Table 13. Medical care benefits: Eligibility requirements, private industry workers, National Compensation
Survey, 2008
(All workers participating in medical care plans = 100 percent)
Service requirement
Characteristic
Total
With service
requirement
1 month
2 months 3 months
Median
service
Not
determinable requirement
(in months)
Greater
than 3
months
100
61
24
7
22
7
(1)
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
47
49
45
66
65
76
60
72
27
28
27
24
24
19
26
15
5
6
–
–
8
10
7
12
10
12
9
33
26
35
21
30
4
2
–
5
7
12
5
14
(1)
(1)
(1)
–
(1)
–
1
1
1
1
1
3
–
3
2
3
100
100
100
100
100
68
76
70
71
68
–
19
22
24
19
–
11
11
12
8
24
35
28
27
30
19
10
9
7
10
–
1
1
1
1
3
3
3
–
3
Full time .................................................................
100
61
24
7
23
7
(1)
2
1
All workers .............................................................
Worker characteristic
Union .....................................................................
Nonunion ...............................................................
100
100
61
61
18
25
9
7
22
22
12
6
( )
(1)
3
2
Average wage within the following percentiles:2
Less than 10 ......................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
100
100
100
100
100
78
69
66
58
44
–
22
24
27
25
–
9
9
6
5
25
28
26
18
10
–
10
6
7
–
–
(1)
(1)
(1)
–
3
3
–
2
1
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
67
76
63
59
69
65
77
59
38
58
61
55
55
52
83
50
43
57
35
23
16
26
24
18
19
17
17
–
24
28
34
32
33
–
23
25
32
30
13
13
13
5
7
–
10
–
–
–
11
4
–
–
–
–
–
–
–
21
30
20
23
31
33
31
32
–
26
20
14
14
15
40
18
–
17
–
9
17
5
7
12
–
18
–
–
–
–
–
–
–
–
–
–
–
(1)
(1)
–
(1)
(1)
1
–
1
–
–
(1)
–
–
–
–
–
–
–
1
–
2
3
2
–
3
3
3
3
–
–
2
1
1
1
–
–
–
1
1
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
See footnotes at end of table.
Table 13. Medical care benefits: Eligibility requirements, private industry workers, National Compensation
Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Service requirement
Characteristic
Total
With service
requirement
1 month
2 months 3 months
Median
service
Not
determinable requirement
(in months)
Greater
than 3
months
Establishment characteristic
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
36
61
58
65
41
30
32
22
–
–
–
–
–
–
–
–
19
30
36
–
1
–
–
–
–
–
1
–
–
–
1
–
3
3
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
65
64
67
58
67
47
21
21
21
25
28
22
8
9
–
7
9
6
26
25
30
19
23
15
9
8
11
6
7
5
(1)
1
–
(1)
(1)
(1)
3
3
3
2
2
2
100
100
100
100
100
100
100
100
100
51
67
65
68
57
61
64
58
55
19
26
28
31
18
29
26
25
18
8
–
9
10
7
–
–
–
7
19
27
22
21
26
22
23
14
21
–
–
6
–
6
–
–
14
9
–
1
(1)
–
(1)
–
(1)
–
1
2
–
2
2
3
–
2
–
3
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 13. Medical care benefits: Eligibility requirements,
private industry workers, National Compensation Survey,
2008—Continued
(All workers participating in medical care plans = 100 percent)
Characteristic
All workers .............................................................
With no
service
requirement
Not
determinable
27
12
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
40
35
43
22
25
17
28
20
13
15
12
11
10
7
11
8
24
16
17
14
21
8
8
14
15
11
Full time .................................................................
28
11
Union .....................................................................
Nonunion ...............................................................
24
28
15
11
Average wage within the following percentiles:2
Less than 10 ......................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
21
24
32
45
–
10
11
11
11
20
19
21
30
21
22
14
33
43
29
33
39
40
41
–
32
46
34
60
13
5
15
11
10
12
9
8
19
13
6
6
5
7
–
17
11
8
5
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
See footnotes at end of table.
