Table 1. Establishments offering retirement and healthcare benefits: private industry workers, National Compensation Survey, March 2013 (All establishments = 100 percent) Retirement benefits Characteristics All plans1 All establishments .................................................. Defined benefit Defined contribution Healthcare benefits 46 8 44 60 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 46 33 62 8 9 8 43 30 61 62 52 76 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 46 51 61 47 47 91 79 60 72 87 55 40 46 48 36 57 48 91 59 18 18 25 8 7 5 6 – 69 36 23 33 44 21 – – – – – – 7 – – – – 44 50 60 46 45 76 79 60 72 86 55 40 45 47 35 56 45 90 58 18 18 23 59 67 81 62 58 93 82 75 82 90 66 63 63 69 45 69 60 96 70 25 25 40 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 44 42 75 90 89 96 7 7 16 31 29 49 43 41 72 86 85 93 58 57 90 95 95 98 Establishment characteristics See footnotes at end of table. Table 1. Establishments offering retirement and healthcare benefits: private industry workers, National Compensation Survey, March 2013—Continued (All establishments = 100 percent) Retirement benefits Characteristics All plans1 Defined benefit Defined contribution Healthcare benefits Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes defined benefit pension plans and defined contribution retirement plans. The total is less than the sum of the individual items because some employers offered both types of plans. 41 41 41 53 47 51 49 53 43 – 9 9 9 7 8 – 9 8 40 38 39 52 47 49 48 51 42 50 60 54 57 63 62 59 68 62 NOTE: Dash indicates no establishments in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) All retirement benefits2 Characteristics Access All workers ............................................................. Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate 64 49 76 19 16 87 59 42 71 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 79 84 77 38 62 69 67 70 66 68 74 64 21 29 51 43 57 53 85 88 83 56 46 74 64 81 79 26 31 23 7 7 17 11 21 24 23 27 21 6 4 14 7 18 23 89 88 90 91 62 80 67 84 96 76 81 74 34 59 64 63 66 59 61 68 58 17 27 46 39 51 44 80 83 78 51 46 71 62 77 74 61 71 68 72 64 47 57 51 56 46 77 81 75 78 72 26 22 23 21 25 25 21 20 20 21 98 95 88 93 84 51 66 58 66 50 36 50 39 47 32 71 76 67 71 63 Full time ................................................................. Part time ................................................................ 74 37 59 20 80 53 22 9 19 7 89 74 69 31 51 15 75 47 Union ..................................................................... Nonunion ............................................................... 94 61 86 45 92 73 72 13 68 11 94 83 55 60 44 42 80 70 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 38 28 65 75 85 87 18 10 47 62 75 78 48 35 72 82 89 90 6 4 13 24 35 35 4 2 11 21 32 31 69 60 85 89 91 89 34 24 61 69 79 84 15 8 42 52 66 71 45 31 68 76 83 85 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 75 58 81 61 46 67 81 78 83 25 17 27 23 17 25 93 99 91 69 51 76 52 37 58 75 74 76 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 62 71 73 68 78 99 46 50 58 42 60 96 74 69 80 61 77 97 17 19 13 14 36 78 15 15 13 10 29 75 86 78 94 68 81 96 57 61 70 58 57 93 40 40 53 34 39 83 70 65 76 59 69 89 Worker characteristics Establishment characteristics See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) All retirement benefits2 Characteristics Access Participation Defined benefit Take-up rate Access Participation Defined contribution Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 86 82 91 94 88 52 61 72 44 67 71 89 66 29 27 47 79 74 84 86 80 40 48 59 31 52 60 76 51 12 10 31 91 90 92 92 91 77 79 83 70 78 84 85 77 41 36 67 46 42 53 54 48 – 13 12 6 18 14 16 19 2 2 9 40 36 45 46 44 – 12 12 6 16 11 11 17 2 2 7 88 86 85 86 90 – 92 94 99 91 82 70 92 88 86 84 84 80 90 93 86 50 60 71 42 61 66 87 60 27 25 43 72 67 76 76 74 38 46 56 29 44 54 73 43 10 8 28 86 83 84 82 86 76 77 80 69 72 81 85 70 36 32 64 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 49 45 63 82 79 87 35 32 43 65 58 76 71 72 68 79 73 87 8 7 11 31 21 46 7 6 10 27 18 41 88 89 86 87 85 89 46 43 58 75 72 78 31 30 38 55 50 61 68 69 65 73 69 78 65 63 68 70 63 66 65 63 60 50 51 53 53 46 48 46 45 46 77 81 78 76 73 73 71 72 77 20 25 23 17 15 17 13 13 19 17 23 21 15 12 14 11 11 17 86 91 88 85 84 85 86 85 89 61 55 60 65 61 61 63 59 54 44 41 43 48 41 42 43 41 40 73 74 72 73 68 69 68 70 73 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2013 (All workers participating in defined benefit plans = 100 percent) Characteristics All workers ............................................................. Open plans1 Frozen plans2 74 26 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 69 68 70 87 54 71 66 72 83 31 32 30 13 46 29 34 28 17 95 70 76 70 81 5 30 24 30 19 Full time ................................................................. Part time ................................................................ 73 81 27 19 Union ..................................................................... Nonunion ............................................................... 85 67 15 33 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 76 81 75 78 70 67 24 19 25 22 30 33 Goods-producing industries ................................... Manufacturing .................................................... 72 64 28 36 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 75 76 60 73 84 86 25 24 40 27 16 14 Worker characteristics Establishment characteristics See footnotes at end of table. Table 4. Defined benefit retirement plans: Open and frozen plans, private industry workers, National Compensation Survey, March 2013—Continued (All workers participating in defined benefit plans = 100 percent) Open plans1 Characteristics Frozen plans2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 43 68 68 68 74 81 81 89 82 80 57 32 32 32 26 19 19 11 18 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 79 78 79 73 72 73 21 22 21 27 28 27 66 81 72 73 73 71 67 70 76 34 19 28 27 27 29 33 30 24 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans open to new participants. 2 Plans closed to new workers or plans that Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." cease accruals for some or all plan participants. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2013 (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All workers ............................................................. All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits 67 6 27 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 72 69 74 74 85 54 46 57 82 3 3 3 – – 8 – 7 – 25 27 23 – – 38 – 36 – 78 82 69 72 64 – – 12 – – – – 19 – – Full time ................................................................. Part time ................................................................ 66 78 6 5 27 17 Union ..................................................................... Nonunion ............................................................... 79 64 6 6 16 29 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 63 74 57 63 73 70 – – 10 8 4 3 – – 33 29 23 27 Goods-producing industries ................................... Manufacturing .................................................... 75 75 7 7 18 18 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... 65 75 63 72 90 6 – – – – 29 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 5. Defined benefit frozen retirement plans:1 Benefits accrual, private industry workers, National Compensation Survey, March 2013—Continued (All workers participating in frozen defined benefit plans = 100 percent) Retirement benefit accrual2 Characteristics All existing participants continue to accrue benefits Some existing participants continue to accrue benefits No existing participants continue to accrue benefits Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 100 65 43 41 39 50 75 76 94 92 75 – – 7 7 6 – – – – – – – – 50 52 55 – – – 6 – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 51 44 66 71 72 71 – – – 5 4 5 – – – 24 24 24 58 63 68 68 68 79 72 52 74 1 – 7 – 7 – – – – 41 – 25 – 25 – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 Benefit accruals are for existing participants since the plan was closed to new workers or stopped accruing benefits. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2013 (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits2 Characteristics 1 year All workers ............................................................. 2 to 5 years Greater than 5 years 1 43 56 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. – – – – – 1 – 1 – – 53 – – – 54 54 54 – 51 – 55 66 61 45 – 45 56 – – – – – – – – – – 85 51 78 81 76 Full time ................................................................. Part time ................................................................ 1 – 44 – 55 58 Union ..................................................................... Nonunion ............................................................... – 1 – 45 64 53 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – – – 1 – 50 39 39 – 46 50 50 61 61 59 53 – Goods-producing industries ................................... Manufacturing .................................................... – 3 – 22 74 74 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... – – – – 50 – – 45 – 61 54 55 Worker characteristics Establishment characteristics See footnotes at end of table. Table 6. Defined benefit frozen retirement plans:1 Selected attributes, private industry workers, National Compensation Survey, March 2013—Continued (All workers participating in frozen defined benefit plans = 100 percent) Time since plan closed to new workers or stopped accruing benefits2 Characteristics 1 year 2 to 5 years Greater than 5 years Transportation and warehousing ................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Education and health services: Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. – – – – – – – – – 45 45 66 65 72 56 54 81 55 55 – – 28 – 46 – – – 53 – 50 – 51 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... – – – 2 – – – – 41 43 – – 55 53 59 56 52 58 – – – – – – – – – 42 – – 54 – 52 – 44 62 58 54 73 – 53 – 64 56 – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The length of time is calculated based on the year the plan was modified. For example, plans frozen after January 2012 are included in the "1 year" column. Those frozen between 2008 and 2011 are included in the "2 to 5 year" column and plans frozen before 2008 are included in the "Greater than 5 years" column. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2013 (All workers participating in frozen defined benefit plans = 100 percent) Alternatives to frozen plans2 Characteristics All workers ............................................................. No Alternatives alternative to to frozen New defined frozen plans plans benefit plan Enhanced New defined existing defined contribution plan contribution plan Other 11 89 25 33 33 – Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Production, transportation, and material moving ... Production ......................................................... 8 8 8 13 18 27 16 7 11 6 92 92 92 87 82 73 84 93 89 94 24 23 24 18 19 6 24 49 30 30 42 46 39 28 39 42 38 8 16 – 29 24 32 48 25 27 25 32 49 53 – – – – – – – – – – Full time ................................................................. Part time ................................................................ 11 21 89 79 26 22 34 22 32 40 – – Union ..................................................................... Nonunion ............................................................... 9 12 91 88 49 19 – 39 38 31 – 1 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 34 41 19 11 6 7 66 59 81 89 94 93 4 – 14 25 32 25 – – 30 34 36 46 48 45 39 36 27 24 – – – – – – Goods-producing industries ................................... Manufacturing .................................................... 6 6 94 94 29 27 28 29 42 42 – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Retail trade .................................................... Financial activities ............................................. 13 26 47 9 87 74 53 91 24 22 5 21 35 18 15 60 29 38 37 10 – – – – Worker characteristics Establishment characteristics See footnotes at end of table. Table 7. Defined benefit frozen retirement plans:1 Plan alternatives, private industry workers, National Compensation Survey, March 2013—Continued (All workers participating in frozen defined benefit plans = 100 percent) Alternatives to frozen plans2 Characteristics No Alternatives alternative to to frozen New defined frozen plans plans benefit plan Enhanced New defined existing defined contribution plan contribution plan Other Finance and insurance .................................. Insurance carriers and related activities .... Educational services ...................................... Junior colleges, colleges, and universities 9 5 24 30 91 95 76 70 19 27 – – 62 56 19 24 9 – 33 42 – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 7 13 18 9 94 93 87 82 91 24 20 26 25 26 40 48 31 29 33 30 24 33 31 35 – – – – – 16 9 18 14 17 84 91 82 86 83 22 31 23 18 19 30 25 38 39 43 33 41 – 28 27 – – – – – Geographic areas Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ 1 Plans closed to new workers or plans that cease accruals for some or all plan participants. 2 The sum of the individual components may be greater than the total because some employers offer more than one alternative. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2013 (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required All workers ............................................................. Not required Employee contribution option Pretax Not pretax 67 33 82 18 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 68 70 67 62 87 67 73 65 63 32 30 33 38 13 33 27 35 37 83 84 83 78 – 81 84 80 79 17 16 17 22 – 19 16 20 21 48 71 70 69 70 52 29 30 31 30 75 82 84 83 85 25 18 16 17 15 Full time ................................................................. Part time ................................................................ 67 67 33 33 82 80 18 20 Union ..................................................................... Nonunion ............................................................... 62 68 38 32 82 82 18 18 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 73 71 66 65 67 67 27 29 34 35 33 33 84 84 79 81 84 84 16 16 21 19 16 16 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 66 52 69 34 48 31 82 76 83 18 24 17 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 67 73 71 76 67 80 33 27 29 24 33 20 82 84 84 83 86 89 18 16 16 17 14 11 Worker characteristics Establishment characteristics See footnotes at end of table. Table 8. Defined contribution retirement plans: Selected attributes, private industry workers, National Compensation Survey, March 2013—Continued (All workers participating in defined contribution plans = 100 percent) Employee contribution Characteristics Required Not required Employee contribution option Pretax Not pretax Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 77 66 66 62 75 63 64 66 61 61 61 62 62 72 72 65 23 34 34 38 25 37 36 34 39 39 39 38 38 28 28 35 87 80 80 76 87 80 80 81 – 81 87 87 80 86 85 – 13 20 20 24 13 20 20 19 – 19 13 13 20 14 15 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 63 62 65 70 72 67 37 38 35 30 28 33 79 78 82 84 85 83 21 22 18 16 15 17 69 66 63 64 67 76 70 70 67 31 34 37 36 33 24 30 30 33 88 87 80 76 81 87 83 84 79 12 13 20 24 19 13 17 16 21 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Healthcare2 Medical care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate 70 55 79 70 51 73 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 88 94 84 41 45 71 62 78 77 74 81 71 27 33 56 46 62 61 85 86 84 65 74 78 74 80 79 87 94 84 40 45 71 62 77 77 67 73 65 25 32 52 43 57 58 77 77 77 61 71 72 69 74 75 70 83 76 84 69 56 65 62 69 55 80 78 81 83 80 70 83 76 84 69 54 61 57 64 51 77 74 75 76 74 Full time ................................................................. Part time ................................................................ 