Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2013
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
72
59
81
72
54
75
88
94
86
86
76
81
74
75
86
87
86
88
88
94
85
86
69
73
68
70
79
78
79
81
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
97
81
47
70
73
62
79
79
86
67
33
61
58
46
64
64
88
83
72
87
79
75
81
81
97
81
46
70
73
62
79
79
79
60
31
58
53
43
59
60
82
74
67
83
74
69
75
77
73
84
76
84
69
60
67
63
70
56
82
80
82
83
81
73
84
76
84
69
58
63
58
64
52
79
75
76
77
75
Full time .................................................................
Part time ................................................................
88
24
73
15
83
62
88
24
67
13
77
56
Union .....................................................................
Nonunion ...............................................................
95
69
85
54
89
79
95
68
79
50
83
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
38
21
78
88
94
95
25
12
62
75
82
84
65
55
80
85
87
89
38
21
78
88
94
95
23
11
58
70
75
76
60
52
74
79
80
80
Goods-producing industries ...................................
86
73
84
86
68
79
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
70
79
86
88
86
75
89
88
57
65
75
77
76
58
77
82
81
82
87
87
88
78
86
93
70
79
85
88
86
74
89
88
52
60
68
70
71
54
69
78
74
76
80
80
82
72
78
88
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
47
37
79
27
21
79
71
53
75
62
68
59
53
51
56
49
45
82
83
82
85
36
38
36
35
29
31
28
28
81
83
80
81
86
92
84
85
68
72
66
68
79
78
79
81
59
62
26
46
46
39
50
46
51
47
19
39
36
29
40
36
85
77
73
84
78
74
79
79
39
31
17
30
23
15
27
31
32
24
12
24
18
11
22
25
82
77
74
81
78
76
79
81
95
81
46
69
71
60
77
77
78
60
31
57
52
42
58
59
82
75
67
83
74
70
75
77
42
50
48
53
43
35
38
38
43
33
83
75
80
82
77
32
30
26
28
25
27
23
22
23
20
85
77
82
83
80
71
82
75
82
68
55
62
56
63
50
78
75
76
77
74
Full time .................................................................
Part time ................................................................
57
14
46
9
81
63
32
9
26
6
80
69
86
23
66
13
77
55
Union .....................................................................
Nonunion ...............................................................
74
42
63
33
86
77
57
21
48
16
84
77
93
67
77
49
83
73
Average wage within the following categories:4
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
18
10
47
58
70
76
12
6
36
48
59
64
65
58
76
82
84
84
10
6
24
33
43
46
7
4
18
27
35
38
70
62
77
82
81
82
37
21
76
87
92
93
22
11
57
68
73
74
60
51
74
79
80
80
Goods-producing industries ...................................
57
47
83
33
27
84
84
66
79
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
45
48
53
53
57
44
70
62
35
38
44
44
47
34
56
55
79
80
83
84
84
77
80
89
26
27
34
35
33
23
38
45
20
21
26
27
25
18
29
39
78
78
78
79
76
77
78
87
69
78
84
86
86
73
89
86
51
59
67
69
71
53
69
76
74
76
80
80
82
72
77
88
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2
National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Healthcare3
Medical care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
58
54
70
86
83
89
44
41
54
73
67
78
76
76
76
84
81
87
57
53
70
86
83
89
41
38
50
66
62
70
72
72
71
77
75
79
73
72
74
70
73
77
73
70
71
59
60
58
57
58
62
59
56
61
82
83
79
81
80
82
80
80
85
73
72
73
70
73
76
73
69
71
52
56
53
51
54
60
55
51
56
72
77
72
73
74
78
75
74
79
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 civilian workers,2 National Compensation
Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
30
26
43
62
55
69
23
20
31
50
44
56
77
78
73
80
79
82
17
13
28
36
28
44
13
10
21
29
22
35
76
77
75
80
80
80
56
52
69
84
81
88
40
37
49
65
61
70
72
72
71
77
75
79
51
50
49
47
42
38
38
48
55
41
41
38
37
32
28
30
38
46
79
82
78
78
76
74
78
80
83
19
32
26
21
23
17
18
25
43
14
26
19
16
17
14
15
20
35
75
83
76
77
73
82
82
79
83
69
71
72
68
71
74
72
68
70
49
55
52
50
53
58
54
50
55
71
77
72
73
74
78
75
73
78
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
3 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
4 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March 2013
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
81
19
69
31
82
81
83
87
18
19
17
13
70
70
70
67
30
30
30
33
87
80
80
85
78
72
81
82
13
20
20
15
22
28
19
18
66
71
64
74
67
62
69
69
34
29
36
26
33
38
31
31
84
80
80
79
80
16
20
20
21
20
71
67
72
73
71
29
33
28
27
29
Full time .................................................................
Part time ................................................................
81
74
19
26
69
64
31
36
Union .....................................................................
Nonunion ...............................................................
87
79
13
21
80
65
20
35
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
75
72
79
81
83
83
25
28
21
19
17
17
59
57
66
70
73
74
41
43
34
30
27
26
Goods-producing industries ...................................
81
19
74
26
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
81
83
85
86
85
81
82
88
19
17
15
14
15
19
18
12
67
66
66
64
71
67
74
77
33
34
34
36
29
33
26
23
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, civilian workers,1 National Compensation Survey, March
2013—Continued
(In percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
80
78
81
79
83
21
20
22
19
21
17
63
63
64
72
68
74
37
37
36
28
32
26
78
83
80
81
79
80
80
82
82
22
17
20
19
21
20
20
18
18
74
75
74
67
64
61
62
68
69
26
25
26
33
36
39
38
32
31
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.
2 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$387.58
19
$492.33
81
$362.85
$111.00
100
100
100
100
408.20
389.34
416.69
461.16
20
15
22
32
477.39
483.66
475.43
502.49
80
85
78
68
391.21
372.58
400.31
441.99
109.29
108.37
109.74
113.98
100
100
100
100
100
100
100
100
465.45
399.34
373.73
439.13
358.94
299.39
383.73
417.69
33
10
19
24
16
10
19
29
502.59
512.43
476.95
506.68
458.73
385.38
474.81
590.67
67
90
81
76
84
90
81
71
446.94
386.37
348.90
418.16
339.75
289.98
362.74
346.61
118.46
108.46
105.37
103.86
114.50
122.67
110.73
117.89
100
100
100
100
100
460.93
383.54
379.42
374.52
384.97
39
21
17
14
20
637.77
521.49
509.67
516.06
504.56
61
79
83
86
80
346.62
346.60
353.13
351.36
355.28
116.78
118.57
110.48
110.50
110.46
Full time .................................................................
Part time ................................................................
100
100
391.18
330.92
19
17
495.56
434.56
81
83
366.31
309.90
109.27
137.33
Union .....................................................................
Nonunion ...............................................................
100
100
491.72
359.78
36
15
572.20
440.88
64
85
447.37
345.79
113.25
110.54
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
324.54
310.42
363.03
398.09
421.08
426.46
15
16
17
20
22
21
421.95
458.28
459.19
494.95
528.88
522.33
85
84
83
80
78
79
307.00
282.93
344.02
373.39
391.55
400.79
119.20
124.58
109.41
109.90
110.07
108.34
Goods-producing industries ...................................
100
393.99
19
565.07
81
354.97
107.42
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
386.17
417.67
444.81
454.50
431.63
393.07
420.83
477.82
19
21
27
31
18
16
14
27
476.89
483.60
494.93
500.51
483.93
465.73
518.58
529.43
81
79
73
69
82
84
86
73
364.59
399.92
425.99
433.83
420.44
379.55
405.50
458.66
111.79
109.31
111.97
117.85
97.94
107.22
108.25
94.35
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$369.87
371.43
366.01
397.65
374.69
418.07
24
25
22
16
14
18
$486.58
484.31
493.07
497.16
491.83
500.98
76
75
78
84
86
82
$332.95
333.76
331.04
378.28
354.90
399.96
$118.05
116.61
121.46
107.35
110.52
104.41
100
100
100
100
100
100
100
100
100
416.00
422.76
390.53
369.63
366.29
353.95
358.63
390.88
408.03
12
26
17
18
13
13
21
23
24
584.29
509.82
489.31
484.61
470.59
461.04
434.77
469.28
529.08
88
74
83
82
87
87
79
77
76
393.29
391.85
370.92
343.92
351.16
337.28
338.33
367.90
368.75
124.33
115.91
106.76
100.57
111.52
100.73
109.52
110.39
116.30
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Flexible
benefits4
Varies3
Percent of
earnings
Exists, but
unknown
Other
100
71
(5)
15
1
(5)
12
(5)
100
100
100
100
72
74
71
74
(5)
–
1
–
15
13
15
16
1
2
1
1
(5)
–
1
1
11
11
11
6
(5)
(5)
1
–
100
100
100
100
100
100
100
100
74
65
73
77
65
57
69
75
–
–
–
–
(5)
(5)
(5)
–
14
20
11
11
22
30
17
8
–
1
1
3
1
–
1
–
2
–
1
2
(5)
–
(5)
(5)
7
11
12
7
11
12
11
15
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
75
75
75
77
74
–
–
–
–
–
9
8
8
9
7
–
–
(5)
–
–
–
(5)
–
–
–
12
16
15
13
18
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
60
(5)
–
14
24
1
(5)
(5)
–
12
13
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
73
71
–
–
10
15
2
1
2
–
11
12
–
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
82
69
73
72
71
–
–
–
–
(5)
–
18
7
17
12
14
14
–
–
1
1
1
1
–
–
–
1
1
1
12
11
13
12
11
12
–
–
(5)
–
1
–
Goods-producing industries ...................................
