الذهاب للموقع

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‫اﻟﻄﺒﻌﺔ ‪2009‬‬
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‫ﺟﻤﻴﻊ اﻟﺤﻘﻮق ﻣﺤﻔﻮﻇﺔ‬
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‫اﻟﻨﺎﺷﺮ‪:‬‬
‫ﺷﻌﺎع ﻟﻠﻨﺸﺮ واﻟﻌﻠﻮم‬
‫ﺣﺎرة اﻟﺮﺑﺎط ‪ - 2‬اﻟﻤﻨﻄﻘﺔ ‪ - 12‬ﺣﻲ اﻟﺴﺒﻴﻞ ‪2‬‬
‫ﺗﻠﻔﺎآﺲ ‪00963 (21) 2643545 :‬‬
‫هﺎﺗﻒ‬
‫‪00963 (21) 2643546 :‬‬
‫ﺳﻮرﻳﺔ ـ ﺣﻠﺐ‬
‫ص‪.‬ب ‪7875‬‬
‫ﻟﻤﺰﻳﺪ ﻣﻦ اﻟﻤﻌﻠﻮﻣﺎت وﻟﺸﺮاء آﺘﺐ اﻟﺪار ﻣﺒﺎﺷﺮة ﻋﻠﻰ اﻹﻧﺘﺮﻧﺖ‬
‫ﻳﺮﺟﻰ زﻳﺎرة ﻣﻮﻗﻌﻨﺎ‬
‫اﻟﺒﺮﻳﺪ اﻹﻟﻜﺘﺮوﻧﻲ ﻟﻠﻘﺮاء‪:‬‬
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‫اﻟﺒﺮﻳﺪ اﻹﻟﻜﺘﺮوﻧﻲ ﻟﻠﺰﺑﺎﺋﻦ‪:‬‬
‫اﻟﺒﺮﻳﺪ اﻹﻟﻜﺘﺮوﻧﻲ ﻟﺪور اﻟﻨﺸﺮ‪:‬‬
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‫ﺑﺴﻢ ﺍﷲ ﺍﻟﺮﲪﻦ ﺍﻟﺮﺣﻴﻢ‬
‫ُْ ُ‬
‫ﱠ َ َ ْ ً َ َ ً ُ َ ْ ُ َ ُ ْ ََ ْ ْ َ ُ ْ َ ﱠ ُ َ ُ ٌ َ ٌ‬
‫ﻳﻐﻔﺮ ﻟﻜﻢ ﻭﺍﻟﻠﻪ ﺷﻜﻮﺭ ﺣ ِﻠﻴﻢ‬
‫ﻀﺎﻋﻔﻪ ﻟﻜﻢ ﻭ ِ‬
‫ﻘﺮﺿﻮﺍ ﺍﻟﻠﻪ ﻗﺮﺿﺎ ﺣﺴﻨﺎ ﻳ ِ‬
‫ِﺇﻥ ﺗ ِ‬
‫‪‬א‪‬א‪‬‬
‫‪‬א‪W‬‬
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‫א‬
‫א‬
 ‫א‬ ‫א‬ ‫א‬‫א‬
‫א‬
 ‫א‬       ‫א‬
K‫א‬
  ، ‫א‬      
‫א‬ K   
K‫א‬
W‫א‬
‫א‬‫א‬
‫א‬‫א‬‫א‬

‫א‬
‫א‬‫א‬
‫א‬
‫א‬
 ‫א‬
‫א‬
‫א‬‫א‬
‫א‬
 ‫א‬
‫א‬
‫א‬‫א‬
‫א‬
‫א‬
‫א‬‫א‬
‫א‬‫א‬
‫א‬ ‫א‬        
،
 ‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬  ‫א‬    
K‫א‬‫א‬‫א‬
‫א‬‫א‬
‫א‬
W
K‫א‬     ‫א‬ ‫ א‬K‫א‬‫א‬
‫א‬‫ א‬K
‫א‬‫א‬‫א‬ 
K
‫ﻛﻤﺎ ﺃﺗﻘﺪﻡ ﺑﺎﻟﺸﻜﺮ ﻟﻼﺳﺘﺎﺫ ﻫﻴﺜﻢ ﻗﺒﺎﱐ ﺻﺎﺣﺐ ﺩﺍﺭ ﺍﻟﻨﺸﺮ )ﺩﺍﺭ‬
.‫ﺷﻌﺎﻉ( ﺍﻟﺬﻱ ﲢﻤﻞ ﺗﻜﺎﻟﻴﻒ ﻧﺸﺮ ﻭﺗﻮﺯﻳﻊ ﻫﺬﺍ ﺍﻟﻜﺘﺎﺏ ﳎﺎﻧﹰﺎ‬
.‫ﻭﺃﺳﺄﻝ ﺍﷲ ﺃﻥ ﳚﺰﻳﻪ ﻛﻞ ﺧﲑ ﻭﺃﻥ ﳚﻌﻠﻪ ﺻﺪﻗﺔ ﺟﺎﺭﻳﺔ ﻟﻪ‬
‫א‬
‫א‬‫א‬‫א‬
 ، ‫א‬‫א‬
 ‫א‬   ‫א‬ ‫א‬ ‫א‬ 
  
   K‫א‬ ‫א‬ ‫א‬  ‫א‬
‫א‬   ‫א‬       ‫א‬‫א‬
K،‫א‬
‫א‬ ‫א‬‫א‬      ‫א‬ ‫א‬
‫א‬‫א‬،
 
   ‫א‬ ‫א‬ K
  ‫א‬
   ‫א‬ ‫א‬   
K‫א‬‫א‬
‫א‬  ‫א‬ ‫א‬ ‫א‬ ‫א‬   
‫א‬ K
 ‫א‬ ‫א‬   ، ‫א‬
‫א‬ ‫א‬ ‫א‬    ‫א‬
،‫א‬ 
 ‫א‬
K‫א‬‫א‬‫א‬
‫א‬
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‫א‬‫א‬‫א‬‫א‬‫א‬‫ א‬ 
‫א‬‫א‬      ،‫א‬ 
‫א‬ ‫א‬    ‫א‬  

 ‫א‬‫א‬‫א‬‫א‬
K‫א‬
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،  
  ‫א‬  
  ‫א‬ ‫א‬ ‫א‬  
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‫א‬  ‫א‬  ‫א‬ ‫א‬ ‫א‬
K‫א‬
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‫א‬    
 ‫א‬  
   ‫א‬ 
 ‫א‬  ،‫א‬
K‫א‬‫א‬
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K‫א‬W‫א‬W
 ‫א‬   W
W ،W    ، ،
K
 1E  FW‫א‬
  ، ‫א‬
W ‫א‬،E ‫א‬F ‫א‬‫א‬ ،E1088F ‫א‬ 1
161W5W،‫א‬‫א‬،،E1386F‫א‬
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‫א‬‫א‬FW ‫א‬ ‫א‬  ،
K2E‫א‬
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،‫א‬ 
 ‫א‬‫א‬
 ‫א‬ ‫א‬      
W‫א‬
ً‫ﺿﺎ‬‫ ﻗَﺮ‬‫ ﺍﻟﻠّﻪ‬‫ﻘْﺮِﺽ‬‫ﻦ ﺫَﺍ ﺍﻟﱠﺬِﻱ ﻳ‬‫}ﻣ‬  ‫א‬ 
ِ‫ﻪ‬‫ﺇِﻟَﻴ‬‫ﻂُ ﻭ‬‫ﺴ‬‫ﺒ‬‫ﻳ‬‫ ﻭ‬‫ﻘْﺒِﺾ‬‫ ﻳ‬‫ﺍﻟﻠّﻪ‬‫ ﻭ‬‫ﺓ‬‫ﺎﻓﺎً ﻛَﺜِﲑ‬‫ ﺃَﺿْﻌ‬‫ ﻟَﻪ‬‫ﻀَﺎﻋِﻔَﻪ‬‫ﻨﺎً ﻓَﻴ‬‫ﺴ‬‫ﺣ‬
‫א‬‫א‬،245 ‫ {א‬‫ﻮﻥ‬‫ﻌ‬‫ﺟ‬‫ﺗُﺮ‬
K‫א‬
 ‫א‬   ‫א‬    ?W‫א‬ 
‫א‬‫א‬‫א‬‫א‬ W
،‫א‬     ‫א‬  ،‫א‬ ‫א‬  2
117W2W،‫א‬‫א‬،
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‫א‬   ‫א‬ ?K3?
 ‫א‬
      W ‫א‬ 
‫א‬‫א‬K4? 
‫א‬‫א‬  ‫א‬
‫א‬‫א‬‫א‬
‫א‬‫א‬
K5?‫א‬
‫א‬،E256F ‫א‬‫א‬‫א‬‫א‬
‫א‬W ‫א‬ ،‫א‬   KW  ،‫א‬ ‫א‬
‫א‬‫א‬،‫א‬،‫א‬‫א‬، E1407F
2257841W2W‫א‬
،‫א‬،E275F‫א‬‫א‬‫א‬
 ‫א‬،‫א‬‫א‬ ،‫א‬‫א‬
 812 W
  2 W
3
4
2430
1224 W
  3 W
 ‫א‬‫א‬ 5
1600
15
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  ‫א‬      W‫א‬ 
‫א‬‫א‬ ‫א‬     ‫א‬
K‫א‬
  ‫א‬    W
 ‫א‬ 
       ‫א‬  ‫א‬
K‫א‬‫א‬،
6
‫א‬
، ‫א‬‫א‬‫א‬
 ‫א‬  ‫א‬W    ‫א‬ ‫א‬
K‫א‬‫א‬
     W ‫א‬ ‫א‬ .1
  ،‫א‬    ،  
 K     ،  
‫א‬،E884F ‫א‬‫א‬‫א‬
K204W4W‫א‬‫א‬،،E1400F،‫א‬
6
‫א‬
‫א‬
16
  ?W
     