85 24 69 15 81 60 85 24 64 13 75 54 Union ..................................................................... Nonunion ............................................................... 95 67 84 53 88 78 95 67 79 48 83 72 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 35 20 75 86 93 94 21 10 57 71 80 82 62 52 77 83 86 88 34 20 74 86 93 94 20 10 53 66 72 74 57 50 72 77 78 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 86 71 92 73 56 79 84 78 85 86 71 92 68 53 73 79 75 79 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 67 72 84 62 85 99 52 56 70 46 70 92 78 79 83 74 83 93 66 71 84 62 84 98 48 52 67 43 62 83 72 73 80 69 73 85 Establishment characteristics See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access All workers ............................................................. Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate 45 35 78 24 19 78 68 50 73 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 64 69 61 22 27 45 39 49 44 52 57 49 15 19 34 29 38 34 81 83 80 68 69 76 74 78 77 35 36 35 13 13 21 15 25 30 28 30 27 9 8 16 11 20 24 80 82 79 69 61 77 76 77 80 85 92 82 40 45 70 60 76 75 66 71 63 24 32 51 42 56 57 77 77 77 60 72 72 69 74 75 38 49 47 53 42 32 36 37 43 32 82 74 79 81 77 31 29 26 27 24 26 22 21 23 19 85 75 81 83 80 68 81 74 82 67 52 60 56 63 49 76 74 75 76 74 Full time ................................................................. Part time ................................................................ 56 13 44 8 79 60 30 8 24 5 79 68 84 23 63 13 75 54 Union ..................................................................... Nonunion ............................................................... 73 42 62 32 84 76 58 21 48 16 83 77 94 66 78 47 83 72 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 16 9 45 55 71 77 10 5 33 44 58 64 64 55 74 80 83 83 9 6 21 30 41 43 7 3 16 24 33 35 70 57 75 81 80 81 33 20 73 84 91 92 19 10 52 65 71 72 57 49 72 77 78 79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 57 38 64 47 31 53 83 82 83 32 25 35 27 23 29 84 89 83 84 69 90 66 52 71 78 74 79 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 43 45 50 38 60 85 32 34 41 27 48 77 76 76 82 71 80 90 23 21 25 14 33 55 17 16 21 11 26 49 76 79 82 77 78 88 65 70 84 60 83 97 47 51 67 42 60 83 72 73 80 69 73 85 Worker characteristics Establishment characteristics See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Healthcare2 Medical care Characteristics Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 91 88 93 94 90 71 70 84 49 74 77 90 73 31 30 51 73 72 78 78 77 53 57 71 36 57 62 73 56 18 16 40 80 83 85 84 85 74 81 85 74 77 80 82 77 58 53 79 91 88 92 94 90 71 69 84 48 74 77 90 73 31 30 50 66 65 70 70 67 50 52 67 33 52 57 68 52 17 15 38 72 74 75 75 75 70 75 79 68 71 74 76 71 55 50 76 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 57 53 69 85 83 89 43 40 52 70 66 76 75 75 75 82 80 86 57 53 69 85 82 88 40 38 48 63 61 67 71 71 70 75 74 76 70 70 72 68 70 72 70 67 68 56 56 56 54 54 56 55 52 56 80 81 78 79 77 78 79 77 83 70 70 72 67 70 72 70 67 68 49 52 51 48 50 53 51 48 52 70 75 71 72 72 74 74 72 77 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 9. Healthcare benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Dental care Outpatient prescription drug coverage Vision care Characteristics Access Participation Take-up rate Access Participation Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 77 67 75 78 70 41 44 59 22 44 51 64 43 18 17 26 57 53 60 60 57 31 35 49 16 33 39 48 32 11 10 21 74 79 79 77 81 74 80 84 72 76 75 76 76 63 60 79 56 29 31 26 36 22 28 37 14 23 27 34 22 12 11 17 37 22 24 20 28 17 22 30 11 17 19 23 17 8 7 14 66 77 78 77 78 75 80 81 77 76 69 66 77 66 62 82 90 86 91 93 89 70 68 82 48 72 76 90 72 30 29 48 65 64 68 69 66 49 51 65 32 51 56 68 51 17 14 37 72 74 75 74 74 70 74 79 67 71 74 76 70 55 49 75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 30 26 42 63 56 74 22 20 30 50 43 58 76 78 72 79 78 79 16 13 27 34 27 45 12 10 20 27 21 36 76 77 74 80 79 80 55 52 67 83 81 87 39 37 47 62 59 67 71 71 70 75 73 76 50 47 46 46 41 41 41 44 50 39 37 35 34 31 31 31 34 40 78 80 77 75 75 76 77 78 81 19 27 22 22 21 20 19 24 36 14 22 17 17 16 16 16 18 29 75 81 74 76 76 81 81 78 80 67 69 71 67 69 69 69 65 66 46 52 51 48 49 51 50 47 51 69 75 71 72 72 73 73 71 77 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to or participating in healthcare. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 10. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2013 (In percent) Single coverage Characteristics All workers ............................................................. Employer share Family coverage Employee share Employer share Employee share 79 21 68 32 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 81 79 81 77 75 77 72 79 81 19 21 19 23 25 23 28 21 19 70 70 70 60 60 66 62 68 69 30 30 30 40 40 34 38 32 31 83 79 79 79 80 17 21 21 21 20 71 67 72 73 72 29 33 28 27 28 Full time ................................................................. Part time ................................................................ 79 72 21 28 68 63 32 37 Union ..................................................................... Nonunion ............................................................... 87 78 13 22 83 66 17 34 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 73 71 78 80 81 81 27 29 22 20 19 19 58 56 66 69 73 73 42 44 34 31 27 27 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 81 81 80 19 19 20 74 68 75 26 32 25 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 78 76 80 71 81 85 22 24 20 29 19 15 67 66 68 60 76 81 33 34 32 40 24 19 Worker characteristics Establishment characteristics See footnotes at end of table. Table 10. Medical care benefits: Share of premiums paid by employer and employee, private industry workers, National Compensation Survey, March 2013—Continued (In percent) Single coverage Characteristics Employer share Family coverage Employee share Employer share Employee share Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 82 81 80 80 81 84 79 81 76 80 81 79 80 74 70 79 18 19 20 20 19 16 21 19 24 20 19 21 20 26 30 21 76 70 71 69 73 64 67 68 60 66 65 69 66 57 58 64 24 30 29 31 27 36 33 32 40 34 35 31 34 43 42 36 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 79 79 77 79 78 81 21 21 23 21 22 19 63 63 63 72 68 77 37 37 37 28 32 23 77 81 79 78 76 77 79 81 81 23 19 21 22 24 23 21 19 19 73 73 72 66 63 64 65 69 68 27 27 28 34 37 36 35 31 32 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2013 (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $368.88 16 $485.70 84 $345.83 $112.63 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 383.88 374.05 389.83 336.88 335.33 345.20 297.00 368.59 412.66 16 13 17 15 4 14 9 17 29 447.33 468.60 437.33 468.30 512.59 444.10 381.95 460.74 606.08 84 87 83 85 96 86 91 83 71 372.21 359.72 380.12 313.80 328.50 328.62 288.30 349.95 333.51 110.07 111.50 109.17 107.56 113.12 116.10 123.15 112.38 122.26 100 100 100 100 100 463.99 374.86 375.24 372.52 378.54 41 20 16 14 19 659.26 526.55 510.56 517.71 504.41 59 80 84 86 81 328.09 336.45 349.27 349.74 348.64 126.10 120.18 110.77 110.64 110.93 Full time ................................................................. Part time ................................................................ 100 100 372.61 315.71 17 15 490.64 408.99 83 85 349.17 298.98 110.90 136.89 Union ..................................................................... Nonunion ............................................................... 100 100 481.32 350.80 38 13 591.27 436.76 62 87 414.83 337.88 106.80 113.30 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 313.85 302.40 345.13 376.41 399.74 397.67 13 13 14 18 18 17 434.82 475.78 437.18 484.78 529.08 509.67 87 87 86 82 82 83 295.13 275.35 330.16 352.72 370.96 375.15 122.94 125.83 111.34 112.68 109.97 109.79 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 393.33 448.72 376.68 19 39 13 565.74 649.50 492.41 81 61 87 353.81 320.29 359.95 107.78 133.51 102.71 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 361.87 334.83 351.93 290.63 404.09 419.45 16 15 19 12 15 18 458.68 427.13 431.58 356.30 548.75 472.55 84 85 81 88 85 82 343.62 318.33 332.66 281.30 377.80 407.51 113.98 119.49 108.13 132.36 106.75 89.51 Worker characteristics Establishment characteristics See footnotes at end of table. Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued (All workers with single coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $378.15 377.59 369.09 364.18 376.07 416.32 364.03 378.74 339.75 390.23 411.37 413.73 386.30 321.86 296.22 384.19 22 15 12 13 9 31 16 19 14 14 18 8 13 19 – 24 $540.94 494.94 465.59 455.85 489.75 546.10 443.98 442.11 452.29 456.52 459.25 478.54 455.85 503.77 – 482.47 78 85 88 87 91 69 84 81 86 86 82 92 87 81 – 76 $331.93 356.20 355.99 350.14 364.49 357.37 348.75 363.41 321.10 379.57 401.20 407.95 375.75 278.95 – 352.35 $98.70 103.78 101.86 101.35 98.42 114.94 118.84 115.91 125.15 108.50 117.29 120.94 106.95 113.98 – 126.50 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 363.85 367.16 355.16 372.64 357.46 391.95 23 24 19 12 12 12 484.21 483.72 485.85 487.86 478.27 499.82 77 76 81 88 88 88 328.27 329.61 324.99 357.29 341.54 377.39 119.60 118.08 123.33 108.08 111.77 103.37 100 100 100 100 100 100 100 100 100 391.86 412.14 370.67 345.98 349.29 341.81 348.58 369.38 374.64 11 23 16 10 11 13 14 21 23 596.42 525.18 473.79 493.87 463.87 486.85 421.42 455.96 487.54 89 77 84 90 89 87 86 79 77 365.38 377.68 350.93 328.64 335.51 321.05 336.25 346.82 341.72 125.71 117.90 110.45 102.41 116.77 113.18 107.57 111.36 109.32 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2013 (All workers with contributory coverage = 100 percent) Single coverage Characteristics All workers ............................................................. Total with contributory coverage Flat dollar amount Composite rate1 Flexible benefits3 Varies2 Percent of earnings Exists, but unknown Other 100 71 1 14 (4) (4) 14 (4) Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 72 74 71 73 79 65 57 69 75 – – – – – (4) (4) – – 13 13 13 9 9 22 31 17 7 1 1 (4) – – (4) – 1 – – – – – – – – – – 13 12 14 15 – 12 12 12 16 (4) (4) (4) – – – – – – 100 100 100 100 100 76 75 76 77 74 – – – – – 7 7 8 9 6 – – – – – – – – – – 13 17 16 13 19 – 1 – – – Full time ................................................................. Part time ................................................................ 100 100 72 60 1 – 13 24 (4) – (4) – 14 14 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 75 71 1 – 6 14 – (4) – – 15 13 – (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 69 69 72 73 73 – – – (4) – 17 17 11 12 12 – (4) 1 1 1 – – – (4) – 13 13 15 13 13 – (4) 1 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 77 76 77 – – – 10 10 10 (4) – (4) – – – 12 11 13 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 70 63 77 53 66 95 (4) (4) – (4) – – 15 21 6 35 7 – (4) – – – – – (4) – – – – – 14 15 16 12 26 – (4) – – – – – Establishment characteristics See footnotes at end of table. Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2013—Continued (All workers with contributory coverage = 100 percent) Single coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 81 72 70 75 65 79 72 78 62 72 79 76 70 80 78 62 – – – – – – – – – – – – – – – – 9 20 21 19 22 – 9 8 – 13 10 15 13 9 11 6 – 1 – – – – – – – (4) 1 2 4 ( ) – – – – – – – – – – – – – – – – – – – 10 7 6 4 11 – 18 14 – 12 8 7 13 – – 25 – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 75 74 76 69 70 67 – – – 1 – – 8 9 8 17 17 17 – – – 1 (4) 1 – – – (4) – – 15 16 15 12 12 13 1 (4) – (4) – 1 100 100 100 100 100 100 100 100 100 80 72 71 62 74 75 69 66 70 – – – – – – – – – 9 12 14 12 13 12 19 17 13 – 1 (4) – – – – – 1 – 1 – – – – – – – – 13 15 24 12 12 11 17 12 – – (4) – – – – – 2 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2013 (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics All workers ............................................................. Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution 100 $885.03 9 $1,152.38 91 $858.75 $442.26 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 952.95 955.19 951.59 741.87 821.46 826.38 717.28 879.35 903.73 8 7 8 8 2 7 5 8 19 1,227.78 1,359.38 1,158.26 1,107.39 1,494.46 976.33 852.77 1,012.61 1,247.25 92 93 92 92 98 93 95 92 81 930.12 924.68 933.46 710.80 805.08 814.81 710.19 867.41 824.89 429.93 434.51 427.11 – – 452.67 454.57 451.72 476.44 100 100 100 100 100 925.29 887.71 927.99 940.45 912.62 28 12 10 8 13 1,231.78 1,274.77 1,176.41 1,199.53 1,159.56 72 88 90 92 87 805.92 836.38 900.74 919.31 876.45 485.75 470.81 383.04 367.41 403.48 Full time ................................................................. Part time ................................................................ 100 100 896.77 719.74 9 10 1,187.83 692.51 91 90 868.34 722.65 439.06 487.69 Union ..................................................................... Nonunion ............................................................... 100 100 1,096.38 851.35 32 5 1,182.28 1,124.19 68 95 1,056.70 835.96 341.59 453.85 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 100 675.79 617.65 816.87 899.69 996.65 1,015.76 6 7 7 9 11 10 730.98 692.71 1,029.17 1,118.62 1,308.10 1,342.55 94 93 93 91 89 90 672.57 612.11 800.93 876.96 957.16 980.87 527.49 – 450.28 431.60 414.66 409.30 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 962.39 878.63 984.13 13 26 9 1,216.40 1,217.18 1,230.62 87 74 91 925.93 756.79 960.67 377.66 534.98 344.12 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 863.05 818.21 858.66 679.26 1,046.40 1,128.37 8 8 8 7 10 13 1,123.57 979.06 1,056.23 728.67 1,227.08 1,316.30 92 92 92 93 90 87 840.63 803.78 840.45 675.59 1,025.48 1,101.01 459.69 437.07 431.41 485.56 346.30 299.96 Worker characteristics Establishment characteristics See footnotes at end of table. Table 13. Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued (All workers with family coverage medical care benefits = 100 percent) Employee contribution not required Total Characteristics Employee contribution required Average Average Average Average Percent of Percent of Percent of flat monthly flat monthly flat monthly flat monthly participating participating participating employer employer employer employee employees employees employees premium premium premium contribution Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 $1,015.32 923.77 935.36 895.67 974.76 866.09 901.46 928.11 770.16 883.58 918.68 1,002.30 877.03 661.94 654.67 819.02 15 6 4 2 4 – 8 10 8 7 4 1 7 – – 13 $1,487.70 1,354.87 1,262.26 1,163.79 1,311.52 – 1,275.45 1,263.14 1,352.80 1,012.22 1,100.92 1,448.90 1,003.42 – – 961.72 85 94 96 98 96 – 92 90 92 93 96 99 93 – – 87 $934.44 897.72 922.85 888.97 960.05 – 868.69 891.67 722.39 874.58 911.58 998.32 867.43 – – 797.50 $358.91 424.49 402.52 413.68 378.37 – 467.53 470.53 515.50 481.16 496.51 456.38 478.19 – – 522.95 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 789.92 787.05 797.54 954.20 877.05 1,051.52 11 12 8 8 6 9 1,120.87 1,127.80 1,093.87 1,185.50 1,090.00 1,266.40 89 88 92 92 94 91 749.47 740.85 771.36 935.35 862.98 1,029.68 503.05 507.99 490.50 399.66 435.01 353.57 100 100 100 100 100 100 100 100 100 1,005.26 1,008.50 921.46 822.03 811.97 823.34 824.93 873.65 869.31 8 15 11 6 4 6 4 9 12 1,247.35 1,266.86 1,094.39 1,005.43 1,181.01 1,228.95 1,009.94 1,038.87 1,124.23 92 85 89 94 96 94 96 91 88 983.03 961.76 900.10 809.61 795.03 795.17 817.40 856.94 835.09 405.70 435.01 394.96 421.84 477.64 451.27 – 431.94 459.75 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2013 (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other 100 71 (4) 14 (4) (4) 14 (4) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 100 100 100 100 100 100 100 100 100 73 75 72 74 78 65 56 69 75 – – – – – – (4) – – 12 12 12 10 10 21 30 16 7 1 1 (4) (4) – (4) – 1 – (4) (4) – – – – – – – 13 12 14 15 – 13 13 13 16 – – (4) – – (4) – (4) – 100 100 100 100 100 76 74 73 73 74 – – – – – 7 8 9 12 6 – – (4) – – – – – – – 13 18 16 14 19 – – – – – Full time ................................................................. Part time ................................................................ 