Table 20. Medical care benefits: Eligibility requirements, private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
Service requirement
Characteristics
All workers ...............................................................
Total
With service
requirement
1 month
2 months
3 months
Greater than
3 months
Not
determinable
Median
service
requirement
(in months)
With no service
requirement
Not
determinable
100
61
25
5
22
8
1
–
25
14
Worker characteristic
Management, professional, and related ..................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
49
53
71
63
63
65
62
69
27
28
23
–
25
16
29
22
4
–
–
–
6
–
–
5
15
18
29
–
22
26
19
24
2
–
10
–
10
19
6
17
1
1
–
–
1
–
–
1
1
–
3
–
–
3
–
3
35
34
15
–
23
20
24
15
16
14
13
–
14
15
14
15
100
100
100
100
100
72
68
69
68
70
13
28
24
28
18
–
–
8
8
–
23
26
28
24
32
30
–
10
8
13
–
(1)
1
( )
(1)
–
3
–
3
–
3
11
18
20
22
18
17
14
11
10
11
Full time ...................................................................
Part time ..................................................................
100
100
61
63
26
14
5
–
22
15
7
24
1
–
–
3
25
23
14
14
Union .......................................................................
Nonunion .................................................................
100
100
58
62
15
26
–
6
22
22
17
7
–
1
3
2
33
23
9
15
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
72
76
68
63
51
47
16
–
26
26
26
28
–
–
6
5
4
–
31
19
26
23
14
11
15
25
10
7
6
–
–
(1)
1
1
1
–
3
3
3
–
–
1
12
–
19
24
34
36
16
–
13
13
16
16
Goods-producing industries .....................................
Manufacturing ......................................................
100
100
65
63
22
23
8
9
24
23
11
7
(1)
–
3
–
22
26
14
12
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Financial activities ................................................
Finance and insurance ....................................
Credit intermediation and related activities ..
Professional and business services .....................
100
100
100
100
100
100
100
100
100
60
69
67
75
47
52
48
55
47
25
17
35
9
28
35
37
42
22
5
4
–
–
–
–
–
–
–
21
30
21
32
–
10
–
–
14
7
17
–
29
–
–
–
–
–
1
(1)
1
( )
–
(1)
(1)
(1)
–
4
–
3
–
3
–
1
1
1
–
26
20
18
13
49
33
36
32
37
14
11
15
12
4
15
16
13
16
Establishment characteristic
See footnotes at end of table.
Table 20. Medical care benefits: Eligibility requirements, private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Service requirement
Characteristics
Total
With service
requirement
1 month
2 months
3 months
Greater than
3 months
Not
determinable
Median
service
requirement
(in months)
With no service
requirement
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services:
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
100
100
43
65
20
38
–
–
–
19
–
–
6
(1)
–
1
44
21
14
14
100
100
100
53
69
76
39
41
–
–
–
–
12
19
41
–
–
14
–
(1)
3
1
1
3
39
18
–
8
13
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
67
67
67
56
62
49
25
26
23
25
26
23
5
4
–
6
6
–
29
29
28
16
18
14
6
5
–
9
13
5
2
3
( )
(1)
(1)
–
3
3
3
2
–
2
19
18
22
29
24
36
14
15
11
14
14
15
100
100
100
100
100
100
100
100
54
62
67
60
72
77
66
51
19
25
32
22
30
31
25
24
–
–
–
–
–
8
–
–
18
24
27
24
27
29
24
14
9
7
–
10
–
6
–
8
–
–
(1)
–
1
3
1
–
–
–
–
3
–
–
–
–
29
23
20
26
17
17
23
32
17
14
13
13
11
6
11
17
1
Geographic area
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the estimates
published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data
were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 20. Standard errors for medical care benefits: Eligibility requirements, private industry workers, National Compensation
Survey, 2011
Service requirement
Characteristics
All workers ...............................................................
With service
requirement
1 month
2 months
3 months
Greater than
3 months
Not
determinable
Median
service
requirement
(in months)
With no service
requirement
Not
determinable
1.5
1.4
0.9
1.4
0.8
0.3
–
1.3
0.9
Management, professional, and related ..................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
3.0
3.9
4.6
13.4
2.0
3.2
2.3
3.3
2.3
3.1
3.7
–
2.3
2.7
2.8
4.2
1.0
–
–
–
1.5
–
–
1.2
2.6
3.8
4.4
–
1.7
2.5
2.1
3.2
0.4
–
2.2
–
1.2
2.4
1.1
3.9
0.5
0.9
–
–
0.4
–
–
0.6
0.0
–
0.0
–
–
0.0
–
0.0
2.7
3.7
4.0
–
1.9
2.7
2.3
2.4
1.4
1.8
3.8
–
1.6
2.8
1.6
2.9
4.8
4.8
3.2
3.8
4.0
3.2
6.0
3.1
4.5
3.6
–
–
1.7
2.2
–
5.6
4.0
3.3
3.9
4.9
8.1
–
1.5
1.7
2.8
–
0.1
0.2
(1)
–
0.4
–
0.0
–
0.0
2.6
3.6
2.4
3.2
2.9
4.6
3.9
1.6
1.7
3.0
Full time ...................................................................
Part time ..................................................................
1.6
4.3
1.4
3.1
0.9
–
1.5
2.6
0.8
3.0
0.3
–
–
0.0
1.4
4.0
0.9
3.4
Union .......................................................................
Nonunion .................................................................
3.7
1.6
2.2
1.6
–
0.9
3.4
1.7
3.2
0.7
–
0.4
0.0
0.3
3.5
1.4
1.5
1.0
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
3.6
6.5
3.1
2.0
2.1
2.8
3.2
–
1.9
2.2
1.8
2.9
–
–
1.2
1.1
0.9
–
4.4
3.8
2.8
2.1
1.2
1.5
2.3
5.9
1.3
1.2
1.1
–
–
0.3
0.4
0.3
0.5
–
0.0
0.6
0.3
–
–
0.0
2.5
–
2.6
2.0
1.9
2.8
3.1
–
2.2
1.2
1.2
1.9
Goods-producing industries .....................................
Manufacturing ......................................................
3.2
4.2
2.9
3.6
1.6
2.2
2.6
3.2
2.1
1.9
0.2
–
0.4
–
3.0
4.0
1.7
2.2
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Financial activities ................................................
Finance and insurance ....................................
Credit intermediation and related activities ..
Professional and business services .....................
1.7
2.6
5.7
3.4
7.3
3.1
3.8
4.7
4.6
1.6
2.3
6.1
2.3
7.2
3.1
3.2
5.1
3.2
1.0
1.0
–
–
–
–
–
–
–
1.7
2.8
4.2
3.2
–
2.5
–
–
3.5
0.8
1.6
–
3.2
–
–
–
–
–
0.4
0.2
0.1
–
0.2
0.1
0.1
–
1.8
–
0.0
–
0.0
–
0.0
0.0
0.0
–
1.5
2.0
4.5
2.8
7.6
3.7
4.3
4.6
3.9
1.1
2.2
3.7
2.9
3.5
3.0
2.9
4.5
3.1
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 20. Standard errors for medical care benefits: Eligibility requirements, private industry workers, National Compensation
Survey, 2011—Continued
Service requirement
Characteristics
With service
requirement
1 month
2 months
3 months
Greater than
3 months
Not
determinable
Median
service
requirement
(in months)
With no service
requirement
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services:
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
6.5
4.7
4.4
4.0
–
–
–
4.1
–
–
3.3
0.1
–
0.0
5.9
3.9
4.0
3.0
3.8
5.2
7.4
4.2
4.6
–
–
–
–
3.4
4.5
8.6
–
–
4.1
–
0.1
2.5
0.0
0.0
0.0
3.5
4.8
–
1.7
2.9
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.6
2.9
4.7
1.9
3.0
2.5
2.2
2.5
4.1
1.7
2.5
1.9
1.1
1.0
–
1.2
1.4
–
2.6
2.8
5.0
1.4
2.0
1.6
1.3
1.3
–
0.9
1.6
1.1
0.7
1.1
0.3
0.1
0.1
–
0.0
0.6
0.3
0.0
–
0.5
1.9
2.1
3.8
1.8
2.5
2.2
1.5
2.0
2.3
1.3
2.3
1.4
3.8
4.4
4.0
3.8
7.2
3.9
4.4
2.3
4.3
3.2
6.9
2.0
6.3
5.0
6.0
4.1
–
–
–
–
–
2.2
–
–
2.8
3.2
6.9
3.4
7.3
5.5
6.9
2.4
2.7
1.0
–
2.2
–
1.6
–
2.1
–
–
0.2
–
0.8
2.2
0.3
–
–
–
–
0.0
–
–
–
–
2.8
3.9
4.1
3.5
5.2
3.2
3.3
3.3
2.2
1.9
2.4
2.1
5.5
1.9
3.0
3.2
Geographic area
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Less than 0.05.
2 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 21. Medical care benefits: Coverage for selected services, private industry
workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
99
97
96
99
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
99
99
99
99
99
99
99
99
100
95
94
96
99
95
97
98
97
97
95
94
96
98
94
97
98
96
95
100
100
99
99
100
99
98
99
99
100
100
99
99
99
95
98
96
95
98
94
96
96
95
98
97
100
98
99
97
Full time ...................................................................
Part time ..................................................................
99
100
96
99
96
98
99
–
Union .......................................................................
Nonunion .................................................................
100
99
97
96
97
96
96
99
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
99
99
99
99
96
96
98
96
96
96
96
96
97
95
96
96
98
98
98
99
100
100
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
99
100
99
94
95
94
94
92
94
99
99
99
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
99
99
99
99
99
99
99
98
97
97
95
98
99
99
97
97
97
97
95
98
99
98
97
96
99
97
99
–
96
100
100
100
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 21. Medical care benefits: Coverage for selected services, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
98
98
98
100
99
97
99
99
100
96
97
97
100
96
99
97
96
98
95
95
97
100
96
96
97
96
98
100
100
100
100
100
98
100
100
100
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
99
99
99
98
97
98
96
96
96
96
97
97
96
96
96
96
99
99
100
99
97
100
97
98
99
100
99
100
100
99
100
96
95
98
98
94
99
99
99
95
94
96
97
97
94
99
98
99
95
98
99
99
99
98
100
100
100
99
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 21. Standard errors for medical care benefits: Coverage for selected
services, private industry workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
0.2
0.5
0.6
0.4
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.6
0.7
0.6
0.4
1.1
0.3
0.8
0.2
0.1
1.4
1.8
1.3
0.6
3.2
0.7
0.9
1.0
0.9
1.4
1.8
1.3
0.6
3.5
0.7
0.9
1.0
1.3
0.2
(1)
0.3
0.7
(1)
0.7
1.1
0.6
0.8
0.3
0.1
0.4
0.5
0.5
2.0
0.6
0.8
1.1
0.8
2.4
1.4
0.8
1.1
0.9
2.0
(1)
0.9
0.8
1.5
Full time ...................................................................
Part time ..................................................................
0.3
(1)
0.6
0.7
0.6
0.7
0.3
–
Union .......................................................................
Nonunion .................................................................
0.2
0.3
0.8
0.7
0.9
0.7
1.7
0.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.2
(1)
0.2
0.3
0.5
0.4
1.4
2.7
0.5
0.7
1.0
1.3
1.4
2.7
0.5
0.8
1.0
1.3
0.8
1.5
0.8
0.4
0.2
(1)
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0.5
(1)
0.7
1.1
1.5
1.3
1.2
2.3
1.3
0.6
1.3
0.7
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.3
0.4
1.1
0.6
0.9
1.2
0.6
0.8
0.7
0.8
2.5
0.8
0.9
1.2
0.7
0.8
0.7
0.8
2.5
0.8
0.9
1.2
0.8
1.0
0.4
1.2
0.5
–
4.2
(1)
(1)
(1)
Establishment characteristic
See footnotes at end of table.
Table 21. Standard errors for medical care benefits: Coverage for selected
services, private industry workers, National Compensation Survey,
2011—Continued
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
1.4
1.1
1.0
(1)
0.5
2.4
0.6
0.3
(1)
1.6
1.7
1.5
0.1
2.3
1.1
2.3
2.8
1.6
1.7
2.0
1.5
0.1
2.3
2.7
2.3
2.8
1.6
(1)
(1)
(1)
(1)
0.5
2.4
(1)
(1)
(1)
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.2
0.2
0.4
0.4
0.4
0.8
0.6
0.7
1.5
0.9
1.5
0.9
0.6
0.7
1.5
0.9
1.6
0.9
0.3
0.4
0.5
0.5
1.0
0.1
2.1
1.0
0.7
0.2
0.3
(1)
0.1
0.5
0.3
1.9
1.1
0.8
0.3
1.3
0.3
0.7
0.8
2.7
2.3
1.4
0.9
0.6
1.3
0.3
0.9
0.8
2.7
1.6
0.8
0.6
0.5
1.6
0.4
(1)
(1)
0.7
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
Less than 0.05.
The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 22. Medical care benefits: Median copayment per visit for selected services by type of plan, private industry workers,
National Compensation Survey, 2011
(Includes all workers participating in plans with specified copayments)
Hospital room and board
Characteristics
All plans
All workers ...............................................................
Fee-forservice
plans
Physician office visit
Health
maintenance
organizations
All plans
Fee-forservice
plans
Outpatient surgery
Health
maintenance
organizations
All plans
Fee-forservice
plans
Health
maintenance
organizations
$250
$250
$250
$20
$20
$20
$50
$45
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
250
250
250
250
240
250
250
250
150
250
250
250
250
250
250
250
250
150
250
250
250
250
–
250
250
250
–
20
20
20
20
–
25
25
20
20
20
20
20
25
25
–
25
–
20
20
20
20
20
–
25
25
20
20
–
–
–
100
150
50
35
50
30
–
–
–
–
–
35
30
–
–
–
–
$100
–
–
–
–
–
20
–
150
250
250
250
–
150
–
–
–
250
–
250
250
250
20
20
20
20
20
20
–
20
20
20
–
20
20
20
20
–
–
–
100
–
–
–
–
100
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
250
250
250
250
250
250
20
–
20
–
20
20
50
–
45
–
–
–
Union .......................................................................
Nonunion .................................................................
250
250
200
250
250
250
20
20
–
20
20
20
–
50
–
45
20
100
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
250
250
250
250
250
250
250
250
250
250
200
–
250
–
250
250
250
250
20
25
25
20
20
20
25
25
25
20
20
20
20
–
20
20
20
20
–
100
–
–
30
30
–
100
–
–
30
25
20
–
100
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
250
–
250
250
–
–
250
–
250
20
25
20
20
25
20
20
20
20
–
–
100
–
–
100
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
250
250
250
250
–
150
250
250
250
250
250
–
–
150
250
250
250
250
250
250
–
250
–
250
20
25
25
–
15
–
20
20
20
25
25
–
–
15
20
20
20
25
25
25
10
25
20
20
50
30
30
30
20
–
–
–
–
35
–
30
–
15
–
30
–
–
30
–
20
30
–
75
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 22. Medical care benefits: Median copayment per visit for selected services by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
(Includes all workers participating in plans with specified copayments)
Hospital room and board
Characteristics
All plans
Fee-forservice
plans
Physician office visit
Health
maintenance
organizations
All plans
Fee-forservice
plans
Outpatient surgery
Health
maintenance
organizations
All plans
Fee-forservice
plans
Health
maintenance
organizations
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
$250
250
250
200
250
250
250
250
250
$250
250
250
200
250
250
200
250
250
$250
–
250
250
250
250
250
250
–
$20
20
20
20
20
20
20
20
20
$20
22
20
20
20
20
20
20
25
$20
20
20
30
20
20
–
20
20
$30
–
–
25
–
–
100
–
150
$30
–
–
–
–
–
100
–
–
–
–
–
–
–
–
$100
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
250
250
250
250
250
250
250
250
250
250
200
250
250
250
250
250
250
250
25
25
20
20
20
20
25
25
20
20
20
20
20
20
20
20
20
20
–
–
–
30
25
–
–
–
–
30
30
–
–
100
–
–
20
–
250
250
250
250
250
250
–
250
250
250
250
250
–
250
250
–
–
200
250
250
250
250
250
250
250
250
250
20
20
20
25
20
25
20
–
20
20
20
25
25
20
25
20
25
20
20
20
20
20
20
20
25
20
20
30
–
–
–
100
100
–
–
25
30
–
–
20
50
–
–
–
25
100
75
–
150
–
100
100
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are based
on the estimates published in the "National Compensation Survey: Occupational Earnings in the
United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 22. Standard errors for medical care benefits: Median copayment per visit for selected services by type of plan, private
industry workers, National Compensation Survey, 2011
Hospital room and board
Fee-forservice
plans
Characteristics
All plans
All workers ...............................................................
Physician office visit
Health
maintenance
organizations
Fee-forservice
plans
All plans
Outpatient surgery
Health
maintenance
organizations
Fee-forservice
plans
All plans
Health
maintenance
organizations
$0
$0
$0
$0
$0
$0
$7
$13
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0
0
0
0
7
0
0
0
22
33
20
64
0
0
0
0
35
26
0
0
0
0
–
0
0
0
–
0
0
0
1
–
6
1
5
1
0
0
0
3
0
–
7
–
4
0
1
0
0
–
4
0
6
0
–
–
–
30
0
11
7
11
3
–
–
–
–
–
9
4
–
–
–
–
$5
–
–
–
–
–
5
–
10
0
0
0
–
10
–
–
–
69
–
0
0
0
0
1
0
1
0
0
–
1
5
1
–
4
0
0
3
–
–
–
10
–
–
–
–
0
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
0
0
0
0
0
29
0
–
0
–
0
0
8
–
13
–
–
–
Union .......................................................................
Nonunion .................................................................
28
0
10
0
0
0
1
0
–
2
1
0
–
13
–
13
2
26
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0
20
0
0
0
10
0
44
0
0
43
–
0
–
0
0
0
0
4
5
6
0
0
0
4
5
0
0
0
0
0
–
0
0
0
2
–
0
–
–
9
5
–
0
–
–
3
7
3
–
10
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0
–
0
55
–
–
0
–
0
0
0
0
3
0
0
0
6
0
–
–
17
–
–
21
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0
0
0
0
–
0
0
0
0
4
0
–
–
38
17
0
0
0
22
0
–
0
–
0
0
0
0
–
2
–
0
0
0
0
0
–
–
0
0
0
0
5
1
4
0
3
0
0
10
6
2
9
6
–
–
–
–
7
–
2
–
0
–
4
–
–
6
–
0
4
–
22
Establishment characteristic
See footnotes at end of table.
Table 22. Standard errors for medical care benefits: Median copayment per visit for selected services by type of plan, private
industry workers, National Compensation Survey, 2011—Continued
Hospital room and board
Characteristics
All plans
Fee-forservice
plans
Physician office visit
Health
maintenance
organizations
Fee-forservice
plans
All plans
Outpatient surgery
Health
maintenance
organizations
Fee-forservice
plans
All plans
Health
maintenance
organizations
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
$0
0
5
49
0
0
0
0
0
$45
0
67
29
14
0
53
37
0
$0
–
0
12
0
0
0
0
–
$1
2
0
0
0
0
0
0
4
$3
3
0
0
2
0
0
3
5
$0
5
6
6
4
5
–
5
0
$0
–
–
6
–
–
0
–
29
$0
–
–
–
–
–
0
–
–
–
–
–
–
–
–
$0
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0
0
0
0
29
0
0
18
0
29
33
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
1
0
0
0
3
5
1
0
1
0
–
–
–
6
0
–
–
–
–
5
7
–
–
22
–
–
3
–
0
0
0
28
0
14
–
61
0
50
24
0
–
14
39
–
–
43
25
0
0
0
0
0
0
0
0
0
0
1
3
0
0
0
–
0
0
0
0
0
0
0
0
7
4
0
4
0
0
4
5
6
0
0
0
–
–
–
24
16
–
–
3
5
–
–
0
2
–
–
–
3
0
3
–
0
–
0
25
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are based on
the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 23. Fee-for-service plans: Coverage for selected services, private industry
workers, National Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
99
97
97
99
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
98
98
98
99
98
99
98
99
100
96
96
97
98
95
98
98
98
98
96
96
96
98
93
97
98
97
96
100
100
99
98
100
98
98
99
99
100
100
99
99
99
97
99
97
96
98
95
97
97
96
98
97
100
98
99
97
Full time ...................................................................
Part time ..................................................................
99
100
97
99
97
99
99
–
Union .......................................................................
Nonunion .................................................................
99
99
98
97
97
97
–
99
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
99
99
99
99
96
99
98
98
97
97
96
99
97
97
97
97
98
97
98
99
99
100
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
99
100
99
96
98
95
95
94
95
99
98
99
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
99
99
99
99
99
98
98
98
98
98
98
99
99
98
97
97
97
98
98
99
99
98
97
96
99
96
99
–
94
100
100
100
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 23. Fee-for-service plans: Coverage for selected services, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
97
98
98
100
99
95
99
99
100
96
97
96
100
98
98
96
98
100
95
96
96
100
97
94
96
98
100
100
100
100
100
99
96
100
100
100
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
99
99
99
98
99
98
98
99
97
96
97
95
97
98
97
96
97
95
99
99
99
98
97
100
96
97
98
100
99
100
100
99
99
97
97
98
98
94
99
99
99
98
95
98
97
97
94
99
98
99
98
98
98
99
99
98
100
100
100
98
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 23. Standard errors for fee-for-service plans: Coverage for selected
services, private industry workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
0.3
0.4
0.5
0.5
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.8
0.9
0.8
0.6
1.6
0.4
0.9
0.3
0.1
1.0
1.3
0.9
0.8
3.5
0.8
1.0
1.1
0.9
1.0
1.3
1.0
0.9
4.3
0.8
1.0
1.2
1.4
0.3
(1)
0.5
0.9
(1)
0.8
1.2
0.7
0.9
0.3
0.1
0.5
0.6
0.6
2.1
0.5
0.8
1.2
0.9
2.6
1.5
0.8
1.3
1.0
2.3
(1)
1.0
1.0
1.7
Full time ...................................................................
Part time ..................................................................
0.3
(1)
0.5
0.7
0.5
0.7
0.4
–
Union .......................................................................
Nonunion .................................................................
0.3
0.4
0.7
0.5
1.0
0.6
–
0.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.2
0.1
0.3
0.4
0.6
0.5
1.6
0.9
0.5
0.5
0.8
1.0
1.6
0.9
0.5
0.6
0.8
1.0
1.0
1.9
1.0
0.5
0.3
(1)
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0.6
(1)
0.8
1.1
1.6
1.4
1.2
2.6
1.4
0.7
1.5
0.9
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.4
0.5
1.4
0.7
1.1
1.6
0.7
1.0
0.5
0.6
1.3
0.8
1.1
1.6
0.8
1.0
0.5
0.6
1.3
0.8
1.1
1.6
0.9
1.2
0.5
1.4
0.7
–
5.4
(1)
(1)
(1)
Establishment characteristic
See footnotes at end of table.
Table 23. Standard errors for fee-for-service plans: Coverage for selected
services, private industry workers, National Compensation Survey,
2011—Continued
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
1.6
1.4
1.3
(1)
0.7
3.9
0.8
0.4
(1)
1.9
1.6
2.0
0.1
0.9
1.9
3.2
1.1
(1)
2.1
2.1
2.0
0.1
1.1
4.2
3.2
1.1
(1)
(1)
(1)
(1)
(1)
0.6
3.9
(1)
(1)
(1)
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.2
0.3
0.4
0.5
0.5
1.0
0.5
0.6
1.4
0.7
0.9
1.2
0.6
0.7
1.4
0.7
0.9
1.2
0.4
0.5
0.6
0.7
1.2
0.1
3.0
1.4
0.9
0.3
0.4
(1)
0.1
0.6
0.5
1.8
1.4
1.0
0.6
1.4
0.5
0.8
0.9
1.2
2.8
1.4
1.1
0.9
1.4
0.5
1.1
0.9
1.2
2.2
1.1
0.7
0.6
1.9
0.4
(1)
(1)
1.1
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
Less than 0.05.
