Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2012
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
73
59
81
73
54
74
88
94
86
87
76
80
74
76
86
86
86
88
88
93
86
86
69
73
67
70
78
78
78
81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
82
47
68
73
63
79
79
85
70
34
60
57
46
63
64
88
86
73
87
78
73
80
81
97
82
47
68
73
63
79
78
79
64
32
56
52
42
58
60
81
77
68
83
71
67
73
76
73
84
76
82
70
59
68
62
69
55
81
81
82
83
79
72
84
76
82
69
57
62
57
64
51
78
75
76
78
74
Full time .................................................................
Part time ................................................................
88
24
73
15
83
61
88
24
67
13
76
56
Union .....................................................................
Nonunion ...............................................................
95
69
85
54
89
79
95
69
79
50
83
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
21
77
88
94
95
24
11
60
74
82
84
64
53
78
85
88
89
38
21
77
87
93
95
22
11
55
68
75
76
59
51
72
78
80
80
Goods-producing industries ...................................
86
72
84
86
67
78
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
71
81
86
89
86
76
89
88
57
66
75
77
77
59
77
81
80
82
87
87
89
77
86
92
70
80
86
88
86
76
89
88
52
60
69
70
71
54
68
77
74
75
80
79
82
71
77
87
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
80
27
21
78
71
53
74
61
68
58
53
51
56
49
46
83
83
83
86
36
39
35
34
29
31
28
27
79
80
79
81
86
92
84
85
68
72
66
69
78
78
78
81
59
62
28
46
46
39
50
47
50
49
21
39
36
29
40
38
86
80
74
85
78
74
80
81
37
32
17
32
23
16
27
31
31
24
13
25
18
12
21
26
82
75
72
76
77
75
77
82
95
81
46
67
72
62
78
77
77
62
31
55
51
41
57
58
81
77
68
82
71
67
73
76
40
53
47
51
43
34
42
37
42
32
85
78
78
82
74
30
32
27
27
27
26
25
21
22
20
86
78
80
82
77
71
83
74
81
68
55
62
56
63
50
78
75
76
78
74
Full time .................................................................
Part time ................................................................
58
13
47
9
81
65
33
9
26
6
79
68
87
23
66
13
76
55
Union .....................................................................
Nonunion ...............................................................
74
42
63
33
86
78
56
22
47
16
84
75
93
68
77
49
83
72
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
9
46
58
69
74
12
5
35
48
58
62
65
58
77
82
84
84
10
5
24
33
43
45
7
3
18
27
34
36
67
60
76
80
80
81
37
21
75
86
92
93
22
10
54
67
74
75
59
51
72
78
80
80
Goods-producing industries ...................................
56
46
83
32
26
82
84
66
79
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
45
49
53
53
57
47
71
63
36
40
44
45
48
37
58
56
79
81
84
85
84
78
81
89
26
28
33
34
33
24
40
48
20
22
26
28
25
18
30
40
77
78
79
80
76
77
77
82
69
79
85
87
86
75
88
86
51
59
68
68
71
53
68
75
73
75
80
79
82
71
77
87
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
70
86
82
90
44
41
54
72
66
79
76
75
77
84
80
87
58
54
70
86
82
90
41
38
51
66
60
71
72
71
72
76
73
79
75
73
74
71
72
77
72
71
72
61
61
59
58
56
63
57
56
62
82
83
80
82
77
82
79
79
85
74
73
73
71
72
77
72
71
72
54
57
54
52
52
59
53
50
56
72
78
73
74
72
77
74
71
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
31
27
41
62
56
68
23
21
32
50
43
57
77
77
76
81
78
83
17
14
26
36
28
44
13
11
20
28
23
34
76
76
76
79
79
79
57
53
68
85
81
89
41
38
49
64
59
70
71
71
72
76
73
79
52
50
51
49
40
40
37
45
56
41
42
40
39
31
30
28
37
46
80
83
79
80
77
75
77
81
82
20
33
26
19
24
18
19
24
42
15
27
20
14
17
14
14
20
34
75
84
76
75
69
79
76
82
82
71
72
72
69
71
76
71
70
71
51
56
53
51
51
59
53
50
55
72
78
73
73
72
77
74
72
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2012
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
69
31
83
81
83
86
17
19
17
14
70
70
70
66
30
30
30
34
87
80
80
85
79
74
81
82
13
20
20
15
21
26
19
18
65
71
65
75
67
64
69
69
35
29
35
25
33
36
31
31
84
81
81
80
81
16
19
19
20
19
70
69
73
74
71
30
31
27
26
29
Full time .................................................................
Part time ................................................................
81
75
19
25
69
66
31
34
Union .....................................................................
Nonunion ...............................................................
88
79
12
21
80
66
20
34
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
75
80
82
83
83
24
25
20
18
17
17
60
60
67
70
72
74
40
40
33
30
28
26
Goods-producing industries ...................................
82
18
74
26
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
81
83
85
86
85
81
82
88
19
17
15
14
15
19
18
12
68
66
66
64
71
67
74
77
32
34
34
36
29
33
26
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2012—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
80
79
82
80
83
20
20
21
18
20
17
63
63
64
72
69
74
37
37
36
28
31
26
77
83
81
82
80
81
81
81
82
23
17
19
18
20
19
19
19
18
72
75
74
70
64
62
63
67
68
28
25
26
30
36
38
37
33
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$376.16
20
$471.51
80
$352.07
$106.43
100
100
100
100
396.12
380.10
402.98
445.56
20
17
21
32
472.70
473.13
472.56
496.78
80
83
79
68
377.35
361.19
384.62
421.55
105.33
102.57
106.57
110.33
100
100
100
100
100
100
100
100
451.75
392.23
371.47
441.09
351.85
302.60
372.90
380.87
34
10
21
25
17
13
19
31
499.17
520.40
485.91
496.80
443.11
391.60
458.08
486.57
66
90
79
75
83
87
81
69
427.34
377.82
340.40
422.52
332.67
289.23
352.65
334.14
114.40
104.73
103.35
102.21
109.97
116.66
106.89
111.80
100
100
100
100
100
393.27
370.60
368.18
359.36
378.53
38
24
19
17
22
491.57
479.99
483.73
478.85
488.01
62
76
81
83
78
331.88
335.67
340.51
335.38
346.97
112.05
111.63
103.31
100.33
107.05
Full time .................................................................
Part time ................................................................
100
100
378.70
336.60
20
21
473.81
436.72
80
79
354.73
310.48
105.13
126.79
Union .....................................................................
Nonunion ...............................................................
100
100
473.38
349.30
38
15
539.14
425.07
62
85
433.19
335.66
109.52
105.80
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
318.43
310.62
356.00
384.29
402.01
410.79
17
19
18
21
22
22
413.16
458.47
447.61
480.85
491.37
495.99
83
81
82
79
78
78
299.62
275.91
336.21
358.61
376.40
386.83
111.79
118.79
103.64
106.00
106.94
105.87
Goods-producing industries ...................................
100
367.63
21
481.22
79
338.04
98.23
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
378.01
405.72
430.99
440.76
421.61
381.96
411.31
469.03
20
21
28
33
18
14
11
28
469.33
477.00
489.80
494.61
473.60
452.11
532.90
517.79
80
79
72
67
82
86
89
72
355.10
387.27
408.10
414.34
409.92
370.97
396.07
450.20
108.20
105.47
108.85
114.89
95.16
102.82
102.45
93.78
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$352.11
351.06
354.43
390.20
369.32
407.80
25
26
23
17
15
19
$452.90
446.05
469.96
487.38
467.01
501.27
75
74
77
83
85
81
$318.19
317.66
319.33
369.95
351.71
386.03
$115.82
116.34
114.70
101.47
103.47
99.71
100
100
100
100
100
100
100
100
100
383.61
404.79
380.41
370.21
357.21
352.24
351.73
371.17
393.57
11
27
17
21
14
15
23
23
26
455.61
493.96
467.71
464.44
446.83
422.26
425.69
456.55
514.49
89
73
83
79
86
85
77
77
74
374.89
372.18
361.97
344.87
343.15
340.34
329.59
346.36
351.76
123.73
112.73
101.27
99.34
103.95
91.82
104.54
109.32
112.20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
75
(5)
13
1
(5)
10
(5)
100
100
100
100
74
78
73
76
(5)
(5)
(5)
–
14
11
16
14
1
1
1
1
1
(5)
1
2
9
9
9
5
(5)
(5)
(5)
–
100
100
100
100
100
100
100
100
75
68
77
75
70
64
73
80
–
–
–
–
(5)
–
–
–
13
19
10
10
19
24
16
8
–
1
1
2
1
–
1
–
2
(5)
1
2
(5)
(5)
(5)
(5)
6
11
10
9
10
12
9
10
–
–
–
–
(5)
–
–
1
100
100
100
100
100
81
79
78
78
78
–
–
–
–
–
7
9
7
9
6
–
–
–
–
–
–
1
(5)
–
–
8
11
13
12
14
–
1
(5)
–
–
Full time .................................................................
Part time ................................................................
100
100
75
70
(5)
–
13
18
1
(5)
(5)
–
10
11
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
74
75
1
(5)
11
14
1
1
2
(5)
10
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
82
73
76
74
73
–
–
(5)
(5)
(5)
(5)
13
7
16
12
13
13
–
–
1
1
1
1
–
–
(5)
1
1
1
12
11
10
10
10
11
–
–
(5)
(5)
1
1
Goods-producing industries ...................................