100 100 72 62 (4) (4) 13 23 (4) – (4) – 14 14 (4) – Union ..................................................................... Nonunion ............................................................... 100 100 73 71 1 – 8 14 – (4) – – 15 14 – (4) Average wage within the following categories:5 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 100 100 100 100 100 69 67 73 73 73 – – – – – 17 18 11 12 12 – (4) (4) 1 1 – – – – – 13 14 15 14 14 – (4) (4) (4) (4) Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 100 100 100 74 78 73 – – – 11 7 12 (4) – (4) – – – 13 12 14 – – – Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 100 100 100 100 100 100 70 63 75 52 66 95 (4) (4) – (4) – – 14 20 6 34 7 – (4) – – – – – (4) – – – – – 14 17 17 13 27 – (4) – – – – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, private industry workers, National Compensation Survey, March 2013—Continued (All workers with contributory coverage = 100 percent) Family coverage Characteristics Total with contributory coverage Flat dollar amount Composite rate1 Varies2 Flexible benefits3 Percent of earnings Exists, but unknown Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100 81 72 71 75 66 80 73 79 63 72 79 75 71 80 78 64 – – – – – – – – – – – – – – – – 8 19 21 18 22 – 8 7 – 13 9 15 13 10 11 7 – 1 – – – – – – – 1 1 2 4 ( ) – – – – – – – – – – – – – – – – – – – 11 7 7 5 11 – 18 15 – 12 9 7 13 9 – 23 – – – – – – – – – (4) – – 4 ( ) – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 100 100 100 100 100 100 75 74 77 68 70 66 – – – 1 1 – 8 8 7 17 17 18 – – – 1 (4) 1 – – – (4) – – 16 17 15 13 12 13 (4) (4) – (4) – 1 100 100 100 100 100 100 100 100 100 81 72 70 60 74 75 70 66 71 – – – – – – – – – 8 12 15 14 13 11 18 15 13 – 1 (4) – – – – – – – 1 – – – – – – – – 14 14 25 13 13 12 18 12 – – – – 1 – – – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A composite rate is a set contribution covering more than one benefit area, for example, healthcare and life insurance. Cost data for individual plans cannot be determined. 2 Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age. 3 Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account. 4 Less than 0.5. 5 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2013 (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics All workers ............................................................. Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) $38.00 $64.02 $98.53 $138.67 $198.92 $145.48 $243.15 $363.44 $555.17 $846.89 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 38.28 40.13 36.92 32.71 – 36.69 40.00 36.13 42.90 64.19 67.17 61.23 61.88 70.62 64.00 70.61 60.66 66.14 98.47 103.16 93.84 96.34 108.33 100.49 104.99 99.06 100.86 136.50 137.64 135.56 139.75 155.44 139.23 150.00 135.20 159.45 197.77 197.39 197.98 186.69 198.92 202.02 216.33 192.34 220.49 151.83 166.44 145.48 173.32 226.33 137.67 154.32 136.54 155.17 249.94 263.21 237.32 262.79 259.98 247.90 256.09 243.52 245.00 363.44 364.00 358.48 399.81 372.34 370.97 370.97 370.97 400.00 539.35 547.96 532.68 643.46 664.12 561.00 574.97 559.90 640.56 834.60 830.13 840.74 925.00 1012.22 850.00 797.67 851.95 886.20 49.14 40.80 38.33 38.00 39.28 63.85 68.11 63.62 61.75 66.14 98.19 101.00 95.47 97.53 92.90 155.70 161.94 135.21 136.57 132.98 219.63 220.49 189.42 187.81 194.86 168.00 134.41 122.63 130.23 114.16 243.48 245.00 203.11 203.13 200.00 372.71 416.25 317.03 314.51 325.18 592.90 648.50 474.23 452.19 513.42 852.12 893.44 750.10 696.63 841.69 Full time ................................................................. Part time ................................................................ 39.13 31.17 64.34 54.09 98.50 100.94 136.87 181.61 194.99 266.22 147.93 103.22 244.28 214.22 362.50 386.26 549.00 636.12 843.30 891.64 Union ..................................................................... Nonunion ............................................................... 32.07 38.57 55.98 65.00 90.34 99.48 136.90 138.74 187.81 200.00 93.00 154.68 162.29 253.49 264.04 372.64 423.55 569.14 673.23 851.89 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 37.71 38.50 37.00 39.20 39.37 65.00 61.75 65.00 65.00 65.00 102.56 96.41 96.34 100.16 103.00 153.06 134.32 140.74 136.87 137.96 220.49 198.92 197.29 192.68 202.26 151.58 145.48 145.07 147.58 149.12 268.34 246.08 237.32 236.89 238.32 432.92 373.98 353.69 351.67 348.20 653.89 583.35 530.59 510.12 508.83 979.15 843.57 831.94 805.00 782.55 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 37.55 53.12 35.54 61.75 74.92 61.70 95.66 118.92 93.12 135.18 172.50 127.17 190.00 222.29 176.94 134.40 179.59 122.03 216.65 300.34 201.74 316.97 489.73 300.61 478.13 687.08 432.33 707.83 928.66 631.79 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 38.43 32.50 40.88 32.50 26.50 – 65.00 65.00 65.96 73.01 52.50 49.74 99.32 97.49 95.54 112.70 88.75 91.34 139.99 150.00 133.91 172.97 132.45 122.90 203.04 218.55 192.03 240.15 192.64 161.24 148.59 119.17 138.57 112.90 94.12 119.44 249.60 225.26 247.64 250.53 173.20 182.62 375.81 363.00 368.50 438.00 264.80 317.03 576.00 551.75 546.60 662.50 416.25 380.52 880.59 843.57 824.50 952.86 644.43 488.29 Worker characteristics Establishment characteristics See footnotes at end of table. Table 15. Medical care benefits: Monthly employee contributions for single and family coverage, private industry workers, National Compensation Survey, March 2013—Continued (Includes workers participating in medical care benefits with flat dollar amount contributory coverage) Single coverage1 Characteristics Family coverage1 50th 50th 10th 25th 75th 90th 10th 25th 75th 90th percentile percentile percentile percentile percentile percentile percentile percentile percentile percentile (median) (median) Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... $33.39 43.53 43.64 45.50 40.00 43.12 40.00 37.18 40.85 35.00 38.00 43.49 33.74 45.00 52.88 57.00 $60.23 62.14 61.32 62.97 60.58 64.37 68.22 67.17 68.11 60.00 65.56 68.29 57.46 70.07 75.74 83.98 $88.00 98.78 100.28 103.00 96.07 89.29 103.99 102.79 102.56 94.15 100.03 111.00 90.84 101.10 102.73 107.00 $118.33 122.99 121.40 121.02 124.99 135.28 141.92 133.43 169.40 136.57 155.00 168.11 133.02 150.00 143.21 161.71 $177.65 169.14 162.65 162.65 161.62 – 211.88 188.00 261.86 200.22 217.23 218.28 190.94 181.99 181.99 229.59 $130.67 169.98 161.00 176.98 134.28 203.96 173.32 175.49 – 145.48 208.00 206.73 136.70 214.22 214.22 202.04 $199.15 251.33 245.57 269.48 228.09 338.61 253.39 257.62 230.75 257.33 308.81 300.00 249.94 304.23 297.21 277.96 $302.18 362.44 356.97 363.97 341.26 461.04 378.06 378.38 415.40 393.23 435.31 425.23 376.13 431.25 403.38 474.93 $428.07 519.00 487.46 501.75 470.68 760.98 558.02 555.50 677.26 642.56 629.00 573.29 642.70 574.12 546.39 685.35 $654.00 784.00 707.48 735.96 669.14 1022.16 840.95 840.95 954.88 999.16 890.00 729.34 1024.01 898.04 744.93 921.00 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 42.07 40.00 43.80 35.31 34.62 37.00 68.75 66.75 75.10 60.82 62.52 59.19 103.99 103.16 106.00 93.28 95.46 90.86 149.45 146.61 154.96 132.43 135.07 130.83 214.00 210.52 220.49 186.32 190.00 181.00 175.49 170.46 180.00 130.00 136.23 120.14 276.85 268.50 287.66 216.65 228.43 201.96 418.00 421.07 418.00 336.09 351.00 317.50 661.26 685.00 642.56 477.41 520.22 418.28 945.99 971.32 892.52 707.56 762.39 592.91 43.33 43.08 40.69 38.10 38.62 36.87 36.60 34.71 30.33 79.52 73.06 66.07 61.75 65.00 65.00 62.21 62.26 54.17 111.01 100.38 99.27 93.85 101.79 98.94 94.63 95.33 89.31 167.48 142.02 133.00 124.73 144.15 149.56 134.39 129.00 130.29 229.59 217.91 191.06 175.66 207.75 209.91 174.79 191.02 192.68 – 162.04 134.83 156.85 145.48 151.58 155.64 139.42 123.93 249.22 234.91 229.55 246.01 255.66 251.60 247.19 236.00 241.28 359.12 347.66 328.30 345.13 395.47 389.22 374.24 356.97 373.58 516.83 570.93 505.28 519.14 618.12 576.12 569.00 513.66 589.70 675.95 879.82 760.98 736.91 968.02 844.15 820.83 822.12 862.29 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers pay the same as or more than the premium shown, and half pay the same as or less than the premium shown. At the 25th percentile, one-fourth of participating workers pay the same or less than the premium shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Life insurance Characteristics Access All workers ............................................................. Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate 57 55 97 40 39 98 33 32 96 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 78 86 74 27 48 57 47 63 58 78 85 73 26 43 55 44 62 57 99 99 99 95 88 96 93 97 97 54 64 49 20 34 37 28 43 40 53 63 48 19 33 36 27 42 39 98 99 98 96 95 97 95 97 99 59 66 55 10 17 33 19 41 27 57 64 53 9 17 31 18 40 26 97 98 96 96 97 96 92 97 98 50 65 64 72 57 48 63 62 69 54 97 98 96 96 96 35 43 47 53 41 35 43 46 52 40 100 98 98 99 98 18 34 29 33 26 18 33 28 32 25 98 97 97 97 97 Full time ................................................................. Part time ................................................................ 72 14 70 12 98 87 48 15 47 14 98 95 43 5 41 4 97 94 Union ..................................................................... Nonunion ............................................................... 86 54 85 52 98 97 67 37 66 36 98 98 35 33 34 32 96 96 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 22 11 58 72 84 89 20 10 56 71 83 88 89 90 96 98 99 99 18 14 35 50 61 65 17 14 34 49 60 65 94 96 97 99 99 99 7 2 27 43 63 68 6 2 26 41 61 66 96 95 96 96 97 97 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 48 82 71 46 80 97 96 98 53 30 62 53 30 62 99 100 99 36 16 43 35 15 41 97 96 97 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 54 56 68 44 76 95 52 53 67 40 75 94 97 95 98 91 98 99 37 35 50 26 48 51 36 34 49 24 46 50 97 96 99 95 95 99 33 25 43 13 38 87 31 24 42 12 36 83 96 95 96 92 96 96 Worker characteristics Establishment characteristics See footnotes at end of table. Table 16. Insurance benefits: Access, participation, and take-up rates,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Life insurance Characteristics Access Participation Short-term disability Take-up rate Access Participation Long-term disability Take-up rate Access Participation Take-up rate Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 87 81 89 92 86 55 58 72 36 61 67 85 60 18 17 37 86 81 89 91 86 54 56 71 32 60 66 84 59 17 15 36 99 99 99 99 99 99 97 100 89 98 99 99 98 94 93 96 73 64 73 73 71 35 43 53 27 32 42 51 31 18 19 28 71 64 72 72 70 35 42 53 26 32 42 51 30 17 18 27 98 99 99 99 98 99 98 99 97 97 100 99 97 96 95 98 65 67 76 80 73 39 43 57 20 38 58 80 35 4 3 18 64 65 73 77 70 36 41 56 19 37 56 78 34 4 3 18 98 96 96 96 96 94 97 98 96 96 96 97 96 100 100 99 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 39 35 54 78 72 85 38 34 52 76 70 84 96 96 97 97 96 99 28 26 36 53 47 61 28 25 35 52 45 60 98 98 97 98 97 99 21 19 29 47 39 60 20 18 28 45 37 57 97 97 97 96 96 96 59 55 63 56 56 63 60 56 49 58 54 62 53 55 60 57 54 48 98 98 97 95 97 96 95 97 98 45 73 42 36 34 36 31 28 23 44 73 41 35 33 35 30 27 22 98 99 97 97 97 97 96 98 97 40 34 35 34 33 33 34 33 28 39 32 34 33 31 32 33 31 27 97 96 97 98 96 97 96 94 97 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. See Technical Note for more details. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 17. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2013 (All workers with basic life insurance coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 5 95 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 3 4 2 7 6 8 5 7 97 96 98 93 94 92 95 93 7 7 4 4 4 93 93 96 96 96 Full time ................................................................. Part time ................................................................ 5 4 95 96 Union ..................................................................... Nonunion ............................................................... 3 5 97 95 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 7 5 6 5 3 3 93 95 94 95 97 97 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 4 7 4 96 93 96 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Financial activities ............................................. 5 7 7 9 4 95 93 93 91 96 Worker characteristics Establishment characteristics See footnotes at end of table. Table 17. Life insurance plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued (All workers with basic life insurance coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... 4 5 3 5 4 2 8 3 4 4 2 7 96 95 97 95 96 98 92 97 96 96 98 93 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 7 6 3 4 2 93 93 94 97 96 98 2 3 5 4 5 7 5 7 4 98 97 95 96 95 93 95 93 96 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 18. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2013 (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other 60 2 35 2 (1) Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 74 76 73 48 42 63 59 66 38 2 2 3 – – 2 3 2 – 22 21 23 48 56 32 35 31 57 1 2 1 2 – 2 – 1 4 (1) (1) (1) – – (1) – (1) – 17 51 46 45 48 – – 1 1 – 77 44 47 47 46 5 4 5 7 3 – – (1) (1) – Full time ................................................................. Part time ................................................................ 61 58 2 – 35 34 2 4 (1) – Union ..................................................................... Nonunion ............................................................... 40 64 – 2 48 33 10 1 – (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 46 32 55 57 71 75 – – 2 2 3 4 52 66 40 38 23 20 2 2 3 2 2 – – – (1) (1) (1) – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 45 17 52 2 – 1 48 80 40 5 – 6 (1) – (1) Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 65 56 57 52 60 75 2 3 – 5 2 – 31 37 37 39 38 22 2 – 5 – – – (1) – – – – – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 18. Life insurance plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2013—Continued (All workers with basic life insurance coverage = 100 percent) Basic life insurance method of payment Characteristics Fixed multiple of annual earnings Variable multiple of annual earnings Flat dollar amount Variable dollar amount Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 83 78 83 88 75 51 69 70 57 65 66 73 65 48 46 45 – 2 2 1 2 – 2 – – 1 2 2 – – – – 13 19 14 9 22 46 28 27 43 32 30 23 32 49 51 51 – – – – – – – – – 1 – – 1 – – – – – – – – – – – – (1) – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 47 47 49 68 63 74 1 – – 2 2 3 49 50 47 26 33 19 2 2 2 3 2 3 (1) – – (1) 1 ( ) (1) 72 64 51 61 63 60 60 59 61 2 3 – – – 1 – – 3 26 30 43 35 33 37 35 39 33 – – 4 4 2 – 2 – 2 – – – – – – – – (1) Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2013 (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics All workers ............................................................. Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings 1 63 11 21 4 1.3 1.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 1 1 1 – (2) – 1 – 60 58 60 66 54 67 78 62 63 11 10 12 12 – 9 8 9 14 24 26 22 18 – 20 11 24 20 5 6 5 2 – 4 3 4 – 1.4 1.4 1.4 1.3 1.3 1.3 1.2 1.4 1.3 1.0 1.0 1.0 1.0 – 1.0 1.0 1.0 1.0 – – 1 – 1 59 63 65 59 71 – 14 14 14 15 – 19 18 25 11 – – 2 – 2 1.3 1.3 1.3 1.4 1.2 1.0 1.0 1.0 1.0 1.0 Full time ................................................................. Part time ................................................................ 1 1 63 75 11 9 22 9 4 6 1.3 1.3 1.0 1.0 Union ..................................................................... Nonunion ............................................................... 2 (2) 69 63 10 11 14 22 5 4 1.3 1.3 1.0 1.0 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 70 72 69 62 59 56 10 – 11 12 11 10 16 – 17 22 24 27 – – 2 4 5 6 1.3 1.3 1.3 1.3 1.4 1.4 1.0 1.0 1.0 1.0 1.0 1.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... – – – 53 58 53 13 – 13 28 30 28 – – – 1.4 1.4 1.4 1.0 1.0 1.