Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012 (All workers = 100 percent) All retirement benefits3 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 68 54 79 29 26 91 55 37 68 83 84 82 88 74 76 72 83 89 91 88 94 43 39 45 74 40 36 41 70 92 92 92 94 63 74 59 35 48 61 43 19 76 82 73 55 97 82 47 76 71 67 73 68 93 69 29 60 54 42 61 55 96 84 63 78 76 63 83 81 91 39 17 52 23 12 29 30 88 35 16 49 19 8 26 29 97 91 94 95 84 68 88 96 27 71 35 41 62 62 62 56 11 50 16 17 43 38 46 40 41 71 45 41 70 61 75 72 65 71 67 69 65 52 58 52 54 49 80 81 77 78 75 31 29 26 22 29 30 27 24 21 27 97 95 92 93 92 50 61 55 64 47 35 44 37 45 29 70 73 66 70 61 Full time ................................................................. Part time ................................................................ 78 38 65 21 83 54 34 12 32 9 92 79 63 30 45 13 72 44 Union ..................................................................... Nonunion ............................................................... 95 64 88 48 93 75 81 20 77 17 95 88 45 57 29 39 65 68 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 41 30 70 79 88 90 21 10 52 67 80 83 51 33 75 85 91 92 9 5 24 35 50 51 7 3 21 32 47 48 77 61 90 92 93 93 35 26 58 62 68 71 16 7 38 46 53 56 44 28 65 75 79 79 Goods-producing industries ................................... 75 61 82 27 26 93 68 51 75 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 67 77 86 91 87 70 90 90 53 66 80 86 78 55 77 86 79 85 93 95 90 78 86 95 29 43 72 85 53 23 48 85 26 40 67 82 44 21 44 80 91 92 93 96 83 90 90 95 53 51 35 24 62 62 75 33 35 33 20 9 45 43 54 17 67 65 57 38 72 69 72 50 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012—Continued (All workers = 100 percent) All retirement benefits3 Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 51 47 65 84 80 89 36 33 45 71 61 80 70 70 70 84 77 91 11 9 16 45 28 62 9 8 14 42 25 58 88 89 87 92 90 92 46 43 56 63 66 61 30 28 37 44 45 43 66 66 65 69 68 71 69 69 71 72 68 72 68 66 64 54 56 57 57 51 57 52 50 53 79 82 81 79 75 79 77 76 83 29 33 32 28 26 33 25 21 30 26 30 29 24 23 31 23 20 28 90 91 90 86 88 94 94 92 94 53 54 59 58 59 51 55 55 48 38 37 40 41 36 34 38 37 35 71 69 67 71 62 67 68 68 74 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 8. Defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2012 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 67 33 84 16 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 67 69 66 56 33 31 34 44 85 86 84 79 15 14 16 21 48 66 64 79 67 72 64 64 52 34 36 21 33 28 36 36 77 84 84 – 83 85 83 83 23 16 16 – 17 15 17 17 50 73 69 68 70 50 27 31 32 30 78 86 84 83 85 22 14 16 17 15 Full time ................................................................. Part time ................................................................ 67 67 33 33 84 83 16 17 Union ..................................................................... Nonunion ............................................................... 59 68 41 32 79 84 21 16 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 72 68 67 64 67 68 28 32 33 36 33 32 84 86 83 83 85 87 16 14 17 17 15 13 Goods-producing industries ................................... 65 35 82 18 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 67 61 58 46 64 62 67 61 33 39 42 54 36 38 33 39 84 82 81 76 84 82 83 86 16 18 19 24 16 18 17 14 Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Not required Employee contribution option Pretax Not pretax 64 64 65 68 72 65 36 36 35 32 28 35 82 82 83 85 87 82 18 18 17 15 13 18 68 66 61 69 67 71 73 68 66 32 34 39 31 33 29 27 32 34 88 88 80 83 83 86 84 85 83 12 12 20 17 17 14 16 15 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012 (All workers = 100 percent) Healthcare3 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 73 59 81 73 54 74 88 94 86 87 76 80 74 76 86 86 86 88 88 93 86 86 69 73 67 70 78 78 78 81 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 97 82 47 68 73 63 79 79 85 70 34 60 57 46 63 64 88 86 73 87 78 73 80 81 97 82 47 68 73 63 79 78 79 64 32 56 52 42 58 60 81 77 68 83 71 67 73 76 73 84 76 82 70 59 68 62 69 55 81 81 82 83 79 72 84 76 82 69 57 62 57 64 51 78 75 76 78 74 Full time ................................................................. Part time ................................................................ 88 24 73 15 83 61 88 24 67 13 76 56 Union ..................................................................... Nonunion ............................................................... 95 69 85 54 89 79 95 69 79 50 83 72 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 38 21 77 88 94 95 24 11 60 74 82 84 64 53 78 85 88 89 38 21 77 87 93 95 22 11 55 68 75 76 59 51 72 78 80 80 Goods-producing industries ................................... 86 72 84 86 67 78 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 71 81 86 89 86 76 89 88 57 66 75 77 77 59 77 81 80 82 87 87 89 77 86 92 70 80 86 88 86 76 89 88 52 60 69 70 71 54 68 77 74 75 80 79 82 71 77 87 Establishment characteristics See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 47 37 80 27 21 78 71 53 74 61 68 58 53 51 56 49 46 83 83 83 86 36 39 35 34 29 31 28 27 79 80 79 81 86 92 84 85 68 72 66 69 78 78 78 81 59 62 28 46 46 39 50 47 50 49 21 39 36 29 40 38 86 80 74 85 78 74 80 81 37 32 17 32 23 16 27 31 31 24 13 25 18 12 21 26 82 75 72 76 77 75 77 82 95 81 46 67 72 62 78 77 77 62 31 55 51 41 57 58 81 77 68 82 71 67 73 76 40 53 47 51 43 34 42 37 42 32 85 78 78 82 74 30 32 27 27 27 26 25 21 22 20 86 78 80 82 77 71 83 74 81 68 55 62 56 63 50 78 75 76 78 74 Full time ................................................................. Part time ................................................................ 58 13 47 9 81 65 33 9 26 6 79 68 87 23 66 13 76 55 Union ..................................................................... Nonunion ............................................................... 74 42 63 33 86 78 56 22 47 16 84 75 93 68 77 49 83 72 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 18 9 46 58 69 74 12 5 35 48 58 62 65 58 77 82 84 84 10 5 24 33 43 45 7 3 18 27 34 36 67 60 76 80 80 81 37 21 75 86 92 93 22 10 54 67 74 75 59 51 72 78 80 80 Goods-producing industries ................................... 56 46 83 32 26 82 84 66 79 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 45 49 53 53 57 47 71 63 36 40 44 45 48 37 58 56 79 81 84 85 84 78 81 89 26 28 33 34 33 24 40 48 20 22 26 28 25 18 30 40 77 78 79 80 76 77 77 82 69 79 85 87 86 75 88 86 51 59 68 68 71 53 68 75 73 75 80 79 82 71 77 87 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Healthcare3 Medical care Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Take-up rate Access Participation Take-up rate 58 54 70 86 82 90 44 41 54 72 66 79 76 75 77 84 80 87 58 54 70 86 82 90 41 38 51 66 60 71 72 71 72 76 73 79 75 73 74 71 72 77 72 71 72 61 61 59 58 56 63 57 56 62 82 83 80 82 77 82 79 79 85 74 73 73 71 72 77 72 71 72 54 57 54 52 52 59 53 50 56 72 78 73 74 72 77 74 71 78 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 31 27 41 62 56 68 23 21 32 50 43 57 77 77 76 81 78 83 17 14 26 36 28 44 13 11 20 28 23 34 76 76 76 79 79 79 57 53 68 85 81 89 41 38 49 64 59 70 71 71 72 76 73 79 52 50 51 49 40 40 37 45 56 41 42 40 39 31 30 28 37 46 80 83 79 80 77 75 77 81 82 20 33 26 19 24 18 19 24 42 15 27 20 14 17 14 14 20 34 75 84 76 75 69 79 76 82 82 71 72 72 69 71 76 71 70 71 51 56 53 51 51 59 53 50 55 72 78 73 73 72 77 74 72 78 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in healthcare. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 10. Medical care benefits: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2012 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 81 19 69 31 83 81 83 86 17 19 17 14 70 70 70 66 30 30 30 34 87 80 80 85 79 74 81 82 13 20 20 15 21 26 19 18 65 71 65 75 67 64 69 69 35 29 35 25 33 36 31 31 84 81 81 80 81 16 19 19 20 19 70 69 73 74 71 30 31 27 26 29 Full time ................................................................. Part time ................................................................ 81 75 19 25 69 66 31 34 Union ..................................................................... Nonunion ............................................................... 88 79 12 21 80 66 20 34 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 75 80 82 83 83 24 25 20 18 17 17 60 60 67 70 72 74 40 40 33 30 28 26 Goods-producing industries ................................... 82 18 74 26 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 81 83 85 86 85 81 82 88 19 17 15 14 15 19 18 12 68 66 66 64 71 67 74 77 32 34 34 36 29 33 26 23 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 10. Medical care benefits: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2012—Continued (In percent) Single coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employer share Family coverage Employee share Employer share Employee share 80 80 79 82 80 83 20 20 21 18 20 17 63 63 64 72 69 74 37 37 36 28 31 26 77 83 81 82 80 81 81 81 82 23 17 19 18 20 19 19 19 18 72 75 74 70 64 62 63 67 68 28 25 26 30 36 38 37 33 32 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $376.16 20 $471.51 80 $352.07 $106.43 100 100 100 100 396.12 380.10 402.98 445.56 20 17 21 32 472.70 473.13 472.56 496.78 80 83 79 68 377.35 361.19 384.62 421.55 105.33 102.57 106.57 110.33 100 100 100 100 100 100 100 100 451.75 392.23 371.47 441.09 351.85 302.60 372.90 380.87 34 10 21 25 17 13 19 31 499.17 520.40 485.91 496.80 443.11 391.60 458.08 486.57 66 90 79 75 83 87 81 69 427.34 377.82 340.40 422.52 332.67 289.23 352.65 334.14 114.40 104.73 103.35 102.21 109.97 116.66 106.89 111.80 100 100 100 100 100 393.27 370.60 368.18 359.36 378.53 38 24 19 17 22 491.57 479.99 483.73 478.85 488.01 62 76 81 83 78 331.88 335.67 340.51 335.38 346.97 112.05 111.63 103.31 100.33 107.05 Full time ................................................................. Part time ................................................................ 100 100 378.70 336.60 20 21 473.81 436.72 80 79 354.73 310.48 105.13 126.79 Union ..................................................................... Nonunion ............................................................... 