗﺒﻴﻞ ﻣﺜﺎﻝﻫﺎ ﻣﺘﻌﺪﺩ ﺍﺳﺖ ﻭ ﺩﺭ ﻣﺠﻤﻮﻉ ﺑﻲﺩﻗﺘﻲ ﻭ ﺳﻬﻞﺍﻧﮕﺎﺭﻱ ﺩﺭ ﻛﺎﺭﺑﺮﺩ ﻭﺍژﻩﻫﺎﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻭ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻭ ﺍﺳﺘﻔﺎﺩﻩ‬
‫ﻧﺎﺩﺭﺳﺖ ﺍﺯ ﺍﻭﻟﻲ ﺑﻪ ﺟﺎﻱ ﺩﻭﻣﻲ ﻭﺿﻌﻴﺖ ﻧﺎﺑﺴﺎﻣﺎﻧﻲ ﺭﺍ ﻓﺮﺍﻫﻢ ﻛﺮﺩﻩ ﺍﺳﺖ ﻛﻪ ﺟﺎ ﺩﺍﺭﺩ ﭘﻴﺶ ﺍﺯ ﮔﺴﺘﺮﺩﻩﺗﺮ ﺷﺪﻥ ﻣﺸﻜﻞ ﺍﺯ ﻫﻢ‬
‫ﺍﻛﻨﻮﻥ ﺑﺮﺍﻱ ﺁﻥ ﭼﺎﺭﻩﺍﻱ ﺍﻧﺪﻳﺸﻴﺪﻩ ﺷﻮﺩ‪.‬‬
‫ﺷﺎﻳﺎﻥ ﺫﻛﺮ ﺍﺳﺖ ﻛﻪ ﻓﺮﻫﻨﮕﺴﺘﺎﻥ ﺯﺑﺎﻥ ﻭ ﺍﺩﺏ ﭘﺎﺭﺳﻲ ﺑﻪ ﻋﻨﻮﺍﻥ ﻣﻬﻤﺘﺮﻳﻦ ﻣﺮﺟﻊ ﺭﺳﻤﻲ ﻭ ﻋﻠﻤﻲ ﻭﺍژﻩﮔﺰﻳﻨﻲ ﺑﺮﺍﻱ ﻭﺍژﻩﻫﺎﻱ ﺑﻴﮕﺎﻧﻪ‬
‫ﻛﻪ ﺍﺯ ﻫﻤﻜﺎﺭﻱ‪ ،‬ﻫﻤﺮﺍﻫﻲ ﻭ ﻣﺸﻮﺭﺕ ﺍﻧﺠﻤﻦﻫﺎﻱ ﻣﺨﺘﻠﻒ ﻋﻠﻤﻲ‪ ،‬ﺻﺎﺣﺐﻧﻈﺮﺍﻥ ﻭ ﺍﺳﺎﺗﻴﺪ ﺑﺮﺟﺴﺘﻪ ﺭﺷﺘﻪﻫﺎﻱ ﻣﺨﺘﻠﻒ ﻓﻨﻲ ﻭ ﻋﻠﻤﻲ‬
‫ﻧﻴﺰ ﺍﺳﺘﻔﺎﺩﻩ ﻣﻲﻛﻨﺪ؛ ﺩﺭ ﺩﻓﺘﺮ ﺷﺸﻢ ﻣﺠﻤﻮﻋﻪ ﻭﺍژﻩﻫﺎﻱ ﻣﺼﻮﺏ ﻓﺮﻫﻨﮕﺴﺘﺎﻥ ﻛﻪ ﺩﺭ ﺟﻠﺴﻪ ﻣﻮﺭﺥ ‪ 1388/1/31‬ﺷﻮﺭﺍﻱ ﻓﺮﻫﻨﮕﺴﺘﺎﻥ‬
‫ﺗﺼﻮﻳﺐ ﻭ ﻧﺸﺮ ﮔﺮﺩﻳﺪﻩ ﺍﺳﺖ؛ ﻣﻌﺎﺩﻝﻫﺎﻱ ﺩﻗﻴﻖ ﻭ ﺑﻪﺭﻭﺯﻱ ﺭﺍ ﺑﺮﺍﻱ ﺗﺮﻛﻴﺒﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺁﻭﺭﺩﻩ ﻛﻪ ﺩﺭ ﺯﻳﺮ ﺑﻪ ﺁﻥﻫﺎ ﺍﺷﺎﺭﻩ ﻣﻲﺷﻮﺩ‪:‬‬
‫ﺑﺎﻧﻜﺪﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺻﻮﺭﺗﺤﺴﺎﺏ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﻛﺎﺭﮔﺰﺍﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﻛﺴﺐﻭﻛﺎﺭ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﭘﻮﻝ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﻛﺎﻻﻧﻤﺎﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﭼﻚ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﻣﺮﻛﺰ ﺗﻤﺎﺱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-banking‬‬