100
80
–
8
(5)
–
11
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
73
73
75
76
73
73
69
74
(5)
–
–
–
–
–
–
–
15
17
17
15
22
17
19
15
1
1
1
1
1
1
1
4
1
1
1
2
(5)
–
–
2
10
8
5
5
4
10
10
4
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
78
76
80
73
74
72
–
–
–
(5)
1
–
10
11
8
15
14
17
(5)
–
–
1
(5)
1
–
–
–
1
1
1
11
12
10
10
10
9
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
83
73
74
73
77
75
73
74
73
–
–
–
–
–
–
–
–
1
7
12
16
13
12
16
15
14
14
–
–
( )
–
–
–
–
–
2
–
3
–
–
–
–
–
–
–
8
11
10
12
10
9
10
11
10
–
1
–
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$875.16
10
$1,159.08
90
$844.96
$427.45
100
100
100
100
920.05
914.14
922.58
885.24
9
7
9
12
1,236.04
1,223.33
1,240.41
1,258.98
91
93
91
88
890.68
889.95
891.00
835.08
429.63
422.19
432.88
504.32
100
100
100
100
100
100
100
100
879.14
965.62
811.16
1,005.54
830.06
738.08
868.97
863.76
14
5
10
10
8
7
8
17
1,255.94
1,165.98
1,191.89
1,263.33
1,038.93
954.06
1,070.28
1,147.22
86
95
90
90
92
93
92
83
818.10
955.36
768.41
978.23
812.85
722.05
851.68
805.78
532.42
397.79
487.27
418.28
426.69
437.10
422.24
439.30
100
100
100
100
100
844.47
879.87
896.52
896.63
896.40
23
12
11
9
14
1,081.82
1,257.47
1,132.35
1,173.63
1,098.65
77
88
89
91
86
771.89
830.31
866.50
867.96
864.69
466.26
419.78
367.32
339.21
402.07
Full time .................................................................
Part time ................................................................
100
100
881.67
774.78
9
13
1,192.84
791.96
91
87
849.48
772.14
424.87
468.94
Union .....................................................................
Nonunion ...............................................................
100
100
1,064.71
822.74
26
5
1,167.29
1,147.96
74
95
1,029.55
804.86
375.00
438.84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
687.82
617.02
815.41
892.69
961.87
1,012.42
7
11
8
9
12
13
846.49
723.92
1,093.68
1,138.12
1,256.07
1,291.95
93
89
92
91
88
87
676.63
603.83
792.35
867.11
921.48
970.65
509.28
552.92
427.84
411.37
412.78
398.84
Goods-producing industries ...................................
100
906.70
14
1,140.10
86
870.08
353.15
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
868.35
871.52
861.24
843.26
929.85
881.30
1,033.49
1,035.34
9
8
10
13
4
6
5
10
1,165.41
1,159.68
1,236.50
1,246.31
1,207.00
1,041.31
1,238.38
1,153.44
91
92
90
87
96
94
95
90
839.83
846.06
819.12
781.66
919.34
870.66
1,023.57
1,022.69
442.63
477.46
493.33
540.61
390.51
462.98
377.73
346.07
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$776.07
764.29
801.70
931.40
881.61
973.23
11
11
10
9
7
10
$1,145.52
1,164.02
1,097.18
1,168.39
1,121.57
1,196.02
89
89
90
91
93
90
$731.29
712.78
770.68
908.15
862.82
947.55
$478.41
477.93
479.44
399.12
427.08
374.82
100
100
100
100
100
100
100
100
100
990.80
987.60
946.62
880.07
796.35
741.20
769.57
822.29
884.88
7
19
12
10
3
5
5
9
11
1,075.23
1,197.03
1,125.34
1,158.42
1,248.24
1,158.37
1,107.79
1,132.41
1,148.62
93
81
88
90
97
95
95
91
89
983.99
937.37
922.06
850.60
781.68
721.41
752.18
792.42
851.49
398.85
404.61
365.86
408.63
448.71
442.12
472.93
451.15
452.66
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
76
(5)
12
1
(5)
10
(5)
100
100
100
100
76
78
75
78
(5)
(5)
–
–
13
10
14
12
1
1
1
1
1
(5)
1
1
9
9
9
6
(5)
(5)
–
–
100
100
100
100
100
100
100
100
78
70
79
78
72
64
75
80
–
(5)
–
–
(5)
–
–
–
11
18
10
8
17
23
14
7
–
1
1
3
(5)
–
1
–
2
–
1
2
(5)
–
(5)
(5)
6
10
10
8
10
12
9
11
–
–
–
–
(5)
–
–
1
100
100
100
100
100
82
79
80
79
80
–
–
–
–
–
5
8
7
8
5
–
–
(5)
–
–
–
1
(5)
–
(5)
9
12
13
12
13
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
76
74
(5)
(5)
12
17
1
(5)
(5)
–
10
9
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
76
1
(5)
9
13
1
1
1
(5)
10
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
83
75
77
76
75
–
–
(5)
(5)
(5)
(5)
12
7
14
11
11
12
–
–
1
1
1
1
–
–
(5)
(5)
1
1
11
9
10
10
10
11
–
–
(5)
(5)
(5)
(5)
Goods-producing industries ...................................
100
80
–
7
(5)
–
12
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
76
76
77
79
76
75
71
78
(5)
–
–
–
–
–
–
–
13
15
14
12
18
15
18
11
1
1
1
1
1
1
1
4
1
1
1
1
(5)
–
–
2
10
7
6
6
4
9
9
5
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
78
77
81
75
76
74
–
–
–
(5)
1
–
9
9
7
14
13
15
(5)
–
–
1
–
1
–
–
–
1
1
1
12
13
11
9
9
8
(5)
(5)
–
(5)
–
–
100
100
100
100
100
100
100
100
100
84
74
75
73
79
77
78
73
74
–
–
–
–
–
–
–
–
1
7
11
15
12
11
14
12
13
12
–
–
( )
–
–
–
1
–
2
–
3
–
–
–
–
–
–
–
8
10
10
13
9
9
9
13
11
–
–
( )
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2012
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$32.00
$56.26
$89.29
$131.00
$190.06
$132.33
$221.00
$354.31
$551.88
$815.18
29.18
32.93
26.62
20.00
53.60
56.66
52.63
38.36
87.14
92.24
85.08
75.75
130.57
129.12
131.90
132.52
194.44
183.79
198.00
209.00
138.49
142.41
136.09
119.92
226.30
236.00
222.84
231.97
358.12
356.97
359.42
457.03
562.00
542.47
578.24
667.00
822.95
818.43
824.80
944.00
21.50
34.74
25.00
34.62
34.66
43.33
32.22
33.15
38.02
55.44
51.36
53.38
60.00
71.01
55.29
59.67
77.06
87.15
87.74
85.97
94.74
101.07
90.92
93.28
133.85
129.46
132.54
122.94
131.00
140.11
126.66
143.46
229.99
198.00
182.89
192.00
198.00
221.78
184.33
204.03
119.92
140.68
137.94
129.99
136.38
155.82
130.20
140.00
230.69
231.79
228.60
195.10
237.25
256.45
229.27
220.48
482.54
352.60
386.69
295.32
361.64
356.97
365.16
368.16
711.27
523.11
598.32
450.74
547.85
579.57
539.00
593.04
1003.18
712.29
863.43
766.92
810.77
825.44
810.77
826.47
34.66
30.88
35.00
35.15
35.00
56.00
64.31
60.41
55.00
62.54
90.34
95.00
87.27
88.76
86.66
141.39
143.65
125.54
124.58
128.40
204.92
204.03
174.11
171.27
185.19
158.97
131.90
108.17
105.69
108.33
235.00
212.70
181.26
172.89
194.87
390.58
350.64
297.25
280.90
326.92
592.78
593.90
464.78
430.01
517.77
862.63
802.81
711.82
651.49
836.23
Full time .................................................................
Part time ................................................................
31.87
33.69
56.38
56.00
89.02
94.24
129.90
170.02
186.00
260.58
133.35
101.44
220.98
243.04
352.03
391.93
546.72
623.88
810.26
913.43
Union .....................................................................
Nonunion ...............................................................
28.34
32.87
50.13
58.00
81.00
91.59
126.72
131.66
188.57
190.24
92.39
150.07
157.45
238.32
264.00
372.20
441.78
570.02
795.11
817.01
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29.28
24.16
32.28
30.90
33.64
33.83
59.99
57.06
55.38
55.00
57.02
55.78
95.60
100.33
88.86
87.44
89.57
88.83
142.40
181.99
126.63
129.00
131.76
131.76
204.00
227.48
181.99
184.87
194.91
194.12
150.15
150.73
136.38
130.52
130.00
124.45
248.37
236.24
222.84
215.42
215.26
203.96
421.12
436.17
361.35
346.73
338.39
323.44
661.29
612.17
550.77
532.42
530.37
500.70
913.43
913.43
830.32
786.12
792.00
753.19
Goods-producing industries ...................................
