Table 1. Establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2010 (All establishments = 100 percent) Retirement benefits Characteristics All plans1 All establishments .................................................. Defined benefit Defined contribution Health care benefits 47 10 45 62 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 43 34 56 9 10 8 41 31 54 60 50 76 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 48 52 61 48 43 92 75 66 74 87 55 49 46 50 32 55 56 90 55 23 23 32 11 11 11 8 20 72 43 26 33 51 17 13 5 – 4 8 – – – – – 7 46 50 60 47 40 91 75 63 73 86 55 42 44 49 31 53 53 90 53 23 23 29 62 68 79 62 74 95 89 73 81 93 65 57 62 67 47 66 63 91 66 43 42 48 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 45 44 78 82 80 92 10 9 18 29 26 50 44 42 76 79 77 89 61 59 88 93 93 96 Establishment characteristics See footnotes at end of table. Table 1. Establishments offering retirement and health care benefits: private industry workers, National Compensation Survey, March 2010—Continued (All establishments = 100 percent) Retirement benefits Characteristics All plans1 Defined benefit Defined contribution Health care benefits Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because some employers offered both types of plans. 36 52 48 51 51 37 48 48 41 – 13 12 12 9 – – 12 9 36 48 46 49 51 35 47 44 39 51 64 60 61 59 71 63 64 67 NOTE: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) All retirement benefits2 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 65 50 76 20 19 91 59 41 70 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 80 85 77 42 50 70 66 72 64 68 76 65 23 26 53 43 59 51 86 89 84 55 51 76 65 82 79 28 33 25 8 8 19 13 23 26 25 31 23 7 5 16 9 20 26 92 92 92 92 66 83 69 88 98 75 81 72 38 47 65 61 67 56 60 68 56 18 23 46 39 51 40 80 83 78 49 49 71 64 76 71 61 68 66 65 67 45 56 51 52 50 74 83 77 79 75 24 28 25 24 26 24 27 24 23 24 98 98 94 95 92 50 61 55 59 52 34 46 38 42 34 67 75 68 71 65 Full time ................................................................. Part time ................................................................ 74 39 59 21 80 54 24 11 22 8 93 76 68 33 50 15 74 47 Union ..................................................................... Nonunion ............................................................... 88 62 82 46 93 74 69 15 67 13 97 87 55 59 44 41 80 69 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 40 30 67 75 84 87 20 10 48 62 75 78 50 34 73 82 89 90 7 4 16 24 38 38 5 2 14 23 36 35 69 52 88 94 95 93 36 27 61 68 76 81 17 8 41 51 62 68 46 31 67 76 82 84 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 60 77 60 45 65 83 75 85 29 18 33 28 17 31 95 98 94 65 51 70 49 35 54 76 70 77 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 63 72 74 69 77 94 47 52 60 44 66 92 75 73 81 64 86 98 19 21 18 16 37 82 17 18 17 10 35 80 89 82 98 64 94 98 58 62 71 60 55 91 40 42 52 37 42 76 69 68 73 63 76 83 Worker characteristics Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Access Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 85 83 89 92 85 59 58 71 38 70 74 88 70 33 32 44 76 72 81 84 78 37 46 60 25 55 63 78 53 14 12 29 90 87 91 91 91 64 80 85 67 78 86 89 76 41 38 67 46 43 51 57 48 13 12 9 8 20 16 17 21 3 3 10 44 39 47 52 45 12 11 9 7 19 14 14 19 2 2 10 95 92 92 92 93 98 93 99 95 92 87 81 93 83 89 96 81 80 87 90 84 54 56 70 36 63 67 87 62 32 31 38 65 61 70 68 70 31 43 58 23 45 56 76 43 12 11 22 80 77 80 76 83 57 77 83 63 71 84 88 69 38 35 59 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 51 47 64 81 78 85 35 32 43 66 60 75 69 69 68 82 77 88 10 8 15 33 23 47 9 7 12 30 20 44 89 92 83 91 87 94 47 44 58 72 70 75 31 29 38 54 51 58 65 65 65 74 72 77 63 68 67 69 66 62 61 66 60 50 56 52 54 47 45 44 49 47 80 82 78 78 71 73 72 75 77 21 26 25 19 17 17 15 17 21 20 24 22 18 15 15 14 16 20 92 91 88 91 88 89 91 95 94 58 59 59 63 62 56 59 62 54 43 44 42 46 42 38 39 42 38 74 76 71 73 66 69 67 68 71 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or participating in at least one of these plan types. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2010 (All workers participating in defined benefit plans = 100 percent) Fixed percent of annual earnings1 Characteristics All workers ............................................................. Employee contribution required Mean fixed percent of annual earnings Total Employee Median fixed contribution percent of not required annual earnings 4 3 4.6 5.0 96 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 4 3 5 4 3 1 4 5 4 2 5 – 3 – 3 2 4.6 4.9 4.5 – 5.3 – 5.4 3.2 5.0 5.0 5.0 – – – – 3.0 96 97 95 96 97 99 96 95 3 6 6 4 7 – – 2 – 4 – – 4.0 – 4.3 – – 3.9 – – 97 94 94 96 93 Full time ................................................................. Part time ................................................................ 4 4 3 3 4.5 5.6 – – 96 96 Union ..................................................................... Nonunion ............................................................... 3 5 2 3 5.2 4.5 – 5.0 97 95 Average wage within the following categories:2 Lowest 25 percent: Lowest 10 percent .......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 4 4 4 4 – 3 2 3 3 – 4.1 4.2 4.3 4.8 – 3.9 3.9 – – 100 96 96 96 96 Goods-producing industries ................................... Manufacturing .................................................... 3 3 1 1 2.4 2.4 3.0 3.0 97 97 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... 5 5 8 1 3 3 – – 4.8 3.5 – – 5.0 – – – 95 95 92 99 Establishment characteristics See footnotes at end of table. Table 3. Defined benefit retirement plans: Employee contribution requirement and method of contribution, private industry workers, National Compensation Survey, March 2010—Continued (All workers participating in defined benefit plans = 100 percent) Fixed percent of annual earnings1 Characteristics Employee contribution required Mean fixed percent of annual earnings Total Employee Median fixed contribution percent of not required annual earnings Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Professional and business services .................. Administrative and waste services ................ Education and health services ........................... Educational services: Junior colleges, colleges, and universities Leisure and hospitality: Accommodation and food services ................ 2 2 2 2 – 8 1 1 1 – – 7 5.2 5.2 2.3 – – 5.5 – – – – – – 98 98 98 98 100 92 2 2 3.8 – 98 – – – – 100 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 7 4 5 3 4 5 2 4 2 4.4 4.3 4.8 5.8 2.7 5.0 5.0 – 6.9 – 94 93 96 95 97 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 3 4 2 6 6 2 3 – 3 1 – 3 – 2 – 4.4 3.2 – 3.4 – 6.4 – – 3.0 – 3.9 – 6.9 97 96 98 94 94 98 97 1 The employee contributes a fixed percentage of his or her earnings to the retirement plan. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. Geographic areas NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2010 (All workers participating in defined benefit plans = 100 percent) Characteristics All workers ............................................................. Open plans1 Frozen plans2 78 22 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 74 72 76 85 72 76 68 79 89 26 28 24 15 28 24 32 21 11 96 84 79 72 85 4 16 21 28 15 Full time ................................................................. Part time ................................................................ 78 86 22 14 Union ..................................................................... Nonunion ............................................................... 89 72 11 28 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 71 79 82 77 73 29 21 18 23 27 Goods-producing industries ................................... Manufacturing .................................................... 75 69 25 31 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 80 79 73 68 92 86 20 21 27 32 8 14 Worker characteristics Establishment characteristics See footnotes at end of table. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2010—Continued (All workers participating in defined benefit plans = 100 percent) Open plans1 Characteristics Frozen plans2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 67 80 80 79 85 78 84 33 20 20 21 15 22 16 75 84 25 16 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 84 85 81 77 75 78 16 15 19 23 25 22 77 86 70 87 77 73 86 23 14 30 13 23 27 14 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 Plans open to new participants. 2 Plans closed to new workers or plans that the United States, 2009." See Technical Note for more details. cease accruals for some or all plan participants. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2010 (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All workers ............................................................. All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 71 7 22 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 67 62 71 71 82 73 82 69 85 – 7 13 – – 3 3 4 3 – 31 17 – – 24 15 27 12 88 85 74 75 71 – 3 6 – – – 12 21 – – Full time ................................................................. Part time ................................................................ 71 76 7 – 22 – Union ..................................................................... Nonunion ............................................................... 86 68 – 7 – 25 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 70 69 72 70 – 4 6 9 – – 26 25 19 – Goods-producing industries ................................... Manufacturing .................................................... 73 74 9 8 18 18 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 71 88 87 89 85 92 6 1 – – – – 24 11 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2010—Continued (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits Information ......................................................... Financial activities: Finance and insurance: Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 72 – – 56 59 87 – – 4 – – 9 78 88 – 4 – 8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 62 59 65 74 80 69 4 – – 7 – 10 35 – – 19 – 21 61 66 72 63 75 79 73 – – – – 6 5 – – – – – 20 16 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Benefit accruals are for existing participants since the plan was closed to new workers or stopped accruing benefits. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2010 (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 10 56 33 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 11 16 7 6 18 16 18 5 50 45 53 45 52 64 47 71 39 39 40 49 30 19 35 24 – 6 4 – 4 73 70 72 80 59 – 24 24 – 37 Full time ................................................................. 9 57 33 Union ..................................................................... Nonunion ............................................................... 3 12 69 53 28 35 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 12 9 9 11 44 56 60 58 49 – 33 31 34 40 Goods-producing industries ................................... Manufacturing .................................................... 7 7 64 64 29 29 Service-providing industries .................................. Trade, transportation, and utilities ..................... Transportation and warehousing ................... Utilities ........................................................... 12 15 – 35 53 55 – 11 35 29 72 54 Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2010—Continued (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year Information ......................................................... Financial activities: Finance and insurance: Insurance carriers and related activities .... Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 to 5 years Greater than 5 years – 75 – – – – 61 49 – – – 91 58 – – 10 13 – 11 15 8 57 54 62 56 57 56 33 33 – 33 28 37 – – 5 5 – 66 65 52 73 68 – – 43 21 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ West South Central ............................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2010 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 63 37 78 22 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 67 70 66 62 74 57 49 61 67 33 30 34 38 26 43 51 39 33 83 85 83 83 81 71 57 79 82 17 15 17 17 19 29 43 21 18 56 74 63 66 61 44 26 37 34 39 75 86 79 81 76 25 14 21 19 24 Full time ................................................................. Part time ................................................................ 63 56 37 44 79 72 21 28 Union ..................................................................... Nonunion ............................................................... 59 63 41 37 78 78 22 22 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 54 61 57 66 68 67 46 39 43 34 32 33 70 83 71 81 84 84 30 17 29 19 16 16 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 66 58 68 34 42 32 81 76 83 19 24 17 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 62 54 67 45 57 85 38 46 33 55 43 15 78 65 83 53 72 94 22 35 17 47 28 6 Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2010—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required Not required Employee contribution option Pretax Not pretax Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 76 73 73 74 76 73 65 65 63 59 57 57 60 74 78 60 24 27 27 26 24 27 35 35 37 41 43 43 40 26 22 40 87 84 84 86 85 79 86 85 83 81 81 82 82 85 88 82 13 16 16 14 15 21 14 15 17 19 19 18 18 15 12 18 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 63 62 64 63 58 68 37 38 36 37 42 32 81 82 79 77 71 84 19 18 21 23 29 16 67 61 59 61 63 64 63 63 69 33 39 41 39 37 36 37 37 31 80 83 76 78 78 74 74 79 81 20 17 24 22 22 26 26 21 19 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Health care2 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 71 56 79 71 51 73 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 87 95 84 45 48 72 64 78 77 74 81 70 30 33 56 47 62 64 84 86 83 67 69 77 73 79 83 87 94 83 44 48 72 64 78 76 66 74 63 27 31 50 41 56 60 76 78 76 61 64 70 64 72 78 70 84 77 82 72 57 70 63 69 56 81 84 82 84 78 70 83 76 81 71 56 64 59 65 52 80 77 77 80 73 Full time ................................................................. Part time ................................................................ 87 24 70 15 81 64 86 24 64 14 74 57 Union ..................................................................... Nonunion ............................................................... 92 69 82 53 90 78 91 68 77 48 84 71 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 38 23 77 86 91 92 24 14 58 72 79 81 64 58 75 83 87 87 38 23 76 86 90 92 22 12 52 66 72 72 58 52 69 77 79 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 86 71 91 73 57 79 86 80 87 85 71 90 69 55 74 81 77 82 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 68 73 87 65 83 95 53 56 71 46 67 89 78 76 82 71 81 94 68 73 86 65 82 95 48 51 67 40 62 84 70 69 77 62 76 89 Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Health care2 Medical care Characteristics Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 90 87 91 93 89 70 68 83 46 75 76 90 75 38 37 52 81 72 77 78 75 54 55 70 35 57 59 76 57 25 23 39 91 83 85 84 85 78 81 84 75 76 78 84 76 66 63 74 89 85 90 92 87 69 67 83 45 75 76 90 75 37 37 51 70 64 68 69 67 48 49 64 31 53 54 69 52 22 21 35 78 74 75 75 77 70 73 77 69 70 72 76 70 59 56 68 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 59 56 71 85 82 89 44 41 54 70 65 77 75 74 76 83 79 87 59 55 70 84 82 88 42 39 50 63 59 68 71 70 72 74 72 78 70 72 72 70 72 75 68 71 71 57 58 57 56 54 62 51 53 60 82 80 80 80 75 83 76 75 84 69 71 71 70 72 74 67 71 71 49 53 53 52 49 55 47 49 55 71 75 74 74 69 74 69 69 77 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 46 36 78 26 20 77 69 50 73 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 61 69 57 28 27 46 39 51 44 50 56 47 19 18 35 28 39 37 82 82 82 68 68 75 71 78 84 35 38 34 16 13 23 20 26 31 28 30 26 11 9 18 15 20 25 78 80 78 68 69 76 74 77 81 85 93 81 44 47 70 62 76 74 65 73 61 27 30 49 40 55 58 76 78 75 61 63 69 64 72 78 37 52 48 51 46 31 43 39 42 35 85 84 80 83 77 27 35 29 30 29 23 27 24 24 23 86 77 80 81 79 67 81 74 79 70 54 63 57 63 51 79 78 77 80 73 Full time ................................................................. Part time ................................................................ 56 15 44 10 79 69 32 9 25 6 78 69 84 23 62 13 74 57 Union ..................................................................... Nonunion ............................................................... 73 43 63 33 87 76 56 23 47 17 84 75 89 67 75 47 84 71 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 20 13 47 55 67 70 13 7 35 44 56 59 65 56 74 80 84 85 11 8 24 32 42 42 8 5 18 25 33 34 67 60 74 79 80 79 37 23 74 84 89 90 21 12 51 65 70 71 57 52 69 77 79 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 55 35 62 47 30 53 85 84 85 33 24 37 28 20 31 83 85 83 83 68 88 67 52 72 81 77 82 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 44 46 51 38 62 68 34 34 40 26 48 62 76 74 80 68 78 92 25 24 32 18 35 45 19 18 25 12 25 41 75 74 78 70 72 90 66 72 85 63 81 93 47 50 66 39 61 82 70 69 77 62 75 88 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 74 65 72 76 66 40 41 47 27 47 48 66 47 26 25 26 64 52 58 58 56 30 33 39 20 36 36 50 36 16 15 22 86 79 80 76 84 77 81 84 74 77 75 76 77 62 60 82 57 29 30 27 35 25 27 31 19 25 27 38 25 16 – 20 47 23 24 20 30 19 21 25 15 18 19 26 18 – – 15 82 79 80 76 85 76 80 82 78 73 70 68 74 – – 74 86 84 88 92 85 68 66 81 45 73 74 89 73 37 36 48 67 62 66 68 65 47 48 63 31 51 54 68 51 22 21 33 78 74 75 75 76 69 73 77 68 70 72 77 70 60 57 68 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30 26 41 64 57 74 23 20 31 51 44 60 76 76 77 79 77 81 18 15 25 36 29 46 13 12 18 28 23 36 75 76 73 78 77 78 57 54 68 83 80 86 40 38 49 61 57 67 71 70 72 74 71 78 51 46 45 45 42 51 38 43 54 41 37 36 37 32 37 29 33 43 80 79 78 82 75 73 76 76 81 21 30 23 19 25 34 20 27 36 17 24 17 15 17 26 15 21 29 79 79 76 78 71 77 76 80 80 68 70 70 68 70 73 65 69 68 48 52 52 51 48 55 45 47 53 70 75 74 75 68 75 69 69 77 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in health care. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 10. Health care benefits:1 Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 77 23 67 33 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 77 77 77 76 73 74 71 76 81 23 23 23 24 27 26 29 24 19 67 67 67 64 63 64 61 65 69 33 33 33 36 37 36 39 35 31 83 80 79 80 78 17 20 21 20 22 68 70 72 74 69 32 30 28 26 31 Full time ................................................................. Part time ................................................................ 77 75 23 25 67 64 33 36 Union ..................................................................... Nonunion ............................................................... 88 75 12 25 82 64 18 36 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 75 75 75 77 79 77 25 25 25 23 21 23 62 64 63 67 70 70 38 36 37 33 30 30 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 80 82 80 20 18 20 73 66 75 27 34 25 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 76 74 77 71 76 82 24 26 23 29 24 18 65 65 67 60 70 77 35 35 33 40 30 23 Worker characteristics Establishment characteristics See footnotes at end of table. Table 10. Health care benefits:1 Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010—Continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 79 73 73 72 73 75 77 78 75 77 77 75 77 75 73 83 21 27 27 28 27 25 23 22 25 23 23 25 23 25 27 17 73 63 63 61 65 60 67 67 64 63 62 63 63 63 63 66 27 37 37 39 35 40 33 33 36 37 38 37 37 37 37 34 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 78 78 77 76 76 77 22 22 23 24 24 23 63 63 64 69 67 71 37 37 36 31 33 29 73 79 77 76 74 76 77 77 79 27 21 23 24 26 24 23 23 21 67 70 71 67 63 65 63 66 66 33 30 29 33 37 35 37 34 34 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 11. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 80 20 70 30 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 81 81 82 78 74 79 76 80 82 19 19 18 22 26 21 24 20 18 71 71 72 65 63 67 64 68 69 29 29 28 35 37 33 36 32 31 84 81 81 81 81 16 19 19 19 19 68 70 73 74 72 32 30 27 26 28 Full time ................................................................. Part time ................................................................ 80 79 20 21 70 69 30 31 Union ..................................................................... Nonunion ............................................................... 89 79 11 21 83 67 17 33 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 77 75 79 81 82 82 23 25 21 19 18 18 63 62 66 70 74 75 37 38 34 30 26 25 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 82 82 82 18 18 18 74 65 76 26 35 24 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 80 78 81 75 82 85 20 22 19 25 18 15 68 68 70 63 75 80 32 32 30 37 25 20 Worker characteristics Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2010—Continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 83 81 81 80 81 83 79 80 75 82 80 79 82 74 73 81 17 19 19 20 19 17 21 20 25 18 20 21 18 26 27 19 77 70 71 69 71 64 68 68 64 68 66 69 68 62 62 66 23 30 29 31 29 36 32 32 36 32 34 31 32 38 38 34 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 80 80 79 81 79 82 20 20 21 19 21 18 65 64 66 73 70 77 35 36 34 27 30 23 78 82 80 80 78 77 81 81 82 22 18 20 20 22 23 19 19 18 72 73 74 71 65 65 66 69 69 28 27 26 29 35 35 34 31 31 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $335.88 20 $432.72 80 $311.77 $99.07 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 348.55 342.18 351.96 326.39 287.35 324.98 301.50 336.34 329.75 18 17 18 17 12 16 15 17 34 423.18 430.22 419.51 484.46 346.23 425.52 388.36 441.90 412.76 82 83 82 83 88 84 85 83 66 332.52 323.65 337.29 294.83 279.46 305.17 285.65 314.79 286.05 97.05 98.89 96.06 100.12 111.79 101.75 110.63 97.37 104.28 100 100 100 100 100 334.90 325.31 339.90 333.67 347.77 42 28 23 21 25 419.07 404.47 445.67 430.92 460.85 58 72 77 79 75 273.08 294.95 308.67 308.24 309.25 104.15 104.36 95.33 93.10 98.32 Full time ................................................................. Part time ................................................................ 100 100 334.92 349.06 20 22 431.35 449.49 80 78 311.19 320.11 98.11 112.75 Union ..................................................................... Nonunion ............................................................... 