Dr. Chandralekha Ghosh
Flat B201, Prateeti Apartments, 165A Prantik Pally, Kasba Bosepukur,
Kolkata- 700042; India
Telephone: (Mobile) 0 98319 56747 (Home) 033 2441 4969
Email: [email protected]
Date of Birth: May 31, 1976
Teaching and Research Interests:
 Micro Economics (Consumer Behavior, Production and Cost Theories, Market
Economics)
 Econometrics with application of Statistical/ Econometric software packages such
as SPSS, Eviews, Limdep, Stata, SAS.
 Research in household demand analysis, rural credit market and borrowing
choices, micro finance and Self Help Groups, woman empowerment,
microenterprises, contract farming models, agricultural productivity and cost/
production efficiency.
 Application of advanced Econometrics in research
Current Job:
Assistant Professor (Stage-III) in Economics, West Bengal State University, Barasat,
North 24 Pgs, from February 2009.
Academic Background:

Ph D in Economics (2008) at Department of Economics, Jadavpur University,
Kolkata under Dr. Ajitava Raychaudhuri, Professor and Department of
Economics, Jadavpur University. Dissertation Topic: “Agricultural Growth,
Tenurial Reform and Economic Liberalisation: an Interface - A Case Study of
Rice in the State of West Bengal and Andhra Pradesh”
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M.A Economics (2000) from Jadavpur University in 2000 with a First Class and
Fourth Rank in University, aggregate marks 69.1%, Specialization- Econometrics
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B.A (Hons.) Economics (1998) from Jadavpur University with First Class,
aggregate marks 63.4%.
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Higher Secondary (1995) from West Bengal Council of Higher Secondary
Education with 77.6% Marks from South Point High School, Kolkata.
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Secondary (1993) from West Bengal Board of Secondary Education with 80.6%
Marks from South Point High School, Kolkata.
Teaching Experience
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Working as Senior lecturer in West Bengal State University at Barasat, North 24
Parganas from February 2009.
Worked as a Full-time UGC appointed Lecturer of Economics in Umeschandra
College under Calcutta University from August 2003 to January 2009. Duties
included Teaching as per University Syllabus, Examining Papers for the
University Economics Course at graduation level.
Worked as Guest Lecturer of Applied Econometrics in the Department of
Economics in M. Sc. in Applied Economics at Presidency College, Kolkata under
University of Calcutta from Dec 2004 to Dec 2010. Duties included lectures on
theoretical topics, teaching practical application using softwares like SPSS, setting
papers for examinations and evaluation.
Research Projects

Worked as co- investigator of the UGC funded minor research project titled
“Evaluating Economic and Social Impact of Joining SHG”.
A comparative study has been done between a set of group of members over a
period of 4 years. Another comparative study has been carried between group
members and non group members. Employment and empowerment status of the
self help group members have been mainly examined in this project.
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Worked as one of the co-directors of ICSSR sponsored major research project
titled “Borrowing Patterns in a Rural Economy – A selective Study”.
The recurring loan structure of a set of borrowers have been analysed over a
period of 2 years. The concept of tied loan has also been dealt with.
Other Research Experiences
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Was engaged in the Project “Rationale for Choice of Alternative Sources of Fund
for the Rural Poor: A Case Study” funded by Centre for Advanced Studies,
Department of Economics, Jadavpur University.
Ph.D Student in Departments of Economics, Jadavpur University, Kolkata
(March’02 to August’08)
Junior Research Fellow in Departments of Economics, Jadavpur University,
Kolkata, (March’02 – August’ 03)
Research Assistant Worked in Planning and Development Unit, Jadavpur
University, (February’01- March, 02).
Project Assistant Worked in a minor research project titled “ Cost and Financing
of Higher Education” coordinated by Dr. Debjani Sarkar and Dr. Basabi
Bhattacharya, in the Department of Economics, Jadavpur University.( August
2000- December 2000).
Publications:
1. “Does Institutional Framework of MFIs matter in the Economic Benefits of
Clients? Evidence from slums in Mumbai”.( with Samapti Guha) Economic and
Political Weekly (Forthcoming)
2. Determinants of Profitability of the Microenterprises led by Women Micro
Entrepreneurs: Evidence from Mumbai Slums. (with Samapti Guha)
International Journal of Entrepreneurship and Small Business, Vol-24,No-4,
pp. 455-473. (Inderscience Publishers),
3. Do Micro Enterprises Choose Microfinance Institutions to meet their Financial
Needs? Evidence from Mumbai Slums. (with Samapti Guha) ,Journal of
Developmental Entrepreneurship, Vol. 19, No. 3.( World Scientific Publishing
House).
4. “What Factors Play a Role in Empowering Women Study on SHG Members from
India?”, (with Tanmoyee Banerjee) Gender Technology and Development, Vol16 , No-3( Sage Journals).