100
76
–
10
(5)
–
12
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
70
71
72
75
69
70
64
74
(5)
–
–
–
–
–
–
–
16
17
19
15
27
15
21
12
1
1
1
1
1
1
1
5
1
1
1
2
–
–
–
2
12
9
5
6
3
12
11
5
(5)
–
–
–
–
–
(5)
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
74
74
75
69
71
68
–
–
–
1
1
–
9
9
8
17
17
18
(5)
(5)
–
1
–
2
–
–
–
1
1
1
15
16
14
11
11
10
1
1
–
(5)
–
–
100
100
100
100
100
100
100
100
100
82
68
71
63
75
74
71
67
69
–
–
–
–
–
–
–
–
–
8
14
15
13
14
16
17
17
14
–
(5)
5
( )
–
–
–
–
1
3
–
3
–
–
–
–
–
–
–
–
13
13
22
10
9
11
15
10
–
–
( )
–
–
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$901.06
9
$1,164.15
91
$874.44
$442.55
100
100
100
100
952.61
962.92
947.97
920.38
8
7
9
13
1,234.18
1,328.05
1,200.73
1,228.72
92
93
91
87
926.91
935.10
923.14
875.58
441.09
426.27
447.90
519.91
100
100
100
100
100
100
100
100
909.25
991.54
819.94
1,014.50
845.08
720.06
897.02
909.77
15
4
9
9
7
5
8
17
1,227.53
1,214.85
1,120.26
1,183.27
1,003.16
860.50
1,039.75
1,245.15
85
96
91
91
93
95
92
83
853.68
982.16
790.74
998.20
832.45
712.43
884.03
839.29
551.76
419.15
490.98
–
447.66
454.43
444.75
464.24
100
100
100
100
100
926.89
896.11
929.63
944.06
913.08
25
11
10
8
13
1,234.12
1,264.73
1,173.26
1,195.56
1,157.83
75
89
90
92
87
824.31
849.39
902.53
923.18
877.46
464.19
464.27
385.89
367.27
408.50
Full time .................................................................
Part time ................................................................
100
100
910.66
751.52
9
10
1,193.19
740.48
91
90
882.20
752.72
439.50
490.23
Union .....................................................................
Nonunion ...............................................................
100
100
1,102.64
847.24
25
5
1,194.11
1,124.90
75
95
1,072.58
832.51
385.56
454.60
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
693.27
619.94
835.41
928.65
1,004.74
1,047.71
6
8
7
9
12
12
803.09
638.39
1,083.72
1,115.14
1,301.11
1,309.71
94
92
93
91
88
88
686.64
618.30
816.28
909.09
965.04
1,011.51
526.89
–
446.41
423.49
423.60
405.63
Goods-producing industries ...................................
100
962.77
12
1,216.47
88
926.59
377.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
887.68
892.17
893.02
871.69
966.83
891.38
1,057.23
1,066.46
8
8
10
12
4
7
5
10
1,147.45
1,144.46
1,240.29
1,253.29
1,200.92
1,022.41
1,267.03
1,115.78
92
92
90
88
96
93
95
90
863.62
869.52
855.99
817.90
958.13
881.59
1,046.26
1,061.22
456.13
489.38
507.65
553.96
401.22
473.07
398.53
355.56
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, civilian workers,1 National Compensation Survey, March 2013—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
100
100
100
100
$798.59
793.47
811.24
957.91
892.89
1,015.21
11
12
8
8
7
10
$1,123.20
1,125.99
1,113.14
1,193.19
1,135.65
1,227.11
89
88
92
92
93
90
$759.76
749.22
784.79
936.45
875.69
991.94
$497.01
501.98
485.23
413.09
438.23
390.13
100
100
100
100
100
100
100
100
100
1,052.17
1,035.86
968.76
859.18
817.18
761.48
784.69
867.45
925.24
9
19
11
8
3
5
3
8
12
1,248.87
1,226.42
1,130.91
1,101.17
1,178.96
1,228.67
998.03
1,020.48
1,155.65
91
81
89
92
97
95
97
92
88
1,033.86
989.93
948.34
839.37
804.06
739.17
777.60
853.92
894.53
398.33
416.96
381.20
431.64
471.46
465.85
487.49
447.02
462.68
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.
2 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
71
(5)
14
1
(5)
12
(5)
100
100
100
100
73
74
72
76
(5)
–
1
–
14
12
14
14
1
2
1
1
(5)
(5)
1
1
11
11
11
7
(5)
–
(5)
–
100
100
100
100
100
100
100
100
76
66
75
79
66
56
70
75
–
–
–
–
(5)
(5)
(5)
–
12
20
11
9
21
30
17
8
–
1
1
3
1
–
1
–
1
–
1
2
(5)
–
(5)
(5)
8
11
12
6
12
13
12
15
–
–
–
–
(5)
–
(5)
1
100
100
100
100
100
75
74
73
73
74
–
–
–
–
–
9
8
10
12
7
–
–
(5)
–
–
–
(5)
–
–
–
13
17
16
14
18
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
63
(5)
(5)
13
23
1
(5)
(5)
–
12
13
(5)
–
Union .....................................................................
Nonunion ...............................................................
100
100
72
71
–
–
11
15
2
1
2
–
12
13
–
(5)
Average wage within the following categories:6
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
70
81
68
74
73
72
–
–
–
–
(5)
–
17
7
17
11
13
13
(5)
–
1
1
1
1
–
–
–
1
1
1
12
12
13
13
12
12
–
–
(5)
–
1
–
Goods-producing industries ...................................
100
74
–
11
(5)
–
13
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
73
75
77
72
71
66
74
(5)
–
–
–
–
–
–
–
15
15
16
13
24
15
20
12
1
1
1
1
1
1
1
5
(5)
1
1
1
–
–
–
2
12
9
6
7
3
12
11
7
(5)
–
–
–
–
(5)
–
–
All workers .............................................................
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate2
Varies3
Flexible
benefits4
Percent of
earnings
Exists, but
unknown
Other
100
100
100
100
100
100
75
74
77
70
71
69
–
–
–
(5)
1
–
8
9
8
17
16
18
(5)
(5)
–
1
(5)
2
–
–
–
1
1
1
16
17
14
11
11
10
(5)
(5)
–
(5)
(5)
–
100
100
100
100
100
100
100
100
100
83
68
71
63
76
75
73
69
69
–
–
–
–
–
–
–
–
–
7
14
16
14
13
15
15
14
14
–
1
( )
–
–
–
–
1
3
–
3
–
–
–
–
–
–
–
–
13
13
22
10
9
11
16
12
–
–
( )
–
1
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.
2 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
3 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
4 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
5 Less than 0.5.
5
5
6 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2013
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
All workers .............................................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$33.52
$59.80
$94.42
$135.21
$197.62
$139.44
$233.69
$363.44
$566.47
$844.04
31.88
37.18
28.46
22.76
56.46
61.69
54.94
46.41
92.20
98.74
88.53
82.23
133.10
132.36
133.58
139.34
200.40
190.65
202.71
227.94
145.48
157.87
144.02
138.36
239.00
250.80
233.55
241.00
366.96
363.70
373.14
459.17
569.31
540.47
577.75
667.00
848.76
791.60
865.00
991.44
22.76
37.22
29.26
–
34.98
39.88
32.71
37.99
44.24
62.83
54.16
52.39
60.00
70.43
55.57
62.83
84.15
88.01
89.31
85.00
98.50
104.99
95.00
97.29
142.32
132.72
133.02
125.10
136.22
150.00
133.00
152.37
235.00
190.94
181.99
181.11
197.77
216.33
190.00
217.73
122.88
144.02
147.63
130.20
136.54
154.32
136.54
144.57
244.32
237.30
246.98
209.65
240.43
256.09
235.46
237.24
491.00
352.60
383.32
306.56
370.97
370.97
370.92
383.00
737.01
496.13
622.51
449.44
559.00
574.97
558.02
633.15
1045.41
802.02
887.42
709.24
845.24
811.88
848.00
864.08
38.00
36.83
38.01
38.00
38.50
60.00
66.00
62.83
61.75
65.00
92.35
100.00
94.80
97.50
91.91
142.33
159.00
134.44
135.81
132.54
217.73
220.45
189.42
187.81
194.77
161.49
129.99
120.98
129.99
116.53
236.00
238.32
203.13
203.11
204.53
352.85
407.74
318.00
314.11
330.00
589.01
643.02
480.96
452.19
523.95
801.60
886.20
767.79
697.61
843.30
Full time .................................................................
