Table 1. Establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2011 (All establishments = 100 percent) Retirement benefits Characteristics All plans1 All establishments .................................................. Defined benefit Defined contribution Health care benefits 45 10 43 61 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 42 32 55 8 8 8 40 30 54 61 50 76 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 45 50 56 48 48 90 72 65 73 86 58 49 43 45 34 52 49 92 53 20 20 28 10 9 6 8 19 66 31 26 33 46 22 – 5 – – 8 – 13 – – – – 44 49 55 46 45 89 72 63 72 85 58 45 41 44 32 51 47 92 51 20 20 26 61 67 78 62 66 94 82 76 82 92 65 62 59 64 46 65 63 95 65 40 37 43 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 42 75 79 77 93 9 8 17 28 25 48 42 40 73 76 74 90 59 58 85 92 91 96 Establishment characteristics See footnotes at end of table. Table 1. Establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2011—Continued (All establishments = 100 percent) Retirement benefits Characteristics All plans1 Defined benefit Defined contribution Health care benefits Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because some employers offered both types of plans. 32 45 43 49 49 44 46 48 43 7 12 11 9 9 10 – 10 9 31 42 42 48 48 42 46 45 41 44 62 58 59 60 65 61 65 69 NOTE: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) All retirement benefits2 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 64 49 76 20 18 91 58 41 70 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 80 84 78 40 49 69 66 71 62 68 75 65 22 24 52 44 58 49 85 90 83 56 50 76 66 81 79 27 33 25 8 8 18 12 22 24 25 30 23 7 6 15 9 20 24 92 92 92 93 75 86 76 89 98 75 81 73 36 46 64 61 66 54 60 67 56 18 22 46 39 50 39 79 83 77 49 48 71 64 75 72 59 66 66 67 65 45 53 51 53 49 76 82 77 79 76 23 26 24 23 26 22 25 23 22 24 99 96 93 95 91 50 58 55 61 49 35 43 38 43 32 70 74 68 71 65 Full time ................................................................. Part time ................................................................ 73 37 59 20 80 54 23 10 22 8 93 79 68 31 50 14 74 46 Union ..................................................................... Nonunion ............................................................... 90 61 83 45 93 74 70 14 67 13 96 89 53 59 42 41 79 69 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 39 28 66 74 84 87 19 10 48 61 75 79 50 35 73 83 89 90 7 5 15 24 37 38 5 3 14 22 35 35 72 61 91 93 94 93 35 25 61 66 77 82 16 8 41 50 63 69 46 31 67 76 81 84 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 73 58 78 60 45 66 83 77 84 28 16 32 27 16 30 96 100 95 66 50 72 50 37 54 75 73 76 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 62 71 72 69 76 95 47 52 58 44 63 93 75 73 81 65 83 98 18 20 16 14 36 82 16 17 15 10 33 81 90 85 97 71 93 98 57 61 69 59 52 92 39 41 51 37 38 75 69 68 75 62 73 82 Worker characteristics Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Access Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 85 81 90 92 87 49 57 72 35 71 73 90 71 31 29 41 76 72 83 85 80 35 45 59 23 55 63 79 54 12 10 28 89 89 92 92 91 71 80 83 66 77 86 88 76 40 36 68 44 42 52 55 48 9 12 10 7 20 16 16 21 3 3 10 41 39 47 51 45 8 11 9 6 18 14 13 19 2 2 9 92 92 92 92 94 96 95 98 96 91 86 80 91 86 89 96 82 79 88 90 86 46 55 71 33 64 67 88 64 29 27 35 66 62 71 70 72 30 42 56 20 45 57 77 43 10 9 21 80 80 82 78 84 66 76 79 62 70 84 87 68 36 31 59 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 49 45 62 81 77 86 34 32 41 66 59 76 69 70 66 82 76 88 9 8 14 32 22 46 8 7 11 29 20 43 88 91 83 92 90 94 46 42 57 73 69 77 30 28 35 54 49 60 65 66 62 74 71 77 60 66 68 66 64 65 63 65 60 48 53 53 53 46 47 45 48 46 80 80 79 80 72 73 72 74 77 20 25 26 20 15 18 15 15 20 18 23 23 18 14 16 13 13 18 92 93 90 91 90 91 92 90 92 55 57 60 59 61 58 60 61 53 41 42 42 45 40 39 40 42 38 74 74 71 75 66 67 67 69 71 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2011 (All workers participating in defined benefit plans = 100 percent) Fixed percent of annual earnings1 Characteristics All workers ............................................................. Employee contribution required Mean fixed percent of annual earnings Total Employee Median fixed contribution percent of not required annual earnings 4 2 4.5 5.0 96 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 4 3 5 4 2 3 4 3 2 4 3 2 2 1 4.5 4.8 4.4 5.7 4.2 4.2 3.5 5.0 5.0 5.0 6.9 – – 3.9 96 97 95 96 98 97 96 3 5 5 4 6 – 2 2 – 3 – 3.4 4.3 – 4.4 – 3.9 3.9 – – 97 95 95 96 94 Full time ................................................................. Part time ................................................................ 4 3 2 3 4.5 4.2 5.0 3.9 96 97 Union ..................................................................... Nonunion ............................................................... 3 4 2 3 4.7 4.5 – 5.0 97 96 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 4 4 3 3 – 3 3 2 3 – 4.7 4.1 4.5 5.0 – – – – – 95 96 96 97 97 Goods-producing industries ................................... Manufacturing .................................................... 3 2 1 1 2.7 2.7 3.0 3.0 97 98 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... 4 4 7 7 3 2 – 4 4.6 3.7 – 4.1 5.0 3.9 – 3.9 96 96 93 93 Establishment characteristics See footnotes at end of table. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in defined benefit plans = 100 percent) Fixed percent of annual earnings1 Characteristics Employee contribution required Mean fixed percent of annual earnings Total Employee Median fixed contribution percent of not required annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ 2 2 2 2 2 7 14 2 7 – – 2 1 1 1 – 6 – 1 6 – – 3.0 5.3 5.3 2.2 – 5.0 – 3.4 5.0 – – 3.0 – – – – – – – – – – 98 98 98 98 98 93 86 98 93 100 100 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 7 3 3 4 3 4 6 – 2 2 1 4.4 4.4 – 4.6 5.8 2.8 5.0 5.0 – – 6.9 3.0 94 93 97 97 96 97 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 3 4 2 5 5 3 2 1 3 1 – 3 – 2 4.5 4.6 3.3 – 3.2 – 6.2 – 5.0 3.0 – 3.9 – 7.0 97 96 98 95 95 97 98 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. Geographic areas NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2011 (All workers participating in defined benefit plans = 100 percent) Characteristics All workers ............................................................. Open plans1 Frozen plans2 75 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 68 70 84 57 72 62 75 90 31 32 30 16 43 28 38 25 10 95 85 78 73 82 5 15 22 27 18 Full time ................................................................. Part time ................................................................ 75 81 25 19 Union ..................................................................... Nonunion ............................................................... 89 68 11 32 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 70 63 75 80 74 68 30 37 25 20 26 32 Goods-producing industries ................................... Manufacturing .................................................... 74 68 26 32 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 76 75 70 64 89 82 24 25 30 36 11 18 Worker characteristics Establishment characteristics See footnotes at end of table. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in defined benefit plans = 100 percent) Open plans1 Characteristics Frozen plans2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 66 72 72 72 81 70 58 82 89 78 82 34 28 28 28 19 30 42 18 11 22 18 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 83 85 79 73 73 73 17 15 21 27 27 27 70 84 70 81 73 66 66 83 30 16 30 19 27 34 34 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Plans open to new participants. 2 Plans closed to new workers or plans that the United States, 2010." See Technical Note for more details. cease accruals for some or all plan participants. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2011 (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All workers ............................................................. All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 64 7 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 65 61 68 70 70 58 61 80 9 7 – – – 6 5 4 26 32 – – 30 36 35 16 88 78 66 75 54 – 5 8 5 12 – 18 26 20 33 Full time ................................................................. Part time ................................................................ 64 70 8 – 28 – Union ..................................................................... Nonunion ............................................................... 80 61 – 7 – 31 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 64 – 62 60 68 66 – – 5 8 8 8 – 51 33 33 24 25 Goods-producing industries ................................... Manufacturing .................................................... 71 73 10 10 19 17 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 62 74 81 72 98 6 – – – – 32 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits Information ......................................................... Financial activities: Finance and insurance: Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 63 – – 55 63 85 75 75 86 11 – 4 – – 4 34 – 11 – – 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 49 42 59 68 71 66 4 6 – 8 5 10 47 52 – 25 25 25 56 59 67 54 62 70 74 70 3 5 – – 5 – 4 – 41 36 – – 33 – 22 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Benefit accruals are for existing participants since the plan was closed to new workers or stopped accruing benefits. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2011 (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 4 58 38 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 4 2 5 7 3 5 – 60 59 60 39 57 59 71 36 39 34 54 39 37 – – – – 4 – 73 70 57 65 48 – – – 32 52 Full time ................................................................. Part time ................................................................ 4 6 58 53 38 41 Union ..................................................................... Nonunion ............................................................... 7 3 61 57 32 40 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 5 5 3 2 59 50 55 62 63 – 45 41 34 35 Goods-producing industries ................................... Manufacturing .................................................... – – 58 58 – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... 4 – – – 58 57 75 – 38 43 25 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year 2 to 5 years Greater than 5 years Information ......................................................... Financial activities: Finance and insurance: Insurance carriers and related activities .... Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. – 63 – – – – – – 52 46 73 73 – – – – – 45 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... – – – 4 3 5 58 57 60 58 57 58 – – – 38 40 36 – 5 – – – – – 55 59 52 52 59 56 67 – 36 – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2011 (All workers participating in frozen defined benefit plans = 100 percent) Alternatives for employees in frozen plans2 Characteristics All workers ............................................................. No alternative to frozen plans Alternatives to frozen plans New defined available benefit plan Enhanced existing New defined defined contribution contribution plan plan Other 12 88 15 33 41 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 9 10 9 11 19 10 22 11 9 14 91 90 91 89 81 90 78 89 91 86 15 17 14 6 13 3 17 18 22 – 38 42 35 – 35 47 30 20 21 – 39 32 44 54 35 40 32 54 51 58 2 – – – (3) – (3) – – – Full time ................................................................. Part time ................................................................ 11 26 89 74 16 6 34 25 41 49 1 – Union ..................................................................... Nonunion ............................................................... 9 13 91 87 33 12 9 38 52 39 – 1 Average wage within the following categories:4 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 30 15 13 7 7 70 85 87 93 93 2 11 13 20 16 29 28 30 37 45 40 48 47 36 32 – – – 1 – Goods-producing industries ................................... Manufacturing .................................................... 5 5 95 95 21 20 28 27 49 49 – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Retail trade .................................................... Utilities ........................................................... 15 22 32 27 85 78 68 73 13 13 – 45 35 27 27 – 39 41 42 – – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in frozen defined benefit plans = 100 percent) Alternatives for employees in frozen plans2 Characteristics No alternative to frozen plans Alternatives to frozen plans New defined available benefit plan Enhanced existing New defined defined contribution contribution plan plan Other Financial activities: Finance and insurance: Insurance carriers and related activities ...... Education and health services: Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 15 85 31 34 21 – 49 49 7 51 51 93 – – 6 – – 21 39 40 74 – – – 1 to 99 workers ...................................................... 