 ،
 ‫א‬    K7?  
‫א‬‫א‬  K‫א‬
 ‫א‬    ‫א‬    ،‫א‬
‫א‬
 ‫א‬
‫א‬‫א‬‫א‬،  
‫א‬‫א‬
 ‫א‬‫א‬ ،
 ‫א‬
 K
 ‫א‬   ‫א‬ ‫א‬   
‫א‬?W ‫א‬
، ،‫א‬
K‫א‬‫א‬‫א‬‫א‬K8?
‫א‬W ‫א‬‫א‬‫א‬‫א‬
‫א‬،‫א‬
  ‫א‬ ،
K
2432813W2W‫א‬‫א‬
7
8
17
:
‫א‬
‫א‬:
‫א‬
‫א‬
‫א‬W?
‫א‬‫א‬‫א‬?،9?
 ‫א‬
   ‫א‬  ‫א‬      ‫א‬ 
‫א‬‫א‬‫א‬
،‫א‬‫א‬ ‫א‬
K10?‫א‬
 W ‫א‬‫א‬ .2
، ،
،‫א‬‫א‬
‫א‬ ،‫א‬‫א‬
،
 ‫א‬ 
 ‫א‬ ‫א‬ K   
‫א‬     ‫א‬   
K‫א‬
432170W1W‫א‬‫א‬‫א‬
9
1224W
  3  W
 ‫א‬‫א‬ 10
1600
‫א‬
‫א‬
18
 W ‫א‬‫א‬‫א‬‫א‬ .3
‫א‬‫א‬‫א‬ K 
‫א‬   ‫א‬   ،‫א‬  ‫א‬
    ‫א‬  ‫א‬   ،
  ‫א‬?W   K
K11?‫א‬،
12
‫א‬
   ‫א‬ ‫א‬ W‫ א‬.1
K‫א‬‫א‬‫א‬،‫א‬
W K
 ‫א‬‫א‬  W‫א‬‫א‬ .2
K‫א‬،‫א‬،‫א‬‫א‬
2W
     ‫א‬  ‫א‬ ‫א‬  ‫א‬ 
1963 729W
11
، E884F ‫א‬‫א‬‫א‬ 12
‫א‬ ‫א‬ ، ، E1400F  ،‫א‬   ‫א‬
K 204W4W
19
:
‫א‬
‫א‬:
‫א‬
‫א‬
‫א‬K
 ‫א‬‫א‬W ‫ א‬.3
‫א‬     K
    
K‫א‬
  ‫؟‬
 ‫א‬      
      ‫א‬   ‫א‬
‫א‬‫א‬‫א‬ ،‫א‬
   
   ‫א‬  ،  ‫א‬  
  K13      ‫א‬ ،
K‫א‬
، ‫א‬‫א‬W
 ‫א‬
 ‫א‬  ‫א‬    
K14‫א‬‫א‬‫א‬
314W3W‫א‬،208W4W‫א‬
208W4W‫א‬
13
14
‫א‬
‫א‬
20
K ‫א‬‫א‬
K‫א‬‫א‬
K15
   W  F ،16   
‫א‬ ‫א‬
K17E‫א‬
-
K -
312W3W‫א‬‫א‬
‫א‬ K208 W
  4 W 
 ‫א‬ K222 W
  3 W 
 ‫א‬
F ‫א‬‫א‬ K117 W
  2 W 
‫א‬ ‫א‬ ، ،E1405F ‫א‬W ‫א‬ ،‫א‬  ،E539
9W3W،‫א‬
208W4W‫א‬
15
16
17
:
21
‫א‬
‫א‬:
‫א‬
‫א‬
‫א‬
،
 ‫א‬  ‫א‬  ‫א‬ ‫א‬  
‫א‬  ، ‫א‬‫א‬
 ‫א‬    ،   
W
‫ א‬.1
 ‫א‬  ‫א‬     
‫א‬K ‫א‬‫א‬‫א‬K‫א‬
‫א‬    ،    ‫א‬
‫ﺎﻥ‬‫ ﺍﻟْﺈِ�ﺴ‬‫ﻠَﻖ‬‫( ﺧ‬1) ‫ﻠَﻖ‬‫ ﺍﻟﱠﺬِﻱ ﺧ‬‫ﻚ‬‫ﺑ‬‫ﻢِ ﺭ‬‫ﺃْ ﺑِﺎﺳ‬‫}ﺍﻗْﺮ‬W
 ‫א‬
‫ﻠﱠﻢ‬‫( ﻋ‬4) ِ‫ ﺑِﺎﻟْﻘَﻠَﻢ‬‫ﻠﱠﻢ‬‫( ﺍﻟﱠﺬِﻱ ﻋ‬3) ‫ﻡ‬‫ ﺍﻟْﺄَﻛْﺮ‬‫ﻚ‬‫ﺑ‬‫ﺭ‬‫ﺃْ ﻭ‬‫( ﺍﻗْﺮ‬2) ٍ‫ﻠَﻖ‬‫ ﻋ‬‫ﻣِﻦ‬
  K ‫א‬ { ‫ﻠَﻢ‬‫ﻌ‬‫ ﻳ‬‫ﺎ ﻟَﻢ‬‫ ﻣ‬‫ﺎﻥ‬‫ﺍﻟْﺈِ�ﺴ‬
(5)
‫א‬ K ‫א‬‫א‬‫א‬
F W  ‫א‬‫א‬
‫א‬
‫‪22‬‬
‫א‬
‫א‪ ‬‬
‫‪  K18E  ‬א‪ ‬א‪ ‬‬
‫א‪‬א‪،‬‬
‫‪‬א‪}W ‬ﻳ‪‬ﺎ ﺃَﻳ‪‬ﻬ‪‬ﺎ ﺍﻟﱠﺬِﻳﻦ‪ ‬ﺁﻣ‪‬ﻨ‪‬ﻮﺍْ ﺇِﺫَﺍ ﺗَﺪ‪‬ﺍﻳ‪‬ﻨﺘُﻢ ﺑِﺪ‪‬ﻳ‪‬ﻦٍ ﺇِﻟَﻰ‬
‫ﺃَﺟ‪‬ﻞٍ ﻣ‪‬ﺴ‪‬ﻤ‪‬ﻰ ﻓَﺎﻛْﺘُﺒ‪‬ﻮﻩ‪ ‬ﻭ‪‬ﻟْﻴ‪‬ﻜْﺘُﺐ ﺑ‪‬ﻴ‪‬ﻨ‪‬ﻜُﻢ‪ ‬ﻛَﺎﺗِﺐ‪ ‬ﺑِﺎﻟْﻌ‪‬ﺪ‪‬ﻝِ ﻭ‪‬ﻻَ‬
‫ﻳ‪‬ﺄْﺏ‪ ‬ﻛَﺎﺗِﺐ‪ ‬ﺃَﻥ‪ ‬ﻳ‪‬ﻜْﺘُﺐ‪ ‬ﻛَﻤ‪‬ﺎ ﻋ‪‬ﻠﱠﻤ‪‬ﻪ‪ ‬ﺍﻟﻠّﻪ‪ ‬ﻓَﻠْﻴ‪‬ﻜْﺘُﺐ‪ ‬ﻭ‪‬ﻟْﻴ‪‬ﻤ‪‬ﻠِﻞِ ﺍﻟﱠﺬِﻱ‬
‫ﻋ‪‬ﻠَﻴ‪‬ﻪِ ﺍﻟْﺤ‪‬ﻖ‪ ‬ﻭ‪‬ﻟْﻴ‪‬ﺘﱠﻖِ ﺍﻟﻠّﻪ‪ ‬ﺭ‪‬ﺑ‪‬ﻪ‪ ‬ﻭ‪‬ﻻَ ﻳ‪‬ﺒ‪‬ﺨَﺲ‪ ‬ﻣِﻨ‪‬ﻪ‪ ‬ﺷ‪‬ﻴ‪‬ﺌﺎً ﻓَﺈﻥ ﻛَﺎﻥ‪ ‬ﺍﻟﱠﺬِﻱ ﻋ‪‬ﻠَﻴ‪‬ﻪِ‬
‫ﺍﻟْﺤ‪‬ﻖ‪ ‬ﺳ‪‬ﻔِﻴﻬﺎً ﺃَﻭ‪ ‬ﺿَﻌِﻴﻔﺎً ﺃَﻭ‪ ‬ﻻَ ﻳ‪‬ﺴ‪‬ﺘَﻄِﻴﻊ‪ ‬ﺃَﻥ ﻳ‪‬ﻤِﻞﱠ ﻫ‪‬ﻮ‪ ‬ﻓَﻠْﻴ‪‬ﻤ‪‬ﻠِﻞْ ﻭ‪‬ﻟِﻴ‪‬ﻪ‪‬‬
‫ﺑِﺎﻟْﻌ‪‬ﺪ‪‬ﻝ{א‪K282 ‬‬
‫‪} W ‬ﻭ‪‬ﻻَ ﺗَﺴ‪‬ﺄَﻣ‪‬ﻮ‪‬ﺍْ ﺃَﻥ ﺗَﻜْﺘُﺒ‪‬ﻮ‪‬ﻩ‪ ‬ﺻ‪‬ﻐِﲑﺍً ﺃَﻭ ﻛَﺒِﲑﺍً ﺇِﻟَﻰ‬
‫ﺃَﺟ‪‬ﻠِﻪِ ﺫَﻟِﻜُﻢ‪ ‬ﺃَﻗْﺴ‪‬ﻂُ ﻋِﻨﺪ‪ ‬ﺍﻟﻠّﻪِ ﻭ‪‬ﺃَﻗْﻮﻡ‪ ‬ﻟِﻠﺸ‪‬ﻬ‪‬ﺎﺩ‪‬ﺓِ ﻭ‪‬ﺃَﺩ‪َ�‬ﻰ ﺃَﻻﱠ ﺗَﺮ‪‬ﺗَﺎﺑ‪‬ﻮﺍْ ﺇِﻻﱠ ﺃَﻥ‬
‫ﺗَﻜُﻮﻥ‪ ‬ﺗِﺠ‪‬ﺎﺭ‪‬ﺓ‪ ‬ﺣ‪‬ﺎﺿِﺮ‪‬ﺓ‪ ‬ﺗُﺪِﻳﺮ‪‬ﻭ�َﻬ‪‬ﺎ ﺑ‪‬ﻴ‪‬ﻨ‪‬ﻜُﻢ‪ ‬ﻓَﻠَﻴ‪‬ﺲ‪ ‬ﻋ‪‬ﻠَﻴ‪‬ﻜُﻢ‪ ‬ﺟ‪‬ﻨ‪‬ﺎﺡ‪‬‬
‫ﺃَﻻﱠ ﺗَﻜْﺘُﺒ‪‬ﻮﻫ‪‬ﺎ{ א‪K282 ‬‬
‫‪18‬‬
‫א‪K10053‬‬
23
:
‫א‬
‫א‬:
‫א‬
‫א‬
‫א‬
.2
  ‫א‬      ‫א‬
W     ‫ א‬   ،‫א‬
‫א‬  KE2W‫א‬F{ِ‫ ﻟِﻠﱠﻪ‬‫ﺓ‬‫ﺎﺩ‬‫ﻬ‬‫ﻮﺍ ﺍﻟﺸ‬‫ﺃَﻗِﻴﻤ‬‫}ﻭ‬
     ‫א‬   ‫א‬ 
،W  ‫؟‬‫א‬  F ،‫א‬  

