Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2013
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.3
0.7
0.6
0.4
0.6
0.8
0.8
1.0
0.7
0.9
0.8
1.0
0.5
0.6
0.6
0.8
0.6
0.8
0.8
1.0
0.6
1.0
0.8
1.1
0.5
0.8
0.6
0.8
0.6
2.2
1.5
2.7
0.8
1.1
1.1
1.5
1.0
2.1
1.2
2.5
0.8
1.2
1.2
1.5
0.8
1.4
1.4
1.4
0.6
1.1
0.8
0.9
0.6
2.2
1.5
2.7
0.8
1.1
1.1
1.5
1.1
2.0
1.1
2.4
0.8
1.1
1.2
1.4
0.9
1.6
1.5
1.5
0.7
1.2
0.9
0.9
2.7
1.8
1.9
1.7
2.5
2.4
1.9
1.6
1.7
2.0
1.6
1.3
0.6
1.0
1.0
2.7
1.8
1.9
1.6
2.5
2.3
1.8
1.4
1.4
1.9
1.5
1.3
0.8
1.1
1.3
Full time .................................................................
Part time ................................................................
0.6
1.1
0.5
0.6
0.3
1.7
0.6
1.1
0.5
0.6
0.4
1.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.8
0.6
0.7
0.5
0.4
0.5
0.8
0.7
0.7
0.6
0.4
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.2
1.5
0.9
0.7
0.5
0.4
1.0
1.0
1.0
0.7
0.5
0.7
1.3
2.7
0.7
0.5
0.4
0.6
1.2
1.5
0.9
0.7
0.4
0.4
0.9
0.9
0.9
0.7
0.5
0.8
1.4
2.7
0.7
0.6
0.5
0.7
Goods-producing industries ...................................
0.9
1.0
0.8
0.9
1.0
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.3
0.8
0.5
1.4
2.1
0.8
1.5
0.7
1.2
0.9
0.7
1.7
1.9
0.9
1.4
0.4
0.8
0.7
0.8
1.1
1.4
0.6
0.6
0.8
1.3
0.8
0.5
1.4
2.1
0.8
1.5
0.6
1.2
0.9
0.8
1.8
1.8
0.9
1.4
0.4
0.9
0.8
0.9
1.4
1.4
0.7
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.6
0.4
0.7
0.6
0.5
0.7
0.6
0.4
1.1
1.4
1.2
1.6
0.9
1.2
1.0
1.3
0.5
0.7
0.7
1.0
1.1
1.4
1.2
1.7
0.9
1.2
1.1
1.4
0.7
0.9
0.9
1.8
0.7
0.8
0.8
1.0
0.7
1.0
0.8
1.2
0.5
0.8
0.6
0.8
2.1
2.7
1.2
2.7
0.9
1.1
1.1
1.9
1.8
2.3
0.9
2.4
0.7
0.9
0.9
1.5
1.3
2.0
1.3
1.9
0.6
1.2
0.8
1.4
2.3
3.3
1.0
2.7
0.8
1.0
1.0
1.7
1.9
2.8
0.8
2.1
0.7
0.9
0.8
1.4
2.1
1.9
1.4
2.4
0.9
2.4
1.1
1.7
0.7
2.2
1.5
2.8
0.8
1.1
1.1
1.4
1.1
1.9
1.1
2.5
0.8
1.2
1.2
1.4
0.9
1.4
1.5
1.5
0.8
1.2
1.0
0.9
2.7
2.6
1.7
2.2
2.0
2.3
2.2
1.6
2.0
1.7
1.9
2.0
1.1
1.5
1.6
2.6
1.9
1.4
1.8
1.6
2.4
1.6
1.2
1.5
1.4
2.0
2.2
1.2
2.1
1.5
2.6
1.8
1.9
1.8
2.4
2.2
1.8
1.4
1.6
1.9
1.5
1.3
0.8
1.1
1.3
Full time .................................................................
Part time ................................................................
0.8
0.8
0.7
0.5
0.4
1.6
0.8
0.6
0.7
0.4
0.5
2.0
0.6
1.0
0.5
0.6
0.4
1.8
Union .....................................................................
Nonunion ...............................................................
1.0
0.8
1.0
0.6
0.7
0.5
1.3
0.7
1.2
0.6
0.8
0.7
0.6
0.8
0.8
0.7
0.6
0.5
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.1
1.1
0.9
0.9
1.1
0.7
0.7
0.9
0.8
0.9
1.1
1.5
2.6
0.6
0.7
0.7
0.7
0.8
0.8
1.0
1.1
0.9
1.3
0.6
0.5
0.8
0.9
0.8
1.2
1.9
4.1
0.9
0.7
0.7
0.8
1.2
1.5
0.9
0.8
0.5
0.6
0.9
0.9
0.9
0.7
0.5
0.9
1.4
2.8
0.7
0.6
0.5
0.7
Goods-producing industries ...................................
1.4
1.1
1.0
1.6
1.5
1.4
0.9
1.0
0.9
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.8
1.6
1.4
1.8
2.3
2.3
2.3
2.6
0.6
1.2
1.3
1.5
2.2
1.8
1.9
2.3
0.5
0.7
0.8
1.2
1.0
1.1
0.9
0.9
0.7
1.4
1.4
1.8
2.3
2.1
3.1
2.4
0.6
1.1
1.2
1.4
2.0
1.7
2.6
2.2
0.6
1.0
1.4
1.8
2.1
1.5
1.3
1.1
0.8
1.3
0.8
0.6
1.4
2.0
0.9
1.6
0.6
1.1
0.9
0.9
1.8
1.7
1.0
1.6
0.5
0.9
0.7
0.8
1.4
1.4
0.8
0.7
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
civilian workers,2 National Compensation Survey, March 2013—Continued
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.1
1.2
2.1
0.6
1.0
0.7
0.9
1.1
1.8
0.5
1.1
0.8
0.7
0.9
1.4
0.4
0.6
0.6
1.1
1.2
2.1
0.6
1.0
0.7
0.9
1.0
1.7
0.5
1.0
0.9
0.8
0.9
1.4
0.5
0.7
0.8
4.1
2.3
1.5
1.9
2.1
3.2
1.6
1.4
1.9
3.2
1.9
1.5
1.6
1.7
3.6
1.8
1.9
1.3
0.7
0.8
0.7
1.6
0.6
2.0
1.2
2.0
0.8
4.2
2.3
1.6
1.9
2.1
3.2
1.5
1.5
1.8
3.5
1.4
1.3
1.5
1.6
3.5
1.6
1.9
1.2
0.9
1.2
0.7
1.5
0.7
1.9
1.2
1.9
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National
Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
1.0
2.1
0.8
1.3
1.1
0.8
0.8
1.5
0.7
1.2
1.0
1.0
1.2
1.6
0.4
0.8
0.7
0.7
0.7
1.9
1.0
1.3
1.3
0.6
0.6
1.5
0.8
1.1
1.1
1.2
1.7
1.8
0.6
1.3
0.8
1.0
1.2
2.1
0.6
1.1
0.7
0.9
1.1
1.7
0.6
1.1
0.9
0.8
1.0
1.4
0.5
0.7
0.8
3.6
2.4
2.0
2.4
1.6
2.3
2.1
2.4
1.1
2.4
2.1
1.5
1.4
1.3
1.8
1.7
1.6
1.0
1.7
0.8
0.7
1.8
1.1
2.4
1.4
1.7
0.7
1.2
2.6
1.6
1.4
1.2
2.1
2.0
4.7
1.0
0.9
2.0
1.2
1.1
1.0
1.8
1.7
3.7
0.8
3.0
1.4
1.4
1.9
1.5
1.4
2.6
1.7
0.7
3.7
2.3
1.6
1.8
1.9
3.2
1.5
1.8
1.7
3.1
1.3
1.3
1.6
1.5
3.6
1.6
2.1
1.1
0.9
1.3
0.8
1.6
0.7
2.1
1.3
1.9
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.2
0.2
0.4
0.4
0.4
0.4
0.4
0.6
0.4
0.4
0.4
0.6
0.5
0.6
0.6
1.1
0.5
0.6
0.6
1.1
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.8
0.6
0.7
0.3
0.5
0.4
0.6
0.7
0.8
0.6
0.7
0.3
0.5
0.4
0.6
1.3
1.5
1.3
1.6
0.5
0.7
0.6
1.2
1.3
1.5
1.3
1.6
0.5
0.7
0.6
1.2
1.0
0.7
0.5
0.6
0.7
1.0
0.7
0.5
0.6
0.7
1.5
1.7
0.6
0.7
1.0
1.5
1.7
0.6
0.7
1.0
Full time .................................................................
Part time ................................................................
0.2
0.9
0.2
0.9
0.4
0.8
0.4
0.8
Union .....................................................................
Nonunion ...............................................................
0.4
0.3
0.4
0.3
0.6
0.5
0.6
0.5
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.5
0.4
0.3
0.3
0.5
0.7
1.5
0.4
0.3
0.3
0.5
0.9
2.2
0.8
0.5
0.5
0.6
0.9
2.2
0.8
0.5
0.5
0.6
Goods-producing industries ...................................
0.5
0.5
0.6
0.6
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.3
0.5
0.5
0.6
0.8
0.7
0.7
0.5
0.3
0.5
0.5
0.6
0.8
0.7
0.7
0.5
0.5
0.8
0.9
1.0
2.1
1.1
0.6
0.8
0.5
0.8
0.9
1.0
2.1
1.1
0.6
0.8
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, civilian workers,1 National Compensation
Survey, March 2013—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.5
0.6
0.7
0.3
0.4
0.4
0.5
0.6
0.7
0.3
0.4
0.4
0.8
1.1
1.1
0.4
0.6
0.4
0.8
1.1
1.1
0.4
0.6
0.4
0.4
0.6
0.4
0.9
0.6
1.5
0.7
1.0
0.7
0.4
0.6
0.4
0.9
0.6
1.5
0.7
1.0
0.7
1.0
0.4
0.8
2.9
0.9
2.5
1.2
0.8
1.2
1.0
0.4
0.8
2.9
0.9
2.5
1.2
0.8
1.2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$2.93
0.6
$7.62
0.6
$2.40
$1.05
3.04
4.77
3.37
6.10
1.0
1.1
1.3
1.9
7.82
19.69
8.82
14.13
1.0
1.1
1.3
1.9
2.97
4.27
3.65
6.25
1.65
2.09
2.06
3.75
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7.40
7.72
9.01
9.38
3.83
4.63
4.16
10.69
2.2
1.7
1.4
2.1
0.7
0.9
0.9
1.7
13.88
24.03
19.36
18.04
12.86
15.97
13.87
29.75
2.2
1.7
1.4
2.1
0.7
0.9
0.9
1.7
7.68
7.62
7.80
10.53
3.43
4.47
3.98
6.19
4.52
2.96
2.14
4.05
1.36
1.94
1.74
3.78
20.95
8.72
5.42
5.75
8.82
2.6
2.2
1.4
1.7
1.9
44.53
25.50
17.88
22.91
22.52
2.6
2.2
1.4
1.7
1.9
11.60
6.47
4.49
5.87
7.66
5.19
5.10
2.05
2.98
3.08
Full time .................................................................
