Table 1. Establishments offering retirement and healthcare benefits: private industry workers, National Compensation Survey, March 2012 (All establishments = 100 percent) Retirement benefits Characteristics All plans1 All establishments .................................................. Defined benefit Defined contribution Healthcare benefits 45 9 43 60 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 42 33 55 7 7 7 40 30 54 61 52 77 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 45 49 54 47 45 88 75 60 70 80 61 42 46 49 33 58 47 91 59 20 20 28 9 7 5 6 – 59 31 24 33 41 25 – 5 – – 5 – 7 5 – – – 44 47 53 45 42 75 75 59 70 79 60 41 44 47 31 56 42 90 58 20 20 25 59 66 78 62 62 92 80 74 82 88 68 61 59 65 39 69 70 96 69 34 34 41 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 42 70 78 76 91 8 7 15 25 21 49 42 41 68 74 72 89 58 57 86 93 93 94 Establishment characteristics See footnotes at end of table. Table 1. Establishments offering retirement and healthcare benefits: private industry workers, National Compensation Survey, March 2012—Continued (All establishments = 100 percent) Retirement benefits Characteristics All plans1 Defined benefit Defined contribution Healthcare benefits Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because some employers offered both types of plans. 39 43 42 51 46 50 45 48 42 – 10 10 8 7 10 – 9 8 37 39 40 50 45 48 45 46 42 50 61 56 59 60 65 55 65 66 NOTE: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) All retirement benefits2 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 65 48 75 19 17 89 59 41 70 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 79 83 78 40 56 69 67 70 65 68 74 65 21 22 51 41 57 51 86 90 84 51 40 74 62 81 78 26 31 24 7 7 18 12 22 23 24 28 21 6 5 14 8 18 23 90 91 90 92 72 80 67 85 97 76 80 74 37 53 64 62 66 58 61 68 58 16 20 45 38 50 42 81 85 78 45 37 70 61 76 73 61 69 66 69 64 46 55 50 54 47 76 80 76 78 73 24 23 23 21 25 23 22 21 20 23 98 95 92 93 91 52 63 56 64 49 37 47 38 45 30 71 74 67 70 62 Full time ................................................................. Part time ................................................................ 74 38 59 19 80 50 22 9 20 7 91 74 69 33 51 14 74 44 Union ..................................................................... Nonunion ............................................................... 92 62 85 45 92 72 69 14 66 12 96 85 57 60 45 41 78 69 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 38 29 65 75 85 86 17 8 46 61 75 78 45 28 70 82 89 91 6 4 14 23 35 36 4 2 12 21 32 33 67 52 86 91 92 91 35 26 61 67 79 82 14 6 40 51 65 70 41 24 66 76 83 85 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 74 61 79 61 46 66 81 75 83 27 17 30 25 16 28 93 97 92 69 54 74 51 39 56 75 71 75 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 63 70 70 69 72 97 46 49 55 42 60 95 74 70 78 61 83 98 17 19 15 14 34 84 15 16 15 9 32 81 87 81 95 64 93 97 57 60 67 59 51 92 39 39 48 35 37 79 69 65 72 59 72 85 Worker characteristics Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Access Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 86 82 90 92 89 54 60 74 41 69 71 90 69 32 31 43 75 74 84 85 81 41 48 62 26 54 60 77 53 11 9 29 88 90 93 93 92 76 79 84 65 78 84 87 77 35 30 67 43 44 54 55 52 10 12 11 6 18 13 14 19 3 2 9 39 38 47 48 48 10 11 10 6 16 11 11 17 2 2 8 91 87 87 88 92 96 95 95 98 89 85 76 90 84 87 96 83 80 89 90 88 51 59 73 39 63 65 88 63 30 29 39 67 66 75 73 75 37 45 59 25 45 53 75 43 10 7 24 82 82 84 81 86 72 77 81 63 71 82 85 69 32 26 62 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 50 46 63 82 79 86 34 32 42 65 58 76 68 69 67 80 74 88 8 7 12 31 21 46 7 6 10 28 18 42 86 88 84 89 86 92 47 43 58 74 71 78 31 29 38 54 49 61 66 66 65 73 69 78 66 65 69 68 64 66 64 63 59 50 51 54 52 45 47 46 45 47 76 79 78 76 70 72 72 71 78 20 24 25 18 14 18 15 12 20 17 22 22 16 12 16 14 11 18 86 91 88 86 85 90 90 87 91 61 57 62 64 61 59 62 60 53 43 42 44 45 40 39 42 41 39 71 73 71 71 66 67 68 68 73 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2012 (All workers participating in defined benefit plans = 100 percent) Characteristics All workers ............................................................. Open plans1 Frozen plans2 75 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 70 71 70 84 55 72 65 74 89 30 29 30 16 45 28 35 26 11 94 84 78 69 85 6 16 22 31 15 Full time ................................................................. Part time ................................................................ 74 85 26 15 Union ..................................................................... Nonunion ............................................................... 87 68 13 32 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 79 85 76 78 73 69 21 15 24 22 27 31 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 71 97 65 29 3 35 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 77 79 65 75 82 23 21 35 25 18 Worker characteristics Establishment characteristics See footnotes at end of table. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2012—Continued (All workers participating in defined benefit plans = 100 percent) Open plans1 Characteristics Frozen plans2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 60 70 69 72 72 81 80 91 82 79 40 30 31 28 28 19 20 9 18 21 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 83 83 83 73 73 73 17 17 17 27 27 27 69 82 71 76 75 74 69 72 80 31 18 29 24 25 26 31 28 20 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans open to new participants. 2 Plans closed to new workers or plans that the United States, 2010." See Technical Note for more details. cease accruals for some or all plan participants. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2012 (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All workers ............................................................. All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 62 7 31 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 66 63 69 58 73 51 52 51 77 6 5 7 – – 7 12 5 – 28 32 25 – – 42 37 44 – 84 75 64 70 53 – 5 – – – – 20 – – – Full time ................................................................. Part time ................................................................ 62 62 8 5 31 33 Union ..................................................................... Nonunion ............................................................... 73 59 – 7 – 34 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 56 65 53 54 69 70 – – 8 9 7 6 – – 39 38 24 24 Goods-producing industries ................................... Manufacturing .................................................... 69 70 – – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 59 72 65 65 100 6 – – – – 35 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2012—Continued (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 61 32 31 32 38 70 70 80 80 69 – 7 7 6 8 – – – – – – 61 61 62 54 – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 46 – 55 65 65 65 – – – 7 6 8 – 44 – 28 30 28 59 58 58 64 64 83 69 46 63 1 – – – 6 – – – – 40 – – – 30 17 – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Benefit accruals are for existing participants since the plan was closed to new workers or stopped accruing benefits. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2012 (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits2 Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 2 56 42 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 2 – 2 – – 2 – 3 – 56 56 55 53 50 59 50 62 50 43 – 42 – 50 39 – 35 – – – – – – 51 50 55 56 53 – – – – – Full time ................................................................. Part time ................................................................ 2 – 57 – 41 52 Union ..................................................................... Nonunion ............................................................... – 2 62 55 – 43 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – – 2 1 1 52 50 56 56 56 54 – 50 – 41 42 44 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... – – – 52 – 52 – 95 – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... 2 – – – 58 54 65 52 40 – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2012—Continued (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits2 Characteristics 1 year 2 to 5 years Greater than 5 years Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. – – – – – – – – – – – 40 60 70 69 74 67 52 52 81 83 50 60 – 30 31 26 33 48 – 19 – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... – – – 2 – 2 55 59 47 56 58 55 45 41 53 41 – 42 – – – – – – – – – 60 51 – 59 55 60 53 72 70 – – 51 – 45 – 47 – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen after January 2011 are included in the "1 year" column. Those frozen between 2007 and 2010 are included in the "2 to 5 year" column and plans frozen before 2007 are included in the "Greater than 5 years" column. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2012 (All workers participating in frozen defined benefit plans = 100 percent) Alternatives for employees in frozen plans2 Characteristics All workers ............................................................. No alternative to frozen plans Alternatives to frozen plans New defined available benefit plan Enhanced existing New defined defined contribution contribution plan plan Other 11 89 21 35 36 – Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Production, transportation, and material moving ... Production ......................................................... 8 8 8 15 13 16 12 5 92 92 92 85 87 84 88 95 22 20 23 14 6 17 23 28 38 44 35 45 49 43 20 24 33 28 36 28 34 25 51 50 – – – – – – – – Full time ................................................................. Part time ................................................................ 11 17 89 83 21 14 35 25 35 51 – – Union ..................................................................... Nonunion ............................................................... 9 12 91 88 40 16 – 40 47 34 – – Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 31 18 12 6 6 69 82 88 94 94 – 13 19 26 24 18 34 36 36 43 52 39 38 33 28 – – – – – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3 – 4 97 100 96 27 76 25 30 – 31 44 – 45 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Retail trade .................................................... Financial activities ............................................. 14 25 40 11 86 75 60 89 18 16 – 15 37 22 20 65 33 38 45 10 – – – (4) Worker characteristics Establishment characteristics See footnotes at end of table. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2012—Continued (All workers participating in frozen defined benefit plans = 100 percent) Alternatives for employees in frozen plans2 Characteristics No alternative to frozen plans Alternatives to frozen plans New defined available benefit plan Enhanced existing New defined defined contribution contribution plan plan Other Finance and insurance .................................. Credit intermediation and related activities Professional and business services .................. Educational services ...................................... Junior colleges, colleges, and universities 9 11 – 52 54 91 89 100 48 46 15 12 – – – 66 67 – – – 10 – – 30 30 (4) – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 6 12 20 8 94 94 88 80 92 11 – 22 19 25 52 60 31 28 34 33 25 37 36 37 – – – – – 13 12 87 88 20 14 33 36 36 37 – – Geographic areas Middle Atlantic ....................................................... South Atlantic ........................................................ 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 4 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2012 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 67 33 84 16 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 68 70 67 65 87 67 72 64 64 32 30 33 35 13 33 28 36 36 85 86 85 85 94 83 85 82 83 15 14 15 15 6 17 15 18 17 50 73 69 68 70 50 27 31 32 30 79 86 84 82 86 21 14 16 18 14 Full time ................................................................. Part time ................................................................ 67 67 33 33 84 83 16 17 Union ..................................................................... Nonunion ............................................................... 