Table 1. Standard errors for establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2010 Retirement benefits Characteristics All plans1 All establishments .................................................. Defined benefit Defined contribution Health care benefits 1.3 0.7 1.2 1.4 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3.2 4.3 4.1 1.4 2.1 1.2 3.1 4.1 4.0 3.4 4.4 3.8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.4 2.7 4.2 2.7 9.5 4.5 7.0 3.0 3.0 3.5 5.7 6.9 4.1 5.5 4.9 7.3 8.1 4.6 7.9 3.7 3.9 3.8 0.8 1.2 1.8 1.3 5.5 8.8 11.5 1.9 2.6 3.5 4.3 2.7 1.1 – 1.2 2.2 – – – – – 1.9 1.3 2.6 4.2 2.6 9.0 4.6 7.0 3.6 3.0 3.5 5.6 8.4 4.1 5.4 4.9 7.1 8.0 4.6 7.7 3.7 3.9 3.6 1.6 2.2 3.6 3.0 7.5 3.0 3.7 2.8 2.5 2.0 5.0 6.5 4.3 5.4 6.4 7.4 12.1 4.7 8.2 5.9 6.2 4.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.3 1.4 2.2 5.3 6.0 1.4 0.7 0.8 1.4 3.7 3.9 4.0 1.3 1.3 2.3 5.2 5.9 1.4 1.4 1.5 1.9 1.9 2.3 0.7 Establishment characteristics See footnotes at end of table. Table 1. Standard errors for establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2010—Continued Retirement benefits Characteristics All plans1 Defined benefit Defined contribution Health care benefits Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes defined benefit pension plans and defined contribution retirement plans. NOTE: Dash indicates no establishments in this category 5.2 3.2 2.3 4.1 3.2 8.9 3.7 6.8 3.3 – 1.3 1.4 3.2 1.6 – – 3.2 1.0 5.2 2.6 2.2 4.2 3.1 8.6 3.7 6.8 3.3 7.0 2.1 2.9 4.9 4.3 4.9 3.8 2.8 3.2 or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010 All retirement benefits2 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 0.6 0.6 0.5 0.5 0.5 0.6 0.6 0.5 0.5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.0 1.1 1.1 1.2 5.6 0.9 1.1 1.2 1.5 1.0 1.3 1.2 0.8 3.5 0.7 1.0 1.0 1.4 0.6 0.8 0.9 1.5 4.8 0.7 1.1 0.7 1.1 1.0 1.4 1.1 0.5 1.3 0.7 0.9 0.8 1.3 0.9 1.3 1.0 0.5 1.0 0.6 0.7 0.8 1.3 1.0 0.9 1.4 1.3 6.6 1.1 2.7 0.8 0.4 1.0 1.2 1.3 1.2 5.5 0.8 1.2 1.1 1.5 1.0 1.3 1.2 0.7 3.3 0.6 1.0 0.9 1.2 0.7 1.0 0.9 1.5 5.0 0.7 1.2 0.7 1.1 2.1 2.0 1.3 1.6 1.9 1.8 1.8 1.2 1.5 1.7 1.8 1.2 0.9 1.3 1.3 1.9 1.7 1.2 1.2 1.7 1.8 1.7 1.1 1.2 1.6 0.7 0.4 0.7 0.9 1.1 2.1 2.0 1.1 1.6 1.6 1.6 1.7 0.9 1.4 1.2 1.9 1.2 1.0 1.4 1.4 Full time ................................................................. Part time ................................................................ 0.7 1.2 0.7 0.8 0.5 1.4 0.6 0.6 0.6 0.5 0.5 2.0 0.7 1.1 0.6 0.7 0.5 1.5 Union ..................................................................... Nonunion ............................................................... 1.3 0.7 1.3 0.6 0.7 0.5 1.8 0.5 1.7 0.4 0.5 0.9 1.8 0.6 1.6 0.5 1.2 0.5 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.1 1.6 1.0 1.1 0.8 1.0 0.7 0.9 1.0 1.0 0.8 1.2 1.3 2.5 0.8 0.6 0.5 0.7 0.5 0.5 0.8 0.7 1.0 1.5 0.4 0.4 0.7 0.7 1.0 1.4 2.7 6.3 1.2 0.7 0.4 0.7 1.1 1.5 0.9 1.1 0.9 1.3 0.6 0.8 0.8 0.9 0.9 1.3 1.3 2.6 0.8 0.6 0.7 0.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.1 2.0 1.3 1.1 1.7 1.4 0.7 1.6 0.9 1.2 1.4 1.5 1.2 1.4 1.4 0.7 0.8 0.8 1.2 2.1 1.4 1.0 1.6 1.3 0.8 1.8 1.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.7 1.0 1.7 1.2 2.7 2.1 0.7 1.0 1.6 1.0 2.7 2.1 0.6 0.8 1.3 1.1 1.6 0.5 0.5 1.0 1.7 1.0 3.4 3.3 0.5 0.9 1.7 0.8 3.1 3.3 0.7 1.6 0.9 2.9 1.5 0.8 0.7 1.0 1.7 1.2 2.7 2.4 0.6 0.8 1.7 0.9 2.3 3.1 0.6 0.8 1.9 1.1 1.9 3.1 Worker characteristics Establishment characteristics See footnotes at end of table. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued All retirement benefits2 Characteristics Access Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.9 1.3 1.0 1.0 1.8 3.9 1.7 2.6 2.5 1.9 3.2 1.0 2.1 2.0 2.2 3.3 2.2 1.2 0.9 1.0 1.8 3.2 1.7 2.5 2.4 1.6 3.1 1.3 1.8 1.2 1.2 2.6 1.3 0.9 0.5 0.7 1.1 4.5 1.5 1.5 3.6 1.2 1.6 1.0 1.3 2.7 2.8 2.9 3.3 1.4 1.4 1.9 3.1 2.4 1.5 1.6 2.1 1.0 2.6 2.5 1.2 0.7 0.8 1.8 3.3 1.4 1.5 1.8 3.2 2.3 1.5 1.6 2.0 0.9 2.5 2.6 1.1 0.6 0.6 1.7 1.2 0.7 0.8 0.9 1.4 0.9 1.8 0.7 3.4 1.8 2.5 3.7 2.0 9.5 9.9 2.2 2.1 1.6 1.1 1.2 1.8 4.8 1.6 2.7 2.4 2.0 2.3 1.0 2.2 2.0 2.1 3.1 2.2 1.4 1.0 1.2 1.6 3.3 1.6 2.5 2.3 1.6 2.1 1.3 1.7 1.2 1.1 2.1 1.4 0.9 0.5 0.7 1.0 4.3 1.6 1.7 3.7 1.2 1.5 1.1 1.4 2.8 2.8 2.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.2 1.9 1.0 1.1 1.8 0.8 1.0 1.6 1.0 1.1 2.0 0.9 1.1 1.7 0.5 0.8 0.8 0.5 0.6 1.1 1.0 1.0 2.1 0.5 0.5 1.0 0.9 1.0 2.0 1.6 2.2 2.5 0.5 1.2 0.5 0.9 1.1 2.0 0.9 1.1 1.6 0.8 0.9 1.5 0.8 1.0 1.5 0.9 1.2 1.8 0.5 0.7 0.8 3.4 1.5 1.5 1.9 1.2 4.8 2.0 2.3 1.8 2.5 1.8 1.3 2.3 1.2 4.6 1.8 2.3 1.9 1.8 1.0 1.3 2.1 1.2 2.4 1.6 1.6 1.3 1.5 1.5 1.4 1.4 0.7 4.7 0.9 1.7 1.2 1.3 1.4 1.2 1.4 0.8 4.1 0.9 1.6 1.3 1.5 0.9 1.8 2.3 1.8 2.2 2.0 1.1 1.1 3.2 1.8 1.5 1.7 1.2 3.1 2.0 2.2 1.6 2.3 1.6 1.2 2.0 1.1 2.8 1.7 2.1 1.5 1.5 0.9 1.5 2.0 1.2 2.2 1.5 1.8 1.2 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or participating in at least one of these plan types. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 3. Standard errors for defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2010 Fixed percent of earnings1 Characteristics All workers ............................................................. Employee contribution required Mean fixed percent of annual earnings Total Employee Median fixed contribution percent of not required annual earnings 0.7 0.6 0.5 1.4 0.7 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.8 0.6 1.2 1.5 1.1 0.4 1.4 1.3 0.8 0.6 1.2 – 1.1 – 1.4 1.0 0.4 0.4 0.5 – 0.9 – 0.9 0.2 0.8 0.3 1.5 – – – – 0.7 0.8 0.6 1.2 1.5 1.1 0.4 1.4 1.3 1.3 2.1 1.3 1.5 2.3 – – 0.9 – 1.6 – – 0.4 – 0.3 – – 0.5 – – 1.3 2.1 1.3 1.5 2.3 Full time ................................................................. Part time ................................................................ 0.7 1.8 0.6 1.6 0.5 1.0 – – 0.7 1.8 Union ..................................................................... Nonunion ............................................................... 0.9 0.8 0.7 0.7 0.9 0.4 – 1.5 0.9 0.8 Average wage within the following categories:2 Lowest 25 percent: Lowest 10 percent .......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 1.1 0.5 0.8 1.1 – 1.0 0.4 0.6 1.0 – 0.4 0.5 0.5 0.7 – 1.1 0.7 – – 0.0 1.1 0.5 0.8 1.1 Goods-producing industries ................................... Manufacturing .................................................... 0.7 0.7 0.4 0.5 0.3 0.3 0.7 0.7 0.7 0.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... 0.9 1.2 2.7 0.4 0.9 0.9 – – 0.5 0.2 – – 0.9 – – – 0.9 1.2 2.7 0.4 Worker characteristics Establishment characteristics See footnotes at end of table. Table 3. Standard errors for defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2010—Continued Fixed percent of earnings1 Characteristics Employee contribution required Mean fixed percent of annual earnings Total Employee Median fixed contribution percent of not required annual earnings Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Professional and business services .................. Administrative and waste services ................ Education and health services ........................... Educational services: Junior colleges, colleges, and universities Leisure and hospitality: Accommodation and food services ................ 0.7 0.5 0.5 1.0 – 3.0 0.4 0.4 0.3 – – 3.0 1.4 1.4 0.3 – – 0.7 – – – – – – 0.7 0.5 0.5 1.0 0.0 3.0 0.7 0.6 0.7 – 0.7 – – – – 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.6 2.1 0.8 1.8 0.6 1.4 2.0 0.7 1.7 0.4 0.4 0.4 0.8 0.7 0.4 1.4 1.5 – 0.7 – 1.6 2.1 0.8 1.8 0.6 0.9 1.1 0.5 2.2 1.2 1.0 0.9 – 0.8 0.2 – 0.8 – 0.6 – 0.5 0.5 – 0.4 – 0.7 – – 0.0 – 0.0 – 1.4 0.9 1.1 0.5 2.2 1.2 1.0 0.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 4. Standard errors for defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Open plans1 Frozen plans2 1.1 1.1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.8 2.0 2.3 3.0 6.9 1.6 3.4 1.8 1.3 1.8 2.0 2.3 3.0 6.9 1.6 3.4 1.8 1.3 0.9 2.1 1.6 2.3 1.9 0.9 2.1 1.6 2.3 1.9 Full time ................................................................. Part time ................................................................ 1.1 2.2 1.1 2.2 Union ..................................................................... Nonunion ............................................................... 1.1 1.3 1.1 1.3 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4.6 1.7 1.1 1.4 2.4 4.6 1.7 1.1 1.4 2.4 Goods-producing industries ................................... Manufacturing .................................................... 1.8 2.3 1.8 2.3 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1.3 1.7 4.6 3.4 1.7 4.1 1.3 1.7 4.6 3.4 1.7 4.1 Worker characteristics Establishment characteristics See footnotes at end of table. Table 4. Standard errors for defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2010—Continued Open plans1 Characteristics Frozen plans2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 3.6 1.5 1.5 2.2 2.5 4.5 3.0 3.6 1.5 1.5 2.2 2.5 4.5 3.0 7.6 3.1 7.6 3.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.6 1.8 3.1 1.3 2.2 1.3 1.6 1.8 3.1 1.3 2.2 1.3 4.1 1.2 2.1 2.1 2.8 3.8 1.8 4.1 1.2 2.1 2.1 2.8 3.8 1.8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 Plans open to new participants. 2 Plans closed to new workers or plans that cease accruals for some or all plan participants. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 5. Standard errors for defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2010 Retirement benefit accrual2 Characteristics All workers ............................................................. All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 1.9 1.5 1.8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3.2 3.3 4.0 9.7 10.0 2.9 2.9 3.6 3.2 – 2.4 3.8 – – 0.9 0.9 1.2 0.9 – 3.0 2.7 – – 2.7 2.8 3.3 3.0 9.0 3.4 3.4 3.9 5.6 – 1.1 1.9 – – – 3.2 3.1 – – Full time ................................................................. Part time ................................................................ 2.0 4.7 1.6 – 1.8 – Union ..................................................................... Nonunion ............................................................... 3.5 2.1 – 1.8 – 2.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7.4 3.4 3.1 2.8 3.5 – 1.2 1.3 2.6 – – 3.6 2.9 1.9 – Goods-producing industries ................................... Manufacturing .................................................... 3.1 3.1 2.4 2.3 2.4 2.5 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 2.3 3.1 4.6 3.8 10.6 5.8 1.9 0.6 – – – – 2.2 3.1 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Standard errors for defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2010—Continued Retirement benefit accrual2 Characteristics All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits Information ......................................................... Financial activities: Finance and insurance: Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 5.2 – – 7.4 11.0 3.8 – – 1.7 – – 2.9 10.0 3.9 – 1.9 – 2.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5.2 6.0 9.7 2.1 3.0 2.8 1.4 – – 1.8 – 2.6 5.0 – – 1.6 – 2.1 10.4 4.9 4.7 10.0 4.4 3.5 4.9 – – – – 1.8 1.9 – – – – – 3.5 2.5 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Benefit accruals are for existing participants since the plan was closed to new workers or stopped accruing benefits. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 6. Standard errors for defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2010 Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 1.3 2.3 2.6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.7 2.7 1.5 2.2 2.8 3.8 2.9 2.2 4.0 4.0 4.8 8.5 3.1 5.4 3.9 4.9 3.9 4.3 4.8 9.1 3.8 5.0 5.1 4.7 – 2.6 1.3 – 2.0 8.5 5.3 3.0 3.0 7.2 – 5.0 3.4 – 7.3 Full time ................................................................. 1.2 2.3 2.5 Union ..................................................................... Nonunion ............................................................... 1.4 1.5 5.8 2.4 5.8 2.6 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 2.3 1.8 1.3 2.0 8.6 3.9 3.2 3.2 4.5 – 4.5 3.0 3.2 4.8 Goods-producing industries ................................... Manufacturing .................................................... 1.8 1.9 3.2 3.2 3.3 3.4 Service-providing industries .................................. Trade, transportation, and utilities ..................... Transportation and warehousing ................... Utilities ........................................................... 1.5 2.9 – 6.8 3.0 3.9 – 3.0 3.3 3.3 7.9 6.5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Standard errors for defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2010—Continued Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year Information ......................................................... Financial activities: Finance and insurance: Insurance carriers and related activities .... Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 to 5 years Greater than 5 years – 4.6 – – – – 11.3 6.5 – – – 3.6 12.0 – – 2.5 3.8 – 1.5 2.8 1.4 5.3 6.6 8.9 2.8 4.9 3.0 4.9 6.1 – 3.1 5.4 3.2 – – 1.5 2.0 – 9.9 3.9 4.6 3.5 4.4 – – 4.9 3.5 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ West South Central ............................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 8. Standard errors for defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2010 Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 0.7 0.7 0.6 0.6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.2 1.6 1.9 5.5 0.9 1.6 1.0 1.6 1.2 1.2 1.6 1.9 5.5 0.9 1.6 1.0 1.6 1.1 1.0 1.4 1.5 5.4 1.0 1.8 0.9 1.2 1.1 1.0 1.4 1.5 5.4 1.0 1.8 0.9 1.2 3.0 1.6 1.4 1.6 2.2 3.0 1.6 1.4 1.6 2.2 2.4 1.2 1.2 1.5 1.9 2.4 1.2 1.2 1.5 1.9 Full time ................................................................. Part time ................................................................ 0.7 1.9 0.7 1.9 0.6 2.0 0.6 2.0 Union ..................................................................... Nonunion ............................................................... 2.4 0.7 2.4 0.7 2.5 0.6 2.5 0.6 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.7 4.7 1.1 0.9 1.0 1.5 1.7 4.7 1.1 0.9 1.0 1.5 1.6 2.6 1.2 1.0 0.8 1.1 1.6 2.6 1.2 1.0 0.8 1.1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.2 2.9 1.3 1.2 2.9 1.3 1.1 2.3 1.3 1.1 2.3 1.3 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.8 1.3 2.2 1.8 3.3 3.2 0.8 1.3 2.2 1.8 3.3 3.2 0.7 1.3 1.6 1.9 2.8 1.7 0.7 1.3 1.6 1.9 2.8 1.7 Establishment characteristics See footnotes at end of table. Table 8. Standard errors for defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2010—Continued Employee contribution Characteristics Required Not required Employee contribution option Pretax Not pretax Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.6 1.3 1.4 1.7 2.0 5.2 2.2 2.6 5.0 1.9 2.3 2.3 2.1 3.8 5.1 4.4 2.6 1.3 1.4 1.7 2.0 5.2 2.2 2.6 5.0 1.9 2.3 2.3 2.1 3.8 5.1 4.4 2.4 1.0 1.0 1.1 1.6 5.0 2.0 2.3 4.9 1.8 2.4 2.4 2.0 3.7 3.4 4.9 2.4 1.0 1.0 1.1 1.6 5.0 2.0 2.3 4.9 1.8 2.4 2.4 2.0 3.7 3.4 4.