Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2010
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
74
60
81
73
55
75
88
95
86
84
75
81
73
73
85
86
85
86
88
94
85
84
68
74
66
67
78
79
78
80
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
92
82
51
73
74
64
80
79
79
68
37
63
58
47
65
66
86
84
73
86
79
73
81
84
92
81
50
73
73
64
79
78
73
62
34
59
52
41
59
62
80
76
67
81
71
65
74
79
73
85
77
82
72
60
72
63
69
57
83
84
82
85
79
72
84
76
81
72
58
66
59
65
53
80
78
77
80
74
Full time .................................................................
Part time ................................................................
89
25
73
16
82
65
88
24
67
14
76
59
Union .....................................................................
Nonunion ...............................................................
94
70
84
55
90
79
93
70
78
50
84
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
41
25
79
88
93
94
27
15
61
75
81
83
66
59
78
85
88
88
41
25
78
88
92
94
25
13
56
70
74
75
60
54
72
79
80
80
Goods-producing industries ...................................
86
73
86
85
69
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
72
81
86
88
88
77
89
88
58
65
74
75
78
59
77
80
80
81
86
85
89
77
86
90
71
80
86
88
87
76
88
88
52
60
68
69
72
54
69
75
73
75
80
79
83
71
78
84
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Health care3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
60
56
72
86
83
90
45
42
55
73
67
79
76
75
77
84
81
88
60
56
71
86
82
89
43
39
52
66
60
71
71
71
73
77
74
79
72
74
73
72
75
79
71
74
74
60
61
59
59
58
66
56
57
64
83
83
81
81
78
84
78
77
86
71
74
73
72
75
78
71
73
74
52
57
54
54
53
60
51
52
58
73
78
75
76
71
77
72
71
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
38
80
28
22
78
72
54
75
59
67
56
50
49
55
46
42
83
82
83
85
36
39
35
32
28
31
27
26
79
80
79
82
86
93
84
83
67
73
65
66
78
78
78
80
55
60
31
46
47
40
52
46
47
48
23
38
36
28
41
39
85
81
73
82
77
72
79
85
34
30
19
31
25
20
28
32
29
22
14
24
19
15
22
26
84
75
71
79
77
74
78
81
90
79
49
72
72
62
77
76
72
60
33
58
51
40
57
60
80
76
67
80
71
65
74
79
39
53
49
51
46
33
45
39
42
36
85
84
80
83
77
28
36
30
30
29
24
28
24
24
23
85
78
80
81
79
70
83
75
79
70
56
65
58
64
52
80
78
77
80
74
Full time .................................................................
Part time ................................................................
57
15
46
11
80
71
34
9
27
7
78
70
87
24
66
14
76
59
Union .....................................................................
Nonunion ...............................................................
71
43
62
33
87
77
53
23
45
18
85
75
91
68
76
49
84
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
21
13
48
58
66
71
14
8
37
47
56
60
67
58
77
82
85
85
12
8
26
35
43
45
8
5
19
28
35
36
68
62
75
80
81
81
40
24
76
86
91
93
24
13
55
68
73
74
60
54
72
79
80
80
Goods-producing industries ...................................
55
47
85
34
28
83
83
67
81
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
46
49
50
50
56
48
70
59
36
40
42
42
46
37
56
50
79
81
84
85
83
78
79
86
27
29
32
32
35
26
39
43
21
22
26
26
27
19
29
34
77
77
80
82
76
74
75
79
70
79
84
86
87
74
87
87
51
59
67
68
72
53
67
74
73
75
79
78
83
71
77
84
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
30
27
41
62
56
68
23
21
32
50
44
56
77
77
77
81
79
82
18
16
26
37
30
43
14
12
19
29
24
34
76
77
73
79
79
79
58
54
69
84
81
88
41
38
50
64
59
70
71
71
73
76
73
79
50
48
48
46
43
45
35
47
59
41
39
38
38
33
33
27
38
49
81
81
79
82
77
74
77
79
83
21
33
26
17
27
29
19
28
42
17
26
20
14
19
22
15
22
35
80
81
76
79
68
76
76
81
83
70
72
72
71
74
77
69
72
72
51
56
53
53
52
60
49
50
56
72
78
74
76
71
78
72
70
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March 2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
81
79
81
88
19
21
19
12
69
69
69
70
31
31
31
30
89
76
80
85
76
71
78
82
11
24
20
15
24
29
22
18
69
65
67
74
65
61
67
70
31
35
33
26
35
39
33
30
84
81
79
80
79
16
19
21
20
21
70
71
72
74
70
30
29
28
26
30
Full time .................................................................
Part time ................................................................
80
77
20
23
68
66
32
34
Union .....................................................................
Nonunion ...............................................................
89
77
11
23
81
64
19
36
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
75
77
80
81
81
24
25
23
20
19
19
61
63
65
69
72
73
39
37
35
31
28
27
Goods-producing industries ...................................
80
20
73
27
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
79
83
88
89
84
78
75
88
21
17
12
11
16
22
25
12
67
67
70
70
70
64
66
76
33
33
30
30
30
36
34
24
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, civilian workers,2 National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
79
79
80
78
81
21
21
21
20
22
19
64
63
65
70
68
72
36
37
35
30
32
28
75
82
80
79
77
79
79
79
82
25
18
20
21
23
21
21
21
18
69
75
73
67
62
63
61
65
70
31
25
27
33
38
37
39
35
30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
3 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
82
18
70
30
84
82
84
88
16
18
16
12
72
72
71
69
28
28
29
31
89
81
82
86
80
76
82
83
11
19
18
14
20
24
18
17
67
72
68
75
68
65
69
70
33
28
32
25
32
35
31
30
85
82
82
81
82
15
18
18
19
18
70
71
73
74
72
30
29
27
26
28
Full time .................................................................
Part time ................................................................
82
80
18
20
70
70
30
30
Union .....................................................................
Nonunion ...............................................................
89
80
11
20
82
67
18
33
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
78
76
80
83
84
84
22
24
20
17
16
16
63
62
67
72
75
76
37
38
33
28
25
24
Goods-producing industries ...................................
82
18
74
26
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
82
85
88
89
86
82
82
89
18
15
12
11
14
18
18
11
69
69
69
68
71
69
75
79
31
31
31
32
29
31
25
21
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
81
80
83
81
84
20
19
20
17
19
16
65
64
66
73
71
75
35
36
34
27
29
25
79
84
82
82
80
81
83
83
83
21
16
18
18
20
19
17
17
17
74
77
76
71
65
63
63
69
71
26
23
24
29
35
37
37
31
29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$355.61
23
$441.25
77
$329.43
$96.56
100
100
100
100
376.69
358.27
384.05
435.66
24
21
25
37
446.44
437.05
449.52
472.84
76
79
75
63
355.04
337.93
362.27
413.68
94.74
95.60
94.38
97.32
100
100
100
100
100
100
100
100
451.08
372.74
355.78
394.30
337.99
303.43
352.12
340.15
40
15
23
28
19
16
20
35
489.71
481.58
461.02
446.01
432.03
387.69
446.52
416.76
60
85
77
72
81
84
80
65
425.50
353.11
324.76
374.04
315.82
287.16
328.15
299.60
98.40
96.00
94.99
84.57
99.74
110.34
95.18
100.92
100
100
100
100
100
344.18
336.54
343.62
335.50
353.17
41
29
24
21
26
420.11
412.58
445.82
432.15
458.79
59
71
76
79
74
292.26
305.13
312.12
309.45
315.48
98.19
102.98
94.62
92.72
97.02
Full time .................................................................
Part time ................................................................
100
100
355.37
359.27
23
24
440.36
454.46
77
76
329.47
328.82
95.52
112.75
Union .....................................................................
Nonunion ...............................................................
100
100
442.03
330.51
42
18
504.63
398.00
58
82
396.35
315.74
90.21
97.86
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
311.80
295.67
333.07
364.04
381.78
386.87
18
16
20
24
27
25
392.58
419.97
419.35
452.88
457.02
461.64
82
84
80
76
73
75
293.90
271.57
311.00
335.42
354.16
362.44
100.68
101.31
97.91
94.75
95.34
95.07
Goods-producing industries ...................................
100
333.59
24
416.14
76
308.01
89.25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
360.56
394.72
419.63
435.07
389.13
371.51
373.06
431.77
23
25
35
41
23
17
12
32
446.98
456.86
456.40
467.27
411.67
457.73
492.22
474.26
77
75
65
59
77
83
88
68
334.24
373.62
400.15
412.92
382.42
354.23
356.19
411.61
98.20
94.90
96.53
100.31
90.99
93.71
89.93
74.27
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$332.27
335.52
325.01
369.02
357.58
378.41
29
30
24
20
18
22
$420.00
422.62
412.65
458.29
462.07
455.79
71
70
76
80
82
78
$297.25
297.44
296.86
346.06
334.47
356.08
$107.52
110.03
102.36
90.91
93.86
88.35
100
100
100
100
100
100
100
100
363.65
382.85
359.33
349.98
331.01
338.10
343.24
371.86
15
28
19
24
19
22
27
29
454.27
471.08
454.05
430.81
391.37
388.73
403.25
481.54
85
72
81
76
81
78
73
71
347.87
348.43
336.72
324.75
317.13
324.07
321.47
326.07
111.02
98.58
91.01
95.67
96.92
92.77
96.41
99.02
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
77
1
11
1
(5)
10
(5)
100
100
100
100
77
77
77
81
1
–
1
1
11
11
11
10
2
2
1
2
(5)
–
1
–
9
9
9
6
(5)
1
(5)
–
100
100
100
100
100
100
100
100
80
74
78
77
72
67
75
83
1
(5)
–
–
(5)
–
(5)
–
9
11
9
10
16
20
14
7
2
1
1
2
1
–
1
1
–
–
(5)
–
(5)
–
(5)
–
7
12
11
9
10
12
10
9
–
–
–
–
(5)
(5)
(5)
1
100
100
100
100
100
83
83
83
83
83
–
–
1
–
–
6
7
6
5
6
1
–
–
–
5
( )
–
–
–
–
–
9
9
10
10
9
–
–
(5)
–
–
Full time .................................................................