61 68 39 32 80 84 20 16 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 73 69 68 65 67 68 27 31 32 35 33 32 84 87 83 83 85 87 16 13 17 17 15 13 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 65 52 68 35 48 32 82 77 83 18 23 17 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 68 73 68 78 63 84 32 27 32 22 37 16 84 86 85 87 86 – 16 14 15 13 14 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2012—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required Not required Employee contribution option Pretax Not pretax Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 77 67 67 63 76 68 66 68 64 61 59 62 62 72 71 67 23 33 33 37 24 32 34 32 36 39 41 38 38 28 29 33 87 81 81 80 85 81 85 83 – 83 87 86 83 87 87 – 13 19 19 20 15 19 15 17 – 17 13 14 17 13 13 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 64 64 66 69 73 65 36 36 34 31 27 35 82 82 82 85 87 83 18 18 18 15 13 17 68 65 62 68 68 72 72 69 68 32 35 38 32 32 28 28 31 32 88 88 80 82 84 87 84 86 83 12 12 20 18 16 13 16 14 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Healthcare2 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 70 55 79 70 51 72 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 88 94 85 41 40 72 63 78 77 74 80 71 27 30 55 46 61 61 84 85 84 67 75 76 73 78 79 87 94 84 41 39 72 63 78 77 67 72 64 25 28 50 42 56 57 76 77 76 62 71 70 67 71 75 70 83 76 82 69 55 66 61 68 54 79 80 81 83 79 70 83 75 82 69 53 61 57 64 50 76 73 76 77 73 Full time ................................................................. Part time ................................................................ 86 24 70 14 81 59 86 24 64 13 74 54 Union ..................................................................... Nonunion ............................................................... 95 68 83 52 87 78 94 67 78 48 83 71 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 34 19 74 86 92 93 21 10 55 71 80 82 61 52 74 83 86 88 34 19 74 86 92 93 19 9 51 65 73 74 57 50 69 76 79 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 86 72 91 72 56 78 84 77 86 86 72 91 67 54 72 78 75 79 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 67 71 84 63 83 97 52 54 69 44 68 90 77 76 82 70 82 93 67 71 84 63 83 97 47 50 65 40 62 83 71 70 78 64 75 86 Establishment characteristics See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 45 35 78 25 19 77 69 50 72 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 63 70 60 24 26 45 38 49 45 52 58 49 17 18 34 28 38 36 82 82 82 69 68 76 73 78 80 35 37 34 14 15 21 16 25 30 27 30 26 9 9 16 12 19 24 79 80 78 68 59 75 74 76 81 86 93 83 40 39 71 61 77 75 66 71 63 25 28 49 41 55 56 76 77 76 62 71 70 67 71 75 37 52 47 51 42 31 40 36 42 31 84 77 78 82 73 29 31 26 27 26 25 24 21 22 20 86 77 79 82 76 68 81 74 81 67 52 60 56 62 49 76 73 76 77 73 Full time ................................................................. Part time ................................................................ 56 13 45 8 79 63 30 8 24 5 78 66 85 23 63 13 74 53 Union ..................................................................... Nonunion ............................................................... 73 42 61 33 84 77 56 21 47 16 83 75 93 66 77 47 83 71 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 16 8 44 56 69 73 10 4 33 45 57 60 63 53 74 81 82 83 9 5 21 30 40 42 6 2 16 24 32 33 66 53 74 79 79 79 34 18 73 84 91 92 19 9 50 64 72 73 56 49 68 76 79 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 55 34 63 46 28 53 83 82 84 32 23 35 26 20 29 82 86 82 84 71 89 66 53 71 78 74 80 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 43 44 48 36 61 79 33 32 39 25 45 68 77 74 81 69 74 86 23 21 28 14 36 56 18 16 23 10 26 49 75 76 80 75 72 87 66 70 83 61 81 97 46 49 65 39 60 83 71 70 78 64 74 86 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Healthcare2 Medical care Characteristics Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 89 88 93 94 92 71 69 85 48 76 81 90 75 32 29 51 73 73 79 77 78 56 57 73 36 58 66 76 57 19 16 39 82 84 85 82 85 79 82 85 75 77 81 84 76 62 56 76 88 88 93 94 91 71 69 85 47 76 81 90 75 31 29 51 63 66 70 69 69 50 52 67 32 53 59 68 52 18 16 36 72 75 76 74 76 71 75 79 68 70 74 76 69 59 53 70 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 58 54 69 85 82 90 43 40 53 70 65 77 75 74 76 82 79 86 57 54 69 85 82 89 41 38 49 63 59 68 71 70 71 74 72 76 73 71 73 68 69 72 69 69 69 59 58 57 54 51 56 54 53 57 81 81 79 80 74 78 78 77 83 72 71 72 68 69 72 69 68 69 51 53 52 48 47 52 50 48 53 71 75 72 71 69 72 72 70 76 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 74 67 74 76 71 47 45 57 25 47 54 64 46 19 17 27 56 55 60 61 58 37 37 47 20 36 41 49 35 11 10 21 76 82 82 81 82 80 82 83 80 77 76 76 77 61 56 77 55 30 31 26 37 25 28 35 18 24 28 34 23 12 10 17 39 23 24 19 30 19 23 28 14 18 20 23 18 7 6 12 71 77 77 74 79 76 79 80 77 76 72 68 77 63 56 69 87 86 91 91 90 70 68 84 47 75 80 90 74 31 29 50 62 64 68 67 68 50 51 66 32 52 59 68 51 18 15 35 72 75 76 73 75 72 75 78 68 70 74 76 69 58 53 71 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30 26 41 63 56 73 23 20 31 50 43 60 76 76 76 79 77 82 16 14 25 35 28 44 12 10 18 27 22 34 75 75 75 78 78 78 56 53 67 84 80 88 40 37 48 62 58 67 71 70 71 74 72 76 51 47 48 48 39 45 39 41 51 39 38 38 37 30 34 30 33 40 78 81 78 77 76 76 75 79 80 20 29 23 21 22 22 20 23 35 15 23 17 15 15 17 15 18 28 75 81 76 74 71 78 75 80 80 69 70 71 67 68 71 68 68 68 49 53 52 48 47 51 49 47 51 70 75 72 71 69 72 72 70 76 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in healthcare. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 10. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2012 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 79 21 68 32 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 81 80 81 77 77 78 74 79 81 19 20 19 23 23 22 26 21 19 70 69 71 61 63 67 64 68 69 30 31 29 39 37 33 36 32 31 83 80 80 80 80 17 20 20 20 20 69 69 73 73 72 31 31 27 27 28 Full time ................................................................. Part time ................................................................ 80 74 20 26 69 66 31 34 Union ..................................................................... Nonunion ............................................................... 88 78 12 22 83 66 17 34 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 75 72 78 80 81 82 25 28 22 20 19 18 60 58 66 68 72 73 40 42 34 32 28 27 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 82 82 81 18 18 19 74 66 76 26 34 24 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 79 77 80 73 81 84 21 23 20 27 19 16 67 68 69 63 76 80 33 32 31 37 24 20 Worker characteristics Establishment characteristics See footnotes at end of table. Table 10. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2012—Continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 84 81 80 81 80 84 78 79 74 80 79 79 80 75 71 80 16 19 20 19 20 16 22 21 26 20 21 21 20 25 29 20 77 70 71 70 72 63 66 65 63 65 64 69 66 57 58 64 23 30 29 30 28 37 34 35 37 35 36 31 34 43 42 36 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 79 79 78 80 79 81 21 21 22 20 21 19 63 63 63 73 69 77 37 37 37 27 31 23 75 81 80 79 78 78 80 79 81 25 19 20 21 22 22 20 21 19 71 72 72 70 64 66 66 67 66 29 28 28 30 36 34 34 33 34 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2012 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $356.33 18 $458.71 82 $334.52 $107.78 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 370.69 363.71 374.66 334.52 347.09 337.78 299.89 356.70 371.54 15 15 15 17 6 16 13 17 31 442.36 454.74 435.44 488.13 441.42 427.44 389.19 441.29 485.91 85 85 85 83 94 84 87 83 69 358.02 347.82 363.84 302.17 340.61 321.12 287.12 339.07 320.81 105.78 105.26 106.08 106.30 110.82 111.66 117.41 108.63 115.77 100 100 100 100 100 385.37 360.81 363.92 357.36 372.23 40 23 19 16 22 491.42 478.56 483.53 479.02 487.77 60 77 81 84 78 313.98 324.94 336.41 333.80 339.94 121.41 112.37 103.11 100.26 106.98 Full time ................................................................. Part time ................................................................ 100 100 358.78 322.17 17 19 461.82 419.14 83 81 336.99 299.15 106.57 124.96 Union ..................................................................... Nonunion ............................................................... 100 100 453.67 340.02 40 14 538.35 419.60 60 86 396.50 327.32 102.63 108.37 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 309.18 301.22 337.42 361.60 379.25 379.79 16 16 15 18 19 18 415.58 472.97 431.10 465.29 479.32 467.57 84 84 85 82 81 82 288.72 267.52 320.63 339.08 355.20 360.62 115.77 125.85 105.48 108.51 106.19 104.09 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 366.91 377.70 361.15 21 41 15 480.89 494.23 469.24 79 59 85 337.04 296.97 341.87 98.57 127.65 93.09 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 353.31 334.60 347.48 294.08 397.56 403.35 17 17 21 16 15 16 450.80 411.82 428.95 350.75 526.11 441.78 83 83 79 84 85 84 333.83 318.43 325.60 283.05 374.85 396.04 110.28 113.82 109.83 123.73 100.55 91.08 Worker characteristics Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $372.54 367.59 362.87 357.51 360.42 389.90 351.89 355.60 346.50 375.64 378.09 398.72 375.16 306.51 280.20 376.81 23 17 14 14 11 31 17 19 – 12 13 8 12 22 16 28 $517.41 485.35 467.12 455.07 461.04 523.21 466.50 428.75 – 439.07 449.66 469.81 436.71 479.97 495.98 461.49 77 83 86 86 89 69 83 81 – 88 87 92 88 78 84 72 $328.69 343.76 346.22 341.12 348.22 329.17 328.70 338.18 – 367.08 367.18 392.44 367.06 256.74 237.78 344.18 $84.96 102.50 102.07 99.15 99.82 105.03 120.01 117.95 – 105.25 117.51 116.67 102.89 106.75 109.72 118.55 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 345.14 345.93 343.30 364.98 351.36 381.45 24 25 21 13 13 13 446.78 442.86 458.07 476.27 447.28 511.71 76 75 79 87 87 87 313.06 312.85 313.52 348.94 337.45 362.80 117.64 118.26 116.29 101.14 104.30 97.34 100 100 100 100 100 100 100 100 100 352.65 391.37 361.25 345.96 338.94 341.78 343.90 346.79 359.10 10 24 17 13 11 14 18 20 23 434.31 502.72 448.92 455.47 435.40 436.26 422.85 437.43 470.61 90 76 83 87 89 86 82 80 77 343.49 356.66 343.60 329.18 326.71 326.72 326.25 323.79 325.15 124.78 113.63 105.17 100.72 108.68 102.91 102.59 109.44 105.60 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2012 (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 75 (4) 13 (4) (4) 11 (4) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 75 78 73 77 66 70 63 74 81 – – – – – (4) – – – 13 10 15 9 9 18 24 15 7 (4) 1 (4) – – (4) – (4) – (4) (4) (4) – – (4) (4) (4) – 11 10 11 13 22 11 12 10 11 – – – – – (4) – – – 100 100 100 100 100 83 79 79 78 79 – – – – – 5 8 7 8 5 – – – – – – – – – – 9 12 13 12 15 – – (4) – – Full time ................................................................. Part time ................................................................ 100 100 75 70 (4) – 12 18 (4) (4) (4) – 11 11 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 77 75 – (4) 7 13 – (4) (4) (4) 14 11 – (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 75 83 72 76 76 75 – – (4) (4) (4) (4) 13 6 15 12 11 11 – – – (4) (4) 1 – – – (4) (4) (4) 12 – 12 11 11 13 – – (4) (4) 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 80 84 79 – – – 8 5 8 (4) – (4) – – – 11 8 12 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 74 69 84 57 75 91 (4) – – – – – 14 17 6 29 6 – (4) – – – – – (4) – – – – – 12 13 8 14 18 – (4) – – – – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2012—Continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 83 74 72 77 66 85 78 80 78 74 76 73 74 77 77 64 – – – – – – – – – – – – – – – – 10 18 20 18 22 – 9 8 – 14 11 15 15 8 11 9 – (4) 4 ( ) 1 – – – – – 1 2 3 4 ( ) – – – – 1 1 – – – – – – (4) – – – – – – 7 7 6 4 10 – 13 11 9 10 9 9 10 13 – 22 – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 78 76 81 73 74 72 – – – (4) – – 10 10 8 14 14 15 – – – (4) – 1 (4) – – (4) – – 12 12 11 11 11 12 (4) (4) – (4) (4) (4) 100 100 100 100 100 100 100 100 100 81 75 73 74 77 76 71 74 75 – – – – – – – – – 8 11 15 12 10 10 18 13 12 – – (4) – – – (4) – (4) – 1 – – – – – – – 9 11 11 13 12 13 11 12 11 – – – – – – – – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2012 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $857.66 9 $1,142.96 91 $828.22 $426.71 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 917.08 900.78 926.37 733.58 827.78 811.13 734.36 849.20 853.98 8 7 8 9 4 7 7 8 18 1,237.17 1,243.55 1,233.92 1,181.30 1,268.66 1,016.38 951.90 1,044.70 1,143.44 92 93 92 91 96 93 93 92 82 890.85 874.79 900.08 687.26 808.16 794.81 718.53 832.99 788.78 418.82 431.36 411.61 528.95 701.74 431.43 438.57 427.86 450.36 100 100 100 100 100 832.14 871.07 894.90 892.95 897.40 26 12 11 9 14 1,070.67 1,264.61 1,133.75 1,176.76 1,096.71 74 88 89 91 86 747.60 815.90 864.67 863.95 865.64 495.11 420.88 362.74 338.93 394.71 Full time ................................................................. Part time ................................................................ 