34.97
54.82
86.33
123.59
169.00
118.00
181.95
286.81
441.88
666.37
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
31.01
22.47
20.00
21.42
20.00
28.17
34.74
21.62
56.65
48.55
39.99
38.00
43.90
53.66
54.85
43.00
90.02
84.00
80.00
82.86
74.96
87.74
83.59
69.00
132.72
130.19
131.35
141.29
115.89
129.84
120.18
102.98
195.30
197.88
209.00
231.80
175.53
186.08
186.69
156.49
136.42
133.46
119.92
108.56
148.23
139.68
130.00
111.86
231.86
239.53
236.00
247.04
232.00
244.21
207.98
180.00
370.10
403.57
421.14
500.70
346.82
392.00
324.60
285.16
578.24
645.12
667.00
711.27
517.00
619.42
448.60
429.86
840.41
925.91
894.67
989.75
667.00
933.37
664.41
632.74
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2012—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$36.04
35.00
41.95
29.00
31.25
26.13
$62.66
61.00
68.72
52.83
57.19
50.00
$99.57
99.69
99.47
84.25
90.54
80.00
$143.49
144.51
142.32
123.96
127.26
119.92
$204.37
204.00
209.52
181.99
181.99
182.00
$162.49
156.95
171.29
120.00
127.87
116.00
$255.89
250.72
268.65
201.34
220.98
189.24
$406.78
409.15
400.19
325.97
349.02
302.65
$638.09
639.31
637.06
495.42
527.67
468.59
$892.72
892.72
892.52
724.48
769.06
685.00
46.75
40.60
33.85
36.30
26.10
20.00
32.00
39.73
25.80
75.29
66.24
56.66
56.44
52.65
38.00
55.29
55.18
52.02
112.95
94.24
86.04
87.17
86.67
78.20
92.50
90.73
86.76
154.99
138.92
120.55
126.00
130.00
119.66
129.00
132.46
136.02
206.38
213.49
176.41
177.57
185.52
163.49
182.38
197.69
205.48
145.32
125.00
109.85
146.35
148.23
146.63
165.00
153.82
118.31
236.16
211.04
184.00
228.60
223.52
253.48
257.49
228.71
210.66
345.99
318.89
299.00
355.56
374.83
393.31
403.57
370.00
365.16
498.27
532.41
461.91
519.42
592.31
667.00
593.58
551.00
595.92
667.28
861.40
718.09
755.43
862.63
746.40
823.00
749.14
932.81
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
62
10
6
21
59
13
1
26
79
82
78
85
8
11
7
1
3
2
4
3
9
5
10
11
77
84
75
75
11
9
11
11
1
1
1
(2)
11
6
13
13
96
78
37
66
62
53
68
65
1
4
9
2
11
10
11
13
1
4
9
10
8
14
5
3
2
14
44
22
19
23
16
19
83
74
34
63
58
46
65
61
14
8
13
5
15
17
14
18
–
1
2
6
1
1
1
1
–
17
51
26
26
36
20
20
60
70
62
67
58
12
14
13
16
12
4
1
5
2
8
23
15
19
15
23
53
67
63
70
56
–
16
13
13
13
–
–
1
1
1
26
–
24
17
30
Full time .................................................................
Part time ................................................................
76
20
12
4
2
18
10
57
75
12
13
12
1
2
11
74
Union .....................................................................
Nonunion ...............................................................
92
57
2
12
2
7
3
24
84
55
10
14
1
1
4
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
27
13
64
76
86
88
10
8
13
11
7
7
14
17
5
3
2
2
49
62
18
10
5
3
24
11
62
73
83
86
13
10
15
14
10
9
2
2
1
1
1
1
61
77
22
12
6
4
Goods-producing industries ...................................
72
13
2
12
71
14
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
60
72
83
87
85
64
86
87
10
8
3
2
2
12
2
1
7
5
3
4
3
6
3
3
23
15
10
8
11
18
8
9
57
67
75
75
81
62
85
81
13
13
11
13
5
14
4
7
1
1
1
1
1
2
1
1
28
18
13
10
13
23
11
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
28
45
1
27
49
23
6
22
42
39
44
72
46
55
42
14
1
(2)
1
2
11
6
13
12
61
72
56
34
27
21
30
52
3
2
3
1
9
5
11
13
90
38
17
50
22
11
28
30
7
44
30
18
51
52
51
49
1
1
1
2
1
2
1
(2)
2
17
52
30
26
35
20
21
27
67
27
32
55
49
58
53
70
15
20
36
19
14
21
26
–
4
9
9
7
13
4
3
–
14
44
23
20
24
17
19
31
28
25
22
27
41
55
51
60
42
–
–
1
–
2
–
–
23
–
29
45
60
50
61
40
27
24
25
21
29
4
1
5
2
7
23
15
20
15
24
Full time .................................................................
Part time ................................................................
34
8
54
16
(2)
3
12
73
61
14
27
10
2
16
10
60
Union .....................................................................
Nonunion ...............................................................
80
19
15
50
1
1
4
30
44
50
51
18
1
6
4
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
22
34
50
51
30
17
54
53
44
44
2
2
1
2
( )
1
1
61
78
22
12
6
5
23
11
53
60
66
69
15
10
24
28
28
25
12
16
5
2
2
2
50
64
19
10
5
4
Goods-producing industries ...................................
27
59
–
–
66
20
2
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
28
42
69
81
51
23
48
83
42
38
18
7
35
53
41
6
1
1
3
4
1
(2)
1
2
29
18
11
8
12
24
10
9
47
46
34
23
60
56
72
32
24
34
52
65
26
20
16
56
6
4
1
1
1
6
3
1
24
16
13
11
12
18
8
11
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
43
39
56
80
74
86
15
15
14
6
9
4
8
8
9
4
6
3
34
38
21
10
12
8
41
36
56
77
69
84
17
18
14
9
13
5
1
1
2
1
2
1
41
45
28
13
16
10
64
64
64
64
62
66
61
59
59
10
9
10
7
10
11
11
11
13
4
5
7
9
6
5
7
7
5
22
22
20
21
22
18
21
23
23
62
57
64
63
59
66
61
57
53
12
16
9
8
13
–
11
14
19
1
1
1
1
1
–
1
1
1
24
26
25
28
27
22
27
28
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
10
8
15
44
27
61
48
45
55
42
55
29
1
(2)
1
1
1
1
41
46
29
13
16
9
38
35
49
60
60
59
20
19
21
26
22
31
8
8
7
4
5
2
34
38
23
11
13
9
28
32
31
27
25
33
25
21
29
46
41
43
44
47
44
48
50
43
1
1
2
2
1
–
(2)
1
1
25
26
25
27
27
–
28
29
27
50
49
53
51
53
46
49
48
43
24
24
20
20
19
31
24
22
29
4
4
6
7
6
5
7
6
5
22
23
21
22
22
18
21
23
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2012
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
45
9
43
60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
33
55
7
7
7
40
30
54
61
52
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
45
49
54
47
45
88
75
60
70
80
61
42
46
49
33
58
47
91
59
20
20
28
9
7
5
6
–
59
31
24
33
41
25
–
5
–
–
5
–
7
5
–
–
–
44
47
53
45
42
75
75
59
70
79
60
41
44
47
31
56
42
90
58
20
20
25
59
66
78
62
62
92
80
74
82
88
68
61
59
65
39
69
70
96
69
34
34
41
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
42
70
78
76
91
8
7
15
25
21
49
42
41
68
74
72
89
58
57
86
93
93
94
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2012—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
39
43
42
51
46
50
45
48
42
–
10
10
8
7
10
–
9
8
37
39
40
50
45
48
45
46
42
50
61
56
59
60
65
55
65
66
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2012
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
70
51
72
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
94
85
41
40
72
63
78
77
74
80
71
27
30
55
46
61
61
84
85
84
67
75
76
73
78
79
87
94
84
41
39
72
63
78
77
67
72
64
25
28
50
42
56
57
76
77
76
62
71
70
67
71
75
70
83
76
82
69
55
66
61
68
54
79
80
81
83
79
70
83
75
82
69
53
61
57
64
50
76
73
76
77
73
Full time .................................................................
Part time ................................................................
86
24
70
14
81
59
86
24
64
13
74
54
Union .....................................................................
Nonunion ...............................................................
95
68
83
52
87
78
94
67
78
48
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
19
74
86
92
93
21
10
55
71
80
82
61
52
74
83
86
88
34
19
74
86
92
93
19
9
51
65
73
74
57
50
69
76
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
72
91
72
56
78
84
77
86
86
72
91
67
54
72
78
75
79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
71
84
63
83
97
52
54
69
44
68
90
77
76
82
70
82
93
67
71
84
63
83
97
47
50
65
40
62
83
71
70
78
64
75
86
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
25
19
77
69
50
72
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
63
70
60
24
26
45
38
49
45
52
58
49
17
18
34
28
38
36
82
82
82
69
68
76
73
78
80
35
37
34
14
15
21
16
25
30
27
30
26
9
9
16
12
19
24
79
80
78
68
59
75
74
76
81
86
93
83
40
39
71
61
77
75
66
71
63
25
28
49
41
55
56
76
77
76
62
71
70
67
71
75
37
52
47
51
42
31
40
36
42
31
84
77
78
82
73
29
31
26
27
26
25
24
21
22
20
86
77
79
82
76
68
81
74
81
67
52
60
56
62
49
76
73
76
77
73
Full time .................................................................
Part time ................................................................
56
13
45
8
79
63
30
8
24
5
78
66
85
23
63
13
74
53
Union .....................................................................
Nonunion ...............................................................
