Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2011
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
73
59
81
72
54
75
88
94
86
85
76
81
74
74
86
86
86
87
88
94
85
85
68
73
67
68
78
78
78
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
95
82
48
72
73
63
78
77
83
69
35
62
57
47
63
62
88
84
74
86
79
74
81
81
95
82
48
72
72
63
78
77
77
63
33
58
52
42
58
59
81
77
70
81
72
67
74
77
71
83
76
82
70
59
66
63
70
57
82
80
83
84
80
71
83
76
82
70
57
61
59
65
53
80
73
78
80
76
Full time .................................................................
Part time ................................................................
88
24
73
15
83
64
88
24
67
14
77
58
Union .....................................................................
Nonunion ...............................................................
94
69
83
55
89
80
93
69
77
50
82
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
39
22
77
88
93
95
26
13
61
75
81
84
66
58
79
85
87
89
39
22
77
87
93
94
24
12
56
69
74
75
62
56
73
79
80
79
Goods-producing industries ...................................
85
73
85
85
69
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
70
80
86
89
88
75
89
88
57
65
75
77
78
58
78
80
81
82
87
86
89
78
87
91
70
79
86
88
87
75
89
88
52
60
69
70
72
54
71
74
74
76
80
79
82
73
80
85
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
28
22
77
71
53
75
59
67
56
51
49
56
46
43
82
83
82
84
37
41
35
33
28
32
27
26
77
78
77
79
86
93
84
84
67
72
65
68
78
77
78
80
56
60
29
49
46
39
50
45
47
47
22
41
35
28
40
37
85
79
74
84
77
72
79
81
35
31
18
33
25
19
29
30
28
22
13
27
19
14
22
24
80
71
73
80
77
76
78
79
94
79
47
70
71
61
77
75
76
61
32
57
51
41
57
58
81
78
69
81
72
67
74
77
38
52
48
51
44
33
41
38
43
34
86
77
80
83
76
27
34
29
29
29
23
25
23
24
22
87
73
79
82
76
69
81
74
80
69
56
60
58
64
52
81
74
78
80
75
Full time .................................................................
Part time ................................................................
57
14
46
9
80
67
34
9
26
6
78
68
86
23
66
13
76
58
Union .....................................................................
Nonunion ...............................................................
73
42
61
32
84
78
56
23
46
17
82
75
91
67
75
49
82
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
12
47
58
67
72
13
7
36
48
55
60
66
59
76
82
83
84
11
7
26
34
44
46
8
5
20
27
34
37
69
64
76
80
78
80
38
22
75
86
91
93
23
12
55
67
73
74
62
55
73
79
80
79
Goods-producing industries ...................................
54
46
84
32
27
83
83
67
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
45
48
51
51
57
46
70
62
35
38
43
42
48
35
56
53
78
80
83
83
84
77
80
86
27
28
33
33
34
25
41
48
21
21
25
26
26
18
30
39
76
75
77
78
76
73
74
82
69
78
85
87
87
73
87
86
51
59
68
69
72
53
69
73
74
76
79
79
82
73
79
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
69
86
82
90
44
41
54
72
66
79
77
76
78
84
80
87
57
53
69
86
82
90
42
38
51
66
60
71
73
72
74
77
74
79
71
73
73
70
73
79
71
72
73
59
61
59
58
57
65
56
58
62
83
84
81
82
78
83
79
79
85
70
73
72
70
73
79
71
72
72
51
57
54
53
53
62
53
52
56
72
78
75
75
72
79
74
72
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
29
26
40
62
56
68
22
20
31
50
44
56
77
76
78
80
78
82
17
15
25
37
29
45
13
11
19
29
23
35
76
76
76
77
78
77
56
52
67
84
80
88
41
38
49
64
59
70
73
72
74
76
73
79
50
49
48
46
41
45
35
47
57
40
40
38
37
31
33
27
38
47
79
82
78
80
76
75
76
80
82
21
33
27
18
26
24
18
27
42
17
27
20
14
18
19
13
21
34
80
83
74
77
67
78
73
80
82
68
72
71
68
71
78
69
71
71
49
56
53
51
51
61
51
51
55
72
78
75
75
72
78
75
71
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
4 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March 2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
67
33
80
78
81
88
20
22
19
12
68
68
68
69
32
32
32
31
89
75
80
84
75
70
77
81
11
25
20
16
25
30
23
19
69
65
66
73
64
61
66
68
31
35
34
27
36
39
34
32
83
79
79
79
78
17
21
21
21
22
67
68
71
72
69
33
32
29
28
31
Full time .................................................................
Part time ................................................................
79
76
21
24
67
66
33
34
Union .....................................................................
Nonunion ...............................................................
88
76
12
24
81
63
19
37
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
74
77
79
81
81
25
26
23
21
19
19
61
62
64
67
71
72
39
38
36
33
29
28
Goods-producing industries ...................................
79
21
71
29
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
79
82
87
89
84
77
74
87
21
18
13
11
16
23
26
13
66
66
68
69
69
63
65
76
34
34
32
31
31
37
35
24
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
78
78
78
79
77
80
22
22
22
21
23
20
63
62
64
69
67
71
37
38
36
31
33
29
75
81
79
79
76
77
78
77
81
25
19
21
21
24
23
22
23
19
69
74
72
67
61
61
60
63
69
31
26
28
33
39
39
40
37
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
70
30
83
82
83
87
17
18
17
13
71
71
70
67
29
29
30
33
88
81
81
85
79
75
81
82
12
19
19
15
21
25
19
18
66
72
66
74
68
65
69
69
34
28
34
26
32
35
31
31
83
81
81
81
81
17
19
19
19
19
68
70
73
74
72
32
30
27
26
28
Full time .................................................................
Part time ................................................................
82
78
18
22
70
70
30
30
Union .....................................................................
Nonunion ...............................................................
89
79
11
21
82
66
18
34
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
78
75
80
82
83
84
22
25
20
18
17
16
63
62
67
70
73
75
37
38
33
30
27
25
Goods-producing industries ...................................
82
18
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
81
84
87
88
86
81
81
89
19
16
13
12
14
19
19
11
69
67
67
65
70
68
74
78
31
33
33
35
30
32
26
22
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
80
79
82
80
84
20
20
21
18
20
16
64
64
65
72
70
74
36
36
35
28
30
26
79
83
82
83
80
80
81
81
83
21
17
18
17
20
20
19
19
17
74
76
75
71
65
62
62
67
70
26
24
25
29
35
38
38
33
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$367.18
21
$459.47
79
$341.92
$102.40
100
100
100
100
389.86
375.04
395.74
443.60
22
19
23
35
464.12
457.15
466.35
492.11
78
81
77
65
368.92
356.01
374.33
417.95
101.74
102.14
101.57
100.55
100
100
100
100
100
100
100
100
450.83
390.97
366.43
423.56
346.42
306.01
363.29
354.87
38
14
22
27
18
14
19
32
495.70
564.09
492.18
487.05
439.96
399.61
452.26
442.64
62
86
78
73
82
86
81
68
423.85
363.89
331.57
399.50
326.30
290.70
342.11
313.64
103.44
100.37
98.59
98.20
106.49
114.63
102.87
108.24
100
100
100
100
100
354.75
354.99
354.59
349.75
360.17
37
27
20
19
22
442.24
443.18
459.32
453.83
464.71
63
73
80
81
78
302.55
322.76
327.65
325.45
330.30
106.22
109.89
97.75
96.33
99.46
Full time .................................................................
Part time ................................................................
100
100
367.48
362.58
21
22
458.47
474.31
79
78
342.64
330.73
101.30
119.43
Union .....................................................................
Nonunion ...............................................................
100
100
465.66
340.42
40
16
525.76
415.13
60
84
425.08
325.79
99.02
103.05
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
320.61
307.31
342.85
374.15
397.09
405.42
17
15
18
23
24
24
416.31
448.69
430.14
464.76
483.18
485.95
83
85
82
77
76
76
301.59
282.06
323.06
346.92
369.60
380.59
104.04
108.18
102.94
100.87
102.61
102.82
Goods-producing industries ...................................
100
346.68
22
436.74
78
321.29
94.76
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
371.73
401.11
428.49
440.64
407.57
376.07
390.35
454.63
21
23
32
37
21
16
11
31
464.66
478.66
480.20
487.50
452.66
475.85
535.97
504.82
79
77
68
63
79
84
89
69
346.47
377.37
404.53
413.25
395.37
357.19
372.84
431.83
104.08
100.36
99.22
104.27
91.02
101.21
99.69
87.49
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$343.25
344.95
339.34
380.62
361.47
396.43
27
28
24
19
16
20
$436.06
435.52
437.54
478.51
456.99
492.60
73
72
76
81
84
80
$309.27
309.59
308.59
358.40
343.03
371.76
$113.95
115.40
110.81
96.56
99.17
94.30
100
100
100
100
100
100
100
100
100
384.88
399.66
369.51
362.38
343.27
341.24
344.61
358.16
385.87
13
27
19
23
17
15
23
22
27
462.24
488.75
456.24
441.07
422.11
414.62
412.71
447.13
507.19
87
73
81
77
83
85
77
78
73
373.72
367.05
349.36
338.50
327.19
328.31
323.95
333.41
340.20
118.04
106.55
97.41
96.06
100.97
95.95
103.06
100.65
106.07
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
75
1
12
1
(5)
10
(5)
100
100
100
100
74
76
73
75
1
–
1
–
13
12
14
14
2
2
1
2
1
1
1
1
9
9
10
6
(5)
–
(5)
–
100
100
100
100
100
100
100
100
76
71
75
72
71
66
73
80
1
–
1
–
(5)
–
(5)
–
12
16
10
14
17
22
15
8
2
1
1
2
1
–
1
(5)
–
1
1
1
(5)
–
(5)
–
7
11
12
10
10
12
10
10
–
–
(5)
–
(5)
(5)
(5)
1
100
100
100
100
100
80
81
81
80
82
–
–
1
–
–
8
8
7
7
7
1
–
(5)
(5)
(5)
–
–
–
–
5
( )
9
11
10
11
10
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
75
72
1
(5)
12
18
1
1
1
–
10
8
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
74
75
1
(5)
11
13
2
1
2
(5)
10
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
75
81
73
78
74
74
–
–
(5)
1
1
1
14
8
15
10
12
11
–
–
1
1
2
2
–
–
(5)
1
1
1
11
10
11
9
11
11
–
–
(5)
(5)
1
1
Goods-producing industries ...................................