100 100 865.66 747.19 9 13 1,185.04 752.93 91 87 833.87 746.29 424.14 464.05 Union ..................................................................... Nonunion ............................................................... 100 100 1,045.02 826.53 32 6 1,138.82 1,146.99 68 94 1,000.06 807.80 337.47 437.32 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 679.59 603.77 798.70 859.85 950.10 982.07 7 10 7 9 12 11 811.03 787.93 1,058.54 1,128.67 1,254.12 1,307.18 93 90 93 91 88 89 668.95 583.88 777.82 833.70 910.14 941.61 512.17 574.55 426.17 420.61 404.79 389.76 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 905.97 783.08 931.50 14 26 10 1,138.78 1,081.54 1,188.26 86 74 90 869.21 676.80 902.06 354.03 527.55 317.36 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 843.91 829.11 852.38 702.52 1,037.93 1,093.99 8 9 8 9 11 11 1,144.95 945.32 1,056.51 712.53 1,200.24 1,280.14 92 91 92 91 89 89 817.25 817.46 835.03 701.56 1,017.51 1,070.95 446.16 410.18 410.75 446.19 344.98 306.74 Worker characteristics Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $1,011.67 898.02 920.76 882.55 937.41 784.28 851.17 856.27 788.13 860.31 836.54 944.05 864.95 639.55 621.18 779.91 16 6 5 3 5 – 8 8 – 6 3 – 6 10 – 12 $1,537.40 1,264.39 1,246.36 1,210.10 1,274.22 – 1,364.53 1,363.85 – 1,026.59 1,073.20 – 1,021.94 1,202.77 – 958.27 84 94 95 97 95 – 92 92 – 94 97 – 94 90 – 88 $911.42 874.84 904.49 870.89 919.44 – 804.46 809.21 – 850.26 828.80 – 854.59 578.70 – 755.00 $327.43 414.91 396.39 394.95 387.10 – 452.62 477.47 – 472.48 483.10 – 470.34 596.23 – 501.90 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 765.89 754.66 791.47 926.60 863.39 1,002.72 11 12 9 8 7 10 1,136.60 1,158.23 1,076.23 1,149.39 1,073.13 1,214.24 89 88 91 92 93 90 720.21 701.58 761.63 906.86 847.98 980.00 484.53 484.79 483.94 384.61 424.75 334.74 100 100 100 100 100 100 100 100 100 933.03 951.97 901.61 853.83 791.29 807.31 814.94 822.66 825.73 7 15 12 9 4 7 6 10 11 1,034.73 1,212.43 1,085.10 1,108.76 1,254.19 1,158.23 1,117.46 1,126.16 1,125.58 93 85 88 91 96 93 94 90 89 925.30 906.29 877.00 828.96 772.51 782.44 795.44 788.97 788.39 407.02 419.27 380.39 393.52 454.15 418.30 450.55 440.08 453.04 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2012 (All workers with contributory coverage = 100 percent) Family coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 76 (4) 12 (4) (4) 11 (4) Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 76 79 74 79 68 72 63 76 81 (4) – – – – (4) – – – 12 10 14 9 8 17 23 14 6 1 1 (4) 1 – (4) – (4) – (4) (4) – – – (4) – (4) – 11 10 11 12 21 10 13 9 12 (4) – (4) – – (4) – – – 100 100 100 100 100 83 79 80 79 81 – – – – – 4 8 6 8 4 – – (4) – – – – – – – 10 13 13 12 14 – – – – – Full time ................................................................. Part time ................................................................ 100 100 76 73 (4) (4) 11 17 (4) – (4) – 11 9 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 79 76 – (4) 6 12 – (4) (4) (4) 13 11 – (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 77 86 73 77 77 76 – – – (4) (4) – 11 6 14 11 10 10 – – (4) (4) (4) 1 – – – (4) (4) (4) 11 8 12 11 11 13 – – (4) (4) (4) – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 80 83 79 – – – 7 4 8 (4) – (4) – – – 12 10 12 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 75 69 82 58 74 92 (4) – – – – – 13 16 7 27 6 – (4) – – – – – (4) – – – – – 11 14 10 15 19 – (4) – – – – – Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2012—Continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 84 76 73 78 69 87 80 81 82 76 78 75 76 77 78 71 – – – – – – – – – – – – – – – – 9 17 19 17 20 – 8 7 – 13 9 13 14 9 10 8 – (4) 4 ( ) 1 – – – – – 1 1 2 4 ( ) – – – – 1 1 – – – – – – (4) – – – – – – 7 6 6 4 9 – 11 12 5 9 9 9 9 13 – 18 – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 78 77 81 75 76 73 – – – (4) – – 9 9 7 14 13 14 – – – (4) (4) 1 (4) – – (4) – (4) 12 13 11 10 10 11 (4) (4) – (4) – – 100 100 100 100 100 100 100 100 100 83 77 74 73 78 76 75 72 77 – – – – – – – – – 8 10 15 12 10 10 15 13 11 – – (4) – – – (4) – (4) – 1 – – – – – – – 9 11 11 14 11 14 10 15 11 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2012 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $35.38 $61.60 $93.49 $133.02 $191.69 $138.04 $227.98 $355.89 $543.44 $815.87 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 35.31 35.51 35.00 30.00 45.00 36.83 43.35 35.01 40.00 60.50 62.01 59.98 58.51 81.38 63.10 72.20 60.01 64.25 92.48 96.56 89.17 94.42 110.00 97.30 101.25 95.25 97.38 133.37 131.76 134.84 138.86 158.33 132.98 140.83 130.45 149.09 194.03 188.77 196.62 182.89 195.30 198.84 225.56 184.44 205.29 150.00 149.41 153.82 153.59 – 145.32 159.65 136.38 155.82 235.30 249.40 225.40 247.00 228.60 244.21 258.00 239.18 232.04 355.93 363.00 347.51 404.13 391.00 365.54 356.97 368.84 383.94 534.93 551.90 522.66 635.54 881.33 551.24 586.90 538.68 611.88 804.45 844.95 792.00 895.14 1159.42 813.57 825.39 810.77 844.00 48.84 32.80 35.73 35.73 35.79 61.84 64.80 61.00 55.37 64.19 97.38 96.14 87.40 88.90 87.21 152.37 148.02 125.82 124.58 128.40 223.37 204.03 174.09 171.15 185.19 170.26 136.00 107.79 105.75 108.33 238.33 219.86 181.26 173.00 193.39 417.29 364.19 294.64 280.62 322.75 650.00 591.82 456.76 430.01 517.61 904.50 811.31 708.23 651.49 836.23 Full time ................................................................. Part time ................................................................ 36.04 33.69 61.83 56.00 93.28 94.24 132.23 170.02 187.32 260.58 140.00 116.72 226.82 254.37 353.29 398.43 536.00 615.42 810.77 905.29 Union ..................................................................... Nonunion ............................................................... 32.50 36.04 52.65 62.50 83.20 94.65 126.49 134.06 176.62 193.56 93.85 151.05 153.00 238.72 247.93 365.65 398.02 557.87 673.23 822.95 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 34.62 31.17 35.38 35.00 37.40 37.77 63.91 58.51 60.00 60.58 62.70 59.90 100.33 111.94 91.49 92.50 93.24 92.04 151.38 181.99 130.00 133.10 132.49 131.90 212.32 247.76 183.33 187.57 190.32 190.00 150.15 162.72 134.26 140.00 140.03 137.29 244.27 249.29 226.64 232.92 223.99 218.82 416.68 436.17 359.42 356.94 338.61 327.26 635.54 612.17 540.93 539.00 515.78 484.40 918.57 913.43 823.12 818.53 757.60 708.87 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 34.97 49.80 34.25 54.94 65.61 52.84 86.66 117.00 84.00 124.03 160.47 116.87 169.93 223.28 159.10 118.50 171.57 105.00 181.95 272.21 169.00 287.03 467.41 266.27 442.05 657.91 392.06 671.50 975.43 587.94 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 35.79 33.13 36.83 41.14 23.61 – 62.70 63.72 62.67 76.42 50.70 49.74 95.48 95.48 94.16 113.32 83.20 78.34 136.16 145.78 144.23 167.31 121.79 117.00 197.70 212.32 197.21 242.65 186.67 179.77 149.99 114.16 125.00 162.48 81.00 116.36 239.95 226.00 225.55 271.38 160.50 182.62 374.43 355.89 350.00 399.22 273.96 292.91 569.31 528.26 530.59 596.84 416.25 391.05 844.95 800.48 817.01 840.99 676.48 545.29 Worker characteristics Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2012—Continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $27.08 42.81 42.50 43.32 40.00 47.45 44.00 40.13 44.94 30.43 42.75 49.28 28.21 39.26 – 59.54 $49.83 63.11 61.93 62.06 60.95 63.58 67.88 66.99 68.11 55.52 67.00 64.08 54.16 66.03 68.08 76.09 $82.44 96.72 98.00 99.14 91.00 87.86 98.41 96.92 100.19 92.00 104.50 108.94 88.83 100.38 101.10 115.00 $113.18 123.41 123.26 120.00 124.90 127.26 138.94 136.16 172.08 134.45 158.33 156.42 131.66 149.05 157.77 155.81 $143.00 165.94 162.41 156.52 169.61 – 208.78 193.42 268.00 195.30 216.09 207.57 186.08 181.99 181.99 204.03 $123.03 165.72 157.30 162.99 155.30 203.05 170.01 180.19 160.02 148.06 206.87 210.74 136.38 184.28 184.28 192.17 $165.00 259.98 255.91 259.77 249.40 300.67 235.43 252.77 215.13 264.31 298.32 300.00 248.02 295.90 291.39 264.04 $295.17 356.97 356.97 356.97 351.41 452.48 368.84 383.92 403.36 403.25 420.56 402.00 401.06 433.30 418.83 440.00 $387.54 509.52 475.08 492.75 459.54 699.91 601.21 619.12 645.96 626.90 603.27 544.81 635.24 590.02 567.62 636.96 $585.52 774.67 695.63 672.56 686.00 915.38 844.95 862.63 910.35 934.37 857.36 712.58 965.65 863.43 758.33 909.79 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 38.01 36.04 43.33 34.74 34.62 34.74 65.36 63.11 70.98 59.00 62.00 56.44 101.00 101.00 100.66 88.38 92.40 82.83 146.62 146.62 146.11 125.83 129.00 122.87 209.11 205.05 210.18 179.99 181.99 175.01 169.21 165.55 173.32 123.39 132.47 115.19 261.64 258.74 273.19 200.99 223.99 183.08 411.05 420.51 400.73 321.66 347.66 288.15 651.19 658.00 635.54 462.14 512.16 412.00 904.50 904.90 899.68 690.64 761.66 589.63 43.32 42.03 36.04 36.30 34.97 – 34.00 40.00 27.54 75.41 66.99 62.54 57.80 62.49 58.43 55.29 63.42 54.74 112.95 98.24 93.39 87.19 94.58 94.01 88.83 95.48 87.86 154.99 141.69 126.63 126.66 136.77 126.49 124.58 133.10 131.21 216.50 219.36 181.99 179.70 195.48 185.46 174.09 190.00 198.84 145.32 132.33 125.00 146.35 153.67 137.19 148.87 153.82 125.93 238.32 221.38 214.61 225.30 241.11 238.87 237.62 233.15 223.16 355.83 340.21 321.66 342.00 381.85 374.17 370.38 357.50 372.33 522.13 567.62 473.32 492.52 584.79 551.90 560.73 516.00 592.50 667.28 884.04 737.10 724.62 863.56 835.88 771.26 736.60 898.88 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 57 56 97 39 38 98 33 32 96 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 78 85 74 29 46 57 47 64 59 77 85 73 27 43 55 44 63 56 99 99 98 94 94 96 94 98 96 52 62 47 20 27 37 29 42 38 51 60 47 19 27 36 28 42 38 98 98 98 94 100 98 98 98 98 60 67 56 10 12 33 19 42 25 57 65 54 9 12 31 18 41 24 96 97 96 96 94 96 92 97 97 50 67 63 70 56 47 64 61 68 54 95 96 97 97 96 32 44 46 53 40 31 43 46 52 40 98 98 99 99 99 16 33 28 32 24 15 33 27 31 24 97 97 97 97 97 Full time ................................................................. Part time ................................................................ 73 13 71 12 97 92 47 15 46 14 98 97 43 5 41 4 96 94 Union ..................................................................... Nonunion ............................................................... 85 55 83 53 98 97 63 36 62 35 99 98 35 33 34 32 97 96 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 22 11 60 72 82 85 20 10 57 70 81 85 91 87 96 98 99 99 17 15 35 48 59 63 16 14 34 47 58 62 95 96 97 98 99 98 6 2 27 41 62 67 6 2 26 40 60 64 95 95 96 96 97 96 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 48 81 70 45 79 97 94 98 53 26 63 53 26 63 99 98 99 36 14 42 34 14 41 97 95 97 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 54 55 64 45 75 95 53 52 63 41 74 94 97 95 97 92 99 99 36 34 47 26 46 50 35 33 46 25 45 50 97 98 98 97 98 100 33 23 40 12 36 88 31 22 39 10 34 84 96 94 97 89 96 96 Worker characteristics Establishment characteristics See footnotes at end of table. Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Life insurance Characteristics Access Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 85 82 88 91 85 60 59 72 37 63 67 83 62 19 17 38 84 81 87 90 84 59 58 72 36 61 66 82 60 17 15 37 99 99 99 99 99 98 98 99 97 98 99 99 97 91 90 96 70 67 74 73 73 43 43 54 25 31 38 50 29 17 18 24 68 66 73 72 71 42 42 53 25 30 38 50 28 16 16 24 97 99 98 99 98 99 99 99 100 97 99 99 96 92 91 97 65 69 77 79 77 39 43 58 19 39 58 81 36 5 4 20 64 66 74 77 73 38 42 56 19 37 55 78 34 5 4 19 98 96 96 97 94 97 97 98 97 96 96 97 96 99 100 99 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 41 36 57 77 70 86 39 34 55 75 68 84 96 96 96 98 97 99 28 26 37 51 45 60 27 25 35 50 44 59 96 97 95 99 98 99 22 19 31 46 36 61 21 18 30 45 35 58 96 96 97 96 96 96 62 54 63 61 56 63 60 54 50 61 53 62 59 54 61 57 52 49 98 99 98 96 96 96 95 96 98 44 72 42 35 32 34 31 25 25 43 72 41 34 31 33 29 24 25 98 99 97 97 97 97 96 99 98 41 33 35 35 32 33 36 30 29 39 32 34 34 31 33 34 28 27 96 96 97 97 97 98 96 95 95 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 17. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2012 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 5 95 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 4 3 7 6 9 5 8 97 96 97 93 94 91 95 92 11 7 5 5 4 89 93 95 95 96 Full time ................................................................. 5 95 Union ..................................................................... Nonunion ............................................................... 4 5 96 95 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 9 4 6 5 4 4 91 96 94 95 96 96 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 5 11 4 95 89 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Information ......................................................... 5 7 7 9 2 95 93 93 91 98 Establishment characteristics See footnotes at end of table. Table 17. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 4 4 4 4 6 5 3 8 3 6 4 2 96 96 96 96 94 95 97 92 97 94 96 98 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 8 6 4 5 3 93 92 94 96 95 97 4 4 5 4 5 7 7 8 5 96 96 95 96 95 93 93 92 95 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 18. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2012 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 60 2 35 2 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 73 75 71 47 66 62 67 37 3 2 3 1 2 3 2 – 23 20 24 49 30 32 29 57 1 1 1 2 1 2 1 4 1 1 1 (1) 1 1 (1) – 15 51 46 46 45 – – 1 (1) 1 78 44 50 49 51 5 3 3 4 2 – – 1 1 (1) Full time ................................................................. 60 2 35 2 1 Union ..................................................................... Nonunion ............................................................... 38 64 1 2 53 33 7 1 1 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 42 30 57 58 69 72 – – 1 2 3 4 55 67 39 38 25 21 2 1 2 2 2 1 – – (1) 1 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 45 16 52 2 – 2 48 81 42 3 2 4 1 – 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 64 56 56 56 55 77 2 2 – 3 2 – 32 38 39 37 43 21 1 3 4 3 – – 1 1 – 1 – – Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2012—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 83 80 85 87 80 57 68 68 58 64 65 74 64 44 44 45 – 2 2 2 1 – 2 – – 2 2 3 2 – – – 13 17 12 9 17 41 29 29 42 32 30 22 33 52 52 51 – 1 1 – – – – – – 1 2 1 1 – – – 1 (1) (1) – – – – – – 1 (1) 1 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 48 48 50 67 62 73 1 2 – 2 1 4 48 49 47 27 33 20 2 1 2 2 2 2 (1) (1) – 1 1 1 71 63 51 58 63 61 64 58 59 2 3 2 1 1 1 1 – 3 25 31 44 39 33 36 32 41 35 – 2 3 2 2 – 2 – – – 1 (1) 1 (1) – 1 – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2012 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 61 11 23 4 1.4 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 1 1 1 (2) – 1 2 58 57 59 64 66 76 61 57 10 10 10 15 8 8 8 14 26 27 25 19 21 12 25 23 5 6 5 1 4 – 5 3 1.4 1.4 1.4 1.3 1.3 1.2 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 – 2 1 – – 53 58 61 55 68 – 15 15 15 16 29 22 21 27 13 – 3 2 – – 1.4 1.4 1.3 1.4 1.2 1.0 1.0 1.0 1.0 1.0 Full time ................................................................. 1 61 11 24 4 1.4 1.0 Union ..................................................................... Nonunion ............................................................... 2 1 65 61 10 11 18 24 4 4 1.3 1.4 1.0 1.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 68 84 66 60 58 55 12 – 11 11 11 10 18 6 20 24 25 28 – – 2 4 5 6 1.3 1.1 1.3 1.4 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1 – 1 51 66 51 14 – 15 29 – 28 5 – 5 1.4 1.3 1.4 1.0 1.0 1.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 1 – – – – 63 68 46 83 65 54 10 11 22 7 10 3 22 17 24 8 23 30 4 3 – – – – 1.3 1.3 1.5 1.1 1.3 1.6 1.0 1.0 1.5 1.0 1.0 1.0 Worker characteristics Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2012—Continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 1 – 5 1 – – – 60 64 64 65 62 56 53 55 56 68 57 60 70 74 80 38 10 – – – 3 – 13 11 – 10 17 17 9 – – – 19 24 24 21 31 – 30 27 24 18 17 16 19 – – 47 11 6 7 9 4 – 4 7 – 3 – 3 2 – – – 1.4 1.4 1.4 1.4 1.4 1.4 1.4 1.5 1.3 1.3 1.3 1.3 1.3 1.2 1.1 1.5 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 – – 1 – 1 57 62 49 63 64 62 11 10 13 11 10 12 25 21 33 22 23 22 6 – – 3 – 3 1.4 1.4 1.5 1.3 1.3 1.3 1.0 1.0 – 1.0 1.0 1.0 1 2 – – – – – – 1 62 60 55 56 64 58 65 75 60 11 12 14 11 11 – 9 8 8 21 22 27 24 22 24 24 15 25 5 5 – – – 6 – 2 6 1.4 1.4 1.4 1.5 1.3 1.4 1.3 1.2 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 20. Life insurance plans: Maximum benefit amount, private industry workers, National Compensation Survey, March 2012 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $500,000 $1,000,000 With no maximum benefit amount 76 $50,000 $60,000 $250,000 24 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 78 81 77 73 79 85 77 72 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 100,000 100,000 – 50,000 50,000 50,000 – – 300,000 250,000 300,000 200,000 200,000 – 200,000 250,000 750,000 700,000 750,000 500,000 500,000 500,000 500,000 – 1,000,000 – 1,000,000 1,000,000 1,000,000 1,000,000 1,500,000 2,000,000 22 19 23 27 21 15 23 28 65 74 63 67 58 50,000 50,000 50,000 50,000 50,000 – – 70,000 100,000 50,000 – 300,000 250,000 250,000 200,000 – 1,000,000 500,000 500,000 500,000 750,000 2,000,000 1,000,000 1,000,000 – 35 26 37 33 42 Full time ................................................................. 77 50,000 – 250,000 500,000 1,000,000 23 Union ..................................................................... Nonunion ............................................................... 58 77 50,000 50,000 70,000 – 250,000 250,000 – 500,000 2,000,000 1,000,000 42 23 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 69 76 75 76 77 79 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 75,000 100,000 100,000 200,000 – 150,000 200,000 300,000 400,000 500,000 500,000 500,000 500,000 750,000 – 1,000,000 – 1,000,000 1,000,000 1,500,000 – 31 24 25 24 23 21 Goods-producing industries ................................... Manufacturing .................................................... 67 66 50,000 50,000 100,000 100,000 300,000 300,000 750,000 – – – 33 34 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 77 74 78 80 63 53 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 – 245,000 100,000 200,000 50,000 – – 500,000 500,000 500,000 – – 750,000 1,000,000 750,000 1,000,000 750,000 500,000 1,000,000 23 26 22 20 37 47 Worker characteristics Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Maximum benefit amount, private industry workers, National Compensation Survey, March 2012—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile – $2,000,000 $2,000,000 $250,000 1,000,000 2,000,000 250,000 1,000,000 2,000,000 300,000 1,000,000 2,000,000 – 1,000,000 1,000,000 300,000 750,000 1,000,000 300,000 600,000 1,000,000 300,000 – – 250,000 500,000 1,000,000 200,000 400,000 500,000 200,000 – – 250,000 500,000 1,000,000 200,000 400,000 500,000 With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Other services ................................................... 68 84 83 88 71 78 86 65 76 82 80 75 77 $100,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – $100,000 100,000 100,000 100,000 – – – – 50,000 50,000 – – 32 16 17 12 29 22 14 35 24 18 20 25 23 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 78 79 78 75 79 71 50,000 50,000 50,000 50,000 50,000 50,000 – – – – 50,000 100,000 200,000 200,000 220,000 250,000 200,000 400,000 500,000 500,000 500,000 700,000 500,000 1,000,000 1,000,000 1,000,000 – 1,000,000 1,000,000 2,000,000 22 21 22 25 21 29 79 79 66 69 80 77 79 76 75 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – – 100,000 – – – – – 50,000 200,000 200,000 250,000 250,000 250,000 300,000 250,000 250,000 245,000 500,000 500,000 600,000 700,000 – 600,000 750,000 – 500,000 – 1,000,000 1,000,000 1,000,000 1,500,000 – – 1,000,000 1,000,000 21 21 34 31 20 23 21 24 25 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2012 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 $10,000 $20,000 $25,000 $50,000 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10,000 10,000 10,000 – 10,000 – 10,000 10,000 15,000 15,000 15,000 10,000 10,000 10,000 – 10,000 25,000 25,000 25,000 – 20,000 15,000 20,000 – 50,000 50,000 50,000 20,000 25,000 – 25,000 25,000 50,000 50,000 – 40,000 50,000 50,000 50,000 50,000 – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 17,000 20,000 15,000 25,000 25,000 25,000 26,000 25,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. 10,000 10,000 20,000 25,000 50,000 Union ..................................................................... Nonunion ............................................................... 5,000 10,000 10,000 10,000 15,000 20,000 32,000 25,000 50,000 50,000 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 – 15,000 10,000 15,000 20,000 25,000 – 20,000 15,000 25,000 27,000 50,000 50,000 25,000 25,000 50,000 50,000 50,000 100,000 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10,000 10,000 10,000 – 10,000 – 20,000 – 20,000 30,000 25,000 30,000 50,000 50,000 50,000 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10,000 – 10,000 5,000 – 10,000 10,000 10,000 15,000 10,000 10,000 10,000 15,000 15,000 25,000 10,000 15,000 – 25,000 25,000 – 20,000 – 20,000 50,000 50,000 50,000 30,000 50,000 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2012—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $10,000 10,000 10,000 10,000 – 10,000 – – 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 $15,000 15,000 15,000 15,000 25,000 – 15,000 20,000 – 10,000 – 10,000 10,000 10,000 10,000 10,000 – $25,000 – – 50,000 15,000 25,000 25,000 – 15,000 25,000 20,000 15,000 – – 15,000 – $50,000 50,000 50,000 50,000 – – 50,000 25,000 – 50,000 50,000 25,000 20,000 – 25,000 $50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 30,000 50,000 50,000 50,000 50,000 – 25,000 50,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10,000 10,000 10,000 – 10,000 – 10,000 10,000 10,000 10,000 10,000 10,000 15,000 – 15,000 20,000 20,000 20,000 25,000 25,000 25,000 30,000 25,000 40,000 50,000 50,000 50,000 50,000 50,000 50,000 – – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 10,000 10,000 25,000 20,000 – – 20,000 15,000 20,000 20,000 15,000 50,000 40,000 25,000 25,000 25,000 25,000 25,000 – 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured1 Commercially insured Legally required Other 43 38 – – Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 48 49 48 29 – 46 48 46 40 37 38 36 – 42 35 31 37 42 – – – 40 34 – – – – – – – – – – – – – 27 48 40 40 40 45 40 45 49 39 – – – – – – – – – – Full time ................................................................. Part time ................................................................ 44 35 40 – – 47 – – Union ..................................................................... Nonunion ............................................................... 43 43 34 38 – – – – Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 31 40 43 50 51 31 – 41 40 35 32 39 52 – – – – – – – – – – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 42 – 47 45 47 45 – 24 – – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Utilities ........................................................... 44 44 41 72 35 35 44 22 – – 14 – – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured1 Commercially insured Legally required Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 64 61 69 71 67 – 37 31 33 39 46 58 38 30 32 – 26 27 24 23 28 47 44 54 42 35 31 28 35 – – 43 – – – – 5 35 – – – – – – – 41 39 41 – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 31 – 36 52 44 59 39 37 44 36 43 29 – 33 – – – – – – – – – – – 59 51 48 58 56 40 23 38 48 50 41 43 45 58 – – – – – – – – – – – – – Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employer assumes all risks and expenses of providing the benefit. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 19 81 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 13 10 15 40 20 23 18 18 87 90 85 60 80 77 82 82 19 18 19 13 26 81 82 81 87 74 Full time ................................................................. Part time ................................................................ 16 45 84 55 Union ..................................................................... Nonunion ............................................................... 21 19 79 81 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 44 50 21 16 12 12 56 50 79 84 88 88 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 11 24 9 89 76 91 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Information ......................................................... 22 24 15 19 78 76 85 81 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 11 7 5 7 15 9 33 26 19 13 28 42 42 47 89 93 95 93 85 91 67 74 81 87 72 58 58 53 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 29 32 22 13 13 12 71 68 78 87 87 88 49 5 8 7 6 3 17 51 95 92 93 94 97 83 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 7 2 67 23 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 2 1 5 – 3 4 3 15 1 – 1 1 – 1 – 1 7 64 59 67 85 80 68 70 67 62 32 37 29 8 – 27 25 28 15 2 – 2 1 – 1 – 2 1 23 10 18 18 17 9 – 4 6 – 61 64 65 62 70 – 20 11 12 9 – – 1 2 – Full time ................................................................. Part time ................................................................ 7 4 2 (1) 66 83 24 12 2 1 Union ..................................................................... Nonunion ............................................................... 