The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 24. Fee-for-service plans: Coverage for mental healthcare and substance abuse treatment,
private industry workers, National Compensation Survey, 2011
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
All workers ...............................................................
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
96
82
96
78
78
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
97
97
97
95
96
96
97
95
95
84
84
84
–
82
80
89
–
86
97
97
98
98
96
96
97
95
93
80
81
80
–
80
75
86
–
82
81
82
80
–
80
76
87
–
80
95
95
94
95
93
85
86
83
85
81
92
94
94
94
95
82
82
77
77
76
77
82
76
75
76
Full time ...................................................................
Part time ..................................................................
96
93
82
88
96
93
77
85
77
84
Union .......................................................................
Nonunion .................................................................
99
95
90
81
98
96
87
77
86
77
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
93
86
95
95
98
98
78
71
77
82
88
90
93
88
95
95
98
98
75
69
72
78
84
85
75
69
71
77
84
87
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
95
95
94
85
85
85
94
93
94
79
78
79
79
82
78
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
96
97
93
98
100
98
97
98
82
85
90
91
–
96
–
–
97
97
97
98
100
94
96
98
78
82
82
88
–
91
–
–
78
81
83
88
–
95
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 24. Fee-for-service plans: Coverage for mental healthcare and substance abuse treatment,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in fee-for-service plans = 100 percent)
Characteristics
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
99
98
95
100
96
95
97
96
96
–
84
87
94
79
81
–
78
–
99
97
95
100
98
94
97
98
98
–
83
84
89
72
–
81
71
–
–
84
85
90
72
–
82
71
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
97
97
96
95
94
96
80
77
85
85
84
85
97
97
97
95
95
96
76
73
81
80
80
79
75
–
80
80
80
80
97
97
96
94
96
98
94
91
97
88
83
90
87
77
84
80
–
86
97
97
96
93
96
99
95
90
98
86
74
89
81
73
78
–
–
83
87
76
89
79
73
78
–
–
83
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 24. Standard errors for fee-for-service plans: Coverage for mental healthcare and substance
abuse treatment, private industry workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
0.6
1.7
0.7
1.9
1.9
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.7
1.0
0.8
1.3
3.3
1.6
1.2
2.0
1.6
3.0
2.3
4.5
–
8.8
2.4
2.1
–
2.9
0.7
1.1
0.7
0.7
2.8
1.6
1.2
2.0
2.0
3.0
2.6
4.5
–
9.2
2.6
2.3
–
3.1
2.9
2.4
4.5
–
9.2
2.5
2.2
–
3.3
2.7
1.8
1.5
1.8
2.8
4.9
3.0
3.2
3.0
5.5
3.2
2.3
1.6
2.0
2.7
5.0
3.5
3.2
3.8
5.2
5.7
3.5
3.4
3.9
5.2
Full time ...................................................................
Part time ..................................................................
0.6
4.8
1.9
4.6
0.7
4.8
2.0
4.8
2.0
4.8
Union .......................................................................
Nonunion .................................................................
0.5
0.7
2.5
1.9
0.6
0.8
2.8
2.0
2.9
2.0
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2.4
6.0
1.2
1.0
0.5
0.4
4.3
8.3
5.2
2.1
1.1
1.5
2.6
6.2
1.1
1.1
0.5
0.4
4.5
8.2
5.0
2.3
1.3
2.1
4.5
8.3
5.0
2.3
1.2
1.5
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.3
2.3
1.8
2.6
3.8
3.2
1.5
2.7
1.9
2.7
5.3
3.5
3.0
4.3
3.8
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.8
1.2
3.5
1.0
0.3
1.6
1.9
0.7
2.1
2.5
3.4
1.8
–
1.8
–
–
0.8
1.0
2.5
1.0
0.3
3.2
1.9
0.8
2.2
2.6
3.9
2.1
–
2.7
–
–
2.2
2.6
3.9
2.1
–
2.2
–
–
Establishment characteristic
See footnotes at end of table.
Table 24. Standard errors for fee-for-service plans: Coverage for mental healthcare and substance
abuse treatment, private industry workers, National Compensation Survey, 2011—Continued
Characteristics
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
0.5
1.4
2.5
(2)
1.2
4.0
1.6
1.2
1.6
–
4.5
3.4
2.2
7.4
5.7
–
8.7
–
0.5
1.8
2.5
(2)
0.9
4.0
1.8
0.7
1.0
–
4.5
3.7
3.1
7.6
–
4.9
8.8
–
–
4.5
3.7
3.0
7.6
–
4.9
8.8
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.8
0.9
2.0
1.0
1.7
1.1
3.3
4.3
4.4
1.7
2.3
2.1
0.8
0.9
1.9
1.0
1.7
1.1
3.3
4.3
4.5
1.8
2.6
2.4
3.3
–
4.5
1.8
2.6
2.4
2.3
1.1
1.2
3.1
1.2
0.3
1.2
5.9
1.6
4.1
3.1
2.4
3.7
5.9
6.5
3.3
–
4.4
2.3
0.3
1.2
4.3
1.2
0.6
1.1
6.6
0.9
4.8
3.7
2.4
6.2
6.3
6.5
–
–
4.6
4.9
3.7
2.4
6.2
6.2
6.6
–
–
4.6
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
2 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 25. Health maintenance organizations: Coverage for selected services,
private industry workers, National Compensation Survey, 2011
(All workers participating in health maintenance organizations = 100 percent)
Characteristics
All workers ...............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
100
94
94
100
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
92
88
95
100
94
95
100
93
89
92
88
95
100
94
95
100
93
89
100
100
100
100
100
100
100
100
100
100
100
100
100
100
87
91
93
–
95
87
91
93
–
95
100
100
100
100
100
Full time ...................................................................
Part time ..................................................................
100
100
94
97
94
97
100
100
Union .......................................................................
Nonunion .................................................................
100
100
95
94
95
94
100
100
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
96
86
97
91
94
92
96
86
97
91
94
92
100
100
100
100
100
100
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
88
–
89
88
–
89
100
100
100
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
95
93
86
96
100
100
97
96
95
93
86
96
100
100
97
96
100
100
100
100
100
100
100
100
Establishment characteristic
See footnotes at end of table.
Table 25. Health maintenance organizations: Coverage for selected services,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in health maintenance organizations = 100 percent)
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
100
100
100
100
100
100
100
100
100
97
94
100
100
93
100
100
91
91
97
94
100
100
93
100
100
91
91
100
100
100
100
100
100
100
100
100
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
93
95
90
94
89
100
93
95
90
94
89
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
93
90
100
95
94
94
100
100
91
93
90
100
95
94
94
100
100
91
100
100
100
100
100
100
100
100
100
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 25. Standard errors for health maintenance organizations: Coverage for
selected services, private industry workers, National Compensation Survey, 2011
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
(1)
1.6
1.6
(1)
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
4.0
5.3
3.4
0.4
7.5
1.2
0.3
1.6
3.5
4.0
5.3
3.4
0.4
7.5
1.2
0.3
1.6
3.5
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
5.9
4.3
1.9
–
2.2
5.9
4.3
1.9
–
2.2
(1)
(1)
(1)
(1)
(1)
Full time ...................................................................
Part time ..................................................................
(1)
(1)
1.7
1.9
1.7
1.9
(1)
(1)
Union .......................................................................
Nonunion .................................................................
(1)
(1)
2.7
2.2
2.7
2.2
(1)
(1)
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
(1)
(1)
(1)
(1)
(1)
(1)
2.8
10.7
0.7
3.0
3.0
4.2
2.8
10.7
0.7
3.0
3.0
4.2
(1)
(1)
(1)
(1)
(1)
(1)
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
(1)
(1)
(1)
2.7
–
3.3
2.7
–
3.3
(1)
(1)
(1)
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
1.9
3.7
8.7
1.9
(1)
(1)
2.4
3.2
1.9
3.7
8.7
1.9
(1)
(1)
2.4
3.2
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 25. Standard errors for health maintenance organizations: Coverage for
selected services, private industry workers, National Compensation Survey,
2011—Continued
Characteristics
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery
Physician
office visit
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
3.0
4.9
(1)
(1)
6.3
(1)
(1)
8.5
6.2
3.0
4.9
(1)
(1)
6.3
(1)
(1)
8.5
6.2
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
(1)
(1)
(1)
(1)
(1)
(1)
1.8
1.4
5.0
3.0
6.2
0.1
1.8
1.4
5.0
3.0
6.2
0.1
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
5.3
3.6
0.3
3.2
3.2
3.8
0.1
0.4
4.3
5.3
3.6
0.3
3.2
3.2
3.8
0.1
0.4
4.3
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
Less than 0.05.
The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 26. Health maintenance organizations: Coverage for
mental healthcare and substance abuse treatment, private
industry workers, National Compensation Survey, 2011
(All workers participating in health maintenance organizations = 100 percent)
Characteristics
All workers ...............................................................
Inpatient
mental
healthcare
Inpatient
substance
abuse
detoxification
96
97
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
97
95
98
97
90
96
99
95
95
97
95
98
98
90
96
99
95
95
100
91
95
97
92
100
91
98
97
99
Full time ...................................................................
Part time ..................................................................
96
94
97
94
Union .......................................................................
Nonunion .................................................................
97
96
97
97
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
97
98
96
95
97
94
97
100
98
96
97
94
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
98
100
97
98
100
97
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
96
88
80
92
100
100
100
97
91
85
93
100
100
100
Establishment characteristic
See footnotes at end of table.
Table 26. Health maintenance organizations: Coverage for
mental healthcare and substance abuse treatment, private
industry workers, National Compensation Survey,
2011—Continued
(All workers participating in health maintenance organizations = 100 percent)
Inpatient
mental
healthcare
Characteristics
Inpatient
substance
abuse
detoxification
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
100
100
94
100
100
100
100
100
98
100
100
94
100
100
100
100
99
100
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
97
98
91
96
97
94
98
99
93
96
97
95
97
91
97
83
96
92
100
100
99
97
92
98
83
96
93
100
100
100
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the
average wage for each occupation
surveyed, which may include workers with
earnings both above and below the
threshold. The average wages are based on
the estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 26. Standard errors for health maintenance
organizations: Coverage for mental healthcare and
substance abuse treatment, private industry workers,
National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Inpatient
mental
healthcare
Inpatient
substance
abuse
detoxification
1.5
1.5
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.5
2.7
1.4
1.6
10.2
2.7
0.7
3.8
2.4
1.5
2.7
1.4
1.4
10.2
2.7
0.6
3.8
2.4
(1)
4.1
2.4
2.4
4.0
(1)
4.1
1.7
2.4
0.7
Full time ...................................................................
Part time ..................................................................
1.5
2.7
1.5
2.7
Union .......................................................................
Nonunion .................................................................
1.3
1.8
1.3
1.7
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
1.5
1.9
1.4
3.4
1.4
2.8
1.4
(1)
0.9
3.4
1.4
2.8
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.8
(1)
2.4
1.8
(1)
2.4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.8
3.7
8.0
2.8
(1)
(1)
(1)
1.7
3.7
8.6
2.7
(1)
(1)
(1)
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 26. Standard errors for health maintenance
organizations: Coverage for mental healthcare and
substance abuse treatment, private industry workers,
National Compensation Survey, 2011—Continued
Inpatient
mental
healthcare
Characteristics
Inpatient
substance
abuse
detoxification
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
(1)
(1)
4.2
0.1
0.3
(1)
(1)
0.4
1.8
(1)
(1)
4.2
0.1
0.3
(1)
(1)
0.5
(1)
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.7
0.8
4.5
1.6
1.5
2.6
1.6
0.6
4.3
1.6
1.5
2.6
2.9
8.9
1.5
12.0
2.2
4.5
(1)
(1)
0.6
2.9
8.8
1.0
12.0
2.2
4.1
(1)
(1)
0.1
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
Less than 0.05.
The categories are based on the
average wage for each occupation
surveyed, which may include workers with
earnings both above and below the
threshold. The average wages are based on
the estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2010." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 27. Hospital room and board benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
7
92
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
10
7
12
8
–
4
–
5
4
88
91
86
91
79
95
96
94
95
–
–
–
–
–
–
–
–
–
1
1
1
1
1
1
1
1
2
( )
–
–
5
–
5
94
96
94
95
94
–
–
–
–
–
(2)
(2)
–
1
1
Full time ...................................................................
Part time ..................................................................
6
12
93
88
–
–
–
(2)
Union .......................................................................
Nonunion .................................................................
13
6
87
93
–
–
–
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
5
7
9
9
96
94
94
92
90
90
–
–
–
–
–
–
(2)
(2)
1
–
–
1
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
5
5
–
95
95
94
–
–
–
–
–
1
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
7
5
6
–
17
7
4
4
92
94
93
93
83
91
95
94
–
–
–
–
–
–
–
–
1
1
1
1
1
1
1
2
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 27. Hospital room and board benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
95
–
–
17
83
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
5
–
–
–
–
–
92
95
90
94
90
96
96
96
98
–
–
–
–
–
–
–
–
–
2
2
2
1
2
1
2
1
2
( )
22
20
24
–
–
10
–
12
–
78
80
76
85
–
90
94
88
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
97
98
97
97
97
–
–
–
–
–
(2)
(2)
1
1
1
–
–
–
–
22
80
80
82
84
78
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
4
–
95
91
–
–
–
(2)
17
–
83
74
–
–
–
–
Union .......................................................................
Nonunion .................................................................
10
3
89
96
–
–
–
1
–
17
80
83
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
5
4
98
97
96
94
94
95
–
–
–
–
–
–
(2)
(2)
1
1
–
1
–
–
12
16
25
31
90
80
88
84
75
69
–
–
–
–
–
–
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
97
98
97
–
–
–
1
–
1
19
–
–
81
78
80
–
–
–
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
5
–
–
–
–
–
–
–
94
96
96
93
99
94
96
96
–
–
–
–
–
–
–
–
1
1
1
1
1
2
2
2
17
13
–
–
68
–
11
13
83
87
84
95
–
82
89
87
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 27. Hospital room and board benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
14
16
15
14
–
93
95
93
92
85
81
84
86
93
–
–
–
–
–
–
–
–
–
2
2
2
–
1
3
1
1
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
5
4
–
8
8
10
95
95
93
90
91
89
–
–
–
–
–
–
–
(2)
(2)
1
1
2
13
12
–
–
4
–
–
–
8
84
86
89
95
95
96
99
98
92
–
–
–
–
–
–
–
–
–
3
2
1
(2)
1
(2)
2
( )
1
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 27. Hospital room and board benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
–
–
10
–
–
94
97
94
93
88
88
89
87
100
–
–
–
–
–
–
–
–
–
3
2
2
–
1
5
1
1
–
–
–
–
–
22
–
28
19
–
88
83
91
91
78
71
72
81
68
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
5
–
5
97
98
96
93
93
93
–
–
–
–
–
–
1
1
( )
2
1
2
13
11
17
22
17
27
87
89
83
78
83
73
–
–
–
–
–
–
–
–
–
–
–
–
–
9
–
–
–
–
–
–
–
91
89
91
97
96
100
100
99
96
–
–
–
–
–
–
–
–
–
4
3
2
(2)
1
(2)
2
( )
1
(2)
34
24
19
–
–
35
7
–
14
66
76
81
79
88
65
93
96
86
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 27. Standard errors for hospital room and board benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
0.9
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.7
2.1
2.4
1.8
–
1.0
–
1.1
1.0
1.8
2.1
2.4
1.7
13.7
1.0
1.4
1.1
1.0
–
–
–
–
–
–
–
–
–
0.6
0.7
0.6
0.4
1.1
0.3
0.8
0.2
0.1
–
–
1.2
–
1.3
2.0
1.3
1.3
1.6
1.4
–
–
–
–
–
0.3
0.1
–
0.5
0.5
Full time ...................................................................
Part time ..................................................................
0.8
3.4
0.8
3.4
–
–
–
(2)
Union .......................................................................
Nonunion .................................................................
2.1
0.8
2.2
0.9
–
–
–
0.3
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
1.1
1.3
1.1
1.2
1.2
3.1
1.1
1.4
1.2
1.2
–
–
–
–
–
–
0.2
(2)
0.2
–
–
0.4
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.1
1.4
–
1.2
1.4
1.8
–
–
–
–
–
0.6
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.0
1.2
1.3
–
4.5
1.9
1.0
1.0
1.0
1.3
1.6
2.2
4.6
2.0
1.0
1.1
–
–
–
–
–
–
–
–
0.3
0.4
1.1
0.6
0.9
1.2
0.6
0.8
Establishment characteristic
See footnotes at end of table.
Table 27. Standard errors for hospital room and board benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.9
1.0
–
–
2.2
2.2
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
1.3
–
–
–
–
–
2.1
2.7
2.9
1.4
8.2
1.1
1.5
1.1
0.8
–
–
–
–
–
–
–
–
–
0.8
0.9
0.8
0.6
1.6
0.4
0.9
0.3
0.1
3.4
3.5
4.5
–
–
1.8
–
2.2
–
3.4
3.5
4.5
5.0
–
1.8
2.7
2.2
6.8
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
0.8
0.9
1.3
1.0
–
–
–
–
–
0.3
0.1
0.4
0.6
0.6
–
–
–
–
6.6
8.0
8.5
5.5
6.4
6.6
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
0.8
–
0.8
3.5
–
–
–
(2)
2.2
–
2.2
9.7
–
–
–
–
Union .......................................................................
Nonunion .................................................................
2.2
0.9
2.1
1.0
–
–
–
0.4
–
2.3
6.4
2.3
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
1.0
0.8
1.0
1.9
1.1
1.5
1.2
0.9
–
–
–
–
–
–
0.2
0.1
0.3
0.4
–
0.5
–
–
3.3
2.8
3.3
4.5
4.6
14.5
3.3
2.8
3.3
4.5
–
–
–
–
–
–
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
0.9
1.3
1.2
–
–
–
0.6
–
0.8
5.5
–
–
5.5
8.3
7.5
–
–
–
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.2
–
–
–
–
–
–
–
1.2
1.4
1.7
2.6
1.1
1.9
0.9
0.9
–
–
–
–
–
–
–
–
0.4
0.5
1.4
0.7
1.1
1.6
0.7
1.0
2.0
3.3
–
–
12.5
–
3.2
4.0
2.0
3.3
5.1
2.9
–
8.0
3.2
4.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 27. Standard errors for hospital room and board benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
3.2
4.2
2.0
3.7
–
1.8
1.8
2.2
3.5
3.2
3.6
2.2
3.7
3.1
–
–
–
–
–
–
–
–
–
1.4
1.1
1.0
–
0.5
2.4
0.6
0.3
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.9
0.9
–
1.3
2.1
1.1
0.9
0.9
2.1
1.4
2.2
1.3
–
–
–
–
–
–
–
0.2
0.3
0.4
0.4
0.8
2.3
3.0
–
–
1.1
–
–
–
1.6
2.6
3.1
3.2
3.2
1.1
2.0
0.2
0.7
1.5
–
–
–
–
–
–
–
–
–
2.1
1.0
0.7
0.2
0.3
(2)
0.1
0.5
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 27. Standard errors for hospital room and board benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
–
–
2.5
–
–
1.7
1.5
2.7
4.4
4.0
4.4
2.6
4.7
(2)
–
–
–
–
–
–
–
–
–
1.6
1.4
1.3
–
0.7
3.9
0.8
0.4
–
–
–
–
–
4.6
–
3.5
4.6
–
5.9
5.9
3.3
5.5
4.6
9.1
3.5
4.6
12.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
1.4
–
0.8
1.0
0.9
2.4
1.5
2.4
1.3
–
–
–
–
–
–
0.2
0.3
0.4
0.5
0.5
1.0
2.4
3.1
4.3
3.5
4.9
3.8
2.4
3.1
4.3
3.5
4.9
3.8
–
–
–
–
–
–
–
–
–
–
–
–
–
2.1
–
–
–
–
–
–
–
3.0
2.5
3.8
2.7
1.9
(2)
0.1
0.6
1.3
–
–
–
–
–
–
–
–
–
3.0
1.4
0.9
0.3
0.4
(2)
0.1
0.6
0.4
10.1
5.1
4.4
–
–
10.1
1.9
–
3.6
10.1
5.1
4.4
16.5
5.2
10.1
1.9
2.7
3.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 28. Inpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
8
89
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
12
10
14
8
–
5
–
6
7
83
85
82
90
76
93
96
91
90
–
–
–
–
–
–
–
–
–
5
6
4
1
5
–
1
3
3
–
–
6
6
5
91
89
91
89
92
–
–
–
–
–
5
2
4
5
2
Full time ...................................................................
Part time ..................................................................
8
11
89
88
–
–
–
–
Union .......................................................................
Nonunion .................................................................
12
7
86
89
–
–
3
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
5
7
11
12
91
92
92
89
85
84
–
–
–
–
–
–
4
3
2
–
4
4
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
6
–
6
89
91
88
–
–
–
6
5
6
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
9
4
–
–
22
10
8
7
89
94
90
96
77
89
90
90
–
–
–
–
–
–
–
–
–
–
5
1
1
1
3
3
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Inpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
93
–
–
22
72
–
6
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
8
–
10
5
–
3
–
3
–
89
91
87
93
88
95
97
94
96
–
–
–
–
–
–
–
–
–
4
4
3
2
5
–
2
2
2
26
25
27
–
–
13
–
14
34
66
62
68
84
–
82
90
79
55
–
–
–
–
–
–
–
–
–
8
12
5
(2)
6
5
2
( )
7
11
–
–
–
–
–
94
97
96
95
97
–
–
–
–
–
3
1
3
4
2
–
49
29
–
28
75
42
63
–
67
–
–
–
–
–
13
9
7
–
5
Full time ...................................................................
Part time ..................................................................
4
–
93
93
–
–
–
1
21
33
72
64
–
–
6
3
Union .......................................................................
Nonunion .................................................................
8
4
90
93
–
–
2
–
23
22
71
72
–
–
5
6
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
6
6
95
99
95
93
91
91
–
–
–
–
–
–
3
(2)
2
2
3
3
–
–
15
19
30
37
75
65
82
71
64
55
–
–
–
–
–
–
4
14
3
9
6
8
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
95
96
94
–
–
–
4
2
5
27
–
32
61
–
57
–
–
–
12
–
11
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
5
1
–
–
–
–
5
4
92
97
97
98
96
92
93
93
–
–
–
–
–
–
–
–
–
–
2
1
1
2
3
3
21
17
–
–
81
–
22
21
74
76
68
85
–
80
75
75
–
–
–
–
–
–
–
–
5
7
14
4
–
–
3
4
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Inpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
17
18
21
17
–
93
89
91
91
79
80
76
79
90
–
–
–
–
–
–
–
–
–
4
3
3
(2)
4
1
3
4
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
6
5
10
9
7
12
91
93
86
87
89
84
–
–
–
–
–
–
–
–
4
4
4
4
13
13
–
–
3
–
2
–
11
83
82
88
91
91
92
97
94
84
–
–
–
–
–
–
–
–
–
4
5
2
2
–
1
1
1
5
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 28. Inpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
14
–
11
–
–
94
92
91
91
84
90
85
83
100
–
–
–
–
–
–
–
–
–
4
3
4
2
( )
2
2
4
2
–
–
–
–
–
26
35
45
22
–
84
74
91
91
68
65
55
69
55
–
–
–
–
–
–
–
–
–
3
6
–
–
7
–
–
9
9
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
5
–
7
95
97
91
91
93
88
–
–
–
–
–
–
2
1
3
4
3
5
16
14
23
28
23
33
77
81
66
67
66
67
–
–
–
–
–
–
7
5
10
6
11
2
( )
–
9
–
–
–
–
–
–
4
91
87
91
95
93
96
98
96
94
–
–
–
–
–
–
–
–
–
3
3
2
2
5
1
1
1
2
30
27
25
–
–
–
–
–
20
63
62
74
57
80
61
90
87
70
–
–
–
–
–
–
–
–
–
7
10
2
( )
5
6
6
2
( )
(2)
9
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 28. Standard errors for inpatient surgery benefits: Extent of coverage by
type of plan, private industry workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
0.9
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.7
2.0
2.5
1.7
–
0.8
–
1.0
1.7
2.1
2.5
2.7
1.9
14.0
1.0
1.2
1.3
1.8
–
–
–
–
–
–
–
–
–
1.4
1.8
1.3
0.6
3.2
–
0.7
1.0
0.9
–
–
1.2
1.6
1.6
2.9
2.7
1.3
2.0
1.8
–
–
–
–
–
2.0
0.6
0.8
1.1
0.8
Full time ...................................................................
