Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010 (All workers = 100 percent) All retirement benefits3 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 69 55 80 31 28 92 54 37 69 83 86 82 86 74 78 73 81 89 90 88 95 46 43 47 73 43 40 44 69 93 93 93 94 61 74 56 31 46 59 42 20 76 81 74 64 92 82 49 75 71 66 74 67 89 69 32 63 56 43 63 55 96 85 66 84 78 66 84 81 86 38 19 55 25 14 31 32 83 35 18 51 22 10 28 31 97 94 94 94 86 71 91 97 21 66 36 38 62 61 62 54 12 48 18 20 44 39 47 38 59 72 50 53 71 64 75 70 65 70 67 66 68 50 59 52 52 53 78 84 78 80 77 31 33 28 25 30 31 32 26 24 28 98 97 94 96 93 48 59 54 58 50 32 44 37 41 32 66 74 68 71 65 Full time ................................................................. Part time ................................................................ 78 39 65 23 84 58 36 14 34 11 94 80 61 30 45 14 72 47 Union ..................................................................... Nonunion ............................................................... 92 65 87 49 94 77 82 21 78 19 96 90 41 57 29 39 71 69 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 43 31 70 80 88 90 24 12 54 68 81 83 56 39 78 86 92 92 10 5 26 37 54 54 8 3 23 35 51 50 77 61 91 94 95 94 37 28 57 62 64 67 18 9 38 46 51 54 49 34 67 75 79 80 Goods-producing industries ................................... 73 60 83 30 28 95 65 49 75 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 68 78 87 90 87 72 89 90 55 67 82 87 79 56 78 86 80 85 94 96 91 78 87 96 31 46 74 85 56 25 50 84 28 43 69 82 47 23 47 80 92 93 93 96 84 92 93 96 52 49 32 20 62 62 71 32 36 33 21 11 46 42 51 18 68 68 66 54 75 68 71 57 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010—Continued (All workers = 100 percent) All retirement benefits3 Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 52 48 65 84 79 88 37 34 46 72 63 80 70 71 70 86 80 91 12 10 19 47 31 63 11 9 17 44 28 59 90 92 87 93 90 94 46 43 56 61 64 58 30 28 36 44 46 42 65 65 65 72 71 73 67 72 69 72 70 68 66 70 66 55 60 56 58 54 54 52 55 54 83 84 81 81 76 79 78 79 82 31 36 33 29 29 31 26 27 32 29 33 30 26 26 29 24 25 31 94 91 91 88 90 93 95 96 95 51 53 55 58 60 49 53 56 49 37 39 38 42 38 33 36 38 36 74 74 68 73 63 68 68 68 72 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or participating in at least one of these plan types. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 4. Defined benefit retirement plans: Open and frozen plans, civilian workers,1 National Compensation Survey, March 2010 (All workers participating in defined benefit plans = 100 percent) Characteristics All workers ............................................................. Open plans2 Frozen plans3 84 16 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 84 78 85 91 16 22 15 9 92 85 89 90 81 68 84 91 8 15 11 10 19 32 16 9 95 86 80 73 86 5 14 20 27 14 Full time ................................................................. Part time ................................................................ 84 87 16 13 Union ..................................................................... Nonunion ............................................................... 87 81 13 19 Average wage within the following categories:4 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 80 86 86 83 80 20 14 14 17 20 Goods-producing industries ................................... 76 24 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 85 89 91 91 92 85 84 89 15 11 9 9 8 15 16 11 Worker characteristics Establishment characteristics See footnotes at end of table. Table 4. Defined benefit retirement plans: Open and frozen plans, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers participating in defined benefit plans = 100 percent) Open plans2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Frozen plans3 86 87 85 83 80 85 14 13 15 17 20 15 76 83 78 89 88 85 84 87 24 17 22 11 12 15 16 13 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Plans open to new participants. 3 Plans closed to new workers or plans that cease accruals for some or all plan participants. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, civilian workers,2 National Compensation Survey, March 2010 (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual3 Characteristics All workers ............................................................. All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 79 5 16 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 78 69 83 100 7 6 7 – 15 25 10 – 100 87 86 98 77 83 75 88 – – – – 3 3 3 2 – – – – 20 14 22 10 93 86 75 75 76 – 3 5 – 7 – 11 20 – 17 Full time ................................................................. Part time ................................................................ 79 82 5 – 16 – Union ..................................................................... Nonunion ............................................................... 94 71 2 6 4 23 Average wage within the following categories:4 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 76 77 81 80 – 3 5 6 7 – 20 17 13 13 Goods-producing industries ................................... 74 9 18 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 80 94 99 100 93 88 85 100 4 2 – – – 3 5 – 16 4 – – – 8 10 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, civilian workers,2 National Compensation Survey, March 2010—Continued (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual3 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 66 62 71 81 84 79 3 – – 5 – 6 31 – – 14 – 14 78 82 76 74 76 74 83 85 – – – – 5 – 4 – – – – – 19 – 13 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Benefit accruals are for existing participants since the plan was closed to new workers or stopped accruing benefits. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, civilian workers,2 National Compensation Survey, March 2010 (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 8 43 50 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 7 13 4 – 35 39 32 5 59 48 64 95 – – 3 – 15 15 15 5 – 52 23 – 45 61 38 58 97 – 74 88 40 23 47 37 – 5 3 – 4 – 64 68 79 50 55 31 29 – 46 Full time ................................................................. Part time ................................................................ 7 17 43 33 50 50 Union ..................................................................... Nonunion ............................................................... 1 11 30 49 69 40 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 16 9 6 6 7 41 45 44 41 34 43 46 50 52 59 Goods-producing industries ................................... 7 64 29 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 8 1 – – – – 4 – 37 27 9 2 37 49 56 – 55 72 91 98 63 – 40 94 Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, civilian workers,2 National Compensation Survey, March 2010—Continued (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits Characteristics 1 year 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 to 5 years Greater than 5 years 9 12 – 7 12 5 51 50 52 41 46 38 40 38 – 51 42 57 – – 4 5 – – 17 – – 44 68 50 59 29 57 63 52 27 – – 55 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 8. Defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2010 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 62 38 78 22 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 66 69 65 55 34 31 35 45 83 84 82 76 17 16 18 24 44 64 62 69 57 49 61 67 56 36 38 31 43 51 39 33 66 84 82 80 71 57 79 82 34 16 18 20 29 43 21 18 57 74 63 65 61 43 26 37 35 39 75 86 79 81 76 25 14 21 19 24 Full time ................................................................. Part time ................................................................ 63 57 37 43 79 72 21 28 Union ..................................................................... Nonunion ............................................................... 56 63 44 37 76 79 24 21 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 54 60 59 65 67 66 46 40 41 35 33 34 69 81 74 81 83 83 31 19 26 19 17 17 Goods-producing industries ................................... 66 34 81 19 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 62 59 55 44 60 60 68 59 38 41 45 56 40 40 32 41 78 80 75 65 79 81 83 83 22 20 25 35 21 19 17 17 Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Not required Employee contribution option Pretax Not pretax 63 62 64 62 58 67 37 38 36 38 42 33 81 82 80 77 72 82 19 18 20 23 28 18 67 61 58 62 62 65 65 62 65 33 39 42 38 38 35 35 38 35 80 83 76 79 77 76 76 78 80 20 17 24 21 23 24 24 22 20 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010 (All workers = 100 percent) Health care3 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 74 60 81 73 55 75 88 95 86 84 75 81 73 73 85 86 85 86 88 94 85 84 68 74 66 67 78 79 78 80 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 92 82 51 73 74 64 80 79 79 68 37 63 58 47 65 66 86 84 73 86 79 73 81 84 92 81 50 73 73 64 79 78 73 62 34 59 52 41 59 62 80 76 67 81 71 65 74 79 73 85 77 82 72 60 72 63 69 57 83 84 82 85 79 72 84 76 81 72 58 66 59 65 53 80 78 77 80 74 Full time ................................................................. Part time ................................................................ 89 25 73 16 82 65 88 24 67 14 76 59 Union ..................................................................... Nonunion ............................................................... 94 70 84 55 90 79 93 70 78 50 84 72 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 41 25 79 88 93 94 27 15 61 75 81 83 66 59 78 85 88 88 41 25 78 88 92 94 25 13 56 70 74 75 60 54 72 79 80 80 Goods-producing industries ................................... 86 73 86 85 69 81 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 72 81 86 88 88 77 89 88 58 65 74 75 78 59 77 80 80 81 86 85 89 77 86 90 71 80 86 88 87 76 88 88 52 60 68 69 72 54 69 75 73 75 80 79 83 71 78 84 Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Health care3 Medical care Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Take-up rate Access Participation Take-up rate 60 56 72 86 83 90 45 42 55 73 67 79 76 75 77 84 81 88 60 56 71 86 82 89 43 39 52 66 60 71 71 71 73 77 74 79 72 74 73 72 75 79 71 74 74 60 61 59 59 58 66 56 57 64 83 83 81 81 78 84 78 77 86 71 74 73 72 75 78 71 73 74 52 57 54 54 53 60 51 52 58 73 78 75 76 71 77 72 71 79 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 47 38 80 28 22 78 72 54 75 59 67 56 50 49 55 46 42 83 82 83 85 36 39 35 32 28 31 27 26 79 80 79 82 86 93 84 83 67 73 65 66 78 78 78 80 55 60 31 46 47 40 52 46 47 48 23 38 36 28 41 39 85 81 73 82 77 72 79 85 34 30 19 31 25 20 28 32 29 22 14 24 19 15 22 26 84 75 71 79 77 74 78 81 90 79 49 72 72 62 77 76 72 60 33 58 51 40 57 60 80 76 67 80 71 65 74 79 39 53 49 51 46 33 45 39 42 36 85 84 80 83 77 28 36 30 30 29 24 28 24 24 23 85 78 80 81 79 70 83 75 79 70 56 65 58 64 52 80 78 77 80 74 Full time ................................................................. Part time ................................................................ 