Table 13. Medical care benefits: Eligibility requirements,
private industry workers, National Compensation Survey,
2008—Continued
(All workers participating in medical care plans = 100 percent)
With no
service
requirement
Characteristic
Not
determinable
Establishment characteristic
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
57
30
31
32
46
7
9
11
3
12
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
27
28
25
28
21
37
8
9
8
14
12
16
36
25
22
23
35
29
26
30
27
14
8
13
8
8
10
10
13
17
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based
on the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: Because of rounding, sums of
individual items may not equal totals.
Dashes indicate that no data were reported
or that data do not meet publication criteria.
For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Medical care benefits: Coverage for selected services, private industry workers, National
Compensation Survey, 2008
(All workers participating in medical care plans = 100 percent)
Characteristic
All workers .............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
99
99
98
100
70
73
67
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
99
100
99
100
100
99
100
99
98
97
98
100
98
98
98
99
96
94
98
99
98
99
97
98
100
99
100
100
100
100
100
100
72
70
72
66
71
71
71
73
72
72
73
70
73
75
72
76
65
63
67
64
68
70
67
74
100
99
100
100
100
99
99
100
100
100
98
97
98
98
99
100
100
99
100
99
72
74
69
72
65
73
78
73
75
71
76
71
68
70
66
Full time .................................................................
Part time ................................................................
100
99
99
99
98
98
100
100
71
65
73
66
68
63
Union .....................................................................
Nonunion ...............................................................
100
99
100
98
99
97
100
100
73
70
69
73
68
67
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
99
100
100
100
99
99
99
100
98
99
98
98
100
99
98
97
97
97
100
100
100
100
99
100
62
65
71
72
74
68
67
67
75
74
74
69
56
61
71
69
68
62
100
100
100
99
100
100
99
100
100
100
100
100
100
100
100
98
96
100
99
99
99
98
99
100
98
99
100
99
97
96
99
91
100
96
95
99
98
99
97
97
98
95
99
97
100
99
95
95
97
91
94
95
93
100
99
100
99
100
99
100
99
99
100
100
100
100
100
100
100
100
100
100
72
69
72
70
68
65
70
65
64
70
65
66
66
61
63
70
71
66
73
72
73
73
73
69
74
79
68
66
66
67
67
64
62
67
67
64
69
73
68
67
68
63
69
75
66
60
60
63
63
60
49
62
65
59
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 14. Medical care benefits: Coverage for selected services, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Characteristic
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
98
100
100
99
99
99
99
100
100
100
100
99
98
100
100
100
100
100
100
99
100
100
100
100
76
74
75
77
57
53
86
81
71
70
82
64
66
92
74
67
63
75
56
54
84
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
99
100
99
99
100
99
98
100
98
99
98
98
98
99
97
97
97
100
99
100
100
100
99
72
74
68
69
71
67
75
77
71
71
71
71
69
71
66
66
65
67
100
100
98
100
100
100
100
99
100
100
99
96
98
99
98
99
99
99
99
96
94
99
98
98
99
99
100
99
100
99
99
100
100
100
99
100
77
75
72
64
69
66
62
72
73
72
76
73
64
73
76
67
76
75
67
73
67
65
67
69
62
67
67
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Services incurred in the outpatient department of a hospital.
2 Plans that provide post-hospitalization care only to patients who were
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
previously hospitalized and are recovering without need of the extensive care
provided by a general hospital.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Medical care benefits: Median copayment1 per visit for selected services by type of plan, private industry
workers, National Compensation Survey, 2008
(Includes all workers participating in plans with specified copayments)
Hospital room and board
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Physician office visit
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient surgery
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
$250
$250
$250
$20
$20
$15
–
$50
$75
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
250
250
250
250
250
250
250
250
250
250
250
250
250
250
250
–
250
250
250
250
250
250
250
250
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
15
15
15
20
20
–
15
–
–
–
–
–
$100
–
75
–
–
–
–
–
–
–
–
–
–
–
–
100
125
–
75
–
–
250
250
250
–
–
200
200
–
250
250
250
–
250
20
20
20
20
20
20
20
20
20
20
–
–
–
20
15
–
–
75
–
–
–
–
–
–
–
–
–
75
100
–
Full time .................................................................
Part time ................................................................
250
250
250
250
250
–
20
20
20
20
15
15
–
–
50
–
75
–
Union .....................................................................
Nonunion ...............................................................