Part time ..................................................................
0.8
2.2
0.9
2.3
–
–
–
–
Union .......................................................................
Nonunion .................................................................
2.1
0.9
2.1
1.1
–
–
0.8
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
1.0
1.3
1.1
1.3
2.3
3.7
1.1
1.4
1.4
2.1
–
–
–
–
–
–
1.4
2.6
0.5
–
1.0
1.3
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.1
–
1.5
1.3
1.7
1.9
–
–
–
1.1
1.5
1.3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.9
0.7
–
–
5.0
2.2
1.8
1.5
1.1
1.1
2.5
0.9
5.1
2.3
1.9
1.8
–
–
–
–
–
–
–
–
–
–
2.5
0.6
0.9
1.2
0.7
0.8
Establishment characteristic
See footnotes at end of table.
Table 28. Standard errors for inpatient surgery benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
0.9
–
–
2.3
2.3
–
1.6
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
2.1
–
2.9
1.2
–
0.6
–
0.9
–
2.2
2.6
3.0
1.6
9.3
1.0
1.2
1.4
1.2
–
–
–
–
–
–
–
–
–
1.0
1.3
0.9
0.8
3.5
–
0.8
1.1
0.9
3.5
4.6
4.6
–
–
2.1
–
2.4
8.7
4.3
6.1
4.8
5.4
–
2.1
3.2
2.5
7.8
–
–
–
–
–
–
–
–
–
4.0
5.3
3.4
0.4
7.5
1.2
0.3
1.6
3.5
–
–
–
–
–
3.2
1.1
0.9
1.3
1.4
–
–
–
–
–
2.1
0.5
0.8
1.2
0.9
–
11.3
5.4
–
6.6
7.4
10.4
5.5
–
6.9
–
–
–
–
–
5.9
4.3
1.9
–
2.2
Full time ...................................................................
Part time ..................................................................
0.7
–
0.9
2.6
–
–
–
0.6
2.4
6.6
2.4
6.7
–
–
1.7
1.9
Union .......................................................................
Nonunion .................................................................
1.1
0.9
1.3
1.1
–
–
0.7
–
6.8
2.5
7.1
2.8
–
–
2.7
2.2
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
1.2
1.0
1.8
0.9
0.9
1.4
1.4
1.6
–
–
–
–
–
–
1.6
0.3
0.5
0.5
0.8
1.0
–
–
3.2
3.1
3.2
5.6
7.5
13.3
3.3
3.9
3.0
6.9
–
–
–
–
–
–
2.8
10.7
0.7
3.0
3.0
4.2
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.1
2.4
1.4
–
–
–
1.1
1.6
1.4
5.4
–
7.2
5.4
–
7.3
–
–
–
2.7
–
3.3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.1
0.3
–
–
–
–
1.5
1.1
1.2
0.6
1.6
0.9
2.8
2.4
1.7
1.7
–
–
–
–
–
–
–
–
–
–
1.3
0.7
1.1
1.6
0.8
1.0
2.3
4.7
–
–
13.4
–
6.4
5.5
2.3
5.4
9.6
4.9
–
8.3
5.5
4.5
–
–
–
–
–
–
–
–
1.9
3.7
8.7
1.9
–
–
2.4
3.2
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Standard errors for inpatient surgery benefits: Extent of coverage by
type of plan, private industry workers, National Compensation Survey,
2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
3.4
4.5
2.4
3.9
–
1.9
2.9
2.3
3.7
4.1
4.6
3.0
4.7
3.9
–
–
–
–
–
–
–
–
–
1.6
1.7
1.5
0.1
2.3
1.1
2.3
2.8
1.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
1.0
1.0
2.2
1.2
2.0
1.3
1.0
1.0
2.6
1.5
2.3
1.6
–
–
–
–
–
–
–
–
1.5
0.9
1.5
0.9
2.7
2.0
–
–
0.8
–
0.5
–
1.8
3.4
2.0
3.2
3.0
1.3
2.8
0.9
2.6
3.1
–
–
–
–
–
–
–
–
–
1.9
1.1
0.8
0.3
–
0.3
0.7
0.8
2.7
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 28. Standard errors for inpatient surgery benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
4.0
–
2.6
–
–
2.5
3.0
2.8
4.5
4.2
3.0
3.8
4.9
(3)
–
–
–
–
–
–
–
–
–
1.9
1.6
2.0
0.1
0.9
1.9
3.2
1.1
–
–
–
–
–
5.7
9.0
5.5
6.0
–
7.8
8.5
3.3
5.5
7.4
9.0
5.5
9.3
16.1
–
–
–
–
–
–
–
–
–
3.0
4.9
–
–
6.3
–
–
8.5
6.2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
1.2
–
1.2
1.1
1.0
2.9
1.5
2.2
1.7
–
–
–
–
–
–
0.5
0.6
1.4
0.7
0.9
1.2
2.6
3.1
3.9
3.8
5.0
4.3
3.0
3.3
6.0
3.2
6.4
4.3
–
–
–
–
–
–
1.8
1.4
5.0
3.0
6.2
0.1
–
1.0
–
–
–
–
–
–
0.8
1.8
1.7
3.7
2.9
1.5
2.6
1.1
3.2
1.8
–
–
–
–
–
–
–
–
–
1.8
1.4
1.0
0.6
1.4
0.5
0.8
0.9
1.2
8.7
4.6
6.1
–
–
–
–
–
4.5
10.1
4.7
6.1
12.4
4.9
8.0
3.8
6.5
3.9
–
–
–
–
–
–
–
–
–
5.3
3.6
0.3
3.2
3.2
3.8
0.1
0.4
4.3
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 29. Outpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
7
90
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
11
7
13
9
–
4
–
5
3
85
87
83
90
75
93
97
92
92
–
–
–
–
–
–
–
–
–
5
6
4
2
6
–
1
4
5
–
–
5
7
–
91
93
92
88
96
–
–
–
–
–
6
4
4
5
2
Full time ...................................................................
Part time ..................................................................
6
10
90
88
–
–
–
–
Union .......................................................................
Nonunion .................................................................
9
6
88
90
–
–
3
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
5
6
9
10
93
93
92
90
87
86
–
–
–
–
–
–
4
3
3
–
4
4
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
5
–
6
88
89
88
–
–
–
6
8
6
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
7
2
5
–
–
8
6
6
90
96
91
98
92
90
91
90
–
–
–
–
–
–
–
–
–
–
5
1
1
2
3
4
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 29. Outpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
93
–
–
18
76
–
6
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
6
–
9
6
–
1
–
2
–
90
93
87
92
87
96
98
95
95
–
–
–
–
–
–
–
–
–
4
4
4
2
7
–
2
3
4
23
21
25
–
–
12
–
14
–
69
67
70
85
–
83
92
80
72
–
–
–
–
–
–
–
–
–
8
12
5
(2)
6
5
2
( )
7
11
–
–
–
–
–
94
96
95
93
98
–
–
–
–
–
5
3
3
4
2
–
–
18
–
–
76
69
74
–
87
–
–
–
–
–
13
9
7
–
5
Full time ...................................................................
Part time ..................................................................
3
–
93
92
–
–
–
1
17
29
76
68
–
–
6
3
Union .......................................................................
Nonunion .................................................................
6
3
92
94
–
–
3
–
–
18
75
76
–
–
5
6
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
3
5
5
95
99
95
94
92
91
–
–
–
–
–
–
4
(2)
3
–
3
3
–
–
13
16
25
30
82
70
85
75
68
63
–
–
–
–
–
–
4
14
3
9
6
8
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
93
93
93
–
–
–
5
6
5
21
–
25
67
–
64
–
–
–
12
–
11
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
4
–
–
–
–
–
3
4
93
98
97
98
96
93
94
93
–
–
–
–
–
–
–
–
–
2
2
1
1
2
3
4
17
8
15
–
–
–
21
19
78
85
70
94
81
80
75
77
–
–
–
–
–
–
–
–
5
7
14
4
–
–
3
4
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 29. Outpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
5
–
–
17
15
17
18
–
93
90
94
96
79
81
80
78
90
–
–
–
–
–
–
–
–
–
5
5
3
(2)
4
4
3
4
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
4
4
5
9
–
12
93
93
91
87
90
84
–
–
–
–
–
–
–
–
4
4
4
4
13
13
–
–
–
–
–
–
7
82
83
89
91
92
93
97
96
88
–
–
–
–
–
–
–
–
–
6
4
3
3
6
1
2
1
5
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 29. Outpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
14
8
11
–
–
94
94
94
98
83
86
85
82
100
–
–
–
–
–
–
–
–
–
5
4
4
2
( )
3
6
4
2
–
–
–
–
–
25
–
30
24
–
86
75
93
91
69
73
70
67
55
–
–
–
–
–
–
–
–
–
3
6
–
–
7
–
–
9
9
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
5
–
7
96
97
96
91
93
88
–
–
–
–
–
–
2
2
3
4
3
5
14
12
19
22
16
29
80
83
70
72
73
71
–
–
–
–
–
–
7
5
10
6
11
2
( )
–
9
–
–
–
–
–
–
3
88
89
92
95
94
97
97
96
95
–
–
–
–
–
–
–
–
–
5
2
3
3
5
1
2
1
2
–
27
23
–
–
–
–
–
13
64
63
77
57
82
64
94
99
78
–
–
–
–
–
–
–
–
–
7
10
2
( )
5
6
6
2
( )
(2)
9
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 29. Standard errors for outpatient surgery benefits: Extent of coverage
by type of plan, private industry workers, National Compensation Survey,
2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
0.8
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.6
0.9
2.4
1.7
–
0.5
–
0.7
0.9
1.9
1.9
2.5
1.9
14.1
0.8
1.0
1.1
1.4
–
–
–
–
–
–
–
–
–
1.4
1.8
1.3
0.6
3.5
–
0.7
1.0
1.3
–
–
1.1
1.8
–
2.5
2.1
1.2
2.0
1.1
–
–
–
–
–
2.4
1.4
0.8
1.1
0.9
Full time ...................................................................
Part time ..................................................................
0.7
2.2
0.8
2.3
–
–
–
–
Union .......................................................................
Nonunion .................................................................
1.9
0.8
2.1
1.0
–
–
0.9
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
1.0
1.0
1.0
1.2
1.8
3.7
1.1
1.1
1.2
1.7
–
–
–
–
–
–
1.4
2.6
0.5
–
1.0
1.3
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.0
–
1.4
1.4
2.5
1.8
–
–
–
1.2
2.3
1.3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.9
0.3
1.2
–
–
2.3
1.1
1.1
1.0
0.8
2.2
0.8
2.4
2.4
1.3
1.5
–
–
–
–
–
–
–
–
–
–
2.5
0.6
0.9
1.2
0.8
1.0
Establishment characteristic
See footnotes at end of table.
Table 29. Standard errors for outpatient surgery benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.8
0.8
–
–
2.2
2.2
–
1.6
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.8
–
2.7
1.4
–
0.3
–
0.5
–
2.0
1.6
2.8
1.8
9.8
0.9
1.0
1.3
1.5
–
–
–
–
–
–
–
–
–
1.0
1.3
1.0
0.9
4.3
–
0.8
1.2
1.4
3.6
4.8
4.5
–
–
2.8
–
3.4
–
4.0
5.1
4.8
5.2
–
2.7
3.1
3.4
6.9
–
–
–
–
–
–
–
–
–
4.0
5.3
3.4
0.4
7.5
1.2
0.3
1.6
3.5
–
–
–
–
–
3.0
1.5
1.1
1.8
1.0
–
–
–
–
–
2.6
1.5
0.8
1.3
1.0
–
–
4.7
–
–
7.2
10.4
4.9
–
4.8
–
–
–
–
–
5.9
4.3
1.9
–
2.2
Full time ...................................................................
Part time ..................................................................
0.7
–
0.8
2.6
–
–
–
0.6
2.3
6.2
2.3
6.3
–
–
1.7
1.9
Union .......................................................................
Nonunion .................................................................
1.4
0.8
1.7
1.0
–
–
1.0
–
–
2.6
6.5
2.7
–
–
2.7
2.2
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
0.9
1.0
1.1
1.6
0.9
1.0
0.9
1.3
1.6
–
–
–
–
–
–
1.6
0.3
0.5
–
0.8
1.0
–
–
3.4
3.2
3.1
5.6
6.4
13.6
3.6
3.9
2.7
6.4
–
–
–
–
–
–
2.8
10.7
0.7
3.0
3.0
4.2
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.5
2.9
1.7
–
–
–
1.2
2.6
1.4
4.8
–
6.2
5.2
–
6.7
–
–
–
2.7
–
3.3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.0
–
–
–
–
–
0.4
0.4
1.1
0.6
1.6
0.9
2.8
1.8
1.0
1.3
–
–
–
–
–
–
–
–
–
0.5
1.3
0.7
1.1
1.6
0.9
1.2
2.3
1.3
4.1
–
–
–
6.2
5.4
2.3
3.5
7.7
3.0
6.5
8.3
5.2
4.3
–
–
–
–
–
–
–
–
1.9
3.7
8.7
1.9
–
–
2.4
3.2
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 29. Standard errors for outpatient surgery benefits: Extent of coverage
by type of plan, private industry workers, National Compensation Survey,
2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
1.5
–
–
3.5
4.4
2.0
4.1
–
2.0
2.5
1.9
1.8
4.1
3.9
2.8
4.9
3.9
–
–
–
–
–
–
–
–
–
1.7
2.0
1.5
0.1
2.3
2.7
2.3
2.8
1.6
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.7
0.8
0.8
1.2
–
1.3
0.7
0.9
1.7
1.5
2.3
1.6
–
–
–
–
–
–
–
–
1.5
0.9
1.6
0.9
2.4
2.5
–
–
–
–
–
–
1.2
2.3
2.2
2.7
2.2
1.3
2.8
1.4
2.8
2.5
–
–
–
–
–
–
–
–
–
2.3
1.4
0.9
0.6
1.3
0.3
0.9
0.8
2.7
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 29. Standard errors for outpatient surgery benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
4.1
2.1
2.6
–
–
2.6
2.2
2.2
1.7
4.3
4.5
3.8
5.1
(3)
–
–
–
–
–
–
–
–
–
2.1
2.1
2.0
0.1
1.1
4.2
3.2
1.1
–
–
–
–
–
5.9
–
4.1
6.5
–
7.6
8.3
3.5
5.5
7.6
9.1
4.1
9.6
16.1
–
–
–
–
–
–
–
–
–
3.0
4.9
–
–
6.3
–
–
8.5
6.2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
1.3
–
1.2
0.7
1.0
1.6
1.5
2.3
1.7
–
–
–
–
–
–
0.6
0.7
1.4
0.7
0.9
1.2
2.5
2.9
4.8
3.2
4.3
3.6
2.9
3.1
7.2
3.0
6.5
3.6
–
–
–
–
–
–
1.8
1.4
5.0
3.0
6.2
0.1
–
1.5
–
–
–
–
–
–
0.3
2.7
1.9
3.2
2.4
1.5
2.6
1.3
3.2
1.3
–
–
–
–
–
–
–
–
–
2.8
1.4
1.1
0.9
1.4
0.5
1.1
0.9
1.2
–
4.9
4.9
–
–
–
–
–
3.7
9.9
4.8
4.9
12.4
4.6
8.7
2.1
0.6
4.0
–
–
–
–
–
–
–
–
–
5.3
3.6
0.3
3.2
3.2
3.8
0.1
0.4
4.3
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 30. Physician office visit benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
98
–
1
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
97
99
96
97
96
98
98
98
98
–
–
–
–
–
–
–
–
–
(2)
(2)
1
1
–
1
2
1
1
–
–
–
–
–
95
100
97
98
97
–
–
–
–
–
3
–
2
1
3
Full time ...................................................................
Part time ..................................................................
–
–
98
–
–
–
1
–
Union .......................................................................
Nonunion .................................................................
3
–
94
98
–
–
4
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
98
98
97
97
98
98
–
–
–
–
–
–
2
2
2
1
(2)
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
98
99
98
–
–
–
1
1
1
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
97
97
99
–
94
98
99
99
–
–
–
–
–
–
–
–
1
3
1
–
4
–
(2)
(2)
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 30. Physician office visit benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
97
–
1
1
99
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
97
100
95
96
94
97
98
97
98
–
–
–
–
–
–
–
–
–
(2)
(2)
1
2
–
2
2
1
1
–
–
–
–
–
–
–
–
–
99
99
99
100
99
99
99
99
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
94
100
97
97
96
–
–
–
–
–
3
–
2
1
3
–
–
–
–
–
100
99
100
100
100
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
–
–
97
–
–
–
1
–
1
–
99
100
–
–
–
–
Union .......................................................................
Nonunion .................................................................
–
–
–
98
–
–
–
1
–
–
99
99
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
98
97
97
96
98
98
–
–
–
–
–
–
2
3
2
1
1
–
–
–
–
–
–
–
100
100
100
99
99
98
–
–
–
–
–
–
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
97
98
97
–
–
–
1
2
1
–
–
–
100
100
100
–
–
–
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
97
96
99
–
94
99
100
100
–
–
–
–
–
–
–
–
1
4
1
–
6
–
(2)
(2)
1
–
–
–
–
–
–
–
99
99
99
100
91
96
97
96
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 30. Physician office visit benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
–
1
3
–
–
100
98
99
100
94
96
97
94
100
–
–
–
–
–
–
–
–
–
–
(2)
–
–
2
( )
2
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
3
99
99
99
96
96
97
–
–
–
–
–
–
1
1
( )
1
3
2
( )
–
3
–
–
–
–
–
–
–
96
96
96
99
98
100
100
97
98
–
–
–
–
–
–
–
–
–
2
1
1
1
2
2
( )
–
–
1
2
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 30. Physician office visit benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
–
–
–
–
–
100
99
99
100
93
95
97
92
100
–
–
–
–
–
–
–
–
–
–
(2)
–
–
1
4
–
–
–
–
–
–
–
–
2
5
–
–
96
94
100
100
99
98
95
99
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
3
99
99
98
96
95
97
–
–
–
–
–
–
1
1
1
2
3
(2)
–
–
–
–
–
–
100
100
100
99
100
97
–
–
–
–
–
–
–
–
–
–
–
–
–
3
–
–
–
–
–
–
–
96
95
95
99
98
100
100
97
97
–
–
–
–
–
–
–
–
–
2
2
1
1
2
(2)
–
–
2
–
–
–
–
–
–
–
–
–
95
99
100
100
100
100
99
100
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 30. Standard errors for physician office visit benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
0.7
–
0.4
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
1.2
0.2
1.9
0.9
4.6
0.7
1.1
0.8
1.2
–
–
–
–
–
–
–
–
–
0.2
(2)
0.3
0.7
–
0.7
1.1
0.6
0.8
–
–
–
–
–
2.9
0.1
1.0
1.2
1.4
–
–
–
–
–
2.0
–
0.9
0.8
1.5
Full time ...................................................................
Part time ..................................................................
–
–
0.5
–
–
–
0.3
–
Union .......................................................................
Nonunion .................................................................
0.6
–
1.9
0.7
–
–
1.7
0.3
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
0.8
1.5
1.0
0.9
0.7
0.6
–
–
–
–
–
–
0.8
1.5
0.8
0.4
0.2
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
0.9
1.3
1.1
–
–
–
0.6
1.3
0.7
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
0.8
1.2
0.6
–
4.3
0.6
0.4
0.5
–
–
–
–
–
–
–
–
0.4
1.2
0.5
–
4.2
–
(2)
2
( )
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 30. Standard errors for physician office visit benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
0.8
–
0.5
0.2
0.2
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
1.6
0.2
2.6
1.3
7.0
0.9
1.2
1.0
1.4
–
–
–
–
–
–
–
–
–
0.3
(2)
0.5
0.9
–
0.8
1.2
0.7
0.9
–
–
–
–
–
–
–
–
–
0.4
0.6
0.4
0.3
1.4
0.4
0.6
0.3
0.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.4
(2)
1.1
1.5
1.6
–
–
–
–
–
2.3
–
1.0
1.0
1.7
–
–
–
–
–
0.2
0.8
(2)
(2)
(2)
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
–
–
0.7
–
–
–
0.4
–
0.2
–
0.2
0.1
–
–
–
–
Union .......................................................................
Nonunion .................................................................
–
–
–
0.8
–
–
–
0.3
–
–
0.3
0.3
–
–
–
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
1.0
1.9
1.2
1.1
0.8
0.6
–
–
–
–
–
–
1.0
1.9
1.0
0.5
0.3
–
–
–
–
–
–
–
0.2
(2)
0.1
0.3
0.4
0.9
–
–
–
–
–
–
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.1
1.5
1.3
–
–
–
0.7
1.5
0.9
–
–
–
(2)
(2)
(2)
–
–
–
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
1.0
1.4
0.7
–
5.4
0.4
0.1
0.1
–
–
–
–
–
–
–
–
0.5
1.4
0.7
–
5.4
–
(2)
(2)
0.3
–
–
–
–
–
–
–
0.3
0.5
0.8
(2)
5.2
1.5
2.4
3.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 30. Standard errors for physician office visit benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
–
0.4
0.8
–
–
0.5
1.3
0.6
(2)
2.8
2.5
0.8
3.4
0.2
–
–
–
–
–
–
–
–
–
–
(2)
–
–
0.5
2.4
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
0.4
0.4
0.4
0.9
1.1
2.0
0.4
–
–
–
–
–
–
0.3
0.4
0.5
0.5
1.0
0.1
–
0.2
–
–
–
–
–
–
–
2.2
0.9
2.8
0.5
1.7
0.4
0.4
2.0
0.8
–
–
–
–
–
–
–
–
–
1.6
0.8
0.6
0.5
1.6
0.4
–
–
0.7
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 30. Standard errors for physician office visit benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
–
–
–
–
–
(2)
0.4
0.7
(2)
3.9
3.9
1.3
4.5
(2)
–
–
–
–
–
–
–
–
–
–
(2)
–
–
0.6
3.9
–
–
–
–
–
–
–
–
0.4
0.7
–
–
3.6
6.3
(2)
(2)
0.3
0.4
0.7
0.4
0.8
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
0.4
0.6
0.6
1.2
1.3
2.3
0.4
–
–
–
–
–
–
0.4
0.5
0.6
0.7
1.2
0.1
–
–
–
–
–
–
0.2
0.2
(2)
0.5
0.2
0.9
–
–
–
–
–
–
–
–
–
–
–
–
–
0.2
–
–
–
–
–
–
–
2.7
1.1
3.4
0.6
1.9
0.4
0.4
2.5
1.3
–
–
–
–
–
–
–
–
–
2.2
1.1
0.7
0.6
1.9
0.4
–
–
1.1
–
–
–
–
–
–
–
–
–
2.5
0.5
0.2
(2)
0.2
(2)
1.0
0.1
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.05.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 31. Inpatient mental healthcare benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
3
92
2
2
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
6
–
6
3
–
2
–
–
–
91
91
91
93
92
94
97
92
93
–
–
–
–
–
–
–
–
–
–
3
–
–
6
–
1
3
3
–
–
–
–
–
92
94
92
93
91
–
–
–
–
–
2
4
2
2
1
Full time ...................................................................