23 4 – 1 53 70 15 24 – 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 2 8 9 4 2 – – 2 2 3 1 83 93 71 67 60 60 9 5 18 21 31 35 – – 2 1 2 2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 17 24 16 5 – 6 59 66 58 17 5 18 2 – 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Utilities ........................................................... 4 8 7 – 1 1 – – 70 72 70 50 24 17 19 46 1 1 – – Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 4 4 – 4 3 4 5 – – – – – – – – – 1 – – 1 – – – 43 51 45 32 57 88 69 72 78 80 80 77 81 90 90 91 52 48 54 67 43 – 29 28 – 11 15 21 11 – – – 4 – – – – – – – – 3 – – 4 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 6 7 7 9 5 1 – – 2 1 3 75 76 74 62 68 57 17 17 17 26 21 32 1 – – 2 1 3 4 12 7 8 7 6 4 – 4 2 – – – 1 85 58 63 66 53 66 62 10 25 28 23 35 27 26 – 1 (1) – – – 7 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 92 12 21 26 26 26 8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 91 92 90 96 94 93 89 94 92 12 12 12 13 12 12 12 12 13 18 – 18 26 – 18 13 21 24 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 26 36 9 8 10 4 6 7 11 6 8 98 89 92 92 92 13 13 13 13 13 24 26 25 24 26 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 2 11 8 8 8 Full time ................................................................. Part time ................................................................ 92 96 12 – 20 26 26 26 26 26 26 – 8 4 Union ..................................................................... Nonunion ............................................................... 90 92 13 12 26 18 26 26 26 26 52 26 10 8 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 95 96 94 93 90 88 13 24 12 12 13 13 26 26 18 18 22 21 26 26 26 26 26 26 26 26 26 26 26 26 26 52 26 26 26 26 5 4 6 7 10 12 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 92 98 91 13 13 13 25 24 26 26 26 26 26 26 26 26 26 26 8 2 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Information ......................................................... 92 90 92 82 12 12 12 12 20 20 – 25 26 26 26 26 26 26 26 – 26 26 26 52 8 10 8 18 Worker characteristics Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality: Accommodation and food services ................ 92 92 91 91 94 93 93 94 94 92 94 12 13 13 12 12 12 12 12 13 13 12 20 21 21 18 – 13 13 22 24 26 22 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 8 8 9 9 6 7 7 6 6 8 6 100 – 26 26 26 52 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 94 94 93 91 93 89 12 12 12 13 12 13 18 24 13 24 16 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 6 6 7 9 7 11 95 90 94 92 89 92 – 13 12 12 12 12 26 20 – – 13 18 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 5 10 6 8 11 8 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2012 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 69 percent 50 percent 1 19 1 37 27 15 63.4 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 1 – – 1 – 1 – 16 17 16 29 45 19 18 20 17 1 – 1 – – 2 – 2 – 41 41 42 29 – 36 39 35 40 21 18 24 36 – 27 27 27 28 19 23 17 4 5 14 13 15 12 64.8 65.4 64.4 60.1 58.7 63.3 63.2 63.3 62.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – – 1 1 – 14 18 18 17 19 – – 1 2 – 35 43 36 40 32 36 23 28 26 29 10 14 16 13 19 61.7 62.1 64.2 62.2 66.5 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 18 30 1 – 39 25 25 37 16 7 63.7 61.4 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 2 1 20 19 3 1 20 40 37 25 17 14 64.4 63.3 66.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 – 28 33 17 19 17 18 – – 1 1 1 – 29 25 38 39 39 36 36 40 30 25 22 22 5 2 12 15 21 23 60.6 60.0 63.1 63.3 64.9 66.0 60.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 2 – 1 14 21 13 1 – 2 40 28 41 24 38 23 18 6 20 64.0 60.4 64.5 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Utilities ........................................................... 1 – – – 20 19 17 5 1 – – – 37 33 40 – 27 28 28 41 14 18 14 48 63.3 65.5 64.2 77.3 60.0 60.0 60.0 67.0 60 percent 61 to 69 percent Median fixed percent of annual earnings Less than 50 percent All workers ............................................................. 51 to 59 percent Mean fixed percent of annual earnings Worker characteristics Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2012—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 2 – – 2 – – – 19 19 14 22 8 – 14 9 – 22 27 26 21 38 36 24 – – – – 2 – – – – 1 – – 2 – – 7 32 30 29 27 36 – 46 53 32 39 24 24 42 30 31 24 26 24 25 31 17 22 30 26 44 24 15 12 26 28 – 31 22 25 31 18 37 – 8 11 – 12 33 37 7 5 4 – 63.6 65.8 68.2 64.3 69.3 58.7 62.5 63.8 60.8 61.9 69.0 71.4 60.2 59.5 59.7 59.8 60.0 60.0 66.0 60.0 66.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 – – 1 1 1 24 24 23 16 12 20 1 – – 1 1 1 33 30 41 40 45 34 31 35 22 23 24 22 10 9 13 18 16 21 62.0 61.9 62.1 64.5 64.1 65.0 60.0 60.0 60.0 60.0 60.0 60.0 – – – – – – 2 36 8 11 – 8 7 10 – – – – – – 5 11 52 56 55 54 51 38 44 20 11 8 16 19 27 7 18 20 – 19 20 17 61.1 64.0 64.2 65.2 65.7 65.3 64.6 66.0 60.0 60.0 60.0 60.0 60.0 60.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2012 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 72 $170 $300 $560 $1,000 $2,307 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 68 70 67 85 73 74 72 74 170 170 170 170 170 170 170 170 500 476 500 – 250 – 250 – – 1,000 – 546 561 559 561 550 1,500 1,875 1,500 572 1,154 – 1,155 1,000 2,500 2,500 2,310 1,300 2,309 2,885 2,308 – 32 30 33 15 27 26 28 26 78 72 69 69 69 170 170 170 170 170 500 – 250 250 – 546 561 515 515 500 600 1,000 750 1,000 572 – 1,800 1,500 – – 22 28 31 31 31 Full time ................................................................. Part time ................................................................ 71 86 170 170 340 170 572 – 1,250 572 2,309 650 29 14 Union ..................................................................... Nonunion ............................................................... 68 73 170 170 200 315 500 561 572 1,153 1,250 2,308 32 27 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 85 73 71 67 67 170 170 170 170 170 170 315 275 500 – 524 559 561 600 600 572 1,000 1,000 1,500 1,730 1,000 2,000 2,300 2,500 2,500 15 27 29 33 33 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 66 84 62 170 170 170 300 260 300 546 546 546 1,000 – 1,000 2,000 1,500 2,000 34 16 38 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Information ......................................................... 74 70 74 53 170 170 170 170 300 200 250 – 561 524 546 – 1,000 750 1,000 2,300 2,309 1,846 – 2,300 26 30 26 47 Worker characteristics Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2012—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Other services ................................................... 67 62 73 53 84 84 67 52 46 70 94 $170 170 170 – 170 – 170 170 170 170 170 – – – – $500 546 – 170 – – – $1,000 1,000 1,155 – – 1,000 561 561 575 561 559 $2,308 2,500 2,500 2,500 1,500 1,500 1,000 1,250 1,500 1,000 – $3,456 3,456 – 3,000 2,350 2,080 2,307 1,500 1,500 2,308 – 33 38 27 47 16 16 33 48 54 30 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 80 82 75 67 74 58 170 170 170 170 170 170 – – 250 350 396 270 546 546 524 577 700 572 1,000 750 1,000 1,500 1,500 1,385 1,700 1,500 2,000 2,400 2,310 2,500 20 18 25 33 26 42 89 53 67 70 64 67 75 170 200 250 250 – – – 170 350 500 – 500 – 523 524 650 1,000 1,000 – – – 572 1,250 1,500 – – 2,300 2,300 – 2,300 2,500 3,000 2,000 3,002 2,350 11 47 33 30 36 33 25 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2012 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 8 92 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 8 7 8 11 8 9 7 10 92 93 92 89 92 91 93 90 6 12 7 7 6 94 88 93 93 94 Full time ................................................................. 8 92 Union ..................................................................... Nonunion ............................................................... 9 8 91 92 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 8 9 7 8 93 92 91 93 92 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 9 10 9 91 90 91 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 8 8 6 10 6 20 92 92 94 90 94 80 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2012—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 3 7 6 5 9 8 6 8 8 9 8 97 93 94 95 91 92 94 92 92 91 92 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 6 6 9 7 10 94 94 94 91 93 90 5 9 5 9 10 6 9 7 95 91 95 91 90 94 91 93 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2012 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 94 4 1 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 95 94 96 95 94 91 95 87 4 5 3 3 5 9 3 7 (1) – – – (1) – 1 3 (1) – – – 1 – 1 2 83 89 90 88 92 – 6 3 3 3 6 2 5 7 2 – 3 2 2 3 Full time ................................................................. 94 4 1 1 Union ..................................................................... Nonunion ............................................................... 77 96 9 4 9 (1) 5 (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 94 81 96 94 93 94 5 – 3 4 5 6 – – 1 2 1 – – – 1 1 1 – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 90 89 90 4 – 2 5 5 5 2 – 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 95 89 94 79 97 76 4 9 3 19 – 24 (1) 1 – – – – (1) 2 – – – – Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2012—Continued (All workers with long-term disability coverage = 100 percent) Characteristics Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 91 94 94 91 95 97 97 98 98 98 96 96 98 100 100 95 9 5 6 8 4 – 3 2 – 2 2 3 1 – – – – – – – – – – – – – – (1) – – – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 94 94 96 94 94 93 4 5 3 4 5 4 1 1 1 2 1 2 (1) (1) 1 1 1 1 95 94 91 94 95 92 95 95 95 5 3 4 3 4 7 4 4 5 – – 4 – – – – – – – – 2 – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2012 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 23 64 6 6 1 58.3 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 24 23 25 30 22 20 23 17 62 62 62 60 63 67 62 70 6 6 6 7 6 6 6 6 7 9 6 2 7 5 7 4 1 1 1 1 2 2 2 3 58.1 58.4 58.0 57.5 58.6 58.9 58.5 59.2 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 18 17 18 16 21 73 69 71 71 71 – 6 – – 4 – 5 6 8 – – 3 – – – 59.3 59.1 58.5 59.2 57.8 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. 23 64 6 6 1 58.3 60.0 Union ..................................................................... Nonunion ............................................................... 36 22 52 65 7 6 3 7 2 1 57.3 58.4 60.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 20 – 22 21 25 25 70 65 65 65 62 61 3 – 6 6 6 7 4 – 6 7 7 6 3 – 1 1 1 1 59.2 58.8 58.2 58.6 58.2 58.1 60.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 18 – 19 69 83 67 – – – 7 – 8 – – – 58.8 60.2 58.7 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 24 21 19 – 28 46 63 67 67 77 67 28 6 6 7 8 – – 6 4 5 4 4 – 1 2 2 – – – 58.3 58.3 57.7 60.0 57.8 58.0 60.0 60.0 60.0 60.0 60.0 60.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2012—Continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 61 to 66 percent Mean fixed percent of annual earnings Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 20 33 35 39 26 – 16 16 – 29 8 9 35 – – – 59 52 49 46 56 67 69 72 65 61 73 75 57 72 61 64 – 8 9 8 11 – – – 14 4 7 9 – 5 – – 7 6 5 7 – – 8 8 – 6 10 5 5 – – 6 – 1 1 1 – – – – – 1 2 2 – – – – 59.4 57.7 57.4 57.0 58.5 59.3 58.7 58.4 58.5 57.4 60.5 60.0 56.6 60.6 61.1 61.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 18 17 19 26 15 35 67 69 64 62 71 54 5 5 5 6 7 6 8 7 11 5 6 5 2 1 2 1 2 1 59.1 59.0 59.2 57.9 59.1 57.0 60.0 60.0 60.0 60.0 60.0 60.0 – 24 24 18 25 21 21 25 25 71 61 67 61 66 69 66 61 55 6 4 – – 4 – 4 – 10 6 – 5 9 3 – – 4 9 – – – – 1 1 – – 1 59.0 58.9 58.2 59.6 57.4 58.3 58.2 58.0 58.5 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2012 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 85 $3,333 $5,000 $8,000 $10,883 $15,000 15 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 86 88 85 81 88 90 88 85 5,000 5,000 4,286 3,000 3,000 – 3,000 3,000 6,000 6,000 5,000 5,000 5,000 5,000 5,000 5,000 10,000 10,000 8,000 7,500 9,000 7,500 10,000 6,667 12,500 14,167 11,000 10,000 12,000 12,000 12,000 10,000 17,500 20,000 15,000 12,500 20,000 20,000 20,000 15,000 14 12 15 19 12 10 12 15 86 85 76 80 71 2,917 – 2,500 2,500 – – 5,000 5,000 5,000 5,000 5,000 9,000 6,000 7,000 6,000 – 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 14 15 24 20 29 Full time ................................................................. 85 3,333 5,000 8,000 10,500 15,000 15 Union ..................................................................... Nonunion ............................................................... 