Part time ................................................................
34.62
31.17
59.90
53.96
94.24
99.69
134.06
174.03
192.83
265.08
141.24
96.47
234.91
213.96
362.50
386.26
557.02
636.12
841.50
909.35
Union .....................................................................
Nonunion ...............................................................
30.33
34.67
54.11
60.22
83.87
96.63
132.54
135.68
192.79
197.81
95.66
155.58
171.04
253.29
272.11
378.92
460.61
584.39
811.16
848.00
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
32.00
31.43
35.00
32.50
34.67
35.00
59.68
62.21
60.22
59.00
59.00
58.31
99.48
108.00
93.51
91.29
94.96
96.35
151.46
171.63
132.98
133.02
134.92
136.87
217.74
233.98
197.69
191.02
195.66
202.26
169.09
175.96
140.00
136.49
138.00
138.36
273.74
268.77
232.35
225.49
228.06
224.98
449.90
451.67
364.33
351.00
351.00
343.75
673.23
663.00
572.72
536.27
526.49
506.47
960.26
1024.01
841.77
805.00
824.50
767.78
Goods-producing industries ...................................
36.94
61.75
95.33
135.00
189.42
133.94
216.65
316.97
478.56
705.48
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
32.50
25.00
22.48
22.03
22.76
33.06
37.60
22.76
58.02
51.67
43.76
41.92
46.06
56.97
56.15
46.30
94.24
86.66
79.26
81.22
77.00
88.83
85.85
72.76
135.28
133.02
136.04
140.72
125.98
131.18
125.66
108.09
200.40
204.90
218.00
235.00
189.35
190.94
193.96
152.36
140.82
139.60
138.36
120.62
173.13
141.46
132.57
115.78
238.32
247.98
246.08
255.54
232.00
249.94
236.11
186.48
373.58
409.57
441.50
501.30
377.24
376.62
340.57
295.36
585.54
666.18
667.00
714.00
548.71
626.90
452.04
449.44
865.00
961.25
925.00
1006.65
667.00
1000.51
684.06
657.53
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Registered nurses .........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, civilian workers,1 National
Compensation Survey, March 2013—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage2
Characteristics
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Family coverage2
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$40.00
38.59
43.33
31.25
32.50
28.43
$66.75
65.00
74.08
54.17
57.50
52.32
$102.72
101.76
104.60
89.31
92.94
85.23
$146.70
144.98
151.66
128.85
132.43
125.62
$213.49
209.00
219.28
186.32
189.26
182.50
$165.64
159.00
173.32
130.00
134.00
121.87
$267.15
262.56
277.68
215.68
224.97
209.65
$413.97
411.84
416.79
339.47
355.17
326.00
$661.26
673.98
642.56
506.47
540.44
476.58
$935.76
954.88
892.52
743.11
771.00
692.74
43.55
42.21
39.61
37.82
29.32
20.00
36.60
33.16
29.24
75.12
71.69
61.75
61.10
55.57
42.17
62.21
51.70
52.75
110.03
97.72
91.48
90.54
94.79
86.66
95.00
87.00
89.10
159.74
140.82
127.82
123.88
134.73
129.22
136.87
129.00
136.16
224.16
217.23
188.99
174.00
196.60
182.81
187.48
200.00
202.61
133.55
141.18
122.12
146.48
145.48
151.83
172.75
148.83
116.71
237.21
227.48
209.65
238.03
238.32
262.12
277.50
230.75
222.00
350.17
334.68
316.44
358.00
389.74
431.46
409.57
358.18
365.26
503.18
540.47
489.44
540.49
623.45
667.00
596.06
576.00
573.62
675.95
865.00
754.22
756.09
946.70
779.60
860.00
834.00
892.96
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes workers in the private nonfarm economy except those in private households,
and workers in the public sector, except the federal government. See Technical Note for
further explanation.
2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2013
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
All establishments ..................................................
Defined
benefit
Defined
contribution
Healthcare
benefits
46
8
44
60
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
46
33
62
8
9
8
43
30
61
62
52
76
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
46
51
61
47
47
91
79
60
72
87
55
40
46
48
36
57
48
91
59
18
18
25
8
7
5
6
–
69
36
23
33
44
21
–
–
–
–
–
–
7
–
–
–
–
44
50
60
46
45
76
79
60
72
86
55
40
45
47
35
56
45
90
58
18
18
23
59
67
81
62
58
93
82
75
82
90
66
63
63
69
45
69
60
96
70
25
25
40
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
44
42
75
90
89
96
7
7
16
31
29
49
43
41
72
86
85
93
58
57
90
95
95
98
Establishment characteristics
See footnotes at end of table.
Table 1. Establishments offering retirement and healthcare benefits: private
industry workers, National Compensation Survey, March 2013—Continued
(All establishments = 100 percent)
Retirement benefits
Characteristics
All plans1
Defined
benefit
Defined
contribution
Healthcare
benefits
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes defined benefit pension plans and defined
contribution retirement plans. The total is less than the
sum of the individual items because some employers
offered both types of plans.
41
41
41
53
47
51
49
53
43
–
9
9
9
7
8
–
9
8
40
38
39
52
47
49
48
51
42
50
60
54
57
63
62
59
68
62
NOTE: Dash indicates no establishments in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2013
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
70
55
79
70
51
73
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
88
94
84
41
45
71
62
78
77
74
81
71
27
33
56
46
62
61
85
86
84
65
74
78
74
80
79
87
94
84
40
45
71
62
77
77
67
73
65
25
32
52
43
57
58
77
77
77
61
71
72
69
74
75
70
83
76
84
69
56
65
62
69
55
80
78
81
83
80
70
83
76
84
69
54
61
57
64
51
77
74
75
76
74
Full time .................................................................
Part time ................................................................
85
24
69
15
81
60
85
24
64
13
75
54
Union .....................................................................
Nonunion ...............................................................
95
67
84
53
88
78
95
67
79
48
83
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
35
20
75
86
93
94
21
10
57
71
80
82
62
52
77
83
86
88
34
20
74
86
93
94
20
10
53
66
72
74
57
50
72
77
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
86
71
92
73
56
79
84
78
85
86
71
92
68
53
73
79
75
79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
67
72
84
62
85
99
52
56
70
46
70
92
78
79
83
74
83
93
66
71
84
62
84
98
48
52
67
43
62
83
72
73
80
69
73
85
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
45
35
78
24
19
78
68
50
73
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
64
69
61
22
27
45
39
49
44
52
57
49
15
19
34
29
38
34
81
83
80
68
69
76
74
78
77
35
36
35
13
13
21
15
25
30
28
30
27
9
8
16
11
20
24
80
82
79
69
61
77
76
77
80
85
92
82
40
45
70
60
76
75
66
71
63
24
32
51
42
56
57
77
77
77
60
72
72
69
74
75
38
49
47
53
42
32
36
37
43
32
82
74
79
81
77
31
29
26
27
24
26
22
21
23
19
85
75
81
83
80
68
81
74
82
67
52
60
56
63
49
76
74
75
76
74
Full time .................................................................
Part time ................................................................
56
13
44
8
79
60
30
8
24
5
79
68
84
23
63
13
75
54
Union .....................................................................
Nonunion ...............................................................