   K19E     W
    ‫א‬    
،282‫{ א‬‫ﺎﻟِﻜُﻢ‬‫ﺟ‬‫ﻳﻦِ ﻣﻦ ﺭ‬‫ﻭﺍْ ﺷﻬِﻴـﺪ‬‫ﻬِﺪ‬‫ﺘَﺸ‬‫ﺍﺳ‬‫}ﻭ‬W
  
 ،{‫ﺘُﻢ‬‫ﻌ‬‫ﺎﻳ‬‫ﺍْ ﺇِﺫَﺍ ﺗَﺒ‬‫ﻭ‬‫ﻬِﺪ‬‫ﺃَﺷ‬‫}ﻭ‬W ‫א‬  
‫ﻛَﻔَﻰ‬‫ ﻭ‬‫ﻬِﻢ‬‫ﻠَﻴ‬‫ﻭﺍْ ﻋ‬‫ﻬِﺪ‬‫ ﻓَﺄَﺷ‬‫ﻢ‬‫ﺍﻟَﻬ‬‫ﻮ‬‫ ﺃَﻣ‬‫ﻬِﻢ‬‫ ﺇِﻟَﻴ‬‫ﺘُﻢ‬‫ﻓَﻌ‬‫}ﻓَﺈِﺫَﺍ ﺩ‬ W
‫ﻱ‬‫ﻭﺍ ﺫَﻭ‬‫ﻬِﺪ‬‫ﺃَﺷ‬‫}ﻭ‬W
   ،E6W‫א‬F{ً‫ﺴِﻴﺒﺎ‬‫ﺑِﺎﻟﻠّﻪِ ﺣ‬
KE2W‫א‬F{‫ﻨﻜُﻢ‬‫ﻝٍ ﻣ‬‫ﺪ‬‫ﻋ‬
K‫א‬
19
‫א‬
‫א‬
24
‫ א‬.3
W
 ‫א‬ ،‫א‬ ‫א‬ W ‫א‬ W‫א‬
KE
 W ‫א‬ FW
 ‫א‬K‫א‬
‫א‬FW‫א‬‫א‬
K20E‫א‬‫א‬
‫א‬ ‫א‬W
W‫א‬‫א‬
      ‫א‬ ‫א‬
ِ‫ﺃ�َﺎْ ﺑِﻪ‬‫ﻌِﲑٍ ﻭ‬‫ﻞُ ﺑ‬‫ﺎﺀ ﺑِﻪِ ﺣِﻤ‬‫ﻦ ﺟ‬‫ﻟِﻤ‬‫ﻠِﻚِ ﻭ‬‫ ﺍﻟْﻤ‬‫ﺍﻉ‬‫ﻮ‬‫ ﺻ‬‫}ﻗَﺎﻟُﻮﺍْ �َﻔْﻘِﺪ‬ W‫א‬
‫א‬  K    ،E72WF {‫ﺯَﻋِﻴﻢ‬
K  ‫א‬
F ‫א‬‫א‬ W‫א‬  
      ‫א‬  ‫א‬
163W7W‫א‬،282W5W‫א‬ 20
25
:
‫א‬
‫א‬:
‫א‬
‫א‬
 K  K
 ‫א‬‫؟‬ W
WKW‫א‬‫؟‬ W 
 