Part time ................................................................
100
100
77
74
1
1
10
16
1
1
(5)
–
10
7
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
77
77
1
(5)
9
11
2
1
1
(5)
9
10
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
76
81
76
80
76
75
–
–
(5)
(5)
–
1
13
9
12
9
10
10
(5)
–
1
1
2
2
–
–
(5)
(5)
–
1
10
–
10
9
10
10
–
–
(5)
(5)
1
1
Goods-producing industries ...................................
100
82
–
6
(5)
–
10
(5)
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
76
77
79
79
78
75
75
78
(5)
1
1
1
–
–
(5)
–
12
12
12
10
16
12
13
12
1
2
2
2
1
1
1
4
(5)
(5)
–
–
1
–
–
2
10
8
5
7
3
10
10
4
(5)
(5)
–
–
–
–
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
80
77
84
76
78
74
–
–
–
1
1
1
9
10
6
12
11
12
1
1
(5)
1
1
2
–
–
–
(5)
–
1
10
11
9
9
8
10
(5)
(5)
–
1
–
1
100
100
100
100
100
100
100
100
100
81
76
77
77
80
77
74
75
77
–
–
( )
–
–
–
–
–
–
7
9
12
12
10
13
13
12
11
1
(5)
1
–
(5)
–
2
1
3
–
2
–
–
–
–
–
–
–
11
11
10
9
9
–
10
11
8
–
–
–
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$818.80
12
$1,071.00
88
$786.00
$376.96
100
100
100
100
864.19
857.20
866.96
841.80
10
9
11
13
1,111.33
1,074.46
1,124.13
1,144.73
90
91
89
87
835.80
834.77
836.21
795.03
375.65
365.34
379.80
426.30
100
100
100
100
100
100
100
100
840.58
875.01
784.09
904.35
783.00
716.40
810.30
789.44
14
8
10
11
8
8
8
20
1,209.87
1,098.51
1,108.30
1,164.24
1,009.28
856.36
1,065.75
1,092.84
86
92
90
89
92
92
92
80
780.56
856.47
747.51
871.59
762.94
704.96
786.92
713.04
447.85
365.16
393.83
320.65
388.75
416.61
377.22
391.45
100
100
100
100
100
769.67
806.72
815.98
821.92
808.94
25
16
16
14
18
1,083.27
–
1,023.55
1,034.98
1,012.70
75
84
84
86
82
666.55
749.46
777.07
786.78
765.06
411.74
375.56
336.76
315.22
363.42
Full time .................................................................
Part time ................................................................
100
100
819.48
808.23
11
14
1,097.40
736.39
89
86
783.90
819.94
374.12
422.82
Union .....................................................................
Nonunion ...............................................................
100
100
993.25
768.64
30
6
1,094.41
1,038.18
70
94
949.73
750.92
318.50
389.49
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
685.52
637.08
755.23
836.72
900.50
939.25
7
7
8
11
16
16
854.91
659.66
1,016.74
1,074.14
1,125.75
1,119.22
93
93
92
89
84
84
672.82
635.30
731.98
806.08
858.38
904.81
424.72
422.24
387.70
364.90
359.39
345.72
Goods-producing industries ...................................
100
819.78
16
1,020.36
84
781.00
324.48
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
818.58
833.52
822.37
813.85
849.98
844.21
920.43
950.67
10
9
12
16
4
7
5
12
1,088.59
1,072.13
1,124.75
1,127.01
1,111.97
980.69
1,189.65
1,094.67
90
91
88
84
96
93
95
88
787.05
809.24
781.19
755.12
837.66
834.55
905.73
931.84
387.97
412.86
413.78
447.03
349.29
412.02
311.75
284.32
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$729.83
721.91
746.95
868.85
845.20
888.17
14
14
13
10
9
11
$1,060.75
1,098.27
969.38
1,078.63
1,061.62
1,089.48
86
86
87
90
91
89
$677.56
659.90
715.03
844.73
823.99
862.17
$436.67
446.35
416.13
344.62
370.27
323.07
100
100
100
100
100
100
100
100
935.93
935.68
887.70
805.94
743.35
678.20
722.03
831.29
9
21
13
12
5
5
7
16
1,087.74
1,090.18
1,079.15
984.24
1,136.49
948.32
1,101.22
1,059.99
91
79
87
88
95
95
93
84
920.32
895.83
859.51
781.52
724.14
663.21
692.96
789.02
360.52
362.24
317.17
367.95
396.54
411.53
429.03
385.28
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
80
(5)
9
1
(5)
9
(5)
100
100
100
100
80
78
80
84
–
–
(5)
–
9
10
9
7
1
2
1
1
(5)
(5)
(5)
(5)
9
9
9
7
–
–
(5)
–
100
100
100
100
100
100
100
100
84
77
80
81
75
69
78
84
(5)
(5)
–
–
(5)
–
(5)
–
7
10
8
8
13
18
11
5
1
1
1
2
1
–
1
(5)
–
–
(5)
–
(5)
–
(5)
–
8
11
10
8
10
12
10
9
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
82
85
84
84
85
–
–
1
–
–
5
6
6
6
5
1
–
(5)
(5)
(5)
–
–
–
–
–
10
8
9
9
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
80
78
(5)
(5)
9
13
1
1
(5)
–
9
8
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
79
1
(5)
7
10
1
1
1
(5)
9
9
1
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
78
86
78
82
79
78
–
–
(5)
(5)
–
–
11
5
11
8
9
9
–
–
1
1
1
2
–
–
(5)
(5)
1
1
10
9
9
9
10
9
(5)
–
(5)
(5)
–
–
Goods-producing industries ...................................
100
83
–
6
(5)
–
10
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
79
80
83
83
82
78
77
82
(5)
–
–
(5)
–
–
(5)
–
10
10
9
7
13
11
11
8
1
1
1
1
1
1
1
3
(5)
(5)
(5)
–
1
–
–
1
9
8
6
8
3
10
10
5
(5)
–
–
–
–
(5)
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
82
80
86
79
80
77
–
–
–
1
1
–
7
8
5
10
10
10
1
1
–
1
1
1
–
–
–
(5)
–
1
11
12
9
9
8
9
(5)
(5)
–
(5)
–
–
100
100
100
100
100
100
100
100
100
82
79
77
79
83
83
78
74
79
–
–
( )
–
–
–
–
–
(5)
6
8
11
10
8
10
10
11
9
1
(5)
1
–
(5)
–
2
1
2
–
2
–
–
–
–
–
–
–
11
9
10
9
8
6
10
14
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5 percent.
5
6 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2010
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$31.00
$51.60
$82.73
$121.33
$173.21
$117.80
$200.00
$316.33
$497.97
$713.92
30.00
33.69
28.75
22.04
50.00
51.60
49.27
41.42
80.13
83.18
78.49
73.92
118.47
118.91
118.42
120.34
172.40
172.02
172.59
175.18
115.00
126.00
109.28
92.08
197.82
203.77
194.78
180.00
316.24
309.52
320.98
368.54
508.16
492.24
514.73
563.00
723.93
713.08
734.07
804.44
23.82
30.76
26.15
26.14
33.04
41.02
30.10
30.00
40.66
49.93
49.43
42.69
54.47
67.47
51.00
54.50
73.53
82.71
80.06
66.00
86.67
97.82
82.38
85.00
118.15
121.00
125.40
96.71
124.48
136.64
118.44
128.00
175.18
181.98
166.00
158.00
177.26
206.57
169.00
190.59
95.00
110.27
114.00
84.58
130.20
169.00
117.55
124.86
167.77
204.38
206.11
176.53
216.41
249.17
203.77
208.21
414.65
320.99
357.18
266.00
327.70
349.65
317.98
325.00
598.40
478.48
519.96
407.08
512.69
563.75
491.00
512.00
848.80
701.25
725.51
596.00
728.74
766.37
708.35
714.10
25.33
33.85
36.56
35.00
38.57
52.93
56.53
56.53
54.50
59.51
84.64
86.15
81.12
79.00
84.00
132.83
125.90
114.76
112.66
117.72
198.40
184.63
164.72
154.54
183.26
131.44
120.00
110.00
109.10
115.28
218.41
202.85
180.00
168.76
191.01
344.99
312.52
275.16
255.06
301.23
538.87
481.53
428.97
390.86
471.87
740.32
695.84
648.28
582.31
703.70
Full time .................................................................
Part time ................................................................
30.93
32.80
51.09
54.71
82.25
90.84
120.19
159.11
171.06
219.83
118.17
114.82
199.81
234.90
312.66
360.85
492.36
596.00
711.17
754.00
Union .....................................................................
Nonunion ...............................................................
24.07
33.36
43.79
54.21
68.27
85.35
103.93
124.48
161.81
173.46
75.83
135.00
137.35
216.65
234.04
332.25
395.99
517.00
654.87
721.79
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
31.32
27.66
33.15
30.31
31.00
30.76
55.53
57.94
53.00
50.98
50.00
49.00
86.66
82.84
84.70
80.07
81.23
78.95
129.87
139.66
122.55
118.42
118.88
116.44
171.62
165.86
173.33
171.00
173.55
172.80
150.49
162.79
127.63
109.10
110.97
107.95
240.11
240.11
209.09
188.55
191.58
185.83
384.22
381.64
333.00
300.66
296.03
279.38
563.00
553.06
512.58
481.97
470.56
439.84
773.32
746.64
729.00
708.35
684.12
659.53
Goods-producing industries ...................................