5. “Self Help Group Participation and Employment of the Women: Myths and
Reality” in the conference Volume of FIKUSZ 2010 (Symposium for Young
Researchers) conference volume at Obuda University, Budapest during
November, 2010, ISBN:978-615-5018-05-3.
6. “Does Political Identity Matter in Rural Borrowing? Evidence from a Field
Survey” (with Tanmoyee Banerjee and Malabika Roy), Journal of South Asian
Development,
Vol5,
No-1,pp.137–163.
(Sage
publications)
Print ISSN: 0973-1741 Online ISSN: 0973-1733
7. “Borrower’s in a Village Economy: an Analysis of Credit Contracts across Rural
Households", (with Tanmoyee Banerjee and Malabika Roy) , Asia-Pacific Social
Science Review, Vol-10,No-1 , pp. 85-101.( (Indexed in Scopus Elsevier
Bibliography Data Base)
ISSN: 0119-8386.
8. “Agriculture Growth in Two Major Rice Producing States in India: A
Comparative Study of West Bengal and Andhra Pradesh” (with Ajitava
Raychaudhuri), published in Issue No-358, Jan 2010, Indian Journal of
Economics .ISSN: 0019-5170
9.
Ghosh ,Banerjee and Roy(2009), “Different Persons Different Needs: An Analysis
of various types of Loans in a Village Economy”, The ICFAI University Journal
of Managerial Economics, Vol-VII, Nos-3& 4, pp:94-108, ISSN: 0972-9305.
10. Paper titled “Measurement of Cost Efficiency in case of Rice Production in West
Bengal and Andhra Pradesh”(2010), in The ICFAI University Journal of
Agriculture Economics, Vol-VII , Nos-1&2, pp.30-47, ISSN:0973-2276.
11. “Who lends to the poor : An analysis of credit contracts across households.”, Coauthored with Dr Tanmoyee Banerjee (Chatterjee) and Dr. Malabika Roy,
Working Paper,# January 2008 (CAS 06032008), Centre for Advanced Studies,
Department of Economics, Jadavpur University.
12. “Impact of Price Change on Supply and Demand for Rice in Andhra Pradesh and
West Bengal” - Coauthored with Dr Ajitava Raychaudhuri, Working paper#07-07,
March, 2007, Centre for Advanced Studies, Department of Economics,
Jadavpur University.
13. “Globalization and Liberalization of Indian Agriculture: Some Related Issues” in
Essays on International Trade (Ed. Dr. Rajat Acharya) with Dr Ajitava
Raychaudhuri (Professor, Department of Economics, Jadavpur University),
Allied Publishers Private Limited, Jan 2005, ISBN-81-7764-732-6.
14. “Indian Agriculture under Globalization (2001)” with late Prof. Biplab
Dasgupta, Eminent Economist and Head, Planning and Development Unit,
Jadavpur University. Published as a Mimeo.
Conferences and Workshops:
1. Paper titled “Efficiency and Mission Drift: Debate Revisited”, has been accepted for
presentation in the Fourth European Research Conference on Microfinance to be
held in the University of Geneva from 1-3 rd June, 2015.
2. Presented paper titled “Trend of Technical Efficiency and Cost Efficiency of Rice
Production for major rice producing States of India”, at 51st Annual Conference of
The Indian Econometric Society (TIES) during 12-14 December, 2014 at Punjabi
University, Patiala, Punjab.
3. Presented a paper titled “Presented a paper titled “Role of Social Enterprises in
Creation of Sustainable Livelihoods: Case of Microfinance Institutions in slums of
Mumbai”, at International Conference on Social Entrepreneurship and
Sustainable Development during 4th Feb-7th Feb, 2015 at Tata Institute of Social
Science , Mumbai.
4. Invited to be discussant for a paper in the Centenary Research Scholar Workshop
(International) on Growth and Regional Disparities: Theory and Empirics, organized
by the Department of Economics, University of Calcutta.
5. Presented paper Tilted “Determinants of Profitability of the Microenterprises led by
Women Micro Entrepreneurs: Evidence from Mumbai Slums” , Young Scholar’s
Seminar, organized by CESP, JNU, New Delhi , held in April , 2014.
6. Presented paper, Titled “Does microfinance institution really help microenterprises?
A case Study of Slums in Mumbai, India”, has been accepted for presentation in the
50th Annual Conference of The Indian Econometric Society (TIES), held at Indira
Gandhi Institute of Development Research, Mumbai from 22 Dec, 2013 to 24th
December 2013.
7. Third European Research Conference on Microfinance, held in 10-12 June, 2013
at The Norwegian Centre for Microfinance Research, University of Agder,
Kristiansand, Norway.
8. Participated in the UGC Sponsored Refresher Course for college and university
teachers organized by Academic Staff College of Calcutta University along with
Department of Economics, Calcutta University, from Jan 2, 2013 to 22, Jan 2013 and
obtained Grade “A”.
