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Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2010
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Health care
benefits
47
10
45
62
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
43
34
56
9
10
8
41
31
54
60
50
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
48
52
61
48
43
92
75
66
74
87
55
49
46
50
32
55
56
90
55
23
23
32
11
11
11
8
20
72
43
26
33
51
17
13
5
–
4
8
–
–
–
–
–
7
46
50
60
47
40
91
75
63
73
86
55
42
44
49
31
53
53
90
53
23
23
29
62
68
79
62
74
95
89
73
81
93
65
57
62
67
47
66
63
91
66
43
42
48
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45
44
78
82
80
92
10
9
18
29
26
50
44
42
76
79
77
89
61
59
88
93
93
96
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and health care benefits: private
industry workers, National Compensation Survey, March 2010—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Health care
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
36
52
48
51
51
37
48
48
41
–
13
12
12
9
–
–
12
9
36
48
46
49
51
35
47
44
39
51
64
60
61
59
71
63
64
67
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
All workers .............................................................
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
65
50
76
20
19
91
59
41
70
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
85
77
42
50
70
66
72
64
68
76
65
23
26
53
43
59
51
86
89
84
55
51
76
65
82
79
28
33
25
8
8
19
13
23
26
25
31
23
7
5
16
9
20
26
92
92
92
92
66
83
69
88
98
75
81
72
38
47
65
61
67
56
60
68
56
18
23
46
39
51
40
80
83
78
49
49
71
64
76
71
61
68
66
65
67
45
56
51
52
50
74
83
77
79
75
24
28
25
24
26
24
27
24
23
24
98
98
94
95
92
50
61
55
59
52
34
46
38
42
34
67
75
68
71
65
Full time .................................................................
Part time ................................................................
74
39
59
21
80
54
24
11
22
8
93
76
68
33
50
15
74
47
Union .....................................................................
Nonunion ...............................................................
88
62
82
46
93
74
69
15
67
13
97
87
55
59
44
41
80
69
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
40
30
67
75
84
87
20
10
48
62
75
78
50
34
73
82
89
90
7
4
16
24
38
38
5
2
14
23
36
35
69
52
88
94
95
93
36
27
61
68
76
81
17
8
41
51
62
68
46
31
67
76
82
84
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
60
77
60
45
65
83
75
85
29
18
33
28
17
31
95
98
94
65
51
70
49
35
54
76
70
77
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
63
72
74
69
77
94
47
52
60
44
66
92
75
73
81
64
86
98
19
21
18
16
37
82
17
18
17
10
35
80
89
82
98
64
94
98
58
62
71
60
55
91
40
42
52
37
42
76
69
68
73
63
76
83
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
All retirement benefits2
Characteristics
Access
Participation
Defined benefit
Take-up
rate
Access
Participation
Defined contribution
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
85
83
89
92
85
59
58
71
38
70
74
88
70
33
32
44
76
72
81
84
78
37
46
60
25
55
63
78
53
14
12
29
90
87
91
91
91
64
80
85
67
78
86
89
76
41
38
67
46
43
51
57
48
13
12
9
8
20
16
17
21
3
3
10
44
39
47
52
45
12
11
9
7
19
14
14
19
2
2
10
95
92
92
92
93
98
93
99
95
92
87
81
93
83
89
96
81
80
87
90
84
54
56
70
36
63
67
87
62
32
31
38
65
61
70
68
70
31
43
58
23
45
56
76
43
12
11
22
80
77
80
76
83
57
77
83
63
71
84
88
69
38
35
59
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
51
47
64
81
78
85
35
32
43
66
60
75
69
69
68
82
77
88
10
8
15
33
23
47
9
7
12
30
20
44
89
92
83
91
87
94
47
44
58
72
70
75
31
29
38
54
51
58
65
65
65
74
72
77
63
68
67
69
66
62
61
66
60
50
56
52
54
47
45
44
49
47
80
82
78
78
71
73
72
75
77
21
26
25
19
17
17
15
17
21
20
24
22
18
15
15
14
16
20
92
91
88
91
88
89
91
95
94
58
59
59
63
62
56
59
62
54
43
44
42
46
42
38
39
42
38
74
76
71
73
66
69
67
68
71
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 Includes defined benefit pension plans and defined contribution retirement plans.
Workers are considered as having access or as participating if they have access to or
participating in at least one of these plan types.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March 2010
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of annual earnings1
Characteristics
All workers .............................................................
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
4
3
4.6
5.0
96
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4
3
5
4
3
1
4
5
4
2
5
–
3
–
3
2
4.6
4.9
4.5
–
5.3
–
5.4
3.2
5.0
5.0
5.0
–
–
–
–
3.0
96
97
95
96
97
99
96
95
3
6
6
4
7
–
–
2
–
4
–
–
4.0
–
4.3
–
–
3.9
–
–
97
94
94
96
93
Full time .................................................................
Part time ................................................................
4
4
3
3
4.5
5.6
–
–
96
96
Union .....................................................................
Nonunion ...............................................................
3
5
2
3
5.2
4.5
–
5.0
97
95
Average wage within the following categories:2
Lowest 25 percent:
Lowest 10 percent ..........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
4
4
4
4
–
3
2
3
3
–
4.1
4.2
4.3
4.8
–
3.9
3.9
–
–
100
96
96
96
96
Goods-producing industries ...................................
Manufacturing ....................................................
3
3
1
1
2.4
2.4
3.0
3.0
97
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
5
5
8
1
3
3
–
–
4.8
3.5
–
–
5.0
–
–
–
95
95
92
99
Establishment characteristics
See footnotes at end of table.
Table 3. Defined benefit retirement plans: Employee contribution requirement and method
of contribution, private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in defined benefit plans = 100 percent)
Fixed percent of annual earnings1
Characteristics
Employee
contribution
required
Mean fixed
percent of
annual
earnings
Total
Employee
Median fixed
contribution
percent of
not required
annual
earnings
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Leisure and hospitality:
Accommodation and food services ................
2
2
2
2
–
8
1
1
1
–
–
7
5.2
5.2
2.3
–
–
5.5
–
–
–
–
–
–
98
98
98
98
100
92
2
2
3.8
–
98
–
–
–
–
100
1 to 99 workers ......................................................
1 to 49 workers ..................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
7
4
5
3
4
5
2
4
2
4.4
4.3
4.8
5.8
2.7
5.0
5.0
–
6.9
–
94
93
96
95
97
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
3
4
2
6
6
2
3
–
3
1
–
3
–
2
–
4.4
3.2
–
3.4
–
6.4
–
–
3.0
–
3.9
–
6.9
97
96
98
94
94
98
97
1 The employee contributes a fixed percentage of his or her
earnings to the retirement plan.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See
Technical Note for more details.
Geographic areas
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2010
(All workers participating in defined benefit plans = 100 percent)
Characteristics
All workers .............................................................
Open plans1
Frozen plans2
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
74
72
76
85
72
76
68
79
89
26
28
24
15
28
24
32
21
11
96
84
79
72
85
4
16
21
28
15
Full time .................................................................
Part time ................................................................
78
86
22
14
Union .....................................................................
Nonunion ...............................................................
89
72
11
28
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
71
79
82
77
73
29
21
18
23
27
Goods-producing industries ...................................
Manufacturing ....................................................
75
69
25
31
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
79
73
68
92
86
20
21
27
32
8
14
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 4. Defined benefit retirement plans: Open and frozen plans,
private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in defined benefit plans = 100 percent)
Open plans1
Characteristics
Frozen plans2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
67
80
80
79
85
78
84
33
20
20
21
15
22
16
75
84
25
16
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
84
85
81
77
75
78
16
15
19
23
25
22
77
86
70
87
77
73
86
23
14
30
13
23
27
14
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans open to new participants.
2 Plans closed to new workers or plans that
the United States, 2009." See Technical Note for
more details.
cease accruals for some or all plan participants.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March 2010
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All workers .............................................................
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
71
7
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
62
71
71
82
73
82
69
85
–
7
13
–
–
3
3
4
3
–
31
17
–
–
24
15
27
12
88
85
74
75
71
–
3
6
–
–
–
12
21
–
–
Full time .................................................................
Part time ................................................................
71
76
7
–
22
–
Union .....................................................................
Nonunion ...............................................................
86
68
–
7
–
25
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
70
69
72
70
–
4
6
9
–
–
26
25
19
–
Goods-producing industries ...................................
Manufacturing ....................................................
73
74
9
8
18
18
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
71
88
87
89
85
92
6
1
–
–
–
–
24
11
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 5. Defined benefit frozen retirement plans:1 Benefits accrual,
private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Retirement benefit accrual2
Characteristics
All existing
participants
continue to
accrue
benefits
Some
existing
participants
continue to
accrue
benefits
No existing
participants
continue to
accrue
benefits
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Professional and business services ..................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
72
–
–
56
59
87
–
–
4
–
–
9
78
88
–
4
–
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
62
59
65
74
80
69
4
–
–
7
–
10
35
–
–
19
–
21
61
66
72
63
75
79
73
–
–
–
–
6
5
–
–
–
–
–
20
16
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 Benefit accruals are for existing participants
since the plan was closed to new workers or
stopped accruing benefits.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March 2010
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
All workers .............................................................
2 to 5 years
Greater than
5 years
10
56
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
11
16
7
6
18
16
18
5
50
45
53
45
52
64
47
71
39
39
40
49
30
19
35
24
–
6
4
–
4
73
70
72
80
59
–
24
24
–
37
Full time .................................................................
9
57
33
Union .....................................................................
Nonunion ...............................................................
3
12
69
53
28
35
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
12
9
9
11
44
56
60
58
49
–
33
31
34
40
Goods-producing industries ...................................
Manufacturing ....................................................
7
7
64
64
29
29
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Transportation and warehousing ...................
Utilities ...........................................................
12
15
–
35
53
55
–
11
35
29
72
54
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 6. Defined benefit frozen retirement plans:1 Selected attributes,
private industry workers, National Compensation Survey, March
2010—Continued
(All workers participating in frozen defined benefit plans = 100 percent)
Time since plan closed to new workers or
stopped accruing benefits
Characteristics
1 year
Information .........................................................
Financial activities:
Finance and insurance:
Insurance carriers and related activities ....
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2 to 5 years
Greater than
5 years
–
75
–
–
–
–
61
49
–
–
–
91
58
–
–
10
13
–
11
15
8
57
54
62
56
57
56
33
33
–
33
28
37
–
–
5
5
–
66
65
52
73
68
–
–
43
21
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
South Atlantic ........................................................
West South Central ...............................................
1 Plans closed to new workers or plans that
cease accruals for some or all plan participants.
2 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2010
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
All workers .............................................................
Not required
Employee contribution
option
Pretax
Not pretax
63
37
78
22
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
70
66
62
74
57
49
61
67
33
30
34
38
26
43
51
39
33
83
85
83
83
81
71
57
79
82
17
15
17
17
19
29
43
21
18
56
74
63
66
61
44
26
37
34
39
75
86
79
81
76
25
14
21
19
24
Full time .................................................................
Part time ................................................................
63
56
37
44
79
72
21
28
Union .....................................................................
Nonunion ...............................................................
59
63
41
37
78
78
22
22
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
54
61
57
66
68
67
46
39
43
34
32
33
70
83
71
81
84
84
30
17
29
19
16
16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
66
58
68
34
42
32
81
76
83
19
24
17
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
54
67
45
57
85
38
46
33
55
43
15
78
65
83
53
72
94
22
35
17
47
28
6
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers, National Compensation Survey, March 2010—Continued
(All workers participating in defined contribution plans = 100 percent)
Employee contribution
Characteristics
Required
Not required
Employee contribution
option
Pretax
Not pretax
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
76
73
73
74
76
73
65
65
63
59
57
57
60
74
78
60
24
27
27
26
24
27
35
35
37
41
43
43
40
26
22
40
87
84
84
86
85
79
86
85
83
81
81
82
82
85
88
82
13
16
16
14
15
21
14
15
17
19
19
18
18
15
12
18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
63
62
64
63
58
68
37
38
36
37
42
32
81
82
79
77
71
84
19
18
21
23
29
16
67
61
59
61
63
64
63
63
69
33
39
41
39
37
36
37
37
31
80
83
76
78
78
74
74
79
81
20
17
24
22
22
26
26
21
19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note
for more details.
NOTE: Because of rounding, sums of individual items may
not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2010
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
71
56
79
71
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
87
95
84
45
48
72
64
78
77
74
81
70
30
33
56
47
62
64
84
86
83
67
69
77
73
79
83
87
94
83
44
48
72
64
78
76
66
74
63
27
31
50
41
56
60
76
78
76
61
64
70
64
72
78
70
84
77
82
72
57
70
63
69
56
81
84
82
84
78
70
83
76
81
71
56
64
59
65
52
80
77
77
80
73
Full time .................................................................
Part time ................................................................
87
24
70
15
81
64
86
24
64
14
74
57
Union .....................................................................
Nonunion ...............................................................
92
69
82
53
90
78
91
68
77
48
84
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
23
77
86
91
92
24
14
58
72
79
81
64
58
75
83
87
87
38
23
76
86
90
92
22
12
52
66
72
72
58
52
69
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
71
91
73
57
79
86
80
87
85
71
90
69
55
74
81
77
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
68
73
87
65
83
95
53
56
71
46
67
89
78
76
82
71
81
94
68
73
86
65
82
95
48
51
67
40
62
84
70
69
77
62
76
89
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Health care2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
90
87
91
93
89
70
68
83
46
75
76
90
75
38
37
52
81
72
77
78
75
54
55
70
35
57
59
76
57
25
23
39
91
83
85
84
85
78
81
84
75
76
78
84
76
66
63
74
89
85
90
92
87
69
67
83
45
75
76
90
75
37
37
51
70
64
68
69
67
48
49
64
31
53
54
69
52
22
21
35
78
74
75
75
77
70
73
77
69
70
72
76
70
59
56
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
59
56
71
85
82
89
44
41
54
70
65
77
75
74
76
83
79
87
59
55
70
84
82
88
42
39
50
63
59
68
71
70
72
74
72
78
70
72
72
70
72
75
68
71
71
57
58
57
56
54
62
51
53
60
82
80
80
80
75
83
76
75
84
69
71
71
70
72
74
67
71
71
49
53
53
52
49
55
47
49
55
71
75
74
74
69
74
69
69
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
46
36
78
26
20
77
69
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
61
69
57
28
27
46
39
51
44
50
56
47
19
18
35
28
39
37
82
82
82
68
68
75
71
78
84
35
38
34
16
13
23
20
26
31
28
30
26
11
9
18
15
20
25
78
80
78
68
69
76
74
77
81
85
93
81
44
47
70
62
76
74
65
73
61
27
30
49
40
55
58
76
78
75
61
63
69
64
72
78
37
52
48
51
46
31
43
39
42
35
85
84
80
83
77
27
35
29
30
29
23
27
24
24
23
86
77
80
81
79
67
81
74
79
70
54
63
57
63
51
79
78
77
80
73
Full time .................................................................