57 15 46 11 80 71 34 9 27 7 78 70 87 24 66 14 76 59 Union ..................................................................... Nonunion ............................................................... 71 43 62 33 87 77 53 23 45 18 85 75 91 68 76 49 84 72 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 21 13 48 58 66 71 14 8 37 47 56 60 67 58 77 82 85 85 12 8 26 35 43 45 8 5 19 28 35 36 68 62 75 80 81 81 40 24 76 86 91 93 24 13 55 68 73 74 60 54 72 79 80 80 Goods-producing industries ................................... 55 47 85 34 28 83 83 67 81 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 46 49 50 50 56 48 70 59 36 40 42 42 46 37 56 50 79 81 84 85 83 78 79 86 27 29 32 32 35 26 39 43 21 22 26 26 27 19 29 34 77 77 80 82 76 74 75 79 70 79 84 86 87 74 87 87 51 59 67 68 72 53 67 74 73 75 79 78 83 71 77 84 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 9. Health care benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 30 27 41 62 56 68 23 21 32 50 44 56 77 77 77 81 79 82 18 16 26 37 30 43 14 12 19 29 24 34 76 77 73 79 79 79 58 54 69 84 81 88 41 38 50 64 59 70 71 71 73 76 73 79 50 48 48 46 43 45 35 47 59 41 39 38 38 33 33 27 38 49 81 81 79 82 77 74 77 79 83 21 33 26 17 27 29 19 28 42 17 26 20 14 19 22 15 22 35 80 81 76 79 68 76 76 81 83 70 72 72 71 74 77 69 72 72 51 56 53 53 52 60 49 50 56 72 78 74 76 71 78 72 70 79 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in health care. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 10. Health care benefits:1 Share of premiums paid by employer and employee, civilian workers,2 National Compensation Survey, March 2010 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 79 21 68 32 81 79 81 88 19 21 19 12 69 69 69 70 31 31 31 30 89 76 80 85 76 71 78 82 11 24 20 15 24 29 22 18 69 65 67 74 65 61 67 70 31 35 33 26 35 39 33 30 84 81 79 80 79 16 19 21 20 21 70 71 72 74 70 30 29 28 26 30 Full time ................................................................. Part time ................................................................ 80 77 20 23 68 66 32 34 Union ..................................................................... Nonunion ............................................................... 89 77 11 23 81 64 19 36 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 75 77 80 81 81 24 25 23 20 19 19 61 63 65 69 72 73 39 37 35 31 28 27 Goods-producing industries ................................... 80 20 73 27 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 79 83 88 89 84 78 75 88 21 17 12 11 16 22 25 12 67 67 70 70 70 64 66 76 33 33 30 30 30 36 34 24 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 10. Health care benefits:1 Share of premiums paid by employer and employee, civilian workers,2 National Compensation Survey, March 2010—Continued (In percent) Single coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employer share Family coverage Employee share Employer share Employee share 79 79 79 80 78 81 21 21 21 20 22 19 64 63 65 70 68 72 36 37 35 30 32 28 75 82 80 79 77 79 79 79 82 25 18 20 21 23 21 21 21 18 69 75 73 67 62 63 61 65 70 31 25 27 33 38 37 39 35 30 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 11. Medical care benefits: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2010 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 82 18 70 30 84 82 84 88 16 18 16 12 72 72 71 69 28 28 29 31 89 81 82 86 80 76 82 83 11 19 18 14 20 24 18 17 67 72 68 75 68 65 69 70 33 28 32 25 32 35 31 30 85 82 82 81 82 15 18 18 19 18 70 71 73 74 72 30 29 27 26 28 Full time ................................................................. Part time ................................................................ 82 80 18 20 70 70 30 30 Union ..................................................................... Nonunion ............................................................... 89 80 11 20 82 67 18 33 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 78 76 80 83 84 84 22 24 20 17 16 16 63 62 67 72 75 76 37 38 33 28 25 24 Goods-producing industries ................................... 82 18 74 26 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 82 85 88 89 86 82 82 89 18 15 12 11 14 18 18 11 69 69 69 68 71 69 75 79 31 31 31 32 29 31 25 21 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits: Share of premiums paid by employer and employee, civilian workers,1 National Compensation Survey, March 2010—Continued (In percent) Single coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employer share Family coverage Employee share Employer share Employee share 80 81 80 83 81 84 20 19 20 17 19 16 65 64 66 73 71 75 35 36 34 27 29 25 79 84 82 82 80 81 83 83 83 21 16 18 18 20 19 17 17 17 74 77 76 71 65 63 63 69 71 26 23 24 29 35 37 37 31 29 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $355.61 23 $441.25 77 $329.43 $96.56 100 100 100 100 376.69 358.27 384.05 435.66 24 21 25 37 446.44 437.05 449.52 472.84 76 79 75 63 355.04 337.93 362.27 413.68 94.74 95.60 94.38 97.32 100 100 100 100 100 100 100 100 451.08 372.74 355.78 394.30 337.99 303.43 352.12 340.15 40 15 23 28 19 16 20 35 489.71 481.58 461.02 446.01 432.03 387.69 446.52 416.76 60 85 77 72 81 84 80 65 425.50 353.11 324.76 374.04 315.82 287.16 328.15 299.60 98.40 96.00 94.99 84.57 99.74 110.34 95.18 100.92 100 100 100 100 100 344.18 336.54 343.62 335.50 353.17 41 29 24 21 26 420.11 412.58 445.82 432.15 458.79 59 71 76 79 74 292.26 305.13 312.12 309.45 315.48 98.19 102.98 94.62 92.72 97.02 Full time ................................................................. Part time ................................................................ 100 100 355.37 359.27 23 24 440.36 454.46 77 76 329.47 328.82 95.52 112.75 Union ..................................................................... Nonunion ............................................................... 100 100 442.03 330.51 42 18 504.63 398.00 58 82 396.35 315.74 90.21 97.86 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 311.80 295.67 333.07 364.04 381.78 386.87 18 16 20 24 27 25 392.58 419.97 419.35 452.88 457.02 461.64 82 84 80 76 73 75 293.90 271.57 311.00 335.42 354.16 362.44 100.68 101.31 97.91 94.75 95.34 95.07 Goods-producing industries ................................... 100 333.59 24 416.14 76 308.01 89.25 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 360.56 394.72 419.63 435.07 389.13 371.51 373.06 431.77 23 25 35 41 23 17 12 32 446.98 456.86 456.40 467.27 411.67 457.73 492.22 474.26 77 75 65 59 77 83 88 68 334.24 373.62 400.15 412.92 382.42 354.23 356.19 411.61 98.20 94.90 96.53 100.31 90.99 93.71 89.93 74.27 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 100 100 100 100 100 $332.27 335.52 325.01 369.02 357.58 378.41 29 30 24 20 18 22 $420.00 422.62 412.65 458.29 462.07 455.79 71 70 76 80 82 78 $297.25 297.44 296.86 346.06 334.47 356.08 $107.52 110.03 102.36 90.91 93.86 88.35 100 100 100 100 100 100 100 100 363.65 382.85 359.33 349.98 331.01 338.10 343.24 371.86 15 28 19 24 19 22 27 29 454.27 471.08 454.05 430.81 391.37 388.73 403.25 481.54 85 72 81 76 81 78 73 71 347.87 348.43 336.72 324.75 317.13 324.07 321.47 326.07 111.02 98.58 91.01 95.67 96.92 92.77 96.41 99.02 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2010 (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate2 Flexible benefits4 Varies3 Percent of earnings Exists, but unknown Other 100 77 1 11 1 (5) 10 (5) 100 100 100 100 77 77 77 81 1 – 1 1 11 11 11 10 2 2 1 2 (5) – 1 – 9 9 9 6 (5) 1 (5) – 100 100 100 100 100 100 100 100 80 74 78 77 72 67 75 83 1 (5) – – (5) – (5) – 9 11 9 10 16 20 14 7 2 1 1 2 1 – 1 1 – – (5) – (5) – (5) – 7 12 11 9 10 12 10 9 – – – – (5) (5) (5) 1 100 100 100 100 100 83 83 83 83 83 – – 1 – – 6 7 6 5 6 1 – – – 5 ( ) – – – – – 9 9 10 10 9 – – (5) – – Full time ................................................................. Part time ................................................................ 100 100 77 74 1 1 10 16 1 1 (5) – 10 7 (5) – Union ..................................................................... Nonunion ............................................................... 100 100 77 77 1 (5) 9 11 2 1 1 (5) 9 10 1 (5) Average wage within the following categories:6 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 76 81 76 80 76 75 – – (5) (5) – 1 13 9 12 9 10 10 (5) – 1 1 2 2 – – (5) (5) – 1 10 – 10 9 10 10 – – (5) (5) 1 1 Goods-producing industries ................................... 100 82 – 6 (5) – 10 (5) Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 76 77 79 79 78 75 75 78 (5) 1 1 1 – – (5) – 12 12 12 10 16 12 13 12 1 2 2 2 1 1 1 4 (5) (5) – – 1 – – 2 10 8 5 7 3 10 10 4 (5) (5) – – – – – – All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 100 100 100 100 100 100 80 77 84 76 78 74 – – – 1 1 1 9 10 6 12 11 12 1 1 (5) 1 1 2 – – – (5) – 1 10 11 9 9 8 10 (5) (5) – 1 – 1 100 100 100 100 100 100 100 100 100 81 76 77 77 80 77 74 75 77 – – ( ) – – – – – – 7 9 12 12 10 13 13 12 11 1 (5) 1 – (5) – 2 1 3 – 2 – – – – – – – 11 11 10 9 9 – 10 11 8 – – – – – – – – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.5 percent. 5 6 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $818.80 12 $1,071.00 88 $786.00 $376.96 100 100 100 100 864.19 857.20 866.96 841.80 10 9 11 13 1,111.33 1,074.46 1,124.13 1,144.73 90 91 89 87 835.80 834.77 836.21 795.03 375.65 365.34 379.80 426.30 100 100 100 100 100 100 100 100 840.58 875.01 784.09 904.35 783.00 716.40 810.30 789.44 14 8 10 11 8 8 8 20 1,209.87 1,098.51 1,108.30 1,164.24 1,009.28 856.36 1,065.75 1,092.84 86 92 90 89 92 92 92 80 780.56 856.47 747.51 871.59 762.94 704.96 786.92 713.04 447.85 365.16 393.83 320.65 388.75 416.61 377.22 391.45 100 100 100 100 100 769.67 806.72 815.98 821.92 808.94 25 16 16 14 18 1,083.27 – 1,023.55 1,034.98 1,012.70 75 84 84 86 82 666.55 749.46 777.07 786.78 765.06 411.74 375.56 336.76 315.22 363.42 Full time ................................................................. Part time ................................................................ 100 100 819.48 808.23 11 14 1,097.40 736.39 89 86 783.90 819.94 374.12 422.82 Union ..................................................................... Nonunion ............................................................... 