١١ﻡ ﻋﺒﺪ ﺍﳉﺒﺎﺭ ﲪﺪ ﻋﺒﻴﺪ ﺍﻟﺴﺒﻬﺎﱐ ﺍﳌﺴﺘﺨﻠﺺ . . . ﻣﻘﺪﻣﺔ . . . : . ﺍﳌﺒﺤﺚ ﺍﻷﻭﻝ (ﺍﻟﻔﻘﻬﺎﺀ ﻭﺗﻐﲑ ﻗﻴﻤﺔ ﺍﻟﻨﻘﻮﺩ ﺍﳌﻌﺪﻧﻴﺔ ﺍﻻﺻﻄﻼﺣﻴﺔ )ﺍﻟﻔﻠﻮﺱ : ﺍﻻﻧﻘﻄﺎﻉ-١ . ﺍﻟﻜﺴﺎﺩ-٢ . ﺍﻟﺮﺧﺺ ﻭﺍﻟﻐﻼﺀ-٣ : .١ﻋﻠﻲ ﺣﻴﺪﺭ .٢ﺍﺑﻦ ﻋﺎﺑﺪﻳﻦ .٣ ﺍﻟﺪﺳﻮﻗﻲ : "... : . : .٣ .٣ﺍﻹﻣﺎﻡ ﺍﻟﺸﺎﻓﻌﻲ . ٣ﺍﻟﺮﻣﻠﻲ .٤ﺍﺑﻦ ﻗﺪﺍﻣﺔ . ﺍﳌﺮﺩﺍﻭﻱ٥ﺍﻟﻘﺤﻄﺎﱐ . : : " . .٢ﺍﺑﻦ ﻋﺎﺑﺪﻳﻦ .٢ "... : " .٢ .٥ﺍﳌﺮﺩﺍﻭﻱ٥ ﺍﻟﻘﺤﻄﺎﱐ .٥ﺍﻟﺮﻫﻮﱐ .٥ .٥ ﺍﻷﻭﻝ ﺍﻟﺜﺎﱐ ﺍﻟﺜﺎﻟـﺚ . : ٣٨ﺷﻮﻗﻲ ﺩﻧﻴﺎ . ﺍﳊﺎﻓﻆ ﺍﳌﻨﺬﺭﻱ ﺍﳊﺎﻓﻆ ﺍﳌﻨﺬﺭﻱ . .ﺍﺑﻦ ﺣﺠﺮ . . . ٦ .٣٥ .٢ﺍﺑﻦ ﻋﺎﺑﺪﻳﻦ . . : . ﺍﳌﺒﺤﺚ ﺍﻟﺜﺎﱐ ﺍﻟﻜﺘﺎﺏ ﺍﳌﻌﺎﺻﺮﻭﻥ ﻭﺗﻐﲑ ﻗﻴﻤﺔ ﺍﻟﻨﻘﻮﺩ ﺍﻟﻮﺭﻗﻴﺔ : . . . . . . . .ﻣﻮﺳﻰ ﺁﺩﻡ ﻋﻴﺴﻰ . : ﺍﳊﻜﻢ ﺍﻟﺸﺮﻋﻲ : : : .٣٥ﻋﻠﻲ ﺍﻟﻘﺮﺓ ﺩﺍﻏﻲ ٣٥ﺍﺑﻦ ﻣﻨﻴﻊ . . ﳏﻤﺪ ﻋﻔﺮ ﺍﻟﺘﻜﻴﻴﻒ ﺍﻟﻔﻘﻬﻲ ﻟﻠﻨﻘﻮﺩ ﺍﻟﻮﺭﻗﻴﺔ:ﺃﻭﻻﹰ : . . . . ٣ ٣ ﻓﺘﺎﻭﻯ ﺍﺑﻦ ﲰﲑ ﻭﳐﻠﻮﻑ ﻭﺍﳊﺴﻴﲏ . ﺗﻘﻲ ﺍﻟﺪﻳﻦ ﺍﻟﻨﺒﻬﺎﱐ٣٣ ﳏﻤﺪ ﺳﻼﻣﺔ ﺟﱪ ﳏﻤﻮﺩ ﺍﳋﺎﻟﺪﻱ . ٣ ٣ . . . .٣٥ .٣٥ﻋﻠﻲ ﺍﻟﻘﺮﺓ ﺩﺍﻏﻲ . ﳏﻤﺪ ﻋﻔﺮ .١٢٤ﺍﻟﻐﺰﺍﱄ .٢ﺍﺑﻦ ﻗﻴﻢ ﺍﳉﻮﺯﻳﺔ .٣٥ﺍﺑﻦ ﻣﻨﻴﻊ ٣ ٣ . .١ .ﻋﺮﺽ ﻭﺗﻘﻮﱘﳏﻤﺪ ﻋﻔﺮ . . . ﺍﻹﻣﺎﻡ ﻣﺎﻟﻚ ﻟﻠﺒﻼﺫﺭﻱ ﺍﻟﺒﻼﺫﺭﻱ ﻋﺒﺪﺍﳉﺒﺎﺭ ﺍﻟﺴﺒﻬﺎﱐ . ١٠ ﻣﺴﺄﻟﺔ ﺍﳌﺜﻠﻴﺔ:ﺛﺎﻧﻴـًﺎ : . . . . ﻳﺸﺘﺮﻁ ﻓﻴﻪ ﺍﻟﺘﻘﺎﺑﺾ ﺍﻟﻔﻮﺭﻱ .١ﺍﺑﻦ ﺍﳌﺒﺎﺭﻙ .٢ﺍﻟﻘﺮﻃﱯ . . . . . ٣٥ﻋﻠﻲ ﺍﻟﻘﺮﺓ ﺩﺍﻏﻲ : . . . . .ﺍﻟﺮﻣﻠﻲﺍﳋﻄﻴﺐ ﺍﻟﺸﺮﺑﻴﲏ . . .١١٦ﺍﻟﺴﺮﺧﺴﻲ .