250
250
–
250
250
250
15
20
15
20
–
20
–
–
–
50
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
250
250
250
250
250
250
250
250
250
250
250
–
500
250
250
250
250
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
15
15
–
–
50
–
–
–
–
–
–
–
75
–
–
–
–
100
–
–
250
400
250
250
250
250
250
250
100
250
250
250
250
250
250
250
250
250
250
400
200
250
–
–
250
–
100
300
250
250
250
250
–
200
–
–
250
–
250
250
250
–
–
250
250
–
250
250
250
–
250
–
250
250
20
20
20
20
20
20
20
20
15
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
20
–
20
20
20
20
20
25
20
20
20
–
15
–
15
–
15
20
–
–
15
20
20
20
–
20
–
20
–
–
–
30
–
100
100
–
–
25
–
–
–
25
–
–
100
–
150
30
–
30
–
100
100
100
–
25
–
25
–
25
–
20
–
–
–
75
–
–
–
100
100
125
–
25
–
–
–
–
–
–
–
150
150
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 15. Medical care benefits: Median copayment1 per visit for selected services by type of plan, private industry
workers, National Compensation Survey, 2008—Continued
(Includes all workers participating in plans with specified copayments)
Hospital room and board
Characteristic
All
plans
Fee-forservice
plans
Physician office visit
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient surgery
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$250
250
240
250
250
250
–
–
$250
250
–
250
250
–
$250
250
150
250
–
–
–
$20
15
15
20
20
20
20
$20
20
–
20
20
20
20
$15
15
15
15
20
–
20
$30
–
–
30
–
–
–
–
–
–
–
–
–
–
–
$20
–
–
50
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
250
250
250
250
250
250
250
250
250
250
250
–
250
250
–
250
250
250
20
20
20
20
20
15
20
20
20
20
20
20
20
20
20
15
15
15
–
–
–
–
–
50
–
–
–
$50
–
50
–
–
–
–
–
–
250
250
250
250
250
250
250
250
250
250
–
200
240
250
–
250
250
–
250
250
250
300
250
–
500
250
250
15
20
20
20
20
20
20
20
–
–
20
20
20
20
20
20
20
20
15
15
15
20
20
–
20
20
15
–
75
50
–
–
–
–
–
–
–
–
50
50
50
–
–
–
–
–
75
–
–
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 A copayment is the amount of covered expenses that an individual must pay
before any charges are paid by the medical plan.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 16. Medical care benefits: Median number of days or visits covered per year for
selected services by type of plan, private industry workers, National Compensation
Survey, 2008
(Includes all workers participating in plans with specified day limits)
Home health care1
Skilled nursing facility
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
90
90
100
100
100
100
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
90
100
90
–
100
100
100
90
90
90
90
60
90
90
90
90
100
100
100
100
100
100
100
100
100
100
90
100
90
–
100
100
90
100
90
100
90
60
100
100
100
100
100
60
100
100
–
100
90
100
90
100
–
–
90
90
90
60
100
100
100
100
100
100
100
100
100
90
90
100
100
100
90
120
100
100
100
100
Full time .................................................................
Part time ................................................................
90
100
90
90
100
100
100
–
100
–
100
–
Union .....................................................................
Nonunion ...............................................................
100
90
90
90
100
100
100
100
100
90
100
100
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
90
90
100
100
–
60
–
–
90
100
–
–
100
100
100
100
100
–
100
100
100
100
90
–
90
100
90
100
90
–
–
60
100
100
–
100
90
100
90
90
100
90
60
100
100
90
90
100
–
–
100
–
100
90
–
100
90
–
100
–
60
100
–
–
–
100
60
–
100
–
100
100
100
100
100
100
100
100
100
100
100
100
100
–
100
–
100
100
100
100
100
100
100
–
90
–
–
100
100
100
100
100
100
–
100
100
100
100
90
100
100
–
90
–
–
–
100
100
100
100
100
100
100
100
100
100
–
100
100
100
100
100
–
100
100
–
100
–
100
–
100
120
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 16. Medical care benefits: Median number of days or visits covered per year for
selected services by type of plan, private industry workers, National Compensation
Survey, 2008—Continued
(Includes all workers participating in plans with specified day limits)
Home health care1
Skilled nursing facility
Characteristic
All
plans
Fee-forservice
plans
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
90
90
100
90
–
90
90
–
90
90
–
60
60
–
100
100
100
100
100
–
100
90
100
100
90
100
100
90
90
100
100
90
100
100
90
100
100
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
90
90
–
90
90
90
–
90
–
100
100
100
100
100
100
90
90
100
100
100
100
90
90
90
100
100
100
100
100
100
100
100
90
100
100
–
60
90
100
60
90
100
100
90
90
–
60
90
60
90
100
100
100
–
–
100
–
100
100
100
100
100
90
100
90
–
100
–
100
100
100
90
100
90
90
–
–
100
100
120
60
60
60
–
100
100
100
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Plans that provide post-hospitalization care only to patients
who were previously hospitalized and are recovering without need
of the extensive care provided by a general hospital.