Part time ................................................................
56
15
44
10
79
69
32
9
25
6
78
69
84
23
62
13
74
57
Union .....................................................................
Nonunion ...............................................................
73
43
63
33
87
76
56
23
47
17
84
75
89
67
75
47
84
71
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20
13
47
55
67
70
13
7
35
44
56
59
65
56
74
80
84
85
11
8
24
32
42
42
8
5
18
25
33
34
67
60
74
79
80
79
37
23
74
84
89
90
21
12
51
65
70
71
57
52
69
77
79
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
55
35
62
47
30
53
85
84
85
33
24
37
28
20
31
83
85
83
83
68
88
67
52
72
81
77
82
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
44
46
51
38
62
68
34
34
40
26
48
62
76
74
80
68
78
92
25
24
32
18
35
45
19
18
25
12
25
41
75
74
78
70
72
90
66
72
85
63
81
93
47
50
66
39
61
82
70
69
77
62
75
88
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Health care benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
74
65
72
76
66
40
41
47
27
47
48
66
47
26
25
26
64
52
58
58
56
30
33
39
20
36
36
50
36
16
15
22
86
79
80
76
84
77
81
84
74
77
75
76
77
62
60
82
57
29
30
27
35
25
27
31
19
25
27
38
25
16
–
20
47
23
24
20
30
19
21
25
15
18
19
26
18
–
–
15
82
79
80
76
85
76
80
82
78
73
70
68
74
–
–
74
86
84
88
92
85
68
66
81
45
73
74
89
73
37
36
48
67
62
66
68
65
47
48
63
31
51
54
68
51
22
21
33
78
74
75
75
76
69
73
77
68
70
72
77
70
60
57
68
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
41
64
57
74
23
20
31
51
44
60
76
76
77
79
77
81
18
15
25
36
29
46
13
12
18
28
23
36
75
76
73
78
77
78
57
54
68
83
80
86
40
38
49
61
57
67
71
70
72
74
71
78
51
46
45
45
42
51
38
43
54
41
37
36
37
32
37
29
33
43
80
79
78
82
75
73
76
76
81
21
30
23
19
25
34
20
27
36
17
24
17
15
17
26
15
21
29
79
79
76
78
71
77
76
80
80
68
70
70
68
70
73
65
69
68
48
52
52
51
48
55
45
47
53
70
75
74
75
68
75
69
69
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Health care is a collective term for the following benefits: medical, dental, and
vision care benefits; and outpatient prescription drug coverage. If workers have access
to or participate in at least one of these benefits, they are considered as having access
to or participating in health care.
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
77
23
67
33
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
77
77
77
76
73
74
71
76
81
23
23
23
24
27
26
29
24
19
67
67
67
64
63
64
61
65
69
33
33
33
36
37
36
39
35
31
83
80
79
80
78
17
20
21
20
22
68
70
72
74
69
32
30
28
26
31
Full time .................................................................
Part time ................................................................
77
75
23
25
67
64
33
36
Union .....................................................................
Nonunion ...............................................................
88
75
12
25
82
64
18
36
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
75
75
77
79
77
25
25
25
23
21
23
62
64
63
67
70
70
38
36
37
33
30
30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
80
82
80
20
18
20
73
66
75
27
34
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
76
74
77
71
76
82
24
26
23
29
24
18
65
65
67
60
70
77
35
35
33
40
30
23
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
79
73
73
72
73
75
77
78
75
77
77
75
77
75
73
83
21
27
27
28
27
25
23
22
25
23
23
25
23
25
27
17
73
63
63
61
65
60
67
67
64
63
62
63
63
63
63
66
27
37
37
39
35
40
33
33
36
37
38
37
37
37
37
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
78
78
77
76
76
77
22
22
23
24
24
23
63
63
64
69
67
71
37
37
36
31
33
29
73
79
77
76
74
76
77
77
79
27
21
23
24
26
24
23
23
21
67
70
71
67
63
65
63
66
66
33
30
29
33
37
35
37
34
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Health care is a collective term for the following
benefits: medical, dental, and vision care benefits; and
outpatient prescription drug coverage.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
80
20
70
30
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
81
82
78
74
79
76
80
82
19
19
18
22
26
21
24
20
18
71
71
72
65
63
67
64
68
69
29
29
28
35
37
33
36
32
31
84
81
81
81
81
16
19
19
19
19
68
70
73
74
72
32
30
27
26
28
Full time .................................................................
Part time ................................................................
80
79
20
21
70
69
30
31
Union .....................................................................
Nonunion ...............................................................
89
79
11
21
83
67
17
33
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
77
75
79
81
82
82
23
25
21
19
18
18
63
62
66
70
74
75
37
38
34
30
26
25
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
82
82
18
18
18
74
65
76
26
35
24
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
80
78
81
75
82
85
20
22
19
25
18
15
68
68
70
63
75
80
32
32
30
37
25
20
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2010—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
83
81
81
80
81
83
79
80
75
82
80
79
82
74
73
81
17
19
19
20
19
17
21
20
25
18
20
21
18
26
27
19
77
70
71
69
71
64
68
68
64
68
66
69
68
62
62
66
23
30
29
31
29
36
32
32
36
32
34
31
32
38
38
34
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
80
79
81
79
82
20
20
21
19
21
18
65
64
66
73
70
77
35
36
34
27
30
23
78
82
80
80
78
77
81
81
82
22
18
20
20
22
23
19
19
18
72
73
74
71
65
65
66
69
69
28
27
26
29
35
35
34
31
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$335.88
20
$432.72
80
$311.77
$99.07
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
348.55
342.18
351.96
326.39
287.35
324.98
301.50
336.34
329.75
18
17
18
17
12
16
15
17
34
423.18
430.22
419.51
484.46
346.23
425.52
388.36
441.90
412.76
82
83
82
83
88
84
85
83
66
332.52
323.65
337.29
294.83
279.46
305.17
285.65
314.79
286.05
97.05
98.89
96.06
100.12
111.79
101.75
110.63
97.37
104.28
100
100
100
100
100
334.90
325.31
339.90
333.67
347.77
42
28
23
21
25
419.07
404.47
445.67
430.92
460.85
58
72
77
79
75
273.08
294.95
308.67
308.24
309.25
104.15
104.36
95.33
93.10
98.32
Full time .................................................................
Part time ................................................................
100
100
334.92
349.06
20
22
431.35
449.49
80
78
311.19
320.11
98.11
112.75
Union .....................................................................
Nonunion ...............................................................
100
100
420.51
320.74
45
15
495.53
399.63
55
85
358.27
306.40
89.05
100.22
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
304.27
280.66
317.19
341.22
357.01
355.48
16
14
17
21
23
20
401.81
402.48
413.57
444.39
441.94
434.14
84
86
83
79
77
80
285.91
260.81
297.66
314.52
331.33
335.56
102.46
101.39
100.62
97.43
97.91
96.12
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
332.97
326.97
332.47
24
42
18
415.53
420.32
408.97
76
58
82
307.42
259.86
315.28
89.59
109.73
85.60
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
336.75
318.16
325.59
299.37
345.45
348.68
19
20
23
18
22
22
439.23
411.87
427.88
389.26
438.33
382.31
81
80
77
82
78
78
313.00
294.27
294.48
280.17
318.92
339.05
101.75
105.18
101.03
115.26
91.66
78.54
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$360.41
333.95
334.38
330.50
337.04
331.72
338.47
339.66
339.83
367.88
372.26
370.29
367.12
281.38
276.12
349.68
23
17
14
12
14
32
21
24
18
15
13
8
15
13
11
32
$473.72
415.61
419.84
402.10
432.91
405.67
454.87
437.66
541.33
457.31
473.05
443.73
454.96
471.11
508.92
450.56
77
83
86
88
86
68
79
76
82
85
87
92
85
87
89
68
$326.60
317.07
320.08
320.31
320.92
297.66
306.70
308.41
295.41
352.01
356.80
364.22
351.16
252.34
248.75
302.07
$90.78
95.29
93.26
93.37
92.52
108.38
109.26
105.45
120.19
96.59
107.73
109.07
94.62
102.72
101.89
109.18
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
325.52
330.38
314.12
343.82
336.86
351.87
27
30
22
14
14
15
417.93
421.87
405.60
454.53
437.65
473.06
73
70
78
86
86
85
290.73
291.98
288.09
325.45
320.58
331.11
109.20
111.62
104.06
92.48
95.86
88.54
100
100
100
100
100
100
100
100
341.59
370.93
332.76
333.97
313.93
311.32
338.30
340.97
13
23
18
18
14
14
22
28
433.05
491.34
415.74
424.65
381.61
403.16
417.68
443.77
87
77
82
82
86
86
78
72
328.09
335.04
314.39
313.96
302.60
295.95
315.77
300.56
112.71
102.25
95.58
97.02
100.22
99.39
95.44
98.64
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
77
1
10
1
(4)
11
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
77
77
77
78
70
72
67
74
83
–
–
–
–
–
(4)
–
(4)
–
10
10
9
8
9
16
20
13
6
1
1
1
1
–
1
–
1
–
–
–
–
–
–
(4)
–
(4)
–
11
10
11
12
–
11
12
11
10
1
1
1
(4)
–
(4)
(4)
(4)
1
100
100
100
100
100
84
83
83
83
83
–
–
1
–
–
4
6
6
5
6
–
–
–
–
–
–
–
–
–
–
10
10
10
10
9
–
–
1
–
–
Full time .................................................................
Part time ................................................................
100
100
77
74
1
1
10
17
1
–
(4)
–
11
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
80
77
1
(4)
5
11
–
1
–
(4)
12
11
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
76
79
75
80
77
76
–
–
(4)
(4)
–
–
12
9
13
8
9
9
–
–
1
1
1
1
–
–
–
(4)
–
–
11
–
11
10
11
12
–
–
–
(4)
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
85
83
–
–
–
6
5
5
–
–
–
–
–
–
10
8
10
(4)
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
76
71
80
62
80
74
(4)
1
–
–
–
–
11
15
9
23
5
–
1
–
–
–
–
4
(4)
–
–
–
–
–
11
12
9
14
13
–
1
1
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
86
71
69
71
67
88
82
82
81
76
83
80
75
76
77
79
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
17
18
21
12
–
7
6
–
11
8
10
11
7
8
–
–
2
2
–
3
–
1
–
–
1
2
3
1
–
–
–
–
(4)
1
–
–
–
–
–
–
–
–
–
–
–
–
–
9
9
10
6
17
5
9
9
9
10
6
6
11
15
14
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
80
78
85
75
77
73
–
–
–
1
1
–
8
10
6
11
11
11
(4)
–
–
1
1
1
–
–
–
(4)
–
–
11
11
9
11
9
13
(4)
(4)
–
1
–
1
100
100
100
100
100
100
100
100
100
80
78
76
78
77
79
72
74
80
–
–
1
–
–
–
–
–
–
8
8
11
10
11
9
15
12
8
1
1
1
–
–
–
–
–
1
–
1
–
–
–
–
–
–
–
11
11
12
10
10
–
11
13
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$802.38
11
$1,056.93
89
$770.36
$383.12
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
861.29
844.24
870.35
730.25
693.44
767.33
712.25
794.16
775.95
9
9
9
9
8
8
7
8
21
1,104.42
1,081.90
1,115.96
1,097.02
935.38
987.84
847.73
1,052.49
1,094.25
91
91
91
91
92
92
93
92
79
837.33
821.42
845.82
694.27
673.57
749.20
701.54
772.52
688.86
377.11
376.96
377.19
420.31
420.67
397.12
417.51
387.14
405.30
100
100
100
100
100
750.39
797.24
813.27
818.41
806.72
27
17
16
14
18
1,079.02
1,114.89
1,020.35
1,033.96
1,006.73
73
83
84
86
82
627.62
733.45
774.30
782.92
762.79
437.55
381.82
336.64
316.67
363.28
Full time .................................................................
Part time ................................................................
100
100
803.52
786.27
11
14
1,090.01
700.45
89
86
768.31
800.74
379.65
434.40
Union .....................................................................
Nonunion ...............................................................