100 100 473.38 349.30 38 15 539.14 425.07 62 85 433.19 335.66 109.52 105.80 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 318.43 310.62 356.00 384.29 402.01 410.79 17 19 18 21 22 22 413.16 458.47 447.61 480.85 491.37 495.99 83 81 82 79 78 78 299.62 275.91 336.21 358.61 376.40 386.83 111.79 118.79 103.64 106.00 106.94 105.87 Goods-producing industries ................................... 100 367.63 21 481.22 79 338.04 98.23 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 378.01 405.72 430.99 440.76 421.61 381.96 411.31 469.03 20 21 28 33 18 14 11 28 469.33 477.00 489.80 494.61 473.60 452.11 532.90 517.79 80 79 72 67 82 86 89 72 355.10 387.27 408.10 414.34 409.92 370.97 396.07 450.20 108.20 105.47 108.85 114.89 95.16 102.82 102.45 93.78 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 100 100 100 100 100 $352.11 351.06 354.43 390.20 369.32 407.80 25 26 23 17 15 19 $452.90 446.05 469.96 487.38 467.01 501.27 75 74 77 83 85 81 $318.19 317.66 319.33 369.95 351.71 386.03 $115.82 116.34 114.70 101.47 103.47 99.71 100 100 100 100 100 100 100 100 100 383.61 404.79 380.41 370.21 357.21 352.24 351.73 371.17 393.57 11 27 17 21 14 15 23 23 26 455.61 493.96 467.71 464.44 446.83 422.26 425.69 456.55 514.49 89 73 83 79 86 85 77 77 74 374.89 372.18 361.97 344.87 343.15 340.34 329.59 346.36 351.76 123.73 112.73 101.27 99.34 103.95 91.82 104.54 109.32 112.20 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2012 (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate2 Flexible benefits4 Varies3 Percent of earnings Exists, but unknown Other 100 75 (5) 13 1 (5) 10 (5) 100 100 100 100 74 78 73 76 (5) (5) (5) – 14 11 16 14 1 1 1 1 1 (5) 1 2 9 9 9 5 (5) (5) (5) – 100 100 100 100 100 100 100 100 75 68 77 75 70 64 73 80 – – – – (5) – – – 13 19 10 10 19 24 16 8 – 1 1 2 1 – 1 – 2 (5) 1 2 (5) (5) (5) (5) 6 11 10 9 10 12 9 10 – – – – (5) – – 1 100 100 100 100 100 81 79 78 78 78 – – – – – 7 9 7 9 6 – – – – – – 1 (5) – – 8 11 13 12 14 – 1 (5) – – Full time ................................................................. Part time ................................................................ 100 100 75 70 (5) – 13 18 1 (5) (5) – 10 11 (5) – Union ..................................................................... Nonunion ............................................................... 100 100 74 75 1 (5) 11 14 1 1 2 (5) 10 10 1 (5) Average wage within the following categories:6 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 75 82 73 76 74 73 – – (5) (5) (5) (5) 13 7 16 12 13 13 – – 1 1 1 1 – – (5) 1 1 1 12 11 10 10 10 11 – – (5) (5) 1 1 Goods-producing industries ................................... 100 80 – 8 (5) – 11 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 73 73 75 76 73 73 69 74 (5) – – – – – – – 15 17 17 15 22 17 19 15 1 1 1 1 1 1 1 4 1 1 1 2 (5) – – 2 10 8 5 5 4 10 10 4 (5) – – – – – – – All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 100 100 100 100 100 100 78 76 80 73 74 72 – – – (5) 1 – 10 11 8 15 14 17 (5) – – 1 (5) 1 – – – 1 1 1 11 12 10 10 10 9 (5) (5) – (5) (5) – 100 100 100 100 100 100 100 100 100 83 73 74 73 77 75 73 74 73 – – – – – – – – 1 7 12 16 13 12 16 15 14 14 – – ( ) – – – – – 2 – 3 – – – – – – – 8 11 10 12 10 9 10 11 10 – 1 – – – – – – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.5. 5 6 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $875.16 10 $1,159.08 90 $844.96 $427.45 100 100 100 100 920.05 914.14 922.58 885.24 9 7 9 12 1,236.04 1,223.33 1,240.41 1,258.98 91 93 91 88 890.68 889.95 891.00 835.08 429.63 422.19 432.88 504.32 100 100 100 100 100 100 100 100 879.14 965.62 811.16 1,005.54 830.06 738.08 868.97 863.76 14 5 10 10 8 7 8 17 1,255.94 1,165.98 1,191.89 1,263.33 1,038.93 954.06 1,070.28 1,147.22 86 95 90 90 92 93 92 83 818.10 955.36 768.41 978.23 812.85 722.05 851.68 805.78 532.42 397.79 487.27 418.28 426.69 437.10 422.24 439.30 100 100 100 100 100 844.47 879.87 896.52 896.63 896.40 23 12 11 9 14 1,081.82 1,257.47 1,132.35 1,173.63 1,098.65 77 88 89 91 86 771.89 830.31 866.50 867.96 864.69 466.26 419.78 367.32 339.21 402.07 Full time ................................................................. Part time ................................................................ 100 100 881.67 774.78 9 13 1,192.84 791.96 91 87 849.48 772.14 424.87 468.94 Union ..................................................................... Nonunion ............................................................... 100 100 1,064.71 822.74 26 5 1,167.29 1,147.96 74 95 1,029.55 804.86 375.00 438.84 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 687.82 617.02 815.41 892.69 961.87 1,012.42 7 11 8 9 12 13 846.49 723.92 1,093.68 1,138.12 1,256.07 1,291.95 93 89 92 91 88 87 676.63 603.83 792.35 867.11 921.48 970.65 509.28 552.92 427.84 411.37 412.78 398.84 Goods-producing industries ................................... 100 906.70 14 1,140.10 86 870.08 353.15 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 868.35 871.52 861.24 843.26 929.85 881.30 1,033.49 1,035.34 9 8 10 13 4 6 5 10 1,165.41 1,159.68 1,236.50 1,246.31 1,207.00 1,041.31 1,238.38 1,153.44 91 92 90 87 96 94 95 90 839.83 846.06 819.12 781.66 919.34 870.66 1,023.57 1,022.69 442.63 477.46 493.33 540.61 390.51 462.98 377.73 346.07 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 100 100 100 100 100 $776.07 764.29 801.70 931.40 881.61 973.23 11 11 10 9 7 10 $1,145.52 1,164.02 1,097.18 1,168.39 1,121.57 1,196.02 89 89 90 91 93 90 $731.29 712.78 770.68 908.15 862.82 947.55 $478.41 477.93 479.44 399.12 427.08 374.82 100 100 100 100 100 100 100 100 100 990.80 987.60 946.62 880.07 796.35 741.20 769.57 822.29 884.88 7 19 12 10 3 5 5 9 11 1,075.23 1,197.03 1,125.34 1,158.42 1,248.24 1,158.37 1,107.79 1,132.41 1,148.62 93 81 88 90 97 95 95 91 89 983.99 937.37 922.06 850.60 781.68 721.41 752.18 792.42 851.49 398.85 404.61 365.86 408.63 448.71 442.12 472.93 451.15 452.66 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2012 (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate2 Flexible benefits4 Varies3 Percent of earnings Exists, but unknown Other 100 76 (5) 12 1 (5) 10 (5) 100 100 100 100 76 78 75 78 (5) (5) – – 13 10 14 12 1 1 1 1 1 (5) 1 1 9 9 9 6 (5) (5) – – 100 100 100 100 100 100 100 100 78 70 79 78 72 64 75 80 – (5) – – (5) – – – 11 18 10 8 17 23 14 7 – 1 1 3 (5) – 1 – 2 – 1 2 (5) – (5) (5) 6 10 10 8 10 12 9 11 – – – – (5) – – 1 100 100 100 100 100 82 79 80 79 80 – – – – – 5 8 7 8 5 – – (5) – – – 1 (5) – (5) 9 12 13 12 13 – – – – – Full time ................................................................. Part time ................................................................ 100 100 76 74 (5) (5) 12 17 1 (5) (5) – 10 9 (5) – Union ..................................................................... Nonunion ............................................................... 100 100 77 76 1 (5) 9 13 1 1 1 (5) 10 10 1 (5) Average wage within the following categories:6 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 77 83 75 77 76 75 – – (5) (5) (5) (5) 12 7 14 11 11 12 – – 1 1 1 1 – – (5) (5) 1 1 11 9 10 10 10 11 – – (5) (5) (5) (5) Goods-producing industries ................................... 100 80 – 7 (5) – 12 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 76 76 77 79 76 75 71 78 (5) – – – – – – – 13 15 14 12 18 15 18 11 1 1 1 1 1 1 1 4 1 1 1 1 (5) – – 2 10 7 6 6 4 9 9 5 (5) – – – – – – – All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 100 100 100 100 100 100 78 77 81 75 76 74 – – – (5) 1 – 9 9 7 14 13 15 (5) – – 1 – 1 – – – 1 1 1 12 13 11 9 9 8 (5) (5) – (5) – – 100 100 100 100 100 100 100 100 100 84 74 75 73 79 77 78 73 74 – – – – – – – – 1 7 11 15 12 11 14 12 13 12 – – ( ) – – – 1 – 2 – 3 – – – – – – – 8 10 10 13 9 9 9 13 11 – – ( ) – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.5. 5 5 6 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2012 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage2 Characteristics All workers ............................................................. Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $32.00 $56.26 $89.29 $131.00 $190.06 $132.33 $221.00 $354.31 $551.88 $815.18 29.18 32.93 26.62 20.00 53.60 56.66 52.63 38.36 87.14 92.24 85.08 75.75 130.57 129.12 131.90 132.52 194.44 183.79 198.00 209.00 138.49 142.41 136.09 119.92 226.30 236.00 222.84 231.97 358.12 356.97 359.42 457.03 562.00 542.47 578.24 667.00 822.95 818.43 824.80 944.00 21.50 34.74 25.00 34.62 34.66 43.33 32.22 33.15 38.02 55.44 51.36 53.38 60.00 71.01 55.29 59.67 77.06 87.15 87.74 85.97 94.74 101.07 90.92 93.28 133.85 129.46 132.54 122.94 131.00 140.11 126.66 143.46 229.99 198.00 182.89 192.00 198.00 221.78 184.33 204.03 119.92 140.68 137.94 129.99 136.38 155.82 130.20 140.00 230.69 231.79 228.60 195.10 237.25 256.45 229.27 220.48 482.54 352.60 386.69 295.32 361.64 356.97 365.16 368.16 711.27 523.11 598.32 450.74 547.85 579.57 539.00 593.04 1003.18 712.29 863.43 766.92 810.77 825.44 810.77 826.47 34.66 30.88 35.00 35.15 35.00 56.00 64.31 60.41 55.00 62.54 90.34 95.00 87.27 88.76 86.66 141.39 143.65 125.54 124.58 128.40 204.92 204.03 174.11 171.27 185.19 158.97 131.90 108.17 105.69 108.33 235.00 212.70 181.26 172.89 194.87 390.58 350.64 297.25 280.90 326.92 592.78 593.90 464.78 430.01 517.77 862.63 802.81 711.82 651.49 836.23 Full time ................................................................. Part time ................................................................ 31.87 33.69 56.38 56.00 89.02 94.24 129.90 170.02 186.00 260.58 133.35 101.44 220.98 243.04 352.03 391.93 546.72 623.88 810.26 913.43 Union ..................................................................... Nonunion ............................................................... 28.34 32.87 50.13 58.00 81.00 91.59 126.72 131.66 188.57 190.24 92.39 150.07 157.45 238.32 264.00 372.20 441.78 570.02 795.11 817.01 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 29.28 24.16 32.28 30.90 33.64 33.83 59.99 57.06 55.38 55.00 57.02 55.78 95.60 100.33 88.86 87.44 89.57 88.83 142.40 181.99 126.63 129.00 131.76 131.76 204.00 227.48 181.99 184.87 194.91 194.12 150.15 150.73 136.38 130.52 130.00 124.45 248.37 236.24 222.84 215.42 215.26 203.96 421.12 436.17 361.35 346.73 338.39 323.44 661.29 612.17 550.77 532.42 530.37 500.70 913.43 913.43 830.32 786.12 792.00 753.19 Goods-producing industries ................................... 