100
80
–
7
(5)
–
11
(5)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
74
73
74
75
72
73
70
71
(5)
(5)
–
–
–
–
–
–
14
15
16
13
22
14
17
18
1
1
2
2
1
1
1
5
1
1
1
1
1
1
1
3
10
9
6
7
3
11
11
3
(5)
(5)
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
79
78
80
73
75
71
–
–
–
1
1
–
9
9
9
14
12
16
1
1
–
1
1
2
–
–
(5)
1
(5)
1
11
11
9
10
10
10
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
79
76
73
75
76
76
75
73
73
–
–
( )
–
–
–
–
–
1
10
8
15
13
12
15
13
12
13
–
(5)
5
( )
–
–
–
2
1
3
–
3
–
–
–
–
–
–
–
11
11
11
10
10
8
10
14
10
–
–
–
–
(5)
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$853.41
10
$1,115.64
90
$823.64
$402.85
100
100
100
100
903.87
903.03
904.20
884.57
10
8
10
12
1,177.47
1,133.85
1,191.46
1,272.58
90
92
90
88
875.14
882.53
872.16
829.72
407.73
397.40
411.89
465.58
100
100
100
100
100
100
100
100
874.21
925.04
802.31
949.43
816.77
745.26
846.70
817.63
14
6
9
10
8
7
8
17
1,277.50
1,014.98
1,145.96
1,210.27
1,024.14
936.88
1,058.03
1,117.53
86
94
91
90
92
93
92
83
806.12
918.99
766.66
920.52
799.37
730.09
828.55
755.76
492.20
378.17
426.03
368.77
406.50
423.27
399.44
423.18
100
100
100
100
100
774.23
858.46
855.16
858.78
850.94
22
12
13
12
13
1,078.09
1,183.49
1,074.99
1,104.08
1,044.04
78
88
87
88
87
688.15
812.36
823.15
824.78
821.23
453.04
398.18
354.48
340.92
370.50
Full time .................................................................
Part time ................................................................
100
100
855.42
822.23
10
14
1,153.64
705.35
90
86
822.53
841.74
400.85
435.60
Union .....................................................................
Nonunion ...............................................................
100
100
1,044.85
801.86
28
5
1,130.09
1,095.93
72
95
1,012.14
784.84
347.81
414.18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
714.08
662.54
789.03
863.97
944.59
988.56
7
8
7
10
14
15
925.68
624.73
1,036.33
1,091.99
1,198.74
1,190.27
93
92
93
90
86
85
697.09
665.80
770.39
838.72
903.86
953.69
441.13
441.28
411.00
388.59
393.80
383.42
Goods-producing industries ...................................
100
842.40
14
1,076.15
86
803.45
356.10
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
855.83
857.63
855.28
848.53
888.43
859.83
972.09
1,002.02
9
9
11
14
4
7
4
11
1,128.96
1,120.97
1,249.08
1,256.83
1,199.23
921.84
1,207.34
1,142.14
91
91
89
86
96
93
96
89
827.83
832.77
807.33
781.04
874.46
855.49
962.27
985.11
412.55
447.54
457.68
496.98
378.20
438.49
355.52
320.38
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2011—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$763.36
759.48
772.01
902.80
862.02
936.21
12
12
12
9
8
10
$1,110.61
1,152.81
1,015.23
1,119.22
1,054.82
1,157.99
88
88
88
91
92
90
$716.18
705.76
739.34
880.80
845.93
910.25
$460.61
464.85
451.18
372.13
391.41
355.84
100
100
100
100
100
100
100
100
100
989.23
980.30
929.86
850.45
771.66
712.79
742.36
790.38
859.03
8
19
13
11
3
5
5
9
13
1,087.05
1,146.40
1,135.64
1,030.77
1,197.68
1,072.74
1,179.64
1,107.19
1,061.01
92
81
87
89
97
95
95
91
87
980.64
940.85
899.90
827.46
757.21
693.68
718.72
757.62
829.39
377.55
390.04
337.74
379.27
417.14
449.84
449.66
417.80
422.18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
77
(5)
11
1
(5)
10
(5)
100
100
100
100
76
77
76
79
(5)
–
(5)
–
12
11
12
11
1
2
1
1
1
1
1
1
9
9
10
7
(5)
–
(5)
–
100
100
100
100
100
100
100
100
80
72
77
77
73
67
75
80
–
–
–
–
(5)
–
(5)
–
9
16
9
11
15
20
13
6
1
1
1
2
1
–
1
(5)
1
1
1
1
(5)
–
(5)
–
7
10
11
9
11
12
10
12
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
80
81
83
82
84
–
–
1
–
–
6
6
6
7
5
1
(5)
(5)
(5)
–
–
–
–
–
5
( )
11
12
9
10
9
–
(5)
–
–
–
Full time .................................................................
Part time ................................................................
100
100
77
75
(5)
(5)
11
16
1
1
(5)
–
10
8
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
77
1
(5)
9
11
1
1
2
(5)
10
10
(5)
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
85
75
80
76
76
–
–
(5)
(5)
–
–
12
5
13
9
10
10
–
–
1
1
1
2
–
–
(5)
(5)
1
1
11
9
11
9
10
10
–
–
(5)
(5)
–
–
Goods-producing industries ...................................
100
81
–
6
(5)
–
11
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
76
76
78
79
76
75
72
76
(5)
–
–
–
–
–
–
–
12
13
13
11
19
12
16
13
1
1
1
1
1
1
1
4
1
1
1
1
1
1
1
2
10
9
6
7
3
11
10
5
(5)
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
80
79
81
75
77
74
–
–
–
1
1
–
7
7
8
13
11
14
(5)
(5)
–
1
1
1
–
–
(5)
1
(5)
1
12
13
10
9
10
9
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
79
78
74
76
80
81
78
72
74
–
–
( )
–
–
–
–
–
1
9
8
14
12
11
13
11
11
11
–
(5)
5
( )
–
(5)
–
1
1
2
–
3
–
–
–
–
–
–
–
10
10
10
11
9
6
10
16
12
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2011
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$32.50
$54.92
$86.66
$127.74
$185.16
$126.00
$214.72
$335.13
$531.00
$768.87
30.76
33.25
30.00
20.00
54.18
55.71
53.27
42.00
86.05
89.48
83.49
75.83
127.77
127.01
127.89
127.01
185.52
184.74
185.60
191.34
126.55
127.47
125.00
103.41
220.98
227.01
218.62
220.00
340.00
332.78
343.30
400.79
549.66
524.36
560.00
660.18
780.00
762.80
782.54
872.24
20.90
33.84
25.00
30.00
33.69
41.94
30.89
34.66
41.85
51.78
48.07
49.46
58.31
70.00
54.00
60.00
76.13
88.04
82.47
80.00
90.85
100.75
87.24
90.77
127.37
125.38
129.99
116.76
130.83
143.39
124.13
135.30
192.05
184.17
176.74
180.82
196.89
213.90
184.04
203.25
102.85
133.10
121.96
105.00
133.24
155.82
127.94
131.01
213.46
220.90
220.98
190.25
230.61
259.82
220.98
214.35
460.72
321.49
364.05
287.13
345.93
356.97
338.53
350.49
667.00
475.22
567.70
459.00
528.10
565.00
516.04
558.99
910.03
683.29
815.09
770.22
776.62
783.97
771.45
786.35
32.22
37.00
36.00
36.03
36.00
55.56
62.50
56.81
57.20
56.33
89.78
93.13
83.00
84.00
82.47
135.23
135.30
119.93
116.03
122.54
203.25
202.74
167.20
160.41
174.45
149.27
127.06
108.33
110.00
108.33
217.50
212.85
177.36
173.32
186.32
390.84
334.85
286.60
273.00
299.63
580.44
539.30
444.96
421.08
486.04
897.86
757.60
686.74
632.46
729.06
Full time .................................................................
Part time ................................................................
32.04
34.22
54.79
57.55
86.63
91.00
126.36
163.63
180.82
247.14
125.43
132.65
212.72
240.11
334.63
345.93
528.00
578.46
765.74
840.99
Union .....................................................................
Nonunion ...............................................................
25.72
33.84
45.92
56.96
72.00
89.23
114.99
129.99
175.18
185.87
80.58
145.00
143.24
231.79
243.38
352.44
425.72
550.56
748.33
771.24
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29.42
33.58
35.00
30.46
33.04
32.76
54.51
54.66
56.70
54.16
54.78
54.40
88.57
88.83
86.90
85.00
85.70
84.99
132.00
140.64
127.18
126.29
126.61
128.86
185.12
192.87
184.86
181.33
186.56
186.67
140.99
174.28
134.00
119.00
119.44
115.96
240.11
240.11
220.00
205.00
206.91
202.77
384.22
392.21
346.57
324.32
324.14
313.70
593.00
578.46
532.64
516.56
516.97
488.10
822.93
770.34
791.37
751.70
733.67
730.14
Goods-producing industries ...................................