100
100
964.10
774.22
37
7
1,072.87
1,041.14
63
93
898.90
755.38
316.92
390.83
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
677.32
613.30
740.66
807.79
889.92
908.38
7
7
8
11
15
13
807.36
606.04
996.81
1,063.61
1,120.38
1,121.85
93
93
92
89
85
87
666.85
613.84
718.54
777.22
847.95
875.58
425.40
399.35
396.72
375.88
361.75
350.16
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
818.70
687.79
850.42
16
27
14
1,017.58
1,038.92
1,010.27
84
73
86
779.98
560.78
824.74
325.37
463.40
294.88
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
797.46
761.29
794.01
674.89
880.68
930.42
10
11
11
10
16
12
1,077.00
957.46
1,017.22
776.77
1,147.54
1,108.47
90
89
89
90
84
88
767.68
735.99
767.65
663.54
831.31
905.00
399.24
387.17
380.70
429.89
317.78
270.22
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2010—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$938.98
803.81
822.39
796.46
838.59
705.76
832.03
847.69
751.51
832.41
818.39
873.96
834.91
646.55
645.10
742.15
17
7
5
3
6
–
12
12
–
6
2
1
6
7
6
16
$1,341.66
1,026.15
1,065.50
965.77
–
–
1,235.01
1,306.70
–
967.22
–
–
967.31
1,119.49
1,174.89
–
83
93
95
97
94
–
88
88
–
94
98
99
94
93
94
84
$857.95
788.07
808.39
791.17
820.76
–
776.23
786.97
–
824.15
815.16
868.83
825.82
613.57
613.11
676.46
$313.96
384.05
368.67
381.38
354.92
–
406.50
418.76
–
424.87
436.30
394.13
422.74
404.39
393.10
427.24
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
720.66
714.59
734.38
863.81
826.33
907.21
14
15
13
9
8
10
1,054.12
1,093.88
952.94
1,060.23
1,004.25
1,109.49
86
85
87
91
92
90
666.01
649.86
701.84
844.42
811.20
883.94
444.32
453.46
424.04
339.69
372.46
300.70
100
100
100
100
100
100
100
100
886.43
902.32
840.95
778.39
741.63
714.43
769.96
785.36
8
14
12
12
6
7
9
16
1,062.01
1,103.20
1,034.33
910.98
1,149.71
965.22
1,118.32
1,044.78
92
86
88
88
94
93
91
84
870.81
869.75
813.60
760.22
716.63
694.76
734.80
735.08
375.56
383.51
333.07
355.44
400.89
418.25
412.58
404.26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
79
(4)
9
1
(4)
10
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
79
79
79
79
68
74
69
76
84
–
–
–
–
–
(4)
–
(4)
–
8
9
8
8
10
14
18
12
5
1
1
1
1
–
1
–
1
–
–
(4)
(4)
–
–
(4)
–
(4)
–
11
10
11
12
–
11
12
11
10
(4)
–
–
(4)
–
(4)
–
(4)
1
100
100
100
100
100
82
85
85
84
86
–
–
1
–
–
4
5
6
6
5
–
–
(4)
(4)
(4)
–
–
–
–
–
12
9
9
9
8
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
79
77
(4)
1
9
13
1
1
(4)
–
11
8
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
83
79
1
(4)
4
10
–
1
–
(4)
10
10
1
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
78
85
77
81
79
78
–
–
(4)
(4)
–
–
10
5
12
7
8
8
–
–
(4)
1
1
1
–
–
–
(4)
–
–
11
10
10
10
11
12
–
–
–
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
83
84
83
–
–
–
6
5
6
(4)
–
(4)
–
–
–
10
10
10
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
78
74
83
65
82
77
(4)
1
–
–
–
–
10
13
8
21
4
–
1
(4)
–
–
–
4
(4)
–
–
–
–
–
10
11
8
13
12
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
85
75
73
73
74
88
84
85
81
79
82
81
78
77
78
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4
14
16
20
8
–
6
4
–
9
7
9
10
7
8
–
–
1
2
–
2
–
1
–
–
1
2
2
1
–
–
–
–
(4)
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
10
9
9
5
15
6
9
10
10
10
9
6
10
15
13
12
–
–
–
–
–
–
–
–
–
(4)
–
–
4
( )
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
82
80
86
77
79
75
(4)
–
–
1
1
–
7
7
5
11
11
11
–
–
–
1
1
1
–
–
–
(4)
–
(4)
11
12
9
10
9
12
(4)
(4)
–
(4)
–
–
100
100
100
100
100
100
100
100
100
81
81
76
80
79
83
76
74
81
–
–
1
–
–
–
–
–
–
7
7
11
9
9
8
13
11
7
1
1
1
–
(4)
–
–
–
1
–
1
–
–
–
–
–
–
–
10
10
12
9
10
–
10
15
10
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, health care and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5 percent.
5 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2010
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$34.96
$55.53
$86.06
$125.00
$174.79
$130.00
$209.00
$319.77
$493.74
$724.58
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34.00
35.00
33.45
31.63
43.33
36.00
41.00
34.66
34.12
54.17
55.00
53.42
54.16
59.40
57.55
67.47
54.71
58.09
85.00
86.67
84.06
88.98
84.61
89.96
99.14
85.52
87.18
122.48
124.57
121.92
132.25
140.82
127.23
137.67
122.09
133.82
172.80
172.80
172.59
168.00
212.30
180.66
206.57
170.22
196.69
133.86
132.42
133.86
133.50
128.54
135.00
169.00
129.00
138.39
208.00
215.35
206.37
229.09
232.00
226.14
249.56
214.03
224.00
316.24
315.87
316.33
384.22
381.64
334.21
351.27
324.18
337.28
488.01
501.37
480.29
568.99
590.26
519.96
566.29
493.50
523.30
726.16
721.79
728.00
787.96
826.28
738.64
766.37
729.41
738.73
30.77
36.14
37.58
35.01
40.00
59.00
57.77
56.53
55.16
61.11
87.18
86.80
82.33
80.00
84.86
140.00
127.46
115.40
112.68
118.00
206.35
193.00
164.82
154.54
186.61
154.56
129.99
110.51
110.00
115.93
242.44
206.43
180.90
170.97
192.12
394.00
315.28
275.21
255.23
301.23
569.79
484.17
426.32
391.50
470.39
772.72
703.69
647.31
582.31
703.70
Full time .................................................................
Part time ................................................................
35.00
33.84
55.53
55.66
85.70
93.12
123.94
159.11
172.80
219.83
129.99
147.51
207.30
242.44
316.31
386.19
488.35
599.00
721.79
762.68
Union .....................................................................
Nonunion ...............................................................
30.16
35.77
47.69
56.53
73.98
87.18
106.86
126.54
147.94
176.18
87.60
136.38
153.00
218.82
242.24
327.14
385.31
510.69
635.32
730.02
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32.80
27.66
36.00
33.85
35.00
35.38
58.50
60.62
55.75
54.74
55.00
54.37
90.20
83.16
86.66
85.00
85.08
84.00
131.77
136.04
125.74
122.54
122.42
121.81
173.32
160.32
173.33
176.18
175.93
172.59
150.00
162.79
133.66
120.98
129.99
131.37
240.11
240.11
218.12
200.00
203.65
203.65
380.50
373.14
336.98
312.03
299.98
293.33
556.68
488.08
514.49
494.68
453.59
440.90
787.02
707.40
745.49
728.28
680.98
659.53
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
34.66
34.66
34.33
51.06
60.28
50.00
77.65
90.86
74.99
110.84
145.40
105.99
156.33
203.42
144.93
114.72
156.38
110.00
171.59
249.73
162.50
263.94
410.12
248.47
405.29
589.05
354.62
600.97
854.62
542.83
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
35.00
37.60
38.96
39.80
35.00
–
57.00
60.05
56.90
72.00
54.74
–
88.83
90.19
85.71
104.72
80.00
–
129.03
134.11
127.69
150.80
109.05
–
181.10
201.93
179.96
219.94
195.09
–
135.62
130.55
126.33
177.99
100.00
103.00
224.99
225.52
205.00
274.97
185.96
177.33
337.35
335.00
315.22
390.10
282.06
260.00
520.00
503.70
503.50
598.18
386.89
340.00
745.80
721.79
715.02
753.51
596.00
398.06
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2010—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$34.66
34.33
36.00
38.06
32.71
–
47.14
48.28
48.28
30.33
37.60
44.45
28.68
–
35.75
45.41
$57.06
50.00
51.45
54.16
48.00
–
67.16
68.24
70.25
49.38
58.42
59.00
46.56
–
64.35
62.66
$83.57
84.65
85.35
85.35
88.00
–
94.84
94.50
97.63
82.33
92.75
96.55
80.00
–
101.10
93.37
$108.33
120.50
116.91
117.90
117.16
–
136.49
140.82
141.16
122.26
140.32
142.00
118.44
–
141.00
140.82
$144.94
169.14
161.13
162.53
160.78
–
183.60
173.21
214.48
177.65
191.35
190.78
172.11
–
160.32
179.20
$114.82
135.08
134.77
137.61
134.66
161.23
166.65
191.58
167.81
120.81
159.24
185.88
110.50
143.48
179.99
159.24
$190.82
229.05
224.00
229.31
239.30
239.00
230.00
240.00
237.00
210.52
263.78
267.65
203.77
243.79
245.19
243.95
$263.06
330.52
320.98
336.98
320.98
376.57
324.93
350.45
332.68
364.14
381.00
361.85
354.84
399.82
395.99
384.71
$360.08
496.97
475.08
489.63
456.54
637.00
526.24
557.06
574.78
562.90
569.51
459.44
562.90
506.94
488.08
616.08
$551.88
760.30
695.84
745.72
659.36
904.54
713.08
783.98
737.74
862.00
767.20
608.07
864.85
671.39
625.26
777.32
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
39.66
39.64
39.86
33.84
34.92
32.80
63.38
64.90
61.78
52.65
55.55
49.83
96.00
97.08
91.47
79.77
84.96
74.11
139.00
142.26
131.86
115.33
120.28
109.00
196.69
210.14
173.55
161.80
166.93
154.01
144.68
136.38
165.13
120.00
137.77
105.00
242.65
242.33
244.00
193.00
214.55
170.97
384.22
389.00
367.10
286.28
316.44
255.95
595.14
626.12
540.56
425.00
468.22
372.42
813.42
854.62
762.57
621.27
695.36
512.83
46.13
35.00
33.84
32.92
37.15
37.00
33.85
32.28
33.93
68.79
55.00
52.93
54.14
57.72
62.64
54.74
53.93
53.42
97.05
87.76
81.00
82.14
89.02
87.71
81.65
80.76
84.55
137.35
131.19
116.99
117.83
126.00
125.66
116.47
116.59
126.62
203.24
185.17
165.47
170.60
182.00
165.03
165.00
160.69
180.66
138.91
121.54
112.66
118.68
142.69
130.98
138.33
122.00
132.72
212.38
197.19
176.00
205.77
238.09
230.00
244.00
214.27
212.59
322.00
315.82
276.12
302.05
341.50
353.00
369.66
314.11
324.98
448.00
490.81
418.44
445.52
513.00
596.00
556.00
485.17
547.42
719.52
785.36
611.88
644.71
731.49
800.68
795.82
704.33
736.00
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010
(All workers = 100 percent)
Life insurance
Characteristics
Access
All workers .............................................................
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
59
56
96
39
38
97
33
31
95
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
78
85
74
33
58
58
48
65
58
76
84
73
31
53
56
45
63
56
98
99
98
93
90
95
92
97
95
51
60
48
23
28
37
30
43
38
51
58
47
21
28
37
29
42
37
98
97
98
94
99
98
97
98
97
58
65
55
12
16
32
20
41
24
56
62
53
12
16
31
18
39
24
95
96
95
93
95
94
91
95
96
49
68
65
70
59
46
66
62
68
57
93
97
96
97
96
29
46
47
53
41
28
45
46
52
40
97
98
98
99
98
15
34
28
31
25
14
33
27
29
24
95
97
95
96
94
Full time .................................................................
Part time ................................................................
73
15
71
13
97
89
47
15
46
15
98
97
42
6
40
6
95
93
Union .....................................................................
Nonunion ...............................................................
82
56
81
54
98
96
64
36
64
35
99
97
36
33
35
31
97
95
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
26
13
63
72
81
84
24
12
60
70
80
84
90
87
95
97
99
99
18
14
37
48
59
61
17
13
36
47
58
60
94
92
97
98
98
99
8
4
28
42
60
65
7
4
26
40
57
62
93
97
94
95
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
72
46
81
70
42
80
97
92
98
52
25
63
51
24
62
98
98
99
34
13
41
33
12
39
96
94
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
56
58
68
48
77
92
54
55
65
43
76
91
96
94
97
91
98
100
36
35
46
28
44
48
35
34
45
27
44
48
97
98
97
97
99
100
33
24
39
12
35
87
31
22
37
11
34
84
95
93
93
90
96
97
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 17. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation
Survey, March 2010—Continued
(All workers = 100 percent)
Life insurance
Characteristics
Access
Participation
Short-term disability
Take-up
rate
Access
Participation
Long-term disability
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
84
79
86
90
81
54
57
69
38
64
67
86
63
24
23
39
83
78
85
89
80
51
56
68
35
61
66
85
61
22
21
37
99
98
99
99
99
95
97
99
93
96
99
99
96
93
92
94
70
64
71
71
68
38
41
50
26
32
36
45
31
21
22
26
68
62
69
70
67
36
40
49
25
32
36
45
31
19
20
25
98
98
98
98
98
95
98
97
98
98
99
99
98
91
91
96
64
65
73
74
74
35
40
56
18
38
57
80
35
–
–
25
62
60
68
69
69
32
38
54
17
36
55
77
33
–
–
23
96
93
94
93
93
91
96
97
96
95
96
96
94
–
–
94
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
38
57
77
71
86
40
36
54
75
68
85
95
95
95
97
96
99
27
25
35
53
46
63
26
24
34
52
45
62
96
96
97
98
98
98
21
18
29
47
36
61
20
17
28
44
34
58
95
94
97
95
94
95
58
56
64
61
60
63
58
58
53
57
55
61
59
58
61
54
55
51
97
98
96
96
97
96
92
95
97
40
73
42
31
35
36
29
28
27
39
72
41
31
33
34
28
27
26
98
100
97
98
96
96
95
98
98
38
32
35
32
33
36
34
29
29
36
31
33
30
32
35
32
27
27
95
97
95
95
95
97
94
92
94
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more details.
2 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 18. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010
(All workers with basic life insurance coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
5
95
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
3
3
9
6
8
5
8
97
97
97
91
94
92
95
92
11
6
5
5
5
89
94
95
95
95
Full time .................................................................
Part time ................................................................
5
3
95
97
Union .....................................................................
Nonunion ...............................................................