34.97 54.82 86.33 123.59 169.00 118.00 181.95 286.81 441.88 666.37 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 31.01 22.47 20.00 21.42 20.00 28.17 34.74 21.62 56.65 48.55 39.99 38.00 43.90 53.66 54.85 43.00 90.02 84.00 80.00 82.86 74.96 87.74 83.59 69.00 132.72 130.19 131.35 141.29 115.89 129.84 120.18 102.98 195.30 197.88 209.00 231.80 175.53 186.08 186.69 156.49 136.42 133.46 119.92 108.56 148.23 139.68 130.00 111.86 231.86 239.53 236.00 247.04 232.00 244.21 207.98 180.00 370.10 403.57 421.14 500.70 346.82 392.00 324.60 285.16 578.24 645.12 667.00 711.27 517.00 619.42 448.60 429.86 840.41 925.91 894.67 989.75 667.00 933.37 664.41 632.74 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2012—Continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $36.04 35.00 41.95 29.00 31.25 26.13 $62.66 61.00 68.72 52.83 57.19 50.00 $99.57 99.69 99.47 84.25 90.54 80.00 $143.49 144.51 142.32 123.96 127.26 119.92 $204.37 204.00 209.52 181.99 181.99 182.00 $162.49 156.95 171.29 120.00 127.87 116.00 $255.89 250.72 268.65 201.34 220.98 189.24 $406.78 409.15 400.19 325.97 349.02 302.65 $638.09 639.31 637.06 495.42 527.67 468.59 $892.72 892.72 892.52 724.48 769.06 685.00 46.75 40.60 33.85 36.30 26.10 20.00 32.00 39.73 25.80 75.29 66.24 56.66 56.44 52.65 38.00 55.29 55.18 52.02 112.95 94.24 86.04 87.17 86.67 78.20 92.50 90.73 86.76 154.99 138.92 120.55 126.00 130.00 119.66 129.00 132.46 136.02 206.38 213.49 176.41 177.57 185.52 163.49 182.38 197.69 205.48 145.32 125.00 109.85 146.35 148.23 146.63 165.00 153.82 118.31 236.16 211.04 184.00 228.60 223.52 253.48 257.49 228.71 210.66 345.99 318.89 299.00 355.56 374.83 393.31 403.57 370.00 365.16 498.27 532.41 461.91 519.42 592.31 667.00 593.58 551.00 595.92 667.28 861.40 718.09 755.43 862.63 746.40 823.00 749.14 932.81 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 61 59 97 36 36 98 33 32 96 78 85 76 75 77 84 74 74 98 99 98 97 44 57 38 22 43 56 38 21 98 98 98 99 53 63 49 40 51 61 48 39 96 97 96 97 83 75 36 69 59 47 66 62 82 74 34 67 57 44 65 60 98 99 95 97 97 94 98 96 19 35 20 24 36 29 40 37 18 35 19 24 35 28 39 37 98 99 95 99 98 98 98 98 40 51 12 20 33 19 41 27 39 50 12 19 32 18 40 26 98 97 95 95 96 92 97 97 55 69 64 70 57 52 66 62 68 56 95 97 97 97 97 31 43 45 53 39 31 42 45 52 38 99 98 99 99 99 20 34 28 32 24 19 33 27 31 24 97 98 97 97 97 Full time ................................................................. Part time ................................................................ 76 14 74 13 97 92 43 14 42 14 98 97 42 5 41 5 96 94 Union ..................................................................... Nonunion ............................................................... 85 56 84 55 98 97 46 35 46 34 99 98 35 33 34 32 97 96 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 12 63 74 84 87 24 11 61 73 83 86 92 89 97 98 99 99 17 14 35 45 51 54 17 13 34 44 50 53 95 96 97 99 99 99 8 2 30 42 58 60 7 2 29 40 56 58 95 95 96 96 96 97 Goods-producing industries ................................... 72 70 97 53 53 99 36 35 97 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 59 69 76 77 82 63 86 82 57 67 74 75 79 62 83 81 97 98 98 98 96 97 98 98 33 27 23 20 30 29 44 26 33 26 23 20 30 28 44 26 98 97 99 99 99 96 98 99 33 38 41 36 55 36 60 31 32 37 39 35 53 35 58 30 96 96 96 97 96 96 96 97 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 16. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Life insurance Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 42 37 58 78 71 85 40 35 56 76 69 84 96 96 96 98 97 98 28 26 35 44 41 46 27 25 33 43 41 46 97 97 95 99 98 99 22 19 32 43 36 51 22 18 31 42 35 49 96 96 97 96 97 96 63 58 65 64 60 68 63 58 54 62 58 63 62 58 65 60 56 53 97 99 97 97 97 96 96 97 98 38 68 40 31 31 27 27 24 26 38 68 39 30 30 27 26 24 25 98 99 97 97 97 97 96 99 99 38 31 37 39 34 30 32 34 29 36 30 36 38 33 29 31 33 27 96 96 97 97 96 97 96 95 96 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 17. Life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 6 94 5 5 6 9 95 95 94 91 9 2 9 10 6 9 6 8 91 98 91 90 94 91 94 92 9 7 5 5 4 91 93 95 95 96 Full time ................................................................. Part time ................................................................ 6 6 94 94 Union ..................................................................... Nonunion ............................................................... 6 6 94 94 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 9 6 6 6 5 6 91 94 94 94 95 94 Goods-producing industries ................................... 5 95 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 6 6 9 9 3 2 10 94 94 91 91 97 98 90 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 17. Life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution required Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution not required 7 8 6 6 6 5 93 92 94 94 94 95 10 4 6 4 6 13 7 7 4 90 96 94 96 94 87 93 93 96 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2012 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 56 2 39 3 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 62 69 59 38 2 2 3 1 32 25 35 54 2 2 3 6 1 2 1 1 32 74 45 39 63 62 63 38 1 2 1 2 2 3 2 1 60 22 50 53 33 32 33 57 6 1 4 5 2 2 2 4 1 1 1 1 1 1 1 1 20 50 45 46 44 – 1 1 (2) 1 72 45 50 49 51 5 3 4 4 3 – 1 1 1 (2) Full time ................................................................. Part time ................................................................ 56 52 2 1 39 42 3 3 1 2 Union ..................................................................... Nonunion ............................................................... 35 61 1 2 55 35 8 1 1 1 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 45 29 53 55 61 63 1 – 1 2 3 3 51 67 42 40 32 30 2 – 2 3 3 2 (2) – 1 1 1 1 Goods-producing industries ................................... 45 2 48 3 1 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 58 52 41 32 59 62 79 36 2 2 2 1 3 2 2 3 37 42 51 60 33 34 17 53 3 3 5 6 4 1 1 7 1 1 1 1 2 1 1 2 Worker characteristics Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 48 47 49 59 59 60 1 2 – 2 1 3 49 49 48 34 37 32 2 2 2 3 2 4 1 1 – 1 1 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 64 58 50 55 61 58 55 54 49 – 3 2 1 2 2 1 – 3 32 34 44 40 33 37 41 45 44 2 5 3 2 3 2 2 – – – 1 (2) 1 1 1 1 – – 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. Geographic areas NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2012 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts2 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 59 13 23 4 1.4 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 1 (3) – 56 56 56 49 12 11 13 24 26 27 25 24 5 6 5 – 1.4 1.4 1.4 1.4 1.0 1.0 1.0 – – – 1 – (3) – 1 2 47 71 60 56 65 75 60 56 27 10 16 – 9 8 10 15 24 15 21 19 22 13 25 24 2 – 2 8 4 – 4 3 1.4 1.3 1.3 1.5 1.3 1.2 1.4 1.4 1.5 1.0 1.0 1.0 1.0 1.0 1.0 1.0 – 2 1 – – 54 56 60 55 66 12 16 16 15 18 27 23 21 27 14 – 3 2 – – 1.4 1.4 1.3 1.4 1.3 1.0 1.0 1.0 1.0 1.0 Full time ................................................................. Part time ................................................................ 1 1 59 70 13 9 24 15 4 6 1.4 1.3 1.0 1.0 Union ..................................................................... Nonunion ............................................................... 1 1 61 59 18 12 15 25 5 4 1.3 1.4 1.0 1.0 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 64 77 64 59 56 53 13 – 12 12 13 13 20 6 21 24 25 27 – – 2 4 5 6 1.3 1.1 1.3 1.4 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 Goods-producing industries ................................... 1 51 14 29 5 1.4 1.0 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 1 1 1 – 2 1 1 – 61 61 47 44 52 69 73 57 12 14 22 28 15 10 11 19 23 21 27 27 27 18 13 17 4 3 3 1 4 2 2 – 1.4 1.3 1.4 1.4 1.4 1.3 1.2 1.4 1.0 1.0 1.5 1.5 – 1.0 1.0 1.0 Worker characteristics Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 – – 1 – 1 57 61 49 61 62 59 12 10 14 13 11 14 25 21 32 23 23 23 6 – – 3 – 3 1.4 1.4 1.5 1.3 1.3 1.3 1.0 1.0 – 1.0 1.0 1.0 1 1 – – – – – – 1 62 55 57 53 61 53 62 73 61 13 17 13 15 12 9 11 10 9 20 20 26 24 24 33 24 15 24 5 6 – – – – – – 5 1.4 1.4 1.4 1.5 1.3 1.5 1.3 1.2 1.4 1.0 1.0 1.0 – 1.0 – 1.0 1.0 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 3 Less than 0.5. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 20. Life insurance plans: Maximum benefit amount, civilian workers,1 National Compensation Survey, March 2012 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $500,000 $1,000,000 With no maximum benefit amount 72 $50,000 $50,000 $200,000 28 74 78 71 59 50,000 50,000 50,000 50,000 100,000 100,000 100,000 50,000 250,000 250,000 265,000 100,000 600,000 600,000 600,000 250,000 1,000,000 – 1,000,000 400,000 26 22 29 41 49 67 66 49 77 84 74 68 – 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 50,000 50,000 – – – 250,000 150,000 100,000 200,000 – 200,000 200,000 200,000 500,000 500,000 280,000 500,000 500,000 500,000 – 350,000 1,000,000 1,000,000 – 1,000,000 1,000,000 – 2,000,000 51 33 34 51 23 16 26 32 57 71 63 67 57 50,000 50,000 50,000 50,000 50,000 50,000 70,000 70,000 100,000 50,000 – 250,000 250,000 250,000 – 300,000 1,000,000 500,000 500,000 500,000 750,000 2,000,000 1,000,000 1,000,000 – 43 29 37 33 43 Full time ................................................................. Part time ................................................................ 73 57 50,000 50,000 50,000 – 200,000 250,000 500,000 600,000 1,000,000 1,000,000 27 43 Union ..................................................................... Nonunion ............................................................... 53 75 50,000 50,000 50,000 50,000 150,000 245,000 400,000 500,000 1,000,000 1,000,000 47 25 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 66 72 74 72 73 75 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 70,000 100,000 100,000 – – 150,000 200,000 300,000 300,000 500,000 – 500,000 500,000 750,000 750,000 – – 1,000,000 1,000,000 – – 34 28 26 28 27 25 Goods-producing industries ................................... 