34.66
51.06
77.65
110.39
155.22
114.54
171.59
262.73
405.29
597.95
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
30.47
24.32
20.79
20.79
18.00
28.68
30.05
22.00
51.64
45.31
40.66
39.67
45.00
46.71
46.53
38.48
84.00
75.70
72.76
75.00
72.32
78.28
73.66
58.07
124.48
118.23
119.68
125.94
110.00
117.05
110.00
93.46
176.00
175.18
182.87
190.00
182.87
169.10
164.00
135.90
120.74
100.94
95.37
92.08
104.25
110.43
96.00
78.02
207.98
196.93
192.89
183.13
201.48
198.36
179.09
170.96
330.04
354.67
365.08
434.24
319.81
348.39
278.83
247.76
517.00
550.56
552.86
593.71
462.36
545.35
401.06
381.59
730.02
797.05
767.99
815.09
581.00
860.88
552.92
533.00
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2010—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$38.06
38.94
36.00
29.75
32.50
25.02
$61.66
62.92
60.60
49.00
51.64
45.63
$95.22
96.03
90.00
76.47
82.76
72.32
$136.67
140.72
128.81
111.74
118.14
106.60
$192.66
208.03
173.21
161.80
165.03
156.68
$138.33
133.86
151.82
109.92
128.84
97.12
$235.72
233.45
237.59
185.43
205.00
173.16
$376.21
384.71
363.94
289.96
316.31
267.56
$582.65
611.62
537.05
446.17
477.60
421.25
$806.06
841.20
758.81
635.00
695.40
581.00
41.41
33.84
30.66
30.25
34.00
21.67
30.88
23.83
26.34
65.72
52.00
48.00
53.99
52.00
53.00
51.48
45.00
50.67
96.00
80.37
75.57
82.14
85.00
85.63
82.33
78.00
84.00
139.14
125.40
110.66
117.83
118.94
123.00
122.00
112.00
126.62
201.36
181.12
160.32
169.50
174.11
165.03
169.24
170.27
179.67
120.98
107.29
87.38
129.99
142.24
143.64
160.89
114.82
110.00
200.29
187.38
156.23
207.84
223.57
230.00
267.20
205.00
198.00
315.22
290.64
249.64
318.94
330.96
374.34
388.63
311.48
309.63
444.03
457.46
397.84
469.64
529.93
563.00
567.00
487.50
522.92
679.45
755.65
588.68
681.42
722.00
715.02
793.00
711.76
729.41
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2010
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
No medical
benefits
and no
care and no
medical
retirement
benefits
care
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
63
11
6
20
61
13
1
25
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
85
78
81
8
10
7
3
3
2
4
4
9
4
11
12
77
84
75
73
10
10
11
10
1
1
2
1
11
5
13
15
90
76
39
69
63
53
69
64
2
5
11
3
10
10
10
14
3
6
9
5
8
13
5
3
6
13
40
22
19
23
16
18
79
71
38
67
59
47
66
60
13
10
13
6
14
16
13
18
1
2
2
7
1
1
1
2
8
17
48
20
25
35
20
20
60
68
62
63
62
12
16
14
19
10
5
2
5
3
6
23
14
19
16
22
51
69
64
69
59
21
16
12
12
13
2
1
1
1
1
26
14
22
17
27
Full time .................................................................
Part time ................................................................
76
20
13
4
2
19
9
57
75
13
13
11
1
2
10
73
Union .....................................................................
Nonunion ...............................................................
90
58
3
12
2
7
4
24
83
56
10
13
1
2
6
29
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
30
15
64
77
86
88
11
9
14
11
6
6
13
16
5
3
2
2
46
59
17
9
6
4
28
15
63
74
82
85
13
10
15
14
10
9
2
1
2
1
1
1
57
74
20
11
7
5
Goods-producing industries ...................................
70
16
3
12
71
15
1
13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
62
73
83
86
84
65
86
87
10
7
3
2
4
11
3
1
7
6
5
5
3
6
4
3
22
14
10
7
10
17
8
9
59
68
75
75
83
63
85
81
13
12
10
13
5
14
4
7
2
2
1
1
1
2
1
1
27
18
13
11
12
22
10
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
44
39
57
80
74
85
16
16
14
6
8
4
8
8
8
4
5
3
32
36
21
10
13
8
42
37
56
77
70
84
17
18
15
9
13
5
1
1
1
2
2
2
39
43
27
13
16
9
61
65
62
64
64
63
61
63
61
11
9
10
8
11
15
10
10
13
6
7
7
8
6
5
5
6
4
23
20
20
20
19
16
24
20
22
59
58
64
62
63
66
60
61
56
13
15
9
10
12
12
11
13
18
2
2
2
2
1
2
1
1
1
27
25
25
26
24
20
27
25
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
29
44
1
25
49
24
5
21
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
44
42
45
70
43
52
40
14
1
(2)
2
3
11
5
13
13
59
72
54
30
29
22
32
54
2
1
3
1
10
4
12
15
84
37
18
53
23
11
30
32
8
45
32
20
50
52
49
47
2
1
1
2
2
3
1
1
6
18
48
26
25
34
20
21
20
61
28
34
55
50
58
51
72
20
23
39
18
14
21
28
–
5
8
4
7
11
4
3
–
14
41
23
20
25
16
19
31
33
27
24
28
42
52
50
57
43
1
(2)
1
(2)
2
27
15
23
18
27
44
57
50
56
45
28
27
27
26
27
4
2
4
3
5
24
14
20
16
23
Full time .................................................................
Part time ................................................................
36
9
53
15
(2)
5
11
71
59
15
29
10
2
15
10
60
Union .....................................................................
Nonunion ...............................................................
80
20
13
50
2
1
5
29
40
51
53
19
1
6
6
24
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
3
24
36
53
53
33
22
54
52
39
41
2
2
1
1
1
1
57
73
21
11
7
5
26
13
52
59
63
66
16
12
26
29
30
28
11
14
4
2
2
1
48
61
18
10
6
5
Goods-producing industries ...................................
29
56
(2)
14
62
24
3
12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
30
44
70
81
54
24
49
82
42
37
16
7
34
52
39
7
1
2
4
4
2
1
1
2
27
18
11
8
11
23
10
9
47
45
31
19
61
56
68
31
25
35
54
69
26
21
21
57
6
4
1
1
1
6
4
1
23
16
13
11
12
18
8
11
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
11
9
17
46
29
61
48
47
54
40
53
28
1
1
2
2
2
1
40
44
27
13
16
9
39
36
49
58
60
56
21
20
22
28
22
33
7
8
7
3
4
2
33
37
22
11
14
9
30
34
31
27
28
29
25
25
31
42
39
41
45
47
49
46
49
43
1
2
2
2
1
1
1
2
1
27
25
25
26
24
20
28
25
25
46
47
50
51
54
45
48
50
46
26
26
23
21
21
34
23
23
28
5
5
5
7
5
4
5
5
4
24
21
22
21
20
17
24
22
23
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2010
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
88
78
89
88
73
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
90
89
89
79
78
79
88
88
88
90
89
89
73
73
73
81
82
82
95
81
89
88
89
95
84
84
73
81
80
81
85
75
88
89
91
91
91
90
90
95
81
89
88
89
95
82
78
68
77
75
75
81
69
82
85
87
84
84
86
84
Full time .................................................................
Part time ................................................................
99
28
88
22
89
76
99
28
82
19
84
68
Union .....................................................................
Nonunion ...............................................................
96
82
87
71
90
87
95
81
79
67
83
82
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
69
53
92
95
97
97
59
43
83
84
87
88
85
82
90
89
89
91
69
53
91
95
97
97
56
41
78
79
79
80
81
79
85
83
82
82
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
88
89
89
89
86
91
94
88
78
78
78
77
79
80
83
80
89
88
88
86
92
88
88
90
88
89
88
89
86
91
94
88
72
72
72
71
75
76
77
75
83
81
81
80
87
83
82
84
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
76
68
87
90
85
91
67
60
77
80
77
81
88
87
89
89
90
88
75
68
86
89
85
91
64
58
73
74
72
74
85
86
84
82
85
82
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
94
86
87
75
92
87
94
86
82
69
88
81
85
87
81
84
91
94
90
87
90
76
82
70
71
79
82
77
78
84
90
94
86
85
87
87
85
89
93
85
87
81
84
91
94
90
86
90
71
78
63
67
74
80
74
68
75
84
91
78
80
81
85
82
79
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
54
47
86
37
30
81
86
71
83
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
55
54
53
47
46
46
86
85
86
38
36
34
30
29
28
80
81
83
89
88
88
72
72
71
81
81
82
58
49
58
57
57
62
58
50
42
50
50
50
55
51
87
86
86
87
87
89
87
36
35
42
40
40
40
35
31
28
34
33
33
33
29
84
80
81
82
82
84
82
94
79
87
87
87
94
82
76
67
75
73
74
80
68
81
84
86
84
84
85
83
Full time .................................................................
Part time ................................................................
61
17
53
13
86
79
42
13
34
10
81
77
97
27
81
19
83
68
Union .....................................................................
Nonunion ...............................................................
70
41
61
36
86
86
50
27
44
19
87
72
94
81
78
66
83
82
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
34
21
59
58
67
69
29
17
51
51
57
60
85
82
87
87
85
87
23
13
41
39
47
50
17
9
32
32
40
43
73
69
80
82
84
87
68
52
90
94
95
95
55
41
76
78
78
79
81
79
85
83
82
83
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
54
52
51
51
50
60
61
59
47
45
44
44
44
52
52
50
86
86
86
86
88
85
85
86
37
34
34
34
33
40
38
43
30
28
28
28
27
30
28
34
81
81
82
82
81
76
75
79
86
87
87
87
86
90
93
87
71
71
71
70
74
74
75
74
83
81
81
80
86
83
81
84
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
35
52
56
54
57
36
31
44
48
48
48
87
88
85
86
89
85
31
24
40
38
35
39
24
20
31
31
30
31
80
82
78
81
84
80
74
67
86
88
83
90
63
57
72
73
70
73
84
85
84
82
85
82
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
59
53
52
45
88
85
49
33
37
28
76
83
93
84
82
68
88
81
49
59
63
53
48
23
24
74
84
42
53
52
43
40
19
20
65
74
86
90
83
82
84
83
86
88
89
20
44
46
10
39
11
15
34
71
18
40
35
8
24
8
11
29
65
86
91
76
82
62
68
75
84
92
83
85
79
83
90
93
88
86
89
69
77
62
66
73
79
72
68
74
83
91
78
79
81
85
81
79
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
3 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
89
11
73
27
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
89
90
11
11
10
73
72
72
27
28
28
90
88
88
89
89
89
89
10
12
12
11
11
11
11
70
73
76
73
74
74
74
30
27
24
27
26
26
26
Full time .................................................................