9. Participated and presented a paper Titled has presented her paper titled, “Self Help
Group Participation and Employment of the Women: Myths and Reality” at FIKUSZ
2010 (Symposium for Young Researchers) conference at Obuda University,
Budapest, Hungary.
10. Participated and presented a paper Titled, “Self Help Group Participation and
Employment of the Woman: The Reality”, at Annual Conference on Contemporary
Issues in Development Economics, at Jadavpur University, held during December
20-12, 2010.
11. Participated in the 3-day workshop( January 5-7, 2009) on “ Productivity and
Efficiency Analysis” organized by the Centre for Development Economics, Delhi
School of Economics in association with the Swiss Reinsurance Company Limited.
12. Presented
a
paper
Titled
“Borrowers
in
a
Village
Economy:
an Analysis of Credit Contracts” at the International Conference on “The Informal
Sector in South Asia: Organizational Dynamics, Institutional Determinants,
Interlinkages and Development held during July 27-28, 2009 at the Institute of
Economic Growth, University of Delhi Enclave, India in collaboration with Centre for
Studies in Social Sciences, Calcutta, India and Research Programme Consortium for
Improving Institutions for Pro-poor Growth, University of Manchester, UK.
13. Presented Paper titled “Measurement of Cost Efficiency in case of Rice Production in
West Bengal and Andhra Pradesh” at 44th Annual Conference of The Indian
Econometric Society (TIES) during 3-5 January, 2008 at University of Hyderabad.
14. Participated in the UGC Sponsored Orientation Program for college and university
teachers organized by Academic Staff College of Jadavpur University in Nov-Dec
2007 and obtained Grade “A”.
15. Presented Paper titled “Future Trend of Demand for Rice in India-Analysis of Two
States: Through Almost Ideal Demand System Estimation Applying Seemingly
Unrelated Regression Equations” at 43rd Annual Conference of The Indian
Econometric Society (TIES) during 3-7 January, 2007 at IIT, Bombay.
16. Attended and participated in IPPG (Improving Institution on Pro-Poor Growth)
workshop organized by Development Studies Institute , London School of
Economics & Political Science in collaboration with Consumer Unity & Trust
Society , India and Unnayan Shamannay, Bangladesh at Dhaka University
from 31st July to 4th August, 2006.
17. Invited by the American Center, Calcutta to participate in the Discussion on “WTO,
Subsidy in Agriculture, and the Future of Global Trade” December 2, 2005. and
“WTO, Globalization and India”, January 3, 2006.
18. Presented Paper titled “Comparative Study of Rice production in West Bengal and
Andhra Pradesh” at 41st Annual Conference of The Indian Econometric Society
(TIES) during 20-22 January, 2005 at Jadavpur University, Kolkata.
19. Paper Titled “Trade Liberalization and Agricultural Growth: Total Factor
Productivity Growth Comparison in Two Indian States” accepted for presentation in
the Annual Conference of Agricultural Economics Society, UK During 2nd – 4th
March 2004 in Imperial College, London.
20. Presented Paper “Globalization and Food Security” in the Two Day National
Seminar on Changing Trends and the Economy organized by DSA Centre for
Regional Economic Studies, Department of Economics, Jadavpur University, 26-27
February, 2004.
Refereed for
The Journal “Applied Economic Perspectives and Policy”, Oxford Journal.
Membership of the Society
Life member of Indian Econometric Society.
Econometric Modeling Expertise:
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Simultaneous Equations System Estimation, specializing Seemingly Unrelated
Regression Equations Estimation (SURE)
Stochastic Frontier Analysis
Almost Ideal Demand System (AIDS) Modeling
Categorical Dependent Variables (binary/ multinomial) modeling using Logistic
Regression
Advanced Multiple Regression like Tobit Regression (Censored Data), Count
Modelling.
Panel Data Models,
Multivariate Analyses
Factor Analysis namely Exploratory and Confirmatory and Structural Equation
Modelling.
Working with primary survey data
Working with large sample household data like NSSO.
Software Skills:

Advanced level experience in Statistical and Econometric Softwares like SPSS,
Limdep, M-Fit, E-views, STATA.
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SAS Experience level- beginner (SAS STAT, SAS ETS and SAS BASE)
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Advanced level user of MS Office (MS-Word, MS-Excel, MS- PowerPoint)
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Certificate in Office Automation Tools from Regional Computer Centre, Jadavpur
University, Kolkata in 1999
Achievements:
 Awarded State Junior Research Fellowship by the Govt. of West Bengal in March
2002
 Qualified in UGC-Net (Lecturership Grade) in 1999
 National Scholar - For both Secondary (10) and Higher- Secondary (10+2) Level
Awarded by Govt. Of West Bengal in 1993 and 1995 respectively
Hobbies:
Reading, Music, Playing Electronic Organ, Fabric Painting.
Place: Kolkata
Dated On: May,2015.
Signature:
(Dr. Chandralekha Ghosh)