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.2 1.5 2.1 0.9 1.4 1.1 1.2 1.5 2.1 0.9 1.4 1.1 1.2 1.5 2.0 0.7 1.1 1.0 1.2 1.5 2.0 0.7 1.1 1.0 4.8 2.1 1.6 2.2 1.7 2.5 1.7 4.2 1.9 4.8 2.1 1.6 2.2 1.7 2.5 1.7 4.2 1.9 3.2 1.8 1.9 2.3 1.4 2.7 1.3 2.0 1.4 3.2 1.8 1.9 2.3 1.4 2.7 1.3 2.0 1.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010 Health care2 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 0.7 0.6 0.4 0.6 0.5 0.5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.8 0.6 1.0 1.7 5.5 0.8 1.2 1.2 1.4 0.8 1.3 0.8 1.7 4.1 0.7 1.1 1.0 1.3 0.6 1.1 0.7 1.9 4.4 0.6 0.9 0.7 0.8 0.8 0.6 1.0 1.7 5.5 0.8 1.2 1.2 1.4 0.7 1.2 0.8 1.4 4.0 0.7 1.0 1.0 1.4 0.6 1.0 0.8 1.6 4.5 0.7 0.9 0.8 1.0 2.1 1.6 1.2 1.5 1.9 1.8 1.7 1.2 1.5 1.7 1.2 1.2 0.7 0.9 1.1 2.1 1.6 1.2 1.4 1.8 1.9 1.7 1.1 1.5 1.5 1.2 1.5 0.7 0.9 1.1 Full time ................................................................. Part time ................................................................ 0.5 1.0 0.6 0.6 0.4 1.8 0.5 1.0 0.5 0.6 0.5 1.6 Union ..................................................................... Nonunion ............................................................... 1.3 0.7 1.3 0.7 0.7 0.4 1.3 0.7 1.4 0.6 0.8 0.5 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.3 2.4 1.2 1.0 0.7 1.0 1.1 2.1 1.0 0.9 0.7 0.9 1.5 4.3 0.6 0.5 0.4 0.6 1.3 2.4 1.1 1.0 0.6 1.0 0.9 1.7 0.9 0.9 0.6 1.1 1.3 3.5 0.6 0.6 0.6 0.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.8 2.0 0.8 0.8 1.6 1.0 0.5 1.2 0.6 0.8 2.0 0.8 0.8 1.7 0.9 0.6 1.2 0.6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.8 0.9 1.4 1.1 2.2 1.9 0.7 0.8 1.8 1.0 2.2 1.9 0.5 0.6 1.2 0.9 1.6 0.8 0.8 0.8 1.4 1.1 2.2 1.9 0.6 0.8 1.7 1.0 2.0 2.3 0.5 0.6 1.1 1.0 1.6 1.5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued Health care2 Medical care Characteristics Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.7 1.0 0.7 0.7 1.3 3.6 1.6 1.8 3.0 1.5 2.2 1.0 1.7 3.9 4.1 3.4 1.8 1.0 0.8 0.9 1.5 3.2 1.5 1.8 2.6 1.4 2.2 1.3 1.6 3.9 4.1 2.6 1.3 0.6 0.5 0.7 1.1 2.5 1.1 1.2 2.5 1.1 1.6 1.3 1.3 4.6 5.2 2.3 1.7 1.0 0.7 0.7 1.4 3.6 1.6 1.8 3.0 1.5 2.2 1.1 1.7 3.9 4.1 3.3 1.7 1.0 0.9 1.0 1.8 3.2 1.5 1.7 2.4 1.3 2.0 1.6 1.5 3.0 3.1 2.5 1.6 0.9 0.8 0.9 1.6 2.8 1.4 1.5 2.7 1.1 1.6 1.5 1.2 3.0 3.3 2.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.0 1.1 1.7 0.7 1.0 0.9 0.8 0.8 1.5 0.7 1.0 1.1 0.7 0.9 1.2 0.5 0.8 0.6 1.0 1.1 1.7 0.7 1.0 0.9 0.7 0.8 1.4 0.7 0.9 0.9 0.8 0.9 1.2 0.5 0.7 0.8 1.9 2.3 1.1 2.2 1.5 4.6 1.7 2.6 1.4 1.5 1.7 1.1 2.4 1.3 4.5 1.7 2.3 1.4 1.3 0.8 0.8 1.4 1.1 2.1 1.1 1.4 0.7 2.0 2.2 1.1 2.1 1.5 4.7 1.7 2.6 1.4 1.3 1.1 1.1 2.1 1.2 2.9 1.7 2.2 1.5 1.9 1.5 0.8 1.4 1.1 1.9 1.3 1.5 0.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 0.7 0.5 0.5 0.8 0.6 0.6 0.6 0.6 0.5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 1.4 1.3 1.9 4.4 0.9 1.2 1.1 1.4 1.1 1.5 1.2 1.3 2.8 0.7 1.0 0.9 1.2 0.6 1.0 0.7 1.7 3.9 0.7 1.2 0.8 1.1 1.1 1.5 1.3 2.1 2.8 0.8 0.9 0.9 1.4 0.9 1.2 1.1 1.6 2.3 0.6 0.8 0.7 1.1 0.9 1.9 1.0 2.6 7.3 0.8 1.3 1.1 1.5 0.9 0.6 1.1 1.8 5.5 0.8 1.1 1.2 1.4 0.7 1.2 0.9 1.4 3.9 0.8 1.0 1.0 1.3 0.6 1.0 0.8 1.7 4.5 0.7 1.0 0.8 1.0 1.9 1.9 1.4 1.7 1.9 1.7 1.7 1.3 1.5 1.6 1.6 1.5 1.0 1.1 1.4 1.8 2.0 0.9 1.3 1.4 1.5 1.4 0.8 1.1 1.1 1.8 2.1 1.2 1.5 1.7 1.9 1.6 1.1 1.4 1.8 1.8 1.7 1.1 1.5 1.5 1.2 1.4 0.8 0.9 1.1 Full time ................................................................. Part time ................................................................ 0.8 0.7 0.6 0.6 0.5 1.8 1.0 0.6 0.7 0.4 0.6 2.2 0.6 0.9 0.6 0.6 0.5 1.7 Union ..................................................................... Nonunion ............................................................... 1.8 0.8 1.6 0.6 0.8 0.5 2.1 0.7 1.9 0.6 1.3 0.7 1.4 0.7 1.5 0.6 0.8 0.5 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.3 2.3 1.2 1.1 1.0 1.4 0.8 1.1 0.9 0.9 0.9 1.4 1.6 4.1 0.8 0.6 0.5 0.8 1.2 2.2 1.2 1.0 1.0 1.4 0.9 1.5 0.8 0.9 0.9 1.2 1.9 4.3 1.0 0.8 0.9 1.0 1.3 2.3 1.2 1.0 0.7 1.1 0.9 1.8 0.9 0.9 0.7 1.1 1.4 4.1 0.7 0.6 0.6 0.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.4 1.7 1.6 1.2 1.5 1.5 0.6 1.6 0.7 1.2 1.6 1.6 1.0 1.3 1.3 0.9 2.0 1.1 0.9 1.9 0.9 0.9 1.6 1.0 0.6 1.3 0.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.8 1.1 2.5 1.2 2.7 5.3 0.6 0.8 2.1 0.9 2.3 4.8 0.6 0.9 1.5 1.3 1.8 1.6 0.9 0.9 2.1 1.0 2.8 4.8 0.7 0.7 1.8 0.8 2.1 4.4 0.7 1.0 1.6 1.4 2.8 1.5 0.8 0.8 1.4 1.1 2.2 2.1 0.6 0.8 1.6 1.0 2.0 2.4 0.6 0.6 1.1 1.0 1.6 1.5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Standard errors for health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued Dental care Outpatient prescription drug coverage Vision care Characteristics Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.7 1.6 1.3 1.8 2.3 4.0 1.8 2.8 2.6 1.7 2.3 1.9 1.9 4.3 4.5 3.0 2.4 1.3 1.1 1.4 2.2 3.6 1.5 2.5 2.2 1.3 1.9 1.6 1.5 3.0 3.0 2.3 1.5 0.8 0.7 1.0 1.4 3.5 1.8 2.0 3.4 1.0 1.1 1.2 1.2 2.4 2.6 2.9 3.3 1.4 1.5 1.8 3.0 4.0 1.7 2.8 2.6 1.9 2.0 2.9 2.1 4.7 – 2.9 2.9 1.2 1.4 1.6 2.8 3.1 1.5 2.4 2.1 1.3 1.5 2.1 1.5 – – 2.0 2.3 1.4 1.4 2.1 1.7 4.8 2.1 2.7 3.8 1.7 2.1 2.3 1.9 – – 3.9 2.1 1.0 0.8 0.8 1.6 3.7 1.6 1.9 3.0 1.6 2.3 1.1 1.7 3.9 4.1 3.3 1.9 0.9 0.8 1.0 1.7 3.2 1.5 1.8 2.3 1.4 2.1 1.6 1.6 3.4 3.5 2.5 1.5 0.8 0.8 0.9 1.6 2.8 1.4 1.5 2.8 1.1 1.6 1.5 1.3 3.8 4.2 2.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 0.9 1.6 0.9 1.3 1.5 0.6 0.7 1.3 0.7 1.1 1.2 0.8 1.0 1.4 0.6 0.8 0.9 0.6 0.7 1.4 1.4 1.3 2.3 0.5 0.6 1.2 1.1 0.9 1.8 1.0 1.3 1.9 0.8 1.2 1.1 0.9 1.0 1.7 0.8 1.0 1.0 0.7 0.8 1.3 0.7 0.9 1.1 0.8 0.9 1.2 0.6 0.7 0.8 1.8 1.5 1.4 2.5 1.1 6.1 2.2 3.4 1.5 1.6 1.2 1.2 2.5 0.9 3.6 1.7 2.4 1.3 1.7 1.2 1.2 1.4 1.2 2.3 1.5 2.1 0.9 2.0 2.1 1.1 1.4 1.2 8.5 1.1 2.8 1.5 1.5 1.4 0.9 1.2 1.0 6.3 1.1 2.2 1.3 2.9 1.6 1.1 2.0 1.7 1.8 2.4 1.8 1.2 1.9 2.1 1.1 1.9 1.5 4.6 2.1 2.5 1.3 1.1 1.2 1.0 2.0 1.3 3.3 1.9 2.3 1.3 1.9 1.4 0.9 1.5 1.2 2.0 1.3 1.7 0.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in health care. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 10. Standard errors for health care benefits:1 Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010 Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 0.2 0.2 0.3 0.3 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.4 0.5 0.5 0.7 1.8 0.3 0.5 0.3 0.6 0.4 0.5 0.5 0.7 1.8 0.3 0.5 0.3 0.6 0.4 0.5 0.6 0.9 2.3 0.3 0.7 0.4 0.8 0.4 0.5 0.6 0.9 2.3 0.3 0.7 0.4 0.8 0.9 0.8 0.5 0.7 0.7 0.9 0.8 0.5 0.7 0.7 1.4 1.0 0.6 0.8 1.0 1.4 1.0 0.6 0.8 1.0 Full time ................................................................. Part time ................................................................ 0.2 1.0 0.2 1.0 0.3 1.5 0.3 1.5 Union ..................................................................... Nonunion ............................................................... 0.5 0.2 0.5 0.2 1.0 0.3 1.0 0.3 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.6 1.4 0.4 0.3 0.3 0.5 0.6 1.4 0.4 0.3 0.3 0.5 0.9 2.1 0.5 0.4 0.4 0.5 0.9 2.1 0.5 0.4 0.4 0.5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.4 1.0 0.5 0.4 1.0 0.5 0.5 1.6 0.6 0.5 1.6 0.6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.3 0.4 0.8 0.6 1.2 1.1 0.3 0.4 0.8 0.6 1.2 1.1 0.3 0.5 1.0 0.7 1.5 1.1 0.3 0.5 1.0 0.7 1.5 1.1 Establishment characteristics See footnotes at end of table. Table 10. Standard errors for health care benefits:1 Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010—Continued Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.8 0.4 0.4 0.6 0.7 2.8 0.8 1.2 1.6 0.6 0.7 0.7 0.7 1.4 2.2 1.3 0.8 0.4 0.4 0.6 0.7 2.8 0.8 1.2 1.6 0.6 0.7 0.7 0.7 1.4 2.2 1.3 0.9 0.6 0.5 0.6 0.8 2.6 0.8 1.3 1.8 0.7 1.0 1.0 0.9 2.1 2.4 2.1 0.9 0.6 0.5 0.6 0.8 2.6 0.8 1.3 1.8 0.7 1.0 1.0 0.9 2.1 2.4 2.1 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.5 0.8 0.3 0.4 0.4 0.4 0.5 0.8 0.3 0.4 0.4 0.5 0.7 1.1 0.3 0.4 0.4 0.5 0.7 1.1 0.3 0.4 0.4 0.9 0.4 0.5 0.9 0.5 1.0 0.6 1.1 0.6 0.9 0.4 0.5 0.9 0.5 1.0 0.6 1.1 0.6 0.8 0.7 0.7 0.8 0.5 1.6 0.9 1.2 0.8 0.8 0.7 0.7 0.8 0.5 1.6 0.9 1.2 0.8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 11. Standard errors for medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010 Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 0.2 0.2 0.3 0.3 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.3 0.5 0.4 0.8 2.4 0.3 0.6 0.3 0.6 0.3 0.5 0.4 0.8 2.4 0.3 0.6 0.3 0.6 0.5 0.6 0.6 1.0 2.7 0.4 0.7 0.5 0.8 0.5 0.6 0.6 1.0 2.7 0.4 0.7 0.5 0.8 0.9 0.7 0.5 0.6 0.7 0.9 0.7 0.5 0.6 0.7 1.4 0.9 0.6 0.8 1.1 1.4 0.9 0.6 0.8 1.1 Full time ................................................................. Part time ................................................................ 0.2 0.9 0.2 0.9 0.3 1.0 0.3 1.0 Union ..................................................................... Nonunion ............................................................... 0.4 0.2 0.4 0.2 0.9 0.3 0.9 0.3 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.7 1.3 0.3 0.3 0.3 0.5 0.7 1.3 0.3 0.3 0.3 0.5 0.8 1.5 0.5 0.4 0.5 0.7 0.8 1.5 0.5 0.4 0.5 0.7 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.4 0.9 0.5 0.4 0.9 0.5 0.6 1.4 0.6 0.6 1.4 0.6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.2 0.4 0.7 0.7 1.2 1.1 0.2 0.4 0.7 0.7 1.2 1.1 0.4 0.6 0.9 0.9 1.5 1.0 0.4 0.6 0.9 0.9 1.5 1.0 Establishment characteristics See footnotes at end of table. Table 11. Standard errors for medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010—Continued Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.6 0.4 0.3 0.4 0.5 1.9 0.8 0.9 1.7 0.4 0.5 0.6 0.5 1.0 1.4 1.5 0.6 0.4 0.3 0.4 0.5 1.9 0.8 0.9 1.7 0.4 0.5 0.6 0.5 1.0 1.4 1.5 0.9 0.6 0.5 0.6 0.7 2.3 0.9 1.2 2.1 0.9 0.9 0.7 1.0 1.6 1.8 2.4 0.9 0.6 0.5 0.6 0.7 2.3 0.9 1.2 2.1 0.9 0.9 0.7 1.0 1.6 1.8 2.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.4 0.8 0.3 0.4 0.4 0.4 0.4 0.8 0.3 0.4 0.4 0.6 0.7 1.0 0.3 0.4 0.5 0.6 0.7 1.0 0.3 0.4 0.5 0.6 0.6 0.5 0.8 0.5 1.4 0.6 1.1 0.5 0.6 0.6 0.5 0.8 0.5 1.4 0.6 1.1 0.5 0.7 1.1 0.8 0.9 0.6 1.2 1.0 1.4 0.8 0.7 1.1 0.8 0.9 0.6 1.2 1.0 1.4 0.8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 12. Standard errors for medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Employee contribution not Employee contribution required required Average flat monthly Average Average Average Percent of Percent of employer flat monthly flat monthly flat monthly premium participating participating employer employer employee employees employees premium premium contribution $2.47 0.6 $6.19 0.6 $2.03 $0.83 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3.01 3.85 4.02 8.60 13.68 2.21 3.85 2.87 5.21 1.1 1.4 1.4 1.7 3.1 0.8 1.6 0.8 1.7 8.59 11.78 11.18 26.96 54.28 9.33 15.30 11.81 9.60 1.1 1.4 1.4 1.7 3.1 0.8 1.6 0.8 1.7 2.63 3.43 3.48 5.14 13.40 2.38 3.99 3.05 6.04 1.42 2.48 1.63 2.74 10.28 1.27 1.96 1.56 2.59 7.76 7.26 5.06 5.30 7.62 2.5 2.0 1.2 1.6 1.9 13.25 13.08 12.59 11.23 20.67 2.5 2.0 1.2 1.6 1.9 7.06 8.68 4.29 5.20 6.28 3.85 3.76 1.58 1.77 2.55 Full time ................................................................. Part time ................................................................ 2.43 9.33 0.6 2.1 6.38 19.16 0.6 2.1 1.98 9.43 0.84 3.99 Union ..................................................................... Nonunion ............................................................... 7.92 1.99 1.6 0.6 13.08 5.71 1.6 0.6 6.31 1.90 3.64 0.79 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5.30 10.81 3.37 4.05 3.30 4.33 1.6 3.3 0.8 0.9 1.0 1.6 16.88 33.25 11.83 12.78 6.94 11.71 1.6 3.3 0.8 0.9 1.0 1.6 5.30 10.03 2.78 2.55 3.05 3.78 2.17 4.39 1.49 1.08 1.41 1.75 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3.81 6.81 4.18 1.1 2.2 1.2 6.74 12.31 9.02 1.1 2.2 1.2 3.88 6.25 4.18 1.46 3.57 1.54 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 2.74 3.95 5.66 5.01 13.16 7.37 0.7 1.0 1.8 1.4 3.2 4.2 7.83 12.18 17.32 13.41 43.42 19.35 0.7 1.0 1.8 1.4 3.2 4.2 2.30 3.21 4.07 4.45 10.05 8.04 1.00 1.71 3.34 2.49 3.68 3.54 Worker characteristics Establishment characteristics See footnotes at end of table. Table 12. Standard errors for medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Employee contribution not Employee contribution required required Average flat monthly Average Average Average Percent of Percent of employer flat monthly flat monthly flat monthly premium participating participating employer employer employee employees employees premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $8.73 3.26 3.03 3.50 5.17 9.62 6.67 6.86 17.26 4.89 5.90 6.01 5.71 10.11 13.50 14.79 2.2 1.3 1.1 1.2 1.7 5.4 2.1 2.6 4.4 1.3 1.6 1.3 1.6 2.9 2.7 4.2 $12.54 12.50 13.20 13.90 21.98 16.84 22.43 19.86 53.77 19.46 14.03 22.36 22.35 29.70 41.51 38.95 2.2 1.3 1.1 1.2 1.7 5.4 2.1 2.6 4.4 1.3 1.6 1.3 1.6 2.9 2.7 4.2 $9.19 2.39 2.33 3.08 4.64 9.69 4.46 5.45 10.93 4.52 5.52 5.80 5.37 11.59 14.09 11.41 $3.51 2.31 1.64 2.00 2.77 14.45 2.46 3.21 4.84 2.31 2.27 2.74 2.71 3.68 3.98 5.46 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3.29 3.83 5.04 3.17 3.53 4.56 1.0 1.2 1.9 0.7 1.0 0.9 6.98 8.00 11.85 12.10 12.58 16.76 1.0 1.2 1.9 0.7 1.0 0.9 3.31 3.73 5.08 2.33 3.12 3.44 1.65 2.25 2.05 1.15 1.55 1.76 5.62 8.28 5.86 13.47 3.40 6.97 6.81 5.54 1.2 1.3 1.1 2.3 1.5 2.8 1.5 1.9 10.32 16.20 15.26 39.52 10.68 15.44 15.43 10.64 1.2 1.3 1.1 2.3 1.5 2.8 1.5 1.9 6.38 5.22 4.90 12.46 3.49 6.51 7.36 5.03 4.65 2.23 2.36 2.61 1.75 3.37 2.04 2.24 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010 Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 0.0 0.8 0.2 0.4 0.1 (4) 0.6 0.1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.1 1.3 1.4 2.4 6.9 0.9 1.6 1.2 1.6 – – – – – 0.1 – 0.1 – 0.8 1.1 1.0 1.0 2.8 0.7 1.2 0.8 0.8 0.2 0.4 0.3 0.3 – 0.2 – 0.3 – – – – – – 0.1 – 0.1 – 0.7 0.9 0.9 2.1 – 0.8 1.0 1.0 1.3 0.2 0.3 0.2 0.1 – 0.1 0.1 0.1 0.5 0.0 0.0 0.0 0.0 0.0 2.8 1.9 1.1 1.4 1.6 – – 0.3 – – 1.1 1.0 0.6 0.8 0.9 – – – – – – – – – – 2.4 1.6 0.9 1.2 1.2 – – 0.2 – – Full time ................................................................. Part time ................................................................ 0.0 0.0 0.8 2.2 0.2 0.3 0.4 1.7 0.1 – (4) – 0.6 1.2 0.1 – Union ..................................................................... Nonunion ............................................................... 