100 100 993.25 768.64 30 6 1,094.41 1,038.18 70 94 949.73 750.92 318.50 389.49 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 685.52 637.08 755.23 836.72 900.50 939.25 7 7 8 11 16 16 854.91 659.66 1,016.74 1,074.14 1,125.75 1,119.22 93 93 92 89 84 84 672.82 635.30 731.98 806.08 858.38 904.81 424.72 422.24 387.70 364.90 359.39 345.72 Goods-producing industries ................................... 100 819.78 16 1,020.36 84 781.00 324.48 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 818.58 833.52 822.37 813.85 849.98 844.21 920.43 950.67 10 9 12 16 4 7 5 12 1,088.59 1,072.13 1,124.75 1,127.01 1,111.97 980.69 1,189.65 1,094.67 90 91 88 84 96 93 95 88 787.05 809.24 781.19 755.12 837.66 834.55 905.73 931.84 387.97 412.86 413.78 447.03 349.29 412.02 311.75 284.32 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 100 100 100 100 100 $729.83 721.91 746.95 868.85 845.20 888.17 14 14 13 10 9 11 $1,060.75 1,098.27 969.38 1,078.63 1,061.62 1,089.48 86 86 87 90 91 89 $677.56 659.90 715.03 844.73 823.99 862.17 $436.67 446.35 416.13 344.62 370.27 323.07 100 100 100 100 100 100 100 100 935.93 935.68 887.70 805.94 743.35 678.20 722.03 831.29 9 21 13 12 5 5 7 16 1,087.74 1,090.18 1,079.15 984.24 1,136.49 948.32 1,101.22 1,059.99 91 79 87 88 95 95 93 84 920.32 895.83 859.51 781.52 724.14 663.21 692.96 789.02 360.52 362.24 317.17 367.95 396.54 411.53 429.03 385.28 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2010 (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate2 Flexible benefits4 Varies3 Percent of earnings Exists, but unknown Other 100 80 (5) 9 1 (5) 9 (5) 100 100 100 100 80 78 80 84 – – (5) – 9 10 9 7 1 2 1 1 (5) (5) (5) (5) 9 9 9 7 – – (5) – 100 100 100 100 100 100 100 100 84 77 80 81 75 69 78 84 (5) (5) – – (5) – (5) – 7 10 8 8 13 18 11 5 1 1 1 2 1 – 1 (5) – – (5) – (5) – (5) – 8 11 10 8 10 12 10 9 – – – – (5) – (5) 1 100 100 100 100 100 82 85 84 84 85 – – 1 – – 5 6 6 6 5 1 – (5) (5) (5) – – – – – 10 8 9 9 8 – – – – – Full time ................................................................. Part time ................................................................ 100 100 80 78 (5) (5) 9 13 1 1 (5) – 9 8 (5) – Union ..................................................................... Nonunion ............................................................... 100 100 80 79 1 (5) 7 10 1 1 1 (5) 9 9 1 (5) Average wage within the following categories:6 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 78 86 78 82 79 78 – – (5) (5) – – 11 5 11 8 9 9 – – 1 1 1 2 – – (5) (5) 1 1 10 9 9 9 10 9 (5) – (5) (5) – – Goods-producing industries ................................... 100 83 – 6 (5) – 10 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 100 100 100 100 100 100 100 100 79 80 83 83 82 78 77 82 (5) – – (5) – – (5) – 10 10 9 7 13 11 11 8 1 1 1 1 1 1 1 3 (5) (5) (5) – 1 – – 1 9 8 6 8 3 10 10 5 (5) – – – – (5) – – All workers ............................................................. Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Total with contributory coverage Flat dollar amount Composite rate2 Varies3 Flexible benefits4 Percent of earnings Exists, but unknown Other 100 100 100 100 100 100 82 80 86 79 80 77 – – – 1 1 – 7 8 5 10 10 10 1 1 – 1 1 1 – – – (5) – 1 11 12 9 9 8 9 (5) (5) – (5) – – 100 100 100 100 100 100 100 100 100 82 79 77 79 83 83 78 74 79 – – ( ) – – – – – (5) 6 8 11 10 8 10 10 11 9 1 (5) 1 – (5) – 2 1 2 – 2 – – – – – – – 11 9 10 9 8 6 10 14 10 – – – – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined. 3 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 4 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 5 Less than 0.5 percent. 5 6 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2010 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage2 Characteristics All workers ............................................................. Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $31.00 $51.60 $82.73 $121.33 $173.21 $117.80 $200.00 $316.33 $497.97 $713.92 30.00 33.69 28.75 22.04 50.00 51.60 49.27 41.42 80.13 83.18 78.49 73.92 118.47 118.91 118.42 120.34 172.40 172.02 172.59 175.18 115.00 126.00 109.28 92.08 197.82 203.77 194.78 180.00 316.24 309.52 320.98 368.54 508.16 492.24 514.73 563.00 723.93 713.08 734.07 804.44 23.82 30.76 26.15 26.14 33.04 41.02 30.10 30.00 40.66 49.93 49.43 42.69 54.47 67.47 51.00 54.50 73.53 82.71 80.06 66.00 86.67 97.82 82.38 85.00 118.15 121.00 125.40 96.71 124.48 136.64 118.44 128.00 175.18 181.98 166.00 158.00 177.26 206.57 169.00 190.59 95.00 110.27 114.00 84.58 130.20 169.00 117.55 124.86 167.77 204.38 206.11 176.53 216.41 249.17 203.77 208.21 414.65 320.99 357.18 266.00 327.70 349.65 317.98 325.00 598.40 478.48 519.96 407.08 512.69 563.75 491.00 512.00 848.80 701.25 725.51 596.00 728.74 766.37 708.35 714.10 25.33 33.85 36.56 35.00 38.57 52.93 56.53 56.53 54.50 59.51 84.64 86.15 81.12 79.00 84.00 132.83 125.90 114.76 112.66 117.72 198.40 184.63 164.72 154.54 183.26 131.44 120.00 110.00 109.10 115.28 218.41 202.85 180.00 168.76 191.01 344.99 312.52 275.16 255.06 301.23 538.87 481.53 428.97 390.86 471.87 740.32 695.84 648.28 582.31 703.70 Full time ................................................................. Part time ................................................................ 30.93 32.80 51.09 54.71 82.25 90.84 120.19 159.11 171.06 219.83 118.17 114.82 199.81 234.90 312.66 360.85 492.36 596.00 711.17 754.00 Union ..................................................................... Nonunion ............................................................... 24.07 33.36 43.79 54.21 68.27 85.35 103.93 124.48 161.81 173.46 75.83 135.00 137.35 216.65 234.04 332.25 395.99 517.00 654.87 721.79 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 31.32 27.66 33.15 30.31 31.00 30.76 55.53 57.94 53.00 50.98 50.00 49.00 86.66 82.84 84.70 80.07 81.23 78.95 129.87 139.66 122.55 118.42 118.88 116.44 171.62 165.86 173.33 171.00 173.55 172.80 150.49 162.79 127.63 109.10 110.97 107.95 240.11 240.11 209.09 188.55 191.58 185.83 384.22 381.64 333.00 300.66 296.03 279.38 563.00 553.06 512.58 481.97 470.56 439.84 773.32 746.64 729.00 708.35 684.12 659.53 Goods-producing industries ................................... 34.66 51.06 77.65 110.39 155.22 114.54 171.59 262.73 405.29 597.95 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 30.47 24.32 20.79 20.79 18.00 28.68 30.05 22.00 51.64 45.31 40.66 39.67 45.00 46.71 46.53 38.48 84.00 75.70 72.76 75.00 72.32 78.28 73.66 58.07 124.48 118.23 119.68 125.94 110.00 117.05 110.00 93.46 176.00 175.18 182.87 190.00 182.87 169.10 164.00 135.90 120.74 100.94 95.37 92.08 104.25 110.43 96.00 78.02 207.98 196.93 192.89 183.13 201.48 198.36 179.09 170.96 330.04 354.67 365.08 434.24 319.81 348.39 278.83 247.76 517.00 550.56 552.86 593.71 462.36 545.35 401.06 381.59 730.02 797.05 767.99 815.09 581.00 860.88 552.92 533.00 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 16. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National Compensation Survey, March 2010—Continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Family coverage2 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $38.06 38.94 36.00 29.75 32.50 25.02 $61.66 62.92 60.60 49.00 51.64 45.63 $95.22 96.03 90.00 76.47 82.76 72.32 $136.67 140.72 128.81 111.74 118.14 106.60 $192.66 208.03 173.21 161.80 165.03 156.68 $138.33 133.86 151.82 109.92 128.84 97.12 $235.72 233.45 237.59 185.43 205.00 173.16 $376.21 384.71 363.94 289.96 316.31 267.56 $582.65 611.62 537.05 446.17 477.60 421.25 $806.06 841.20 758.81 635.00 695.40 581.00 41.41 33.84 30.66 30.25 34.00 21.67 30.88 23.83 26.34 65.72 52.00 48.00 53.99 52.00 53.00 51.48 45.00 50.67 96.00 80.37 75.57 82.14 85.00 85.63 82.33 78.00 84.00 139.14 125.40 110.66 117.83 118.94 123.00 122.00 112.00 126.62 201.36 181.12 160.32 169.50 174.11 165.03 169.24 170.27 179.67 120.98 107.29 87.38 129.99 142.24 143.64 160.89 114.82 110.00 200.29 187.38 156.23 207.84 223.57 230.00 267.20 205.00 198.00 315.22 290.64 249.64 318.94 330.96 374.34 388.63 311.48 309.63 444.03 457.46 397.84 469.64 529.93 563.00 567.00 487.50 522.92 679.45 755.65 588.68 681.42 722.00 715.02 793.00 711.76 729.41 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 17. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 62 60 96 37 36 98 33 32 95 79 85 76 74 77 84 74 72 98 98 98 97 42 55 38 22 42 54 37 22 98 98 98 99 52 61 49 39 50 58 47 38 96 96 96 97 79 73 40 74 60 49 67 62 78 71 37 71 58 45 65 59 98 98 94 96 96 92 97 96 18 35 23 25 36 29 40 37 18 34 21 24 36 29 40 36 99 99 95 98 98 97 98 97 39 51 15 23 33 20 40 26 38 49 14 22 31 18 38 25 98 97 94 95 95 91 95 96 53 70 65 70 60 50 68 63 68 58 94 97 97 97 96 30 44 46 52 39 29 43 45 52 39 97 98 98 99 98 18 35 28 31 25 17 33 27 29 24 96 97 95 96 94 Full time ................................................................. Part time ................................................................ 76 16 74 14 97 90 43 15 42 15 98 97 41 7 39 7 95 93 Union ..................................................................... Nonunion ............................................................... 84 58 83 56 98 96 47 35 47 34 99 97 35 33 34 31 97 95 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 30 16 65 75 83 86 27 14 63 73 82 85 91 88 96 97 98 98 18 14 37 45 49 51 17 13 36 44 49 51 95 92 97 98 98 99 9 4 30 42 55 58 8 4 29 40 53 56 93 96 94 95 96 97 Goods-producing industries ................................... 72 70 97 52 51 98 34 33 96 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 60 70 77 76 84 65 86 82 58 67 75 75 80 62 84 80 96 97 98 98 96 96 98 98 34 27 23 19 30 31 43 28 33 27 22 19 29 30 42 27 97 98 99 99 98 98 98 98 33 38 40 35 52 36 59 31 31 36 38 34 50 34 57 30 95 95 96 97 95 94 96 96 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 17. Insurance benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Life insurance Characteristics Access 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 44 39 57 78 71 86 41 37 55 76 68 84 95 95 95 97 96 98 27 25 34 45 42 48 26 24 33 44 41 48 97 96 97 98 98 98 21 19 30 44 36 51 20 17 29 42 34 49 95 94 97 95 95 96 60 60 66 63 64 67 61 62 57 58 59 63 62 62 65 57 59 55 97 99 96 97 97 96 94 96 97 36 68 40 28 33 29 26 27 28 35 67 38 27 32 28 25 26 27 98 100 96 98 96 96 96 98 98 35 30 37 36 35 33 31 34 29 34 29 35 35 33 32 30 32 28 95 97 95 96 95 96 94 93 95 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 18. Life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 6 94 6 4 6 9 94 96 94 91 9 4 10 10 6 8 5 8 91 96 90 90 94 92 95 92 10 6 5 5 5 90 94 95 95 95 Full time ................................................................. Part time ................................................................ 