  W  K ‫א‬
W ‫א‬   K21E   ‫א‬
K22E‫א‬F
‫א‬ ‫א‬ FW
 ‫א‬   K‫א‬ 
K23E‫א‬‫א‬‫א‬‫א‬‫א‬‫א‬
‫ א‬.4
 ‫א‬      ‫א‬ 
K‫א‬‫א‬،‫א‬
803W2W‫א‬
21
344W4W‫א‬
23
267W5W
22
‫א‬
‫א‬
26
‫א‬ W‫א‬ K‫א‬W ‫א‬ 
K24‫א‬‫א‬
W ،‫א‬
KE283W‫א‬F{ٌ‫ﻮﺿَﺔ‬‫ﻘْﺒ‬‫ ﻣ‬‫ﺎﻥ‬‫}ﻓَﺮِﻫ‬W‫א‬‫א‬
‫א‬W‫א‬
EF‫א‬ ‫א‬‫א‬
FW‫א‬K25 
K26E‫א‬
‫א‬‫א‬  ‫א‬
‫א‬‫א‬‫א‬‫א‬‫ א‬K27‫א‬
‫ﺎﻥ‬‫}ﻓَﺮِﻫ‬ ‫א‬  ‫א‬   
126W4W‫א‬‫א‬‫א‬‫א‬
24
887W2W‫א‬
25
215W4W‫א‬
27
887W2W‫א‬
26
:
27
‫א‬
‫א‬:
‫א‬
‫א‬
،28 ‫א‬   E283W‫א‬F{ٌ‫ﻮﺿَﺔ‬‫ﻘْﺒ‬‫ﻣ‬
‫ﺩ‬‫ﺆ‬‫ﻀﺎً ﻓَﻠْﻴ‬‫ﻌ‬‫ﻀُﻜُﻢ ﺑ‬‫ﻌ‬‫ ﺑ‬‫ ﺃَﻣِﻦ‬‫}ﻓَﺈِﻥ‬ W
  
KE283W‫א‬F{‫ﺎ�َﺘَﻪ‬‫ ﺃَﻣ‬‫ﺗُﻤِﻦ‬‫ﺍﻟﱠﺬِﻱ ﺍﺅ‬
‫א‬
‫א‬
:
‫א‬
‫א‬
    ‫א‬    
،‫א‬ KK ‫א‬ 
  ‫א‬   ‫א‬    
‫א‬‫א‬‫א‬ K
  K ‫א‬     ، 
 ‫א‬‫א‬  
    
K‫א‬
127W2W‫א‬
28
‫א‬
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28
     ‫א‬  ‫א‬  
‫א‬‫א‬
، ‫א‬  ‫א‬ ‫א‬    
‫א‬ K‫א‬
 ‫א‬   ‫א‬  ‫א‬
W
‫א‬
‫א‬
‫א‬‫א‬‫א‬ 
 K‫א‬ ‫א‬    
 EF ‫א‬‫א‬‫א‬‫א‬‫א‬
 ،‫א‬    ‫א‬   
  ،‫א‬  ‫א‬  ‫א‬ 
KE‫א‬F
 ،‫א‬ ‫א‬ ‫א‬W ‫א‬ 
  
‫ﺎﺀ‬‫ﺎ ﺍﻟْﻤ‬‫ﻬ‬‫ﻠَﻴ‬‫ﺎ ﻋ‬‫ﻟْﻨ‬‫ ﻓَﺈِﺫَﺍ ﺃَ�ﺰ‬‫ﺓ‬‫ﺎﻣِﺪ‬‫ ﻫ‬‫ﺽ‬‫ﻯ ﺍﻟْﺄَﺭ‬‫ﺗَﺮ‬‫}ﻭ‬W
29
:
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‫א‬
،E5W‫א‬F{ٍ‫ﻬِﻴﺞ‬‫ﺝٍ ﺑ‬‫ ﻣِﻦ ﻛُﻞﱢ ﺯَﻭ‬‫ﺘَﺖ‬‫ﺃَ�ﺒ‬‫ ﻭ‬‫ﺖ‬‫ﺑ‬‫ﺭ‬‫ ﻭ‬‫ﺕ‬‫ﺘَﺰ‬‫ﺍﻫ‬
 ‫א‬ ‫א‬‫א‬
{ٍ‫ﺔ‬‫ ﺃُﻣ‬‫ﻰ ﻣِﻦ‬‫ﺑ‬‫ ﺃَﺭ‬‫ﺔٌ ﻫِﻲ‬‫ ﺃُﻣ‬‫}ﺃَﻥ ﺗَﻜُﻮﻥ‬ W
  K
K‫א‬E92W‫א‬F
  W  ‫א‬  W‫א‬
‫א‬‫א‬‫א‬
K29‫א‬
، ‫א‬ ‫א‬‫א‬  ‫א‬  ‫א‬
 ‫א‬ ‫א‬  ‫א‬  ‫א‬ 
 ،‫א‬‫א‬‫א‬،‫א‬
‫؟‬ ‫א‬  ‫א‬ ‫א‬  ‫א‬ ‫א‬ 
K‫א‬
21W2W‫א‬
29
‫א‬
‫א‬
30
‫א‬
       ‫א‬  ‫א‬
‫א‬‫א‬‫א‬‫א‬
W‫א‬
   ‫א‬‫א‬
َ‫ﺎ ﻻ‬‫ﺑ‬‫ ﺍﻟﺮ‬‫ﺄْﻛُﻠُﻮﻥ‬‫ ﻳ‬‫}ﺍﻟﱠﺬِﻳﻦ‬W
‫ﻢ‬‫ ﺑِﺄَ�ﱠﻬ‬‫ ﺫَﻟِﻚ‬‫ﺲ‬‫ ﺍﻟْﻤ‬‫ ﻣِﻦ‬‫ﻄَﺎﻥ‬‫ﻴ‬‫ ﺍﻟﺸ‬‫ﻄُﻪ‬‫ﺘَﺨَﺒ‬‫ ﺍﻟﱠﺬِﻱ ﻳ‬‫ﻘُﻮﻡ‬‫ﺎ ﻳ‬‫ ﺇِﻻﱠ ﻛَﻤ‬‫ﻮﻥ‬‫ﻘُﻮﻣ‬‫ﻳ‬
،E275W‫א‬F{‫ﺎ‬‫ﺑ‬‫ ﺍﻟﺮ‬‫ﻡ‬‫ﺮ‬‫ﺣ‬‫ ﻭ‬‫ﻊ‬‫ﻴ‬‫ ﺍﻟْﺒ‬‫ﻞﱠ ﺍﻟﻠّﻪ‬‫ﺃَﺣ‬‫ﺎ ﻭ‬‫ﺑ‬‫ ﻣِﺜْﻞُ ﺍﻟﺮ‬‫ﻊ‬‫ﻴ‬‫ﺎ ﺍﻟْﺒ‬‫ﻗَﺎﻟُﻮﺍْ ﺇِ�ﱠﻤ‬
‫א‬    ‫א‬ ‫א‬
‫א‬‫א‬‫א‬  K ‫א‬‫א‬
‫ﺤِﺐ‬‫ ﻻَ ﻳ‬‫ﺍﻟﻠّﻪ‬‫ﻗَﺎﺕِ ﻭ‬‫ﺪ‬‫ﺑِﻲ ﺍﻟﺼ‬‫ﺮ‬‫ﻳ‬‫ﺎ ﻭ‬‫ﺑ‬‫ ﺍﻟْﺮ‬‫ ﺍﻟﻠّﻪ‬‫ﻖ‬‫ﺤ‬‫ﻤ‬‫}ﻳ‬W ‫א‬
‫א‬    ،E276W‫א‬F{ٍ‫ﻛُﻞﱠ ﻛَﻔﱠﺎﺭٍ ﺃَﺛِﻴﻢ‬
W ‫א‬‫א‬،‫א‬
‫ﺎ ﺇِﻥ ﻛُﻨﺘُﻢ‬‫ﺑ‬‫ ﺍﻟﺮ‬‫ ﻣِﻦ‬‫ﻘِﻲ‬‫ﺎ ﺑ‬‫ﻭﺍْ ﻣ‬‫ﺫَﺭ‬‫ ﻭ‬‫ﻮﺍْ ﺍﺗﱠﻘُﻮﺍْ ﺍﻟﻠّﻪ‬‫ﻨ‬‫ ﺁﻣ‬‫ﺎ ﺍﻟﱠﺬِﻳﻦ‬‫ﻬ‬‫ﺎ ﺃَﻳ‬‫}ﻳ‬
‫ﺘُﻢ‬‫ﺇِﻥ ﺗُﺒ‬‫ﻮﻟِﻪِ ﻭ‬‫ﺳ‬‫ﺭ‬‫ ﺍﻟﻠّﻪِ ﻭ‬‫ﻦ‬‫ﺏٍ ﻣ‬‫ﺮ‬‫ﻠُﻮﺍْ ﻓَﺄْﺫَ�ُﻮﺍْ ﺑِﺤ‬‫ ﺗَﻔْﻌ‬‫ * ﻓَﺈِﻥ ﻟﱠﻢ‬‫ﻣِﻨِﲔ‬‫ﺆ‬‫ﻣ‬
31
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‫א‬
‫א‬
W‫א‬F{ ‫ﻮﻥ‬‫ﻻَ ﺗُﻈْﻠَﻤ‬‫ ﻭ‬‫ﻮﻥ‬‫ ﻻَ ﺗَﻈْﻠِﻤ‬‫ﺍﻟِﻜُﻢ‬‫ﻮ‬‫ ﺃَﻣ‬‫ﻭﺱ‬‫ﺅ‬‫ ﺭ‬‫ﻓَﻠَﻜُﻢ‬
KE279278
،
 ‫א‬‫א‬  ‫א‬ W‫א‬  
 ‫א‬  ‫א‬  W   
K30?‫א‬W
W‫א‬W ‫א‬
      ‫א‬  ?