0.0 0.0 2.3 0.8 0.5 0.2 2.1 0.4 – 0.1 – (4) 1.2 0.6 0.5 0.1 Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.0 0.0 0.0 0.0 0.0 0.0 1.7 4.2 1.2 0.8 1.0 1.2 – – 0.2 0.1 – – 0.8 1.5 0.8 0.6 0.7 0.8 – – 0.2 0.2 0.2 0.2 – – – 0.1 – – 1.6 – 0.9 0.6 0.6 0.9 – – – 0.1 0.3 0.3 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.0 0.0 0.0 1.2 2.6 1.4 – – – 0.7 1.3 0.8 – – – – – – 1.0 2.1 1.1 0.1 – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.9 1.3 2.0 1.8 2.7 7.2 0.1 0.3 – – – – 0.6 0.8 1.3 1.5 1.2 – 0.2 – – – – 1.4 0.1 – – – – – 0.7 1.0 1.4 1.3 2.4 – 0.1 0.3 – – – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 13. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010—Continued Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.4 1.6 1.7 2.1 3.1 4.7 1.8 2.6 3.8 2.1 2.1 2.3 2.4 5.7 4.6 4.9 – – – – – – – – – – – – – – – – 1.3 1.1 1.2 1.9 1.7 – 1.4 1.5 – 1.7 1.5 1.7 2.0 2.0 2.4 – – 0.6 0.7 – 1.1 – 0.5 – – 0.4 0.4 0.4 0.5 – – – – 0.1 0.1 – – – – – – – – – – – – – 2.0 1.1 1.2 0.8 2.8 2.3 1.1 1.9 2.8 1.4 1.2 1.2 1.6 4.3 2.9 – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 1.1 1.5 1.6 1.0 1.0 1.6 – – – 0.3 0.3 – 0.8 1.1 1.0 0.6 0.7 1.0 0.1 – – 0.2 0.3 0.3 – – – 0.1 – – 0.9 1.2 1.3 0.7 0.8 1.3 0.1 0.1 – 0.2 – 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.4 1.6 2.1 1.6 1.6 5.7 2.0 2.5 2.0 – – 0.2 – – – – – – 1.4 0.9 1.3 1.0 1.0 1.5 1.6 1.6 1.6 0.1 0.3 0.5 – – – – – 0.4 – 0.3 – – – – – – – 1.9 1.1 1.2 1.8 1.4 – 1.6 2.3 1.4 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.05. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 14. Standard errors for medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Employee contribution not Employee contribution required required Average flat monthly Average Average Average Percent of Percent of employer flat monthly flat monthly flat monthly premium participating participating employer employer employee employees employees premium premium contribution $6.50 0.5 $17.94 0.5 $5.83 $3.48 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 9.25 12.06 12.04 18.10 38.26 6.90 10.63 8.62 14.76 1.0 1.1 1.2 1.5 2.8 0.6 0.8 0.7 1.3 45.19 35.64 65.34 52.88 199.74 34.34 64.10 43.43 31.76 1.0 1.1 1.2 1.5 2.8 0.6 0.8 0.7 1.3 8.46 11.55 10.89 16.20 35.64 7.34 12.20 8.92 13.91 5.62 7.80 7.12 9.34 31.39 4.79 8.42 5.83 6.80 23.56 16.76 10.21 12.76 16.97 2.0 1.6 1.0 1.3 1.7 41.30 47.22 22.30 31.62 30.62 2.0 1.6 1.0 1.3 1.7 23.56 15.21 10.30 12.99 17.20 12.64 8.27 6.96 6.54 12.09 Full time ................................................................. Part time ................................................................ 6.42 20.21 0.5 1.8 17.86 43.30 0.5 1.8 5.71 21.75 3.76 13.32 Union ..................................................................... Nonunion ............................................................... 19.46 5.88 1.7 0.5 25.89 25.86 1.7 0.5 19.96 5.69 10.82 3.59 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 15.53 29.27 8.52 9.87 9.01 13.02 0.9 1.8 0.6 0.7 1.0 1.5 77.09 81.15 27.77 25.77 28.49 66.51 0.9 1.8 0.6 0.7 1.0 1.5 14.89 30.07 7.94 9.00 8.66 10.79 9.48 17.34 5.73 5.34 4.85 6.69 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10.44 20.64 11.96 0.9 2.0 1.0 17.63 35.07 20.78 0.9 2.0 1.0 11.64 20.44 13.30 5.81 13.29 6.33 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 7.54 10.92 17.53 14.18 27.92 25.02 0.6 0.7 1.3 1.0 2.3 2.9 25.11 29.38 35.44 43.09 65.35 40.56 0.6 0.7 1.3 1.0 2.3 2.9 6.82 10.69 17.98 13.86 25.77 25.04 4.12 6.98 11.42 9.37 13.70 8.11 Worker characteristics Establishment characteristics See footnotes at end of table. Table 14. Standard errors for medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Employee contribution not Employee contribution required required Average flat monthly Average Average Average Percent of Percent of employer flat monthly flat monthly flat monthly premium participating participating employer employer employee employees employees premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $19.79 9.82 8.94 10.17 16.38 29.23 15.87 23.18 34.75 15.66 15.60 16.58 18.14 30.75 34.63 39.14 2.3 0.9 0.7 0.6 1.2 – 1.7 2.0 – 1.2 0.8 0.3 1.4 1.8 1.9 3.8 $51.70 44.53 43.58 56.23 – – 64.87 97.73 – 68.26 – – 71.28 79.83 95.48 – 2.3 0.9 0.7 0.6 1.2 – 1.7 2.0 – 1.2 0.8 0.3 1.4 1.8 1.9 3.8 $13.31 9.60 8.81 10.42 15.71 – 13.51 19.71 – 15.65 15.58 16.64 18.31 35.95 39.12 31.80 $8.63 7.49 5.69 8.00 9.45 – 9.63 13.12 – 10.32 14.91 10.50 12.43 11.84 12.37 23.87 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10.01 10.86 17.28 6.73 8.66 9.28 0.9 1.0 1.6 0.6 0.6 0.8 27.63 31.99 51.19 19.13 25.63 22.64 0.9 1.0 1.6 0.6 0.6 0.8 9.51 9.89 17.86 6.06 8.52 8.06 6.10 8.35 8.31 3.95 6.01 6.03 19.04 25.09 14.55 19.61 11.54 18.60 19.01 13.22 0.9 1.5 1.0 1.6 0.9 2.0 0.9 2.1 130.64 36.45 30.98 33.89 42.09 55.69 76.33 35.13 0.9 1.5 1.0 1.6 0.9 2.0 0.9 2.1 15.68 21.93 14.27 20.29 10.60 20.25 19.23 14.69 13.41 8.20 8.47 13.84 7.59 21.02 8.16 9.55 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010 Family coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 0.0 0.8 0.2 0.4 0.1 (4) 0.5 0.1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.2 1.5 1.4 2.0 6.5 1.0 1.8 1.1 1.4 – – – – – 0.1 – 0.1 – 0.8 1.0 1.0 0.9 2.9 0.7 1.2 0.7 0.7 0.2 0.3 0.2 0.3 – 0.2 – 0.3 – – 0.1 0.1 – – (4) – 0.1 – 0.8 1.1 0.9 1.7 – 0.7 1.4 0.9 1.2 0.1 – – 0.1 – (4) – (4) 0.4 0.0 0.0 0.0 0.0 0.0 2.6 1.7 1.1 1.5 1.4 – – 0.3 – – 1.0 0.8 0.8 1.2 0.8 – – 0.1 0.1 0.1 – – – – – 2.3 1.4 0.9 1.1 0.9 – – – – – Full time ................................................................. Part time ................................................................ 0.0 0.0 0.8 2.1 0.2 0.2 0.4 1.5 0.1 0.3 (4) – 0.6 1.3 0.1 – Union ..................................................................... Nonunion ............................................................... 0.0 0.0 2.1 0.8 0.4 0.2 1.9 0.4 – 0.1 – (4) 0.9 0.6 0.4 0.1 Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.0 0.0 0.0 0.0 0.0 0.0 1.5 2.6 1.1 0.9 1.0 1.3 – – 0.1 0.1 – – 0.7 1.3 0.8 0.6 0.6 0.7 – – 0.2 0.2 0.2 0.2 – – – 0.1 – – 1.4 1.8 0.8 0.6 0.7 1.0 – – – 0.1 0.1 0.2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.0 0.0 0.0 1.2 2.4 1.5 – – – 0.8 1.2 1.0 0.1 – 0.1 – – – 1.0 2.0 1.1 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.9 1.2 1.7 2.0 2.5 7.0 0.1 0.2 – – – – 0.5 0.8 1.2 1.6 1.2 – 0.2 0.1 – – – 1.2 (4) – – – – – 0.7 1.0 1.3 1.5 2.1 – 0.1 – – – – – Establishment characteristics See footnotes at end of table. Table 15. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010—Continued Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.6 1.5 1.6 1.9 2.8 4.2 1.8 2.5 3.7 1.9 2.1 1.9 2.2 4.3 3.5 4.3 – – – – – – – – – – – – – – – – 1.3 1.0 1.1 1.8 1.4 – 1.2 1.2 – 1.5 1.1 1.6 1.8 2.0 2.4 – – 0.6 0.7 – 1.0 – 0.4 – – 0.4 0.2 0.2 0.5 – – – – 0.1 0.1 – – – – – – – – – – – – – 2.2 1.0 1.1 0.7 2.7 2.9 1.4 2.1 2.8 1.3 1.8 1.0 1.4 3.1 2.2 3.2 – – – – – – – – – 0.2 – – 0.2 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.0 0.0 0.0 0.0 0.0 0.0 1.1 1.5 1.6 0.9 1.0 1.4 0.1 – – 0.3 0.3 – 0.7 1.0 0.8 0.6 0.8 1.0 – – – 0.2 0.3 0.3 – – – 0.1 – 0.1 0.9 1.2 1.2 0.6 0.7 1.1 0.1 0.1 – 0.1 – – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.0 1.3 2.4 2.1 1.7 4.3 2.1 3.3 2.0 – – 0.2 – – – – – – 1.2 1.0 1.3 1.2 0.9 1.5 1.5 1.4 1.5 0.2 0.2 0.4 – 0.2 – – – 0.4 – 0.3 – – – – – – – 1.8 1.0 1.5 1.6 1.5 – 1.0 2.8 1.3 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.05. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2010 Single coverage1 Characteristics All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $0.50 $0.72 $0.92 $1.50 $2.42 $2.18 $3.35 $3.34 $8.76 $9.05 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.16 0.95 0.90 4.06 9.78 2.04 2.16 1.53 1.38 0.99 1.79 1.47 3.78 8.15 2.31 2.82 1.27 2.99 1.43 1.93 2.10 4.25 10.18 1.60 3.72 1.76 1.73 2.73 4.87 2.80 3.89 21.18 2.64 5.08 2.70 4.53 1.77 6.22 2.34 5.54 10.88 6.11 9.53 4.34 9.25 3.50 4.55 4.24 10.69 23.93 3.93 13.55 7.62 6.52 4.96 3.67 4.94 11.89 30.63 4.45 12.76 5.87 8.31 5.95 6.54 8.00 13.93 19.18 6.61 12.93 6.09 11.04 14.88 18.72 18.74 29.70 94.89 10.05 19.81 12.31 20.17 15.53 21.55 25.93 44.75 35.01 12.46 21.71 15.91 30.12 4.96 3.52 1.92 2.45 2.07 5.14 3.11 1.04 2.22 2.10 2.93 2.69 2.12 2.98 2.01 7.32 6.69 2.68 3.17 5.17 8.79 10.74 6.72 2.66 14.79 7.42 12.79 5.04 4.63 8.44 15.72 10.16 6.12 6.89 8.18 21.51 9.33 4.90 8.27 12.45 17.67 20.25 9.45 11.79 20.82 53.60 28.00 26.62 20.29 46.08 Full time ................................................................. Part time ................................................................ 0.42 1.45 0.73 5.84 1.02 5.06 2.00 14.00 1.09 10.90 2.42 19.74 3.04 20.09 4.15 31.02 8.16 23.28 9.72 43.02 Union ..................................................................... Nonunion ............................................................... 1.66 1.19 2.23 0.94 3.25 1.15 3.07 1.38 8.06 3.04 5.67 3.07 6.44 4.16 7.49 4.58 22.43 6.98 40.55 8.98 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2.66 9.49 1.75 1.03 0.88 1.33 3.54 13.69 1.15 0.70 1.22 1.45 3.51 13.19 1.27 1.59 1.33 1.65 4.89 9.38 1.83 2.34 2.20 3.42 6.20 12.46 3.57 3.56 4.48 1.34 14.12 28.72 3.68 6.35 3.48 4.73 10.78 24.36 6.82 3.53 3.15 3.93 10.28 26.50 8.72 5.03 4.05 9.40 27.43 57.27 8.15 13.15 9.25 13.36 17.53 49.53 19.84 17.29 15.84 34.48 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.64 2.90 1.02 2.35 3.87 0.52 2.01 7.23 2.12 2.89 10.09 2.15 3.88 15.06 3.43 4.63 9.90 2.80 5.37 8.14 5.46 5.93 10.65 5.43 7.44 26.81 9.53 19.33 62.94 14.29 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.78 2.92 4.77 3.10 5.19 – 1.54 1.42 3.65 2.71 2.45 – 1.10 1.97 5.76 3.48 4.06 – 1.92 3.62 8.62 5.89 3.20 – 3.23 6.27 9.88 8.25 23.05 – 3.00 6.04 17.97 9.19 2.79 12.41 4.22 5.81 11.52 8.10 11.86 13.99 5.02 7.06 7.35 13.74 15.48 19.96 8.81 19.75 20.30 26.34 36.23 33.48 15.00 10.85 36.81 17.49 43.64 7.73 Worker characteristics Establishment characteristics See footnotes at end of table. Table 16. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2010—Continued Single coverage1 Characteristics Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $2.47 1.77 2.43 0.84 3.02 – 1.89 1.88 4.76 2.17 7.32 5.31 2.59 – 11.89 4.75 $5.95 2.92 2.70 4.69 4.83 – 1.64 3.20 6.55 2.30 4.00 4.18 1.90 – 2.78 3.81 $4.69 1.46 1.43 1.39 4.29 – 2.14 3.08 4.01 3.70 3.35 2.72 4.01 – 7.69 10.08 $0.37 3.89 3.45 6.08 5.08 – 4.28 8.57 9.15 3.13 4.67 8.72 4.55 – 5.38 9.92 $8.38 6.34 3.10 3.99 6.03 – 5.89 5.65 12.11 4.70 5.71 5.76 8.00 – 1.32 16.06 $13.94 5.00 3.41 7.51 8.87 34.69 7.61 13.54 18.90 10.88 11.40 16.67 6.90 39.92 34.64 12.90 $5.94 8.33 6.10 7.94 15.53 8.07 9.58 6.18 10.99 11.65 16.38 8.57 8.97 11.21 10.16 31.12 $13.80 8.93 6.50 12.48 9.22 37.38 7.33 27.03 24.26 14.35 20.50 10.86 14.69 15.48 18.07 42.16 $15.22 19.54 11.49 15.49 20.75 79.29 16.84 27.94 50.72 17.02 18.21 29.20 24.18 40.07 37.29 54.81 $18.00 54.69 21.52 58.73 39.97 105.42 37.07 94.77 39.86 34.87 21.17 45.00 34.00 40.02 13.04 33.22 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.23 1.33 5.09 0.47 0.85 0.66 1.57 1.98 1.95 1.31 1.53 1.21 1.06 1.85 4.39 1.49 1.64 1.07 3.27 3.77 4.53 2.35 1.91 2.68 7.30 9.41 2.37 2.18 4.64 4.61 8.76 5.32 10.78 2.94 4.80 3.59 4.64 6.79 9.22 4.14 6.92 4.86 8.97 8.50 11.29 3.96 5.73 4.32 13.83 18.36 17.18 4.49 18.20 11.28 14.97 33.29 32.31 13.28 19.08 17.23 2.73 1.28 1.25 3.28 2.07 2.39 2.09 6.23 1.85 2.09 0.82 2.47 2.55 3.06 3.19 2.88 4.34 1.63 2.02 2.91 2.05 4.36 2.10 3.09 4.29 3.64 1.16 7.83 4.94 3.78 6.34 3.81 8.68 3.37 9.55 4.20 18.21 10.82 3.79 7.40 5.08 5.30 5.19 16.69 8.05 14.31 8.94 3.93 15.69 8.59 14.75 5.62 24.77 10.66 7.45 6.15 7.46 10.59 4.05 11.27 9.54 10.17 9.45 0.00 10.50 7.42 18.78 10.06 22.64 19.17 18.99 13.94 14.16 33.46 10.00 27.45 10.53 31.02 17.49 54.28 17.91 98.96 27.56 24.25 37.23 16.64 59.92 34.72 33.06 19.99 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010 Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 0.7 0.7 0.2 0.7 0.7 0.3 0.7 0.7 0.3 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 0.9 1.2 1.8 4.7 0.9 1.2 1.2 1.4 0.9 0.9 1.1 1.8 4.2 0.9 1.2 1.1 1.4 0.3 0.2 0.4 1.0 3.0 0.3 0.6 0.3 0.7 1.1 1.5 1.3 1.8 4.4 0.8 1.2 1.0 1.5 1.1 1.6 1.3 1.7 4.4 0.7 1.2 1.0 1.5 0.3 0.5 0.4 1.5 0.6 0.2 0.4 0.2 0.6 1.0 1.3 1.3 1.4 3.3 0.8 1.0 1.1 1.4 1.1 1.2 1.4 1.4 3.2 0.8 0.9 1.0 1.4 0.4 0.5 0.6 1.2 2.4 0.4 1.1 0.4 0.7 2.0 1.8 1.2 1.6 1.8 2.0 1.8 1.2 1.6 1.8 1.3 0.7 0.4 0.5 0.5 1.9 2.0 1.2 1.6 1.5 1.8 2.0 1.1 1.6 1.4 1.2 0.6 0.3 0.4 0.6 1.4 2.2 0.9 1.4 1.2 1.4 2.2 0.9 1.4 1.1 1.8 0.6 0.6 0.7 1.0 Full time ................................................................. Part time ................................................................ 0.6 0.7 0.6 0.7 0.2 1.2 0.7 1.3 0.7 1.3 0.2 1.2 0.7 0.7 0.7 0.7 0.3 1.5 Union ..................................................................... Nonunion ............................................................... 1.3 0.7 1.3 0.7 0.4 0.3 1.7 0.7 1.7 0.7 0.3 0.3 1.6 0.7 1.6 0.7 0.6 0.3 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.3 2.3 1.2 0.9 0.8 1.1 1.3 2.3 1.1 0.9 0.8 1.1 1.1 3.7 0.4 0.2 0.1 0.2 1.1 2.0 1.1 0.9 1.1 1.8 1.0 1.8 1.1 0.8 1.2 1.8 1.3 3.3 0.3 0.2 0.3 0.4 1.0 1.8 0.9 1.0 1.0 1.6 1.0 1.8 0.9 1.0 1.0 1.6 1.3 2.1 0.5 0.5 0.4 0.5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.1 2.0 1.3 1.0 1.9 1.3 0.3 1.3 0.3 1.3 1.7 1.7 1.2 1.7 1.6 0.3 0.7 0.3 1.3 1.3 1.7 1.3 1.3 1.7 0.5 1.4 0.5 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.8 0.9 2.4 1.1 2.7 2.2 0.8 0.9 2.4 1.1 2.8 2.2 0.3 0.3 0.6 0.6 0.6 0.1 0.8 0.9 2.3 1.1 2.7 5.9 0.8 0.9 2.2 1.1 2.7 5.9 0.3 0.3 0.7 0.4 1.0 0.1 0.7 0.8 2.2 0.8 2.5 2.9 0.7 0.7 2.0 0.7 2.5 2.8 0.4 0.8 1.2 1.4 1.4 0.5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 17. Standard errors for insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued Life insurance Characteristics Access Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.4 1.5 0.9 1.1 1.9 4.4 1.7 2.8 2.6 1.8 2.5 1.2 1.9 4.3 4.6 3.2 2.4 1.6 0.9 1.1 1.9 4.3 1.7 2.8 2.5 1.7 2.5 1.2 1.9 4.3 4.6 3.1 0.4 0.3 0.1 0.2 0.3 1.8 0.6 0.5 1.6 0.7 0.3 0.3 0.8 2.3 2.6 1.8 3.0 1.4 1.2 1.7 2.4 4.2 2.1 3.5 2.8 1.4 3.1 2.7 1.6 3.2 3.6 3.2 3.0 1.4 1.3 1.7 2.5 4.2 2.1 3.4 2.8 1.3 3.1 2.7 1.6 3.1 3.5 3.2 0.7 0.5 0.3 0.4 0.7 3.1 0.6 1.1 0.7 0.4 0.4 0.7 0.5 2.8 3.1 1.3 2.7 1.7 1.4 1.6 2.1 4.6 1.9 2.8 2.6 1.4 2.6 1.4 1.6 – – 4.2 2.6 1.7 1.5 1.6 2.2 4.4 1.8 2.8 2.5 1.3 2.5 1.4 1.5 – – 4.2 1.0 0.7 0.6 0.8 1.1 3.7 0.8 1.1 1.8 0.7 0.4 0.4 0.8 – – 2.