Part time ................................................................
3.00
6.35
0.7
1.4
7.90
22.02
0.7
1.4
2.44
5.38
1.12
3.33
Union .....................................................................
Nonunion ...............................................................
6.29
2.54
1.5
0.6
13.39
6.73
1.5
0.6
4.17
2.60
2.10
1.15
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.86
10.76
4.64
4.51
3.84
6.46
1.3
2.1
1.0
0.9
0.9
1.5
17.95
32.72
9.51
12.06
11.10
22.52
1.3
2.1
1.0
0.9
0.9
1.5
4.45
9.05
4.94
3.45
2.68
3.73
2.84
6.40
1.96
1.59
1.71
2.22
Goods-producing industries ...................................
6.66
1.3
23.48
1.3
5.17
2.45
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
3.08
4.99
4.86
6.11
6.85
7.22
5.77
10.78
0.7
1.5
1.8
1.8
3.9
2.0
2.5
2.1
7.80
9.61
10.50
13.10
15.47
14.48
12.15
32.27
0.7
1.5
1.8
1.8
3.9
2.0
2.5
2.1
2.70
4.98
4.95
6.19
5.63
7.68
5.08
6.29
1.08
2.41
3.60
4.33
4.85
2.82
2.74
2.88
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$5.59
7.64
7.62
3.15
4.09
3.64
1.1
1.5
2.0
0.8
1.0
1.2
$12.61
15.33
22.49
8.83
12.68
10.04
1.1
1.5
2.0
0.8
1.0
1.2
$4.85
6.89
6.27
2.46
3.61
3.13
$1.87
2.38
3.67
1.22
1.78
1.58
14.14
6.55
7.02
10.43
6.43
6.43
6.16
9.75
11.53
0.6
1.7
1.9
3.2
0.9
2.0
1.6
3.6
1.3
100.65
14.00
21.74
21.66
11.57
22.53
10.52
23.45
21.13
0.6
1.7
1.9
3.2
0.9
2.0
1.6
3.6
1.3
9.60
3.96
5.15
7.13
7.30
6.60
7.27
7.90
7.95
1.60
2.06
2.02
3.76
2.52
7.66
2.54
3.32
2.85
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.6
0.1
0.1
0.7
0.1
0.0
0.0
0.0
0.0
1.1
1.6
1.5
2.1
0.2
–
0.3
–
1.0
1.3
1.3
2.1
0.2
0.6
0.1
0.5
0.1
–
0.2
0.4
0.7
0.9
0.9
1.2
0.2
0.1
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3
4.5
2.5
2.6
1.4
2.2
1.5
2.4
–
–
–
–
0.2
0.1
0.2
–
2.0
4.9
1.1
1.8
1.2
1.9
1.2
1.0
–
0.3
0.2
0.9
0.2
–
0.2
–
0.6
–
0.1
0.5
0.1
–
0.1
0.1
1.5
1.5
2.4
1.4
0.9
1.2
1.0
2.3
–
–
–
–
0.1
–
0.2
0.3
0.0
0.0
0.0
0.0
0.0
3.2
3.1
1.6
2.1
2.0
–
–
–
–
–
2.0
1.0
0.8
1.2
1.1
–
–
(5)
–
–
–
0.1
–
–
–
3.0
3.0
1.5
1.9
2.1
–
0.3
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.4
0.2
–
0.6
1.9
0.1
0.2
0.1
–
0.7
1.7
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
1.0
–
–
0.8
0.7
0.4
0.1
0.3
–
1.0
0.8
–
0.1
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.8
1.6
1.1
1.0
1.4
–
–
–
–
0.1
–
1.4
1.4
1.2
0.7
0.8
1.0
–
–
0.2
0.1
0.2
0.3
–
–
–
0.1
0.1
0.2
1.1
2.2
1.8
0.9
0.8
1.2
–
–
0.1
–
0.3
–
Goods-producing industries ...................................
0.0
1.5
–
1.1
0.2
–
1.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.9
2.1
2.2
3.9
3.1
4.5
2.5
0.2
–
–
–
–
–
–
–
0.8
1.8
2.1
1.9
3.9
2.7
4.6
1.8
0.1
0.1
0.3
0.4
0.2
0.1
0.2
1.3
0.1
0.2
0.3
0.5
–
–
–
0.4
0.8
0.9
0.8
1.2
0.6
1.5
1.7
1.1
0.2
–
–
–
–
–
0.1
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013—Continued
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.4
2.7
1.1
1.5
1.6
–
–
–
0.2
0.3
–
1.0
1.1
1.4
0.9
0.9
1.3
0.2
0.2
–
0.2
–
0.3
–
–
–
0.1
0.2
0.1
1.6
2.3
2.3
0.6
1.1
0.8
0.2
0.2
–
0.1
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
2.6
2.2
4.2
1.4
4.2
2.4
3.4
2.1
–
–
–
–
–
–
–
–
–
1.1
1.6
1.8
2.1
1.6
3.2
2.3
2.3
1.2
–
0.2
0.1
–
–
–
–
0.3
0.7
–
0.5
–
–
–
–
–
–
–
–
1.2
1.2
5.9
1.4
1.7
2.0
2.1
1.6
–
–
0.1
–
–
–
–
–
0.6
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.51
0.5
$15.67
0.5
$7.69
$5.43
9.38
13.50
11.19
18.99
0.7
1.0
0.7
1.5
33.25
113.18
27.69
37.13
0.7
1.0
0.7
1.5
9.14
10.77
11.37
18.66
6.46
7.50
8.31
14.02
22.23
28.91
25.25
27.97
9.80
13.95
11.16
18.73
1.9
1.1
1.2
1.3
0.6
0.7
0.7
1.7
40.27
85.85
36.65
56.98
31.97
79.69
35.04
49.91
1.9
1.1
1.2
1.3
0.6
0.7
0.7
1.7
22.08
29.43
24.18
30.35
10.05
13.48
11.83
20.56
16.33
20.34
22.27
–
6.26
8.57
8.25
12.21
30.75
25.96
12.90
18.83
18.74
2.8
1.9
1.1
0.9
1.5
67.46
73.47
18.91
28.26
25.48
2.8
1.9
1.1
0.9
1.5
36.55
26.04
14.73
20.92
20.99
18.57
15.81
9.51
10.34
15.38
Full time .................................................................
Part time ................................................................
7.71
15.46
0.5
1.1
15.70
58.52
0.5
1.1
7.99
14.27
5.70
11.08
Union .....................................................................
Nonunion ...............................................................
13.19
7.98
1.4
0.5
27.69
41.21
1.4
0.5
11.25
8.15
7.55
6.10
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
13.17
23.47
14.62
10.65
8.39
12.40
0.8
1.9
0.7
0.7
0.8
1.1
59.45
124.93
31.81
27.00
20.62
35.77
0.8
1.9
0.7
0.7
0.8
1.1
13.31
23.20
15.61
10.55
8.14
11.06
22.88
–
8.70
5.20
5.53
7.75
Goods-producing industries ...................................
14.76
1.1
29.69
1.1
15.97
8.12
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
8.66
15.24
14.94
18.42
28.40
21.98
15.54
16.43
0.5
0.7
0.7
1.0
0.6
1.2
0.8
0.8
19.78
35.88
29.53
30.81
59.54
53.03
46.13
31.66
0.5
0.7
0.7
1.0
0.6
1.2
0.8
0.8
8.91
15.16
15.03
18.13
29.17
22.26
15.71
18.08
6.32
10.37
10.76
11.07
21.05
15.06
10.89
11.14
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2013—Continued
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$13.27
18.98
19.28
7.65
12.60
8.15
0.9
1.2
1.2
0.5
0.7
0.6
$31.28
41.30
59.93
18.74
39.88
18.54
0.9
1.2
1.2
0.5
0.7
0.6
$13.24
18.18
18.21
7.83
13.52
8.91
$8.86
11.25
14.11
6.61
11.80
6.52
24.22
16.71
17.50
41.26
14.39
31.71
21.12
19.80
23.31
1.2
1.3
1.6
1.3
0.9
1.1
0.8
2.2
1.5
102.33
17.79
30.78
46.89
129.53
89.11
99.42
57.49
27.59
1.2
1.3
1.6
1.3
0.9
1.1
0.8
2.2
1.5
29.90
21.21
17.63
40.64
16.05
30.64
20.95
22.47
22.92
12.39
7.60
8.04
26.00
12.59
27.79
28.48
10.10
9.39
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in
private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.8
0.2
0.6
0.1
0.1
0.6
0.1
0.0
0.0
0.0
0.0
1.1
1.5
1.4
1.7
0.2
–
0.3
–
0.9
1.1
1.2
1.7
0.2
0.5
0.1
0.4
0.1
0.1
0.2
0.3
0.7
1.0
0.8
1.0
0.1
–
0.1
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9
4.4
2.2
2.3
1.3
2.1
1.5
2.1
–
–
–
–
0.1
5
( )
0.2
–
1.6
4.7
1.0
1.6
1.0
1.9
1.0
0.9
–
0.3
0.2
0.9
0.1
–
0.2
–
0.5
–
0.1
0.4
0.1
–
0.1
0.1
1.2
1.5
2.1
1.2
0.8
1.2
0.9
2.0
–
–
–
–
0.2
–
0.2
0.3
0.0
0.0
0.0
0.0
0.0
2.7
2.8
1.6
2.1
2.0
–
–
–
–
–
1.8
1.1
1.0
1.7
1.0
–
–
(5)
–
–
–
0.1
–
–
–
2.6
2.7
1.5
1.9
2.0
–
0.2
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.8
2.2
0.2
0.1
0.6
1.8
0.1
0.1
0.1
–
0.7
1.5
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.7
1.0
–
–
1.0
0.7
0.3
0.1
0.3
–
1.2
0.8
–
0.1
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.6
3.1
1.6
1.1
1.0
1.3
–
–
–
–
0.1
–
1.3
1.4
1.1
0.7
0.7
1.1
(5)
–
0.2
0.1
0.2
0.3
–
–
–
0.1
0.1
0.2
1.1
2.5
1.7
0.9
0.7
1.2
–
–
0.1
–
0.2
–
Goods-producing industries ...................................
0.0
1.5
–
1.3
0.2
–
1.4
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.9
1.7
1.8
1.9
3.4
2.7
4.3
2.4
0.2
–
–
–
–
–
–
–
0.7
1.6
1.8
1.6
3.4
2.5
4.3
1.6
0.1
0.1
0.2
0.4
0.2
0.1
0.2
1.0
0.1
0.2
0.3
0.4
–
–
–
0.3
0.8
0.8
0.8
1.1
0.6
1.4
1.6
1.6
0.1
–
–
–
–
0.1
–
–
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
civilian workers,1 National Compensation Survey, March 2013—Continued
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.2
2.5
1.0
1.4
1.5
–
–
–
0.2
0.3
–
0.8
0.9
1.0
0.8
0.9
1.3
0.2
0.2
–
0.1
0.1
0.2
–
–
–
0.1
0.2
0.1
1.5
2.0
2.2
0.6
1.0
0.7
0.1
0.2
–
0.1
0.2
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.2
2.3
2.3
3.7
1.3
4.2
1.7
3.2
2.0
–
–
–
–
–
–
–
–
–
1.0
1.6
2.0
1.4
1.4
3.1
1.8
2.0
1.1
–
0.1
0.1
–
–
–
–
0.3
0.6
–
0.5
–
–
–
–
–
–
–
–
0.9
1.2
4.5
1.3
1.7
1.5
2.5
1.5
–
–
0.1
–
0.2
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.05.