66 50,000 100,000 300,000 750,000 – 34 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 73 69 61 47 76 73 69 47 50,000 50,000 50,000 – 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 100,000 50,000 200,000 200,000 100,000 100,000 – 250,000 350,000 100,000 500,000 500,000 250,000 200,000 – 500,000 600,000 200,000 1,000,000 – 500,000 350,000 500,000 1,000,000 1,000,000 500,000 27 31 39 53 24 27 31 53 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Maximum benefit amount, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... With maximum benefit amount Maximum benefit amount2 10th percentile 25th percentile 50th percentile (median) 77 77 76 71 76 66 $50,000 50,000 50,000 50,000 50,000 50,000 – – – $50,000 50,000 – $200,000 200,000 200,000 245,000 200,000 280,000 77 73 63 64 72 81 77 76 75 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 100,000 – – – 50,000 50,000 50,000 200,000 200,000 250,000 300,000 250,000 – 250,000 – 200,000 75th percentile 90th percentile $500,000 $1,000,000 500,000 1,000,000 500,000 – 500,000 1,000,000 500,000 1,000,000 1,000,000 – With no maximum benefit amount 23 23 24 29 24 34 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation 500,000 500,000 500,000 600,000 500,000 500,000 750,000 500,000 500,000 – 1,000,000 1,000,000 1,000,000 1,500,000 1,000,000 1,000,000 1,000,000 1,000,000 23 27 37 36 28 19 23 24 25 surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2012 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 $10,000 $20,000 $30,000 $50,000 – 10,000 – – – 15,000 – 10,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 10,000 – 5,000 5,000 – – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 25,000 – 15,000 – 20,000 15,000 20,000 – 50,000 – 25,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 45,000 50,000 50,000 50,000 50,000 – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 20,000 20,000 15,000 25,000 25,000 25,000 26,000 25,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 10,000 5,000 10,000 5,000 20,000 15,000 30,000 25,000 50,000 50,000 Union ..................................................................... Nonunion ............................................................... 5,000 10,000 10,000 10,000 20,000 20,000 40,000 25,000 50,000 50,000 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 5,000 10,000 10,000 – 10,000 10,000 10,000 10,000 10,000 – 15,000 15,000 10,000 – 20,000 25,000 30,000 20,000 20,000 25,000 30,000 50,000 50,000 30,000 25,000 50,000 50,000 50,000 – Goods-producing industries ................................... 10,000 10,000 20,000 30,000 50,000 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... – – 5,000 – 5,000 – 5,000 5,000 10,000 10,000 10,000 10,000 – 10,000 10,000 10,000 20,000 20,000 20,000 21,000 20,000 15,000 20,000 20,000 30,000 40,000 40,000 46,000 30,000 25,000 – 25,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2012—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 10,000 10,000 5,000 10,000 5,000 $10,000 10,000 10,000 10,000 10,000 10,000 $15,000 20,000 15,000 20,000 20,000 20,000 $25,000 25,000 25,000 35,000 30,000 40,000 $50,000 50,000 50,000 50,000 50,000 50,000 5,000 5,000 10,000 10,000 10,000 10,000 5,000 10,000 – – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 25,000 20,000 20,000 20,000 15,000 – 20,000 20,000 – 50,000 30,000 27,500 25,000 – 25,000 40,000 – 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 22. Short-term disability plans: Method of funding, civilian workers,1 National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured2 Commercially insured Legally required Other 44 36 – – Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 49 50 48 44 51 34 43 46 48 46 41 35 37 33 – 29 – 31 34 31 36 41 – – – 14 – 34 – – – – – – – – – – – – – – – – 30 48 40 40 40 42 40 45 49 39 – – – – – – – – – – Full time ................................................................. Part time ................................................................ 45 36 – – 13 44 – – Union ..................................................................... Nonunion ............................................................... 43 44 – 38 15 – – – Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 30 42 45 50 51 33 – 39 38 34 31 35 50 – – – – – – – – – – Goods-producing industries ................................... 42 45 – – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 44 42 46 37 63 40 54 52 34 31 – – 21 34 25 22 – – 13 8 – – – – – – – – – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 22. Short-term disability plans: Method of funding, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Commercially insured Legally required Other 31 – 36 51 44 58 39 37 44 – 42 – – 32 – 10 – 9 – – – – – – 18 58 53 49 57 54 47 – 36 45 50 41 45 39 55 – – – – – – – – – – – – – Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Employer assumes all risks and expenses of providing the benefit. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 23. Short-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 19 81 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 12 10 14 14 36 19 19 23 18 18 88 90 86 86 64 81 81 77 82 82 18 18 19 13 25 82 82 81 87 75 Full time ................................................................. Part time ................................................................ 16 42 84 58 Union ..................................................................... Nonunion ............................................................... 20 18 80 82 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 41 49 19 16 13 13 59 51 81 84 87 87 Goods-producing industries ................................... 11 89 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 21 21 12 8 10 27 20 18 79 79 88 92 90 73 80 82 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Employee contribution required Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution not required 28 32 21 13 14 12 72 68 79 87 86 88 48 6 7 8 6 4 15 52 94 93 92 94 96 85 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 6 2 69 21 2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 2 2 1 – – 5 – 3 4 3 14 1 – 1 – – 1 1 1 – 1 6 66 61 70 80 82 85 80 69 70 68 64 29 35 25 7 13 8 16 26 25 26 15 2 – 3 8 4 1 – 2 – 2 1 21 10 18 19 17 8 – 4 6 2 64 65 66 62 71 – 20 11 12 9 – – 1 2 1 Full time ................................................................. Part time ................................................................ 7 4 2 (2) 67 83 22 12 2 1 Union ..................................................................... Nonunion ............................................................... 18 4 6 1 60 71 13 23 3 1 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 2 8 8 4 2 – – 1 2 2 1 82 93 73 68 63 62 9 6 17 21 29 32 – – 2 2 2 3 Goods-producing industries ................................... 17 5 59 17 2 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 4 4 – – 1 4 – 2 1 1 – – – 1 – – 71 81 82 84 79 81 81 84 22 10 8 3 18 11 15 12 2 4 5 8 – 4 4 – Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 6 6 7 6 8 5 1 1 – 2 1 3 76 76 75 65 69 62 16 16 16 24 20 27 1 1 – 2 1 3 Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 4 11 7 8 7 5 4 (2) 4 1 – – – 1 85 60 65 67 56 69 66 9 24 26 22 33 24 23 2 1 (2) – – – 6 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. Geographic areas NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation Survey, March 2012 (All workers with short-term disability coverage = 100 percent) Number of weeks2 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 91 12 21 26 26 26 9 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 90 92 88 82 92 94 91 92 89 93 92 12 12 12 12 12 13 12 12 12 12 13 20 18 21 22 21 26 22 18 13 21 24 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 52 26 – 26 26 26 26 36 10 8 12 18 8 6 9 8 11 7 8 97 88 92 92 91 13 13 13 13 13 24 24 25 24 25 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 3 12 8 8 9 Full time ................................................................. Part time ................................................................ 91 95 12 – 21 26 26 26 26 26 26 – 9 5 Union ..................................................................... Nonunion ............................................................... 87 92 13 12 26 20 26 26 26 26 52 26 13 8 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 93 95 94 92 88 86 13 21 12 12 13 13 25 26 20 20 24 22 26 26 26 26 26 26 26 26 26 26 26 26 26 52 26 26 26 26 7 5 6 8 12 14 Goods-producing industries ................................... 92 13 25 26 26 26 8 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 91 90 83 76 91 94 90 88 12 13 13 13 – 12 13 – 21 22 22 22 26 20 21 24 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 26 26 26 52 52 26 26 26 52 9 10 17 24 9 6 10 12 Worker characteristics Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with short-term disability coverage = 100 percent) Number of weeks2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 94 94 93 90 92 88 12 12 12 13 12 13 18 24 13 22 18 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 6 6 7 10 8 12 93 87 94 93 92 24 13 12 12 12 26 20 18 – 18 26 26 26 26 26 26 26 26 26 26 26 – – 26 26 7 13 6 7 8 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2012 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 69 percent 50 percent 1 21 2 36 26 15 63.1 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 1 – 2 – – 1 – 1 – 19 19 19 30 20 30 40 20 18 20 18 2 – 2 5 1 – – 2 – 2 – 39 40 38 24 51 30 31 36 39 35 39 20 17 22 17 18 34 22 27 27 27 27 19 21 18 25 8 4 6 14 13 14 13 64.2 64.5 64.0 65.7 60.2 60.1 59.0 63.1 63.1 63.1 62.1 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – – 1 1 – 17 18 18 17 19 – – 1 2 – 33 44 36 40 32 34 23 27 27 28 12 14 16 13 19 62.3 62.0 64.1 62.2 66.3 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 19 31 2 – 38 24 24 36 16 7 63.4 61.1 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 1 1 20 21 5 1 26 39 33 24 15 14 63.4 63.1 60.0 60.0 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 – 27 31 19 21 19 19 – – 2 2 2 – 30 24 39 38 37 34 35 40 28 24 22 21 6 3 12 15 20 23 60.9 60.4 62.7 62.9 64.8 65.8 60.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... 