35.65
56.00
83.00
118.97
161.10
114.87
182.47
280.00
439.27
671.81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
31.24
22.56
20.00
20.00
20.00
29.00
33.50
23.07
54.74
46.76
39.99
39.71
39.99
50.15
49.84
39.99
87.92
78.86
74.27
77.97
69.15
83.97
77.91
66.81
130.66
126.76
125.68
128.75
113.00
128.33
119.92
98.80
188.33
184.15
187.00
191.34
181.23
176.79
185.52
149.14
130.00
115.56
106.30
98.38
121.31
134.36
113.66
89.00
225.21
229.09
228.00
225.63
230.38
230.00
197.87
175.00
349.82
377.24
395.00
462.96
355.37
363.26
298.18
279.74
552.38
612.36
648.00
667.00
513.00
589.21
422.88
419.62
785.30
862.00
831.00
901.22
667.00
870.75
630.45
623.45
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2011—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$35.90
34.38
40.00
31.00
33.84
27.15
$62.14
61.66
63.00
51.86
55.97
48.07
$98.25
99.00
97.50
80.68
86.66
74.51
$142.63
146.90
135.09
119.70
125.21
113.02
$203.25
212.32
191.00
173.26
173.04
174.00
$150.00
140.65
163.20
115.96
130.96
105.97
$251.12
250.00
257.80
198.25
216.65
186.27
$393.49
403.62
373.54
311.17
335.98
293.81
$619.75
631.62
583.88
479.30
510.49
457.43
$857.88
862.00
818.33
690.76
727.94
667.00
43.33
35.00
31.39
32.50
35.61
20.00
32.04
32.91
25.00
67.15
58.34
51.14
53.92
59.00
41.77
55.53
51.43
51.17
106.86
88.13
81.27
82.38
88.25
83.96
90.00
86.66
83.90
145.47
135.81
120.28
117.68
125.02
126.93
130.83
129.41
128.44
216.62
198.01
170.82
174.23
185.12
176.58
173.46
177.44
205.05
128.29
111.91
90.00
124.86
149.27
155.09
166.59
134.00
119.80
216.24
201.43
164.80
214.47
237.41
258.09
265.42
220.98
204.99
324.98
312.00
275.94
313.73
350.70
400.00
403.59
339.00
335.51
469.46
503.77
414.44
494.60
565.07
667.00
587.01
547.34
566.00
714.95
796.10
625.21
705.79
782.54
764.00
804.07
769.80
855.80
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2011
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
62
10
6
22
60
12
1
26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
84
78
83
8
10
7
2
3
1
4
4
9
5
11
11
77
85
74
74
11
9
11
11
1
1
1
1
11
5
13
14
94
78
38
68
62
53
68
62
2
4
10
3
10
10
10
15
1
5
9
5
8
13
6
3
4
13
43
23
19
24
17
20
82
71
36
65
59
47
65
60
13
10
12
6
14
16
13
17
–
1
2
7
1
1
1
1
–
17
50
22
26
36
21
22
58
66
62
65
60
13
17
13
17
10
4
2
4
2
6
24
15
20
16
24
52
67
64
70
58
–
–
12
12
12
–
–
1
1
1
27
16
23
17
29
Full time .................................................................
Part time ................................................................
76
20
12
4
2
18
10
58
75
13
13
11
1
2
11
74
Union .....................................................................
Nonunion ...............................................................
91
57
3
11
3
7
4
25
84
56
10
13
1
1
6
30
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
29
14
65
76
86
88
10
8
12
12
7
6
13
16
6
3
2
2
49
62
18
10
5
4
27
14
63
74
82
85
12
8
14
13
10
9
2
1
2
1
1
1
60
77
21
12
7
5
Goods-producing industries ...................................
70
15
3
12
71
14
1
14
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
61
73
83
86
85
65
87
87
9
7
3
2
3
9
2
1
7
6
4
4
3
8
3
3
23
14
10
8
10
18
8
9
58
67
76
75
83
61
84
81
12
12
10
13
5
13
4
7
1
2
1
1
1
2
1
1
28
19
13
10
12
23
10
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
29
44
1
27
49
24
5
22
44
41
45
71
44
53
40
14
1
1
2
3
11
6
13
12
60
72
55
32
28
21
30
53
2
1
3
1
10
5
12
14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
38
17
51
22
10
29
30
7
44
30
20
50
52
49
47
1
1
1
2
2
2
1
(2)
4
17
51
26
26
35
21
23
24
65
26
33
54
49
57
49
71
17
21
38
18
14
21
28
–
5
8
4
7
12
5
3
–
13
44
25
20
26
17
20
30
31
26
23
28
42
52
50
59
42
(2)
(2)
1
(2)
2
28
17
23
18
28
43
54
50
59
42
28
29
26
23
28
4
2
4
2
6
25
15
20
16
24
Full time .................................................................
Part time ................................................................
35
9
53
15
(2)
4
12
72
60
14
28
10
2
15
10
61
Union .....................................................................
Nonunion ...............................................................
80
19
13
49
2
1
5
30
40
50
53
18
1
6
5
26
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
7
3
24
35
52
52
31
19
53
52
41
43
2
2
1
1
1
1
59
76
22
12
7
5
24
11
53
59
63
68
15
11
24
29
29
27
11
14
5
2
2
2
50
64
18
10
6
4
Goods-producing industries ...................................
28
57
(2)
15
63
22
3
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
29
43
70
82
53
24
49
82
41
36
16
6
35
50
39
6
1
2
3
4
2
1
1
2
29
19
10
8
11
25
10
10
46
46
33
21
62
56
71
31
24
33
53
67
25
19
18
57
6
5
1
1
1
7
3
1
24
16
13
11
12
18
8
11
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
42
38
56
80
73
86
15
15
13
6
8
4
8
8
8
4
5
3
35
38
23
10
13
7
41
37
54
77
69
84
16
17
15
9
13
5
1
1
1
1
2
1
42
45
29
13
17
9
59
64
63
62
62
66
60
62
60
11
9
9
8
10
13
10
10
12
4
6
7
8
6
5
7
6
5
26
21
21
22
21
16
22
22
23
58
58
64
61
60
68
59
60
54
12
15
8
9
12
11
11
12
18
1
1
2
2
1
1
2
1
1
28
26
26
28
26
20
28
27
27
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
11
9
16
45
28
61
46
44
53
41
54
29
1
1
2
1
2
1
42
46
29
13
17
9
37
34
48
58
59
58
20
19
21
27
22
32
8
8
7
3
4
2
35
39
24
11
14
8
27
33
32
28
27
31
24
23
30
43
40
40
43
46
47
46
49
43
1
1
2
2
1
1
1
2
1
28
26
26
28
27
20
29
26
27
45
47
52
48
52
46
48
50
44
25
26
20
22
20
32
23
22
28
3
5
6
6
6
4
7
5
4
27
22
22
23
22
17
23
23
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2011
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
45
10
43
61
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
32
55
8
8
8
40
30
54
61
50
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
45
50
56
48
48
90
72
65
73
86
58
49
43
45
34
52
49
92
53
20
20
28
10
9
6
8
19
66
31
26
33
46
22
–
5
–
–
8
–
13
–
–
–
–
44
49
55
46
45
89
72
63
72
85
58
45
41
44
32
51
47
92
51
20
20
26
61
67
78
62
66
94
82
76
82
92
65
62
59
64
46
65
63
95
65
40
37
43
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
42
75
79
77
93
9
8
17
28
25
48
42
40
73
76
74
90
59
58
85
92
91
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2011—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
32
45
43
49
49
44
46
48
43
7
12
11
9
9
10
–
10
9
31
42
42
48
48
42
46
45
41
44
62
58
59
60
65
61
65
69
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2011
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
69
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
84
42
47
71
63
77
75
74
81
71
29
33
55
46
61
60
85
85
84
68
71
77
74
79
80
87
94
83
42
47
71
63
76
75
66
72
64
27
32
50
42
55
56
77
76
77
65
68
70
66
73
75
69
82
76
82
70
56
64
62
69
55
81
78
82
84
80
69
81
75
82
69
54
58
58
65
52
79
72
77
80
75
Full time .................................................................
Part time ................................................................
86
23
70
15
81
62
85
23
64
13
75
57
Union .....................................................................
Nonunion ...............................................................
92
67
79
53
86
78
92
67
75
48
82
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36
20
75
85
91
93
23
11
57
71
79
82
63
55
76
83
86
88
36
20
74
85
91
93
21
11
53
66
71
73
59
53
71
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
85
70
91
73
56
78
85
79
87
85
70
90
68
54
73
81
77
81
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
72
84
64
84
95
52
56
70
45
69
89
78
77
83
71
82
94
66
72
83
63
84
95
47
51
66
41
63
82
71
71
79
64
75
86
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
26
20
76
68
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
61
69
57
25
32
45
39
49
43
50
57
46
18
24
34
28
38
35
81
82
81
70
75
75
72
77
80
36
40
34
15
17
23
18
26
29
28
31
26
10
13
18
14
20
23
76
78
76
71
76
76
76
77
78
85
93
81
41
46
69
61
75
73
65
71
62
26
32
49
40
54
55
77
76
77
64
68
70
66
72
76
35
51
47
51
44
30
39
38
42
33
86
76
79
83
75
26
33
29
29
29
22
23
23
24
21
88
71
78
82
75
67
80
74
80
68
53
58
57
64
51
79
72
77
80
75
Full time .................................................................
Part time ................................................................
56
14
44
9
79
65
32
9
24
6
77
67
84
22
63
13
75
57
Union .....................................................................
Nonunion ...............................................................