73
42
61
33
84
77
56
21
47
16
83
75
93
66
77
47
83
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
8
44
56
69
73
10
4
33
45
57
60
63
53
74
81
82
83
9
5
21
30
40
42
6
2
16
24
32
33
66
53
74
79
79
79
34
18
73
84
91
92
19
9
50
64
72
73
56
49
68
76
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
55
34
63
46
28
53
83
82
84
32
23
35
26
20
29
82
86
82
84
71
89
66
53
71
78
74
80
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
44
48
36
61
79
33
32
39
25
45
68
77
74
81
69
74
86
23
21
28
14
36
56
18
16
23
10
26
49
75
76
80
75
72
87
66
70
83
61
81
97
46
49
65
39
60
83
71
70
78
64
74
86
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
89
88
93
94
92
71
69
85
48
76
81
90
75
32
29
51
73
73
79
77
78
56
57
73
36
58
66
76
57
19
16
39
82
84
85
82
85
79
82
85
75
77
81
84
76
62
56
76
88
88
93
94
91
71
69
85
47
76
81
90
75
31
29
51
63
66
70
69
69
50
52
67
32
53
59
68
52
18
16
36
72
75
76
74
76
71
75
79
68
70
74
76
69
59
53
70
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
58
54
69
85
82
90
43
40
53
70
65
77
75
74
76
82
79
86
57
54
69
85
82
89
41
38
49
63
59
68
71
70
71
74
72
76
73
71
73
68
69
72
69
69
69
59
58
57
54
51
56
54
53
57
81
81
79
80
74
78
78
77
83
72
71
72
68
69
72
69
68
69
51
53
52
48
47
52
50
48
53
71
75
72
71
69
72
72
70
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
74
67
74
76
71
47
45
57
25
47
54
64
46
19
17
27
56
55
60
61
58
37
37
47
20
36
41
49
35
11
10
21
76
82
82
81
82
80
82
83
80
77
76
76
77
61
56
77
55
30
31
26
37
25
28
35
18
24
28
34
23
12
10
17
39
23
24
19
30
19
23
28
14
18
20
23
18
7
6
12
71
77
77
74
79
76
79
80
77
76
72
68
77
63
56
69
87
86
91
91
90
70
68
84
47
75
80
90
74
31
29
50
62
64
68
67
68
50
51
66
32
52
59
68
51
18
15
35
72
75
76
73
75
72
75
78
68
70
74
76
69
58
53
71
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
41
63
56
73
23
20
31
50
43
60
76
76
76
79
77
82
16
14
25
35
28
44
12
10
18
27
22
34
75
75
75
78
78
78
56
53
67
84
80
88
40
37
48
62
58
67
71
70
71
74
72
76
51
47
48
48
39
45
39
41
51
39
38
38
37
30
34
30
33
40
78
81
78
77
76
76
75
79
80
20
29
23
21
22
22
20
23
35
15
23
17
15
15
17
15
18
28
75
81
76
74
71
78
75
80
80
69
70
71
67
68
71
68
68
68
49
53
52
48
47
51
49
47
51
70
75
72
71
69
72
72
70
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2012
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
80
81
77
77
78
74
79
81
19
20
19
23
23
22
26
21
19
70
69
71
61
63
67
64
68
69
30
31
29
39
37
33
36
32
31
83
80
80
80
80
17
20
20
20
20
69
69
73
73
72
31
31
27
27
28
Full time .................................................................
Part time ................................................................
80
74
20
26
69
66
31
34
Union .....................................................................
Nonunion ...............................................................
88
78
12
22
83
66
17
34
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
72
78
80
81
82
25
28
22
20
19
18
60
58
66
68
72
73
40
42
34
32
28
27
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
82
81
18
18
19
74
66
76
26
34
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
79
77
80
73
81
84
21
23
20
27
19
16
67
68
69
63
76
80
33
32
31
37
24
20
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2012—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
81
80
81
80
84
78
79
74
80
79
79
80
75
71
80
16
19
20
19
20
16
22
21
26
20
21
21
20
25
29
20
77
70
71
70
72
63
66
65
63
65
64
69
66
57
58
64
23
30
29
30
28
37
34
35
37
35
36
31
34
43
42
36
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
78
80
79
81
21
21
22
20
21
19
63
63
63
73
69
77
37
37
37
27
31
23
75
81
80
79
78
78
80
79
81
25
19
20
21
22
22
20
21
19
71
72
72
70
64
66
66
67
66
29
28
28
30
36
34
34
33
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$356.33
18
$458.71
82
$334.52
$107.78
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
370.69
363.71
374.66
334.52
347.09
337.78
299.89
356.70
371.54
15
15
15
17
6
16
13
17
31
442.36
454.74
435.44
488.13
441.42
427.44
389.19
441.29
485.91
85
85
85
83
94
84
87
83
69
358.02
347.82
363.84
302.17
340.61
321.12
287.12
339.07
320.81
105.78
105.26
106.08
106.30
110.82
111.66
117.41
108.63
115.77
100
100
100
100
100
385.37
360.81
363.92
357.36
372.23
40
23
19
16
22
491.42
478.56
483.53
479.02
487.77
60
77
81
84
78
313.98
324.94
336.41
333.80
339.94
121.41
112.37
103.11
100.26
106.98
Full time .................................................................
Part time ................................................................
100
100
358.78
322.17
17
19
461.82
419.14
83
81
336.99
299.15
106.57
124.96
Union .....................................................................
Nonunion ...............................................................
100
100
453.67
340.02
40
14
538.35
419.60
60
86
396.50
327.32
102.63
108.37
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
309.18
301.22
337.42
361.60
379.25
379.79
16
16
15
18
19
18
415.58
472.97
431.10
465.29
479.32
467.57
84
84
85
82
81
82
288.72
267.52
320.63
339.08
355.20
360.62
115.77
125.85
105.48
108.51
106.19
104.09
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
366.91
377.70
361.15
21
41
15
480.89
494.23
469.24
79
59
85
337.04
296.97
341.87
98.57
127.65
93.09
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
353.31
334.60
347.48
294.08
397.56
403.35
17
17
21
16
15
16
450.80
411.82
428.95
350.75
526.11
441.78
83
83
79
84
85
84
333.83
318.43
325.60
283.05
374.85
396.04
110.28
113.82
109.83
123.73
100.55
91.08
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$372.54
367.59
362.87
357.51
360.42
389.90
351.89
355.60
346.50
375.64
378.09
398.72
375.16
306.51
280.20
376.81
23
17
14
14
11
31
17
19
–
12
13
8
12
22
16
28
$517.41
485.35
467.12
455.07
461.04
523.21
466.50
428.75
–
439.07
449.66
469.81
436.71
479.97
495.98
461.49
77
83
86
86
89
69
83
81
–
88
87
92
88
78
84
72
$328.69
343.76
346.22
341.12
348.22
329.17
328.70
338.18
–
367.08
367.18
392.44
367.06
256.74
237.78
344.18
$84.96
102.50
102.07
99.15
99.82
105.03
120.01
117.95
–
105.25
117.51
116.67
102.89
106.75
109.72
118.55
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
345.14
345.93
343.30
364.98
351.36
381.45
24
25
21
13
13
13
446.78
442.86
458.07
476.27
447.28
511.71
76
75
79
87
87
87
313.06
312.85
313.52
348.94
337.45
362.80
117.64
118.26
116.29
101.14
104.30
97.34
100
100
100
100
100
100
100
100
100
352.65
391.37
361.25
345.96
338.94
341.78
343.90
346.79
359.10
10
24
17
13
11
14
18
20
23
434.31
502.72
448.92
455.47
435.40
436.26
422.85
437.43
470.61
90
76
83
87
89
86
82
80
77
343.49
356.66
343.60
329.18
326.71
326.72
326.25
323.79
325.15
124.78
113.63
105.17
100.72
108.68
102.91
102.59
109.44
105.60
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
75
(4)
13
(4)
(4)
11
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
75
78
73
77
66
70
63
74
81
–
–
–
–
–
(4)
–
–
–
13
10
15
9
9
18
24
15
7
(4)
1
(4)
–
–
(4)
–
(4)
–
(4)
(4)
(4)
–
–
(4)
(4)
(4)
–
11
10
11
13
22
11
12
10
11
–
–
–
–
–
(4)
–
–
–
100
100
100
100
100
83
79
79
78
79
–
–
–
–
–
5
8
7
8
5
–
–
–
–
–
–
–
–
–
–
9
12
13
12
15
–
–
(4)
–
–
Full time .................................................................
Part time ................................................................
100
100
75
70
(4)
–
12
18
(4)
(4)
(4)
–
11
11
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
75
–
(4)
7
13
–
(4)
(4)
(4)
14
11
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
83
72
76
76
75
–
–
(4)
(4)
(4)
(4)
13
6
15
12
11
11
–
–
–
(4)
(4)
1
–
–
–
(4)
(4)
(4)
12
–
12
11
11
13
–
–
(4)
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
80
84
79
–
–
–
8
5
8
(4)
–
(4)
–
–
–
11
8
12
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
74
69
84
57
75
91
(4)
–
–
–
–
–
14
17
6
29
6
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
12
13
8
14
18
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
83
74
72
77
66
85
78
80
78
74
76
73
74
77
77
64
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
10
18
20
18
22
–
9
8
–
14
11
15
15
8
11
9
–
(4)
4
( )
1
–
–
–
–
–
1
2
3
4
( )
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
7
7
6
4
10
–
13
11
9
10
9
9
10
13
–
22
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
78
76
81
73
74
72
–
–
–
(4)
–
–
10
10
8
14
14
15
–
–
–
(4)
–
1
(4)
–
–
(4)
–
–
12
12
11
11
11
12
(4)
(4)
–
(4)
(4)
(4)
100
100
100
100
100
100
100
100
100
81
75
73
74
77
76
71
74
75
–
–
–
–
–
–
–
–
–
8
11
15
12
10
10
18
13
12
–
–
(4)
–
–
–
(4)
–
(4)
–
1
–
–
–
–
–
–
–
9
11
11
13
12
13
11
12
11
–
–
–
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$857.66
9
$1,142.96
91
$828.22
$426.71
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
917.08
900.78
926.37
733.58
827.78
811.13
734.36
849.20
853.98
8
7
8
9
4
7
7
8
18
1,237.17
1,243.55
1,233.92
1,181.30
1,268.66
1,016.38
951.90
1,044.70
1,143.44
92
93
92
91
96
93
93
92
82
890.85
874.79
900.08
687.26
808.16
794.81
718.53
832.99
788.78
418.82
431.36
411.61
528.95
701.74
431.43
438.57
427.86
450.36
100
100
100
100
100
832.14
871.07
894.90
892.95
897.40
26
12
11
9
14
1,070.67
1,264.61
1,133.75
1,176.76
1,096.71
74
88
89
91
86
747.60
815.90
864.67
863.95
865.64
495.11
420.88
362.74
338.93
394.71
Full time .................................................................