73
42
62
32
84
76
58
21
48
16
83
77
94
66
78
47
83
72
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
16
9
45
55
71
77
10
5
33
44
58
64
64
55
74
80
83
83
9
6
21
30
41
43
7
3
16
24
33
35
70
57
75
81
80
81
33
20
73
84
91
92
19
10
52
65
71
72
57
49
72
77
78
79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
57
38
64
47
31
53
83
82
83
32
25
35
27
23
29
84
89
83
84
69
90
66
52
71
78
74
79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
43
45
50
38
60
85
32
34
41
27
48
77
76
76
82
71
80
90
23
21
25
14
33
55
17
16
21
11
26
49
76
79
82
77
78
88
65
70
84
60
83
97
47
51
67
42
60
83
72
73
80
69
73
85
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry
workers, National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
91
88
93
94
90
71
70
84
49
74
77
90
73
31
30
51
73
72
78
78
77
53
57
71
36
57
62
73
56
18
16
40
80
83
85
84
85
74
81
85
74
77
80
82
77
58
53
79
91
88
92
94
90
71
69
84
48
74
77
90
73
31
30
50
66
65
70
70
67
50
52
67
33
52
57
68
52
17
15
38
72
74
75
75
75
70
75
79
68
71
74
76
71
55
50
76
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
57
53
69
85
83
89
43
40
52
70
66
76
75
75
75
82
80
86
57
53
69
85
82
88
40
38
48
63
61
67
71
71
70
75
74
76
70
70
72
68
70
72
70
67
68
56
56
56
54
54
56
55
52
56
80
81
78
79
77
78
79
77
83
70
70
72
67
70
72
70
67
68
49
52
51
48
50
53
51
48
52
70
75
71
72
72
74
74
72
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
77
67
75
78
70
41
44
59
22
44
51
64
43
18
17
26
57
53
60
60
57
31
35
49
16
33
39
48
32
11
10
21
74
79
79
77
81
74
80
84
72
76
75
76
76
63
60
79
56
29
31
26
36
22
28
37
14
23
27
34
22
12
11
17
37
22
24
20
28
17
22
30
11
17
19
23
17
8
7
14
66
77
78
77
78
75
80
81
77
76
69
66
77
66
62
82
90
86
91
93
89
70
68
82
48
72
76
90
72
30
29
48
65
64
68
69
66
49
51
65
32
51
56
68
51
17
14
37
72
74
75
74
74
70
74
79
67
71
74
76
70
55
49
75
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
30
26
42
63
56
74
22
20
30
50
43
58
76
78
72
79
78
79
16
13
27
34
27
45
12
10
20
27
21
36
76
77
74
80
79
80
55
52
67
83
81
87
39
37
47
62
59
67
71
71
70
75
73
76
50
47
46
46
41
41
41
44
50
39
37
35
34
31
31
31
34
40
78
80
77
75
75
76
77
78
81
19
27
22
22
21
20
19
24
36
14
22
17
17
16
16
16
18
29
75
81
74
76
76
81
81
78
80
67
69
71
67
69
69
69
65
66
46
52
51
48
49
51
50
47
51
69
75
71
72
72
73
73
71
77
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2013
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
79
21
68
32
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
81
79
81
77
75
77
72
79
81
19
21
19
23
25
23
28
21
19
70
70
70
60
60
66
62
68
69
30
30
30
40
40
34
38
32
31
83
79
79
79
80
17
21
21
21
20
71
67
72
73
72
29
33
28
27
28
Full time .................................................................
Part time ................................................................
79
72
21
28
68
63
32
37
Union .....................................................................
Nonunion ...............................................................
87
78
13
22
83
66
17
34
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
73
71
78
80
81
81
27
29
22
20
19
19
58
56
66
69
73
73
42
44
34
31
27
27
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
81
81
80
19
19
20
74
68
75
26
32
25
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
78
76
80
71
81
85
22
24
20
29
19
15
67
66
68
60
76
81
33
34
32
40
24
19
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, private industry workers, National Compensation Survey, March
2013—Continued
(In percent)
Single coverage
Characteristics
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
82
81
80
80
81
84
79
81
76
80
81
79
80
74
70
79
18
19
20
20
19
16
21
19
24
20
19
21
20
26
30
21
76
70
71
69
73
64
67
68
60
66
65
69
66
57
58
64
24
30
29
31
27
36
33
32
40
34
35
31
34
43
42
36
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
79
79
77
79
78
81
21
21
23
21
22
19
63
63
63
72
68
77
37
37
37
28
32
23
77
81
79
78
76
77
79
81
81
23
19
21
22
24
23
21
19
19
73
73
72
66
63
64
65
69
68
27
27
28
34
37
36
35
31
32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$368.88
16
$485.70
84
$345.83
$112.63
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
383.88
374.05
389.83
336.88
335.33
345.20
297.00
368.59
412.66
16
13
17
15
4
14
9
17
29
447.33
468.60
437.33
468.30
512.59
444.10
381.95
460.74
606.08
84
87
83
85
96
86
91
83
71
372.21
359.72
380.12
313.80
328.50
328.62
288.30
349.95
333.51
110.07
111.50
109.17
107.56
113.12
116.10
123.15
112.38
122.26
100
100
100
100
100
463.99
374.86
375.24
372.52
378.54
41
20
16
14
19
659.26
526.55
510.56
517.71
504.41
59
80
84
86
81
328.09
336.45
349.27
349.74
348.64
126.10
120.18
110.77
110.64
110.93
Full time .................................................................
Part time ................................................................
100
100
372.61
315.71
17
15
490.64
408.99
83
85
349.17
298.98
110.90
136.89
Union .....................................................................
Nonunion ...............................................................
100
100
481.32
350.80
38
13
591.27
436.76
62
87
414.83
337.88
106.80
113.30
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
313.85
302.40
345.13
376.41
399.74
397.67
13
13
14
18
18
17
434.82
475.78
437.18
484.78
529.08
509.67
87
87
86
82
82
83
295.13
275.35
330.16
352.72
370.96
375.15
122.94
125.83
111.34
112.68
109.97
109.79
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
393.33
448.72
376.68
19
39
13
565.74
649.50
492.41
81
61
87
353.81
320.29
359.95
107.78
133.51
102.71
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
361.87
334.83
351.93
290.63
404.09
419.45
16
15
19
12
15
18
458.68
427.13
431.58
356.30
548.75
472.55
84
85
81
88
85
82
343.62
318.33
332.66
281.30
377.80
407.51
113.98
119.49
108.13
132.36
106.75
89.51
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$378.15
377.59
369.09
364.18
376.07
416.32
364.03
378.74
339.75
390.23
411.37
413.73
386.30
321.86
296.22
384.19
22
15
12
13
9
31
16
19
14
14
18
8
13
19
–
24
$540.94
494.94
465.59
455.85
489.75
546.10
443.98
442.11
452.29
456.52
459.25
478.54
455.85
503.77
–
482.47
78
85
88
87
91
69
84
81
86
86
82
92
87
81
–
76
$331.93
356.20
355.99
350.14
364.49
357.37
348.75
363.41
321.10
379.57
401.20
407.95
375.75
278.95
–
352.35
$98.70
103.78
101.86
101.35
98.42
114.94
118.84
115.91
125.15
108.50
117.29
120.94
106.95
113.98
–
126.50
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
363.85
367.16
355.16
372.64
357.46
391.95
23
24
19
12
12
12
484.21
483.72
485.85
487.86
478.27
499.82
77
76
81
88
88
88
328.27
329.61
324.99
357.29
341.54
377.39
119.60
118.08
123.33
108.08
111.77
103.37
100
100
100
100
100
100
100
100
100
391.86
412.14
370.67
345.98
349.29
341.81
348.58
369.38
374.64
11
23
16
10
11
13
14
21
23
596.42
525.18
473.79
493.87
463.87
486.85
421.42
455.96
487.54
89
77
84
90
89
87
86
79
77
365.38
377.68
350.93
328.64
335.51
321.05
336.25
346.82
341.72
125.71
117.90
110.45
102.41
116.77
113.18
107.57
111.36
109.32
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Flexible
benefits3
Varies2
Percent of
earnings
Exists, but
unknown
Other
100
71
1
14
(4)
(4)
14
(4)
Worker characteristics
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
72
74
71
73
79
65
57
69
75
–
–
–
–
–
(4)
(4)
–
–
13
13
13
9
9
22
31
17
7
1
1
(4)
–
–
(4)
–
1
–
–
–
–
–
–
–
–
–
–
13
12
14
15
–
12
12
12
16
(4)
(4)
(4)
–
–
–
–
–
–
100
100
100
100
100
76
75
76
77
74
–
–
–
–
–
7
7
8
9
6
–
–
–
–
–
–
–
–
–
–
13
17
16
13
19
–
1
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
60
1
–
13
24
(4)
–
(4)
–
14
14
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
75
71
1
–
6
14
–
(4)
–
–
15
13
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
69
69
72
73
73
–
–
–
(4)
–
17
17
11
12
12
–
(4)
1
1
1
–
–
–
(4)
–
13
13
15
13
13
–
(4)
1
1
1
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
77
76
77
–
–
–
10
10
10
(4)
–
(4)
–
–
–
12
11
13
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
70
63
77
53
66
95
(4)
(4)
–
(4)
–
–
15
21
6
35
7
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
14
15
16
12
26
–
(4)
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
81
72
70
75
65
79
72
78
62
72
79
76
70
80
78
62
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
20
21
19
22
–
9
8
–
13
10
15
13
9
11
6
–
1
–
–
–
–
–
–
–
(4)
1
2
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
10
7
6
4
11
–
18
14
–
12
8
7
13
–
–
25
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
75
74
76
69
70
67
–
–
–
1
–
–
8
9
8
17
17
17
–
–
–
1
(4)
1
–
–
–
(4)
–
–
15
16
15
12
12
13
1
(4)
–
(4)
–
1
100
100
100
100
100
100
100
100
100
80
72
71
62
74
75
69
66
70
–
–
–
–
–
–
–
–
–
9
12
14
12
13
12
19
17
13
–
1
(4)
–
–
–
–
–
1
–
1
–
–
–
–
–
–
–
–
13
15
24
12
12
11
17
12
–
–
(4)
–
–
–
–
–
2
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$885.03
9
$1,152.38
91
$858.75
$442.26
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
952.95
955.19
951.59
741.87
821.46
826.38
717.28
879.35
903.73
8
7
8
8
2
7
5
8
19
1,227.78
1,359.38
1,158.26
1,107.39
1,494.46
976.33
852.77
1,012.61
1,247.25
92
93
92
92
98
93
95
92
81
930.12
924.68
933.46
710.80
805.08
814.81
710.19
867.41
824.89
429.93
434.51
427.11
–
–
452.67
454.57
451.72
476.44
100
100
100
100
100
925.29
887.71
927.99
940.45
912.62
28
12
10
8
13
1,231.78
1,274.77
1,176.41
1,199.53
1,159.56
72
88
90
92
87
805.92
836.38
900.74
919.31
876.45
485.75
470.81
383.04
367.41
403.48
Full time .................................................................