72
42
60
32
83
77
57
23
46
17
81
75
90
66
74
47
82
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
11
46
55
66
71
11
6
34
45
55
59
64
56
74
81
82
84
10
7
24
31
42
44
7
4
18
24
32
35
68
63
75
79
77
79
34
20
73
83
89
91
20
10
51
64
70
72
59
52
71
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
54
32
62
46
28
52
84
85
84
32
22
36
27
19
30
83
87
83
83
68
88
67
52
72
81
77
81
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
45
49
37
63
72
33
33
40
25
48
64
76
74
81
68
77
89
25
24
30
17
38
49
18
18
24
12
28
44
74
75
80
73
72
89
65
70
83
62
82
94
46
50
65
40
61
82
71
71
79
65
74
87
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
87
92
94
90
68
67
84
45
74
78
91
73
34
32
50
71
73
79
81
76
51
56
72
34
57
61
77
56
22
19
37
80
84
86
86
84
76
83
86
77
77
79
85
77
63
60
75
88
86
91
93
89
67
67
83
44
74
78
90
73
34
32
50
62
64
69
69
68
47
50
65
32
53
56
70
52
20
18
33
70
75
76
74
77
71
75
78
72
72
73
78
72
60
56
67
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
68
85
81
89
43
40
52
69
64
77
76
76
77
82
79
86
56
53
68
84
81
89
41
38
50
63
58
69
72
71
73
74
72
77
69
71
71
68
69
74
67
70
69
56
58
57
55
52
59
52
54
57
81
81
80
81
76
80
77
77
83
68
71
71
67
69
74
67
70
69
47
53
53
50
48
55
48
49
52
70
76
75
74
70
74
72
71
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
76
65
71
75
65
41
42
52
24
45
51
66
44
23
22
26
56
52
57
59
54
31
35
44
19
34
39
52
34
15
14
21
73
80
80
79
82
75
82
85
79
76
77
79
76
65
63
79
58
34
37
39
36
24
27
33
17
24
27
36
24
14
13
18
40
27
30
31
30
18
21
27
13
17
19
25
17
9
9
13
69
80
80
79
82
75
78
81
73
72
71
70
72
68
66
69
86
84
89
92
86
65
66
82
44
72
77
90
71
33
31
48
60
63
67
68
66
46
49
64
31
52
56
70
51
20
17
32
70
75
76
74
76
70
75
78
72
72
73
78
72
59
56
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
29
25
39
64
56
73
22
19
30
50
43
59
76
76
77
79
76
81
17
14
24
36
28
47
13
11
18
28
22
36
76
76
75
76
76
76
55
52
66
83
79
87
40
37
48
61
57
67
72
72
73
74
72
77
49
46
45
45
40
51
38
43
52
38
37
35
35
30
38
28
34
41
77
80
77
79
75
75
75
79
80
21
30
24
19
24
30
19
25
35
17
24
18
15
16
23
14
20
28
79
81
74
78
69
78
72
79
79
66
69
70
66
67
73
65
69
67
46
52
52
49
47
54
47
49
51
70
75
75
74
70
74
73
70
76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
76
24
66
34
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
76
77
76
74
73
70
75
79
24
24
23
24
26
27
30
25
21
66
66
66
62
61
63
61
64
67
34
34
34
38
39
37
39
36
33
82
78
78
79
77
18
22
22
21
23
66
68
71
72
69
34
32
29
28
31
Full time .................................................................
Part time ................................................................
76
74
24
26
66
64
34
36
Union .....................................................................
Nonunion ...............................................................
87
74
13
26
81
63
19
37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
74
72
74
76
78
77
26
28
26
24
22
23
61
60
63
65
69
69
39
40
37
35
31
31
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
79
81
79
21
19
21
71
63
73
29
37
27
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
74
77
70
76
81
25
26
23
30
24
19
64
65
66
61
69
77
36
35
34
39
31
23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
78
73
73
72
74
73
76
78
73
76
77
75
76
75
73
82
22
27
27
28
26
27
24
22
27
24
23
25
24
25
27
18
71
61
62
59
66
58
67
67
64
61
60
63
62
62
62
66
29
39
38
41
34
42
33
33
36
39
40
37
38
38
38
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
77
77
77
75
75
76
23
23
23
25
25
24
62
61
63
68
66
70
38
39
37
32
34
30
72
78
76
76
74
74
76
76
78
28
22
24
24
26
26
24
24
22
67
70
70
67
62
63
62
64
64
33
30
30
33
38
37
38
36
36
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
69
31
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
80
81
78
75
78
75
79
81
19
20
19
22
25
22
25
21
19
71
70
71
63
62
67
65
68
68
29
30
29
37
38
33
35
32
32
82
80
81
81
81
18
20
19
19
19
66
69
73
73
72
34
31
27
27
28
Full time .................................................................
Part time ................................................................
80
77
20
23
69
70
31
30
Union .....................................................................
Nonunion ...............................................................
89
78
11
22
83
67
17
33
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
72
78
80
82
82
24
28
22
20
18
18
63
61
66
69
73
74
37
39
34
31
27
26
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
81
82
18
19
18
73
63
75
27
37
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
79
78
80
75
81
84
21
22
20
25
19
16
68
69
70
65
76
79
32
31
30
35
24
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2011—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
81
81
80
81
83
78
79
73
80
80
79
81
75
73
81
17
19
19
20
19
17
22
21
27
20
20
21
19
25
27
19
77
69
71
69
72
63
67
68
62
67
64
69
67
62
63
67
23
31
29
31
28
37
33
32
38
33
36
31
33
38
37
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
78
80
79
81
21
21
22
20
21
19
64
63
65
73
70
76
36
37
35
27
30
24
77
81
80
80
77
77
80
79
82
23
19
20
20
23
23
20
21
18
72
73
73
72
64
65
65
67
68
28
27
27
28
36
35
35
33
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$346.85
18
$446.46
82
$324.58
$104.60
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
363.61
358.51
366.28
333.55
328.82
332.60
303.87
346.72
341.99
16
16
17
17
8
16
13
17
32
437.44
442.04
435.22
511.11
469.34
425.61
398.70
436.13
436.47
84
84
83
83
92
84
87
83
68
349.02
343.06
352.20
298.23
317.04
315.40
289.30
328.75
298.45
104.51
105.09
104.20
101.91
112.16
108.63
115.06
105.33
111.67
100
100
100
100
100
342.17
341.83
350.07
347.60
353.11
39
25
20
18
21
437.10
435.56
457.62
452.60
462.95
61
75
80
82
79
282.67
310.46
323.80
324.12
323.39
113.06
110.61
97.45
96.47
98.72
Full time .................................................................
Part time ................................................................
100
100
346.52
351.40
18
20
444.67
468.43
82
80
324.81
321.33
103.62
118.59
Union .....................................................................
Nonunion ...............................................................
100
100
444.49
330.92
43
14
523.08
408.92
57
86
385.62
317.95
95.49
105.59
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
311.86
283.82
325.57
350.45
372.55
374.63
15
13
15
20
21
19
421.90
429.43
418.07
446.14
468.98
458.48
85
87
85
80
79
81
291.71
262.27
309.32
327.25
347.35
354.91
107.74
115.23
104.60
104.12
103.83
104.59
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
346.15
332.96
348.04
22
41
17
436.44
432.83
435.45
78
59
83
320.66
263.02
330.39
94.96
122.59
89.71
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
347.05
330.83
333.84
306.16
373.20
385.94
17
18
22
17
16
16
450.25
413.85
422.46
380.39
477.91
439.09
83
82
78
83
84
84
325.68
312.70
309.49
290.91
353.70
376.04
107.28
109.37
106.60
120.18
91.72
90.75
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$366.20
347.88
351.60
346.35
351.21
328.30
347.64
354.36
339.11
371.66
380.22
386.98
370.14
298.45
289.83
373.81
24
17
14
14
12
30
17
20
14
15
13
9
15
16
12
30
$495.86
438.49
459.00
444.28
446.71
387.18
463.24
433.34
578.03
470.51
465.06
468.61
471.38
498.22
545.59
458.55
76
83
86
86
88
70
83
80
86
85
87
91
85
84
88
70
$326.21
329.93
334.04
330.09
338.48
303.55
323.80
335.05
299.25
354.78
367.26
378.74
352.53
261.46
254.95
337.56
$89.22
99.35
98.42
98.17
96.78
105.31
116.69
114.21
127.47
103.94
114.96
113.47
101.95
103.33
105.88
114.87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
335.90
339.80
326.55
354.96
341.36
370.76
26
27
21
13
13
13
430.20
433.58
419.82
470.51
427.01
520.43
74
73
79
87
87
87
303.44
304.44
301.20
337.96
328.84
348.57
115.52
116.92
112.43
97.69
100.91
93.96
100
100
100
100
100
100
100
100
100
353.95
384.33
347.18
342.23
323.82
327.48
336.51
334.44
353.33
12
22
18
16
12
14
18
20
26
441.82
498.69
425.07
422.34
405.51
422.98
412.99
432.71
470.57
88
78
82
84
88
86
82
80
74
342.39
351.31
330.49
327.08
312.59
311.62
320.18
309.15
312.64
120.64
109.05
101.94
97.98
104.84
108.45
101.08
104.13
101.48
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
76
(4)
11
1
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
75
78
74
76
64
71
66
73
82
–
–
–
–
–
(4)
–
(4)
–
11
10
12
8
9
17
22
14
6
1
1
1
(4)
–
(4)
–
1
–
–
(4)
–
–
–
(4)
–
(4)
–
11
9
12
15
25
11
12
11
11
1
–
(4)
(4)
–
(4)
(4)
(4)
1
100
100
100
100
100
82
81
82
80
83
–
–
1
–
–
5
7
7
7
6
–
–
(4)
(4)
–
–
–
–
–
–
10
11
10
11
9
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
76
73
1
(4)
11
18
1
(4)
(4)
–
12
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
76
1
(4)
6
12
–
1
–
(4)
14
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
74
80
73
79
76
75
–
–
(4)
(4)
–
–
13
8
14
9
10
10
–
–
(4)
1
1
1
–
–
(4)
(4)
–
–
12
–
12
10
12
13
–
–
(4)
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
81
85
80
–
–
–
6
6
6
–
–
–
–
–
–
11
7
12
(4)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
74
69
80
59
78
81
(4)
(4)
–
–
–
–
12
17
10
27
6
–
1
–
–
–
–
–
(4)
–
–
–
–
–
12
13
8
14
15
–
(4)
(4)
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
82
73
71
74
67
86
80
81
83
75
79
76
74
75
74
76
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5
17
19
21
16
–
8
7
–
12
10
13
12
6
7
6
–
1
1
–
–
–
1
–
–
1
3
4
1
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
11
8
8
4
14
–
10
9
7
12
7
7
12
18
17
16
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
79
81
73
75
71
–
–
–
1
1
–
9
9
8
13
12
14
–
–
–
1
–
1
–
–
–
(4)
–
–
11
12
10
12
11
13
(4)
(4)
–
(4)
1
(4)
100
100
100
100
100
100
100
100
100
79
77
73
76
77
79
73
73
76
–
–
(4)
–
–
–
–
–
–
8
8
14
12
10
10
15
12
10
–
1
1
–
–
–
1
–
1
–
1
–
–
–
–
–
–
–
12
11
12
10
11
11
11
14
12
–
–
–
–
(4)
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$835.52
10
$1,086.33
90
$808.29
$404.03
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
901.27
893.10
905.53
739.50
752.62
799.48
741.54
828.12
803.16
8
8
9
8
3
7
7
7
18
1,142.65
1,142.87
1,142.56
1,125.40
1,148.86
992.79
934.95
1,020.72
1,109.84
92
92
91
92
97
93
93
93
82
878.89
872.01
882.52
705.38
741.44
784.13
726.45
812.70
734.39
404.65
409.33
402.19
447.00
492.29
411.08
424.30
404.53
434.77
100
100
100
100
100
751.59
849.63
851.37
854.70
847.22
24
13
12
12
13
1,067.41
1,180.66
1,070.45
1,104.52
1,031.58
76
87
88
88
87
650.92
799.97
820.16
820.76
819.40
478.77
400.21
351.14
341.60
363.24
Full time .................................................................