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 13 19 10 94 87 81 90 14 15 12 17 49 30 24 34 31 44 46 42 – – – (3) 18 11 14 6 82 89 86 94 17 21 9 – 34 17 37 43 32 54 39 31 – (3) – – Geographic areas Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 3 Less than 0.5 percent. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2011 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 62 38 78 22 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 67 69 66 63 76 55 46 60 63 33 31 34 37 24 45 54 40 37 84 85 84 84 83 69 55 78 81 16 15 16 16 17 31 45 22 19 55 69 66 67 66 45 31 34 33 34 79 83 81 82 80 21 17 19 18 20 Full time ................................................................. Part time ................................................................ 63 55 37 45 79 70 21 30 Union ..................................................................... Nonunion ............................................................... 60 62 40 38 81 78 19 22 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 56 69 55 65 67 67 44 31 45 35 33 33 70 83 71 82 84 85 30 17 29 18 16 15 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 66 56 69 34 44 31 82 77 84 18 23 16 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 61 52 66 42 61 87 39 48 34 58 39 13 78 63 83 49 76 93 22 37 17 51 24 7 Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required Not required Employee contribution option Pretax Not pretax Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 77 69 69 65 78 70 66 66 65 59 58 59 60 74 79 64 23 31 31 35 22 30 34 34 35 41 42 41 40 26 21 36 88 85 86 87 87 80 86 84 – 82 82 82 82 86 89 – 12 15 14 13 13 20 14 16 – 18 18 18 18 14 11 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 64 63 66 61 57 66 36 37 34 39 43 34 83 83 81 76 70 82 17 17 19 24 30 18 64 60 59 63 61 64 63 63 68 36 40 41 37 39 36 37 37 32 80 81 76 78 77 74 74 83 83 20 19 24 22 23 26 26 17 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Health care2 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 70 55 79 69 51 73 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 87 95 84 42 47 71 63 77 75 74 81 71 29 33 55 46 61 60 85 85 84 68 71 77 74 79 80 87 94 83 42 47 71 63 76 75 66 72 64 27 32 50 42 55 56 77 76 77 65 68 70 66 73 75 69 82 76 82 70 56 64 62 69 55 81 78 82 84 80 69 81 75 82 69 54 58 58 65 52 79 72 77 80 75 Full time ................................................................. Part time ................................................................ 86 23 70 15 81 62 85 23 64 13 75 57 Union ..................................................................... Nonunion ............................................................... 92 67 79 53 86 78 92 67 75 48 82 72 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 36 20 75 85 91 93 23 11 57 71 79 82 63 55 76 83 86 88 36 20 74 85 91 93 21 11 53 66 71 73 59 53 71 77 79 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 85 70 91 73 56 78 85 79 87 85 70 90 68 54 73 81 77 81 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 67 72 84 64 84 95 52 56 70 45 69 89 78 77 83 71 82 94 66 72 83 63 84 95 47 51 66 41 63 82 71 71 79 64 75 86 Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 45 35 78 26 20 76 68 50 73 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 61 69 57 25 32 45 39 49 43 50 57 46 18 24 34 28 38 35 81 82 81 70 75 75 72 77 80 36 40 34 15 17 23 18 26 29 28 31 26 10 13 18 14 20 23 76 78 76 71 76 76 76 77 78 85 93 81 41 46 69 61 75 73 65 71 62 26 32 49 40 54 55 77 76 77 64 68 70 66 72 76 35 51 47 51 44 30 39 38 42 33 86 76 79 83 75 26 33 29 29 29 22 23 23 24 21 88 71 78 82 75 67 80 74 80 68 53 58 57 64 51 79 72 77 80 75 Full time ................................................................. Part time ................................................................ 56 14 44 9 79 65 32 9 24 6 77 67 84 22 63 13 75 57 Union ..................................................................... Nonunion ............................................................... 72 42 60 32 83 77 57 23 46 17 81 75 90 66 74 47 82 72 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 18 11 46 55 66 71 11 6 34 45 55 59 64 56 74 81 82 84 10 7 24 31 42 44 7 4 18 24 32 35 68 63 75 79 77 79 34 20 73 83 89 91 20 10 51 64 70 72 59 52 71 77 79 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 54 32 62 46 28 52 84 85 84 32 22 36 27 19 30 83 87 83 83 68 88 67 52 72 81 77 81 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 43 45 49 37 63 72 33 33 40 25 48 64 76 74 81 68 77 89 25 24 30 17 38 49 18 18 24 12 28 44 74 75 80 73 72 89 65 70 83 62 82 94 46 50 65 40 61 82 71 71 79 65 74 87 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Health care2 Medical care Characteristics Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 88 87 92 94 90 68 67 84 45 74 78 91 73 34 32 50 71 73 79 81 76 51 56 72 34 57 61 77 56 22 19 37 80 84 86 86 84 76 83 86 77 77 79 85 77 63 60 75 88 86 91 93 89 67 67 83 44 74 78 90 73 34 32 50 62 64 69 69 68 47 50 65 32 53 56 70 52 20 18 33 70 75 76 74 77 71 75 78 72 72 73 78 72 60 56 67 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 57 53 68 85 81 89 43 40 52 69 64 77 76 76 77 82 79 86 56 53 68 84 81 89 41 38 50 63 58 69 72 71 73 74 72 77 69 71 71 68 69 74 67 70 69 56 58 57 55 52 59 52 54 57 81 81 80 81 76 80 77 77 83 68 71 71 67 69 74 67 70 69 47 53 53 50 48 55 48 49 52 70 76 75 74 70 74 72 71 76 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 76 65 71 75 65 41 42 52 24 45 51 66 44 23 22 26 56 52 57 59 54 31 35 44 19 34 39 52 34 15 14 21 73 80 80 79 82 75 82 85 79 76 77 79 76 65 63 79 58 34 37 39 36 24 27 33 17 24 27 36 24 14 13 18 40 27 30 31 30 18 21 27 13 17 19 25 17 9 9 13 69 80 80 79 82 75 78 81 73 72 71 70 72 68 66 69 86 84 89 92 86 65 66 82 44 72 77 90 71 33 31 48 60 63 67 68 66 46 49 64 31 52 56 70 51 20 17 32 70 75 76 74 76 70 75 78 72 72 73 78 72 59 56 68 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 29 25 39 64 56 73 22 19 30 50 43 59 76 76 77 79 76 81 17 14 24 36 28 47 13 11 18 28 22 36 76 76 75 76 76 76 55 52 66 83 79 87 40 37 48 61 57 67 72 72 73 74 72 77 49 46 45 45 40 51 38 43 52 38 37 35 35 30 38 28 34 41 77 80 77 79 75 75 75 79 80 21 30 24 19 24 30 19 25 35 17 24 18 15 16 23 14 20 28 79 81 74 78 69 78 72 79 79 66 69 70 66 67 73 65 69 67 46 52 52 49 47 54 47 49 51 70 75 75 74 70 74 73 70 76 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in health care. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 10. Health care benefits:1 Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2011 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 76 24 66 34 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 76 77 76 74 73 70 75 79 24 24 23 24 26 27 30 25 21 66 66 66 62 61 63 61 64 67 34 34 34 38 39 37 39 36 33 82 78 78 79 77 18 22 22 21 23 66 68 71 72 69 34 32 29 28 31 Full time ................................................................. Part time ................................................................ 76 74 24 26 66 64 34 36 Union ..................................................................... Nonunion ............................................................... 87 74 13 26 81 63 19 37 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 74 72 74 76 78 77 26 28 26 24 22 23 61 60 63 65 69 69 39 40 37 35 31 31 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 79 81 79 21 19 21 71 63 73 29 37 27 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 75 74 77 70 76 81 25 26 23 30 24 19 64 65 66 61 69 77 36 35 34 39 31 23 Worker characteristics Establishment characteristics See footnotes at end of table. Table 10. Health care benefits:1 Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2011—Continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 78 73 73 72 74 73 76 78 73 76 77 75 76 75 73 82 22 27 27 28 26 27 24 22 27 24 23 25 24 25 27 18 71 61 62 59 66 58 67 67 64 61 60 63 62 62 62 66 29 39 38 41 34 42 33 33 36 39 40 37 38 38 38 34 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 77 77 77 75 75 76 23 23 23 25 25 24 62 61 63 68 66 70 38 39 37 32 34 30 72 78 76 76 74 74 76 76 78 28 22 24 24 26 26 24 24 22 67 70 70 67 62 63 62 64 64 33 30 30 33 38 37 38 36 36 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 11. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2011 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 80 20 69 31 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 81 80 81 78 75 78 75 79 81 19 20 19 22 25 22 25 21 19 71 70 71 63 62 67 65 68 68 29 30 29 37 38 33 35 32 32 82 80 81 81 81 18 20 19 19 19 66 69 73 73 72 34 31 27 27 28 Full time ................................................................. Part time ................................................................ 80 77 20 23 69 70 31 30 Union ..................................................................... Nonunion ............................................................... 89 78 11 22 83 67 17 33 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 72 78 80 82 82 24 28 22 20 18 18 63 61 66 69 73 74 37 39 34 31 27 26 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 82 81 82 18 19 18 73 63 75 27 37 25 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 79 78 80 75 81 84 21 22 20 25 19 16 68 69 70 65 76 79 32 31 30 35 24 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2011—Continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 83 81 81 80 81 83 78 79 73 80 80 79 81 75 73 81 17 19 19 20 19 17 22 21 27 20 20 21 19 25 27 19 77 69 71 69 72 63 67 68 62 67 64 69 67 62 63 67 23 31 29 31 28 37 33 32 38 33 36 31 33 38 37 33 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 79 79 78 80 79 81 21 21 22 20 21 19 64 63 65 73 70 76 36 37 35 27 30 24 77 81 80 80 77 77 80 79 82 23 19 20 20 23 23 20 21 18 72 73 73 72 64 65 65 67 68 28 27 27 28 36 35 35 33 32 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2011 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $346.85 18 $446.46 82 $324.58 $104.60 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 363.61 358.51 366.28 333.55 328.82 332.60 303.87 346.72 341.99 16 16 17 17 8 16 13 17 32 437.44 442.04 435.22 511.11 469.34 425.61 398.70 436.13 436.47 84 84 83 83 92 84 87 83 68 349.02 343.06 352.20 298.23 317.04 315.40 289.30 328.75 298.45 104.51 105.09 104.20 101.91 112.16 108.63 115.06 105.33 111.67 100 100 100 100 100 342.17 341.83 350.07 347.60 353.11 39 25 20 18 21 437.10 435.56 457.62 452.60 462.95 61 75 80 82 79 282.67 310.46 323.80 324.12 323.39 113.06 110.61 97.45 96.47 98.72 Full time ................................................................. Part time ................................................................ 100 100 346.52 351.40 18 20 444.67 468.43 82 80 324.81 321.33 103.62 118.59 Union ..................................................................... Nonunion ............................................................... 100 100 444.49 330.92 43 14 523.08 408.92 57 86 385.62 317.95 95.49 105.59 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 311.86 283.82 325.57 350.45 372.55 374.63 15 13 15 20 21 19 421.90 429.43 418.07 446.14 468.98 458.48 85 87 85 80 79 81 291.71 262.27 309.32 327.25 347.35 354.91 107.74 115.23 104.60 104.12 103.83 104.59 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 346.15 332.96 348.04 22 41 17 436.44 432.83 435.45 78 59 83 320.66 263.02 330.39 94.96 122.59 89.71 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 347.05 330.83 333.84 306.16 373.20 385.94 17 18 22 17 16 16 450.25 413.85 422.46 380.39 477.91 439.09 83 82 78 83 84 84 325.68 312.70 309.49 290.91 353.70 376.04 107.28 109.37 106.60 120.18 91.72 90.75 Worker characteristics Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $366.20 347.88 351.60 346.35 351.21 328.30 347.64 354.36 339.11 371.66 380.22 386.98 370.14 298.45 289.83 373.81 24 17 14 14 12 30 17 20 14 15 13 9 15 16 12 30 $495.86 438.49 459.00 444.28 446.71 387.18 463.24 433.34 578.03 470.51 465.06 468.61 471.38 498.22 545.59 458.55 76 83 86 86 88 70 83 80 86 85 87 91 85 84 88 70 $326.21 329.93 334.04 330.09 338.48 303.55 323.80 335.05 299.25 354.78 367.26 378.74 352.53 261.46 254.95 337.56 $89.22 99.35 98.42 98.17 96.78 105.31 116.69 114.21 127.47 103.94 114.96 113.47 101.95 103.33 105.88 114.87 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 335.90 339.80 326.55 354.96 341.36 370.76 26 27 21 13 13 13 430.20 433.58 419.82 470.51 427.01 520.43 74 73 79 87 87 87 303.44 304.44 301.20 337.96 328.84 348.57 115.52 116.92 112.43 97.69 100.91 93.96 100 100 100 100 100 100 100 100 100 353.95 384.33 347.18 342.23 323.82 327.48 336.51 334.44 353.33 12 22 18 16 12 14 18 20 26 441.82 498.69 425.07 422.34 405.51 422.98 412.99 432.71 470.57 88 78 82 84 88 86 82 80 74 342.39 351.31 330.49 327.08 312.59 311.62 320.18 309.15 312.64 120.64 109.05 101.94 97.98 104.84 108.45 101.08 104.13 101.48 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2011 (All workers with contributory coverage = 100 percent) Single coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 76 (4) 11 1 (4) 11 (4) Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 75 78 74 76 64 71 66 73 82 – – – – – (4) – (4) – 11 10 12 8 9 17 22 14 6 1 1 1 (4) – (4) – 1 – – (4) – – – (4) – (4) – 11 9 12 15 25 11 12 11 11 1 – (4) (4) – (4) (4) (4) 1 100 100 100 100 100 82 81 82 80 83 – – 1 – – 5 7 7 7 6 – – (4) (4) – – – – – – 10 11 10 11 9 – 1 – – – Full time ................................................................. Part time ................................................................ 