Part time ................................................................
100
100
896.77
719.74
9
10
1,187.83
692.51
91
90
868.34
722.65
439.06
487.69
Union .....................................................................
Nonunion ...............................................................
100
100
1,096.38
851.35
32
5
1,182.28
1,124.19
68
95
1,056.70
835.96
341.59
453.85
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
675.79
617.65
816.87
899.69
996.65
1,015.76
6
7
7
9
11
10
730.98
692.71
1,029.17
1,118.62
1,308.10
1,342.55
94
93
93
91
89
90
672.57
612.11
800.93
876.96
957.16
980.87
527.49
–
450.28
431.60
414.66
409.30
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
962.39
878.63
984.13
13
26
9
1,216.40
1,217.18
1,230.62
87
74
91
925.93
756.79
960.67
377.66
534.98
344.12
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
863.05
818.21
858.66
679.26
1,046.40
1,128.37
8
8
8
7
10
13
1,123.57
979.06
1,056.23
728.67
1,227.08
1,316.30
92
92
92
93
90
87
840.63
803.78
840.45
675.59
1,025.48
1,101.01
459.69
437.07
431.41
485.56
346.30
299.96
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
$1,015.32
923.77
935.36
895.67
974.76
866.09
901.46
928.11
770.16
883.58
918.68
1,002.30
877.03
661.94
654.67
819.02
15
6
4
2
4
–
8
10
8
7
4
1
7
–
–
13
$1,487.70
1,354.87
1,262.26
1,163.79
1,311.52
–
1,275.45
1,263.14
1,352.80
1,012.22
1,100.92
1,448.90
1,003.42
–
–
961.72
85
94
96
98
96
–
92
90
92
93
96
99
93
–
–
87
$934.44
897.72
922.85
888.97
960.05
–
868.69
891.67
722.39
874.58
911.58
998.32
867.43
–
–
797.50
$358.91
424.49
402.52
413.68
378.37
–
467.53
470.53
515.50
481.16
496.51
456.38
478.19
–
–
522.95
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
789.92
787.05
797.54
954.20
877.05
1,051.52
11
12
8
8
6
9
1,120.87
1,127.80
1,093.87
1,185.50
1,090.00
1,266.40
89
88
92
92
94
91
749.47
740.85
771.36
935.35
862.98
1,029.68
503.05
507.99
490.50
399.66
435.01
353.57
100
100
100
100
100
100
100
100
100
1,005.26
1,008.50
921.46
822.03
811.97
823.34
824.93
873.65
869.31
8
15
11
6
4
6
4
9
12
1,247.35
1,266.86
1,094.39
1,005.43
1,181.01
1,228.95
1,009.94
1,038.87
1,124.23
92
85
89
94
96
94
96
91
88
983.03
961.76
900.10
809.61
795.03
795.17
817.40
856.94
835.09
405.70
435.01
394.96
421.84
477.64
451.27
–
431.94
459.75
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
71
(4)
14
(4)
(4)
14
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
100
73
75
72
74
78
65
56
69
75
–
–
–
–
–
–
(4)
–
–
12
12
12
10
10
21
30
16
7
1
1
(4)
(4)
–
(4)
–
1
–
(4)
(4)
–
–
–
–
–
–
–
13
12
14
15
–
13
13
13
16
–
–
(4)
–
–
(4)
–
(4)
–
100
100
100
100
100
76
74
73
73
74
–
–
–
–
–
7
8
9
12
6
–
–
(4)
–
–
–
–
–
–
–
13
18
16
14
19
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
72
62
(4)
(4)
13
23
(4)
–
(4)
–
14
14
(4)
–
Union .....................................................................
Nonunion ...............................................................
100
100
73
71
1
–
8
14
–
(4)
–
–
15
14
–
(4)
Average wage within the following categories:5
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
69
67
73
73
73
–
–
–
–
–
17
18
11
12
12
–
(4)
(4)
1
1
–
–
–
–
–
13
14
15
14
14
–
(4)
(4)
(4)
(4)
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
100
100
100
74
78
73
–
–
–
11
7
12
(4)
–
(4)
–
–
–
13
12
14
–
–
–
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
100
100
100
100
100
100
70
63
75
52
66
95
(4)
(4)
–
(4)
–
–
14
20
6
34
7
–
(4)
–
–
–
–
–
(4)
–
–
–
–
–
14
17
17
13
27
–
(4)
–
–
–
–
–
All workers .............................................................
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers, National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
81
72
71
75
66
80
73
79
63
72
79
75
71
80
78
64
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
8
19
21
18
22
–
8
7
–
13
9
15
13
10
11
7
–
1
–
–
–
–
–
–
–
1
1
2
4
( )
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
11
7
7
5
11
–
18
15
–
12
9
7
13
9
–
23
–
–
–
–
–
–
–
–
–
(4)
–
–
4
( )
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
75
74
77
68
70
66
–
–
–
1
1
–
8
8
7
17
17
18
–
–
–
1
(4)
1
–
–
–
(4)
–
–
16
17
15
13
12
13
(4)
(4)
–
(4)
–
1
100
100
100
100
100
100
100
100
100
81
72
70
60
74
75
70
66
71
–
–
–
–
–
–
–
–
–
8
12
15
14
13
11
18
15
13
–
1
(4)
–
–
–
–
–
–
–
1
–
–
–
–
–
–
–
–
14
14
25
13
13
12
18
12
–
–
–
–
1
–
–
–
1
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2013
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$38.00
$64.02
$98.53
$138.67
$198.92
$145.48
$243.15
$363.44
$555.17
$846.89
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
38.28
40.13
36.92
32.71
–
36.69
40.00
36.13
42.90
64.19
67.17
61.23
61.88
70.62
64.00
70.61
60.66
66.14
98.47
103.16
93.84
96.34
108.33
100.49
104.99
99.06
100.86
136.50
137.64
135.56
139.75
155.44
139.23
150.00
135.20
159.45
197.77
197.39
197.98
186.69
198.92
202.02
216.33
192.34
220.49
151.83
166.44
145.48
173.32
226.33
137.67
154.32
136.54
155.17
249.94
263.21
237.32
262.79
259.98
247.90
256.09
243.52
245.00
363.44
364.00
358.48
399.81
372.34
370.97
370.97
370.97
400.00
539.35
547.96
532.68
643.46
664.12
561.00
574.97
559.90
640.56
834.60
830.13
840.74
925.00
1012.22
850.00
797.67
851.95
886.20
49.14
40.80
38.33
38.00
39.28
63.85
68.11
63.62
61.75
66.14
98.19
101.00
95.47
97.53
92.90
155.70
161.94
135.21
136.57
132.98
219.63
220.49
189.42
187.81
194.86
168.00
134.41
122.63
130.23
114.16
243.48
245.00
203.11
203.13
200.00
372.71
416.25
317.03
314.51
325.18
592.90
648.50
474.23
452.19
513.42
852.12
893.44
750.10
696.63
841.69
Full time .................................................................
Part time ................................................................
39.13
31.17
64.34
54.09
98.50
100.94
136.87
181.61
194.99
266.22
147.93
103.22
244.28
214.22
362.50
386.26
549.00
636.12
843.30
891.64
Union .....................................................................
Nonunion ...............................................................