Part time ................................................................
100
100
837.91
801.83
9
15
1,134.29
654.78
91
85
807.01
827.29
401.81
437.09
Union .....................................................................
Nonunion ...............................................................
100
100
1,011.92
807.53
35
6
1,078.59
1,093.74
65
94
976.09
789.90
330.98
412.03
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
708.51
617.45
770.75
834.10
931.22
955.71
8
8
7
9
13
12
903.89
580.37
981.18
1,070.26
1,175.40
1,157.50
92
92
93
91
87
88
691.63
620.51
755.81
809.70
894.00
927.22
433.32
438.14
412.76
399.79
389.67
387.47
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
841.99
676.90
880.54
14
24
12
1,075.16
1,026.10
1,108.41
86
76
88
802.81
564.51
849.65
356.75
535.21
316.82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
833.62
817.72
837.19
721.80
970.62
1,041.57
8
10
7
10
11
10
1,091.90
937.59
1,021.23
760.80
1,206.11
1,228.94
92
90
93
90
89
90
809.79
804.87
822.53
717.25
942.00
1,020.65
416.98
395.17
388.26
439.87
318.79
302.56
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$977.20
842.86
870.32
832.30
891.79
694.49
862.43
893.86
763.71
846.66
840.32
920.71
847.81
670.12
666.84
819.38
15
5
4
3
5
–
10
10
–
6
1
1
7
8
7
14
$1,462.50
1,075.41
1,179.36
1,083.14
1,270.27
–
1,315.60
1,368.17
–
910.45
1,230.34
1,503.84
897.68
1,168.82
1,172.54
1,155.53
85
95
96
97
95
–
90
90
–
94
99
99
93
92
93
86
$888.83
829.61
855.87
824.47
872.67
–
814.05
841.70
–
842.74
834.60
914.63
844.30
624.94
626.70
764.18
$327.17
396.56
385.34
398.48
369.34
–
430.56
447.44
–
450.37
472.06
412.93
446.22
417.75
405.49
437.87
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
752.64
750.74
757.06
895.49
839.78
959.92
12
12
12
8
7
9
1,100.42
1,149.47
983.46
1,070.89
978.05
1,150.45
88
88
88
92
93
91
704.33
694.93
726.18
880.13
829.48
940.26
466.98
471.52
456.43
360.52
389.21
326.45
100
100
100
100
100
100
100
100
100
923.06
942.57
881.47
828.66
768.75
766.55
787.34
782.87
804.97
7
13
12
11
4
7
6
11
13
1,010.00
1,136.97
1,081.34
956.84
1,198.74
1,072.85
1,196.70
1,109.42
1,027.47
93
87
88
89
96
93
94
89
87
916.48
912.54
854.28
812.41
750.35
742.72
758.95
743.74
771.57
392.65
407.64
352.74
364.98
422.31
435.14
423.34
411.62
430.43
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
77
(4)
10
(4)
(4)
11
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
77
79
76
77
65
72
67
75
81
–
–
–
–
–
(4)
–
(4)
–
10
9
11
8
8
15
20
13
5
1
1
1
(4)
–
(4)
–
1
–
(4)
(4)
(4)
–
–
(4)
–
(4)
–
11
10
12
14
25
11
12
11
13
–
–
–
–
–
(4)
–
(4)
1
100
100
100
100
100
80
81
83
82
86
–
–
1
–
–
5
6
6
7
4
–
–
(4)
(4)
–
–
–
–
–
–
12
13
9
10
9
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
77
75
(4)
(4)
10
16
(4)
(4)
(4)
–
12
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
77
1
(4)
5
11
–
1
–
(4)
13
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
85
74
80
77
77
–
–
(4)
(4)
–
–
11
5
13
8
9
9
–
–
(4)
1
1
1
–
–
(4)
(4)
–
–
12
10
12
10
12
12
–
–
(4)
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
81
83
81
–
–
–
6
5
7
(4)
–
(4)
–
–
–
11
10
11
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
72
83
61
79
82
(4)
(4)
–
–
–
–
11
15
8
24
4
–
1
–
–
–
–
–
(4)
–
–
–
–
–
11
13
7
14
15
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2011—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
83
74
72
75
70
84
82
83
82
76
80
78
76
73
76
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
16
18
20
15
–
7
7
–
11
8
12
12
6
7
5
–
1
1
–
1
–
1
–
–
1
2
2
4
( )
–
–
–
–
1
1
–
–
–
–
–
–
(4)
–
–
–
–
–
–
12
8
7
4
12
–
10
10
8
11
9
7
11
19
15
14
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
79
82
75
77
73
–
–
–
1
1
–
7
7
7
12
12
13
–
–
–
1
(4)
1
–
–
–
(4)
–
(4)
12
13
10
11
10
12
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
79
80
73
77
79
82
76
72
77
–
–
(4)
–
–
–
–
–
–
8
8
14
11
9
9
13
11
9
–
1
(4)
–
–
–
1
–
1
–
1
–
–
–
–
–
–
–
11
10
11
11
11
9
10
17
13
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2011
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$35.84
$59.22
$89.72
$131.07
$186.67
$133.71
$220.00
$335.81
$522.12
$774.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
35.65
35.00
36.57
26.70
42.35
38.00
41.94
35.00
39.33
59.00
59.22
59.00
51.33
72.97
62.34
70.47
59.22
62.50
90.08
92.50
89.06
88.67
88.98
93.75
101.23
90.00
93.45
132.25
130.10
133.91
135.00
143.02
133.02
145.00
127.38
140.36
187.87
188.33
187.03
176.74
185.40
198.00
213.90
185.99
204.03
144.35
134.53
149.05
142.78
157.65
139.05
155.82
134.37
141.40
228.76
238.50
225.21
236.19
226.82
237.17
262.31
227.52
221.96
338.00
339.00
338.00
391.00
407.95
347.59
360.39
342.70
369.28
522.13
542.17
516.85
589.21
838.02
525.00
565.00
513.00
567.13
779.40
781.71
771.45
860.82
1031.68
784.86
783.97
785.66
822.94
36.83
41.03
36.83
36.29
36.83
60.56
64.80
57.55
57.20
58.06
92.05
94.98
83.46
84.00
82.50
140.36
140.00
120.00
116.54
122.54
210.13
203.08
167.00
160.15
175.28
163.12
134.00
108.64
110.00
108.17
231.00
219.75
178.30
174.00
186.32
410.33
337.16
286.33
274.57
297.17
636.38
539.30
437.76
421.08
473.97
956.05
769.26
684.61
632.46
721.79
Full time .................................................................
Part time ................................................................
36.08
34.46
59.22
60.00
89.70
91.61
129.98
163.63
183.60
247.14
132.72
164.21
217.99
248.37
335.13
345.93
517.61
581.38
770.63
840.99
Union .....................................................................
Nonunion ...............................................................