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2013
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.91
$2.16
$1.73
$1.68
$3.57
$3.89
$4.76
$5.50
$13.25
$12.92
3.24
2.10
3.44
0.89
2.07
3.43
2.45
5.47
2.73
2.31
1.32
6.18
3.74
5.21
4.04
8.44
5.15
7.78
6.34
9.87
4.47
7.35
6.20
14.61
7.78
5.96
8.09
17.94
7.73
3.49
12.58
26.58
16.20
18.16
20.43
13.22
20.47
33.21
27.19
62.56
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.69
4.14
3.76
–
2.56
3.26
3.55
6.11
4.85
6.32
2.56
4.34
3.33
4.75
1.89
2.13
7.91
4.37
2.67
7.26
2.03
2.42
2.63
3.19
11.44
11.29
3.03
4.56
2.20
4.37
2.40
5.96
8.00
12.66
4.24
20.97
7.14
7.85
7.03
5.97
17.46
22.74
11.26
8.63
7.59
20.18
4.28
16.34
24.17
8.66
9.35
13.52
7.87
9.24
8.87
13.11
25.16
19.18
8.88
18.38
6.49
11.56
7.85
20.07
44.56
37.61
32.15
17.65
24.83
41.64
27.08
24.53
63.33
141.07
25.50
57.98
20.54
70.97
20.86
42.07
4.90
6.90
1.87
1.96
4.16
3.01
3.33
2.09
1.71
2.52
5.88
3.16
2.66
3.05
2.39
14.63
9.17
3.64
5.15
4.79
18.86
16.60
5.93
8.69
13.64
6.08
20.17
8.03
10.73
10.21
14.17
20.09
6.40
9.06
12.73
35.56
32.20
7.57
10.41
15.32
24.82
18.68
17.11
11.39
25.67
83.82
55.71
51.21
27.68
31.15
Full time .................................................................
Part time ................................................................
2.84
1.64
2.08
6.46
1.85
5.73
1.75
9.11
3.42
12.15
5.31
16.06
4.84
15.80
5.71
14.64
16.11
16.48
16.41
42.57
Union .....................................................................
Nonunion ...............................................................
1.22
2.46
1.93
1.21
1.92
1.69
3.99
1.89
10.65
3.85
4.91
6.58
6.70
3.97
7.46
5.71
12.73
14.75
44.52
13.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
3.96
7.10
3.01
1.78
2.21
1.45
5.05
4.64
1.79
2.50
2.56
2.62
2.95
9.89
3.61
1.24
2.23
3.05
4.42
7.01
2.66
2.67
2.74
3.68
10.34
22.92
6.48
4.33
6.50
9.05
15.10
13.92
8.36
5.79
3.69
3.20
9.77
14.47
12.24
6.29
5.49
7.22
14.50
34.84
13.20
5.53
4.81
10.47
18.14
58.70
14.85
15.94
12.21
18.21
29.54
66.25
23.87
25.67
25.73
35.83
Goods-producing industries ...................................
1.75
1.07
2.83
4.29
6.13
5.66
8.47
7.62
16.45
24.48
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.69
2.74
2.91
2.78
4.68
4.00
2.32
1.42
2.53
2.42
5.84
4.86
10.55
3.33
2.41
5.99
2.27
2.51
5.21
7.75
5.29
4.62
3.14
1.12
1.82
3.83
6.28
7.81
5.94
5.57
4.74
6.22
3.52
5.73
8.40
9.71
14.55
6.49
8.06
8.22
5.29
7.13
9.65
6.59
11.46
8.79
4.60
13.45
5.22
11.56
13.42
19.49
15.53
15.57
6.87
17.85
6.01
6.73
27.16
19.72
34.15
20.18
11.32
14.60
15.31
19.51
0.70
34.47
80.59
32.73
15.58
7.94
19.86
38.14
24.85
35.62
21.69
41.84
24.42
34.53
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
civilian workers,1 National Compensation Survey, March 2013—Continued
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$2.70
4.02
1.22
2.09
1.87
2.61
$2.63
3.17
4.93
1.42
2.64
1.62
$2.09
2.72
2.79
1.43
2.37
1.77
$4.09
5.26
5.50
2.67
4.20
3.06
$3.74
5.93
6.38
3.11
4.99
4.33
$18.47
23.68
7.21
4.58
7.50
4.09
$10.27
11.17
13.20
4.66
7.79
3.76
$14.46
21.77
13.46
4.86
8.69
6.44
$16.54
25.43
19.19
9.42
21.99
18.39
$28.72
40.76
27.09
17.69
34.72
18.49
2.33
1.74
1.01
7.18
5.08
0.63
4.42
1.62
1.90
6.74
4.05
1.67
1.73
2.38
11.71
2.66
6.15
2.89
2.07
2.55
4.40
2.56
4.51
17.96
2.02
5.99
2.50
5.96
3.51
4.64
3.29
3.30
9.95
4.79
6.52
4.28
11.38
7.52
2.75
5.18
8.28
19.89
10.68
17.94
8.68
32.31
8.18
7.34
14.64
7.97
10.50
18.23
21.60
3.95
2.80
8.68
6.40
11.01
19.84
17.59
18.04
14.25
10.79
13.20
11.00
12.19
20.64
18.81
49.67
6.95
22.58
10.03
10.09
41.13
12.35
26.94
27.02
37.93
34.88
19.81
50.48
14.86
30.88
37.46
39.11
43.85
84.97
33.66
67.01
47.37
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 1. Standard errors for establishments offering retirement and healthcare
benefits: private industry workers, National Compensation Survey, March 2013
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
1.7
0.7
1.7
1.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
3.6
4.0
5.5
1.0
1.6
1.6
3.6
3.9
5.1
3.5
3.7
5.0
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
3.3
4.8
2.6
11.6
9.0
5.0
4.0
4.1
4.9
6.2
7.7
4.5
5.5
7.7
7.7
9.4
6.1
8.9
3.7
4.0
4.0
0.8
0.9
1.2
1.1
–
10.2
8.6
2.7
3.3
4.4
5.8
–
–
–
–
–
–
1.7
–
–
–
–
1.9
3.3
4.7
2.6
11.3
12.8
5.0
4.0
4.1
4.9
6.2
7.7
4.4
5.4
7.6
7.7
9.5
6.3
8.8
3.7
4.0
3.7
1.8
3.0
3.1
3.1
11.7
6.3
7.2
3.7
3.6
4.8
6.8
7.4
4.8
5.7
8.7
6.9
11.3
3.3
8.1
4.9
5.2
5.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.8
1.8
3.1
1.1
1.3
1.3
0.7
0.7
1.6
3.9
4.7
3.2
1.7
1.8
3.0
1.1
1.4
1.8
1.7
1.8
1.4
1.0
1.1
0.7
Establishment characteristics
See footnotes at end of table.
Table 1. Standard errors for establishments offering retirement and healthcare
benefits: private industry workers, National Compensation Survey, March
2013—Continued
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans.
NOTE: Dash indicates no establishments in this category
7.0
4.0
3.4
4.7
4.8
8.5
5.8
7.9
3.2
–
1.9
1.7
2.1
1.1
2.1
–
1.6
1.2
7.0
3.3
3.3
4.6
4.8
8.3
5.7
8.0
3.2
4.8
4.3
3.5
4.4
3.8
9.7
5.1
6.3
4.6
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2013
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.9
0.8
0.4
0.9
0.7
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.8
0.8
1.2
1.7
5.1
0.9
1.1
1.1
1.6
0.9
1.0
1.2
1.3
4.1
0.9
1.2
1.2
1.6
0.6
0.7
0.8
1.8
4.1
0.6
1.1
0.8
1.1
0.8
0.8
1.1
1.7
5.1
0.9
1.1
1.1
1.6
0.8
1.0
1.1
1.2
4.0
0.9
1.2
1.2
1.6
0.6
0.9
0.9
1.8
4.2
0.8
1.2
1.0
1.0
3.0
1.9
2.0
1.7
2.6
2.8
2.0
1.6
1.8
2.1
1.8
1.4
0.6
1.0
1.0
3.1
1.9
1.9
1.7
2.6
2.6
1.9
1.4
1.5
2.0
1.7
1.5
0.8
1.1
1.4
Full time .................................................................
Part time ................................................................
0.7
1.2
0.6
0.7
0.4
1.9
0.7
1.2
0.6
0.6
0.4
1.9
Union .....................................................................
Nonunion ...............................................................
0.8
0.9
1.0
0.8
0.8
0.5
0.8
0.9
1.1
0.7
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.3
1.6
1.0
0.9
0.5
0.6
0.9
1.0
1.1
0.8
0.6
0.9
1.4
3.0
0.8
0.5
0.5
0.6
1.3
1.5
1.0
0.9
0.5
0.5
0.9
0.9
1.0
0.8
0.6
0.9
1.5
2.9
0.8
0.6
0.6
0.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.9
2.4
0.9
1.0
2.2
1.1
0.8
1.8
0.8
0.9
2.4
0.9
1.0
2.1
1.1
0.9
1.7
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.0
1.3
1.5
1.4
3.0
0.6
0.8
1.1
1.7
1.2
2.6
1.0
0.5
0.6
1.3
0.9
1.6
1.0
1.0
1.2
1.5
1.4
2.8
1.1
0.7
1.0
1.6
1.1
2.4
2.0
0.5
0.7
1.3
1.0
2.1
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.8
0.7
0.4
0.8
0.6
0.6
0.8
0.7
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.4
1.5
1.4
3.5
0.9
1.1
1.2
2.1
1.0
1.3
1.3
1.0
2.9
0.7
1.0
1.0
1.6
0.7
0.8
0.9
1.6
6.5
0.7
1.3
0.8
1.6
1.3
1.6
1.7
1.2
3.1
0.9
1.0
1.1
1.9
1.2
1.4
1.5
0.9
1.6
0.7
1.0
0.9
1.6
0.8
1.0
1.2
2.0
4.3
1.0
2.5
1.3
1.9
0.9
0.9
1.1
1.7
5.1
0.8
1.2
1.1
1.6
0.8
1.1
1.1
1.2
4.0
0.9
1.2
1.2
1.5
0.6
0.9
0.9
1.9
4.2
0.8
1.2
1.0
1.0
3.1
2.8
1.8
2.2
2.1
2.6
2.4
1.6
2.0
1.8
2.3
2.3
1.1
1.5
1.7
3.0
2.1
1.4
1.8
1.7
2.8
1.7
1.2
1.5
1.4
2.3
2.6
1.3
2.1
1.6
3.0
1.9
2.0
1.8
2.6
2.5
2.0
1.5
1.6
2.0
1.7
1.5
0.9
1.1
1.4
Full time .................................................................