7 4 93 96 Union ..................................................................... Nonunion ............................................................... 6 7 94 93 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10 16 6 6 5 6 90 84 94 94 95 94 Goods-producing industries ................................... 5 95 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 7 6 9 9 4 3 11 93 94 91 91 96 97 89 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution required Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution not required 6 6 7 6 6 7 94 94 93 94 94 93 9 4 7 4 7 15 6 7 4 91 96 93 96 93 85 94 93 96 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 19. Life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2010 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics All workers ............................................................. Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 54 2 40 3 1 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 60 67 57 37 3 3 3 2 34 26 37 55 2 2 3 5 1 2 1 1 32 67 45 38 62 61 63 37 1 – 1 2 2 2 2 1 61 29 48 53 33 35 32 57 6 2 4 5 2 1 2 4 1 – 1 2 1 1 1 1 21 49 43 42 44 1 1 1 1 1 72 46 49 50 48 5 3 5 5 5 1 1 1 1 1 Full time ................................................................. Part time ................................................................ 54 49 2 1 39 46 3 2 1 2 Union ..................................................................... Nonunion ............................................................... 36 59 1 2 54 36 8 2 1 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 47 42 52 54 58 60 1 – 2 2 3 4 48 51 43 40 34 33 3 6 2 3 4 2 (3) – 1 1 1 1 Goods-producing industries ................................... 42 2 50 4 1 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 56 51 40 31 57 61 76 39 2 2 2 1 4 2 2 3 38 43 52 62 32 34 19 49 3 3 5 5 4 2 – 6 1 1 1 1 2 1 – 2 Worker characteristics Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 44 43 46 59 59 59 2 2 1 2 2 3 51 52 50 34 37 32 2 2 3 4 2 5 1 1 1 1 1 1 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 58 57 50 52 61 55 53 49 48 3 2 2 2 2 – 2 1 3 34 36 43 42 33 36 42 48 46 3 5 4 3 3 6 2 – 2 1 1 (3) (3) 2 – 2 – 1 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 3 Less than 0.5 percent. Geographic areas NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2010 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts2 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 58 14 23 4 1.4 1.0 1 1 1 – 55 53 56 47 15 15 15 23 25 26 25 27 5 6 4 – 1.4 1.4 1.4 1.4 1.0 1.0 1.0 1.5 – – 1 – (3) – (3) 2 48 69 59 52 64 73 60 60 25 12 18 20 11 9 12 12 25 14 19 19 21 16 23 23 2 – 3 9 4 – 5 3 1.4 1.3 1.3 1.5 1.3 1.2 1.4 1.3 – 1.0 1.0 – 1.0 1.0 1.0 1.0 – 2 1 1 1 54 62 58 52 64 12 13 17 17 18 31 20 22 28 16 – 3 2 2 1 1.4 1.3 1.3 1.4 1.3 1.0 1.0 1.0 1.0 1.0 Full time ................................................................. Part time ................................................................ 1 1 58 69 14 9 23 16 4 5 1.4 1.3 1.0 1.0 Union ..................................................................... Nonunion ............................................................... 1 1 61 58 17 14 17 24 4 4 1.3 1.4 1.0 1.0 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 66 56 62 58 55 49 15 – 14 14 14 15 17 – 21 22 26 29 – – 3 4 4 5 1.3 1.4 1.3 1.4 1.4 1.5 1.0 1.0 1.0 1.0 1.0 – Goods-producing industries ................................... 1 48 17 29 6 1.4 – Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1 1 1 – 3 2 2 – 60 60 46 43 47 68 72 53 14 16 22 26 16 13 12 24 22 20 29 29 29 16 13 17 3 2 3 1 4 2 1 – 1.4 1.3 1.4 1.4 1.4 1.3 1.2 1.4 1.0 1.0 1.5 1.5 – 1.0 1.0 1.0 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Fixed multiple of annual earnings benefit formulas, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 1 1 1 – 1 57 57 58 59 61 57 13 13 14 14 14 15 23 23 23 23 21 24 6 6 5 3 – 3 1.4 1.4 1.4 1.4 1.3 1.4 1.0 1.0 1.0 1.0 1.0 1.0 2 3 – – (3) – – – 1 63 54 57 55 60 49 59 68 61 12 20 14 15 13 18 12 12 11 18 18 25 23 23 31 26 17 23 4 5 – – 3 2 – – 4 1.3 1.4 1.4 1.4 1.4 1.4 1.4 1.3 1.3 1.0 1.0 1.0 1.0 1.0 – 1.0 1.0 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 3 Less than 0.5 percent. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2010 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $5,000 $10,000 $16,000 $28,000 $50,000 5,000 10,000 5,000 10,000 10,000 10,000 20,000 20,000 20,000 50,000 50,000 50,000 50,000 50,000 50,000 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers: Primary, secondary, and special education school teachers ............................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10,000 5,000 5,000 5,000 6,000 5,000 8,000 10,000 10,000 10,000 10,000 5,000 10,000 10,000 10,000 10,000 20,000 15,000 15,000 10,000 15,000 15,000 20,000 15,000 50,000 35,000 25,000 25,000 25,000 25,000 30,000 25,000 50,000 50,000 45,000 45,000 50,000 50,000 50,000 50,000 9,000 10,000 10,000 10,000 7,500 10,000 10,000 10,000 10,000 10,000 20,000 15,000 15,000 20,000 15,000 25,000 25,000 25,000 25,000 25,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 7,500 5,000 10,000 5,000 20,000 10,000 30,000 20,000 50,000 50,000 Union ..................................................................... Nonunion ............................................................... 5,000 10,000 10,000 10,000 20,000 15,000 40,000 25,000 50,000 50,000 Average wage within the following categories:4 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 10,000 5,000 5,000 6,000 10,000 10,000 10,000 15,000 15,000 20,000 24,000 25,000 25,000 30,000 50,000 50,000 50,000 50,000 50,000 50,000 Goods-producing industries ................................... 10,000 10,000 20,000 25,000 50,000 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 5,000 5,000 5,000 5,000 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 20,000 20,000 15,000 15,000 20,000 30,000 40,000 45,000 25,000 25,000 30,000 50,000 50,000 50,000 50,000 50,000 50,000 Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 civilian workers,2 National Compensation Survey, March 2010—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts3 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 10,000 10,000 5,000 7,500 5,000 $10,000 10,000 10,000 10,000 10,000 10,000 $15,000 15,000 15,000 20,000 20,000 20,000 $25,000 25,000 25,000 31,217 25,000 40,000 $50,000 50,000 50,000 50,000 50,000 50,000 5,000 10,000 10,000 10,000 10,000 5,000 10,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 20,000 20,000 20,000 15,000 15,000 15,000 15,000 15,000 50,000 30,000 30,000 25,000 25,000 20,000 25,000 30,000 50,000 50,000 50,000 50,000 50,000 30,000 50,000 50,000 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 22. Short-term disability plans: Method of funding, civilian workers,1 National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured2 Commercially insured Legally required Other 47 34 15 4 50 52 49 44 33 35 32 23 13 11 14 19 4 2 6 14 37 42 37 46 50 52 49 40 26 37 32 35 32 28 33 38 – 16 27 13 16 19 16 15 – 5 4 5 2 1 3 8 27 48 45 47 44 40 36 40 41 38 19 12 12 9 14 14 4 3 3 4 Full time ................................................................. Part time ................................................................ 47 39 36 17 13 41 4 3 Union ..................................................................... Nonunion ............................................................... 45 47 29 35 15 16 11 2 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 38 34 45 46 52 54 31 20 37 38 30 29 30 45 14 13 13 12 2 1 3 4 5 5 Goods-producing industries ................................... 47 40 10 4 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 47 39 48 34 67 35 49 54 33 35 25 28 20 40 30 22 17 18 11 – 11 22 16 8 4 8 16 – 2 3 6 16 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 22. Short-term disability plans: Method of funding, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Commercially insured Legally required Other 34 31 38 53 47 59 38 37 39 32 38 27 26 29 20 10 12 8 2 2 3 5 3 6 53 20 58 57 56 56 60 57 52 43 22 36 40 41 43 37 41 35 – 53 – – – – – – 10 – 5 6 3 3 – 3 – 3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Employer assumes all risks and expenses of providing the benefit. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 23. Short-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 19 81 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 15 14 16 21 85 86 84 79 24 19 32 18 19 23 18 19 76 81 68 82 81 77 82 81 17 20 17 14 20 83 80 83 86 80 Full time ................................................................. Part time ................................................................ 17 34 83 66 Union ..................................................................... Nonunion ............................................................... 17 19 83 81 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 34 49 19 16 15 13 66 51 81 84 85 87 Goods-producing industries ................................... 13 87 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 21 21 13 12 8 26 22 16 79 79 87 88 92 74 78 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Employee contribution required Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution not required 27 30 23 15 17 12 73 70 77 85 83 88 7 46 7 7 7 9 4 12 93 54 93 93 93 91 96 88 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 7 2 68 21 2 2 1 2 – 1 (2) 1 – 66 61 68 79 29 35 26 7 3 1 4 8 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. – – 3 – 4 5 3 16 – – 1 1 1 1 1 6 83 76 85 85 67 68 67 61 6 16 8 12 26 25 26 15 3 5 2 – 3 2 3 2 21 12 20 21 19 9 4 6 7 3 62 61 64 60 67 6 20 10 10 9 1 2 1 1 1 Full time ................................................................. Part time ................................................................ 7 4 2 1 66 81 22 13 2 2 Union ..................................................................... Nonunion ............................................................... 17 4 7 1 58 70 15 23 4 2 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 3 9 9 4 2 2 – 2 2 3 1 81 90 71 66 61 60 10 5 16 21 29 33 2 – 2 2 3 3 Goods-producing industries ................................... 