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.9 1.0 1.8 0.8 1.2 1.0 0.9 1.0 1.7 0.8 1.2 1.0 0.4 0.5 1.0 0.2 0.4 0.2 0.9 0.9 1.9 1.1 1.4 1.4 0.9 0.8 1.9 1.1 1.4 1.4 0.5 0.7 0.9 0.2 0.3 0.3 0.8 0.8 2.1 0.9 1.1 1.2 0.8 0.8 2.0 0.9 1.1 1.2 0.5 0.6 0.5 0.4 0.6 0.5 1.2 1.7 1.1 2.6 1.4 6.7 1.4 2.4 1.7 1.2 1.7 1.1 2.8 1.3 6.7 1.6 2.6 1.7 0.6 0.4 0.6 0.9 0.4 0.8 1.3 1.3 0.3 1.7 2.8 1.2 2.3 1.7 4.9 1.6 1.3 1.6 1.8 2.8 1.2 2.3 1.6 4.7 1.6 1.3 1.5 0.7 0.1 0.7 0.4 1.0 0.8 1.4 0.6 0.6 2.3 1.9 1.5 3.2 1.5 4.9 1.8 2.4 1.4 2.5 2.0 1.5 3.1 1.4 4.9 1.7 2.1 1.4 0.9 0.8 1.0 0.8 0.5 1.0 0.7 1.2 0.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 18. Standard errors for life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 0.4 0.4 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.3 0.4 0.5 1.6 0.7 0.9 0.7 0.9 0.3 0.4 0.5 1.6 0.7 0.9 0.7 0.9 2.1 0.9 0.5 0.7 0.6 2.1 0.9 0.5 0.7 0.6 Full time ................................................................. Part time ................................................................ 0.4 0.5 0.4 0.5 Union ..................................................................... Nonunion ............................................................... 0.8 0.4 0.8 0.4 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.4 4.2 0.5 0.4 0.3 0.5 1.4 4.2 0.5 0.4 0.3 0.5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.7 1.9 0.6 0.7 1.9 0.6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.5 0.5 1.3 0.8 0.6 1.6 0.5 0.5 1.3 0.8 0.6 1.6 Worker characteristics Establishment characteristics See footnotes at end of table. Table 18. Standard errors for life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.1 0.7 0.6 0.9 0.8 2.9 1.1 1.0 2.4 0.6 1.1 0.5 0.7 3.9 4.5 1.8 1.1 0.7 0.6 0.9 0.8 2.9 1.1 1.0 2.4 0.6 1.1 0.5 0.7 3.9 4.5 1.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.6 0.7 1.1 0.5 0.6 1.0 0.6 0.7 1.1 0.5 0.6 1.0 1.5 0.5 0.7 0.5 1.1 2.9 0.8 1.9 0.7 1.5 0.5 0.7 0.5 1.1 2.9 0.8 1.9 0.7 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 19. Standard errors for life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010 Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 0.8 0.2 0.8 0.2 0.1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.3 1.5 2.4 6.0 1.0 1.5 1.0 1.7 0.4 0.6 0.5 0.3 – 0.3 0.5 0.4 0.2 1.2 1.2 1.5 2.7 6.1 0.9 1.5 1.0 1.7 0.2 0.3 0.3 0.9 – 0.3 0.3 0.3 0.6 0.2 0.4 0.2 0.2 – 0.2 0.3 0.2 0.3 1.7 2.2 1.7 1.9 2.2 – 0.3 0.4 0.3 – 1.9 2.3 1.7 1.9 2.4 1.1 0.6 0.6 0.8 0.7 – 0.2 0.3 0.5 – Full time ................................................................. Part time ................................................................ 0.8 2.3 0.2 0.2 0.8 2.3 0.2 0.5 0.1 0.6 Union ..................................................................... Nonunion ............................................................... 1.8 0.9 0.4 0.3 1.6 0.9 0.7 0.2 0.4 0.1 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2.4 7.4 1.1 1.2 1.0 1.6 – – 0.2 0.3 0.4 0.7 2.7 8.9 1.1 1.1 0.9 1.6 0.9 2.2 0.2 0.3 0.3 0.2 – – 0.1 0.2 0.3 0.3 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.5 1.8 1.8 0.3 – 0.4 1.4 1.9 1.8 0.5 0.7 0.6 0.3 – 0.3 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.9 1.4 2.7 1.7 3.3 3.3 0.3 0.4 – 0.4 – 0.8 0.8 1.4 2.7 1.7 3.4 2.7 0.3 0.4 0.8 0.5 1.0 – 0.2 0.2 – 0.3 – – Establishment characteristics See footnotes at end of table. Table 19. Standard errors for life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010—Continued Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.3 1.2 1.1 1.3 2.1 5.6 2.8 3.8 4.8 1.7 2.7 3.0 1.9 6.2 6.2 4.5 1.1 0.5 0.5 0.9 0.5 – 0.6 – – 0.7 2.1 – 0.8 – – – 1.9 1.0 0.9 1.0 1.8 5.2 2.7 4.1 4.8 1.6 2.3 2.2 1.9 7.5 7.5 4.5 – 0.2 0.2 – 0.4 – – – – 0.4 0.9 – 0.3 2.4 2.8 – – 0.2 0.2 – 0.3 – – – – 0.3 0.2 0.2 0.3 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.3 1.6 2.4 1.0 1.4 1.4 0.3 0.4 0.4 0.3 0.3 0.6 1.4 1.5 2.4 0.9 1.4 1.2 0.3 0.4 0.6 0.3 0.4 0.5 0.2 0.2 0.3 0.2 0.2 0.3 2.9 2.4 1.8 2.6 1.8 3.9 3.0 2.5 2.0 1.1 0.5 0.6 0.5 0.3 – 0.6 0.3 1.0 3.1 2.3 1.8 2.6 1.6 4.1 2.4 2.5 2.2 – 0.4 0.6 0.4 0.4 1.7 0.6 – 0.7 – 0.6 0.1 0.2 0.2 – 0.5 – 0.3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2010 Multiple of annual earnings amounts1 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings Mean multiple of annual earnings Median multiple of annual earnings 0.1 0.8 0.8 0.7 0.3 (2) 0.0 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.3 0.1 0.4 0.5 – 0.1 – 0.1 0.7 1.4 1.8 1.7 2.6 8.4 1.0 1.8 1.3 2.6 1.0 1.9 1.1 3.8 9.9 0.8 1.1 1.0 1.9 1.1 1.4 1.4 2.8 – 0.9 1.6 1.1 2.1 0.5 0.6 0.7 0.4 1.5 0.4 – 0.5 0.9 (2) (2) (2) (2) 0.1 (2) (2) (2) (2) 0.0 0.0 0.0 0.0 – 0.0 0.0 0.0 0.0 – 0.6 0.3 0.4 0.4 6.0 2.7 1.9 2.7 2.5 2.7 2.2 1.4 1.9 2.1 5.2 2.2 1.5 2.3 1.5 – 1.0 0.4 0.7 0.4 0.1 (2) (2) (2) (2) – 0.0 0.0 (2) 0.0 Full time ................................................................. Part time ................................................................ 0.1 0.3 0.8 3.3 0.8 2.0 0.8 2.6 0.2 2.2 (2) (2) 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.4 0.1 2.7 0.9 1.5 0.9 2.7 0.8 0.5 0.3 (2) (2) 0.0 0.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 0.2 0.3 0.1 0.2 3.2 7.7 1.3 1.4 1.1 1.7 3.4 – 1.1 1.0 0.9 1.2 2.8 – 1.2 1.2 0.9 1.3 – – 0.4 0.6 0.3 0.4 (2) 0.1 (2) (2) (2) (2) 0.0 – 0.0 0.0 0.0 0.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.3 – – 2.3 6.4 2.4 1.8 1.6 2.0 1.6 4.9 1.7 0.6 – – (2) 0.1 (2) 0.4 0.0 0.2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.2 0.2 – – – 0.5 0.9 1.5 3.3 1.5 3.9 5.8 0.9 1.2 2.6 1.1 3.0 1.6 0.9 1.3 3.1 1.1 3.1 6.3 0.3 0.4 – – – 2.3 (2) (2) (2) (2) (2) 0.1 0.0 0.0 0.0 0.0 0.0 – Establishment characteristics See footnotes at end of table. Table 20. Standard errors for life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2010—Continued Multiple of annual earnings amounts1 Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Greater than 2.0 times earnings Mean multiple of annual earnings Median multiple of annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 0.6 0.9 1.2 0.6 – – – 2.6 1.6 1.6 2.1 3.8 7.6 3.2 3.7 7.7 2.6 2.4 2.4 3.0 4.5 6.5 5.7 1.5 – – – – – 2.3 2.8 – 2.0 1.7 1.5 2.4 5.3 7.1 – 1.8 1.6 1.6 1.9 3.6 6.6 2.9 3.8 7.5 1.8 1.9 2.0 2.2 – – 6.3 1.9 0.7 0.7 1.1 1.1 – 0.8 1.3 – 0.7 0.4 0.5 0.8 – – – (2) (2) (2) (2) (2) 0.1 (2) (2) 0.1 (2) (2) (2) (2) (2) (2) 0.1 0.0 0.0 0.0 0.0 0.0 – – – – 0.0 0.0 0.0 0.0 0.0 0.0 0.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 0.3 0.3 0.2 – 0.3 1.9 2.2 3.2 1.1 1.9 1.6 1.0 1.3 1.8 1.0 1.5 1.5 1.6 2.0 2.9 0.9 1.4 1.5 0.7 1.0 1.0 0.3 – 0.4 (2) (2) (2) (2) (2) (2) 0.0 0.0 0.0 0.0 0.0 0.0 0.5 0.7 – – (2) – – – 0.4 2.3 2.6 2.2 2.5 1.9 4.2 1.8 2.6 1.7 1.2 2.9 1.1 2.7 1.9 5.6 1.4 2.8 1.1 2.5 1.9 2.1 3.2 1.3 5.9 1.8 2.3 2.1 0.4 0.5 – – 0.5 1.4 – – 0.6 (2) (2) (2) (2) (2) 0.1 (2) (2) (2) 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.0 0.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.05. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2010 Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $2,131.78 $0.00 $0.00 $0.00 $0.00 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1,039.09 0.00 0.00 1,741.18 0.00 0.00 0.00 3,980.93 5,155.95 0.00 0.00 0.00 0.00 0.00 624.82 5,999.17 1,408.01 4,109.48 0.00 0.00 781.02 0.00 3,826.23 0.00 0.00 7,964.92 3,787.77 0.00 0.00 0.00 6,356.60 0.00 0.00 0.00 0.00 2,078.17 0.00 1,698.62 1,171.54 3,116.28 0.00 0.00 0.00 0.00 0.00 4,132.80 0.00 0.00 4,481.21 0.00 1,781.01 156.20 0.00 732.67 468.61 0.00 4,991.23 1,913.11 2,807.35 3,745.66 Full time ................................................................. Part time ................................................................ 0.00 0.00 0.00 0.00 2,245.02 390.51 156.20 4,986.34 0.00 3,623.15 Union ..................................................................... Nonunion ............................................................... 0.00 0.00 1,271.42 0.00 1,126.41 468.61 1,913.11 0.00 6,955.95 0.00 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ 0.00 2,740.27 0.00 541.11 0.00 0.00 0.00 1,290.47 4,037.23 0.00 796.49 3,719.52 0.00 1,101.77 3,967.88 0.00 3,942.44 8,555.70 0.00 0.00 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.00 1,723.57 0.00 0.00 0.00 0.00 781.02 0.00 156.20 413.28 0.00 1,774.15 0.00 0.00 0.00 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1,816.62 1,027.28 0.00 0.00 3,600.35 0.00 0.00 0.00 312.41 0.00 0.00 0.00 0.00 0.00 6,191.19 2,243.32 552.27 4,400.85 0.00 5,836.30 0.00 0.00 11,678.87 16,792.04 0.00 4,750.79 12,223.98 2,841.90 0.00 8,555.70 Establishment characteristics See footnotes at end of table. Table 21. Standard errors for life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2010—Continued Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Financial activities ............................................. Finance and insurance .................................. Insurance carriers and related activities .... Education and health services ........................... Educational services ...................................... Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ $0.00 0.00 3,113.34 1,843.29 0.00 1,189.62 1,036.15 1,397.14 $4,393.22 2,209.07 1,774.15 0.00 0.00 0.00 0.00 0.00 $0.00 12,598.49 10,449.40 0.00 2,705.55 0.00 3,826.23 4,348.56 $0.00 0.00 0.00 6,546.18 12,023.73 3,905.12 2,816.03 3,982.46 $0.00 0.00 2,209.07 0.00 0.00 0.00 9,565.56 10,153.32 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.00 441.81 1,126.41 855.57 2,386.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 781.02 5,504.01 6,317.26 4,521.86 0.00 0.00 0.00 2,066.40 644.05 4,360.47 0.00 0.00 2,576.20 0.00 0.00 0.00 3,601.19 0.00 667.31 312.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,712.59 6,125.07 0.00 0.00 2,922.33 0.00 0.00 5,467.17 897.33 4,760.85 0.00 0.00 0.00 0.00 6,468.85 12,093.54 0.00 0.00 Geographic areas East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 22. Standard errors for short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Noncommercially insured1 Commercially insured Legally required Other 1.1 0.9 0.9 0.3 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.6 2.2 1.9 4.1 6.4 1.3 2.3 1.5 2.1 1.8 2.0 2.2 2.7 9.9 1.3 2.1 1.5 2.5 0.8 1.0 0.9 4.4 – 0.9 1.3 1.0 2.2 0.5 0.6 0.5 0.2 – 0.2 0.4 0.2 1.2 2.8 2.7 1.5 2.0 2.2 4.1 2.7 1.5 1.8 2.3 3.5 2.2 0.9 1.4 1.3 2.3 0.9 0.6 0.6 1.1 Full time ................................................................. Part time ................................................................ 1.0 4.9 1.0 2.0 0.6 5.6 0.3 0.5 Union ..................................................................... Nonunion ............................................................... 2.1 1.1 2.0 1.0 2.0 0.8 1.1 0.2 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3.4 7.9 1.6 1.3 1.5 2.0 2.6 – 1.4 1.5 1.6 2.2 3.6 8.2 1.3 0.9 0.9 1.1 0.3 – 0.3 0.4 0.5 0.7 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.8 2.6 1.9 1.4 4.1 1.6 1.5 4.6 1.2 0.6 2.4 0.5 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1.4 1.3 3.0 2.2 3.1 5.5 1.1 1.4 3.0 2.0 3.6 4.0 1.4 1.0 – 1.6 2.5 – 0.3 0.6 – 0.5 2.4 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 22. Standard errors for short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Noncommercially insured1 Commercially insured Legally required Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 3.9 2.1 1.9 2.0 4.4 – 3.0 3.8 6.7 1.9 3.2 3.3 2.0 9.3 10.1 3.5 3.9 2.1 1.9 1.8 4.6 7.6 3.8 5.1 5.5 3.1 5.6 2.9 2.9 4.7 4.9 8.1 – – 0.6 – – 6.6 – 4.1 – 1.6 – 1.1 1.4 – – 9.8 – – 0.1 – – – – – – 0.5 – 0.2 0.6 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.4 1.8 2.3 1.2 1.5 1.7 1.9 1.9 3.1 1.2 2.2 1.5 1.9 1.8 2.9 0.7 1.3 1.2 0.4 0.5 0.5 0.3 0.4 0.5 3.9 1.7 1.9 2.8 2.0 7.0 2.6 3.6 3.8 4.0 1.3 2.1 2.3 2.1 6.7 2.8 3.3 3.7 – 1.8 – – – – – – 1.4 – 0.5 0.7 1.3 0.5 – 1.1 – 0.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employer assumes all risks and expenses of providing the benefit. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 23. Standard errors for short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 1.0 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 1.2 1.3 4.1 0.9 1.5 1.1 2.1 0.9 1.2 1.3 4.1 0.9 1.5 1.1 2.1 2.8 2.7 1.3 1.7 1.8 2.8 2.7 1.3 1.7 1.8 Full time ................................................................. Part time ................................................................ 1.0 3.8 1.0 3.8 Union ..................................................................... Nonunion ............................................................... 1.6 1.1 1.6 1.1 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3.2 8.2 1.5 1.0 0.8 0.9 3.2 8.2 1.5 1.0 0.8 0.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.2 3.5 1.3 1.2 3.5 1.3 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1.3 1.2 1.8 2.1 3.0 2.6 1.3 1.2 1.8 2.1 3.0 2.6 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Standard errors for short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.3 1.2 0.8 1.1 1.0 2.5 2.7 4.6 2.5 5.6 1.6 2.5 9.4 10.2 8.2 2.3 1.2 0.8 1.1 1.0 2.5 2.7 4.6 2.5 5.6 1.6 2.5 9.4 10.2 8.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2.5 2.5 3.1 1.4 1.4 2.3 2.5 2.5 3.1 1.4 1.4 2.3 2.1 1.6 0.9 1.6 1.1 1.5 0.7 1.9 2.1 1.6 0.9 1.6 1.1 1.5 0.7 1.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 24. Standard errors for short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Flat dollar amounts Dollar amount varies Fixed percent of annual earnings Percent varies by annual earnings Other 0.4 0.2 0.9 0.7 0.3 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.2 0.4 0.3 0.7 – 0.4 0.8 0.3 1.7 0.2 0.1 0.3 0.4 – 0.1 0.3 0.1 1.0 1.5 1.6 1.9 1.8 3.1 1.0 2.3 1.2 2.3 1.5 1.5 1.9 1.4 2.7 1.0 2.3 1.1 1.7 0.4 0.3 0.5 0.9 – 0.5 0.6 0.7 0.6 2.8 1.7 1.2 1.5 1.8 2.3 0.7 0.6 0.9 – 3.2 2.8 1.5 2.1 2.1 0.9 2.5 1.0 1.2 1.4 0.7 0.8 0.3 0.4 – Full time ................................................................. Part time ................................................................ 0.4 0.9 0.2 0.2 0.9 2.1 0.8 1.7 0.4 0.5 Union ..................................................................... Nonunion ............................................................... 