‫ﭘﺮﻭﻧﺪﻩﺑﻨﺪﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺍﻃﻼﻋﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-business‬‬
‫‪e-health‬‬
‫‪e-hub‬‬
‫‪e-information‬‬
‫ﻣﺼﺎﺣﺒﻪ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-interview‬‬
‫ﺑﺎﺯﺍﺭﻳﺎﺑﻲ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-marketing‬‬
‫‪e-cheque‬‬
‫ﭘﺰﺷﻜﻲ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-medicine‬‬
‫‪e-contact center‬‬
‫ﻫﺪﺍﻳﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-mentoring‬‬
‫‪e-cash‬‬
‫‪e-catalogue‬‬
‫ﻣﻮﺳﺴﻪ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺍﻛﺘﺸﺎﻑ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺑﺎﺯﺍﺭ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-brokerage‬‬
‫ﺭﻭﻧﻮﺷﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﻣﺮﺩﻡﺳﺎﻻﺭﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺑﻬﺪﺍﺷﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-bill‬‬
‫‪e-copy‬‬
‫ﺑﺎﺯﻳﺎﻓﺖ ﻗﻄﻌﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺩﻭﻟﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-government‬‬
‫ﻛﺎﻏﺬ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-paper‬‬
‫‪e-corporation‬‬
‫ﭘﺮﺩﺍﺧﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-payment‬‬
‫‪e-cycling‬‬
‫ﺗﺪﺍﺭﻛﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-procurement‬‬
‫‪e-democracy‬‬
‫ﺍﻣﻨﻴﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-security‬‬
‫‪e-discovery‬‬
‫ﺧﺪﻣﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-services‬‬
‫ﺍﻣﻀﺎء ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫‪e-filling‬‬
‫‪۲‬‬
‫‪e-signature‬‬
‫ﺍﺯ ﺟﻤﻠﻪ ﻣﻮﺍﺭﺩﻱ ﻛﻪ ﻛﺎﺭﺑﺮﺩ ﻧﺎﺩﺭﺳﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺑﻪ ﺟﺎﻱ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺑﻄﻮﺭ ﮔﺴﺘﺮﺩﻩﺍﻱ ﺭﻭﺍﺝ ﺩﺍﺭﺩ؛ ﺗﺮﻛﻴﺐ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ‬
‫ﺑﻪ ﺟﺎﻱ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺍﺳﺖ ﻭ ﻗﺎﺑﻞ ﺗﻮﺟﻪ ﺍﺳﺖ ﻛﻪ ﻣﺜﻼً ﺍﺩﺍﺭﻩ ﻛﻞ ﺛﺒﺖ ﺷﺮﻛﺖﻫﺎ ﻭ ﻣﻮﺳﺴﺎﺕ ﻏﻴﺮﺗﺠﺎﺭﻱ ﺍﺯ ﺛﺒﺖ ﻫﺮ‬
‫ﺷﺮﻛﺘﻲ ﻛﻪ ﺗﺮﻛﻴﺐ ﺩﺭﺳﺖ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺭﺍ ﺩﺭ ﻧﺎﻡ ﺧﻮﺩ ﺩﺍﺷﺘﻪ ﺑﺎﺷﺪ ﺧﻮﺩﺩﺍﺭﻱ ﻛﺮﺩﻩ ﻭ ﺍﺻﺮﺍﺭ ﻣﻲﻭﺭﺯﺩ ﻛﻪ ﺣﺘﻤﺎً ﺑﺎﻳﺪ ﺍﺯ‬
‫ﺗﺮﻛﻴﺐ ﻧﺎﺩﺭﺳﺖ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺍﺳﺘﻔﺎﺩﻩ ﺷﻮﺩ ﻭ ﻣﺪﻳﺮﺍﻥ ﻭ ﻛﺎﺭﺷﻨﺎﺳﺎﻥ ﺍﺩﺍﺭﻩ ﻣﺬﻛﻮﺭ ﺍﺳﺘﺪﻻﻝ ﻣﻲﻛﻨﻨﺪ ﻛﻪ ﺗﺎﻛﻨﻮﻥ ﻛﻠﻴﻪ‬
‫ﺷﺮﻛﺖﻫﺎﻱ‪ PSP‬ﻭ ﻣﺸﺎﺑﻪ ﺁﻥﻫﺎ ﻛﻪ ﺛﺒﺖ ﺷﺪﻩﺍﻧﺪ ﺗﺮﻛﻴﺐ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﺭﺍ ﺩﺍﺷﺘﻪﺍﻧﺪ ﻭ ﺣﺘﻲ ﻳﻚ ﻣﻮﺭﺩ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‬