100 100 420.51 320.74 45 15 495.53 399.63 55 85 358.27 306.40 89.05 100.22 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 304.27 280.66 317.19 341.22 357.01 355.48 16 14 17 21 23 20 401.81 402.48 413.57 444.39 441.94 434.14 84 86 83 79 77 80 285.91 260.81 297.66 314.52 331.33 335.56 102.46 101.39 100.62 97.43 97.91 96.12 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 332.97 326.97 332.47 24 42 18 415.53 420.32 408.97 76 58 82 307.42 259.86 315.28 89.59 109.73 85.60 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 336.75 318.16 325.59 299.37 345.45 348.68 19 20 23 18 22 22 439.23 411.87 427.88 389.26 438.33 382.31 81 80 77 82 78 78 313.00 294.27 294.48 280.17 318.92 339.05 101.75 105.18 101.03 115.26 91.66 78.54 Worker characteristics Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $360.41 333.95 334.38 330.50 337.04 331.72 338.47 339.66 339.83 367.88 372.26 370.29 367.12 281.38 276.12 349.68 23 17 14 12 14 32 21 24 18 15 13 8 15 13 11 32 $473.72 415.61 419.84 402.10 432.91 405.67 454.87 437.66 541.33 457.31 473.05 443.73 454.96 471.11 508.92 450.56 77 83 86 88 86 68 79 76 82 85 87 92 85 87 89 68 $326.60 317.07 320.08 320.31 320.92 297.66 306.70 308.41 295.41 352.01 356.80 364.22 351.16 252.34 248.75 302.07 $90.78 95.29 93.26 93.37 92.52 108.38 109.26 105.45 120.19 96.59 107.73 109.07 94.62 102.72 101.89 109.18 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 325.52 330.38 314.12 343.82 336.86 351.87 27 30 22 14 14 15 417.93 421.87 405.60 454.53 437.65 473.06 73 70 78 86 86 85 290.73 291.98 288.09 325.45 320.58 331.11 109.20 111.62 104.06 92.48 95.86 88.54 100 100 100 100 100 100 100 100 341.59 370.93 332.76 333.97 313.93 311.32 338.30 340.97 13 23 18 18 14 14 22 28 433.05 491.34 415.74 424.65 381.61 403.16 417.68 443.77 87 77 82 82 86 86 78 72 328.09 335.04 314.39 313.96 302.60 295.95 315.77 300.56 112.71 102.25 95.58 97.02 100.22 99.39 95.44 98.64 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010 (All workers with contributory coverage = 100 percent) Single coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 77 1 10 1 (4) 11 (4) Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 77 77 77 78 70 72 67 74 83 – – – – – (4) – (4) – 10 10 9 8 9 16 20 13 6 1 1 1 1 – 1 – 1 – – – – – – (4) – (4) – 11 10 11 12 – 11 12 11 10 1 1 1 (4) – (4) (4) (4) 1 100 100 100 100 100 84 83 83 83 83 – – 1 – – 4 6 6 5 6 – – – – – – – – – – 10 10 10 10 9 – – 1 – – Full time ................................................................. Part time ................................................................ 100 100 77 74 1 1 10 17 1 – (4) – 11 8 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 80 77 1 (4) 5 11 – 1 – (4) 12 11 1 (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 76 79 75 80 77 76 – – (4) (4) – – 12 9 13 8 9 9 – – 1 1 1 1 – – – (4) – – 11 – 11 10 11 12 – – – (4) 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 83 85 83 – – – 6 5 5 – – – – – – 10 8 10 (4) – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 76 71 80 62 80 74 (4) 1 – – – – 11 15 9 23 5 – 1 – – – – 4 (4) – – – – – 11 12 9 14 13 – 1 1 – – – – Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010—Continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 86 71 69 71 67 88 82 82 81 76 83 80 75 76 77 79 – – – – – – – – – – – – – – – – 4 17 18 21 12 – 7 6 – 11 8 10 11 7 8 – – 2 2 – 3 – 1 – – 1 2 3 1 – – – – (4) 1 – – – – – – – – – – – – – 9 9 10 6 17 5 9 9 9 10 6 6 11 15 14 – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 80 78 85 75 77 73 – – – 1 1 – 8 10 6 11 11 11 (4) – – 1 1 1 – – – (4) – – 11 11 9 11 9 13 (4) (4) – 1 – 1 100 100 100 100 100 100 100 100 100 80 78 76 78 77 79 72 74 80 – – 1 – – – – – – 8 8 11 10 11 9 15 12 8 1 1 1 – – – – – 1 – 1 – – – – – – – 11 11 12 10 10 – 11 13 10 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $802.38 11 $1,056.93 89 $770.36 $383.12 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 861.29 844.24 870.35 730.25 693.44 767.33 712.25 794.16 775.95 9 9 9 9 8 8 7 8 21 1,104.42 1,081.90 1,115.96 1,097.02 935.38 987.84 847.73 1,052.49 1,094.25 91 91 91 91 92 92 93 92 79 837.33 821.42 845.82 694.27 673.57 749.20 701.54 772.52 688.86 377.11 376.96 377.19 420.31 420.67 397.12 417.51 387.14 405.30 100 100 100 100 100 750.39 797.24 813.27 818.41 806.72 27 17 16 14 18 1,079.02 1,114.89 1,020.35 1,033.96 1,006.73 73 83 84 86 82 627.62 733.45 774.30 782.92 762.79 437.55 381.82 336.64 316.67 363.28 Full time ................................................................. Part time ................................................................ 100 100 803.52 786.27 11 14 1,090.01 700.45 89 86 768.31 800.74 379.65 434.40 Union ..................................................................... Nonunion ............................................................... 100 100 964.10 774.22 37 7 1,072.87 1,041.14 63 93 898.90 755.38 316.92 390.83 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 677.32 613.30 740.66 807.79 889.92 908.38 7 7 8 11 15 13 807.36 606.04 996.81 1,063.61 1,120.38 1,121.85 93 93 92 89 85 87 666.85 613.84 718.54 777.22 847.95 875.58 425.40 399.35 396.72 375.88 361.75 350.16 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 818.70 687.79 850.42 16 27 14 1,017.58 1,038.92 1,010.27 84 73 86 779.98 560.78 824.74 325.37 463.40 294.88 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 797.46 761.29 794.01 674.89 880.68 930.42 10 11 11 10 16 12 1,077.00 957.46 1,017.22 776.77 1,147.54 1,108.47 90 89 89 90 84 88 767.68 735.99 767.65 663.54 831.31 905.00 399.24 387.17 380.70 429.89 317.78 270.22 Worker characteristics Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $938.98 803.81 822.39 796.46 838.59 705.76 832.03 847.69 751.51 832.41 818.39 873.96 834.91 646.55 645.10 742.15 17 7 5 3 6 – 12 12 – 6 2 1 6 7 6 16 $1,341.66 1,026.15 1,065.50 965.77 – – 1,235.01 1,306.70 – 967.22 – – 967.31 1,119.49 1,174.89 – 83 93 95 97 94 – 88 88 – 94 98 99 94 93 94 84 $857.95 788.07 808.39 791.17 820.76 – 776.23 786.97 – 824.15 815.16 868.83 825.82 613.57 613.11 676.46 $313.96 384.05 368.67 381.38 354.92 – 406.50 418.76 – 424.87 436.30 394.13 422.74 404.39 393.10 427.24 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 720.66 714.59 734.38 863.81 826.33 907.21 14 15 13 9 8 10 1,054.12 1,093.88 952.94 1,060.23 1,004.25 1,109.49 86 85 87 91 92 90 666.01 649.86 701.84 844.42 811.20 883.94 444.32 453.46 424.04 339.69 372.46 300.70 100 100 100 100 100 100 100 100 886.43 902.32 840.95 778.39 741.63 714.43 769.96 785.36 8 14 12 12 6 7 9 16 1,062.01 1,103.20 1,034.33 910.98 1,149.71 965.22 1,118.32 1,044.78 92 86 88 88 94 93 91 84 870.81 869.75 813.60 760.22 716.63 694.76 734.80 735.08 375.56 383.51 333.07 355.44 400.89 418.25 412.58 404.26 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010 (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 79 (4) 9 1 (4) 10 (4) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 79 79 79 79 68 74 69 76 84 – – – – – (4) – (4) – 8 9 8 8 10 14 18 12 5 1 1 1 1 – 1 – 1 – – (4) (4) – – (4) – (4) – 11 10 11 12 – 11 12 11 10 (4) – – (4) – (4) – (4) 1 100 100 100 100 100 82 85 85 84 86 – – 1 – – 4 5 6 6 5 – – (4) (4) (4) – – – – – 12 9 9 9 8 – – – – – Full time ................................................................. Part time ................................................................ 100 100 79 77 (4) 1 9 13 1 1 (4) – 11 8 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 83 79 1 (4) 4 10 – 1 – (4) 10 10 1 (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 78 85 77 81 79 78 – – (4) (4) – – 10 5 12 7 8 8 – – (4) 1 1 1 – – – (4) – – 11 10 10 10 11 12 – – – (4) (4) (4) Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 83 84 83 – – – 6 5 6 (4) – (4) – – – 10 10 10 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 78 74 83 65 82 77 (4) 1 – – – – 10 13 8 21 4 – 1 (4) – – – 4 (4) – – – – – 10 11 8 13 12 – (4) – – – – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2010—Continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 85 75 73 73 74 88 84 85 81 79 82 81 78 77 78 80 – – – – – – – – – – – – – – – – 4 14 16 20 8 – 6 4 – 9 7 9 10 7 8 – – 1 2 – 2 – 1 – – 1 2 2 1 – – – – (4) 4 ( ) – – – – – – – – – – – – – 10 9 9 5 15 6 9 10 10 10 9 6 10 15 13 12 – – – – – – – – – (4) – – 4 ( ) – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 82 80 86 77 79 75 (4) – – 1 1 – 7 7 5 11 11 11 – – – 1 1 1 – – – (4) – (4) 11 12 9 10 9 12 (4) (4) – (4) – – 100 100 100 100 100 100 100 100 100 81 81 76 80 79 83 76 74 81 – – 1 – – – – – – 7 7 11 9 9 8 13 11 7 1 1 1 – (4) – – – 1 – 1 – – – – – – – 10 10 12 9 10 – 10 15 10 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5 percent. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2010 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $34.96 $55.53 $86.06 $125.00 $174.79 $130.00 $209.00 $319.77 $493.74 $724.58 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 34.00 35.00 33.45 31.63 43.33 36.00 41.00 34.66 34.12 54.17 55.00 53.42 54.16 59.40 57.55 67.47 54.71 58.09 85.00 86.67 84.06 88.98 84.61 89.96 99.14 85.52 87.18 122.48 124.57 121.92 132.25 140.82 127.23 137.67 122.09 133.82 172.80 172.80 172.59 168.00 212.30 180.66 206.57 170.22 196.69 133.86 132.42 133.86 133.50 128.54 135.00 169.00 129.00 138.39 208.00 215.35 206.37 229.09 232.00 226.14 249.56 214.03 224.00 316.24 315.87 316.33 384.22 381.64 334.21 351.27 324.18 337.28 488.01 501.37 480.29 568.99 590.26 519.96 566.29 493.50 523.30 726.16 721.79 728.00 787.96 826.28 738.64 766.37 729.41 738.73 30.77 36.14 37.58 35.01 40.00 59.00 57.77 56.53 55.16 61.11 87.18 86.80 82.33 80.00 84.86 140.00 127.46 115.40 112.68 118.00 206.35 193.00 164.82 154.54 186.61 154.56 129.99 110.51 110.00 115.93 242.44 206.43 180.90 170.97 192.12 394.00 315.28 275.21 255.23 301.23 569.79 484.17 426.32 391.50 470.39 772.72 703.69 647.31 582.31 703.70 Full time ................................................................. Part time ................................................................ 35.00 33.84 55.53 55.66 85.70 93.12 123.94 159.11 172.80 219.83 129.99 147.51 207.30 242.44 316.31 386.19 488.35 599.00 721.79 762.68 Union ..................................................................... Nonunion ............................................................... 30.16 35.77 47.69 56.53 73.98 87.18 106.86 126.54 147.94 176.18 87.60 136.38 153.00 218.82 242.24 327.14 385.31 510.69 635.32 730.02 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 32.80 27.66 36.00 33.85 35.00 35.38 58.50 60.62 55.75 54.74 55.00 54.37 90.20 83.16 86.66 85.00 85.08 84.00 131.77 136.04 125.74 122.54 122.42 121.81 173.32 160.32 173.33 176.18 175.93 172.59 150.00 162.79 133.66 120.98 129.99 131.37 240.11 240.11 218.12 200.00 203.65 203.65 380.50 373.14 336.98 312.03 299.98 293.33 556.68 488.08 514.49 494.68 453.59 440.90 787.02 707.40 745.49 728.28 680.98 659.53 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 34.66 34.66 34.33 51.06 60.28 50.00 77.65 90.86 74.99 110.84 145.40 105.99 156.33 203.42 144.93 114.72 156.38 110.00 171.59 249.73 162.50 263.94 410.12 248.47 405.29 589.05 354.62 600.97 854.62 542.83 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 35.00 37.60 38.96 39.80 35.00 – 57.00 60.05 56.90 72.00 54.74 – 88.83 90.19 85.71 104.72 80.00 – 129.03 134.11 127.69 150.80 109.05 – 181.10 201.93 179.96 219.94 195.09 – 135.62 130.55 126.33 177.99 100.00 103.00 224.99 225.52 205.00 274.97 185.96 177.33 337.35 335.00 315.22 390.10 282.06 260.00 520.00 503.70 503.50 598.18 386.89 340.00 745.80 721.79 715.02 753.51 596.00 398.06 Worker characteristics Establishment characteristics See footnotes at end of table. Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2010—Continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $34.66 34.33 36.00 38.06 32.71 – 47.14 48.28 48.28 30.33 37.60 44.45 28.68 – 35.75 45.41 $57.06 50.00 51.45 54.16 48.00 – 67.16 68.24 70.25 49.38 58.42 59.00 46.56 – 64.35 62.66 $83.57 84.65 85.35 85.35 88.00 – 94.84 94.50 97.63 82.33 92.75 96.55 80.00 – 101.10 93.37 $108.33 120.50 116.91 117.90 117.16 – 136.49 140.82 141.16 122.26 140.32 142.00 118.44 – 141.00 140.82 $144.94 169.14 161.13 162.53 160.78 – 183.60 173.21 214.48 177.65 191.35 190.78 172.11 – 160.32 179.20 $114.82 135.08 134.77 137.61 134.66 161.23 166.65 191.58 167.81 120.81 159.24 185.88 110.50 143.48 179.99 159.24 $190.82 229.05 224.00 229.31 239.30 239.00 230.00 240.00 237.00 210.52 263.78 267.65 203.77 243.79 245.19 243.95 $263.06 330.52 320.98 336.98 320.98 376.57 324.93 350.45 332.68 364.14 381.00 361.85 354.84 399.82 395.99 384.71 $360.08 496.97 475.08 489.63 456.54 637.00 526.24 557.06 574.78 562.90 569.51 459.44 562.90 506.94 488.08 616.08 $551.88 760.30 695.84 745.72 659.36 904.54 713.08 783.98 737.74 862.00 767.20 608.07 864.85 671.39 625.26 777.32 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 39.66 39.64 39.86 33.84 34.92 32.80 63.38 64.90 61.78 52.65 55.55 49.83 96.00 97.08 91.47 79.77 84.96 74.11 139.00 142.26 131.86 115.33 120.28 109.00 196.69 210.14 173.55 161.80 166.93 154.01 144.68 136.38 165.13 120.00 137.77 105.00 242.65 242.33 244.00 193.00 214.55 170.97 384.22 389.00 367.10 286.28 316.44 255.95 595.14 626.12 540.56 425.00 468.22 372.42 813.42 854.62 762.57 621.27 695.36 512.83 46.13 35.00 33.84 32.92 37.15 37.00 33.85 32.28 33.93 68.79 55.00 52.93 54.14 57.72 62.64 54.74 53.93 53.42 97.05 87.76 81.00 82.14 89.02 87.71 81.65 80.76 84.55 137.35 131.19 116.99 117.83 126.00 125.66 116.47 116.59 126.62 203.24 185.17 165.47 170.60 182.00 165.03 165.00 160.69 180.66 138.91 121.54 112.66 118.68 142.69 130.98 138.33 122.00 132.72 212.38 197.19 176.00 205.77 238.09 230.00 244.00 214.27 212.59 322.00 315.82 276.12 302.05 341.50 353.00 369.66 314.11 324.98 448.00 490.81 418.44 445.52 513.00 596.00 556.00 485.17 547.42 719.52 785.36 611.88 644.71 731.49 800.68 795.82 704.33 736.00 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 59 56 96 39 38 97 33 31 95 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 78 85 74 33 58 58 48 65 58 76 84 73 31 53 56 45 63 56 98 99 98 93 90 95 92 97 95 51 60 48 23 28 37 30 43 38 51 58 47 21 28 37 29 42 37 98 97 98 94 99 98 97 98 97 58 65 55 12 16 32 20 41 24 56 62 53 12 16 31 18 39 24 95 96 95 93 95 94 91 95 96 49 68 65 70 59 46 66 62 68 57 93 97 96 97 96 29 46 47 53 41 28 45 46 52 40 97 98 98 99 98 15 34 28 31 25 14 33 27 29 24 95 97 95 96 94 Full time ................................................................. Part time ................................................................ 73 15 71 13 97 89 47 15 46 15 98 97 42 6 40 6 95 93 Union ..................................................................... Nonunion ............................................................... 82 56 81 54 98 96 64 36 64 35 99 97 36 33 35 31 97 95 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 13 63 72 81 84 24 12 60 70 80 84 90 87 95 97 99 99 18 14 37 48 59 61 17 13 36 47 58 60 94 92 97 98 98 99 8 4 28 42 60 65 7 4 26 40 57 62 93 97 94 95 96 96 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 46 81 70 42 80 97 92 98 52 25 63 51 24 62 98 98 99 34 13 41 33 12 39 96 94 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 56 58 68 48 77 92 54 55 65 43 76 91 96 94 97 91 98 100 36 35 46 28 44 48 35 34 45 27 44 48 97 98 97 97 99 100 33 24 39 12 35 87 31 22 37 11 34 84 95 93 93 90 96 97 Worker characteristics Establishment characteristics See footnotes at end of table. Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Life insurance Characteristics Access Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 84 79 86 90 81 54 57 69 38 64 67 86 63 24 23 39 83 78 85 89 80 51 56 68 35 61 66 85 61 22 21 37 99 98 99 99 99 95 97 99 93 96 99 99 96 93 92 94 70 64 71 71 68 38 41 50 26 32 36 45 31 21 22 26 68 62 69 70 67 36 40 49 25 32 36 45 31 19 20 25 98 98 98 98 98 95 98 97 98 98 99 99 98 91 91 96 64 65 73 74 74 35 40 56 18 38 57 80 35 – – 25 62 60 68 69 69 32 38 54 17 36 55 77 33 – – 23 96 93 94 93 93 91 96 97 96 95 96 96 94 – – 94 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 38 57 77 71 86 40 36 54 75 68 85 95 95 95 97 96 99 27 25 35 53 46 63 26 24 34 52 45 62 96 96 97 98 98 98 21 18 29 47 36 61 20 17 28 44 34 58 95 94 97 95 94 95 58 56 64 61 60 63 58 58 53 57 55 61 59 58 61 54 55 51 97 98 96 96 97 96 92 95 97 40 73 42 31 35 36 29 28 27 39 72 41 31 33 34 28 27 26 98 100 97 98 96 96 95 98 98 38 32 35 32 33 36 34 29 29 36 31 33 30 32 35 32 27 27 95 97 95 95 95 97 94 92 94 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 18. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 5 95 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 3 3 9 6 8 5 8 97 97 97 91 94 92 95 92 11 6 5 5 5 89 94 95 95 95 Full time ................................................................. Part time ................................................................ 5 3 95 97 Union ..................................................................... Nonunion ............................................................... 4 5 96 95 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10 17 6 5 4 4 90 83 94 95 96 96 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 5 11 4 95 89 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 5 6 6 8 2 4 95 94 94 92 98 96 Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 3 5 4 4 3 10 5 3 6 3 5 3 3 16 17 8 97 95 96 96 97 90 95 97 94 97 95 97 97 84 83 92 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 6 6 5 6 4 94 94 94 95 94 96 5 3 6 4 6 10 7 7 4 95 97 94 96 94 90 93 93 96 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 19. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 58 2 36 2 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 70 72 69 48 34 65 62 67 36 4 4 4 1 – 2 2 2 1 24 21 25 48 64 31 34 29 59 1 1 1 3 – 1 1 2 4 1 1 1 (1) – 1 1 1 1 15 50 44 42 46 – 1 1 1 – 78 46 49 50 48 5 3 5 6 4 – 1 1 1 – Full time ................................................................. Part time ................................................................ 58 53 2 1 36 43 2 2 1 1 Union ..................................................................... Nonunion ............................................................... 39 61 1 2 51 34 8 2 1 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 46 39 55 55 67 70 – – 2 2 4 5 49 55 41 40 26 22 4 5 2 2 3 1 – – 1 1 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 42 13 48 2 – 2 50 84 43 5 2 5 1 – 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 62 55 51 54 55 78 2 2 – 2 – 2 33 40 41 42 38 18 2 2 4 2 3 – 1 1 – 1 – – Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 82 81 85 87 82 59 63 66 50 62 61 68 62 48 48 45 4 3 3 4 2 – 2 – – 3 5 – 2 – – – 12 14 10 7 14 36 33 31 46 33 31 23 33 46 45 53 – 1 1 – 1 – – – – 2 2 – 2 6 7 – – 1 1 – 1 – – – – 1 2 2 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 44 43 47 67 62 71 2 2 1 3 2 4 51 52 49 27 34 20 2 2 3 3 2 3 1 1 1 1 1 1 66 62 52 54 61 57 62 53 58 4 2 2 3 2 – 2 2 3 27 33 42 42 35 34 32 44 36 – 2 4 2 2 6 2 – 2 – 1 (1) (1) 1 – 2 – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2010 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 61 12 22 4 1.3 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 1 1 2 – (2) – 1 2 57 54 59 62 48 65 73 62 61 12 13 11 17 33 10 9 11 11 25 26 25 17 – 20 15 22 23 5 6 4 1 3 4 – 5 3 1.4 1.4 1.4 1.3 1.4 1.3 1.2 1.4 1.3 1.0 1.0 1.0 1.0 – 1.0 1.0 1.0 1.0 – 2 1 1 1 48 64 59 52 65 8 12 17 16 17 39 20 22 28 15 – 3 2 2 1 1.5 1.3 1.3 1.4 1.3 – 1.0 1.0 1.0 1.0 Full time ................................................................. Part time ................................................................ 1 1 60 71 13 8 23 15 4 5 1.3 1.3 1.0 1.0 Union ..................................................................... Nonunion ............................................................... 2 1 67 60 8 13 20 22 3 4 1.3 1.4 1.0 1.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 67 50 65 59 57 53 15 – 13 13 11 12 15 – 19 23 26 29 – – 3 4 4 5 1.3 1.4 1.3 1.4 1.4 1.4 1.0 – 1.0 1.0 1.0 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1 – – 48 64 47 17 3 18 29 22 29 6 – – 1.5 1.3 1.5 1.5 1.0 1.5 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 1 – – – 1 63 68 45 85 66 42 12 12 26 6 11 6 21 17 25 8 20 44 3 2 – – – 8 1.3 1.3 1.5 1.1 1.3 1.6 1.0 1.0 1.5 1.0 1.0 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2010—Continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 2 5 6 2 – – – 67 63 64 64 64 54 51 51 53 68 60 55 69 62 62 42 8 – – – – – 14 11 – 12 16 16 11 27 29 – 17 25 25 23 28 26 33 35 30 16 17 19 15 – – 36 8 7 7 9 4 – 2 3 – 2 3 5 2 – – – 1.3 1.4 1.4 1.4 1.4 1.4 1.4 1.5 1.4 1.2 1.3 1.3 1.2 1.3 1.2 1.5 1.0 1.0 1.0 1.0 1.0 – – – – 1.0 1.0 1.0 1.0 1.0 1.0 1.5 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 1 1 1 – 1 58 58 59 62 63 61 12 12 13 12 13 12 23 23 24 22 21 23 5 6 5 3 – 3 1.4 1.4 1.4 1.3 1.3 1.3 1.0 1.0 1.0 1.0 1.0 1.0 3 3 – – (2) – – – 1 64 59 56 59 65 55 61 68 60 10 15 14 11 11 21 10 10 11 19 20 26 21 21 21 26 18 24 4 3 – – 3 3 – – 5 1.3 1.3 1.4 1.4 1.3 1.4 1.4 1.3 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2010 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $7,500 $10,000 $15,000 $25,000 $50,000 Management, professional, and related ................ Management, business, and financial ............... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10,000 10,000 5,000 10,000 5,000 10,000 10,000 10,000 15,000 10,000 10,000 10,000 10,000 10,000 20,000 20,000 10,000 15,000 15,000 20,000 15,000 50,000 50,000 20,000 25,000 20,000 30,000 25,000 50,000 50,000 35,000 50,000 50,000 50,000 50,000 9,000 10,000 10,000 10,000 8,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 15,000 20,000 15,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 10,000 5,000 10,000 5,000 15,000 10,000 25,000 18,000 50,000 25,000 Union ..................................................................... Nonunion ............................................................... 5,000 10,000 10,000 10,000 15,000 15,000 26,000 25,000 50,000 50,000 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 20,000 20,000 20,000 25,000 26,000 50,000 25,000 50,000 50,000 50,000 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10,000 10,000 10,000 10,000 10,000 10,000 20,000 15,000 20,000 25,000 25,000 25,000 50,000 50,000 50,000 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 6,000 5,000 10,000 5,000 7,500 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 10,000 15,000 12,500 25,000 21,000 25,000 20,000 25,000 45,000 50,000 50,000 50,000 30,000 50,000 50,000 Worker characteristics Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2010—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Financial activities ............................................. Finance and insurance .................................. Insurance carriers and related activities .... Education and health services ........................... Educational services ...................................... Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ $10,000 10,000 10,000 5,000 10,000 5,000 10,000 10,000 $15,000 15,000 15,000 10,000 15,000 10,000 10,000 10,000 $25,000 30,000 25,000 15,000 25,000 15,000 15,000 15,000 $50,000 50,000 50,000 25,000 50,000 25,000 20,000 20,000 $50,000 50,000 50,000 50,000 50,000 50,000 35,000 35,000 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10,000 10,000 10,000 5,000 7,500 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 15,000 25,000 25,000 25,000 25,000 25,000 30,000 50,000 50,000 50,000 50,000 50,000 50,000 7,500 10,000 10,000 10,000 10,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 15,000 25,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 45,000 50,000 50,000 Geographic areas East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured1 Commercially insured Legally required Other 46 35 16 2 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 50 51 49 34 29 49 51 49 39 35 36 35 34 50 32 29 34 39 13 11 14 32 – 17 19 17 15 2 1 2 1 – 1 1 1 7 24 49 45 47 44 43 36 40 41 38 20 12 12 9 15 13 3 3 2 4 Full time ................................................................. Part time ................................................................ 47 39 37 18 13 43 2 1 Union ..................................................................... Nonunion ............................................................... 45 46 32 36 16 17 7 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 37 34 44 44 52 53 30 – 38 39 32 32 32 47 16 14 13 13 1 – 2 2 3 3 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 46 15 52 40 42 39 10 31 7 4 13 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 46 49 44 52 46 62 34 30 39 24 33 26 18 19 – 22 15 – 2 2 – 1 6 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured1 Commercially insured Legally required Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 61 64 70 73 63 – 42 39 36 36 53 64 32 39 41 12 27 27 24 21 31 50 40 43 41 40 31 29 42 34 30 39 – – 6 – – 25 – 17 – 22 – 7 23 – – 49 – – (3) – – – – – – 3 – (3) 3 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 33 30 39 54 47 60 38 38 38 34 39 29 27 30 21 10 12 8 2 2 2 2 2 3 54 20 59 57 56 56 60 60 46 43 23 38 40 43 43 37 38 40 – 56 – – – – – – 11 – 2 3 3 1 – 3 – 3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employer assumes all risks and expenses of providing the benefit. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 20 80 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 16 14 17 35 20 23 18 19 84 86 83 65 80 77 82 81 19 20 17 14 21 81 80 83 86 79 Full time ................................................................. Part time ................................................................ 18 36 82 64 Union ..................................................................... Nonunion ............................................................... 18 20 82 80 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 36 52 22 17 15 14 64 48 78 83 85 86 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 13 26 11 87 74 89 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 22 23 17 29 20 9 78 77 83 71 80 91 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 20 8 7 6 6 15 11 26 25 24 12 25 42 43 54 80 92 93 94 94 85 89 74 75 76 88 75 58 57 46 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 28 30 23 15 17 12 72 70 77 85 83 88 7 48 6 7 9 10 3 14 93 52 94 93 91 90 97 86 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 7 2 66 22 2 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 2 1 3 – 4 5 3 17 1 (1) 1 2 – 1 1 1 7 62 58 64 84 88 66 68 65 59 33 38 31 8 9 27 25 28 15 2 1 3 2 – 3 2 3 2 24 12 20 21 20 11 4 6 8 – 58 60 63 60 67 6 21 10 10 9 2 2 1 1 – Full time ................................................................. Part time ................................................................ 8 4 3 1 64 81 23 13 2 1 Union ..................................................................... Nonunion ............................................................... 22 4 9 1 50 69 17 23 3 2 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 2 10 10 5 3 2 – 2 2 3 1 82 91 71 65 58 58 9 4 16 22 32 37 1 – 2 2 2 2 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 19 24 19 7 – 7 57 65 56 16 5 16 1 – 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 4 9 8 6 18 6 1 2 3 – – – 68 69 63 74 70 44 24 18 22 18 10 41 2 1 3 – – – Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1 – – – – 2 – – 2 3 2 1 4 4 7 – (1) 1 1 – – – – – 1 – – 1 – – – 43 48 43 35 53 82 70 74 79 78 81 74 77 90 90 86 51 50 55 63 46 – 27 25 – 14 16 24 13 3 – 6 5 (1) – – – – – – – 6 – – 7 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 7 10 7 9 6 1 1 1 3 2 4 73 74 72 62 68 55 17 17 16 26 20 31 1 1 1 3 1 4 6 4 14 13 8 9 6 5 4 1 1 5 3 2 – – – 2 62 81 56 62 61 74 53 62 61 29 13 24 19 27 12 34 29 28 1 1 2 3 2 – – – 6 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 90 13 24 26 26 26 10 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 89 88 95 94 88 84 89 89 12 13 12 13 12 13 12 13 13 21 20 22 26 12 21 20 21 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 30 11 11 12 5 6 12 16 11 11 94 86 91 90 91 13 13 13 13 13 26 26 26 26 25 26 26 26 26 26 26 26 26 26 26 26 39 26 26 26 6 14 9 10 9 Full time ................................................................. Part time ................................................................ 89 93 13 – 24 – 26 – 26 – 26 – 11 7 Union ..................................................................... Nonunion ............................................................... 87 90 13 12 26 21 26 26 26 26 52 26 13 10 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 92 95 92 91 87 87 13 – 13 13 13 13 24 – 21 24 25 25 26 – 26 26 26 26 26 – 26 26 26 26 26 – 26 26 26 26 8 5 8 9 13 13 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 91 95 90 13 13 13 26 26 26 26 26 26 26 26 26 26 26 26 9 5 10 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Information ......................................................... 89 87 90 81 74 12 13 12 12 13 22 21 20 13 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 52 11 13 10 19 26 Worker characteristics Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services: Junior colleges, colleges, and universities Health care and social assistance ................. 87 87 86 88 90 91 91 95 93 12 13 13 13 12 12 12 12 12 20 20 20 17 13 13 13 13 24 26 26 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 13 13 14 12 10 9 9 5 7 91 94 12 13 24 24 26 26 26 26 26 26 9 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 91 91 92 89 89 88 12 12 12 13 13 13 20 24 13 24 21 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 9 9 8 11 11 12 95 87 88 90 92 87 83 87 24 13 12 12 – 12 12 13 26 20 13 13 – 13 13 25 26 26 26 26 – 26 26 26 26 26 26 26 – 26 26 26 26 26 26 26 – 26 26 26 5 13 12 10 8 13 17 13 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 69 percent 50 percent 1 22 1 33 26 17 64.0 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 1 – – (1) – 1 – 17 17 17 37 – 21 22 21 22 1 – 1 – – 2 – 2 – 33 36 32 27 51 31 33 31 31 23 19 26 27 – 27 24 29 35 25 27 23 6 5 18 19 18 9 66.7 66.9 66.6 58.9 59.7 64.7 64.7 64.7 61.7 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – – 2 3 (1) 16 26 18 18 19 – – 1 1 1 23 36 38 41 35 49 27 26 26 25 7 9 15 11 20 62.4 61.3 64.0 62.0 66.4 66.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 20 39 1 – 35 19 26 31 18 11 64.4 61.5 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 2 1 24 22 3 1 19 35 38 25 15 17 64.0 64.1 65.0 60.0 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 – 38 55 22 18 18 17 – – 1 2 1 – 26 19 36 37 30 29 27 23 27 26 25 25 8 2 13 17 25 27 59.8 56.6 62.9 64.3 66.9 68.2 60.0 50.0 60.0 60.0 65.0 66.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3 – 3 14 19 12 1 – 1 37 16 41 27 52 24 19 8 21 65.2 63.3 65.5 60.0 66.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 – – – – – 24 21 12 25 23 – 1 – – – – – 32 31 40 28 27 – 26 27 32 27 17 35 16 20 13 18 31 37 63.8 65.6 64.4 64.2 69.9 71.2 60.0 60.0 60.0 60.0 60.0 67.0 60 percent 61 to 69 percent Median fixed percent of annual earnings Less than 50 percent All workers ............................................................. 51 to 59 percent Mean fixed percent of annual earnings Worker characteristics Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 2 – – 2 – – – 23 16 14 17 10 – 16 13 22 24 20 23 24 49 52 45 – – – – – – – – – 2 2 – 3 1 1 – 31 33 30 31 34 45 38 38 37 30 20 24 32 28 25 – 27 21 22 25 20 – 31 31 36 27 15 7 30 18 18 24 19 28 32 25 34 – 14 17 1 15 44 46 9 4 4 7 64.3 67.8 69.4 67.4 70.1 61.7 64.3 65.9 59.9 62.9 74.0 74.2 60.7 57.2 56.9 58.7 60.0 60.0 66.0 60.0 66.0 60.0 60.0 60.0 60.0 60.0 67.0 67.0 60.0 58.0 50.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 – – 1 2 1 ( ) 26 26 25 19 15 24 1 – – 1 1 2 31 29 34 34 36 31 31 33 26 23 26 20 11 10 14 21 20 23 62.2 62.3 62.2 65.3 65.0 65.6 60.0 60.0 60.0 60.0 60.0 60.0 – – – – – – – – – 15 40 9 8 13 – 8 – 12 – – – – – – – 1 – 42 9 43 45 56 47 47 47 26 19 42 24 19 11 4 19 13 29 23 7 23 25 19 – 24 26 24 65.1 61.0 65.7 66.1 65.1 60.2 67.3 66.5 67.3 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 65.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 70 $170 $250 $546 $1,000 $2,300 30 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 67 65 68 78 68 69 68 75 170 170 170 – 170 170 170 170 381 417 350 – 250 170 300 300 561 750 561 – 546 524 546 546 1,500 1,750 1,385 – 1,000 1,000 1,000 1,000 2,500 2,500 2,350 – 2,308 2,500 2,000 1,500 33 35 32 22 32 31 32 25 82 71 70 70 69 170 170 170 170 170 400 250 250 250 250 546 546 500 500 502 561 1,000 750 800 600 1,154 1,500 1,500 1,500 1,500 18 29 30 30 31 Full time ................................................................. Part time ................................................................ 70 70 170 170 300 170 546 350 1,154 546 2,308 561 30 30 Union ..................................................................... Nonunion ............................................................... 71 70 170 170 201 250 490 546 546 1,100 1,000 2,308 29 30 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 80 73 70 65 65 – – 170 170 170 170 – – 250 340 346 350 – – 546 546 546 560 – – 1,000 1,000 1,200 1,500 – – 2,000 2,300 2,308 2,350 24 20 27 30 35 35 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 65 87 60 170 170 175 300 260 300 524 546 515 1,000 561 1,000 1,500 1,500 1,500 35 13 40 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 72 68 73 68 62 57 170 170 170 170 170 170 250 200 364 170 200 170 546 500 546 500 500 300 1,000 600 800 561 577 524 2,308 1,500 1,385 2,500 1,000 715 28 32 27 32 38 43 Worker characteristics Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. 48 61 56 62 54 78 77 79 86 74 50 43 79 – $170 170 170 – – 170 – – 170 – – 170 – $500 500 500 – – 459 – – 300 – – 300 – $900 750 1,000 – – 561 – – 546 – – 546 – $2,309 2,309 2,500 – – 1,500 – – 1,000 – – 1,000 – $3,000 3,000 3,846 – – 2,500 – – 2,000 – – 2,000 52 39 44 38 46 22 23 21 14 26 50 57 21 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 77 80 70 65 68 62 170 170 170 170 170 170 170 170 170 364 364 350 524 524 524 561 546 600 750 750 800 1,500 1,154 1,500 1,500 1,500 1,500 2,309 2,000 2,500 23 20 30 35 32 38 61 88 55 56 65 54 59 66 – 170 250 250 250 230 – 200 – 170 400 350 500 500 – 470 – 470 700 500 1,000 1,000 – 546 – 546 1,153 1,250 1,750 1,500 – 1,500 – 561 2,308 2,309 2,500 2,308 – 2,326 39 12 45 44 35 46 41 34 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 9 91 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 8 8 8 8 10 12 9 10 92 92 92 92 90 88 91 90 9 10 9 10 8 91 90 91 90 92 Full time ................................................................. 9 91 Union ..................................................................... Nonunion ............................................................... 9 9 91 91 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 8 9 10 8 8 92 91 90 92 92 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10 10 10 90 90 90 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 8 12 9 8 21 92 88 91 92 79 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 5 9 9 11 7 7 6 9 8 10 9 8 95 91 91 89 93 93 94 91 92 90 91 92 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 9 4 9 8 11 93 91 96 91 92 89 4 8 8 7 9 7 12 8 10 96 92 92 93 91 93 88 92 90 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 93 5 1 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 94 92 94 97 96 94 92 94 90 6 7 5 3 – 6 7 5 6 (1) 1 – – – 1 – (1) 3 (1) (1) – – – (1) – (1) 2 88 91 87 85 90 6 5 4 4 5 – 2 6 8 3 – 2 3 2 3 Full time ................................................................. 93 5 1 1 Union ..................................................................... Nonunion ............................................................... 78 95 9 5 9 (1) 4 (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 95 95 94 94 91 92 3 – 4 5 6 7 – – 1 1 2 1 – – (1) (1) 1 (1) Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 89 90 89 4 7 3 5 3 6 2 – 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 93 88 93 94 78 6 9 3 3 21 1 2 – – – (1) 2 – – – Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2010—Continued (All workers with long-term disability coverage = 100 percent) Characteristics Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 88 92 91 89 92 98 96 97 97 96 94 93 97 100 99 95 12 8 8 10 7 – 3 3 – 3 5 – 3 – – – – – (1) – – – – – – – – (1) – – – – – – 1 – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 93 93 94 92 93 91 5 6 4 5 5 5 1 1 – 2 1 2 (1) (1) – 1 (1) 1 95 96 87 92 96 92 91 95 92 4 3 7 6 4 6 7 5 7 – 1 4 – – – (1) – – – 1 1 – – – 1 – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 20 64 8 6 2 58.8 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 21 18 22 36 – 16 16 16 22 64 65 64 53 67 65 63 66 66 8 9 7 5 – 10 12 10 4 6 6 6 – – 7 7 7 6 1 1 1 – – 2 2 2 2 58.7 59.1 58.5 57.1 59.0 59.7 60.0 59.6 58.8 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 18 24 19 17 21 73 63 70 69 71 – 5 5 7 2 4 6 5 – 4 – 2 2 – 2 59.5 58.5 58.6 58.9 58.3 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. 