Part time ..................................................................
3
4
93
90
1
–
3
–
Union .......................................................................
Nonunion .................................................................
6
3
92
92
–
2
–
3
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
5
7
92
87
93
92
92
91
–
–
3
–
–
–
2
1
–
3
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
93
92
93
–
–
–
3
2
4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
4
2
–
–
–
–
–
–
92
93
86
97
86
93
95
97
–
–
–
–
–
–
–
–
–
–
6
1
(2)
1
1
1
Establishment characteristic
See footnotes at end of table.
Table 31. Inpatient mental healthcare benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2
94
2
2
10
86
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
2
–
–
–
–
–
93
93
93
93
95
95
97
94
94
–
–
–
–
–
–
–
–
–
2
2
2
–
4
2
1
3
3
14
13
14
–
–
6
–
7
–
83
81
84
92
87
90
96
87
87
–
–
–
–
–
–
–
–
–
–
5
–
2
10
–
1
–
5
–
–
–
–
–
92
95
94
95
93
–
–
–
–
–
3
3
2
2
1
–
–
–
–
–
92
84
82
88
75
–
–
–
–
–
–
9
2
3
1
Full time ...................................................................
Part time ..................................................................
2
–
94
92
2
–
2
(2)
9
–
87
79
–
–
–
6
Union .......................................................................
Nonunion .................................................................
3
–
96
94
–
2
–
–
–
9
81
87
–
–
3
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
1
–
3
2
92
86
94
93
95
96
–
–
–
–
–
–
1
1
–
3
–
–
–
–
–
8
16
25
93
93
90
88
80
69
–
–
–
–
–
–
3
–
2
–
–
6
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
94
94
94
–
–
–
4
3
4
–
–
–
86
86
85
–
–
–
2
–
3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
2
–
–
–
–
–
–
–
94
96
92
98
100
97
96
97
–
–
–
–
–
–
–
–
–
1
3
(2)
(2)
2
1
2
9
–
–
–
–
–
–
–
86
79
68
88
–
82
93
92
–
–
–
–
–
–
–
–
–
9
15
7
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 31. Inpatient mental healthcare benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey,
2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
7
–
11
7
–
98
96
91
93
89
87
87
90
97
–
–
–
–
–
–
–
–
–
1
2
2
(2)
–
3
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
4
3
6
94
96
91
91
92
90
–
–
–
–
–
–
2
1
2
–
–
–
12
–
–
–
–
–
–
–
5
85
90
93
90
95
96
94
92
93
–
–
–
–
–
–
–
–
–
–
4
2
6
2
1
3
2
( )
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 31. Inpatient mental healthcare benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
4
–
–
4
–
98
97
92
94
91
91
93
91
96
–
–
–
–
–
–
–
–
–
1
2
1
–
–
5
1
–
–
–
–
–
–
15
–
28
13
–
94
90
88
92
85
82
72
86
98
–
–
–
–
–
–
–
–
–
–
–
6
2
( )
2
( )
–
–
2
( )
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
2
1
3
95
96
93
93
93
94
–
–
–
–
–
–
1
2
1
–
–
–
3
–
–
16
–
19
93
96
84
79
83
76
–
–
–
–
–
–
–
1
7
–
3
–
–
4
–
–
–
–
–
–
2
92
93
94
91
96
98
94
91
96
–
–
–
–
–
–
–
–
–
3
–
3
5
2
1
4
2
( )
–
29
–
–
–
–
–
–
–
9
67
77
88
81
91
80
95
97
90
–
–
–
–
–
–
–
–
–
3
8
2
17
4
7
2
( )
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 31. Standard errors for inpatient mental healthcare benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
0.7
0.4
0.5
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.0
–
1.1
0.6
–
0.5
–
–
–
1.0
2.1
1.0
1.4
4.1
1.3
1.1
1.7
1.4
–
–
–
–
–
–
–
–
–
–
0.9
–
–
3.5
–
0.6
1.3
1.1
–
–
–
–
–
2.1
2.0
1.7
1.8
2.9
–
–
–
–
–
1.4
1.6
0.6
1.1
0.2
Full time ...................................................................
Part time ..................................................................
0.5
1.0
0.7
3.9
0.4
–
0.5
–
Union .......................................................................
Nonunion .................................................................
1.6
0.5
1.8
0.7
–
0.5
–
0.6
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
0.7
0.9
2.1
5.0
1.1
1.4
0.6
1.0
–
–
0.8
–
–
–
0.5
0.5
–
1.1
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.3
1.9
1.8
–
–
–
1.0
1.3
1.4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.5
0.5
–
–
–
–
–
–
0.9
1.4
3.8
1.1
4.3
2.1
1.6
0.7
–
–
–
–
–
–
–
–
–
–
3.0
0.4
0.1
1.2
0.5
0.6
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 31. Standard errors for inpatient mental healthcare benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.4
0.7
0.5
0.4
1.4
2.0
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
0.5
–
–
–
–
–
1.2
2.6
1.3
1.4
3.4
1.5
1.2
2.0
1.5
–
–
–
–
–
–
–
–
–
0.7
0.9
0.8
–
3.3
0.7
0.7
1.0
1.2
2.0
2.0
2.7
–
–
1.6
–
2.0
–
2.6
3.3
3.3
2.6
12.3
2.1
2.1
2.7
5.4
–
–
–
–
–
–
–
–
–
–
2.7
–
1.4
10.2
–
0.6
–
2.4
–
–
–
–
–
2.4
1.8
1.5
1.8
2.8
–
–
–
–
–
1.7
1.7
0.7
1.2
0.3
–
–
–
–
–
5.2
7.8
5.3
5.8
7.3
–
–
–
–
–
–
4.1
1.7
2.4
0.7
Full time ...................................................................
Part time ..................................................................
0.4
–
0.7
4.8
0.5
–
0.5
0.1
1.5
–
2.0
6.0
–
–
–
2.7
Union .......................................................................
Nonunion .................................................................
0.6
–
0.7
0.8
–
0.6
–
–
–
1.2
6.4
2.0
–
–
1.3
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
0.2
–
0.6
0.4
2.4
6.0
1.2
1.5
0.6
0.5
–
–
–
–
–
–
0.5
0.6
–
0.8
–
–
–
–
–
2.0
2.1
3.5
3.0
5.0
3.1
2.9
2.7
4.6
–
–
–
–
–
–
1.4
–
0.9
–
–
2.8
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.3
2.1
1.8
–
–
–
1.2
1.6
1.6
–
–
–
5.1
5.4
7.0
–
–
–
1.8
–
2.4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.5
–
–
–
–
–
–
–
0.9
1.2
3.6
1.0
0.3
1.7
1.9
0.6
–
–
–
–
–
–
–
–
–
0.6
2.5
0.2
0.1
1.6
0.6
0.7
1.1
–
–
–
–
–
–
–
1.9
4.5
7.6
5.0
–
8.0
2.8
3.3
–
–
–
–
–
–
–
–
–
3.7
8.6
2.7
–
–
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 31. Standard errors for inpatient mental healthcare benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
1.1
–
2.4
1.4
–
0.7
1.7
2.8
3.5
1.3
2.3
2.8
1.7
1.3
–
–
–
–
–
–
–
–
–
0.4
1.1
1.3
(3)
–
2.5
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.6
0.8
0.9
1.0
0.9
2.5
1.1
1.8
1.1
–
–
–
–
–
–
0.5
0.5
1.0
–
–
–
2.6
–
–
–
–
–
–
–
0.7
2.4
2.3
1.6
2.2
1.3
1.1
1.1
5.0
1.3
–
–
–
–
–
–
–
–
–
–
2.5
1.0
3.3
0.8
0.5
1.4
(3)
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 31. Standard errors for inpatient mental healthcare benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
0.9
–
–
1.1
–
0.6
1.5
3.3
4.4
1.6
4.5
3.3
1.7
1.6
–
–
–
–
–
–
–
–
–
0.5
1.4
0.7
–
–
3.9
1.3
–
–
–
–
–
–
3.1
–
3.5
3.5
–
3.6
6.7
5.3
5.4
3.1
5.9
3.5
3.6
1.8
–
–
–
–
–
–
–
–
–
–
–
4.2
0.1
0.3
–
–
0.4
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.3
0.2
0.6
1.2
1.1
3.0
1.0
1.7
1.1
–
–
–
–
–
–
0.5
0.7
0.7
–
–
–
1.0
–
–
2.9
–
3.2
1.5
0.7
4.0
3.3
4.7
3.6
–
–
–
–
–
–
–
0.6
4.3
–
1.5
–
–
1.1
–
–
–
–
–
–
0.3
3.1
1.3
1.9
1.8
1.2
0.3
1.2
5.9
1.5
–
–
–
–
–
–
–
–
–
2.3
–
1.1
3.1
0.8
0.4
1.7
(3)
–
7.5
–
–
–
–
–
–
–
1.5
8.5
8.2
3.6
11.9
3.6
8.3
2.6
2.6
1.8
–
–
–
–
–
–
–
–
–
2.9
8.8
1.1
12.0
2.2
4.1
(3)
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 32. Outpatient mental healthcare benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
80
–
15
–
81
–
14
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
1
–
–
–
–
80
84
78
81
81
79
86
82
–
–
–
–
–
–
–
–
14
14
13
–
15
18
11
13
–
–
–
–
–
–
–
–
81
84
80
–
76
80
88
84
–
–
–
–
–
–
–
–
12
14
10
–
17
17
8
11
–
–
–
–
–
80
83
82
83
80
–
–
–
–
–
14
13
14
13
15
–
–
–
–
–
80
86
83
85
80
–
–
–
–
–
13
10
13
12
15
Full time ...................................................................
Part time ..................................................................
–
–
80
86
–
–
16
8
–
–
81
88
–
–
15
5
Union .......................................................................
Nonunion .................................................................
–
–
84
80
–
–
12
16
3
–
87
80
–
–
–
15
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
2
–
78
71
76
80
85
87
–
–
–
–
–
–
16
18
18
17
–
10
–
–
–
–
–
1
78
71
77
80
86
88
–
–
–
–
–
–
15
15
16
16
11
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
84
83
83
–
–
–
14
15
14
–
–
–
85
85
85
–
–
–
13
13
14
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Information ...........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ........
Professional and business services .....................
–
–
–
–
–
80
83
83
88
92
–
–
–
–
–
16
15
17
8
7
–
–
–
–
–
80
85
90
91
96
–
–
–
–
–
14
12
10
5
3
–
–
85
83
–
–
14
8
–
–
84
82
–
–
16
7
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 32. Outpatient mental healthcare benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
2
–
3
–
85
76
–
83
77
–
–
–
–
–
4
–
–
–
15
–
3
2
–
–
85
76
79
–
75
–
–
–
–
–
4
–
–
–
14
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
2
–
2
78
76
82
83
82
84
–
–
–
–
–
–
17
19
12
–
15
–
–
–
–
1
–
2
78
76
81
84
84
83
–
–
–
–
–
–
16
18
12
–
13
–
3
–
–
–
–
–
–
–
88
78
88
84
73
82
79
86
–
–
–
–
–
–
–
–
–
18
10
13
18
15
18
13
–
–
–
–
–
–
–
–
86
79
90
85
75
84
80
86
–
–
–
–
–
–
–
–
10
17
9
12
15
13
17
12
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 32. Standard errors for outpatient mental healthcare benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
1.5
–
1.2
–
1.8
–
1.3
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
0.2
–
–
–
–
2.6
2.0
3.9
3.7
9.2
2.2
2.5
3.0
–
–
–
–
–
–
–
–
1.7
1.8
2.6
–
6.1
2.0
2.1
2.4
–
–
–
–
–
–
–
–
3.0
2.3
4.6
–
13.6
2.4
2.4
3.2
–
–
–
–
–
–
–
–
1.5
2.2
1.9
–
8.5
2.2
1.9
2.3
–
–
–
–
–
5.3
3.2
2.7
2.5
4.8
–
–
–
–
–
3.3
3.1
2.6
2.4
4.5
–
–
–
–
–
6.2
3.0
3.2
3.0
5.5
–
–
–
–
–
3.9
2.7
2.9
2.7
5.1
Full time ...................................................................
Part time ..................................................................
–
–
1.6
3.9
–
–
1.3
1.7
–
–
1.9
4.6
–
–
1.3
1.3
Union .......................................................................
Nonunion .................................................................
–
–
2.4
1.7
–
–
2.1
1.3
0.7
–
2.7
2.0
–
–
–
1.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
0.6
–
3.7
7.2
4.3
1.9
1.1
1.4
–
–
–
–
–
–
3.6
6.4
2.4
1.8
–
1.3
–
–
–
–
–
0.4
4.3
8.3
5.1
2.3
1.2
1.5
–
–
–
–
–
–
4.2
7.1
2.2
2.1
1.1
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
2.1
3.3
2.6
–
–
–
2.1
2.8
2.7
–
–
–
2.6
3.9
3.2
–
–
–
2.3
3.3
3.0
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Information ...........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ........
Professional and business services .....................
–
–
–
–
–
1.9
2.5
4.2
2.1
3.5
–
–
–
–
–
1.4
2.5
4.2
1.7
3.4
–
–
–
–
–
2.2
2.5
3.4
1.8
1.8
–
–
–
–
–
1.4
2.5
3.4
1.4
1.7
–
–
4.0
3.7
–
–
4.0
2.4
–
–
4.5
4.3
–
–
4.5
2.3
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 32. Standard errors for outpatient mental healthcare benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
0.6
–
0.7
–
4.7
5.7
–
4.1
6.9
–
–
–
–
–
1.7
–
–
–
3.8
–
0.8
0.6
–
–
5.6
7.2
5.8
–
8.4
–
–
–
–
–
1.5
–
–
–
3.7
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.4
–
0.6
2.9
3.6
4.3
1.4
2.2
1.8
–
–
–
–
–
–
1.9
2.3
3.4
–
2.0
–
–
–
–
0.2
–
0.5
3.5
4.3
5.1
1.6
2.3
2.0
–
–
–
–
–
–
2.0
2.2
3.8
–
2.2
–
0.7
–
–
–
–
–
–
–
3.0
1.6
2.1
4.2
5.5
6.1
3.1
3.6
–
–
–
–
–
–
–
–
–
2.7
2.1
3.5
3.3
6.4
3.3
3.6
–
–
–
–
–
–
–
–
3.2
3.2
2.4
4.2
6.0
6.5
3.3
4.4
–
–
–
–
–
–
–
–
3.0
3.1
2.3
3.5
2.7
6.7
3.7
4.4
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 33. Inpatient substance abuse detoxification benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
4
92
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
6
–
6
5
–
2
–
–
–
91
90
91
93
92
94
97
92
90
–
–
–
–
–
–
–
–
–
–
3
–
–
6
–
1
3
4
–
–
–
–
–
89
91
92
92
92
–
–
–
–
–
3
5
2
3
1
Full time ...................................................................
Part time ..................................................................
4
–
92
88
–
–
–
1
Union .......................................................................
Nonunion .................................................................
6
4
92
92
–
2
–
3
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
2
4
6
7
92
87
94
91
92
91
–
–
–
–
–
–
1
(2)
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
5
–
91
90
91
–
–
–
4
–
5
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
4
2
–
–
16
–
2
2
92
95
90
97
84
90
95
96
–
–
–
–
–
–
–
–
–
–
6
1
–
5
–
–
Establishment characteristic
See footnotes at end of table.
Table 33. Inpatient substance abuse detoxification benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2
94
–
–
12
84
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
2
–
–
–
–
–
94
93
94
96
95
95
97
94
92
–
–
–
–
–
–
–
–
–
2
2
2
–
4
2
1
3
4
15
14
15
–
–
8
–
9
–
82
81
83
88
87
88
94
86
80
–
–
–
–
–
–
–
–
–
–
5
–
2
10
–
1
–
5
–
–
–
–
–
90
93
94
94
95
–
–
–
–
–
3
5
2
3
1
–
–
–
–
–
84
77
81
83
79
–
–
–
–
–
–
9
2
3
1
Full time ...................................................................
Part time ..................................................................
2
–
94
92
–
–
–
(2)
12
–
85
70
–
–
–
6
Union .......................................................................
Nonunion .................................................................
3
–
95
94
–
2
–
–
–
12
80
85
–
–
3
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
1
–
3
2
93
88
94
93
95
96
–
–
–
–
–
–
1
(2)
–
3
–
–
–
–
–
12
18
26
89
80
90
84
79
68
–
–
–
–
–
–
3
–
2
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
93
92
93
–
–
–
4
3
5
–
–
–
80
79
79
–
–
–
2
–
3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
2
–
–
–
–
–
–
–
95
97
96
98
97
92
96
97
–
–
–
–
–
–
–
–
–
1
3
(2)
(2)
6
1
2
11
–
–
–
–
–
–
–
85
82
73
89
–
82
92
90
–
–
–
–
–
–
–
–
–
9
15
7
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 33. Inpatient substance abuse detoxification benefits: Extent of
coverage by type of plan, private industry workers, National Compensation
Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
7
–
11
7
–
98
94
90
93
91
87
86
92
95
–
–
–
–
–
–
–
–
–
1
2
2
(2)
–
3
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
3
–
–
5
4
7
94
96
91
90
91
89
–
–
–
–
–
–
–
2
2
–
–
–
13
–
–
–
–
–
–
–
6
84
89
93
86
95
97
95
91
93
–
–
–
–
–
–
–
–
–
3
4
2
8
2
1
2
2
( )
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 33. Inpatient substance abuse detoxification benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
5
–
–
5
–
98
96
92
94
93
91
93
93
98
–
–
–
–
–
–
–
–
–
1
3
1
–
–
5
2
–
–
–
–
–
–
15
–
31
13
–
94
86
85
91
85
81
69
86
85
–
–
–
–
–
–
–
–
–
–
–
6
2
( )
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
2
1
3
95
96
93
94
94
94
–
–
–
–
–
–
2
2
1
–
–
–
6
–
–
20
17
22
92
96
80
76
80
73
–
–
–
–
–
–
2
1
7
–
3
–
–
4
–
–
–
–
–
–
2
92
93
94
89
96
99
95
90
97
–
–
–
–
–
–
–
–
–
3
–
2
6
2
1
3
2
( )
–
32
17
11
–
–
–
–
–
12
65
75
87
62
91
82
95
97
88
–
–
–
–
–
–
–
–
–
3
8
–
17
4
7
2
( )
–
(2)
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 33. Standard errors for inpatient substance abuse detoxification
benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
0.7
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.0
–
1.1
1.3
–
0.5
–
–
–
0.9
2.0
1.0
1.7
3.7
1.3
1.1
1.7
1.8
–
–
–
–
–
–
–
–
–
–
1.0
–
–
3.1
–
0.6
1.3
1.4
–
–
–
–
–
2.9
2.4
1.8
2.1
2.6
–
–
–
–
–
1.5
2.0
0.7
1.2
0.3
Full time ...................................................................
Part time ..................................................................
0.5
–
0.7
4.2
–
–
–
0.5
Union .......................................................................
Nonunion .................................................................
1.7
0.5
1.9
0.7
–
0.5
–
0.6
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
0.6
1.1
0.7
0.9
2.3
5.5
1.1
1.5
0.6
1.0
–
–
–
–
–
–
0.4
0.1
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
1.3
–
1.5
2.5
2.0
–
–
–
1.1
–
1.5
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.5
0.5
–
–
4.4
–
0.5
0.7
0.8
1.1
2.5
1.1
4.4
2.8
1.6
0.8
–
–
–
–
–
–
–
–
–
–
3.0
0.4
–
2.4
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 33. Standard errors for inpatient substance abuse detoxification benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.4
0.7
–
–
1.8
2.2
–
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
0.6
–
–
–
–
–
1.2
2.7
1.2
1.0
2.9
1.5
1.2
2.0
1.9
–
–
–
–
–
–
–
–
–
0.6
0.9
0.7
–
2.8
0.7
0.7
1.0
1.6
2.1
2.1
2.9
–
–
1.9
–
2.4
–
2.7
3.4
3.4
4.6
12.3
2.2
2.4
3.0
7.3
–
–
–
–
–
–
–
–
–
–
2.7
–
1.4
10.2
–
0.6
–
2.4
–
–
–
–
–
3.1
2.4
1.6
2.0
2.7
–
–
–
–
–
1.8
2.2
0.8
1.3
0.3
–
–
–
–
–
9.1
9.0
5.9
6.9
6.6
–
–
–
–
–
–
4.1
1.7
2.4
0.7
Full time ...................................................................
Part time ..................................................................
0.4
–
0.7
4.8
–
–
–
0.1
1.8
–
2.3
10.0
–
–
–
2.7
Union .......................................................................
Nonunion .................................................................
0.7
–
0.9
0.8
–
0.6
–
–
–
1.8
6.6
2.2
–
–
1.3
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
0.3
–
0.6
0.4
2.6
6.2
1.2
1.5
0.6
0.5
–
–
–
–
–
–
0.4
0.1
–
0.9
–
–
–
–
–
2.7
2.3
3.7
4.6
14.5
3.0
3.4
2.8
4.6
–
–
–
–
–
–
1.4
–
0.9
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.4
2.5
1.9
–
–
–
1.3
1.7
1.7
–
–
–
5.8
8.3
7.9
–
–
–
1.8
–
2.4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.6
–
–
–
–
–
–
–
0.9
1.1
2.6
1.0
2.5
3.2
1.9
0.6
–
–
–
–
–
–
–
–
–
0.6
2.5
0.2
0.1
3.2
0.6
0.8
1.4
–
–
–
–
–
–
–
2.2
4.1
6.9
5.0
–
8.0
2.7
3.4
–
–
–
–
–
–
–
–
–
3.7
8.6
2.7
–
–
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 33. Standard errors for inpatient substance abuse detoxification
benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
1.2
–
2.3
1.4
–
0.7
2.0
2.8
3.5
1.2
2.3
2.8
1.6
2.2
–
–
–
–
–
–
–
–
–
0.4
1.4
1.3
(3)
–
2.5
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.8
–
–
0.7
1.0
1.0
1.0
0.7
2.6
1.1
1.8
1.1
–
–
–
–
–
–
–
0.6
0.9
–
–
–
2.4
–
–
–
–
–
–
–
1.4
2.0
2.0
1.5
2.5
1.4
0.8
1.1
5.6
1.5
–
–
–
–
–
–
–
–
–
1.8
1.8
0.9
4.3
0.8
0.5
0.9
(3)
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 33. Standard errors for inpatient substance abuse detoxification benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
Fee-for-service plan
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Health maintenance organization
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
–
–
–
–
0.9
–
–
1.2
–
0.6
1.8
3.3
4.4
1.4
4.5
3.3
1.5
1.0
–
–
–
–
–
–
–
–
–
0.5
1.8
0.7
–
–
4.0
1.5
–
–
–
–
–
–
3.0
–
3.9
3.5
–
3.6
7.1
5.7
5.5
3.0
5.9
3.9
3.5
9.1
–
–
–
–
–
–
–
–
–
–
–
4.2
0.1
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.3
0.3
0.6
1.1
0.9
3.0
1.0
1.7
1.0
–
–
–
–
–
–
0.6
0.8
0.5
–
–
–
1.3
–
–
3.3
5.0
3.6
2.0
1.1
6.0
3.5
5.1
3.7
–
–
–
–
–
–
1.6
0.6
4.3
–
1.5
–
–
1.1
–
–
–
–
–
–
0.3
3.3
1.2
1.9
2.4
1.3
0.6
1.1
6.5
1.0
–
–
–
–
–
–
–
–
–
2.3
–
1.0
4.3
0.8
0.4
1.0
(3)
–
8.7
4.9
3.1
–
–
–
–
–
3.0
9.2
9.2
3.7
6.4
3.9
7.9
2.6
2.6
3.1
–
–
–
–
–
–
–
–
–
2.9
8.8
–
12.0
2.2
4.1
(3)
–
0.1
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 34. Inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
3
73
7
17
2
76
6
16
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
6
–
6
–
–
–
–
–
72
74
71
72
81
–
82
78
–
6
–
–
–
–
–
7
–
–
–
19
16
–
12
–
–
–
–
–
–
–
–
–
77
78
76
–
80
75
86
81
–
–
–
–
–
6
–
6
13
15
11
–
19
–
10
–
–
–
–
–
–
77
79
75
76
73
–
–
7
–
–
10
16
–
15
19
–
–
–
–
–
80
82
77
77
76
–
–
7
–
–
8
14
–
15
17
Full time ...................................................................