‫ﺛﺒﺖ ﻧﮕﺮﺩﻳﺪﻩ ﺍﺳﺖ ﻭ ﺍﻳﻦ ﺩﺭ ﺣﺎﻟﻲ ﺍﺳﺖ ﻛﻪ ﻫﻤﺎﻥ ﻣﺮﺟﻊ ﺭﺳﻤﻲ ﻭ ﻋﻠﻤﻲ ﻛﺸﻮﺭ ﻳﻌﻨﻲ ﻓﺮﻫﻨﮕﺴﺘﺎﻥ ﺯﺑﺎﻥ ﻭ ﺍﺩﺏ ﭘﺎﺭﺳﻲ ﺩﺭ‬
‫ﺻﻔﺤﻪ ‪ 81‬ﺩﻓﺘﺮ ﭘﻨﺠﻢ ﺩﺭ ﻣﻘﺎﺑﻞ ﻭﺍژﻩ ‪ electronic Commerce‬ﻳﺎ ‪ e-Commerce‬ﻣﻲﻧﻮﻳﺴﺪ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ‪:‬‬
‫ﺍﻧﺠﺎﻡ ﻋﻤﻠﻴﺎﺕ ﺗﺠﺎﺭﻱ ﺍﺯ ﺭﺍﻩ ﺩﻭﺭ ﺑﺎ ﺍﺳﺘﻔﺎﺩﻩ ﺍﺯ ﻓﻨﺎﻭﺭﻱ ﺍﻳﻨﺘﺮﻧﺖ ﻭ ﺷﺒﻜﻪﻫﺎﻱ ﺭﺍﻳﺎﻧﻪﺍﻱ‬
‫ﺍﺯ ﺳﻮﻱ ﺩﻳﮕﺮ ﻣﻨﺎﺳﺐ ﺍﺳﺖ ﻛﻪ ﺍﺯ ﻣﻨﻈﺮ ﺩﺳﺘﻮﺭ ﺯﺑﺎﻥ ﻓﺎﺭﺳﻲ ﻫﻢ ﺑﻪ ﻫﻤﻴﻦ ﻳﻚ ﺗﺮﻛﻴﺐ ﺑﻪ ﻋﻨﻮﺍﻥ ﻧﻤﻮﻧﻪ ﻧﮕﺎﻩ ﻛﻨﻴﻢ‪ ،‬ﺗﺠﺎﺭﺕ ﺍﺳﻢ‬
‫ﻣﺼﺪﺭ ﺍﺳﺖ‪ ،‬ﻭﺍژﻩ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻫﻢ ﺍﺳﻢ ﺍﺳﺖ ﺑﻪ ﻣﻌﻨﻲ ﭘﺪﻳﺪﺁﻣﺪﻩ ﺑﻮﺳﻴﻠﻪ ﺍﻟﻜﺘﺮﻭﻥﻫﺎ ) ﻓﺮﻫﻨﮓ ﻣﻌﻴﻦ ﺝ ‪ 1‬ﺹ ‪ ، (341‬ﺍﻣﺎ ﻭﺍژﻩ‬
‫ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻛﻪ ﺗﺮﻛﻴﺒﻲ ﺍﺯ ﻛﻠﻤﻪ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ‪ +‬ﻱ ﻧﺴﺒﺖ )ﺑﻪ ﻣﻌﻨﻲ ﻣﻨﺴﻮﺏ ﺑﻪ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ( ﺍﺳﺖ‪ ،‬ﺻﻔﺖ ﻧﺴﺒﻲ ﺑﺮﺍﻱ ﻣﻮﺻﻮﻑ‬
‫ﻗﺒﻞ ﺍﺯ ﺧﻮﺩ ﻣﻲﺑﺎﺷﺪ‪ .‬ﺑﻪ ﻋﺒﺎﺭﺕ ﺩﻳﮕﺮ ﻭﺍژﻩ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﭼﮕﻮﻧﮕﻲ ﻭ ﻛﻴﻔﻴﺖ ﺗﺠﺎﺭﺕ ﺭﺍ ﺑﻴﺎﻥ ﻣﻲﻛﻨﺪ‪ ،‬ﻳﻌﻨﻲ ﺗﺠﺎﺭﺗﻲ ﻛﻪ‬
‫ﺑﺼﻮﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺍﻧﺠﺎﻡ ﻣﻲﺷﻮﺩ‪ .‬ﺍﻣﺎ ﻭﺍژﻩ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻳﻌﻨﻲ ﺩﺍﺩﻭﺳﺘﺪ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ ﻣﺜﻞ ﺗﺠﺎﺭﺕ ﺳﺨﺖﺍﻓﺰﺍﺭ‪ ،‬ﺗﺠﺎﺭﺕ ﺑﺮﻧﺞ‬