Part time ................................................................
0.9
0.9
0.7
0.5
0.4
1.8
0.9
0.7
0.8
0.4
0.6
2.4
0.7
1.1
0.6
0.7
0.4
2.0
Union .....................................................................
Nonunion ...............................................................
1.7
0.8
1.6
0.7
1.3
0.5
2.1
0.7
1.9
0.6
1.4
0.7
0.9
0.9
1.1
0.7
1.0
0.5
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.0
1.1
1.2
1.0
1.1
1.2
0.7
0.7
0.9
0.9
1.1
1.2
1.8
2.7
0.7
0.8
0.7
0.9
0.8
0.9
1.0
1.1
1.1
1.6
0.6
0.5
0.9
1.0
1.0
1.5
2.0
4.4
1.3
0.8
0.8
1.0
1.2
1.5
1.0
0.9
0.5
0.7
0.8
0.9
1.0
0.8
0.6
1.0
1.6
3.0
0.8
0.6
0.6
0.9
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.4
2.4
1.8
1.1
2.2
1.6
1.0
1.7
1.1
1.7
2.5
1.9
1.5
2.3
1.7
1.4
1.7
1.7
0.9
2.4
1.0
1.0
2.1
1.2
0.9
1.8
0.9
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.9
1.4
2.9
1.5
3.3
6.8
0.7
1.1
2.5
1.1
2.8
6.2
0.5
0.9
1.7
1.4
1.9
1.4
0.8
1.2
2.6
1.2
3.4
7.3
0.7
1.1
2.4
1.0
3.1
6.3
0.7
1.4
2.4
2.2
3.1
2.1
0.9
1.2
1.5
1.4
2.8
1.2
0.7
1.0
1.6
1.2
2.4
2.0
0.5
0.7
1.3
1.1
2.1
2.1
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
private industry workers, National Compensation Survey, March 2013—Continued
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.5
1.3
0.8
1.2
1.6
4.7
2.1
2.1
3.5
1.9
2.9
1.0
2.1
2.5
2.7
3.7
2.3
1.3
0.9
1.3
1.9
4.3
2.0
2.2
3.3
1.7
2.3
1.3
2.0
1.7
1.8
3.3
2.0
0.8
0.6
0.7
1.2
3.0
1.3
1.5
3.0
1.4
1.5
1.3
1.5
2.4
2.8
2.4
1.5
1.3
0.8
1.2
1.7
4.7
2.1
2.1
3.4
1.9
3.0
1.0
2.1
2.5
2.7
3.7
2.5
1.3
0.9
1.5
1.7
4.3
1.8
2.2
3.1
1.7
2.2
1.2
1.9
1.5
1.7
3.1
2.4
0.9
0.7
1.1
1.2
3.2
1.4
1.8
3.4
1.4
1.5
1.2
1.6
2.3
2.8
2.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
1.3
2.2
0.7
1.2
1.1
1.0
1.1
1.9
0.7
1.2
1.1
0.8
0.9
1.4
0.5
0.7
0.8
1.1
1.3
2.2
0.7
1.1
1.1
0.9
1.0
1.8
0.7
1.1
1.1
0.8
1.0
1.4
0.6
0.8
1.0
4.5
2.9
1.7
2.6
2.4
3.6
2.0
1.6
2.2
3.6
2.3
1.7
2.1
2.0
4.0
2.1
2.3
1.6
1.1
0.9
0.9
1.8
0.8
2.1
1.4
2.6
0.9
4.6
2.8
1.8
2.5
2.4
3.6
1.8
1.6
2.1
3.7
1.8
1.6
2.0
1.9
3.9
1.9
2.1
1.5
1.1
1.2
0.8
1.5
0.9
2.1
1.5
2.3
1.1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 private industry workers,
National Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.2
1.7
1.5
2.3
2.6
5.4
2.7
2.9
3.3
2.1
2.5
2.9
2.4
2.2
2.3
3.5
3.1
1.5
1.4
2.1
2.4
4.2
2.1
2.5
2.1
1.7
1.9
2.3
1.9
1.7
1.8
2.8
2.4
1.1
0.8
1.0
1.3
6.2
1.4
1.8
4.2
1.1
1.0
1.0
1.3
3.4
4.1
3.8
4.1
1.6
1.9
2.2
2.8
4.4
2.1
3.0
2.6
1.9
2.3
1.9
2.3
1.6
1.6
2.8
3.8
1.3
1.6
1.7
2.5
3.5
1.8
3.0
2.2
1.6
1.9
1.5
1.9
1.2
1.2
2.3
3.3
1.2
1.2
1.5
2.2
4.4
2.3
2.8
4.5
1.5
2.5
2.4
1.7
3.5
4.8
5.4
1.8
1.4
0.9
1.3
1.8
4.8
2.1
2.3
3.5
1.9
2.7
1.0
2.1
2.5
2.7
3.6
2.5
1.3
0.9
1.5
1.7
4.3
1.8
2.2
3.1
1.6
2.2
1.2
1.8
1.5
1.7
3.0
2.4
0.9
0.8
1.2
1.2
3.3
1.5
1.9
3.6
1.4
1.5
1.2
1.6
2.4
2.9
2.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.9
1.0
2.2
1.0
1.4
1.5
0.8
0.9
1.6
0.8
1.2
1.4
1.1
1.3
1.7
0.5
0.9
0.9
0.7
0.8
2.0
1.2
1.4
1.8
0.6
0.7
1.6
1.0
1.2
1.5
1.3
1.8
2.0
0.8
1.5
1.1
1.1
1.2
2.3
0.8
1.2
1.1
0.9
1.1
1.7
0.8
1.2
1.2
0.8
1.0
1.5
0.6
0.8
1.0
4.3
2.9
2.3
2.1
1.8
3.2
2.4
2.5
1.5
2.7
2.4
1.8
1.4
1.3
2.3
1.9
1.8
1.3
1.9
0.8
0.9
2.2
1.1
2.1
1.6
2.0
0.8
1.3
3.1
2.0
1.5
1.3
2.4
2.3
4.0
1.3
1.1
2.4
1.5
1.2
1.1
2.1
2.0
3.2
1.0
3.0
1.6
1.9
1.7
1.6
1.6
2.8
2.5
0.9
4.2
2.9
1.8
2.6
2.2
3.7
1.8
1.9
1.9
3.4
1.7
1.5
2.0
1.8
4.0
1.8
2.4
1.4
1.2
1.3
0.9
1.6
1.0
2.3
1.6
2.4
1.0
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.3
0.3
0.4
0.4
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.5
0.5
0.9
2.2
0.4
0.5
0.4
0.7
0.4
0.5
0.5
0.9
2.2
0.4
0.5
0.4
0.7
0.5
0.7
0.7
1.8
3.6
0.6
0.7
0.8
1.3
0.5
0.7
0.7
1.8
3.6
0.6
0.7
0.8
1.3
1.2
0.8
0.5
0.6
0.8
1.2
0.8
0.5
0.6
0.8
1.7
1.9
0.6
0.7
1.1
1.7
1.9
0.6
0.7
1.1
Full time .................................................................
Part time ................................................................
0.3
0.9
0.3
0.9
0.4
0.9
0.4
0.9
Union .....................................................................
Nonunion ...............................................................
0.6
0.3
0.6
0.3
1.1
0.5
1.1
0.5
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.8
1.8
0.5
0.4
0.4
0.5
0.8
1.8
0.5
0.4
0.4
0.5
1.0
2.3
0.8
0.6
0.5
0.7
1.0
2.3
0.8
0.6
0.5
0.7
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.5
1.1
0.6
0.5
1.1
0.6
0.6
1.4
0.6
0.6
1.4
0.6
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.3
0.5
0.8
0.7
1.1
1.3
0.3
0.5
0.8
0.7
1.1
1.3
0.5
0.6
1.2
0.7
1.2
1.1
0.5
0.6
1.2
0.7
1.2
1.1
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, private industry workers, National
Compensation Survey, March 2013—Continued
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.2
0.5
0.3
0.6
0.5
2.2
0.8
1.1
1.5
0.7
0.8
0.5
0.8
2.0
2.5
1.5
1.2
0.5
0.3
0.6
0.5
2.2
0.8
1.1
1.5
0.7
0.8
0.5
0.8
2.0
2.5
1.5
1.4
0.8
0.5
0.7
0.8
3.6
1.6
1.8
4.3
1.0
1.2
0.7
1.2
2.8
3.3
2.3
1.4
0.8
0.5
0.7
0.8
3.6
1.6
1.8
4.3
1.0
1.2
0.7
1.2
2.8
3.3
2.3
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.6
0.8
0.3
0.4
0.4
0.5
0.6
0.8
0.3
0.4
0.4
0.8
1.2
1.1
0.4
0.6
0.4
0.8
1.2
1.1
0.4
0.6
0.4
0.8
0.8
0.5
0.5
0.7
1.2
1.0
1.1
0.7
0.8
0.8
0.5
0.5
0.7
1.2
1.0
1.1
0.7
1.1
0.5
0.8
3.2
0.9
1.5
1.2
0.8
1.4
1.1
0.5
0.8
3.2
0.9
1.5
1.2
0.8
1.4
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$3.14
0.6
$9.35
0.6
$2.57
$1.09
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.17
4.91
3.57
12.30
16.94
4.35
4.74
4.87
12.37
1.1
1.2
1.6
2.1
1.3
0.8
0.9
1.0
1.9
6.47
23.99
8.21
36.07
36.97
13.60
16.70
14.97
33.94
1.1
1.2
1.6
2.1
1.3
0.8
0.9
1.0
1.9
3.09
4.36
4.36
9.15
18.19
3.79
4.48
4.61
7.13
1.83
2.26
2.40
2.56
11.05
1.47
1.93
1.94
4.30
25.27
9.79
5.62
5.78
9.60
3.2
2.4
1.5
1.7
2.1
50.41
29.60
19.52
24.18
25.15
3.2
2.4
1.5
1.7
2.1
15.14
7.01
4.70
5.94
8.32
6.22
5.60
2.10
3.06
3.25
Full time .................................................................
Part time ................................................................
3.21
6.27
0.7
1.5
9.77
22.44
0.7
1.5
2.62
6.03
1.18
3.60
Union .....................................................................
Nonunion ...............................................................