2 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2007." See Technical
Note for more details.
NOTE: Dashes indicate that no data were reported or that data do
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 17. Fee-for-service plans: Coverage for selected services, private industry workers, National
Compensation Survey, 2008
(All workers participating in fee-for-service plans = 100 percent)
Characteristic
All workers .............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
99
98
98
100
70
73
68
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
99
99
99
100
99
99
99
99
97
97
98
99
98
98
98
98
96
94
97
100
98
99
97
98
99
99
100
100
99
99
99
100
71
70
72
65
70
71
70
76
73
72
73
69
73
76
72
81
66
63
67
64
69
70
69
79
100
99
100
100
100
99
98
100
100
100
98
98
99
99
99
100
100
99
99
99
75
76
68
71
65
78
84
73
74
72
83
75
68
70
66
Full time .................................................................
Part time ................................................................
99
98
98
98
98
98
99
100
70
67
74
68
69
65
Union .....................................................................
Nonunion ...............................................................
100
99
100
98
99
97
99
100
77
69
73
73
74
67
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
99
100
99
100
99
99
98
99
98
98
98
98
100
100
98
98
96
97
100
100
99
100
99
100
60
63
71
71
73
70
65
65
76
75
74
71
53
59
72
71
69
65
100
100
100
99
100
100
99
100
100
100
100
100
100
100
99
97
95
100
99
99
99
98
99
100
98
98
100
99
96
96
99
90
99
95
95
99
97
99
97
98
99
100
99
97
100
99
95
95
98
91
95
94
93
100
99
100
99
100
99
100
99
99
100
100
100
100
100
100
100
100
100
100
71
69
71
70
68
65
72
63
61
69
65
64
64
60
67
67
70
63
74
74
73
73
75
67
76
86
64
68
67
68
68
64
66
65
68
60
71
75
68
68
70
61
71
80
64
63
61
62
62
60
57
61
66
55
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 17. Fee-for-service plans: Coverage for selected services, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in fee-for-service plans = 100 percent)
Characteristic
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
97
100
100
99
99
98
99
100
100
100
100
99
98
100
100
100
100
100
100
99
100
100
100
100
78
77
83
78
58
54
93
81
72
77
82
68
67
97
75
66
69
76
59
56
86
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
99
99
100
99
99
100
98
98
100
98
98
98
98
98
99
97
98
97
100
99
100
100
100
99
72
75
66
69
72
66
75
78
69
72
73
71
69
71
64
68
68
68
100
100
98
100
100
100
100
99
100
100
99
95
99
99
98
99
98
99
99
98
94
99
97
98
99
99
99
99
100
99
99
100
100
100
99
100
80
77
72
62
68
65
63
72
73
77
79
72
62
72
76
68
77
78
74
76
67
64
68
70
64
67
69
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Services incurred in the outpatient department of a hospital.
2 Plans that provide post-hospitalization care only to patients who were
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
previously hospitalized and are recovering without need of the extensive care
provided by a general hospital.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Fee-for-service plans: Coverage for mental health care and substance abuse treatment, private
industry workers, National Compensation Survey, 2008
(All workers participating in fee-for-service plans = 100 percent)
Characteristic
All workers .............................................................
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
99
84
98
80
79
98
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
99
99
99
98
98
99
98
100
84
84
85
81
81
80
81
91
99
99
100
96
98
98
98
99
80
79
81
81
77
76
78
86
81
80
81
75
77
76
78
86
99
99
99
96
98
98
98
99
100
100
99
99
100
92
90
85
82
89
98
100
97
97
98
84
89
77
74
81
84
88
78
75
83
98
100
97
97
98
Full time .................................................................