‫ﻳﺎ ﺗﺠﺎﺭﺕ ﭘﺎﺭﭼﻪ ﻛﻪ ﻣﻨﻈﻮﺭ ﺩﺍﺩﻭﺳﺘﺪ ﺳﺨﺖﺍﻓﺰﺍﺭ‪ ،‬ﺩﺍﺩﻭﺳﺘﺪ ﺑﺮﻧﺞ ﻳﺎ ﺩﺍﺩﻭﺳﺘﺪ ﭘﺎﺭﭼﻪ ﺍﺳﺖ‪ .‬ﺍﺯ ﺍﻳﻨﺮﻭ ﻛﺎﺭﺑﺮﺩ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻚ‬
‫ﺑﺮﺍﻱ ‪ e-Commerce‬ﻗﻄﻌﺎ ﻧﺎﺩﺭﺳﺖ ﺍﺳﺖ ﻭ ﺻﺤﻴﺢ ﺁﻥ ﺗﺠﺎﺭﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺍﺳﺖ‪.‬‬
‫ﻫﻤﻴﻦ ﻣﻌﻨﺎ ﺭﺍ ﺩﺭ ﻣﻮﺭﺩ ﺩﻳﮕﺮ ﺗﺮﻛﻴﺒﺎﺕ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻣﻲﺗﻮﺍﻥ ﺗﻌﻤﻴﻢ ﺩﺍﺩ ﻭ ﺩﺭ ﻣﻮﺭﺩ ﻫﻤﻪ ﺁﻥﻫﺎ ﺻﺎﺩﻕ ﺍﺳﺖ‪ ،‬ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺻﻔﺘﻲ‬
‫ﺍﺳﺖ ﻛﻪ ﻣﻮﺻﻮﻑ ﻗﺒﻞ ﺍﺯ ﺧﻮﺩ ﺭﺍ ﻭﺻﻒ ﻣﻲﻛﻨﺪ ﻭ ﭼﮕﻮﻧﮕﻲ ﻭ ﻛﻴﻔﻴﺖ ﺁﻧﺮﺍ ﺑﻴﺎﻥ ﻣﻲﺩﺍﺭﺩ‪ .‬ﺍﻋﻢ ﺍﺯ ﭘﻮﻝ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﺗﺎ ﺑﻬﺪﺍﺷﺖ‬
‫ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ ﻳﺎ ﺩﻭﻟﺖ ﺍﻟﻜﺘﺮﻭﻧﻴﻜﻲ‪.‬‬
‫ﻟﺬﺍ ﻣﺼﺮﺍﻧﻪ ﺍﺯ ﻫﻤﻪ ﺍﺳﺎﺗﻴﺪ‪ ،‬ﻫﻤﻜﺎﺭﺍﻥ‪ ،‬ﺩﺍﻧﺸﺠﻮﻳﺎﻥ‪ ،‬ﺩﺳﺖﺍﻧﺪﺭﻛﺎﺭﺍﻥ ﻭ ﻧﻬﺎﺩﻫﺎ ﻭ ﺳﺎﺯﻣﺎﻥﻫﺎﻱ ﺫﻳﺮﺑﻂ ﺩﺭﺧﻮﺍﺳﺖ ﻣﻲﺷﻮﺩ ﻛﻪ ﺑﺎ ﻳﻚ‬
‫ﻋﺰﻡ ﻫﻤﮕﺎﻧﻲ ﺿﻤﻦ ﺍﺟﺘﻨﺎﺏ ﺍﺯ ﺍﺳﺘﻔﺎﺩﻩ ﻧﺎﺩﺭﺳﺖ ﺍﺯ ﻭﺍژﻩ ﻣﺬﻛﻮﺭ‪ ،‬ﺑﻪ ﺗﻮﺳﻌﻪ ﺑﻬﺮﻩﮔﻴﺮﻱ ﺍﺯ ﻣﻌﺎﺩﻝ ﺻﺤﻴﺢ ﺁﻥ ﺩﺭﻫﻤﻪ ﺯﻣﻴﻨﻪﻫﺎ‬
‫ﻭﺗﺮﻛﻴﺒﺎﺕ ﻳﺎﺭﻱ ﺭﺳﺎﻧﻨﺪ ﺿﻤﻦ ﺁﻧﻜﻪ ﺷﻬﺎﻣﺖ ﭘﺬﻳﺮﺵ ﻭ ﺍﺻﻼﺡ ﻳﻚ ﺍﺷﺘﺒﺎﻩ ﻭ ﻋﺪﻡ ﭘﺎﻓﺸﺎﺭﻱ ﺑﺮ ﺁﻥ‪ ،‬ﻧﻪ ﺗﻨﻬﺎ ﺿﻌﻒ ﻭ ﻛﺎﺳﺘﻲ ﺗﻠﻘﻲ‬
‫ﻧﺨﻮﺍﻫﺪ ﺷﺪ ﺑﻠﻜﻪ ﺑﻄﻮﺭ ﻗﻄﻊ ﻣﻮﺟﺐ ﺍﻓﺰﺍﻳﺶ ﺍﻋﺘﺒﺎﺭ ﻭ ﺟﺎﻳﮕﺎﻩ ﻋﻠﻤﻲ ﻧﺸﺮﻳﻪ‪ ،‬ﺳﺎﺯﻣﺎﻥ ﻭ ﺩﺳﺖﺍﻧﺪﺭﻛﺎﺭﺍﻥ ﺁﻥ ﺧﻮﺍﻫﺪ ﺑﻮﺩ‪.‬‬
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