4
5
96
95
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
10
17
6
5
4
4
90
83
94
95
96
96
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
5
11
4
95
89
96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
5
6
6
8
2
4
95
94
94
92
98
96
Establishment characteristics
See footnotes at end of table.
Table 18. Life insurance plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with basic life insurance coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3
5
4
4
3
10
5
3
6
3
5
3
3
16
17
8
97
95
96
96
97
90
95
97
94
97
95
97
97
84
83
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
6
6
5
6
4
94
94
94
95
94
96
5
3
6
4
6
10
7
7
4
95
97
94
96
94
90
93
93
96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 19. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2010
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
All workers .............................................................
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
58
2
36
2
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
70
72
69
48
34
65
62
67
36
4
4
4
1
–
2
2
2
1
24
21
25
48
64
31
34
29
59
1
1
1
3
–
1
1
2
4
1
1
1
(1)
–
1
1
1
1
15
50
44
42
46
–
1
1
1
–
78
46
49
50
48
5
3
5
6
4
–
1
1
1
–
Full time .................................................................
Part time ................................................................
58
53
2
1
36
43
2
2
1
1
Union .....................................................................
Nonunion ...............................................................
39
61
1
2
51
34
8
2
1
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
46
39
55
55
67
70
–
–
2
2
4
5
49
55
41
40
26
22
4
5
2
2
3
1
–
–
1
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
42
13
48
2
–
2
50
84
43
5
2
5
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
62
55
51
54
55
78
2
2
–
2
–
2
33
40
41
42
38
18
2
2
4
2
3
–
1
1
–
1
–
–
Establishment characteristics
See footnotes at end of table.
Table 19. Life insurance plans: Method of benefit payment, private industry workers,
National Compensation Survey, March 2010—Continued
(All workers with basic life insurance coverage = 100 percent)
Basic life insurance method of payment
Characteristics
Fixed
multiple of
annual
earnings
Variable
multiple of
annual
earnings
Flat dollar
amount
Variable
dollar
amount
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
81
85
87
82
59
63
66
50
62
61
68
62
48
48
45
4
3
3
4
2
–
2
–
–
3
5
–
2
–
–
–
12
14
10
7
14
36
33
31
46
33
31
23
33
46
45
53
–
1
1
–
1
–
–
–
–
2
2
–
2
6
7
–
–
1
1
–
1
–
–
–
–
1
2
2
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
43
47
67
62
71
2
2
1
3
2
4
51
52
49
27
34
20
2
2
3
3
2
3
1
1
1
1
1
1
66
62
52
54
61
57
62
53
58
4
2
2
3
2
–
2
2
3
27
33
42
42
35
34
32
44
36
–
2
4
2
2
6
2
–
2
–
1
(1)
(1)
1
–
2
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2010
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
All workers .............................................................
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
1
61
12
22
4
1.3
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
1
1
2
–
(2)
–
1
2
57
54
59
62
48
65
73
62
61
12
13
11
17
33
10
9
11
11
25
26
25
17
–
20
15
22
23
5
6
4
1
3
4
–
5
3
1.4
1.4
1.4
1.3
1.4
1.3
1.2
1.4
1.3
1.0
1.0
1.0
1.0
–
1.0
1.0
1.0
1.0
–
2
1
1
1
48
64
59
52
65
8
12
17
16
17
39
20
22
28
15
–
3
2
2
1
1.5
1.3
1.3
1.4
1.3
–
1.0
1.0
1.0
1.0
Full time .................................................................
Part time ................................................................
1
1
60
71
13
8
23
15
4
5
1.3
1.3
1.0
1.0
Union .....................................................................
Nonunion ...............................................................
2
1
67
60
8
13
20
22
3
4
1.3
1.4
1.0
1.0
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
1
67
50
65
59
57
53
15
–
13
13
11
12
15
–
19
23
26
29
–
–
3
4
4
5
1.3
1.4
1.3
1.4
1.4
1.4
1.0
–
1.0
1.0
1.0
1.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1
–
–
48
64
47
17
3
18
29
22
29
6
–
–
1.5
1.3
1.5
1.5
1.0
1.5
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
1
–
–
–
1
63
68
45
85
66
42
12
12
26
6
11
6
21
17
25
8
20
44
3
2
–
–
–
8
1.3
1.3
1.5
1.1
1.3
1.6
1.0
1.0
1.5
1.0
1.0
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent)
Multiple of annual earnings amounts1
Characteristics
Less than
1.0 times
earnings
1.0 times
earnings
Over 1.0
and under
2.0 times
earnings
2.0 times
earnings
Mean
multiple of
annual
earnings
Greater
than 2.0
times
earnings
Median
multiple of
annual
earnings
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
5
6
2
–
–
–
67
63
64
64
64
54
51
51
53
68
60
55
69
62
62
42
8
–
–
–
–
–
14
11
–
12
16
16
11
27
29
–
17
25
25
23
28
26
33
35
30
16
17
19
15
–
–
36
8
7
7
9
4
–
2
3
–
2
3
5
2
–
–
–
1.3
1.4
1.4
1.4
1.4
1.4
1.4
1.5
1.4
1.2
1.3
1.3
1.2
1.3
1.2
1.5
1.0
1.0
1.0
1.0
1.0
–
–
–
–
1.0
1.0
1.0
1.0
1.0
1.0
1.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
1
1
1
–
1
58
58
59
62
63
61
12
12
13
12
13
12
23
23
24
22
21
23
5
6
5
3
–
3
1.4
1.4
1.4
1.3
1.3
1.3
1.0
1.0
1.0
1.0
1.0
1.0
3
3
–
–
(2)
–
–
–
1
64
59
56
59
65
55
61
68
60
10
15
14
11
11
21
10
10
11
19
20
26
21
21
21
26
18
24
4
3
–
–
3
3
–
–
5
1.3
1.3
1.4
1.4
1.3
1.4
1.4
1.3
1.4
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans in which insurance equaled a multiple of
earnings plus or minus a specified amount.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2010
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
All workers .............................................................
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
$7,500
$10,000
$15,000
$25,000
$50,000
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10,000
10,000
5,000
10,000
5,000
10,000
10,000
10,000
15,000
10,000
10,000
10,000
10,000
10,000
20,000
20,000
10,000
15,000
15,000
20,000
15,000
50,000
50,000
20,000
25,000
20,000
30,000
25,000
50,000
50,000
35,000
50,000
50,000
50,000
50,000
9,000
10,000
10,000
10,000
8,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
15,000
20,000
15,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
50,000
50,000
Full time .................................................................
Part time ................................................................
10,000
5,000
10,000
5,000
15,000
10,000
25,000
18,000
50,000
25,000
Union .....................................................................
Nonunion ...............................................................
5,000
10,000
10,000
10,000
15,000
15,000
26,000
25,000
50,000
50,000
Average wage within the following categories:3
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
5,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
20,000
20,000
20,000
25,000
26,000
50,000
25,000
50,000
50,000
50,000
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10,000
10,000
10,000
10,000
10,000
10,000
20,000
15,000
20,000
25,000
25,000
25,000
50,000
50,000
50,000
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
6,000
5,000
10,000
5,000
7,500
10,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
10,000
15,000
12,500
25,000
21,000
25,000
20,000
25,000
45,000
50,000
50,000
50,000
30,000
50,000
50,000
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry
workers, National Compensation Survey, March 2010—Continued
(Includes workers participating in life insurance plans with flat-dollar amount formulas)
Flat dollar amounts2
Characteristics
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Financial activities .............................................
Finance and insurance ..................................
Insurance carriers and related activities ....
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
$10,000
10,000
10,000
5,000
10,000
5,000
10,000
10,000
$15,000
15,000
15,000
10,000
15,000
10,000
10,000
10,000
$25,000
30,000
25,000
15,000
25,000
15,000
15,000
15,000
$50,000
50,000
50,000
25,000
50,000
25,000
20,000
20,000
$50,000
50,000
50,000
50,000
50,000
50,000
35,000
35,000
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10,000
10,000
10,000
5,000
7,500
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
30,000
50,000
50,000
50,000
50,000
50,000
50,000
7,500
10,000
10,000
10,000
10,000
5,000
10,000
10,000
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
15,000
15,000
25,000
25,000
25,000
25,000
25,000
25,000
50,000
50,000
50,000
45,000
50,000
50,000
Geographic areas
East North Central .................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes participants in plans providing a fixed benefit
amount. Dollar amounts can be a flat amount or can vary by the
employee’s earnings or length of service.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate
position within each published series. For example, at the 50th
percentile or median, half of participating workers receive the
same as or more than the amount shown, and half receive the
same as or less than the amount shown. At the 25th percentile,
one-fourth of participating workers receive the same or less
than the amount shown. The remaining percentiles follow the
same logic.
3 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Noncommercially
insured1
Commercially
insured
Legally
required
Other
46
35
16
2
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
50
51
49
34
29
49
51
49
39
35
36
35
34
50
32
29
34
39
13
11
14
32
–
17
19
17
15
2
1
2
1
–
1
1
1
7
24
49
45
47
44
43
36
40
41
38
20
12
12
9
15
13
3
3
2
4
Full time .................................................................
Part time ................................................................
47
39
37
18
13
43
2
1
Union .....................................................................
Nonunion ...............................................................
45
46
32
36
16
17
7
1
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
37
34
44
44
52
53
30
–
38
39
32
32
32
47
16
14
13
13
1
–
2
2
3
3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
46
15
52
40
42
39
10
31
7
4
13
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
46
49
44
52
46
62
34
30
39
24
33
26
18
19
–
22
15
–
2
2
–
1
6
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 22. Short-term disability plans: Method of funding, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Noncommercially
insured1
Commercially
insured
Legally
required
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
61
64
70
73
63
–
42
39
36
36
53
64
32
39
41
12
27
27
24
21
31
50
40
43
41
40
31
29
42
34
30
39
–
–
6
–
–
25
–
17
–
22
–
7
23
–
–
49
–
–
(3)
–
–
–
–
–
–
3
–
(3)
3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
33
30
39
54
47
60
38
38
38
34
39
29
27
30
21
10
12
8
2
2
2
2
2
3
54
20
59
57
56
56
60
60
46
43
23
38
40
43
43
37
38
40
–
56
–
–
–
–
–
–
11
–
2
3
3
1
–
3
–
3
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employer assumes all risks and expenses of
providing the benefit.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for more
details.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
20
80
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
16
14
17
35
20
23
18
19
84
86
83
65
80
77
82
81
19
20
17
14
21
81
80
83
86
79
Full time .................................................................
Part time ................................................................
18
36
82
64
Union .....................................................................
Nonunion ...............................................................
18
20
82
80
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36
52
22
17
15
14
64
48
78
83
85
86
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
13
26
11
87
74
89
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
22
23
17
29
20
9
78
77
83
71
80
91
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
20
8
7
6
6
15
11
26
25
24
12
25
42
43
54
80
92
93
94
94
85
89
74
75
76
88
75
58
57
46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
28
30
23
15
17
12
72
70
77
85
83
88
7
48
6
7
9
10
3
14
93
52
94
93
91
90
97
86
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
7
2
66
22
2
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
2
1
3
–
4
5
3
17
1
(1)
1
2
–
1
1
1
7
62
58
64
84
88
66
68
65
59
33
38
31
8
9
27
25
28
15
2
1
3
2
–
3
2
3
2
24
12
20
21
20
11
4
6
8
–
58
60
63
60
67
6
21
10
10
9
2
2
1
1
–
Full time .................................................................
Part time ................................................................
8
4
3
1
64
81
23
13
2
1
Union .....................................................................
Nonunion ...............................................................
22
4
9
1
50
69
17
23
3
2
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
2
10
10
5
3
2
–
2
2
3
1
82
91
71
65
58
58
9
4
16
22
32
37
1
–
2
2
2
2
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
19
24
19
7
–
7
57
65
56
16
5
16
1
–
1
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
4
9
8
6
18
6
1
2
3
–
–
–
68
69
63
74
70
44
24
18
22
18
10
41
2
1
3
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 24. Short-term disability plans: Method of benefit payment, private industry
workers, National Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Characteristics
Flat dollar
amounts
Fixed
percent of
annual
earnings
Dollar
amount
varies
Percent
varies by
annual
earnings
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
1
–
–
–
–
2
–
–
2
3
2
1
4
4
7
–
(1)
1
1
–
–
–
–
–
1
–
–
1
–
–
–
43
48
43
35
53
82
70
74
79
78
81
74
77
90
90
86
51
50
55
63
46
–
27
25
–
14
16
24
13
3
–
6
5
(1)
–
–
–
–
–
–
–
6
–
–
7
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
7
10
7
9
6
1
1
1
3
2
4
73
74
72
62
68
55
17
17
16
26
20
31
1
1
1
3
1
4
6
4
14
13
8
9
6
5
4
1
1
5
3
2
–
–
–
2
62
81
56
62
61
74
53
62
61
29
13
24
19
27
12
34
29
28
1
1
2
3
2
–
–
–
6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not
equal totals. Dash indicates no workers in this category or data
did not meet publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2010
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
All workers .............................................................
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
90
13
24
26
26
26
10
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
89
88
95
94
88
84
89
89
12
13
12
13
12
13
12
13
13
21
20
22
26
12
21
20
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
30
11
11
12
5
6
12
16
11
11
94
86
91
90
91
13
13
13
13
13
26
26
26
26
25
26
26
26
26
26
26
26
26
26
26
26
39
26
26
26
6
14
9
10
9
Full time .................................................................
Part time ................................................................
89
93
13
–
24
–
26
–
26
–
26
–
11
7
Union .....................................................................
Nonunion ...............................................................
87
90
13
12
26
21
26
26
26
26
52
26
13
10
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
92
95
92
91
87
87
13
–
13
13
13
13
24
–
21
24
25
25
26
–
26
26
26
26
26
–
26
26
26
26
26
–
26
26
26
26
8
5
8
9
13
13
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
91
95
90
13
13
13
26
26
26
26
26
26
26
26
26
26
26
26
9
5
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Information .........................................................