1.6 0.4 0.9 0.2 2.3 0.9 1.7 0.7 0.8 0.3 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.9 0.7 0.8 0.7 0.4 0.4 0.6 – 0.3 0.3 0.3 0.2 2.1 2.2 1.2 1.2 1.3 1.6 1.7 1.1 1.0 1.0 1.2 1.5 0.6 – 0.6 0.5 0.3 0.3 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.1 3.0 1.2 0.7 – 0.8 1.6 3.4 1.8 1.3 1.5 1.4 0.3 – 0.4 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.4 1.0 1.4 1.3 3.4 2.2 0.2 0.3 0.9 – – – 1.0 1.5 2.6 2.1 3.9 7.9 0.8 1.2 2.7 1.8 2.4 4.9 0.4 0.4 0.9 – – – Establishment characteristics See footnotes at end of table. Table 24. Standard errors for short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Flat dollar amounts Dollar amount varies Fixed percent of annual earnings Percent varies by annual earnings Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 0.3 – – – – 0.7 – – 0.4 1.4 0.9 0.4 1.6 1.8 2.7 – 0.2 0.2 0.4 – – – – – 0.4 – – 0.5 – – – 3.9 1.9 1.9 2.4 3.5 4.7 2.6 3.5 6.4 3.0 3.5 4.0 3.3 3.6 3.9 3.2 4.1 1.9 1.9 2.5 3.5 – 2.4 3.5 – 2.7 3.5 4.2 2.9 1.2 – 2.9 1.3 0.2 – – – – – – – 1.7 – – 2.0 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.8 1.5 0.5 0.8 0.7 0.3 0.3 0.5 0.3 0.3 0.5 1.2 1.4 1.9 1.3 1.7 2.1 0.9 1.1 1.5 1.1 1.6 1.7 0.3 0.3 0.5 0.5 0.3 0.9 1.5 0.7 1.2 2.0 0.9 2.4 1.5 1.8 1.0 0.5 0.1 0.5 1.5 0.4 – – – 0.3 3.4 1.3 1.8 2.7 2.0 6.6 3.9 4.0 3.1 3.0 1.3 1.2 2.1 2.0 3.3 3.9 3.2 2.6 0.4 0.4 0.4 1.1 0.6 – – – 2.1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2010 Number of weeks1 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 0.6 0.0 0.7 0.0 0.0 0.0 0.6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 1.1 1.3 0.8 2.1 0.7 1.5 0.8 1.5 0.7 0.7 0.3 0.2 0.0 1.5 0.0 0.0 0.0 1.7 1.9 2.3 0.0 1.5 0.7 2.5 0.2 0.2 0.0 0.0 0.0 0.0 6.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.2 0.0 0.0 0.0 0.0 13.9 1.1 1.1 1.3 0.8 2.1 0.7 1.5 0.8 1.5 1.8 2.0 0.9 1.1 1.3 0.0 0.0 0.0 0.0 0.0 1.7 0.0 0.8 0.3 1.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.8 18.4 0.0 0.0 0.0 1.8 2.0 0.9 1.1 1.3 Full time ................................................................. Part time ................................................................ 0.6 2.0 0.3 – 2.7 – 0.0 – 0.0 – 0.0 – 0.6 2.0 Union ..................................................................... Nonunion ............................................................... 1.1 0.7 2.9 1.3 0.0 0.8 0.0 0.0 0.0 0.0 12.9 0.0 1.1 0.7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.3 1.7 0.7 0.8 1.0 1.4 0.5 – 0.3 0.0 0.4 0.4 3.0 – 1.5 1.2 0.6 0.7 0.0 – 0.0 0.0 0.0 0.0 0.0 – 0.0 0.0 0.0 0.0 0.0 – 0.0 0.0 0.0 0.0 1.3 1.7 0.7 0.8 1.0 1.4 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.9 1.3 1.0 0.0 0.2 0.0 0.0 0.0 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.9 1.3 1.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Information ......................................................... 0.7 1.2 1.5 1.9 2.7 1.2 0.2 0.3 0.6 0.0 2.4 0.7 4.8 5.4 1.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.7 1.2 1.5 1.9 2.7 Worker characteristics Establishment characteristics See footnotes at end of table. Table 25. Standard errors for short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2010—Continued Number of weeks1 Characteristics Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 1.2 1.4 2.1 2.1 2.7 1.5 2.4 2.2 1.3 1.1 0.2 0.6 1.4 0.3 0.0 0.5 0.0 1.2 1.3 1.1 1.4 7.1 3.6 3.2 0.9 2.5 1.1 0.0 0.0 0.0 0.0 0.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.2 1.4 2.1 2.1 2.7 1.5 2.4 2.2 1.3 1.3 0.9 1.0 1.4 2.8 1.1 0.0 0.0 0.0 0.0 0.0 0.0 1.3 0.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 0.9 1.2 0.8 1.0 1.0 0.5 0.6 0.9 0.0 1.4 0.0 2.0 1.9 2.9 1.2 1.7 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.8 0.9 1.2 0.8 1.0 1.0 0.9 1.1 2.1 1.1 2.6 3.0 2.9 1.3 2.3 0.4 0.6 0.0 – 1.4 0.0 1.4 0.0 1.9 4.2 0.3 – 4.2 1.6 2.4 0.0 0.0 0.0 0.0 – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 – 0.0 0.0 0.0 0.0 0.0 0.0 0.0 – 0.0 0.0 0.0 0.9 1.1 2.1 1.1 2.6 3.0 2.9 1.3 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010 Fixed percent of annual earnings Characteristics Greater than 69 percent 50 percent 0.2 1.7 0.2 1.1 1.0 0.9 0.4 0.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.3 – 0.4 – – 0.2 – 0.2 – 2.3 2.5 2.5 4.4 – 1.3 2.2 1.2 2.3 0.2 – 0.3 – – 0.3 – 0.3 – 1.8 2.3 2.0 3.2 11.1 1.2 2.3 1.4 2.4 2.0 1.4 2.6 3.0 – 1.1 2.0 1.4 2.9 1.9 2.4 2.2 0.8 2.0 1.2 1.8 1.3 1.2 0.7 0.8 0.9 0.7 1.3 0.4 0.7 0.5 0.6 1.4 0.0 5.0 0.0 0.0 0.0 0.0 0.0 0.0 – – 0.5 0.8 0.2 2.9 3.4 1.4 2.0 1.6 – – 0.2 0.2 0.3 3.6 3.3 2.1 3.0 2.7 4.2 3.3 1.5 2.3 2.1 2.3 1.3 1.6 1.9 2.5 1.1 0.6 0.6 0.5 1.0 0.4 0.0 0.0 0.0 0.0 Full time ................................................................. Part time ................................................................ 0.3 – 1.4 5.0 0.2 – 1.1 3.7 1.2 1.9 0.9 3.0 0.4 1.5 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.6 0.2 2.9 1.6 0.9 0.2 1.8 1.1 2.6 1.0 1.9 1.0 0.8 0.4 2.8 0.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 0.4 0.2 0.3 – 3.5 5.9 2.3 1.0 2.3 1.9 – – 0.2 0.6 0.3 – 2.3 4.4 1.8 1.3 1.8 2.6 2.2 3.8 1.6 1.7 1.8 1.8 1.3 0.8 1.1 1.2 1.7 2.2 0.6 0.9 0.5 0.4 0.7 0.6 0.0 4.0 0.0 0.0 7.3 1.4 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.6 – 0.7 1.3 3.5 1.2 0.3 – 0.3 2.3 3.1 2.4 2.0 3.9 2.2 2.0 2.7 2.3 0.7 1.4 0.8 0.0 0.7 0.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.2 – – – – – 2.0 1.4 2.8 2.9 3.6 – 0.3 – – – – – 1.4 1.8 3.0 2.0 4.8 – 1.1 1.9 3.6 3.1 2.4 6.6 1.1 1.6 2.2 2.0 4.3 7.2 0.5 0.6 0.8 0.8 1.8 2.4 0.0 0.0 0.0 0.9 6.8 0.0 60 percent 61 to 69 percent Median fixed percent of annual earnings Less than 50 percent All workers ............................................................. 51 to 59 percent Mean fixed percent of annual earnings Worker characteristics Establishment characteristics See footnotes at end of table. Table 26. Standard errors for short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010—Continued Fixed percent of annual earnings Characteristics 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 0.8 – – 1.0 – – – 2.9 2.1 1.2 3.5 2.8 – 2.9 3.1 5.5 2.6 2.2 2.6 3.0 7.5 7.8 8.7 – – – – – – – – – 0.7 0.6 – 0.9 0.5 0.6 – 4.5 2.4 2.1 3.2 3.5 7.6 4.0 4.9 7.0 2.2 4.2 2.8 2.4 6.0 6.1 – 4.5 1.9 2.1 2.9 3.0 – 3.1 3.6 6.6 1.9 2.9 1.7 2.3 4.8 5.3 5.3 4.2 2.4 2.1 2.4 3.8 – 2.6 4.3 0.7 1.3 3.4 2.9 1.4 1.3 1.5 2.7 1.2 0.8 0.8 0.9 1.5 1.7 0.9 1.2 1.1 0.6 1.7 1.3 0.7 1.2 1.3 1.5 2.6 7.1 0.0 7.7 2.3 0.0 0.0 6.0 0.0 0.0 0.0 3.0 0.0 11.0 11.8 5.3 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.2 – – 0.4 0.6 0.1 2.2 2.5 4.0 2.0 1.5 4.0 0.4 – – 0.3 0.4 0.5 1.7 1.8 3.2 1.4 2.0 2.2 1.2 1.7 2.3 1.4 1.8 2.2 1.0 1.1 2.0 1.3 1.6 1.9 0.5 0.6 0.9 0.6 0.5 1.1 0.0 0.0 0.0 0.0 0.0 0.0 – – – – – – – – – 3.2 3.5 1.0 2.0 1.6 – 1.7 – 2.3 – – – – – – – 0.3 – 3.5 1.4 2.3 5.3 2.5 10.4 3.3 5.7 3.4 3.0 2.3 2.3 2.8 1.5 1.9 2.8 1.5 3.2 4.7 1.1 1.8 3.8 3.4 – 3.2 6.2 3.3 1.1 0.8 0.5 1.0 1.3 2.9 1.0 2.3 1.2 0.0 6.9 0.0 0.8 0.0 0.0 0.0 0.0 0.9 60 percent 61 to 69 percent Mean fixed percent of annual earnings Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 1.2 $0.00 $29.11 $0.00 $23.43 $338.78 1.2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.8 2.2 2.2 3.2 1.5 2.3 1.7 2.2 0.00 0.00 0.00 – 0.00 0.00 0.00 0.00 81.58 119.67 99.42 – 43.35 52.39 75.44 34.02 72.09 108.82 13.04 – 0.00 35.26 0.00 8.42 56.02 333.74 242.13 – 0.00 413.82 0.00 327.38 166.81 78.92 154.20 – 68.23 214.72 437.20 266.14 1.8 2.2 2.2 3.2 1.5 2.3 1.7 2.2 4.1 2.9 2.0 2.5 2.8 0.00 0.00 0.00 0.00 0.00 95.10 54.27 20.46 13.60 61.94 4.86 43.05 18.48 15.53 30.43 191.81 84.12 79.77 248.23 134.52 356.04 200.26 167.52 194.97 306.90 4.1 2.9 2.0 2.5 2.8 Full time ................................................................. Part time ................................................................ 1.3 5.4 0.00 0.00 49.49 0.00 2.34 138.05 197.08 0.00 1.34 56.52 1.3 5.4 Union ..................................................................... Nonunion ............................................................... 2.4 1.3 0.00 0.00 19.42 63.67 21.87 0.00 0.00 172.80 282.12 1.31 2.4 1.3 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2.9 5.7 1.6 1.5 1.6 2.1 – – 0.00 0.00 0.00 0.00 – – 50.39 47.90 124.73 112.81 – – 16.69 0.00 20.12 13.04 – – 0.00 24.06 198.96 245.66 – – 154.41 360.37 60.95 153.47 2.9 5.7 1.6 1.5 1.6 2.1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 2.4 3.4 2.7 1.35 0.00 5.74 24.00 91.18 20.20 17.05 27.71 19.18 70.47 72.44 22.65 0.00 591.30 219.72 2.4 3.4 2.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1.4 1.7 2.9 2.4 3.9 7.5 0.00 0.00 15.54 0.00 0.00 0.00 53.67 35.73 75.93 0.00 24.75 50.98 0.00 2.43 4.37 50.16 18.63 81.99 178.02 35.25 249.05 10.21 94.02 24.47 11.22 250.01 155.32 481.00 106.45 195.21 1.4 1.7 2.9 2.4 3.9 7.5 Establishment characteristics See footnotes at end of table. Table 27. Standard errors for short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010—Continued Characteristics With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 5.9 2.4 2.2 3.1 4.1 5.4 2.8 3.8 2.9 1.5 3.0 3.3 1.9 – $0.00 0.00 0.00 – – 0.00 – – 0.00 – – 0.00 – $69.12 13.25 83.66 – – 123.97 – – 127.54 – – 127.11 – $204.91 93.11 193.69 – – 94.43 – – 0.00 – – 0.00 – $141.30 98.51 159.20 – – 357.91 – – 0.00 – – 78.10 – $102.06 0.00 1,250.36 – – 214.43 – – 395.58 – – 432.11 5.9 2.4 2.2 3.1 4.1 5.4 2.8 3.8 2.9 1.5 3.0 3.3 1.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.5 1.8 3.3 1.8 1.7 3.1 0.00 0.00 0.00 0.00 0.00 0.00 7.48 4.69 37.63 41.90 54.56 79.94 4.86 0.00 38.97 15.14 8.97 192.84 327.48 314.20 268.78 166.04 235.27 0.00 100.94 210.36 202.11 131.20 419.75 60.11 1.5 1.8 3.3 1.8 1.7 3.1 6.1 1.6 2.9 4.9 2.7 4.6 5.1 2.9 – 0.00 34.29 32.62 22.08 47.53 – 36.15 – 0.00 44.54 68.46 0.00 1.56 – 83.10 – 59.28 113.00 117.93 0.00 55.23 – 102.41 – 0.00 202.83 126.86 307.35 272.90 – 267.47 – 0.00 320.96 459.07 0.00 422.93 – 32.05 6.1 1.6 2.9 4.9 2.7 4.6 5.1 2.9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 28. Standard errors for long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 0.6 0.6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.8 0.9 1.0 1.9 0.8 1.6 0.8 1.5 0.8 0.9 1.0 1.9 0.8 1.6 0.8 1.5 2.4 1.7 1.1 1.6 1.2 2.4 1.7 1.1 1.6 1.2 Full time ................................................................. 0.6 0.6 Union ..................................................................... Nonunion ............................................................... 1.4 0.6 1.4 0.6 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.8 0.9 0.9 0.6 0.8 1.8 0.9 0.9 0.6 0.8 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.2 2.7 1.2 1.2 2.7 1.2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 0.7 1.1 1.6 1.6 5.5 0.7 1.1 1.6 1.6 5.5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Standard errors for long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 1.6 0.9 0.8 1.2 1.2 1.8 1.8 1.4 1.6 2.0 1.7 2.7 1.6 0.9 0.8 1.2 1.2 1.8 1.8 1.4 1.6 2.0 1.7 2.7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 1.0 0.7 0.7 0.9 1.1 0.7 1.0 0.7 0.7 0.9 1.1 0.9 1.2 1.0 1.3 1.4 1.5 2.3 2.5 1.8 0.9 1.2 1.0 1.3 1.4 1.5 2.3 2.5 1.8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 29. Standard errors for long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 0.4 0.4 0.2 0.1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.7 0.8 0.7 0.9 2.0 0.5 1.0 0.5 1.3 0.7 0.8 0.7 0.8 – 0.5 1.1 0.5 1.2 0.1 0.4 – – – 0.2 – 0.1 0.6 0.1 0.1 – – – 0.1 – 0.1 0.5 2.8 1.5 1.2 1.8 1.5 2.4 1.4 0.8 1.2 1.0 – 0.7 1.0 1.4 0.8 – 0.4 0.7 0.8 1.2 Full time ................................................................. 0.4 0.4 0.2 0.1 Union ..................................................................... Nonunion ............................................................... 2.0 0.4 1.7 0.4 1.6 0.1 1.2 0.1 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.1 3.0 0.5 0.6 0.7 0.9 0.8 – 0.5 0.5 0.6 0.9 – – 0.2 0.4 0.3 0.2 – – 0.1 0.1 0.3 0.1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.0 3.1 1.0 0.7 2.6 0.6 0.8 1.6 1.0 0.5 – 0.6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 0.5 1.3 1.5 1.9 5.6 0.5 1.1 1.0 1.3 5.6 0.1 0.4 – – – 0.1 0.5 – – – Establishment characteristics See footnotes at end of table. Table 29. Standard errors for long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.0 0.9 1.0 1.4 1.5 1.2 1.0 1.3 2.0 1.0 2.5 3.3 1.1 0.4 0.5 3.8 2.0 0.9 1.0 1.4 1.4 – 1.1 1.3 – 1.0 2.5 – 1.1 – – – – – 0.1 – – – – – – – – (2) – – – – – – 0.2 – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 0.9 1.6 0.5 0.8 0.8 0.8 0.9 1.5 0.5 0.8 0.6 0.2 0.2 – 0.3 0.3 0.4 0.2 0.1 – 0.2 0.1 0.3 1.4 0.7 1.2 1.6 0.7 2.7 1.6 1.7 1.4 1.2 0.6 1.2 1.3 0.6 2.2 1.5 1.6 1.4 – 0.3 0.9 – – – 0.2 – – – 0.3 0.6 – – – 0.4 – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 2 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010 Fixed percent of annual earnings Characteristics All workers ............................................................. 61 to 66 percent Greater than 67 percent Mean fixed percent of annual earnings Median fixed percent of annual earnings Less than 60 percent 60 percent 1.4 1.4 0.5 0.5 0.2 0.2 0.0 67 percent Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.1 1.3 1.4 9.2 – 1.0 2.5 1.0 3.3 1.4 1.6 1.8 7.8 9.2 1.2 2.7 1.4 3.3 0.7 0.9 0.9 1.4 – 0.7 1.4 0.8 0.7 0.7 0.8 1.0 – – 0.7 1.5 0.8 1.5 0.3 0.2 0.4 – – 0.4 0.9 0.4 0.8 0.2 0.2 0.2 1.2 0.8 0.2 0.5 0.2 0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.7 4.0 1.5 1.9 2.2 5.5 3.7 2.0 2.6 2.6 – 0.9 0.8 1.3 0.6 1.8 1.8 0.8 – 0.9 – 0.6 0.6 – 0.7 0.9 0.6 0.3 0.3 0.4 0.0 0.0 0.0 0.0 0.0 Full time ................................................................. 1.5 1.4 0.5 0.5 0.2 0.2 0.0 Union ..................................................................... Nonunion ............................................................... 4.2 1.4 4.1 1.3 1.1 0.5 1.3 0.6 1.0 0.2 0.5 0.2 0.0 0.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 2.3 1.0 1.2 1.5 8.2 2.2 1.3 1.3 1.7 1.7 0.7 0.8 0.7 1.2 2.0 1.1 0.6 0.6 0.7 – 0.4 0.4 0.2 0.3 1.4 0.3 0.2 0.2 0.2 0.0 0.0 0.0 0.0 0.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.7 3.3 1.9 2.1 5.1 2.3 1.3 – 1.5 0.8 2.8 0.9 0.5 – 0.5 0.3 0.9 0.3 0.0 0.0 0.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 1.7 1.5 2.1 3.2 5.3 1.6 1.7 3.0 4.0 4.3 0.6 0.9 1.9 – 2.4 0.6 0.8 1.5 2.0 1.8 0.3 0.7 0.7 – 2.0 0.2 0.3 0.4 0.7 1.1 0.0 0.0 0.0 0.0 10.1 Establishment characteristics See footnotes at end of table. Table 30. Standard errors for long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010—Continued Fixed percent of annual earnings Characteristics 61 to 66 percent Greater than 67 percent Mean fixed percent of annual earnings Median fixed percent of annual earnings Less than 60 percent 60 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 2.7 1.2 1.3 1.6 2.4 4.3 2.6 2.1 – 2.1 1.5 2.0 2.6 4.5 3.5 1.8 1.9 2.2 3.5 6.5 3.0 3.3 8.2 2.2 2.4 2.4 2.8 6.5 2.2 1.3 1.2 1.7 1.8 – 1.6 – 3.0 1.0 1.3 1.4 1.2 – 2.2 0.9 0.7 1.2 1.2 – – 1.9 2.4 1.4 2.0 1.5 – 2.9 1.4 0.3 0.4 0.6 0.7 – – – – 0.1 0.5 0.2 – – 0.4 0.2 0.2 0.3 0.3 0.7 0.4 0.4 0.9 0.3 0.3 0.3 0.4 0.