‫א‬‫א‬‫א‬
‫א‬‫א‬‫א‬‫א‬‫א‬

‫א‬   ‫א‬  ‫א‬     
K31?‫א‬
15981219W3W‫א‬‫א‬‫א‬
 1979 734W2W‫א‬‫א‬
30
31
‫א‬
‫א‬
32
  ‫א‬    W ‫א‬ 
K‫א‬‫א‬‫א‬‫א‬
    ‫א‬ ‫א‬W ‫א‬ ‫א‬ 
 ،‫א‬‫א‬‫א‬
     ، ‫א‬   ‫א‬K
K‫א‬‫א‬
‫א‬
‫א‬
 ‫א‬   ‫א‬    ‫א‬  ‫א‬
 ‫א‬
،‫א‬‫א‬
K‫א‬‫א‬
      ،‫א‬   ‫א‬   
‫א‬‫א‬، ‫א‬
K‫א‬‫א‬‫א‬‫א‬‫א‬
33
:
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‫א‬
‫א‬
  ‫א‬ ‫א‬  
W‫א‬‫א‬‫א‬
‫א‬
‫א‬:
‫א‬  ‫א‬‫א‬‫א‬‫א‬
  
    ،
 ‫א‬‫א‬
    ، ‫א‬ ‫א‬  ‫א‬
  ،
 ‫א‬‫א‬
‫א‬    ‫א‬   
K‫א‬
    ‫א‬‫א‬‫א‬
  ، ‫א‬   ‫א‬ ‫א‬
 ، ‫א‬
K   ‫א‬      
‫א‬، 
K‫א‬‫א‬‫א‬
‫א‬
‫א‬
34
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:
‫א‬  ‫א‬  ‫א‬  ‫א‬  
 ‫א‬  ،  ‫א‬ 
 ،‫א‬
     ‫א‬  
 ‫א‬    K‫א‬
E
   F     
‫א‬ ‫א‬
‫א‬‫א‬‫א‬‫א‬‫א‬‫א‬
K‫א‬
‫א‬ ‫א‬‫א‬
      ، ‫א‬‫א‬ 
K‫א‬‫א‬
      ‫א‬   
 ‫א‬ ‫א‬ 
 ‫א‬ ‫א‬
  ‫א‬      ‫א‬ 
35
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‫א‬
  ‫א‬      ،‫א‬
  ‫א‬ K
K
 ‫א‬   ‫א‬ ‫א‬ 
‫א‬‫א‬‫א‬ W
 ‫א‬      ، ‫א‬  
‫א‬   ‫א‬‫א‬‫א‬‫א‬
K‫א‬‫א‬
  ‫א‬ ‫א‬   ‫א‬ ‫א‬
‫א‬    ‫א‬   ،
‫א‬    ، ‫א‬ ‫א‬  
‫א‬    ‫א‬‫א‬   
K‫א‬
‫א‬
‫א‬
36
‫א‬
‫א‬:
 ‫א‬‫א‬ ‫א‬ ‫א‬‫א‬
‫א‬‫א‬
  ‫א‬    
   ‫א‬ ‫א‬  ‫א‬ ،‫א‬
K
 ‫א‬ 
 ‫א‬  ‫א‬ ‫א‬ 
 K ‫א‬  ‫א‬  ‫א‬ ‫א‬
  ‫א‬ ‫א‬ ‫א‬ 
‫א‬    ، ‫א‬   
 ‫א‬    ،
 ‫א‬  
K‫א‬‫א‬‫א‬‫א‬
‫א‬  ‫א‬       
  ‫א‬ ‫א‬ ‫א‬   ‫א‬
K‫א‬‫א‬
37
:
‫א‬
‫א‬:
‫א‬
‫א‬
‫א‬‫א‬ ‫א‬  
 ‫א‬  ‫א‬ ‫א‬ ‫א‬
‫א‬ ‫א‬  ‫א‬‫א‬  
   ‫א‬
،
   ‫א‬ ‫א‬ ‫א‬
‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬FW   1402  22 

   ‫א‬ ‫א‬   
‫א‬ ، ‫א‬‫א‬‫א‬
‫א‬ ‫א‬ ‫א‬  ‫א‬ ‫א‬ ‫א‬
K
 ‫א‬‫א‬‫א‬
‫א‬   ‫א‬ 
    

 ‫א‬ ‫א‬‫א‬،‫א‬
 ‫א‬  ‫א‬   KK  
K32E‫א‬
346WE9F1982،E‫א‬‫א‬F
32
‫א‬
‫א‬
38
‫א‬
‫א‬
‫א‬:
‫א‬
 ‫א‬ ‫א‬  ‫א‬   
  
     K ‫א‬ ‫א‬  
 ‫א‬ ،‫א‬
K‫א‬‫א‬‫א‬
W   ‫א‬‫א‬

    ‫א‬ ،    ‫א‬F
،      K
 ‫א‬  ‫א‬‫א‬
 ، ‫א‬ 
 ‫א‬
  ،
 ‫א‬    ،
 ‫א‬ ‫א‬ 
KE
 ‫א‬‫א‬
   ، ‫א‬
K‫א‬‫א‬
39
:
‫א‬
‫א‬:
‫א‬
‫א‬
‫א‬
   ‫א‬ ‫א‬   ‫א‬ 
‫א‬‫א‬‫א‬ ، 
‫א‬ ‫א‬  
  ،  ‫א‬ ‫א‬ 
K ‫א‬       
،
 ‫א‬‫א‬‫א‬‫א‬‫א‬ ‫א‬  
K‫א‬‫א‬
‫א‬
‫א‬
‫א‬
‫א‬
‫א‬
‫א‬ ‫א‬
 ‫א‬  ‫א‬ ‫א‬  ‫א‬ 
‫א‬ ‫א‬ ، ‫א‬    ‫א‬
   ‫א‬ ‫א‬   
W‫א‬
‫א‬‫א‬    ‫א‬ ‫א‬ ‫א‬  .1
  ،‫א‬ ‫א‬   ‫א‬
K‫א‬‫א‬‫א‬‫א‬
‫א‬  ‫א‬ ‫א‬ ‫א‬   .2
   ‫א‬ ‫א‬  ‫א‬
K‫א‬
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42
  ‫א‬ ‫א‬   .3
 ‫א‬  
 ‫א‬  ‫א‬ 
K‫א‬
  ‫א‬ ‫א‬   .4
K
‫א‬
 
 ‫א‬ ‫א‬
 ، ‫א‬ ‫א‬     ‫א‬
 ‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬ ‫א‬     
K‫א‬‫א‬‫א‬
‫א‬
43
‫א‬
:
:
‫א‬
‫א‬
‫א‬
‫א‬
‫א‬
     ‫א‬   
‫א‬      ،
‫א‬ ‫א‬  ‫א‬  ،‫א‬
‫א‬   . ‫א‬ ‫א‬
K‫א‬‫א‬
‫א‬
‫א‬
  ‫א‬‫א‬‫א‬ ‫א‬ 
 ‫א‬     ،‫א‬  
 K10,000  ‫א‬   ‫א‬‫א‬
‫א‬ K K  1,000  
 ‫א‬‫א‬   ،E F ‫א‬
K
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44
W‫א‬
       KK
 ‫א‬ ‫א‬   ‫ א‬ ‫א‬    ‫א‬ ‫א‬
K
K‫א‬ K‫א‬       ‫א‬   K2‫א‬
‫א‬
‫א‬K 25,000 K
‫א‬
45
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‫א‬
:
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‫א‬
‫א‬K 50,000 K‫א‬
 ‫א‬  K  100,000   ‫א‬ ‫א‬ K
 
