! ! One Solution. Higher Profits ! 7 Things to Know About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compliance is critical for your merchant client regardless of business size. T61+!50G.610!,36:!/0:GH.*+!GA)0*+!2301!*3+!8:3G011!.!A.:40!J3A6/0!3(!G:02)+! G.:21!2301!*3+!0U0/8+!+H0/!(:3/!-F;!G3/8A).*G0&!NH0!8:3G011)*4!3(!.!1)*4A0! G:02)+!G.:2!+:.*1.G+)3*!:0V6):01!,36:!/0:GH.*+!GA)0*+!+3!H.*2A0!+H.+!G.:2!2.+.!)*! .!O.,!+H.+!/00+1!+H0!-F;!:046A.+)3*1&!! 2. PCI compliance is a legally binding part of your merchant client’s service agreement WJ0:,!*0O!/0:GH.*+!10:J)G0!.GG36*+!.1!3(!T6A,!#$%$!*3O!H.1!+H0!:0V6):0/0*+!3(! .GG08+)*4!+H0!:0183*1)5)A)+)01!3(!10G6:)*4!G.:2H3A20:!2.+.&!!X36:!/0:GH.*+! GA)0*+1!*3O!1)4*!.!A04.A!.(()2.J)+!1+.+)*4!+H0,!.4:00!+3!(3AA3O!.AA!#YZ!.88A)G.5A0! G3*+:3A1!3(!-F;!G3/8A).*G0!+3!8:3+0G+!G.:2H3A20:!2.+.!.GG08+029!+:.*1/)++02! .*2!1+3:02!)*!+H0):!8.,/0*+!.88A)G.+)3*1&! 3. It is more than six simple parts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email protected]*6+!F:00D9!F'&! ! ! ! ! !! ! ! One Solution. Higher Profits ! 7 Things to Know About PCI 4. Getting breached can put your merchant client out of business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ompliance can be very expensive if attempted without proper support N3!86+!)*!8A.G0!+H0!8:380:!10G6:)+,9!G3*+:3A19!/3*)+3:)*4!.*2!:083:+)*4!:0V6):02! 5,!+H0!-F;!:046A.+)3*1!G31+!+H361.*21&!B3:!A.:40:!3:4.*)].+)3*19!+H0!G31+!)1!/6GH! H)4H0:&!!!?.*,!1/.AA0:!/0:GH.*+1!H.J0!)4*3:02!+H0!-F;!/.*2.+019!8.:+A,!260!+3! .!A.GD!3(!40*0:.A!D*3OA02409!.*2!/3:0!3(+0*!50G.610!3(!+H0!.22)+)3*.A!G31+!3(! G3/8A).*G0&! 6. PCI scanning services are just part, not all, of what it takes to become PCI compliant NH0:0!)1!.!4:0.+!20.A!3(!G3*(61)3*!.536+!-F;!*0+O3:D1!1G.*1!.*2!OH.+!:3A0!+H0,! 8A.,!)*!-F;!G3/8A).*G0&!!'88:3J02!<G.**)*4!_0*23:19!3:!'<_19!O3:D!O)+H!5.*D1! .*2!.GV6):0:1!+3!80:(3:/!:0/3+0!+01+1!3*!G3/86+0:!*0+O3:D1!+3!)20*+)(,! J6A*0:.5)A)+)01&!!`0++)*4!1G.**02!)1!.*!)*)+).A!1+08!,36:!/0:GH.*+!GA)0*+!G.*!+.D0! +3O.:21!50G3/)*4!-F;!G3/8A).*+&!!a*(3:+6*.+0A,9!13/0!'_<!8:3J)20:1!H.J0! 164401+02!.!(.A10!10*10!3(!G3/8A).*G0!5,!)116)*4!N:61+/.:D1!.*2!G0:+)()G.+01&!! -F;!1G.*1!.:0!:0V6):02!(3:!,36:!/0:GH.*+!GA)0*+I1!3*A)*0!8.,/0*+!.88A)G.+)3*&! C6+!+H.+!)1!3*A,!3*0!3(!+H0!#$$b!+H)*41!,36:!/0:GH.*+!GA)0*+!*0021!+3!23!+3! .GH)0J0!10G6:0!G.:2!H3A20:!2.+.&!'*2!/31+!1G.**)*4!8:3J)20:1!3J0:10AA!+H0! ! ! "!#$%$&!'(()*)+,!-.,/0*+1!23)*4!561)*011!.1!-.,70.89!)1!.!:04)1+0:02!;<=>?<-!3(!@0AA1!B.:43!C.*D9!E&'&[email protected]*6+!F:00D9!F'&! ! ! ! ! "! ! ! One Solution. Higher Profits ! 7 Things to Know About PCI 50*0()+!3(!8.11)*4!.!1G.*&!!'A+0:*.+)J0A,9!,36:!/0:GH.*+!GA)0*+1!G36A2!180*2!+H.+! /3*0,!+3!50G3/0!G3/8A).*+!.*2!:026G0!+H0):!:)1D1!)*!.!OH3A01.A0!.*2! .((3:2.5A0!O.,&!! 7. Payment acceptance in a way that removes PCI risk and cost =*0!38+)3*!(3:!/0:GH.*+1!+3!/00+!-F;!G3/8A).*G0!)1!+3!8:3G011!8.,/0*+! +:.*1.G+)3*1!+H:364H!.!10G6:0!H31+02!L3:9!GA362M!O05!8.,/0*+!(3:/&!!<6GH!.! 8.,/0*+!(3:/!)1!10G6:0A,!H31+02!)*!.!-F;!G0:+)()02!0*J):3*/0*+!.*2!2301!*3+! :01)20!3*!+H0!/0:GH.*+!GA)0*+I1!@05!10:J0:&!!'!H31+02!3*A)*0!8.,/0*+!1,1+0/! 8:010*+1!.!/6GH!/3:0!J).5A0!38+)3*!(3:!+H:00!8:)/.:,!:0.13*1c! $% &'()*+!FA362!5.102!8.,/0*+!13A6+)3*1!.:0!/3:0!.((3:2.5A0!.*2!1G.A.5A0! +H.*!)*dH3610!1,1+0/1&!N,8)G.AA,9!/0:GH.*+!(001!)*GA620!.!1/.AA!80:! +:.*1.G+)3*9!8A61!.!*3/)*.A!/3*+HA,!10:J)G0!(00&! ,% -.(/+'0+1(/*!!\31+02!8.,/0*+!13A6+)3*1!1H)(+!+H0!56:20*!.*2!1G380!3(! -F;!G3/8A).*G0!.O.,!(:3/!,36:!/0:GH.*+!GA)0*+19!.AA3O)*4!+H0/!+3! 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GA)0*+1I!8.,/0*+!8:3G011)*4!.G+)J)+)01&!!!! ! ! "!#$%$&!'(()*)+,!-.,/0*+1!23)*4!561)*011!.1!-.,70.89!)1!.!:04)1+0:02!;<=>?<-!3(!@0AA1!B.:43!C.*D9!E&'&[email protected]*6+!F:00D9!F'&! ! ! ! ! #!
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