٥ﺍﻟﻘﺤﻄﺎﱐ : ﻭﺟﻮﺏ ﳑﺎﺛﻠﺔ ﺍﳌﺎﻝ ﺍﳌﺴﺪﺩ ﻭﻓﺎﺀ ﻻﻟﺘﺰﺍﻡ ﻣﻌﲔ ﻟﻠﻤـﺎﻝ ﺍﻟﺜﺎﺑـﺖ ﰲ ﺍﻟﺬﻣـﺔ .ﺍﺑﻦ ﺍﳍﻤﺎﻡ . . . : .ﺍﺑﻦ ﻗﺪﺍﻣﺔ .ﻣﻮﺳﻰ ﺁﺩﻡ ﻋﻴﺴﻰ ﻧﺰﻳﻪ ﲪﺎﺩ .٣٣ .٣٥ . ﻟﺮﺑﻂ ﺍﻷﺟﻮﺭ . . .٣٥ﺍﺑﻦ ﻣﻨﻴﻊ .ﺍﺑﻦ ﺣﺠﺮ .ﳏﻤﺪ ﻋﻔﺮ ﳏﻤﺪ ﺃﻧﺲ ﺍﻟﺰﺭﻗﺎ . .ﳏﻤﺪ ﻋﻔﺮ ﻻ ﻣﺴﺆﻭﻟﻴﺔ ﻟﻠﻤﺪﻳﻦ ﻋﻦ ﺗﻨﺎﻗﺺ ﻗﻴﻤﺔ ﺍﻟﻨﻘﺪ:ﺛﺎﻟﺜـًﺎ . . . . . .٥ﺍﳌﻨﺬﺭﻱ . .٥ ٥ﺍﻟﺮﻣﻠﻲ .٥ . ﻭﺍﳋﻼﺻﺔ : . . . . . . ﺍﻟﺴﻴﺎﺳﺔ ﺍﻟﺸﺮﻋﻴﺔ . . . : . . . : ﺃﻭﻻﳘﺎ . .ﳏﻤﺪ ﻋﻤﺮ ﺷﺎﺑﺮﺍ .ﺭﻓﻴﻖ ﺍﳌﺼﺮﻱ .ﳏﻤﺪ ﻋﻔﺮ .ﳏﻤﺪ ﻋﻔﺮﻣﻮﺳﻰ ﺁﺩﻡ ﻋﻴﺴﻰ .ﻋﺠﻴﻞ ﺍﻟﻨﺸﻤﻲﳏﻤﺪ ﻋﻔﺮ ـﺎ ﻭﺛﺎﻧﻴﻬﻤـ . . . . . . . . .ﺍﺑﻦ ﺣﺠﺮ .ﺍﺑﻦ ﺣﺠﺮ .٥ﺍﺑﻦ ﺣﺠﺮ ﺍﻟﺴﻴﺎﺳﺔ ﺍﻻﻗﺘﺼﺎﺩﻳﺔ : . . . . . ﻭﺍﻟﻨﺠﺎﺭ ﻭﺻﺪﻳﻘﻲﺍﻟﻀﺮﻳﺮﻋﺒﺪﺍﳌﻨﺎﻥﳏﻤﺪ ﻋﻔﺮ .ﳏﻤﺪ ﻋﻤﺮ ﺷﺎﺑﺮﺍ .ﺟﻌﻔﺮ ﺣﺴﲔ ﻻﱄ ﻭﺍﻻ .ﺟﻌﻔﺮ ﺣﺴﲔ ﻻﱄ ﻭﺍﻻﳏﻤﺪ ﻋﻔﺮ . . .ﳏﻤﺪ ﻋﻤﺮ ﺷﺎﺑﺮﺍ .ﺟﻌﻔﺮ ﺣﺴﲔ ﻻﱄ ﻭﺍﻻ .ﳏﻤﻮﺩ ﺃﺑﻮ ﺍﻟﺴﻌﻮﺩ .٢ﺳﻨﻦ ﺍﻟﺘﺮﻣﺬﻱ ﺍﻋﺘﺒﺎﺭﺍﺕ ﻣﻨﻄﻘﻴﺔ . . . . : . . . .ﳏﻤﺪ ﻋﻔﺮ . . . ﺍﻵﻟﻴﺔ . . : . . . . . : ﺍﻵﻟﻴﺔ ﺍﻷﻭﱃ . . : . ﺍﻵﻟﻴﺔ ﺍﻟﺜﺎﻧﻴﺔ . .٧ﺍﺑﻦ ﺭﺷﺪ .٣٨ﺷﻮﻗﻲ ﺩﻧﻴﺎ .ﳏﻤﺪ ﻋﻤﺮ ﺷﺎﺑﺮﺍ . Solidos . ﺍﻵﻟﻴﺔ ﺍﻟﺜﺎﻟﺜﺔ .ﻣﻮﺳﻰ ﺁﺩﻡ ﻋﻴﺴﻰ .ﺃﺑﻮ ﻋﺒﻴﺪ Dollarization . ﺍﻵﻟﻴﺔ ﺍﻟﺮﺍﺑﻌﺔ . . ﺍﻵﻟﻴﺔ ﺍﳋﺎﻣﺴﺔ . . .ﳏﻤﺪ ﻋﻔﺮ . . . . ﺍﻵﻟﻴﺔ ﺍﻟﺴﺎﺩﺳﺔ .٣٥ﻋﻠﻲ ﺍﻟﻘﺮﺓ ﺩﺍﻏﻲ .ﻣﻮﺳﻰ ﺁﺩﻡ ﻋﻴﺴﻰﳏﻤﺪ ﻋﻔﺮ . ﺍﻷﻭﱃ . ﺍﻟﺜﺎﻧﻴﺔ . . . . ﺍﳌﺒﺤﺚ ﺍﻟﺜﺎﻟﺚ ﺗﻐﲑ ﻗﻴﻤﺔ ﺍﻟﻨﻘﻮﺩ ﰲ ﺍﻟﺘﻘﻨﻴﻨﺎﺕ ﺍﳌﻌﺎﺻﺮﺓ : . : : .١ﺍﻟﺴﻨﻬﻮﺭﻱ .