   ‫א‬  ‫א‬ 
K‫א‬
  ‫א‬ ‫א‬    K‫א‬‫א‬
‫א‬  
  ‫א‬  K  25,000   
K‫א‬‫א‬
EFW‫א‬
K‫א‬3W‫א‬ •
K550,500W‫א‬‫א‬ •
‫א‬
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46
K2,749,100W‫א‬‫א‬‫א‬ •
K1,200W‫א‬ •
K521,500W‫א‬‫א‬ •
K3.822.300W‫א‬
•
K3.772.400W‫א‬‫א‬ •
 ‫א‬ ‫א‬ ‫א‬‫א‬   
W‫א‬‫א‬‫א‬‫א‬‫א‬
%56W‫א‬‫ א‬•
W‫א‬‫ א‬•
%104
W‫א‬‫ א‬•
%102
،‫א‬   ‫א‬‫א‬ ‫א‬
‫א‬ ‫א‬‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬‫א‬       
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47
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:
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‫א‬
 ‫א‬ ‫א‬‫א‬‫א‬ ،
K‫א‬
‫א‬ ‫א‬ ‫א‬  ‫א‬‫א‬  ‫א‬‫א‬  
‫א‬‫א‬‫א‬  
K‫א‬‫א‬‫א‬
‫א‬
 ‫א‬‫א‬ ‫א‬  ،2001 ‫א‬ ‫א‬ 
   ،‫א‬  ‫א‬ ‫א‬ 
 ، 30 ‫א‬
K7,274,000   K  50,920,000‫א‬
  KK  245,000 
KE1‫א‬F

 ‫א‬    ‫א‬ 
‫א‬   ،   ‫א‬ ‫א‬
‫א‬
‫א‬
48
  ‫א‬  ‫א‬  ‫א‬ 
‫א‬‫א‬‫א‬،EK 1,200F
  ‫א‬   KEK  2,400F
   ‫א‬‫א‬  ‫א‬K
  ‫א‬
K‫א‬‫א‬
‫ﻗﺮوض ﻣﻤﻨﻮﺣﺔ‬
‫ﻋﺪد اﻟﻤﺴﺘﻔﻴﺪﻳﻦ‬
‫اﻟﺴﻨﺔ‬
‫ﻣﺘﺴﻠﺴﻞ‬
6,240,000
31
2001
1
6,060,000
27
2002
2
6,840,000
31
2003
3
7,380,000
28
2004
4
7,920,000
31
2005
5
8,780,000
31
2006
6
7,700,000
28
2007
7
‫( اﻟﻤﺒﺎﻟﻎ ﺑﺎﻟﻠﻴﺮات اﻟﺴﻮرﻳﺔ‬1) ‫اﻟﺠﺪول‬
‫א‬‫א‬ 

 ‫א‬   ، ‫א‬  ‫א‬
 ،E  F     
49
‫א‬
‫א‬
:
‫א‬
‫א‬
    ‫א‬ ‫א‬
  ‫א‬
K‫א‬‫א‬‫א‬
 ‫א‬‫א‬ ‫א‬  ‫א‬ ‫א‬‫א‬  
    ‫א‬ ،‫א‬ ‫א‬ 
  ‫א‬ ‫א‬     ،‫א‬ 
K‫א‬‫א‬‫א‬
‫א‬
‫א‬  ‫א‬  ‫א‬  ‫א‬ 
‫א‬،2007 ‫א‬‫א‬
W‫א‬‫א‬،‫א‬
‫א‬،‫א‬‫א‬
W
 ‫א‬ ‫א‬ ‫א‬  FW
 ‫א‬‫א‬
 ،E2W‫א‬FE ‫א‬   ‫א‬   
 ‫א‬   ‫א‬  
 
‫א‬
‫א‬
50
‫א‬‫א‬FW ‫א‬‫א‬
K‫א‬‫א‬،1E‫א‬
‫א‬
:
K  (5) ‫א‬ 
،‫א‬ 
     2 ‫א‬  
K‫א‬‫א‬
‫א‬
‫א‬:
K‫א‬‫א‬‫א‬‫א‬ K
K‫א‬‫א‬‫א‬K
2699W
1
،‫א‬، 2
K‫א‬‫א‬‫א‬‫א‬‫א‬،‫א‬
51
‫א‬
‫א‬
‫א‬
:
‫א‬
‫א‬
:
‫א‬
E ‫א‬F‫א‬‫א‬
 ،
 
‫א‬‫א‬‫א‬‫א‬‫א‬
‫א‬‫א‬ 
 ،
 ‫؛‬‫א‬‫א‬ ‫א‬     ، 
K‫א‬
‫א‬
:
‫א‬
  ،‫א‬  ‫א‬ ‫א‬ ‫א‬
K
W
 ‫א‬  ‫א‬  ،‫א‬ 
K‫א‬
‫א‬
‫א‬
52
‫א‬
‫א‬
:
‫א‬‫א‬‫א‬  ‫א‬F ‫א‬‫א‬‫א‬
KE
‫א‬‫א‬ ،‫א‬‫א‬‫א‬
K‫א‬‫א‬‫א‬‫א‬
‫א‬‫א‬،‫א‬‫א‬‫א‬‫א‬‫ א‬K‫א‬
‫א‬‫א‬‫א‬ ،‫א‬‫א‬‫א‬،‫א‬
K‫א‬‫א‬
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53
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‫א‬ ‫א‬‫א‬ ‫א‬   K
W‫א‬‫א‬
،‫א‬‫א‬  •
      ‫א‬   
K
‫א‬ •
K‫א‬
    ،‫א‬    •
  ‫א‬  ‫א‬ ‫א‬
    ‫א‬ ‫א‬   ،‫א‬
K
‫א‬‫א‬  ‫א‬  K
K‫א‬
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‫א‬
54
      ‫א‬   K
   ،‫א‬  ‫א‬ ‫א‬
K‫א‬،‫א‬
 %25     ‫א‬ ‫א‬  K
‫א‬،‫א‬‫א‬
K‫א‬‫א‬‫א‬‫א‬‫א‬
 ‫א‬   W ‫א‬ ‫ א‬K
 ، ‫א‬
K‫א‬
  ،‫א‬  ‫א‬  ‫א‬ ‫א‬ ‫א‬ K
K‫א‬
، ‫א‬      ‫א‬ ‫א‬ K
K‫א‬
55
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K‫א‬ K
K‫א‬ K
‫א‬
‫ א‬:
‫א‬ ‫א‬
 K ‫א‬‫א‬‫א‬‫א‬
K،
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K‫א‬‫א‬‫א‬‫א‬‫ א‬K‫א‬‫א‬ K‫א‬‫א‬ K‫א‬‫א‬‫א‬‫א‬‫א‬ -
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K‫א‬‫א‬،‫א‬‫א‬  ‫א‬‫א‬   ‫א‬ ‫א‬  K‫א‬‫א‬
         K‫א‬
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 ‫א‬ ‫א‬   ‫א‬  ‫א‬ K
K
 ‫א‬   ‫؛‬‫א‬  ‫א‬
 K
 ‫א‬‫א‬
‫א‬‫א‬
  ‫א‬  E ‫א‬  F
 ،‫א‬    ،  
K
57
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‫א‬   ،‫א‬ ‫א‬   ‫א‬ K
‫א‬  ،‫א‬ ‫א‬  ‫א‬  
K‫א‬
‫א‬
:‫א‬
‫א‬‫א‬  ،‫א‬   ‫א‬  ‫א‬
 ،‫א‬  ‫א‬  ‫א‬   
     ، ‫א‬ ‫א‬ 
‫א‬   ‫א‬      
K‫א‬
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58
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  ، ‫א‬‫א‬‫א‬ ‫א‬ ‫א‬
‫א‬‫א‬  ‫א‬
K‫א‬‫א‬
‫א‬
 ‫א‬   ‫א‬‫א‬ ‫א‬ ‫א‬  
‫א‬      ‫א‬ 
‫א‬ ‫א‬ ،‫א‬  ‫א‬
K‫א‬‫א‬‫א‬
    ،‫א‬ ‫א‬  
E   F    ‫א‬
    ‫א‬‫א‬   
K‫א‬
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59
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:
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   ‫א‬     
‫א‬    ‫א‬ ‫א‬  
 ‫א‬‫א‬‫א‬ K‫א‬
    K ‫א‬‫א‬ 
K‫א‬‫א‬
‫א‬
      ‫א‬   •
K‫א‬
  ‫א‬  ‫א‬  ‫א‬  •
K‫א‬‫א‬‫א‬
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‫א‬
‫א‬‫א‬‫א‬‫א‬  
W‫א‬‫א‬K‫א‬
‫א‬
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60
‫א‬   5-3  W ‫א‬‫א‬ ‫א‬
K ‫א‬‫א‬‫א‬‫א‬‫א‬‫א‬
K‫א‬‫א‬
K‫א‬‫א‬‫א‬‫א‬‫א‬W‫א‬
K‫א‬‫א‬W‫א‬
‫א‬
‫א‬
‫א‬
 ،
 ‫א‬‫א‬‫א‬‫א‬ ‫א‬ 
W
K‫א‬‫א‬‫א‬‫א‬‫ א‬K‫א‬‫א‬ K‫א‬‫א‬ K‫א‬‫א‬‫א‬‫א‬‫א‬ K‫א‬‫א‬‫ א‬-
61
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‫א‬W
 ‫א‬
K‫א‬
‫א‬‫א‬‫א‬ W ‫א‬‫ א‬.1
W،‫א‬
K‫א‬ K‫א‬‫א‬‫א‬‫ א‬K‫ א‬K‫א‬‫ א‬‫א‬ ‫א‬   W
 ‫א‬  .2
K
‫א‬‫א‬‫א‬‫א‬‫א‬
K
 ‫א‬‫א‬‫א‬
K(1)‫א‬‫א‬‫א‬
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62
‫א‬‫א‬W‫א‬‫א‬
 K  ‫א‬ ‫א‬  ‫א‬ ‫א‬
K‫א‬،‫א‬
‫א‬
   ‫א‬    ‫א‬  