100 100 76 73 1 (4) 11 18 1 (4) (4) – 12 8 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 77 76 1 (4) 6 12 – 1 – (4) 14 11 1 (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 74 80 73 79 76 75 – – (4) (4) – – 13 8 14 9 10 10 – – (4) 1 1 1 – – (4) (4) – – 12 – 12 10 12 13 – – (4) (4) 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 81 85 80 – – – 6 6 6 – – – – – – 11 7 12 (4) – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 74 69 80 59 78 81 (4) (4) – – – – 12 17 10 27 6 – 1 – – – – – (4) – – – – – 12 13 8 14 15 – (4) (4) – – – – Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2011—Continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 82 73 71 74 67 86 80 81 83 75 79 76 74 75 74 76 – – – – – – – – – – – – – – – – 5 17 19 21 16 – 8 7 – 12 10 13 12 6 7 6 – 1 1 – – – 1 – – 1 3 4 1 – – – – 1 1 – – – – – – (4) – – – – – – 11 8 8 4 14 – 10 9 7 12 7 7 12 18 17 16 – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 80 79 81 73 75 71 – – – 1 1 – 9 9 8 13 12 14 – – – 1 – 1 – – – (4) – – 11 12 10 12 11 13 (4) (4) – (4) 1 (4) 100 100 100 100 100 100 100 100 100 79 77 73 76 77 79 73 73 76 – – (4) – – – – – – 8 8 14 12 10 10 15 12 10 – 1 1 – – – 1 – 1 – 1 – – – – – – – 12 11 12 10 11 11 11 14 12 – – – – (4) – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2011 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $835.52 10 $1,086.33 90 $808.29 $404.03 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 901.27 893.10 905.53 739.50 752.62 799.48 741.54 828.12 803.16 8 8 9 8 3 7 7 7 18 1,142.65 1,142.87 1,142.56 1,125.40 1,148.86 992.79 934.95 1,020.72 1,109.84 92 92 91 92 97 93 93 93 82 878.89 872.01 882.52 705.38 741.44 784.13 726.45 812.70 734.39 404.65 409.33 402.19 447.00 492.29 411.08 424.30 404.53 434.77 100 100 100 100 100 751.59 849.63 851.37 854.70 847.22 24 13 12 12 13 1,067.41 1,180.66 1,070.45 1,104.52 1,031.58 76 87 88 88 87 650.92 799.97 820.16 820.76 819.40 478.77 400.21 351.14 341.60 363.24 Full time ................................................................. Part time ................................................................ 100 100 837.91 801.83 9 15 1,134.29 654.78 91 85 807.01 827.29 401.81 437.09 Union ..................................................................... Nonunion ............................................................... 100 100 1,011.92 807.53 35 6 1,078.59 1,093.74 65 94 976.09 789.90 330.98 412.03 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 708.51 617.45 770.75 834.10 931.22 955.71 8 8 7 9 13 12 903.89 580.37 981.18 1,070.26 1,175.40 1,157.50 92 92 93 91 87 88 691.63 620.51 755.81 809.70 894.00 927.22 433.32 438.14 412.76 399.79 389.67 387.47 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 841.99 676.90 880.54 14 24 12 1,075.16 1,026.10 1,108.41 86 76 88 802.81 564.51 849.65 356.75 535.21 316.82 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 833.62 817.72 837.19 721.80 970.62 1,041.57 8 10 7 10 11 10 1,091.90 937.59 1,021.23 760.80 1,206.11 1,228.94 92 90 93 90 89 90 809.79 804.87 822.53 717.25 942.00 1,020.65 416.98 395.17 388.26 439.87 318.79 302.56 Worker characteristics Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $977.20 842.86 870.32 832.30 891.79 694.49 862.43 893.86 763.71 846.66 840.32 920.71 847.81 670.12 666.84 819.38 15 5 4 3 5 – 10 10 – 6 1 1 7 8 7 14 $1,462.50 1,075.41 1,179.36 1,083.14 1,270.27 – 1,315.60 1,368.17 – 910.45 1,230.34 1,503.84 897.68 1,168.82 1,172.54 1,155.53 85 95 96 97 95 – 90 90 – 94 99 99 93 92 93 86 $888.83 829.61 855.87 824.47 872.67 – 814.05 841.70 – 842.74 834.60 914.63 844.30 624.94 626.70 764.18 $327.17 396.56 385.34 398.48 369.34 – 430.56 447.44 – 450.37 472.06 412.93 446.22 417.75 405.49 437.87 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 752.64 750.74 757.06 895.49 839.78 959.92 12 12 12 8 7 9 1,100.42 1,149.47 983.46 1,070.89 978.05 1,150.45 88 88 88 92 93 91 704.33 694.93 726.18 880.13 829.48 940.26 466.98 471.52 456.43 360.52 389.21 326.45 100 100 100 100 100 100 100 100 100 923.06 942.57 881.47 828.66 768.75 766.55 787.34 782.87 804.97 7 13 12 11 4 7 6 11 13 1,010.00 1,136.97 1,081.34 956.84 1,198.74 1,072.85 1,196.70 1,109.42 1,027.47 93 87 88 89 96 93 94 89 87 916.48 912.54 854.28 812.41 750.35 742.72 758.95 743.74 771.57 392.65 407.64 352.74 364.98 422.31 435.14 423.34 411.62 430.43 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2011 (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 77 (4) 10 (4) (4) 11 (4) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 77 79 76 77 65 72 67 75 81 – – – – – (4) – (4) – 10 9 11 8 8 15 20 13 5 1 1 1 (4) – (4) – 1 – (4) (4) (4) – – (4) – (4) – 11 10 12 14 25 11 12 11 13 – – – – – (4) – (4) 1 100 100 100 100 100 80 81 83 82 86 – – 1 – – 5 6 6 7 4 – – (4) (4) – – – – – – 12 13 9 10 9 – – – – – Full time ................................................................. Part time ................................................................ 100 100 77 75 (4) (4) 10 16 (4) (4) (4) – 12 8 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 80 77 1 (4) 5 11 – 1 – (4) 13 11 1 (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 77 85 74 80 77 77 – – (4) (4) – – 11 5 13 8 9 9 – – (4) 1 1 1 – – (4) (4) – – 12 10 12 10 12 12 – – (4) (4) (4) (4) Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 81 83 81 – – – 6 5 7 (4) – (4) – – – 11 10 11 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 76 72 83 61 79 82 (4) (4) – – – – 11 15 8 24 4 – 1 – – – – – (4) – – – – – 11 13 7 14 15 – (4) – – – – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2011—Continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 83 74 72 75 70 84 82 83 82 76 80 78 76 73 76 80 – – – – – – – – – – – – – – – – 6 16 18 20 15 – 7 7 – 11 8 12 12 6 7 5 – 1 1 – 1 – 1 – – 1 2 2 4 ( ) – – – – 1 1 – – – – – – (4) – – – – – – 12 8 7 4 12 – 10 10 8 11 9 7 11 19 15 14 – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 80 79 82 75 77 73 – – – 1 1 – 7 7 7 12 12 13 – – – 1 (4) 1 – – – (4) – (4) 12 13 10 11 10 12 (4) (4) – (4) – – 100 100 100 100 100 100 100 100 100 79 80 73 77 79 82 76 72 77 – – (4) – – – – – – 8 8 14 11 9 9 13 11 9 – 1 (4) – – – 1 – 1 – 1 – – – – – – – 11 10 11 11 11 9 10 17 13 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2011 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $35.84 $59.22 $89.72 $131.07 $186.67 $133.71 $220.00 $335.81 $522.12 $774.00 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 35.65 35.00 36.57 26.70 42.35 38.00 41.94 35.00 39.33 59.00 59.22 59.00 51.33 72.97 62.34 70.47 59.22 62.50 90.08 92.50 89.06 88.67 88.98 93.75 101.23 90.00 93.45 132.25 130.10 133.91 135.00 143.02 133.02 145.00 127.38 140.36 187.87 188.33 187.03 176.74 185.40 198.00 213.90 185.99 204.03 144.35 134.53 149.05 142.78 157.65 139.05 155.82 134.37 141.40 228.76 238.50 225.21 236.19 226.82 237.17 262.31 227.52 221.96 338.00 339.00 338.00 391.00 407.95 347.59 360.39 342.70 369.28 522.13 542.17 516.85 589.21 838.02 525.00 565.00 513.00 567.13 779.40 781.71 771.45 860.82 1031.68 784.86 783.97 785.66 822.94 36.83 41.03 36.83 36.29 36.83 60.56 64.80 57.55 57.20 58.06 92.05 94.98 83.46 84.00 82.50 140.36 140.00 120.00 116.54 122.54 210.13 203.08 167.00 160.15 175.28 163.12 134.00 108.64 110.00 108.17 231.00 219.75 178.30 174.00 186.32 410.33 337.16 286.33 274.57 297.17 636.38 539.30 437.76 421.08 473.97 956.05 769.26 684.61 632.46 721.79 Full time ................................................................. Part time ................................................................ 36.08 34.46 59.22 60.00 89.70 91.61 129.98 163.63 183.60 247.14 132.72 164.21 217.99 248.37 335.13 345.93 517.61 581.38 770.63 840.99 Union ..................................................................... Nonunion ............................................................... 32.22 37.00 49.69 60.36 77.00 91.00 115.98 132.48 160.31 188.33 90.99 145.00 152.44 230.60 247.41 345.08 398.13 534.96 643.73 781.83 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 33.69 39.26 38.31 35.06 36.09 37.80 56.60 63.16 59.92 59.20 59.22 59.00 92.50 98.78 88.83 89.23 89.91 89.47 137.50 160.58 130.16 129.99 129.96 134.84 193.34 200.00 188.66 184.15 186.67 188.33 130.00 179.99 136.53 130.83 134.59 137.35 235.53 248.37 222.12 216.06 217.82 221.88 381.09 392.21 342.00 333.00 324.32 323.98 576.69 561.00 525.32 519.65 500.76 487.00 828.76 729.06 803.96 781.71 723.08 720.14 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 35.65 38.65 35.65 56.00 63.65 54.00 83.00 100.80 77.91 118.97 155.99 110.82 161.23 212.32 150.00 114.87 170.00 109.33 181.64 267.67 168.99 280.00 454.99 261.67 441.76 655.39 391.48 675.98 976.55 597.89 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 35.99 37.28 40.45 44.89 26.50 35.00 60.02 63.70 63.82 74.82 50.00 49.05 92.08 93.75 88.75 108.73 80.76 75.92 135.00 137.82 131.68 157.96 114.67 109.67 190.65 206.72 190.22 227.14 193.25 149.00 141.77 123.93 116.99 183.40 81.00 112.57 235.34 226.32 216.65 293.14 168.58 168.00 353.10 342.05 339.98 394.30 272.56 285.02 546.89 513.21 514.99 584.39 390.02 367.10 798.40 748.94 723.72 820.65 624.30 458.98 Worker characteristics Establishment characteristics See footnotes at end of table. Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2011—Continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $31.94 37.97 38.00 40.00 31.70 – 45.00 44.44 43.33 31.91 45.31 47.77 30.00 37.00 38.52 49.63 $50.93 56.40 56.63 61.31 53.09 – 67.15 66.99 67.30 53.82 63.81 62.34 51.00 59.78 63.16 69.14 $80.83 89.80 91.48 91.99 89.75 – 96.92 96.56 99.05 89.01 102.14 102.60 87.14 94.18 101.10 104.69 $113.32 121.11 121.00 121.00 120.85 – 144.00 142.00 160.94 133.02 143.38 141.80 129.16 141.45 146.47 153.16 $153.13 169.14 165.67 160.99 172.26 – 198.22 194.13 256.14 190.40 207.42 200.96 177.65 170.72 176.58 195.30 $111.70 148.01 139.52 152.00 137.02 212.85 171.97 191.00 162.72 140.65 202.80 208.00 134.53 150.00 163.43 164.81 $155.83 247.21 247.19 250.63 240.06 249.02 236.19 263.08 221.61 241.00 288.64 272.00 231.89 248.37 250.90 231.72 $274.57 347.17 335.53 350.33 331.77 383.47 352.27 382.81 381.09 376.71 397.12 369.28 367.44 384.22 384.22 396.00 $387.54 490.53 475.08 498.68 465.92 576.80 573.45 645.13 608.01 603.17 619.23 482.91 598.80 508.00 498.85 618.00 $598.58 720.59 698.05 711.35 686.00 840.83 795.00 822.69 822.94 874.14 825.00 670.95 889.86 710.17 661.65 887.89 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 37.92 35.61 41.03 35.08 37.00 34.46 63.83 63.51 64.80 56.42 60.00 54.39 100.00 100.06 99.25 83.16 88.56 77.91 144.39 150.00 136.16 122.38 125.82 115.00 204.41 213.99 193.85 172.26 173.99 169.99 154.57 146.63 166.60 123.93 138.82 111.24 259.50 256.53 264.62 199.81 219.08 182.46 398.82 404.60 375.56 305.62 334.28 277.00 625.84 647.36 583.60 443.48 498.85 400.51 862.00 862.00 832.27 663.00 723.08 565.02 43.76 36.74 34.12 33.04 38.02 40.00 34.00 39.00 30.24 69.85 60.00 57.14 54.49 61.53 65.00 56.33 60.60 54.17 109.71 92.14 86.64 83.69 90.20 95.48 88.25 92.99 84.00 148.69 139.36 125.21 119.92 131.31 132.83 125.85 135.46 126.61 229.13 200.00 172.29 176.31 188.33 186.29 173.32 186.72 192.17 144.35 129.99 110.00 112.76 154.57 143.53 139.46 143.00 136.00 229.11 210.68 190.00 212.85 247.06 236.19 236.98 232.64 222.87 335.96 329.05 296.00 300.00 359.94 370.38 387.39 340.66 352.27 494.30 524.36 436.97 456.15 553.06 567.68 565.02 538.57 571.90 728.74 833.02 639.27 664.26 807.33 851.04 793.00 769.80 828.76 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 58 56 97 38 37 98 32 31 96 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 77 85 73 31 54 58 48 64 58 76 84 72 29 49 55 44 62 55 98 99 98 94 90 96 92 97 96 51 60 47 21 23 36 29 41 36 50 59 46 19 23 36 28 40 35 98 98 98 93 99 98 98 98 98 58 66 54 11 13 32 20 40 23 56 64 52 11 12 31 18 39 22 96 96 95 94 94 95 92 96 97 49 66 64 71 58 46 64 62 69 56 95 97 97 97 96 28 43 46 52 39 28 43 45 51 38 97 98 98 98 98 15 31 27 31 24 14 30 26 30 23 96 98 96 96 96 Full time ................................................................. Part time ................................................................ 73 14 71 13 97 91 46 15 45 14 98 96 41 6 40 6 96 94 Union ..................................................................... Nonunion ............................................................... 