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 1 – – – – 65 69 50 84 68 61 11 12 21 7 11 – 20 16 24 8 19 20 4 2 – – – – 1.3 1.3 1.4 1.1 1.3 1.5 1.0 1.0 – 1.0 1.0 1.0 Worker characteristics Establishment characteristics See footnotes at end of table. Table 19. Life insurance plans: Fixed multiple of annual earnings benefit formulas, private industry workers, National Compensation Survey, March 2013—Continued (All workers with fixed multiple of annual earnings formula life insurance coverage = 100 percent) Multiple of annual earnings amounts1 Characteristics Less than 1.0 times earnings 1.0 times earnings Over 1.0 and under 2.0 times earnings 2.0 times earnings Mean multiple of annual earnings Greater than 2.0 times earnings Median multiple of annual earnings Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 2 – 5 1 – – – 65 65 66 67 62 58 56 57 65 69 55 57 72 73 78 45 10 6 – – 4 – 13 12 – 11 18 16 10 – – – 16 24 24 21 31 – 27 25 – 15 17 18 15 – – 40 – – 5 8 3 – 4 7 – 3 – 4 2 – – – 1.4 1.4 1.4 1.4 1.4 1.3 1.4 1.4 1.3 1.3 1.4 1.3 1.2 1.2 1.2 1.6 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... – – – 1 – 1 62 66 53 64 64 64 11 9 15 11 10 12 22 18 28 21 22 20 – – – 3 – 3 1.4 1.3 1.4 1.3 1.3 1.3 1.0 1.0 1.0 1.0 1.0 1.0 1 2 – – – – – – – 66 60 58 58 67 62 65 76 62 12 13 14 13 10 11 9 – 7 17 20 25 22 20 – 22 12 24 4 5 – – – 6 – 1 – 1.3 1.4 1.4 1.4 1.3 1.3 1.3 1.2 1.4 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans in which insurance equaled a multiple of earnings plus or minus a specified amount. 2 Less than 0.5. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2013 (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $500,000 $1,000,000 With no maximum benefit amount 77 $50,000 $70,000 $250,000 23 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 79 82 77 75 49 81 84 80 70 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 100,000 100,000 100,000 50,000 50,000 50,000 50,000 – 100,000 300,000 300,000 300,000 200,000 – 200,000 – 200,000 200,000 750,000 750,000 750,000 500,000 – 500,000 500,000 500,000 – 1,000,000 – 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,500,000 2,000,000 21 18 23 25 51 19 16 20 30 66 71 69 65 73 50,000 50,000 50,000 50,000 50,000 100,000 – – 100,000 – 170,000 250,000 200,000 250,000 100,000 – 1,000,000 500,000 500,000 400,000 1,000,000 2,000,000 1,000,000 1,000,000 – 34 29 31 35 27 Full time ................................................................. Part time ................................................................ 78 71 50,000 50,000 70,000 – 250,000 – 550,000 500,000 1,000,000 1,000,000 22 29 Union ..................................................................... Nonunion ............................................................... 70 78 50,000 50,000 70,000 – 100,000 250,000 500,000 600,000 – 1,000,000 30 22 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 73 80 79 77 78 80 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 75,000 100,000 – 200,000 – 150,000 250,000 300,000 350,000 500,000 – 500,000 500,000 750,000 800,000 1,000,000 – 1,000,000 1,000,000 1,500,000 – 27 20 21 23 22 20 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 68 82 68 50,000 50,000 50,000 100,000 – – 300,000 – 300,000 700,000 – 750,000 – 500,000 – 32 18 32 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... 79 79 78 81 56 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – 50,000 – 200,000 100,000 200,000 50,000 – 500,000 500,000 500,000 500,000 750,000 1,000,000 900,000 1,000,000 – 1,000,000 21 21 22 19 44 Worker characteristics Establishment characteristics See footnotes at end of table. Table 20. Life insurance plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2013—Continued (All workers with fixed multiple of earnings formula life insurance coverage = 100 percent) Characteristics With maximum benefit amount Maximum benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile – $2,000,000 $2,000,000 $250,000 800,000 2,000,000 250,000 800,000 2,000,000 245,000 1,000,000 2,000,000 500,000 1,000,000 – 350,000 1,000,000 1,000,000 – 750,000 1,000,000 – – – 250,000 500,000 1,000,000 200,000 400,000 500,000 200,000 – 550,000 250,000 500,000 1,000,000 – 420,000 – With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Other services ................................................... 68 87 86 89 79 78 86 65 76 85 84 75 77 $50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 $200,000 100,000 100,000 100,000 100,000 – – – – 50,000 50,000 – – 32 13 14 11 21 22 14 35 24 15 16 25 23 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 78 79 76 77 82 73 50,000 50,000 50,000 50,000 50,000 50,000 – – – – 50,000 100,000 200,000 200,000 250,000 250,000 200,000 350,000 500,000 500,000 500,000 600,000 500,000 1,000,000 1,000,000 – – 1,000,000 1,000,000 1,500,000 22 21 24 23 18 27 74 79 68 69 81 80 80 84 79 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 – – 100,000 50,000 – – – – 50,000 – 250,000 300,000 200,000 250,000 200,000 250,000 200,000 200,000 500,000 500,000 600,000 500,000 750,000 – 750,000 – 500,000 1,000,000 1,000,000 1,000,000 1,000,000 1,500,000 – – 1,000,000 1,000,000 26 21 32 31 19 20 20 16 21 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2013 (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile $10,000 $10,000 $20,000 $25,000 $50,000 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 10,000 10,000 10,000 10,000 – 10,000 – 10,000 10,000 15,000 15,000 15,000 10,000 10,000 10,000 10,000 15,000 10,000 25,000 25,000 25,000 15,000 – 20,000 15,000 20,000 – 50,000 50,000 50,000 – 25,000 25,000 20,000 25,000 25,000 50,000 50,000 50,000 40,000 25,000 50,000 50,000 50,000 50,000 – 10,000 10,000 10,000 10,000 10,000 12,000 10,000 15,000 10,000 20,000 – 20,000 20,000 20,000 25,000 25,000 25,000 30,000 25,000 50,000 50,000 50,000 50,000 50,000 Full time ................................................................. Part time ................................................................ 10,000 – 10,000 5,000 20,000 10,000 27,000 17,500 50,000 25,000 Union ..................................................................... Nonunion ............................................................... 5,000 10,000 10,000 – 15,000 20,000 30,000 25,000 45,000 50,000 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5,000 5,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 15,000 20,000 15,000 – – 20,000 25,000 – 20,000 – 25,000 30,000 50,000 50,000 25,000 25,000 50,000 50,000 50,000 50,000 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 10,000 10,000 10,000 15,000 10,000 15,000 20,000 20,000 20,000 30,000 25,000 35,000 50,000 50,000 50,000 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10,000 – 10,000 5,000 10,000 10,000 10,000 10,000 15,000 10,000 10,000 10,000 20,000 15,000 – – 20,000 12,500 25,000 25,000 – 20,000 – 20,000 50,000 50,000 50,000 25,000 50,000 50,000 Worker characteristics Establishment characteristics See footnotes at end of table. Table 21. Life insurance plans: Flat-dollar amount benefit formulas,1 private industry workers, National Compensation Survey, March 2013—Continued (Includes workers participating in life insurance plans with flat-dollar amount formulas) Flat dollar amounts2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – $10,000 – – – 10,000 10,000 – – 10,000 10,000 10,000 10,000 10,000 10,000 10,000 – $15,000 – 15,000 – – 15,000 20,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 $20,000 – 50,000 – 50,000 – 25,000 25,000 20,000 15,000 – – 15,000 – – 15,000 $25,000 50,000 50,000 50,000 50,000 – – 50,000 25,000 25,000 – 50,000 25,000 20,000 – 25,000 $50,000 50,000 50,000 50,000 50,000 50,000 50,000 – – 50,000 50,000 50,000 50,000 – 25,000 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10,000 10,000 10,000 10,000 10,000 – – – 10,000 10,000 10,000 10,000 20,000 20,000 20,000 20,000 20,000 20,000 25,000 25,000 25,000 30,000 25,000 45,000 50,000 50,000 50,000 50,000 50,000 50,000 – – 10,000 10,000 10,000 10,000 – 10,000 10,000 10,000 10,000 – – – – 15,000 10,000 10,000 25,000 18,000 20,000 20,000 20,000 20,000 20,000 20,000 15,000 50,000 38,000 25,000 – 25,000 – 30,000 – 30,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes participants in plans providing a fixed benefit amount. Dollar amounts can be a flat amount or can vary by the employee’s earnings or length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2013 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Noncommercially insured1 Commercially insured Legally required Other 44 37 17 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 49 51 48 – 47 47 47 41 37 37 36 30 35 33 35 45 13 11 14 41 18 19 17 12 1 1 1 – 1 1 1 2 32 47 42 38 48 49 42 43 51 33 14 – 13 10 – 5 – 2 1 – Full time ................................................................. Part time ................................................................ 45 39 39 17 15 43 1 1 Union ..................................................................... Nonunion ............................................................... 47 44 33 38 16 18 4 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 29 41 44 52 54 31 – 42 40 35 32 39 49 17 15 12 – – – 1 1 1 – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 41 20 45 48 54 46 10 21 8 1 5 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 45 47 43 41 58 72 34 35 44 35 24 26 19 17 – 23 – – 1 1 – 1 – – Establishment characteristics See footnotes at end of table. Table 22. Short-term disability plans: Method of funding, private industry workers, National Compensation Survey, March 2013—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Noncommercially insured1 Commercially insured Legally required Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 66 66 72 74 73 – 40 35 34 38 39 56 37 31 32 – 25 23 21 20 21 42 42 52 40 36 37 29 36 29 30 42 – – – – 6 35 – – – 25 – – 26 41 38 44 – – – – – – – – – 1 – – 1 – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 31 30 33 53 43 62 40 38 45 36 45 26 29 32 21 10 11 10 1 1 1 1 1 2 53 20 57 50 48 61 54 45 45 21 40 49 51 38 45 41 – 58 – – – – – 13 – 1 3 – – – – 1 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employer assumes all risks and expenses of providing the benefit. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2013 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 19 81 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 13 11 15 41 19 24 17 15 14 17 14 22 87 89 85 59 81 76 83 85 86 83 86 78 Full time ................................................................. Part time ................................................................ 17 40 83 60 Union ..................................................................... Nonunion ............................................................... 18 19 82 81 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 44 50 18 16 12 12 56 50 82 84 88 88 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 12 20 11 88 80 89 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Information ......................................................... 21 21 17 27 16 14 79 79 83 73 84 86 Worker characteristics Establishment characteristics See footnotes at end of table. Table 23. Short-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued (All workers with short-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 9 6 5 6 15 28 25 12 10 28 43 43 46 91 94 95 94 85 72 75 88 90 72 57 57 54 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 27 30 20 14 16 11 73 70 80 86 84 89 4 48 6 8 7 6 5 15 96 52 94 92 93 94 95 85 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2013 (All workers with short-term disability coverage = 100 percent) Characteristics All workers ............................................................. Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other 6 2 68 23 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 2 1 5 3 4 3 17 1 1 1 – 1 – 1 – 63 57 68 88 67 70 66 58 33 39 29 5 28 25 29 19 1 1 1 – (1) – 1 – 32 7 15 18 13 8 – – – – 50 63 68 62 77 – 26 11 13 8 – – – – – Full time ................................................................. Part time ................................................................ 7 4 2 – 66 85 25 10 1 – Union ..................................................................... Nonunion ............................................................... 22 4 – 1 54 70 14 25 – 1 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 – 8 8 4 2 – – 2 2 2 1 85 95 73 67 59 59 8 4 17 22 33 37 – – 1 (1) 1 1 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 17 27 15 – 4 5 59 57 59 19 – 19 – – 1 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 3 7 5 4 – – 1 – – – – – 71 75 73 78 76 50 25 17 20 17 8 48 1 – – – – – Establishment characteristics See footnotes at end of table. Table 24. Short-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2013—Continued (All workers with short-term disability coverage = 100 percent) Characteristics Flat dollar amounts Fixed percent of annual earnings Dollar amount varies Percent varies by annual earnings Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 4 – – 4 4 4 2 – – 1 – – – – – – – – – – – – – 36 48 43 32 56 87 68 71 79 84 83 80 85 90 90 92 61 51 57 67 44 – 30 28 – 10 12 18 9 – – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 6 6 6 8 5 – – – 2 1 4 75 74 77 63 70 56 17 18 14 27 21 34 – – – 1 (1) 1 5 4 12 6 9 6 5 3 – – 4 1 – – – 2 65 84 59 66 64 56 66 65 28 11 25 27 21 36 29 28 – – (1) (1) – – – 3 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2013 (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics All workers ............................................................. Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies 93 12 21 26 26 26 7 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 91 92 91 97 94 91 94 90 89 93 92 93 12 12 12 13 12 12 12 13 13 13 13 13 18 – 18 26 18 13 20 24 24 25 – 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 26 26 26 36 – 26 26 26 9 8 9 3 6 9 6 10 11 7 8 7 Full time ................................................................. Part time ................................................................ 92 96 12 – 18 26 26 26 26 26 26 52 8 4 Union ..................................................................... Nonunion ............................................................... 90 93 13 12 26 18 26 26 26 26 52 26 10 7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 96 98 94 94 89 89 12 24 12 12 12 12 26 26 18 18 22 21 26 26 26 26 26 26 26 – 26 26 26 26 – 52 26 26 26 26 4 2 6 6 11 11 Goods-producing industries ................................... Manufacturing .................................................... 92 92 13 13 24 25 26 26 26 26 26 26 8 8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 93 92 93 89 97 95 12 12 12 11 21 – 20 21 – 13 26 24 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 36 7 8 7 11 3 5 Worker characteristics Establishment characteristics See footnotes at end of table. Table 25. Short-term disability plans: Duration of benefits, private industry workers, National Compensation Survey, March 2013—Continued (All workers with short-term disability coverage = 100 percent) Number of weeks1 Characteristics Fixed duration 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Duration varies Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Accommodation and food services ................ 82 92 92 92 92 92 94 95 94 93 95 100 13 12 13 13 12 12 12 12 13 13 12 – 25 21 25 25 18 13 13 18 22 26 18 26 26 26 26 26 26 26 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 52 26 26 26 26 26 26 26 26 26 26 52 18 8 8 8 8 8 6 5 6 7 5 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 94 94 93 92 94 89 12 12 12 12 12 13 18 20 13 22 13 25 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 6 6 7 8 6 11 90 94 90 95 94 93 89 95 12 – 13 12 11 12 12 12 13 26 18 13 12 – 13 – 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 – 26 26 – 10 6 10 5 6 7 11 5 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2013 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics All workers ............................................................. 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent 1 18 1 40 27 13 63.0 60.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 1 – 1 – 1 1 1 – 16 14 17 26 19 16 20 15 1 – 1 – 1 2 1 – 41 41 42 33 36 39 35 46 22 22 23 34 28 29 27 28 18 21 17 4 14 13 15 8 64.3 65.3 63.7 60.2 62.9 63.0 62.9 62.2 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 – – – – – 10 18 14 13 15 – – – – – 41 48 44 43 45 36 24 26 27 26 – 7 14 14 13 64.2 61.1 63.3 62.6 64.0 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 1 – 17 23 1 – 41 34 26 36 15 5 63.2 61.5 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 1 1 17 18 3 1 31 41 37 25 11 14 62.2 63.1 60.