32.07
38.57
55.98
65.00
90.34
99.48
136.90
138.74
187.81
200.00
93.00
154.68
162.29
253.49
264.04
372.64
423.55
569.14
673.23
851.89
Average wage within the following categories:2
Lowest 25 percent .............................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
37.71
38.50
37.00
39.20
39.37
65.00
61.75
65.00
65.00
65.00
102.56
96.41
96.34
100.16
103.00
153.06
134.32
140.74
136.87
137.96
220.49
198.92
197.29
192.68
202.26
151.58
145.48
145.07
147.58
149.12
268.34
246.08
237.32
236.89
238.32
432.92
373.98
353.69
351.67
348.20
653.89
583.35
530.59
510.12
508.83
979.15
843.57
831.94
805.00
782.55
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
37.55
53.12
35.54
61.75
74.92
61.70
95.66
118.92
93.12
135.18
172.50
127.17
190.00
222.29
176.94
134.40
179.59
122.03
216.65
300.34
201.74
316.97
489.73
300.61
478.13
687.08
432.33
707.83
928.66
631.79
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
38.43
32.50
40.88
32.50
26.50
–
65.00
65.00
65.96
73.01
52.50
49.74
99.32
97.49
95.54
112.70
88.75
91.34
139.99
150.00
133.91
172.97
132.45
122.90
203.04
218.55
192.03
240.15
192.64
161.24
148.59
119.17
138.57
112.90
94.12
119.44
249.60
225.26
247.64
250.53
173.20
182.62
375.81
363.00
368.50
438.00
264.80
317.03
576.00
551.75
546.60
662.50
416.25
380.52
880.59
843.57
824.50
952.86
644.43
488.29
Worker characteristics
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers,
National Compensation Survey, March 2013—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$33.39
43.53
43.64
45.50
40.00
43.12
40.00
37.18
40.85
35.00
38.00
43.49
33.74
45.00
52.88
57.00
$60.23
62.14
61.32
62.97
60.58
64.37
68.22
67.17
68.11
60.00
65.56
68.29
57.46
70.07
75.74
83.98
$88.00
98.78
100.28
103.00
96.07
89.29
103.99
102.79
102.56
94.15
100.03
111.00
90.84
101.10
102.73
107.00
$118.33
122.99
121.40
121.02
124.99
135.28
141.92
133.43
169.40
136.57
155.00
168.11
133.02
150.00
143.21
161.71
$177.65
169.14
162.65
162.65
161.62
–
211.88
188.00
261.86
200.22
217.23
218.28
190.94
181.99
181.99
229.59
$130.67
169.98
161.00
176.98
134.28
203.96
173.32
175.49
–
145.48
208.00
206.73
136.70
214.22
214.22
202.04
$199.15
251.33
245.57
269.48
228.09
338.61
253.39
257.62
230.75
257.33
308.81
300.00
249.94
304.23
297.21
277.96
$302.18
362.44
356.97
363.97
341.26
461.04
378.06
378.38
415.40
393.23
435.31
425.23
376.13
431.25
403.38
474.93
$428.07
519.00
487.46
501.75
470.68
760.98
558.02
555.50
677.26
642.56
629.00
573.29
642.70
574.12
546.39
685.35
$654.00
784.00
707.48
735.96
669.14
1022.16
840.95
840.95
954.88
999.16
890.00
729.34
1024.01
898.04
744.93
921.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
42.07
40.00
43.80
35.31
34.62
37.00
68.75
66.75
75.10
60.82
62.52
59.19
103.99
103.16
106.00
93.28
95.46
90.86
149.45
146.61
154.96
132.43
135.07
130.83
214.00
210.52
220.49
186.32
190.00
181.00
175.49
170.46
180.00
130.00
136.23
120.14
276.85
268.50
287.66
216.65
228.43
201.96
418.00
421.07
418.00
336.09
351.00
317.50
661.26
685.00
642.56
477.41
520.22
418.28
945.99
971.32
892.52
707.56
762.39
592.91
43.33
43.08
40.69
38.10
38.62
36.87
36.60
34.71
30.33
79.52
73.06
66.07
61.75
65.00
65.00
62.21
62.26
54.17
111.01
100.38
99.27
93.85
101.79
98.94
94.63
95.33
89.31
167.48
142.02
133.00
124.73
144.15
149.56
134.39
129.00
130.29
229.59
217.91
191.06
175.66
207.75
209.91
174.79
191.02
192.68
–
162.04
134.83
156.85
145.48
151.58
155.64
139.42
123.93
249.22
234.91
229.55
246.01
255.66
251.60
247.19
236.00
241.28
359.12
347.66
328.30
345.13
395.47
389.22
374.24
356.97
373.58
516.83
570.93
505.28
519.14
618.12
576.12
569.00
513.66
589.70
675.95
879.82
760.98
736.91
968.02
844.15
820.83
822.12
862.29
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2013
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
87
79
90
87
73
84
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
89
89
88
80
80
79
90
90
89
89
89
88
74
74
73
83
83
82
98
81
88
87
87
95
83
87
73
81
78
79
88
74
89
91
92
90
90
92
89
98
81
88
87
87
95
82
80
69
77
73
73
83
68
82
85
87
84
84
87
83
Full time .................................................................
Part time ................................................................
99
24
90
20
90
82
99
24
84
17
84
73
Union .....................................................................
Nonunion ...............................................................
95
80
87
72
91
89
95
80
79
68
84
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
69
54
91
94
97
97
59
44
84
85
88
90
86
82
92
91
91
93
68
54
91
94
97
97
56
42
78
80
80
82
82
78
86
86
83
85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
87
88
88
89
84
89
94
88
79
78
78
78
78
79
86
82
90
89
89
88
93
89
91
93
87
88
88
89
84
89
94
88
73
72
72
71
72
74
79
78
84
82
82
80
86
83
84
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
74
64
88
89
86
90
66
58
78
80
76
82
89
90
89
90
89
91
74
64
88
89
85
90
64
55
76
74
71
76
86
86
86
84
84
84
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
All workers .............................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
56
49
87
39
32
83
85
72
84
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
56
56
55
49
49
48
86
86
86
38
37
36
31
30
29
81
80
81
88
88
87
73
73
72
83
83
82
61
52
59
59
58
66
59
52
45
53
51
51
59
50
86
88
89
87
88
89
85
39
37
42
41
42
42
39
31
31
35
35
35
36
33
81
84
85
85
84
86
85
96
79
86
85
85
93
80
79
67
74
72
72
81
67
82
85
87
84
84
87
83
Full time .................................................................
Part time ................................................................
63
18
55
14
87
80
43
14
36
11
83
74
97
23
82
17
84
73
Union .....................................................................
Nonunion ...............................................................
74
41
65
35
88
85
56
24
48
19
86
77
92
80
77
67
84
84
Average wage within the following categories:3
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
36
22
61
60
70
73
30
18
54
53
61
64
84
79
88
88
87
88
22
12
41
40
52
55
17
8
35
34
43
47
77
72
85
83
83
85
67
54
89
93
95
95
55
42
76
80
79
81
82
78
85
86
83
85
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
56
54
54
54
53
56
58
62
49
46
46
45
47
48
51
55
87
86
85
84
89
86
88
89
38
35
35
36
33
33
30
45
32
28
28
28
27
27
25
39
83
80
80
79
82
82
84
87
85
86
86
87
84
87
94
86
72
71
70
70
72
74
79
76
84
82
82
80
86
84
85
88
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
41
35
50
58
53
60
37
32
45
51
47
52
91
93
89
86
88
86
31
22
43
40
32
42
26
19
36
33
28
34
84
85
83
83
89
81
72
62
85
87
83
89
62
54
74
73
70
74
87
87
87
84
84
84
Establishment characteristics
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local
government workers, National Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Healthcare2
Medical care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
92
85
86
76
93
89
92
85
82
70
89
82
87
86
81
85
89
92
91
87
88
77
81
69
75
80
85
76
79
84
89
94
86
88
90
93
84
91
95
87
86
80
85
89
92
91
87
88
70
77
62
69
76
84
74
72
74
80
90
78
81
85
92
81
83
84
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 9. Healthcare benefits: Access, participation, and take-up rates,1 State and local government workers, National
Compensation Survey, March 2013—Continued
(All workers = 100 percent)
Dental care
Outpatient prescription drug
coverage
Vision care
Characteristics
Access
State government ..................................................
Local government ..................................................
Participation
Take-up
rate
Access
Participation
Take-up
rate
Access
Participation
Take-up
rate
59
55
54
47
91
85
42
38
36
31
85
82
91
84
80
69
89
82
56
68
67
55
47
28
23
71
82
49
63
56
49
39
18
20
63
73
88
92
84
90
83
64
85
90
90
20
57
47
12
34
7
12
–
78
15
51
38
10
22
7
11
–
68
76
90
81
79
64
88
88
–
88
82
84
79
77
88
92
91
87
88
65
76
62
63
75
84
74
72
73
79
90
78
82
85
92
81
83
83
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The take-up rate is an estimate of the percentage of workers with access to a plan
who participate in the plan, rounded for presentation. See Technical Note for more
details.
2 Healthcare is a collective term for the following benefits: medical, dental, and vision
care benefits; and outpatient prescription drug coverage. If workers have access to or
participate in at least one of these benefits, they are considered as having access to or
participating in healthcare.
3 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2013
(In percent)
Single coverage
Characteristics
All workers .............................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
13
70
30
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
87
87
87
13
13
13
69
68
67
31
32
33
87
87
87
88
88
88
87
13
13
13
12
12
12
13
66
72
78
72
72
72
71
34
28
22
28
28
28
29
Full time .................................................................