83 55 81 53 98 96 63 35 63 34 99 97 35 32 34 30 97 96 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 13 61 71 81 85 22 12 59 69 80 84 91 90 95 97 99 99 17 15 36 47 58 61 16 13 35 46 57 60 95 92 97 98 99 99 7 4 27 40 61 66 7 3 26 38 59 63 94 95 95 96 96 96 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 46 81 70 44 80 97 95 98 51 25 61 51 24 61 99 98 99 34 13 41 33 13 40 96 94 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 55 57 66 47 77 92 53 54 65 42 75 92 96 94 98 90 98 100 35 34 45 27 43 45 34 33 45 26 42 45 97 98 98 98 97 100 32 23 38 12 33 84 30 22 37 11 32 80 96 94 96 90 96 96 Worker characteristics Establishment characteristics See footnotes at end of table. Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Life insurance Characteristics Access Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 83 80 87 90 83 53 57 71 36 62 68 86 61 21 20 38 83 78 86 89 82 50 56 71 34 61 67 85 60 19 18 35 99 98 99 99 99 95 98 99 95 98 99 99 97 92 91 94 69 64 72 71 70 38 39 48 24 31 35 46 30 19 19 28 67 63 71 70 69 38 38 47 23 30 35 46 29 17 18 27 98 98 98 99 98 99 98 97 98 97 99 99 97 91 91 97 65 66 74 75 75 36 39 56 16 38 58 80 35 7 7 23 64 64 72 73 71 35 38 55 16 36 55 77 32 7 7 21 98 97 97 98 95 98 96 97 96 94 95 96 94 99 99 93 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 41 37 55 76 70 86 39 35 53 74 67 84 96 95 97 97 96 99 27 24 35 51 44 61 26 23 34 50 43 60 97 96 98 98 98 98 20 18 29 46 36 59 20 17 28 44 34 57 96 96 97 95 95 96 58 56 64 60 57 64 58 57 51 56 55 61 58 55 62 54 54 49 98 98 97 97 97 96 94 95 97 39 72 42 30 33 36 28 26 25 39 71 40 30 31 35 27 25 24 99 99 96 98 96 96 95 98 99 38 32 35 31 31 37 33 29 29 36 31 34 30 30 36 31 27 27 96 97 95 96 95 97 95 94 95 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 18. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2011 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 5 95 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 3 3 8 6 8 5 9 97 97 97 92 94 92 95 91 12 7 5 5 4 88 93 95 95 96 Full time ................................................................. Part time ................................................................ 5 3 95 97 Union ..................................................................... Nonunion ............................................................... 4 5 96 95 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10 12 6 5 4 4 90 88 94 95 96 96 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 5 11 4 95 89 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 5 6 6 8 4 3 95 94 94 92 96 97 Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 3 4 4 3 3 10 5 3 7 3 5 3 2 14 16 8 97 96 96 97 97 90 95 97 93 97 95 97 98 86 84 92 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 7 7 4 5 3 93 93 93 96 95 97 4 3 5 4 6 9 6 7 5 96 97 95 96 94 91 94 93 95 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 19. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2011 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 59 2 36 2 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 71 74 69 46 35 65 62 67 37 3 3 4 1 – 3 3 2 1 23 20 25 49 63 30 33 29 57 1 1 1 3 – 1 1 1 4 1 2 1 (1) – 1 1 (1) 1 16 52 45 44 47 – 1 1 1 1 77 43 49 49 49 6 3 4 5 3 – 1 1 2 1 Full time ................................................................. Part time ................................................................ 59 55 2 – 36 42 2 1 1 – Union ..................................................................... Nonunion ............................................................... 40 62 1 2 51 34 8 1 1 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 44 33 57 56 68 70 – – 2 2 3 5 51 58 39 40 25 22 3 5 1 2 2 1 – – 1 1 1 2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 44 16 50 2 – 2 49 81 43 4 3 5 1 – 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 63 57 53 56 59 79 2 3 4 3 – 1 32 38 39 39 37 19 2 2 – – 2 – 1 1 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2011—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 84 81 85 87 83 61 63 63 51 62 63 69 62 42 43 48 4 3 3 4 2 – – – – 3 4 5 3 – – – 10 14 11 8 13 34 34 34 47 32 31 24 33 52 50 50 – 1 1 – 1 – – – – 2 2 1 2 5 6 – – 1 1 – (1) – 2 1 – 1 (1) 1 ( ) 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 46 45 48 67 61 72 2 2 – 3 1 4 50 50 49 27 34 20 2 2 2 2 2 3 1 1 – 1 1 1 68 61 54 57 62 58 63 54 55 4 2 2 2 2 – 2 2 3 26 33 41 39 33 35 32 44 39 – – 4 2 2 5 2 – – – – (1) (1) 1 – 1 – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2011 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 60 13 22 4 1.4 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 (2) 1 2 – (2) – (2) 2 57 55 58 59 48 64 73 60 61 12 13 11 19 – 11 10 11 12 25 26 25 19 – 20 14 23 22 5 6 5 2 – 5 – 5 3 1.4 1.4 1.4 1.3 1.4 1.3 1.2 1.4 1.3 1.0 1.0 1.0 1.0 – 1.0 1.0 1.0 1.0 – 1 1 – 1 54 62 59 53 65 9 13 17 16 18 32 20 22 29 14 – 3 2 – 2 1.4 1.3 1.3 1.4 1.3 1.0 1.0 1.0 1.0 1.0 Full time ................................................................. Part time ................................................................ 1 1 59 66 13 11 23 16 4 6 1.4 1.3 1.0 1.0 Union ..................................................................... Nonunion ............................................................... 2 1 67 59 9 13 18 23 5 4 1.3 1.4 1.0 1.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 62 67 65 58 57 53 16 – 13 13 12 12 18 – 19 23 25 29 – – 2 5 5 5 1.3 1.2 1.3 1.4 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1 – – 49 67 49 15 – 16 29 21 29 6 – – 1.4 1.3 1.5 – 1.0 – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 1 – – – – 62 68 48 83 63 49 12 13 24 7 14 – 21 16 24 7 20 37 4 2 – – – 8 1.3 1.3 1.4 1.1 1.3 1.6 1.0 1.0 1.5 1.0 1.0 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2011—Continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – (2) (2) – – – – – – 2 4 6 1 – – – 61 62 63 63 64 52 49 51 49 67 60 60 69 59 58 39 8 6 4 – – 20 16 14 20 12 15 14 12 28 31 – 21 25 25 23 29 27 32 30 31 15 14 16 16 – – 46 9 7 8 10 4 – 3 5 – 3 6 4 3 – – – 1.4 1.4 1.4 1.4 1.4 1.4 1.5 1.5 1.4 1.3 1.3 1.3 1.3 1.3 1.3 1.5 1.0 1.0 1.0 1.0 1.0 – – – – 1.0 1.0 1.0 1.0 1.0 1.0 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 1 (2) 1 (2) 1 56 57 56 61 63 59 13 12 16 13 13 13 24 24 24 22 21 23 6 7 4 3 3 4 1.4 1.4 1.4 1.3 1.3 1.3 1.0 1.0 1.0 1.0 1.0 1.0 2 3 – – – – – – 1 65 56 56 55 63 56 61 71 59 10 16 13 13 13 20 9 11 11 18 20 27 24 21 20 26 15 24 5 5 – – – 4 – – 6 1.3 1.4 1.4 1.4 1.3 1.4 1.4 1.2 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 21. Life insurance plans: Maximum benefit amount, private industry workers, National Compensation Survey, March 2011 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $600,000 $1,000,000 With no maximum benefit amount 72 $50,000 $50,000 $250,000 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 74 76 73 67 52 76 81 74 70 50,000 50,000 50,000 50,000 – 50,000 – 50,000 50,000 100,000 100,000 100,000 50,000 – 50,000 – 50,000 70,000 300,000 300,000 300,000 200,000 – 200,000 – 250,000 240,000 750,000 750,000 750,000 500,000 – 500,000 – 700,000 750,000 1,000,000 1,500,000 1,000,000 1,000,000 – 1,000,000 – 1,500,000 2,000,000 26 24 27 33 48 24 19 26 30 66 71 62 64 61 – 50,000 50,000 50,000 50,000 – 70,000 70,000 100,000 50,000 – 300,000 200,000 250,000 125,000 – 1,000,000 500,000 500,000 500,000 – 2,000,000 1,000,000 1,000,000 1,000,000 34 29 38 36 39 Full time ................................................................. Part time ................................................................ 73 53 50,000 – 50,000 – 250,000 – 600,000 – 1,000,000 – 27 47 Union ..................................................................... Nonunion ............................................................... 58 74 50,000 50,000 70,000 50,000 200,000 250,000 600,000 600,000 2,000,000 1,000,000 42 26 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 60 67 74 73 73 75 50,000 – 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 100,000 100,000 250,000 – 150,000 225,000 300,000 350,000 500,000 – 500,000 500,000 1,000,000 1,000,000 1,000,000 – 1,000,000 1,000,000 2,000,000 1,500,000 40 33 26 27 27 25 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 63 73 62 50,000 – 50,000 100,000 – 125,000 300,000 – 300,000 750,000 – 750,000 2,000,000 – 2,000,000 37 27 38 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 74 72 79 75 64 49 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 60,000 50,000 50,000 – 245,000 70,000 200,000 50,000 100,000 – 600,000 400,000 500,000 250,000 250,000 – 1,000,000 750,000 1,000,000 750,000 500,000 – 26 28 21 25 36 51 Worker characteristics Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Maximum benefit amount, private industry workers, National Compensation Survey, March 2011—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $500,000 $1,200,000 $2,000,000 $2,000,000 100,000 350,000 1,000,000 2,000,000 100,000 350,000 1,000,000 2,000,000 100,000 500,000 1,000,000 2,000,000 100,000 400,000 1,000,000 2,000,000 150,000 300,000 725,000 1,000,000 100,000 300,000 500,000 1,000,000 – – – – 50,000 200,000 500,000 1,000,000 50,000 150,000 300,000 500,000 50,000 150,000 300,000 500,000 50,000 200,000 500,000 1,000,000 – – – – – – – – – – – – With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 66 83 82 86 72 74 83 62 71 78 80 70 73 69 71 $150,000 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 50,000 50,000 – – – 34 17 18 14 28 26 17 38 29 22 20 30 27 31 29 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 74 75 73 71 74 69 50,000 50,000 – 50,000 50,000 50,000 50,000 50,000 – 50,000 50,000 100,000 210,000 250,000 – 250,000 200,000 400,000 500,000 500,000 – 750,000 500,000 1,000,000 1,000,000 1,000,000 – 1,000,000 1,000,000 2,000,000 26 25 27 29 26 31 76 72 63 71 74 77 76 71 73 50,000 50,000 50,000 – – – – 50,000 – 50,000 50,000 100,000 – – – – 50,000 – 200,000 200,000 250,000 – – – – 250,000 – 500,000 500,000 750,000 – – – – 1,000,000 – 750,000 1,000,000 1,000,000 – – – – 1,000,000 – 24 28 37 29 26 23 24 29 27 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 22. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2011 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 $10,000 $15,000 $25,000 $50,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10,000 10,000 5,000 10,000 5,000 10,000 10,000 15,000 15,000 10,000 10,000 10,000 10,000 10,000 20,000 25,000 10,000 15,000 15,000 20,000 15,000 50,000 50,000 20,000 25,000 25,000 25,000 25,000 50,000 50,000 35,000 50,000 50,000 50,000 50,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 15,000 17,000 15,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 10,000 5,000 10,000 5,000 15,000 10,000 25,000 20,000 50,000 30,000 Union ..................................................................... Nonunion ............................................................... 5,000 10,000 10,000 10,000 15,000 15,000 26,000 25,000 46,000 50,000 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 10,000 15,000 20,000 25,000 20,000 15,000 25,000 25,000 50,000 30,000 25,000 40,000 50,000 50,000 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 20,000 25,000 25,000 26,000 50,000 50,000 50,000 Service-providing industries .................................. Trade, transportation, and utilities ..................... Retail trade .................................................... Transportation and warehousing ................... 7,500 5,000 5,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 10,000 15,000 25,000 25,000 20,000 40,000 50,000 50,000 30,000 50,000 Establishment characteristics See footnotes at end of table. Table 22. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2011—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Education and health services ........................... Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $10,000 10,000 10,000 10,000 5,000 5,000 10,000 10,000 10,000 $15,000 15,000 15,000 15,000 10,000 10,000 10,000 10,000 10,000 $25,000 25,000 25,000 25,000 15,000 15,000 15,000 15,000 15,000 $50,000 50,000 50,000 50,000 25,000 20,000 20,000 20,000 25,000 $50,000 50,000 50,000 50,000 50,000 50,000 50,000 30,000 50,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10,000 10,000 10,000 5,000 7,500 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 15,000 25,000 25,000 25,000 25,000 25,000 30,000 50,000 50,000 50,000 50,000 50,000 50,000 7,500 10,000 10,000 10,000 10,000 6,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 15,000 25,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 50,000 50,000 50,000 Geographic areas East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 23. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2011 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured1 Commercially insured Legally required Other 45 35 17 2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 49 50 49 31 – 48 52 47 39 35 38 34 31 39 33 28 35 39 14 11 15 37 31 17 19 17 15 1 1 1 2 – 1 1 1 7 24 49 45 47 43 44 36 39 40 37 20 12 13 10 16 12 3 3 2 4 Full time ................................................................. Part time ................................................................ 46 35 37 16 14 48 2 1 Union ..................................................................... Nonunion ............................................................... 