Part time ..................................................................
3
–
72
78
7
–
18
10
2
–
76
83
6
–
16
6
Union .......................................................................
Nonunion .................................................................
–
3
79
72
–
8
13
18
3
–
84
75
–
7
–
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
5
6
72
64
–
73
76
78
–
–
–
6
6
5
19
19
–
–
13
11
–
–
1
–
2
2
74
69
71
76
81
83
–
–
–
4
5
–
17
16
–
–
11
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
75
73
76
6
–
5
–
15
–
–
–
–
78
77
79
6
–
5
–
13
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ........
Professional and business services .....................
3
–
–
–
–
–
72
77
–
84
68
84
7
5
–
–
–
–
17
–
–
10
18
9
2
–
–
–
–
–
76
81
80
88
–
90
6
4
–
–
–
–
16
–
16
7
–
5
–
–
79
79
–
–
14
9
–
–
83
81
–
–
15
8
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 34. Inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services:
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
82
–
–
–
6
–
–
4
83
68
–
–
5
–
10
6
68
64
2
–
19
–
–
4
77
67
–
–
16
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
4
–
6
71
–
74
74
74
74
9
–
9
6
–
6
–
–
–
17
19
14
–
–
–
1
–
2
74
72
78
78
79
77
8
–
–
5
–
–
–
19
11
15
16
–
9
6
–
–
–
–
4
75
67
85
76
–
76
69
–
–
–
–
–
–
–
–
–
9
17
–
17
–
–
3
–
–
–
–
2
81
71
87
77
73
78
81
–
–
–
–
–
–
–
12
–
9
17
18
16
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 34. Standard errors for inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
1.6
1.3
1.3
0.4
1.8
1.3
1.3
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
1.0
–
1.1
–
–
–
–
–
2.5
2.6
3.8
5.0
7.2
–
2.5
2.8
–
1.5
–
–
–
–
–
1.5
–
–
–
3.6
6.4
–
2.2
–
–
–
–
–
–
–
–
–
2.9
3.0
4.4
–
9.2
2.6
2.3
3.1
–
–
–
–
–
1.7
–
1.9
1.5
2.1
1.9
–
8.9
–
2.1
–
–
–
–
–
–
4.1
3.7
2.8
3.1
4.6
–
–
1.7
–
–
2.6
3.4
–
3.1
4.3
–
–
–
–
–
5.2
3.6
3.2
3.8
5.2
–
–
2.0
–
–
2.9
3.2
–
3.6
4.9
Full time ...................................................................
Part time ..................................................................
0.5
–
1.7
4.4
1.3
–
1.3
1.9
0.4
–
1.9
4.7
1.3
–
1.4
1.5
Union .......................................................................
Nonunion .................................................................
–
0.5
2.6
1.8
–
1.4
2.2
1.3
0.6
–
2.8
2.0
–
1.5
–
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
0.7
0.9
4.0
7.7
–
2.1
1.4
2.1
–
–
–
1.5
0.9
1.3
3.6
6.4
–
–
1.1
1.2
–
–
0.2
–
0.6
0.4
4.5
8.2
5.0
2.4
1.3
2.2
–
–
–
1.1
0.9
–
4.1
7.1
–
–
1.1
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
2.1
4.4
3.0
1.3
–
1.2
–
2.9
–
–
–
–
2.8
5.9
3.5
1.6
–
1.4
–
3.4
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ........
Professional and business services .....................
0.5
–
–
–
–
–
1.9
2.5
–
2.5
5.6
3.7
1.6
1.1
–
–
–
–
1.4
–
–
1.9
5.2
3.6
0.5
–
–
–
–
–
2.1
2.6
4.2
2.0
–
2.7
1.6
1.2
–
–
–
–
1.4
–
4.1
1.8
–
2.2
–
–
4.9
3.8
–
–
4.0
2.5
–
–
4.5
4.0
–
–
4.4
2.3
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 34. Standard errors for inpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services:
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
4.1
–
–
–
1.9
–
–
0.9
4.7
7.3
–
–
1.6
–
2.2
1.3
5.0
7.1
0.7
–
4.3
–
–
1.1
5.6
8.5
–
–
4.7
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.6
–
0.9
2.9
–
4.6
1.7
2.7
2.0
2.1
–
2.8
1.1
–
1.6
–
–
–
1.5
2.2
1.8
–
–
–
0.2
–
0.6
3.3
4.2
4.7
1.8
2.6
2.3
2.3
–
–
1.2
–
–
–
2.4
3.8
1.6
2.4
–
1.6
1.7
–
–
–
–
0.8
5.5
2.7
2.5
4.6
–
6.2
4.3
–
–
–
–
–
–
–
–
–
2.0
6.1
–
6.6
–
–
0.7
–
–
–
–
0.3
4.3
3.7
3.0
5.2
6.3
6.5
4.4
–
–
–
–
–
–
–
3.4
–
2.3
6.2
2.9
6.8
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 35. Outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2
75
5
18
–
77
6
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
3
–
–
1
–
–
–
–
76
81
74
77
79
–
83
77
–
3
–
–
–
–
–
5
–
–
15
–
16
–
12
–
–
–
–
–
–
–
–
–
78
82
76
–
74
75
86
78
–
–
–
–
–
6
–
6
13
15
11
–
19
–
10
–
–
–
–
–
–
73
80
74
74
74
–
–
7
–
–
16
16
–
19
17
–
–
–
–
–
72
82
76
75
76
–
–
7
–
–
15
14
–
18
16
Full time ...................................................................
Part time ..................................................................
2
–
75
82
5
–
18
10
–
–
76
84
6
–
–
7
Union .......................................................................
Nonunion .................................................................
–
–
79
75
5
6
–
–
3
–
83
76
–
6
–
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
2
2
75
69
–
74
80
84
–
–
–
5
4
–
18
18
–
–
14
–
–
–
–
–
–
1
75
69
71
75
82
86
–
–
–
4
4
–
17
16
19
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
77
80
–
4
–
–
–
15
–
–
–
–
78
82
77
4
–
–
–
14
19
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Information ...........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ........
Professional and business services .....................
–
–
–
–
–
75
78
–
85
90
6
5
–
–
–
–
–
–
10
9
–
–
–
–
–
76
81
83
88
95
6
5
–
–
–
–
14
15
7
5
–
–
84
80
–
–
15
8
–
–
84
80
–
–
16
7
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 35. Outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services:
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
81
–
–
–
5
–
–
3
81
69
–
–
4
–
–
–
–
70
–
–
–
16
–
–
77
68
–
–
17
16
1 to 99 workers ........................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
2
–
3
73
77
77
77
77
7
–
4
–
6
–
13
16
18
14
–
–
1
–
2
74
76
79
80
78
–
–
5
–
–
17
12
15
16
–
3
–
–
–
–
–
–
83
–
86
77
–
77
81
–
–
–
–
–
–
4
–
–
10
19
–
17
–
–
–
–
–
–
–
–
84
72
89
77
71
78
83
–
–
–
–
–
–
–
11
17
9
18
18
16
13
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate
that no data were reported or that data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 35. Standard errors for outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011
All plans
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
1.6
1.0
1.3
–
1.9
1.3
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.8
–
–
0.2
–
–
–
–
2.7
2.3
3.9
3.8
9.5
–
2.5
3.2
–
0.9
–
–
–
–
–
1.4
–
–
2.7
–
6.4
–
2.2
–
–
–
–
–
–
–
–
–
3.0
2.4
4.6
–
14.0
2.5
2.4
3.6
–
–
–
–
–
1.6
–
1.6
1.5
2.2
1.9
–
8.9
–
2.2
–
–
–
–
–
–
5.6
3.6
2.9
3.2
4.8
–
–
1.7
–
–
3.3
3.5
–
3.4
4.3
–
–
–
–
–
6.6
3.5
3.4
3.9
5.3
–
–
2.0
–
–
3.9
3.2
–
3.8
4.9
Full time ...................................................................
Part time ..................................................................
0.5
–
1.7
4.1
1.1
–
1.4
1.9
–
–
2.0
4.8
1.3
–
–
1.5
Union .......................................................................
Nonunion .................................................................
–
–
2.5
1.8
1.3
1.2
–
–
0.7
–
2.9
2.1
–
1.4
–
–
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
0.6
0.7
3.9
7.1
–
2.0
1.2
1.5
–
–
–
1.1
0.6
–
3.6
6.4
–
–
1.1
–
–
–
–
–
–
0.4
4.5
8.3
5.0
2.4
1.3
1.5
–
–
–
1.0
0.7
–
4.1
7.1
2.2
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
2.5
3.6
–
0.9
–
–
–
2.9
–
–
–
–
3.0
4.3
3.8
1.1
–
–
–
3.4
3.8
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Information ...........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ........
Professional and business services .....................
–
–
–
–
–
1.9
2.5
–
2.2
3.6
1.3
1.0
–
–
–
–
–
–
1.9
3.5
–
–
–
–
–
2.2
2.6
3.9
2.1
2.2
1.6
1.2
–
–
–
–
2.6
4.0
1.8
2.2
–
–
4.0
3.9
–
–
4.0
2.4
–
–
4.5
4.4
–
–
4.5
2.3
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 35. Standard errors for outpatient substance abuse rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2011—Continued
All plans
Characteristics
Full
coverage
Coverage
with limits1
Fee-for-service plan
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Professional and technical services .................
Education and health services .............................
Educational services:
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
4.7
–
–
–
1.8
–
–
0.9
5.7
7.4
–
–
1.5
–
–
–
–
7.0
–
–
–
4.0
–
–
5.2
8.5
–
–
4.7
3.6
1 to 99 workers ........................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
0.5
–
0.7
2.8
4.6
1.5
2.5
1.9
1.8
–
1.0
–
1.6
–
3.4
1.5
2.2
1.9
–
–
0.2
–
0.6
3.4
5.2
1.8
2.6
2.4
–
–
1.2
–
–
2.1
3.9
1.7
2.4
–
0.8
–
–
–
–
–
–
4.0
–
2.4
6.3
–
6.2
3.4
–
–
–
–
–
–
1.1
–
–
2.2
5.9
–
6.6
–
–
–
–
–
–
–
–
4.0
4.0
2.4
6.8
6.4
6.6
4.6
–
–
–
–
–
–
–
3.4
2.8
2.3
6.2
2.9
6.9
4.5
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
Pacific ......................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement that the
participant pay a percentage of costs (coinsurance), or a requirement that the participant
pay a specific amount (deductible or copayment) before reimbursement begins or services
are rendered.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 36. Mental healthcare and substance abuse treatment benefits: Coverage for selected
services, private industry workers, National Compensation Survey, 2011
(All workers participating in medical care plans = 100 percent)
Characteristics
All workers ...............................................................
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
96
82
96
76
77
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
97
97
97
96
94
96
98
95
95
83
85
82
82
85
79
86
–
84
97
97
98
98
94
96
98
95
93
78
79
76
76
83
–
83
–
80
79
82
78
78
83
–
84
–
79
95
95
94
95
93
84
84
83
84
81
93
93
95
94
95
79
80
76
78
74
77
80
75
75
75
Full time ...................................................................
Part time ..................................................................
96
93
82
86
96
93
75
83
77
83
Union .......................................................................
Nonunion .................................................................
98
95
88
81
98
96
85
75
82
76
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
93
88
95
95
98
98
78
71
77
82
87
89
94
90
96
95
98
98
73
67
–
76
81
84
75
69
–
76
82
86
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
95
96
95
85
84
85
94
94
94
78
76
78
78
80
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
96
95
90
97
100
99
97
99
81
83
83
88
–
92
–
–
97
96
94
98
100
95
97
98
75
78
–
84
82
88
–
–
77
78
–
85
–
91
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 36. Mental healthcare and substance abuse treatment benefits: Coverage for selected
services, private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in medical care plans = 100 percent)
Characteristics
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
99
98
95
100
97
97
98
97
97
–
86
88
94
78
–
85
80
–
99
98
95
100
98
96
98
98
99
–
81
83
89
–
–
78
71
–
–
84
84
90
–
–
–
73
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
97
97
95
95
95
96
79
77
85
84
83
86
97
97
96
95
95
96
74
–
79
78
76
79
75
–
81
79
78
80
97
96
96
93
96
97
95
93
98
90
82
89
86
75
83
79
–
86
97
96
97
92
96
98
95
92
99
84
73
88
81
–
77
–
–
73
86
–
87
79
–
78
–
–
82
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 36. Standard errors for mental healthcare and substance abuse treatment benefits: Coverage
for selected services, private industry workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
0.7
1.5
0.6
1.7
1.6
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.7
1.0
0.7
1.1
3.5
1.5
1.1
2.0
1.4
2.6
2.0
3.9
3.7
6.3
2.2
2.4
–
2.8
0.7
1.0
0.7
0.7
3.1
1.5
1.1
2.0
1.7
2.6
2.3
3.9
4.8
6.6
–
2.6
–
2.9
2.6
2.2
3.9
3.7
6.6
–
2.3
–
3.1
2.3
1.7
1.3
1.6
2.5
4.2
3.3
2.8
2.6
4.8
2.8
2.1
1.4
1.7
2.3
3.8
3.7
2.8
3.2
4.5
4.8
3.7
3.0
3.5
4.6
Full time ...................................................................
Part time ..................................................................
0.6
4.0
1.7
3.9
0.6
4.0
1.7
4.1
1.7
4.0
Union .......................................................................
Nonunion .................................................................
0.5
0.8
2.2
1.7
0.6
0.7
2.3
1.8
2.4
1.8
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2.0
4.9
1.0
1.2
0.5
0.6
3.7
7.2
4.4
1.8
1.1
1.3
2.1
5.1
0.9
1.3
0.5
0.6
3.9
7.4
–
1.9
1.3
1.8
3.9
7.1
–
1.8
1.1
1.3
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.1
1.9
1.5
2.3
3.3
2.9
1.3
2.2
1.6
2.4
4.1
3.2
2.8
3.6
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.8
1.2
3.6
0.9
0.2
1.2
1.6
0.6
1.9
2.5
4.2
2.1
–
3.5
–
–
0.8
1.1
3.0
0.9
0.2
2.4
1.6
0.6
1.9
2.5
–
2.5
5.2
3.4
–
–
1.9
2.5
–
2.2
–
3.6
–
–
Establishment characteristic
See footnotes at end of table.
Table 36. Standard errors for mental healthcare and substance abuse treatment benefits: Coverage
for selected services, private industry workers, National Compensation Survey, 2011—Continued
Characteristics
Inpatient
mental
healthcare
Outpatient
mental
healthcare
Inpatient
Inpatient
Outpatient
substance abuse substance abuse substance abuse
detoxification
rehabilitation
rehabilitation
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
0.4
1.1
2.3
(2)
0.9
2.5
1.1
0.9
1.3
–
4.0
3.1
2.1
5.7
–
4.0
7.1
–
0.4
1.4
2.3
(2)
0.7
2.5
1.2
0.6
0.8
–
4.8
3.5
2.8
–
–
4.5
7.4
–
–
4.0
3.4
2.7
–
–
–
7.2
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.8
0.7
1.8
0.9
1.4
1.2
2.8
3.6
3.7
1.5
2.1
2.0
0.8
0.7
1.7
0.8
1.4
1.1
2.9
–
4.1
1.7
2.6
2.0
2.8
–
4.1
1.7
2.4
2.1
1.8
2.5
1.1
3.3
1.0
0.7
1.0
5.0
1.1
3.3
2.6
2.2
3.7
5.4
6.1
3.1
–
3.6
1.8
1.8
1.0
4.3
1.0
0.7
0.9
5.6
0.5
5.2
2.7
2.2
5.8
–
6.3
–
–
4.5
4.3
–
2.3
5.8
–
6.3
–
–
3.4
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
2 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 37. Mental healthcare benefits: Median number of days or visits1covered per year for
selected services by type of plan, private industry workers, National Compensation Survey,
2011
(Includes all workers participating in plans with specified day limits)
Inpatient care
Characteristics
All plans
All workers ...............................................................
Fee-for-service
plans
Outpatient care
Health
maintenance
organizations
All plans
Fee-for-service
plans
30
30
30
30
30
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
–
–
30
30
30
30
30
30
30
30
–
20
20
–
–
30
30
30
–
–
–
20
–
–
30
30
30
30
30
30
30
30
30
30
–
30
30
30
30
–
–
30
30
–
–
–
30
30
30
Full time ...................................................................
Part time ..................................................................
30
30
30
30
30
30
30
–
30
–
Union .......................................................................
Nonunion .................................................................
30
30
30
30
25
30
30
26
30
30
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
30
30
30
30
30
30
30
30
30
30
30
30
–
30
30
30
30
30
20
–
20
30
30
30
20
–
30
30
30
35
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
30
30
30
30
30
30
30
30
30
30
–
30
30
–
35
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
30
30
30
30
30
–
30
30
30
30
30
30
30
–
30
30
30
30
–
–
–
30
30
30
30
20
30
20
–
–
–
–
30
20
30
20
–
50
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 37. Mental healthcare benefits: Median number of days or visits1covered per year for
selected services by type of plan, private industry workers, National Compensation Survey,
2011—Continued
(Includes all workers participating in plans with specified day limits)
Inpatient care
Characteristics
All plans
Fee-for-service
plans
Outpatient care
Health
maintenance
organizations
All plans
Fee-for-service
plans
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
30
30
30
–
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
–
–
–
30
30
30
30
45
–
30
–
20
25
–
30
–
–
–
30
30
–
30
30
–
35
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
–
20
30
30
30
35
30
30
30
30
30
40
–
30
30
30
30
30
30
30
30
–
30
30
30
30
30
30
30
30
–
30
30
–
30
–
–
40
30
25
30
30
45
30
–
20
–
20
–
30
30
45
30
30
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 This table includes data from some plans that were obtained
from employers prior to the effective date of the Mental Health Parity
and Addiction Equity Act of 2008.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not
meet publication criteria. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 37. Standard errors for mental healthcare benefits: Median number of days or
visits1covered per year for selected services by type of plan, private industry workers,
National Compensation Survey, 2011
Inpatient care
Characteristics
All plans
All workers ...............................................................
Fee-for-service
plans
Outpatient care
Health
maintenance
organizations
All plans
Fee-for-service
plans
0.0
0.0
0.0
0.8
0.0
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.0
–
–
0.0
0.0
0.0
0.0
3.6
3.6
6.6
7.2
–
0.0
0.0
–
–
1.0
0.0
4.8
–
–
–
0.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.7
0.0
–
0.0
0.0
0.0
4.0
–
–
1.6
2.8
–
–
–
0.0
5.3
8.8
Full time ...................................................................
Part time ..................................................................
0.0
0.0
0.0
0.0
0.0
9.0
0.0
–
0.0
–
Union .......................................................................
Nonunion .................................................................
0.0
0.0
0.0
0.0
6.7
0.0
1.0
6.2
5.6
0.0
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
–
4.3
1.8
0.0
5.8
1.0
–
3.7
0.0
1.0
8.2
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
0.0
3.4
–
5.2
8.4
–
7.9
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
–
–
0.0
0.0
0.0
7.3
3.4
4.8
0.0
–
–
–
–
0.0
5.1
2.5
0.0
–
11.9
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 37. Standard errors for mental healthcare benefits: Median number of days or
visits1covered per year for selected services by type of plan, private industry workers,
National Compensation Survey, 2011—Continued
Inpatient care
Characteristics
All plans
Fee-for-service
plans
Outpatient care
Health
maintenance
organizations
All plans
Fee-for-service
plans
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.5
0.0
0.0
0.0
0.0
3.9
1.0
–
–
–
0.0
0.0
0.0
7.2
12.8
–
5.9
–
0.0
6.9
–
1.4
–
–
–
0.0
0.0
–
6.6
1.7
–
6.2
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
2.4
0.0
7.8
6.7
0.8
3.2
1.0
0.0
6.3
5.3
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
4.4
–
1.3
–
–
9.5
0.0
6.0
0.0
0.0
10.1
3.1
–
2.0
–
0.0
–
0.0
5.0
5.4
0.0
5.2
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 This table includes data from some plans that were obtained
from employers prior to the effective date of the Mental Health Parity
and Addiction Equity Act of 2008.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not
meet publication criteria. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 38. Substance abuse treatment benefits: Median number of days1 covered per year for selected
services by type of plan, private industry workers, National Compensation Survey, 2011
(Includes all workers participating in plans with specified day limits)
Inpatient
rehabilitation
Inpatient detoxification
Characteristics
All plans
All workers ...............................................................
Fee-forservice
plans
Health
maintenance
organizations
All plans
Outpatient
rehabilitation
Fee-forservice
plans
All plans
Fee-forservice
plans
30
30
30
30
30
30
30
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
–
30
–
–
30
30
30
–
30
30
30
30
30
–
30
–
30
30
30
30
–
30
30
30
–
30
30
35
30
–
–
–
–
–
–
35
35
35
–
–
30
–
–
50
30
30
30
30
–
30
30
30
30
–
–
30
25
–
25
30
30
30
30
30
30
30
30
30
30
52
30
30
35
30
52
30
30
35
30
Full time ...................................................................
Part time ..................................................................
30
–
30
–
30
–
30
30
30
30
30
30
30
30
Union .......................................................................
Nonunion .................................................................
30
30
30
30
25
30
30
30
30
30
45
30
45
30
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
30
25
30
30
30
30
30
25
30
30
30
30
–
–
30
30
30
–
30
30
–
30
30
30
30
30
30
30
30
30
–
45
–
30
35
35
30
45
30
30
35
35
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
30
30
30
30
30
30
45
–
–
30
30
30
30
30
30
35
52
–
40
52
35
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
30
30
30
25
30
–
30
30
30
30
30
–
30
–
30
30
30
30
–
30
–
7
7
7
30
30
–
30
30
–
–
–
30
30
30
30
–
30
–
–
30
30
–
30
–
50
–
–
30
30
30
–
–
50
–
–
Establishment characteristic
See footnotes at end of table.
Table 38. Substance abuse treatment benefits: Median number of days1 covered per year for selected
services by type of plan, private industry workers, National Compensation Survey, 2011—Continued
(Includes all workers participating in plans with specified day limits)
Inpatient
rehabilitation
Inpatient detoxification
Characteristics
All plans
Fee-forservice
plans
Health
maintenance
organizations
All plans
Outpatient
rehabilitation
Fee-forservice
plans
All plans
Fee-forservice
plans
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
30
30
–
–
30
30
30
30
30
30
30
–
–
30
30
30
30
30
–
–
–
–
20
–
–
–
–
–
30
30
–
–
–
30
30
–
–
30
30
30
30
–
30
30
–
–
–
–
20
–
–
–
35
–
–
–
30
–
35
–
–
35
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
30
30
30
30
30
30
30
30
30
30
30
30
30
30
–
25
–
25
30
–
30
30
30
30
30
30
30
30
30
30
30
–
30
30
30
40
30
–
30
35
30
45
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
60
7
–
–
–
25
30
30
–
30
30
30
–
30
–
30
–
30
30
30
30
30
–
30
24
–
30
35
–
20
–
30
40
50
30
–
–
20
–
30
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Pacific ......................................................................