89
87
90
81
74
12
13
12
12
13
22
21
20
13
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
52
11
13
10
19
26
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 25. Short-term disability plans: Duration of benefits, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with short-term disability coverage = 100 percent)
Number of weeks1
Characteristics
Fixed
duration
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
Duration
varies
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services:
Junior colleges, colleges, and universities
Health care and social assistance .................
87
87
86
88
90
91
91
95
93
12
13
13
13
12
12
12
12
12
20
20
20
17
13
13
13
13
24
26
26
25
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
13
13
14
12
10
9
9
5
7
91
94
12
13
24
24
26
26
26
26
26
26
9
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
91
91
92
89
89
88
12
12
12
13
13
13
20
24
13
24
21
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
9
9
8
11
11
12
95
87
88
90
92
87
83
87
24
13
12
12
–
12
12
13
26
20
13
13
–
13
13
25
26
26
26
26
–
26
26
26
26
26
26
26
–
26
26
26
26
26
26
26
–
26
26
26
5
13
12
10
8
13
17
13
Geographic areas
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 69
percent
50 percent
1
22
1
33
26
17
64.0
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1
–
1
–
–
(1)
–
1
–
17
17
17
37
–
21
22
21
22
1
–
1
–
–
2
–
2
–
33
36
32
27
51
31
33
31
31
23
19
26
27
–
27
24
29
35
25
27
23
6
5
18
19
18
9
66.7
66.9
66.6
58.9
59.7
64.7
64.7
64.7
61.7
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
–
–
2
3
(1)
16
26
18
18
19
–
–
1
1
1
23
36
38
41
35
49
27
26
26
25
7
9
15
11
20
62.4
61.3
64.0
62.0
66.4
66.0
60.0
60.0
60.0
60.0
Full time .................................................................
Part time ................................................................
1
–
20
39
1
–
35
19
26
31
18
11
64.4
61.5
60.0
60.0
Union .....................................................................
Nonunion ...............................................................
2
1
24
22
3
1
19
35
38
25
15
17
64.0
64.1
65.0
60.0
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
–
1
1
1
–
38
55
22
18
18
17
–
–
1
2
1
–
26
19
36
37
30
29
27
23
27
26
25
25
8
2
13
17
25
27
59.8
56.6
62.9
64.3
66.9
68.2
60.0
50.0
60.0
60.0
65.0
66.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3
–
3
14
19
12
1
–
1
37
16
41
27
52
24
19
8
21
65.2
63.3
65.5
60.0
66.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1
–
–
–
–
–
24
21
12
25
23
–
1
–
–
–
–
–
32
31
40
28
27
–
26
27
32
27
17
35
16
20
13
18
31
37
63.8
65.6
64.4
64.2
69.9
71.2
60.0
60.0
60.0
60.0
60.0
67.0
60 percent
61 to 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
All workers .............................................................
51 to 59
percent
Mean fixed
percent of
annual
earnings
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
51 to 59
percent
Greater
than 69
percent
Median
fixed
percent of
annual
earnings
Less than
50 percent
50 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
2
–
–
2
–
–
–
23
16
14
17
10
–
16
13
22
24
20
23
24
49
52
45
–
–
–
–
–
–
–
–
–
2
2
–
3
1
1
–
31
33
30
31
34
45
38
38
37
30
20
24
32
28
25
–
27
21
22
25
20
–
31
31
36
27
15
7
30
18
18
24
19
28
32
25
34
–
14
17
1
15
44
46
9
4
4
7
64.3
67.8
69.4
67.4
70.1
61.7
64.3
65.9
59.9
62.9
74.0
74.2
60.7
57.2
56.9
58.7
60.0
60.0
66.0
60.0
66.0
60.0
60.0
60.0
60.0
60.0
67.0
67.0
60.0
58.0
50.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1
–
–
1
2
1
( )
26
26
25
19
15
24
1
–
–
1
1
2
31
29
34
34
36
31
31
33
26
23
26
20
11
10
14
21
20
23
62.2
62.3
62.2
65.3
65.0
65.6
60.0
60.0
60.0
60.0
60.0
60.0
–
–
–
–
–
–
–
–
–
15
40
9
8
13
–
8
–
12
–
–
–
–
–
–
–
1
–
42
9
43
45
56
47
47
47
26
19
42
24
19
11
4
19
13
29
23
7
23
25
19
–
24
26
24
65.1
61.0
65.7
66.1
65.1
60.2
67.3
66.5
67.3
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
65.0
60 percent
61 to 69
percent
Mean fixed
percent of
annual
earnings
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
70
$170
$250
$546
$1,000
$2,300
30
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
67
65
68
78
68
69
68
75
170
170
170
–
170
170
170
170
381
417
350
–
250
170
300
300
561
750
561
–
546
524
546
546
1,500
1,750
1,385
–
1,000
1,000
1,000
1,000
2,500
2,500
2,350
–
2,308
2,500
2,000
1,500
33
35
32
22
32
31
32
25
82
71
70
70
69
170
170
170
170
170
400
250
250
250
250
546
546
500
500
502
561
1,000
750
800
600
1,154
1,500
1,500
1,500
1,500
18
29
30
30
31
Full time .................................................................
Part time ................................................................
70
70
170
170
300
170
546
350
1,154
546
2,308
561
30
30
Union .....................................................................
Nonunion ...............................................................
71
70
170
170
201
250
490
546
546
1,100
1,000
2,308
29
30
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
76
80
73
70
65
65
–
–
170
170
170
170
–
–
250
340
346
350
–
–
546
546
546
560
–
–
1,000
1,000
1,200
1,500
–
–
2,000
2,300
2,308
2,350
24
20
27
30
35
35
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
65
87
60
170
170
175
300
260
300
524
546
515
1,000
561
1,000
1,500
1,500
1,500
35
13
40
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
72
68
73
68
62
57
170
170
170
170
170
170
250
200
364
170
200
170
546
500
546
500
500
300
1,000
600
800
561
577
524
2,308
1,500
1,385
2,500
1,000
715
28
32
27
32
38
43
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum weekly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
48
61
56
62
54
78
77
79
86
74
50
43
79
–
$170
170
170
–
–
170
–
–
170
–
–
170
–
$500
500
500
–
–
459
–
–
300
–
–
300
–
$900
750
1,000
–
–
561
–
–
546
–
–
546
–
$2,309
2,309
2,500
–
–
1,500
–
–
1,000
–
–
1,000
–
$3,000
3,000
3,846
–
–
2,500
–
–
2,000
–
–
2,000
52
39
44
38
46
22
23
21
14
26
50
57
21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
77
80
70
65
68
62
170
170
170
170
170
170
170
170
170
364
364
350
524
524
524
561
546
600
750
750
800
1,500
1,154
1,500
1,500
1,500
1,500
2,309
2,000
2,500
23
20
30
35
32
38
61
88
55
56
65
54
59
66
–
170
250
250
250
230
–
200
–
170
400
350
500
500
–
470
–
470
700
500
1,000
1,000
–
546
–
546
1,153
1,250
1,750
1,500
–
1,500
–
561
2,308
2,309
2,500
2,308
–
2,326
39
12
45
44
35
46
41
34
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Employee
contribution
required
Employee
contribution not
required
9
91
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
8
8
8
10
12
9
10
92
92
92
92
90
88
91
90
9
10
9
10
8
91
90
91
90
92
Full time .................................................................
9
91
Union .....................................................................
Nonunion ...............................................................
9
9
91
91
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
8
9
10
8
8
92
91
90
92
92
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
10
10
90
90
90
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
8
12
9
8
21
92
88
91
92
79
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with long-term disability coverage = 100 percent)
Employee
contribution
required
Characteristics
Employee
contribution not
required
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
5
9
9
11
7
7
6
9
8
10
9
8
95
91
91
89
93
93
94
91
92
90
91
92
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
7
9
4
9
8
11
93
91
96
91
92
89
4
8
8
7
9
7
12
8
10
96
92
92
93
91
93
88
92
90
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2010
(All workers with long-term disability coverage = 100 percent)
Characteristics
All workers .............................................................
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
93
5
1
1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
94
92
94
97
96
94
92
94
90
6
7
5
3
–
6
7
5
6
(1)
1
–
–
–
1
–
(1)
3
(1)
(1)
–
–
–
(1)
–
(1)
2
88
91
87
85
90
6
5
4
4
5
–
2
6
8
3
–
2
3
2
3
Full time .................................................................
93
5
1
1
Union .....................................................................
Nonunion ...............................................................
78
95
9
5
9
(1)
4
(1)
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
95
95
94
94
91
92
3
–
4
5
6
7
–
–
1
1
2
1
–
–
(1)
(1)
1
(1)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
89
90
89
4
7
3
5
3
6
2
–
2
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
93
88
93
94
78
6
9
3
3
21
1
2
–
–
–
(1)
2
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 29. Long-term disability plans: Method of benefit payment, private
industry workers, National Compensation Survey, March 2010—Continued
(All workers with long-term disability coverage = 100 percent)
Characteristics
Fixed
percent of
annual
earnings
Percent
varies by
annual
earnings
Flat dollar
amounts
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
88
92
91
89
92
98
96
97
97
96
94
93
97
100
99
95
12
8
8
10
7
–
3
3
–
3
5
–
3
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
93
93
94
92
93
91
5
6
4
5
5
5
1
1
–
2
1
2
(1)
(1)
–
1
(1)
1
95
96
87
92
96
92
91
95
92
4
3
7
6
4
6
7
5
7
–
1
4
–
–
–
(1)
–
–
–
1
1
–
–
–
1
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
20
64
8
6
2
58.8
60.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
21
18
22
36
–
16
16
16
22
64
65
64
53
67
65
63
66
66
8
9
7
5
–
10
12
10
4
6
6
6
–
–
7
7
7
6
1
1
1
–
–
2
2
2
2
58.7
59.1
58.5
57.1
59.0
59.7
60.0
59.6
58.8
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
18
24
19
17
21
73
63
70
69
71
–
5
5
7
2
4
6
5
–
4
–
2
2
–
2
59.5
58.5
58.6
58.9
58.3
60.0
60.0
60.0
60.0
60.0
Full time .................................................................
21
65
7
6
2
58.8
60.0
Union .....................................................................
Nonunion ...............................................................
31
19
55
65
4
8
6
6
4
1
58.1
58.9
60.0
60.0
Average wage within the following categories:1
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
–
19
18
22
21
55
67
67
63
62
6
7
8
8
10
7
6
6
5
6
–
1
2
1
1
59.0
58.6
59.2
58.7
58.8
60.0
60.0
60.0
60.0
60.0
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
18
12
18
67
75
65
8
–
9
6
7
6
2
–
1
59.2
60.7
59.0
60.0
60.0
60.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
21
20
16
21
52
64
65
66
68
27
8
7
10
–
12
6
6
6
6
4
2
3
2
–
5
58.8
59.4
58.7
60.2
55.9
60.0
60.0
60.0
60.0
50.0
All workers .............................................................
61 to 66
percent
Mean fixed
percent of
annual
earnings
67 percent
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)
Fixed percent of annual earnings
Characteristics
61 to 66
percent
Mean fixed
percent of
annual
earnings
Greater
than 67
percent
Median
fixed
percent of
annual
earnings
Less than
60 percent
60 percent
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
18
17
16
15
18
19
15
10
–
25
7
9
29
20
63
61
60
57
63
69
69
72
63
64
75
73
62
69
10
15
16
19
12
–
7
–
7
5
8
9
5
–
6
6
6
7
5
–
–
9
5
5
9
7
–
7
3
2
2
2
2
–
–
–
–
(2)
2
2
–
–
59.5
59.9
60.0
60.3
59.7
58.9
59.0
59.9
58.1
57.8
60.4
60.2
57.2
59.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
13
13
14
24
15
32
69
70
65
62
69
57
8
8
7
8
9
6
8
7
11
4
6
3
2
2
2
1
1
1
60.1
59.8
60.5
58.2
59.4
57.2
60.0
60.0
60.0
60.0
60.0
60.0
17
20
20
15
17
–
18
21
24
64
64
68
68
71
49
67
64
55
7
8
5
10
7
4
6
12
12
11
–
5
6
4
5
7
–
7
2
–
1
1
1
–
2
–
2
59.2
59.2
58.8
59.6
58.7
56.5
59.0
58.4
59.1
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
60.0
67 percent
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
2 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
All workers .............................................................
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
82
$3,500
$5,000
$8,000
$10,000
$15,000
18
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
83
84
82
83
84
86
84
82
4,500
5,000
4,000
3,000
3,000
2,500
3,600
3,000
6,000
6,000
5,000
5,000
5,000
5,000
5,000
4,000
10,000
10,000
8,000
8,000
9,000
7,000
10,000
5,000
12,000
12,500
10,000
10,000
10,000
10,000
10,500
10,000
15,000
15,500
15,000
15,000
15,000
18,000
15,000
15,000
17
16
18
17
16
14
16
18
84
80
74
79
69
2,500
3,399
2,500
2,500
2,500
5,000
4,000
5,000
5,000
5,000
5,000
5,000
7,000
7,500
5,000
8,500
10,000
10,000
10,000
10,000
15,000
15,000
15,000
15,000
10,000
16
20
26
21
31
Full time .................................................................
83
4,000
5,000
8,000
10,000
15,000
17
Union .....................................................................
Nonunion ...............................................................
68
83
2,917
4,000
4,000
5,000
5,000
8,333
10,000
10,000
15,000
15,000
32
17
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
82
83
83
81
81
3,000
3,000
3,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
8,000
7,500
7,500
10,000
10,000
10,000
10,000
10,000
12,000
15,000
15,000
15,000
15,000
15,500
20,000
18
17
17
19
19
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
82
94
80
2,917
–
3,000
5,000
–
5,000
8,000
–
8,750
11,000
–
12,000
15,000
–
15,000
18
6
20
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Transportation and warehousing ...................
Utilities ...........................................................
