The Comparison of Males &
Females Automobile Insurance
By:
Chasity Meidinger
Josh Shulstad
Dani Ornquist
Introduction
There are many differences between
males and females, one of them being
car insurance rates. Our journey and
mission was to uncover why this was
and how the consumer can alter their
insurance rates.
Nodak Mutual Car Insurance

$900
$800
$700
$600
$500
$400
$300
$200
$100
$0

Female
Male


18
Year
Old
20
Year
Old


18 Year-Old Female$569.
18 Year-Old Male$847
19 Year-Old Female$561
19 Year-Old Male$766
20 Year-Old Female$471
20 Year-Old Male$642
State Farm Insurance Agency

18 Year-Old Female$1,333.21
 18 Year-Old Male$1,922.24
 19 Year-Old Female$1,212.85
 19 Year-Old Male$1,747.60
 20 Year-Old Female$1,162.36
 20 Year-Old Male$1,643.26
$2,000.00
$1,800.00
$1,600.00
$1,400.00
$1,200.00
$1,000.00
Female
Male
$800.00
$600.00
$400.00
$200.00
$0.00
18
Year
Old
20
Year
Old
Independent Insurance Agency
Progressive

A 19 year-old Female-who drives a
1992 Ford Ranger and has one
speeding ticket and has one accident at
fault. Every 6, months her premium rate
would be $358.
Center Mutual Insurance Co.

Average student vs.
Above average
student
– 17 year-old Female
average student$140
– 17 year-old Female
above average
student-$112.60
$140
$120
$100
$80
$60
Female
$40
$20
$0
17
Year
Old
17
Year
Old
Greatway

$500
$450
$400
$350
$300
$250
$200
$150
$100
$50
$0
Female
Male
20
Year
Old
20
Year
Old
Clean driving record vs.
Tarnished driving record
– 20 year-old Female with
clean driving record-$307
– 20 year-old Male with
clean driving record-$428
– 20 year-old Female with
tarnished driving record$347
– 20 year-old Male with
tarnished driving record$483
Wells Fargo Insurance Agency

Average Male vs.
Above average Male
– 17 year old average
Male-$286
– 17 year old above
average Male$229.40
$300
$250
$200
$150
Male
$100
$50
$0
17
Year
Old
17
Year
Old
Progressive.com

$2,000
$1,800
$1,600
$1,400
$1,200
$1,000
$800
$600
$400
$200
$0

Female
Male


18
Year
Old
20
Year
Old


18 year-old Female$1,333
18 year-old Male$1,902
19 year-old Female$615
19 year-old Male$871
20 year-old Female$651
20 year-old Male$873
Conclusion
So, have we completed our mission to
the fullest extent possible? Well,
probably not, but we sure did try. But,
we did gain enough knowledge to
create a conclusion. This being car
insurance rates for males have been,
are, and probably always will be higher
than females. Will this ever stop? We
certainly hope so.
Work Cited
Edwardson, Melissa. Telephone interview,
October 11, 2001
Satter, Gail. Telephone interview, October 9,
2001
McFerison, Leona. Personal interview, October
12, 2001
Web Master@Progressive Insurance.
“PROGRESSIVE”
http://lw8fd.law8.hotmail.msn.com/cgibin/getmsg?curmbox=f000000001&=87ff6512
8ac October 16,2001.
The End!!