10.97
2.67
2.4
0.6
20.41
8.27
2.4
0.6
8.22
2.65
2.84
1.09
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.71
12.82
5.46
4.78
4.52
7.62
1.5
2.4
1.0
1.0
1.0
1.3
20.35
40.71
13.37
14.36
16.28
35.79
1.5
2.4
1.0
1.0
1.0
1.3
5.10
11.23
5.66
3.94
2.74
3.54
3.30
6.92
2.18
1.74
1.87
2.44
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
6.79
21.93
5.51
1.3
3.2
1.4
23.82
43.91
19.19
1.3
3.2
1.4
5.27
11.26
5.23
2.47
4.59
2.72
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
3.31
5.17
6.59
5.48
15.16
11.77
0.7
0.9
1.9
1.4
2.6
3.6
8.62
15.00
18.31
18.04
49.24
23.53
0.7
0.9
1.9
1.4
2.6
3.6
3.00
4.67
6.31
5.39
14.32
12.69
1.14
1.75
3.44
2.44
5.58
5.00
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$12.86
5.24
2.88
5.42
5.50
25.30
11.03
14.58
16.13
6.91
9.25
5.55
8.05
24.61
34.10
15.07
3.5
1.7
1.2
2.2
1.3
6.7
2.0
2.9
3.9
1.8
2.3
1.2
2.1
4.2
–
4.2
$21.55
21.92
9.67
19.66
31.37
53.38
18.27
22.98
40.49
14.43
18.10
14.58
17.29
57.97
–
43.01
3.5
1.7
1.2
2.2
1.3
6.7
2.0
2.9
3.9
1.8
2.3
1.2
2.1
4.2
–
4.2
$7.81
3.54
3.07
4.27
5.86
18.73
10.32
13.15
15.63
7.20
9.49
5.55
8.50
17.85
–
12.97
$3.80
2.35
1.41
2.11
3.02
13.01
3.91
4.50
11.67
2.72
3.20
2.98
3.05
4.08
–
7.12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
5.89
8.06
8.44
3.29
4.50
4.01
1.1
1.5
2.0
0.7
1.0
1.1
13.97
16.29
26.23
12.30
15.59
18.39
1.1
1.5
2.0
0.7
1.0
1.1
4.99
7.04
6.59
2.64
3.89
3.42
1.94
2.48
3.85
1.20
1.81
1.52
20.74
8.40
7.14
8.88
7.27
9.91
8.23
11.09
9.71
1.3
2.2
1.9
1.9
1.0
2.3
1.6
4.2
0.9
132.68
19.27
23.11
40.80
14.90
31.77
18.07
24.50
17.45
1.3
2.2
1.9
1.9
1.0
2.3
1.6
4.2
0.9
10.43
4.43
4.99
7.22
7.98
10.71
8.45
8.72
8.14
2.13
2.43
2.39
4.05
3.09
4.77
2.56
2.83
3.20
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.0
0.2
0.7
0.1
0.1
0.9
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.8
2.0
3.4
5.2
1.5
2.2
1.7
2.6
–
–
–
–
–
0.2
0.1
–
–
1.2
1.5
1.7
1.3
2.5
1.2
1.9
1.3
1.1
0.2
0.5
0.1
–
–
0.1
–
0.2
–
–
–
–
–
–
–
–
–
–
1.0
1.1
1.3
3.3
–
1.0
1.2
1.2
2.6
0.2
0.1
0.2
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
3.9
3.3
1.7
2.1
2.2
–
–
–
–
–
2.4
1.0
0.8
1.2
1.1
–
–
–
–
–
–
–
–
–
–
3.8
3.4
1.6
1.9
2.3
–
0.3
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
1.0
2.7
0.2
–
0.7
1.9
0.1
–
0.1
–
0.9
1.9
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.5
1.0
0.4
–
1.0
0.8
–
0.1
–
–
2.0
0.9
–
0.1
Average wage within the following categories:4
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
1.9
1.5
1.4
1.3
1.7
–
–
–
0.2
–
1.3
1.3
0.8
0.9
1.2
–
0.1
0.1
0.2
0.3
–
–
–
0.1
–
1.4
1.5
1.2
1.0
1.5
–
0.1
0.1
0.3
0.3
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.5
3.5
1.8
–
–
–
1.1
2.9
1.1
0.1
–
0.1
–
–
–
1.4
2.3
1.6
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.9
3.5
2.6
4.0
2.4
0.2
0.1
–
0.2
–
–
0.9
1.3
1.4
2.2
2.0
–
0.1
–
–
–
–
–
0.1
–
–
–
–
–
1.0
1.3
3.1
1.3
3.6
–
0.2
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013—Continued
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.0
1.6
1.5
2.6
3.1
6.9
3.7
3.8
9.6
2.8
2.1
2.1
3.3
4.9
5.7
5.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.8
1.7
1.8
2.7
3.7
–
1.9
2.5
–
2.4
1.3
2.0
2.8
2.5
3.0
2.1
–
0.4
–
–
–
–
–
–
–
0.1
0.1
0.2
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.2
0.9
0.9
0.9
2.2
–
3.6
3.0
–
1.3
2.0
1.4
1.6
–
–
5.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.5
3.0
1.4
1.6
2.2
–
–
–
0.3
–
–
1.0
1.2
1.4
1.0
1.0
1.8
–
–
–
0.2
0.1
0.3
–
–
–
0.1
–
–
1.7
2.4
2.5
0.9
1.2
1.2
0.2
0.2
–
0.2
–
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.1
3.1
3.0
4.5
1.7
3.1
2.7
3.3
2.5
–
–
–
–
–
–
–
–
–
1.0
1.6
2.6
2.6
1.4
1.7
2.8
2.3
1.4
–
0.3
0.1
–
–
–
–
–
0.6
–
0.5
–
–
–
–
–
–
–
–
1.5
1.5
6.6
1.6
2.8
2.4
2.5
2.0
–
–
0.1
–
–
–
–
–
0.7
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$7.87
0.6
$19.54
0.6
$8.18
$5.76
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10.67
15.59
13.27
33.37
73.71
10.70
13.90
12.70
20.79
0.8
1.3
1.0
1.8
0.9
0.7
0.7
0.9
1.9
57.92
125.47
45.61
54.40
115.45
34.76
82.20
39.84
52.13
0.8
1.3
1.0
1.8
0.9
0.7
0.7
0.9
1.9
9.81
12.49
13.07
30.29
76.42
10.93
13.47
13.28
23.53
6.98
8.52
9.49
–
–
6.76
8.57
9.30
13.65
36.62
29.07
13.39
19.05
19.95
3.4
2.2
1.1
0.9
1.7
70.60
78.84
20.33
29.94
26.02
3.4
2.2
1.1
0.9
1.7
46.54
29.59
15.35
21.11
22.57
24.20
18.34
9.67
10.52
16.35
Full time .................................................................
Part time ................................................................
8.04
15.43
0.6
1.2
20.17
65.16
0.6
1.2
8.47
13.95
6.16
11.33
Union .....................................................................
Nonunion ...............................................................
22.78
8.28
2.5
0.5
37.81
44.65
2.5
0.5
19.40
8.40
10.54
6.09
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
14.63
25.74
15.80
10.70
9.53
15.01
0.9
1.8
0.8
0.8
1.0
1.3
75.42
118.58
42.25
30.25
28.52
59.76
0.9
1.8
0.8
0.8
1.0
1.3
14.64
25.47
16.75
11.16
8.67
12.29
29.21
–
8.82
6.44
6.04
9.06
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
15.03
30.18
16.32
1.1
3.1
1.0
29.96
72.24
25.76
1.1
3.1
1.0
16.22
36.75
17.72
8.16
15.24
8.60
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
9.44
15.05
23.25
16.16
30.25
31.42
0.6
0.8
1.8
1.1
2.3
3.5
28.08
37.30
46.31
98.47
34.45
44.95
0.6
0.8
1.8
1.1
2.3
3.5
9.79
14.68
26.37
15.39
32.32
32.34
7.08
7.33
14.95
9.40
19.62
11.82
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, private industry workers, National
Compensation Survey, March 2013—Continued
Characteristics
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$34.31
15.17
9.19
12.31
17.82
69.99
37.31
50.63
71.52
21.62
17.71
13.75
24.38
47.32
57.67
40.99
3.0
0.9
0.5
0.8
1.0
–
1.7
2.5
2.7
1.1
1.4
0.4
1.4
–
–
3.0
$35.97
65.24
87.48
120.62
155.83
–
101.05
154.84
58.78
55.63
91.78
243.23
56.56
–
–
106.11
3.0
0.9
0.5
0.8
1.0
–
1.7
2.5
2.7
1.1
1.4
0.4
1.4
–
–
3.0
$29.26
13.59
8.98
12.67
16.61
–
32.65
38.36
71.24
21.71
17.02
13.71
24.81
–
–
44.38
$15.13
9.91
7.61
10.59
11.84
–
14.42
18.63
39.00
14.18
17.69
11.18
16.98
–
–
29.72
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
13.80
19.81
20.05
8.59
13.38
9.00
1.0
1.3
1.3
0.6
0.8
0.9
32.39
43.14
65.03
25.59
48.02
28.64
1.0
1.3
1.3
0.6
0.8
0.9
13.88
18.96
18.84
8.83
14.30
9.82
9.07
11.44
15.29
7.67
12.25
7.02
29.22
18.86
17.62
43.10
16.73
20.32
25.39
21.87
26.10
1.5
1.8
1.7
1.7
1.2
1.7
0.8
2.7
1.5
117.37
32.76
36.95
49.20
132.23
91.87
97.02
53.40
37.86
1.5
1.8
1.7
1.7
1.2
1.7
0.8
2.7
1.5
33.31
24.17
17.40
43.75
18.92
17.49
25.63
23.86
25.27
10.85
7.51
8.04
28.91
13.31
27.44
–
8.21
10.65
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.9
0.2
0.6
0.1
0.1
0.8
0.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
1.8
1.9
3.1
5.4
1.4
2.1
1.7
2.3
–
–
–
–
–
–
(4)
–
–
1.1
1.3
1.6
1.2
2.6
1.2
2.0
1.2
1.0
0.2
0.4
0.1
0.2
–
0.1
–
0.1
–
0.1
(4)
–
–
–
–
–
–
–
1.0
1.1
1.3
3.0
–
0.9
1.2
1.1
2.3
–
–
0.1
–
–
0.2
–
0.2
–
0.0
0.0
0.0
0.0
0.0
3.4
3.1
1.7
2.2
2.2
–
–
–
–
–
2.1
1.2
1.1
1.7
1.0
–
–
(4)
–
–
–
–
–
–
–
3.3
3.0
1.6
1.9
2.2
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
0.9
2.5
0.2
0.1
0.6
1.8
0.1
–
0.1
–
0.8
1.8
0.1
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
2.8
1.0
0.4
–
1.7
0.7
–
0.1
–
–
2.2
0.9
–
0.1
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
1.8
1.5
1.2
1.3
1.7
–
–
–
–
–
1.2
1.2
0.8
0.8
1.3
–
0.1
0.1
0.2
0.3
–
–
–
–
–
1.3
1.4
1.0
1.0
1.6
–
0.1
0.1
0.2
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
0.0
0.0
0.0
1.6
2.9
1.9
–
–
–
1.3
1.8
1.5
0.1
–
0.1
–
–
–
1.4
2.4
1.6
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
0.0
0.0
0.0
0.0
0.0
0.0
1.0
1.8
3.4
2.5
3.9
2.3
0.2
(4)
–
0.1
–
–
0.8
1.3
1.5
2.3
1.9
–
0.1
–
–
–
–
–
0.1
–
–
–
–
–
0.9
1.3
2.9
1.2
3.6
–
0.1
–
–
–
–
–
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
private industry workers, National Compensation Survey, March 2013—Continued
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.0
1.8
1.6
2.6
3.1
6.4
3.5
3.7
9.2
2.4
2.1
2.1
2.9
4.4
5.6
5.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.7
1.5
1.7
2.6
3.6
–
1.8
2.3
–
2.2
1.4
2.1
2.6
2.4
2.9
2.0
–
0.4
–
–
–
–
–
–
–
0.1
0.1
0.2
0.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.1
1.2
0.9
1.0
2.1
–
3.4
2.8
–
1.3
2.0
1.3
1.6
2.7
–
5.0
–
–
–
–
–
–
–
–
–
0.1
–
–
0.1
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.2
2.7
1.3
1.5
2.2
–
–
–
0.2
0.3
–
0.8
1.0
1.1
1.0
1.0
1.8
–
–
–
0.1
0.1
0.3
–
–
–
0.1
–
–
1.6
2.1
2.4
0.9
1.2
1.2
0.1
0.2
–
0.1
–
0.3
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.4
2.6
2.9
3.9
1.7
3.0
2.0
3.9
2.5
–
–
–
–
–
–
–
–
–
1.0
1.5
2.6
1.7
1.2
1.6
2.3
2.1
1.2
–
0.2
0.1
–
–
–
–
–
–
–
0.4
–
–
–
–
–
–
–
–
1.2
1.5
5.2
1.6
2.8
1.9
3.2
2.1
–
–
–
–
0.3
–
–
–
0.5
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.05.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2013
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$1.47
$1.67
$1.39
$1.96
$3.37
$5.15
$6.22
$4.87
$10.34
$14.66
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.75
1.24
2.80
4.77
–
3.00
3.06
2.63
4.58
2.85
2.45
3.16
4.39
20.87
2.36
4.83
3.99
2.48
2.73
1.68
4.53
2.29
11.57
1.71
1.87
1.83
3.65
3.56
4.06
4.49
4.94
24.75
4.32
4.62
2.49
4.34
6.45
9.55
7.34
6.53
14.31
8.01
7.49
8.98
6.02
9.67
6.44
6.74
15.76
18.20
12.06
20.00
9.83
19.51
7.23
7.54
12.61
10.85
56.80
7.18
9.06
9.65
8.51
5.12
6.97
10.63
17.85
97.29
6.44
10.74
10.24
26.06
18.29
18.33
24.45
21.97
121.50
23.48
41.70
27.10
19.76
30.39
53.31
34.18
48.51
170.35
18.59
73.89
33.85
50.68
3.78
9.49
1.93
1.95
4.28
3.22
4.70
2.16
1.74
2.87
8.94
4.22
2.81
2.94
3.23
6.50
7.89
3.59
5.15
4.74
7.82
19.82
6.06
8.76
14.41
15.08
22.71
9.12
8.51
10.75
16.34
17.06
6.30
9.08
13.88
47.10
30.72
7.68
10.64
16.53
49.01
23.84
17.66
11.57
25.88
119.39
64.70
48.17
28.92
48.19
Full time .................................................................