19 7 57 16 1 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 4 2 4 – 2 1 – 2 1 1 1 – – 1 – – 70 79 81 82 78 78 80 86 22 12 9 4 18 13 13 11 3 6 5 8 – 7 5 – Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 8 7 9 7 8 5 1 1 1 3 2 4 74 74 73 65 69 61 16 16 15 23 20 26 1 1 1 3 1 4 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 6 4 13 12 7 9 6 4 3 1 1 5 3 2 – – – 2 63 81 58 64 64 74 55 66 66 28 12 23 19 25 12 33 26 24 1 2 2 2 1 – – – 5 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. Geographic areas NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation Survey, March 2010 (All workers with short-term disability coverage = 100 percent) Number of weeks2 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 89 13 24 26 26 26 11 88 90 87 80 13 13 12 – 22 21 23 – 26 26 26 – 26 26 26 – 26 26 26 – 12 10 13 20 90 93 94 91 87 84 89 89 20 12 – – 13 12 13 13 24 22 – – 21 20 21 26 26 26 – – 26 26 26 26 52 26 – – 26 26 26 26 52 26 – – 26 26 26 52 10 7 6 9 13 16 11 11 93 85 90 90 90 – 13 13 13 13 – 26 26 26 25 – 26 26 26 26 – 26 26 26 26 – 52 26 26 26 7 15 10 10 10 Full time ................................................................. Part time ................................................................ 89 92 13 – 24 – 26 – 26 – 26 – 11 8 Union ..................................................................... Nonunion ............................................................... 85 90 13 13 26 21 26 26 26 26 52 26 15 10 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 91 94 92 90 86 85 13 – 13 13 13 13 24 – 21 24 25 25 26 – 26 26 26 26 26 – 26 26 26 26 26 – 26 26 26 26 9 6 8 10 14 15 Goods-producing industries ................................... 91 13 26 26 26 26 9 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 89 89 81 76 91 94 90 88 13 13 18 20 16 13 13 – 22 24 24 22 26 24 20 – 26 26 26 26 26 26 26 – 26 26 26 52 26 26 26 – 26 26 52 52 26 26 26 – 11 11 19 24 9 6 10 12 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Duration of benefits, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with short-term disability coverage = 100 percent) Number of weeks2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 91 91 92 88 89 87 12 12 12 13 12 13 20 24 13 24 20 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 9 9 8 12 11 13 93 84 88 91 93 88 82 88 25 13 12 12 – 12 12 12 26 20 13 17 – 13 13 25 26 26 26 26 – 26 26 26 26 26 26 26 – 26 26 26 26 26 26 52 – 26 26 26 7 16 12 9 7 12 18 12 Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2010 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 69 percent 50 percent 1 23 2 32 25 16 63.7 60.0 1 – 1 – 20 19 21 35 3 – 3 5 32 37 30 17 21 17 23 13 23 24 22 29 65.6 65.6 65.6 66.7 60.0 60.0 60.0 60.0 – – – – (2) – (2) – 48 20 36 31 21 22 21 24 4 – – – 2 – 2 – 11 39 28 44 32 33 31 31 – 26 26 16 27 24 28 33 22 10 6 8 17 19 17 10 61.6 61.0 59.2 60.1 64.4 64.6 64.2 61.8 58.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – – 2 3 2 ( ) 20 26 19 18 20 – – 1 1 1 22 37 38 41 35 44 26 26 26 24 10 10 15 11 20 62.6 61.2 63.9 62.0 66.1 66.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 21 39 2 – 34 18 25 30 17 11 64.0 61.3 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 1 1 22 23 5 1 25 34 33 23 14 17 63.2 63.7 60.0 60.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 – 36 55 22 20 20 19 – – 2 3 2 – 27 19 36 36 29 29 27 22 26 25 24 22 8 3 13 16 24 27 60.2 56.9 62.8 63.7 66.2 67.3 60.0 50.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... 3 14 1 37 27 19 65.1 60.0 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 1 1 – – – 2 2 – 25 27 32 42 22 24 20 27 2 5 8 4 16 3 3 4 31 28 20 20 19 33 41 36 25 23 12 15 7 29 23 25 16 16 28 19 37 9 11 8 63.3 62.6 66.0 61.5 70.5 60.6 60.7 60.5 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60 percent 61 to 69 percent Median fixed percent of annual earnings Less than 50 percent All workers ............................................................. 51 to 59 percent Mean fixed percent of annual earnings Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 50 percent 50 percent 51 to 59 percent 60 percent 61 to 69 percent Greater than 69 percent Mean fixed percent of annual earnings Median fixed percent of annual earnings 1 – – 1 2 (2) 27 27 25 21 16 26 1 – – 3 1 4 31 30 35 33 37 30 30 33 26 22 25 19 11 9 13 20 19 21 62.0 62.0 62.0 64.6 64.7 64.5 60.0 60.0 60.0 60.0 60.0 60.0 – – – – – – – – – 14 38 13 10 21 – 10 8 14 – – – – – – – – – 40 11 42 43 50 45 48 47 30 19 43 22 19 9 4 17 14 23 26 7 21 26 18 – 24 26 18 65.9 61.1 65.0 66.0 63.9 61.4 66.8 66.6 64.7 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2010 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 70 $170 $250 $546 $1,000 $2,000 30 68 66 69 68 170 170 170 – 364 476 346 – 600 692 561 – 1,385 1,500 1,000 – 2,308 2,350 2,308 – 32 34 31 32 76 71 76 73 69 69 69 73 170 170 170 – 170 170 170 170 170 385 170 – 220 170 250 300 546 561 546 – 546 524 546 546 692 1,250 1,000 – 1,000 1,000 1,000 750 1,500 2,423 2,000 – 2,300 2,500 2,000 1,500 24 29 24 27 31 31 31 27 76 70 69 70 68 170 170 170 170 170 364 250 250 250 230 546 546 500 500 524 625 1,000 750 800 600 1,154 1,500 1,500 1,500 1,500 24 30 31 30 32 Full time ................................................................. Part time ................................................................ 70 69 170 – 300 – 546 – 1,000 – 2,307 – 30 31 Union ..................................................................... Nonunion ............................................................... 74 69 170 170 200 300 490 546 550 1,000 1,500 2,308 26 31 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 75 80 72 71 66 66 – – 170 170 170 170 – – 250 300 250 250 – – 546 546 546 561 – – 1,000 1,000 1,000 1,100 – – 2,000 2,000 2,308 2,308 25 20 28 29 34 34 Goods-producing industries ................................... 65 170 300 524 1,000 1,500 35 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 71 73 64 71 59 78 68 70 170 170 170 170 170 170 170 135 201 300 476 500 185 265 400 200 546 546 692 692 561 546 576 546 1,000 1,000 831 808 1,000 1,000 1,250 959 2,307 2,000 1,500 1,500 1,500 2,000 2,423 1,662 29 27 36 29 41 22 32 30 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... With maximum benefit amount Maximum weekly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 76 80 70 66 67 65 $170 170 170 170 170 170 $170 170 170 300 364 250 $524 524 524 561 546 561 $750 750 1,000 1,292 1,155 1,500 $1,500 1,500 1,500 2,308 2,000 2,310 24 20 30 34 33 35 61 88 51 55 67 55 60 70 – 170 250 250 300 250 400 135 – 170 400 400 500 500 750 200 – 470 700 600 750 1,000 1,000 546 – 546 1,153 1,250 1,500 1,500 2,308 1,500 – 561 2,307 2,309 2,500 2,000 3,500 2,308 39 12 49 45 33 45 40 30 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 28. Long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 10 90 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10 9 11 17 90 91 89 83 19 8 11 16 10 12 10 10 81 92 89 84 90 88 90 90 9 11 9 10 8 91 89 91 90 92 Full time ................................................................. 10 90 Union ..................................................................... Nonunion ............................................................... 13 10 87 90 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 9 11 10 10 11 91 89 90 90 89 Goods-producing industries ................................... 10 90 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 10 13 17 20 13 9 10 16 90 87 83 80 87 91 90 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Long-term disability plans: Employee contribution requirement, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Employee contribution not required 8 9 5 11 9 13 92 91 95 89 91 87 4 8 14 7 9 7 12 20 10 96 92 86 93 91 93 88 80 90 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 29. Long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2010 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 93 5 1 1 94 92 94 95 5 6 5 3 1 1 (2) – (2) (2) (2) – Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 96 97 96 94 94 92 94 91 – 3 4 5 6 7 5 5 – – 1 – 1 – 1 2 2 – (2) – (2) – (2) 1 91 91 87 85 90 5 5 4 4 5 – 2 6 8 2 – 1 3 2 3 Full time ................................................................. 93 5 1 1 Union ..................................................................... Nonunion ............................................................... 85 94 6 5 6 (2) 3 (2) Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 95 94 94 93 92 93 4 – 5 5 6 6 – – 1 1 2 1 – – (2) (2) 1 1 Goods-producing industries ................................... 89 4 5 2 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 94 96 95 96 92 96 97 92 5 3 3 1 8 3 3 7 1 1 1 1 – – – – 1 1 1 2 – – – – Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Method of benefit payment, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with long-term disability coverage = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 93 93 94 93 94 92 5 6 4 5 5 5 1 1 – 1 1 2 (2) (2) – 1 (2) 1 95 96 87 93 96 91 92 96 92 4 3 8 5 3 7 7 4 6 1 1 4 – – – (2) – 1 (2) 1 1 – – – 1 – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2010 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 20 60 10 7 2 59.2 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 20 18 20 14 58 63 56 43 12 11 13 22 7 7 8 14 3 1 3 7 59.3 59.3 59.2 61.4 60.0 60.0 60.0 60.0 16 35 32 21 16 16 16 22 37 53 50 53 63 64 63 62 24 8 9 17 11 12 11 7 15 – 6 – 7 7 7 7 7 – 3 – 2 2 2 2 61.5 56.6 58.0 59.7 59.7 60.0 59.7 59.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 20 23 19 17 21 66 60 69 69 69 6 8 5 6 3 – 7 5 – 5 – 2 2 – 2 59.3 58.8 58.7 58.9 58.5 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. 20 61 10 7 2 59.1 60.0 Union ..................................................................... Nonunion ............................................................... 26 19 47 63 9 11 11 6 6 2 59.6 59.1 60.0 60.0 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 19 18 21 21 55 64 62 58 57 8 9 10 11 12 7 7 7 7 7 3 2 3 2 2 59.1 59.0 59.4 59.1 59.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... 18 67 8 6 2 59.1 60.0 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 20 22 14 17 11 29 37 20 59 54 45 35 61 61 57 46 11 12 21 26 15 5 3 22 7 – 13 15 – – – – 3 – 7 7 – – – – 59.2 59.1 61.3 61.6 60.7 57.2 56.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 61 to 66 percent Mean fixed percent of annual earnings Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 13 13 14 23 16 28 67 69 64 57 65 53 9 9 8 11 10 12 9 7 12 6 8 – 3 2 3 2 2 – 60.2 59.9 60.6 58.7 59.5 58.2 60.0 60.0 60.0 60.0 60.0 60.0 16 19 26 14 16 – 18 16 22 63 64 58 61 63 50 68 57 54 7 8 6 11 17 5 6 14 14 12 7 7 – 3 5 6 – 8 2 2 3 – 1 – 2 – 2 59.7 59.4 58.6 60.3 59.2 56.8 59.0 59.8 59.4 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2010 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 79 $3,000 $5,000 $7,500 $10,000 $15,000 21 79 82 78 70 3,333 4,000 3,000 2,000 5,000 5,500 5,000 3,900 7,500 10,000 7,000 5,000 10,000 12,000 10,000 7,000 15,000 15,000 15,000 10,000 21 18 22 30 65 84 77 71 82 85 81 79 1,500 3,000 3,000 2,917 3,000 2,500 3,000 3,000 3,000 5,000 5,000 5,000 5,000 5,000 5,000 4,000 5,000 7,500 7,000 6,000 7,500 7,000 8,000 5,000 6,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 8,000 15,000 13,000 15,000 15,000 16,667 15,000 15,000 35 16 23 29 18 15 19 21 76 80 74 79 69 2,500 3,000 2,500 2,917 2,500 5,000 4,000 5,000 5,000 5,000 5,000 5,000 6,000 7,500 5,000 8,333 10,000 10,000 10,000 10,000 15,000 15,000 14,000 15,000 10,000 24 20 26 21 31 Full time ................................................................. 