21 65 7 6 2 58.8 60.0 Union ..................................................................... Nonunion ............................................................... 31 19 55 65 4 8 6 6 4 1 58.1 58.9 60.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 19 18 22 21 55 67 67 63 62 6 7 8 8 10 7 6 6 5 6 – 1 2 1 1 59.0 58.6 59.2 58.7 58.8 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 18 12 18 67 75 65 8 – 9 6 7 6 2 – 1 59.2 60.7 59.0 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 21 20 16 21 52 64 65 66 68 27 8 7 10 – 12 6 6 6 6 4 2 3 2 – 5 58.8 59.4 58.7 60.2 55.9 60.0 60.0 60.0 60.0 50.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2010—Continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 61 to 66 percent Mean fixed percent of annual earnings Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 18 17 16 15 18 19 15 10 – 25 7 9 29 20 63 61 60 57 63 69 69 72 63 64 75 73 62 69 10 15 16 19 12 – 7 – 7 5 8 9 5 – 6 6 6 7 5 – – 9 5 5 9 7 – 7 3 2 2 2 2 – – – – (2) 2 2 – – 59.5 59.9 60.0 60.3 59.7 58.9 59.0 59.9 58.1 57.8 60.4 60.2 57.2 59.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 13 13 14 24 15 32 69 70 65 62 69 57 8 8 7 8 9 6 8 7 11 4 6 3 2 2 2 1 1 1 60.1 59.8 60.5 58.2 59.4 57.2 60.0 60.0 60.0 60.0 60.0 60.0 17 20 20 15 17 – 18 21 24 64 64 68 68 71 49 67 64 55 7 8 5 10 7 4 6 12 12 11 – 5 6 4 5 7 – 7 2 – 1 1 1 – 2 – 2 59.2 59.2 58.8 59.6 58.7 56.5 59.0 58.4 59.1 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 2 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 82 $3,500 $5,000 $8,000 $10,000 $15,000 18 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 83 84 82 83 84 86 84 82 4,500 5,000 4,000 3,000 3,000 2,500 3,600 3,000 6,000 6,000 5,000 5,000 5,000 5,000 5,000 4,000 10,000 10,000 8,000 8,000 9,000 7,000 10,000 5,000 12,000 12,500 10,000 10,000 10,000 10,000 10,500 10,000 15,000 15,500 15,000 15,000 15,000 18,000 15,000 15,000 17 16 18 17 16 14 16 18 84 80 74 79 69 2,500 3,399 2,500 2,500 2,500 5,000 4,000 5,000 5,000 5,000 5,000 5,000 7,000 7,500 5,000 8,500 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 10,000 16 20 26 21 31 Full time ................................................................. 83 4,000 5,000 8,000 10,000 15,000 17 Union ..................................................................... Nonunion ............................................................... 68 83 2,917 4,000 4,000 5,000 5,000 8,333 10,000 10,000 15,000 15,000 32 17 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 82 83 83 81 81 3,000 3,000 3,000 4,000 5,000 5,000 5,000 5,000 5,000 6,000 8,000 7,500 7,500 10,000 10,000 10,000 10,000 10,000 12,000 15,000 15,000 15,000 15,000 15,500 20,000 18 17 17 19 19 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 82 94 80 2,917 – 3,000 5,000 – 5,000 8,000 – 8,750 11,000 – 12,000 15,000 – 15,000 18 6 20 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Transportation and warehousing ................... Utilities ........................................................... 82 74 80 55 65 4,000 3,000 5,000 – 3,399 5,000 5,000 5,000 – 5,000 8,000 6,000 7,000 – 10,000 10,000 10,000 10,000 – 15,000 15,000 15,000 15,000 – 15,500 18 26 20 45 35 Worker characteristics Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2010—Continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 86 85 84 85 80 83 88 85 85 86 85 67 $4,000 5,000 5,000 5,000 5,000 5,000 5,000 3,000 4,000 4,167 3,000 3,000 $4,000 7,500 8,000 7,500 7,500 6,000 6,250 5,000 5,000 5,000 5,000 5,000 $6,000 10,000 10,000 10,000 10,000 10,000 10,000 6,000 7,000 7,500 6,000 5,000 $12,000 15,000 20,000 25,000 15,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 $15,000 25,000 25,000 30,000 20,000 16,600 15,000 15,000 14,000 15,000 15,000 10,000 14 15 16 15 20 17 12 15 15 14 15 33 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 82 83 80 82 85 79 3,000 3,000 3,000 4,000 4,000 4,000 5,000 5,000 5,000 5,000 5,000 6,000 6,667 7,000 6,000 10,000 7,500 10,000 10,000 10,000 10,000 12,000 10,000 15,000 15,000 15,000 12,000 15,000 15,000 17,300 18 17 20 18 15 21 86 83 75 81 82 81 85 83 4,167 3,000 3,000 4,000 3,500 4,000 4,000 4,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 7,500 8,000 7,000 10,000 7,500 8,000 8,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 12,000 15,000 15,000 15,000 15,000 15,000 15,000 15,000 20,000 17,300 14 17 25 19 18 19 15 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid jury duty leave Family leave1 Paid Unpaid 78 62 77 37 68 10 85 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 96 86 54 61 81 72 88 79 86 91 84 42 37 67 55 74 51 87 96 83 59 66 80 70 86 78 54 56 54 24 24 40 32 45 26 85 88 84 49 65 72 66 76 57 17 18 17 6 7 11 7 13 7 90 92 89 79 85 86 86 87 77 67 91 84 91 78 36 66 54 53 55 66 90 83 90 75 17 35 31 30 33 42 72 69 71 67 5 9 5 6 4 71 84 85 86 83 Full time ................................................................. Part time ................................................................ 90 40 74 26 91 37 43 19 77 42 12 5 88 76 Union ..................................................................... Nonunion ............................................................... 88 76 71 61 87 76 48 36 85 66 10 10 91 84 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 52 35 85 90 89 89 32 19 66 75 84 86 53 39 84 89 89 89 19 12 39 43 53 54 44 33 71 78 85 87 4 3 9 12 16 18 78 72 85 88 90 91 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 88 68 95 54 36 61 88 68 95 30 17 35 70 40 81 8 5 9 86 70 92 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 75 79 91 72 83 98 64 61 79 51 72 93 75 78 91 71 84 96 39 34 35 32 38 61 68 71 75 66 79 92 11 5 8 4 4 10 84 87 84 86 92 97 Establishment characteristics See footnotes at end of table. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics Paid holidays Paid Paid sick Paid personal leave vacations leave Paid jury duty leave Family leave1 Paid Unpaid Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 93 93 95 96 95 84 81 89 69 82 63 80 85 41 39 74 89 89 92 94 90 80 64 83 40 78 75 82 78 31 29 53 92 92 95 96 95 82 76 89 59 79 53 72 83 51 50 71 69 60 64 63 67 43 35 45 19 53 46 56 54 15 14 25 91 89 92 93 91 77 63 77 41 80 79 93 80 38 37 58 20 23 25 22 26 15 12 15 6 15 11 13 16 4 4 10 96 89 94 95 92 73 80 84 72 88 85 93 88 77 78 76 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 70 68 75 87 85 90 53 52 56 73 67 81 70 69 75 85 82 89 26 25 32 50 44 57 57 54 64 82 77 89 7 7 9 13 10 17 77 73 89 94 92 96 76 80 79 75 78 79 80 75 75 69 67 58 62 60 55 63 62 65 75 77 78 76 79 77 78 77 76 46 46 40 32 36 35 32 34 33 80 78 69 66 69 69 65 62 59 12 9 11 9 11 6 9 8 12 88 83 83 86 83 90 82 84 87 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2010 (All workers with paid holidays = 100 percent) Paid holidays Characteristics Mean number of days Median number of days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 10 24 13 14 9 15 7 4 2 1 2 8 8 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 2 3 28 8 10 17 6 11 14 11 15 25 34 31 46 23 29 13 10 15 13 – 12 11 13 18 15 15 15 12 – 13 10 15 12 11 12 11 7 – 9 6 10 8 21 26 18 6 6 15 6 20 10 10 10 10 4 5 5 2 7 5 7 7 7 2 3 2 1 3 3 2 3 2 1 – 1 (1) 2 2 1 2 1 (1) (1) (1) (1) 1 (1) 3 3 3 1 1 1 (1) 1 1 9 9 9 6 7 8 6 8 8 9 10 9 6 7 7 6 8 7 16 8 9 7 10 32 27 22 16 30 17 18 12 12 13 12 12 14 13 16 9 8 10 11 10 7 13 14 17 10 3 7 8 10 6 1 4 4 6 2 1 2 2 3 1 (1) (1) 1 1 1 1 1 3 4 2 7 8 8 9 8 7 7 8 9 7 Full time ................................................................. Part time ................................................................ 8 31 22 32 14 9 14 9 10 5 16 7 8 3 4 1 2 1 1 (1) 2 1 8 6 8 6 Union ..................................................................... Nonunion ............................................................... 2 12 15 25 10 14 16 13 12 9 16 14 12 6 8 4 3 1 2 1 6 1 9 8 9 7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 28 49 11 5 3 1 34 26 30 20 13 11 14 10 14 13 12 11 10 6 14 15 15 14 5 4 9 11 12 13 5 3 13 17 21 22 2 1 6 9 10 11 1 – 2 5 7 9 (1) – 1 2 3 3 (1) – (1) 1 1 1 1 – 1 1 4 3 6 5 7 8 9 9 6 6 7 8 9 9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 6 17 4 16 36 11 11 19 9 12 12 12 13 8 13 17 4 20 10 2 13 7 – 9 3 – 3 1 – 2 3 – 4 9 7 9 9 6 10 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 11 13 4 21 5 – 26 39 21 55 23 – 14 12 18 11 9 – 14 12 17 7 21 9 9 7 11 4 10 18 14 8 13 2 18 16 6 4 6 1 10 16 3 2 4 (1) 2 9 1 1 – – – 15 1 (1) – – – – 1 1 3 – – – 8 7 8 6 8 10 7 6 8 6 8 10 All workers ............................................................. Less than 6 days Worker characteristics Establishment characteristics See footnotes at end of table. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2010—Continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 6 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days Mean number of days Median number of days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 1 1 1 1 1 4 6 2 14 6 2 2 7 52 59 10 14 10 7 6 9 23 21 12 37 26 2 1 30 12 10 23 29 8 6 4 12 14 14 14 15 16 4 2 18 14 13 14 17 18 18 14 27 16 16 20 12 13 8 7 13 12 11 14 9 13 13 7 17 14 10 14 5 8 6 6 9 3 4 7 16 36 42 57 21 10 17 22 8 13 15 10 12 3 2 10 9 9 8 6 9 14 7 9 5 7 16 18 6 3 – 4 5 3 2 2 2 3 5 6 3 3 12 13 2 – – 7 – 1 1 1 1 – 1 – – 2 11 14 1 – – 4 – (1) 1 ( ) – – – 1 – – 1 8 10 – – – 2 – 1 ( ) – – – 2 – – 3 17 18 – – – 4 8 9 9 9 9 8 8 9 7 8 12 12 8 5 5 8 8 9 10 10 9 8 8 9 6 8 11 12 7 5 5 8 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 14 14 14 7 8 5 26 27 25 21 26 14 15 15 15 11 13 9 13 14 11 14 13 15 9 8 12 9 10 9 13 13 12 16 14 19 4 4 5 10 9 11 2 2 4 6 4 9 1 1 1 2 2 3 (1) (1) (1) 1 1 2 1 1 1 3 1 5 7 7 7 8 8 9 7 7 7 8 8 9 5 10 7 7 13 – 14 11 8 16 19 24 29 28 22 26 26 20 9 12 16 19 13 11 12 12 13 10 12 13 15 11 16 13 18 17 11 11 10 8 8 8 10 10 9 25 15 14 8 15 10 14 10 17 13 9 6 8 5 5 7 7 7 8 7 3 2 4 2 3 3 5 1 2 2 3 1 1 1 2 1 1 1 1 – 1 – (1) – 1 3 3 4 – 1 – 1 – 1 9 8 8 8 7 7 8 8 8 10 8 8 7 7 7 7 8 8 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2010 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year1 As needed2 Other basis3 66 7 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 60 63 59 63 56 69 76 65 67 67 74 71 76 9 9 9 4 2 6 7 5 10 11 5 5 5 31 28 32 34 42 26 17 30 23 22 21 24 19 Full time ................................................................. Part time ................................................................ 66 65 7 5 27 30 Union ..................................................................... Nonunion ............................................................... 75 64 6 7 19 29 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 68 60 68 67 62 62 5 8 4 6 10 13 27 32 28 27 28 26 Goods-producing industries ................................... Manufacturing .................................................... 67 66 9 8 24 26 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 65 78 71 83 77 69 6 7 12 5 3 – 28 15 17 12 20 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2010—Continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics Fixed number of days per year1 As needed2 Other basis3 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 65 62 61 70 47 64 63 59 69 57 77 77 53 62 58 70 15 7 6 4 7 8 9 11 4 3 8 10 2 5 5 10 20 32 33 26 46 28 29 30 27 40 15 13 44 33 36 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 68 66 72 64 68 59 9 10 5 5 5 5 23 23 23 31 27 36 63 72 62 65 63 47 72 61 69 9 8 8 6 5 8 6 7 6 28 20 29 29 32 45 22 31 26 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 Plan does not specify maximum number of days. 3 Includes sick leave plans, such as those available as part of consolidated leave plans, which may also provide vacations, personal leave, etc. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2010 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 19 55 22 3 1 7 6 Full time ................................................................. Part time ................................................................ 18 30 56 49 23 20 3 – 1 – 8 6 6 6 Union ..................................................................... Nonunion ............................................................... 18 19 41 57 34 21 6 2 1 1 8 7 6 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 25 25 25 14 17 9 57 56 59 53 63 40 16 17 13 28 18 42 1 1 – 4 2 7 (3) (3) – 1 (3) 3 6 6 6 9 7 11 5 5 5 6 6 10 All workers ............................................................. 17 55 23 3 2 8 6 Full time ................................................................. Part time ................................................................ 16 28 55 51 24 19 3 – 2 – 8 6 6 6 Union ..................................................................... Nonunion ............................................................... 16 18 42 57 34 21 6 2 2 2 9 8 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 24 22 12 16 7 57 56 60 53 62 40 17 18 15 29 19 42 2 2 – 4 2 6 (3) (3) – 3 1 5 7 7 7 9 7 12 5 5 6 6 6 10 After 5 years See footnotes at end of table. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 17 55 23 3 2 8 6 Full time ................................................................. Part time ................................................................ 16 28 55 50 24 20 3 – 2 – 9 7 6 6 Union ..................................................................... Nonunion ............................................................... 15 17 43 57 32 22 8 3 2 2 9 8 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 24 22 12 15 7 57 56 59 53 63 40 17 18 16 28 19 41 2 2 3 4 2 7 (3) (3) 1 3 1 5 7 7 7 10 8 13 5 5 6 6 6 10 All workers ............................................................. 17 55 23 3 2 9 6 Full time ................................................................. Part time ................................................................ 16 28 55 50 24 20 3 – 2 – 9 7 6 6 Union ..................................................................... Nonunion ............................................................... 15 17 43 57 32 22 8 3 2 2 10 9 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 24 22 12 15 7 57 56 59 53 63 40 17 18 16 28 19 41 2 2 3 4 2 7 (3) (3) 1 3 1 5 7 7 7 11 8 14 5 5 6 6 6 10 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 3 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 36. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2010 (All workers with paid vacations = 100 percent) Paid vacations days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 7 39 36 11 5 2 9 10 Full time ................................................................. Part time ................................................................ 4 25 37 48 38 18 12 4 6 4 2 2 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 4 7 46 38 39 36 6 12 4 6 1 2 9 10 10 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 10 7 5 6 3 47 47 46 31 39 21 34 33 36 38 36 40 7 7 6 15 12 19 2 2 – 8 5 13 1 1 – 3 2 4 8 8 8 11 9 12 5 5 8 10 10 10 All workers ............................................................. 2 10 37 34 11 6 14 15 Full time ................................................................. Part time ................................................................ 1 10 8 26 37 36 36 18 12 5 6 5 14 11 15 10 Union ..................................................................... Nonunion ............................................................... 1 2 7 11 46 36 34 34 8 11 4 6 13 14 12 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 2 1 1 1 15 17 9 6 8 4 41 40 44 33 40 24 31 30 35 36 34 39 7 7 7 14 11 19 3 3 3 9 6 14 12 12 13 15 14 17 10 10 12 15 15 15 After 5 years See footnotes at end of table. Table 36. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2010—Continued (All workers with paid vacations = 100 percent) Paid vacations days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 2 8 16 41 22 12 17 15 Full time ................................................................. Part time ................................................................ 1 9 6 21 15 18 42 33 24 11 13 8 17 13 15 15 Union ..................................................................... Nonunion ............................................................... 1 2 4 8 11 16 56 39 19 22 9 12 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 1 1 1 1 12 14 7 3 4 3 22 24 17 9 11 7 39 37 47 42 50 33 18 17 21 26 23 30 6 6 7 18 11 26 15 14 16 18 17 20 15 15 15 16 15 20 All workers ............................................................. 2 7 13 19 36 24 19 20 Full time ................................................................. Part time ................................................................ 1 9 5 18 12 15 19 18 38 23 25 16 19 15 20 15 Union ..................................................................... Nonunion ............................................................... 1 2 3 8 7 13 10 20 45 35 35 22 21 19 20 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 1 12 13 7 3 4 2 19 21 14 7 8 6 25 25 25 13 17 7 28 26 35 43 46 40 14 12 18 34 24 46 16 16 18 22 20 23 15 15 20 20 20 22 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 37. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2010 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 23 15 20 23 25 77 8 12 15 17 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 34 28 37 25 20 22 12 27 14 17 17 18 14 14 15 12 15 10 22 22 22 20 18 20 17 21 15 25 25 26 23 22 23 19 24 18 28 27 28 24 25 25 22 26 20 66 72 63 75 80 78 88 73 86 10 10 10 6 6 8 7 8 7 14 14 14 11 11 12 12 12 11 17 17 17 13 13 15 14 15 13 19 19 19 14 14 17 17 17 15 14 13 13 14 11 9 11 10 11 10 13 16 16 16 15 16 19 19 18 19 17 21 22 22 22 86 87 87 86 89 6 7 7 7 7 9 11 11 11 11 11 14 14 14 14 12 16 17 17 17 Full time ................................................................. Part time ................................................................ 24 20 15 12 20 17 24 20 26 22 76 80 8 6 12 9 15 12 17 14 Union ..................................................................... Nonunion ............................................................... 16 24 13 15 18 20 21 23 25 25 84 76 8 8 13 12 16 14 20 16 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 16 15 23 23 29 28 12 11 14 15 17 17 18 17 20 20 21 21 20 20 23 24 24 25 22 21 25 26 27 27 84 85 77 77 71 72 6 5 7 8 10 11 10 9 12 13 14 14 12 11 14 15 16 17 14 12 17 18 19 20 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 14 15 14 11 9 11 15 12 16 18 15 19 22 16 23 86 85 86 7 6 7 11 9 12 14 11 15 17 11 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 25 10 16 8 9 14 16 11 11 10 10 16 21 16 16 17 17 19 24 19 19 19 21 22 26 22 21 22 24 28 75 90 84 92 91 86 8 7 8 6 7 10 12 11 12 11 12 13 15 14 15 14 16 16 17 18 17 17 20 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 37. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 5 10 20 year years years years Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Other services ................................................... 17 35 36 29 51 28 25 28 23 47 12 7 50 11 17 17 18 18 18 11 14 15 12 18 14 18 18 13 21 21 22 22 22 15 18 18 16 23 17 24 24 17 24 24 25 25 25 18 21 21 19 27 19 26 27 19 27 26 28 27 28 19 23 22 21 28 19 28 29 20 83 65 64 71 49 72 75 72 77 53 88 93 50 89 10 10 10 10 10 9 8 9 6 10 13 14 10 7 13 14 14 14 14 13 12 13 10 14 16 17 14 11 17 16 17 16 16 15 14 16 12 17 18 19 16 13 20 19 19 19 19 16 16 17 13 18 20 21 18 14 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 17 18 17 29 23 37 12 12 14 17 15 17 18 17 19 21 20 22 21 20 22 25 23 26 22 21 24 27 26 28 83 82 83 71 77 63 7 7 7 8 8 10 11 11 12 13 12 14 13 13 15 16 15 17 15 14 17 19 18 21 27 17 23 25 23 28 20 29 25 17 16 14 16 16 13 15 14 15 23 21 19 20 20 19 20 20 20 26 24 23 23 23 23 23 23 23 27 26 25 26 25 25 25 24 25 73 83 77 75 77 72 80 71 75 9 8 8 7 7 7 7 8 8 13 13 12 12 11 11 12 13 13 16 15 15 15 14 14 14 15 15 18 17 18 17 16 16 16 17 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 38. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 9 5 5 31 45 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 18 17 18 9 3 7 3 10 4 13 18 10 1 – 5 3 7 2 11 13 10 2 3 5 3 7 3 47 49 46 17 18 34 33 34 22 63 65 62 28 28 50 51 49 33 1 6 5 6 3 1 3 1 2 1 2 5 3 3 2 13 30 26 29 23 24 41 41 42 41 Full time ................................................................. Part time ................................................................ 11 6 6 2 7 2 35 20 50 32 Union ..................................................................... Nonunion ............................................................... 14 9 1 5 6 5 41 30 67 43 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 6 7 9 17 19 1 (3) 3 6 12 16 1 1 3 7 11 14 16 10 29 35 47 50 27 20 44 50 64 69 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 7 (3) 9 4 2 6 2 3 2 31 11 39 44 20 52 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10 3 5 1 2 19 5 2 4 1 – – 6 3 3 2 4 8 31 32 21 34 32 70 46 52 39 52 60 82 Worker characteristics Establishment characteristics See footnotes at end of table. Table 38. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 25 31 35 23 – 8 10 3 16 16 20 16 10 – 5 9 15 17 16 17 7 12 18 6 3 7 8 2 1 – 2 13 19 24 23 25 – 8 12 2 7 11 19 6 1 1 2 60 49 56 54 58 22 24 26 12 40 38 64 41 11 12 15 76 61 70 68 70 30 39 44 24 53 48 76 54 23 23 21 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 3 5 16 8 27 4 4 3 7 4 10 3 2 4 9 5 13 14 12 20 50 40 63 25 21 36 69 59 82 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 9 9 11 8 9 – 9 8 10 7 6 5 5 5 3 5 5 4 9 6 4 5 4 2 3 7 9 32 31 37 33 29 29 29 26 29 44 44 47 44 47 45 45 43 45 1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 3 Less than 0.5 percent. Geographic areas NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 39. Financial benefits: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with care reimburse- no employer reimbursement contributions ment account account Financial planning Total1 Performance Signing Other 14 18 33 35 18 17 8 2 1 6 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 19 25 17 6 – 18 19 18 11 31 32 30 9 11 17 9 22 13 56 58 55 19 17 34 28 38 20 58 61 57 19 20 36 28 41 23 23 26 22 13 28 21 22 20 13 27 32 24 8 7 20 19 20 10 11 14 9 3 4 10 11 10 6 4 6 4 1 – 3 2 3 3 3 4 2 (2) – 1 1 2 1 8 11 6 3 4 8 9 7 3 5 16 10 10 10 9 17 15 18 12 10 31 26 29 23 13 33 28 32 23 9 18 17 17 17 5 15 12 14 9 2 10 7 7 7 – 5 1 1 1 1 1 1 1 1 1 5 5 5 6 Full time ................................................................. Part time ................................................................ 16 6 22 8 39 18 41 17 21 12 19 9 9 5 3 1 2 (2) 7 4 Union ..................................................................... Nonunion ............................................................... 