 ‫א‬‫א‬ ‫א‬،‫א‬‫א‬‫א‬
‫א‬‫א‬‫א‬،
W
 ‫א‬    ‫א‬ ‫א‬ .1
   ‫א‬ ‫א‬‫א‬ ‫א‬
K‫א‬
 ‫א‬ ‫א‬‫א‬  ‫א‬ ‫ א‬.2
K‫א‬‫א‬
63
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:
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‫א‬
  ‫א‬  ‫א‬   
‫א‬ K ‫א‬‫א‬
W‫א‬‫א‬
K‫א‬ K‫א‬‫א‬‫א‬‫א‬ K‫א‬‫א‬‫א‬ W‫א‬‫א‬‫א‬‫א‬
‫א‬  ‫א‬ ‫א‬‫א‬ ‫א‬ ‫א‬   .1
K‫א‬‫א‬
  ‫א‬ ‫א‬ ‫א‬    .2
K‫א‬‫א‬
   .3
،‫א‬‫א‬‫א‬
K‫א‬‫א‬
‫א‬
‫א‬
64
 ‫א‬  ‫א‬ ‫א‬‫א‬   .4
‫א‬      ‫א‬
K
 ‫א‬    ‫א‬    .5
،   ‫א‬ ،‫א‬ ‫א‬‫א‬
 ‫א‬‫א‬ 
‫א‬   ‫א‬ ‫א‬ ‫א‬
      ‫א‬
(32 - 29 - 27 - 25 - 22 - 21 - 16 - 15 - 14 - 12 - 10 -
،‫א‬K9 - 3)
     ‫א‬   ‫א‬
K‫א‬‫א‬،‫א‬
‫א‬
 ‫א‬ ‫א‬  ‫א‬   
 ،‫א‬ ‫א‬   ،‫א‬  ‫א‬
‫א‬      
K‫א‬
65
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‫א‬‫א‬   ‫א‬   
K‫א‬‫א‬‫א‬‫א‬
  ‫א‬     ‫א‬
     ‫א‬   
  
  ‫א‬   K
  ‫א‬
K‫א‬
‫א‬    ‫א‬ ‫א‬  
‫א‬‫א‬‫א‬  ‫א‬‫א‬
‫א‬    K‫א‬  
K  5,000     ‫א‬
‫א‬‫א‬K  22,000 ‫א‬
   ‫א‬  0,007  
 ‫א‬      ،‫א‬
  ‫א‬    ‫א‬ ‫א‬ 
، ‫א‬  ‫א‬      ‫א‬ 
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66
‫א‬  ‫א‬ ‫א‬‫א‬ 
   ‫א‬ ‫א‬    ‫א‬ 
K‫א‬
  ‫א‬ ‫א‬‫א‬   
K‫א‬‫א‬‫א‬
.
/ / ‫ﻣﻴﺰاﻧﻴﺔ ﺻﻨﺪوق اﻟﻘﺮض اﻟﺤﺴﻦ ﺑﺘﺎرﻳﺦ‬
‫اﺷﺘﺮاآﺎت‬
×××××
‫ﺻﻨﺪوق‬
×××××
‫وداﺋﻊ ﻷﺟﻞ‬
×××××
‫ﻣﺼﺮف‬
×××××
‫ﺗﺒﺮﻋﺎت‬
×××××
‫ﻗﺮوض‬
×××××
×××××
(1) ‫اﻟﺸﻜﻞ‬
×××××
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67
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‫א‬
‫א‬KKKKKKKKKKKKKKKKKK

KKKKKE‫א‬‫א‬FKKKKKKKKKKK
‫א‬
KKKKKKKKKKKKKKKKKK
‫א‬‫א‬‫א‬
KKKKKKKKKKKKKKKKKK
KKKKKKKKKKKKKKKKKK
KKKKKKKKKKKKKKKKKK
E‫א‬F
‫א‬
‫א‬
‫א‬
68
‫א‬
W،KKKKKKKKKKKKKKKKKKKKKKKKK
‫א‬‫א‬ KKKKK KKKKKK ‫א‬  ،‫א‬   ‫א‬ ‫א‬‫א‬
،‫א‬‫א‬ KKKKK KKKKK ‫א‬
KLL‫א‬‫א‬‫א‬

  ‫א‬   ‫א‬ ‫א‬ ‫א‬ ‫א‬ K
‫א‬
 ، ‫א‬E  F  
KKKKKKKKKK ‫א‬ ‫א‬E  FKKKKKKKKKK ‫א‬
KEF
69
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‫א‬‫א‬
KKKKKKKKKK ‫א‬      
        ،E  F
، 
   ‫א‬ ‫א‬  ‫א‬ 
K‫א‬‫א‬
   ‫א‬  ‫א‬ 
‫א‬‫א‬‫א‬‫א‬
K‫א‬،‫א‬
W‫א‬‫א‬
، ‫א‬‫א‬‫א‬ ‫א‬   (1
K‫א‬‫א‬
F ‫א‬  ‫א‬ ‫א‬   (2
KE‫א‬
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70
  ‫א‬ ‫א‬ ‫א‬‫א‬  ‫א‬  (3
‫א‬‫א‬ ‫א‬ ،     
K‫א‬
‫א‬ ‫א‬ ‫א‬   ‫א‬  (4
K‫א‬
  ‫א‬  
 ‫א‬  (5
‫א‬‫א‬‫א‬
KEFKKKKKKKKKK
W‫א‬ (6
K‫א‬‫א‬‫א‬‫א‬‫א‬ •
K‫א‬ •
K‫א‬‫א‬‫א‬ •
K‫א‬ •
71
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 ‫א‬‫א‬‫ א‬•
‫א‬ ‫א‬  %10 
K
 ‫א‬‫א‬ ‫א‬     (7
K‫א‬
KKKKKKKKKKKKKW‫א‬‫א‬‫ א‬(8
KKKKKKKKKKKKW‫א‬‫א‬‫א‬
(9
‫א‬‫א‬‫א‬‫א‬
  ‫א‬‫א‬‫א‬ ‫א‬‫א‬   ‫א‬‫א‬ K‫א‬‫א‬ ‫א‬‫א‬ ‫א‬ 
   ‫א‬‫א‬ ‫א‬  
K‫א‬
‫א‬‫א‬   ،     K‫א‬
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K‫א‬‫א‬‫א‬‫א‬‫א‬‫ א‬K‫א‬‫א‬‫א‬‫ א‬   ‫א‬ 
  ‫א‬‫א‬   
  ‫א‬‫א‬    ‫א‬ ‫א‬

 ‫א‬‫א‬‫א‬K‫א‬
‫א‬‫א‬‫א‬ 
    ‫א‬K   
K‫א‬‫א‬
‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬   ‫א‬  ‫א‬‫א‬  
‫א‬‫א‬‫א‬ K ‫א‬ ‫א‬‫א‬‫א‬
‫א‬‫א‬‫א‬‫א‬‫א‬
K‫א‬‫א‬
73
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‫א‬‫א‬‫א‬‫א‬‫א‬
L  FKKKK ‫א‬  ‫א‬ 
KKKKKKKKKKKELF‫א‬KKKKKKE
‫א‬‫א‬‫א‬‫א‬
‫א‬   ‫א‬ ‫א‬‫א‬     ‫א‬
 ‫א‬‫א‬ ‫א‬‫א‬
‫א‬ ،‫א‬‫א‬‫א‬‫א‬ ‫א‬
‫א‬ ‫א‬‫א‬  ‫א‬ ‫א‬‫א‬  
  ‫א‬
       ‫א‬   ‫א‬
K‫א‬
‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬‫א‬ ‫א‬  K
W‫א‬
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‫א‬‫א‬‫א‬ •
  ،  ‫א‬  ‫א‬ 
    ‫א‬  ‫א‬  