1 This table includes data from some plans that were obtained from
employers prior to the effective date of the Mental Health Parity and Addiction
Equity Act of 2008.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 38. Standard errors for substance abuse treatment benefits: Median number of days1 covered
per year for selected services by type of plan, private industry workers, National Compensation
Survey, 2011
Inpatient
rehabilitation
Inpatient detoxification
Characteristics
All plans
All workers ...............................................................
Fee-forservice
plans
Health
maintenance
organizations
All plans
Outpatient
rehabilitation
Fee-forservice
plans
All plans
Fee-forservice
plans
0.0
0.0
0.6
0.0
0.0
0.0
0.0
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
6.5
–
–
0.0
0.0
0.6
–
0.0
0.0
0.0
0.0
0.0
–
0.0
–
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
–
0.0
6.9
9.6
6.7
–
–
–
–
–
–
4.2
8.8
4.2
–
–
0.0
–
–
13.4
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
–
7.6
3.4
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6
7.1
0.0
6.2
0.0
6.8
6.9
0.0
6.0
0.0
Full time ...................................................................
Part time ..................................................................
0.0
–
0.0
–
0.4
–
0.0
0.0
0.0
0.0
0.0
0.0
1.4
0.0
Union .......................................................................
Nonunion .................................................................
0.0
0.0
0.0
0.0
6.2
0.0
0.0
0.0
0.0
0.0
11.7
0.0
3.1
0.0
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
2.9
5.3
0.0
0.0
0.0
0.0
2.9
5.0
0.0
0.0
0.0
0.0
–
–
2.8
4.8
6.1
–
0.0
1.4
–
0.0
0.0
0.0
0.0
2.0
0.0
0.0
0.0
0.0
–
10.8
–
5.0
3.1
6.7
4.3
8.8
0.0
5.5
1.0
7.0
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
11.9
–
–
0.0
0.0
0.0
0.0
0.0
0.0
6.3
1.5
–
11.4
0.6
4.4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.0
1.1
0.0
6.7
0.0
–
0.0
0.0
0.0
1.0
0.0
–
0.0
–
0.0
0.0
1.8
6.0
–
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
–
–
–
0.0
0.0
0.0
0.0
–
8.2
–
–
0.0
0.0
–
5.6
–
0.4
–
–
0.0
0.8
0.0
–
–
5.9
–
–
Establishment characteristic
See footnotes at end of table.
Table 38. Standard errors for substance abuse treatment benefits: Median number of days1 covered
per year for selected services by type of plan, private industry workers, National Compensation
Survey, 2011—Continued
Inpatient
rehabilitation
Inpatient detoxification
Characteristics
All plans
Fee-forservice
plans
Health
maintenance
organizations
All plans
Outpatient
rehabilitation
Fee-forservice
plans
All plans
Fee-forservice
plans
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
0.0
0.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
2.8
0.0
0.0
–
–
–
–
2.8
–
–
–
–
–
0.0
4.7
–
–
–
0.0
0.0
–
–
0.0
0.0
8.5
0.0
–
0.0
0.0
–
–
–
–
0.0
–
–
–
4.3
–
–
–
0.0
–
4.5
–
–
4.5
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
3.7
–
6.1
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
3.9
4.5
3.5
7.4
0.0
–
5.7
6.8
2.5
6.4
0.0
0.0
0.0
0.0
0.0
5.5
7.4
0.0
0.0
0.0
0.0
0.0
0.0
6.1
7.8
0.0
0.0
0.0
–
–
–
5.0
0.0
0.0
–
0.0
0.0
0.0
–
0.0
–
0.0
–
0.0
0.0
0.0
0.0
0.0
–
0.0
1.7
–
2.4
8.7
–
0.0
–
0.0
11.1
10.6
6.4
–
–
0.0
–
2.1
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Pacific ......................................................................
1 This table includes data from some plans that were obtained from
employers prior to the effective date of the Mental Health Parity and Addiction
Equity Act of 2008.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 39. Dental care benefits: Coverage for selected services, private industry workers, National
Compensation Survey, 2011
(All workers participating in dental care plans = 100 percent)
Orthodontia
Characteristics
All workers ...............................................................
Preventive
services
Basic
services
Major
services
Employee
and
dependent
Total
Dependent
only
100
100
97
78
46
33
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
99
97
98
97
98
99
96
96
96
99
77
74
80
84
–
80
79
81
79
48
43
51
38
–
53
61
49
45
29
31
28
46
–
27
18
32
34
100
100
100
100
100
97
100
99
99
100
97
100
97
97
96
76
81
74
72
76
49
42
32
34
30
27
39
42
38
47
Full time ...................................................................
Part time ..................................................................
100
100
100
100
97
98
78
85
45
53
33
32
Union .......................................................................
Nonunion .................................................................
100
100
99
100
99
97
87
77
44
46
43
31
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
100
100
99
100
100
100
97
96
97
96
98
97
73
73
77
77
81
81
40
42
46
42
49
51
33
31
31
35
32
30
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
99
98
99
98
98
97
75
74
75
39
39
37
36
34
38
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
97
97
95
96
100
94
92
97
96
79
78
82
73
83
84
85
86
85
47
44
32
59
–
43
–
45
43
32
34
50
13
–
41
–
41
42
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 39. Dental care benefits: Coverage for selected services, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Orthodontia
Characteristics
Preventive
services
Basic
services
Major
services
Employee
and
dependent
Total
Dependent
only
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
97
94
97
99
99
98
97
98
98
100
100
87
76
75
73
90
80
73
84
82
79
77
46
32
55
52
–
40
34
45
41
–
–
41
44
21
20
–
41
39
40
41
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
100
100
100
100
100
100
98
97
98
97
97
97
70
67
75
83
81
85
42
35
52
48
48
47
28
32
22
35
32
38
100
100
100
100
100
100
100
100
100
100
100
100
100
99
100
100
100
100
92
97
99
97
96
98
98
96
98
67
80
82
68
76
80
88
79
79
34
38
30
43
58
47
54
44
57
34
41
51
26
19
32
34
34
22
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 39. Standard errors for dental care benefits: Coverage for selected services, private industry
workers, National Compensation Survey, 2011
Orthodontia
Characteristics
Preventive
services
Basic
services
Major
services
Employee
and
dependent
Total
Dependent
only
(1)
0.1
0.4
1.7
2.0
1.7
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
0.1
(1)
(1)
(1)
(1)
(1)
0.5
0.5
0.7
0.6
0.7
0.7
0.8
1.5
1.0
0.6
2.6
5.0
2.7
3.7
–
2.1
3.8
2.3
6.4
3.0
4.7
4.1
6.6
–
3.2
4.6
3.7
6.2
2.2
2.9
3.4
8.3
–
2.8
3.6
3.5
6.3
(1)
(1)
(1)
(1)
(1)
1.4
(1)
0.7
1.2
(1)
1.5
0.1
1.1
1.3
1.9
13.2
4.9
3.5
4.4
5.7
10.5
7.1
3.3
4.2
5.3
7.5
8.1
3.9
4.7
7.1
Full time ...................................................................
Part time ..................................................................
(1)
(1)
0.1
(1)
0.4
1.1
1.7
3.0
2.1
5.8
1.7
6.7
Union .......................................................................
Nonunion .................................................................
(1)
(1)
0.3
0.1
0.4
0.5
3.4
1.9
3.6
2.3
5.0
1.9
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
0.4
0.1
0.1
0.1
1.2
2.7
0.6
0.7
0.5
0.7
5.4
9.4
2.6
2.5
1.9
2.9
7.3
9.4
3.4
3.3
2.1
2.8
8.8
9.0
2.9
2.6
1.9
2.6
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
(1)
(1)
(1)
0.7
1.1
0.8
0.8
1.1
1.0
3.7
11.7
3.9
3.7
8.2
3.8
3.7
6.9
4.4
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
0.4
1.2
3.1
1.8
0.4
4.7
3.7
0.8
1.0
2.0
3.1
6.4
3.5
8.1
6.2
6.2
2.3
2.4
2.5
3.3
6.1
4.3
–
11.9
–
3.7
3.7
2.1
3.7
7.5
3.1
–
11.1
–
3.3
2.8
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 39. Standard errors for dental care benefits: Coverage for selected services, private industry
workers, National Compensation Survey, 2011—Continued
Orthodontia
Characteristics
Preventive
services
Basic
services
Major
services
Employee
and
dependent
Total
Dependent
only
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
1.2
2.1
1.1
0.4
1.3
0.9
1.6
0.9
1.0
(1)
(1)
3.3
5.1
4.2
7.2
4.5
3.7
5.9
2.1
4.1
8.9
10.2
5.3
5.5
5.1
7.4
–
5.5
4.9
4.2
6.4
–
–
4.4
5.0
4.2
5.9
–
6.0
7.4
4.5
6.8
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
0.2
0.1
0.4
0.7
0.7
1.2
0.5
0.7
0.7
3.3
3.8
5.3
1.6
2.9
1.7
3.9
4.7
5.9
2.3
3.5
3.1
2.8
3.8
4.5
2.2
4.4
3.3
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
0.1
(1)
(1)
0.7
(1)
(1)
0.1
0.2
2.5
1.3
0.3
1.0
1.4
1.3
0.9
1.6
1.1
6.0
3.7
4.2
4.4
3.2
5.0
4.1
7.0
5.7
2.7
7.5
3.0
4.0
3.0
7.7
6.2
8.9
5.1
5.7
5.8
4.9
3.6
2.9
8.8
5.4
4.6
2.5
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1
2
Less than 0.05.
The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 40. Dental care benefits: Extent of coverage for selected services, private industry workers, National
Compensation Survey, 2011
(All workers participating in dental care plans = 100 percent)
Preventive services
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Basic services
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
7
93
–
–
1
99
–
(2)
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
7
6
–
–
–
8
8
7
4
93
94
92
97
99
92
92
93
96
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
99
99
99
100
100
99
100
99
98
–
–
–
–
–
–
–
–
–
(2)
–
(2)
–
–
–
–
–
1
–
–
–
–
–
97
96
94
95
91
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
97
99
98
97
99
–
–
–
–
–
3
–
1
1
–
Full time ...................................................................
Part time ..................................................................
6
–
94
88
–
–
–
–
–
–
99
100
–
–
(2)
–
Union .......................................................................
Nonunion .................................................................
9
6
91
94
–
–
–
–
–
–
98
99
–
–
1
(2)
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
10
6
6
5
95
90
90
94
94
95
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
100
100
99
99
99
98
–
–
–
–
–
–
–
–
1
(2)
(2)
(2)
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
6
–
–
94
93
96
–
–
–
–
–
–
–
–
–
97
96
98
–
–
–
1
2
1
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
7
10
–
–
–
–
–
6
7
93
90
84
89
97
97
95
94
93
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
99
99
95
100
99
100
100
100
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 40. Dental care benefits: Extent of coverage for selected services,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Major services
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
97
2
–
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
97
98
97
98
99
96
96
96
99
2
–
2
–
–
4
–
3
–
–
(2)
–
–
–
–
–
–
1
–
–
–
–
–
97
100
97
97
96
–
–
–
–
–
3
–
1
1
–
Full time ...................................................................
Part time ..................................................................
–
–
97
98
2
–
–
–
Union .......................................................................
Nonunion .................................................................
–
–
99
97
–
3
1
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
97
96
97
96
98
97
–
–
2
3
2
2
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
97
98
97
–
–
–
1
2
1
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
–
97
97
95
96
100
94
92
97
96
3
–
–
–
–
–
–
3
4
–
–
–
–
–
–
8
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 40. Dental care benefits: Extent of coverage for selected services, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Preventive services
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Basic services
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
9
–
–
–
–
–
–
–
–
–
–
91
97
96
98
99
92
83
91
94
99
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
100
99
99
99
100
99
99
99
99
100
100
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
6
7
6
93
90
98
94
93
94
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
99
100
99
99
99
98
–
–
–
–
–
–
–
–
–
2
( )
2
( )
(2)
–
–
4
–
–
–
–
–
7
89
90
96
99
91
94
97
94
93
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
–
–
–
–
–
100
99
100
100
99
97
100
99
98
–
–
–
–
–
–
–
–
–
–
(2)
–
–
1
–
–
(2)
(2)
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 40. Dental care benefits: Extent of coverage for selected services,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Major services
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
–
–
–
–
–
–
–
–
–
–
–
97
94
97
99
99
98
97
98
98
100
100
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
–
98
97
98
97
97
96
2
3
–
2
2
3
–
–
–
–
1
–
–
–
–
–
–
–
–
–
–
92
97
99
97
96
98
98
96
98
7
–
–
–
–
–
–
–
–
1
1
–
–
1
–
–
2
( )
(2)
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Coverage for dental procedures may be subject to
scheduled allowance, deductible, or coinsurance
provisions, in addition to maximum dollar limitations.
2 Less than 0.5.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dashes indicate that no data were
reported or that data do not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 40. Standard errors for dental care benefits: Extent of coverage for selected services, private industry workers,
National Compensation Survey, 2011
Preventive services
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Basic services
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
1.1
1.1
–
–
0.3
0.3
–
0.1
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
2.1
1.4
–
–
–
1.4
2.4
1.4
1.1
2.1
1.4
3.1
1.2
0.9
1.4
2.4
1.4
1.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.3
0.7
0.2
0.1
0.3
0.4
0.3
0.5
1.0
–
–
–
–
–
–
–
–
–
(2)
–
0.1
–
–
–
–
–
0.5
–
–
–
–
–
1.4
1.6
2.0
1.8
3.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.4
1.1
0.9
1.5
0.7
–
–
–
–
–
1.4
–
0.7
1.2
–
Full time ...................................................................
Part time ..................................................................
1.1
–
1.1
3.7
–
–
–
–
–
–
0.3
0.2
–
–
0.1
–
Union .......................................................................
Nonunion .................................................................
2.2
1.2
2.2
1.2
–
–
–
–
–
–
0.7
0.3
–
–
0.3
0.1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
2.6
1.2
1.1
1.1
2.1
5.5
2.6
1.2
1.1
1.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.4
–
(2)
(2)
0.6
0.4
0.4
0.7
–
–
–
–
–
–
–
–
0.4
0.1
0.1
0.1
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.5
–
–
1.5
4.2
1.7
–
–
–
–
–
–
–
–
–
1.0
2.3
0.9
–
–
–
0.7
1.1
0.8
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.3
2.2
–
–
–
–
–
1.4
1.6
1.3
2.2
6.4
3.4
2.2
1.5
1.5
1.4
1.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.2
0.7
4.4
(2)
0.6
0.2
(2)
0.2
0.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 40. Standard errors for dental care benefits: Extent of coverage for
selected services, private industry workers, National Compensation Survey,
2011—Continued
Major services
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
–
0.4
0.3
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
0.5
0.7
0.6
0.7
0.7
0.8
1.5
1.0
0.6
0.4
–
0.5
–
–
0.8
–
1.0
–
–
0.2
–
–
–
–
–
–
0.5
–
–
–
–
–
1.5
0.1
1.1
1.3
1.9
–
–
–
–
–
1.4
–
0.7
1.2
–
Full time ...................................................................
Part time ..................................................................
–
–
0.4
1.1
0.3
–
–
–
Union .......................................................................
Nonunion .................................................................
–
–
0.4
0.5
–
0.4
0.3
–
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
1.2
2.7
0.6
0.7
0.5
0.8
–
–
0.4
0.7
0.3
0.6
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
0.8
1.1
1.0
–
–
–
0.7
1.1
0.8
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
–
0.4
1.2
3.1
1.8
0.4
4.7
3.7
0.8
1.0
0.4
–
–
–
–
–
–
0.8
1.0
–
–
–
–
–
–
3.7
–
–
Establishment characteristic
See footnotes at end of table.
Table 40. Standard errors for dental care benefits: Extent of coverage for selected services, private industry workers,
National Compensation Survey, 2011—Continued
Preventive services
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Basic services
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
1.6
–
–
–
–
–
–
–
–
–
–
1.6
1.1
1.8
1.1
1.0
3.6
5.6
3.8
4.0
0.7
0.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.1
–
–
0.1
–
–
(2)
0.3
0.5
0.9
(2)
0.1
0.4
0.7
0.1
(2)
(2)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
1.1
1.7
1.2
2.1
3.4
1.1
1.1
1.7
1.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.4
0.2
0.9
0.4
0.2
0.7
–
–
–
–
–
–
–
–
–
0.2
0.1
0.4
–
–
1.1
–
–
–
–
–
2.0
6.4
3.8
1.1
0.5
3.8
3.3
1.3
3.1
2.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.2
–
–
–
–
–
–
–
(2)
0.1
0.3
0.3
0.8
2.9
0.3
0.8
1.5
–
–
–
–
–
–
–
–
–
–
0.1
–
–
0.7
–
–
0.1
0.2
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 40. Standard errors for dental care benefits: Extent of coverage for
selected services, private industry workers, National Compensation Survey,
2011—Continued
Major services
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
–
–
–
–
–
–
–
–
–
–
–
1.2
2.1
1.1
0.6
1.3
0.9
1.6
0.9
1.0
(2)
(2)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
–
0.7
0.7
1.2
0.5
0.7
0.7
0.7
0.7
–
0.4
0.4
0.6
–
–
–
–
0.5
–
–
–
–
–
–
–
–
–
–
2.5
1.3
0.4
1.0
1.4
1.3
0.9
1.6
1.1
1.8
–
–
–
–
–
–
–
–
0.9
0.7
–
–
1.1
–
–
0.1
0.2
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Coverage for dental procedures may be subject to
scheduled allowance, deductible, or coinsurance
provisions, in addition to maximum dollar limitations.
2 Less than 0.05.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 41. Dental care benefits: Coverage for orthodontia, private industry workers,
National Compensation Survey, 2011
(All workers participating in dental care plans = 100 percent)
Employee and dependent
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Median2
percent of
covered
charges
–
46
54
(3)
50
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
48
43
51
38
–
53
61
49
45
52
57
49
62
76
47
39
51
54
(3)
(3)
(3)
(3)
–
(3)
–
(3)
1
50
50
50
50
–
50
50
50
50
–
–
–
–
–
49
42
32
34
30
51
57
67
65
70
(3)
1
(3)
3
( )
(3)
50
50
50
50
50
Full time ...................................................................
Part time ..................................................................
–
–
45
53
55
47
(3)
–
50
50
Union .......................................................................
Nonunion .................................................................
–
–
44
46
55
54
1
(3)
50
50
Average wage within the following categories:4
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
40
42
46
42
49
51
60
58
54
58
51
49
–
–
(3)
(3)
(3)
(3)
50
50
50
50
50
50
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
39
39
37
60
61
62
1
(3)
1
50
50
50
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
–
47
44
32
59
–
43
79
45
43
53
56
68
41
74
57
–
55
57
(3)
–
–
–
–
–
–
–
–
50
50
50
70
–
50
50
50
50
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 41. Dental care benefits: Coverage for orthodontia, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Dependent only
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Median2
percent of
covered
charges
Not
determinable
Median2
lifetime
maximum
–
33
67
–
50
$1,500
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
29
31
28
45
–
27
18
32
34
71
69
72
54
73
73
82
68
65
–
–
–
–
–
–
–
–
1
50
50
50
50
–
50
50
50
50
1,500
1,500
1,500
1,000
–
1,500
1,500
1,500
1,500
–
–
–
–
–
27
39
42
38
47
73
59
58
61
53
(3)
1
(3)
3
( )
(3)
50
50
50
50
50
1,500
–
1,500
1,500
1,500
Full time ...................................................................
Part time ..................................................................
–
–
33
32
67
68
–
–
50
50
1,500
1,500
Union .......................................................................
Nonunion .................................................................
–
–
43
31
56
69
–
–
50
50
1,500
1,500
Average wage within the following categories:4
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
33
31
31
35
32
30
67
69
69
65
67
70
–
–
–
–
–
–
50
50
50
50
50
50
1,000
1,500
1,500
1,500
1,500
1,500
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
36
34
38
63
66
61
1
(3)
1
50
50
50
1,500
1,500
1,500
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
–
32
34
50
13
57
41
–
41
42
68
66
50
87
43
59
94
59
58
–
–
–
–
–
–
–
–
–
50
50
50
50
50
50
–
50
50
1,500
–
1,500
1,000
1,500
1,600
1,500
1,500
1,500
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 41. Dental care benefits: Coverage for orthodontia, private industry workers,
National Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Employee and dependent
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Median2
percent of
covered
charges
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
–
–
–
–
–
–
–
–
–
–
–
46
32
55
52
76
40
34
45
41
46
–
54
68
45
48
–
60
66
55
59
54
64
–
–
–
–
–
3
( )
3
( )
1
–
–
–
50
50
50
50
50
50
50
50
50
50
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
–
42
35
52
48
48
47
58
65
48
52
51
53
–
–
–
3
( )
1
(3)
50
50
50
50
50
50
–
–
–
–
–
–
–
–
–
34
38
30
43
58
47
54
44
57
66
62
70
57
41
53
46
56
43
(3)
–
–
–
1
–
–
–
(3)
50
50
50
50
50
50
50
50
50
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 41. Dental care benefits: Coverage for orthodontia, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in dental care plans = 100 percent)
Dependent only
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Median2
percent of
covered
charges
Not
determinable
Median2
lifetime
maximum
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
–
–
–
–
–
–
–
–
–
–
–
41
44
21
20
–
40
32
40
41
–
–
59
56
79
80
86
59
61
60
59
67
59
–
–
–
–
–
–
–
–
–
–
–
50
50
50
50
–
50
50
50
50
–
–
$1,500
1,500
1,500
1,500
–
1,250
1,500
1,500
1,250
1,500
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
–
28
32
22
35
32
38
72
68
78
64
67
62
–
–
–
–
–
–
50
50
50
50
50
50
1,500
1,500
1,500
1,500
1,500
1,500
–
–
–
–
–
–
–
–
–
31
41
51
26
19
32
34
34
22
66
59
49
74
80
68
66
66
78
–
–
–
–
1
–
–
–
(3)
50
50
50
50
50
50
50
50
50
1,500
1,500
1,250
1,500
1,500
1,500
1,500
1,500
1,500
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Coverage for orthodontia care benefits may be subject to scheduled
allowance, deductible, or coinsurance provisions, in addition to maximum
dollar amounts.
2 Medians include only those plans that have the specified provision.
3 Less than 0.5.
4 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia, private
industry workers, National Compensation Survey, 2011
Employee and dependent
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Median2
percent of
covered
charges
–
2.0
2.0
0.1
0.0
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
3.0
4.7
4.1
6.6
–
3.2
4.6
3.7
6.2
3.0
4.7
4.1
6.6
8.4
3.2
4.6
3.7
6.3
(3)
(3)
(3)
(3)
–
0.1
–
0.1
0.7
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
–
–
–
–
10.5
7.1
3.3
4.2
5.3
10.5
7.3
3.3
4.2
5.3
(3)
1.1
0.4
0.4
0.5
0.0
0.0
0.0
0.0
0.0
Full time ...................................................................
Part time ..................................................................
–
–
2.1
5.8
2.1
5.8
0.1
–
0.0
0.0
Union .......................................................................
Nonunion .................................................................