Part time ................................................................
100
100
865.66
747.19
9
13
1,185.04
752.93
91
87
833.87
746.29
424.14
464.05
Union .....................................................................
Nonunion ...............................................................
100
100
1,045.02
826.53
32
6
1,138.82
1,146.99
68
94
1,000.06
807.80
337.47
437.32
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
679.59
603.77
798.70
859.85
950.10
982.07
7
10
7
9
12
11
811.03
787.93
1,058.54
1,128.67
1,254.12
1,307.18
93
90
93
91
88
89
668.95
583.88
777.82
833.70
910.14
941.61
512.17
574.55
426.17
420.61
404.79
389.76
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
905.97
783.08
931.50
14
26
10
1,138.78
1,081.54
1,188.26
86
74
90
869.21
676.80
902.06
354.03
527.55
317.36
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
843.91
829.11
852.38
702.52
1,037.93
1,093.99
8
9
8
9
11
11
1,144.95
945.32
1,056.51
712.53
1,200.24
1,280.14
92
91
92
91
89
89
817.25
817.46
835.03
701.56
1,017.51
1,070.95
446.16
410.18
410.75
446.19
344.98
306.74
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,011.67
898.02
920.76
882.55
937.41
784.28
851.17
856.27
788.13
860.31
836.54
944.05
864.95
639.55
621.18
779.91
16
6
5
3
5
–
8
8
–
6
3
–
6
10
–
12
$1,537.40
1,264.39
1,246.36
1,210.10
1,274.22
–
1,364.53
1,363.85
–
1,026.59
1,073.20
–
1,021.94
1,202.77
–
958.27
84
94
95
97
95
–
92
92
–
94
97
–
94
90
–
88
$911.42
874.84
904.49
870.89
919.44
–
804.46
809.21
–
850.26
828.80
–
854.59
578.70
–
755.00
$327.43
414.91
396.39
394.95
387.10
–
452.62
477.47
–
472.48
483.10
–
470.34
596.23
–
501.90
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
765.89
754.66
791.47
926.60
863.39
1,002.72
11
12
9
8
7
10
1,136.60
1,158.23
1,076.23
1,149.39
1,073.13
1,214.24
89
88
91
92
93
90
720.21
701.58
761.63
906.86
847.98
980.00
484.53
484.79
483.94
384.61
424.75
334.74
100
100
100
100
100
100
100
100
100
933.03
951.97
901.61
853.83
791.29
807.31
814.94
822.66
825.73
7
15
12
9
4
7
6
10
11
1,034.73
1,212.43
1,085.10
1,108.76
1,254.19
1,158.23
1,117.46
1,126.16
1,125.58
93
85
88
91
96
93
94
90
89
925.30
906.29
877.00
828.96
772.51
782.44
795.44
788.97
788.39
407.02
419.27
380.39
393.52
454.15
418.30
450.55
440.08
453.04
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
76
(4)
12
(4)
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
76
79
74
79
68
72
63
76
81
(4)
–
–
–
–
(4)
–
–
–
12
10
14
9
8
17
23
14
6
1
1
(4)
1
–
(4)
–
(4)
–
(4)
(4)
–
–
–
(4)
–
(4)
–
11
10
11
12
21
10
13
9
12
(4)
–
(4)
–
–
(4)
–
–
–
100
100
100
100
100
83
79
80
79
81
–
–
–
–
–
4
8
6
8
4
–
–
(4)
–
–
–
–
–
–
–
10
13
13
12
14
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
76
73
(4)
(4)
11
17
(4)
–
(4)
–
11
9
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
79
76
–
(4)
6
12
–
(4)
(4)
(4)
13
11
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
86
73
77
77
76
–
–
–
(4)
(4)
–
11
6
14
11
10
10
–
–
(4)
(4)
(4)
1
–
–
–
(4)
(4)
(4)
11
8
12
11
11
13
–
–
(4)
(4)
(4)
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
80
83
79
–
–
–
7
4
8
(4)
–
(4)
–
–
–
12
10
12
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
75
69
82
58
74
92
(4)
–
–
–
–
–
13
16
7
27
6
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
11
14
10
15
19
–
(4)
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
84
76
73
78
69
87
80
81
82
76
78
75
76
77
78
71
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
17
19
17
20
–
8
7
–
13
9
13
14
9
10
8
–
(4)
4
( )
1
–
–
–
–
–
1
1
2
4
( )
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
7
6
6
4
9
–
11
12
5
9
9
9
9
13
–
18
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
78
77
81
75
76
73
–
–
–
(4)
–
–
9
9
7
14
13
14
–
–
–
(4)
(4)
1
(4)
–
–
(4)
–
(4)
12
13
11
10
10
11
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
83
77
74
73
78
76
75
72
77
–
–
–
–
–
–
–
–
–
8
10
15
12
10
10
15
13
11
–
–
(4)
–
–
–
(4)
–
(4)
–
1
–
–
–
–
–
–
–
9
11
11
14
11
14
10
15
11
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2012
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$35.38
$61.60
$93.49
$133.02
$191.69
$138.04
$227.98
$355.89
$543.44
$815.87
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
35.31
35.51
35.00
30.00
45.00
36.83
43.35
35.01
40.00
60.50
62.01
59.98
58.51
81.38
63.10
72.20
60.01
64.25
92.48
96.56
89.17
94.42
110.00
97.30
101.25
95.25
97.38
133.37
131.76
134.84
138.86
158.33
132.98
140.83
130.45
149.09
194.03
188.77
196.62
182.89
195.30
198.84
225.56
184.44
205.29
150.00
149.41
153.82
153.59
–
145.32
159.65
136.38
155.82
235.30
249.40
225.40
247.00
228.60
244.21
258.00
239.18
232.04
355.93
363.00
347.51
404.13
391.00
365.54
356.97
368.84
383.94
534.93
551.90
522.66
635.54
881.33
551.24
586.90
538.68
611.88
804.45
844.95
792.00
895.14
1159.42
813.57
825.39
810.77
844.00
48.84
32.80
35.73
35.73
35.79
61.84
64.80
61.00
55.37
64.19
97.38
96.14
87.40
88.90
87.21
152.37
148.02
125.82
124.58
128.40
223.37
204.03
174.09
171.15
185.19
170.26
136.00
107.79
105.75
108.33
238.33
219.86
181.26
173.00
193.39
417.29
364.19
294.64
280.62
322.75
650.00
591.82
456.76
430.01
517.61
904.50
811.31
708.23
651.49
836.23
Full time .................................................................
Part time ................................................................
36.04
33.69
61.83
56.00
93.28
94.24
132.23
170.02
187.32
260.58
140.00
116.72
226.82
254.37
353.29
398.43
536.00
615.42
810.77
905.29
Union .....................................................................
Nonunion ...............................................................
32.50
36.04
52.65
62.50
83.20
94.65
126.49
134.06
176.62
193.56
93.85
151.05
153.00
238.72
247.93
365.65
398.02
557.87
673.23
822.95
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34.62
31.17
35.38
35.00
37.40
37.77
63.91
58.51
60.00
60.58
62.70
59.90
100.33
111.94
91.49
92.50
93.24
92.04
151.38
181.99
130.00
133.10
132.49
131.90
212.32
247.76
183.33
187.57
190.32
190.00
150.15
162.72
134.26
140.00
140.03
137.29
244.27
249.29
226.64
232.92
223.99
218.82
416.68
436.17
359.42
356.94
338.61
327.26
635.54
612.17
540.93
539.00
515.78
484.40
918.57
913.43
823.12
818.53
757.60
708.87
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
34.97
49.80
34.25
54.94
65.61
52.84
86.66
117.00
84.00
124.03
160.47
116.87
169.93
223.28
159.10
118.50
171.57
105.00
181.95
272.21
169.00
287.03
467.41
266.27
442.05
657.91
392.06
671.50
975.43
587.94
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.79
33.13
36.83
41.14
23.61
–
62.70
63.72
62.67
76.42
50.70
49.74
95.48
95.48
94.16
113.32
83.20
78.34
136.16
145.78
144.23
167.31
121.79
117.00
197.70
212.32
197.21
242.65
186.67
179.77
149.99
114.16
125.00
162.48
81.00
116.36
239.95
226.00
225.55
271.38
160.50
182.62
374.43
355.89
350.00
399.22
273.96
292.91
569.31
528.26
530.59
596.84
416.25
391.05
844.95
800.48
817.01
840.99
676.48
545.29
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2012—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$27.08
42.81
42.50
43.32
40.00
47.45
44.00
40.13
44.94
30.43
42.75
49.28
28.21
39.26
–
59.54
$49.83
63.11
61.93
62.06
60.95
63.58
67.88
66.99
68.11
55.52
67.00
64.08
54.16
66.03
68.08
76.09
$82.44
96.72
98.00
99.14
91.00
87.86
98.41
96.92
100.19
92.00
104.50
108.94
88.83
100.38
101.10
115.00
$113.18
123.41
123.26
120.00
124.90
127.26
138.94
136.16
172.08
134.45
158.33
156.42
131.66
149.05
157.77
155.81
$143.00
165.94
162.41
156.52
169.61
–
208.78
193.42
268.00
195.30
216.09
207.57
186.08
181.99
181.99
204.03
$123.03
165.72
157.30
162.99
155.30
203.05
170.01
180.19
160.02
148.06
206.87
210.74
136.38
184.28
184.28
192.17
$165.00
259.98
255.91
259.77
249.40
300.67
235.43
252.77
215.13
264.31
298.32
300.00
248.02
295.90
291.39
264.04
$295.17
356.97
356.97
356.97
351.41
452.48
368.84
383.92
403.36
403.25
420.56
402.00
401.06
433.30
418.83
440.00
$387.54
509.52
475.08
492.75
459.54
699.91
601.21
619.12
645.96
626.90
603.27
544.81
635.24
590.02
567.62
636.96
$585.52
774.67
695.63
672.56
686.00
915.38
844.95
862.63
910.35
934.37
857.36
712.58
965.65
863.43
758.33
909.79
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
38.01
36.04
43.33
34.74
34.62
34.74
65.36
63.11
70.98
59.00
62.00
56.44
101.00
101.00
100.66
88.38
92.40
82.83
146.62
146.62
146.11
125.83
129.00
122.87
209.11
205.05
210.18
179.99
181.99
175.01
169.21
165.55
173.32
123.39
132.47
115.19
261.64
258.74
273.19
200.99
223.99
183.08
411.05
420.51
400.73
321.66
347.66
288.15
651.19
658.00
635.54
462.14
512.16
412.00
904.50
904.90
899.68
690.64
761.66
589.63
43.32
42.03
36.04
36.30
34.97
–
34.00
40.00
27.54
75.41
66.99
62.54
57.80
62.49
58.43
55.29
63.42
54.74
112.95
98.24
93.39
87.19
94.58
94.01
88.83
95.48
87.86
154.99
141.69
126.63
126.66
136.77
126.49
124.58
133.10
131.21
216.50
219.36
181.99
179.70
195.48
185.46
174.09
190.00
198.84
145.32
132.33
125.00
146.35
153.67
137.19
148.87
153.82
125.93
238.32
221.38
214.61
225.30
241.11
238.87
237.62
233.15
223.16
355.83
340.21
321.66
342.00
381.85
374.17
370.38
357.50
372.33
522.13
567.62
473.32
492.52
584.79
551.90
560.73
516.00
592.50
667.28
884.04
737.10
724.62
863.56
835.88
771.26
736.60
898.88
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2012
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
58
12
7
23
56
14
1
29
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
81
73
30
35
60
53
65
62
12
13
11
11
5
12
10
13
14
4
2
4
10
21
9
14
5
3
9
4
11
49
40
19
23
17
20
77
85
73
27
33
57
46
64
57
11
9
11
14
–
15
17
14
19
1
1
1
2
–
1
1
1
2
12
6
15
57
49
27
36
21
22
56
68
61
66
56
14
15
14
16
12
5
1
5
2
8
25
16
20
15
24
48
65
62
70
55
–
17
13
13
13
–
–
1
1
1
29
–
24
17
31
Full time .................................................................