32.22
37.00
49.69
60.36
77.00
91.00
115.98
132.48
160.31
188.33
90.99
145.00
152.44
230.60
247.41
345.08
398.13
534.96
643.73
781.83
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
33.69
39.26
38.31
35.06
36.09
37.80
56.60
63.16
59.92
59.20
59.22
59.00
92.50
98.78
88.83
89.23
89.91
89.47
137.50
160.58
130.16
129.99
129.96
134.84
193.34
200.00
188.66
184.15
186.67
188.33
130.00
179.99
136.53
130.83
134.59
137.35
235.53
248.37
222.12
216.06
217.82
221.88
381.09
392.21
342.00
333.00
324.32
323.98
576.69
561.00
525.32
519.65
500.76
487.00
828.76
729.06
803.96
781.71
723.08
720.14
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
35.65
38.65
35.65
56.00
63.65
54.00
83.00
100.80
77.91
118.97
155.99
110.82
161.23
212.32
150.00
114.87
170.00
109.33
181.64
267.67
168.99
280.00
454.99
261.67
441.76
655.39
391.48
675.98
976.55
597.89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.99
37.28
40.45
44.89
26.50
35.00
60.02
63.70
63.82
74.82
50.00
49.05
92.08
93.75
88.75
108.73
80.76
75.92
135.00
137.82
131.68
157.96
114.67
109.67
190.65
206.72
190.22
227.14
193.25
149.00
141.77
123.93
116.99
183.40
81.00
112.57
235.34
226.32
216.65
293.14
168.58
168.00
353.10
342.05
339.98
394.30
272.56
285.02
546.89
513.21
514.99
584.39
390.02
367.10
798.40
748.94
723.72
820.65
624.30
458.98
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2011—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$31.94
37.97
38.00
40.00
31.70
–
45.00
44.44
43.33
31.91
45.31
47.77
30.00
37.00
38.52
49.63
$50.93
56.40
56.63
61.31
53.09
–
67.15
66.99
67.30
53.82
63.81
62.34
51.00
59.78
63.16
69.14
$80.83
89.80
91.48
91.99
89.75
–
96.92
96.56
99.05
89.01
102.14
102.60
87.14
94.18
101.10
104.69
$113.32
121.11
121.00
121.00
120.85
–
144.00
142.00
160.94
133.02
143.38
141.80
129.16
141.45
146.47
153.16
$153.13
169.14
165.67
160.99
172.26
–
198.22
194.13
256.14
190.40
207.42
200.96
177.65
170.72
176.58
195.30
$111.70
148.01
139.52
152.00
137.02
212.85
171.97
191.00
162.72
140.65
202.80
208.00
134.53
150.00
163.43
164.81
$155.83
247.21
247.19
250.63
240.06
249.02
236.19
263.08
221.61
241.00
288.64
272.00
231.89
248.37
250.90
231.72
$274.57
347.17
335.53
350.33
331.77
383.47
352.27
382.81
381.09
376.71
397.12
369.28
367.44
384.22
384.22
396.00
$387.54
490.53
475.08
498.68
465.92
576.80
573.45
645.13
608.01
603.17
619.23
482.91
598.80
508.00
498.85
618.00
$598.58
720.59
698.05
711.35
686.00
840.83
795.00
822.69
822.94
874.14
825.00
670.95
889.86
710.17
661.65
887.89
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
37.92
35.61
41.03
35.08
37.00
34.46
63.83
63.51
64.80
56.42
60.00
54.39
100.00
100.06
99.25
83.16
88.56
77.91
144.39
150.00
136.16
122.38
125.82
115.00
204.41
213.99
193.85
172.26
173.99
169.99
154.57
146.63
166.60
123.93
138.82
111.24
259.50
256.53
264.62
199.81
219.08
182.46
398.82
404.60
375.56
305.62
334.28
277.00
625.84
647.36
583.60
443.48
498.85
400.51
862.00
862.00
832.27
663.00
723.08
565.02
43.76
36.74
34.12
33.04
38.02
40.00
34.00
39.00
30.24
69.85
60.00
57.14
54.49
61.53
65.00
56.33
60.60
54.17
109.71
92.14
86.64
83.69
90.20
95.48
88.25
92.99
84.00
148.69
139.36
125.21
119.92
131.31
132.83
125.85
135.46
126.61
229.13
200.00
172.29
176.31
188.33
186.29
173.32
186.72
192.17
144.35
129.99
110.00
112.76
154.57
143.53
139.46
143.00
136.00
229.11
210.68
190.00
212.85
247.06
236.19
236.98
232.64
222.87
335.96
329.05
296.00
300.00
359.94
370.38
387.39
340.66
352.27
494.30
524.36
436.97
456.15
553.06
567.68
565.02
538.57
571.90
728.74
833.02
639.27
664.26
807.33
851.04
793.00
769.80
828.76
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2011
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
58
12
7
24
56
13
1
29
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
83
73
30
39
60
52
65
59
11
11
10
11
7
11
10
11
16
4
1
5
10
9
9
13
6
3
10
5
12
49
44
20
24
18
22
76
85
72
29
39
57
47
63
56
11
10
12
13
–
14
16
13
19
1
1
1
2
–
1
1
1
1
12
5
15
56
38
28
36
23
24
54
63
61
64
59
14
18
14
17
11
5
2
4
2
6
27
17
20
16
24
47
65
63
70
57
–
–
12
12
13
–
–
1
1
1
30
18
24
17
30
Full time .................................................................
Part time ................................................................
71
19
15
4
3
18
12
59
72
12
14
11
1
2
13
75
Union .....................................................................
Nonunion ...............................................................
87
54
5
13
2
7
6
26
82
54
9
14
1
1
8
31
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
25
12
61
71
82
85
11
8
14
14
9
8
14
16
5
3
2
2
51
63
20
12
7
5
23
12
60
70
80
84
12
8
15
15
11
9
1
1
2
1
1
2
63
79
24
14
8
6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
70
53
76
15
17
14
3
5
2
12
25
8
71
45
80
14
–
10
1
–
1
14
29
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
55
61
68
55
73
94
11
10
15
9
11
–
7
10
4
14
4
–
26
18
13
23
12
4
53
56
66
46
75
92
13
16
18
18
9
3
1
1
1
1
1
1
32
27
16
35
14
4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
19
51
1
30
52
17
6
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
27
32
24
7
6
17
10
21
24
60
62
59
34
40
54
53
55
51
1
(1)
1
(1)
1
2
2
1
(1)
13
5
16
58
52
28
35
23
25
72
80
69
27
38
56
49
61
51
15
15
15
15
9
15
14
15
24
3
1
4
10
8
8
12
5
3
10
5
13
49
45
21
25
19
22
22
26
24
23
25
46
56
52
59
45
(1)
–
1
1
( )
1
31
–
24
18
29
45
56
51
59
43
24
25
24
23
26
5
2
4
2
6
27
17
20
16
25
Full time .................................................................
Part time ................................................................
23
7
63
16
(1)
3
14
74
65
15
20
8
3
16
12
60
Union .....................................................................
Nonunion ...............................................................
69
14
22
53
1
1
7
32
51
52
40
15
2
6
6
26
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
3
14
24
36
37
31
18
60
61
54
56
2
2
1
(1)
1
1
63
78
25
15
9
7
22
10
56
63
75
80
13
10
18
22
16
13
12
15
5
3
2
2
52
65
20
12
7
5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
28
16
31
57
54
59
(1)
(1)
(1)
15
30
9
64
45
70
21
25
20
3
5
2
13
25
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
17
18
15
11
35
82
49
54
68
52
49
13
1
2
1
3
–
–
33
26
16
33
–
–
50
53
65
48
49
90
16
19
18
15
35
5
7
8
4
11
3
1
27
20
13
25
13
4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2011—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
81
78
86
89
84
46
52
68
29
64
69
88
63
21
19
36
6
8
5
4
5
21
14
15
15
10
8
3
10
13
13
13
3
3
3
3
4
4
4
4
6
8
4
2
8
10
10
5
9
11
6
4
8
29
29
13
50
19
18
8
19
56
58
46
82
78
86
89
81
51
55
70
33
60
67
85
59
21
19
36
5
8
5
4
7
16
11
13
11
13
11
5
14
13
–
–
1
1
1
1
2
2
2
1
3
2
1
1
2
1
–
–
12
13
8
6
10
31
31
15
53
24
22
9
25
65
67
49
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
37
54
77
72
83
15
16
14
8
10
5
8
8
8
5
6
3
35
39
24
11
13
8
40
36
53
75
68
84
16
17
15
9
13
4
1
1
1
1
2
1
42
46
31
14
17
10
56
60
61
58
57
58
55
58
54
12
10
10
10
12
16
12
12
15
4
6
7
8
7
6
8
7
5
28
24
22
25
24
20
25
24
26
56
54
62
58
56
63
56
56
50
12
16
9
9
13
11
11
14
19
1
1
2
1
1
1
2
1
1
31
28
27
31
30
25
32
29
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
43
42
51
55
48
–
–
–
–
19
–
16
20
–
–
–
44
44
40
39
41
58
55
74
38
54
64
74
53
32
30
40
1
1
1
1
(1)
–
–
–
–
1
–
–
1
–
–
–
12
14
8
6
11
33
33
16
56
26
20
–
26
66
68
50
79
75
84
87
82
42
50
67
27
57
65
86
56
19
18
31
9
11
7
7
7
25
17
17
17
16
13
4
17
15
14
19
3
3
3
3
4
4
4
4
6
7
2
2
8
10
9
4
9
11
6
4
8
29
29
13
50
19
20
8
19
56
58
46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
7
12
31
21
45
48
46
56
53
60
44
1
(1)
2
1
1
1
43
47
30
15
18
11
38
34
50
69
65
74
18
18
18
16
17
14
8
8
7
4
5
3
36
39
25
12
14
8
19
24
25
–
15
17
14
13
19
49
47
46
49
54
57
53
56
50
1
1
1
–
1
1
(1)
2
1
31
29
28
32
30
25
33
29
30
52
52
54
52
54
53
52
55
48
16
19
17
15
15
21
15
14
21
4
5
6
7
7
6
8
6
5
28
24
23
25
24
20
26
25
26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2011
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
88
78
90
87
72
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
90
89
89
80
79
79
89
89
89
89
89
89
73
73
73
82
82
82
98
81
88
88
89
95
84
87
73
81
79
80
86
76
89
90
92
90
90
91
90
98
81
88
88
89
95
82
81
68
76
73
73
82
69
82
84
86
82
82
86
84
Full time .................................................................