Part time ................................................................
89
87
11
13
73
74
27
26
Union .....................................................................
Nonunion ...............................................................
90
87
10
13
81
63
19
37
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
88
87
88
88
89
90
12
13
12
12
11
10
65
59
74
72
77
81
35
41
26
28
23
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
89
89
89
90
88
83
81
88
11
11
11
10
12
17
19
12
73
71
71
70
74
70
69
76
27
29
29
30
26
30
31
24
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
90
91
89
88
91
88
10
9
11
12
9
12
72
72
72
73
73
73
28
28
28
27
27
27
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2010—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
89
13
11
75
72
25
28
85
91
91
89
86
89
85
86
90
15
9
9
11
14
11
15
14
10
78
89
83
65
61
57
52
62
82
22
11
17
35
39
43
48
38
18
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
89
11
73
27
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
88
89
11
12
11
72
71
70
28
29
30
89
89
89
89
89
90
89
11
11
11
11
11
10
11
69
74
78
74
74
76
74
31
26
22
26
26
24
26
Full time .................................................................
Part time ................................................................
89
86
11
14
73
74
27
26
Union .....................................................................
Nonunion ...............................................................
90
89
10
11
81
65
19
35
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
89
89
89
90
88
89
11
11
11
10
12
11
66
60
75
73
76
81
34
40
25
27
24
19
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
89
89
89
89
89
86
86
89
11
11
11
11
11
14
14
11
73
70
69
68
72
74
74
79
27
30
31
32
28
26
26
21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
92
90
89
90
88
9
8
10
11
10
12
71
71
71
73
73
73
29
29
29
27
27
27
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2010—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
88
90
12
10
75
72
25
28
85
92
90
90
88
91
87
90
87
15
8
10
10
12
9
13
10
13
82
90
85
70
66
59
54
69
79
18
10
15
30
34
41
46
31
21
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2010
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$427.29
36
$458.38
64
$409.76
$85.18
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
434.40
434.88
446.74
36
36
41
469.85
472.90
475.88
64
64
59
414.43
413.26
426.62
88.66
90.94
94.48
100
100
100
100
100
100
100
457.25
417.13
421.49
425.55
427.33
408.95
411.43
41
36
32
37
36
35
37
492.64
438.11
455.28
451.69
456.89
442.47
447.50
59
64
68
63
64
65
63
432.59
405.57
405.36
410.43
410.72
390.56
389.84
98.39
81.16
75.56
81.87
81.64
78.43
78.73
Full time .................................................................
Part time ................................................................
100
100
427.51
421.95
36
36
457.76
473.58
64
64
410.45
393.32
84.03
112.71
Union .....................................................................
Nonunion ...............................................................
100
100
466.15
389.71
39
34
516.60
393.48
61
66
434.37
387.81
91.37
79.66
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
398.48
373.00
424.47
427.34
448.71
461.80
39
39
34
38
34
36
414.73
367.78
450.91
460.49
495.34
500.45
61
61
66
62
66
64
388.21
376.35
410.80
407.04
424.46
439.69
87.57
84.67
79.31
79.31
92.45
89.13
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
427.76
425.80
428.93
438.24
398.91
404.82
399.26
431.77
36
37
39
42
31
27
30
32
458.36
456.64
455.28
466.64
407.56
469.91
452.53
474.26
64
63
61
58
69
73
70
68
410.43
407.49
412.20
418.08
395.04
381.17
375.92
411.61
85.47
92.24
93.41
99.71
78.45
85.71
90.17
74.27
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
425.88
426.06
425.66
427.47
459.74
416.59
45
45
44
35
39
34
437.42
431.25
445.22
461.85
505.17
444.96
55
55
56
65
61
66
416.45
421.73
410.10
409.04
430.90
402.25
76.69
73.70
80.30
86.10
80.02
87.99
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2010—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$414.72
432.27
24
41
$460.39
457.92
76
59
$400.39
414.55
$76.60
89.55
100
100
100
100
100
100
100
100
450.25
427.98
491.33
411.05
386.78
403.85
358.18
483.90
23
47
25
46
33
40
40
34
501.72
433.94
592.23
440.12
405.27
375.96
379.26
595.43
77
53
75
54
67
60
60
66
435.24
422.61
457.76
386.71
377.73
422.26
343.98
426.59
103.55
78.24
66.26
87.90
83.14
69.65
100.25
100.55
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
77
–
13
3
1
5
–
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
77
77
79
–
–
–
13
14
12
3
2
2
1
1
–
5
5
6
–
–
–
100
100
100
100
100
100
100
78
78
80
77
78
79
77
–
–
–
–
–
–
–
10
12
11
15
15
14
11
2
2
2
2
2
2
–
–
1
–
1
1
1
–
7
6
5
3
3
4
10
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
77
74
–
–
13
14
3
4
1
–
5
7
–
–
Union .....................................................................
Nonunion ...............................................................
100
100
75
79
–
–
14
13
2
3
2
(4)
6
4
–
–
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
80
82
79
78
73
70
–
–
–
–
–
–
11
10
15
11
15
16
3
–
1
2
3
4
(4)
–
1
1
2
3
5
6
3
6
5
6
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
77
77
78
79
77
70
76
78
–
–
–
–
–
–
–
–
13
15
13
11
21
21
16
12
3
2
2
2
–
–
–
4
1
1
1
–
–
–
–
2
5
5
5
7
–
5
5
4
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
70
61
80
78
83
76
–
–
–
–
–
–
17
20
–
13
11
13
7
10
–
2
3
2
–
–
–
1
–
2
6
–
3
5
3
5
–
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
100
70
81
–
–
21
9
4
2
–
(4)
–
7
–
–
100
100
100
100
100
100
100
100
100
84
69
79
71
92
73
80
77
64
–
–
–
–
–
–
–
–
–
–
11
17
–
5
27
–
–
22
–
–
–
–
–
–
–
7
8
–
10
–
–
–
–
–
–
–
–
11
4
7
2
–
8
–
2
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2010
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$877.25
13
$1,115.05
87
$842.64
$354.66
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
870.05
861.66
854.16
13
13
15
1,120.96
1,132.95
1,151.86
87
87
85
832.55
820.47
799.82
372.56
384.07
411.40
100
100
100
100
100
100
100
855.04
892.47
953.24
886.88
885.84
876.33
865.00
15
13
12
12
11
11
15
1,222.58
1,124.45
1,197.71
1,101.02
1,107.58
–
1,085.11
85
87
88
88
89
89
85
790.40
859.14
919.81
858.31
857.15
850.90
826.61
430.42
338.33
296.30
330.63
328.85
312.49
338.99
Full time .................................................................
Part time ................................................................
100
100
874.76
937.32
13
12
1,119.36
1,000.39
87
88
839.00
929.09
354.56
356.99
Union .....................................................................
Nonunion ...............................................................
100
100
1,024.64
735.47
22
4
1,133.69
1,006.35
78
96
993.66
725.21
319.86
381.71
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
763.81
672.82
895.19
867.95
947.30
1,016.90
7
4
11
12
19
24
1,131.91
1,127.53
1,069.27
1,094.48
1,141.45
1,083.41
93
96
89
88
81
76
736.44
653.87
873.64
837.96
902.71
995.96
394.86
434.68
325.75
340.63
359.65
321.62
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
876.97
834.78
823.15
819.45
837.65
912.10
906.94
950.67
13
13
14
17
6
8
10
12
1,112.78
1,123.99
1,129.56
1,134.53
1,093.87
1,059.36
1,062.28
1,094.67
87
87
86
83
94
92
90
88
842.51
791.04
773.62
757.14
820.77
899.35
889.14
931.84
355.70
398.20
408.77
439.20
325.00
332.49
325.64
284.32
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
852.86
845.10
862.42
880.39
937.83
861.17
8
7
9
13
14
13
1,222.34
1,255.20
–
1,107.04
1,216.48
1,067.02
92
93
91
87
86
87
821.83
814.88
830.59
845.49
891.50
830.31
341.12
336.63
346.78
356.51
358.67
355.80
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2010—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$891.23
871.66
3
17
$1,044.32
1,120.10
97
83
$886.56
822.23
$298.28
380.86
100
100
100
100
100
100
100
100
1,127.06
1,058.66
1,118.14
910.51
748.81
591.04
577.96
990.62
14
45
15
12
1
–
–
13
1,146.67
1,075.18
1,261.11
1,262.62
924.44
–
–
1,123.92
86
55
85
88
99
–
–
87
1,123.93
1,045.34
1,092.83
862.34
746.79
–
–
969.99
298.68
240.36
236.34
415.40
383.42
–
–
321.58
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
82
–
9
2
1
6
–
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
81
82
83
–
–
–
10
10
8
2
2
–
1
1
–
6
6
7
–
–
–
100
100
100
100
100
100
100
83
83
84
83
83
84
80
–
–
–
–
–
–
–
7
8
8
9
10
8
9
–
1
–
2
1
2
–
–
1
–
1
1
1
–
8
6
5
5
5
5
9
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
82
79
–
–
9
11
2
2
1
–
6
–
–
–
Union .....................................................................
Nonunion ...............................................................