Part time ................................................................
71
20
15
4
3
19
12
57
72
12
14
12
1
2
13
74
Union .....................................................................
Nonunion ...............................................................
91
55
4
13
2
7
4
25
84
53
10
14
(1)
1
5
31
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
24
11
60
72
82
84
10
7
14
14
10
9
14
18
6
3
2
2
51
64
20
11
5
5
21
9
58
71
81
84
14
9
16
15
11
9
2
2
1
1
1
1
64
80
25
13
7
6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
56
78
14
16
13
2
5
2
12
23
8
71
47
80
14
–
11
1
–
(1)
14
26
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
55
60
67
53
69
97
12
11
17
9
14
–
8
10
3
15
4
1
26
18
13
22
14
–
53
54
64
44
74
94
14
17
20
19
–
–
1
1
1
1
–
–
32
28
16
36
17
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
18
52
1
29
53
17
6
24
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
26
31
23
7
6
17
10
21
–
61
63
61
34
33
55
53
57
53
(1)
(1)
(1)
(1)
1
1
2
1
–
12
6
15
59
60
27
36
21
23
72
78
70
27
33
57
49
61
55
15
16
15
14
6
15
13
17
22
3
2
4
10
20
8
13
4
3
9
4
11
49
40
20
25
18
20
24
23
23
21
24
46
59
53
61
44
–
–
1
–
1
30
–
24
–
30
47
62
52
62
42
23
21
24
21
27
5
1
5
2
7
25
16
20
16
24
Full time .................................................................
Part time ................................................................
22
7
64
17
(1)
2
14
74
66
16
20
8
3
17
12
59
Union .....................................................................
Nonunion ...............................................................
69
13
26
54
(1)
1
5
32
56
53
38
15
1
7
4
26
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
2
13
23
35
36
30
16
61
63
57
57
1
2
1
(1)
(1)
(1)
64
80
26
14
8
7
21
10
56
64
77
80
13
9
18
22
16
13
13
16
5
3
2
2
52
65
21
12
6
5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
27
17
30
59
56
61
–
–
–
–
28
–
67
49
72
19
23
18
2
5
2
12
23
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
17
18
15
12
33
83
50
54
69
51
49
14
1
2
1
3
–
–
33
27
16
35
–
–
50
51
63
46
47
92
16
20
20
17
35
–
7
9
3
13
3
1
26
20
13
24
14
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2012—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
79
88
90
86
51
55
71
32
63
70
87
62
21
20
37
6
8
5
4
5
20
14
15
15
13
11
3
13
10
10
14
3
3
2
2
2
4
5
4
9
6
2
3
7
11
11
6
9
10
5
4
6
26
25
11
44
18
17
8
18
57
60
44
84
80
87
90
84
58
57
71
34
61
66
82
60
18
16
36
4
7
6
4
7
–
12
–
13
14
15
–
14
14
–
15
1
1
1
1
1
–
2
–
3
2
1
–
2
1
–
2
11
11
6
5
8
28
29
14
50
23
18
10
24
67
69
47
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42
38
54
77
72
84
16
16
15
8
10
5
8
8
9
5
6
3
34
38
22
10
12
8
40
35
56
75
69
85
17
19
13
10
13
4
1
1
2
1
2
1
42
46
29
14
17
10
61
60
61
59
57
59
56
55
54
11
11
11
9
12
13
13
13
15
5
5
7
9
7
7
8
7
6
23
24
21
23
24
21
23
24
26
60
53
62
60
54
61
58
53
49
12
–
10
–
14
–
10
15
20
1
–
1
–
1
–
2
1
1
26
28
26
31
30
26
30
30
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
42
43
53
54
52
–
–
11
–
18
–
14
19
–
–
–
46
44
39
39
39
61
58
74
41
58
68
75
56
29
27
42
–
(1)
(1)
(1)
(1)
–
–
–
–
(1)
–
–
(1)
–
–
–
–
12
7
6
8
29
31
15
53
24
19
–
25
68
70
49
79
78
86
88
85
48
53
70
30
57
64
85
56
19
18
34
9
10
6
6
6
23
16
16
17
18
17
4
19
12
12
17
3
2
2
2
2
4
5
4
9
6
2
3
7
11
11
5
9
10
5
4
6
26
25
11
44
18
17
8
19
58
60
44
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
7
11
31
20
46
49
47
58
54
62
43
1
(1)
1
1
1
(1)
42
46
30
14
17
10
39
35
50
70
65
76
18
18
19
15
16
13
8
8
8
4
6
3
35
39
23
11
12
8
19
23
24
–
14
–
–
–
19
53
47
48
51
55
55
54
57
50
1
1
1
–
(1)
–
–
–
1
27
29
27
31
31
27
31
31
31
57
53
55
55
54
52
54
53
48
15
18
17
13
15
20
15
16
21
4
5
7
9
7
6
8
7
5
24
25
21
24
24
21
23
25
26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2012
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
87
79
90
87
73
84
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
89
88
80
80
79
90
89
89
89
89
88
74
73
72
83
82
82
98
81
89
87
87
95
84
87
73
81
79
79
88
76
89
90
92
90
90
93
90
98
81
89
87
87
95
83
80
69
77
73
73
83
70
82
85
87
84
83
87
84
Full time .................................................................
Part time ................................................................
99
25
89
20
90
81
99
24
83
17
84
71
Union .....................................................................
Nonunion ...............................................................
95
80
87
72
91
89
95
80
79
68
83
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
69
54
91
93
97
97
59
45
83
85
88
90
87
84
91
91
91
92
68
54
91
93
97
97
55
43
78
79
80
82
81
79
86
85
83
84
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
87
88
88
89
84
88
94
88
79
78
78
78
78
78
85
81
90
89
89
88
92
89
90
92
87
88
88
89
84
88
94
88
73
72
71
71
73
73
79
77
84
82
81
80
86
84
84
87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
73
65
87
89
86
91
66
59
76
80
77
82
90
92
88
90
90
90
73
64
87
89
85
90
63
56
74
74
72
75
87
88
85
83
84
83
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
56
49
87
39
32
82
85
71
84
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
56
56
55
49
49
48
87
87
87
39
38
35
31
30
29
81
81
82
88
87
87
72
72
71
83
82
82
60
52
61
59
58
66
59
52
45
55
52
51
59
50
87
87
90
88
88
90
85
38
38
45
43
43
41
37
31
30
36
36
36
36
32
82
80
80
84
84
87
86
96
79
86
85
85
92
81
78
67
74
72
71
80
68
81
84
86
84
84
87
84
Full time .................................................................
Part time ................................................................
63
17
56
13
88
77
44
13
36
10
82
75
97
23
81
16
84
69
Union .....................................................................
Nonunion ...............................................................