Part time ................................................................
99
26
89
21
90
80
99
26
82
18
83
69
Union .....................................................................
Nonunion ...............................................................
96
81
87
71
91
88
95
81
78
67
82
83
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
69
54
91
94
97
97
60
45
83
85
88
89
87
84
91
90
90
91
69
54
91
94
97
97
57
43
77
79
79
79
82
81
84
84
81
82
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
89
89
89
86
91
94
88
78
79
79
79
79
81
83
80
90
89
89
88
92
89
89
91
87
89
88
89
86
91
94
88
72
72
72
72
73
75
77
74
83
81
81
80
84
83
82
85
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
74
68
84
90
85
91
66
60
76
80
76
82
89
88
90
90
90
90
74
67
84
89
85
91
63
57
72
74
71
74
85
85
86
82
84
82
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
55
47
86
39
31
80
86
71
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
55
55
53
47
47
46
85
85
86
39
37
35
30
29
28
78
78
80
89
88
88
72
72
72
82
81
82
59
50
61
60
59
64
56
50
43
53
51
51
56
48
86
86
87
86
86
88
86
37
37
44
43
43
40
36
30
29
36
36
36
34
30
80
80
81
82
83
85
86
97
79
86
86
87
94
81
79
66
73
71
72
81
68
82
84
85
83
83
86
84
Full time .................................................................
Part time ................................................................
62
17
54
13
86
78
44
12
35
9
80
75
97
26
81
18
83
69
Union .....................................................................
Nonunion ...............................................................
73
41
63
35
86
85
54
26
46
19
84
73
93
80
77
67
82
83
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
19
60
60
68
71
29
16
52
52
58
61
85
82
87
85
85
86
23
13
42
42
50
52
17
9
33
34
41
44
75
72
80
81
82
85
68
53
89
93
96
96
55
43
75
78
78
79
82
80
84
84
81
82
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
55
52
51
51
52
61
62
62
47
45
44
43
45
52
52
53
86
85
85
84
88
87
85
86
39
35
34
34
34
40
36
48
31
27
27
27
27
31
27
39
80
78
79
78
79
77
76
82
86
88
88
88
86
89
92
86
71
71
71
70
73
74
76
73
83
81
81
80
84
83
82
85
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42
39
47
57
53
59
37
33
42
49
48
50
87
84
90
86
89
84
29
25
36
40
34
43
24
20
30
32
28
34
81
78
85
80
84
79
72
66
83
88
82
90
62
56
70
73
69
74
85
85
85
82
84
82
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
94
86
86
76
92
89
94
85
81
70
86
81
84
87
80
84
90
95
90
87
90
75
81
69
72
80
86
76
78
87
89
94
86
85
88
91
85
90
96
84
87
79
84
90
95
90
87
90
68
77
61
66
75
86
74
65
75
81
88
77
79
84
91
82
75
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2011—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
54
53
46
89
84
47
36
36
29
78
81
92
84
79
68
86
81
53
64
66
51
47
24
21
73
85
47
58
54
43
39
17
19
63
75
89
90
82
84
84
69
87
86
88
20
50
47
11
40
6
14
36
78
17
45
34
8
24
5
11
31
70
86
90
73
70
61
84
80
86
89
81
85
79
77
89
95
90
87
89
66
76
60
60
75
86
74
65
74
81
89
77
78
84
91
82
75
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
88
12
72
28
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
88
88
90
12
12
10
72
71
71
28
29
29
90
87
87
88
88
88
88
10
13
13
12
12
12
12
70
73
76
72
73
72
73
30
27
24
28
27
28
27
Full time .................................................................
Part time ................................................................
88
85
12
15
72
72
28
28
Union .....................................................................
Nonunion ...............................................................
89
86
11
14
80
62
20
38
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
87
86
88
88
89
91
13
14
12
12
11
9
64
58
73
71
76
81
36
42
27
29
24
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
88
89
89
89
83
81
87
12
12
11
11
11
17
19
13
72
70
70
69
72
70
68
76
28
30
30
31
28
30
32
24
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
91
90
88
90
87
9
9
10
12
10
13
72
72
71
72
72
72
28
28
29
28
28
28
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2011—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
89
13
11
75
71
25
29
87
90
90
91
85
86
85
84
89
13
10
10
9
15
14
15
16
11
78
88
82
66
60
53
51
59
81
22
12
18
34
40
47
49
41
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2011
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
88
12
71
29
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
88
88
89
12
12
11
70
69
69
30
31
31
88
88
88
89
88
89
88
12
12
12
11
12
11
12
67
73
77
73
73
73
73
33
27
23
27
27
27
27
Full time .................................................................
Part time ................................................................
88
84
12
16
71
71
29
29
Union .....................................................................
Nonunion ...............................................................
89
88
11
12
80
64
20
36
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
88
89
89
89
88
90
12
11
11
11
12
10
64
58
74
71
75
80
36
42
26
29
25
20
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
88
88
88
89
85
85
89
12
12
12
12
11
15
15
11
71
68
67
66
71
72
73
78
29
32
33
34
29
28
27
22
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
91
90
88
89
88
9
9
10
12
11
12
71
72
70
72
72
72
29
28
30
28
28
28
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2011—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
89
13
11
74
71
26
29
86
91
90
92
88
88
86
89
86
14
9
10
8
12
12
14
11
14
82
89
85
69
66
54
52
66
77
18
11
15
31
34
46
48
34
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2011
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$443.22
34
$485.97
66
$421.65
$92.26
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
445.93
444.66
454.89
34
34
38
491.98
492.36
496.41
66
66
62
422.49
420.40
429.21
94.26
96.08
97.04
100
100
100
100
100
100
100
458.36
438.05
450.12
444.61
446.01
433.19
440.26
39
33
33
33
32
34
36
499.82
471.35
488.22
488.81
494.83
476.98
476.70
61
67
67
67
68
66
64
431.58
421.76
431.35
423.24
423.38
410.12
419.60
102.57
89.60
92.81
87.47
87.90
86.44
104.86
Full time .................................................................
Part time ................................................................
100
100
443.53
435.34
34
34
485.51
497.63
66
66
422.36
403.96
90.90
126.02
Union .....................................................................
Nonunion ...............................................................
100
100
488.39
400.12
38
30
529.05
433.91
62
70
463.91
385.88
102.50
83.58
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
411.84
393.68
442.39
446.03
463.50
486.81
33
30
33
34
33
38
446.69
396.84
487.34
482.23
515.65
522.16
67
70
67
66
67
62
394.51
392.32
419.80
427.00
437.73
465.53
88.38
80.13
88.22
86.41
102.60
97.08
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
443.66
436.40
438.47
444.42
419.28
422.53
418.80
454.63
34
34
35
38
28
24
27
31
486.06
482.84
481.37
488.63
449.71
497.07
480.30
504.82
66
66
65
62
72
76
73
69
422.15
412.43
414.89
417.54
407.33
398.36
396.21
431.83
92.43
94.82
94.84
102.48
74.88
94.70
99.16
87.49
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
446.39
435.97
459.71
442.81
468.18
434.56
43
41
47
32
34
32
484.57
458.62
513.08
486.22
515.88
475.69
57
59
53
68
66
68
417.07
420.54
412.06
422.14
443.16
415.59
84.92
82.67
88.15
93.04
86.95
94.94
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2011—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$431.72
447.63
21
38
$507.16
481.58
79
62
$411.96
426.44
$77.96
99.32
100
100
100
100
100
100
100
100
100
510.20
462.58
489.33
435.56
406.39
372.06
371.15
468.45
505.20
17
45
25
50
33
17
42
28
33
520.15
468.38
572.64
462.70
442.02
398.56
412.32
496.46
611.51
83
55
75
50
67
83
58
72
67
508.22
457.86
461.05
408.36
389.07
366.77
341.47
457.66
452.45
106.92
92.08
70.61
84.31
84.57
67.15
112.27
82.81
124.78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2011
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$919.10
12
$1,205.86
88
$881.19
$398.44
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
909.36
902.01
899.46
12
12
14
1,231.05
1,250.95
1,272.59
88
88
86
866.93
854.50
836.92
414.46
428.43
453.17
100
100
100
100
100
100
100
893.60
936.20
1,004.03
937.77
937.70
902.54
924.92
16
12
12
10
10
10
17
1,282.72
1,175.37
1,214.17
1,178.71
1,189.01
1,200.75
1,136.23
84
88
88
90
90
90
83
821.63
903.24
975.41
909.68
908.71
869.60
881.44
476.40
379.27
330.90
373.34
373.66
361.42
419.58
Full time .................................................................
Part time ................................................................
100
100
917.80
951.42
12
11
1,209.36
1,116.80
88
89
879.23
929.95
397.32
426.49
Union .....................................................................
Nonunion ...............................................................