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – – 1 1 1 1 22 23 17 18 15 16 – – 1 1 1 1 33 30 41 41 41 38 37 43 28 24 24 23 4 2 12 15 18 21 60.8 61.0 62.7 63.0 64.3 65.4 60.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 1 – – 12 14 11 1 – – 44 41 44 25 39 23 17 3 20 63.9 61.7 64.4 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 1 – – – – – 19 16 15 17 19 – 1 – – – – – 39 40 41 37 49 – 27 26 28 29 18 – 13 16 16 15 15 61 62.8 64.4 64.5 63.8 63.9 82.3 60.0 60.0 60.0 60.0 60.0 86.0 Establishment characteristics See footnotes at end of table. Table 26. Short-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2013—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 51 to 59 percent Greater than 69 percent Median fixed percent of annual earnings Less than 50 percent 50 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – – – – – – – – – 1 – – 2 – – – 20 20 16 22 10 – 13 7 – 25 28 26 24 32 30 14 – – – – – – – – – 1 – – 1 – – 6 36 29 25 22 34 – 45 50 37 40 30 25 42 36 38 27 27 25 28 37 19 17 33 29 43 21 13 10 23 – – 41 17 25 29 17 36 – 8 13 – 12 29 38 8 3 3 – 63.0 65.3 67.2 64.2 67.9 58.8 62.6 64.5 60.7 61.4 67.2 71.2 60.0 59.8 59.9 60.5 60.0 60.0 66.0 66.0 66.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 1 – – 1 1 1 23 22 23 14 11 19 1 – – 1 1 1 36 33 42 43 48 36 30 34 22 24 25 24 10 9 12 16 14 19 61.7 61.8 61.5 63.9 63.2 64.8 60.0 60.0 60.0 60.0 60.0 60.0 – 1 – – – – – – 8 33 10 13 – 8 7 9 – 1 – – – – – – 61 15 51 57 57 58 52 43 – 46 21 10 12 15 23 26 20 6 17 19 – 16 17 13 64.9 61.2 63.5 63.3 63.3 64.5 65.0 62.8 60.0 66.0 60.0 60.0 60.0 60.0 60.0 60.0 60 percent 61 to 69 percent Mean fixed percent of annual earnings Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2013 (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 76 $170 $315 $561 $1,000 $2,308 24 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 71 72 70 88 76 77 76 77 170 170 170 170 170 170 170 200 500 500 – – 250 300 250 500 750 – 600 546 561 561 572 572 1,500 1,666 1,500 584 1,385 1,500 1,200 1,000 2,500 2,500 2,500 1,300 2,500 4,615 2,350 – 29 28 30 12 24 23 24 23 76 77 74 68 79 260 200 170 170 170 500 500 300 250 400 550 584 500 515 500 – 1,000 600 – 584 – 1,730 1,500 1,500 1,385 24 23 26 32 21 Full time ................................................................. Part time ................................................................ 74 88 170 170 350 170 572 500 1,250 572 2,400 584 26 12 Union ..................................................................... Nonunion ............................................................... 79 75 170 170 225 315 500 572 572 1,200 1,000 2,350 21 25 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 87 76 74 72 70 170 170 170 170 170 170 300 300 500 500 546 559 572 600 – 584 1,000 1,150 1,500 2,000 1,000 2,000 2,309 2,500 2,500 13 24 26 28 30 Goods-producing industries ................................... Manufacturing .................................................... 68 63 170 175 350 350 572 572 1,000 1,000 2,000 2,000 32 37 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Information ......................................................... 78 76 74 78 79 60 170 170 170 170 170 170 300 200 – 200 – – 561 500 560 546 500 – 1,000 750 – 750 572 2,300 2,350 1,846 2,500 – 1,000 2,308 22 24 26 22 21 40 Worker characteristics Establishment characteristics See footnotes at end of table. Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2013—Continued (All workers with fixed percent of annual earnings short-term disability coverage = 100 percent) Characteristics With maximum benefit amount Maximum weekly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 69 64 74 53 86 83 70 57 47 73 $170 170 170 – – – 170 170 170 170 – – $561 584 500 559 – 170 170 300 $1,000 1,153 1,385 – – 1,000 561 561 584 561 $2,309 2,500 2,500 3,000 1,500 1,750 1,000 1,000 1,385 1,000 $4,039 5,769 – 3,456 2,500 2,350 2,307 1,500 1,500 2,310 31 36 26 47 14 17 30 43 53 27 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 84 85 80 70 76 62 170 170 170 170 170 170 – – 300 350 315 – 550 559 524 584 584 584 – 750 1,000 1,500 1,500 1,500 1,800 1,500 2,307 2,500 2,500 2,650 16 15 20 30 24 38 71 91 54 73 73 71 71 84 250 170 200 260 300 250 – 201 475 170 320 500 500 500 500 500 1,000 546 560 1,000 1,000 – 1,000 – 1,000 584 1,250 1,500 – 1,500 – 2,080 2,309 – 2,500 2,500 2,500 2,500 3,000 2,400 29 9 46 27 27 29 29 16 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2013 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Employee contribution required Employee contribution not required 8 92 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 8 7 9 11 8 9 7 9 10 6 7 5 92 93 91 89 92 91 93 91 90 94 93 95 Full time ................................................................. Part time ................................................................ 8 3 92 97 Union ..................................................................... Nonunion ............................................................... 8 8 92 92 Average wage within the following categories:1 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 8 8 9 8 8 92 92 91 92 92 Goods-producing industries ................................... Manufacturing .................................................... 8 8 92 92 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 8 8 8 8 7 19 92 92 92 92 93 81 Worker characteristics Establishment characteristics See footnotes at end of table. Table 28. Long-term disability plans: Employee contribution requirement, private industry workers, National Compensation Survey, March 2013—Continued (All workers with long-term disability coverage = 100 percent) Employee contribution required Characteristics Employee contribution not required Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 4 7 6 5 8 10 6 8 9 10 7 96 93 94 95 92 90 94 92 91 90 93 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 6 6 7 9 7 10 94 94 93 91 93 90 5 8 6 9 11 7 6 95 92 94 91 89 93 94 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2013 (All workers with long-term disability coverage = 100 percent) Characteristics All workers ............................................................. Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other 94 4 1 1 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 96 96 96 95 98 95 90 96 90 4 3 4 3 – 4 10 3 6 – – – – – 1 – 1 2 – – – – – (1) – (1) 2 86 92 91 90 92 – 5 3 2 4 4 1 4 6 2 – 2 2 2 2 Full time ................................................................. Part time ................................................................ 95 87 4 10 1 – 1 – Union ..................................................................... Nonunion ............................................................... 76 96 9 3 10 (1) 5 (1) Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 94 86 96 94 94 94 4 – 3 4 4 5 – – 1 2 1 – – – 1 1 (1) – Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 91 91 92 3 6 2 4 3 5 2 – 2 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 95 88 90 81 97 75 4 10 7 17 – 20 1 1 – – – – (1) 2 – – – – Establishment characteristics See footnotes at end of table. Table 29. Long-term disability plans: Method of benefit payment, private industry workers, National Compensation Survey, March 2013—Continued (All workers with long-term disability coverage = 100 percent) Characteristics Fixed percent of annual earnings Percent varies by annual earnings Flat dollar amounts Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 92 97 97 97 97 94 97 98 98 98 97 96 98 100 100 100 8 2 2 3 2 – 3 – – 1 3 4 1 – – – – – – – – – – – – (1) – (1) – – – – – – – – – – – – – – – – – – – – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 95 95 97 94 95 93 3 4 2 4 4 4 1 – – 1 1 2 (1) – – 1 1 1 95 94 92 95 95 93 96 94 94 4 4 3 3 4 6 3 5 5 – – 3 – – – – – – – – 2 – – – – – – Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2013 (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent 24 64 6 6 1 58.2 60.0 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 25 24 25 28 – 24 22 25 18 62 62 62 64 73 62 67 60 71 5 5 5 5 – 7 5 7 5 7 9 6 – – 6 4 7 3 1 1 1 – – 1 2 1 3 58.0 58.2 57.9 57.6 59.6 58.3 58.5 58.2 58.9 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 22 16 18 17 20 70 71 71 70 73 – 4 4 5 4 – 4 5 7 – – 3 1 1 – 58.6 59.0 58.4 58.9 57.8 60.0 60.0 60.0 60.0 60.0 Full time ................................................................. Part time ................................................................ 23 26 64 57 5 – 6 5 1 – 58.2 58.4 60.0 60.0 Union ..................................................................... Nonunion ............................................................... 31 23 58 64 7 5 3 6 1 1 57.6 58.2 60.0 60.0 Average wage within the following categories:1 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 23 – 23 21 25 25 70 60 65 65 62 61 3 – 6 6 5 6 2 – 5 6 7 7 1 – (2) 1 1 1 57.9 56.6 58.0 58.4 58.1 58.2 60.0 60.0 60.0 60.0 60.0 60.0 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 18 – 19 70 87 68 4 – – 6 – 7 1 – – 58.7 59.9 58.7 60.0 60.0 60.0 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 25 19 17 13 23 42 63 69 71 74 72 27 6 6 7 – – 23 6 4 4 7 3 – 1 1 2 – – – 58.1 58.4 58.0 59.2 57.9 58.6 60.0 60.0 60.0 60.0 60.0 60.0 All workers ............................................................. 61 to 66 percent Mean fixed percent of annual earnings 67 percent Worker characteristics Establishment characteristics See footnotes at end of table. Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers, National Compensation Survey, March 2013—Continued (All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent) Fixed percent of annual earnings Characteristics 61 to 66 percent Mean fixed percent of annual earnings Greater than 67 percent Median fixed percent of annual earnings Less than 60 percent 60 percent Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 20 34 37 40 28 – 21 22 – 29 9 8 34 – – – 61 51 48 43 56 75 62 64 61 65 75 77 62 75 62 62 – 8 8 9 8 – – – 15 2 5 7 – – – – 6 6 6 – – – 9 7 – 4 9 5 3 – – – – 1 1 – – – – – – (2) 2 2 – – – 5 59.1 57.5 57.2 56.8 58.1 59.9 58.3 57.8 58.2 57.2 60.2 59.9 56.4 60.6 60.8 60.5 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 18 20 15 26 18 34 68 68 69 62 70 54 5 5 5 6 6 6 7 6 9 5 5 6 1 1 2 1 1 2 ( ) 58.9 58.6 59.5 57.8 58.6 57.0 60.0 60.0 60.0 60.0 60.0 60.0 21 24 23 16 27 24 24 23 25 70 63 69 67 64 63 67 60 53 4 4 – 7 4 – – 13 10 4 – 4 9 3 7 5 – 11 1 – – 1 2 – – – 1 58.3 58.8 58.1 59.5 57.3 57.7 57.5 58.3 58.7 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 60.0 67 percent Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." 2 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2013 (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics All workers ............................................................. With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount 87 $3,000 $5,000 $8,000 $10,000 $15,000 13 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 87 89 86 87 89 92 88 86 87 83 82 84 4,000 4,000 4,000 3,000 3,000 4,000 3,000 3,000 3,000 – 2,500 – 5,000 6,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 5,000 – 10,000 10,000 8,000 6,000 8,000 7,500 9,000 6,000 6,000 6,000 7,500 6,000 12,000 13,000 10,000 10,000 12,000 12,000 12,000 10,000 10,000 10,000 10,000 10,000 16,000 20,000 15,000 12,500 20,000 20,000 20,000 15,000 14,000 15,000 15,000 15,000 13 11 14 13 11 8 12 14 13 17 18 16 Full time ................................................................. Part time ................................................................ 87 84 3,000 2,500 5,000 5,000 8,000 7,000 10,000 10,000 15,000 15,500 13 16 Union ..................................................................... Nonunion ............................................................... 86 87 – 3,000 3,000 5,000 5,000 8,000 8,000 11,000 12,500 15,000 14 13 Average wage within the following categories:2 Lowest 25 percent ............................................. Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 90 87 86 87 85 – 3,000 3,000 3,000 4,000 5,000 5,000 5,000 5,000 6,000 6,000 7,500 7,500 10,000 10,000 10,000 10,000 10,000 12,500 15,000 15,000 15,000 15,000 17,300 20,000 10 13 14 13 15 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 83 93 82 3,000 5,000 3,000 5,000 5,000 5,000 7,500 6,000 7,500 10,000 10,000 10,500 15,000 15,000 15,000 17 7 18 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 88 86 91 91 81 61 3,000 – – 2,800 – 5,000 5,000 5,000 5,000 5,000 – 7,000 8,000 6,000 6,500 5,000 7,000 12,000 10,000 10,000 10,000 10,000 10,000 15,000 16,000 15,000 15,000 15,000 15,000 15,000 12 14 9 9 19 39 Worker characteristics Establishment characteristics See footnotes at end of table. Table 31. Long-term disability plans: Maximum benefit amounts, private industry workers, National Compensation Survey, March 2013—Continued (All workers participating in fixed percent of annual earnings long-term disability plans = 100 percent) Characteristics With maximum benefit amount Maximum monthly benefit amount1 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile With no maximum benefit amount Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. 85 91 90 92 85 83 92 92 89 88 94 $4,000 2,500 2,500 2,500 5,000 5,000 5,000 3,000 4,000 5,000 3,000 $4,000 6,000 7,000 6,000 8,333 6,000 6,000 5,000 5,000 5,000 5,000 $7,500 10,000 10,208 10,000 11,000 10,000 10,000 6,667 7,000 7,500 6,000 $12,000 18,000 20,000 20,833 15,000 10,000 10,000 10,000 10,000 10,000 10,000 $15,000 25,000 27,000 30,000 25,000 17,300 20,000 15,000 14,000 15,000 15,000 15 9 10 8 15 17 8 8 11 12 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 89 90 88 86 90 81 3,000 3,000 4,000 3,000 3,333 2,917 5,000 5,000 5,000 5,000 5,000 5,000 7,500 7,000 8,000 8,500 7,500 10,000 10,000 10,000 10,000 12,000 10,000 15,000 15,000 15,000 15,000 16,667 15,000 20,000 11 10 12 14 10 19 93 87 84 79 86 91 88 3,000 2,500 3,000 4,000 3,000 – 3,500 5,000 5,000 5,000 5,000 5,000 5,000 6,000 7,500 6,000 6,000 10,000 8,000 7,560 10,000 12,000 10,000 10,000 12,000 10,000 10,000 12,650 15,000 15,000 15,000 16,667 15,000 15,000 17,300 7 13 16 21 14 9 12 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ West South Central ............................................... Pacific .................................................................... 1 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile, one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Characteristics All workers ............................................................. Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid 77 61 77 38 60 62 32 12 85 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 89 97 85 53 78 79 67 87 84 83 88 80 40 53 64 52 73 53 88 96 84 55 72 79 68 86 81 56 59 55 22 33 42 34 46 28 81 84 78 34 51 63 52 71 51 81 86 79 39 52 65 55 71 53 48 50 47 17 20 33 28 36 26 20 24 18 6 9 12 8 15 8 91 92 90 78 83 88 88 88 80 75 92 84 92 77 38 66 54 55 53 68 91 83 91 75 18 37 32 31 34 37 63 62 67 57 37 66 64 67 61 17 33 32 33 31 6 10 7 8 5 77 82 85 87 83 Full time ................................................................. Part time ................................................................ 90 39 74 24 91 36 46 16 70 29 72 32 38 16 14 5 88 77 Union ..................................................................... Nonunion ............................................................... 