Part time ................................................................
1.69
1.77
1.66
9.19
1.50
6.02
1.85
11.71
3.80
12.73
4.85
17.05
6.26
24.80
5.42
16.21
10.02
15.38
17.04
43.73
Union .....................................................................
Nonunion ...............................................................
2.73
1.71
5.45
1.49
3.93
1.24
5.50
2.04
10.11
3.31
4.97
7.82
8.54
3.95
12.42
4.45
18.33
9.78
60.16
16.57
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
4.76
2.63
1.47
2.39
1.00
2.78
2.52
1.55
1.81
1.98
2.19
3.34
1.95
2.38
4.64
7.04
3.22
3.94
2.34
3.11
14.94
6.15
5.90
5.20
10.08
22.54
11.01
8.13
7.53
11.75
11.49
13.91
5.88
6.63
12.16
15.83
14.24
5.44
4.88
8.37
35.68
16.97
16.65
10.92
22.95
33.96
21.15
24.88
34.34
54.98
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
1.94
1.23
0.93
1.24
5.40
2.73
2.91
8.10
3.09
3.95
7.70
4.59
5.95
4.06
9.74
5.38
29.42
9.50
8.21
23.45
7.36
7.91
25.80
5.64
15.94
21.22
13.25
25.18
99.30
22.96
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
1.93
1.62
4.06
1.41
2.33
–
1.72
2.96
3.93
3.24
7.17
1.55
1.63
2.50
3.54
3.91
3.44
11.27
1.98
2.20
5.71
5.16
12.71
4.20
3.94
6.13
10.65
10.05
46.74
19.94
6.13
9.69
12.23
21.91
27.07
2.02
3.74
11.34
14.13
17.58
21.31
23.42
5.70
10.41
18.27
14.49
17.16
14.53
13.27
18.08
38.31
25.23
35.28
24.56
23.32
17.18
37.06
74.35
86.92
34.59
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage,
private industry workers, National Compensation Survey, March 2013—Continued
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$8.48
1.41
1.07
0.70
1.96
9.43
2.16
3.24
10.13
3.43
4.75
7.08
3.75
2.24
13.32
10.71
$4.29
2.56
2.85
2.55
5.03
7.08
3.43
5.31
4.01
2.79
3.96
2.40
3.92
7.14
11.80
6.41
$3.36
2.74
2.82
2.33
5.81
11.62
3.48
6.93
5.93
4.93
6.83
5.19
5.55
2.78
3.05
8.91
$2.69
3.81
2.60
3.45
5.90
26.37
8.21
7.31
24.88
4.70
11.45
10.40
5.49
9.14
13.60
11.20
$11.10
8.99
4.17
5.53
7.41
–
9.84
21.95
75.84
7.43
3.71
5.14
5.81
0.00
1.05
17.20
$23.98
3.64
9.05
5.15
18.19
18.75
9.86
15.53
–
11.77
8.20
8.32
11.07
54.11
47.31
13.50
$13.48
8.93
9.33
7.97
15.23
82.33
8.26
15.14
27.35
12.96
11.31
7.81
16.33
39.15
29.66
22.38
$13.92
7.44
0.30
7.49
14.82
79.98
16.85
22.57
50.63
18.00
13.04
9.08
19.06
14.46
22.23
43.58
$52.62
23.34
12.69
20.72
24.82
111.25
29.81
30.97
54.81
26.09
20.83
17.21
30.17
124.57
67.67
88.10
$90.49
41.61
35.22
54.39
66.73
89.62
33.64
34.29
83.32
37.31
92.79
18.43
42.78
38.97
84.82
121.30
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.31
4.28
2.99
1.39
2.73
1.86
2.94
3.46
3.78
1.77
3.19
1.92
1.78
2.66
3.86
1.64
2.17
1.73
3.89
4.96
4.09
2.34
4.33
3.43
3.58
6.13
6.14
3.75
5.43
6.81
14.68
28.85
9.64
4.92
10.56
4.53
10.90
13.67
13.65
4.69
8.46
6.13
15.93
21.55
14.68
5.85
6.77
4.02
22.20
26.59
17.78
7.59
17.64
8.60
30.03
40.91
31.84
21.34
25.86
28.57
3.98
2.36
1.25
3.46
5.13
8.27
4.76
2.49
1.81
7.38
4.18
3.99
1.11
5.42
7.03
3.29
6.92
4.40
3.62
2.40
2.79
3.58
3.03
9.55
2.63
8.12
2.30
11.46
3.26
5.87
3.89
6.02
12.92
6.45
7.31
6.46
14.72
4.73
4.29
6.57
7.27
17.46
4.37
12.35
9.38
–
2.06
8.89
20.99
14.98
4.90
25.84
17.22
13.26
13.56
10.96
12.42
17.71
21.49
24.15
9.51
20.62
12.19
6.37
11.86
9.91
14.04
17.66
40.11
18.47
12.84
8.47
40.37
33.94
8.75
34.16
31.27
70.82
32.84
42.43
55.26
10.73
20.30
39.47
52.68
47.37
116.59
36.83
100.04
44.70
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
State and local government workers, National Compensation Survey, March 2013
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
0.7
0.7
0.5
0.7
0.8
0.6
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.7
0.6
0.8
0.8
0.7
1.0
0.6
0.7
0.8
0.7
0.6
0.8
0.8
0.8
1.0
0.7
0.8
0.8
0.3
1.5
1.1
2.1
2.2
1.9
4.5
0.9
1.4
1.3
2.3
2.3
2.1
4.2
0.9
0.7
0.9
0.9
0.8
1.0
1.7
0.3
1.5
1.1
2.1
2.2
1.9
4.5
1.0
1.4
1.4
2.1
2.2
2.1
4.5
0.9
0.8
1.2
1.1
1.1
1.3
2.1
Full time .................................................................
Part time ................................................................
0.2
1.9
0.6
1.6
0.5
2.6
0.2
2.0
0.6
1.6
0.6
2.8
Union .....................................................................
Nonunion ...............................................................
0.4
1.1
0.6
1.3
0.5
0.8
0.5
1.1
0.8
1.4
0.7
0.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.8
3.2
0.9
1.4
0.4
0.7
1.8
3.0
1.2
1.4
0.6
0.9
1.1
2.3
0.7
0.7
0.6
0.7
1.8
3.2
0.9
1.4
0.4
0.8
1.8
3.1
1.2
1.3
0.8
1.1
1.2
2.4
0.8
0.8
0.8
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.7
0.7
0.6
0.5
2.0
3.1
1.5
1.5
0.7
0.8
0.8
0.8
2.7
3.1
2.3
1.4
0.5
0.7
0.7
0.8
1.6
1.4
1.7
0.6
0.7
0.7
0.6
0.5
2.0
3.1
1.5
1.5
0.8
0.9
0.9
0.8
2.8
3.1
2.7
1.4
0.6
0.8
0.8
0.9
1.9
1.8
2.2
0.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.3
4.8
1.8
0.6
1.4
0.6
3.5
4.5
2.8
0.7
1.6
0.7
1.6
2.1
2.2
0.5
1.1
0.6
3.3
4.8
1.8
0.6
1.4
0.6
3.4
4.3
2.8
0.8
1.7
0.9
1.7
2.3
2.3
0.6
1.4
0.8
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.4
1.3
0.7
1.4
1.2
0.9
0.8
0.9
0.6
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
1.7
1.7
1.8
1.5
1.5
1.6
0.8
0.8
1.1
1.6
1.7
2.0
1.3
1.4
1.6
1.3
1.4
1.7
0.7
0.6
0.9
0.9
0.8
1.0
0.7
0.7
0.8
2.2
2.0
3.1
2.6
2.6
3.3
4.2
1.8
1.9
3.0
2.4
2.4
3.1
3.8
1.2
1.0
1.2
1.3
1.2
1.5
2.1
2.5
2.1
3.3
2.7
2.6
3.0
4.3
2.0
1.8
2.9
2.4
2.4
2.9
3.7
2.1
1.7
2.3
1.2
1.2
1.8
2.2
0.6
1.5
1.5
2.3
2.4
2.0
4.4
1.0
1.4
1.8
2.3
2.4
2.4
4.5
0.9
0.8
1.2
1.1
1.1
1.5
2.2
Full time .................................................................