2 15 1 40 24 18 63.9 60.0 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 1 1 – – – 2 2 – 22 26 34 40 24 21 21 28 2 4 7 4 12 2 3 – 36 35 22 24 20 43 49 33 26 21 13 12 10 26 18 30 14 14 25 19 34 7 7 6 63.0 61.9 64.6 61.3 69.9 60.3 59.7 60.4 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60 percent 61 to 69 percent Median fixed percent of annual earnings Less than 50 percent All workers ............................................................. 51 to 59 percent Mean fixed percent of annual earnings Worker characteristics Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent 1 – – 1 1 1 24 25 23 18 13 23 1 – – 2 1 3 33 30 41 38 45 32 30 34 22 23 24 22 10 9 13 17 16 19 61.8 61.7 62.0 64.0 63.9 64.2 60.0 60.0 60.0 60.0 60.0 60.0 – – – – – – 2 35 12 19 – 9 7 13 – – – – – – 10 12 49 50 53 54 51 40 44 20 10 8 15 19 22 6 17 19 – 19 21 13 61.2 63.5 63.4 66.3 65.5 65.5 62.8 66.0 60.0 60.0 60.0 60.0 60.0 60.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2012 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 72 $170 $300 $561 $1,000 $2,080 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 71 68 69 60 82 72 73 74 72 73 170 170 170 170 170 170 170 170 170 170 170 500 500 500 500 – 200 170 250 230 250 – 700 917 692 692 572 546 559 561 559 561 559 1,500 1,750 1,500 850 1,250 572 – 1,150 1,000 1,150 1,000 2,350 2,500 2,309 1,662 2,423 1,300 2,500 2,308 2,885 2,308 – 31 29 32 31 40 18 28 27 26 28 27 74 72 69 69 69 170 170 170 170 170 500 – 250 250 – 546 561 515 515 500 600 1,000 750 1,000 572 – 1,800 1,500 – 1,250 26 28 31 31 31 Full time ................................................................. Part time ................................................................ 71 84 170 170 340 170 572 – 1,155 561 2,308 650 29 16 Union ..................................................................... Nonunion ............................................................... 72 72 170 170 200 315 500 572 572 1,150 1,500 2,308 28 28 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 83 73 71 67 67 170 170 170 170 170 170 315 275 400 – 546 561 561 600 600 572 1,000 1,000 1,500 1,500 1,300 2,000 2,080 2,350 2,500 17 27 29 33 33 Goods-producing industries ................................... 66 170 300 550 1,000 2,000 34 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 74 68 64 67 57 70 59 71 170 170 170 185 170 170 170 135 300 – – 500 185 385 385 200 561 572 692 692 572 561 – 572 1,000 1,000 831 831 1,039 1,000 1,250 – 2,307 2,000 1,500 – 1,500 2,307 2,423 1,662 26 32 36 33 43 30 41 29 Worker characteristics Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... With maximum benefit amount Maximum weekly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 79 82 74 67 73 62 $170 170 170 170 170 170 – – $250 315 400 250 $546 546 524 577 700 572 $1,000 692 1,000 1,500 1,500 1,100 $1,662 1,500 2,000 2,309 2,310 2,308 21 18 26 33 27 38 89 50 69 67 64 69 76 170 200 300 250 275 – 170 170 350 550 – 500 – 476 524 700 1,000 1,000 – – – 572 1,250 1,500 – – 2,300 2,000 750 2,300 2,423 2,800 2,000 3,000 2,350 11 50 31 33 36 31 24 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 28. Long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 9 91 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10 8 11 19 90 92 89 81 22 13 22 9 9 8 11 12 7 7 6 78 87 78 91 91 92 89 88 93 93 94 Full time ................................................................. 10 90 Union ..................................................................... Nonunion ............................................................... 13 9 87 91 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10 9 10 9 10 90 91 90 91 90 Goods-producing industries ................................... 9 91 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 10 12 17 21 12 8 9 16 90 88 83 79 88 92 91 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution not required 7 6 7 11 9 12 93 94 93 89 91 88 5 9 11 9 9 7 9 7 95 91 89 91 91 93 91 93 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 29. Long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2012 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 94 4 1 1 95 94 96 96 4 5 3 2 1 1 (2) 1 (2) (2) (2) 1 96 98 95 94 94 91 95 89 – 2 4 6 5 9 4 6 2 – – – (2) – 1 3 – – – – 1 – 1 2 88 90 90 88 92 8 6 3 3 3 – 2 5 7 2 – 2 2 2 3 Full time ................................................................. 94 4 1 1 Union ..................................................................... Nonunion ............................................................... 85 96 6 4 6 (2) 3 (2) Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 95 95 94 93 94 4 3 4 4 5 – 1 2 1 1 – 1 1 1 (2) Goods-producing industries ................................... 90 4 5 2 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 95 97 95 96 94 98 97 92 4 2 3 – 6 2 2 7 1 1 1 – – – – – 1 1 1 2 – – – – Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with long-term disability coverage = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 94 93 96 94 94 94 4 5 3 4 5 4 1 1 1 1 1 2 (2) (2) 1 1 1 1 95 94 90 95 95 91 96 96 94 4 3 5 3 4 8 3 4 4 – – 3 – – – – – – – – 1 – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2012 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 22 60 9 7 2 58.7 60.0 22 22 23 14 57 60 56 45 10 – 11 21 8 9 8 14 2 – 2 7 58.7 58.6 58.8 61.1 60.0 60.0 60.0 60.0 16 45 28 20 22 20 22 18 37 44 55 53 62 67 60 65 25 7 10 15 7 6 7 9 16 – 5 – 7 5 8 6 6 – 3 – 2 2 2 3 61.2 55.5 58.4 60.0 58.8 59.0 58.7 59.4 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 20 16 18 16 21 63 66 70 70 70 – 8 5 – 5 – 7 6 8 3 – 3 1 – 1 59.2 59.5 58.6 59.1 58.1 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. 22 61 9 7 2 58.7 60.0 Union ..................................................................... Nonunion ............................................................... 28 21 47 62 10 8 9 7 6 1 59.1 58.7 60.0 60.0 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 20 22 21 23 24 64 62 61 58 58 7 9 9 9 9 6 6 7 8 7 3 1 2 2 2 59.3 58.6 58.9 58.6 58.4 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... 19 69 – 7 – 58.7 60.0 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 23 25 13 16 10 34 45 18 59 53 48 36 64 57 49 47 9 11 21 26 13 – 2 21 7 – 12 15 – 4 – 11 2 – 6 6 – – – 3 58.7 58.7 61.1 61.4 60.6 56.7 55.0 60.3 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 61 to 66 percent Mean fixed percent of annual earnings Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 18 17 18 24 16 30 66 68 62 58 68 51 6 6 7 10 8 11 9 8 11 7 7 – 2 2 2 2 2 – 59.3 59.2 59.4 58.5 59.2 58.0 60.0 60.0 60.0 60.0 60.0 60.0 – 23 28 16 21 21 21 20 23 70 61 59 58 60 67 67 54 55 6 5 5 – 15 5 4 14 12 7 11 6 10 3 – 7 – 9 – 1 2 – 1 – 2 – 1 59.3 59.1 58.1 60.3 58.2 58.4 58.3 59.4 58.9 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2012 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 82 $3,000 $5,000 $7,500 $10,000 $15,000 18 82 86 80 70 3,900 4,000 3,000 – 5,000 6,000 5,000 3,900 8,000 10,000 7,500 5,000 10,000 13,000 10,000 7,000 15,000 20,000 15,000 10,000 18 14 20 30 66 88 75 68 85 88 84 82 – 3,000 3,000 3,000 3,000 – 3,000 3,000 3,900 5,000 5,000 5,000 5,000 5,000 5,000 4,800 5,000 7,000 6,000 6,000 8,000 7,500 8,000 6,000 6,000 10,000 10,000 8,000 11,250 12,000 11,000 10,000 8,000 15,000 10,000 10,000 20,000 20,000 20,000 15,000 34 12 25 32 15 12 16 18 76 84 76 81 72 2,917 3,000 2,500 2,500 – – 5,000 5,000 5,000 5,000 5,000 7,500 6,000 7,000 6,000 7,000 10,000 10,000 10,000 10,000 – 15,000 15,000 15,000 13,000 24 16 24 19 28 Full time ................................................................. 82 3,000 5,000 7,500 10,000 15,000 18 Union ..................................................................... Nonunion ............................................................... 66 84 2,500 3,000 4,000 5,000 5,000 8,000 8,000 10,000 11,000 15,000 34 16 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 79 81 82 82 82 3,000 3,000 3,000 3,900 4,000 5,000 5,000 5,000 5,000 6,000 6,000 7,000 7,500 8,000 10,000 10,000 10,000 10,000 12,000 13,500 15,000 15,000 15,000 17,300 20,000 21 19 18 18 18 Goods-producing industries ................................... 82 2,917 5,000 7,000 10,000 15,000 18 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 82 80 72 67 79 86 89 63 3,000 3,000 – – – 3,000 – – 5,000 5,000 3,900 3,900 5,000 5,000 5,000 – 7,500 6,000 5,000 5,000 7,000 6,600 7,000 5,000 10,000 10,000 7,500 6,000 10,000 10,000 10,000 6,000 15,000 12,500 10,000 8,000 13,000 15,000 15,000 9,000 18 20 28 33 21 14 11 37 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... With maximum benefit amount Maximum monthly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 85 87 83 80 85 77 $3,000 3,000 3,500 3,000 3,333 2,917 $5,000 5,000 5,000 5,000 5,000 5,000 $7,500 7,500 7,000 7,500 7,500 8,000 $10,000 10,000 10,000 10,000 10,000 12,500 $15,000 15,000 13,890 15,000 15,000 17,300 15 13 17 20 15 23 92 85 73 71 85 86 77 83 4,167 2,500 3,000 3,500 3,000 3,000 3,000 3,500 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 7,500 7,000 6,000 7,000 7,500 7,500 8,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 – 10,000 15,000 15,000 15,000 – 15,000 15,000 20,000 17,300 8 15 27 29 15 14 23 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave2 Paid Unpaid 76 66 74 40 64 67 40 12 87 79 95 73 34 86 90 84 85 75 94 67 16 57 58 57 64 82 85 81 83 85 86 84 89 56 55 56 66 18 21 17 15 91 92 91 93 28 84 56 80 81 70 88 83 95 81 47 69 67 52 75 57 11 82 59 78 79 67 86 83 75 64 26 43 42 32 47 28 89 84 41 68 65 54 72 54 96 83 47 74 68 58 74 57 70 51 26 55 38 30 43 32 17 20 7 12 13 8 15 9 97 91 81 89 88 87 89 82 75 91 83 91 76 45 68 54 54 53 74 91 82 90 73 21 35 30 28 32 42 65 61 66 58 46 68 64 66 63 26 37 33 34 33 7 10 6 8 5 79 86 85 87 83 Full time ................................................................. Part time ................................................................ – 39 79 25 87 34 48 17 74 31 77 35 47 18 14 5 90 76 Union ..................................................................... Nonunion ............................................................... 