92 76 71 60 91 75 50 37 81 58 83 60 44 31 11 12 91 85 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 49 36 84 90 92 92 30 20 63 74 84 87 49 39 83 90 91 92 16 9 39 45 58 59 31 21 62 71 82 85 35 26 64 74 83 87 15 10 30 39 50 59 5 4 10 14 21 22 78 76 85 89 92 92 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 91 77 96 57 41 63 89 70 96 31 17 36 66 35 78 67 38 78 36 14 44 8 6 10 86 73 91 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 74 77 92 68 83 100 62 59 75 48 73 91 74 77 90 69 85 99 40 36 37 32 46 61 59 61 69 53 72 94 61 63 72 55 78 91 32 33 33 28 42 69 12 7 10 5 7 17 85 89 85 89 91 98 Establishment characteristics See footnotes at end of table. Table 32. Leave benefits: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Characteristics Paid holidays Paid Paid sick Paid personal leave vacations leave Paid funeral leave Paid jury duty leave Paid military leave Family leave1 Paid Unpaid Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 95 94 97 98 97 83 83 91 71 80 62 80 83 39 36 68 92 86 91 91 89 72 67 81 48 74 75 81 74 27 23 53 94 93 97 97 97 81 79 90 63 78 55 72 82 46 45 69 71 62 68 65 73 43 41 53 25 51 46 52 52 13 11 30 84 84 91 92 88 64 59 75 33 73 73 90 73 20 18 46 89 86 92 93 90 67 59 75 34 73 74 89 72 28 25 46 48 51 60 62 56 22 33 43 16 37 44 63 36 11 10 18 26 26 30 24 35 12 16 19 9 16 13 16 17 4 3 9 96 91 94 96 92 79 81 87 70 88 87 94 89 77 77 75 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 68 67 74 87 85 91 51 50 56 72 66 81 69 66 76 86 84 90 28 26 32 51 45 58 46 42 57 76 70 86 49 46 62 77 71 86 21 19 24 47 38 59 9 8 10 15 12 20 79 76 88 93 92 94 77 77 78 76 80 80 80 73 73 65 65 56 59 61 58 63 58 63 75 76 78 76 79 78 80 76 73 45 52 40 30 39 38 35 34 29 65 65 64 56 61 60 64 52 50 73 72 64 56 62 66 67 52 49 43 37 31 28 35 35 35 26 25 13 11 10 12 13 7 14 10 13 88 85 85 83 84 88 86 83 87 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of paid and unpaid family leave may exceed 100 percent because some workers have access to both types of plans. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2013 (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 5 days Mean Median Greater number number 14 than 14 of days of days days days 5 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days 8 3 25 14 13 9 14 6 4 2 1 2 8 7 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 2 2 2 21 – 10 21 5 6 1 1 1 4 – 3 4 2 5 17 11 21 32 30 28 38 23 34 12 10 13 16 25 15 12 17 16 15 16 14 10 – 13 11 14 11 11 13 9 5 – 8 5 10 8 20 25 16 5 3 14 6 18 11 9 9 8 2 1 4 2 5 5 7 7 6 2 2 2 1 3 2 3 2 3 (1) (1) 1 (1) 2 1 1 1 1 1 (1) 1 – 1 – 3 2 3 1 – 1 – 1 – 9 9 9 6 7 7 6 8 7 9 9 8 6 7 7 6 8 7 8 4 6 3 8 5 5 4 3 6 35 33 22 19 26 15 17 11 9 14 12 10 16 15 18 11 7 11 13 7 10 11 14 17 10 3 7 7 9 5 1 4 4 5 3 – 2 – – 1 – – – – – 1 – 2 3 – 7 8 8 9 7 7 7 8 9 7 Full time ................................................................. Part time ................................................................ 5 28 3 5 24 32 14 12 14 9 10 3 15 7 6 2 4 1 2 1 1 – 2 – 8 6 8 6 Union ..................................................................... Nonunion ............................................................... 2 9 1 3 18 26 11 14 19 13 10 9 14 14 10 5 6 4 3 2 2 1 4 1 9 8 8 7 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 43 9 4 1 – 6 8 3 2 1 – 34 25 32 22 15 11 14 9 15 14 12 9 8 8 14 14 16 15 5 – 7 11 12 13 5 2 12 15 21 24 2 – 4 8 8 9 – – 2 4 7 9 (1) – 1 2 3 4 – – 1 1 1 1 (1) – 1 2 3 3 6 5 7 8 9 9 6 5 7 8 9 9 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 3 7 2 3 8 1 18 38 12 10 18 7 13 11 14 14 9 15 18 6 21 9 2 11 6 – 8 2 – 3 2 – 2 2 – 3 9 7 9 9 6 9 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10 15 4 25 4 – 3 5 2 6 5 – 27 34 22 48 17 – 15 12 19 9 13 – 13 13 18 7 26 – 8 6 11 4 5 21 13 6 7 1 16 34 5 4 9 – 7 – 3 2 3 – – 9 2 1 – – – – 1 (1) – – – – 1 1 2 – – – 8 7 8 6 8 10 7 6 8 6 8 10 All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 33. Paid holidays: Number of days provided, private industry workers, National Compensation Survey, March 2013—Continued (All workers with paid holidays = 100 percent) Paid holidays Characteristics Less than 5 days 5 days 6 days 7 days 8 days 9 days 10 days 11 days 12 days 13 days Mean Median Greater number number 14 than 14 of days of days days days Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... – 1 1 1 – – 3 – 4 4 (1) 1 5 41 48 7 – 1 1 ( ) 1 – 3 1 – 3 2 3 1 2 5 5 6 21 8 5 4 6 19 26 14 48 34 2 1 39 14 10 23 29 9 7 4 12 19 15 14 15 16 5 1 18 19 19 16 16 19 19 14 29 15 15 20 9 9 10 9 9 13 12 13 9 13 14 5 20 7 10 12 7 6 7 8 6 4 4 5 14 37 44 63 21 – 15 22 7 10 16 10 9 – – 11 5 8 6 6 6 – 5 6 – 6 10 14 5 2 – 5 4 3 2 1 3 7 6 7 – 4 14 16 – – – 3 (1) 1 1 – 1 – 1 1 – 3 10 13 2 – – – – – – – – – – – – 1 7 9 – – – – – – – – – – – – – 4 16 16 2 – – – 8 9 9 9 9 8 8 9 7 8 12 12 7 5 5 8 7 9 10 10 9 8 8 9 6 7 11 12 7 6 5 7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 10 11 10 6 9 2 4 4 3 2 3 1 28 29 24 22 26 17 16 16 15 11 12 10 12 13 11 14 13 16 8 6 12 10 10 10 12 11 13 16 13 20 4 4 4 7 7 7 2 2 3 5 4 8 1 1 2 2 2 3 1 1 – 1 1 2 1 1 – 2 1 4 7 7 8 8 8 9 7 7 7 8 8 9 7 8 7 4 12 11 7 10 8 3 2 2 2 5 4 4 3 2 17 19 30 34 27 18 29 24 21 15 15 13 13 12 15 15 13 14 11 13 10 17 12 13 12 19 17 12 10 9 10 7 10 8 – 9 14 16 14 9 13 16 13 13 16 11 6 4 5 5 8 7 7 5 7 5 3 1 3 4 3 2 5 2 2 3 2 2 – 1 1 2 1 – 1 – – 1 1 ( ) – – 2 – 4 – – – 1 – – 8 8 8 8 7 8 8 8 8 8 8 7 7 7 8 7 8 8 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2013 (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics All workers ............................................................. Fixed number of days per year1 As needed2 As part of consolidated leave plan3 69 6 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving: Production .......................................................... 62 65 60 66 71 73 79 70 70 72 8 9 7 – – 5 5 5 12 – 29 25 32 – – 22 15 25 19 – 75 2 22 Full time ................................................................. 68 7 25 Nonunion ............................................................... 67 7 26 Average wage within the following categories:4 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 71 70 64 64 5 5 9 11 24 25 27 25 Goods-producing industries: Manufacturing .................................................... 72 7 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. 68 80 75 83 84 74 64 63 6 6 10 4 – 10 6 5 25 14 15 12 – 15 30 32 Worker characteristics Establishment characteristics See footnotes at end of table. Table 34. Paid sick leave: Type of provision, private industry workers, National Compensation Survey, March 2013—Continued (All workers with paid sick leave = 100 percent) Sick leave provision Characteristics Fixed number of days per year1 As needed2 As part of consolidated leave plan3 Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Other services ................................................... 73 49 68 66 63 58 79 79 54 71 72 3 5 6 – 8 3 9 9 2 5 11 24 46 25 – 29 39 12 12 44 24 17 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 69 67 74 68 72 9 11 4 4 4 21 22 21 27 24 70 72 68 58 68 66 67 65 76 8 8 6 – 5 6 4 4 6 22 20 26 – 27 27 29 30 18 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 Plan does not specify maximum number of days. 3 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2013 (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 1 year All workers ............................................................. 21 55 20 2 1 7 6 Full time ................................................................. 20 55 21 3 1 8 6 Nonunion ............................................................... 21 56 19 2 1 7 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 26 25 29 17 20 57 58 56 52 61 15 15 14 25 17 1 1 – 4 2 1 1 – 2 1 6 6 6 8 7 5 5 5 6 6 All workers ............................................................. 20 55 21 2 2 8 6 Full time ................................................................. 18 56 22 2 2 8 6 Nonunion ............................................................... 20 56 20 2 2 8 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 25 24 27 16 18 58 58 56 53 61 15 16 14 26 18 2 2 – 3 2 1 1 – 3 2 7 7 7 9 7 5 5 5 6 6 After 5 years See footnotes at end of table. Table 35. Paid sick leave: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Paid sick leave days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days Mean number of days Greater than 29 days 15 to 29 days Median number of days After 10 years All workers ............................................................. 20 54 21 3 2 9 6 Full time ................................................................. 18 55 22 3 2 9 6 Nonunion ............................................................... 20 55 20 2 2 9 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 25 24 27 15 17 57 57 55 52 61 16 16 15 26 18 2 2 – 3 2 1 1 – 3 2 7 7 8 10 8 5 5 5 6 6 All workers ............................................................. 19 55 21 3 2 9 6 Full time ................................................................. 18 55 22 3 2 10 6 Nonunion ............................................................... 20 55 20 2 2 9 6 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 24 24 27 15 17 57 58 56 52 61 15 16 14 26 18 2 2 – 3 2 1 1 – 3 2 7 7 8 11 9 5 5 5 6 6 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. 2 Employees eligible for paid sick leave but who have not fulfilled the minimum service requirement are included as receiving 0 days. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 36. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2013 (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total All workers ............................................................. No carryover provision 44 10 35 56 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving: Production .......................................................... 49 42 54 43 34 46 53 43 32 37 14 11 16 6 7 9 9 10 5 6 35 31 38 36 27 37 44 34 27 32 51 58 46 57 66 54 47 57 68 63 32 6 25 68 Full time ................................................................. 44 10 34 56 Nonunion ............................................................... 45 10 35 55 Average wage within the following categories:2 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 47 45 45 48 10 10 11 12 37 35 34 35 53 55 55 52 Goods-producing industries: Manufacturing .................................................... 32 9 24 68 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. 47 52 31 56 61 32 40 40 10 9 7 9 22 9 9 9 37 43 24 47 39 23 31 31 53 48 69 44 39 68 60 60 Worker characteristics Establishment characteristics See footnotes at end of table. Table 36. Paid sick leave: Carryover provisions, private industry workers, National Compensation Survey, March 2013—Continued (All workers with fixed number of days per year sick leave plans = 100 percent) Carryover provision1 Characteristics Unlimited Limit on days accumulation accumulated Total No carryover provision Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Other services ................................................... 38 51 43 32 37 64 62 80 65 32 57 8 12 – 8 11 16 16 20 16 6 – 31 39 – 24 26 48 46 60 48 27 – 62 49 57 68 63 36 38 20 35 68 43 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 32 31 35 55 56 8 9 5 11 10 25 23 30 43 46 68 69 65 45 44 38 38 33 43 48 57 48 59 48 8 6 7 7 14 18 9 10 12 31 32 27 36 34 39 40 49 36 62 62 67 57 52 43 52 41 52 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Plans that allow employees to accumulate unused sick leave from year to year. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National Compensation Survey, March 2013 (Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days) Limit on paid sick leave days accumulated (in number of days)2 Characteristics All workers ............................................................. 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Mean number of days 6 15 30 60 120 48 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Installation, maintenance, and repair ................. Production, transportation, and material moving: Production .......................................................... 10 – 10 10 10 10 10 – 5 6 20 15 24 15 10 20 24 19 10 12 40 30 45 30 – 24 24 30 25 30 75 70 75 60 – 60 30 75 65 – 130 128 130 118 – 120 70 130 130 130 56 51 58 43 35 44 32 52 46 48 5 9 15 30 60 24 Full time ................................................................. – 15 30 60 120 47 Nonunion ............................................................... 6 15 28 60 120 43 Average wage within the following categories:3 Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ – 8 – – 15 15 19 20 24 30 40 42 60 60 90 100 110 130 144 150 41 48 61 64 Goods-producing industries: Manufacturing .................................................... 5 5 10 25 – 24 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Utilities ........................................................... Information ......................................................... Financial activities ............................................. Finance and insurance .................................. 10 – 5 – 65 – 14 14 19 – 10 – 87 15 20 20 30 24 – 24 110 – 40 45 65 56 30 27 120 90 87 90 130 135 – 33 125 130 90 100 51 48 32 26 101 57 52 55 Worker characteristics Establishment characteristics See footnotes at end of table. Table 37. Paid sick leave: Limit on days accumulated, private industry workers, National Compensation Survey, March 2013—Continued (Includes workers in sick leave plans1 that specify a fixed number of days and limit the number of accumulated carryover days) Limit on paid sick leave days accumulated (in number of days)2 Characteristics 10th percentile 25th percentile 50th percentile (median) 75th percentile 90th percentile Mean number of days Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Other services ................................................... 15 10 – – – 12 10 16 12 10 – 20 – – 15 – 30 30 – 30 10 – 50 – – 30 25 60 60 90 59 – – – 90 – 60 – 90 120 130 72 – – 90 – – 130 – 130 140 150 120 60 – 55 58 41 46 36 62 78 87 58 26 40 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 10 – 10 6 6 13 12 14 16 15 30 30 25 30 24 45 40 50 75 45 90 90 87 130 90 36 36 37 54 38 – 10 – – 10 – 5 – 6 – 24 15 15 15 15 – – 12 30 45 30 30 25 24 25 30 24 – 100 67 60 60 – 65 60 60 130 150 130 120 105 105 130 110 110 52 64 51 46 42 39 48 44 43 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Employees earn or accrue a specified number of sick leave days per year. This number may vary by length of service. 2 The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of participating workers receive the same as or more than the amount shown, and half receive the same as or less than the amount shown. At the 25th percentile, one-fourth of participating workers receive the same or less than the amount shown. The remaining percentiles follow the same logic. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2013 (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days Mean number of days Greater than 24 days 20 to 24 days Median number of days After 1 year All workers ............................................................. 6 38 35 12 7 2 10 10 Full time ................................................................. Part time ................................................................ 4 21 37 50 37 19 14 4 7 4 2 2 10 7 10 5 Union ..................................................................... Nonunion ............................................................... 6 6 48 37 36 34 6 13 – 7 – 2 8 10 6 10 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 8 7 5 6 3 46 46 46 31 40 20 33 33 34 36 35 38 9 10 9 15 12 20 3 3 – 10 6 16 1 (3) – 3 2 4 8 8 9 11 10 13 6 6 7 10 10 10 All workers ............................................................. 2 9 37 33 12 6 14 15 Full time ................................................................. Part time ................................................................ 1 8 8 20 36 42 35 19 13 7 7 4 14 12 15 10 Union ..................................................................... Nonunion ............................................................... (3) 2 6 10 49 35 34 33 6 13 4 7 13 14 10 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 (3) 13 14 10 6 7 4 41 41 43 33 40 24 32 31 33 35 32 38 8 8 9 16 13 19 3 3 4 10 6 15 13 13 13 16 14 17 10 10 12 15 15 15 After 5 years See footnotes at end of table. Table 38. Paid vacations: Number of annual days by service requirement,1 private industry workers, National Compensation Survey, March 2013—Continued (All workers with paid vacations = 100 percent) Paid vacation days by length of service2 Characteristics Less than 5 5 to 9 days days 10 to 14 days 15 to 19 days 20 to 24 days Greater than 24 days Mean number of days Median number of days After 10 years All workers ............................................................. 