١ . ١ﺃﺩﻳﺐ ﺍﺳﺘﺎﻧﺒﻮﱄﺷﻔﻴﻖ ﻃﻌﻤﺔ . . . . .١ .ﺍﻟﻜﺮﺑﺎﺳﻲ .١ﺃﺩﻳﺐ ﺍﺳﺘﺎﻧﺒﻮﱄﺷﻔﻴﻖ ﻃﻌﻤﺔ .٣١ﺍﻟﺴﻨﻬﻮﺭﻱ (95) Terré Ph. Simler et y. Lequette, Droit Civil Les obligations, 5 édition D. 1993, No. 1233, p. 932-933. . . . . .٢ﺍﳉﺼﺎﺹ . ٢٢ﻣﺼﻄﻔﻰ ﺍﻟﺰﺭﻗﺎ . ﺭﻓﻴﻖ ﺍﳌﺼﺮﻱ .٢ﺑﻴﺖ ﺍﻟﺘﻤﻮﻳﻞ ﺍﻟﻜﻮﻳﱵ .١ ﻆﹼ ﻣﻦ ﺃﺧﺬ ﺍﻟﻘﻴﻤﺔ ﺃﻭ ﳑﺎ ﺁﻝ ﺇﻟﻴﻪ ﺍﻷﻣﺮ ﻣﻦ ﺍﻟﺴـﻜﺔ ﺍﳉﺪﻳـﺪﺓﺎ ﺍﻷﺣﻭﺇﻻ ﻛﺎﻥ ﻟﺮ ﺍﻟﺰﺍﺋﺪﺓ ﻋﻦ ﺍﻟﻘﺪﳝﺔ . . ﺍﳋﺎﲤﺔ . . .٢ﺍﻟﺼﺎﻭﻱ .٢ . : . . . . . ﺍﳌﺮﺍﺟﻊ ﺍﳌﺮﺍﺟﻊ ﺍﻟﻌﺮﺑﻴﺔ: ﺃﻭﻻﹰ ﺃﺑﻮ ﺍﻟﻌﺒﺎﺱ ﺍﳊﺴﲔ،ﺍﺑﻦ ﺍﳌﺒﺎﺭﻙ .ﺍﻟﺜﺎﻟﺜﺔ . ﺍﳊﻨﻔﻲ،ﺍﺑﻦ ﺍﳍﻤﺎﻡ . ﺍﻟﻌﺴﻘﻼﱐ،ﺍﺑﻦ ﺣﺠﺮ ﺍﻟﺜﺎﻟﺜـﺔ ﺍﻟﻌﺴﻘﻼﱐ،ﺍﺑﻦ ﺣﺠﺮ . ﺃﺑﻮ ﺍﻟﻮﻟﻴﺪ،ﺍﺑﻦ ﺭﺷﺪ . . ﳏﻤﺪ ﺃﻣﲔ،ﺍﺑﻦ ﻋﺎﺑﺪﻳﻦ . ﻣﻮﻓﻖ ﺍﻟﺪﻳﻦ ﺃﺑﻮ ﳏﻤﺪ،ﺍﺑﻦ ﻗﺪﺍﻣﺔ .ﺍﺑﻦ ﻗﻴﻢ ﺍﳉﻮﺯﻳﺔ ﻋﺒﺪﺍﷲ ﺑﻦ ﺳﻠﻴﻤﺎﻥ،ﺍﺑﻦ ﻣﻨﻴﻊ .٣٥ .ﺍﻷﻭﱃ ﳏﻤﻮﺩ،ﺃﺑﻮ ﺍﻟﺴﻌﻮﺩ .ﺍﻷﻭﱃ ﺍﻟﻘﺎﺳﻢ ﺑﻦ ﺳﻼﻡ،ﺃﺑﻮ ﻋﺒﻴﺪ ﺃﲪﺪ ﳛﲕ ﺑﻦ ﺟﺎﺑﺮ،ﺍﻟﺒﻼﺫﺭﻱ . .ﺍﻟﺜﺎﻧﻴﺔ .ﺍﻷﻭﱃ ﺃﺑﻮ ﻋﻴﺴﻰ،ﺍﻟﺘﺮﻣﺬﻱ . ﳏﻤﺪ ﺳﻼﻣﺔ،ﺟﱪ . ﺃﺑﻮ ﺑﻜﺮ،ﺍﳉﺼﺎﺹ .ﺍﻷﻭﱃ ﻋﻠﻲ،ﺣﻴﺪﺭ .ﺍﻷﻭﱃ ﳏﻤﻮﺩ،ﺍﳋﺎﻟﺪﻱ ، ﴰﺲ ﺍﻟﺪﻳﻦ ﳏﻤﺪ ﺑﻦ ﻋﺮﻓﺔ،ﺍﻟﺪﺳﻮﻗﻲ . ﺷﻮﻗﻲ ﺃﲪﺪ،ﺩﻧﻴﺎ ٣٨ .ﺍﻷﻭﱃ ﴰﺲ ﺍﻟﺪﻳﻦ،ﺍﻟﺮﻣﻠﻲ . ﳏﻤﺪ ﺑﻦ ﺃﲪﺪ ﺑﻦ ﳏﻤﺪ ﺑﻦ ﻳﻮﺳﻒ،ﺍﻟﺮﻫﻮﱐ .ﺍﻷﻭﱃ ﻣﺼﻄﻔﻰ ﺃﲪﺪ،ﺍﻟﺰﺭﻗﺎ .٢٢ ﳏﻤﺪ ﺃﻧﺲ،ﺍﻟﺰﺭﻗﺎ . ﻋﺒﺪﺍﳉﺒﺎﺭ ﲪﺪ،ﺍﻟﺴﺒﻬﺎﱐ .١٠ .١١٦ ﴰﺲ ﺍﻟﺪﻳﻦ،ﺍﻟﺴﺮﺧﺴﻲ . ﻋﺒﺪﺍﻟﺮﺯﺍﻕ ﺃﲪﺪ،ﺍﻟﺴﻨﻬﻮﺭﻱ ﻋﺒﺪﺍﻟﺮﺯﺍﻕ ﺃﲪﺪ،ﺍﻟﺴﻨﻬﻮﺭﻱ . ﺍﻟﺜﺎﻧﻴـﺔ ﳏﻤﺪ ﻋﻤﺮ،ﺷﺎﺑﺮﺍ . .