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.4 1.9 1.8 2.0 1.3 3.2 2.1 2.5 3.2 1.9 2.0 2.9 0.8 1.0 1.6 0.6 1.1 0.7 1.2 1.2 2.6 0.5 0.9 0.4 0.6 0.7 1.1 0.2 0.3 0.3 0.2 0.3 0.5 0.2 0.2 0.4 0.0 0.0 0.0 0.0 0.0 0.0 2.0 0.9 2.0 2.4 1.8 – 1.7 3.4 3.2 2.8 1.8 2.4 3.7 2.1 13.1 2.6 4.6 3.2 1.6 1.3 0.9 2.9 1.0 1.2 0.8 2.5 1.5 1.9 – 1.1 1.9 0.7 2.2 2.7 – 1.4 0.4 – 0.5 0.4 0.3 – 0.8 – 0.6 0.3 0.2 0.4 0.4 0.3 1.8 0.4 0.5 0.5 0.0 0.0 0.0 0.0 0.0 1.1 0.0 0.0 0.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 0.8 $770.11 $0.00 $171.50 $0.00 $0.00 0.8 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.5 1.5 3.4 1.1 1.8 1.2 2.9 644.09 0.00 369.93 0.00 541.97 745.36 872.07 335.53 1,099.53 0.00 117.27 0.00 0.00 0.00 0.00 585.58 845.82 0.00 1,164.18 2,463.22 1,601.58 684.77 569.25 1,041.29 1,469.99 2,060.38 735.82 0.00 775.42 0.00 1,441.16 0.00 156.20 2,370.72 78.10 712.04 2,502.38 4,638.14 1,793.84 0.00 1.2 1.5 1.5 3.4 1.1 1.8 1.2 2.9 3.0 3.9 2.0 2.5 2.8 808.70 489.45 540.95 597.46 617.74 0.00 0.00 0.00 0.00 0.00 1,082.22 1,103.36 1,323.38 558.72 932.27 1,952.74 0.00 0.00 0.00 312.41 2,017.00 0.00 1,853.19 0.00 0.00 3.0 3.9 2.0 2.5 2.8 Full time ................................................................. 0.8 675.77 0.00 212.86 0.00 0.00 0.8 Union ..................................................................... Nonunion ............................................................... 3.5 0.8 450.28 545.24 0.00 0.00 220.91 974.70 0.00 0.00 1,242.30 0.00 3.5 0.8 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3.7 1.3 1.1 1.1 1.4 361.10 93.72 333.77 0.00 0.00 0.00 0.00 0.00 411.23 0.00 2,905.85 627.12 302.92 281.75 0.00 0.00 0.00 0.00 463.71 3,025.58 2,526.40 0.00 0.00 1,453.61 2,973.26 3.7 1.3 1.1 1.1 1.4 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 2.1 1.9 2.4 284.52 – 358.95 0.00 – 0.00 638.15 – 1,763.67 1,117.73 – 1,365.22 0.00 – 0.00 2.1 1.9 2.4 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 0.9 1.8 2.6 4.1 4.6 240.03 133.46 1,096.22 – 1,251.19 0.00 0.00 0.00 – 2,036.55 242.67 0.00 634.03 – 3,103.35 0.00 0.00 0.00 – 0.00 0.00 0.00 0.00 – 4,807.59 0.9 1.8 2.6 4.1 4.6 Establishment characteristics See footnotes at end of table. Table 31. Standard errors for long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010—Continued Characteristics With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 2.4 1.5 1.6 1.5 3.7 2.1 2.4 1.6 2.1 1.9 2.0 6.2 $413.28 731.53 0.00 0.00 0.00 0.00 302.49 0.00 342.47 592.42 0.00 0.00 $0.00 220.91 1,268.18 916.34 2,067.87 886.54 694.06 0.00 0.00 0.00 0.00 2,149.44 $2,040.81 0.00 0.00 0.00 0.00 0.00 1,209.96 585.82 749.42 157.76 530.45 180.32 $1,249.64 0.00 6,159.13 4,939.64 0.00 2,269.45 0.00 0.00 0.00 0.00 0.00 2,333.95 $0.00 0.00 4,620.61 0.00 6,534.52 2,137.11 1,054.01 2,032.33 1,725.34 78.10 2,069.75 0.00 2.4 1.5 1.6 1.5 3.7 2.1 2.4 1.6 2.1 1.9 2.0 6.2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.3 1.8 2.3 1.1 1.4 1.8 78.10 943.59 0.00 219.80 388.59 558.56 0.00 0.00 0.00 0.00 0.00 864.61 653.75 609.92 437.02 543.76 0.00 0.00 0.00 0.00 0.00 52.02 0.00 206.64 0.00 0.00 3,834.99 1,014.06 0.00 1,785.65 1.3 1.8 2.3 1.1 1.4 1.8 3.2 2.4 2.0 3.2 2.4 1.4 1.8 1.4 931.70 0.00 164.27 1,118.21 901.27 142.42 1,489.22 557.78 1,010.94 0.00 0.00 0.00 0.00 0.00 518.07 557.76 174.64 830.78 630.46 1,768.20 179.68 1,558.58 1,188.17 0.00 0.00 206.64 0.00 2,034.33 426.18 0.00 4,525.76 3,044.71 0.00 0.00 0.00 2,618.37 0.00 0.00 1,131.12 1,597.34 3.2 2.4 2.0 3.2 2.4 1.4 1.8 1.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid jury duty leave Family leave1 Paid Unpaid 0.6 0.5 0.5 0.6 0.6 0.4 0.5 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.7 0.6 1.0 1.8 5.7 0.7 0.9 0.9 1.3 0.7 0.7 0.9 1.4 5.1 0.7 1.1 1.0 1.4 0.8 0.7 1.0 1.4 5.6 0.6 1.0 0.9 1.3 1.2 1.6 1.3 1.2 3.8 0.8 1.0 1.2 1.2 0.9 1.2 1.1 1.6 4.9 0.8 1.0 1.0 1.3 1.0 1.2 1.1 0.5 2.8 0.6 0.7 0.7 0.7 0.7 0.9 0.9 1.3 3.6 0.6 0.9 0.8 1.2 2.2 1.2 0.9 1.0 1.6 2.1 1.8 1.2 1.6 1.7 2.3 1.2 1.1 1.1 1.7 1.6 1.7 1.2 1.4 1.7 2.0 1.6 1.3 1.7 1.9 0.9 1.0 0.5 0.8 0.5 2.1 1.4 1.0 1.2 1.6 Full time ................................................................. Part time ................................................................ 0.4 1.3 0.5 1.1 0.4 1.2 0.6 0.9 0.5 1.2 0.5 0.5 0.4 1.1 Union ..................................................................... Nonunion ............................................................... 1.3 0.6 1.6 0.6 1.1 0.6 1.6 0.6 1.2 0.6 1.0 0.4 0.9 0.5 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.3 2.4 0.9 0.7 0.7 1.1 1.2 2.1 1.0 0.8 0.8 1.1 1.1 1.8 0.7 0.8 0.8 1.2 0.9 1.5 1.1 1.0 1.0 1.7 1.2 2.0 0.9 0.7 0.8 1.3 0.4 0.5 0.5 0.8 0.8 1.0 1.1 2.0 0.7 0.6 0.6 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.6 2.2 0.6 1.3 1.9 1.6 0.7 2.2 0.7 1.1 1.5 1.5 1.1 1.9 1.3 0.8 0.8 1.0 0.9 2.2 0.9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.7 0.8 1.0 1.1 2.5 1.0 0.6 0.9 1.8 1.2 2.6 2.2 0.6 0.7 1.1 1.1 2.0 1.8 0.7 0.8 1.9 1.1 3.1 4.5 0.7 0.9 2.1 1.2 2.6 4.0 0.5 0.5 1.0 0.5 1.3 1.9 0.5 0.7 1.5 0.8 1.4 1.2 Establishment characteristics See footnotes at end of table. Table 32. Standard errors for leave benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Paid holidays Paid Paid sick Paid personal leave vacations leave Paid jury duty leave Family leave1 Paid Unpaid Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1.3 0.9 0.5 0.5 0.9 3.1 1.5 1.6 2.8 1.2 2.7 1.1 1.3 3.9 4.2 2.6 1.7 1.0 0.7 0.8 1.3 3.4 1.7 1.7 3.1 1.4 2.0 1.3 1.6 2.8 3.4 2.9 1.6 0.9 0.5 0.5 0.9 3.0 1.6 1.6 2.8 1.4 2.8 1.4 1.4 2.5 2.6 2.4 2.6 1.5 1.3 1.6 2.4 4.5 1.8 3.0 2.4 1.8 2.7 2.5 2.0 2.6 3.1 2.8 1.7 0.9 0.7 0.9 1.3 3.7 1.8 2.3 3.0 1.6 2.2 0.8 1.8 3.0 3.6 3.2 2.4 1.4 1.4 1.6 2.0 3.8 1.2 1.6 1.3 1.4 1.1 1.5 1.6 0.8 0.8 2.1 1.2 1.1 0.7 0.9 1.3 3.9 1.4 1.8 2.3 1.3 2.0 0.9 1.4 2.2 2.5 2.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.0 1.6 0.8 1.0 1.1 0.8 0.9 1.9 0.8 1.2 1.2 0.8 1.0 1.5 0.7 1.1 0.9 0.8 0.9 1.7 0.9 1.0 1.4 0.9 1.1 1.7 0.7 1.1 1.1 0.5 0.6 1.1 0.7 0.9 1.0 0.8 1.0 1.0 0.4 0.5 0.6 1.7 1.0 1.0 1.7 1.5 5.6 1.3 2.9 1.4 1.8 1.4 1.3 1.8 1.5 4.1 2.1 1.8 1.4 1.9 1.1 1.2 1.7 1.3 3.4 1.6 2.0 1.3 3.0 1.4 1.5 1.8 1.1 3.4 2.2 2.5 1.4 1.8 1.0 1.2 2.2 1.9 3.2 1.5 2.2 1.4 2.1 1.5 1.0 1.7 0.6 1.9 1.1 1.1 0.9 1.4 1.1 1.2 2.3 1.3 2.7 1.3 1.8 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2010 Paid holidays Characteristics Mean number of days Median number of days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 0.7 0.6 0.5 0.5 0.4 0.5 0.4 0.3 0.2 0.1 0.2 (1) 0.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.4 0.3 0.6 2.5 2.6 0.6 1.3 0.6 1.2 0.7 0.8 1.0 1.8 6.8 0.9 1.4 1.0 1.5 1.0 0.9 1.4 1.3 – 0.8 1.0 1.0 1.3 0.8 1.0 1.0 1.2 – 0.6 0.8 0.9 1.2 0.8 0.9 1.2 1.1 – 0.6 0.6 0.7 0.7 1.2 1.4 1.5 0.9 1.6 0.6 0.8 0.8 1.0 0.8 1.1 1.0 0.8 2.2 0.4 0.3 0.5 0.6 0.6 0.9 0.6 0.6 0.9 0.2 0.3 0.3 0.4 0.3 0.3 0.4 0.2 – 0.2 0.2 0.2 0.4 0.2 0.4 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.5 0.6 0.5 0.5 0.2 0.1 0.1 0.1 0.2 0.1 0.1 0.1 0.2 0.2 (1) 0.1 0.1 0.1 0.0 1.0 0.4 0.1 0.2 0.0 0.0 0.0 0.0 2.1 1.4 1.0 1.2 1.3 2.5 1.6 1.0 1.2 1.6 2.0 1.6 1.0 1.4 1.2 1.8 1.4 0.9 1.1 1.4 1.4 0.8 0.9 1.1 1.1 1.1 1.4 0.8 1.2 1.1 0.6 0.8 0.7 0.9 0.9 0.3 0.6 0.6 1.0 0.4 0.5 0.6 0.3 0.6 0.2 0.2 0.1 0.3 0.4 0.2 0.3 0.2 0.3 0.5 0.4 0.1 0.1 0.1 0.1 0.1 0.6 0.0 0.0 0.3 0.0 Full time ................................................................. Part time ................................................................ 0.7 2.3 0.6 1.8 0.6 1.0 0.5 0.8 0.5 0.8 0.6 1.0 0.4 0.7 0.3 0.2 0.2 0.2 0.1 0.1 0.2 0.3 (1) 0.1 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.7 0.7 1.1 0.7 0.9 0.6 1.2 0.5 1.5 0.5 1.3 0.6 1.4 0.4 0.8 0.3 0.6 0.2 0.4 0.1 0.6 0.2 0.1 0.1 0.0 0.7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.9 3.9 0.9 0.5 0.3 0.3 1.4 2.5 1.0 0.7 0.7 1.0 1.1 1.7 0.6 0.7 0.8 1.3 0.9 0.9 0.7 0.7 0.7 1.1 0.7 1.8 0.6 0.6 0.7 1.1 0.7 0.8 0.8 0.7 1.2 1.6 0.5 0.3 0.6 0.6 0.7 1.1 0.3 – 0.2 0.5 0.5 0.8 0.1 – 0.2 0.3 0.3 0.4 (1) – 0.1 0.2 0.2 0.3 0.2 – 0.2 0.2 0.4 0.7 0.1 0.2 0.1 (1) (1) 0.1 0.0 1.4 0.0 0.0 0.0 1.2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.8 2.0 0.9 1.0 2.6 1.1 0.9 2.0 1.1 0.9 1.7 1.0 0.9 1.3 1.2 1.0 0.8 1.2 0.7 0.7 1.0 0.8 – 1.0 0.4 – 0.6 0.3 – 0.5 0.4 – 0.5 0.1 0.1 0.1 0.0 0.1 0.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.8 0.8 0.7 1.3 1.5 – 0.7 0.9 1.7 1.4 2.2 – 0.6 0.9 1.9 1.1 1.9 – 0.5 0.8 1.7 0.8 2.5 2.7 0.5 0.6 1.5 0.5 1.9 3.7 0.6 0.6 1.2 0.7 1.8 3.2 0.4 0.5 0.9 0.2 2.0 2.9 0.3 0.3 0.9 0.2 0.9 2.1 0.2 0.2 – – – 4.1 0.1 0.1 – – – – 0.2 0.2 0.7 – – – 0.1 0.1 0.1 0.1 0.1 0.3 0.1 0.0 0.0 0.0 0.0 0.0 All workers ............................................................. Less than 6 days Worker characteristics Establishment characteristics See footnotes at end of table. Table 33. Standard errors for paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2010—Continued Paid holidays Characteristics Less than 6 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days Mean number of days Median number of days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 0.4 0.3 0.4 0.6 0.3 0.9 1.1 0.5 2.7 1.0 0.7 0.3 1.2 4.0 4.9 2.2 2.0 0.9 0.8 1.0 1.5 3.7 1.8 2.0 3.5 1.9 0.3 0.2 2.2 2.2 2.2 3.0 2.9 1.1 1.1 0.8 2.7 3.6 1.6 2.3 2.5 1.6 1.2 0.7 1.9 2.4 2.7 2.3 2.0 1.2 1.3 1.6 2.6 3.5 1.6 2.3 2.1 1.4 1.3 1.1 1.6 1.8 2.2 2.5 1.7 1.1 1.2 0.9 2.8 3.2 1.4 2.4 1.1 1.4 1.1 1.0 1.6 0.9 1.1 1.5 2.1 1.4 1.5 1.8 2.4 2.8 1.9 2.6 1.8 1.5 2.6 1.7 1.7 0.9 0.7 2.5 1.7 1.0 0.9 0.9 1.1 3.3 1.4 1.8 2.3 1.2 1.7 2.3 1.3 1.0 – 1.5 1.1 0.4 0.3 0.6 0.7 1.6 1.0 1.6 1.4 0.5 1.4 1.6 0.5 – – 2.0 – 0.3 0.3 0.5 0.5 – 0.3 – – 0.5 2.3 3.2 0.4 – – 1.3 – 0.1 0.2 – – – 0.3 – – 0.2 1.6 2.0 – – – 0.8 – 0.3 0.1 – – – 0.6 – – 0.6 2.3 2.0 – – – 1.5 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.1 0.2 0.1 0.2 0.2 0.1 0.3 0.3 0.2 0.0 0.7 0.0 0.0 0.9 0.0 0.0 0.4 1.3 0.8 0.3 0.2 0.0 1.0 1.0 0.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.7 0.9 1.3 1.1 0.9 2.4 0.9 1.1 1.6 0.8 1.0 1.1 0.8 1.0 1.4 0.7 0.9 1.1 0.7 0.8 1.2 0.6 0.9 0.9 0.6 0.7 1.4 0.6 0.8 1.0 0.7 0.9 1.0 0.8 0.9 1.2 0.4 0.5 0.8 0.7 0.8 1.0 0.3 0.2 1.2 0.4 0.5 0.8 0.1 0.2 0.3 0.3 0.4 0.4 0.1 0.1 0.2 0.2 0.2 0.3 0.2 0.3 0.3 0.3 0.2 0.6 (1) 0.1 0.1 0.1 0.1 0.2 0.0 0.0 0.0 0.0 0.0 0.0 1.3 1.7 1.2 1.0 1.5 – 1.3 1.3 1.1 1.9 1.2 1.4 2.0 1.6 2.5 1.5 2.1 1.6 2.0 0.9 1.5 2.1 1.2 2.5 1.2 2.2 1.5 1.2 0.9 1.2 1.7 1.1 2.4 1.1 2.8 1.2 1.6 1.2 1.4 1.2 0.5 1.8 1.5 1.7 0.8 1.9 1.5 1.4 0.9 1.4 1.4 2.0 1.4 1.2 2.3 0.9 0.8 1.2 0.6 2.0 1.4 2.1 1.0 1.9 1.2 0.4 0.4 0.7 0.9 0.6 1.1 0.8 0.5 0.5 0.3 1.1 0.3 0.3 0.5 0.6 0.3 0.1 0.4 0.3 – 0.2 – 0.1 – 0.2 0.5 0.6 0.7 – 0.2 – 0.4 – 0.4 0.2 0.1 0.1 0.1 0.1 0.5 0.1 0.1 0.1 1.3 0.0 0.1 0.0 0.0 0.0 0.1 0.7 0.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 34. Standard errors for paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2010 Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year1 As needed2 Other basis3 1.0 0.4 0.9 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.6 1.6 3.1 8.2 1.1 1.4 1.4 2.0 2.5 1.3 1.9 1.8 0.8 0.8 1.0 0.6 0.8 0.5 0.7 0.6 1.2 1.6 0.6 0.8 0.8 1.2 1.7 1.6 3.1 8.4 1.0 1.4 1.2 1.7 2.0 1.3 1.7 1.7 Full time ................................................................. Part time ................................................................ 1.1 2.0 0.4 0.9 1.0 2.0 Union ..................................................................... Nonunion ............................................................... 2.1 1.0 1.6 0.4 1.6 1.0 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 2.9 7.6 1.3 1.1 1.2 1.5 0.7 2.3 0.5 0.6 0.7 1.1 3.0 8.1 1.3 1.0 1.0 1.3 Goods-producing industries ................................... Manufacturing .................................................... 1.7 2.0 0.7 0.8 1.7 2.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1.1 1.0 2.6 1.3 2.7 5.3 0.5 0.7 1.6 0.8 0.9 – 1.0 0.9 1.9 1.2 2.6 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 34. Standard errors for paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2010—Continued Sick leave provision Characteristics Fixed number of days per year1 As needed2 Other basis3 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.6 1.8 1.8 1.9 3.3 5.0 2.5 3.0 4.5 1.7 1.8 1.7 1.9 8.8 10.1 4.1 2.1 0.8 0.7 0.5 1.4 1.9 1.2 2.0 1.5 0.8 1.0 1.1 1.0 1.3 1.5 2.2 2.4 1.7 1.7 1.9 3.2 4.8 2.5 3.0 4.4 1.8 1.6 1.5 2.0 9.4 10.8 3.6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.4 1.5 2.5 1.4 1.4 2.3 0.8 1.0 0.6 0.4 0.5 0.5 1.2 1.4 2.4 1.3 1.3 2.4 3.8 2.1 1.9 3.4 2.3 9.3 1.8 2.4 1.7 1.3 1.0 1.6 1.3 0.7 2.4 1.0 1.7 0.6 4.6 1.4 1.6 3.3 2.1 10.0 1.6 2.7 1.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 Plan does not specify maximum number of days. 3 Includes sick leave plans, such as those available as part of consolidated leave plans, which may also provide vacations, personal leave, etc. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2010 Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 29 days Greater than 29 days Mean number of days Median number of days After 1 year All workers ............................................................. 0.7 1.0 0.7 0.3 0.1 0.2 0.0 Full time ................................................................. Part time ................................................................ 0.8 1.8 1.0 2.6 0.8 1.7 0.3 – 0.1 – 0.2 0.1 0.0 0.6 Union ..................................................................... Nonunion ............................................................... 1.5 0.8 1.9 1.1 2.0 0.8 0.8 0.3 0.2 0.1 0.2 0.2 0.5 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.4 1.7 0.8 1.1 1.0 1.3 1.4 2.5 1.3 2.0 1.7 1.0 1.2 1.8 0.9 1.6 1.7 0.3 0.3 – 0.5 0.3 0.9 0.1 0.1 – 0.2 0.1 0.4 0.2 0.2 0.2 0.3 0.1 0.5 0.0 0.0 0.5 (3) 0.0 0.5 All workers ............................................................. 0.7 1.0 0.7 0.3 0.2 0.2 0.0 Full time ................................................................. Part time ................................................................ 0.8 1.8 1.1 2.6 0.8 1.7 0.3 – 0.2 – 0.2 0.1 0.0 0.4 Union ..................................................................... Nonunion ............................................................... 1.5 0.8 1.9 1.1 1.9 0.8 1.2 0.3 0.5 0.2 0.3 0.2 0.9 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.3 1.7 0.7 1.0 0.9 1.3 1.4 2.3 1.2 2.0 1.7 1.0 1.2 1.9 0.9 1.6 1.7 0.3 0.4 – 0.5 0.3 0.9 0.1 0.2 – 0.4 0.3 0.7 0.2 0.2 0.2 0.3 0.2 0.6 0.0 0.0 0.8 0.0 0.0 0.0 After 5 years See footnotes at end of table. Table 35. Standard errors for paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2010—Continued Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 29 days Greater than 29 days Mean number of days Median number of days After 10 years All workers ............................................................. 