46 45 29 36 17 17 8 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 32 27 44 44 51 52 31 – 37 38 33 32 36 54 17 15 13 13 1 – 1 3 2 2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 47 14 52 40 45 38 10 29 7 4 12 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 45 48 45 43 67 34 31 38 36 22 19 18 – 15 – 2 2 – 6 – Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2011—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured1 Commercially insured Legally required Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 64 63 69 72 64 17 40 35 35 38 50 61 35 – 31 – 25 27 24 23 32 48 42 49 38 37 30 28 38 32 – 40 – – – – – – – 17 – 22 – 10 23 36 37 47 – – – – – – – – – 3 – (3) 3 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 32 31 36 53 45 60 37 35 40 34 40 29 29 32 22 10 13 8 2 2 2 2 2 2 18 63 60 54 56 59 63 44 22 34 36 45 43 39 35 43 58 – – – – – – 10 2 3 4 1 – 1 – 3 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employer assumes all risks and expenses of providing the benefit. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 24. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2011 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 20 80 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 14 11 16 39 19 23 18 21 86 89 84 61 81 77 82 79 20 21 18 15 23 80 79 82 85 77 Full time ................................................................. Part time ................................................................ 17 41 83 59 Union ..................................................................... Nonunion ............................................................... 20 20 80 80 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 42 56 21 16 14 13 58 44 79 84 86 87 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 13 26 11 87 74 89 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Information ......................................................... 22 23 17 21 20 78 77 83 79 80 Worker characteristics Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued (All workers with short-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 8 6 4 6 16 13 27 24 19 13 25 44 46 52 92 94 96 94 84 87 73 76 81 87 75 56 54 48 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30 32 25 14 16 12 70 68 75 86 84 88 48 6 7 9 8 3 14 52 94 93 91 92 97 86 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 25. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2011 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 7 2 66 23 2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 2 2 1 3 – 4 3 4 17 1 (1) 1 2 – 1 1 1 7 64 59 66 84 85 66 68 65 61 32 37 29 9 13 28 28 28 15 2 1 3 2 – 2 1 3 1 22 13 20 20 20 9 5 5 7 3 60 62 64 60 68 – 19 10 12 9 – 1 1 1 1 Full time ................................................................. Part time ................................................................ 8 4 2 1 65 80 23 15 2 1 Union ..................................................................... Nonunion ............................................................... 22 4 9 1 51 69 17 24 1 2 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 2 9 10 4 2 – – 2 2 3 1 81 91 70 66 60 59 9 4 17 21 31 36 – – 2 2 2 2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 19 23 18 6 – 7 58 67 57 16 5 17 1 – 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 4 9 8 21 4 1 1 3 – – 69 69 63 67 46 24 19 24 9 47 2 1 2 – – Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2011—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1 – – – – – – – 3 3 2 3 4 5 5 – – 1 1 – – (1) – – 1 – – 1 – – – 44 48 42 33 53 84 72 77 81 77 79 74 76 88 89 91 51 51 56 65 46 – 25 22 – 14 17 23 13 3 – 4 4 – – – – – – – – 6 – – 7 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 7 8 7 8 6 1 2 – 3 2 4 74 72 76 62 69 55 17 18 14 26 20 32 1 1 – 2 1 4 4 13 12 8 8 9 5 3 (1) 5 – 3 – 2 – 2 83 56 59 61 72 52 60 62 12 25 24 28 15 33 33 28 1 1 – 2 – 4 – 5 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 26. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2011 (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 91 13 24 26 26 26 9 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 90 91 89 95 94 90 85 92 91 12 13 12 13 12 12 12 13 13 21 20 22 26 18 20 13 21 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 36 10 9 11 5 6 10 15 8 9 97 88 91 91 92 13 13 13 13 13 24 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 39 26 26 26 3 12 9 9 8 Full time ................................................................. Part time ................................................................ 91 94 13 20 22 26 26 26 26 26 26 26 9 6 Union ..................................................................... Nonunion ............................................................... 90 91 18 12 26 21 26 26 26 26 52 26 10 9 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 93 95 92 93 88 87 13 – 13 13 13 13 26 – 21 22 25 25 26 – 26 26 26 26 26 – 26 26 26 26 26 – 26 26 26 26 7 5 8 7 12 13 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 92 96 91 13 13 13 26 26 26 26 26 26 26 26 26 26 26 26 8 4 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 91 87 89 97 88 12 12 12 24 13 22 21 20 26 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 36 9 13 11 3 12 Worker characteristics Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2011—Continued (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 78 90 90 88 91 94 93 93 94 93 92 94 13 12 13 13 12 12 12 12 13 13 13 13 26 20 20 21 18 13 14 13 24 26 26 24 26 26 26 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 52 26 26 26 26 26 26 26 26 26 26 26 22 10 10 12 9 6 7 7 6 7 8 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 92 91 92 91 91 90 12 12 12 13 12 13 20 24 13 24 20 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 8 9 8 9 9 10 95 89 89 92 92 89 83 89 25 13 12 12 12 13 12 12 26 21 13 14 13 20 13 21 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 5 11 11 8 8 11 17 11 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 27. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2011 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics All workers ............................................................. 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent 1 21 1 33 27 16 63.7 60.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 1 2 – 1 – 1 – 17 18 17 36 – 21 21 21 21 1 – 1 1 – 2 – 2 – 35 37 34 25 37 34 37 32 33 24 17 27 31 – 27 25 27 35 22 26 19 5 6 16 15 17 9 65.6 66.0 65.4 59.1 59.1 63.9 63.4 64.1 62.1 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – – 1 2 – 17 23 17 17 17 – – 1 1 – 33 33 36 40 32 40 31 28 27 28 6 12 16 12 21 61.2 62.6 64.6 62.0 67.6 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 19 39 1 – 36 18 26 34 17 9 64.1 61.0 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 2 1 22 21 3 1 18 36 40 25 15 16 64.4 63.6 66.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 – 35 47 20 19 18 18 – – 1 1 1 – 25 16 36 37 32 30 32 33 29 26 25 25 6 3 12 16 23 26 59.9 58.0 62.9 63.7 66.2 67.2 60.0 60.0 60.0 60.0 60.0 65.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 2 – 2 14 22 13 1 – 1 38 26 40 26 44 23 18 5 20 64.5 61.3 65.0 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 1 – – – – 23 20 12 19 – 1 1 – – – 32 30 38 23 – 27 28 34 21 43 15 21 15 37 36 63.6 66.4 65.4 72.8 71.7 60.0 60.0 60.0 67.0 67.0 Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2011—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 2 – – 3 – – – 23 17 14 18 10 – 16 12 21 24 24 24 24 47 48 35 – – – – – – – – – 1 – – 2 1 1 5 29 30 31 29 37 29 41 45 32 34 22 25 37 25 24 – 28 22 22 26 18 23 31 30 42 26 17 9 28 24 24 33 20 28 31 24 33 – 12 14 – 12 36 40 7 3 3 5 64.0 66.8 68.7 66.7 69.3 60.6 63.5 64.7 60.5 62.0 70.7 72.2 60.2 57.7 57.6 59.0 60.0 66.0 66.0 60.0 66.0 60.0 60.0 60.0 60.0 60.0 67.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 – 1 1 2 1 26 26 27 18 15 22 1 – – 1 1 2 29 28 33 36 38 34 31 34 26 24 27 21 11 10 14 19 17 21 62.3 62.3 62.2 64.8 64.5 65.1 60.0 60.0 60.0 60.0 60.0 60.0 – 1 – – – – – 2 40 9 7 12 – 8 8 9 – 1 – – – – – 5 8 47 42 53 52 50 48 32 44 22 21 13 5 17 14 30 6 21 27 20 – 23 24 21 60.8 65.3 66.6 64.8 62.0 66.5 66.1 66.4 60.0 60.0 60.0 60.0 60.0 60.0 60.0 65.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 28. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2011 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 72 $170 $260 $546 $1,000 $2,080 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 68 68 68 85 83 70 72 69 72 170 170 170 – – 170 170 170 170 385 400 381 – – 201 170 250 300 600 900 561 – – 546 546 559 546 1,500 1,500 1,385 – – 1,000 1,000 1,000 1,000 2,423 2,500 2,325 – – 2,300 2,500 2,000 1,500 32 32 32 15 17 30 28 31 28 81 67 69 71 67 – 170 170 170 170 – 250 250 250 300 – 546 515 515 511 – 1,000 750 1,000 577 – 1,500 1,500 1,500 1,500 19 33 31 29 33 Full time ................................................................. Part time ................................................................ 70 82 170 170 300 170 559 315 1,153 559 2,308 561 30 18 Union ..................................................................... Nonunion ............................................................... 70 72 170 170 215 300 500 559 559 1,000 1,000 2,308 30 28 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 84 73 71 66 67 170 170 170 170 170 170 270 300 346 300 524 546 546 561 559 561 1,000 1,000 1,500 1,500 1,500 2,000 2,000 2,400 2,423 16 27 29 34 33 Goods-producing industries ................................... Manufacturing .................................................... 64 59 170 170 300 300 524 524 1,000 1,000 1,500 1,730 36 41 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 73 66 71 58 48 170 170 170 170 – 250 170 364 200 – 546 511 546 524 – 1,000 600 1,000 577 – 2,308 1,746 1,500 1,000 – 27 34 29 42 52 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2011—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 48 65 60 65 58 79 81 83 88 72 54 45 75 – $170 170 – – – 170 170 – – – 170 170 – $500 546 – – – 500 500 – – – 170 300 – $1,000 1,000 – – – 561 1,000 – – – 600 546 – $2,500 2,500 – – – 1,200 1,500 – – – 1,500 1,000 – $3,846 3,000 – – – 2,350 2,080 – – – 1,500 2,076 52 35 40 35 42 21 19 17 12 28 46 55 25 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 78 81 73 67 72 60 170 170 170 170 170 170 170 170 170 346 350 300 524 546 500 559 559 561 800 750 1,000 1,400 1,200 1,500 1,500 1,500 1,500 2,308 2,308 2,350 22 19 27 33 28 40 90 51 52 66 72 57 60 71 170 200 250 300 – 230 315 200 170 350 346 500 – 500 500 520 500 520 515 1,000 – 1,000 1,000 916 559 1,000 1,250 1,750 – 1,500 2,300 2,000 561 2,300 2,000 2,500 – 2,308 3,363 2,400 10 49 48 34 28 43 40 29 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 29. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2011 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 8 92 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 7 7 7 8 8 10 8 10 93 93 93 92 92 90 92 90 8 11 8 8 7 92 89 92 92 93 Full time ................................................................. 8 92 Union ..................................................................... Nonunion ............................................................... 8 8 92 92 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 9 9 7 7 95 91 91 93 93 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 9 11 8 91 89 92 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 8 11 8 7 22 92 89 92 93 78 Worker characteristics Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2011—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 4 7 6 5 8 7 5 8 8 9 8 5 96 93 94 95 92 93 95 92 92 91 92 95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 8 5 8 6 10 93 92 95 92 94 90 6 9 7 5 9 7 11 7 8 94 91 93 95 91 93 89 93 92 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 30. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2011 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 93 5 1 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 94 93 95 96 97 93 90 94 90 5 6 5 3 – 6 9 5 5 (1) 1 – – – 1 – 1 3 (1) (1) – – – (1) – (1) 1 88 91 88 86 91 5 6 4 4 4 5 2 5 8 2 1 2 3 2 3 Full time ................................................................. 93 5 1 1 Union ..................................................................... Nonunion ............................................................... 77 95 9 5 9 (1) 4 (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 94 92 94 93 92 92 4 – 4 5 6 7 – – 1 1 2 – – – (1) (1) 1 – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 89 91 90 4 5 3 5 5 6 1 – 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 94 88 94 95 75 5 9 4 – 24 (1) 1 – – – (1) 2 – – – Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2011—Continued (All workers with long-term disability coverage = 100 percent) Characteristics Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 89 92 92 89 93 99 96 97 96 97 95 94 97 100 99 95 11 7 8 10 6 – 3 3 – 3 5 6 3 – – – – – – – – – – – – – – (1) – – – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 93 93 95 93 93 92 5 6 3 5 5 5 1 1 1 2 1 2 1 (1) 1 1 (1) 1 95 95 89 92 95 92 92 94 93 4 3 6 5 4 7 7 5 6 – 1 4 – – – 1 – 1 – 1 1 – – – 1 – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 31. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2011 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 22 64 7 6 2 58.7 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 22 19 24 36 – 19 19 19 19 63 65 62 54 55 65 64 66 68 7 8 7 4 – 7 8 7 5 6 7 6 – 6 7 6 7 5 1 1 1 – – 2 3 2 2 58.5 59.0 58.2 57.4 58.8 59.2 59.7 59.1 59.1 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 16 21 19 16 21 75 65 70 69 71 – 6 4 6 2 – 6 5 6 4 – 2 2 2 1 59.5 58.9 58.5 59.0 57.9 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. 22 65 6 6 1 58.6 60.0 Union ..................................................................... Nonunion ............................................................... 32 21 55 65 3 7 5 6 4 1 57.9 58.7 60.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 22 20 22 21 59 66 66 63 62 5 6 6 7 9 6 5 7 6 6 4 1 1 1 1 59.3 58.3 58.8 58.6 58.7 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 18 11 20 68 80 66 6 – 7 6 5 6 1 – 1 58.9 60.1 58.7 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 22 18 16 21 46 64 67 67 70 30 7 7 10 – 15 6 5 5 6 – 2 3 2 – – 58.6 59.3 58.7 59.4 57.6 60.0 60.0 60.0 60.0 60.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2011—Continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 61 to 66 percent Mean fixed percent of annual earnings Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 15 26 26 30 21 23 15 11 – 27 8 9 32 29 63 58 57 52 62 69 69 72 63 62 74 75 59 60 12 9 10 10 10 – – 7 – 5 7 9 – – 6 5 5 6 4 – 8 10 – 6 9 5 5 – 4 1 2 1 2 – – 1 – 1 2 2 – – 59.8 58.4 58.5 58.1 59.2 58.3 59.1 59.7 58.1 57.7 60.5 60.0 56.9 58.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 16 16 16 24 15 32 68 69 67 62 69 57 5 6 4 7 8 6 8 7 10 5 6 4 2 2 2 1 1 1 59.6 59.5 59.8 58.2 59.3 57.2 60.0 60.0 60.0 60.0 60.0 60.0 13 19 22 19 21 – 18 25 26 69 67 67 64 68 54 68 60 54 7 5 4 10 6 5 5 11 10 10 7 5 5 3 5 7 3 9 2 2 1 1 1 – 2 1 2 59.9 59.2 58.5 59.2 58.2 57.2 58.7 58.1 58.7 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 32. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2011 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 84 $3,500 $5,000 $8,000 $10,000 $15,000 16 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 85 85 84 82 86 88 85 84 4,000 5,000 4,000 3,000 3,333 3,000 4,000 3,000 5,000 6,000 5,000 5,000 5,000 5,000 5,000 5,000 9,000 10,000 8,000 7,500 9,500 7,500 10,000 6,000 12,000 14,286 10,000 10,000 12,000 12,000 12,000 10,000 15,000 20,000 15,000 13,000 20,000 20,000 20,000 15,000 15 15 16 18 14 12 15 16 87 83 76 80 72 2,500 3,000 2,500 2,500 2,500 5,000 4,000 5,000 5,000 5,000 5,000 6,000 6,000 7,000 5,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 12,000 13 17 24 20 28 Full time ................................................................. 84 3,900 5,000 8,000 10,000 15,000 16 Union ..................................................................... Nonunion ............................................................... 71 85 2,917 4,000 4,000 5,000 5,000 8,000 10,000 10,000 15,000 15,000 29 15 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 82 84 84 83 83 3,000 3,000 3,098 4,000 5,000 5,000 5,000 5,000 5,000 6,000 7,500 7,500 7,500 10,000 10,000 10,000 10,000 10,000 12,500 15,000 15,000 15,000 15,000 17,300 20,000 18 16 16 17 17 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 82 95 79 2,917 – 2,500 5,000 – 5,000 7,000 – 7,500 10,000 – 10,000 15,000 – 15,000 18 5 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 84 77 81 61 65 4,000 3,000 5,000 – 5,000 5,000 5,000 5,000 – 7,500 8,000 6,000 7,500 – 12,000 10,000 10,000 10,000 – 15,000 16,000 15,000 15,000 – 20,000 16 23 19 39 35 Worker characteristics Establishment characteristics See footnotes at end of table. Table 32. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2011—Continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 86 87 86 85 85 86 92 86 86 88 86 76 $4,000 4,167 5,000 5,000 4,167 5,000 5,000 3,000 4,000 4,500 3,000 3,000 $4,000 7,500 9,500 9,000 7,000 6,000 6,000 5,000 5,000 5,000 5,000 5,000 $7,500 10,000 12,000 12,250 10,000 10,000 8,000 6,500 7,000 7,500 6,000 6,000 $12,000 20,000 20,000 30,000 15,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 $15,000 35,000 41,667 41,667 25,000 16,000 15,000 15,000 14,500 15,000 15,000 10,000 14 13 14 15 15 14 8 14 14 12 14 24 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 84 84 84 83 87 80 3,000 3,900 3,000 4,000 3,500 4,000 5,000 5,000 5,000 5,000 5,000 5,000 7,500 7,500 6,000 9,340 7,500 10,000 10,000 10,000 10,000 12,000 10,000 15,000 15,000 15,000 15,000 16,000 15,000 20,000 16 16 16 17 13 20 87 84 78 81 83 84 85 86 4,167 3,000 3,200 4,000 3,500 4,000 5,000 4,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,500 7,500 7,500 7,000 10,000 8,000 10,000 8,000 10,000 10,000 10,500 10,000 12,000 10,500 10,000 15,000 14,000 15,000 15,000 15,000 20,000 15,000 15,000 20,000 17,300 13 16 22 19 17 16 15 14 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 33. Leave benefits: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid 77 63 77 38 63 66 38 11 85 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 97 85 53 60 81 72 87 79 86 91 83 43 39 66 55 74 51 87 96 83 58 62 79 69 86 80 56 59 55 24 25 41 33 46 26 82 86 80 41 44 67 59 71 52 83 87 81 46 58 69 63 73 54 53 56 51 23 33 40 36 42 30 19 21 17 7 6 11 7 14 8 89 92 88 79 83 87 86 87 78 68 90 84 91 77 38 64 54 54 54 69 90 83 90 75 19 33 32 31 33 39 65 65 68 61 41 68 67 69 65 23 36 38 40 35 7 9 6 7 5 74 83 85 87 82 Full time ................................................................. Part time ................................................................ 90 40 75 27 91 37 45 19 74 34 75 38 44 20 13 6 88 75 Union ..................................................................... Nonunion ............................................................... 89 76 71 62 90 76 49 37 85 61 86 64 48 37 10 11 91 84 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 51 34 85 89 90 90 32 21 66 74 85 87 51 38 84 90 89 90 18 11 41 43 56 58 36 26 67 74 83 86 41 32 70 75 84 86 20 15 39 44 54 60 5 4 10 12 19 21 77 74 86 87 90 91 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 88 69 95 56 37 62 88 70 95 31 19 36 67 36 79 68 39 79 42 19 50 9 7 10 86 72 92 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 75 78 90 72 83 98 64 61 76 52 71 94 75 78 89 71 85 96 40 36 37 33 42 64 62 66 73 60 75 97 65 69 74 63 79 96 37 39 37 38 42 71 11 5 9 4 6 11 84 87 85 86 92 98 Establishment characteristics See footnotes at end of table. Table 33. Leave benefits: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Characteristics Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 92 94 95 96 95 87 81 90 68 81 65 80 84 39 37 69 89 89 91 93 91 79 65 85 40 78 76 82 78 32 30 52 91 92 95 96 95 83 76 89 60 80 57 72 84 48 47 67 67 61 66 62 70 44 38 50 21 54 46 54 55 14 12 24 83 85 90 90 91 68 58 73 34 76 73 91 77 26 24 52 88 87 91 92 91 72 61 76 38 76 78 93 76 35 32 53 53 56 62 63 62 33 37 43 24 42 48 67 41 16 15 24 23 23 26 24 29 – 13 16 6 18 13 15 18 3 3 10 95 90 94 95 93 75 80 86 71 88 85 93 88 77 77 73 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 69 66 76 87 84 91 54 52 58 73 67 82 70 68 76 86 82 90 27 25 33 51 45 60 50 47 61 78 72 87 54 50 64 80 73 88 26 24 33 52 43 63 8 7 10 14 11 19 77 74 88 93 91 96 75 80 79 74 77 79 80 75 73 70 67 58 61 60 58 64 63 65 75 76 78 76 79 78 80 77 75 44 49 41 30 36 38 35 35 33 67 70 67 63 62 65 62 58 56 77 76 66 61 66 68 64 60 56 46 42 38 37 39 38 39 32 33 12 10 11 10 11 7 13 9 12 87 82 83 87 83 91 85 84 86 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 34. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2011 (All workers with paid holidays = 100 percent) Paid holidays Characteristics Mean number of days Median number of days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 10 25 13 14 9 14 6 4 1 1 2 8 8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 2 3 26 – 10 16 7 10 15 11 17 27 29 32 47 24 31 13 11 14 14 – 13 12 14 18 14 14 14 13 – 13 10 14 13 12 13 11 5 – 8 5 10 7 21 25 19 5 5 14 6 19 11 9 9 8 4 5 5 2 6 5 7 8 7 2 3 3 1 3 3 2 2 2 1 – 1 (1) 1 1 2 2 2 1 – 1 – 1 1 ( ) 2 2 2 1 – 1 – 1 1 9 9 9 6 7 7 6 8 7 9 9 9 6 7 7 6 8 7 14 7 9 6 11 32 30 23 18 30 18 18 12 12 12 13 12 16 14 17 8 7 10 10 9 8 13 14 18 10 3 6 7 8 5 1 4 4 6 3 1 1 2 3 1 – (1) 1 1 1 – 1 3 4 1 7 8 8 9 7 7 7 8 9 7 Full time ................................................................. Part time ................................................................ 8 28 23 35 14 11 14 10 10 4 16 7 7 3 5 1 2 (1) 1 (1) 2 1 8 6 8 6 Union ..................................................................... Nonunion ............................................................... 2 11 15 26 10 14 18 13 11 9 16 14 11 5 7 4 3 1 2 1 5 1 9 8 9 7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 27 49 11 6 3 2 35 26 32 22 13 11 14 11 14 13 12 11 10 7 14 15 15 13 4 3 8 10 12 13 5 2 12 16 22 24 2 2 5 8 9 10 1 – 2 5 8 10 (1) – 1 2 2 3 – – 1 1 1 1 – – 1 1 3 2 6 5 7 8 9 9 6 6 7 8 9 10 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 15 3 17 35 12 11 19 9 13 13 13 12 8 13 18 6 21 9 2 11 7 (1) 9 3 – 3 1 – 2 3 – 4 9 7 9 9 6 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 11 14 5 21 6 – 27 40 22 56 22 – 14 12 19 10 9 – 14 13 18 7 24 – 8 7 11 3 7 20 14 7 10 2 17 20 5 4 7 1 9 15 3 2 4 – – 10 1 1 1 – – 11 1 (1) 1 – – – 1 1 2 – – – 8 7 8 6 8 10 7 6 8 6 8 10 All workers ............................................................. Less than 6 days Worker characteristics Establishment characteristics See footnotes at end of table. Table 34. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2011—Continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 6 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days Mean number of days Median number of days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1 1 2 – 3 7 2 14 7 2 2 8 46 53 10 16 11 8 7 9 24 21 12 36 29 2 1 33 13 10 26 30 8 6 3 12 17 14 14 15 16 4 2 18 14 15 13 17 19 20 14 28 13 16 18 13 12 10 7 12 14 14 14 9 13 14 7 18 10 10 13 5 8 6 7 8 5 5 7 17 35 41 57 20 10 18 24 8 11 15 10 11 2 – 11 7 9 7 6 8 – 6 6 5 6 14 16 5 3 – 4 4 3 3 3 3 4 6 8 3 3 14 15 2 – – 6 (1) 1 1 – 1 – 1 – – 2 12 15 1 – – 2 – (1) 1 ( ) – – – – – – 2 8 11 – – – 4 – 1 1 1 – – – – – 3 15 15 – – – 3 8 9 9 9 9 8 8 9 7 8 12 12 7 5 5 8 8 9 10 10 9 8 8 9 7 7 11 12 7 6 5 8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 14 14 14 7 8 5 27 27 26 23 28 16 15 16 14 12 14 9 14 15 12 14 12 15 9 8 11 9 10 9 13 13 13 16 14 19 4 4 4 8 7 10 3 2 4 6 3 9 1 1 – 2 2 3 1 1 – 1 1 2 1 1 1 2 1 4 7 7 7 8 8 9 7 7 7 8 8 9 5 10 8 6 14 18 14 11 8 15 21 27 31 29 21 27 28 20 11 13 15 19 13 14 12 12 13 11 12 13 15 12 16 13 18 19 12 10 10 9 7 9 8 8 9 22 15 14 8 14 12 14 11 17 10 8 5 6 4 5 6 7 6 7 6 3 1 4 3 4 3 5 2 2 2 3 1 1 1 1 2 1 1 1 – 1 – 1 – 1 3 3 3 – 1 – 1 – 1 9 8 8 8 7 7 8 8 8 9 8 8 7 7 7 7 7 8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 35. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2011 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year1 As needed2 As part of consolidated leave plan3 65 6 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 59 62 58 65 64 68 74 65 67 69 74 71 77 9 9 9 3 – 6 6 6 8 9 4 4 5 32 29 34 33 – 26 20 29 24 22 22 25 18 Full time ................................................................. Part time ................................................................ 65 65 7 4 28 31 Union ..................................................................... Nonunion ............................................................... 76 64 5 6 19 29 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 69 65 67 66 61 60 4 6 4 6 10 13 27 29 29 28 29 27 Goods-producing industries ................................... Manufacturing .................................................... 67 67 8 8 24 25 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 65 76 71 78 79 67 6 6 13 4 3 – 29 18 16 19 18 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 35. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2011—Continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics Fixed number of days per year1 As needed2 As part of consolidated leave plan3 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 72 62 60 69 47 66 64 60 71 54 75 77 51 68 64 70 10 6 6 4 6 6 9 11 4 3 8 10 2 5 6 8 18 33 34 27 47 27 27 28 25 43 17 13 47 27 30 22 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 66 65 70 64 70 58 8 10 5 5 4 5 25 25 25 31 26 37 63 73 61 63 62 52 68 63 71 9 7 8 6 5 8 5 6 5 28 21 31 31 33 40 27 30 24 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 36. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2011 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 20 55 21 3 1 8 6 Full time ................................................................. Part time ................................................................ 