100
100
78
84
–
–
10
9
2
2
2
(4)
8
4
–
–
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
85
86
84
83
78
76
–
–
–
–
–
–
8
6
10
7
12
14
2
–
1
2
3
3
(4)
–
1
1
1
2
6
7
4
7
6
4
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
82
82
83
83
83
75
82
82
–
–
–
–
–
–
–
–
9
11
10
8
15
16
11
8
2
1
1
1
–
–
–
3
1
1
(4)
–
–
–
–
1
6
6
6
7
1
6
5
5
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
79
77
82
82
87
81
–
–
–
–
–
–
9
–
8
9
7
10
4
6
–
2
1
2
–
–
–
1
–
1
8
8
7
5
4
6
–
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
100
75
85
–
–
15
7
3
1
–
(4)
–
7
–
–
100
100
100
100
100
100
100
100
100
86
72
84
77
94
84
84
73
70
–
–
–
–
–
–
–
–
–
–
10
12
–
4
–
–
–
16
–
–
–
–
–
–
–
5
5
–
9
–
–
–
–
–
–
–
–
8
4
9
2
–
9
–
–
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2010
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$20.00
$38.47
$64.54
$98.84
$155.70
$83.70
$175.08
$294.58
$510.00
$672.54
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
20.60
20.54
20.00
39.00
38.96
37.91
66.36
67.58
68.70
105.00
106.94
112.00
166.98
169.50
174.95
84.97
82.70
82.70
176.18
176.02
164.03
318.37
327.53
334.40
533.00
533.00
546.00
715.00
751.15
785.17
21.64
21.56
24.28
18.00
18.00
19.56
20.60
39.00
39.71
40.00
35.32
33.09
30.68
36.31
72.76
60.40
59.86
64.32
61.90
62.00
59.86
117.54
94.06
87.92
95.18
95.78
93.46
91.37
175.18
150.62
143.10
146.56
146.56
135.04
162.73
90.00
82.87
79.00
86.76
85.00
75.01
95.52
158.71
177.41
170.96
178.00
175.08
161.43
143.32
375.00
290.39
248.02
285.09
285.44
246.05
246.00
567.00
473.46
384.76
473.46
472.06
425.05
466.60
794.50
609.00
570.97
582.00
581.88
581.00
680.48
Full time .................................................................
Part time ................................................................
20.00
29.44
38.16
40.02
64.35
86.40
97.39
155.84
151.95
214.58
84.58
63.96
176.18
141.00
294.58
294.58
510.00
512.58
667.00
744.45
Union .....................................................................
Nonunion ...............................................................
21.13
19.41
37.00
39.00
63.37
66.00
101.32
97.62
174.00
146.56
71.48
120.74
128.11
208.14
220.25
367.84
409.22
533.00
692.21
658.00
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
19.41
18.00
19.86
20.60
20.76
21.74
39.67
37.53
37.05
39.00
36.58
33.18
66.80
66.00
60.04
64.00
67.52
57.87
105.70
105.99
93.84
93.66
106.60
94.72
171.46
171.07
144.85
145.00
171.06
156.23
133.55
153.82
82.00
82.31
76.42
73.82
212.00
234.41
168.29
169.24
148.23
128.11
368.54
453.94
267.56
293.80
266.66
223.95
533.00
563.00
447.80
517.00
486.03
415.62
697.61
741.22
581.00
680.48
715.00
598.40
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
20.00
18.75
18.32
20.54
15.14
29.19
31.00
22.00
38.47
38.66
36.40
39.00
31.00
47.21
49.91
38.48
64.54
66.81
66.90
73.92
57.85
66.00
76.23
58.07
98.84
110.56
111.36
124.10
81.46
106.22
115.28
93.46
156.00
174.00
175.18
187.64
123.34
146.56
153.00
135.90
83.70
86.36
85.39
90.00
78.00
97.49
130.20
78.02
175.60
178.44
178.60
176.18
180.00
171.46
193.36
170.96
295.62
342.87
353.40
431.10
252.00
294.58
299.19
247.76
512.58
538.19
551.42
579.28
462.36
432.30
432.07
381.59
675.07
756.62
767.99
810.92
563.00
575.42
563.40
533.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22.47
17.12
26.31
20.00
21.15
19.56
37.34
31.00
46.77
38.47
39.00
37.91
64.35
56.62
78.14
64.54
61.56
65.41
93.46
93.46
93.46
100.94
98.12
102.09
143.10
143.10
144.85
162.57
145.00
169.50
83.78
81.00
96.84
83.00
85.39
82.00
170.96
170.96
168.29
176.02
170.96
176.38
294.58
273.20
294.58
295.98
300.66
294.58
487.56
498.00
473.46
517.00
510.00
517.00
656.68
563.00
694.00
675.07
701.00
650.00
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2010—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$24.32
19.48
$41.86
35.49
$57.93
66.80
$90.00
106.94
$131.37
172.40
$84.97
83.00
$179.59
167.04
$244.12
325.70
$393.68
533.00
$533.00
740.47
30.00
25.00
19.00
24.98
23.10
18.00
22.00
17.33
18.20
49.43
43.66
31.00
50.00
50.00
24.32
46.00
24.60
28.61
83.24
59.54
48.72
79.44
66.00
54.50
86.00
39.00
79.13
141.64
77.89
74.56
115.28
93.46
107.62
135.42
90.82
123.50
191.25
120.24
113.00
169.50
129.00
165.86
191.34
175.18
175.18
–
55.90
60.41
130.20
140.48
164.03
230.00
83.00
75.02
–
120.01
78.00
208.82
180.00
233.62
367.84
178.00
115.52
–
216.41
159.98
375.00
294.58
486.00
429.26
285.68
250.87
–
248.90
247.76
605.00
533.00
563.00
606.16
529.88
423.28
–
448.49
466.60
813.95
642.29
581.00
778.28
792.79
684.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 42. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2010
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
86
2
4
9
79
9
1
11
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
88
88
88
2
1
1
3
4
3
7
7
8
80
79
78
10
10
10
1
1
1
9
10
11
95
79
88
87
88
93
81
–
2
–
2
1
–
–
–
4
–
3
4
–
7
3
15
9
8
7
4
–
83
73
83
80
80
90
73
12
8
5
9
9
–
9
(1)
1
1
1
1
–
3
5
18
10
11
10
5
15
Full time .................................................................
Part time ................................................................
98
22
1
6
1
19
1
54
90
18
9
9
(1)
5
1
68
Union .....................................................................
Nonunion ...............................................................
95
79
1
2
3
4
2
14
85
73
10
8
1
1
4
18
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
66
50
90
94
96
96
3
3
2
–
1
1
8
10
4
–
1
2
23
37
5
4
2
2
59
44
83
85
88
88
10
9
8
10
9
8
2
2
1
–
1
1
29
45
8
–
3
2
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
86
87
87
88
83
89
93
87
2
2
2
1
4
2
–
1
4
4
4
5
3
3
–
3
9
7
8
7
11
6
4
9
78
78
78
77
81
82
89
81
9
10
10
12
5
9
6
7
1
1
1
1
1
–
–
1
11
10
10
10
13
–
–
11
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
70
63
82
88
84
90
5
5
4
1
1
1
7
8
5
3
4
3
18
24
9
7
11
6
62
59
67
81
71
84
13
9
19
8
13
7
2
3
–
1
1
1
23
29
–
10
14
8
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
State government ..................................................
Local government ..................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
92
84
–
2
–
5
6
10
86
76
8
9
(1)
1
6
13
82
86
78
83
90
89
88
86
89
3
–
2
–
1
–
2
–
1
4
–
6
–
1
–
2
–
3
11
7
13
9
8
5
8
10
7
71
82
76
75
84
83
75
82
75
–
5
5
–
–
–
15
–
15
–
3
2
–
–
–
–
–
1
14
11
17
14
9
6
–
13
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
80
7
3
9
28
59
1
12
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
84
84
85
6
5
3
3
3
3
7
8
8
29
27
24
61
62
64
(1)
(1)
(1)
10
11
11
94
73
82
79
80
86
74
1
8
6
9
9
8
9
2
4
2
2
2
1
–
3
15
9
9
9
4
–
16
26
31
31
31
32
21
79
55
57
57
58
62
62
–
1
1
2
2
–
–
5
18
10
10
9
–
–
Full time .................................................................
Part time ................................................................
91
20
7
7
1
17
1
55
33
5
66
22
(1)
3
1
69
Union .....................................................................
Nonunion ...............................................................
93
70
2
11
3
4
2
15
25
31
70
50
(1)
1
4
17
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
59
42
83
88
92
91
10
11
8
7
4
6
7
9
4
1
1
2
24
39
5
4
2
2
23
17
31
31
29
32
46
36
60
64
68
65
2
3
(1)
1
–
–
29
45
8
5
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Health care and social assistance .................
Hospitals ....................................................
Public administration .........................................
80
82
84
87
75
67
67
82
7
6
4
2
12
24
27
7
3
4
4
5
3
–
1
2
9
7
8
7
11
–
5
9
28
27
23
16
48
55
60
31
59
62
65
73
38
36
35
57
1
(1)
(1)
(1)
–
1
1
1
12
11
11
11
–
8
5
11
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
60
51
73
83
77
86
15
16
13
6
8
5
5
5
5
3
4
3
20
27
9
8
12
6
24
23
26
29
25
31
51
45
60
60
60
61
2
3
–
1
1
1
23
29
–
10
15
8
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, State and local government workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
State government ..................................................
Local government ..................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
87
78
7
7
–
4
–
10
43
23
50
62
–
1
–
13
81
84
73
72
87
79
76
80
85
4
3
7
–
4
–
14
6
5
4
5
6
–
1
–
1
3
3
11
9
13
10
9
5
9
10
7
–
19
33
31
45
24
24
20
25
77
68
47
53
45
69
66
67
65
–
–
1
–
(1)
–
1
1
1
15
–
18
–
9
–
9
12
10
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2010
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
71
56
79
71
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
84
45
48
72
64
78
77
74
81
70
30
33
56
47
62
64
84
86
83
67
69
77
73
79
83
87
94
83
44
48
72
64
78
76
66
74
63
27
31
50
41
56
60
76
78
76
61
64
70
64
72
78
70
84
77
82
72
57
70
63
69
56
81
84
82
84
78
70
83
76
81
71
56
64
59
65
52
80
77
77
80
73
Full time .................................................................
Part time ................................................................
87
24
70
15
81
64
86
24
64
14
74
57
Union .....................................................................
Nonunion ...............................................................