12 14 19 18 40 33 40 35 25 18 20 16 10 8 4 2 1 1 5 6 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 4 15 15 20 23 7 4 17 23 28 32 15 10 30 38 55 63 15 10 32 41 57 64 12 8 19 19 24 25 8 6 15 17 28 30 5 6 6 8 13 15 1 – 1 2 6 6 (2) (2) 1 1 3 4 4 5 5 6 8 10 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 12 5 15 18 7 22 31 9 40 34 12 43 16 7 19 16 5 22 7 1 10 3 – 4 2 – 3 5 – 6 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 14 18 11 19 18 32 18 13 20 6 18 53 34 30 25 27 40 71 35 29 30 26 36 65 19 22 16 24 26 17 17 16 16 16 11 35 8 10 7 11 9 16 2 1 1 1 – 3 1 1 – 1 2 2 6 9 6 10 7 14 Establishment characteristics See footnotes at end of table. Table 39. Financial benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with care reimburse- no employer reimbursement contributions ment account account Financial planning Total1 Performance Signing Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 32 29 34 37 35 12 13 17 6 10 10 14 10 5 – 4 31 37 43 48 38 13 19 23 9 26 24 29 26 4 5 12 69 60 69 71 66 25 33 45 14 43 44 70 43 12 12 12 70 64 73 74 70 30 33 45 15 46 49 73 46 13 13 15 24 19 22 25 18 9 18 20 16 21 32 47 19 – – 13 – 41 49 50 46 8 18 25 7 14 14 23 15 8 9 6 36 18 22 24 20 – 7 8 4 2 1 3 2 5 6 1 24 8 10 13 6 – 2 2 – (2) – – (2) 1 – – 2 4 4 6 3 – 2 2 – 1 1 3 (2) – – – 14 14 17 17 16 – 6 7 3 1 (2) 1 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 7 10 21 19 23 10 9 14 27 22 34 19 16 28 51 41 64 20 16 29 53 43 67 11 10 15 27 25 30 8 7 9 27 21 35 4 4 6 12 10 15 1 1 1 4 2 5 1 1 (2) 2 1 3 3 2 5 9 8 11 10 10 15 15 14 21 12 15 14 18 16 19 22 18 20 19 19 14 42 33 35 38 33 20 33 38 31 42 34 36 42 34 29 35 37 32 20 21 19 14 16 – 15 20 19 15 15 18 18 15 20 16 18 18 9 7 9 5 9 17 7 6 7 2 2 3 1 2 4 2 1 3 1 1 2 1 2 2 1 1 1 7 5 6 4 6 – 5 5 5 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 40. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance1 Retiree health care benefits2 Under age Age 65 and 65 over 14 17 15 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 24 28 23 6 6 16 14 18 10 25 32 23 5 8 20 20 20 15 23 29 20 4 7 19 19 19 14 4 15 11 9 12 10 20 16 16 16 9 19 13 12 14 Full time ................................................................. Part time ................................................................ 16 9 20 9 18 8 Union ..................................................................... Nonunion ............................................................... 20 14 38 15 33 13 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 5 11 16 27 32 7 4 13 18 32 34 7 4 12 16 29 32 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10 3 13 18 6 23 15 5 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 15 15 9 13 25 37 17 21 13 19 33 65 15 20 9 18 31 59 Worker characteristics Establishment characteristics See footnotes at end of table. Table 40. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Long-term care insurance1 Characteristics Retiree health care benefits2 Under age Age 65 and 65 over Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 47 36 43 46 39 11 14 17 5 15 25 42 13 3 3 3 48 37 47 50 42 – 13 17 4 13 24 42 11 1 2 7 49 38 48 53 41 – 12 16 4 10 23 40 8 1 1 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 5 9 24 17 33 7 6 11 29 21 – 6 5 10 26 20 – 14 14 15 12 17 14 14 14 13 16 17 18 16 18 16 19 14 16 15 16 17 14 15 12 15 15 15 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 41. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus2 44 5 4 11 10 5 3 6 12 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 52 59 49 30 44 48 42 52 47 8 9 7 1 1 4 2 5 5 6 7 6 4 – 3 2 4 3 13 18 11 6 6 12 9 14 14 6 7 5 7 5 14 15 13 13 8 7 9 2 – 4 3 6 3 2 2 2 2 9 6 10 3 2 9 8 10 7 – 6 4 8 2 17 20 16 6 – 11 8 12 14 43 50 44 49 39 4 5 7 10 5 2 5 2 2 3 15 13 10 12 8 15 12 11 11 11 2 4 5 6 4 1 2 2 2 2 1 4 5 6 4 11 18 14 16 12 Full time ................................................................. Part time ................................................................ 50 27 6 1 5 2 13 6 11 6 6 2 3 3 7 5 15 5 Union ..................................................................... Nonunion ............................................................... 37 45 7 5 4 4 4 12 4 11 8 5 1 3 2 7 18 11 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 30 24 46 51 54 56 1 1 4 6 9 10 2 2 3 4 7 8 6 5 11 13 14 15 9 8 13 11 6 5 1 (4) 5 6 8 9 3 1 6 2 1 1 5 4 7 6 8 9 5 5 11 14 20 19 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 52 46 54 11 4 14 3 1 3 14 18 13 11 17 10 6 2 7 1 1 1 5 – 7 17 8 20 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 43 43 51 40 41 60 4 4 7 1 9 3 4 3 2 1 7 11 10 10 19 8 5 26 10 15 12 18 9 3 5 3 6 2 2 8 3 8 (4) 12 2 – 7 4 4 4 3 – 11 9 14 6 14 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 64 66 71 73 66 46 47 60 32 41 21 21 44 26 25 32 2 8 10 7 15 2 7 13 3 1 (4) 1 2 4 ( ) 1 2 13 7 8 5 11 5 5 6 3 4 4 2 4 4 4 3 12 23 25 28 18 17 13 20 5 6 – – 7 6 6 11 4 9 8 8 9 12 8 11 5 8 3 1 9 7 7 10 6 4 4 5 3 4 6 4 4 9 9 13 9 – – 4 – 2 1 1 3 2 2 – 1 3 – – 3 1 – – 6 10 12 11 14 4 9 11 8 10 2 3 11 4 5 2 33 21 25 25 24 8 13 12 10 10 3 2 11 6 6 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 41 41 39 48 44 54 4 4 5 6 4 10 3 2 5 5 4 7 13 13 10 9 8 10 13 14 7 7 10 4 3 3 4 7 5 9 1 1 1 5 7 2 3 2 6 10 9 12 8 8 10 17 13 22 47 42 45 45 47 48 46 44 39 5 3 7 6 4 3 6 5 5 4 3 3 4 4 – 4 5 4 9 11 12 13 10 13 9 11 11 14 7 9 9 12 14 13 12 6 7 8 8 2 3 2 2 4 5 2 2 3 3 4 5 3 3 3 8 6 8 7 8 5 7 5 4 8 11 14 11 13 14 15 10 11 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 4 Less than 0.5 percent. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 58 12 7 23 57 14 2 28 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 84 73 32 40 61 53 66 61 11 11 11 13 8 11 11 11 16 3 1 4 10 11 9 13 5 4 10 4 12 45 42 20 23 17 20 76 84 72 31 41 57 47 64 57 11 10 11 14 – 15 16 14 20 1 1 2 2 – 1 1 1 2 12 5 15 53 35 27 35 21 22 56 66 61 62 61 14 17 15 19 10 5 2 5 3 6 25 15 19 16 23 47 67 64 69 58 23 17 13 12 13 2 2 1 1 1 28 15 23 18 28 Full time ................................................................. Part time ................................................................ 71 20 15 4 2 19 11 57 72 13 14 11 1 2 12 74 Union ..................................................................... Nonunion ............................................................... 86 55 6 13 2 7 6 25 81 54 10 14 1 2 8 30 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 27 14 61 72 81 84 11 10 15 14 9 7 13 17 6 3 2 3 49 60 18 11 7 6 25 13 61 71 79 83 13 11 15 15 11 9 2 1 2 1 1 2 61 76 22 13 8 7 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 69 55 75 16 17 16 3 5 2 12 24 8 70 44 80 15 27 10 1 1 1 14 27 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 56 63 71 56 73 93 12 10 15 9 9 – 7 9 3 13 4 – 25 18 10 22 14 4 54 57 67 47 75 91 13 16 19 18 7 – 2 1 1 1 2 – 31 26 13 34 16 5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Medical care and retirement benefits Characteristics Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 82 78 85 89 81 51 53 67 32 64 68 86 63 22 22 36 8 7 5 3 6 18 14 16 13 11 8 4 12 15 15 15 3 5 4 3 4 8 4 4 5 6 6 2 7 11 11 8 8 10 6 4 8 23 29 14 50 18 19 8 18 52 53 41 83 78 84 89 79 53 55 68 34 62 66 85 61 23 22 37 6 8 5 4 8 – 12 15 11 13 10 4 14 14 14 14 1 2 2 2 2 – 3 1 4 2 1 1 2 1 1 3 10 13 8 6 11 30 30 16 51 23 24 10 23 62 63 46 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 43 39 55 76 72 82 16 17 15 8 9 6 8 8 8 5 5 3 33 37 21 11 13 9 41 37 55 75 69 84 18 19 15 9 13 4 1 1 1 2 2 2 40 43 29 14 17 10 57 61 60 61 59 56 55 59 56 12 10 12 9 13 18 12 12 15 6 7 7 8 7 6 6 7 5 25 22 22 22 21 20 27 22 25 56 54 62 59 58 61 57 57 52 13 17 10 10 13 13 11 14 19 2 2 2 2 1 2 2 1 1 29 27 27 29 27 24 31 28 28 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 20 51 1 28 53 18 6 23 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 27 33 24 8 7 18 11 22 26 60 61 59 37 41 54 53 55 51 1 (1) 1 1 1 2 3 1 (1) 13 5 16 55 51 26 34 21 23 72 80 68 28 38 57 50 62 53 15 14 15 17 10 15 14 15 24 3 1 4 10 10 7 11 5 3 10 4 13 46 43 21 25 18 20 23 28 24 24 25 46 55 52 58 46 1 – 1 1 ( ) 1 29 – 23 19 28 46 60 51 56 47 24 24 25 25 24 5 2 4 3 6 26 15 20 16 23 Full time ................................................................. Part time ................................................................ 23 8 63 16 (1) 3 13 73 65 16 21 8 2 17 11 59 Union ..................................................................... Nonunion ............................................................... 68 14 23 54 1 1 8 31 53 53 38 15 2 6 7 25 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 2 15 24 37 37 33 21 61 62 53 55 2 2 1 (1) 1 – 60 75 23 14 9 – 24 12 56 65 74 79 14 11 20 21 16 12 12 15 5 3 2 2 50 62 19 11 8 6 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 28 17 32 57 54 58 (1) 1 – 14 28 – 62 46 68 23 25 22 3 5 2 12 24 8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 18 19 17 12 36 81 50 54 69 52 46 14 1 2 1 3 – 1 31 25 13 32 – 4 51 55 67 50 51 90 17 18 19 15 31 5 7 7 3 10 3 2 26 20 10 25 14 4 Worker characteristics Establishment characteristics See footnotes at end of table. Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 46 42 51 56 48 13 – – – 19 – 17 20 2 – – 44 43 39 36 39 57 56 74 38 56 61 73 55 35 34 41 1 (1) 1 1 – – – – – 1 – – 1 1 – – 10 14 10 7 – 31 33 17 54 24 22 – 24 62 63 48 78 75 83 86 80 46 52 66 31 57 63 85 56 21 20 31 11 10 6 6 7 23 15 17 14 18 12 5 19 16 16 20 3 5 4 3 4 8 4 4 5 6 4 2 6 11 11 7 8 10 6 4 8 23 29 14 50 19 21 8 19 52 53 42 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 7 13 32 21 46 50 48 57 53 60 42 1 (1) 1 1 2 1 40 44 28 14 17 11 40 36 51 68 66 72 19 19 19 16 16 16 8 8 7 4 5 3 33 37 23 12 14 9 21 25 24 19 16 15 15 15 20 48 46 47 51 56 59 52 56 50 1 1 1 1 1 1 (1) 2 1 30 28 27 30 28 24 32 27 29 52 52 53 55 56 50 53 56 50 17 19 19 15 16 24 14 15 21 6 6 6 8 6 6 6 6 4 25 23 23 23 22 20 27 23 25 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 43. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 35 32 59 72 68 82 85 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 51 55 49 21 21 38 29 43 24 51 53 50 19 16 34 26 40 21 82 90 79 38 35 64 53 72 49 86 95 82 46 57 75 63 83 72 90 94 88 47 48 73 63 80 57 93 97 91 64 70 84 76 89 82 93 98 91 68 71 88 81 92 86 14 34 29 29 30 11 30 22 21 24 32 65 51 51 51 58 87 79 88 71 43 72 63 62 64 73 92 87 92 82 78 95 89 93 84 Full time ................................................................. Part time ................................................................ 42 14 38 12 72 21 87 28 80 35 94 48 95 54 Union ..................................................................... Nonunion ............................................................... 45 34 39 31 69 58 84 70 80 67 92 81 94 84 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 16 10 37 41 50 51 13 8 32 37 49 50 28 14 63 73 81 83 42 25 79 87 86 86 38 25 72 81 88 91 59 47 88 93 94 94 65 51 91 94 94 94 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 29 14 35 22 11 27 53 33 60 84 59 94 62 43 70 90 73 96 92 79 97 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 36 32 34 29 34 59 34 26 30 22 30 58 61 59 76 49 69 93 69 72 89 63 79 96 70 70 84 61 80 97 81 83 94 76 91 98 83 87 94 82 92 99 Worker characteristics Establishment characteristics See footnotes at end of table. Table 43. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Health care and social assistance ................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 67 58 63 62 65 41 33 44 17 48 30 46 51 14 12 22 65 57 62 61 64 41 32 43 16 48 41 49 50 11 11 17 87 88 91 92 89 78 62 81 37 72 50 68 76 26 24 50 90 91 94 95 94 80 74 87 56 76 52 71 80 33 31 66 92 92 94 96 93 82 68 85 45 83 80 89 83 35 33 61 95 95 97 98 97 85 80 91 65 87 81 89 88 57 56 77 95 95 97 98 97 87 85 92 74 88 74 86 90 60 59 81 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24 22 29 47 41 55 22 20 26 43 37 52 50 49 53 70 65 78 63 61 69 82 78 87 58 57 63 80 75 86 75 74 80 90 88 94 79 77 84 92 91 94 44 42 38 28 35 33 30 31 30 41 40 33 26 30 29 28 29 29 66 63 56 60 58 50 60 59 62 73 73 73 70 72 71 74 70 69 74 73 66 68 66 62 68 67 70 80 83 82 82 82 84 83 82 81 81 87 85 84 85 86 86 84 83 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers with access to one or more of the these benefits. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
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