80 3,000 5,000 7,500 10,000 15,000 20 Union ..................................................................... Nonunion ............................................................... 65 82 2,222 3,000 4,000 5,000 5,000 7,500 8,000 10,000 10,000 15,000 35 18 Average wage within the following categories:3 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 79 80 80 78 79 3,000 3,000 3,000 3,399 4,000 5,000 5,000 5,000 5,000 5,000 7,500 6,000 7,000 7,500 9,100 10,000 10,000 10,000 10,000 12,000 15,000 15,000 15,000 15,000 17,300 21 20 20 22 21 Goods-producing industries ................................... 82 2,917 5,000 7,500 11,000 15,000 18 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 78 77 70 65 78 83 86 62 3,000 3,000 2,000 1,500 3,600 3,000 3,000 – 5,000 5,000 3,900 3,333 5,000 5,000 5,000 – 7,500 6,000 5,000 5,000 6,000 6,000 7,500 – 10,000 10,000 7,500 6,000 10,000 10,000 10,000 – 15,000 11,000 10,000 8,000 12,500 13,333 15,000 – 22 23 30 35 22 17 14 38 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... With maximum benefit amount Maximum monthly benefit amount2 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 81 83 78 78 81 76 $3,000 3,000 3,000 3,000 3,500 3,000 $5,000 5,000 5,000 5,000 5,000 5,000 $6,000 6,500 6,000 7,500 7,000 9,000 $10,000 10,000 10,000 10,000 10,000 11,000 $15,000 15,000 10,833 15,000 15,000 15,000 19 17 22 22 19 24 85 83 69 74 82 82 74 80 4,000 3,000 3,000 3,500 2,917 3,000 4,000 4,000 5,000 5,000 5,000 5,000 4,000 5,000 5,000 5,000 7,500 7,500 6,500 6,000 6,000 7,500 7,500 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 15,000 15,000 15,000 15,000 15,000 20,000 17,300 15 17 31 26 18 18 26 20 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid jury duty leave Family leave2 Paid Unpaid 76 67 74 41 72 11 86 79 95 73 35 87 91 86 84 74 94 67 17 58 57 58 64 87 89 87 89 17 19 17 16 91 93 91 91 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 31 82 58 77 82 72 88 80 92 81 48 69 69 56 77 56 12 82 61 79 80 70 86 80 76 62 28 42 41 32 47 28 94 84 56 81 73 66 78 61 17 21 8 13 11 7 14 8 94 90 81 91 87 86 88 79 69 91 84 91 77 42 69 55 53 57 69 90 82 90 74 20 37 33 30 35 47 74 70 72 68 6 9 6 7 5 73 85 85 87 83 Full time ................................................................. Part time ................................................................ 87 39 79 28 86 36 47 21 81 44 13 6 89 76 Union ..................................................................... Nonunion ............................................................... 79 75 83 64 73 75 58 38 91 68 15 10 94 85 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 54 37 84 90 80 77 35 22 70 80 87 90 54 40 83 88 77 73 21 14 41 46 59 59 48 35 75 82 88 90 5 3 10 14 17 18 78 73 86 89 92 93 Goods-producing industries ................................... 88 55 88 30 70 8 86 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 74 72 53 43 78 86 91 88 69 83 87 90 86 79 89 89 72 65 40 27 68 84 89 88 43 58 62 70 49 55 67 53 72 85 90 92 91 81 91 90 12 16 15 17 14 17 25 16 86 90 93 93 94 89 95 93 Establishment characteristics See footnotes at end of table. Table 32. Leave benefits: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Paid holidays Paid Paid sick Paid personal leave vacations leave Paid jury duty leave Family leave2 Paid Unpaid 70 68 75 82 82 82 54 53 58 78 70 85 70 69 75 78 79 77 27 25 34 53 47 59 58 55 66 85 78 91 8 7 9 14 11 17 77 73 89 94 92 96 73 78 77 74 78 77 76 73 75 72 71 62 67 65 63 67 65 70 71 74 74 73 77 75 74 73 75 51 50 44 35 40 36 37 37 37 82 81 71 70 73 74 69 67 65 11 9 14 10 13 7 9 9 14 89 85 84 87 86 91 84 86 89 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2010 (All workers with paid holidays = 100 percent) Paid holidays Median number of days 3 8 8 2 2 2 5 4 4 4 11 9 10 9 10 10 10 9 10 – 3 4 14 2 1 3 3 – 1 2 3 1 (2) 1 1 12 1 3 4 1 (2) 2 2 10 8 8 10 8 7 9 8 10 7 7 11 8 6 8 7 4 5 5 6 3 2 3 2 3 1 1 1 1 1 1 2 2 3 4 2 8 8 8 9 8 7 8 8 9 7 9 4 6 2 4 1 2 1 3 2 9 6 8 6 14 15 14 8 12 5 9 2 4 1 7 2 10 8 10 8 5 5 9 10 11 12 7 3 13 18 19 20 3 1 7 12 11 12 2 1 4 7 9 10 (2) – 2 4 6 6 (2) – 1 2 2 2 1 1 2 3 5 5 6 5 8 9 10 10 6 6 8 9 10 10 12 13 17 10 7 3 1 3 9 9 12 10 6 4 8 12 10 1 8 8 7 7 7 9 8 10 14 13 14 13 12 12 7 16 8 9 14 13 15 7 5 22 6 6 10 8 12 4 9 23 3 5 10 9 12 2 4 18 2 4 8 7 11 1 – 5 3 7 16 16 17 1 – 4 8 9 11 11 12 8 8 11 8 9 11 11 12 7 7 11 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 9 21 12 12 9 15 9 6 3 2 3 2 4 10 12 9 13 10 11 9 12 6 12 13 12 7 11 12 10 8 19 24 17 11 12 12 11 17 9 9 9 9 5 5 5 6 12 7 22 3 9 17 6 10 15 31 20 11 28 45 20 26 6 20 11 8 11 11 12 16 6 13 10 4 12 10 13 11 5 6 7 9 8 6 10 8 12 8 8 13 15 6 19 12 16 5 7 18 7 3 9 8 6 5 6 13 4 2 5 5 14 7 8 7 10 27 24 21 15 28 15 17 12 12 13 11 11 14 13 15 9 8 10 11 9 9 14 14 17 11 6 8 9 10 7 Full time ................................................................. Part time ................................................................ 7 29 19 30 12 9 12 9 10 5 16 8 Union ..................................................................... Nonunion ............................................................... 3 11 11 23 7 13 10 12 10 9 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 43 9 4 3 2 33 27 25 16 11 9 13 12 13 11 10 9 10 8 13 12 13 12 Goods-producing industries ................................... 6 16 11 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 10 6 6 9 2 7 4 (2) 22 20 6 10 1 28 32 – 12 12 4 4 2 17 19 – All workers ............................................................. Less than 6 days Mean number of days 6 days Characteristics Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 33. Paid holidays: Number of days provided, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Less than 6 days Mean number of days Median number of days 1 1 1 4 2 7 8 7 8 9 8 10 7 7 7 9 8 10 3 4 4 1 1 5 3 – 3 9 9 8 8 8 8 8 8 9 10 9 8 8 8 8 8 8 9 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 14 days Greater than 14 days 13 13 13 6 8 5 25 26 23 17 23 11 15 15 15 9 12 6 13 14 10 11 12 11 9 8 13 9 10 8 13 14 12 16 14 17 5 5 6 11 10 13 3 2 4 8 5 11 1 1 1 5 3 7 1 1 1 2 1 3 4 9 7 6 11 21 12 10 7 14 17 21 25 25 18 23 23 17 8 11 14 17 11 9 11 10 11 9 11 12 14 9 16 12 16 15 10 10 11 8 8 7 9 9 9 23 14 15 10 15 12 14 14 15 13 10 6 – 9 7 8 9 9 10 10 4 4 7 4 3 4 6 4 4 3 3 2 2 2 3 6 1 2 2 – 1 1 2 – 2 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 34. Paid sick leave: Type of provision, civilian workers,1 National Compensation Survey, March 2010 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year2 As needed3 Other basis4 69 6 25 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 68 67 68 82 7 8 7 3 25 25 26 14 83 53 68 75 70 77 67 70 69 74 72 76 2 1 3 4 6 7 5 9 10 5 4 5 15 46 29 21 24 17 27 21 21 21 24 19 Full time ................................................................. Part time ................................................................ 69 67 6 5 25 28 Union ..................................................................... Nonunion ............................................................... 80 67 5 6 16 27 Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 69 64 70 70 68 69 5 6 4 5 8 10 26 30 26 25 24 21 Goods-producing industries ................................... 67 9 24 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 69 68 84 84 85 55 46 81 6 3 3 2 5 2 1 4 25 29 13 14 10 43 52 15 Establishment characteristics See footnotes at end of table. Table 34. Paid sick leave: Type of provision, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Fixed number of days per year2 As needed3 Other basis4 68 67 72 70 71 69 9 10 5 4 4 4 23 23 23 26 24 27 67 76 67 69 66 58 75 66 71 8 7 7 5 4 6 5 6 5 25 17 26 25 30 36 20 28 24 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 3 Plan does not specify maximum number of days. 4 Includes sick leave plans, such as those available as part of consolidated leave plans, which may also provide vacations, personal leave, etc. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National Compensation Survey, March 2010 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 16 45 32 6 1 8 6 Full time ................................................................. Part time ................................................................ 15 27 45 43 33 26 7 – 1 – 9 7 6 6 Union ..................................................................... Nonunion ............................................................... 11 18 23 51 51 26 14 4 1 1 10 8 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 24 24 23 12 15 9 54 54 54 39 52 28 19 19 18 40 27 51 3 2 – 8 5 11 (4) (4) – 1 (4) 2 7 7 7 10 8 11 5 5 6 10 6 10 All workers ............................................................. 15 44 32 7 1 9 7 Full time ................................................................. Part time ................................................................ 14 25 44 45 33 26 7 – 1 – 9 7 7 6 Union ..................................................................... Nonunion ............................................................... 10 17 24 51 49 27 15 5 1 1 11 8 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 22 23 21 11 14 8 54 54 55 38 52 28 19 20 18 40 27 50 4 3 – 9 6 12 (4) (4) – 2 1 3 7 7 7 10 8 12 5 5 6 10 6 10 After 5 years See footnotes at end of table. Table 35. Paid sick leave: Number of annual days by service requirement,1 civilian workers,2 National Compensation Survey, March 2010—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 15 44 32 8 1 9 7 Full time ................................................................. Part time ................................................................ 14 25 45 44 32 26 8 – 2 – 9 7 7 6 Union ..................................................................... Nonunion ............................................................... 10 16 24 51 48 27 17 5 1 1 11 9 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 22 23 21 11 14 8 54 54 53 39 52 28 20 20 20 39 27 49 4 3 6 10 6 12 (4) (4) (4) 2 1 3 7 7 7 11 9 12 6 5 6 10 6 10 All workers ............................................................. 