18 32 56 49 22 17 3 – 1 – 8 6 6 5 Union ..................................................................... Nonunion ............................................................... 18 20 43 57 33 19 5 2 1 1 8 8 6 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 26 25 27 15 19 9 57 57 57 54 63 42 15 16 13 26 17 39 2 1 – 4 2 6 (3) 1 – 2 (3) 4 7 7 6 9 7 11 5 5 5 6 6 9 All workers ............................................................. 18 55 22 3 2 8 6 Full time ................................................................. Part time ................................................................ 16 31 56 50 23 17 3 – 2 – 9 7 6 5 Union ..................................................................... Nonunion ............................................................... 16 18 44 57 33 20 5 2 2 2 9 8 6 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24 23 26 13 17 8 57 58 57 53 62 41 16 16 14 27 18 40 2 2 – 3 2 5 1 1 – 3 1 7 7 7 6 10 7 13 5 5 6 6 6 10 After 5 years See footnotes at end of table. Table 36. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 18 55 22 3 2 9 6 Full time ................................................................. Part time ................................................................ 16 31 56 49 23 17 3 – 2 – 9 7 6 6 Union ..................................................................... Nonunion ............................................................... 16 18 44 56 32 21 6 2 2 2 10 9 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24 23 26 13 16 8 57 57 56 53 62 40 16 17 14 27 18 40 2 2 – 4 2 6 1 1 – 3 1 7 7 7 7 11 8 15 5 5 6 6 6 10 All workers ............................................................. 18 55 22 3 2 9 6 Full time ................................................................. Part time ................................................................ 16 31 56 49 23 17 3 – 2 – 10 7 6 6 Union ..................................................................... Nonunion ............................................................... 16 18 44 56 31 21 7 2 2 2 10 9 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24 23 26 12 16 7 57 57 56 53 63 40 16 17 15 27 18 40 2 2 – 4 2 6 1 1 – 3 1 7 7 7 7 12 8 16 5 5 6 6 6 10 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 37. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2011 (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total All workers ............................................................. No carryover provision 44 9 34 56 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance: Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 49 40 54 41 45 50 42 15 11 17 7 8 9 8 35 29 38 35 37 42 34 51 60 46 59 55 50 58 38 37 29 46 5 6 4 8 34 31 24 38 62 63 71 54 Full time ................................................................. Nonunion ............................................................... 43 43 10 9 34 34 57 57 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 37 48 43 44 47 6 8 9 13 15 30 40 34 32 32 63 52 57 56 53 Goods-producing industries ................................... Manufacturing .................................................... 29 30 8 8 21 22 71 70 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 46 52 31 54 68 66 32 36 37 32 35 36 44 63 65 82 62 45 10 8 5 9 8 24 9 8 9 8 – 11 16 13 16 19 13 11 37 44 26 45 61 42 23 28 27 24 – 25 28 49 50 63 49 34 54 48 69 46 32 34 68 64 63 68 65 64 56 37 35 18 38 55 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 35 32 42 52 7 6 9 12 28 26 33 40 65 68 58 48 Worker characteristics Establishment characteristics See footnotes at end of table. Table 37. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2011—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total 100 to 499 workers ............................................ No carryover provision 51 11 40 49 42 37 38 43 51 53 42 54 45 10 9 7 7 12 13 7 9 12 32 29 31 36 39 40 35 45 33 58 63 62 57 49 47 58 46 55 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans that allow employees to accumulate unused sick leave from year to year. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2011 (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 7 38 36 12 6 2 10 10 Full time ................................................................. Part time ................................................................ 4 24 37 46 38 21 13 4 6 3 2 1 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 5 7 47 37 37 36 7 12 3 6 2 2 9 10 8 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 9 7 5 7 3 45 45 47 31 41 19 34 34 34 37 35 40 8 8 8 15 12 19 3 3 – 8 4 14 1 (3) – 3 2 5 8 8 8 11 9 13 6 6 7 10 10 10 All workers ............................................................. 2 10 37 34 11 6 14 15 Full time ................................................................. Part time ................................................................ 1 10 8 24 37 36 36 20 12 6 7 4 14 11 15 10 Union ..................................................................... Nonunion ............................................................... 1 2 7 11 47 35 33 34 9 12 4 7 13 14 12 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 2 1 1 1 14 16 10 6 8 4 40 39 44 33 41 24 32 31 33 35 34 37 8 8 7 15 11 20 4 3 4 9 4 14 13 12 13 15 14 17 10 10 12 15 14 15 After 5 years See footnotes at end of table. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2011—Continued (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 2 7 16 41 22 13 17 15 Full time ................................................................. Part time ................................................................ 1 9 6 19 16 17 42 34 23 14 13 8 17 14 15 15 Union ..................................................................... Nonunion ............................................................... 1 2 4 8 11 16 56 39 19 22 9 13 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 2 1 1 (3) 12 13 8 3 4 2 21 23 18 10 13 7 39 37 46 42 49 33 18 17 20 25 22 30 7 7 7 18 10 27 15 15 16 18 17 20 15 15 15 15 15 20 All workers ............................................................. 2 7 13 19 35 25 19 20 Full time ................................................................. Part time ................................................................ 1 9 5 17 13 14 19 18 36 26 26 17 20 16 20 15 Union ..................................................................... Nonunion ............................................................... 1 2 3 7 7 13 11 20 43 34 36 23 21 19 20 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 2 1 1 (3) 11 13 7 3 4 1 18 20 14 8 9 6 25 26 25 13 18 7 28 25 34 42 45 38 15 14 17 34 23 48 16 16 18 22 20 24 15 15 20 20 20 24 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2011 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 25 15 20 23 25 75 8 12 15 17 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 37 31 41 26 22 23 15 28 14 17 17 17 14 14 15 12 15 11 22 22 22 19 18 20 17 21 15 25 25 25 22 22 23 20 24 18 27 27 27 24 24 25 22 26 20 63 69 59 74 78 77 85 72 86 10 10 10 7 6 8 7 8 7 14 14 14 11 11 12 11 12 11 17 17 17 13 13 15 14 15 13 19 20 19 14 14 17 17 17 14 16 13 14 16 11 10 11 11 11 10 14 17 16 16 15 17 19 18 18 18 18 22 21 22 21 84 87 86 84 89 6 7 7 7 7 9 11 11 11 11 11 14 14 14 14 12 16 17 17 18 Full time ................................................................. Part time ................................................................ 25 23 15 12 20 17 23 20 26 22 75 77 8 6 12 10 15 12 17 14 Union ..................................................................... Nonunion ............................................................... 15 26 13 15 18 20 22 23 25 25 85 74 8 8 12 12 16 14 20 16 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 18 15 25 23 32 31 12 11 14 15 17 17 17 17 20 20 21 21 20 19 23 23 24 24 22 21 25 26 26 27 82 85 75 77 68 69 6 5 7 8 10 11 10 9 12 12 14 14 12 11 14 15 16 17 14 12 17 18 19 20 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 16 15 16 11 9 12 16 12 16 18 15 19 22 16 23 84 85 84 7 6 7 11 9 12 14 11 15 17 11 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 27 12 15 12 9 13 16 11 12 10 11 16 21 17 16 17 17 19 24 20 19 20 21 22 26 23 21 23 23 27 73 88 85 88 91 87 8 7 8 6 7 9 12 11 12 11 12 13 15 14 15 14 16 16 17 18 17 17 20 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 5 10 20 year years years years Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 18 35 38 30 51 26 28 31 23 49 16 11 53 17 19 12 16 17 18 18 18 10 14 15 12 18 13 16 18 11 11 13 20 21 22 22 22 15 18 18 16 23 16 19 23 18 18 16 23 24 25 25 25 18 21 21 19 27 18 22 27 21 21 19 25 26 28 27 28 19 23 22 20 28 18 23 29 22 22 20 82 65 62 70 49 74 72 69 77 51 84 89 47 83 81 88 10 10 10 10 10 9 8 10 6 10 13 14 9 6 6 7 14 14 14 14 14 13 12 13 10 14 16 17 14 10 10 11 17 16 16 16 16 15 14 16 12 16 18 19 16 12 11 13 21 19 19 19 20 16 16 17 13 18 20 21 17 13 12 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 20 20 20 30 22 39 13 12 14 16 15 18 18 17 19 21 19 23 21 20 22 25 22 26 22 22 24 27 25 29 80 80 80 70 78 61 7 7 7 8 8 10 11 11 12 13 12 14 13 13 14 16 15 17 15 14 16 19 18 21 28 19 26 28 26 26 23 31 25 17 16 14 15 15 14 16 15 14 22 21 19 19 20 19 20 20 20 25 24 23 22 23 23 23 23 23 27 26 25 26 24 25 25 24 25 72 81 74 72 74 74 77 69 75 9 8 8 7 7 7 8 8 8 13 13 12 12 11 11 12 12 13 15 15 15 15 13 14 14 15 15 18 18 18 18 16 16 16 17 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 9 5 5 32 46 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 17 17 17 8 4 6 3 9 3 13 19 10 (2) – 5 3 7 1 11 13 10 2 3 5 3 7 3 49 51 47 17 17 36 35 36 23 64 66 62 28 27 51 53 50 32 1 5 4 6 3 (2) 2 1 2 1 3 4 2 3 2 15 30 27 30 24 24 41 43 43 42 Full time ................................................................. Part time ................................................................ 10 6 6 2 7 2 36 21 51 32 Union ..................................................................... Nonunion ............................................................... 14 8 1 5 6 5 42 31 68 44 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 5 7 9 16 18 (2) – 2 6 13 17 1 1 4 6 11 14 17 11 31 36 49 52 27 20 46 50 65 69 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 7 (2) 9 4 2 6 3 3 3 32 13 40 45 21 54 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 9 3 6 1 3 14 5 2 4 1 – – 6 2 3 1 3 9 32 35 22 38 33 73 46 54 40 55 62 83 Worker characteristics Establishment characteristics See footnotes at end of table. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Characteristics Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 14 22 27 29 21 – 8 8 4 15 15 22 15 8 7 7 8 15 18 15 21 5 12 19 4 3 6 8 2 1 – 1 13 19 23 21 24 – 7 12 – 7 13 21 6 2 2 3 59 52 60 57 63 21 25 29 11 42 40 66 42 11 11 15 74 63 73 71 75 29 38 46 21 53 48 77 54 23 23 25 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 3 5 15 7 26 3 4 3 7 4 11 3 3 3 8 5 13 16 14 21 51 41 66 26 22 38 69 58 83 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 9 9 11 8 8 – 9 7 9 7 7 5 5 4 4 4 4 5 9 7 4 4 4 3 3 6 9 33 33 38 34 31 35 31 26 30 44 45 48 45 48 49 45 43 44 1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. Geographic areas NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with care reimburse- no employer reimbursement contributions ment account account Financial planning Total1 Performance Signing Other 16 17 33 35 19 17 8 2 1 6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 23 31 20 6 – 21 22 20 12 29 31 28 8 12 16 9 22 13 56 58 55 17 18 34 28 37 21 58 61 57 18 20 35 29 40 25 24 24 23 12 21 22 24 20 14 27 33 24 8 7 22 22 21 10 11 15 9 3 4 10 10 9 5 4 6 3 1 – 2 1 3 2 3 4 2 (2) – 1 1 2 1 8 11 6 2 4 8 9 7 3 6 17 12 12 11 8 17 14 18 11 11 31 27 30 25 15 34 29 33 24 9 20 17 18 17 5 15 12 14 9 2 9 7 7 6 – 4 1 1 1 – 1 1 1 (2) 1 4 5 5 6 Full time ................................................................. Part time ................................................................ 19 7 21 7 39 18 42 16 21 13 20 10 9 5 3 1 2 (2) 6 4 Union ..................................................................... Nonunion ............................................................... 