Part time ................................................................
87
81
13
19
71
69
29
31
Union .....................................................................
Nonunion ...............................................................
87
87
13
13
78
63
22
37
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
87
88
87
88
87
89
13
12
13
12
13
11
63
56
72
70
74
79
37
44
28
30
26
21
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
87
86
86
86
88
86
87
88
13
14
14
14
12
14
13
12
70
66
66
64
72
70
71
77
30
34
34
36
28
30
29
23
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
90
91
90
87
88
86
10
9
10
13
12
14
70
72
68
70
69
71
30
28
32
30
31
29
Establishment characteristics
See footnotes at end of table.
Table 10. Medical care benefits: Share of premiums paid by employer and
employee, State and local government workers, National Compensation
Survey, March 2013—Continued
(In percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Employer
share
Family coverage
Employee
share
Employer
share
Employee
share
87
87
13
13
74
69
26
31
84
89
88
91
86
87
86
88
85
16
11
12
9
14
13
14
12
15
79
87
82
69
65
55
53
64
75
21
13
18
31
35
45
47
36
25
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage
categories based on the average wage for the
occupation, which may include workers with earnings
both above and below the threshold. The categories
were formed using percentile estimates generated using
data from the National Compensation Survey
publication,
"Employer
Costs
for
Employee
Compensation - March 2013."
NOTE: Because of rounding, sums of individual items
may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2013
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$460.94
29
$506.93
71
$441.80
$103.42
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
464.83
462.80
469.93
29
30
33
514.27
512.27
516.00
71
70
67
444.18
441.48
447.27
107.11
110.91
112.52
100
100
100
100
100
100
100
470.50
450.04
469.92
466.00
466.55
449.92
459.70
33
29
30
30
29
30
30
512.50
486.30
506.46
513.58
519.19
494.25
500.58
67
71
70
70
71
70
70
449.46
435.51
454.54
445.74
444.87
431.20
442.11
119.00
99.99
100.10
99.23
100.14
89.65
103.78
Full time .................................................................
Part time ................................................................
100
100
461.94
435.29
29
28
506.11
528.99
71
72
443.52
398.39
101.93
140.87
Union .....................................................................
Nonunion ...............................................................
100
100
503.17
419.76
33
26
548.33
454.87
67
74
480.77
407.61
119.87
88.98
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
421.42
403.64
464.12
461.18
485.86
496.91
29
26
29
31
29
34
455.17
408.37
512.08
508.70
537.13
531.98
71
74
71
69
71
66
407.83
401.97
444.43
440.08
464.97
478.70
95.25
86.25
100.37
100.12
114.30
100.15
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
461.17
450.74
452.16
456.58
441.42
442.02
444.86
477.82
30
30
29
32
23
34
37
27
507.00
498.64
499.59
502.31
484.98
493.56
498.42
529.43
70
70
71
68
77
66
63
73
441.91
430.14
432.36
435.31
428.57
415.63
412.97
458.66
103.72
110.50
110.61
118.62
82.99
109.81
113.80
94.35
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
462.36
465.18
459.46
460.77
473.95
456.49
43
40
46
28
31
27
506.08
492.19
518.42
507.09
521.48
501.75
57
60
54
72
69
73
429.80
447.50
409.33
442.97
452.92
439.90
85.92
76.18
97.17
105.12
101.40
106.26
Establishment characteristics
See footnotes at end of table.
Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2013—Continued
(All workers with single coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$453.54
463.91
20
33
$546.52
497.51
80
67
$430.64
447.18
$87.20
111.23
100
100
100
100
100
100
100
100
100
521.63
467.66
496.10
456.97
429.55
381.62
395.14
485.25
533.71
14
38
19
47
20
16
45
31
32
540.17
470.06
558.40
476.99
484.12
413.95
450.41
507.72
640.40
86
62
81
53
80
84
55
69
68
518.67
466.18
481.30
439.21
416.04
375.63
350.06
474.95
484.15
118.10
105.42
86.39
89.08
89.76
71.34
120.57
105.46
146.11
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
71
–
19
3
2
5
–
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
70
71
72
–
–
–
20
20
19
3
2
–
1
1
1
5
5
5
–
–
–
100
100
100
100
100
100
100
73
73
76
70
70
72
70
–
–
–
–
–
–
–
16
16
11
20
21
15
18
–
2
3
3
4
–
–
1
3
3
2
2
3
2
6
6
6
4
4
8
8
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
71
62
–
–
18
29
3
2
2
–
5
6
–
–
Union .....................................................................
Nonunion ...............................................................
100
100
72
70
–
–
14
23
4
2
3
(4)
7
4
–
–
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
74
79
73
74
64
65
–
–
–
–
–
–
19
14
17
16
22
20
–
–
3
2
4
3
(4)
–
1
2
3
4
4
6
4
6
6
7
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
71
70
71
74
65
63
66
74
–
–
–
–
–
–
–
–
18
23
22
17
35
29
25
12
3
2
1
1
–
–
–
5
2
1
1
2
–
–
–
2
5
4
5
6
–
3
–
5
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
68
65
71
71
74
71
–
–
–
–
–
–
17
–
17
19
15
20
–
–
–
3
–
3
–
–
–
2
4
1
9
–
–
5
4
5
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Single coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
100
66
74
–
–
29
13
4
2
–
2
–
7
–
–
100
100
100
100
100
100
100
100
100
90
49
71
67
78
71
84
75
64
–
–
–
–
–
–
–
–
–
–
26
23
21
20
–
5
–
17
–
–
–
–
–
–
–
–
13
–
12
–
–
–
–
–
–
–
7
11
4
–
2
–
6
–
4
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March 2013
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
All workers .............................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
$962.92
10
$1,204.34
90
$935.75
$443.66
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
951.83
941.83
924.49
10
10
13
1,245.50
1,256.32
1,278.81
90
90
87
919.33
905.20
873.06
467.39
484.02
508.91
100
100
100
100
100
100
100
916.17
979.88
1,070.49
989.08
992.06
947.08
960.33
14
11
11
9
9
9
12
1,288.08
1,139.12
1,163.16
1,163.38
1,174.12
1,219.08
1,125.87
86
89
89
91
91
91
88
856.19
960.27
1,059.42
971.34
974.18
919.13
937.07
538.23
417.00
352.16
408.21
406.98
396.58
441.01
Full time .................................................................
Part time ................................................................
100
100
962.67
969.58
10
11
1,210.87
1,042.54
90
89
934.77
961.00
441.18
507.82
Union .....................................................................
Nonunion ...............................................................
100
100
1,109.37
820.23
17
3
1,217.25
1,132.99
83
97
1,086.71
810.35
424.69
459.41
Average wage within the following categories:1
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
816.22
717.19
982.63
951.68
1,059.50
1,126.14
6
2
9
9
15
20
1,141.42
1,278.68
1,133.99
1,192.32
1,263.35
1,244.89
94
98
91
91
85
80
795.73
704.50
967.52
927.40
1,024.35
1,096.75
486.24
541.31
412.54
439.56
441.07
388.25
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
962.59
902.33
887.46
870.77
947.52
993.16
999.99
1,066.46
10
10
11
13
5
6
8
10
1,204.16
1,244.26
1,250.67
1,261.88
1,177.29
1,175.43
1,172.12
1,115.78
90
90
89
87
95
94
92
90
935.30
863.28
842.97
813.76
935.30
981.10
985.53
1,061.22
445.04
499.51
510.26
552.34
369.87
437.11
432.04
355.56
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
927.81
930.88
924.66
967.22
983.58
961.92
8
8
–
10
9
11
1,173.10
1,065.23
–
1,207.12
1,314.57
1,178.21
92
92
–
90
91
89
907.67
919.82
–
939.29
950.66
935.53
410.23
379.39
–
447.88
457.25
444.78
Establishment characteristics
See footnotes at end of table.
Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, State and local government workers, National Compensation Survey, March
2013—Continued
(All workers with family coverage medical care benefits = 100 percent)
Employee contribution not
required
Total
Characteristics
State government ..................................................
Local government ..................................................
Employee contribution required
Average
Average
Average
Average
Percent of
Percent of
Percent of
flat monthly
flat monthly
flat monthly flat monthly
participating
participating
participating
employer
employer
employer
employee
employees
employees
employees
premium
premium
premium contribution
100
100
$1,003.31
946.66
3
13
$1,138.57
1,209.43
97
87
$999.79
906.80
$350.98
485.55
100
100
100
100
100
100
100
100
100
1,257.37
1,150.04
1,220.59
996.07
836.04
625.29
639.08
840.45
1,126.86
9
37
12
12
(2)
–
–
3
11
1,255.07
1,155.65
1,306.14
1,286.68
1,061.32
–
–
810.32
1,272.22
91
63
88
88
100
–
–
97
89
1,257.59
1,146.81
1,208.70
956.18
835.41
–
–
841.55
1,107.97
365.93
316.43
306.89
470.08
450.00
–
–
508.77
473.19
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings both
above and below the threshold. The categories were formed using percentile
estimates generated using data from the National Compensation Survey
publication, "Employer Costs for Employee Compensation - March 2013."