–
–
3.6
2.3
3.7
2.3
0.8
(3)
0.0
0.0
Average wage within the following categories:4
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
7.3
9.4
3.4
3.3
2.1
2.8
7.3
9.4
3.4
3.3
2.1
2.8
–
–
(3)
0.1
0.3
(3)
0.0
0.0
0.0
0.0
0.0
0.0
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
3.7
8.2
3.8
3.7
8.2
3.8
0.7
(3)
0.9
0.0
0.0
0.0
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
–
2.5
3.3
6.1
4.3
–
11.9
7.0
3.7
3.7
2.5
3.3
6.1
4.3
7.8
11.9
–
3.7
3.7
(3)
–
–
–
–
–
–
–
–
0.0
5.2
0.0
0.0
–
0.0
0.0
0.0
0.0
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia, private industry
workers, National Compensation Survey, 2011—Continued
Dependent only
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Median2
percent of
covered
charges
Not
determinable
Median2
lifetime
maximum
–
1.7
1.7
–
0.0
$0
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
2.2
2.9
3.4
8.3
–
2.8
3.6
3.5
6.3
2.2
2.9
3.4
8.3
11.1
2.8
3.6
3.5
6.3
–
–
–
–
–
–
–
–
0.7
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0
0
0
287
–
0
0
0
0
–
–
–
–
–
7.5
8.1
3.9
4.7
7.1
7.5
8.0
3.9
4.7
7.1
(3)
1.1
0.4
0.4
0.5
0.0
0.0
0.0
0.0
0.0
0
–
0
0
0
Full time ...................................................................
Part time ..................................................................
–
–
1.7
6.6
1.7
6.7
–
–
0.0
0.0
0
177
Union .......................................................................
Nonunion .................................................................
–
–
5.0
1.9
5.0
1.9
–
–
0.0
0.0
0
0
Average wage within the following categories:4
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
–
–
–
8.8
9.0
2.9
2.6
1.9
2.6
8.8
9.0
2.9
2.6
1.9
2.6
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
260
0
0
0
0
0
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
3.7
6.9
4.4
3.7
6.9
4.4
0.7
(3)
0.9
0.0
0.0
0.0
0
0
0
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
–
–
–
–
–
–
–
–
2.0
3.7
7.5
3.1
10.2
11.1
–
3.3
2.8
2.1
3.7
7.5
3.1
10.2
11.1
3.7
3.3
2.8
–
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0
–
147
0
0
229
151
0
0
Establishment characteristic
See footnotes at end of table.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia, private
industry workers, National Compensation Survey, 2011—Continued
Employee and dependent
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Median2
percent of
covered
charges
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
–
–
–
–
–
–
–
–
–
–
–
5.3
5.5
5.1
7.4
7.8
5.5
4.9
4.2
6.4
12.3
–
5.3
5.5
5.1
7.4
–
5.5
4.9
4.2
6.4
12.3
11.7
–
–
–
–
–
3
( )
3
( )
0.1
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
–
3.9
4.7
5.9
2.3
3.5
3.1
3.9
4.7
5.9
2.3
3.5
3.1
–
–
–
0.2
0.4
(3)
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
–
–
–
2.7
7.5
3.0
4.0
3.0
7.7
6.2
8.9
5.1
2.8
7.5
3.0
4.0
3.0
7.7
6.2
8.9
5.1
0.3
–
–
–
0.8
–
–
–
(3)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia, private industry
workers, National Compensation Survey, 2011—Continued
Dependent only
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Median2
percent of
covered
charges
Not
determinable
Median2
lifetime
maximum
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
–
–
–
–
–
–
–
–
–
–
–
4.4
5.0
4.2
5.9
–
6.0
3.8
4.5
6.8
–
–
4.4
5.0
4.2
5.9
8.1
6.0
7.4
4.5
6.8
11.0
12.2
–
–
–
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
–
$0
0
0
0
–
240
0
0
215
170
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
–
–
–
2.8
3.8
4.5
2.3
4.4
3.3
2.8
3.8
4.5
2.2
4.4
3.3
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0
0
0
0
85
0
–
–
–
–
–
–
–
–
–
5.1
5.8
4.9
3.6
2.9
8.8
5.4
4.6
2.5
5.7
5.8
4.9
3.6
2.9
8.8
5.4
4.6
2.5
–
–
–
–
0.8
–
–
–
(3)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
270
0
231
0
0
437
0
0
0
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Coverage for orthodontia care benefits may be subject to scheduled
allowance, deductible, or coinsurance provisions, in addition to maximum
dollar amounts.
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
Note: Medians include only those plans that have specified provision
Less than 0.05.
The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
NOTE: Dashes indicate that no data were reported or that data do not
meet publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
2
3
4
Table 42. Dental care benefits: Median percent of covered charges
paid by plan for selected services, private industry workers, National
Compensation Survey, 2011
(Includes all workers participating in dental care plans)
Characteristics
All workers ...............................................................
Preventive
services
Basic
services
Major
services
100
80
50
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
80
80
80
80
80
80
80
80
80
50
50
50
50
50
50
50
50
50
100
100
100
100
100
80
80
80
80
80
50
50
50
50
50
Full time ...................................................................
Part time ..................................................................
100
100
80
80
50
50
Union .......................................................................
Nonunion .................................................................
100
100
80
80
50
50
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
80
80
80
80
80
80
50
50
50
50
50
50
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
80
80
80
50
50
50
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
100
80
80
80
80
80
80
80
80
80
50
50
50
60
50
50
50
50
50
Establishment characteristic
See footnotes at end of table.
Table 42. Dental care benefits: Median percent of covered charges
paid by plan for selected services, private industry workers, National
Compensation Survey, 2011—Continued
(Includes all workers participating in dental care plans)
Characteristics
Preventive
services
Basic
services
Major
services
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
100
100
100
100
100
100
100
100
100
100
100
80
80
80
80
80
80
80
80
80
80
80
50
50
50
60
50
50
50
50
50
50
50
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
80
80
80
80
80
80
50
50
50
50
50
50
100
100
100
100
100
100
100
100
100
80
80
80
80
80
80
80
80
80
50
50
50
50
50
50
50
50
50
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage
for each occupation surveyed, which may include
workers with earnings both above and below the
threshold. The average wages are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 42. Standard errors for dental care benefits: Median percent of
covered charges paid by plan for selected services, private industry
workers, National Compensation Survey, 2011
Characteristics
All workers ...............................................................
Preventive
services
Basic
services
Major
services
0.0
0.0
0.0
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.5
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
0.0
0.0
0.0
0.0
Full time ...................................................................
Part time ..................................................................
0.0
0.0
0.0
0.0
0.0
4.7
Union .......................................................................
Nonunion .................................................................
0.0
0.0
0.0
0.0
0.0
0.0
Average wage within the following categories:1
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
0.0
0.0
0.0
0.0
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
13.3
0.0
0.0
0.0
0.0
0.0
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 42. Standard errors for dental care benefits: Median percent of
covered charges paid by plan for selected services, private industry
workers, National Compensation Survey, 2011—Continued
Preventive
services
Characteristics
Basic
services
Major
services
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2
0.0
0.0
0.0
0.0
3.9
0.0
0.0
0.0
0.0
0.0
7.8
0.0
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.3
0.0
0.0
4.0
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 The categories are based on the average wage
for each occupation surveyed, which may include
workers with earnings both above and below the
threshold. The average wages are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 43. Dental care benefits: Amount of annual individual deductible,1 private industry workers, National Compensation Survey,
2011
(All workers participating in dental care plans = 100 percent)
Amount of annual individual deductible
Characteristics
All workers ...............................................................
Total
With annual
individual
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
With no
annual
individual
deductible
90th
percentile
Not
determinable
100
75
$25
$50
$50
$50
$50
24
1
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
77
80
74
72
81
78
87
73
63
25
25
25
25
25
25
–
25
–
50
50
50
–
–
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
22
19
23
26
–
21
13
26
36
2
1
2
1
–
1
1
1
1
100
100
100
100
100
48
74
71
71
72
25
–
25
25
–
50
50
50
–
50
50
50
50
50
50
50
50
50
50
50
–
50
50
–
50
50
26
27
27
27
2
(2)
2
2
1
Full time ...................................................................
Part time ..................................................................
100
100
75
70
25
25
50
50
50
50
50
50
50
50
24
28
1
2
Union .......................................................................
Nonunion .................................................................
100
100
50
79
25
25
–
50
50
50
50
50
50
50
46
20
4
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
81
66
77
74
73
74
–
–
25
25
25
25
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
–
50
50
50
50
50
19
–
22
25
25
24
1
–
1
1
2
2
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
67
39
75
25
–
25
–
50
–
50
50
50
50
50
50
–
–
–
31
59
24
2
2
1
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
100
76
81
82
83
74
89
77
79
78
25
–
40
50
–
25
35
25
25
50
50
50
50
50
25
50
50
–
50
50
50
50
50
–
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
–
75
75
22
18
–
16
26
–
–
21
21
1
1
–
1
–
–
–
1
1
Establishment characteristic
See footnotes at end of table.
Table 43. Dental care benefits: Amount of annual individual deductible,1 private industry workers, National Compensation Survey,
2011—Continued
(All workers participating in dental care plans = 100 percent)
Amount of annual individual deductible
Characteristics
Total
With annual
individual
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
individual
deductible
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
100
100
100
100
100
100
100
100
100
100
100
79
77
78
78
66
68
54
58
71
79
77
$25
–
25
–
20
25
25
25
25
–
–
–
$50
50
50
–
50
50
50
50
50
–
$50
50
50
50
50
50
50
50
50
50
50
$50
–
50
50
50
50
50
50
50
50
–
$50
75
50
50
50
50
–
100
50
75
75
20
23
22
–
–
29
42
40
26
–
–
2
–
–
–
–
3
5
2
3
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
79
77
83
72
78
66
25
25
25
25
–
25
50
50
50
50
50
–
50
50
50
50
50
50
50
50
50
50
50
50
50
50
–
50
50
50
20
23
–
26
21
31
1
1
–
2
1
2
100
100
100
100
100
100
100
100
100
81
63
75
88
75
83
88
73
68
25
25
25
25
–
25
–
–
25
50
–
50
50
50
50
50
50
–
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
50
100
50
50
–
50
–
50
–
50
–
33
24
12
–
–
–
27
32
–
4
1
1
–
–
–
(2)
1
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Amount of deductible is for each insured individual and excludes separate deductibles for
orthodontic procedures. A single deductible may not apply to all covered dental procedures. If separate
deductibles applied to different procedures, the sum of the deductible amounts was tabulated.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 43. Standard errors for dental care benefits: Amount of annual individual deductible,1 private industry workers,
National Compensation Survey, 2011
Amount of annual individual deductible
Characteristics
All workers ...............................................................
With annual
individual
deductible
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
With no
annual
individual
deductible
90th
percentile
Not
determinable
2.1
$0
$0
$0
$0
$0
2.2
0.3
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
2.6
2.5
3.4
6.1
14.7
2.4
2.4
3.1
6.7
0
0
0
2
0
0
–
0
–
0
0
0
–
–
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2.7
2.5
3.6
6.0
–
2.3
2.4
3.1
6.8
0.6
0.5
0.9
0.4
–
0.3
0.5
0.4
0.6
10.7
6.4
3.8
4.2
5.2
0
–
0
0
–
14
0
0
–
0
0
0
0
0
0
0
0
0
0
0
–
0
8
–
0
11.1
6.4
3.8
4.1
5.3
1.4
0.2
0.8
1.3
0.8
Full time ...................................................................
Part time ..................................................................
2.1
4.5
0
0
0
0
0
0
0
0
0
7
2.2
4.5
0.4
1.4
Union .......................................................................
Nonunion .................................................................
5.0
1.6
0
0
–
0
0
0
0
0
0
0
5.2
1.7
0.8
0.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
5.3
10.5
2.9
2.7
2.9
4.6
–
–
0
0
0
0
0
10
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
–
14
0
0
0
0
5.3
–
2.9
2.8
3.1
4.9
0.5
–
0.6
0.2
0.5
0.6
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
3.9
7.9
3.7
0
–
0
–
0
–
0
0
0
0
0
0
–
–
–
3.9
8.4
3.7
0.8
2.2
0.8
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
2.1
3.0
7.4
3.8
7.0
5.2
5.2
3.0
2.4
0
–
9
14
–
0
7
0
0
0
0
0
0
0
0
0
0
–
0
0
0
0
0
–
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
–
16
0
2.2
3.0
–
3.9
7.0
–
–
3.0
2.3
0.3
0.4
–
0.8
–
–
–
0.6
0.7
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 43. Standard errors for dental care benefits: Amount of annual individual deductible,1 private industry workers,
National Compensation Survey, 2011—Continued
Amount of annual individual deductible
Characteristics
With annual
individual
deductible
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
With no
annual
individual
deductible
90th
percentile
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
2.9
5.9
5.0
7.4
12.4
4.7
5.9
5.1
5.5
8.8
11.5
$0
–
5
–
5
0
0
0
0
–
–
–
$0
0
0
–
0
0
0
8
8
–
$0
0
0
0
0
0
0
0
0
0
0
$0
–
0
0
0
0
0
0
0
15
–
$5
0
0
0
0
0
–
29
0
18
0
2.5
5.9
5.0
–
–
4.7
5.7
5.1
5.5
–
–
1.5
–
–
–
–
0.9
3.7
0.8
0.9
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
3.6
4.0
7.2
2.0
2.9
2.7
0
0
6
0
–
0
0
0
0
0
0
–
0
0
0
0
0
0
0
0
0
0
0
0
0
0
–
0
0
2
3.6
4.1
–
2.2
3.0
3.0
0.3
0.5
–
0.5
0.5
0.8
6.3
5.2
5.1
2.7
7.8
7.7
3.6
7.0
3.4
0
0
0
0
–
0
–
–
0
0
–
0
0
0
5
0
0
–
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18
0
0
–
0
–
0
–
0
–
5.0
5.7
2.7
–
–
–
7.0
3.6
–
1.1
0.7
1.0
–
–
–
3
( )
0.5
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Amount of deductible is for each insured individual and excludes separate deductibles for
orthodontic procedures. A single deductible may not apply to all covered dental procedures. If
separate deductibles applied to different procedures, the sum of the deductible amounts was
tabulated.
2 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 44. Dental care benefits: Amount of annual family deductible,1 private industry workers, National Compensation Survey, 2011
(All workers participating in dental care plans = 100 percent)
Amount of annual family deductible
Characteristics
All workers ...............................................................
Total
With annual
family
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
With no
annual family
deductible
90th
percentile
Not
determinable
100
61
$75
$100
$150
$150
$150
37
1
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
67
68
66
58
–
60
66
57
47
75
75
75
75
–
75
100
75
75
100
100
100
100
–
100
150
100
–
150
150
150
150
–
150
150
150
150
150
150
150
150
–
150
150
150
150
150
150
150
150
–
150
150
150
150
31
31
31
40
48
39
34
42
52
2
1
2
1
–
1
1
1
1
100
100
100
100
100
36
55
58
57
60
50
75
75
75
–
–
–
100
–
100
150
150
150
150
150
150
150
150
150
150
–
150
150
–
150
62
45
40
41
39
2
(2)
2
2
1
Full time ...................................................................
Part time ..................................................................
100
100
62
56
75
–
100
150
150
150
150
150
150
150
37
42
1
2
Union .......................................................................
Nonunion .................................................................
100
100
39
65
75
75
–
100
150
150
150
150
150
150
57
34
4
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
65
–
62
59
62
63
–
–
75
75
75
75
150
–
100
100
100
100
150
–
150
150
150
150
150
–
150
150
150
150
150
–
150
150
150
150
34
48
37
40
36
36
1
–
1
1
2
2
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
59
32
67
–
–
–
–
150
75
150
150
150
150
150
150
–
–
–
39
66
32
2
2
1
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
100
62
64
65
64
62
66
47
61
64
75
100
100
100
–
50
100
75
75
100
100
–
150
100
75
150
–
75
150
150
150
150
–
–
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
37
35
35
34
38
–
–
38
35
1
1
–
1
–
–
–
1
1
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 44. Dental care benefits: Amount of annual family deductible,1 private industry workers, National Compensation Survey,
2011—Continued
(All workers participating in dental care plans = 100 percent)
Amount of annual family deductible
Characteristics
Total
With annual
family
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual family
deductible
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
100
100
100
100
100
100
100
100
100
100
100
64
68
62
68
37
61
50
52
62
67
67
$75
75
75
100
75
75
75
75
75
–
–
$75
100
100
100
–
100
100
100
100
–
–
–
$150
150
150
150
150
150
150
150
150
150
$150
150
150
150
150
150
150
150
150
150
150
$150
150
150
150
150
150
–
200
150
150
150
35
32
38
–
63
37
45
46
35
33
–
2
–
–
–
–
3
5
2
3
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
60
60
59
62
69
55
75
75
75
75
75
75
100
100
–
100
100
100
150
150
150
150
150
–
150
150
150
150
150
150
150
150
150
150
150
150
39
39
–
36
30
42
1
1
–
2
1
2
100
100
100
100
100
100
100
100
100
73
53
64
65
61
71
78
63
48
75
75
75
–
75
–
75
75
75
100
100
100
–
100
–
150
–
100
–
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
150
–
150
150
150
150
150
150
–
150
–
43
35
34
–
–
–
37
51
–
4
1
1
–
–
–
(2)
1
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Amount of deductible excludes separate deductibles for orthodontic procedures. A deductible may
not apply to all covered dental procedures. If separate deductibles applied to different procedures, the
sum of the deductible amounts was tabulated.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 44. Standard errors for dental care benefits: Amount of annual family deductible,1 private industry workers, National
Compensation Survey, 2011
Amount of annual family deductible
Characteristics
All workers ...............................................................
With annual
family
deductible
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
With no
annual family
deductible
90th
percentile
Not
determinable
2.2
$0
$0
$0
$0
$0
2.4
0.3
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
3.1
3.7
3.8
7.4
–
3.2
3.9
3.6
6.2
0
0
0
0
–
0
0
0
10
0
0
0
16
–
0
0
0
–
0
0
0
0
–
0
0
0
0
0
0
0
0
–
0
0
0
0
0
0
0
0
–
0
0
0
0
3.3
3.7
4.2
7.3
13.6
3.2
3.8
3.7
6.3
0.6
0.5
0.9
0.4
–
0.3
0.5
0.4
0.6
9.2
7.2
3.2
4.1
5.1
0
22
0
0
–
–
–
7
–
0
0
0
0
0
0
0
0
0
0
0
–
0
10
–
0
9.6
7.2
3.2
4.1
5.1
1.4
0.2
0.8
1.3
0.8
Full time ...................................................................
Part time ..................................................................
2.3
5.7
0
–
0
0
0
0
0
0
0
0
2.4
5.7
0.4
1.4
Union .......................................................................
Nonunion .................................................................
4.5
2.2
0
0
–
0
0
0
0
0
0
0
4.9
2.3
0.8
0.3
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
6.9
–
3.3
3.1
3.2
5.2
–
–
0
0
0
0
0
–
0
5
0
0
0
–
0
0
0
0
0
–
0
0
0
0
0
–
0
0
0
0
6.9
11.9
3.3
3.2
3.5
5.6
0.5
–
0.6
0.2
0.5
0.6
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
3.7
6.9
3.8
–
–
–
–
0
13
0
0
10
0
0
0
–
–
–
3.7
7.4
3.7
0.8
2.2
0.8
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
2.4
3.3
7.9
4.8
6.6
10.3
7.1
3.4
3.4
0
25
0
0
–
15
10
0
0
0
0
–
0
0
12
10
–
21
0
0
0
0
–
–
0
0
0
0
0
0
0
0
21
0
0
0
0
0
0
0
35
0
0
0
0
2.6
3.3
7.9
4.8
6.6
–
–
3.3
3.4
0.3
0.4
–
0.8
–
–
–
0.6
0.7
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 44. Standard errors for dental care benefits: Amount of annual family deductible,1 private industry workers, National
Compensation Survey, 2011—Continued
Amount of annual family deductible
Characteristics
With annual
family
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
With no
annual family
deductible
90th
percentile
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
4.3
6.0
6.3
10.0
9.9
5.1
5.7
5.0
6.0
9.5
12.2
$0
7
10
17
15
0
0
0
0
–
–
$0
20
0
22
–
5
0
13
10
–
–
–
$0
0
0
28
0
0
14
0
0
0
$0
0
0
0
0
0
0
0
0
0
0
$0
20
0
0
0
0
–
24
0
0
0
4.1
6.0
6.3
–
9.9
5.2
5.5
5.0
6.1
9.5
–
1.5
–
–
–
–
0.9
3.7
0.8
0.9
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
4.3
4.6
6.9
2.3
3.3
2.6
0
5
0
0
0
0
17
14
–
0
14
17
0
0
0
0
0
–
0
0
0
0
0
0
0
0
0
0
0
0
4.3
4.6
–
2.6
3.3
3.0
0.3
0.5
–
0.5
0.5
0.8
4.6
4.7
6.5
2.9
7.8
7.7
4.3
7.8
4.1
0
0
0
–
12
–
17
0
0
0
24
14
–
26
–
24
–
0
–
0
26
19
0
0
0
0
0
0
0
0
0
0
0
0
0
0
–
0
0
0
0
0
0
–
0
–
5.2
7.1
2.8
–
–
–
7.8
4.2
–
1.1
0.7
1.0
–
–
–
(3)
0.5
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Amount of deductible excludes separate deductibles for orthodontic procedures. A
deductible may not apply to all covered dental procedures. If separate deductibles applied to
different procedures, the sum of the deductible amounts was tabulated.
2 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Dental care benefits: Amount of annual plan maximum,1 private industry workers, National Compensation Survey, 2011
(All workers participating in dental care plans = 100 percent)
Amount of annual plan maximum
Characteristics
All workers ...............................................................
Total
With annual
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
maximum
Not
determinable
100
88
$1,000
$1,000
$1,500
$1,500
$2,000
11
1
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
88
88
87
90
99
86
88
85
90
1,000
1,000
1,000
1,000
500
1,000
1,000
1,000
1,000
1,000
1,000
1,200
1,000
–
1,100
1,100
1,100
1,100
1,500
1,500
1,500
1,500
1,000
1,500
1,500
1,500
1,500
2,000
2,000
2,000
1,500
1,500
1,500
1,500
1,500
1,500
2,000
2,000
2,000
2,000
–
2,000
2,000
2,000
2,000
12
11
12
–
–
13
11
15
–
1
(2)
1
–
–
1
1
1
–
100
100
100
100
100
92
89
93
94
91
1,000
–
1,000
1,000
1,000
1,500
1,000
1,000
1,000
1,000
1,500
1,500
1,500
1,500
1,500
1,800
1,500
1,850
1,850
1,850
2,500
2,000
2,000
2,000
2,000
8
–
6
5
8
(2)
–
1
(2)
2
Full time ...................................................................
Part time ..................................................................
100
100
89
81
1,000
1,000
1,000
1,250
1,500
1,500
1,500
1,750
2,000
2,000
10
18
1
1
Union .......................................................................
Nonunion .................................................................