K
،‫א‬  ‫א‬‫א‬  ‫א‬  •
K‫א‬‫א‬‫א‬
K‫א‬‫א‬ •
،‫א‬‫א‬‫א‬‫א‬‫א‬ K
K‫א‬
‫א‬‫א‬
K‫א‬K
K‫א‬K
75
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‫א‬‫א‬
، ‫א‬    ‫א‬ 
  ،‫א‬‫א‬ ‫א‬   ‫א‬  
K
‫א‬
 ، ‫א‬ KKKKKKKKKK ‫א‬ ‫א‬ 
‫א‬‫א‬K ‫א‬‫א‬
K‫א‬
‫א‬‫א‬‫א‬
‫א‬    ،KKKKKKKKKK ‫א‬  
 ‫א‬  ‫א‬    ،
K
  ‫א‬   KKKKKKKKKK
   
K‫א‬‫א‬
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‫א‬‫א‬‫א‬
 ‫א‬‫א‬‫א‬‫א‬ 
K‫א‬‫א‬KKKKKKKKKK
W‫א‬‫א‬
‫א‬  ‫א‬‫א‬‫א‬ (1
K‫א‬‫א‬‫א‬
KK
 ‫א‬‫א‬‫א‬‫א‬ (2
   ‫א‬   ‫א‬
K‫א‬‫א‬‫א‬‫א‬
‫א‬ ‫א‬  (3
‫א‬‫א‬    ‫א‬  ‫א‬
K‫א‬‫א‬
77
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‫א‬‫א‬
،   12/31   1/1  ‫א‬ ‫א‬ 
K‫א‬12/31‫א‬‫א‬
‫א‬‫א‬
‫א‬‫א‬‫א‬‫א‬
‫א‬،،‫א‬‫א‬
K‫א‬
‫א‬‫א‬
‫א‬ ‫א‬  KKKKKKKKKK
 ‫א‬ 
‫א‬‫א‬‫א‬‫א‬‫א‬‫א‬‫א‬
K‫א‬‫א‬‫א‬
W‫א‬‫א‬‫א‬‫א‬
K‫א‬‫א‬‫ א‬(1
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K‫א‬‫א‬‫א‬‫ א‬(2
K‫א‬ (3
‫א‬‫א‬‫א‬‫א‬ (4
 ‫א‬ 
K‫א‬‫א‬‫א‬
‫א‬ %75 ‫א‬ (5
K‫א‬‫א‬
K‫א‬ (6
K‫א‬‫א‬‫א‬ (7
‫א‬
‫א‬   ،  ‫א‬‫א‬ 
،‫א‬
WK‫א‬‫א‬‫א‬
79
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‫א‬  ‫א‬ ‫א‬ ‫א‬  (1
KEF‫א‬‫א‬
    ‫א‬  ‫א‬  (2
K‫א‬‫א‬
 ‫א‬  ‫א‬   (3
‫א‬‫א‬‫א‬
K‫א‬
‫א‬‫א‬‫א‬
 ‫؛‬‫א‬ ‫א‬   ‫א‬  ‫א‬ K
‫א‬      K
 ‫א‬ 
‫א‬K‫א‬
 E ‫א‬  F   ‫א‬
   ،     ‫א‬
K،‫א‬
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‫א‬   ،‫א‬ ‫א‬   ‫א‬ K
K‫א‬‫א‬
‫א‬
‫א‬‫א‬‫א‬‫א‬  
‫א‬‫א‬‫א‬‫א‬‫א‬‫א‬
  ‫א‬  ‫א‬ ‫א‬  
K‫א‬
‫א‬‫א‬‫א‬
     ‫א‬‫א‬ 
،‫א‬‫א‬
‫א‬ ‫א‬  KE
  F
 ‫א‬‫א‬ 
 ‫א‬       ‫א‬
K‫א‬‫א‬
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‫א‬
‫א‬‫א‬‫א‬
 ‫א‬ ‫א‬ ‫א‬ ‫א‬ 
W‫א‬‫א‬‫א‬‫א‬
K‫א‬.1
K‫א‬‫א‬‫א‬.2
K‫א‬‫א‬‫א‬.3
‫א‬
‫א‬‫א‬‫א‬
K‫א‬
 ‫א‬‫א‬‫א‬
  ‫א‬ ‫א‬
K‫א‬
‫א‬
‫א‬
‫א‬  ‫א‬ ‫א‬،‫א‬‫א‬
 K ‫א‬‫א‬  K
 
‫א‬ ‫א‬  ‫א‬ ‫א‬ ‫א‬ ‫א‬
‫א‬ ‫א‬ ‫א‬‫א‬    ‫א‬ ‫א‬
K‫א‬
‫א‬ ‫א‬ ‫א‬‫א‬ ‫א‬  ‫א‬  
‫א‬‫א‬‫א‬  ‫א‬‫א‬
‫א‬K ‫א‬
‫א‬‫א‬‫א‬ ‫א‬‫א‬
    ‫א‬    K‫א‬
‫א‬
‫א‬
84
‫א‬‫א‬‫א‬‫א‬ ‫א‬
‫א‬  K‫א‬     
‫א‬  ،‫א‬‫א‬
،‫א‬‫א‬ ‫א‬‫ א‬W‫א‬‫א‬
‫א‬ K1 ‫א‬‫א‬،‫א‬‫א‬
‫؟‬
  ،‫א‬ ‫א‬     
‫א‬  ،‫א‬   
K‫א‬‫א‬‫א‬
‫א‬‫א‬ 
 ‫א‬‫א‬‫א‬
K
 ‫א‬
 
‫א‬‫א‬‫א‬‫א‬
K1361W،‫א‬
1
‫א‬
85
‫א‬
‫א‬
‫א‬‫א‬
  ‫א‬ ‫א‬ ‫א‬ ‫א‬ ‫א‬ 
K‫א‬‫א‬
K‫א‬‫א‬
K2008/8/20
‫א‬
‫א‬
F ‫א‬‫א‬،E1088F ‫א‬ .1
‫א‬ ، ،E1386F‫א‬W‫א‬ ،E‫א‬
6W‫א‬‫א‬،‫א‬
 ‫א‬‫א‬‫א‬ ،‫ א‬.2
،E1386F‫א‬W‫א‬ ،E ‫א‬  F
6W‫א‬‫א‬،‫א‬‫א‬،
‫א‬  ،‫א‬    ‫ א‬.3
،، W ،‫א‬‫א‬
K4W‫א‬‫א‬،‫א‬‫א‬
،E275F‫א‬‫א‬‫ א‬.4
‫א‬  ،‫א‬  ‫א‬   ،‫א‬
K2W‫א‬‫א‬،‫א‬
‫א‬
‫א‬
88
‫א‬    ‫א‬   ‫ א‬.5
W ،‫א‬‫א‬‫א‬ ،E256F ‫א‬
E1407F‫א‬W ‫א‬ ،‫א‬  K
6W‫א‬‫א‬،‫א‬،‫א‬‫א‬،
‫א‬ ‫א‬   ‫א‬   .6
W    ،E261F‫א‬
،‫א‬‫א‬‫א‬‫א‬،،‫א‬‫א‬
K5W‫א‬‫א‬
،‫א‬      ‫ א‬.7
 W ،‫א‬   ‫א‬ 
،،E1402F  ،
K6W‫א‬‫א‬،‫א‬‫א‬
K‫א‬ .8
‫א‬‫א‬ .9
 ،‫א‬   ‫א‬ ، E884F ‫א‬
89
‫א‬
‫א‬
 ،‫א‬ ‫א‬ ، ،E1400F
K10W‫א‬‫א‬
،E620F‫א‬‫א‬‫א‬ .10
W‫א‬‫א‬‫א‬‫א‬
W ‫א‬،‫א‬‫א‬،،E1405F‫א‬
K10
K1982،،E‫א‬‫א‬F .11
E241F‫א‬‫א‬‫ א‬.12
،،،‫א‬ 
K6W‫א‬‫א‬
  ‫א‬  ،‫א‬ ‫א‬  .13
 ،‫א‬ ‫א‬ ، ، ‫א‬  
K4W‫א‬‫א‬
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