Part time ................................................................
99
94
85
73
98
94
80
71
80
68
98
94
Union .....................................................................
Nonunion ...............................................................
99
99
89
83
96
99
83
79
81
79
96
98
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
96
97
99
99
99
99
73
74
84
87
87
82
95
92
98
99
99
99
70
72
79
81
84
77
69
67
79
82
84
78
95
92
98
99
99
99
99
99
99
99
99
100
98
100
96
98
100
100
100
100
99
98
100
93
87
92
85
83
81
80
80
85
79
92
76
74
72
74
81
75
77
63
97
99
98
98
98
100
97
100
96
100
100
100
100
100
99
96
100
87
78
84
76
80
78
79
76
83
68
89
74
73
70
71
81
75
76
66
79
85
77
79
78
79
76
84
68
85
74
72
70
71
81
72
76
56
97
99
97
98
98
100
96
100
94
100
100
100
100
100
99
96
100
87
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 18. Fee-for-service plans: Coverage for mental health care and substance abuse treatment, private
industry workers, National Compensation Survey, 2008—Continued
(All workers participating in fee-for-service plans = 100 percent)
Characteristic
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
99
99
100
99
98
100
90
86
90
90
94
96
99
100
99
99
100
99
100
100
86
81
83
86
90
96
92
85
84
88
85
90
96
98
100
99
99
100
99
100
100
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
98
99
98
85
85
84
83
84
82
98
99
97
98
99
97
80
81
77
79
80
79
80
82
76
79
81
77
98
99
97
98
98
97
100
100
100
98
99
99
99
96
99
85
88
81
84
79
88
84
83
88
100
99
99
99
99
99
94
96
98
83
85
79
81
78
82
74
75
82
80
87
77
81
78
83
75
73
82
100
99
99
99
99
99
94
96
97
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 18. Fee-for-service plans: Coverage for mental health
care and substance abuse treatment, private industry
workers, National Compensation Survey, 2008—Continued
(All workers participating in fee-for-service plans = 100 percent)
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
80
79
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
80
79
81
81
77
76
78
86
81
80
81
75
77
76
78
86
84
89
77
74
81
84
88
78
75
83
Full time .................................................................
Part time ................................................................
80
71
80
68
Union .....................................................................
Nonunion ...............................................................
83
79
81
79
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
70
72
79
81
84
77
69
67
79
82
84
78
78
84
76
80
78
79
76
83
67
89
74
73
70
71
81
75
76
66
79
85
77
79
78
79
76
84
68
85
74
72
70
71
81
72
76
56
Characteristic
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 18. Fee-for-service plans: Coverage for mental health
care and substance abuse treatment, private industry
workers, National Compensation Survey, 2008—Continued
(All workers participating in fee-for-service plans = 100 percent)
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
86
81
83
86
90
96
92
85
84
88
85
90
96
98
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
80
81
77
79
80
79
80
82
76
79
81
77
83
85
79
81
78
82
74
75
82
80
86
77
81
78
82
75
73
82
Characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Detoxification is the systematic use of
medication and other methods under
medical supervision to reduce or eliminate
the effects of substance abuse.
2 Rehabilitation is designed to alter
abusive behavior in patients once they are
free of acute physical and mental
complications.
3 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 19. Health maintenance organizations: Coverage for selected services, private industry workers,
National Compensation Survey, 2008
(All workers participating in health maintenance organizations = 100 percent)
Characteristic
All workers .............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
100
100
97
100
71
71
64
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
100
100
100
100
100
100
100
100
99
99
100
100
100
100
100
100
97
95
98
99
97
98
96
97
100
100
100
100
100
100
100
100
72
70
73
70
72
69
74
65
72
71
73
72
72
70
73
60
65
63
65
65
64
68
63
57
100
100
100
100
100
100
100
100
100
100
100
95
97
96
100
100
100
100
100
100
60
68
73
77
68
58
62
72
77
65
54
59
69
71
66
Full time .................................................................
Part time ................................................................
100
100
100
100
97
99
100
100
72
59
71
59
65
55
Union .....................................................................
Nonunion ...............................................................