92
69
82
53
90
78
91
68
77
48
84
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
23
77
86
91
92
24
14
58
72
79
81
64
58
75
83
87
87
38
23
76
86
90
92
22
12
52
66
72
72
58
52
69
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
71
91
73
57
79
86
80
87
85
71
90
69
55
74
81
77
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
87
65
83
95
53
56
71
46
67
89
78
76
82
71
81
94
68
73
86
65
82
95
48
51
67
40
62
84
70
69
77
62
76
89
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
90
87
91
93
89
70
68
83
46
75
76
90
75
38
37
52
81
72
77
78
75
54
55
70
35
57
59
76
57
25
23
39
91
83
85
84
85
78
81
84
75
76
78
84
76
66
63
74
89
85
90
92
87
69
67
83
45
75
76
90
75
37
37
51
70
64
68
69
67
48
49
64
31
53
54
69
52
22
21
35
78
74
75
75
77
70
73
77
69
70
72
76
70
59
56
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
59
56
71
85
82
89
44
41
54
70
65
77
75
74
76
83
79
87
59
55
70
84
82
88
42
39
50
63
59
68
71
70
72
74
72
78
70
72
72
70
72
75
68
71
71
57
58
57
56
54
62
51
53
60
82
80
80
80
75
83
76
75
84
69
71
71
70
72
74
67
71
71
49
53
53
52
49
55
47
49
55
71
75
74
74
69
74
69
69
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
46
36
78
26
20
77
69
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
61
69
57
28
27
46
39
51
44
50
56
47
19
18
35
28
39
37
82
82
82
68
68
75
71
78
84
35
38
34
16
13
23
20
26
31
28
30
26
11
9
18
15
20
25
78
80
78
68
69
76
74
77
81
85
93
81
44
47
70
62
76
74
65
73
61
27
30
49
40
55
58
76
78
75
61
63
69
64
72
78
37
52
48
51
46
31
43
39
42
35
85
84
80
83
77
27
35
29
30
29
23
27
24
24
23
86
77
80
81
79
67
81
74
79
70
54
63
57
63
51
79
78
77
80
73
Full time .................................................................
Part time ................................................................
56
15
44
10
79
69
32
9
25
6
78
69
84
23
62
13
74
57
Union .....................................................................
Nonunion ...............................................................
73
43
63
33
87
76
56
23
47
17
84
75
89
67
75
47
84
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
13
47
55
67
70
13
7
35
44
56
59
65
56
74
80
84
85
11
8
24
32
42
42
8
5
18
25
33
34
67
60
74
79
80
79
37
23
74
84
89
90
21
12
51
65
70
71
57
52
69
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
55
35
62
47
30
53
85
84
85
33
24
37
28
20
31
83
85
83
83
68
88
67
52
72
81
77
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
44
46
51
38
62
68
34
34
40
26
48
62
76
74
80
68
78
92
25
24
32
18
35
45
19
18
25
12
25
41
75
74
78
70
72
90
66
72
85
63
81
93
47
50
66
39
61
82
70
69
77
62
75
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
74
65
72
76
66
40
41
47
27
47
48
66
47
26
25
26
64
52
58
58
56
30
33
39
20
36
36
50
36
16
15
22
86
79
80
76
84
77
81
84
74
77
75
76
77
62
60
82
57
29
30
27
35
25
27
31
19
25
27
38
25
16
–
20
47
23
24
20
30
19
21
25
15
18
19
26
18
–
–
15
82
79
80
76
85
76
80
82
78
73
70
68
74
–
–
74
86
84
88
92
85
68
66
81
45
73
74
89
73
37
36
48
67
62
66
68
65
47
48
63
31
51
54
68
51
22
21
33
78
74
75
75
76
69
73
77
68
70
72
77
70
60
57
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
41
64
57
74
23
20
31
51
44
60
76
76
77
79
77
81
18
15
25
36
29
46
13
12
18
28
23
36
75
76
73
78
77
78
57
54
68
83
80
86
40
38
49
61
57
67
71
70
72
74
71
78
51
46
45
45
42
51
38
43
54
41
37
36
37
32
37
29
33
43
80
79
78
82
75
73
76
76
81
21
30
23
19
25
34
20
27
36
17
24
17
15
17
26
15
21
29
79
79
76
78
71
77
76
80
80
68
70
70
68
70
73
65
69
68
48
52
52
51
48
55
45
47
53
70
75
74
75
68
75
69
69
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
77
23
67
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
77
77
76
73
74
71
76
81
23
23
23
24
27
26
29
24
19
67
67
67
64
63
64
61
65
69
33
33
33
36
37
36
39
35
31
83
80
79
80
78
17
20
21
20
22
68
70
72
74
69
32
30
28
26
31
Full time .................................................................
Part time ................................................................
77
75
23
25
67
64
33
36
Union .....................................................................
Nonunion ...............................................................
88
75
12
25
82
64
18
36
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
75
75
77
79
77
25
25
25
23
21
23
62
64
63
67
70
70
38
36
37
33
30
30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
82
80
20
18
20
73
66
75
27
34
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
76
74
77
71
76
82
24
26
23
29
24
18
65
65
67
60
70
77
35
35
33
40
30
23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
79
73
73
72
73
75
77
78
75
77
77
75
77
75
73
83
21
27
27
28
27
25
23
22
25
23
23
25
23
25
27
17
73
63
63
61
65
60
67
67
64
63
62
63
63
63
63
66
27
37
37
39
35
40
33
33
36
37
38
37
37
37
37
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
78
77
76
76
77
22
22
23
24
24
23
63
63
64
69
67
71
37
37
36
31
33
29
73
79
77
76
74
76
77
77
79
27
21
23
24
26
24
23
23
21
67
70
71
67
63
65
63
66
66
33
30
29
33
37
35
37
34
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
70
30
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
82
78
74
79
76
80
82
19
19
18
22
26
21
24
20
18
71
71
72
65
63
67
64
68
69
29
29
28
35
37
33
36
32
31
84
81
81
81
81
16
19
19
19
19
68
70
73
74
72
32
30
27
26
28
Full time .................................................................
Part time ................................................................
80
79
20
21
70
69
30
31
Union .....................................................................
Nonunion ...............................................................
89
79
11
21
83
67
17
33
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
77
75
79
81
82
82
23
25
21
19
18
18
63
62
66
70
74
75
37
38
34
30
26
25
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
82
82
18
18
18
74
65
76
26
35
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
81
75
82
85
20
22
19
25
18
15
68
68
70
63
75
80
32
32
30
37
25
20
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
81
81
80
81
83
79
80
75
82
80
79
82
74
73
81
17
19
19
20
19
17
21
20
25
18
20
21
18
26
27
19
77
70
71
69
71
64
68
68
64
68
66
69
68
62
62
66
23
30
29
31
29
36
32
32
36
32
34
31
32
38
38
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
80
79
81
79
82
20
20
21
19
21
18
65
64
66
73
70
77
35
36
34
27
30
23
78
82
80
80
78
77
81
81
82
22
18
20
20
22
23
19
19
18
72
73
74
71
65
65
66
69
69
28
27
26
29
35
35
34
31
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$335.88
20
$432.72
80
$311.77
$99.07
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
348.55
342.18
351.96
326.39
287.35
324.98
301.50
336.34
329.75
18
17
18
17
12
16
15
17
34
423.18
430.22
419.51
484.46
346.23
425.52
388.36
441.90
412.76
82
83
82
83
88
84
85
83
66
332.52
323.65
337.29
294.83
279.46
305.17
285.65
314.79
286.05
97.05
98.89
96.06
100.12
111.79
101.75
110.63
97.37
104.28
100
100
100
100
100
334.90
325.31
339.90
333.67
347.77
42
28
23
21
25
419.07
404.47
445.67
430.92
460.85
58
72
77
79
75
273.08
294.95
308.67
308.24
309.25
104.15
104.36
95.33
93.10
98.32
Full time .................................................................
Part time ................................................................
100
100
334.92
349.06
20
22
431.35
449.49
80
78
311.19
320.11
98.11
112.75
Union .....................................................................
Nonunion ...............................................................