Part time ................................................................
1.7
1.8
1.5
1.6
0.7
2.8
1.6
1.8
1.3
1.6
0.9
4.2
0.5
2.0
0.8
1.6
0.6
2.8
Union .....................................................................
Nonunion ...............................................................
1.5
2.0
1.4
1.7
0.6
1.5
1.8
1.5
1.6
1.2
0.7
2.2
0.9
1.2
1.0
1.4
0.6
0.9
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.9
2.4
2.3
2.2
1.6
2.8
1.6
1.9
2.1
2.0
1.5
2.5
1.5
3.0
1.0
1.1
0.8
0.7
1.8
1.6
2.1
2.4
1.6
2.7
1.3
1.3
1.9
2.0
1.4
2.4
2.4
5.1
1.1
1.8
1.0
1.1
1.9
3.3
1.4
1.3
0.6
1.0
2.0
3.1
1.6
1.3
0.8
1.2
1.2
2.4
0.8
0.8
0.7
1.0
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
1.5
1.6
1.7
1.9
3.8
4.7
6.4
2.6
1.3
1.4
1.6
1.6
3.6
4.2
5.8
2.3
0.7
1.0
1.0
1.2
1.4
1.7
2.1
0.9
1.4
1.6
1.7
2.0
3.6
3.9
5.0
2.4
1.2
1.3
1.4
1.6
3.1
3.2
4.0
2.2
0.9
1.4
1.6
1.9
2.7
1.9
2.8
1.1
0.8
0.8
0.7
0.7
2.0
3.1
1.4
1.6
0.9
1.0
1.0
0.9
2.8
3.2
2.8
1.6
0.6
0.8
0.8
0.8
1.9
1.6
2.2
0.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.7
4.6
6.4
1.5
3.1
1.7
3.6
4.3
6.1
1.3
2.8
1.5
1.5
1.6
2.5
0.8
1.3
0.9
3.8
4.0
6.6
1.4
2.4
1.7
3.3
3.3
6.0
1.1
2.3
1.3
2.0
2.5
2.7
0.9
1.5
1.1
3.5
5.1
2.3
0.7
1.5
0.7
3.5
4.4
3.0
0.9
1.7
1.0
1.8
2.4
2.2
0.6
1.4
0.8
Establishment characteristics
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1
State and local government workers, National Compensation Survey, March
2013—Continued
Healthcare2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
1.2
0.8
1.5
0.8
0.9
0.5
1.2
0.8
1.6
0.8
1.1
0.6
3.2
1.5
2.3
1.7
1.6
3.3
1.3
1.7
1.6
2.8
1.7
2.0
2.4
1.4
4.2
2.2
2.6
1.5
1.8
0.6
1.5
2.4
1.0
2.6
1.7
2.5
0.6
3.2
1.5
2.4
1.7
1.6
3.3
1.3
1.7
1.6
3.5
1.8
1.7
3.0
1.7
4.3
2.5
2.3
1.4
2.4
0.7
1.3
3.1
1.0
2.9
2.0
2.6
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 State and local government
workers, National Compensation Survey, March 2013—Continued
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
3.4
1.4
3.2
1.2
0.7
0.9
2.9
1.5
2.5
1.2
1.7
1.2
1.6
0.8
2.1
0.8
1.0
0.6
4.2
2.5
2.7
7.6
4.1
6.5
2.6
5.9
1.5
3.5
2.5
2.1
6.5
3.9
2.7
2.4
5.2
1.6
1.1
0.9
1.5
2.2
1.9
11.0
3.2
2.0
0.9
4.9
3.2
3.9
2.3
3.4
2.2
1.9
–
1.7
3.7
3.2
3.1
2.1
2.1
2.1
1.6
–
1.7
6.2
0.9
2.2
4.2
3.5
5.3
3.0
–
0.6
3.5
1.8
2.2
4.8
1.6
3.3
1.3
1.7
1.6
3.1
2.0
1.5
5.9
1.7
4.3
2.5
2.3
1.4
2.4
0.6
1.3
2.8
0.9
2.9
2.0
2.6
0.9
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, State and local government workers, National
Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
0.5
0.5
0.9
0.9
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.5
0.6
0.6
0.5
0.6
0.6
0.9
1.0
1.1
0.9
1.0
1.1
0.7
0.7
0.7
0.7
0.7
0.7
1.1
0.7
0.7
0.7
0.7
0.7
0.7
1.1
1.2
1.3
1.1
1.3
1.3
1.5
1.9
1.2
1.3
1.1
1.3
1.3
1.5
1.9
Full time .................................................................
Part time ................................................................
0.5
2.5
0.5
2.5
0.9
2.7
0.9
2.7
Union .....................................................................
Nonunion ...............................................................
0.5
0.7
0.5
0.7
0.6
1.5
0.6
1.5
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.7
1.0
0.7
0.6
0.5
0.6
0.7
1.0
0.7
0.6
0.5
0.6
1.7
2.6
1.1
1.1
0.9
1.1
1.7
2.6
1.1
1.1
0.9
1.1
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.5
0.7
0.6
0.6
1.1
1.5
2.2
0.5
0.5
0.7
0.6
0.6
1.1
1.5
2.2
0.5
0.9
1.1
1.1
1.0
3.2
1.7
2.1
0.8
0.9
1.1
1.1
1.0
3.2
1.7
2.1
0.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.8
1.2
1.5
0.5
0.7
0.6
0.8
1.2
1.5
0.5
0.7
0.6
2.4
2.5
3.8
0.9
1.8
0.9
2.4
2.5
3.8
0.9
1.8
0.9
Establishment characteristics
See footnotes at end of table.
Table 10. Standard errors for medical care benefits: Share of premiums paid
by employer and employee, State and local government workers, National
Compensation Survey, March 2013—Continued
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
1.0
0.4
1.0
0.4
1.7
0.9
1.7
0.9
1.7
0.6
0.6
2.3
1.0
2.2
1.5
1.5
0.9
1.7
0.6
0.6
2.3
1.0
2.2
1.5
1.5
0.9
1.0
0.8
1.4
3.2
1.8
4.8
2.0
2.5
0.8
1.0
0.8
1.4
3.2
1.8
4.8
2.0
2.5
0.8
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$5.19
1.6
$13.17
1.6
$4.40
$2.79
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
5.73
5.64
6.76
2.0
2.0
2.0
15.34
13.87
15.21
2.0
2.0
2.0
5.31
5.57
7.27
3.23
3.73
4.49
7.93
6.66
8.23
8.88
9.09
7.30
10.92
2.1
1.8
2.6
3.0
2.9
2.7
3.3
15.40
12.17
18.46
24.19
24.94
12.94
19.05
2.1
1.8
2.6
3.0
2.9
2.7
3.3
8.21
7.12
9.25
6.08
6.19
8.52
11.94
5.02
3.57
3.87
3.62
3.73
5.86
6.83
Full time .................................................................
Part time ................................................................
5.26
21.25
1.7
3.3
13.52
34.35
1.7
3.3
4.47
19.86
2.78
9.46
Union .....................................................................
Nonunion ...............................................................
7.15
5.08
1.8
2.2
18.13
9.20
1.8
2.2
5.45
5.63
3.06
3.90
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
5.74
8.65
7.37
8.51
5.90
7.16
1.9
2.8
2.5
2.3
1.9
3.0
13.04
20.61
17.35
22.62
11.66
14.21
1.9
2.8
2.5
2.3
1.9
3.0
6.06
10.49
6.17
6.13
6.06
7.16
4.97
8.48
3.95
3.80
4.18
4.25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
5.23
5.09
5.50
6.29
10.74
10.70
12.32
10.78
1.6
2.4
2.2
1.9
5.9
6.2
8.1
2.1
13.22
10.12
11.19
13.55
17.61
21.22
13.66
32.27
1.6
2.4
2.2
1.9
5.9
6.2
8.1
2.1
4.43
5.42
5.88
6.44
9.37
7.59
12.91
6.29
2.83
4.01
4.44
4.68
6.73
5.34
7.35
2.88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
15.52
17.97
22.64
4.98
9.94
5.22
4.3
4.7
7.6
1.7
2.9
2.1
26.79
21.08
45.77
12.46
23.79
11.23
4.3
4.7
7.6
1.7
2.9
2.1
16.46
25.76
16.06
4.51
9.94
4.77
5.69
7.96
8.51
2.97
5.43
3.13
Establishment characteristics
See footnotes at end of table.
Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2013—Continued
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$13.74
5.13
4.5
1.3
$50.46
8.76
4.5
1.3
$6.52
5.05
$4.19
3.14
22.99
7.05
10.09
21.54
9.15
10.60
10.14
34.12
19.78
3.5
2.0
2.5
9.5
3.0
3.1
5.4
4.8
3.9
52.56
12.21
33.42
24.54
17.62
11.46
12.42
59.36
48.45
3.5
2.0
2.5
9.5
3.0
3.1
5.4
4.8
3.9
23.18
8.06
11.44
16.33
10.93
10.08
9.51
24.49
9.76
7.21
4.99
3.58
8.05
4.48
14.65
4.30
11.78
5.51
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2013
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.8
–
1.7
0.5
0.3
0.7
–
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.0
0.0
0.0
2.0
2.2
2.6
–
–
–
2.0
2.2
2.5
0.6
0.4
–
0.3
0.4
0.4
0.8
0.9
1.3
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.6
2.5
2.9
2.8
2.8
3.4
4.1
–
–
–
–
–
–
–
2.2
2.1
2.3
2.7
2.7
2.2
2.9
–
0.4
1.0
1.1
1.1
–
–
0.5
0.4
0.6
0.4
0.4
0.9
1.1
1.5
1.0
1.6
0.8
0.8
2.1
2.2
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
1.8
7.2
–
–
1.7
7.8
0.5
0.8
0.3
–
0.7
2.7
–
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.6
3.1
–
–
1.2
3.0
0.7
0.8
0.6
0.1
1.0
0.8
–
–
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
3.2
3.7
2.3
2.1
1.8
2.4
–
–
–
–
–
–
2.7
3.2
2.1
2.0
1.7
1.9
–
–
0.5
0.6
0.6
0.8
0.1
–
0.5
0.4
0.6
1.2
1.0
2.0
0.8
1.0
1.1
2.1
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.8
2.3
2.6
2.4
6.2
4.2
5.5
2.5
–
–
–
–
–
–
–
–
1.7
2.4
2.6
2.1
6.2
4.2
5.6
1.8
0.4
0.3
0.4
0.5
–
–
–
1.3
0.3
0.3
0.3
0.5
–
–
–
0.4
0.7
0.8
0.9
1.3
–
1.6
–
1.1
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
4.2
6.1
5.0
1.8
3.4
2.1
–
–
–
–
–
–
3.9
–
3.9
1.7
2.8
2.0
–
–
–
0.4
–
0.5
–
–
–
0.3
0.7
0.3
2.9
–
–
0.7
0.9
0.8
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Standard errors for medical care benefits, single coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2013—Continued
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
3.9
1.6
–
–
3.7
1.3
1.2
0.4
–
0.4
–
1.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.7
3.7
4.7
5.9
4.6
9.6
5.4
7.0
2.6
–
–
–
–
–
–
–
–
–
–
4.8
4.2
6.0
4.5
–
1.3
–
2.5
–
–
–
–
–
–
–
–
1.7
–
2.4
–
–
–
–
–
–
–
2.6
2.9
1.6
–
0.8
–
2.7
–
1.4
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2013
Characteristics
All workers .............................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$14.23
0.7
$19.03
0.7
$15.29
$9.29
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
15.25
16.64
19.24
0.8
0.9
1.1
24.13
27.50
33.61
0.8
0.9
1.1
16.27
17.56
19.77
11.04
11.90
12.80
22.10
21.28
19.72
22.82
23.41
25.41
38.60
1.3
1.1
1.6
2.1
1.8
1.6
2.8
37.23
28.37
54.27
37.97
38.53
58.45
63.88
1.3
1.1
1.6
2.1
1.8
1.6
2.8
23.03
23.33
21.75
23.91
24.55
24.86
41.72
13.65
13.01
14.77
12.03
11.76
22.49
27.17
Full time .................................................................