82
74
80
55
65
4,000
3,000
5,000
–
3,399
5,000
5,000
5,000
–
5,000
8,000
6,000
7,000
–
10,000
10,000
10,000
10,000
–
15,000
15,000
15,000
15,000
–
15,500
18
26
20
45
35
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent)
Characteristics
With
maximum
benefit
amount
Maximum monthly benefit amount1
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
maximum
benefit
amount
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
86
85
84
85
80
83
88
85
85
86
85
67
$4,000
5,000
5,000
5,000
5,000
5,000
5,000
3,000
4,000
4,167
3,000
3,000
$4,000
7,500
8,000
7,500
7,500
6,000
6,250
5,000
5,000
5,000
5,000
5,000
$6,000
10,000
10,000
10,000
10,000
10,000
10,000
6,000
7,000
7,500
6,000
5,000
$12,000
15,000
20,000
25,000
15,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
$15,000
25,000
25,000
30,000
20,000
16,600
15,000
15,000
14,000
15,000
15,000
10,000
14
15
16
15
20
17
12
15
15
14
15
33
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
82
83
80
82
85
79
3,000
3,000
3,000
4,000
4,000
4,000
5,000
5,000
5,000
5,000
5,000
6,000
6,667
7,000
6,000
10,000
7,500
10,000
10,000
10,000
10,000
12,000
10,000
15,000
15,000
15,000
12,000
15,000
15,000
17,300
18
17
20
18
15
21
86
83
75
81
82
81
85
83
4,167
3,000
3,000
4,000
3,500
4,000
4,000
4,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
5,000
7,500
8,000
7,000
10,000
7,500
8,000
8,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
12,000
15,000
15,000
15,000
15,000
15,000
15,000
15,000
20,000
17,300
14
17
25
19
18
19
15
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers receive the same or less
than the benefit shown. The remaining percentiles follow the same logic.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey,
March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave1
Paid
Unpaid
78
62
77
37
68
10
85
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
89
96
86
54
61
81
72
88
79
86
91
84
42
37
67
55
74
51
87
96
83
59
66
80
70
86
78
54
56
54
24
24
40
32
45
26
85
88
84
49
65
72
66
76
57
17
18
17
6
7
11
7
13
7
90
92
89
79
85
86
86
87
77
67
91
84
91
78
36
66
54
53
55
66
90
83
90
75
17
35
31
30
33
42
72
69
71
67
5
9
5
6
4
71
84
85
86
83
Full time .................................................................
Part time ................................................................
90
40
74
26
91
37
43
19
77
42
12
5
88
76
Union .....................................................................
Nonunion ...............................................................
88
76
71
61
87
76
48
36
85
66
10
10
91
84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
52
35
85
90
89
89
32
19
66
75
84
86
53
39
84
89
89
89
19
12
39
43
53
54
44
33
71
78
85
87
4
3
9
12
16
18
78
72
85
88
90
91
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
88
68
95
54
36
61
88
68
95
30
17
35
70
40
81
8
5
9
86
70
92
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
75
79
91
72
83
98
64
61
79
51
72
93
75
78
91
71
84
96
39
34
35
32
38
61
68
71
75
66
79
92
11
5
8
4
4
10
84
87
84
86
92
97
Establishment characteristics
See footnotes at end of table.
Table 32. Leave benefits: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Characteristics
Paid
holidays
Paid
Paid sick
Paid
personal
leave
vacations
leave
Paid jury
duty
leave
Family leave1
Paid
Unpaid
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
93
93
95
96
95
84
81
89
69
82
63
80
85
41
39
74
89
89
92
94
90
80
64
83
40
78
75
82
78
31
29
53
92
92
95
96
95
82
76
89
59
79
53
72
83
51
50
71
69
60
64
63
67
43
35
45
19
53
46
56
54
15
14
25
91
89
92
93
91
77
63
77
41
80
79
93
80
38
37
58
20
23
25
22
26
15
12
15
6
15
11
13
16
4
4
10
96
89
94
95
92
73
80
84
72
88
85
93
88
77
78
76
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
70
68
75
87
85
90
53
52
56
73
67
81
70
69
75
85
82
89
26
25
32
50
44
57
57
54
64
82
77
89
7
7
9
13
10
17
77
73
89
94
92
96
76
80
79
75
78
79
80
75
75
69
67
58
62
60
55
63
62
65
75
77
78
76
79
77
78
77
76
46
46
40
32
36
35
32
34
33
80
78
69
66
69
69
65
62
59
12
9
11
9
11
6
9
8
12
88
83
83
86
83
90
82
84
87
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of paid and unpaid family leave may exceed 100
percent because some workers have access to both types of plans.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical
Note for more details.
NOTE: For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2010
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Mean
number of
days
Median
number of
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
10
24
13
14
9
15
7
4
2
1
2
8
8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3
2
3
28
8
10
17
6
11
14
11
15
25
34
31
46
23
29
13
10
15
13
–
12
11
13
18
15
15
15
12
–
13
10
15
12
11
12
11
7
–
9
6
10
8
21
26
18
6
6
15
6
20
10
10
10
10
4
5
5
2
7
5
7
7
7
2
3
2
1
3
3
2
3
2
1
–
1
(1)
2
2
1
2
1
(1)
(1)
(1)
(1)
1
(1)
3
3
3
1
1
1
(1)
1
1
9
9
9
6
7
8
6
8
8
9
10
9
6
7
7
6
8
7
16
8
9
7
10
32
27
22
16
30
17
18
12
12
13
12
12
14
13
16
9
8
10
11
10
7
13
14
17
10
3
7
8
10
6
1
4
4
6
2
1
2
2
3
1
(1)
(1)
1
1
1
1
1
3
4
2
7
8
8
9
8
7
7
8
9
7
Full time .................................................................
Part time ................................................................
8
31
22
32
14
9
14
9
10
5
16
7
8
3
4
1
2
1
1
(1)
2
1
8
6
8
6
Union .....................................................................
Nonunion ...............................................................
2
12
15
25
10
14
16
13
12
9
16
14
12
6
8
4
3
1
2
1
6
1
9
8
9
7
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
28
49
11
5
3
1
34
26
30
20
13
11
14
10
14
13
12
11
10
6
14
15
15
14
5
4
9
11
12
13
5
3
13
17
21
22
2
1
6
9
10
11
1
–
2
5
7
9
(1)
–
1
2
3
3
(1)
–
(1)
1
1
1
1
–
1
1
4
3
6
5
7
8
9
9
6
6
7
8
9
9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6
17
4
16
36
11
11
19
9
12
12
12
13
8
13
17
4
20
10
2
13
7
–
9
3
–
3
1
–
2
3
–
4
9
7
9
9
6
10
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
11
13
4
21
5
–
26
39
21
55
23
–
14
12
18
11
9
–
14
12
17
7
21
9
9
7
11
4
10
18
14
8
13
2
18
16
6
4
6
1
10
16
3
2
4
(1)
2
9
1
1
–
–
–
15
1
(1)
–
–
–
–
1
1
3
–
–
–
8
7
8
6
8
10
7
6
8
6
8
10
All workers .............................................................
Less
than 6
days
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March
2010—Continued
(All workers with paid holidays = 100 percent)
Paid holidays
Characteristics
Less
than 6
days
6
days
7
days
8
days
9
days
10
days
11
days
12
days
13
days
14
days
Greater
than 14
days
Mean
number of
days
Median
number of
days
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1
1
1
1
1
4
6
2
14
6
2
2
7
52
59
10
14
10
7
6
9
23
21
12
37
26
2
1
30
12
10
23
29
8
6
4
12
14
14
14
15
16
4
2
18
14
13
14
17
18
18
14
27
16
16
20
12
13
8
7
13
12
11
14
9
13
13
7
17
14
10
14
5
8
6
6
9
3
4
7
16
36
42
57
21
10
17
22
8
13
15
10
12
3
2
10
9
9
8
6
9
14
7
9
5
7
16
18
6
3
–
4
5
3
2
2
2
3
5
6
3
3
12
13
2
–
–
7
–
1
1
1
1
–
1
–
–
2
11
14
1
–
–
4
–
(1)
1
( )
–
–
–
1
–
–
1
8
10
–
–
–
2
–
1
( )
–
–
–
2
–
–
3
17
18
–
–
–
4
8
9
9
9
9
8
8
9
7
8
12
12
8
5
5
8
8
9
10
10
9
8
8
9
6
8
11
12
7
5
5
8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14
14
14
7
8
5
26
27
25
21
26
14
15
15
15
11
13
9
13
14
11
14
13
15
9
8
12
9
10
9
13
13
12
16
14
19
4
4
5
10
9
11
2
2
4
6
4
9
1
1
1
2
2
3
(1)
(1)
(1)
1
1
2
1
1
1
3
1
5
7
7
7
8
8
9
7
7
7
8
8
9
5
10
7
7
13
–
14
11
8
16
19
24
29
28
22
26
26
20
9
12
16
19
13
11
12
12
13
10
12
13
15
11
16
13
18
17
11
11
10
8
8
8
10
10
9
25
15
14
8
15
10
14
10
17
13
9
6
8
5
5
7
7
7
8
7
3
2
4
2
3
3
5
1
2
2
3
1
1
1
2
1
1
1
1
–
1
–
(1)
–
1
3
3
4
–
1
–
1
–
1
9
8
8
8
7
7
8
8
8
10
8
8
7
7
7
7
8
8
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2010
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
All workers .............................................................
Fixed number
of days per
year1
As needed2
Other basis3
66
7
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
60
63
59
63
56
69
76
65
67
67
74
71
76
9
9
9
4
2
6
7
5
10
11
5
5
5
31
28
32
34
42
26
17
30
23
22
21
24
19
Full time .................................................................
Part time ................................................................
66
65
7
5
27
30
Union .....................................................................
Nonunion ...............................................................
75
64
6
7
19
29
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
68
60
68
67
62
62
5
8
4
6
10
13
27
32
28
27
28
26
Goods-producing industries ...................................
Manufacturing ....................................................
67
66
9
8
24
26
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
65
78
71
83
77
69
6
7
12
5
3
–
28
15
17
12
20
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 34. Paid sick leave: Type of provision, private industry workers,
National Compensation Survey, March 2010—Continued
(All workers with paid sick leave = 100 percent)
Sick leave provision
Characteristics
Fixed number
of days per
year1
As needed2
Other basis3
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
65
62
61
70
47
64
63
59
69
57
77
77
53
62
58
70
15
7
6
4
7
8
9
11
4
3
8
10
2
5
5
10
20
32
33
26
46
28
29
30
27
40
15
13
44
33
36
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
68
66
72
64
68
59
9
10
5
5
5
5
23
23
23
31
27
36
63
72
62
65
63
47
72
61
69
9
8
8
6
5
8
6
7
6
28
20
29
29
32
45
22
31
26
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Employees earn or accrue a specified number
of sick leave days per year. This number may vary
by length of service.
2 Plan does not specify maximum number of
days.
3 Includes sick leave plans, such as those
available as part of consolidated leave plans, which
may also provide vacations, personal leave, etc.
4 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are based
on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual
items may not equal totals. Dash indicates no
workers in this category or data did not meet
publication criteria. For definitions of major plans,
key provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2010
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 1 year
All workers .............................................................
19
55
22
3
1
7
6
Full time .................................................................
Part time ................................................................
18
30
56
49
23
20
3
–
1
–
8
6
6
6
Union .....................................................................
Nonunion ...............................................................
18
19
41
57
34
21
6
2
1
1
8
7
6
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
25
25
25
14
17
9
57
56
59
53
63
40
16
17
13
28
18
42
1
1
–
4
2
7
(3)
(3)
–
1
(3)
3
6
6
6
9
7
11
5
5
5
6
6
10
All workers .............................................................
17
55
23
3
2
8
6
Full time .................................................................
Part time ................................................................
16
28
55
51
24
19
3
–
2
–
8
6
6
6
Union .....................................................................
Nonunion ...............................................................
16
18
42
57
34
21
6
2
2
2
9
8
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
22
12
16
7
57
56
60
53
62
40
17
18
15
29
19
42
2
2
–
4
2
6
(3)
(3)
–
3
1
5
7
7
7
9
7
12
5
5
6
6
6
10
After 5 years
See footnotes at end of table.
Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers,
National Compensation Survey, March 2010—Continued
(All workers with fixed number of days per year sick leave plans = 100 percent)
Paid sick leave days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
Mean
number of
days
Greater
than 29
days
15 to 29
days
Median
number of
days
After 10 years
All workers .............................................................
17
55
23
3
2
8
6
Full time .................................................................
Part time ................................................................
16
28
55
50
24
20
3
–
2
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
15
17
43
57
32
22
8
3
2
2
9
8
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
22
12
15
7
57
56
59
53
63
40
17
18
16
28
19
41
2
2
3
4
2
7
(3)
(3)
1
3
1
5
7
7
7
10
8
13
5
5
6
6
6
10
All workers .............................................................
17
55
23
3
2
9
6
Full time .................................................................
Part time ................................................................
16
28
55
50
24
20
3
–
2
–
9
7
6
6
Union .....................................................................
Nonunion ...............................................................
15
17
43
57
32
22
8
3
2
2
10
9
7
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
23
24
22
12
15
7
57
56
59
53
63
40
17
18
16
28
19
41
2
2
3
4
2
7
(3)
(3)
1
3
1
5
7
7
7
11
8
14
5
5
6
6
6
10
After 20 years
1 Employees either are granted a specific number of days after completion
of the indicated length of service or accrue days during the next 12-month
period. The total number of days is assumed to be available for use
immediately upon completion of the service interval. Periods of service are
chosen arbitrarily and do not necessarily reflect individual provisions for
progression.
2 Employees eligible for paid sick leave but who have not fulfilled the
minimum service requirement are included as receiving 0 days.
3 Less than 0.5 percent.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 36. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2010
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
Mean
number of
days
Greater
than 24
days
20 to 24
days
Median
number of
days
After 1 year
All workers .............................................................
7
39
36
11
5
2
9
10
Full time .................................................................
Part time ................................................................
4
25
37
48
38
18
12
4
6
4
2
2
10
7
10
5
Union .....................................................................
Nonunion ...............................................................