2 Less than 0.5.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2013
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
All workers .............................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
73
–
16
2
1
6
–
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
100
100
100
73
74
75
–
–
–
17
17
16
3
2
1
1
1
1
6
6
7
–
–
–
100
100
100
100
100
100
100
75
76
79
71
71
74
74
–
–
–
–
–
–
–
14
13
9
19
19
14
16
–
2
3
3
3
–
–
1
2
3
1
1
2
2
7
6
5
6
6
8
7
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
100
100
74
68
–
–
16
24
2
2
1
–
6
6
–
–
Union .....................................................................
Nonunion ...............................................................
100
100
71
75
–
–
13
18
3
2
3
(4)
8
4
–
–
Average wage within the following categories:5
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
100
100
100
100
100
100
77
81
75
75
68
70
–
–
–
–
–
–
15
11
16
14
19
17
–
–
2
2
4
3
(4)
–
1
1
2
3
6
7
5
8
6
7
–
–
–
–
–
–
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
100
100
100
100
100
100
100
100
74
73
74
76
70
69
74
74
–
–
–
–
–
–
–
–
16
19
18
14
28
24
18
12
2
1
1
1
–
–
–
5
1
1
1
1
–
–
–
2
6
5
6
7
1
4
5
7
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
75
74
76
73
75
73
–
–
–
–
–
–
11
–
12
17
13
18
–
–
–
2
–
3
–
–
–
1
3
1
10
11
–
6
6
6
–
–
–
–
–
–
Establishment characteristics
See footnotes at end of table.
Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2013—Continued
(All workers with contributory coverage = 100 percent)
Family coverage
Characteristics
State government ..................................................
Local government ..................................................
Total with
contributory
coverage
Flat dollar
amount
Composite
rate1
Varies2
Flexible
benefits3
Percent of
earnings
Exists, but
unknown
Other
100
100
67
76
–
–
27
11
3
2
–
2
–
8
–
–
100
100
100
100
100
100
100
100
100
92
50
73
73
82
74
84
81
60
–
–
–
–
–
–
–
–
–
–
26
22
–
16
–
4
–
18
–
–
–
–
–
–
–
–
10
–
12
–
–
–
–
–
–
–
–
10
4
12
1
–
9
6
–
–
–
–
–
–
–
–
–
–
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.
2 Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.
3 Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.
4 Less than 0.5.
5 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold. The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."
NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2013
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
All workers .............................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$22.51
$41.57
$72.95
$114.34
$183.78
$124.42
$211.00
$363.00
$613.57
$832.85
Worker characteristics
Management, professional, and related ................
Professional and related ....................................
Teachers ........................................................
Primary, secondary, and special education
school teachers ........................................
Service ...................................................................
Protective service ..............................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Production, transportation, and material moving ...
21.32
21.21
22.76
40.00
41.27
39.99
72.95
74.96
74.07
117.48
126.30
133.00
204.87
212.00
235.00
129.99
130.20
122.18
218.62
226.22
220.98
407.88
409.57
436.83
666.18
666.18
667.00
872.00
909.67
934.03
22.76
22.76
35.37
21.40
21.40
24.81
26.10
42.03
47.00
50.00
39.99
39.99
38.80
50.83
78.37
72.49
73.77
72.10
72.10
68.83
84.20
143.98
113.53
114.58
108.52
109.18
108.52
115.34
239.18
163.00
157.24
163.00
170.63
136.70
189.53
120.62
129.99
122.12
126.63
126.63
111.86
118.31
230.60
201.81
180.00
209.65
207.88
180.00
214.58
490.00
318.64
285.68
331.02
331.02
310.57
378.57
704.94
533.34
399.45
543.54
543.54
516.08
660.72
993.43
744.84
612.13
744.76
730.00
703.03
872.00
Full time .................................................................
Part time ................................................................
21.96
27.51
40.64
49.05
72.95
91.29
114.34
158.28
181.80
250.67
126.63
96.47
211.00
210.47
363.00
365.73
611.83
671.83
826.69
1063.93
Union .....................................................................
Nonunion ...............................................................
27.86
20.00
51.67
33.94
76.56
62.63
124.49
107.00
203.81
157.06
100.00
159.11
180.00
245.34
292.80
433.00
498.48
666.18
877.82
823.00
Average wage within the following categories:2
Lowest 25 percent .............................................
Lowest 10 percent .........................................
Second 25 percent ............................................
Third 25 percent ................................................
Highest 25 percent ............................................
Highest 10 percent ........................................
20.00
20.00
22.76
22.76
23.45
22.76
–
22.76
40.03
44.56
47.61
47.09
62.00
50.00
72.10
73.31
75.61
72.95
108.52
105.85
114.09
113.00
127.83
121.51
169.23
158.28
164.70
180.32
206.00
187.57
159.11
180.00
116.83
125.21
110.00
117.94
236.00
282.15
201.81
212.50
192.00
195.75
449.44
536.80
322.15
357.00
332.55
318.64
666.44
667.00
543.54
610.07
559.77
483.71
853.00
896.00
741.31
830.14
859.86
730.00
Service-providing industries ..................................
Education and health services ...........................
Educational services ......................................
Elementary and secondary schools ...........
Junior colleges, colleges, and universities
Healthcare and social assistance ..................
Hospitals ....................................................
Public administration .........................................
22.00
20.00
20.00
21.62
20.00
–
–
22.76
41.17
40.00
38.80
39.88
–
50.00
52.02
46.30
72.95
73.31
73.64
79.52
64.63
73.31
74.20
72.76
114.34
120.36
125.08
143.65
89.22
115.93
117.92
108.09
185.00
212.00
224.16
241.59
129.92
172.52
176.89
152.36
125.21
130.20
122.18
119.69
165.00
165.00
197.16
115.78
211.00
232.00
230.60
247.18
220.20
239.83
278.17
186.48
363.72
418.64
446.30
504.39
330.74
409.57
409.57
295.36
615.31
667.00
667.00
707.23
–
552.46
520.67
449.44
834.00
912.54
925.00
1003.18
667.00
746.23
684.06
657.53
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
22.76
22.72
29.19
21.67
20.00
22.76
40.04
–
50.00
41.85
38.80
44.13
64.70
50.00
79.13
72.95
67.35
73.64
96.37
90.95
101.00
115.42
119.07
115.34
131.25
117.48
–
185.60
183.78
187.03
115.78
118.31
–
129.99
129.99
130.20
175.00
162.96
194.41
212.32
209.65
213.00
330.11
–
381.91
365.92
408.95
353.81
660.72
658.41
660.72
598.98
630.67
580.23
849.00
805.50
894.40
832.85
849.00
823.70
Establishment characteristics
See footnotes at end of table.
Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, State and local
government workers, National Compensation Survey, March 2013—Continued
(Includes workers participating in medical care benefits with flat dollar amount contributory coverage)
Single coverage1
Characteristics
State government ..................................................
Local government ..................................................
Family coverage1
50th
50th
10th
25th
75th
90th
10th
25th
75th
90th
percentile
percentile
percentile percentile
percentile percentile percentile percentile
percentile percentile
(median)
(median)
$22.76
21.67
$47.00
40.00
$72.95
74.20
$96.37
124.49
$131.94
212.00
$165.00
115.50
$211.00
210.47
$304.76
407.81
$449.44
666.18
$666.18
909.67
49.15
29.12
30.90
–
22.76
20.00
–
–
23.40
71.91
54.16
47.64
50.16
30.38
20.00
63.00
39.99
46.30
106.02
72.95
72.10
75.00
56.73
–
101.98
49.00
83.34
148.31
110.12
92.19
104.84
97.68
108.52
157.00
–
162.15
191.43
185.23
140.00
148.97
125.62
137.92
235.00
261.23
285.14
134.02
74.43
95.74
130.20
132.00
–
313.75
–
78.83
223.63
149.36
139.60
232.00
184.02
301.13
409.57
221.00
175.00
300.24
304.76
209.65
381.91
328.31
584.25
450.67
408.95
291.76
448.89
372.94
332.55
613.57
638.15
667.00
690.40
681.79
533.34
630.67
587.06
649.00
868.34
769.48
685.00
925.00
871.55
1088.44
Geographic areas
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each
published series. For example, at the 50th percentile or median, half of participating
workers pay the same as or more than the premium shown, and half pay the same as or
less than the premium shown. At the 25th percentile, one-fourth of participating workers
pay the same or less than the premium shown. The remaining percentiles follow the same
logic.
2 Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and below
the threshold. The categories were formed using percentile estimates generated using
data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."
NOTE: Dash indicates no workers in this category or data did not meet publication criteria.
For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.