100
100
100
100
100
97
100
100
64
73
58
74
53
67
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
100
100
100
100
100
100
100
100
100
100
100
99
100
99
99
96
97
97
100
100
100
100
100
100
82
73
70
74
76
60
82
72
74
71
74
62
79
68
67
65
67
54
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
98
98
99
95
100
99
99
100
99
100
99
97
93
82
99
98
100
100
94
94
94
92
93
97
92
100
99
100
99
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
73
68
76
71
66
68
62
70
81
75
66
71
75
65
–
81
81
74
70
63
73
71
66
75
64
–
90
56
62
66
66
66
–
76
65
74
65
62
67
64
63
67
63
50
81
43
55
64
67
58
–
66
58
70
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 19. Health maintenance organizations: Coverage for selected services, private industry workers,
National Compensation Survey, 2008—Continued
(All workers participating in health maintenance organizations = 100 percent)
Characteristic
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
100
100
100
100
100
100
100
100
99
99
100
100
100
100
100
99
98
100
100
100
100
100
100
100
100
100
100
100
72
69
62
72
55
–
74
80
70
58
82
55
63
82
72
67
54
74
48
–
80
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
100
100
100
100
100
100
100
99
100
100
100
100
99
98
99
96
94
98
100
100
100
100
100
99
74
74
75
69
67
71
76
74
82
67
63
71
71
70
75
59
54
65
100
100
100
100
100
100
100
100
100
99
100
100
98
100
100
100
100
100
100
91
96
96
98
96
100
100
100
100
100
100
94
100
100
100
100
100
73
72
67
78
76
70
55
68
72
65
70
73
78
78
73
57
70
70
58
65
71
74
65
69
–
65
65
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Services incurred in the outpatient department of a hospital.
2 Plans that provide post-hospitalization care only to patients who were
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
previously hospitalized and are recovering without need of the extensive care
provided by a general hospital.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Health maintenance organizations: Coverage for mental health care and substance abuse
treatment, private industry workers, National Compensation Survey, 2008
(All workers participating in health maintenance organizations = 100 percent)
Characteristic
All workers .............................................................
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
98
87
98
72
79
98
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
98
97
99
96
99
100
98
99
89
89
89
90
82
72
86
88
98
97
98
99
99
100
98
100
74
78
72
73
72
71
72
67
79
84
76
83
77
67
80
77
97
95
98
99
99
100
98
99
100
98
97
97
97
91
87
89
87
93
100
99
98
98
98
61
72
72
72
70
74
80
84
82
88
100
99
98
98
98
Full time .................................................................
Part time ................................................................
98
96
88
78
98
97
73
56
80
71
98
97
Union .....................................................................
Nonunion ...............................................................
98
98
91
86
100
98
78
71
83
78
100
98
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
100
96
98
98
100
98
95
91
80
88
89
89
100
97
99
99
99
98
92
69
68
72
77
74
87
79
75
81
82
77
100
97
98
99
98
97
99
100
98
98
99
100
97
100
97
100
98
100
100
100
91
100
100
100
89
100
84
87
78
81
67
92
97
93
78
84
84
88
62
92
90
89
98
100
98
98
99
100
97
100
97
100
100
100
100
100
100
99
98
100
71
64
73
72
64
74
60
–
–
92
72
73
71
79
–
86
88
75
82
87
80
79
69
70
58
92
62
84
77
76
75
79
78
91
90
89
98
100
98
98
99
100
97
100
97
100
99
98
100
100
100
99
98
100
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 20. Health maintenance organizations: Coverage for mental health care and substance abuse
treatment, private industry workers, National Compensation Survey, 2008—Continued
(All workers participating in health maintenance organizations = 100 percent)
Characteristic
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
99
100
100
99
94
100
82
93
91
91
94
94
100
82
99
100
100
99
100
100
82
75
77
75
74
79
93
–
79
82
77
78
83
93
71
99
100
100
98
100
100
82
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
97
97
97
99
99
98
84
85
81
90
89
90
98
98
98
99
99
99
65
65
66
78
75
81
78
79
76
80
77
84
98
98
98
98
99
98
100
93
99
100
99
99
100
99
99
89
81
84
81
94
93
82
87
89
100
94
97
100
99
100
100
99
100
85
67
76
81
77
92
65
77
65
86
80
79
81
86
93
61
85
74
100
94
97
100
98
100
100
99
100
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 20. Health maintenance organizations: Coverage for
mental health care and substance abuse treatment, private
industry workers, National Compensation Survey,
2008—Continued
(All workers participating in health maintenance organizations = 100 percent)
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
72
79
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
74
78
72
73
72
70
72
66
79
84
76
83
76
66
80
77
61
71
72
72
70
74
79
84
82
88
Full time .................................................................