4
7
46
38
39
36
6
12
4
6
1
2
9
10
10
10
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
10
7
5
6
3
47
47
46
31
39
21
34
33
36
38
36
40
7
7
6
15
12
19
2
2
–
8
5
13
1
1
–
3
2
4
8
8
8
11
9
12
5
5
8
10
10
10
All workers .............................................................
2
10
37
34
11
6
14
15
Full time .................................................................
Part time ................................................................
1
10
8
26
37
36
36
18
12
5
6
5
14
11
15
10
Union .....................................................................
Nonunion ...............................................................
1
2
7
11
46
36
34
34
8
11
4
6
13
14
12
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
2
1
1
1
15
17
9
6
8
4
41
40
44
33
40
24
31
30
35
36
34
39
7
7
7
14
11
19
3
3
3
9
6
14
12
12
13
15
14
17
10
10
12
15
15
15
After 5 years
See footnotes at end of table.
Table 36. Paid vacations: Number of annual days by service requirement,1 private industry workers, National
Compensation Survey, March 2010—Continued
(All workers with paid vacations = 100 percent)
Paid vacations days by length of service2
Characteristics
Less than 5
5 to 9 days
days
10 to 14
days
15 to 19
days
20 to 24
days
Greater
than 24
days
Mean
number of
days
Median
number of
days
After 10 years
All workers .............................................................
2
8
16
41
22
12
17
15
Full time .................................................................
Part time ................................................................
1
9
6
21
15
18
42
33
24
11
13
8
17
13
15
15
Union .....................................................................
Nonunion ...............................................................
1
2
4
8
11
16
56
39
19
22
9
12
17
17
15
15
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3
3
1
1
1
1
12
14
7
3
4
3
22
24
17
9
11
7
39
37
47
42
50
33
18
17
21
26
23
30
6
6
7
18
11
26
15
14
16
18
17
20
15
15
15
16
15
20
All workers .............................................................
2
7
13
19
36
24
19
20
Full time .................................................................
Part time ................................................................
1
9
5
18
12
15
19
18
38
23
25
16
19
15
20
15
Union .....................................................................
Nonunion ...............................................................
1
2
3
8
7
13
10
20
45
35
35
22
21
19
20
20
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2
3
1
1
1
1
12
13
7
3
4
2
19
21
14
7
8
6
25
25
25
13
17
7
28
26
35
43
46
40
14
12
18
34
24
46
16
16
18
22
20
23
15
15
20
20
20
22
After 20 years
1 Employees either are granted a specific number of days after completion of the
indicated length of service or accrue days during the next 12-month period. The total
number of days is assumed to be available for use immediately upon completion of the
service interval. Periods of service are chosen arbitrarily and do not necessarily reflect
individual provisions for progression. Fractional vacation amounts were rounded to the
nearest full number of days.
2 Employees eligible for paid vacations but who have not fulfilled the minimum
service requirement are included as receiving 0 days. Estimates include plans that are
exclusively for paid vacation and vacation plans that are part of a consolidated leave
plan that provides a single amount of time-off for workers to use for multiple purposes.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 37. Consolidated leave plans:1 Access, private industry workers, National Compensation
Survey, March 2010
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
All workers .............................................................
1
5
10
20
year years years years
23
15
20
23
25
77
8
12
15
17
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
34
28
37
25
20
22
12
27
14
17
17
18
14
14
15
12
15
10
22
22
22
20
18
20
17
21
15
25
25
26
23
22
23
19
24
18
28
27
28
24
25
25
22
26
20
66
72
63
75
80
78
88
73
86
10
10
10
6
6
8
7
8
7
14
14
14
11
11
12
12
12
11
17
17
17
13
13
15
14
15
13
19
19
19
14
14
17
17
17
15
14
13
13
14
11
9
11
10
11
10
13
16
16
16
15
16
19
19
18
19
17
21
22
22
22
86
87
87
86
89
6
7
7
7
7
9
11
11
11
11
11
14
14
14
14
12
16
17
17
17
Full time .................................................................
Part time ................................................................
24
20
15
12
20
17
24
20
26
22
76
80
8
6
12
9
15
12
17
14
Union .....................................................................
Nonunion ...............................................................
16
24
13
15
18
20
21
23
25
25
84
76
8
8
13
12
16
14
20
16
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
15
23
23
29
28
12
11
14
15
17
17
18
17
20
20
21
21
20
20
23
24
24
25
22
21
25
26
27
27
84
85
77
77
71
72
6
5
7
8
10
11
10
9
12
13
14
14
12
11
14
15
16
17
14
12
17
18
19
20
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
14
15
14
11
9
11
15
12
16
18
15
19
22
16
23
86
85
86
7
6
7
11
9
12
14
11
15
17
11
19
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
25
10
16
8
9
14
16
11
11
10
10
16
21
16
16
17
17
19
24
19
19
19
21
22
26
22
21
22
24
28
75
90
84
92
91
86
8
7
8
6
7
10
12
11
12
11
12
13
15
14
15
14
16
16
17
18
17
17
20
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 37. Consolidated leave plans:1 Access, private industry workers, National Compensation
Survey, March 2010—Continued
(All workers with paid vacations = 100 percent)
With consolidated leave plan
With no consolidated leave plan
Paid days by length of
service
(Mean number of days)
Characteristics
Access
Paid vacation days by
length of service
(Mean number of days)
Access
1
5
10
20
year years years years
1
5
10
20
year years years years
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Other services ...................................................
17
35
36
29
51
28
25
28
23
47
12
7
50
11
17
17
18
18
18
11
14
15
12
18
14
18
18
13
21
21
22
22
22
15
18
18
16
23
17
24
24
17
24
24
25
25
25
18
21
21
19
27
19
26
27
19
27
26
28
27
28
19
23
22
21
28
19
28
29
20
83
65
64
71
49
72
75
72
77
53
88
93
50
89
10
10
10
10
10
9
8
9
6
10
13
14
10
7
13
14
14
14
14
13
12
13
10
14
16
17
14
11
17
16
17
16
16
15
14
16
12
17
18
19
16
13
20
19
19
19
19
16
16
17
13
18
20
21
18
14
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
17
18
17
29
23
37
12
12
14
17
15
17
18
17
19
21
20
22
21
20
22
25
23
26
22
21
24
27
26
28
83
82
83
71
77
63
7
7
7
8
8
10
11
11
12
13
12
14
13
13
15
16
15
17
15
14
17
19
18
21
27
17
23
25
23
28
20
29
25
17
16
14
16
16
13
15
14
15
23
21
19
20
20
19
20
20
20
26
24
23
23
23
23
23
23
23
27
26
25
26
25
25
25
24
25
73
83
77
75
77
72
80
71
75
9
8
8
7
7
7
7
8
8
13
13
12
12
11
11
12
13
13
16
15
15
15
14
14
14
15
15
18
17
18
17
16
16
16
17
17
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A consolidated leave plan provides a single amount of time-off for
workers to use for multiple purposes, such as vacation, illness, or personal
business. Those with no consolidated leave plan often have separate
leave plans for different purposes.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in
the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal
totals. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 38. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
9
5
5
31
45
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
18
17
18
9
3
7
3
10
4
13
18
10
1
–
5
3
7
2
11
13
10
2
3
5
3
7
3
47
49
46
17
18
34
33
34
22
63
65
62
28
28
50
51
49
33
1
6
5
6
3
1
3
1
2
1
2
5
3
3
2
13
30
26
29
23
24
41
41
42
41
Full time .................................................................
Part time ................................................................
11
6
6
2
7
2
35
20
50
32
Union .....................................................................
Nonunion ...............................................................
14
9
1
5
6
5
41
30
67
43
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
6
7
9
17
19
1
(3)
3
6
12
16
1
1
3
7
11
14
16
10
29
35
47
50
27
20
44
50
64
69
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
7
(3)
9
4
2
6
2
3
2
31
11
39
44
20
52
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
10
3
5
1
2
19
5
2
4
1
–
–
6
3
3
2
4
8
31
32
21
34
32
70
46
52
39
52
60
82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 38. Quality of life benefits: Access, private industry workers, National
Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Characteristics
Childcare1
Flexible
workplace
Subsidized
commuting
Wellness
programs
Employee
assistance
programs
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
25
31
35
23
–
8
10
3
16
16
20
16
10
–
5
9
15
17
16
17
7
12
18
6
3
7
8
2
1
–
2
13
19
24
23
25
–
8
12
2
7
11
19
6
1
1
2
60
49
56
54
58
22
24
26
12
40
38
64
41
11
12
15
76
61
70
68
70
30
39
44
24
53
48
76
54
23
23
21
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4
3
5
16
8
27
4
4
3
7
4
10
3
2
4
9
5
13
14
12
20
50
40
63
25
21
36
69
59
82
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
9
9
11
8
9
–
9
8
10
7
6
5
5
5
3
5
5
4
9
6
4
5
4
2
3
7
9
32
31
37
33
29
29
29
26
29
44
44
47
44
47
45
45
43
45
1 A workplace program that provides for either the full or
partial cost of caring for an employee’s children in a nursery,
day care center, or a baby sitter in facilities either on or off the
employer’s premises.
2 The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings
both above and below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.
3 Less than 0.5 percent.
Geographic areas
NOTE: Dash indicates no workers in this category or data did
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 39. Financial benefits: Access, private industry workers, National Compensation Survey, March 2010
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
All workers .............................................................
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursement
contributions
ment
account
account
Financial
planning
Total1 Performance Signing Other
14
18
33
35
18
17
8
2
1
6
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
19
25
17
6
–
18
19
18
11
31
32
30
9
11
17
9
22
13
56
58
55
19
17
34
28
38
20
58
61
57
19
20
36
28
41
23
23
26
22
13
28
21
22
20
13
27
32
24
8
7
20
19
20
10
11
14
9
3
4
10
11
10
6
4
6
4
1
–
3
2
3
3
3
4
2
(2)
–
1
1
2
1
8
11
6
3
4
8
9
7
3
5
16
10
10
10
9
17
15
18
12
10
31
26
29
23
13
33
28
32
23
9
18
17
17
17
5
15
12
14
9
2
10
7
7
7
–
5
1
1
1
1
1
1
1
1
1
5
5
5
6
Full time .................................................................
Part time ................................................................
16
6
22
8
39
18
41
17
21
12
19
9
9
5
3
1
2
(2)
7
4
Union .....................................................................
Nonunion ...............................................................
12
14
19
18
40
33
40
35
25
18
20
16
10
8
4
2
1
1
5
6
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
4
15
15
20
23
7
4
17
23
28
32
15
10
30
38
55
63
15
10
32
41
57
64
12
8
19
19
24
25
8
6
15
17
28
30
5
6
6
8
13
15
1
–
1
2
6
6
(2)
(2)
1
1
3
4
4
5
5
6
8
10
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
12
5
15
18
7
22
31
9
40
34
12
43
16
7
19
16
5
22
7
1
10
3
–
4
2
–
3
5
–
6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
14
18
11
19
18
32
18
13
20
6
18
53
34
30
25
27
40
71
35
29
30
26
36
65
19
22
16
24
26
17
17
16
16
16
11
35
8
10
7
11
9
16
2
1
1
1
–
3
1
1
–
1
2
2
6
9
6
10
7
14
Establishment characteristics
See footnotes at end of table.
Table 39. Financial benefits: Access, private industry workers, National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Section 125 cafeteria benefits
Characteristics
Health
savings
account
Flexible
benefits
Stock options
Pre-tax
Dependent
Health care savings with
care
reimburse- no employer
reimbursement
contributions
ment
account
account
Financial
planning
Total1 Performance Signing Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
32
29
34
37
35
12
13
17
6
10
10
14
10
5
–
4
31
37
43
48
38
13
19
23
9
26
24
29
26
4
5
12
69
60
69
71
66
25
33
45
14
43
44
70
43
12
12
12
70
64
73
74
70
30
33
45
15
46
49
73
46
13
13
15
24
19
22
25
18
9
18
20
16
21
32
47
19
–
–
13
–
41
49
50
46
8
18
25
7
14
14
23
15
8
9
6
36
18
22
24
20
–
7
8
4
2
1
3
2
5
6
1
24
8
10
13
6
–
2
2
–
(2)
–
–
(2)
1
–
–
2
4
4
6
3
–
2
2
–
1
1
3
(2)
–
–
–
14
14
17
17
16
–
6
7
3
1
(2)
1
1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
7
10
21
19
23
10
9
14
27
22
34
19
16
28
51
41
64
20
16
29
53
43
67
11
10
15
27
25
30
8
7
9
27
21
35
4
4
6
12
10
15
1
1
1
4
2
5
1
1
(2)
2
1
3
3
2
5
9
8
11
10
10
15
15
14
21
12
15
14
18
16
19
22
18
20
19
19
14
42
33
35
38
33
20
33
38
31
42
34
36
42
34
29
35
37
32
20
21
19
14
16
–
15
20
19
15
15
18
18
15
20
16
18
18
9
7
9
5
9
17
7
6
7
2
2
3
1
2
4
2
1
3
1
1
2
1
2
2
1
1
1
7
5
6
4
6
–
5
5
5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.
2 Less than 0.5 percent.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 40. Health-related benefits: Access, private industry workers,
National Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Long-term
care
insurance1
Retiree health care
benefits2
Under age Age 65 and
65
over
14
17
15
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
24
28
23
6
6
16
14
18
10
25
32
23
5
8
20
20
20
15
23
29
20
4
7
19
19
19
14
4
15
11
9
12
10
20
16
16
16
9
19
13
12
14
Full time .................................................................
Part time ................................................................
16
9
20
9
18
8
Union .....................................................................
Nonunion ...............................................................