14 16 19 17 41 33 43 34 25 18 21 17 10 8 4 2 2 1 5 6 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 4 17 18 25 28 6 4 16 21 28 31 15 10 29 37 56 63 15 9 31 40 59 65 13 9 19 19 24 26 9 5 17 17 28 31 5 6 6 8 13 16 1 1 2 2 5 6 (2) (2) 1 1 3 4 4 5 5 6 8 11 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 14 6 18 18 8 22 32 10 40 36 13 44 16 7 19 17 5 22 8 1 11 3 – 4 2 – 2 6 – 7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 16 20 14 22 19 41 17 12 18 7 18 49 34 31 26 27 41 74 35 30 30 27 36 70 19 24 16 26 28 12 17 19 15 21 14 36 8 9 6 11 8 14 2 1 1 1 – 2 1 1 – 1 2 – 6 8 5 10 5 12 Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with care reimburse- no employer reimbursement contributions ment account account Financial planning Total1 Performance Signing Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 33 35 41 44 39 15 16 23 7 13 12 17 13 4 4 6 27 35 41 46 38 11 18 24 7 23 22 31 23 4 4 8 67 60 69 70 67 25 33 47 15 43 46 71 42 11 11 11 68 63 73 73 71 29 34 47 15 45 50 75 45 12 11 16 23 18 19 19 18 12 18 21 15 22 32 47 20 – – 13 – 40 50 51 45 7 18 24 5 14 16 26 14 8 8 5 33 18 23 26 20 – 8 9 4 2 1 3 2 4 5 – 20 8 9 14 5 – 2 3 – (2) – – (2) – – – 2 4 5 7 2 – 2 – 3 (2) 1 2 (2) – – – 15 15 18 20 16 – 6 8 2 1 (2) (2) 1 4 4 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 8 12 24 23 26 9 8 13 26 20 34 19 16 27 50 38 66 20 17 30 52 41 68 11 10 15 27 24 31 8 7 10 28 23 35 4 4 7 12 9 15 1 1 1 4 2 5 1 1 (2) 2 1 4 3 3 5 9 8 10 12 13 17 18 16 24 15 15 16 18 14 18 22 18 21 17 17 13 38 32 35 36 33 24 34 39 31 38 34 37 40 33 32 36 39 32 20 22 19 14 17 28 17 20 16 16 17 19 18 16 22 17 16 16 9 6 9 6 8 14 6 6 8 2 1 3 1 2 3 2 1 3 1 2 1 (2) 2 2 1 1 2 7 5 6 5 5 12 5 5 5 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance1 Retiree health care benefits2 Under age Age 65 and 65 over 14 17 15 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 26 30 24 5 7 15 12 17 10 25 31 23 5 10 19 18 19 15 23 29 20 4 7 18 17 18 14 5 15 10 9 12 11 18 16 17 16 10 18 13 13 13 Full time ................................................................. Part time ................................................................ 17 8 19 9 17 8 Union ..................................................................... Nonunion ............................................................... 19 14 41 14 35 13 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 5 10 16 28 34 7 4 13 18 32 35 6 4 11 16 29 33 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 12 4 14 20 7 24 17 8 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 15 14 10 11 24 41 16 20 13 18 31 63 15 19 9 18 28 59 Worker characteristics Establishment characteristics See footnotes at end of table. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Long-term care insurance1 Characteristics Retiree health care benefits2 Under age Age 65 and 65 over Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 44 37 44 46 40 – 15 21 4 16 27 43 14 2 2 3 44 37 47 47 44 3 14 18 4 13 26 43 11 1 1 5 44 38 47 49 42 4 12 16 4 11 24 42 8 1 1 5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 6 10 23 16 33 7 5 10 28 20 39 6 5 9 25 19 34 13 15 15 12 16 16 15 14 13 15 18 19 14 17 19 18 13 14 15 16 18 13 14 15 15 14 14 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus2 44 5 4 11 10 5 3 6 12 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 52 60 49 29 32 47 41 51 45 8 9 8 1 1 4 2 5 5 6 7 6 3 – 3 2 4 3 13 19 10 6 2 12 9 14 13 6 6 6 8 4 13 14 12 14 9 8 9 3 – 5 3 6 2 2 2 2 2 8 7 12 4 2 9 8 9 6 – 6 3 7 3 16 19 15 7 2 10 7 12 13 42 48 43 48 39 4 6 7 10 4 2 5 2 2 2 15 11 10 12 8 14 13 10 10 10 2 3 5 6 4 1 3 2 2 1 1 4 4 5 4 10 16 14 16 13 Full time ................................................................. Part time ................................................................ 50 27 6 1 4 2 12 5 11 6 6 2 3 3 6 5 14 5 Union ..................................................................... Nonunion ............................................................... 37 44 7 5 4 4 4 11 3 10 8 5 1 4 3 6 19 11 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 29 24 46 48 55 58 1 1 4 6 10 11 2 1 3 4 7 8 6 6 10 13 14 15 8 8 14 10 6 5 1 (4) 5 7 8 9 3 1 6 2 1 1 5 4 6 5 8 9 5 4 10 13 20 19 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 51 45 54 11 4 14 3 2 3 14 18 13 11 16 9 6 2 8 1 1 2 5 – 6 17 8 20 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 42 43 49 41 41 59 4 3 6 1 9 2 4 3 2 2 6 7 10 9 17 7 6 19 9 14 10 18 9 – 5 3 5 2 2 6 4 9 (4) 14 2 – 6 3 3 4 2 – 11 9 14 5 17 24 Worker characteristics Establishment characteristics See footnotes at end of table. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 60 67 72 74 67 48 46 61 29 40 20 21 43 25 24 31 2 10 11 9 15 – 8 14 3 1 – – 2 4 ( ) – 1 12 7 8 6 11 5 5 7 2 3 3 2 3 3 3 2 11 23 26 26 20 12 12 18 5 7 – (4) 7 5 5 11 4 9 7 7 7 17 8 11 5 7 3 1 8 7 7 8 6 4 4 5 4 4 6 6 4 9 10 13 9 1 – 5 – 2 2 1 3 – 2 1 2 3 – – 3 1 – – 8 9 11 11 11 3 9 10 8 9 1 3 10 4 4 – 31 21 25 26 25 8 11 11 8 10 3 2 11 6 6 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 40 40 42 47 43 54 4 4 4 6 4 9 3 2 5 5 3 6 13 13 12 8 7 10 12 13 8 7 9 4 3 3 4 7 5 10 1 1 2 6 8 3 3 2 7 9 7 12 8 7 11 16 12 22 43 43 45 43 46 47 46 47 37 5 3 6 7 4 4 6 6 5 3 3 4 3 4 – 4 5 4 8 11 12 12 10 9 11 11 11 12 8 8 8 12 14 13 13 6 7 8 8 3 3 2 2 5 4 2 2 4 3 4 6 3 2 3 6 6 7 7 8 5 6 5 3 8 11 14 11 12 15 14 9 10 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. 4 Less than 0.5 percent. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex All workers ............................................................. Health care benefits Opposite sex Same sex Opposite sex 7 7 29 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 11 15 9 3 3 8 4 10 8 10 14 9 3 3 7 4 9 7 46 52 43 17 20 30 24 34 22 38 45 35 14 10 26 20 29 18 6 10 8 6 11 6 9 7 4 10 16 29 25 24 26 16 20 21 20 22 Full time ................................................................. Part time ................................................................ 9 4 8 4 36 9 31 8 Union ..................................................................... Nonunion ............................................................... 25 6 22 5 46 28 31 24 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2 1 5 9 15 16 2 1 5 8 14 15 11 6 26 35 50 59 9 4 23 30 41 49 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 3 7 6 4 6 27 15 31 24 15 27 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 8 8 5 4 21 31 7 7 4 4 20 28 30 28 31 21 44 65 25 22 28 17 31 43 Worker characteristics Establishment characteristics See footnotes at end of table. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex Health care benefits Opposite sex Same sex Opposite sex Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 23 25 32 32 31 – 4 3 2 7 4 6 8 – – 5 21 24 31 31 29 – 4 2 2 7 3 5 8 – – 5 61 55 63 64 56 25 33 47 17 29 38 58 28 15 14 18 37 52 59 60 53 27 28 40 16 25 29 43 24 11 9 17 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 5 12 7 19 3 3 4 12 7 18 18 17 23 42 34 54 16 15 20 34 30 41 8 9 7 5 6 5 5 6 12 7 8 5 4 6 5 5 6 12 38 31 22 20 22 21 20 39 52 33 24 15 16 18 14 19 33 48 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the employer’s policy on providing the benefit to unmarried domestic partners. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 58 12 7 24 56 13 1 29 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 83 73 30 39 60 52 65 59 11 11 10 11 7 11 10 11 16 4 1 5 10 9 9 13 6 3 10 5 12 49 44 20 24 18 22 76 85 72 29 39 57 47 63 56 11 10 12 13 – 14 16 13 19 1 1 1 2 – 1 1 1 1 12 5 15 56 38 28 36 23 24 54 63 61 64 59 14 18 14 17 11 5 2 4 2 6 27 17 20 16 24 47 65 63 70 57 – – 12 12 13 – – 1 1 1 30 18 24 17 30 Full time ................................................................. Part time ................................................................ 71 19 15 4 3 18 12 59 72 12 14 11 1 2 13 75 Union ..................................................................... Nonunion ............................................................... 87 54 5 13 2 7 6 26 82 54 9 14 1 1 8 31 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 12 61 71 82 85 11 8 14 14 9 8 14 16 5 3 2 2 51 63 20 12 7 5 23 12 60 70 80 84 12 8 15 15 11 9 1 1 2 1 1 2 63 79 24 14 8 6 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 70 53 76 15 17 14 3 5 2 12 25 8 71 45 80 14 – 10 1 – 1 14 29 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 55 61 68 55 73 94 11 10 15 9 11 – 7 10 4 14 4 – 26 18 13 23 12 4 53 56 66 46 75 92 13 16 18 18 9 3 1 1 1 1 1 1 32 27 16 35 14 4 Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 19 51 1 30 52 17 6 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 27 32 24 7 6 17 10 21 24 60 62 59 34 40 54 53 55 51 1 (1) 1 (1) 1 2 2 1 (1) 13 5 16 58 52 28 35 23 25 72 80 69 27 38 56 49 61 51 15 15 15 15 9 15 14 15 24 3 1 4 10 8 8 12 5 3 10 5 13 49 45 21 25 19 22 22 26 24 23 25 46 56 52 59 45 (1) – 1 1 ( ) 1 31 – 24 18 29 45 56 51 59 43 24 25 24 23 26 5 2 4 2 6 27 17 20 16 25 Full time ................................................................. Part time ................................................................ 23 7 63 16 (1) 3 14 74 65 15 20 8 3 16 12 60 Union ..................................................................... Nonunion ............................................................... 69 14 22 53 1 1 7 32 51 52 40 15 2 6 6 26 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 3 14 24 36 37 31 18 60 61 54 56 2 2 1 (1) 1 1 63 78 25 15 9 7 22 10 56 63 75 80 13 10 18 22 16 13 12 15 5 3 2 2 52 65 20 12 7 5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 28 16 31 57 54 59 (1) (1) (1) 15 30 9 64 45 70 21 25 20 3 5 2 13 25 8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 17 18 15 11 35 82 49 54 68 52 49 13 1 2 1 3 – – 33 26 16 33 – – 50 53 65 48 49 90 16 19 18 15 35 5 7 8 4 11 3 1 27 20 13 25 13 4 Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Medical care and retirement benefits Characteristics Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 81 78 86 89 84 46 52 68 29 64 69 88 63 21 19 36 6 8 5 4 5 21 14 15 15 10 8 3 10 13 13 13 3 3 3 3 4 4 4 4 6 8 4 2 8 10 10 5 9 11 6 4 8 29 29 13 50 19 18 8 19 56 58 46 82 78 86 89 81 51 55 70 33 60 67 85 59 21 19 36 5 8 5 4 7 16 11 13 11 13 11 5 14 13 – – 1 1 1 1 2 2 2 1 3 2 1 1 2 1 – – 12 13 8 6 10 31 31 15 53 24 22 9 25 65 67 49 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 41 37 54 77 72 83 15 16 14 8 10 5 8 8 8 5 6 3 35 39 24 11 13 8 40 36 53 75 68 84 16 17 15 9 13 4 1 1 1 1 2 1 42 46 31 14 17 10 56 60 61 58 57 58 55 58 54 12 10 10 10 12 16 12 12 15 4 6 7 8 7 6 8 7 5 28 24 22 25 24 20 25 24 26 56 54 62 58 56 63 56 56 50 12 16 9 9 13 11 11 14 19 1 1 2 1 1 1 2 1 1 31 28 27 31 30 25 32 29 30 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 43 42 51 55 48 – – – – 19 – 16 20 – – – 44 44 40 39 41 58 55 74 38 54 64 74 53 32 30 40 1 1 1 1 (1) – – – – 1 – – 1 – – – 12 14 8 6 11 33 33 16 56 26 20 – 26 66 68 50 79 75 84 87 82 42 50 67 27 57 65 86 56 19 18 31 9 11 7 7 7 25 17 17 17 16 13 4 17 15 14 19 3 3 3 3 4 4 4 4 6 7 2 2 8 10 9 4 9 11 6 4 8 29 29 13 50 19 20 8 19 56 58 46 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 7 12 31 21 45 48 46 56 53 60 44 1 (1) 2 1 1 1 43 47 30 15 18 11 38 34 50 69 65 74 18 18 18 16 17 14 8 8 7 4 5 3 36 39 25 12 14 8 19 24 25 – 15 17 14 13 19 49 47 46 49 54 57 53 56 50 1 1 1 – 1 1 (1) 2 1 31 29 28 32 30 25 33 29 30 52 52 54 52 54 53 52 55 48 16 19 17 15 15 21 15 14 21 4 5 6 7 7 6 8 6 5 28 24 23 25 24 20 26 25 26 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2011 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 36 33 60 72 68 82 84 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 53 58 51 22 23 39 30 45 25 53 56 51 20 21 36 27 42 21 82 91 78 39 37 64 53 72 50 86 95 81 46 54 74 62 83 73 89 94 87 48 44 72 62 79 57 92 97 90 64 65 83 74 89 83 93 98 90 67 70 87 81 92 86 17 33 31 30 31 14 29 24 23 25 35 64 52 53 50 60 86 79 87 71 45 69 63 62 63 74 91 86 91 81 78 94 88 94 83 Full time ................................................................. Part time ................................................................ 44 14 41 12 73 21 87 27 80 34 94 47 95 54 Union ..................................................................... Nonunion ............................................................... 47 35 40 33 69 59 86 70 81 67 94 80 94 83 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 15 8 39 41 53 54 13 7 35 38 52 53 28 15 64 72 82 85 41 25 79 86 87 87 38 25 72 79 89 92 58 47 87 92 94 95 63 50 90 94 94 95 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 30 16 35 24 12 28 55 35 62 84 60 93 64 44 71 90 75 96 93 80 97 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 37 34 35 31 38 63 35 29 31 25 35 62 61 59 74 50 68 94 69 71 88 62 79 96 69 69 82 60 78 97 80 82 92 75 91 99 83 87 93 83 91 98 Worker characteristics Establishment characteristics See footnotes at end of table. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2011—Continued (All workers = 100 percent) Characteristics Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 66 59 64 61 68 41 37 48 20 49 33 45 52 13 11 22 65 58 63 60 67 40 35 48 18 50 42 49 51 11 10 19 87 88 90 92 89 78 63 83 38 73 54 68 76 26 24 48 90 92 94 95 95 81 74 88 56 76 56 71 80 32 30 62 91 92 94 95 94 85 68 87 44 82 81 89 83 36 33 58 94 95 97 98 97 88 80 92 63 88 82 90 89 55 54 74 94 95 97 98 97 89 84 92 73 88 75 86 91 56 54 76 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 25 23 30 49 42 58 23 21 27 46 38 56 50 49 55 71 64 79 62 60 69 82 78 88 58 57 64 79 73 87 75 73 81 89 86 94 78 75 84 92 90 94 41 45 40 28 35 36 33 33 31 40 42 35 25 32 32 30 32 30 66 63 56 59 57 53 61 60 62 72 73 73 70 71 72 75 69 68 74 74 65 66 64 64 70 66 69 80 83 81 80 82 84 84 81 80 80 86 85 82 85 87 86 84 81 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers with access to one or more of these leave benefits. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.
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