Part time ................................................................
14.51
56.16
0.7
1.7
19.17
33.75
0.7
1.7
15.44
62.51
9.41
34.86
Union .....................................................................
Nonunion ...............................................................
11.71
21.73
1.2
0.4
19.35
50.67
1.2
0.4
13.68
22.14
9.35
14.76
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
27.81
46.34
17.68
18.94
16.24
20.36
0.6
0.8
1.0
1.1
1.3
1.6
46.68
117.07
22.50
36.28
24.42
31.71
0.6
0.8
1.0
1.1
1.3
1.6
28.83
45.88
19.00
19.65
17.72
23.94
17.20
24.06
12.43
15.40
12.64
15.58
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
14.40
16.77
17.44
19.07
42.26
30.70
41.01
16.43
0.7
0.8
0.9
1.1
0.9
1.5
2.1
0.8
19.30
27.91
28.65
29.96
56.40
70.20
80.42
31.66
0.7
0.8
0.9
1.1
0.9
1.5
2.1
0.8
15.47
17.63
18.09
19.32
44.10
31.42
42.55
18.08
9.38
12.41
12.72
11.81
33.01
22.49
25.47
11.14
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
45.56
51.21
68.41
14.47
35.27
14.25
2.0
2.6
–
0.7
1.5
0.7
79.11
113.42
–
19.87
64.29
16.88
2.0
2.6
–
0.7
1.5
0.7
46.66
54.50
–
15.70
35.78
15.91
24.46
30.74
–
9.52
17.92
11.21
Establishment characteristics
See footnotes at end of table.
Table 13. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2013—Continued
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution not
Employee contribution required
required
Average
flat monthly
Average
Average
Average
employer
Percent of
Percent of
flat monthly
flat monthly flat monthly
premium participating
participating
employer
employer
employee
employees
employees
premium
premium contribution
$24.86
16.07
0.9
0.9
$60.56
19.28
0.9
0.9
$25.46
17.44
$18.02
8.89
16.53
18.18
27.51
46.92
26.60
53.07
29.86
38.27
19.15
1.8
2.2
2.2
3.1
0.1
–
–
1.5
2.6
129.28
29.12
46.61
78.48
103.27
–
–
99.77
37.47
1.8
2.2
2.2
3.1
0.1
–
–
1.5
2.6
25.11
18.11
31.43
45.79
26.56
–
–
40.73
23.38
23.97
16.49
20.95
45.01
22.57
–
–
31.51
11.15
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based
on the average wage for the occupation, which may include workers with
earnings both above and below the threshold. The categories were
formed using percentile estimates generated using data from the
National Compensation Survey publication, "Employer Costs for
Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2013
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
1.7
–
1.4
0.4
0.2
0.8
–
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
0.0
0.0
0.0
1.9
2.0
2.1
–
–
–
1.7
1.8
2.0
0.5
0.3
0.5
0.3
0.3
0.3
0.9
0.9
1.2
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.1
2.3
2.6
2.5
2.5
3.0
3.6
–
–
–
–
–
–
–
1.8
1.8
2.0
2.3
2.3
1.9
2.5
–
0.4
1.0
0.8
0.9
–
–
0.4
0.3
0.5
0.3
0.3
0.7
0.9
1.3
1.0
1.3
1.3
1.3
1.9
1.9
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.0
0.0
1.7
6.5
–
–
1.4
6.9
0.4
0.6
0.2
–
0.8
2.5
–
–
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
1.7
2.7
–
–
1.1
2.5
0.6
0.6
0.5
0.1
1.3
0.7
–
–
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
0.0
0.0
0.0
0.0
0.0
0.0
2.7
3.1
2.1
2.0
1.8
2.3
–
–
–
–
–
–
2.2
2.5
1.8
1.6
1.6
1.7
–
–
0.4
0.5
0.6
0.7
0.1
–
0.4
0.3
0.5
1.0
1.0
1.9
0.9
1.4
1.0
1.8
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
2.1
2.3
2.1
5.4
4.3
5.2
2.4
–
–
–
–
–
–
–
–
1.4
2.0
2.2
1.8
5.3
3.9
4.7
1.6
0.3
0.3
0.3
0.4
–
–
–
1.0
0.2
0.2
0.3
0.4
–
–
–
0.3
0.8
0.8
0.9
1.2
0.3
1.4
2.0
1.6
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
3.4
4.8
4.8
1.7
3.0
1.9
–
–
–
–
–
–
2.7
–
2.8
1.5
2.4
1.8
–
–
–
0.3
–
0.4
–
–
–
0.3
0.6
0.2
2.2
3.3
–
0.7
1.0
0.9
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Standard errors for medical care benefits, family coverage: Employee participation by type of contribution,
State and local government workers, National Compensation Survey, March 2013—Continued
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
0.0
0.0
3.7
1.4
–
–
3.3
1.1
1.0
0.4
–
0.3
–
0.9
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.3
3.7
4.2
5.9
3.7
8.9
3.4
4.5
3.3
–
–
–
–
–
–
–
–
–
–
4.7
3.6
–
3.7
–
1.3
–
2.3
–
–
–
–
–
–
–
–
1.5
–
2.3
–
–
–
–
–
–
–
–
2.8
1.6
3.6
0.6
–
2.2
2.3
–
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage, State
and local government workers, National Compensation Survey, March 2013
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$3.29
$3.80
$1.04
$2.28
$7.13
$7.32
$6.20
$22.20
$31.60
$21.96
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
2.40
2.35
2.92
3.06
3.99
3.67
1.46
3.15
3.98
5.06
8.75
12.44
6.71
16.33
10.67
11.92
11.52
15.05
11.80
12.17
19.00
21.08
16.10
39.93
39.82
11.13
5.75
30.98
31.57
50.99
2.75
3.10
9.38
2.39
2.39
2.95
7.59
4.54
5.30
1.67
3.77
3.99
3.24
5.38
7.79
1.24
5.04
5.67
6.15
5.28
8.06
14.18
4.55
6.36
5.86
6.05
9.52
7.01
19.13
7.11
8.89
13.48
16.58
9.13
48.66
9.03
13.32
10.71
8.28
8.86
5.87
16.10
27.36
14.52
12.45
11.17
12.72
15.65
29.10
23.89
15.62
18.03
25.21
31.24
11.82
42.80
26.90
44.85
28.80
61.22
60.94
51.86
84.46
50.19
48.42
54.22
58.01
45.72
39.97
77.86
Full time .................................................................
Part time ................................................................
2.77
5.92
3.43
8.60
1.28
9.51
3.53
15.10
6.42
42.57
8.21
26.36
6.95
15.47
22.31
58.07
31.07
150.43
26.49
113.32
Union .....................................................................
Nonunion ...............................................................
1.87
0.44
1.27
9.88
3.65
6.23
7.10
6.25
17.48
7.80
11.65
10.46
9.67
22.87
13.60
29.66
22.82
18.28
64.36
46.46
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
1.09
0.00
2.58
2.06
1.99
3.55
–
6.51
3.08
4.93
3.79
5.22
7.71
8.89
1.01
1.35
3.55
4.06
6.18
12.53
7.62
4.59
6.96
7.58
13.55
26.26
9.76
18.64
11.35
13.87
11.94
16.68
6.91
10.41
10.38
16.19
20.65
38.03
17.42
11.11
10.85
13.09
22.03
58.32
17.98
22.96
14.91
20.10
6.74
12.03
46.99
42.93
39.17
55.73
39.60
71.40
50.42
26.32
40.14
72.98
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
2.77
2.68
2.56
2.61
2.59
–
–
1.42
3.58
4.15
4.12
4.25
–
8.04
13.64
5.99
1.05
2.88
4.46
8.66
12.71
3.01
6.64
1.12
2.38
8.48
11.02
8.88
12.42
7.16
4.32
6.22
8.25
14.44
17.22
15.67
6.79
20.90
19.71
8.22
7.67
11.55
12.39
8.04
23.12
29.59
22.42
13.45
6.31
11.98
13.58
19.28
14.37
19.32
47.56
17.85
22.31
35.23
36.23
19.79
48.91
65.94
50.59
14.60
31.53
0.90
0.43
29.56
–
63.49
88.48
7.94
20.65
30.00
25.00
42.57
0.26
91.20
32.81
34.53
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.02
1.40
8.46
2.59
0.12
2.24
11.26
–
11.46
4.21
5.57
5.62
13.67
5.90
6.17
1.01
8.24
1.91
5.46
6.93
5.81
3.14
8.30
2.67
17.30
20.89
–
10.14
13.65
12.77
13.62
9.94
–
10.59
13.74
13.13
15.58
14.46
47.17
10.39
16.61
10.95
76.35
–
96.07
21.62
38.15
23.58
65.17
148.38
72.95
41.64
58.61
51.61
81.99
111.47
81.01
21.33
51.52
38.85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Monthly employee contributions for single and family coverage, State
and local government workers, National Compensation Survey, March 2013—Continued
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$3.87
2.45
$9.24
3.11
$0.98
4.37
$8.15
5.79
$3.22
13.31
$14.67
8.23
$8.03
14.33
$28.28
18.19
$34.52
18.93
$51.25
32.23
8.65
6.72
7.38
–
0.00
0.00
–
–
1.28
7.56
5.76
2.68
12.71
8.81
0.00
5.80
3.78
6.61
9.39
0.00
1.17
3.89
6.83
–
6.35
9.38
11.04
13.32
9.34
7.16
13.34
5.19
31.77
5.79
–
10.35
14.01
13.97
20.20
27.80
10.70
11.80
0.00
18.52
31.36
13.54
20.00
14.45
18.19
23.49
–
36.93
–
13.84
9.52
23.34
15.74
0.00
24.79
56.53
2.76
8.58
20.68
10.77
0.16
1.43
55.47
47.74
172.34
17.28
92.33
22.26
51.52
34.91
59.42
87.15
64.80
0.00
73.25
93.42
16.99
131.81
68.50
122.15
101.38
60.59
0.00
41.50
70.95
48.80
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.