100
100
1,078.75
766.81
20
3
1,221.38
1,118.75
80
97
1,042.42
754.24
361.95
427.17
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
796.10
706.90
938.19
908.08
999.67
1,097.99
7
3
11
10
18
24
1,203.50
1,160.32
1,144.49
1,184.66
1,243.83
1,229.12
93
97
89
90
82
76
767.16
691.49
913.91
877.84
947.74
1,056.37
444.88
494.75
361.62
383.88
404.56
366.55
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
919.46
870.46
858.37
855.36
870.08
951.14
947.39
1,002.02
12
12
13
15
6
6
8
11
1,205.39
1,240.32
1,249.52
1,260.58
1,170.20
1,114.82
1,118.67
1,142.14
88
88
87
85
94
94
92
89
881.44
820.28
800.96
784.49
850.37
940.21
932.32
985.11
399.39
444.00
454.32
487.80
357.38
379.92
372.87
320.38
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
909.34
907.95
911.10
920.34
979.33
901.29
9
8
10
12
12
12
1,303.45
1,245.47
1,357.11
1,196.79
1,293.44
1,166.55
91
92
90
88
88
88
871.41
880.47
859.50
882.48
937.46
864.65
377.10
357.28
403.16
401.27
403.65
400.49
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2011—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$940.99
910.65
2
15
$1,085.19
1,213.41
98
85
$937.34
856.27
$322.09
432.33
100
100
100
100
100
100
100
100
100
1,255.17
1,130.81
1,185.57
929.16
780.89
594.56
596.49
824.77
1,051.84
12
42
17
12
1
–
–
–
12
1,265.68
1,158.28
1,342.32
1,292.09
1,177.07
–
–
–
1,192.47
88
58
83
88
99
–
–
–
88
1,253.70
1,110.63
1,154.33
881.99
778.22
–
–
–
1,032.89
313.29
284.47
254.03
431.05
401.30
–
–
–
393.14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2011
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$20.00
$38.00
$67.31
$103.66
$174.00
$93.00
$192.97
$328.58
$580.22
$748.52
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
20.00
20.00
20.00
38.02
38.00
38.00
71.28
72.32
72.32
111.96
115.67
119.96
175.18
176.41
182.00
92.00
91.94
95.16
197.69
204.98
188.80
361.72
373.27
377.24
580.44
600.96
648.39
780.70
813.95
842.36
20.00
20.00
26.19
20.00
20.00
22.64
22.27
39.58
39.28
43.89
33.50
32.50
36.03
40.00
76.11
65.75
69.16
61.48
60.47
69.48
73.00
126.30
101.98
103.06
95.56
95.78
101.98
114.58
189.08
155.04
175.47
153.45
153.45
144.28
171.00
96.44
98.22
90.57
93.00
93.00
80.16
98.38
188.92
190.04
176.13
192.97
192.97
175.00
171.30
415.62
295.00
277.16
294.58
301.93
294.58
308.72
667.00
516.23
404.15
545.47
545.47
490.34
541.70
882.44
694.00
633.28
685.00
685.00
640.04
828.94
Full time .................................................................
Part time ................................................................
20.00
25.41
38.00
47.37
67.00
88.57
102.21
162.19
171.00
235.63
95.16
66.93
192.97
171.36
328.00
354.70
580.44
559.05
748.33
821.25
Union .....................................................................
Nonunion ...............................................................
23.07
20.00
41.44
37.00
65.75
69.12
114.58
100.00
187.64
153.32
75.00
142.97
131.96
247.58
243.38
394.66
461.37
580.44
841.78
711.08
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20.00
–
20.00
20.21
20.73
20.00
36.00
–
38.00
39.28
39.99
36.58
66.90
–
65.75
65.89
72.32
61.31
101.98
–
98.80
95.03
123.22
114.44
169.48
–
151.00
158.33
192.05
176.41
150.00
181.46
89.00
96.84
78.33
73.43
243.38
286.74
175.00
189.00
167.65
150.00
421.95
494.32
294.58
304.73
309.49
266.19
630.42
667.00
504.32
563.52
560.73
473.47
762.70
798.53
670.94
748.52
815.18
701.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
20.00
20.00
20.00
20.00
–
20.00
–
23.07
38.00
37.00
36.00
38.00
–
45.12
–
39.99
67.31
68.57
70.00
76.11
–
65.75
–
66.81
103.81
107.84
110.90
126.30
–
101.41
–
98.80
174.00
175.18
176.41
185.52
–
153.00
–
149.14
93.00
95.37
93.00
95.37
89.00
130.20
144.16
89.00
192.97
209.47
212.00
216.34
204.98
199.32
210.74
175.00
329.19
379.91
394.60
461.37
335.52
294.58
308.01
279.74
580.44
638.58
660.18
667.00
559.05
543.70
494.39
419.62
748.52
815.09
831.00
896.38
667.00
685.10
683.29
623.45
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22.64
20.00
29.01
20.00
20.00
20.00
38.00
36.00
43.73
38.00
38.00
38.02
65.00
61.90
71.00
69.00
69.16
67.72
93.46
93.46
93.46
105.00
109.39
104.00
131.94
136.00
126.36
175.18
171.00
176.41
90.57
84.60
120.25
93.00
98.38
90.00
175.00
156.61
205.00
193.12
200.62
192.97
299.40
294.44
308.72
334.60
364.34
325.11
552.65
519.00
617.90
580.44
580.65
578.94
709.27
667.00
762.00
748.52
766.00
748.33
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2011—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$20.00
20.00
$38.00
38.00
$62.85
74.80
$87.94
120.00
$123.34
183.16
$93.00
91.94
$193.12
188.05
$265.98
359.99
$436.20
583.60
$667.00
820.71
41.27
25.72
16.54
30.57
23.84
–
28.00
20.00
19.24
65.00
48.75
34.85
50.00
50.87
–
49.54
29.42
33.89
91.85
60.67
50.47
81.06
80.00
–
93.00
40.01
73.00
143.13
94.24
75.74
103.99
93.46
–
139.66
85.70
144.28
176.94
181.95
123.44
138.94
134.84
–
191.34
166.69
338.50
65.00
55.00
61.76
130.20
140.00
187.95
265.42
–
66.17
183.04
119.80
89.00
223.00
219.79
294.44
377.00
–
139.35
278.03
243.38
160.99
369.00
322.14
551.11
459.10
–
279.74
407.93
321.94
277.52
598.32
580.44
667.00
648.39
–
526.53
537.29
540.56
541.70
844.81
711.08
685.00
842.36
–
943.08
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2011
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
86
1
4
9
79
9
1
11
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
88
88
88
1
1
1
3
3
3
7
7
8
80
79
78
10
10
10
1
1
1
10
10
11
98
79
88
87
88
93
81
–
2
–
–
–
–
–
–
5
–
–
–
–
6
1
15
9
8
7
4
–
85
73
83
80
80
90
73
12
8
5
9
9
6
9
–
2
1
1
1
–
3
–
18
10
11
10
–
15
Full time .................................................................
Part time ................................................................
98
22
1
4
1
19
1
55
90
18
9
8
(1)
5
1
69
Union .....................................................................
Nonunion ...............................................................
94
79
1
2
3
4
2
15
85
73
10
8
1
1
3
18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
67
50
90
93
96
96
3
3
1
1
1
1
8
10
4
1
1
2
23
37
5
4
2
2
60
44
83
85
88
88
9
9
9
9
9
8
2
2
1
1
1
1
29
44
8
5
2
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
86
87
87
88
83
90
93
87
1
1
1
1
3
1
–
1
4
4
4
4
3
3
–
3
9
7
8
7
11
6
5
9
78
79
78
77
81
82
88
81
9
10
10
12
5
–
6
7
1
1
1
1
1
–
–
1
11
10
10
10
13
9
–
11
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
72
65
83
88
83
90
2
2
–
1
2
1
7
8
–
3
4
3
20
25
11
7
11
6
62
60
64
81
72
84
12
7
20
8
13
7
2
3
2
1
1
1
24
30
14
10
14
8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
80
7
3
9
29
58
1
12
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
84
84
86
5
5
3
3
3
3
8
8
9
30
29
26
59
60
62
1
1
(1)
10
10
11
97
72
81
79
81
87
73
–
9
7
9
8
8
9
–
4
3
2
2
1
–
1
15
9
10
9
4
–
21
26
30
31
31
32
22
77
55
58
57
58
63
61
–
1
1
2
2
–
1
2
18
11
10
9
–
16
Full time .................................................................
Part time ................................................................
91
21
7
5
1
17
1
57
34
5
65
21
–
5
–
69
Union .....................................................................
Nonunion ...............................................................
93
70
2
11
3
4
2
15
27
31
68
50
1
1
4
18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
59
43
83
88
93
91
10
11
8
6
4
6
6
9
4
1
1
2
24
38
5
5
2
2
24
17
31
31
31
35
45
36
60
63
66
61
3
4
1
1
1
( )
–
28
43
8
5
3
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
80
82
84
87
74
68
68
82
7
6
4
2
12
23
26
6
3
4
4
4
3
–
1
2
9
8
8
7
11
–
5
10
29
29
25
18
48
53
58
31
58
60
63
71
38
38
36
57
1
1
1
1
–
1
1
1
12
11
11
10
–
8
5
11
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
62
54
75
83
76
86
12
13
9
6
9
5
5
5
5
3
4
3
21
28
11
8
11
6
25
24
26
30
26
31
49
44
58
60
59
60
2
3
–
1
1
1
24
29
–
10
14
8
Establishment characteristics
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
State government ..................................................
Local government ..................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
92
84
–
1
–
5
6
10
86
76
8
9
(1)
1
6
13
79
86
78
83
90
92
88
86
89
5
–
1
–
1
–
2
–
1
4
–
7
–
1
–
2
–
3
12
7
14
10
9
5
8
10
7
70
81
76
76
83
85
76
83
75
14
6
4
–
7
–
14
–
15
1
3
2
–
(1)
–
–
–
1
14
11
18
14
9
5
–
12
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 45. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2011—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
State government ..................................................
Local government ..................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
86
79
7
7
–
4
–
11
43
24
50
61
–
1
–
13
76
84
73
72
87
82
75
81
85
–
3
6
–
3
–
15
6
5
–
5
6
–
1
–
1
3
3
12
9
14
11
9
5
9
11
8
–
18
40
30
45
25
24
20
25
75
69
39
53
45
70
66
67
65
–
–
3
–
(1)
–
1
1
1
16
–
18
–
9
–
9
12
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.