0.7 1.0 0.7 0.3 0.2 0.2 0.0 Full time ................................................................. Part time ................................................................ 0.7 1.8 1.0 2.6 0.8 1.7 0.3 – 0.2 – 0.2 0.1 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 1.4 0.7 1.9 1.0 1.8 0.8 1.2 0.3 0.5 0.2 0.4 0.2 0.7 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.3 1.8 0.7 1.0 0.9 1.3 1.4 2.4 1.2 1.9 1.7 1.1 1.3 2.1 0.9 1.6 1.7 0.3 0.4 0.7 0.5 0.4 0.9 0.1 0.2 0.3 0.4 0.3 0.7 0.2 0.2 0.2 0.3 0.3 0.6 0.0 0.0 0.3 0.0 0.0 0.0 All workers ............................................................. 0.7 1.0 0.7 0.3 0.2 0.3 0.0 Full time ................................................................. Part time ................................................................ 0.7 1.8 1.0 2.6 0.8 1.7 0.3 – 0.2 – 0.3 0.2 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 1.4 0.7 1.9 1.0 1.8 0.8 1.2 0.3 0.5 0.2 0.6 0.3 0.7 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1.1 1.3 1.8 0.7 1.0 0.9 1.3 1.4 2.4 1.2 1.9 1.7 1.1 1.3 2.1 0.9 1.6 1.7 0.3 0.4 0.7 0.5 0.4 0.9 0.1 0.2 0.3 0.4 0.3 0.7 0.2 0.2 0.2 0.5 0.4 0.9 0.0 0.0 0.2 0.0 0.0 0.0 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 36. Standard errors for paid vacations: Number of days by service requirement,1 private industry workers, National Compensation Survey, March 2010 Paid vacations days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 1 year All workers ............................................................. 0.4 0.6 0.6 0.5 0.3 0.2 0.1 0.0 Full time ................................................................. Part time ................................................................ 0.3 1.6 0.7 1.7 0.7 1.5 0.6 0.6 0.3 0.5 0.3 0.4 0.1 0.2 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.6 0.4 1.6 0.7 1.8 0.7 0.8 0.6 0.9 0.3 0.7 0.3 0.2 0.1 1.7 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.5 0.6 0.8 0.4 0.7 0.5 0.9 1.0 1.9 0.9 1.3 1.5 1.0 1.3 2.1 0.9 1.2 1.2 0.8 1.1 0.9 0.7 0.9 0.9 0.3 0.4 – 0.5 0.5 0.8 0.3 0.2 – 0.4 0.7 0.4 0.1 0.1 0.2 0.1 0.1 0.2 0.4 0.1 2.1 0.0 0.0 0.0 All workers ............................................................. 0.2 0.4 0.6 0.6 0.5 0.4 0.1 0.0 Full time ................................................................. Part time ................................................................ 0.1 1.3 0.4 1.8 0.6 1.9 0.6 1.4 0.5 0.5 0.4 0.7 0.1 0.2 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.2 0.2 0.9 0.4 1.4 0.6 1.3 0.7 1.0 0.5 0.9 0.4 0.2 0.1 0.8 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.3 0.4 0.4 0.3 0.4 0.1 0.7 0.8 1.1 0.4 0.6 0.5 0.9 1.1 1.7 0.8 1.3 1.1 0.9 1.0 1.8 0.9 1.2 1.3 0.5 0.6 1.2 0.7 0.8 1.1 0.5 0.6 1.0 0.5 0.7 0.7 0.1 0.2 0.3 0.1 0.2 0.2 0.0 0.0 0.9 0.0 0.5 0.0 After 5 years See footnotes at end of table. Table 36. Standard errors for paid vacations: Number of days by service requirement,1 private industry workers, National Compensation Survey, March 2010—Continued Paid vacations days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 0.2 0.3 0.5 0.7 0.6 0.6 0.1 0.0 Full time ................................................................. Part time ................................................................ 0.1 1.3 0.3 1.7 0.5 1.3 0.7 2.0 0.6 1.2 0.6 0.8 0.1 0.2 0.0 (3) Union ..................................................................... Nonunion ............................................................... 0.2 0.2 0.8 0.4 1.2 0.5 1.7 0.7 1.5 0.7 1.2 0.6 0.2 0.1 0.0 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.3 0.4 0.4 0.2 0.4 0.1 0.6 0.7 1.0 0.4 0.5 0.5 0.7 0.7 1.3 0.5 0.7 0.9 0.8 1.0 1.7 1.0 1.2 1.3 0.9 1.1 1.8 0.7 1.0 1.2 0.6 0.7 1.4 0.8 0.8 1.4 0.2 0.2 0.4 0.1 0.2 0.2 0.0 0.0 0.0 0.9 0.0 0.0 All workers ............................................................. 0.2 0.3 0.4 0.6 0.6 0.6 0.1 0.0 Full time ................................................................. Part time ................................................................ 0.1 1.3 0.3 1.6 0.4 1.2 0.6 1.8 0.6 1.7 0.7 1.0 0.1 0.3 0.0 0.0 Union ..................................................................... Nonunion ............................................................... 0.2 0.2 0.5 0.4 1.3 0.4 0.9 0.6 1.4 0.7 1.7 0.7 0.2 0.1 0.0 0.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.3 0.4 0.4 0.2 0.4 0.1 0.6 0.7 1.0 0.3 0.5 0.3 0.6 0.7 1.2 0.5 0.7 0.9 0.8 1.0 1.6 0.7 1.0 0.7 1.0 1.2 1.7 0.8 1.2 1.3 0.7 0.9 1.5 1.0 1.0 1.5 0.2 0.2 0.4 0.1 0.2 0.2 0.0 0.0 (3) 0.0 0.0 1.1 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. 3 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 37. Standard errors for consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2010 With consolidated leave plan Characteristics Access With no consolidated leave plan Paid days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. Paid vacation days by length of service (Mean number of days) 1 5 10 20 year years years years 0.7 0.2 0.3 0.3 0.3 0.7 0.1 0.1 0.1 0.1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.3 1.6 2.2 4.8 0.8 1.0 1.1 1.2 0.3 0.3 0.3 0.6 0.8 0.3 0.6 0.3 0.5 0.4 0.7 0.4 0.5 1.1 0.3 0.6 0.4 0.6 0.4 0.6 0.5 0.6 1.1 0.4 0.7 0.4 0.7 0.4 0.5 0.5 0.6 1.1 0.4 0.8 0.4 0.8 1.2 1.3 1.6 2.2 4.8 0.8 1.0 1.1 1.2 0.1 0.1 0.2 0.1 0.5 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.3 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.5 0.1 0.1 0.1 0.2 0.1 0.1 0.2 0.2 0.6 0.1 0.2 0.2 0.2 1.9 1.4 0.8 1.0 1.1 0.9 0.6 0.4 0.5 0.5 1.0 0.6 0.4 0.5 0.5 1.2 0.7 0.4 0.5 0.6 1.3 0.8 0.4 0.5 0.7 1.9 1.4 0.8 1.0 1.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.1 0.1 0.1 0.3 0.2 0.1 0.2 0.2 0.3 0.3 0.2 0.2 0.2 Full time ................................................................. Part time ................................................................ 0.8 1.5 0.3 0.6 0.3 0.6 0.3 0.7 0.3 0.8 0.8 1.5 0.1 0.2 0.1 0.2 0.1 0.3 0.1 0.3 Union ..................................................................... Nonunion ............................................................... 1.3 0.8 0.7 0.3 0.6 0.3 0.7 0.3 0.7 0.3 1.3 0.8 0.2 0.1 0.2 0.1 0.2 0.1 0.3 0.1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.7 3.7 1.0 0.8 1.1 1.4 0.5 0.9 0.4 0.3 0.2 0.3 0.5 1.1 0.5 0.4 0.3 0.4 0.7 1.7 0.6 0.3 0.3 0.4 0.8 1.9 0.6 0.3 0.3 0.4 1.7 3.7 1.0 0.8 1.1 1.4 0.1 0.2 0.1 0.1 0.1 0.2 0.1 0.3 0.1 0.1 0.1 0.1 0.2 0.3 0.1 0.1 0.1 0.1 0.2 0.4 0.1 0.1 0.1 0.2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.0 1.9 1.3 0.3 0.5 0.4 0.4 0.5 0.4 0.4 0.7 0.5 0.4 0.9 0.4 1.0 1.9 1.3 0.1 0.1 0.1 0.1 0.2 0.1 0.1 0.2 0.1 0.2 0.2 0.2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.9 0.6 1.7 0.8 1.7 3.1 0.3 0.3 0.5 0.5 1.0 0.5 0.3 0.4 0.5 0.6 0.8 0.5 0.3 0.4 0.6 0.5 1.0 0.6 0.3 0.5 0.7 0.6 1.1 1.1 0.9 0.6 1.7 0.8 1.7 3.1 0.1 0.1 0.2 0.1 0.2 0.3 0.1 0.1 0.2 0.1 0.2 0.3 0.1 0.1 0.2 0.1 0.2 0.3 0.1 0.1 0.3 0.2 0.3 0.3 Worker characteristics Establishment characteristics See footnotes at end of table. Table 37. Standard errors for consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2010—Continued With consolidated leave plan Characteristics Access With no consolidated leave plan Paid days by length of service (Mean number of days) Access 1 5 10 20 year years years years Paid vacation days by length of service (Mean number of days) 1 5 10 20 year years years years Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 2.0 1.6 1.6 1.8 3.2 5.0 2.2 2.8 3.6 1.8 2.2 1.3 2.0 2.5 0.5 0.3 0.2 0.2 0.2 1.3 0.5 0.5 0.8 0.4 1.0 1.2 0.4 1.8 0.7 0.3 0.2 0.3 0.3 1.7 0.4 0.4 0.8 0.6 1.3 1.5 0.6 2.1 0.9 0.4 0.2 0.3 0.3 2.1 0.5 0.5 1.0 0.6 1.4 1.6 0.6 2.4 0.9 0.4 0.2 0.3 0.4 2.2 0.6 0.7 1.1 0.6 1.5 1.7 0.6 2.6 2.0 1.6 1.6 1.8 3.2 5.0 2.2 2.8 3.6 1.8 2.2 1.3 2.0 2.5 0.2 0.1 0.2 0.1 0.4 0.3 0.2 0.3 0.3 0.2 0.3 0.3 0.3 0.3 0.2 0.2 0.2 0.1 0.5 0.4 0.2 0.3 0.4 0.2 0.3 0.2 0.3 0.4 0.3 0.2 0.2 0.1 0.6 0.5 0.3 0.3 0.5 0.3 0.3 0.2 0.3 0.5 0.4 0.2 0.2 0.2 0.5 0.6 0.3 0.3 0.5 0.3 0.4 0.2 0.4 0.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.9 1.0 1.8 1.1 1.0 1.9 0.4 0.5 1.0 0.3 0.4 0.5 0.6 0.6 1.3 0.3 0.6 0.3 0.6 0.6 1.7 0.3 0.6 0.3 0.6 0.6 1.7 0.3 0.5 0.3 0.9 1.0 1.8 1.1 1.0 1.9 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.1 0.2 0.1 0.2 0.2 0.1 0.2 0.2 4.0 0.8 1.3 3.0 1.5 7.3 1.8 2.3 1.9 0.7 0.7 0.5 0.4 0.4 1.3 1.0 0.5 0.5 1.4 1.6 0.5 0.4 0.4 0.3 1.3 0.4 0.5 1.1 1.4 0.6 0.4 0.4 0.8 1.8 0.5 0.6 1.2 1.2 0.6 0.5 0.5 0.7 1.7 0.5 0.7 4.0 0.8 1.3 3.0 1.5 7.3 1.8 2.3 1.9 0.4 0.2 0.2 0.2 0.1 0.4 0.1 0.2 0.2 0.2 0.2 0.2 0.3 0.1 0.4 0.2 0.2 0.2 0.3 0.3 0.2 0.4 0.2 0.5 0.3 0.2 0.2 0.3 0.3 0.2 0.4 0.2 0.7 0.3 0.3 0.3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 38. Standard errors for quality of life benefits: Access, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 0.5 0.3 0.3 0.6 0.7 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 1.1 1.1 1.4 0.9 0.4 0.4 0.6 0.6 0.9 1.6 0.9 0.1 – 0.4 0.3 0.6 0.4 0.7 1.1 0.8 0.3 1.1 0.4 0.4 0.5 0.4 1.3 1.6 1.5 0.9 2.3 0.8 1.2 1.1 1.1 1.1 1.3 1.3 1.4 3.6 1.0 1.3 1.2 1.3 0.2 1.2 0.4 0.6 0.5 0.3 0.7 0.2 0.3 0.2 0.5 0.7 0.4 0.6 0.4 1.2 1.7 1.0 1.4 1.4 1.7 2.0 1.2 1.5 1.8 Full time ................................................................. Part time ................................................................ 0.5 0.7 0.4 0.4 0.3 0.3 0.7 0.9 0.7 1.2 Union ..................................................................... Nonunion ............................................................... 1.5 0.5 0.2 0.4 0.7 0.3 1.8 0.6 1.7 0.7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.9 1.8 0.6 0.6 0.7 1.2 0.2 0.1 0.3 0.5 0.7 1.2 0.2 0.3 0.3 0.5 0.6 1.0 0.8 1.0 0.8 1.0 1.1 1.6 1.1 1.7 1.0 1.0 0.9 1.2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.5 0.2 0.7 0.4 0.6 0.6 0.4 0.7 0.3 1.1 1.2 1.4 1.3 1.5 1.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.6 0.3 0.8 0.3 0.6 3.6 0.4 0.3 0.6 0.3 – – 0.3 0.3 1.0 0.4 0.8 1.9 0.7 1.0 1.5 1.4 3.0 3.8 0.8 1.2 2.2 1.5 3.2 3.3 Establishment characteristics See footnotes at end of table. Table 38. Standard errors for quality of life benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1.1 1.1 1.9 1.8 – 1.1 1.8 1.4 1.3 2.2 1.7 1.4 2.7 – 1.3 1.2 1.0 1.1 1.4 2.2 2.9 1.4 2.3 1.5 0.7 1.4 0.9 0.8 0.2 – 0.7 2.1 1.3 1.3 1.7 2.7 – 1.0 1.9 0.6 0.6 0.9 1.4 0.7 0.4 0.4 0.9 3.0 1.5 1.5 1.9 2.5 4.3 1.6 2.7 2.1 1.6 2.7 2.3 1.7 1.6 1.8 2.6 2.3 1.5 1.2 1.6 2.3 4.7 1.9 3.4 2.7 1.8 2.3 1.9 2.0 3.1 3.6 2.9 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.5 0.8 0.8 0.5 1.5 0.3 0.4 0.5 0.5 0.6 0.9 0.3 0.3 0.7 0.4 0.6 0.8 0.6 0.7 1.3 1.1 1.4 2.1 0.8 0.8 1.6 1.0 1.5 1.4 1.0 1.3 0.9 0.8 0.9 – 1.5 1.5 0.8 1.1 1.2 0.7 1.1 0.6 0.8 1.2 1.2 0.7 1.6 0.7 0.6 0.9 0.3 0.5 0.4 1.3 1.1 2.1 1.7 2.1 2.5 1.2 3.0 2.1 1.1 1.4 1.5 1.3 1.7 2.5 1.3 4.5 2.0 2.8 1.8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 39. Standard errors for financial benefits: Access, private industry workers, National Compensation Survey, March 2010 Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with care reimburse- no employer reimbursecontributions ment ment account account Financial planning Total Performance Signing Other 0.4 0.5 0.7 0.6 0.8 0.4 0.4 0.1 0.1 0.4 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 1.4 0.9 1.0 – 0.6 0.9 0.8 0.8 1.1 1.3 1.4 0.9 2.4 0.6 0.7 0.9 1.0 1.3 1.4 1.6 1.1 2.8 0.9 1.1 1.1 1.0 1.1 1.4 1.5 1.1 2.9 0.8 1.1 1.1 1.0 1.0 1.8 1.0 2.2 5.5 0.7 1.1 0.8 1.1 0.9 1.2 0.9 1.2 1.2 0.6 1.0 0.7 0.7 0.6 0.9 0.6 1.1 1.0 0.5 0.8 0.5 0.8 0.4 0.7 0.3 0.2 – 0.2 0.2 0.3 0.4 0.4 0.5 0.3 0.1 – 0.2 0.2 0.2 0.2 0.5 0.7 0.6 1.2 1.0 0.4 0.7 0.4 0.6 1.0 1.4 0.7 0.8 1.0 1.2 1.5 0.8 1.2 0.9 1.1 1.6 1.0 1.3 1.4 1.3 1.6 1.0 1.3 1.2 1.1 1.7 1.0 1.1 1.5 0.8 1.3 0.7 0.9 0.9 0.4 1.3 0.6 0.8 0.8 – 0.8 0.2 0.3 0.2 0.3 0.3 0.2 0.4 0.2 0.3 1.1 0.5 0.5 0.8 Full time ................................................................. Part time ................................................................ 0.5 0.4 0.6 0.5 0.8 0.9 0.7 0.8 0.9 0.8 0.5 0.6 0.5 0.4 0.2 0.2 0.2 0.1 0.5 0.4 Union ..................................................................... Nonunion ............................................................... 1.1 0.4 1.6 0.6 1.6 0.7 1.4 0.6 1.5 0.8 1.0 0.5 1.0 0.4 0.5 0.2 0.3 0.1 0.8 0.4 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.7 1.4 0.7 0.7 0.8 1.4 0.7 0.9 0.7 0.9 1.0 1.6 0.9 1.0 0.9 1.0 1.0 1.6 0.9 1.3 0.8 0.8 1.0 1.5 1.4 2.3 1.0 0.8 0.8 1.0 0.9 1.9 0.6 0.6 0.8 1.2 0.8 1.5 0.5 0.5 0.6 1.0 0.2 – 0.2 0.2 0.3 0.6 0.1 0.1 0.1 0.2 0.4 0.5 0.8 1.7 0.5 0.4 0.5 0.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.7 1.0 0.9 1.0 1.2 1.3 1.0 1.2 1.3 1.0 1.4 1.3 0.8 1.1 1.0 0.8 0.9 1.1 0.7 0.2 0.9 0.3 – 0.5 0.5 – 0.7 0.4 – 0.5 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.5 0.8 1.3 1.0 2.2 4.8 0.6 0.7 1.8 0.6 1.7 4.6 0.8 1.0 1.7 1.3 2.9 4.9 0.7 1.0 1.8 1.3 2.2 5.3 0.9 0.9 1.6 1.2 2.9 2.6 0.5 0.7 1.4 1.0 1.6 3.6 0.5 0.6 0.9 0.9 1.5 2.9 0.2 0.2 0.3 0.2 – 1.3 0.1 0.2 – 0.2 0.8 1.0 0.4 0.6 0.8 0.8 1.3 2.8 Worker characteristics Establishment characteristics See footnotes at end of table. Table 39. Standard errors for financial benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued Section 125 cafeteria benefits Characteristics Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with care reimburse- no employer reimbursecontributions ment ment account account Financial planning Total Performance Signing Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.4 1.5 1.6 2.0 2.9 3.1 1.2 2.2 1.4 0.9 1.2 1.5 1.0 2.1 – 1.3 3.1 1.7 1.7 2.0 2.7 3.4 1.7 2.2 1.7 1.5 2.1 1.9 1.6 1.6 1.9 2.2 2.9 1.6 1.2 1.8 2.5 3.9 1.7 2.8 2.0 1.9 2.4 2.6 2.0 1.7 1.8 2.9 2.8 1.6 1.2 1.5 2.2 4.1 1.6 2.6 2.1 1.7 2.0 2.4 2.0 2.4 2.8 2.9 2.5 0.9 1.1 1.8 1.8 2.4 1.4 2.5 2.6 1.5 2.2 2.5 1.5 – – 2.1 – 1.3 1.4 1.9 2.7 2.3 1.3 2.4 1.7 1.1 1.3 1.9 1.2 2.5 2.9 1.3 2.4 1.0 1.1 1.6 2.0 – 1.0 1.5 1.4 0.4 0.2 0.5 0.4 2.5 2.8 0.6 1.9 0.8 0.9 1.4 0.8 – 0.5 0.7 – 0.1 – – 0.2 0.4 – – 0.8 0.6 0.6 1.0 0.5 – 0.5 0.7 – 0.1 0.2 0.5 0.1 – – – 2.1 0.9 1.0 1.4 1.9 – 0.9 1.5 1.3 0.3 0.1 0.2 0.4 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.4 0.5 1.0 0.7 0.9 1.1 0.5 0.6 1.1 0.9 1.3 1.2 0.7 0.7 1.6 1.2 1.4 2.6 0.7 0.6 1.4 0.9 1.2 1.4 0.6 0.6 1.3 1.3 1.0 2.7 0.4 0.5 0.8 0.7 0.9 1.2 0.3 0.3 0.8 0.7 0.6 1.5 0.1 0.2 0.3 0.3 0.3 0.5 0.1 0.1 0.1 0.2 0.2 0.5 0.3 0.3 0.7 0.7 0.6 1.6 0.8 0.8 0.9 1.1 1.0 3.5 1.7 2.0 1.1 1.5 1.7 1.4 1.1 1.3 2.4 1.7 2.8 0.9 1.8 1.8 1.4 2.1 1.3 4.0 1.6 2.5 1.6 1.8 1.6 1.4 2.1 1.2 3.6 1.5 2.3 1.8 1.4 1.3 1.0 1.2 1.0 – 1.3 2.3 1.2 1.2 0.8 0.9 1.1 1.0 4.0 1.4 1.3 1.2 0.9 0.7 0.8 0.7 0.7 4.4 0.8 0.8 0.6 0.4 0.4 0.5 0.2 0.3 1.2 0.4 0.2 0.4 0.2 0.5 0.4 0.1 0.4 0.7 0.2 0.3 0.2 0.8 0.5 0.7 0.5 0.5 – 0.7 0.9 0.