80 75 84 62 75 74 57 37 88 60 90 63 62 36 15 11 94 85 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 52 35 84 – 82 79 32 20 68 79 87 90 51 38 82 89 79 76 18 10 41 46 59 60 34 21 66 75 85 87 38 26 70 78 86 89 18 10 39 47 58 63 5 4 11 14 19 20 78 74 87 89 92 93 Goods-producing industries ................................... 90 57 90 28 66 68 38 9 87 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 73 71 53 42 78 84 91 88 67 81 87 90 85 77 88 89 71 65 41 27 68 83 89 89 42 56 60 69 45 53 69 53 63 78 83 84 88 75 89 86 67 81 89 92 89 75 88 91 40 51 68 68 75 39 57 82 12 15 15 16 14 16 25 16 86 91 93 94 94 89 96 94 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave2 Paid Unpaid 69 67 75 82 82 82 53 51 57 77 69 86 69 67 75 79 80 78 28 26 33 52 45 59 48 44 59 79 71 86 52 48 62 81 73 89 23 21 28 55 42 68 8 7 10 15 11 19 79 76 89 94 92 95 72 77 77 74 77 77 77 73 73 70 69 62 64 65 65 67 61 67 72 73 74 72 76 76 75 74 72 49 51 42 32 40 38 37 36 34 69 69 67 62 64 65 63 56 57 77 76 67 64 68 72 69 56 58 47 43 36 38 42 45 42 32 35 11 10 13 11 14 8 12 8 13 89 84 86 88 85 89 86 87 88 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2012 (All workers with paid holidays = 100 percent) Paid holidays Median number of days 2 8 8 2 2 3 6 3 3 3 9 9 9 9 10 9 10 9 10 6 2 4 12 2 (2) 3 2 – – 2 3 1 – 1 1 8 – 3 3 1 – 2 2 10 7 7 10 8 6 8 8 10 7 7 10 7 6 8 7 5 5 5 6 4 2 2 2 – 1 – 1 1 – 1 – 2 2 3 1 8 8 8 9 8 7 7 8 9 7 8 3 7 1 4 1 2 1 2 1 9 6 8 6 14 14 14 6 13 5 7 2 4 1 6 2 10 8 10 8 5 4 8 11 11 13 5 3 13 16 20 23 2 – 6 10 10 11 2 – 4 7 10 11 (2) – 3 4 5 5 (2) – 1 2 2 2 1 – 1 3 4 3 6 5 8 9 9 10 6 6 7 9 10 10 12 12 19 9 8 3 2 3 9 9 12 10 7 6 8 12 10 1 8 7 7 7 8 7 7 9 13 11 14 13 11 9 8 14 7 8 13 12 16 5 4 26 6 6 10 7 14 4 8 26 3 6 11 9 14 3 4 16 2 3 8 7 10 – 1 4 2 6 14 14 15 – – 1 8 9 11 11 12 8 8 11 8 8 11 10 12 7 7 11 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 10 22 12 12 9 14 8 6 3 2 4 3 4 11 14 9 16 10 10 10 10 5 13 14 12 7 11 13 10 10 19 23 17 13 10 11 10 15 9 9 9 8 5 4 5 6 15 9 21 – 10 18 7 9 16 40 24 9 29 45 22 27 6 14 13 – 13 12 14 15 – 10 10 5 11 10 12 10 7 8 6 9 8 5 10 8 11 9 6 11 13 5 17 12 15 3 6 17 5 3 7 8 4 4 5 14 4 1 6 5 12 7 10 6 14 26 28 22 19 26 15 15 11 10 12 11 10 16 15 16 10 7 10 11 8 10 14 14 17 11 7 8 7 8 6 Full time ................................................................. Part time ................................................................ 7 29 21 34 12 10 13 9 10 4 15 6 Union ..................................................................... Nonunion ............................................................... 3 11 12 24 6 13 13 12 8 9 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 46 9 5 3 2 35 27 28 18 12 8 14 11 13 12 10 9 9 6 13 13 13 13 Goods-producing industries ................................... 6 17 11 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 10 7 7 10 2 7 4 1 23 24 6 11 1 35 39 – 12 11 3 4 2 16 16 – All workers ............................................................. Less than 6 days Mean number of days 6 days Characteristics Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 6 days Mean number of days Median number of days 1 1 2 3 1 5 7 7 8 9 8 10 7 7 8 9 8 10 3 4 4 1 1 4 2 – 1 9 9 8 8 8 8 8 8 9 9 9 8 8 7 8 8 8 8 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 14 15 13 6 9 3 26 27 23 19 25 13 15 16 12 10 12 7 13 13 12 12 12 11 8 7 13 9 10 9 13 12 13 15 13 18 5 4 5 10 9 11 3 3 4 9 5 13 1 1 2 5 3 7 1 1 1 2 1 3 7 9 8 7 14 14 11 12 7 13 17 27 27 26 16 25 25 18 12 13 11 15 10 12 13 12 11 11 11 11 15 9 16 11 14 16 – 9 9 9 9 8 8 8 9 13 16 16 9 13 15 13 14 15 13 7 5 – 7 6 8 7 9 11 8 5 5 7 5 4 3 7 5 4 3 2 2 2 3 2 5 – 2 1 – 1 1 1 – 2 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 34. Paid sick leave: Type of provision, civilian workers,1 National Compensation Survey, March 2012 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year2 As needed3 As part of consolidated leave plan4 71 5 23 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 67 69 84 6 8 5 4 25 25 25 12 85 47 72 76 73 80 70 74 75 77 75 78 3 1 3 5 5 6 5 7 7 3 3 4 12 52 25 19 22 15 25 19 18 20 22 18 Full time ................................................................. 71 5 23 Union ..................................................................... Nonunion ............................................................... 83 69 3 6 14 25 Average wage within the following categories:5 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 75 73 72 69 69 3 3 5 7 9 22 24 24 23 22 Goods-producing industries ................................... 71 8 21 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 71 70 86 86 87 56 46 81 5 2 3 3 4 1 1 4 24 28 11 12 8 42 53 15 Establishment characteristics See footnotes at end of table. Table 34. Paid sick leave: Type of provision, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed number of days per year2 As needed3 As part of consolidated leave plan4 69 69 71 73 74 71 7 9 5 4 4 4 23 22 25 23 22 25 74 77 68 70 69 71 70 68 75 7 7 6 4 4 6 4 5 5 19 16 26 25 27 24 26 27 20 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 3 Plan does not specify maximum number of days. 4 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National Compensation Survey, March 2012 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 18 45 31 6 1 8 6 Full time ................................................................. 16 45 32 6 1 8 6 Union ..................................................................... Nonunion ............................................................... 12 19 25 50 49 25 13 4 1 1 10 8 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 25 25 26 13 17 10 54 54 54 39 52 29 18 18 18 38 25 48 2 2 – 8 5 11 (4) (4) – 1 1 2 7 7 7 9 8 11 5 5 5 9 6 10 All workers ............................................................. 16 45 31 7 2 9 6 Full time ................................................................. 15 45 32 7 2 9 7 Union ..................................................................... Nonunion ............................................................... 11 18 26 50 48 26 14 4 1 2 11 8 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 23 24 12 15 9 54 55 54 39 52 29 19 19 18 38 26 48 3 3 – 9 6 11 1 1 – 2 1 3 7 7 7 10 8 12 5 5 5 9 6 10 After 5 years See footnotes at end of table. Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National Compensation Survey, March 2012—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 16 45 31 7 2 9 6 Full time ................................................................. 15 45 32 7 2 10 7 Union ..................................................................... Nonunion ............................................................... 11 18 26 50 47 26 15 5 1 2 11 9 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 23 24 12 15 9 54 54 54 39 52 29 19 19 18 38 26 47 3 3 – 9 6 12 1 1 – 2 1 3 7 7 7 11 9 12 5 5 6 10 6 10 All workers ............................................................. 16 45 31 7 2 10 6 Full time ................................................................. 15 45 32 7 2 10 7 Union ..................................................................... Nonunion ............................................................... 10 17 26 50 47 26 15 5 2 2 12 9 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 23 24 12 15 9 54 54 54 39 52 29 19 19 18 38 26 47 3 3 – 9 6 12 1 1 – 2 2 3 7 7 7 11 9 13 5 5 6 10 6 10 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 4 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National Compensation Survey, March 2012 (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision2 Characteristics Unlimited Limit on days accumulation accumulated Total All workers ............................................................. No carryover provision 55 22 33 45 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 65 51 70 86 32 21 36 54 33 30 34 32 35 49 30 14 88 80 57 82 51 51 51 44 45 41 30 51 55 27 25 53 16 9 19 16 11 10 6 14 33 53 32 29 35 42 32 28 33 31 24 38 12 20 43 18 49 49 49 56 55 59 70 49 Full time ................................................................. 55 23 33 45 Union ..................................................................... Nonunion ............................................................... 73 50 41 17 32 33 27 50 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 42 55 56 61 65 11 19 23 29 32 31 35 33 32 33 58 45 44 39 35 Goods-producing industries ................................... 30 9 21 70 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 59 77 87 89 88 65 84 95 24 40 55 57 53 21 28 67 35 38 32 32 35 44 56 29 41 23 13 11 12 35 16 5 Establishment characteristics See footnotes at end of table. Table 36. Paid sick leave: Carryover provisions, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision2 Characteristics Unlimited Limit on days accumulation accumulated Total 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... No carryover provision 37 34 43 67 60 72 11 9 14 29 17 40 26 25 29 37 43 32 63 66 57 33 40 28 54 50 48 56 60 68 53 62 58 19 20 17 17 28 31 18 21 28 35 30 31 38 32 36 35 41 30 46 50 52 44 40 32 47 38 42 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Plans that allow employees to accumulate unused sick leave from year to year. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation Survey, March 2012 (All workers with paid vacations = 100 percent) Paid vacation days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 6 34 38 13 7 2 10 10 Full time ................................................................. Part time ................................................................ 4 23 33 46 40 20 14 4 7 5 2 2 10 8 10 5 Union ..................................................................... Nonunion ............................................................... 5 7 35 34 44 36 9 13 4 7 3 2 10 10 10 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 9 8 5 7 3 44 44 42 27 38 16 34 35 33 40 37 44 9 9 11 16 12 19 4 3 4 9 5 14 1 1 2 3 2 4 9 8 9 11 10 13 8 7 10 10 10 12 All workers ............................................................. 2 9 35 36 12 6 14 15 Full time ................................................................. Part time ................................................................ 