20
14
38
15
33
13
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
6
5
11
16
27
32
7
4
13
18
32
34
7
4
12
16
29
32
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
10
3
13
18
6
23
15
5
19
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
15
15
9
13
25
37
17
21
13
19
33
65
15
20
9
18
31
59
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 40. Health-related benefits: Access, private industry workers,
National Compensation Survey, March 2010—Continued
(All workers = 100 percent)
Long-term
care
insurance1
Characteristics
Retiree health care
benefits2
Under age Age 65 and
65
over
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
47
36
43
46
39
11
14
17
5
15
25
42
13
3
3
3
48
37
47
50
42
–
13
17
4
13
24
42
11
1
2
7
49
38
48
53
41
–
12
16
4
10
23
40
8
1
1
6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6
5
9
24
17
33
7
6
11
29
21
–
6
5
10
26
20
–
14
14
15
12
17
14
14
14
13
16
17
18
16
18
16
19
14
16
15
16
17
14
15
12
15
15
15
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care.
2 A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws.
3 The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2009." See
Technical Note for more details.
NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 41. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
Longevity
lieu of
benefits
bonus
bonus
Referral
bonus
Other
bonus2
44
5
4
11
10
5
3
6
12
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
52
59
49
30
44
48
42
52
47
8
9
7
1
1
4
2
5
5
6
7
6
4
–
3
2
4
3
13
18
11
6
6
12
9
14
14
6
7
5
7
5
14
15
13
13
8
7
9
2
–
4
3
6
3
2
2
2
2
9
6
10
3
2
9
8
10
7
–
6
4
8
2
17
20
16
6
–
11
8
12
14
43
50
44
49
39
4
5
7
10
5
2
5
2
2
3
15
13
10
12
8
15
12
11
11
11
2
4
5
6
4
1
2
2
2
2
1
4
5
6
4
11
18
14
16
12
Full time .................................................................
Part time ................................................................
50
27
6
1
5
2
13
6
11
6
6
2
3
3
7
5
15
5
Union .....................................................................
Nonunion ...............................................................
37
45
7
5
4
4
4
12
4
11
8
5
1
3
2
7
18
11
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
30
24
46
51
54
56
1
1
4
6
9
10
2
2
3
4
7
8
6
5
11
13
14
15
9
8
13
11
6
5
1
(4)
5
6
8
9
3
1
6
2
1
1
5
4
7
6
8
9
5
5
11
14
20
19
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
52
46
54
11
4
14
3
1
3
14
18
13
11
17
10
6
2
7
1
1
1
5
–
7
17
8
20
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
43
51
40
41
60
4
4
7
1
9
3
4
3
2
1
7
11
10
10
19
8
5
26
10
15
12
18
9
3
5
3
6
2
2
8
3
8
(4)
12
2
–
7
4
4
4
3
–
11
9
14
6
14
21
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 41. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March
2010—Continued
(All workers = 100 percent)
Characteristics
All
Cash
Employee
End-of-year Holiday
nonproduction profit-sharing recognition
bonus
bonus
bonuses1
bonus
bonus
Payment in
lieu of
Longevity
benefits
bonus
bonus
Referral
bonus
Other
bonus2
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
64
66
71
73
66
46
47
60
32
41
21
21
44
26
25
32
2
8
10
7
15
2
7
13
3
1
(4)
1
2
4
( )
1
2
13
7
8
5
11
5
5
6
3
4
4
2
4
4
4
3
12
23
25
28
18
17
13
20
5
6
–
–
7
6
6
11
4
9
8
8
9
12
8
11
5
8
3
1
9
7
7
10
6
4
4
5
3
4
6
4
4
9
9
13
9
–
–
4
–
2
1
1
3
2
2
–
1
3
–
–
3
1
–
–
6
10
12
11
14
4
9
11
8
10
2
3
11
4
5
2
33
21
25
25
24
8
13
12
10
10
3
2
11
6
6
4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
41
39
48
44
54
4
4
5
6
4
10
3
2
5
5
4
7
13
13
10
9
8
10
13
14
7
7
10
4
3
3
4
7
5
9
1
1
1
5
7
2
3
2
6
10
9
12
8
8
10
17
13
22
47
42
45
45
47
48
46
44
39
5
3
7
6
4
3
6
5
5
4
3
3
4
4
–
4
5
4
9
11
12
13
10
13
9
11
11
14
7
9
9
12
14
13
12
6
7
8
8
2
3
2
2
4
5
2
2
3
3
4
5
3
3
3
8
6
8
7
8
5
7
5
4
8
11
14
11
13
14
15
10
11
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The sum of the individual components may be greater than the total because some
employees may have access to more than one type of nonproduction bonus.
2 Includes all other bonuses provided to employees and not published separately.
3 The categories are based on the average wage for each occupation surveyed, which
may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2009." See Technical Note for more details.
4 Less than 0.5 percent.
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
All workers .............................................................
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
58
12
7
23
57
14
2
28
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
76
84
73
32
40
61
53
66
61
11
11
11
13
8
11
11
11
16
3
1
4
10
11
9
13
5
4
10
4
12
45
42
20
23
17
20
76
84
72
31
41
57
47
64
57
11
10
11
14
–
15
16
14
20
1
1
2
2
–
1
1
1
2
12
5
15
53
35
27
35
21
22
56
66
61
62
61
14
17
15
19
10
5
2
5
3
6
25
15
19
16
23
47
67
64
69
58
23
17
13
12
13
2
2
1
1
1
28
15
23
18
28
Full time .................................................................
Part time ................................................................
71
20
15
4
2
19
11
57
72
13
14
11
1
2
12
74
Union .....................................................................
Nonunion ...............................................................
86
55
6
13
2
7
6
25
81
54
10
14
1
2
8
30
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
27
14
61
72
81
84
11
10
15
14
9
7
13
17
6
3
2
3
49
60
18
11
7
6
25
13
61
71
79
83
13
11
15
15
11
9
2
1
2
1
1
2
61
76
22
13
8
7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
69
55
75
16
17
16
3
5
2
12
24
8
70
44
80
15
27
10
1
1
1
14
27
9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
56
63
71
56
73
93
12
10
15
9
9
–
7
9
3
13
4
–
25
18
10
22
14
4
54
57
67
47
75
91
13
16
19
18
7
–
2
1
1
1
2
–
31
26
13
34
16
5
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Medical care and retirement benefits
Characteristics
Medical
Medical
care and care and no
retirement retirement
benefits
benefits
Medical care and life insurance benefits
Retirement
benefits
No medical
and no
care and no
medical
retirement
care
benefits
benefits
Medical
care and
life
insurance
benefits
Medical
care and no
life
insurance
benefits
Life
insurance
and no
medical
care
benefits
No medical
care and no
life
insurance
benefits
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
78
85
89
81
51
53
67
32
64
68
86
63
22
22
36
8
7
5
3
6
18
14
16
13
11
8
4
12
15
15
15
3
5
4
3
4
8
4
4
5
6
6
2
7
11
11
8
8
10
6
4
8
23
29
14
50
18
19
8
18
52
53
41
83
78
84
89
79
53
55
68
34
62
66
85
61
23
22
37
6
8
5
4
8
–
12
15
11
13
10
4
14
14
14
14
1
2
2
2
2
–
3
1
4
2
1
1
2
1
1
3
10
13
8
6
11
30
30
16
51
23
24
10
23
62
63
46
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
43
39
55
76
72
82
16
17
15
8
9
6
8
8
8
5
5
3
33
37
21
11
13
9
41
37
55
75
69
84
18
19
15
9
13
4
1
1
1
2
2
2
40
43
29
14
17
10
57
61
60
61
59
56
55
59
56
12
10
12
9
13
18
12
12
15
6
7
7
8
7
6
6
7
5
25
22
22
22
21
20
27
22
25
56
54
62
59
58
61
57
57
52
13
17
10
10
13
13
11
14
19
2
2
2
2
1
2
2
1
1
29
27
27
29
27
24
31
28
28
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
All workers .............................................................
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
20
51
1
28
53
18
6
23
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
27
33
24
8
7
18
11
22
26
60
61
59
37
41
54
53
55
51
1
(1)
1
1
1
2
3
1
(1)
13
5
16
55
51
26
34
21
23
72
80
68
28
38
57
50
62
53
15
14
15
17
10
15
14
15
24
3
1
4
10
10
7
11
5
3
10
4
13
46
43
21
25
18
20
23
28
24
24
25
46
55
52
58
46
1
–
1
1
( )
1
29
–
23
19
28
46
60
51
56
47
24
24
25
25
24
5
2
4
3
6
26
15
20
16
23
Full time .................................................................
Part time ................................................................
23
8
63
16
(1)
3
13
73
65
16
21
8
2
17
11
59
Union .....................................................................
Nonunion ...............................................................
68
14
23
54
1
1
8
31
53
53
38
15
2
6
7
25
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5
2
15
24
37
37
33
21
61
62
53
55
2
2
1
(1)
1
–
60
75
23
14
9
–
24
12
56
65
74
79
14
11
20
21
16
12
12
15
5
3
2
2
50
62
19
11
8
6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
28
17
32
57
54
58
(1)
1
–
14
28
–
62
46
68
23
25
22
3
5
2
12
24
8
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
18
19
17
12
36
81
50
54
69
52
46
14
1
2
1
3
–
1
31
25
13
32
–
4
51
55
67
50
51
90
17
18
19
15
31
5
7
7
3
10
3
2
26
20
10
25
14
4
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 42. Medical care benefit combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Medical care benefits and defined benefit
retirement
Characteristics
Medical
care
benefits
and defined
benefit
retirement
Medical
care
benefits
and no
defined
benefit
retirement
Defined
benefit
retirement
and no
medical
care
benefits
Medical care benefits and defined contribution
retirement
No medical
Medical
Defined
No medical
Medical
care
care
contribution
care
care
benefits
benefits
retirement
benefits
benefits
and no
and no
and no
and no
and defined
defined
defined
medical
defined
contribution
benefit
contribution
care
contribution
retirement
retirement
retirement
benefits
retirement
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
46
42
51
56
48
13
–
–
–
19
–
17
20
2
–
–
44
43
39
36
39
57
56
74
38
56
61
73
55
35
34
41
1
(1)
1
1
–
–
–
–
–
1
–
–
1
1
–
–
10
14
10
7
–
31
33
17
54
24
22
–
24
62
63
48
78
75
83
86
80
46
52
66
31
57
63
85
56
21
20
31
11
10
6
6
7
23
15
17
14
18
12
5
19
16
16
20
3
5
4
3
4
8
4
4
5
6
4
2
6
11
11
7
8
10
6
4
8
23
29
14
50
19
21
8
19
52
53
42
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
9
7
13
32
21
46
50
48
57
53
60
42
1
(1)
1
1
2
1
40
44
28
14
17
11
40
36
51
68
66
72
19
19
19
16
16
16
8
8
7
4
5
3
33
37
23
12
14
9
21
25
24
19
16
15
15
15
20
48
46
47
51
56
59
52
56
50
1
1
1
1
1
1
(1)
2
1
30
28
27
30
28
24
32
27
29
52
52
53
55
56
50
53
56
50
17
19
19
15
16
24
14
15
21
6
6
6
8
6
6
6
6
4
25
23
23
23
22
20
27
23
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2009." See Technical Note for
more details.
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
Table 43. Paid leave combinations: Access, private industry workers, National Compensation Survey,
March 2010
(All workers = 100 percent)
Characteristics
All workers .............................................................
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave1
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays1
vacation1
35
32
59
72
68
82
85
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
51
55
49
21
21
38
29
43
24
51
53
50
19
16
34
26
40
21
82
90
79
38
35
64
53
72
49
86
95
82
46
57
75
63
83
72
90
94
88
47
48
73
63
80
57
93
97
91
64
70
84
76
89
82
93
98
91
68
71
88
81
92
86
14
34
29
29
30
11
30
22
21
24
32
65
51
51
51
58
87
79
88
71
43
72
63
62
64
73
92
87
92
82
78
95
89
93
84
Full time .................................................................
Part time ................................................................
42
14
38
12
72
21
87
28
80
35
94
48
95
54
Union .....................................................................
Nonunion ...............................................................
45
34
39
31
69
58
84
70
80
67
92
81
94
84
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
10
37
41
50
51
13
8
32
37
49
50
28
14
63
73
81
83
42
25
79
87
86
86
38
25
72
81
88
91
59
47
88
93
94
94
65
51
91
94
94
94
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
29
14
35
22
11
27
53
33
60
84
59
94
62
43
70
90
73
96
92
79
97
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
36
32
34
29
34
59
34
26
30
22
30
58
61
59
76
49
69
93
69
72
89
63
79
96
70
70
84
61
80
97
81
83
94
76
91
98
83
87
94
82
92
99
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 43. Paid leave combinations: Access, private industry workers, National Compensation Survey,
March 2010—Continued
(All workers = 100 percent)
Characteristics
Personal
leave and
vacation
Personal
leave and
sick leave
Sick leave
and
vacation
Vacation
and
holidays
Personal
leave, sick
leave, or
paid family
leave1
Personal
leave, sick
Personal
leave, paid
leave,
family
vacation, or
leave, or
holidays1
vacation1
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
67
58
63
62
65
41
33
44
17
48
30
46
51
14
12
22
65
57
62
61
64
41
32
43
16
48
41
49
50
11
11
17
87
88
91
92
89
78
62
81
37
72
50
68
76
26
24
50
90
91
94
95
94
80
74
87
56
76
52
71
80
33
31
66
92
92
94
96
93
82
68
85
45
83
80
89
83
35
33
61
95
95
97
98
97
85
80
91
65
87
81
89
88
57
56
77
95
95
97
98
97
87
85
92
74
88
74
86
90
60
59
81
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
24
22
29
47
41
55
22
20
26
43
37
52
50
49
53
70
65
78
63
61
69
82
78
87
58
57
63
80
75
86
75
74
80
90
88
94
79
77
84
92
91
94
44
42
38
28
35
33
30
31
30
41
40
33
26
30
29
28
29
29
66
63
56
60
58
50
60
59
62
73
73
73
70
72
71
74
70
69
74
73
66
68
66
62
68
67
70
80
83
82
82
82
84
83
82
81
81
87
85
84
85
86
86
84
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers with access to one or more of the these benefits.
2 The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2009." See Technical Note for more details.
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20092010.htm.