71 86 2,500 4,000 4,000 5,000 5,000 8,333 10,000 11,250 15,000 15,500 29 14 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 82 83 86 86 85 3,000 3,000 3,000 4,000 5,000 5,000 5,000 5,000 5,000 6,000 6,000 7,500 8,000 10,000 10,000 10,000 10,000 10,000 12,500 15,000 15,000 15,000 15,000 20,000 20,000 18 17 14 14 15 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 83 96 80 2,917 4,000 3,000 5,000 5,000 5,000 7,000 6,000 7,500 10,000 10,000 10,000 15,000 15,000 15,000 17 4 20 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 86 79 87 91 65 60 4,000 3,000 – – – 5,000 5,000 5,000 5,000 – 5,000 8,000 8,300 7,000 7,000 5,000 8,000 10,000 11,000 10,000 10,000 10,000 – 15,000 17,300 15,000 15,000 10,000 15,000 23,077 14 21 13 9 35 40 Worker characteristics Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2012—Continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality: Accommodation and food services ................ 84 90 89 88 88 85 91 89 88 88 89 $4,000 3,000 3,000 2,500 5,000 5,000 5,000 – 4,000 4,500 3,000 $5,000 6,500 7,500 6,250 – 6,000 6,000 5,000 5,000 5,000 5,000 $9,340 10,000 12,000 10,833 10,500 10,000 10,000 7,000 7,000 7,500 7,000 $12,000 20,000 20,833 20,833 15,000 10,000 10,000 10,000 10,000 10,000 10,000 – $25,000 30,000 30,000 25,000 17,300 – 15,000 14,000 15,000 15,000 16 10 11 12 12 15 9 11 12 12 11 61 – 7,560 10,000 10,000 – 39 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 86 87 85 84 88 81 3,500 – 4,000 3,098 4,000 3,000 5,000 5,000 5,000 5,000 5,000 5,000 7,560 8,000 7,500 9,500 7,500 10,000 10,000 10,000 10,000 12,500 10,000 15,000 15,000 15,000 13,890 20,000 15,000 20,000 14 13 15 16 12 19 92 86 80 76 87 86 87 4,500 3,000 3,000 4,000 3,500 4,000 4,000 5,000 5,000 5,000 5,000 5,000 5,000 6,000 7,500 7,500 7,000 10,000 8,000 7,500 10,000 10,000 12,000 10,000 12,000 10,500 10,000 13,000 15,000 15,000 15,000 20,833 15,000 15,000 18,000 8 14 20 24 13 14 13 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid 77 61 77 37 60 63 33 11 85 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 97 85 53 70 81 69 89 82 84 90 81 40 40 65 52 73 53 87 96 83 56 64 – 67 86 82 55 58 53 22 28 41 32 46 26 81 85 79 34 39 64 54 70 51 82 85 80 40 49 66 58 72 54 48 51 47 18 19 34 30 37 26 18 21 17 6 6 12 8 15 8 90 91 89 79 79 88 87 88 81 73 90 84 91 77 39 65 52 54 51 72 90 83 90 75 18 33 29 28 30 37 63 61 65 56 40 66 63 66 61 19 33 32 34 30 6 9 6 8 4 77 85 85 87 82 Full time ................................................................. Part time ................................................................ 90 40 75 23 91 35 44 16 71 29 73 32 39 15 13 4 88 76 Union ..................................................................... Nonunion ............................................................... 91 76 73 60 91 75 45 36 82 58 84 61 44 32 10 11 91 85 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 50 33 84 90 91 90 29 18 64 75 84 86 49 37 83 90 90 90 15 9 39 43 55 56 30 19 62 71 82 84 34 24 65 74 83 85 15 9 32 39 50 57 4 3 9 13 19 20 77 74 86 88 91 91 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 90 76 95 56 40 62 90 73 96 28 17 32 66 34 77 67 38 78 37 15 45 9 7 10 87 75 91 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 75 78 90 72 82 98 62 59 75 49 71 93 74 76 88 68 84 98 39 35 34 32 42 61 59 61 68 55 70 93 62 65 70 58 76 91 32 32 30 31 36 68 11 6 9 4 5 13 85 88 83 88 90 98 Establishment characteristics See footnotes at end of table. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 92 95 96 97 97 89 83 91 72 81 65 80 83 38 35 66 90 88 91 92 90 79 66 85 44 77 79 82 76 27 24 50 91 93 96 97 96 83 79 90 64 79 59 73 83 46 45 67 68 62 67 64 72 44 40 51 24 52 47 54 53 12 10 26 82 84 90 90 89 67 57 73 33 74 76 91 74 20 17 44 87 86 91 90 91 71 59 76 35 75 77 91 74 27 23 48 49 54 61 61 61 28 34 42 20 38 44 66 37 11 10 18 28 26 30 26 33 12 14 16 7 15 13 16 15 3 3 9 96 90 94 95 92 77 81 87 72 89 87 94 89 77 77 73 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 69 67 76 87 84 91 52 50 55 73 66 82 69 67 75 86 83 90 27 25 32 49 43 58 47 43 57 76 69 85 51 48 60 77 71 86 21 20 26 47 38 60 8 7 10 15 11 20 79 75 88 93 92 95 75 79 79 75 77 79 81 75 73 67 65 58 59 60 57 64 58 63 76 76 78 75 78 78 79 77 72 44 48 39 29 37 37 34 34 30 66 65 65 59 60 60 61 52 51 74 73 64 59 63 66 65 51 52 43 37 33 31 34 34 35 25 28 12 10 11 11 12 8 13 8 11 87 82 86 88 83 89 85 86 86 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2012 (All workers with paid holidays = 100 percent) Paid holidays Characteristics Mean number of days Median number of days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 11 25 13 13 9 14 5 4 2 1 2 8 8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 3 4 26 – 11 18 8 10 16 10 19 30 23 32 46 25 31 12 11 12 16 – 14 12 15 17 15 15 15 12 – 12 9 13 11 11 13 10 6 – 8 5 10 8 21 25 19 4 4 13 5 18 12 8 8 8 2 2 4 2 5 6 7 8 7 2 3 2 1 3 3 3 3 3 – – 1 (1) 1 1 2 2 2 – – 1 – 1 1 ( ) 2 2 2 1 – 1 – 1 1 9 9 9 6 7 7 6 8 8 9 9 9 6 7 7 6 8 7 14 8 10 6 14 31 31 23 19 27 18 17 11 10 12 12 10 16 15 17 10 7 10 11 9 10 13 14 17 10 3 7 7 8 5 1 4 5 6 3 – 1 – – 1 – – – – – 1 – 2 3 – 7 8 8 9 7 7 7 8 8 7 Full time ................................................................. Part time ................................................................ 8 30 23 37 14 11 14 9 10 3 16 6 6 2 5 (1) 2 – 1 – 2 (1) 8 6 8 6 Union ..................................................................... Nonunion ............................................................... 2 12 17 26 9 14 21 13 9 9 15 14 10 5 7 4 3 1 2 1 5 1 9 8 9 7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 28 52 11 6 3 2 37 25 33 22 14 10 15 10 14 14 12 10 9 6 14 15 15 14 5 2 7 11 12 13 4 2 12 15 22 25 1 – 4 7 8 9 – – 2 5 7 9 – – 1 2 3 3 – – 1 1 2 2 (1) – 1 2 3 2 6 5 7 8 9 9 6 5 7 8 9 9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 16 4 17 33 12 11 20 8 12 12 13 12 8 12 19 8 21 9 2 11 7 – 9 3 – 4 2 – 2 3 – 3 9 7 9 9 7 10 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 12 16 7 24 8 – 27 39 23 55 19 – 14 12 19 9 10 – 14 13 17 7 26 – 8 6 11 3 8 19 13 6 9 1 16 29 5 3 6 – 7 – 3 2 4 (1) – 9 1 1 1 – – – 1 (1) 1 – – – 1 1 2 (1) – – 8 7 8 6 8 10 7 6 8 6 8 10 All workers ............................................................. Less than 6 days Worker characteristics Establishment characteristics See footnotes at end of table. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2012—Continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 6 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days Mean number of days Median number of days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1 1 1 – 5 6 1 12 7 4 2 8 44 50 10 22 8 6 5 7 19 21 11 38 32 2 1 37 15 12 26 27 9 6 4 11 20 16 14 17 15 4 1 17 18 18 14 16 18 20 13 29 – 14 18 10 12 11 7 13 13 12 14 9 14 16 7 22 8 11 14 7 7 6 7 7 5 5 7 14 36 43 60 21 – 18 24 9 10 15 10 9 – – 8 6 8 6 6 6 – 5 6 – 5 13 16 4 3 – 6 4 3 2 2 2 6 6 8 – 3 14 17 1 – – 4 (1) 1 1 – – – 2 2 – 3 9 11 2 – – – – – – – – – – – – 2 9 13 – – – 4 – – – – – – – – – 3 13 15 – – – – 8 9 9 9 9 9 8 9 7 8 11 12 7 5 5 8 8 9 10 10 9 8 8 9 7 7 11 12 7 6 5 8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 15 15 14 7 9 3 27 28 24 23 28 17 15 16 13 12 13 9 13 13 12 14 13 15 8 7 13 10 10 9 13 12 13 16 13 20 4 3 4 7 7 8 3 2 3 6 3 9 1 1 – 2 2 3 1 1 – 1 1 2 1 1 2 2 1 4 7 7 8 8 8 9 7 7 7 8 7 9 7 10 8 7 16 14 12 13 8 15 19 30 31 29 20 28 28 21 13 15 12 16 12 15 14 14 13 13 12 12 17 11 17 12 15 18 – 10 9 10 9 9 8 8 9 14 17 15 9 13 15 14 11 16 12 7 4 4 4 5 6 5 6 8 5 4 2 4 4 4 2 5 2 3 2 2 1 – – 1 2 – – 1 – 1 1 – – – 2 – 4 – 1 – 1 – – 9 8 8 8 7 8 8 7 8 9 8 7 7 7 8 7 7 8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2012 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year1 As needed2 As part of consolidated leave plan3 68 6 26 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 62 63 61 69 71 79 67 71 74 76 75 78 8 9 7 3 5 6 5 9 8 3 3 4 30 27 32 28 23 15 27 20 18 20 22 18 Full time ................................................................. 68 6 26 Nonunion ............................................................... 67 6 27 Average wage within the following categories:4 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 71 68 64 62 3 5 9 11 26 26 28 27 Goods-producing industries ................................... Manufacturing .................................................... 71 71 8 7 21 22 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 68 79 72 84 74 5 6 12 4 – 27 14 16 12 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2012—Continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics Fixed number of days per year1 As needed2 As part of consolidated leave plan3 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Other services ................................................... 73 62 60 69 47 68 67 63 58 78 81 55 68 9 6 6 4 5 7 7 8 2 9 8 1 9 17 32 34 27 47 24 26 29 39 12 11 44 23 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 69 68 70 68 72 8 9 5 4 4 23 23 25 28 23 69 73 64 67 67 66 65 65 74 8 8 7 5 4 7 4 6 5 23 19 29 28 28 27 30 29 21 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2012 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 21 55 21 2 1 7 6 Full time ................................................................. 19 55 22 3 1 8 6 Nonunion ............................................................... 21 56 20 2 1 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 27 26 28 16 19 57 56 57 53 61 15 16 13 26 18 1 – – 4 2 (3) – – 2 1 6 6 6 8 7 5 5 5 6 6 All workers ............................................................. 19 55 22 2 2 8 6 Full time ................................................................. 17 55 23 3 2 8 6 Nonunion ............................................................... 19 56 21 2 2 8 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 25 24 27 14 17 57 57 58 52 61 16 17 13 27 19 2 2 – 3 2 1 1 – 3 1 7 7 7 9 7 5 5 5 6 6 After 5 years See footnotes at end of table. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 19 54 22 3 2 9 6 Full time ................................................................. 17 55 23 3 2 9 6 Nonunion ............................................................... 19 55 21 3 2 9 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 25 24 27 14 16 57 56 58 52 61 16 17 13 27 19 2 2 – 3 2 1 1 – 3 1 7 7 7 10 8 5 5 5 6 6 All workers ............................................................. 19 54 22 3 2 9 6 Full time ................................................................. 17 55 23 3 2 10 6 Nonunion ............................................................... 19 56 21 2 2 9 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 24 24 26 14 16 57 56 58 52 61 16 17 13 27 19 2 2 – 4 2 1 1 – 3 1 7 7 7 11 8 5 5 5 6 6 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 36. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2012 (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total All workers ............................................................. No carryover provision 43 9 34 57 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 48 41 52 42 45 51 42 33 38 37 29 45 13 10 15 7 8 7 9 6 5 6 5 8 35 31 37 35 36 43 33 27 33 31 24 38 52 59 48 58 55 49 58 67 62 63 71 55 Full time ................................................................. 43 9 34 57 Nonunion ............................................................... 43 9 34 57 Average wage within the following categories:2 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 47 42 45 49 9 9 11 13 38 33 34 35 53 58 55 51 Goods-producing industries ................................... Manufacturing .................................................... 29 30 7 8 21 22 71 70 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 46 51 29 54 62 10 8 6 8 24 36 43 24 46 38 54 49 71 46 38 Worker characteristics Establishment characteristics See footnotes at end of table. Table 36. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2012—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total No carryover provision Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Other services ................................................... 34 40 39 34 52 44 32 36 62 62 79 62 53 10 8 9 7 11 – 8 10 16 16 19 15 – 23 32 30 27 42 – 24 26 46 46 60 46 – 66 60 61 66 48 56 68 64 38 38 21 38 47 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 33 31 36 52 53 8 7 9 11 10 25 24 28 42 43 67 69 64 48 47 42 37 35 40 49 55 42 51 47 – 7 6 6 14 15 6 7 12 – 30 28 35 35 40 36 45 35 58 63 65 60 51 45 58 49 53 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans that allow employees to accumulate unused sick leave from year to year. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National Compensation Survey, March 2012 (Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days) Limit on paid sick leave days accumulated (in number of days)2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Mean number of days 7 15 30 63 130 49 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10 – 10 10 10 10 10 6 6 5 5 5 20 15 24 15 20 20 20 10 10 – 7 – 40 31 50 30 24 24 30 24 24 20 15 27 80 65 90 60 60 30 88 – 65 60 25 110 130 130 135 120 110 60 130 130 130 150 – 160 58 54 60 48 43 30 53 43 44 45 22 59 Full time ................................................................. 7 15 30 60 120 48 Nonunion ............................................................... 7 15 30 60 120 44 Average wage within the following categories:3 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 7 – 10 15 15 19 20 24 30 40 45 48 60 94 100 90 130 150 150 39 49 63 65 Goods-producing industries ................................... Manufacturing .................................................... 5 5 – 5 12 10 22 22 30 – 21 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 10 – 5 – 65 20 18 10 – 90 30 24 17 24 110 65 38 30 24 120 130 135 60 30 130 52 46 26 24 104 Worker characteristics Establishment characteristics See footnotes at end of table. Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National Compensation Survey, March 2012—Continued (Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days) Limit on paid sick leave days accumulated (in number of days)2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Mean number of days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Other services ................................................... – 12 12 15 10 – – – 13 12 15 13 – 15 20 20 20 20 – – – 30 30 – 30 – 65 40 45 – 45 – 30 25 60 60 65 60 – 90 – 90 – – – 65 – 90 120 125 80 – 130 90 100 90 130 – 140 65 130 180 150 130 – 60 53 57 54 62 41 50 37 65 78 82 62 39 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 10 – 10 6 6 14 12 15 18 15 30 30 30 30 24 50 45 60 72 40 90 90 – 140 90 38 36 41 55 38 – 10 – 6 10 – – – 7 – 24 20 15 16 15 – – 12 – 45 30 30 30 24 30 27 24 – 120 72 63 60 – 65 50 60 – 150 130 120 105 – 150 – 120 56 66 54 48 44 39 48 37 43 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2012 (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 7 38 35 12 7 2 10 10 Full time ................................................................. Part time ................................................................ 4 24 36 48 37 18 14 4 7 4 2 2 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 6 7 47 36 35 35 7 13 2 7 2 2 8 10 7 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 9 8 5 7 3 45 45 44 31 40 19 33 34 31 36 35 38 9 9 11 15 12 20 4 3 4 9 5 15 1 1 2 3 2 4 9 8 9 11 9 13 7 6 8 10 10 10 All workers ............................................................. 2 9 36 34 12 6 14 15 Full time ................................................................. Part time ................................................................ 1 9 8 21 36 41 36 19 13 5 7 5 14 12 15 10 Union ..................................................................... Nonunion ............................................................... 1 2 8 10 45 35 36 33 6 13 5 7 13 14 12 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 1 13 14 10 6 8 4 41 40 42 32 40 23 32 32 32 35 34 37 8 8 10 16 13 21 4 3 5 9 4 15 13 13 13 15 14 17 11 10 13 15 15 15 After 5 years See footnotes at end of table. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2012—Continued (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 2 7 16 41 22 13 17 15 Full time ................................................................. Part time ................................................................ 1 8 5 16 15 21 41 38 24 11 14 7 17 14 15 15 Union ..................................................................... Nonunion ............................................................... 1 2 4 7 13 16 55 39 20 23 8 13 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 (3) 11 12 7 3 4 2 23 24 20 10 11 8 39 39 40 42 49 33 17 16 22 27 23 31 8 7 11 17 11 26 15 15 16 19 17 20 15 15 15 17 15 20 All workers ............................................................. 2 6 13 20 35 25 19 20 Full time ................................................................. Part time ................................................................ 1 8 5 14 12 16 20 21 36 25 26 16 20 16 20 15 Union ..................................................................... Nonunion ............................................................... 1 2 3 7 6 14 12 21 43 34 35 24 21 19 20 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 (3) 10 12 7 2 3 1 20 21 16 6 8 4 25 26 22 14 19 8 28 25 34 41 43 39 15 13 20 35 25 48 16 16 18 22 20 24 15 15 20 20 20 23 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. 3 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2012 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 26 15 20 23 25 74 8 12 15 17 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 39 33 43 27 23 24 15 28 15 17 17 17 15 13 15 12 15 11 22 21 22 20 16 20 17 20 15 25 24 25 23 20 22 20 23 18 27 27 27 24 21 25 22 25 20 61 67 57 73 77 76 85 72 85 10 10 10 7 7 8 7 8 7 14 14 14 11 11 12 11 12 11 17 17 17 13 13 15 14 15 13 19 19 19 15 14 17 17 17 15 18 13 15 17 13 11 11 11 11 10 15 16 16 16 16 18 19 19 19 19 19 21 21 22 21 82 87 85 83 87 6 7 7 7 6 10 11 11 11 11 11 14 14 14 14 12 16 18 17 18 Full time ................................................................. Part time ................................................................ 27 21 16 13 20 17 23 20 25 21 73 79 8 6 12 10 15 12 17 15 Union ..................................................................... Nonunion ............................................................... 14 28 14 15 20 20 23 23 27 25 86 72 8 8 12 12 16 15 20 17 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 17 14 26 25 34 34 12 13 14 15 17 17 17 17 19 20 21 21 19 20 22 23 24 24 21 22 24 26 26 26 83 86 74 75 66 66 6 6 7 8 10 11 10 10 12 12 14 15 12 12 14 15 16 17 14 13 17 18 19 20 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 17 15 17 12 10 12 16 12 17 19 14 19 22 16 23 83 85 83 7 6 7 11 10 12 14 11 15 17 12 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Information ......................................................... 29 13 17 11 13 22 16 11 12 9 10 16 20 16 16 15 17 21 23 19 19 17 21 24 25 21 22 20 23 26 71 87 83 89 87 78 8 7 8 6 7 10 12 11 12 11 12 14 15 14 15 14 16 17 17 18 17 17 20 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 5 10 20 year years years years Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 36 39 30 55 23 32 36 27 50 15 10 54 17 17 14 17 18 17 18 12 15 16 13 18 14 17 18 12 13 16 21 22 22 22 16 19 19 17 23 17 20 23 18 19 20 24 25 25 26 19 22 21 20 26 18 23 26 21 21 23 27 28 27 28 21 24 23 21 28 19 24 28 22 23 24 64 61 70 45 77 68 64 73 50 85 90 46 83 83 86 11 11 12 10 9 9 10 7 10 13 14 9 6 6 8 14 15 15 15 12 12 14 10 14 16 17 14 10 10 12 16 17 17 17 14 14 16 12 17 18 19 16 12 12 14 19 20 19 20 15 16 17 13 18 20 21 18 13 13 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 22 21 27 30 24 39 13 13 14 17 15 18 18 17 19 21 20 23 20 20 22 25 23 26 22 21 23 27 25 29 78 79 73 70 76 61 7 7 7 8 8 10 11 11 12 13 12 14 13 13 14 16 15 17 15 14 16 19 19 21 25 21 26 31 28 19 29 33 26 18 16 15 15 15 15 15 14 15 22 20 20 20 20 19 19 19 20 24 22 23 23 23 22 22 22 24 27 25 26 26 25 25 24 23 25 75 79 74 69 72 81 71 67 74 9 9 8 8 8 7 8 7 8 13 13 12 12 11 11 12 12 13 15 16 15 15 14 14 14 14 15 17 18 18 18 16 17 16 16 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 9 6 6 34 48 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 18 18 18 8 4 8 3 10 4 14 20 11 1 – 6 3 7 2 11 14 10 3 3 6 3 8 3 51 53 50 19 16 38 38 38 24 66 67 65 30 30 52 53 52 36 1 6 4 5 3 – 2 2 2 2 2 3 2 3 2 16 32 28 33 23 27 44 44 47 41 Full time ................................................................. Part time ................................................................ 11 6 7 1 7 2 39 22 53 34 Union ..................................................................... Nonunion ............................................................... 13 9 2 6 5 6 44 33 71 46 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 5 7 10 17 19 1 – 3 6 14 18 1 1 4 7 11 14 18 11 33 37 52 55 29 20 46 52 68 71 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 7 1 9 5 1 6 2 2 3 35 14 43 49 25 57 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10 3 6 1 2 15 6 2 5 1 2 – 6 2 3 1 4 – 34 36 22 40 31 74 48 54 43 55 60 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 23 22 27 29 20 – 9 10 6 16 17 23 15 7 7 6 8 15 19 15 23 – 15 25 5 2 6 10 1 1 – 4 11 19 23 23 22 5 8 14 – 7 13 21 6 3 3 5 63 56 66 62 69 21 29 36 12 44 41 66 44 12 12 15 76 66 76 75 78 31 43 52 24 55 48 78 56 24 24 24 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 4 6 15 8 25 4 4 4 8 5 12 3 3 4 9 5 14 18 16 24 54 44 68 29 25 41 71 62 84 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 11 10 12 8 9 6 10 8 9 5 6 7 5 6 7 6 4 5 9 8 5 4 5 5 2 6 8 40 34 38 37 33 40 35 27 30 50 48 49 48 48 51 51 46 45 1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. Geographic areas NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Dependent care reimbursement account Healthcare reimbursement account Pre-tax Payroll savings with Financial deduction no employer planning IRA1 contributions 19 18 34 36 18 4 18 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 28 35 25 7 11 24 24 24 14 30 32 29 9 – 16 8 22 13 57 57 56 19 21 34 28 38 22 59 60 58 18 22 36 30 41 26 23 23 23 11 13 22 24 21 14 6 7 6 3 3 4 2 5 3 28 33 25 8 5 22 22 22 12 8 19 15 16 14 9 17 14 17 12 11 32 27 30 24 15 35 29 34 25 8 19 15 16 13 2 5 3 4 2 7 17 11 14 9 Full time ................................................................. Part time ................................................................ 23 8 21 7 40 17 43 16 20 13 5 2 21 10 Union ..................................................................... Nonunion ............................................................... 16 19 20 17 43 33 45 35 23 17 7 4 21 17 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 3 20 21 30 33 5 3 16 22 29 32 15 10 30 38 57 63 14 8 32 41 60 66 13 8 19 18 23 24 2 2 4 4 7 7 9 4 17 19 29 31 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 18 7 23 18 9 22 33 10 42 36 13 45 15 8 18 4 2 5 16 6 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 19 23 19 23 22 47 18 13 21 7 18 53 34 30 28 26 37 77 36 31 32 28 37 74 19 23 13 27 21 10 4 2 4 2 2 6 18 19 16 22 13 45 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Stock options Characteristics Total2 All workers ............................................................. Performance Signing Other 8 3 1 6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 13 16 11 2 3 10 10 10 5 5 7 4 – – 3 1 4 2 3 4 2 – – 1 1 2 – 9 11 8 2 3 8 9 8 3 2 8 6 6 6 – 4 1 1 1 – – 1 1 1 2 5 5 5 6 Full time ................................................................. Part time ................................................................ 9 5 3 1 2 (3) 7 4 Union ..................................................................... Nonunion ............................................................... 9 8 4 2 3 1 5 6 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 4 6 9 14 17 (3) – 2 2 6 7 (3) – 1 1 3 4 3 3 5 7 9 12 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 8 2 10 3 – 4 1 – 2 6 – 7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 8 9 6 10 7 14 2 1 – 1 – 3 1 1 – (3) 3 – 6 8 5 10 4 11 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics Health savings account Flexible benefits Dependent care reimbursement account Healthcare reimbursement account Pre-tax Payroll savings with Financial deduction no employer planning IRA1 contributions Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 36 40 48 53 46 – 19 29 9 18 14 20 19 3 3 7 23 37 42 47 40 20 20 27 9 24 21 31 25 4 4 6 68 62 73 73 71 23 35 47 16 44 47 71 44 13 13 11 67 64 75 77 73 27 37 48 21 47 50 75 46 11 10 17 24 22 25 26 24 15 16 19 11 22 32 45 21 7 7 13 7 11 13 16 – 5 3 6 – 6 10 13 5 2 2 4 27 41 51 51 48 8 20 26 8 15 16 26 15 7 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 12 10 16 28 26 30 10 9 13 27 21 35 19 17 26 52 40 68 21 18 30 54 42 70 12 11 15 25 23 29 3 2 4 6 4 8 8 8 11 29 25 34 14 16 21 23 19 23 18 18 20 20 16 19 25 18 19 17 15 13 40 33 35 38 32 31 35 38 31 40 35 38 40 33 32 38 39 34 18 21 19 13 18 20 17 18 17 5 7 4 2 4 3 2 4 5 16 17 20 18 18 20 19 15 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Stock options Characteristics Total2 Performance Signing Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 32 19 23 25 23 – 11 14 6 2 1 2 2 2 2 – 18 7 9 13 6 – 4 6 2 – – – – – – – 2 5 5 9 2 – 3 4 3 (3) 1 2 – – – – 16 16 19 22 18 – 8 12 4 1 3 ( ) (3) 1 2 2 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 4 7 12 9 16 1 1 2 4 2 7 1 1 1 2 1 4 4 3 6 9 7 11 8 8 8 8 8 13 7 5 8 2 1 3 2 3 4 2 1 3 1 2 1 1 1 2 – 1 2 7 7 6 6 7 10 5 4 5 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 An individual retirement plan that can be sponsored by the employer, but with no employer contributions. The employee establishes either a traditional (with tax-deductible contributions) or Roth (contributions are made post-tax but accumulate tax-free until retirement) IRA plan with a financial institution, and authorizes the payroll deduction by the employer. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 3 Less than 0.5. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance1 Retiree healthcare benefits2 Under age Age 65 and 65 over 16 16 14 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 28 34 25 6 6 16 12 19 10 24 29 21 5 – 17 16 18 14 22 27 20 4 6 16 15 17 13 4 16 10 10 11 11 17 16 16 15 11 16 13 14 13 Full time ................................................................. Part time ................................................................ 18 7 18 8 17 7 Union ..................................................................... Nonunion ............................................................... 19 15 40 13 33 12 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 6 10 16 31 37 6 4 12 17 29 33 6 4 11 15 27 32 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 13 3 17 20 8 24 18 8 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 16 13 10 11 21 46 15 19 12 16 29 69 14 17 8 16 25 67 Establishment characteristics See footnotes at end of table. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Long-term care insurance1 Characteristics Retiree healthcare benefits2 Under age Age 65 and 65 over Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 41 39 47 51 42 – 18 27 5 17 27 47 15 4 3 3 40 37 47 48 44 – 13 14 5 12 24 42 9 2 2 4 40 37 47 50 42 4 11 14 3 10 23 41 8 2 2 3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 6 10 25 18 35 6 5 9 27 19 39 6 5 8 25 18 34 16 16 15 14 18 18 16 15 13 14 16 19 15 15 21 18 12 12 15 15 18 13 12 17 15 13 13 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus2 42 5 3 10 8 5 3 6 11 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 51 60 47 27 27 44 38 48 41 9 10 8 1 1 5 3 6 7 6 7 5 2 13 3 2 4 4 13 19 10 6 – 12 8 14 11 5 6 5 7 4 12 13 11 12 9 8 10 2 – 4 3 5 3 2 2 2 2 – 7 12 4 2 9 8 10 4 – 5 3 7 4 16 18 15 6 3 9 7 11 12 38 45 41 47 35 4 9 7 9 4 2 6 2 2 1 12 10 9 12 7 13 11 9 10 8 1 4 5 6 4 – 3 2 2 1 – 7 5 5 4 9 15 14 16 11 Full time ................................................................. Part time ................................................................ 48 24 7 1 4 2 12 5 10 5 6 2 4 3 6 4 14 4 Union ..................................................................... Nonunion ............................................................... 37 42 9 5 4 3 6 11 3 9 9 5 1 4 4 6 19 11 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 22 41 47 55 58 1 – 4 6 11 11 2 1 2 4 6 8 5 6 9 13 14 15 7 8 13 8 6 5 1 1 4 7 8 9 4 1 6 2 1 1 4 3 5 6 9 9 5 4 9 12 20 19 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 50 42 53 11 5 13 3 2 3 13 15 12 10 15 9 6 1 8 1 1 2 5 – 6 17 8 20 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 40 40 49 38 37 57 4 4 6 2 9 – 4 2 3 1 5 5 10 8 16 6 8 18 8 14 11 17 6 – 5 3 5 2 3 4 4 9 (4) 14 2 – 6 3 2 4 3 – 10 8 14 4 13 23 Worker characteristics Establishment characteristics See footnotes at end of table. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 60 67 74 76 70 45 44 55 29 37 24 21 39 21 21 30 15 12 14 17 11 4 7 10 5 2 – – 2 – – 1 12 8 9 6 15 6 5 8 3 3 2 2 3 2 2 2 10 21 24 22 22 10 12 16 5 8 3 – 9 4 4 13 2 8 6 6 6 15 6 9 4 4 5 – 4 8 8 7 9 4 4 5 4 3 6 7 4 9 11 13 9 – – 5 – 2 1 – 3 – 2 – 2 3 – – 3 1 – – 18 10 11 11 12 4 9 9 9 8 1 3 9 2 3 2 28 20 23 23 26 9 12 14 7 9 3 2 11 5 5 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 37 36 41 47 43 52 4 4 4 7 4 11 3 2 4 4 4 6 12 11 13 9 7 10 10 11 7 6 9 3 3 3 4 7 5 11 1 1 2 6 8 3 3 2 7 9 8 10 8 7 10 16 12 22 35 44 44 40 42 42 47 44 34 3 4 7 6 5 6 7 6 5 2 3 4 4 4 2 3 5 3 8 12 12 12 8 8 13 10 9 4 7 7 6 11 12 12 12 6 6 8 8 3 3 3 2 5 4 – 3 4 2 4 5 4 3 3 6 5 6 7 7 4 7 7 4 9 11 14 11 11 18 12 7 10 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 4 Less than 0.5. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex All workers ............................................................. Healthcare benefits Opposite sex Same sex Opposite sex 8 7 30 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 12 16 9 3 2 8 4 11 8 11 15 8 3 2 8 4 10 7 48 54 44 17 20 31 24 35 23 39 46 35 14 9 26 20 30 19 6 10 8 5 11 6 9 7 4 10 17 28 25 25 26 17 21 21 21 22 Full time ................................................................. Part time ................................................................ 9 4 8 4 38 10 31 8 Union ..................................................................... Nonunion ............................................................... 24 6 22 6 45 29 32 25 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2 1 6 9 15 16 2 1 5 9 14 15 10 5 26 38 51 60 9 4 22 32 42 49 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 4 7 5 4 5 28 18 32 24 18 26 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 8 8 5 5 19 34 8 7 4 5 19 33 31 28 30 21 44 62 25 22 27 17 30 50 Worker characteristics Establishment characteristics See footnotes at end of table. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex Healthcare benefits Opposite sex Same sex Opposite sex Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 23 27 34 33 34 – 5 5 – 8 6 6 8 1 – 5 20 25 32 31 31 – 5 5 – 7 6 5 7 1 – 5 60 56 66 65 64 20 35 50 18 31 41 57 29 15 15 17 39 53 62 62 58 19 29 40 18 26 34 45 25 11 10 16 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 5 13 8 21 3 3 4 12 7 19 19 17 25 44 36 55 17 15 23 35 31 41 9 9 7 7 7 6 6 6 11 9 9 5 6 6 5 6 6 11 40 32 22 24 24 21 20 39 52 35 25 15 20 18 17 19 32 48 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 58 12 7 23 56 14 1 29 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 81 73 30 35 60 53 65 62 12 13 11 11 5 12 10 13 14 4 2 4 10 21 9 14 5 3 9 4 11 49 40 19 23 17 20 77 85 73 27 33 57 46 64 57 11 9 11 14 – 15 17 14 19 1 1 1 2 – 1 1 1 2 12 6 15 57 49 27 36 21 22 56 68 61 66 56 14 15 14 16 12 5 1 5 2 8 25 16 20 15 24 48 65 62 70 55 – 17 13 13 13 – – 1 1 1 29 – 24 17 31 Full time ................................................................. Part time ................................................................ 71 20 15 4 3 19 12 57 72 12 14 12 1 2 13 74 Union ..................................................................... Nonunion ............................................................... 91 55 4 13 2 7 4 25 84 53 10 14 (1) 1 5 31 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 24 11 60 72 82 84 10 7 14 14 10 9 14 18 6 3 2 2 51 64 20 11 5 5 21 9 58 71 81 84 14 9 16 15 11 9 2 2 1 1 1 1 64 80 25 13 7 6 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 56 78 14 16 13 2 5 2 12 23 8 71 47 80 14 – 11 1 – (1) 14 26 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 55 60 67 53 69 97 12 11 17 9 14 – 8 10 3 15 4 1 26 18 13 22 14 – 53 54 64 44 74 94 14 17 20 19 – – 1 1 1 1 – – 32 28 16 36 17 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 18 52 1 29 53 17 6 24 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 26 31 23 7 6 17 10 21 – 61 63 61 34 33 55 53 57 53 (1) (1) (1) (1) 1 1 2 1 – 12 6 15 59 60 27 36 21 23 72 78 70 27 33 57 49 61 55 15 16 15 14 6 15 13 17 22 3 2 4 10 20 8 13 4 3 9 4 11 49 40 20 25 18 20 24 23 23 21 24 46 59 53 61 44 – – 1 – 1 30 – 24 – 30 47 62 52 62 42 23 21 24 21 27 5 1 5 2 7 25 16 20 16 24 Full time ................................................................. Part time ................................................................ 22 7 64 17 (1) 2 14 74 66 16 20 8 3 17 12 59 Union ..................................................................... Nonunion ............................................................... 69 13 26 54 (1) 1 5 32 56 53 38 15 1 7 4 26 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 2 13 23 35 36 30 16 61 63 57 57 1 2 1 (1) (1) (1) 64 80 26 14 8 7 21 10 56 64 77 80 13 9 18 22 16 13 13 16 5 3 2 2 52 65 21 12 6 5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 27 17 30 59 56 61 – – – – 28 – 67 49 72 19 23 18 2 5 2 12 23 8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 17 18 15 12 33 83 50 54 69 51 49 14 1 2 1 3 – – 33 27 16 35 – – 50 51 63 46 47 92 16 20 20 17 35 – 7 9 3 13 3 1 26 20 13 24 14 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Medical care and retirement benefits Characteristics Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 82 79 88 90 86 51 55 71 32 63 70 87 62 21 20 37 6 8 5 4 5 20 14 15 15 13 11 3 13 10 10 14 3 3 2 2 2 4 5 4 9 6 2 3 7 11 11 6 9 10 5 4 6 26 25 11 44 18 17 8 18 57 60 44 84 80 87 90 84 58 57 71 34 61 66 82 60 18 16 36 4 7 6 4 7 – 12 – 13 14 15 – 14 14 – 15 1 1 1 1 1 – 2 – 3 2 1 – 2 1 – 2 11 11 6 5 8 28 29 14 50 23 18 10 24 67 69 47 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 42 38 54 77 72 84 16 16 15 8 10 5 8 8 9 5 6 3 34 38 22 10 12 8 40 35 56 75 69 85 17 19 13 10 13 4 1 1 2 1 2 1 42 46 29 14 17 10 61 60 61 59 57 59 56 55 54 11 11 11 9 12 13 13 13 15 5 5 7 9 7 7 8 7 6 23 24 21 23 24 21 23 24 26 60 53 62 60 54 61 58 53 49 12 – 10 – 14 – 10 15 20 1 – 1 – 1 – 2 1 1 26 28 26 31 30 26 30 30 30 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 42 43 53 54 52 – – 11 – 18 – 14 19 – – – 46 44 39 39 39 61 58 74 41 58 68 75 56 29 27 42 – (1) (1) (1) (1) – – – – (1) – – (1) – – – – 12 7 6 8 29 31 15 53 24 19 – 25 68 70 49 79 78 86 88 85 48 53 70 30 57 64 85 56 19 18 34 9 10 6 6 6 23 16 16 17 18 17 4 19 12 12 17 3 2 2 2 2 4 5 4 9 6 2 3 7 11 11 5 9 10 5 4 6 26 25 11 44 18 17 8 19 58 60 44 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 7 11 31 20 46 49 47 58 54 62 43 1 (1) 1 1 1 (1) 42 46 30 14 17 10 39 35 50 70 65 76 18 18 19 15 16 13 8 8 8 4 6 3 35 39 23 11 12 8 19 23 24 – 14 – – – 19 53 47 48 51 55 55 54 57 50 1 1 1 – (1) – – – 1 27 29 27 31 31 27 31 31 31 57 53 55 55 54 52 54 53 48 15 18 17 13 15 20 15 16 21 4 5 7 9 7 6 8 7 5 24 25 21 24 24 21 23 25 26 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 35 32 59 72 67 81 84 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 52 57 50 20 27 39 30 45 26 51 55 49 18 22 35 26 41 22 81 90 76 37 38 63 50 71 51 85 95 80 46 60 74 60 84 76 88 93 86 45 47 71 59 78 58 92 97 89 61 68 82 71 89 84 93 98 90 64 77 86 78 92 88 17 33 28 28 28 13 29 21 20 22 36 65 51 53 48 64 87 79 87 70 45 70 61 63 60 76 91 85 91 79 82 93 88 94 83 Full time ................................................................. Part time ................................................................ 43 12 40 10 73 18 87 26 80 30 93 44 95 52 Union ..................................................................... Nonunion ............................................................... 44 34 37 32 71 57 88 70 83 65 94 79 95 82 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 13 7 37 42 53 54 10 5 33 38 51 52 25 14 62 72 82 84 39 25 78 87 88 88 34 22 71 80 88 91 54 44 86 93 94 94 61 47 89 94 94 94 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 28 16 32 21 13 25 56 38 62 86 65 94 64 46 71 91 77 96 94 84 98 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 37 32 33 29 39 61 34 27 29 23 35 60 59 57 73 47 67 92 69 70 86 61 78 98 67 66 79 58 78 94 79 80 91 72 89 99 81 85 92 81 90 99 Worker characteristics Establishment characteristics See footnotes at end of table. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 66 61 66 64 71 42 38 50 22 48 34 45 50 11 9 24 67 59 64 61 68 40 36 48 20 48 44 49 48 9 6 21 88 87 90 91 90 77 64 83 41 72 56 70 74 23 20 48 89 92 96 96 96 81 76 89 59 75 56 72 78 32 30 62 92 93 95 95 95 85 70 88 47 81 83 88 81 31 28 54 94 96 98 98 98 89 82 92 68 86 84 89 86 51 50 70 95 96 97 98 98 91 86 93 77 87 77 86 89 53 51 72 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 25 23 30 47 41 56 22 21 26 44 36 54 49 47 52 71 64 80 62 60 69 83 79 88 57 55 62 79 73 87 73 72 79 89 86 94 77 75 83 91 90 94 40 45 37 27 36 35 32 32 28 37 41 33 24 32 31 29 31 27 62 61 57 57 57 55 62 55 60 72 72 73 71 72 73 76 68 67 73 73 65 65 65 64 70 61 66 82 82 81 78 81 83 82 81 76 82 85 85 80 84 86 86 85 79 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers with access to one or more of these leave benefits. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
© Copyright 2026 Paperzz