1 8 7 21 34 41 38 20 13 6 6 5 15 12 15 10 Union ..................................................................... Nonunion ............................................................... 1 2 7 9 37 35 42 35 7 13 6 6 14 14 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 1 13 14 10 6 7 4 40 40 42 31 39 23 33 32 34 38 36 41 8 8 9 16 12 19 4 3 5 8 4 12 13 13 14 15 14 17 12 10 13 15 15 15 After 5 years See footnotes at end of table. Table 38. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation Survey, March 2012—Continued (All workers with paid vacations = 100 percent) Paid vacation days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 2 6 15 42 23 12 17 15 Full time ................................................................. Part time ................................................................ 1 8 5 15 14 20 43 38 24 11 13 7 17 14 15 15 Union ..................................................................... Nonunion ............................................................... 1 2 3 7 11 16 54 40 23 23 9 13 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 1 10 11 7 3 4 2 22 23 19 9 11 8 40 39 41 44 50 38 18 16 22 27 24 30 8 7 10 16 11 21 15 15 16 19 17 20 15 15 15 18 15 20 All workers ............................................................. 1 6 12 19 36 26 20 20 Full time ................................................................. Part time ................................................................ 1 7 5 14 11 15 19 21 37 26 27 16 20 16 20 16 Union ..................................................................... Nonunion ............................................................... (4) 2 3 6 5 13 12 20 45 35 35 24 22 19 20 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 1 10 11 7 2 3 1 19 21 15 6 8 4 25 26 22 14 19 9 29 26 35 42 43 42 15 13 20 34 26 43 17 16 18 22 20 23 15 15 20 20 20 23 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. 4 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey, March 2012 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 24 15 20 23 25 76 8 13 15 18 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 34 29 37 21 66 24 13 22 15 26 14 17 17 17 15 19 15 15 15 12 16 11 22 21 22 18 23 20 18 20 17 20 16 25 24 25 19 26 23 22 23 20 23 19 27 27 27 21 29 25 24 25 22 25 21 66 71 63 79 34 76 87 78 85 74 86 11 11 11 13 10 8 10 8 7 9 7 14 15 14 15 14 12 13 12 11 13 11 17 17 17 17 17 14 16 15 14 15 13 20 20 20 19 19 16 19 18 17 18 15 16 12 15 17 12 11 12 11 12 10 15 17 16 16 16 18 19 19 19 19 19 22 22 22 21 84 88 85 83 88 7 8 7 7 7 10 11 11 11 11 12 14 14 14 14 14 16 18 17 18 Full time ................................................................. Part time ................................................................ 25 21 16 13 20 17 23 20 25 22 75 79 9 6 13 10 15 13 18 15 Union ..................................................................... Nonunion ............................................................... 11 27 15 15 20 20 24 23 28 25 89 73 9 8 13 12 16 15 21 17 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 19 14 23 23 31 31 13 12 15 16 17 17 17 17 19 20 21 21 20 19 23 24 24 24 22 21 25 26 26 26 81 86 77 77 69 69 6 6 8 9 10 11 11 10 12 13 14 15 13 12 15 16 17 17 15 13 17 19 20 20 Goods-producing industries ................................... 17 12 16 19 22 83 7 12 14 17 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 26 40 7 6 6 52 70 8 16 18 14 11 19 18 20 18 20 23 17 12 22 23 25 22 24 26 18 13 25 26 28 26 26 28 19 14 26 28 31 29 74 60 93 94 94 48 30 92 9 11 13 11 14 9 12 12 13 14 15 14 17 14 16 15 15 17 17 16 19 17 19 18 18 19 20 19 22 18 22 22 Worker characteristics Establishment characteristics See footnotes at end of table. Table 39. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey, March 2012—Continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 5 10 20 year years years years 22 20 26 26 23 30 13 13 14 17 15 18 18 17 19 21 20 23 20 20 22 25 23 26 22 21 23 27 25 29 78 80 74 74 77 70 7 7 7 9 8 11 12 11 12 13 12 14 14 13 14 16 16 17 15 15 17 20 19 21 23 19 24 29 25 18 28 31 24 18 16 15 15 16 16 15 14 15 22 20 20 20 20 19 19 19 21 24 22 23 23 23 23 22 22 24 26 25 26 26 25 25 24 23 26 77 81 76 71 75 82 72 69 76 9 9 8 8 8 8 8 8 9 13 13 12 13 12 12 12 13 13 15 16 15 15 14 15 15 15 15 18 18 18 19 17 18 17 17 18 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare2 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 10 5 6 37 52 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 17 18 16 13 11 18 8 3 11 14 9 5 52 54 51 49 68 69 68 67 10 24 8 9 8 3 11 5 1 4 1 3 6 3 7 2 3 10 4 9 7 3 9 4 46 67 23 39 39 38 40 27 66 78 36 59 54 52 55 40 2 7 4 6 3 1 2 2 2 2 4 4 3 3 2 20 34 28 33 24 32 47 45 47 43 Full time ................................................................. Part time ................................................................ 11 6 7 1 8 3 41 23 57 36 Union ..................................................................... Nonunion ............................................................... 14 9 2 6 9 6 49 35 77 48 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 5 8 11 17 18 1 – 3 7 12 15 2 1 5 9 11 13 20 14 36 41 54 56 31 23 50 58 71 74 Goods-producing industries ................................... 7 5 3 35 49 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 10 15 13 9 25 16 27 17 6 3 4 1 – 2 3 5 7 7 7 2 17 7 14 17 37 47 48 44 66 46 80 54 52 62 67 67 78 58 91 77 Worker characteristics Establishment characteristics See footnotes at end of table. Table 40. Quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics Childcare2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 5 4 6 15 8 22 4 4 4 7 4 9 3 3 4 9 5 14 18 16 25 54 43 65 29 25 42 73 61 84 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 12 11 11 10 9 9 9 9 9 5 5 6 5 6 8 5 4 5 8 7 6 5 5 4 3 8 11 39 35 40 39 37 40 37 31 36 54 52 51 51 53 50 53 51 51 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. Geographic areas NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Dependent care reimbursement account Healthcare reimbursement account Pre-tax savings with Financial no employer planning contributions 20 20 37 40 24 19 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 27 34 24 20 32 33 32 34 56 58 56 49 60 61 60 58 33 28 35 51 27 33 25 20 19 24 9 17 24 24 24 15 34 36 12 22 18 9 24 16 48 68 23 42 36 28 40 26 58 69 24 44 38 30 43 29 52 29 18 39 25 24 26 19 18 24 11 19 22 22 22 13 10 20 15 16 14 12 19 15 17 13 16 34 28 31 25 20 37 30 34 26 15 23 16 17 16 8 18 11 14 9 Full time ................................................................. Part time ................................................................ 23 9 24 8 43 18 47 17 27 15 22 10 Union ..................................................................... Nonunion ............................................................... 18 20 26 19 49 35 54 37 42 21 25 18 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 8 4 21 22 29 31 7 3 19 24 32 33 17 11 33 43 58 62 17 9 36 46 62 66 15 10 24 26 33 34 10 5 18 21 28 30 Goods-producing industries ................................... 18 18 34 36 16 17 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 20 20 22 19 29 19 20 22 20 29 33 34 34 26 42 32 38 48 52 49 66 45 73 57 40 52 59 56 73 48 75 58 26 36 53 53 63 24 34 60 19 18 20 18 27 16 30 31 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Stock options Characteristics Performance Total2 All workers ............................................................. Signing Other 7 2 1 5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 9 13 7 – 4 6 3 – 2 4 1 – 6 10 5 – – 2 2 1 9 10 9 5 – (3) – – 2 1 3 2 – – – – 1 1 2 – – – 2 1 7 9 7 3 2 8 6 6 6 – 3 1 1 1 – – 1 1 1 1 4 5 5 5 Full time ................................................................. Part time ................................................................ 8 4 3 1 1 (3) 6 4 Union ..................................................................... Nonunion ............................................................... 5 7 2 2 1 1 2 6 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3 3 6 7 11 13 (3) – 2 2 5 5 (3) – 1 1 2 3 3 3 5 6 7 9 Goods-producing industries ................................... 8 3 1 6 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 6 1 (3) – 1 2 2 – 2 – – – – – 1 – 1 (3) (3) – 1 – – – 5 1 (3) – (3) 1 2 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Health savings account Flexible benefits Dependent care reimbursement account Healthcare reimbursement account Pre-tax savings with Financial no employer planning contributions 12 10 16 27 25 28 10 9 14 29 22 36 20 18 27 53 40 66 22 18 31 56 43 70 13 12 17 35 27 43 9 8 12 28 25 31 14 14 21 22 21 26 18 19 21 18 16 19 28 22 27 20 18 19 40 33 36 43 37 32 40 41 37 40 36 39 45 39 35 43 43 39 24 28 24 19 24 30 25 24 23 17 18 20 21 19 19 19 16 19 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Stock options Characteristics Total2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Performance Signing Other 5 4 7 9 8 10 1 1 2 3 2 4 1 1 1 2 1 3 4 3 6 7 6 7 6 7 7 7 7 10 6 5 7 2 1 3 2 2 3 2 1 3 1 1 1 1 1 2 – 1 2 6 6 5 5 6 8 4 4 5 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 3 Less than 0.5. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 42. Health-related benefits: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance2 Retiree healthcare benefits3 Under age Age 65 and 65 over 17 24 22 29 33 27 26 38 36 39 63 35 33 36 57 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 20 26 9 17 17 12 20 12 68 24 14 47 22 16 25 19 59 19 12 41 20 15 23 18 7 17 11 10 11 17 21 18 17 19 16 19 15 14 16 Full time ................................................................. Part time ................................................................ 20 8 28 12 26 11 Union ..................................................................... Nonunion ............................................................... 22 17 58 18 51 17 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 5 13 19 32 36 8 5 20 27 42 45 8 5 18 25 39 42 Goods-producing industries ................................... 