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 40. Standard errors for health-related benefits: Access, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Long-term care insurance1 Retiree health care benefits2 Under age Age 65 and 65 over 0.4 0.4 0.4 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.8 1.3 1.0 0.5 1.2 0.5 0.9 0.6 0.8 1.0 1.6 1.1 0.4 1.5 0.6 0.9 0.7 0.9 0.9 1.8 1.0 0.4 1.1 0.5 0.9 0.6 0.8 0.9 1.3 0.7 0.8 1.1 1.2 1.2 0.8 0.9 1.1 1.2 1.3 0.7 0.8 1.1 Full time ................................................................. Part time ................................................................ 0.4 0.6 0.5 0.4 0.5 0.4 Union ..................................................................... Nonunion ............................................................... 1.1 0.4 1.4 0.4 1.3 0.4 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.5 0.7 0.5 0.5 0.8 1.4 0.5 0.5 0.6 0.7 0.9 1.3 0.5 0.5 0.5 0.6 0.8 1.2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 0.7 0.7 1.0 0.8 1.0 1.1 0.8 0.9 1.1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.4 0.7 1.2 0.8 2.7 4.0 0.5 0.9 1.2 1.0 2.2 4.5 0.4 0.8 1.0 1.0 2.1 4.7 Establishment characteristics See footnotes at end of table. Table 40. Standard errors for health-related benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued Long-term care insurance1 Characteristics Retiree health care benefits2 Under age Age 65 and 65 over Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.8 1.5 1.6 2.0 2.8 3.4 1.2 1.8 1.3 0.9 1.8 2.1 1.0 0.8 0.9 0.9 3.1 1.4 1.4 2.0 2.7 – 1.2 2.3 1.4 1.0 1.6 2.1 1.2 0.5 0.6 1.8 2.9 1.4 1.4 1.8 2.6 – 1.2 2.2 1.2 0.8 1.6 2.1 0.9 0.5 0.5 1.8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.3 0.4 0.7 0.8 0.8 1.6 0.3 0.4 0.8 1.0 1.0 – 0.3 0.3 0.8 0.8 1.0 – 0.9 0.9 0.8 0.9 0.9 3.0 1.0 1.0 0.9 0.9 1.8 1.0 1.4 1.0 2.8 1.2 1.2 0.7 0.8 1.5 0.8 1.3 0.8 2.7 1.1 1.3 0.7 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 41. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus1 0.6 0.2 0.3 0.4 0.4 0.2 0.2 0.3 0.4 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.0 1.4 1.2 1.7 5.8 0.9 1.2 1.1 1.4 0.6 0.9 0.7 0.2 0.4 0.3 0.4 0.4 0.5 0.6 0.7 0.8 0.7 – 0.3 0.5 0.4 0.4 0.6 1.0 0.8 0.9 2.2 0.5 0.7 0.7 1.0 0.5 0.7 0.7 0.9 2.1 0.7 0.9 0.9 1.0 0.5 0.8 0.6 0.3 – 0.3 0.3 0.5 0.3 0.3 0.4 0.4 0.3 2.8 0.4 0.8 0.3 0.4 0.6 0.6 0.8 0.7 – 0.4 0.5 0.5 0.5 0.8 1.4 0.9 0.7 – 0.5 0.6 0.6 0.9 2.1 1.8 1.2 1.7 1.6 0.7 0.5 0.6 1.0 0.6 0.5 0.8 0.4 0.4 0.5 1.6 1.4 0.6 0.9 0.8 1.4 1.3 0.7 0.9 1.0 0.4 0.5 0.5 0.8 0.5 0.6 0.5 0.3 0.4 0.4 0.4 0.7 0.7 0.9 0.8 1.4 1.2 0.8 1.0 1.2 Full time ................................................................. Part time ................................................................ 0.7 1.1 0.3 0.2 0.4 0.3 0.4 0.5 0.5 0.6 0.3 0.2 0.2 0.3 0.3 0.5 0.4 0.4 Union ..................................................................... Nonunion ............................................................... 1.8 0.7 0.6 0.3 0.7 0.3 0.6 0.4 0.7 0.4 0.9 0.2 0.3 0.2 0.3 0.3 1.3 0.4 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 1.1 1.9 1.0 0.9 1.0 1.3 0.3 0.3 0.3 0.5 0.6 1.0 0.4 0.6 0.5 0.4 0.7 1.2 0.6 1.0 0.6 0.6 0.6 0.8 0.7 1.1 0.6 0.7 0.4 0.6 0.1 0.1 0.4 0.5 0.5 0.8 0.3 0.3 0.5 0.3 0.2 0.2 0.5 0.9 0.5 0.3 0.5 0.8 0.6 0.9 0.5 0.6 0.7 0.9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.3 2.2 1.6 0.7 0.7 1.0 0.4 0.5 0.5 0.8 1.7 0.8 0.8 1.4 0.9 0.6 0.5 0.8 0.3 0.4 0.4 0.5 – 0.7 0.9 1.2 1.1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.8 0.9 1.9 1.1 3.0 5.7 0.3 0.3 1.0 0.2 1.2 1.2 0.4 0.3 0.5 0.3 1.4 3.3 0.4 0.6 1.5 0.7 1.1 5.0 0.4 0.6 1.4 0.8 1.6 1.5 0.3 0.3 0.9 0.4 0.8 1.9 0.3 0.5 (3) 0.9 0.8 – 0.3 0.5 1.0 0.6 1.3 – 0.4 0.5 1.1 0.7 2.1 3.6 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Standard errors for nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2010—Continued Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 3.1 1.8 1.5 1.8 2.9 4.8 1.8 2.8 2.8 1.7 2.0 1.6 2.0 3.1 3.1 2.6 0.7 0.9 1.2 0.9 2.6 0.7 1.0 1.7 1.5 0.4 0.2 0.3 0.5 0.2 0.3 0.6 2.4 0.7 0.7 0.7 1.6 1.7 0.8 1.4 0.9 0.6 1.0 0.3 0.7 1.8 1.5 1.2 2.2 1.3 1.3 1.8 1.6 3.3 1.2 2.1 1.1 1.0 – – 1.1 1.6 1.9 1.9 1.1 0.8 0.6 1.0 1.3 2.5 1.0 1.6 1.1 1.1 0.7 0.5 1.3 1.2 1.2 1.5 1.1 0.4 0.5 0.8 0.8 1.6 0.8 1.2 1.0 0.8 1.3 1.7 0.9 – – 1.1 – 0.4 0.4 0.3 0.9 1.1 0.5 – 0.6 0.5 – – 0.6 0.4 – – 1.5 0.8 0.9 1.3 1.7 1.6 1.2 1.8 1.9 0.8 0.4 0.5 1.0 1.0 1.1 0.8 2.7 1.3 1.4 2.0 2.0 2.1 1.4 1.7 2.1 0.9 0.7 0.5 1.0 1.3 1.5 1.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.9 0.9 1.7 0.9 1.0 1.6 0.3 0.4 0.8 0.4 0.4 0.8 0.3 0.3 0.7 0.6 0.4 1.1 0.6 0.7 1.1 0.5 0.6 1.0 0.6 0.7 0.6 0.4 0.5 0.6 0.2 0.3 0.6 0.4 0.5 0.7 0.2 0.2 0.4 0.4 0.5 0.5 0.3 0.2 1.0 0.5 0.7 0.9 0.5 0.5 1.0 0.5 0.7 1.0 2.3 1.7 1.8 2.8 1.6 3.1 2.1 1.4 1.2 1.7 0.4 0.7 1.2 0.3 0.9 1.2 0.6 0.5 0.4 0.5 0.9 0.8 0.4 – 0.4 1.1 0.6 0.9 1.1 0.8 1.3 0.7 2.7 1.1 1.2 0.8 1.4 1.0 0.7 0.9 1.0 3.0 1.0 1.4 0.5 1.2 1.0 0.7 0.6 0.5 0.9 0.4 0.6 0.4 0.4 0.5 0.6 0.4 0.6 1.3 0.5 0.8 0.4 0.9 0.4 0.7 1.5 0.7 1.4 1.0 0.6 0.4 0.6 1.2 0.7 0.8 1.0 1.8 1.3 0.8 0.7 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes all other bonuses provided to employees and not published separately. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 3 Less than 0.05. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 42. Standard errors for medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010 Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 0.6 0.6 0.3 0.6 0.7 0.4 0.1 0.7 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.0 1.1 1.2 1.1 4.9 0.8 1.1 1.2 1.6 0.9 1.1 1.0 1.5 2.8 0.6 0.7 0.7 1.0 0.4 0.2 0.5 0.9 2.6 0.5 1.0 0.4 0.4 0.7 0.5 0.9 1.7 5.8 0.8 1.1 1.1 1.4 0.9 0.9 1.2 1.8 5.2 0.9 1.2 1.2 1.5 0.8 0.8 1.0 1.2 – 0.6 0.8 0.8 1.2 0.2 0.2 0.3 0.5 – 0.1 0.2 0.2 0.5 0.8 0.6 1.0 1.7 4.4 0.8 1.2 1.2 1.3 2.1 2.0 1.3 1.7 1.9 1.1 1.5 0.9 1.3 0.9 0.7 0.5 0.5 0.5 0.8 2.0 1.5 1.1 1.3 1.8 2.0 1.9 1.2 1.6 1.7 1.7 1.5 0.7 1.0 0.9 0.7 0.7 0.2 0.3 0.3 2.0 1.5 1.2 1.4 1.9 Full time ................................................................. Part time ................................................................ 0.7 0.9 0.7 0.5 0.2 1.0 0.5 1.2 0.6 0.6 0.4 0.8 0.2 0.3 0.5 1.0 Union ..................................................................... Nonunion ............................................................... 1.4 0.6 1.0 0.6 0.7 0.3 1.1 0.7 1.3 0.7 0.8 0.4 0.2 0.2 1.3 0.7 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.8 1.2 1.1 1.1 0.8 1.1 1.1 1.9 0.7 0.6 0.7 0.8 0.8 1.4 0.6 0.3 0.3 0.6 1.3 2.2 1.0 0.9 0.6 0.7 1.3 2.3 1.2 0.9 0.7 1.1 0.8 1.5 0.7 0.7 0.6 1.0 0.2 0.2 0.4 0.2 0.2 0.4 1.3 2.4 1.1 1.0 0.7 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.1 1.9 1.3 0.9 1.3 1.1 0.4 0.8 0.4 0.7 1.9 0.7 1.0 2.0 1.3 0.8 2.0 1.0 0.2 0.5 0.2 0.8 1.9 0.8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.7 1.0 1.9 1.1 2.6 2.2 0.7 0.6 1.3 0.7 1.8 – 0.4 0.6 0.9 0.9 1.0 – 0.7 0.8 1.1 1.0 2.2 1.8 0.8 0.9 2.4 1.1 2.5 2.2 0.5 0.7 1.7 0.9 1.5 – 0.2 0.2 0.2 0.2 0.8 – 0.8 0.8 1.4 1.1 2.3 1.9 Worker characteristics Establishment characteristics See footnotes at end of table. Table 42. Standard errors for medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued Medical care and retirement benefits Characteristics Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.0 1.3 0.9 1.0 1.9 4.1 1.7 2.5 2.5 1.8 2.5 1.2 2.0 2.0 2.0 2.9 1.6 1.0 0.7 0.7 1.4 3.4 1.4 2.1 1.9 1.2 1.5 0.5 1.4 2.6 3.0 2.1 0.8 0.7 0.5 0.4 0.9 2.6 0.6 0.9 1.0 0.6 1.8 0.6 0.7 1.6 1.6 1.4 1.5 1.0 0.6 0.6 1.2 3.0 1.5 1.8 2.9 1.6 2.4 0.8 1.7 3.5 3.7 3.5 2.4 1.4 0.9 1.1 1.9 4.4 1.8 2.8 2.6 1.8 2.6 1.3 1.9 4.4 4.6 3.1 1.6 0.9 0.6 0.8 1.2 – 1.1 1.9 1.8 1.5 1.4 0.5 1.6 1.8 2.0 1.8 0.4 0.3 0.3 0.3 0.4 – 0.7 0.5 1.4 0.3 0.3 0.3 0.4 0.3 0.3 1.0 1.7 1.1 0.7 0.6 1.4 3.6 1.5 1.8 2.9 1.5 2.0 1.0 1.7 3.8 4.1 3.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 1.0 1.8 1.0 1.1 1.8 0.7 0.8 1.2 0.9 0.7 1.8 0.5 0.6 0.9 0.4 0.5 0.6 1.0 1.1 1.7 0.6 1.0 0.7 0.9 1.0 1.8 0.8 1.2 1.1 0.6 0.7 1.3 0.4 0.7 0.5 0.2 0.2 0.3 0.2 0.2 0.5 1.0 1.1 1.7 0.7 1.0 0.8 2.9 1.7 1.4 1.9 1.4 4.1 2.0 2.0 1.7 2.4 1.1 1.2 1.1 1.4 5.4 1.0 1.5 1.4 1.5 0.9 0.7 1.2 0.9 1.1 0.8 1.0 0.7 2.4 1.9 1.1 1.8 1.4 4.4 1.6 2.7 1.4 1.3 1.7 1.2 2.5 1.3 6.7 1.5 2.3 1.8 1.1 1.2 0.8 1.4 0.9 2.5 1.3 1.5 1.0 0.3 0.5 0.6 0.5 0.2 0.4 0.5 0.5 0.3 2.0 2.3 1.1 2.1 1.5 4.8 1.7 2.7 1.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 42. Standard errors for medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 0.5 0.7 0.1 0.6 0.5 0.6 0.3 0.6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 0.9 1.4 1.0 0.4 1.2 0.6 0.7 0.8 1.3 1.1 1.4 1.4 1.8 5.4 0.9 1.4 1.1 1.4 0.2 0.1 0.3 0.1 0.5 0.2 0.4 0.2 0.2 0.8 0.6 1.0 1.7 5.6 0.8 1.2 1.2 1.4 1.1 1.2 1.3 1.1 4.8 0.8 1.0 1.1 1.5 0.9 1.1 1.0 1.4 2.9 0.6 0.8 0.8 1.2 0.3 0.2 0.5 0.9 2.6 0.5 0.9 0.4 0.4 0.7 0.5 1.0 1.7 5.8 0.8 1.2 1.1 1.4 1.8 1.7 1.1 1.2 1.7 2.2 1.9 1.3 1.6 1.7 0.4 – 0.1 0.1 0.3 2.1 – 1.2 1.4 1.9 2.1 2.0 1.1 1.7 1.5 1.6 1.6 1.0 1.4 1.4 0.7 0.5 0.5 0.5 0.8 2.0 1.5 1.1 1.3 1.8 Full time ................................................................. Part time ................................................................ 0.6 0.5 0.7 0.9 0.1 0.3 0.5 1.0 0.6 0.8 0.7 0.6 0.2 1.0 0.5 1.2 Union ..................................................................... Nonunion ............................................................... 1.8 0.4 1.8 0.7 0.3 0.1 1.2 0.7 1.7 0.6 1.7 0.6 0.7 0.3 1.1 0.7 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.4 0.4 0.8 0.7 1.0 1.4 1.3 2.4 1.0 1.0 1.2 1.6 0.2 0.3 0.1 0.1 0.2 – 1.3 2.4 1.1 1.0 0.6 – 0.8 1.1 1.0 1.1 0.9 1.3 1.1 1.9 0.8 0.7 0.8 1.1 0.7 1.3 0.5 0.3 0.2 0.4 1.3 2.3 1.0 0.9 0.7 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.2 1.4 1.5 1.3 2.1 1.5 0.1 0.3 – 0.8 2.0 – 1.2 2.0 1.5 1.0 1.6 1.3 0.3 0.7 0.3 0.8 1.9 0.7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.5 1.0 1.7 0.9 3.4 3.3 0.8 1.0 1.8 1.2 3.2 3.0 0.1 0.3 0.4 0.5 – 0.4 0.8 0.8 1.4 1.1 – 1.9 0.7 1.0 1.9 1.1 2.5 2.5 0.7 0.7 1.4 0.9 2.7 1.6 0.4 0.5 0.9 0.8 1.0 0.6 0.7 0.8 1.1 1.1 2.2 1.8 Worker characteristics Establishment characteristics See footnotes at end of table. Table 42. Standard errors for medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 3.3 1.3 1.4 1.9 3.1 2.4 – – – 1.0 – 2.5 1.2 0.6 – – 3.0 1.5 1.5 1.8 3.1 4.2 1.8 2.2 3.0 1.6 2.1 2.3 1.9 3.9 4.1 2.9 0.3 0.1 0.1 0.2 – – – – – 0.2 – – 0.2 0.2 – – 1.7 1.0 0.7 0.7 – 3.6 1.6 1.8 3.0 1.5 2.5 – 1.7 3.8 4.1 3.3 2.2 1.5 0.9 1.3 1.8 4.8 1.6 2.6 2.4 1.9 2.2 1.1 2.1 2.0 1.9 2.7 1.8 1.2 0.8 1.0 1.3 3.9 1.5 2.2 2.0 1.3 1.7 0.6 1.5 2.6 3.0 2.5 0.8 0.7 0.5 0.4 0.9 2.6 0.5 0.9 0.9 0.7 1.1 0.6 0.7 1.5 1.6 1.3 1.5 1.0 0.6 0.6 1.2 3.0 1.5 1.8 2.8 1.6 2.3 0.9 1.7 3.5 3.7 3.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.5 0.5 1.0 1.0 1.0 2.1 1.0 1.0 1.9 1.1 1.2 2.3 0.1 0.1 0.3 0.1 0.2 0.2 1.0 1.1 1.7 0.7 1.0 0.9 0.8 0.9 1.8 0.9 1.1 1.6 0.7 0.9 1.2 0.9 0.8 1.6 0.5 0.6 0.8 0.3 0.4 0.6 1.0 1.1 1.7 0.7 1.0 0.8 1.3 1.6 1.3 1.5 0.6 4.2 0.9 1.3 1.2 2.2 2.1 1.5 1.7 1.5 5.4 1.7 2.7 1.5 0.3 0.2 0.2 0.3 0.2 0.6 0.2 0.5 0.2 2.2 2.1 1.1 2.0 1.5 5.0 1.6 2.9 1.5 2.9 1.7 1.3 1.7 1.4 2.6 2.0 2.0 1.5 2.6 1.0 1.2 1.6 1.4 5.0 1.1 1.7 1.4 1.4 1.0 0.7 1.1 0.9 1.0 0.8 1.2 0.7 2.2 2.0 1.1 1.8 1.4 4.3 1.6 2.3 1.4 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 43. Standard errors for paid leave combinations: Access, private industry workers, National Compensation Survey, March 2010 Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 0.6 0.6 0.5 0.6 0.5 0.5 0.5 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1.2 1.6 1.4 1.3 3.6 0.8 1.0 1.2 1.1 1.2 1.6 1.4 1.2 3.0 0.8 0.9 1.2 1.1 0.8 0.8 1.0 1.1 4.8 0.7 1.1 1.0 1.4 0.8 0.6 1.1 1.5 5.3 0.6 1.0 0.8 1.3 0.6 0.7 0.8 1.4 5.4 0.8 1.2 1.0 1.4 0.6 0.5 0.8 1.6 5.8 0.7 1.0 0.9 1.2 0.6 0.5 0.8 1.6 5.8 0.6 0.9 0.9 1.1 1.4 1.7 1.1 1.3 1.5 1.3 1.7 1.0 1.2 1.4 1.9 1.8 1.3 1.6 1.7 2.4 1.3 1.1 1.2 1.7 2.0 1.8 1.3 1.5 1.8 2.0 1.1 1.1 1.1 1.7 1.8 1.0 0.9 0.9 1.5 Full time ................................................................. Part time ................................................................ 0.6 0.8 0.7 0.7 0.6 1.0 0.4 1.1 0.5 1.3 0.3 1.4 0.3 1.4 Union ..................................................................... Nonunion ............................................................... 1.7 0.6 1.5 0.6 1.5 0.6 1.4 0.6 1.3 0.5 0.8 0.5 0.6 0.5 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 0.9 1.5 1.1 1.0 1.1 1.7 0.9 1.5 1.0 1.0 1.0 1.7 1.0 1.6 1.0 0.9 0.8 1.2 1.0 1.7 0.9 0.8 0.8 1.2 1.2 2.2 1.0 0.7 0.7 1.0 1.1 2.1 0.7 0.6 0.6 1.0 1.1 2.2 0.7 0.6 0.5 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1.0 1.3 1.5 1.0 1.1 1.5 1.3 1.8 1.6 0.8 2.3 0.7 1.2 1.9 1.5 0.6 1.9 0.5 0.6 1.9 0.5 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 0.7 0.7 1.9 1.0 2.8 4.6 0.7 0.8 1.8 1.0 2.7 4.6 0.6 1.0 1.9 1.2 2.7 2.2 0.6 0.8 1.1 1.1 2.3 1.8 0.6 0.8 1.6 1.2 2.4 1.2 0.6 0.7 1.0 1.0 1.8 0.9 0.6 0.7 0.9 0.9 2.3 0.7 Worker characteristics Establishment characteristics See footnotes at end of table. Table 43. Standard errors for paid leave combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued Characteristics Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 2.6 1.6 1.3 1.6 2.4 4.5 1.8 3.0 2.2 1.9 2.5 2.5 2.0 2.7 3.2 2.4 2.6 1.6 1.3 1.6 2.5 4.5 1.8 3.1 2.2 1.8 2.5 2.5 2.0 2.5 2.9 2.0 2.1 1.0 0.7 0.8 1.3 3.4 1.6 1.7 3.0 1.5 2.6 1.5 1.6 2.0 2.5 2.8 1.8 1.0 0.5 0.6 1.0 3.1 1.5 1.5 2.9 1.4 2.8 1.4 1.5 2.9 3.1 2.5 1.3 0.8 0.6 0.7 1.1 3.1 1.5 1.6 2.9 1.3 2.1 1.1 1.5 2.9 3.6 2.7 1.1 0.7 0.3 0.3 0.6 2.6 1.4 1.1 2.7 1.3 2.3 1.1 1.3 3.1 3.4 2.2 1.1 0.6 0.3 0.3 0.6 2.5 1.2 1.1 2.2 1.1 2.6 1.1 1.1 3.1 3.4 2.4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 0.8 0.9 1.7 0.9 1.1 1.4 0.8 0.8 1.8 0.9 1.1 1.4 0.8 0.9 1.9 0.9 1.2 1.5 0.8 1.0 1.7 0.9 1.2 1.2 0.8 1.0 1.9 0.8 1.1 1.1 0.8 0.9 1.4 0.6 0.8 0.7 0.7 0.9 1.3 0.5 0.7 0.7 2.6 1.3 1.5 1.9 1.1 3.8 2.2 2.0 1.4 2.4 1.4 1.6 1.8 1.4 4.1 2.1 2.2 1.5 1.6 1.2 1.3 1.9 1.5 3.2 1.9 1.8 1.2 1.9 1.0 1.0 2.2 1.5 4.8 1.6 2.5 1.2 1.7 1.4 1.4 1.8 1.3 3.1 1.8 1.8 1.4 2.2 0.9 1.2 1.5 1.3 3.7 1.5 1.9 1.2 1.9 0.9 1.1 0.9 1.2 3.7 1.2 2.0 1.3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers with access to one or more of the these benefits. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
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