15 44 32 7 2 10 7 Full time ................................................................. Part time ................................................................ 14 25 45 44 32 26 8 – 2 – 10 7 7 6 Union ..................................................................... Nonunion ............................................................... 10 16 24 51 48 27 16 5 2 1 11 9 10 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 22 23 20 10 13 8 54 54 53 39 52 28 20 20 20 39 27 49 4 3 6 10 6 13 1 1 (4) 2 1 3 7 7 7 11 9 13 6 5 6 10 6 10 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. 4 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 36. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation Survey, March 2010 (All workers with paid vacations = 100 percent) Paid vacations days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 7 35 39 12 6 2 10 10 Full time ................................................................. Part time ................................................................ 5 23 34 47 41 19 13 5 6 4 2 1 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 4 7 34 35 46 37 9 12 5 6 2 2 10 10 10 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 9 9 7 5 6 4 46 46 44 27 37 17 35 34 38 42 38 45 7 7 7 15 12 18 3 3 – 9 5 12 1 1 – 3 2 4 8 8 8 11 10 13 6 5 8 10 10 10 All workers ............................................................. 2 10 35 36 11 6 14 15 Full time ................................................................. Part time ................................................................ 1 10 8 25 35 36 38 18 12 5 6 5 14 11 15 10 Union ..................................................................... Nonunion ............................................................... 1 2 7 10 37 35 41 35 9 11 5 6 14 14 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 2 1 1 1 15 17 9 6 7 4 41 40 43 31 39 23 32 31 36 39 36 42 7 7 7 14 11 18 3 3 3 9 5 12 12 12 13 15 14 17 10 10 12 15 15 15 After 5 years See footnotes at end of table. Table 36. Paid vacations:1 Number of annual days by service requirement, civilian workers,2 National Compensation Survey, March 2010—Continued (All workers with paid vacations = 100 percent) Paid vacations days by length of service3 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 2 7 15 42 23 12 17 15 Full time ................................................................. Part time ................................................................ 1 9 5 20 14 18 43 34 24 11 12 8 17 14 15 15 Union ..................................................................... Nonunion ............................................................... 1 2 3 8 10 16 54 40 23 23 9 12 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 3 3 2 1 1 1 12 14 7 3 4 2 22 23 17 9 11 7 40 37 48 44 50 38 18 17 21 26 23 30 6 6 7 16 11 21 15 14 16 18 17 20 15 15 15 18 15 20 All workers ............................................................. 2 6 12 18 38 25 19 20 Full time ................................................................. Part time ................................................................ 1 9 5 17 11 15 18 18 39 25 26 16 20 16 20 15 Union ..................................................................... Nonunion ............................................................... (4) 2 2 7 5 13 11 19 46 36 35 23 21 19 21 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 1 11 13 6 2 3 1 18 20 13 6 8 5 25 25 25 13 17 8 29 26 36 44 46 43 14 13 18 33 25 41 16 16 18 22 20 23 15 15 20 20 20 22 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. 4 Less than 0.5 percent. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 37. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey, March 2010 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 21 15 20 23 25 79 8 12 15 18 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 30 25 32 17 58 22 12 20 12 24 13 17 17 18 15 19 14 15 15 12 16 11 22 22 22 18 24 20 19 20 17 21 15 25 25 26 19 27 23 22 23 19 24 18 28 27 28 21 29 24 25 25 22 26 20 70 75 68 83 42 78 88 80 88 76 87 11 11 11 12 10 8 10 8 7 9 7 14 15 14 14 14 12 13 12 12 13 11 17 17 17 16 17 14 16 15 14 15 13 20 20 20 19 19 16 19 18 17 18 15 14 12 12 13 11 10 11 11 11 10 14 16 16 16 16 17 19 19 19 19 18 22 22 22 22 86 88 88 87 89 7 8 7 7 7 10 12 11 11 11 12 14 14 14 14 14 17 17 17 18 Full time ................................................................. Part time ................................................................ 22 20 15 13 20 17 24 20 26 22 78 80 9 6 13 10 15 12 18 14 Union ..................................................................... Nonunion ............................................................... 12 23 13 15 18 20 22 23 25 25 88 77 9 8 14 12 17 15 21 17 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 17 15 21 21 26 25 13 11 14 15 17 17 18 17 20 20 21 22 21 19 23 24 24 25 23 21 25 26 27 27 83 85 79 79 74 75 6 5 8 9 10 11 10 9 12 13 14 15 12 11 15 16 17 17 14 12 17 19 20 20 Goods-producing industries ................................... 14 11 15 18 22 86 7 11 14 17 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 23 37 6 6 5 48 67 7 16 18 14 10 20 18 20 17 21 23 16 10 25 24 25 21 24 27 17 10 27 27 28 25 26 28 19 11 29 29 30 28 77 63 94 94 95 52 33 93 9 11 12 11 14 10 12 12 13 14 15 13 17 14 16 15 15 17 17 16 19 17 19 18 18 19 20 18 22 18 22 22 Worker characteristics Establishment characteristics See footnotes at end of table. Table 37. Consolidated leave plans:1 Access, civilian workers,2 National Compensation Survey, March 2010—Continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 5 10 20 year years years years 17 17 16 25 21 28 13 12 14 17 15 17 18 17 19 21 20 22 21 20 23 25 23 26 22 21 24 27 26 28 83 83 84 75 79 72 7 7 7 9 8 11 11 11 12 13 12 14 14 13 15 16 16 17 15 15 17 20 19 21 25 15 22 23 21 25 20 27 23 17 16 14 16 16 14 15 14 15 23 21 19 20 20 19 20 20 20 25 24 23 23 23 23 23 23 23 27 26 25 26 25 25 25 25 25 75 85 78 77 79 75 80 73 77 9 9 8 8 8 8 8 9 9 13 13 12 12 12 12 12 13 13 16 16 15 15 14 15 14 15 15 19 18 18 18 17 17 17 17 18 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 38. Quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare2 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 10 5 6 34 50 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 17 18 16 13 10 16 8 2 11 14 9 5 49 50 48 47 66 67 66 63 8 21 9 8 8 3 11 4 1 4 1 3 5 3 7 2 2 11 3 9 6 3 8 4 46 59 22 41 35 33 37 25 62 71 35 58 52 51 53 37 2 7 5 6 3 1 3 1 2 1 3 5 3 3 3 18 32 27 29 24 30 45 42 42 43 Full time ................................................................. Part time ................................................................ 11 6 6 2 7 2 38 22 55 34 Union ..................................................................... Nonunion ............................................................... 15 9 2 6 9 6 48 32 74 45 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 6 8 11 16 18 1 (4) 3 6 10 13 2 1 4 8 11 13 18 12 32 39 50 52 30 22 48 56 69 72 Goods-producing industries ................................... 7 4 3 31 44 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 11 14 13 8 25 16 26 17 5 3 4 1 – 3 4 6 7 7 6 2 16 7 14 17 35 45 47 43 65 43 76 54 51 60 66 64 76 56 90 75 Worker characteristics Establishment characteristics See footnotes at end of table. Table 38. Quality of life benefits: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics Childcare2 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 4 4 5 15 8 22 4 4 3 6 4 8 3 2 4 9 5 13 15 13 21 51 41 62 26 22 37 71 58 83 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 11 10 10 9 9 – 9 9 11 6 5 4 5 6 5 4 5 4 9 5 5 6 5 2 3 9 12 32 33 38 35 34 32 32 31 36 48 50 49 48 53 46 47 50 51 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. 4 Less than 0.5 percent. Geographic areas NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 39. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with Financial care reimburse- no employer planning reimburseTotal2 Performance Signing Other ment contributions ment account account 15 21 37 39 24 18 7 2 1 5 20 25 19 18 32 33 32 32 56 58 55 47 59 61 59 57 33 31 34 48 27 31 25 20 8 12 6 – 3 5 2 – 2 3 1 (3) 5 9 4 – Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 17 15 8 18 18 19 18 12 33 37 12 23 19 10 24 15 48 58 23 40 36 28 41 23 55 62 25 43 38 28 44 26 47 27 19 44 24 23 25 18 20 23 11 20 20 19 21 11 – 2 3 1 9 11 8 5 – (3) (3) – 2 2 3 2 – (3) (3) – 1 1 1 1 – – 2 1 7 9 6 3 7 16 11 10 11 11 20 16 18 14 14 33 27 29 24 18 35 28 33 24 14 22 19 18 19 7 16 12 14 9 1 9 6 7 6 – 5 1 1 1 1 1 1 1 1 1 4 5 5 5 Full time ................................................................. Part time ................................................................ 18 7 24 9 42 19 45 19 28 14 21 9 7 4 2 1 1 (3) 5 4 Union ..................................................................... Nonunion ............................................................... 15 15 25 20 47 35 50 37 41 21 25 17 5 7 2 2 1 1 3 5 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 8 4 16 17 21 22 8 5 20 25 31 31 17 11 33 43 56 61 18 11 36 46 60 64 14 9 23 27 34 36 9 7 17 20 27 29 5 5 6 7 9 11 1 – 1 2 4 5 (3) (3) 1 1 2 2 4 5 5 5 6 7 Goods-producing industries ................................... 12 18 32 35 16 17 7 3 2 5 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 15 15 19 18 24 11 16 21 21 30 33 34 33 27 47 32 37 47 51 48 65 44 72 54 40 53 60 56 73 47 74 57 26 34 51 49 62 22 35 54 18 18 20 19 24 16 30 31 7 1 (3) – 1 2 2 – 2 (3) – – – (3) 1 – 1 (3) (3) – 1 (3) (3) – 5 1 (3) – (3) 1 2 – Establishment characteristics See footnotes at end of table. Table 39. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Health savings account Flexible benefits Stock options Pre-tax Dependent Health care savings with Financial care reimburse- no employer planning reimburseTotal2 Performance Signing Other ment contributions ment account account 8 7 11 21 19 23 11 9 15 30 23 36 19 16 28 52 41 63 20 17 30 56 43 68 12 11 17 35 28 42 8 8 10 27 21 32 4 3 6 9 9 9 1 1 1 3 2 3 1 1 ( ) 1 1 2 3 2 5 7 7 7 10 9 16 16 17 23 13 16 16 16 16 19 25 23 27 22 22 20 40 33 36 42 38 23 38 42 37 41 36 37 46 40 33 41 42 38 24 29 24 19 21 32 23 25 24 – 17 19 21 17 19 16 20 19 8 6 8 4 7 13 6 5 6 2 1 3 1 2 3 2 1 2 1 1 1 3 ( ) 1 1 1 1 1 6 4 6 3 5 – 4 5 4 3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 3 Less than 0.5 percent. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 40. Health-related benefits: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance2 Retiree health care benefits3 Under age Age 65 and 65 over 17 26 23 26 28 25 25 41 39 41 62 37 36 37 57 22 23 9 19 17 14 19 11 66 25 15 46 24 20 26 20 59 18 13 42 23 19 25 18 7 16 11 9 12 16 24 19 17 20 15 22 15 13 18 Full time ................................................................. Part time ................................................................ 19 9 30 13 27 12 Union ..................................................................... Nonunion ............................................................... 23 15 56 20 51 18 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 5 14 19 28 31 10 6 21 29 45 47 9 6 19 27 41 44 Goods-producing industries ................................... 11 19 16 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 18 21 28 21 48 15 28 26 27 36 63 67 62 16 29 70 25 32 58 62 60 13 22 66 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 40. Health-related benefits: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Long-term care insurance2 Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Retiree health care benefits3 Under age Age 65 and 65 over 7 6 10 25 17 33 9 7 13 41 27 54 8 6 12 37 25 49 13 14 15 13 22 19 15 15 18 – 27 23 23 28 25 29 22 25 – 26 21 18 24 21 25 23 25 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. 3 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. 4 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 41. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses2 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus3 42 4 4 9 9 6 4 6 12 45 55 41 24 5 8 5 – 6 7 5 3 9 15 7 (4) 4 6 4 1 9 8 9 11 3 3 3 2 7 7 6 – 15 19 14 9 28 46 31 43 46 41 49 45 – 1 1 (4) 4 2 5 4 3 5 4 8 3 2 4 3 – 5 5 3 11 9 13 13 1 3 7 4 13 15 11 12 13 11 4 8 5 3 7 4 3 4 3 11 6 10 4 3 – 14 6 – 6 4 7 2 11 17 7 13 11 8 12 14 42 49 44 49 38 4 5 7 10 4 2 4 2 2 2 14 12 10 12 7 13 11 10 11 10 3 4 5 6 4 2 3 2 2 2 1 4 5 6 4 11 17 14 16 12 Full time ................................................................. Part time ................................................................ 47 25 5 1 5 2 11 5 9 6 7 2 4 3 6 5 14 5 Union ..................................................................... Nonunion ............................................................... 36 43 4 4 4 4 2 11 2 10 13 5 3 4 1 6 16 12 Average wage within the following categories:5 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 30 24 44 47 49 50 1 1 3 5 7 8 2 2 3 4 6 7 6 6 10 11 11 11 9 9 12 9 4 3 2 (4) 5 7 10 11 4 1 5 3 2 2 5 4 6 5 6 7 6 5 12 14 18 17 Goods-producing industries ................................... 51 11 3 14 11 6 1 5 17 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 40 35 22 24 20 44 47 40 3 1 (4) – (4) 2 2 – 4 4 3 2 5 4 3 7 8 4 1 – 4 ( ) 6 4 1 8 5 1 1 4 ( ) 8 2 2 6 10 10 12 8 9 15 14 4 3 3 3 2 4 4 10 6 6 (4) – 1 11 15 – 11 10 8 9 6 12 16 17 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 41. Nonproduction bonuses: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses2 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus3 40 41 39 44 43 45 4 4 4 5 3 6 3 2 4 5 3 7 12 13 10 7 7 6 12 14 6 5 8 2 3 3 5 8 6 10 2 2 2 5 7 3 3 2 5 8 8 8 8 8 10 16 12 19 46 40 43 40 45 42 44 40 38 4 2 6 5 3 2 5 4 4 3 3 3 3 4 – 4 5 6 7 10 10 11 8 10 8 9 9 12 6 8 8 10 11 12 10 5 9 9 9 3 3 2 3 4 8 3 2 4 3 5 6 4 3 2 7 5 6 6 7 4 5 4 4 9 12 13 10 15 12 15 10 10 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 3 Includes all other bonuses provided to employees and not published separately. 4 Less than 0.5 percent. 5 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement No medical benefits and no care and no medical retirement benefits care benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 63 11 6 20 61 13 1 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 80 85 78 81 8 10 7 3 3 2 4 4 9 4 11 12 77 84 75 73 10 10 11 10 1 1 2 1 11 5 13 15 90 76 39 69 63 53 69 64 2 5 11 3 10 10 10 14 3 6 9 5 8 13 5 3 6 13 40 22 19 23 16 18 79 71 38 67 59 47 66 60 13 10 13 6 14 16 13 18 1 2 2 7 1 1 1 2 8 17 48 20 25 35 20 20 60 68 62 63 62 12 16 14 19 10 5 2 5 3 6 23 14 19 16 22 51 69 64 69 59 21 16 12 12 13 2 1 1 1 1 26 14 22 17 27 Full time ................................................................. Part time ................................................................ 76 20 13 4 2 19 9 57 75 13 13 11 1 2 10 73 Union ..................................................................... Nonunion ............................................................... 90 58 3 12 2 7 4 24 83 56 10 13 1 2 6 29 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 30 15 64 77 86 88 11 9 14 11 6 6 13 16 5 3 2 2 46 59 17 9 6 4 28 15 63 74 82 85 13 10 15 14 10 9 2 1 2 1 1 1 57 74 20 11 7 5 Goods-producing industries ................................... 70 16 3 12 71 15 1 13 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 62 73 83 86 84 65 86 87 10 7 3 2 4 11 3 1 7 6 5 5 3 6 4 3 22 14 10 7 10 17 8 9 59 68 75 75 83 63 85 81 13 12 10 13 5 14 4 7 2 2 1 1 1 2 1 1 27 18 13 11 12 22 10 11 Worker characteristics Establishment characteristics See footnotes at end of table. Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Medical care and retirement benefits Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 44 39 57 80 74 85 16 16 14 6 8 4 8 8 8 4 5 3 32 36 21 10 13 8 42 37 56 77 70 84 17 18 15 9 13 5 1 1 1 2 2 2 39 43 27 13 16 9 61 65 62 64 64 63 61 63 61 11 9 10 8 11 15 10 10 13 6 7 7 8 6 5 5 6 4 23 20 20 20 19 16 24 20 22 59 58 64 62 63 66 60 61 56 13 15 9 10 12 12 11 13 18 2 2 2 2 1 2 1 1 1 27 25 25 26 24 20 27 25 25 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics All workers ............................................................. Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 29 44 1 25 49 24 5 21 44 42 45 70 43 52 40 14 1 (2) 2 3 11 5 13 13 59 72 54 30 29 22 32 54 2 1 3 1 10 4 12 15 84 37 18 53 23 11 30 32 8 45 32 20 50 52 49 47 2 1 1 2 2 3 1 1 6 18 48 26 25 34 20 21 20 61 28 34 55 50 58 51 72 20 23 39 18 14 21 28 – 5 8 4 7 11 4 3 – 14 41 23 20 25 16 19 31 33 27 24 28 42 52 50 57 43 1 (2) 1 (2) 2 27 15 23 18 27 44 57 50 56 45 28 27 27 26 27 4 2 4 3 5 24 14 20 16 23 Full time ................................................................. Part time ................................................................ 36 9 53 15 (2) 5 11 71 59 15 29 10 2 15 10 60 Union ..................................................................... Nonunion ............................................................... 80 20 13 50 2 1 5 29 40 51 53 19 1 6 6 24 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 8 3 24 36 53 53 33 22 54 52 39 41 2 2 1 1 1 1 57 73 21 11 7 5 26 13 52 59 63 66 16 12 26 29 30 28 11 14 4 2 2 1 48 61 18 10 6 5 Goods-producing industries ................................... 29 56 (2) 14 62 24 3 12 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 30 44 70 81 54 24 49 82 42 37 16 7 34 52 39 7 1 2 4 4 2 1 1 2 27 18 11 8 11 23 10 9 47 45 31 19 61 56 68 31 25 35 54 69 26 21 21 57 6 4 1 1 1 6 4 1 23 16 13 11 12 18 8 11 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 42. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 11 9 17 46 29 61 48 47 54 40 53 28 1 1 2 2 2 1 40 44 27 13 16 9 39 36 49 58 60 56 21 20 22 28 22 33 7 8 7 3 4 2 33 37 22 11 14 9 30 34 31 27 28 29 25 25 31 42 39 41 45 47 49 46 49 43 1 2 2 2 1 1 1 2 1 27 25 25 26 24 20 28 25 25 46 47 50 51 54 45 48 50 46 26 26 23 21 21 34 23 23 28 5 5 5 7 5 4 5 5 4 24 21 22 21 20 17 24 22 23 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm. Table 43. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2010 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave2 Personal Personal leave, sick leave, paid leave, family vacation, or leave, or holidays2 vacation2 35 36 59 70 72 84 85 43 54 40 11 54 54 54 60 70 89 64 16 72 93 65 15 91 94 90 88 93 97 92 89 91 97 89 77 9 55 25 39 39 29 44 26 72 56 24 38 36 26 42 23 12 78 44 67 66 53 74 53 10 79 50 74 76 63 83 74 96 88 53 75 75 63 82 61 96 90 68 83 85 76 90 84 84 90 71 84 88 81 92 87 17 35 30 30 30 14 32 24 22 26 39 68 52 52 51 61 87 78 88 69 49 74 64 62 66 75 92 87 92 82 80 95 89 93 85 Full time ................................................................. Part time ................................................................ 41 13 43 13 71 20 83 26 83 36 95 49 95 54 Union ..................................................................... Nonunion ............................................................... 42 33 53 33 63 59 70 69 89 69 95 82 93 84 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 17 10 37 43 45 43 15 8 35 41 55 56 31 16 65 76 71 69 44 27 78 86 75 71 42 27 76 84 91 93 62 48 89 94 95 96 67 53 91 94 93 92 Goods-producing industries ................................... 29 23 53 84 63 90 92 Service-providing industries .................................. Education and health services ........................... Educational services ...................................... Elementary and secondary schools ........... Junior colleges, colleges, and universities Health care and social assistance ................. Hospitals .................................................... Public administration ......................................... 36 39 23 18 37 51 63 51 38 53 58 66 46 50 63 52 60 61 39 27 66 77 87 87 67 62 37 24 67 81 88 87 74 87 91 94 89 84 94 91 83 90 91 94 90 89 95 91 84 88 83 84 86 91 95 91 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Teachers ........................................................ Primary, secondary, and special education school teachers ........................................ Registered nurses ......................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. Establishment characteristics See footnotes at end of table. Table 43. Paid leave combinations: Access, civilian workers,1 National Compensation Survey, March 2010—Continued (All workers = 100 percent) Characteristics 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave2 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays2 vacation2 25 23 30 44 40 47 22 21 28 48 40 55 51 49 54 67 64 70 63 62 68 75 75 75 59 57 65 84 77 90 76 74 81 91 88 94 79 77 84 91 90 92 44 42 38 28 35 30 29 30 32 47 44 37 30 35 31 32 32 33 63 63 55 59 59 53 59 58 63 69 71 70 67 71 69 69 67 69 76 76 69 72 70 69 72 70 74 82 85 83 83 84 86 85 83 84 82 86 85 84 86 88 86 85 84 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further explanation. 2 Includes workers with access to one or more of the these benefits. 3 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details. NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.
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