75
41
65
35
88
87
56
25
48
19
85
75
92
80
77
67
83
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
21
60
60
70
75
29
17
53
53
61
67
85
83
88
89
87
89
22
12
43
42
51
56
17
9
35
34
42
48
75
74
82
83
83
85
67
53
89
92
95
95
54
42
76
78
79
80
81
79
85
85
83
84
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
56
53
52
53
52
58
61
63
49
46
45
45
47
50
54
56
88
87
87
85
90
87
87
89
39
35
35
36
33
35
32
48
32
28
28
28
27
28
27
40
81
80
80
80
81
81
83
82
85
86
86
87
84
86
93
86
71
70
70
69
72
73
78
75
83
82
81
80
86
84
84
87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42
38
48
58
54
60
37
35
41
51
48
52
90
93
85
87
89
87
30
22
42
41
33
43
25
19
35
33
29
35
83
84
83
81
87
80
71
63
84
87
83
89
62
55
72
73
70
73
87
88
86
83
85
83
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
92
86
86
76
93
89
92
85
81
70
88
82
87
86
81
85
90
92
90
87
88
76
80
69
77
80
85
75
80
85
88
94
86
91
89
93
83
92
96
87
86
80
85
90
92
90
87
88
68
77
62
71
75
85
73
70
75
78
89
78
84
84
92
80
80
85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2012—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
55
54
47
91
86
45
37
36
31
79
82
91
84
80
68
88
82
57
68
66
54
46
26
23
69
82
51
62
55
50
39
17
20
64
73
90
91
83
92
85
67
87
92
90
20
57
45
12
39
6
11
–
78
16
51
35
9
25
6
10
–
69
79
90
76
79
63
94
85
–
88
83
83
79
76
88
92
90
87
88
64
74
61
65
74
85
73
70
74
77
90
78
85
84
92
80
80
84
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2012
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
13
71
29
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
87
87
87
13
13
13
69
68
67
31
32
33
87
88
88
88
88
88
87
13
12
12
12
12
12
13
66
73
77
73
72
72
70
34
27
23
27
28
28
30
Full time .................................................................
Part time ................................................................
87
83
13
17
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
88
87
12
13
78
63
22
37
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
87
88
88
88
86
89
13
12
12
12
14
11
63
56
73
71
73
79
37
44
27
29
27
21
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
87
87
87
87
88
86
86
88
13
13
13
13
12
14
14
12
71
67
66
64
72
72
73
77
29
33
34
36
28
28
27
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
91
91
87
88
87
9
9
9
13
12
13
71
73
68
71
70
71
29
27
32
29
30
29
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2012—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
87
13
13
74
69
26
31
84
89
89
91
87
87
86
88
86
16
11
11
9
13
13
14
12
14
79
87
83
69
65
55
52
63
76
21
13
17
31
35
45
48
37
24
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2012
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$452.04
30
$500.09
70
$431.34
$100.34
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
454.13
451.79
457.23
30
31
34
507.02
503.96
506.75
70
69
66
431.13
428.57
431.29
104.07
107.60
109.82
100
100
100
100
100
100
100
457.82
448.32
465.53
456.00
457.08
438.10
446.67
36
30
30
30
29
30
31
504.07
483.20
499.90
503.93
509.38
490.63
486.01
64
70
70
70
71
70
69
432.27
433.67
450.92
435.55
435.33
415.36
429.26
116.23
96.14
99.22
94.91
96.34
87.60
107.51
Full time .................................................................
Part time ................................................................
100
100
452.54
438.71
30
31
499.59
513.05
70
69
432.31
404.86
98.80
142.10
Union .....................................................................
Nonunion ...............................................................
100
100
495.23
409.64
35
25
540.14
444.62
65
75
470.74
397.97
116.58
86.59
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
416.03
401.17
454.46
458.60
468.37
488.61
29
26
31
30
30
34
450.31
401.55
501.69
509.88
521.90
530.41
71
74
69
70
70
66
402.10
401.04
433.67
436.17
445.09
467.14
91.86
84.44
95.10
94.20
114.41
107.93
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
452.36
441.95
443.00
445.41
434.22
434.91
434.81
469.03
30
31
31
34
24
28
30
28
499.99
494.55
493.64
497.49
474.30
501.30
497.34
517.79
70
69
69
66
76
72
70
72
431.66
418.34
419.85
418.88
421.56
408.59
408.04
450.20
100.71
105.79
106.36
114.58
80.85
102.12
106.36
93.78
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
457.25
450.86
464.88
451.39
468.82
445.89
43
37
50
28
30
28
504.30
488.25
518.56
499.30
513.59
494.54
57
63
50
72
70
72
421.59
428.61
411.06
432.30
449.88
426.88
79.06
71.97
89.68
102.44
97.81
103.87
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2012—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$446.51
454.16
19
34
$538.20
492.04
81
66
$425.12
434.29
$82.83
108.66
100
100
100
100
100
100
100
100
100
519.86
461.04
483.80
449.93
419.79
374.12
380.12
482.10
522.74
14
39
21
47
21
16
40
33
35
523.28
471.82
548.21
472.75
467.40
397.30
430.37
510.08
625.64
86
61
79
53
79
84
60
67
65
519.31
454.03
466.57
429.53
406.79
369.66
346.19
468.38
468.50
118.88
107.99
79.03
91.90
85.62
67.96
114.24
108.64
141.13
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
73
–
18
2
2
4
–
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
73
73
74
–
–
–
18
19
17
3
2
–
1
1
1
4
4
5
–
–
–
100
100
100
100
100
100
100
74
76
78
71
71
73
69
–
–
–
–
–
–
–
15
14
11
21
22
16
20
–
1
–
2
3
–
–
2
3
3
1
2
3
3
6
4
5
3
3
6
7
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
73
71
–
–
18
20
2
2
2
–
4
5
–
–
Union .....................................................................
Nonunion ...............................................................
100
100
71
75
–
–
16
19
3
2
3
(4)
6
3
–
–
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
76
83
74
77
68
69
–
–
–
–
–
–
18
12
19
14
20
18
–
–
2
2
3
3
(4)
–
2
2
2
4
3
4
3
4
5
6
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
73
73
74
75
73
63
69
74
–
–
–
–
–
–
–
–
18
20
19
16
26
31
25
15
2
1
1
1
–
–
–
4
2
1
1
2
–
–
–
2
4
4
4
5
–
3
–
4
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
73
72
73
73
76
73
–
–
–
–
–
–
17
–
16
18
13
19
–
–
–
2
–
2
–
–
–
2
4
1
6
6
–
4
3
4
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
100
67
76
–
–
28
13
4
1
–
2
–
6
–
–
100
100
100
100
100
100
100
100
100
91
58
77
68
78
72
86
74
63
–
–
–
–
–
–
–
–
–
–
17
19
20
20
–
4
–
21
–
–
–
–
–
–
–
–
9
–
14
–
–
–
–
–
–
–
–
9
4
–
2
–
4
–
3
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2012
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$941.04
11
$1,212.70
89
$908.87
$430.26
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
926.77
916.09
901.62
11
11
13
1,234.22
1,248.35
1,265.77
89
89
87
890.29
874.92
845.48
454.93
470.55
495.72
100
100
100
100
100
100
100
894.01
969.37
1,050.58
968.25
970.19
921.62
925.71
15
12
11
9
9
9
12
1,272.22
1,209.41
1,262.81
1,167.79
1,179.20
1,194.50
1,109.46
85
88
89
91
91
91
88
828.98
938.00
1,024.55
947.53
948.99
895.66
899.78
523.12
400.15
341.07
391.31
392.99
380.82
450.74
Full time .................................................................
Part time ................................................................
100
100
939.95
970.21
11
12
1,217.26
1,104.36
89
88
907.29
952.02
427.60
502.96
Union .....................................................................
Nonunion ...............................................................
100
100
1,086.00
798.47
18
3
1,222.51
1,158.54
82
97
1,055.88
786.48
408.51
448.38
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
796.19
711.01
960.33
952.36
1,011.19
1,115.20
6
2
9
10
15
21
1,199.84
1,311.16
1,148.96
1,209.13
1,245.17
1,245.51
94
98
91
90
85
79
770.78
698.27
941.48
925.20
968.38
1,080.62
477.74
532.00
389.84
411.68
443.52
397.99
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
940.80
884.74
866.71
848.54
922.08
1,005.59
1,017.69
1,035.34
11
11
12
14
5
7
8
10
1,211.89
1,241.19
1,246.35
1,256.49
1,178.56
1,180.00
1,187.41
1,153.44
89
89
88
86
95
93
92
90
908.61
840.82
816.77
784.54
907.94
993.33
1,002.40
1,022.69
431.87
483.69
495.81
538.03
362.30
406.81
401.22
346.07
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
925.24
945.56
901.30
942.99
981.97
930.71
8
7
–
11
10
11
1,314.34
1,333.43
–
1,202.84
1,313.04
1,173.39
92
93
–
89
90
89
889.13
914.19
–
911.38
947.04
899.92
391.20
354.48
–
435.23
440.27
433.61
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2012—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$987.55
923.06
3
14
$1,133.37
1,218.60
97
86
$983.61
876.29
$333.26
472.55
100
100
100
100
100
100
100
100
100
1,244.72
1,134.59
1,188.11
966.11
813.17
607.65
605.33
820.63
1,100.65
9
38
13
12
1
–
–
3
12
1,210.41
1,171.78
1,314.70
1,280.95
1,125.93
–
–
1,215.20
1,227.39
91
62
87
88
99
–
–
97
88
1,248.23
1,112.20
1,168.38
923.93
811.18
–
–
806.81
1,083.67
362.05
322.12
286.44
459.83
431.21
–
–
497.37
451.26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2012
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
77
–
14
2
1
5
–
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
77
77
77
–
–
–
14
15
14
2
2
1
1
1
1
5
5
6
–
–
–
100
100
100
100
100
100
100
77
80
81
76
75
80
74
–
–
–
–
–
–
–
13
11
8
16
16
10
16
–
2
2
2
2
2
–
1
2
3
1
1
2
2
6
5
5
5
5
6
6
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
77
77
–
–
14
16
2
2
1
–
5
4
–
–
Union .....................................................................
Nonunion ...............................................................