1 7 16 41 22 12 17 15 Full time ................................................................. Part time ................................................................ 1 7 6 15 15 21 41 39 24 11 13 8 17 14 15 15 Union ..................................................................... Nonunion ............................................................... (3) 2 3 7 11 16 59 39 19 23 8 13 17 17 15 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 (3) 11 12 7 3 4 2 23 24 21 9 11 6 39 38 42 43 49 35 18 17 22 26 23 31 7 7 7 18 12 25 15 14 16 19 17 20 15 15 15 17 15 20 All workers ............................................................. 1 6 13 20 34 25 19 20 Full time ................................................................. Part time ................................................................ 1 7 6 13 12 16 19 22 36 24 26 18 20 16 20 15 Union ..................................................................... Nonunion ............................................................... (3) 2 2 7 5 14 12 20 44 33 36 24 21 19 20 20 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 2 3 1 1 1 (3) 11 12 7 2 3 1 20 22 17 6 7 4 25 25 22 15 19 9 29 26 36 40 41 38 13 12 17 36 28 48 16 16 18 22 20 24 15 15 20 20 20 23 After 20 years 1 Employees either are granted a specific number of days after completion of the indicated length of service or accrue days during the next 12-month period. The total number of days is assumed to be available for use immediately upon completion of the service interval. Periods of service are chosen arbitrarily and do not necessarily reflect individual provisions for progression. Fractional vacation amounts were rounded to the nearest full number of days. 2 Employees eligible for paid vacations but who have not fulfilled the minimum service requirement are included as receiving 0 days. Estimates include plans that are exclusively for paid vacation and vacation plans that are part of a consolidated leave plan that provides a single amount of time-off for workers to use for multiple purposes. 3 Less than 0.5. NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2013 (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years All workers ............................................................. 1 5 10 20 year years years years 27 15 20 23 25 73 8 12 15 17 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 40 34 44 28 24 24 17 28 16 17 17 17 15 13 15 12 15 11 21 21 21 19 15 20 17 20 16 24 24 24 22 19 22 20 23 18 26 26 27 24 22 25 22 25 21 60 66 56 72 76 76 83 72 84 10 11 10 6 7 8 7 8 7 14 14 14 11 11 12 11 12 11 17 17 17 13 14 15 14 15 13 19 19 19 14 16 17 17 17 15 19 14 15 17 13 10 12 11 12 10 14 17 16 16 16 17 20 19 18 19 18 22 21 22 21 81 86 85 83 87 6 7 7 7 7 10 11 11 11 11 12 14 14 14 14 13 16 18 18 18 Full time ................................................................. Part time ................................................................ 28 21 15 13 20 18 23 20 25 22 72 79 8 6 12 10 15 12 17 15 Union ..................................................................... Nonunion ............................................................... 15 29 14 15 19 20 23 23 27 25 85 71 7 8 12 12 16 14 21 17 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 19 13 25 26 35 35 12 12 14 15 17 17 17 16 19 20 21 21 19 19 22 23 24 24 21 21 24 25 26 26 81 87 75 74 65 65 6 6 7 8 10 11 10 10 11 12 14 15 12 12 14 15 17 17 14 13 16 18 19 20 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 17 17 17 12 10 12 16 13 17 19 15 20 22 16 23 83 83 83 7 6 7 12 10 12 14 11 15 17 12 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Information ......................................................... 30 14 18 12 14 21 16 11 12 9 11 15 20 15 16 14 16 21 23 18 19 17 19 24 25 21 22 19 21 27 70 86 82 88 86 79 8 7 8 6 7 10 12 11 12 11 12 14 15 14 15 14 16 17 17 18 17 17 20 21 Worker characteristics Establishment characteristics See footnotes at end of table. Table 39. Consolidated leave plans:1 Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers with paid vacations = 100 percent) With consolidated leave plan With no consolidated leave plan Paid days by length of service (Mean number of days) Characteristics Access Paid vacation days by length of service (Mean number of days) Access 1 5 10 20 year years years years 1 5 10 20 year years years years Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 36 39 28 56 27 33 39 28 52 18 12 56 17 16 18 17 18 17 18 13 15 16 13 18 15 17 18 13 13 15 21 22 22 23 17 19 19 18 22 17 20 22 18 19 19 25 25 25 26 20 22 21 21 26 19 23 26 21 22 22 27 28 27 28 21 24 23 22 28 20 24 28 22 23 24 64 61 72 44 73 67 61 72 48 82 88 44 83 84 82 11 11 12 10 9 9 10 6 9 13 14 9 6 6 8 14 15 15 14 12 12 13 10 14 16 17 14 10 10 12 16 17 17 16 14 14 15 12 16 18 19 16 12 12 14 19 20 20 19 15 16 17 13 18 20 22 17 13 13 15 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 23 23 23 31 25 39 13 12 14 17 15 18 17 17 18 21 20 23 20 19 21 24 23 26 21 21 23 27 25 29 77 77 77 69 75 61 7 7 7 8 8 10 11 11 12 13 12 14 13 13 14 16 15 17 15 14 16 19 19 21 27 24 24 32 30 20 28 34 25 18 16 16 15 15 13 15 14 15 22 20 20 19 20 18 19 20 20 24 22 23 23 22 21 22 22 23 26 25 26 25 24 23 24 24 25 73 76 76 68 70 80 72 66 75 9 8 8 7 7 8 8 8 8 13 13 12 12 11 11 11 12 13 15 15 15 14 14 14 14 15 15 17 18 18 17 16 17 16 17 17 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A consolidated leave plan provides a single amount of time-off for workers to use for multiple purposes, such as vacation, illness, or personal business. Those with no consolidated leave plan often have separate leave plans for different purposes. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Characteristics All workers ............................................................. Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs 10 6 6 35 48 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 18 18 18 9 7 8 4 11 5 15 20 12 1 – 5 3 7 2 11 15 10 3 6 6 3 8 3 53 56 52 19 22 39 39 39 25 66 68 65 30 37 53 53 52 37 2 8 5 6 3 – 2 2 3 2 2 3 2 3 2 16 33 30 34 25 26 47 45 48 42 Full time ................................................................. Part time ................................................................ 11 6 7 1 7 2 40 23 53 34 Union ..................................................................... Nonunion ............................................................... 14 9 2 6 5 6 44 34 72 46 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 7 7 10 18 19 1 – 3 7 15 19 2 1 4 7 12 15 20 14 32 39 55 60 30 23 46 53 69 75 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 7 2 10 5 1 7 3 2 3 36 16 44 48 25 57 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 10 3 6 2 2 15 6 2 7 1 2 3 6 2 4 1 3 19 35 38 27 41 35 72 48 55 47 55 61 84 Worker characteristics Establishment characteristics See footnotes at end of table. Table 40. Quality of life benefits: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Characteristics Childcare1 Flexible workplace Subsidized commuting Wellness programs Employee assistance programs Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 30 21 27 27 20 – 10 11 6 16 18 26 15 8 8 6 7 15 19 12 25 – 15 28 3 3 7 10 2 – – 4 12 19 23 22 21 5 9 17 – 6 14 22 5 3 3 5 66 56 67 65 67 19 30 40 11 44 42 69 44 14 13 13 79 66 77 77 77 31 43 52 23 54 48 78 55 25 26 26 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 4 4 16 9 27 4 4 4 8 5 11 3 3 3 9 5 14 18 15 25 56 47 69 28 24 40 73 64 84 New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 14 11 11 9 10 7 8 10 9 6 6 6 6 7 6 6 3 5 9 9 4 4 5 4 2 7 8 39 36 38 36 35 39 37 30 31 50 48 49 46 49 51 52 48 45 1 A workplace program that provides for either the full or partial cost of caring for an employee’s children in a nursery, day care center, or a baby sitter in facilities either on or off the employer’s premises. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." Geographic areas NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Section 125 cafeteria benefits Characteristics All workers ............................................................. Health savings account Flexible benefits Dependent care reimbursement account Healthcare reimbursement account Pre-tax Payroll savings with Financial deduction no employer planning IRA1 contributions 20 17 35 37 17 5 19 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 30 38 26 7 – 25 23 26 16 29 32 28 9 17 17 9 22 13 58 59 57 19 27 35 29 38 24 60 63 59 19 30 37 31 41 28 24 23 25 12 11 18 15 20 15 8 9 7 3 3 4 3 5 3 28 33 25 9 8 23 22 23 14 10 21 17 18 15 9 17 14 18 11 12 33 29 32 25 15 39 30 34 27 11 19 14 16 13 2 4 3 5 2 8 19 12 15 10 Full time ................................................................. Part time ................................................................ 24 9 21 6 41 18 44 16 19 12 5 2 21 10 Union ..................................................................... Nonunion ............................................................... 17 21 17 17 41 34 46 36 24 17 7 4 23 18 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 8 4 21 23 32 36 6 3 16 22 29 34 16 10 29 39 60 68 16 8 33 43 63 71 12 8 16 18 24 27 2 2 4 5 8 10 10 5 17 21 30 33 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 19 10 24 18 10 22 32 10 41 36 15 44 16 10 18 5 2 6 17 8 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 20 24 25 24 22 47 17 13 23 7 17 50 35 32 33 28 38 81 37 33 35 29 39 79 17 17 14 17 18 10 5 3 5 2 2 5 19 20 17 22 15 49 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Stock options Characteristics Total2 All workers ............................................................. Performance Signing Other 8 2 1 6 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 12 16 10 3 6 9 9 10 6 5 7 4 – – 2 1 3 2 3 4 2 – – 1 1 2 – 9 11 7 2 6 8 8 7 3 2 9 7 6 8 – 4 1 2 1 – – 1 1 1 2 5 6 5 7 Full time ................................................................. Part time ................................................................ 9 5 3 1 2 1 7 4 Union ..................................................................... Nonunion ............................................................... 10 8 5 2 3 1 5 6 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 4 4 6 9 14 16 (4) – 2 2 6 6 – – 1 1 3 4 4 3 5 7 9 11 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 7 2 10 3 – 4 1 – 2 5 1 7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 8 9 6 9 12 13 2 1 1 1 2 2 1 1 – (4) 3 – 6 8 6 8 8 10 Worker characteristics Establishment characteristics See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Section 125 cafeteria benefits Characteristics Health savings account Flexible benefits Dependent care reimbursement account Healthcare reimbursement account Pre-tax Payroll savings with Financial deduction no employer planning IRA1 contributions Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 35 42 50 56 45 – 22 34 10 19 15 23 19 3 3 7 22 38 43 48 38 21 21 27 10 22 23 32 22 5 4 5 73 61 73 73 71 21 38 49 20 44 50 72 43 12 12 12 72 63 75 77 71 23 43 53 27 46 51 76 46 9 9 18 28 21 22 25 20 17 17 21 12 24 33 47 22 8 7 12 6 10 12 16 7 5 4 8 2 7 12 16 6 2 1 4 33 40 50 50 49 – 20 26 8 16 18 31 16 7 8 7 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 12 11 17 29 28 31 10 8 14 26 20 35 19 17 24 54 43 69 21 19 27 56 45 72 12 11 17 23 19 28 3 3 5 6 5 8 9 8 13 30 26 36 16 15 23 22 21 22 20 20 21 18 15 19 23 19 23 18 16 11 43 34 34 36 34 32 37 39 32 44 36 38 42 35 30 39 42 34 20 20 20 11 17 15 15 16 17 7 7 4 3 5 3 2 3 5 17 17 20 18 19 20 22 17 16 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 41. Financial benefits: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Stock options Characteristics Total2 Performance Signing Other Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 31 19 23 24 23 – 11 12 6 2 1 2 2 2 3 – 18 7 9 13 6 – 4 4 2 – – – – – – – 2 5 6 9 2 – 3 3 2 (4) 1 1 – – – – 14 16 20 21 19 – 8 9 4 1 4 ( ) (4) 2 2 2 – 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 5 4 7 12 9 15 1 1 2 4 3 6 1 1 1 2 1 4 4 3 5 9 7 11 8 8 8 9 7 11 7 5 8 3 2 3 3 2 4 2 2 3 1 2 1 1 1 2 1 1 2 7 7 6 7 6 8 5 5 5 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 An individual retirement plan that can be sponsored by the employer, but with no employer contributions. The employee establishes either a traditional (with tax-deductible contributions) or Roth (contributions are made post-tax but accumulate tax-free until retirement) IRA plan with a financial institution, and authorizes the payroll deduction by the employer. 2 The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." 4 Less than 0.5. NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Characteristics All workers ............................................................. Long-term care insurance1 Retiree healthcare benefits2 Under age Age 65 and 65 over 16 16 14 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 28 34 26 7 7 16 11 19 11 23 29 20 5 – 17 15 19 15 22 27 19 4 7 16 14 17 14 4 18 11 10 12 12 17 16 16 16 11 16 13 15 12 Full time ................................................................. Part time ................................................................ 19 8 18 8 17 8 Union ..................................................................... Nonunion ............................................................... 22 15 42 13 34 12 Average wage within the following categories:3 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 6 5 11 18 32 38 6 4 12 18 30 33 5 4 10 16 28 32 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 12 3 16 19 9 23 17 8 21 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 17 14 12 10 23 51 15 18 11 16 30 69 14 16 8 15 25 65 Establishment characteristics See footnotes at end of table. Table 42. Health-related benefits: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Long-term care insurance1 Characteristics Retiree healthcare benefits2 Under age Age 65 and 65 over Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 47 40 49 53 42 12 18 27 5 16 26 48 15 4 5 5 43 37 47 49 41 – 13 16 6 12 24 45 10 2 2 4 42 36 46 47 40 4 12 16 4 10 24 44 8 2 2 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 8 7 11 26 19 35 6 5 9 27 19 38 6 5 9 24 18 34 17 15 16 13 18 18 17 16 14 16 15 19 14 14 21 17 13 13 17 14 18 13 12 17 14 13 13 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 A health plan that provides long-term (more than 1 year) custodial care, home care, or nursing home care. The plan, although sponsored by the employer, may be fully paid for by the employee. 2 A health plan that provides coverage to a retiree beyond what is mandated by COBRA or other health continuation laws. The plan, although sponsored by the employer, may be fully paid for by the employee. 3 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation March 2013." NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Characteristics All workers ............................................................. All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in Longevity lieu of benefits bonus bonus Referral bonus Other bonus2 40 5 3 10 9 4 3 6 11 Worker characteristics Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 51 58 47 25 32 43 35 49 38 8 10 7 1 – 5 3 6 6 5 6 5 2 6 3 1 4 3 13 18 11 6 – 11 7 14 11 6 6 6 6 5 12 12 12 11 8 7 9 2 – 4 2 5 2 2 2 1 2 – 7 12 4 1 9 8 9 3 4 6 3 8 5 16 18 15 7 – 9 5 11 11 33 43 41 47 36 3 8 6 9 4 – 5 2 2 1 13 9 9 12 7 11 10 9 10 9 1 3 5 5 4 (3) 2 2 2 1 1 8 5 5 5 8 15 14 16 11 Full time ................................................................. Part time ................................................................ 47 23 6 1 4 2 12 4 10 5 5 1 3 3 7 4 14 4 Union ..................................................................... Nonunion ............................................................... 