13 20 18 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 18 22 29 21 52 17 30 26 25 35 62 67 62 14 30 73 23 31 57 61 60 12 22 69 Establishment characteristics See footnotes at end of table. Table 42. Health-related benefits: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Long-term care insurance2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Retiree healthcare benefits3 Under age Age 65 and 65 over 8 7 11 26 18 35 8 6 12 39 24 54 7 6 11 36 23 49 15 16 15 15 22 22 17 16 18 23 26 24 23 24 29 26 20 22 24 24 22 19 21 24 23 21 22 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the employee. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses2 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus3 40 5 4 9 7 6 4 5 11 45 56 41 25 6 9 5 – 5 7 5 2 9 16 7 (4) 4 5 4 1 10 9 10 13 3 3 2 2 7 7 7 (4) 15 18 14 9 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 28 44 28 37 43 38 46 41 – 1 1 (4) 4 2 5 6 2 3 3 9 3 2 4 4 1 5 5 2 11 7 13 10 – 2 6 4 11 13 9 11 14 14 4 10 5 3 6 4 3 3 3 11 7 12 4 3 – 14 4 5 5 3 6 4 11 18 7 11 9 7 11 12 37 44 41 47 34 4 8 6 9 4 2 5 2 2 1 11 9 9 12 7 12 10 9 10 8 2 5 6 6 5 2 4 2 2 2 – 7 4 5 4 8 15 13 16 11 Full time ................................................................. Part time ................................................................ 46 23 6 1 4 2 10 4 8 5 8 2 4 3 6 4 14 4 Union ..................................................................... Nonunion ............................................................... 37 40 5 5 4 3 3 10 2 8 15 5 3 4 2 6 16 11 Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 27 22 40 46 49 52 1 (4) 4 6 8 8 2 1 2 4 6 6 5 5 9 11 10 11 7 7 11 7 4 4 2 1 5 8 10 11 4 1 6 3 2 2 4 3 5 5 7 7 5 4 10 13 18 17 Goods-producing industries ................................... 50 11 3 13 10 6 1 4 17 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 38 33 24 25 20 40 48 42 4 1 – – – 2 2 – 4 3 2 1 4 3 3 7 8 5 1 1 (4) 9 5 1 7 3 1 1 – 4 1 2 6 10 11 13 8 9 17 16 4 3 3 3 2 3 3 9 5 5 (4) – 1 9 15 – 11 10 8 9 6 11 17 16 Establishment characteristics See footnotes at end of table. Table 43. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses2 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus3 37 36 40 43 42 44 4 4 4 5 4 7 3 2 4 4 3 6 11 11 12 6 6 6 10 11 7 5 8 2 3 3 4 9 6 11 2 1 2 6 8 3 3 2 7 7 7 7 8 7 10 15 12 18 36 42 43 36 41 37 45 41 34 3 3 6 5 4 5 6 5 4 2 3 4 3 4 2 3 5 4 7 10 10 10 7 6 11 9 8 3 6 6 5 10 10 10 11 5 9 9 9 4 4 3 3 4 8 2 3 5 3 5 6 4 3 2 5 4 5 6 6 3 6 6 3 10 12 14 10 12 15 12 7 9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 3 Includes all other bonuses provided to employees and not published separately. 4 Less than 0.5. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2 National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex All workers ............................................................. Healthcare benefits Opposite sex Same sex Opposite sex 14 14 31 26 23 22 24 42 22 21 23 41 44 51 41 31 36 44 33 26 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 50 17 9 26 12 5 16 12 49 17 8 25 11 5 16 11 29 34 19 28 31 24 35 23 25 25 15 18 27 20 31 19 10 13 9 5 13 10 12 8 4 12 19 28 25 25 26 18 21 22 21 22 Full time ................................................................. Part time ................................................................ 17 5 16 5 37 10 31 8 Union ..................................................................... Nonunion ............................................................... 38 10 35 10 49 28 38 23 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 1 11 17 26 28 4 1 11 16 25 26 11 6 26 38 51 59 9 4 22 32 41 49 Goods-producing industries ................................... 7 6 28 24 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 15 24 43 49 35 10 21 48 15 23 42 48 34 10 21 47 31 31 34 28 49 29 35 37 26 26 28 24 38 25 25 31 Establishment characteristics See footnotes at end of table. Table 44. Unmarried domestic partner benefits: Access1, civilian workers,2 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Healthcare benefits Opposite sex Same sex Opposite sex 4 4 7 23 12 34 4 4 7 22 12 32 19 17 25 42 34 49 17 15 23 34 29 38 12 16 7 – 13 20 14 13 22 11 15 6 9 12 20 14 13 22 39 35 23 22 22 17 19 40 57 34 28 14 19 16 13 18 33 54 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement No medical benefits and no care and no medical retirement benefits care benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 62 10 6 21 59 13 1 26 79 82 78 85 8 11 7 1 3 2 4 3 9 5 10 11 77 84 75 75 11 9 11 11 1 1 1 (2) 11 6 13 13 96 78 37 66 62 53 68 65 1 4 9 2 11 10 11 13 1 4 9 10 8 14 5 3 2 14 44 22 19 23 16 19 83 74 34 63 58 46 65 61 14 8 13 5 15 17 14 18 – 1 2 6 1 1 1 1 – 17 51 26 26 36 20 20 60 70 62 67 58 12 14 13 16 12 4 1 5 2 8 23 15 19 15 23 53 67 63 70 56 – 16 13 13 13 – – 1 1 1 26 – 24 17 30 Full time ................................................................. Part time ................................................................ 76 20 12 4 2 18 10 57 75 12 13 12 1 2 11 74 Union ..................................................................... Nonunion ............................................................... 92 57 2 12 2 7 3 24 84 55 10 14 1 1 4 30 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 27 13 64 76 86 88 10 8 13 11 7 7 14 17 5 3 2 2 49 62 18 10 5 3 24 11 62 73 83 86 13 10 15 14 10 9 2 2 1 1 1 1 61 77 22 12 6 4 Goods-producing industries ................................... 72 13 2 12 71 14 1 13 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 60 72 83 87 85 64 86 87 10 8 3 2 2 12 2 1 7 5 3 4 3 6 3 3 23 15 10 8 11 18 8 9 57 67 75 75 81 62 85 81 13 13 11 13 5 14 4 7 1 1 1 1 1 2 1 1 28 18 13 10 13 23 11 11 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 28 45 1 27 49 23 6 22 42 39 44 72 46 55 42 14 1 (2) 1 2 11 6 13 12 61 72 56 34 27 21 30 52 3 2 3 1 9 5 11 13 90 38 17 50 22 11 28 30 7 44 30 18 51 52 51 49 1 1 1 2 1 2 1 (2) 2 17 52 30 26 35 20 21 27 67 27 32 55 49 58 53 70 15 20 36 19 14 21 26 – 4 9 9 7 13 4 3 – 14 44 23 20 24 17 19 31 28 25 22 27 41 55 51 60 42 – – 1 – 2 – – 23 – 29 45 60 50 61 40 27 24 25 21 29 4 1 5 2 7 23 15 20 15 24 Full time ................................................................. Part time ................................................................ 34 8 54 16 (2) 3 12 73 61 14 27 10 2 16 10 60 Union ..................................................................... Nonunion ............................................................... 80 19 15 50 1 1 4 30 44 50 51 18 1 6 4 25 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 3 22 34 50 51 30 17 54 53 44 44 2 2 1 2 ( ) 1 1 61 78 22 12 6 5 23 11 53 60 66 69 15 10 24 28 28 25 12 16 5 2 2 2 50 64 19 10 5 4 Goods-producing industries ................................... 27 59 – – 66 20 2 12 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 28 42 69 81 51 23 48 83 42 38 18 7 35 53 41 6 1 1 3 4 1 (2) 1 2 29 18 11 8 12 24 10 9 47 46 34 23 60 56 72 32 24 34 52 65 26 20 16 56 6 4 1 1 1 6 3 1 24 16 13 11 12 18 8 11 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Medical care and retirement benefits Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 43 39 56 80 74 86 15 15 14 6 9 4 8 8 9 4 6 3 34 38 21 10 12 8 41 36 56 77 69 84 17 18 14 9 13 5 1 1 2 1 2 1 41 45 28 13 16 10 64 64 64 64 62 66 61 59 59 10 9 10 7 10 11 11 11 13 4 5 7 9 6 5 7 7 5 22 22 20 21 22 18 21 23 23 62 57 64 63 59 66 61 57 53 12 16 9 8 13 – 11 14 19 1 1 1 1 1 – 1 1 1 24 26 25 28 27 22 27 28 27 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 10 8 15 44 27 61 48 45 55 42 55 29 1 (2) 1 1 1 1 41 46 29 13 16 9 38 35 49 60 60 59 20 19 21 26 22 31 8 8 7 4 5 2 34 38 23 11 13 9 28 32 31 27 25 33 25 21 29 46 41 43 44 47 44 48 50 43 1 1 2 2 1 – (2) 1 1 25 26 25 27 27 – 28 29 27 50 49 53 51 53 46 49 48 43 24 24 20 20 19 31 24 22 29 4 4 6 7 6 5 7 6 5 22 23 21 22 22 18 21 23 24 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm. Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2012 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave2 Personal Personal leave, sick leave, paid leave, family vacation, or leave, or holidays2 vacation2 35 36 59 69 71 82 84 45 56 40 11 54 55 53 60 70 89 63 16 73 93 64 14 90 93 88 90 92 97 91 90 90 97 88 77 9 58 24 41 40 30 45 28 72 59 22 40 37 26 43 24 11 78 43 67 64 50 73 55 9 81 50 74 75 60 83 78 98 87 51 73 72 59 80 62 98 89 65 82 83 71 89 85 82 90 68 85 87 78 92 89 20 35 28 28 28 16 31 23 21 24 43 67 51 53 49 67 88 78 87 69 51 72 63 63 62 78 92 86 91 80 83 94 88 94 83 Full time ................................................................. Part time ................................................................ 43 11 44 11 72 18 83 26 83 32 94 45 95 51 Union ..................................................................... Nonunion ............................................................... 41 34 52 33 64 58 72 69 90 67 96 80 93 82 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 15 8 38 43 47 46 12 6 36 41 56 57 28 16 64 75 73 71 42 27 78 86 77 74 39 25 74 83 91 93 57 45 88 93 95 96 63 49 90 94 93 92 Goods-producing industries ................................... 28 22 56 86 64 91 94 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Healthcare and social assistance .................. Hospitals .................................................... Public administration ......................................... 36 39 23 18 35 50 66 52 38 52 57 65 42 48 65 52 59 60 40 27 67 75 87 88 67 62 38 24 67 79 89 87 72 85 91 94 88 82 93 91 81 89 91 94 89 87 94 91 82 86 83 83 86 89 93 91 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 46. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2012—Continued (All workers = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave2 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays2 vacation2 25 23 31 44 40 48 23 21 28 47 39 55 49 48 53 67 63 72 62 60 69 76 76 76 58 56 64 83 75 90 74 72 80 90 87 94 77 75 83 90 89 92 41 45 37 27 36 31 31 31 30 43 45 37 28 36 33 32 33 32 60 61 56 57 59 57 60 55 61 68 70 70 68 71 70 72 66 67 76 76 68 69 69 70 73 65 70 83 84 82 80 83 85 84 82 79 83 85 85 81 85 87 86 85 80 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Includes workers with access to one or more of these leave benefits. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.
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