100
100
420.51
320.74
45
15
495.53
399.63
55
85
358.27
306.40
89.05
100.22
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
304.27
280.66
317.19
341.22
357.01
355.48
16
14
17
21
23
20
401.81
402.48
413.57
444.39
441.94
434.14
84
86
83
79
77
80
285.91
260.81
297.66
314.52
331.33
335.56
102.46
101.39
100.62
97.43
97.91
96.12
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
332.97
326.97
332.47
24
42
18
415.53
420.32
408.97
76
58
82
307.42
259.86
315.28
89.59
109.73
85.60
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
336.75
318.16
325.59
299.37
345.45
348.68
19
20
23
18
22
22
439.23
411.87
427.88
389.26
438.33
382.31
81
80
77
82
78
78
313.00
294.27
294.48
280.17
318.92
339.05
101.75
105.18
101.03
115.26
91.66
78.54
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$360.41
333.95
334.38
330.50
337.04
331.72
338.47
339.66
339.83
367.88
372.26
370.29
367.12
281.38
276.12
349.68
23
17
14
12
14
32
21
24
18
15
13
8
15
13
11
32
$473.72
415.61
419.84
402.10
432.91
405.67
454.87
437.66
541.33
457.31
473.05
443.73
454.96
471.11
508.92
450.56
77
83
86
88
86
68
79
76
82
85
87
92
85
87
89
68
$326.60
317.07
320.08
320.31
320.92
297.66
306.70
308.41
295.41
352.01
356.80
364.22
351.16
252.34
248.75
302.07
$90.78
95.29
93.26
93.37
92.52
108.38
109.26
105.45
120.19
96.59
107.73
109.07
94.62
102.72
101.89
109.18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
325.52
330.38
314.12
343.82
336.86
351.87
27
30
22
14
14
15
417.93
421.87
405.60
454.53
437.65
473.06
73
70
78
86
86
85
290.73
291.98
288.09
325.45
320.58
331.11
109.20
111.62
104.06
92.48
95.86
88.54
100
100
100
100
100
100
100
100
341.59
370.93
332.76
333.97
313.93
311.32
338.30
340.97
13
23
18
18
14
14
22
28
433.05
491.34
415.74
424.65
381.61
403.16
417.68
443.77
87
77
82
82
86
86
78
72
328.09
335.04
314.39
313.96
302.60
295.95
315.77
300.56
112.71
102.25
95.58
97.02
100.22
99.39
95.44
98.64
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
77
1
10
1
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
77
77
77
78
70
72
67
74
83
–
–
–
–
–
(4)
–
(4)
–
10
10
9
8
9
16
20
13
6
1
1
1
1
–
1
–
1
–
–
–
–
–
–
(4)
–
(4)
–
11
10
11
12
–
11
12
11
10
1
1
1
(4)
–
(4)
(4)
(4)
1
100
100
100
100
100
84
83
83
83
83
–
–
1
–
–
4
6
6
5
6
–
–
–
–
–
–
–
–
–
–
10
10
10
10
9
–
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
77
74
1
1
10
17
1
–
(4)
–
11
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
77
1
(4)
5
11
–
1
–
(4)
12
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
76
79
75
80
77
76
–
–
(4)
(4)
–
–
12
9
13
8
9
9
–
–
1
1
1
1
–
–
–
(4)
–
–
11
–
11
10
11
12
–
–
–
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
85
83
–
–
–
6
5
5
–
–
–
–
–
–
10
8
10
(4)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
71
80
62
80
74
(4)
1
–
–
–
–
11
15
9
23
5
–
1
–
–
–
–
4
(4)
–
–
–
–
–
11
12
9
14
13
–
1
1
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
86
71
69
71
67
88
82
82
81
76
83
80
75
76
77
79
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
17
18
21
12
–
7
6
–
11
8
10
11
7
8
–
–
2
2
–
3
–
1
–
–
1
2
3
1
–
–
–
–
(4)
1
–
–
–
–
–
–
–
–
–
–
–
–
–
9
9
10
6
17
5
9
9
9
10
6
6
11
15
14
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
78
85
75
77
73
–
–
–
1
1
–
8
10
6
11
11
11
(4)
–
–
1
1
1
–
–
–
(4)
–
–
11
11
9
11
9
13
(4)
(4)
–
1
–
1
100
100
100
100
100
100
100
100
100
80
78
76
78
77
79
72
74
80
–
–
1
–
–
–
–
–
–
8
8
11
10
11
9
15
12
8
1
1
1
–
–
–
–
–
1
–
1
–
–
–
–
–
–
–
11
11
12
10
10
–
11
13
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$802.38
11
$1,056.93
89
$770.36
$383.12
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
861.29
844.24
870.35
730.25
693.44
767.33
712.25
794.16
775.95
9
9
9
9
8
8
7
8
21
1,104.42
1,081.90
1,115.96
1,097.02
935.38
987.84
847.73
1,052.49
1,094.25
91
91
91
91
92
92
93
92
79
837.33
821.42
845.82
694.27
673.57
749.20
701.54
772.52
688.86
377.11
376.96
377.19
420.31
420.67
397.12
417.51
387.14
405.30
100
100
100
100
100
750.39
797.24
813.27
818.41
806.72
27
17
16
14
18
1,079.02
1,114.89
1,020.35
1,033.96
1,006.73
73
83
84
86
82
627.62
733.45
774.30
782.92
762.79
437.55
381.82
336.64
316.67
363.28
Full time .................................................................
Part time ................................................................
100
100
803.52
786.27
11
14
1,090.01
700.45
89
86
768.31
800.74
379.65
434.40
Union .....................................................................
Nonunion ...............................................................
100
100
964.10
774.22
37
7
1,072.87
1,041.14
63
93
898.90
755.38
316.92
390.83
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
677.32
613.30
740.66
807.79
889.92
908.38
7
7
8
11
15
13
807.36
606.04
996.81
1,063.61
1,120.38
1,121.85
93
93
92
89
85
87
666.85
613.84
718.54
777.22
847.95
875.58
425.40
399.35
396.72
375.88
361.75
350.16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
818.70
687.79
850.42
16
27
14
1,017.58
1,038.92
1,010.27
84
73
86
779.98
560.78
824.74
325.37
463.40
294.88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
797.46
761.29
794.01
674.89
880.68
930.42
10
11
11
10
16
12
1,077.00
957.46
1,017.22
776.77
1,147.54
1,108.47
90
89
89
90
84
88
767.68
735.99
767.65
663.54
831.31
905.00
399.24
387.17
380.70
429.89
317.78
270.22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$938.98
803.81
822.39
796.46
838.59
705.76
832.03
847.69
751.51
832.41
818.39
873.96
834.91
646.55
645.10
742.15
17
7
5
3
6
–
12
12
–
6
2
1
6
7
6
16
$1,341.66
1,026.15
1,065.50
965.77
–
–
1,235.01
1,306.70
–
967.22
–
–
967.31
1,119.49
1,174.89
–
83
93
95
97
94
–
88
88
–
94
98
99
94
93
94
84
$857.95
788.07
808.39
791.17
820.76
–
776.23
786.97
–
824.15
815.16
868.83
825.82
613.57
613.11
676.46
$313.96
384.05
368.67
381.38
354.92
–
406.50
418.76
–
424.87
436.30
394.13
422.74
404.39
393.10
427.24
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
720.66
714.59
734.38
863.81
826.33
907.21
14
15
13
9
8
10
1,054.12
1,093.88
952.94
1,060.23
1,004.25
1,109.49
86
85
87
91
92
90
666.01
649.86
701.84
844.42
811.20
883.94
444.32
453.46
424.04
339.69
372.46
300.70
100
100
100
100
100
100
100
100
886.43
902.32
840.95
778.39
741.63
714.43
769.96
785.36
8
14
12
12
6
7
9
16
1,062.01
1,103.20
1,034.33
910.98
1,149.71
965.22
1,118.32
1,044.78
92
86
88
88
94
93
91
84
870.81
869.75
813.60
760.22
716.63
694.76
734.80
735.08
375.56
383.51
333.07
355.44
400.89
418.25
412.58
404.26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
79
(4)
9
1
(4)
10
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
79
79
79
79
68
74
69
76
84
–
–
–
–
–
(4)
–
(4)
–
8
9
8
8
10
14
18
12
5
1
1
1
1
–
1
–
1
–
–
(4)
(4)
–
–
(4)
–
(4)
–
11
10
11
12
–
11
12
11
10
(4)
–
–
(4)
–
(4)
–
(4)
1
100
100
100
100
100
82
85
85
84
86
–
–
1
–
–
4
5
6
6
5
–
–
(4)
(4)
(4)
–
–
–
–
–
12
9
9
9
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
79
77
(4)
1
9
13
1
1
(4)
–
11
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
83
79
1
(4)
4
10
–
1
–
(4)
10
10
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
78
85
77
81
79
78
–
–
(4)
(4)
–
–
10
5
12
7
8
8
–
–
(4)
1
1
1
–
–
–
(4)
–
–
11
10
10
10
11
12
–
–
–
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
84
83
–
–
–
6
5
6
(4)
–
(4)
–
–
–
10
10
10
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
78
74
83
65
82
77
(4)
1
–
–
–
–
10
13
8
21
4
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
10
11
8
13
12
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
85
75
73
73
74
88
84
85
81
79
82
81
78
77
78
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
14
16
20
8
–
6
4
–
9
7
9
10
7
8
–
–
1
2
–
2
–
1
–
–
1
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
10
9
9
5
15
6
9
10
10
10
9
6
10
15
13
12
–
–
–
–
–
–
–
–
–
(4)
–
–
4
( )
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
80
86
77
79
75
(4)
–
–
1
1
–
7
7
5
11
11
11
–
–
–
1
1
1
–
–
–
(4)
–
(4)
11
12
9
10
9
12
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
81
81
76
80
79
83
76
74
81
–
–
1
–
–
–
–
–
–
7
7
11
9
9
8
13
11
7
1
1
1
–
(4)
–
–
–
1
–
1
–
–
–
–
–
–
–
10
10
12
9
10
–
10
15
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2010
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$34.96
$55.53
$86.06
$125.00
$174.79
$130.00
$209.00
$319.77
$493.74
$724.58
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34.00
35.00
33.45
31.63
43.33
36.00
41.00
34.66
34.12
54.17
55.00
53.42
54.16
59.40
57.55
67.47
54.71
58.09
85.00
86.67
84.06
88.98
84.61
89.96
99.14
85.52
87.18
122.48
124.57
121.92
132.25
140.82
127.23
137.67
122.09
133.82
172.80
172.80
172.59
168.00
212.30
180.66
206.57
170.22
196.69
133.86
132.42
133.86
133.50
128.54
135.00
169.00
129.00
138.39
208.00
215.35
206.37
229.09
232.00
226.14
249.56
214.03
224.00
316.24
315.87
316.33
384.22
381.64
334.21
351.27
324.18
337.28
488.01
501.37
480.29
568.99
590.26
519.96
566.29
493.50
523.30
726.16
721.79
728.00
787.96
826.28
738.64
766.37
729.41
738.73
30.77
36.14
37.58
35.01
40.00
59.00
57.77
56.53
55.16
61.11
87.18
86.80
82.33
80.00
84.86
140.00
127.46
115.40
112.68
118.00
206.35
193.00
164.82
154.54
186.61
154.56
129.99
110.51
110.00
115.93
242.44
206.43
180.90
170.97
192.12
394.00
315.28
275.21
255.23
301.23
569.79
484.17
426.32
391.50
470.39
772.72
703.69
647.31
582.31
703.70
Full time .................................................................
Part time ................................................................
35.00
33.84
55.53
55.66
85.70
93.12
123.94
159.11
172.80
219.83
129.99
147.51
207.30
242.44
316.31
386.19
488.35
599.00
721.79
762.68
Union .....................................................................
Nonunion ...............................................................