100
100
75
79
–
–
12
16
2
2
2
(4)
8
3
–
–
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
80
85
78
78
73
73
–
–
–
–
–
–
14
9
14
11
16
16
–
–
1
2
3
2
(4)
–
1
1
2
4
4
5
5
7
5
5
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
77
76
77
78
78
70
75
78
–
–
–
–
–
–
–
–
14
16
15
13
21
23
20
11
2
1
1
1
–
–
–
4
1
1
1
1
–
–
–
2
5
5
5
6
–
5
4
5
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
83
77
77
79
76
–
–
–
–
–
–
8
–
9
15
10
16
–
–
–
2
–
2
–
–
–
1
3
1
9
7
–
5
5
5
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2012—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
100
72
80
–
–
22
10
3
1
–
2
–
6
–
–
100
100
100
100
100
100
100
100
100
92
61
81
74
82
78
85
78
66
–
–
–
–
–
–
–
–
–
–
17
14
–
16
–
4
–
16
–
–
–
–
–
–
–
–
7
–
13
–
–
–
–
–
–
–
–
7
4
–
2
–
7
6
–
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2012
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$20.00
$39.43
$69.89
$110.90
$183.14
$112.28
$197.09
$347.54
$597.25
$812.23
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
20.00
20.00
20.00
38.72
38.72
38.00
71.01
71.34
71.34
114.92
120.44
127.59
197.03
205.80
209.00
111.86
116.93
108.33
208.00
211.14
208.06
378.07
393.46
418.64
632.74
660.82
667.00
860.00
894.67
933.92
21.62
20.00
32.28
20.00
20.00
21.67
24.95
38.34
43.00
50.00
37.34
37.96
34.49
47.67
75.61
70.01
75.00
62.31
62.31
62.92
79.78
136.04
114.46
116.39
101.87
101.98
100.11
119.58
231.80
168.90
161.66
170.92
172.52
131.39
185.81
110.29
120.00
128.68
113.53
115.50
102.85
118.31
208.92
197.09
180.00
180.00
180.00
175.00
176.63
475.96
317.01
277.16
297.89
306.56
297.54
370.10
704.94
530.33
418.64
530.00
539.35
496.48
575.99
961.66
728.55
602.00
736.33
735.85
667.00
826.69
Full time .................................................................
Part time ................................................................
20.00
26.13
38.79
51.36
69.00
96.63
108.40
168.90
179.00
287.00
114.80
91.78
197.09
208.00
345.30
390.00
595.47
685.65
802.00
1054.84
Union .....................................................................
Nonunion ...............................................................
26.10
20.00
49.11
–
73.92
61.64
128.76
101.00
231.80
153.32
87.11
147.59
163.12
232.00
278.00
418.64
482.54
632.74
900.07
783.24
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20.00
20.00
20.51
21.62
21.62
20.00
–
20.00
39.71
40.00
43.90
43.90
62.00
50.00
67.01
71.01
74.40
70.95
106.39
105.85
101.98
101.40
132.52
130.57
171.00
159.96
158.80
169.16
224.68
211.20
148.67
180.00
102.85
119.92
94.76
79.66
236.00
277.33
180.00
208.00
180.00
163.44
436.72
509.88
301.22
329.42
318.88
287.02
667.00
667.00
517.00
580.56
605.00
517.00
853.54
860.00
707.14
770.24
897.86
770.92
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
20.00
20.00
20.00
20.00
20.00
–
–
21.62
39.43
38.00
36.82
37.94
–
47.64
54.27
43.00
70.00
71.34
70.95
78.66
59.45
71.34
74.20
69.00
111.56
116.20
117.19
137.81
82.00
115.59
116.39
102.98
184.00
201.50
206.23
231.80
118.05
172.52
200.84
156.49
112.28
116.55
104.81
103.24
–
146.63
168.21
111.86
197.09
220.00
220.00
231.97
208.00
222.40
232.00
180.00
348.87
409.26
421.53
495.02
287.02
317.01
341.01
285.16
598.48
667.00
667.00
711.08
508.92
552.46
536.78
429.86
823.00
879.37
901.22
989.75
667.00
743.53
691.52
632.74
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
20.00
20.00
–
20.00
20.00
21.62
29.31
21.62
43.68
39.99
38.00
40.00
53.12
48.88
–
70.95
67.59
71.33
89.25
89.25
90.00
114.92
115.62
114.92
115.50
115.50
115.59
186.00
180.00
190.73
115.50
111.86
–
111.86
102.85
116.93
175.00
154.05
215.89
205.30
197.09
208.00
288.74
255.41
–
349.84
390.00
343.07
598.32
512.26
685.00
597.25
609.90
595.47
770.24
658.41
861.90
823.25
828.12
817.00
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2012—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$20.00
20.00
$41.27
38.00
$67.59
73.00
$84.88
124.49
$131.39
209.00
$130.20
100.28
$197.09
202.54
$277.16
399.45
$418.64
638.13
$632.74
894.67
52.29
29.31
20.00
31.25
21.62
20.00
25.59
–
22.26
70.01
51.29
39.71
46.32
–
20.00
55.52
39.99
44.13
111.44
71.34
65.00
87.17
57.93
–
100.00
51.36
82.00
151.19
97.44
84.00
120.49
93.46
–
147.00
116.57
171.24
175.90
184.07
112.17
140.93
122.58
131.39
209.00
287.83
415.22
139.04
67.72
75.00
130.20
122.57
–
265.42
–
80.05
215.89
145.87
122.12
232.00
180.00
292.00
391.93
221.00
164.74
292.68
277.33
197.09
412.65
321.07
–
459.10
475.96
300.39
419.03
301.22
282.66
614.84
632.74
667.00
695.00
634.37
619.42
576.80
574.99
570.66
879.64
768.62
685.00
860.00
774.22
1135.17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2012
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
86
1
3
10
78
9
1
12
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
88
88
88
1
1
(1)
3
3
3
8
8
9
79
78
77
10
11
11
1
1
1
10
10
11
98
79
88
86
87
94
81
–
2
–
1
1
–
–
–
4
–
3
3
–
6
1
15
9
10
10
4
–
85
74
84
78
78
90
74
13
7
5
9
10
5
9
–
2
2
1
1
–
–
–
17
10
12
12
–
–
Full time .................................................................
Part time ................................................................
98
21
1
3
1
17
(1)
59
89
17
10
7
(1)
5
1
71
Union .....................................................................
Nonunion ...............................................................
94
79
1
2
3
4
2
16
85
72
10
8
1
1
4
19
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
66
50
90
92
97
96
2
–
1
1
(1)
1
7
–
3
2
1
1
24
37
6
5
2
2
59
45
82
84
88
89
9
8
9
9
9
8
2
2
1
1
1
1
29
44
8
6
3
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
86
87
87
88
83
87
93
87
1
1
1
1
1
1
–
1
3
4
4
4
2
1
–
3
10
9
8
7
13
11
5
9
78
78
77
76
81
79
89
81
9
10
10
12
4
–
–
7
1
1
1
1
1
–
–
1
12
11
11
10
15
12
6
11
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
71
62
86
88
83
90
2
2
–
1
–
1
6
7
–
3
–
3
21
28
10
8
11
7
59
55
64
81
73
83
14
9
–
8
12
7
3
4
–
1
1
1
24
32
12
10
13
9
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
80
7
3
10
30
57
1
12
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
84
84
85
6
5
3
3
3
3
8
8
9
31
30
28
58
59
60
1
1
(1)
10
10
11
97
72
82
78
80
87
73
–
9
7
9
8
8
9
–
4
2
2
2
–
–
1
15
9
11
11
–
–
24
27
31
32
32
33
22
74
55
58
55
55
62
60
–
1
1
2
2
–
–
2
18
10
11
11
–
–
Full time .................................................................
Part time ................................................................
91
20
7
4
1
15
1
61
35
4
64
20
–
5
–
71
Union .....................................................................
Nonunion ...............................................................
92
70
3
11
3
3
2
17
30
30
65
51
1
1
4
18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
59
43
83
87
93
91
10
11
8
6
4
6
6
8
3
1
1
1
26
39
6
6
2
2
23
16
32
32
33
39
45
38
59
61
64
58
3
3
1
1
–
–
29
43
8
6
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
80
81
84
87
73
64
67
83
7
6
4
2
11
23
27
6
3
3
4
4
2
1
–
2
10
9
9
7
14
12
–
9
30
29
26
20
46
52
55
32
57
59
62
69
38
35
38
56
1
1
1
1
–
1
1
1
12
11
11
10
–
11
5
11
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
61
51
76
83
76
85
12
13
11
6
9
5
4
4
3
3
4
2
23
32
10
8
11
7
26
23
31
30
27
32
47
41
56
59
58
59
3
4
–
1
1
1
24
32
–
10
14
9
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
State government ..................................................
Local government ..................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
92
84
1
1
1
4
7
10
85
76
8
10
(1)
2
7
13
82
86
79
84
89
91
87
86
88
–
–
1
–
1
–
–
–
(1)
–
–
6
–
1
–
–
–
3
12
9
14
9
9
7
8
11
9
71
81
77
77
82
84
76
79
72
16
5
3
7
7
–
14
–
17
–
3
2
2
(1)
–
–
–
1
–
11
18
13
10
–
–
12
11
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2012—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
State government ..................................................
Local government ..................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
85
78
–
7
–
4
7
11
43
26
50
60
–
1
–
13
79
83
73
73
86
84
75
81
83
–
3
7
–
4
–
15
6
5
–
4
6
–
1
–
1
2
3
12
10
14
10
9
–
9
11
9
–
30
41
30
46
23
22
20
19
78
55
39
55
44
69
69
67
69
–
–
3
–
1
–
–
2
–
13
–
17
–
10
–
–
12
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.