ﺍﻷﻭﱃ ﳏﻤﺪ ﺑﻦ ﺇﺩﺭﻳﺲ،ﺍﻟﺸﺎﻓﻌﻲ . ﺍﳋﻄﻴﺐ،ﺍﻟﺸﺮﺑﻴﲏ ﺍﻟﺸﻴﺦ ﺃﲪﺪ ﺍﻟﺼﺎﻭﻱ،ﺍﻟﺼﺎﻭﻱ . .ﺍﻟﺜﺎﻧﻴﺔ ﻭﺍﺳﺘﺎﻧﺒﻮﱄ ﺃﺩﻳﺐ، ﺷﻔﻴﻖ،ﻃﻌﻤﺔ ﳏﻤﺪ ﻋﺒﺪ ﺍﳌﻨﻌﻢ،ﻋﻔﺮ . ﺍﻷﻭﱃ ﻣﻮﺳﻰ ﺁﺩﻡ،ﻋﻴﺴﻰ . .ﺍﻷﻭﱃ ﺍﻹﻣﺎﻡ ﺃﺑﻮ ﺣﺎﻣﺪ،ﺍﻟﻐﺰﺍﱄ . ﻋﺒﺪ ﺍﻟﺮﲪﻦ ﺑﻦ ﻗﺎﺳﻢ ﺍﻟﻌﺎﺻﻤﻲ ﺍﻟﻨﺠﺪﻱ،ﺍﻟﻘﺤﻄﺎﱐ .ﺍﻟﺜﺎﻧﻴﺔ ﻋﻠﻲ ﳏﻲ ﺍﻟﺪﻳﻦ،ﺍﻟﻘﺮﺓ ﺩﺍﻏﻲ .٣٥ .ﺍﻷﻭﱃ ﺃﲪﺪ ﺑﻦ ﻋﻤﺮ،ﺍﻟﻘﺮﻃﱯ . ﳏﻤﺪ ﻋﻠﻲ،ﺍﻟﻜﺮﺑﺎﺳﻲ ﺍﻷﻭﱃ ﺟﻌﻔﺮ ﺣﺴﲔ،ﻻﱄ ﻭﺍﻻ . .،(ﻣﺎﻟﻚ )ﺍﻹﻣﺎﻡ ٣٥٣٣ .٣٨ ﻋﻼﺀ ﺍﻟﺪﻳﻦ ﺃﺑﻮ ﺍﳊﺴﻦ ﻋﻠﻲ،ﺍﳌﺮﺩﺍﻭﻱ . .ﺍﻟﺜﺎﻧﻴﺔ ﺭﻓﻴﻖ،ﺍﳌﺼﺮﻱ ﺍﳊﺎﻓﻆ،ﺍﳌﻨﺬﺭﻱ . .ﺍﻟﺜﺎﻧﻴﺔ ﺗﻘﻲ ﺍﻟﺪﻳﻦ،ﺍﻟﻨﺒﻬﺎﱐ ﺍﳌﺮﺍﺟﻊ ﺍﻷﺟﻨﺒﻴﺔ: ﺛﺎﻧﻴـًﺎ Terré Ph. Simler et Y. Lequette, 1993, Droit Civil, Les Obligations, No. 1233, 5 édition D. 1993. A Perspective on the Change of Money Value ABDUL - JABBAR H.O. AL-SABHANI Department of Economics Faculty of Economics & Administration Sciences Al al-Bayt University, Mafraq, Jordan ABSTRACT. As a matter of principle, financial obligations should be settled on a parity basis (in terms of the money units in which they were done). But the change in the value of paper currency makes numerical parity deviate from financial parity. A number of solutions are examined for this problem a the best one being to have a money whose value is fixed. Till such time as this is made possible, we prefer trying to compensate for the effect of change in money on financial obligations. As a matter of fact changes in the purchasing power of money affect loans very much so that a recourse to value (rather than number of money units) becomes necessary. This view draws support from the views of the Hanafis, later day Hanbalis and some Malikis. These call for change in value in case of copper coins (floos) so the same must apply to paper currency. This is our choice since it is a precondition for fair transaction and its absence will lead to injustice. Also, without it transactions involving the future would not be possible. Their cost would rise. And good loans (i.e. loans without interest) will dry up. The mechanism of doing so is indexing the loans, despite the accounting difficulties involved. However, settlement should be made in a currency different from the one on which the contract was based, to avoid suspicion of riba.
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