30.16
35.77
47.69
56.53
73.98
87.18
106.86
126.54
147.94
176.18
87.60
136.38
153.00
218.82
242.24
327.14
385.31
510.69
635.32
730.02
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32.80
27.66
36.00
33.85
35.00
35.38
58.50
60.62
55.75
54.74
55.00
54.37
90.20
83.16
86.66
85.00
85.08
84.00
131.77
136.04
125.74
122.54
122.42
121.81
173.32
160.32
173.33
176.18
175.93
172.59
150.00
162.79
133.66
120.98
129.99
131.37
240.11
240.11
218.12
200.00
203.65
203.65
380.50
373.14
336.98
312.03
299.98
293.33
556.68
488.08
514.49
494.68
453.59
440.90
787.02
707.40
745.49
728.28
680.98
659.53
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
34.66
34.66
34.33
51.06
60.28
50.00
77.65
90.86
74.99
110.84
145.40
105.99
156.33
203.42
144.93
114.72
156.38
110.00
171.59
249.73
162.50
263.94
410.12
248.47
405.29
589.05
354.62
600.97
854.62
542.83
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.00
37.60
38.96
39.80
35.00
–
57.00
60.05
56.90
72.00
54.74
–
88.83
90.19
85.71
104.72
80.00
–
129.03
134.11
127.69
150.80
109.05
–
181.10
201.93
179.96
219.94
195.09
–
135.62
130.55
126.33
177.99
100.00
103.00
224.99
225.52
205.00
274.97
185.96
177.33
337.35
335.00
315.22
390.10
282.06
260.00
520.00
503.70
503.50
598.18
386.89
340.00
745.80
721.79
715.02
753.51
596.00
398.06
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2010—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$34.66
34.33
36.00
38.06
32.71
–
47.14
48.28
48.28
30.33
37.60
44.45
28.68
–
35.75
45.41
$57.06
50.00
51.45
54.16
48.00
–
67.16
68.24
70.25
49.38
58.42
59.00
46.56
–
64.35
62.66
$83.57
84.65
85.35
85.35
88.00
–
94.84
94.50
97.63
82.33
92.75
96.55
80.00
–
101.10
93.37
$108.33
120.50
116.91
117.90
117.16
–
136.49
140.82
141.16
122.26
140.32
142.00
118.44
–
141.00
140.82
$144.94
169.14
161.13
162.53
160.78
–
183.60
173.21
214.48
177.65
191.35
190.78
172.11
–
160.32
179.20
$114.82
135.08
134.77
137.61
134.66
161.23
166.65
191.58
167.81
120.81
159.24
185.88
110.50
143.48
179.99
159.24
$190.82
229.05
224.00
229.31
239.30
239.00
230.00
240.00
237.00
210.52
263.78
267.65
203.77
243.79
245.19
243.95
$263.06
330.52
320.98
336.98
320.98
376.57
324.93
350.45
332.68
364.14
381.00
361.85
354.84
399.82
395.99
384.71
$360.08
496.97
475.08
489.63
456.54
637.00
526.24
557.06
574.78
562.90
569.51
459.44
562.90
506.94
488.08
616.08
$551.88
760.30
695.84
745.72
659.36
904.54
713.08
783.98
737.74
862.00
767.20
608.07
864.85
671.39
625.26
777.32
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
39.66
39.64
39.86
33.84
34.92
32.80
63.38
64.90
61.78
52.65
55.55
49.83
96.00
97.08
91.47
79.77
84.96
74.11
139.00
142.26
131.86
115.33
120.28
109.00
196.69
210.14
173.55
161.80
166.93
154.01
144.68
136.38
165.13
120.00
137.77
105.00
242.65
242.33
244.00
193.00
214.55
170.97
384.22
389.00
367.10
286.28
316.44
255.95
595.14
626.12
540.56
425.00
468.22
372.42
813.42
854.62
762.57
621.27
695.36
512.83
46.13
35.00
33.84
32.92
37.15
37.00
33.85
32.28
33.93
68.79
55.00
52.93
54.14
57.72
62.64
54.74
53.93
53.42
97.05
87.76
81.00
82.14
89.02
87.71
81.65
80.76
84.55
137.35
131.19
116.99
117.83
126.00
125.66
116.47
116.59
126.62
203.24
185.17
165.47
170.60
182.00
165.03
165.00
160.69
180.66
138.91
121.54
112.66
118.68
142.69
130.98
138.33
122.00
132.72
212.38
197.19
176.00
205.77
238.09
230.00
244.00
214.27
212.59
322.00
315.82
276.12
302.05
341.50
353.00
369.66
314.11
324.98
448.00
490.81
418.44
445.52
513.00
596.00
556.00
485.17
547.42
719.52
785.36
611.88
644.71
731.49
800.68
795.82
704.33
736.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
58
12
7
23
57
14
2
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
84
73
32
40
61
53
66
61
11
11
11
13
8
11
11
11
16
3
1
4
10
11
9
13
5
4
10
4
12
45
42
20
23
17
20
76
84
72
31
41
57
47
64
57
11
10
11
14
–
15
16
14
20
1
1
2
2
–
1
1
1
2
12
5
15
53
35
27
35
21
22
56
66
61
62
61
14
17
15
19
10
5
2
5
3
6
25
15
19
16
23
47
67
64
69
58
23
17
13
12
13
2
2
1
1
1
28
15
23
18
28
Full time .................................................................
Part time ................................................................
71
20
15
4
2
19
11
57
72
13
14
11
1
2
12
74
Union .....................................................................
Nonunion ...............................................................
86
55
6
13
2
7
6
25
81
54
10
14
1
2
8
30
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
27
14
61
72
81
84
11
10
15
14
9
7
13
17
6
3
2
3
49
60
18
11
7
6
25
13
61
71
79
83
13
11
15
15
11
9
2
1
2
1
1
2
61
76
22
13
8
7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
69
55
75
16
17
16
3
5
2
12
24
8
70
44
80
15
27
10
1
1
1
14
27
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
56
63
71
56
73
93
12
10
15
9
9
–
7
9
3
13
4
–
25
18
10
22
14
4
54
57
67
47
75
91
13
16
19
18
7
–
2
1
1
1
2
–
31
26
13
34
16
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
retirement
medical
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
78
85
89
81
51
53
67
32
64
68
86
63
22
22
36
8
7
5
3
6
18
14
16
13
11
8
4
12
15
15
15
3
5
4
3
4
8
4
4
5
6
6
2
7
11
11
8
8
10
6
4
8
23
29
14
50
18
19
8
18
52
53
41
83
78
84
89
79
53
55
68
34
62
66
85
61
23
22
37
6
8
5
4
8
–
12
15
11
13
10
4
14
14
14
14
1
2
2
2
2
–
3
1
4
2
1
1
2
1
1
3
10
13
8
6
11
30
30
16
51
23
24
10
23
62
63
46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
39
55
76
72
82
16
17
15
8
9
6
8
8
8
5
5
3
33
37
21
11
13
9
41
37
55
75
69
84
18
19
15
9
13
4
1
1
1
2
2
2
40
43
29
14
17
10
57
61
60
61
59
56
55
59
56
12
10
12
9
13
18
12
12
15
6
7
7
8
7
6
6
7
5
25
22
22
22
21
20
27
22
25
56
54
62
59
58
61
57
57
52
13
17
10
10
13
13
11
14
19
2
2
2
2
1
2
2
1
1
29
27
27
29
27
24
31
28
28
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
20
51
1
28
53
18
6
23
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
27
33
24
8
7
18
11
22
26
60
61
59
37
41
54
53
55
51
1
(1)
1
1
1
2
3
1
(1)
13
5
16
55
51
26
34
21
23
72
80
68
28
38
57
50
62
53
15
14
15
17
10
15
14
15
24
3
1
4
10
10
7
11
5
3
10
4
13
46
43
21
25
18
20
23
28
24
24
25
46
55
52
58
46
1
–
1
(1)
1
29
–
23
19
28
46
60
51
56
47
24
24
25
25
24
5
2
4
3
6
26
15
20
16
23
Full time .................................................................
Part time ................................................................
23
8
63
16
(1)
3
13
73
65
16
21
8
2
17
11
59
Union .....................................................................
Nonunion ...............................................................
68
14
23
54
1
1
8
31
53
53
38
15
2
6
7
25
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
2
15
24
37
37
33
21
61
62
53
55
2
2
1
(1)
1
–
60
75
23
14
9
–
24
12
56
65
74
79
14
11
20
21
16
12
12
15
5
3
2
2
50
62
19
11
8
6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
28
17
32
57
54
58
(1)
1
–
14
28
–
62
46
68
23
25
22
3
5
2
12
24
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
18
19
17
12
36
81
50
54
69
52
46
14
1
2
1
3
–
1
31
25
13
32
–
4
51
55
67
50
51
90
17
18
19
15
31
5
7
7
3
10
3
2
26
20
10
25
14
4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
46
42
51
56
48
13
–
–
–
19
–
17
20
2
–
–
44
43
39
36
39
57
56
74
38
56
61
73
55
35
34
41
1
(1)
1
1
–
–
–
–
–
1
–
–
1
1
–
–
10
14
10
7
–
31
33
17
54
24
22
–
24
62
63
48
78
75
83
86
80
46
52
66
31
57
63
85
56
21
20
31
11
10
6
6
7
23
15
17
14
18
12
5
19
16
16
20
3
5
4
3
4
8
4
4
5
6
4
2
6
11
11
7
8
10
6
4
8
23
29
14
50
19
21
8
19
52
53
42
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
7
13
32
21
46
50
48
57
53
60
42
1
(1)
1
1
2
1
40
44
28
14
17
11
40
36
51
68
66
72
19
19
19
16
16
16
8
8
7
4
5
3
33
37
23
12
14
9
21
25
24
19
16
15
15
15
20
48
46
47
51
56
59
52
56
50
1
1
1
1
1
1
(1)
2
1
30
28
27
30
28
24
32
27
29
52
52
53
55
56
50
53
56
50
17
19
19
15
16
24
14
15
21
6
6
6
8
6
6
6
6
4
25
23
23
23
22
20
27
23
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2010
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
47
10
45
62
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
34
56
9
10
8
41
31
54
60
50
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
48
52
61
48
43
92
75
66
74
87
55
49
46
50
32
55
56
90
55
23
23
32
11
11
11
8
20
72
43
26
33
51
17
13
5
–
4
8
–
–
–
–
–
7
46
50
60
47
40
91
75
63
73
86
55
42
44
49
31
53
53
90
53
23
23
29
62
68
79
62
74
95
89
73
81
93
65
57
62
67
47
66
63
91
66
43
42
48
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
44
78
82
80
92
10
9
18
29
26
50
44
42
76
79
77
89
61
59
88
93
93
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2010—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
36
52
48
51
51
37
48
48
41
–
13
12
12
9
–
–
12
9
36
48
46
49
51
35
47
44
39
51
64
60
61
59
71
63
64
67
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.