100
100
82
89
1,000
1,000
1,500
1,000
1,500
1,500
2,000
1,500
2,500
2,000
18
10
(2)
1
Average wage within the following categories:3
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
91
88
85
89
89
88
1,000
–
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,250
1,300
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
2,000
2,000
2,000
–
2,000
2,000
2,000
2,000
–
–
14
10
10
12
–
–
1
1
1
(2)
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
93
87
96
1,000
–
1,000
1,000
1,500
1,000
1,500
1,500
1,500
1,700
1,800
1,500
2,000
2,500
2,000
6
–
–
1
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
100
87
86
85
84
89
96
91
87
89
1,000
1,000
1,000
–
1,000
1,000
1,300
1,000
1,000
1,000
1,000
1,000
1,000
–
1,500
1,500
–
1,500
1,500
1,500
1,500
1,100
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
2,000
1,800
2,000
2,000
2,000
2,000
2,000
1,850
1,800
2,000
2,500
2,500
2,000
2,000
12
13
–
15
–
–
9
12
10
1
1
–
1
–
–
1
1
1
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 45. Dental care benefits: Amount of annual plan maximum,1 private industry workers, National Compensation Survey,
2011—Continued
(All workers participating in dental care plans = 100 percent)
Amount of annual plan maximum
Characteristics
Total
With annual
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
maximum
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
100
100
100
100
100
100
100
100
100
100
100
85
94
84
88
60
89
81
88
91
98
99
$1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
–
–
$1,250
1,500
1,250
1,500
–
1,000
1,000
1,000
1,000
–
–
$1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
1,500
–
$2,000
2,000
2,000
1,500
1,500
1,500
1,500
1,500
–
1,500
–
$2,000
2,000
2,000
–
2,000
2,000
–
2,000
2,000
–
14
–
16
–
40
–
12
–
–
–
–
2
–
–
–
–
–
7
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
89
87
91
88
90
87
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,200
1,100
1,000
1,200
1,500
1,500
1,500
1,500
1,500
1,500
1,500
2,000
1,500
1,700
1,500
2,000
2,000
2,000
2,000
2,000
2,000
2,000
10
11
–
11
9
13
1
2
–
1
1
(2)
100
100
100
100
100
100
100
100
100
92
89
94
94
83
92
95
92
78
1,000
1,000
1,000
1,000
1,000
–
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,100
1,000
1,200
1,100
1,500
1,500
1,500
1,500
1,500
1,500
1,250
1,500
1,500
1,500
1,500
2,000
1,500
2,000
1,500
1,500
2,000
1,500
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,500
–
10
6
–
17
–
–
–
22
–
1
( )
–
(2)
–
–
–
(2)
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes all covered dental procedures except orthodontia. Coverage for dental procedures may
be subject to scheduled allowance, deductible, or coinsurance provisions, in addition to annual plan
maximum. If separate annual maximums applied to different dental procedures, the sum of the
maximum was tabulated.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
2
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no
data were reported or that data do not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Standard errors for dental care benefits: Amount of annual plan maximum,1 private industry workers, National
Compensation Survey, 2011
Amount of annual plan maximum
Characteristics
All workers ...............................................................
With annual
maximum
10th
percentile
50th
percentile
(median)
25th
percentile
75th
percentile
With no
annual
maximum
90th
percentile
Not
determinable
1.4
$0
$44
$0
$307
$0
1.4
0.3
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
2.1
2.3
3.0
5.2
0.6
2.3
2.5
3.1
3.4
0
0
0
0
0
0
0
0
69
265
147
114
48
–
0
0
59
180
0
0
0
98
200
0
0
0
0
78
0
301
0
83
0
34
0
124
0
0
0
196
–
0
240
0
184
2.1
2.2
3.0
–
–
2.3
2.6
3.1
–
0.3
0.3
0.5
–
–
0.5
0.9
0.3
–
2.3
5.6
1.6
1.6
2.4
68
–
0
0
0
156
20
0
0
39
0
0
0
49
0
295
0
275
221
426
0
42
0
0
0
2.2
–
1.3
1.5
2.0
0.3
–
0.8
0.5
1.7
Full time ...................................................................
Part time ..................................................................
1.3
4.6
0
39
28
49
0
0
303
279
0
0
1.4
4.6
0.3
0.5
Union .......................................................................
Nonunion .................................................................
4.0
1.3
0
0
0
0
39
0
0
0
0
0
4.0
1.3
0.1
0.4
Average wage within the following categories:2
Lowest 25 percent ...............................................
Lowest 10 percent ...........................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
3.1
6.0
3.5
1.8
1.5
2.0
69
–
0
0
0
0
20
0
0
0
67
201
290
0
237
0
0
0
20
234
0
274
51
0
102
–
0
0
0
85
–
–
3.6
1.8
1.5
2.1
–
–
0.5
0.7
0.2
0.1
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
1.0
5.3
1.2
0
–
0
0
0
0
0
0
0
316
344
371
0
0
0
1.1
–
–
0.4
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Utilities .............................................................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
1.7
2.4
5.4
3.7
3.3
1.9
2.5
3.0
1.9
0
0
0
–
0
0
55
0
0
118
44
44
0
–
51
0
–
0
0
91
0
0
0
69
0
0
0
279
0
69
0
0
301
0
341
98
0
0
203
234
139
310
747
225
251
1.8
2.5
–
3.8
–
–
2.5
2.9
1.8
0.4
1.2
–
1.2
–
–
0.6
0.7
0.9
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 45. Standard errors for dental care benefits: Amount of annual plan maximum,1 private industry workers, National
Compensation Survey, 2011—Continued
Amount of annual plan maximum
Characteristics
With annual
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
maximum
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
Leisure and hospitality .........................................
Accommodation and food services ..................
2.3
2.1
4.2
6.0
11.5
4.1
5.4
3.8
4.5
1.9
1.0
$0
0
0
189
0
0
0
0
0
–
–
$287
0
255
0
–
39
0
221
111
–
–
$0
0
0
0
0
85
0
0
185
69
170
–
$0
169
0
0
0
243
166
0
–
0
–
$0
0
0
–
0
0
–
0
98
–
1.8
–
4.2
–
11.5
–
3.6
–
–
–
–
1.5
–
–
–
–
–
5.6
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
2.6
3.3
4.1
1.4
2.0
2.3
0
0
0
0
0
0
0
0
214
65
139
46
0
0
0
0
0
0
254
473
136
296
39
161
0
85
0
0
0
0
2.6
3.2
–
1.5
1.9
2.3
0.7
1.2
–
0.3
0.7
0.2
4.2
1.5
1.5
2.7
4.9
3.9
1.7
2.9
4.8
0
0
0
0
0
–
0
0
0
0
0
20
178
106
0
107
135
118
306
0
0
0
0
153
0
0
0
0
389
0
574
0
0
223
327
0
0
139
147
0
0
0
214
170
506
–
1.9
1.5
–
5.1
–
–
–
4.8
–
0.6
3
( )
–
0.3
–
–
–
(3)
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes all covered dental procedures except orthodontia. Coverage for dental procedures
may be subject to scheduled allowance, deductible, or coinsurance provisions, in addition to
annual plan maximum. If separate annual maximums applied to different dental procedures, the
sum of the maximum was tabulated.
2 The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 46. Vision care benefits1: Coverage for selected services, private industry
workers, National Compensation Survey, 2011
(All workers participating in vision care plans = 100 percent)
Characteristics
All workers ...............................................................
Eye exams
Glasses
Contact
lenses2
Lasik surgery
100
100
95
16
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
100
100
100
100
100
100
100
100
100
100
100
100
99
100
100
100
100
100
97
99
95
93
100
92
87
94
98
18
20
16
7
–
23
17
25
–
100
100
100
100
100
100
100
100
100
100
98
98
93
95
91
–
23
14
18
–
Full time ...................................................................
Part time ..................................................................
100
100
100
100
96
82
17
–
Union .......................................................................
Nonunion .................................................................
100
100
100
100
91
96
14
17
Average wage within the following categories:3
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
100
100
100
100
100
100
100
100
100
100
92
91
95
97
98
–
17
17
19
21
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
100
100
100
100
100
100
97
98
97
12
–
17
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
94
86
96
72
98
100
97
99
17
15
–
–
–
33
42
54
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 46. Vision care benefits1: Coverage for selected services, private industry
workers, National Compensation Survey, 2011—Continued
(All workers participating in vision care plans = 100 percent)
Characteristics
Eye exams
Glasses
Contact
lenses2
Lasik surgery
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
99
100
100
99
98
100
99
100
98
92
82
83
93
65
34
–
–
–
10
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
100
100
100
100
100
100
100
100
100
100
100
100
97
95
99
94
92
95
12
14
9
19
12
24
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
99
99
89
92
99
95
100
100
98
96
46
13
–
–
21
–
–
15
11
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes plans with employer-provided discount cards if
there is a cost to the employer.
2 Includes plans that provide coverage for elective
purchase of contact lenses; medically necessary contact
lenses (for cataract surgery, for example) normally are
provided under the surgical portion of a medical plan and are
not described in this table.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 46. Standard errors for vision care benefits1: Coverage for selected
services, private industry workers, National Compensation Survey, 2011
Characteristics
Eye exams
Glasses
Contact
lenses2
Lasik surgery
(3)
0.1
0.9
1.8
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
0.1
(3)
0.2
0.5
(3)
(3)
(3)
0.1
(3)
1.2
0.2
2.0
2.4
(3)
2.3
4.7
1.7
0.8
2.7
4.2
3.0
2.0
–
3.4
4.7
4.0
–
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
1.1
1.2
2.0
1.9
3.2
–
6.8
3.6
5.3
–
Full time ...................................................................
Part time ..................................................................
(3)
(3)
0.1
(3)
0.8
6.0
1.9
–
Union .......................................................................
Nonunion .................................................................
(3)
(3)
0.1
0.1
2.5
0.9
3.0
2.3
Average wage within the following categories:4
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
(3)
(3)
(3)
(3)
(3)
0.2
0.2
0.1
0.1
0.1
3.0
2.6
1.2
0.7
1.0
–
3.1
2.3
2.4
3.4
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
(3)
(3)
(3)
(3)
(3)
(3)
1.1
1.4
1.5
3.1
–
4.5
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
0.1
(3)
(3)
(3)
(3)
(3)
(3)
(3)
1.2
3.9
2.5
7.2
1.9
(3)
2.0
0.9
2.2
4.2
–
–
–
7.7
6.4
6.0
All workers ...............................................................
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 46. Standard errors for vision care benefits1: Coverage for selected
services, private industry workers, National Compensation Survey,
2011—Continued
Characteristics
Eye exams
Glasses
Contact
lenses2
Lasik surgery
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
0.4
(3)
(3)
0.5
1.7
(3)
0.6
(3)
2.4
3.3
5.6
3.0
3.6
7.4
8.6
–
–
–
2.6
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
(3)
(3)
(3)
(3)
(3)
(3)
0.2
0.3
(3)
0.1
(3)
0.2
1.1
2.0
0.5
1.4
2.9
1.6
2.0
2.4
2.7
2.5
3.1
3.4
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
0.3
0.8
3.3
2.1
0.6
3.4
0.1
0.4
1.7
1.3
10.3
3.7
–
–
5.3
–
–
4.5
1.8
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes plans with employer-provided discount cards if
there is a cost to the employer.
2 Includes plans that provide coverage for elective
purchase of contact lenses; medically necessary contact
lenses (for cataract surgery, for example) normally are
provided under the surgical portion of a medical plan and are
not described in this table.
3 Less than 0.05.
4 The categories are based on the average wage for each
occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major
plans, key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 47. Vision care benefits: Extent of coverage for selected services, private industry workers, National
Compensation Survey, 2011
(All workers participating in vision care plans = 100 percent)
Eye exams
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Glasses
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
13
87
–
–
4
96
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
13
–
16
–
–
–
–
–
–
87
93
84
94
89
87
86
88
92
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
99
99
98
93
98
95
87
97
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
21
18
24
98
86
79
82
76
–
–
–
–
–
–
–
–
–
–
–
–
7
–
13
99
99
93
100
87
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
12
–
88
84
–
–
–
–
3
–
97
85
–
–
–
–
Union .......................................................................
Nonunion .................................................................
19
11
81
89
–
–
–
–
10
2
90
98
–
–
–
–
Average wage within the following categories:4
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
14
15
11
–
88
86
85
89
87
–
–
–
–
–
–
–
–
–
–
–
–
–
2
–
91
93
97
98
99
–
–
–
–
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
17
–
26
83
99
74
–
–
–
–
–
–
–
–
–
99
100
99
–
–
–
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
12
20
–
29
–
–
–
–
88
80
96
71
81
100
94
93
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
17
–
27
–
–
–
–
95
83
96
73
87
99
99
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 47. Vision care benefits: Extent of coverage for selected services,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in vision care plans = 100 percent)
Contact lenses2
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2
93
4
1
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
95
97
93
92
100
89
81
93
97
–
–
–
–
–
–
–
–
–
(3)
(3)
1
2
–
2
3
1
1
–
–
–
–
–
98
97
90
94
85
–
–
–
–
–
(3)
1
3
4
2
Full time ...................................................................
Part time ..................................................................
2
–
94
81
3
–
1
1
Union .......................................................................
Nonunion .................................................................
–
3
90
94
9
2
–
2
Average wage within the following categories:4
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
2
–
89
89
92
95
97
–
–
3
2
–
1
2
–
1
(3)
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
94
98
92
–
–
–
2
–
3
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
2
–
–
–
–
–
–
–
92
82
96
66
91
97
91
92
4
–
–
24
–
–
–
–
1
2
–
–
(3)
–
3
(3)
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 47. Vision care benefits: Extent of coverage for selected services, private industry workers, National
Compensation Survey, 2011—Continued
(All workers participating in vision care plans = 100 percent)
Eye exams
Characteristics
Full
coverage
Coverage
with limits1
Glasses
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
–
–
–
–
13
–
–
96
97
96
99
92
80
87
86
79
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
100
100
100
100
100
98
93
98
99
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
17
11
21
94
95
94
83
89
79
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
98
97
99
95
93
97
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
–
14
–
–
4
–
91
72
91
96
86
88
97
96
89
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
98
94
94
100
95
95
99
100
97
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 47. Vision care benefits: Extent of coverage for selected services,
private industry workers, National Compensation Survey, 2011—Continued
(All workers participating in vision care plans = 100 percent)
Contact lenses2
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
–
–
–
–
–
–
–
91
95
99
99
98
90
77
81
92
–
–
–
–
–
–
–
17
–
(3)
(3)
1
(3)
2
2
3
( )
–
2
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
2
–
–
94
91
97
92
91
93
2
–
–
5
–
–
–
3
( )
1
1
1
–
–
–
–
–
–
–
–
–
92
86
89
97
94
85
99
97
95
–
9
–
–
–
–
–
–
–
(3)
–
4
3
( )
1
(3)
–
(3)
1
3
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes
plans subject to copayment, cash
allowances, and employer provided discount cards if there
is a cost to the employer.
2 Includes plans that provide coverage for elective
purchase of contact lenses; medically necessary contact
lenses (for cataract surgery, for example) normally are
provided under the surgical portion of a medical plan and
are not described in this table.
3 Less than 0.5.
4 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 47. Standard errors for vision care benefits: Extent of coverage for selected services, private industry workers,
National Compensation Survey, 2011
Eye exams
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
Glasses
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
2.2
2.2
–
–
1.0
1.0
–
–
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
3.3
–
4.8
–
–
–
–
–
–
3.3
2.3
4.8
2.5
5.9
4.1
4.9
4.9
3.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.5
0.3
0.8
3.7
1.7
2.3
4.9
1.5
1.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.2
3.0
4.8
1.3
5.7
3.2
3.0
4.8
–
–
–
–
–
–
–
–
–
–
–
–
2.0
–
3.8
0.7
1.2
2.0
(3)
3.8
–
–
–
–
–
–
–
–
–
–
Full time ...................................................................
Part time ..................................................................
2.4
–
2.4
6.0
–
–
–
–
0.8
–
0.8
6.0
–
–
–
–
Union .......................................................................
Nonunion .................................................................
4.4
2.3
4.4
2.3
–
–
–
–
3.0
0.5
3.0
0.5
–
–
–
–
Average wage within the following categories:4
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
3.5
3.4
2.4
–
4.4
3.5
3.4
2.4
3.8
–
–
–
–
–
–
–
–
–
–
–
–
–
0.6
–
3.3
2.7
1.0
0.6
0.3
–
–
–
–
–
–
–
–
–
–
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
4.0
–
5.3
4.0
1.0
5.3
–
–
–
–
–
–
–
–
–
0.5
(3)
0.8
–
–
–
–
–
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
2.6
4.4
–
7.5
–
–
–
–
2.6
4.4
2.5
7.5
6.0
(3)
2.5
2.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.3
4.3
–
7.7
–
–
–
–
1.3
4.3
2.5
7.7
4.9
0.8
0.2
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Establishment characteristic
See footnotes at end of table.
Table 47. Standard errors for vision care benefits: Extent of coverage for
selected services, private industry workers, National Compensation Survey,
2011—Continued
Contact lenses2
Characteristics
All workers ...............................................................
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
0.5
1.0
0.8
0.4
Worker characteristic
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
–
–
–
–
–
1.3
1.3
2.0
2.6
(3)
2.5
5.1
1.8
0.9
–
–
–
–
–
–
–
–
–
0.3
0.1
0.4
1.5
–
0.9
1.9
0.7
0.6
–
–
–
–
–
1.1
1.5
2.5
2.3
4.1
–
–
–
–
–
0.3
1.1
1.1
1.9
1.2
Full time ...................................................................
Part time ..................................................................
0.5
–
0.9
6.0
0.6
–
0.4
0.8
Union .......................................................................
Nonunion .................................................................
–
0.6
2.4
1.1
2.5
0.6
–
0.5
Average wage within the following categories:4
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
0.5
–
3.1
2.8
1.5
0.8
0.7
–
–
0.9
0.6
–
0.9
1.2
–
0.3
0.3
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
–
–
–
1.9
1.4
2.8
–
–
–
1.0
–
1.5
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
0.4
–
–
–
–
–
–
–
1.3
4.2
2.5
7.7
3.0
1.9
2.3
1.9
1.1
–
–
7.2
–
–
–
–
0.5
1.2
–
–
0.3
–
2.5
0.1
Establishment characteristic
See footnotes at end of table.
Table 47. Standard errors for vision care benefits: Extent of coverage for selected services, private industry workers,
National Compensation Survey, 2011—Continued
Eye exams
Characteristics
Full
coverage
Coverage
with limits1
Glasses
No
coverage
Not
determinable
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
–
–
–
–
4.0
–
–
2.1
2.9
2.8
0.9
10.3
8.1
4.0
4.6
8.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(3)
(3)
(3)
(3)
(3)
0.9
5.4
1.0
0.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
3.4
3.2
5.2
2.4
2.3
4.3
3.4
3.2
5.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.9
1.5
0.9
1.5
3.0
1.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.7
–
2.1
–
–
1.3
–
7.5
9.8
2.7
1.8
2.1
4.4
2.3
1.3
3.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.3
3.4
2.5
(3)
3.4
3.6
0.7
0.4
1.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
See footnotes at end of table.
Table 47. Standard errors for vision care benefits: Extent of coverage for
selected services, private industry workers, National Compensation Survey,
2011—Continued
Contact lenses2
Characteristics
Full
coverage
Coverage
with limits1
No
coverage
Not
determinable
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
–
–
–
–
–
–
–
–
–
2.9
3.0
0.8
0.9
2.4
3.4
5.4
3.2
3.5
–
–
–
–
–
–
–
2.9
–
0.2
(3)
0.6
(3)
2.4
1.0
0.2
–
1.1
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
–
–
0.5
–
–
1.8
3.0
1.1
1.4
3.0
1.6
0.4
–
–
1.3
–
–
–
1.7
0.1
0.4
0.7
0.5
–
–
–
–
–
–
–
–
–
0.6
3.8
2.2
1.5
3.4
7.2
0.5
2.4
1.3
–
2.3
–
–
–
–
–
–
–
0.1
–
1.7
0.2
0.8
0.1
–
0.2
0.6
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes
plans subject to copayment, cash
allowances, and employer provided discount cards if there
is a cost to the employer.
2 Includes plans that provide coverage for elective
purchase of contact lenses; medically necessary contact
lenses (for cataract surgery, for example) normally are
provided under the surgical portion of a medical plan and
are not described in this table.
3 Less than 0.05.
4 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 48. Vision care benefits1: Median copayments for selected services,
private industry workers, National Compensation Survey, 2011
(Includes all workers participating in vision care plans)
Characteristics
All workers ...............................................................
Eye exams
Contact lenses2
Glasses
–
$25
$25
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
$10
10
10
10
–
20
20
25
25
20
25
–
25
25
25
20
25
–
–
25
25
25
–
10
–
–
10
15
20
25
20
20
25
20
–
25
–
25
Full time ...................................................................
Part time ..................................................................
–
10
25
25
25
–
Union .......................................................................
Nonunion .................................................................
15
10
20
25
–
25
Average wage within the following categories:3
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
10
10
25
25
–
25
25
–
25
25
25
25
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
10
10
10
20
25
20
25
25
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
15
–
–
15
–
10
10
25
25
25
25
20
20
20
–
25
25
–
–
–
25
–
20
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 48. Vision care benefits1: Median copayments for selected services,
private industry workers, National Compensation Survey, 2011—Continued
(Includes all workers participating in vision care plans)
Characteristics
Eye exams
Contact lenses2
Glasses
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
$10
10
15
20
–
10
–
–
10
$25
–
25
20
25
25
25
–
25
–
–
–
–
–
–
–
$10
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
10
–
–
–
10
25
25
25
20
20
25
25
25
–
25
20
25
10
10
10
10
–
–
–
10
15
15
20
25
25
20
25
20
25
25
25
25
–
–
–
20
25
25
25
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes plans with employer-provided discount
cards if there is a cost to the employer.
2 Includes plans that provide coverage for elective
purchase of contact lenses; medically necessary contact
lenses (for cataract surgery, for example) normally are
provided under the surgical portion of a medical plan and
are not described in this table.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 48. Standard errors for vision care benefits1: Median copayments for
selected services, private industry workers, National Compensation Survey,
2011
Characteristics
All workers ...............................................................
Eye exams
Contact lenses2
Glasses
–
$5
$0
Management, professional, and related ..................
Management, business, and financial .................
Professional and related ......................................
Service .....................................................................
Protective service ................................................
Sales and office .......................................................
Sales and related .................................................
Office and administrative support ........................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry ...............................................................
Installation, maintenance, and repair ...................
Production, transportation, and material moving .....
Production ............................................................
Transportation and material moving ....................
–
–
–
–
$0
0
0
3
–
4
0
6
0
0
6
–
5
0
2
5
0
–
–
0
0
0
–
1
–
–
0
0
4
4
5
6
7
4
–
6
–
1
Full time ...................................................................
Part time ..................................................................
–
2
7
0
0
–
Union .......................................................................
Nonunion .................................................................
2
2
5
5
–
0
Average wage within the following categories:3
Lowest 25 percent ...............................................
Second 25 percent ...............................................
Third 25 percent ...................................................
Highest 25 percent ...............................................
Highest 10 percent ...........................................
–
–
–
1
1
2
7
–
7
6
–
0
0
0
2
Goods-producing industries .....................................
Construction .........................................................
Manufacturing ......................................................
0
0
0
0
4
0
3
7
–
Service-providing industries .....................................
Trade, transportation, and utilities .......................
Wholesale trade ...............................................
Retail trade ......................................................
Transportation and warehousing .....................
Information ...........................................................
Financial activities ................................................
Finance and insurance ....................................
–
3
–
–
0
–
1
0
3
4
0
4
0
2
6
–
0
0
–
–
–
0
–
3
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 48. Standard errors for vision care benefits1: Median copayments for
selected services, private industry workers, National Compensation Survey,
2011—Continued
Characteristics
Eye exams
Contact lenses2
Glasses
Credit intermediation and related activities ..
Insurance carriers and related activities ......
Professional and business services .....................
Professional and technical services .................
Administrative and waste services ...................
Education and health services .............................
Educational services ........................................
Junior colleges, colleges, and universities ...
Healthcare and social assistance ....................
$0
0
4
3
–
1
–
–
1
$6
–
3
3
0
4
0
–
5
–
–
–
–
–
–
–
$0
–
1 to 99 workers ........................................................
1 to 49 workers ....................................................
50 to 99 workers ..................................................
100 workers or more ................................................
100 to 499 workers ..............................................
500 workers or more ............................................
–
0
–
–
–
1
0
0
0
1
0
6
0
0
–
3
6
3
0
0
0
0
–
–
–
2
1
0
3
4
6
1
7
3
0
3
0
0
–
–
–
6
6
0
2
Geographic area
New England ...........................................................
Middle Atlantic .........................................................
East North Central ...................................................
West North Central ..................................................
South Atlantic ...........................................................
East South Central ...................................................
West South Central ..................................................
Mountain ..................................................................
Pacific ......................................................................
1 Includes plans with employer-provided discount
cards if there is a cost to the employer.
2 Includes plans that provide coverage for elective
purchase of contact lenses; medically necessary contact
lenses (for cataract surgery, for example) normally are
provided under the surgical portion of a medical plan and
are not described in this table.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical Note
for more details.
NOTE: Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.