36 41 10 5 4 3 6 11 3 9 8 4 1 3 5 6 18 11 Average wage within the following categories:4 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 26 19 40 46 54 57 1 (3) 4 6 10 11 1 1 2 3 6 7 6 5 9 12 14 17 7 6 13 9 5 5 1 1 4 6 8 7 3 1 5 3 1 1 4 3 5 6 9 8 5 3 9 13 20 20 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 49 38 53 10 4 13 2 – 3 14 17 12 10 11 9 5 1 7 2 1 2 5 1 6 16 7 19 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 39 39 50 35 37 58 4 4 6 2 9 – 3 1 2 1 2 6 9 7 14 5 7 19 8 13 10 16 7 – 4 3 5 2 3 5 3 8 – 13 – – 6 3 4 4 – – 10 8 16 2 14 22 Establishment characteristics See footnotes at end of table. Table 43. Nonproduction bonuses: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Characteristics All Cash Employee End-of-year Holiday nonproduction profit-sharing recognition bonus bonus bonuses1 bonus bonus Payment in lieu of Longevity benefits bonus bonus Referral bonus Other bonus2 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 59 68 75 76 74 43 43 51 29 36 25 21 37 21 19 31 15 11 13 14 10 3 7 9 5 1 – – 1 – – – 13 7 8 5 14 4 5 7 3 2 3 1 2 2 2 2 14 21 24 22 24 10 11 16 4 8 3 – 9 4 3 14 1 7 5 5 5 15 7 9 4 6 5 – 6 7 6 7 9 4 5 5 4 – 5 5 3 8 11 13 8 – – 4 – 2 2 – 5 – 2 – 1 2 1 – 2 1 – – 19 11 13 14 11 5 9 8 9 8 1 3 9 2 2 2 26 20 23 23 25 8 12 14 8 10 3 2 11 6 6 4 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 35 34 38 47 43 52 3 3 4 7 4 12 2 2 3 4 3 5 11 11 10 9 8 10 10 11 7 6 9 3 3 3 4 6 4 9 1 1 2 6 8 2 3 2 6 10 9 11 7 6 12 16 12 21 33 41 44 36 43 40 48 44 31 2 4 6 6 5 5 6 6 5 – 3 4 3 4 2 2 5 2 11 11 12 10 8 8 13 13 8 2 7 7 5 13 11 13 10 6 6 7 7 3 4 2 2 4 3 – 2 4 2 4 4 4 3 2 5 6 6 7 6 6 8 6 4 8 10 15 10 11 16 13 8 9 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The sum of the individual components may be greater than the total because some employees may have access to more than one type of nonproduction bonus. 2 Includes all other bonuses provided to employees and not published separately. 3 Less than 0.5. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex All workers ............................................................. Healthcare benefits Opposite sex Same sex Opposite sex 9 8 31 26 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 13 18 10 3 3 9 5 12 8 12 17 10 3 3 9 5 12 9 47 54 43 19 16 31 25 35 25 39 46 35 15 10 28 22 31 21 5 11 9 6 11 7 10 8 5 11 16 33 27 26 27 15 25 23 22 24 Full time ................................................................. Part time ................................................................ 10 4 10 4 38 12 32 10 Union ..................................................................... Nonunion ............................................................... 27 7 24 7 48 30 36 25 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 3 2 7 10 17 18 3 2 7 10 16 17 12 7 27 38 53 62 11 6 24 32 43 50 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 7 4 7 6 6 6 29 18 34 25 17 28 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 9 9 6 6 19 37 9 9 5 6 18 36 32 30 32 24 44 65 26 25 28 21 32 59 Worker characteristics Establishment characteristics See footnotes at end of table. Table 44. Unmarried domestic partner benefits: Access1, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Characteristics Defined benefit retirement survivor benefits Same sex Healthcare benefits Opposite sex Same sex Opposite sex Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 26 28 35 37 31 – 7 7 – 9 7 7 9 – – 5 24 27 34 36 29 – 6 7 – 8 7 7 9 – – 5 63 56 67 66 63 20 36 49 20 30 42 57 27 17 17 16 42 52 62 62 57 20 31 40 21 25 35 44 23 12 11 14 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 4 4 5 14 9 21 4 4 5 14 9 19 20 17 29 45 37 56 18 15 27 36 32 41 9 11 7 8 8 5 6 7 12 9 11 5 7 8 5 7 7 12 40 33 22 29 25 22 21 38 53 33 26 15 25 20 16 20 32 49 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 The percentage of workers with access to the benefit reflects both the availability of the benefit and the employer’s policy on providing the benefit to unmarried domestic partners. For more information, see the Unmarried Domestic Partners Benefit Fact Sheet at:www.bls.gov/ncs/ebs_domestic2012.pdf. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Medical care and retirement benefits Characteristics All workers ............................................................. Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits 58 11 6 24 56 14 1 29 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 76 82 73 30 39 60 52 65 63 11 12 11 11 6 11 9 12 14 3 2 4 8 22 9 14 5 3 9 4 12 51 33 20 24 18 20 77 86 73 25 35 56 45 63 57 10 8 11 15 – 16 17 15 20 1 (1) 1 2 – 1 1 1 1 12 6 15 57 42 28 37 22 22 56 69 64 70 58 14 14 12 14 11 5 2 4 2 6 25 16 20 14 25 49 64 63 71 56 – 19 13 12 13 – – 1 1 1 28 – 23 16 31 Full time ................................................................. Part time ................................................................ 71 20 14 5 2 17 13 59 71 12 15 12 1 2 14 74 Union ..................................................................... Nonunion ............................................................... 92 55 3 12 2 7 3 26 86 53 9 14 (1) 1 4 32 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 25 13 59 73 83 85 9 7 15 13 9 8 12 14 6 2 2 2 53 65 20 12 5 4 21 10 57 71 83 87 14 10 18 15 9 6 2 1 1 1 1 1 64 78 24 13 6 5 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 72 53 79 14 18 13 2 5 2 12 24 7 72 46 81 14 – 10 1 – 1 13 27 8 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 55 61 70 53 75 98 11 10 14 9 9 – 7 10 3 15 3 – 27 18 12 23 13 – 52 55 67 43 76 94 14 17 18 19 – 4 1 1 1 1 – – 32 28 15 37 15 – Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement 18 52 (1) 30 53 16 6 25 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 25 31 23 6 – 16 10 21 24 62 63 61 34 39 55 52 57 53 (1) – (1) 1 ( ) – 1 1 1 – 12 – 16 59 53 28 37 22 – 73 80 69 27 38 56 49 61 56 14 15 14 14 7 15 13 16 21 3 2 4 8 21 8 13 4 3 9 4 12 52 34 21 25 18 20 – 22 23 21 24 44 61 53 62 44 – – 1 – 1 30 – 23 – 30 46 64 54 64 44 24 18 22 19 24 5 2 4 2 6 25 16 20 14 25 Full time ................................................................. Part time ................................................................ 22 7 64 17 (1) 2 15 74 67 15 19 9 2 16 13 60 Union ..................................................................... Nonunion ............................................................... 72 13 23 54 1 (1) 4 32 54 53 42 14 1 6 3 27 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 5 3 13 23 35 35 30 18 61 62 58 59 1 1 (1) (1) (1) (1) 65 78 25 14 7 6 23 11 55 66 77 82 12 9 19 20 15 12 12 13 6 2 2 2 54 67 20 12 5 4 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 24 – 27 62 54 64 (1) – (1) 14 29 8 67 46 74 19 25 17 2 5 2 12 24 7 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 17 18 – 12 35 78 50 54 72 50 49 20 1 1 – 2 – – 33 27 15 36 – – 51 52 67 45 54 92 16 19 17 17 30 6 6 9 3 13 3 – 27 19 12 25 13 – All workers ............................................................. Worker characteristics Establishment characteristics See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Medical care and retirement benefits Characteristics Medical Medical care and care and no retirement retirement benefits benefits Medical care and life insurance benefits Retirement benefits No medical and no care and no medical retirement care benefits benefits Medical care and life insurance benefits Medical care and no life insurance benefits Life insurance and no medical care benefits No medical care and no life insurance benefits Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 84 79 88 91 85 49 56 69 37 61 69 87 59 21 20 38 7 8 4 3 5 23 13 15 11 13 8 2 14 10 9 12 2 3 3 3 2 4 4 3 7 6 2 2 7 7 7 9 7 10 5 3 8 25 26 13 45 20 21 8 20 61 63 41 87 80 88 90 85 53 56 71 33 59 65 84 58 17 16 35 4 8 5 – 5 – 13 – 15 14 – 5 15 14 – 15 1 1 1 – 1 – 2 – 3 2 – (1) 2 1 – 2 8 11 6 5 9 27 29 15 49 25 21 10 25 68 69 48 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 41 37 55 78 73 85 15 16 14 7 9 4 7 7 8 5 6 2 36 40 23 11 12 9 38 34 52 76 70 84 18 19 16 9 12 4 1 1 2 2 2 1 42 46 30 14 16 11 61 57 61 61 58 61 58 56 55 10 12 11 7 12 11 12 10 13 4 6 7 9 5 5 7 7 5 26 25 21 23 24 23 24 27 27 58 54 62 55 55 61 59 54 48 12 16 10 13 15 – 11 12 20 1 1 1 1 2 – 2 1 1 29 29 27 32 28 26 29 32 31 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... See footnotes at end of table. Table 45. Medical care benefit combinations: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Medical care benefits and defined benefit retirement Characteristics Medical care benefits and defined benefit retirement Medical care benefits and no defined benefit retirement Defined benefit retirement and no medical care benefits Medical care benefits and defined contribution retirement No medical Medical Defined No medical Medical care care contribution care care benefits benefits retirement benefits benefits and no and no and no and no and defined defined defined medical defined contribution benefit contribution care contribution retirement retirement retirement benefits retirement Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 45 42 52 54 48 – – 12 – 18 – 16 18 – – – 46 46 40 40 42 63 57 72 42 56 64 74 55 29 27 42 – (1) (1) – – – – – – (1) – – (1) – – – – 12 7 – – 29 31 16 52 26 22 – 27 69 70 49 82 78 87 90 84 46 55 68 36 55 64 85 54 20 19 35 10 10 5 4 6 25 14 17 13 18 13 5 19 12 11 15 2 3 2 3 2 4 4 3 7 6 2 2 7 7 7 8 7 10 5 3 8 25 26 13 45 20 21 8 20 62 64 41 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 7 6 – 31 20 45 49 47 58 54 62 43 (1) (1) – 1 1 (1) 43 47 31 15 17 11 39 36 51 70 66 76 18 18 18 14 16 12 7 7 7 4 6 2 36 40 24 11 12 10 – 24 22 – 14 – – – 19 50 46 50 51 56 56 57 54 49 – 1 1 – (1) – – – 1 ( ) 29 30 27 32 30 28 30 33 32 57 49 54 57 55 56 56 53 49 14 21 18 11 15 16 14 13 19 4 5 6 9 5 5 7 6 5 26 25 22 24 25 23 24 27 27 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Less than 0.5. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2013 (All workers = 100 percent) Characteristics All workers ............................................................. Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 37 33 59 72 67 81 83 Management, professional, and related ................ Management, business, and financial ............... Professional and related .................................... Service ................................................................... Protective service .............................................. Sales and office ..................................................... Sales and related ............................................... Office and administrative support ...................... Natural resources, construction, and maintenance Construction, extraction, farming, fishing, and forestry ............................................................. Installation, maintenance, and repair ................. Production, transportation, and material moving ... Production ......................................................... Transportation and material moving .................. 54 59 52 20 32 40 32 45 28 52 55 50 17 26 36 27 42 23 80 88 76 37 48 63 50 71 51 86 95 81 45 67 75 61 83 77 88 93 86 45 59 70 59 78 59 92 97 90 61 77 82 72 88 83 93 98 90 64 84 84 75 90 89 17 36 31 30 32 13 31 23 21 25 34 65 52 54 51 62 89 79 88 70 44 72 64 65 63 73 92 86 92 80 82 94 89 95 83 Full time ................................................................. Part time ................................................................ 45 12 40 10 72 19 87 27 80 31 93 44 95 49 Union ..................................................................... Nonunion ............................................................... 49 35 40 32 70 57 89 70 82 66 94 79 95 82 Average wage within the following categories:2 Lowest 25 percent ............................................. Lowest 10 percent ......................................... Second 25 percent ............................................ Third 25 percent ................................................ Highest 25 percent ............................................ Highest 10 percent ........................................ 14 7 38 44 56 57 11 6 32 40 53 54 27 16 61 72 82 85 40 27 79 87 89 90 36 24 71 80 89 92 55 45 86 93 94 95 60 49 89 93 95 95 Goods-producing industries ................................... Construction ...................................................... Manufacturing .................................................... 30 16 36 23 13 27 56 38 62 86 64 94 65 46 73 91 74 97 94 84 98 Service-providing industries .................................. Trade, transportation, and utilities ..................... Wholesale trade ............................................. Retail trade .................................................... Transportation and warehousing ................... Utilities ........................................................... 38 34 36 30 43 60 35 29 33 24 38 58 59 57 74 46 70 91 69 72 89 62 80 99 68 67 80 57 80 93 79 81 93 73 91 100 81 83 94 77 90 100 Worker characteristics Establishment characteristics See footnotes at end of table. Table 46. Paid leave combinations: Access, private industry workers, National Compensation Survey, March 2013—Continued (All workers = 100 percent) Characteristics Personal leave and vacation Personal leave and sick leave Sick leave and vacation Vacation and holidays Personal leave, sick leave, or paid family leave1 Personal leave, sick Personal leave, paid leave, family vacation, or leave, or holidays1 vacation1 Information ......................................................... Financial activities ............................................. Finance and insurance .................................. Credit intermediation and related activities Insurance carriers and related activities .... Real estate and rental and leasing ................ Professional and business services .................. Professional and technical services .............. Administrative and waste services ................ Education and health services ........................... Educational services ...................................... Junior colleges, colleges, and universities Healthcare and social assistance .................. Leisure and hospitality ....................................... Accommodation and food services ................ Other services ................................................... 70 61 67 64 72 42 40 52 23 47 32 43 50 12 10 29 70 58 64 61 67 38 37 48 22 46 42 46 46 10 8 26 90 86 90 91 89 70 64 80 44 70 52 68 73 23 20 49 93 92 96 97 97 76 76 90 59 74 53 71 78 32 31 64 94 92 95 96 95 79 72 87 51 80 80 87 80 31 27 58 97 95 98 98 98 86 82 92 68 84 81 89 85 51 50 74 97 96 98 99 98 88 86 93 76 86 75 86 88 53 51 73 1 to 99 workers ...................................................... 1 to 49 workers .................................................. 50 to 99 workers ................................................ 100 workers or more .............................................. 100 to 499 workers ............................................ 500 workers or more .......................................... 26 25 31 49 44 56 23 22 27 44 38 53 48 47 54 71 64 79 62 60 69 84 80 89 57 55 63 80 74 87 73 71 80 89 87 93 76 74 82 91 89 94 41 49 38 29 37 36 34 33 29 38 44 32 24 33 31 30 30 27 61 61 54 57 59 55 62 56 60 72 72 73 72 74 73 76 67 68 72 73 65 66 67 64 69 61 66 82 81 81 80 82 82 83 78 76 83 83 83 81 85 86 85 82 78 Geographic areas New England ......................................................... Middle Atlantic ....................................................... East North Central ................................................. West North Central ................................................ South Atlantic ........................................................ East South Central ................................................ West South Central ............................................... Mountain ................................................................ Pacific .................................................................... 1 Includes workers with access to one or more of these leave benefits. 2 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013." NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.
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