Part time ................................................................
73
56
80
71
Union .....................................................................
Nonunion ...............................................................
78
71
83
78
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
92
69
68
72
77
74
87
79
75
81
82
77
71
64
73
72
63
73
60
–
–
92
72
73
71
79
–
86
88
75
82
87
80
79
68
68
58
92
62
84
77
76
75
79
78
91
90
89
Characteristic
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 20. Health maintenance organizations: Coverage for
mental health care and substance abuse treatment, private
industry workers, National Compensation Survey,
2008—Continued
(All workers participating in health maintenance organizations = 100 percent)
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
75
78
77
74
79
93
–
79
83
79
78
83
93
71
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
65
65
66
78
75
81
78
78
76
81
77
84
85
67
76
81
77
92
65
76
65
86
80
79
81
86
93
61
84
74
Characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Detoxification is the systematic use of
medication and other methods under
medical supervision to reduce or eliminate
the effects of substance abuse.
2 Rehabilitation is designed to alter
abusive behavior in patients once they are
free of acute physical and mental
complications.
3 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: Dashes indicate that no data were
reported or that data do not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 21. Medical care benefits: Coverage for selected services by type
of plan, all private industry workers, National Compensation Survey,
2008
((All workers participating in medical care plans = 100 percent)
All plans
Characteristic
All workers .............................................................
Adult
Hearing
physical
care
exam
Well
baby
care1
Adult
immunization
and
inoculation
32
80
77
56
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
33
31
34
30
31
35
30
40
79
81
77
79
79
82
77
87
78
79
77
73
76
77
76
80
55
59
52
46
59
60
59
57
42
38
30
32
26
86
87
81
82
81
77
83
78
80
75
55
59
56
61
50
Full time .................................................................
Part time ................................................................
32
36
80
79
77
76
56
55
Union .....................................................................
Nonunion ...............................................................
32
32
85
79
79
77
50
57
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
38
30
30
32
35
32
80
79
79
81
83
77
77
73
76
78
79
77
55
51
57
57
58
51
33
37
32
32
33
38
36
22
–
26
26
23
23
18
36
39
38
82
87
79
80
83
82
84
80
84
93
73
78
79
75
54
78
75
78
77
78
77
79
76
79
79
86
92
76
80
78
83
61
72
68
59
58
59
54
58
50
62
57
69
68
56
59
62
58
42
48
53
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
See footnotes at end of table.
Table 21. Medical care benefits: Coverage for selected services by type
of plan, all private industry workers, National Compensation Survey,
2008—Continued
((All workers participating in medical care plans = 100 percent)
All plans
Characteristic
Adult
Hearing
physical
care
exam
Well
baby
care1
Adult
immunization
and
inoculation
Establishment characteristic
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
39
30
34
30
29
23
–
30
82
78
82
83
77
79
85
83
72
76
78
77
76
76
78
83
40
55
56
59
55
51
55
49
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
32
30
36
32
33
31
82
81
83
79
77
81
76
76
77
78
78
77
54
54
56
57
58
55
37
31
26
29
35
41
32
32
34
82
82
76
79
77
81
85
79
83
77
81
70
72
77
79
83
71
83
52
52
54
52
54
54
57
56
64
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 21. Medical care benefits: Coverage for selected services by type of plan, all private industry
workers, National Compensation Survey, 2008—Continued
((All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
All workers .............................................................
Adult
Hearing
physical
care
exam
Well
baby
care1
Health maintenance organization
Adult
Adult
immunization Hearing
physical
and
care
exam
inoculation
Well
baby
care1
Adult
immunization
and
inoculation
29
81
77
56
42
77
78
54
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
30
26
32
22
28
33
26
41
80
82
80
81
78
82
77
90
78
80
76
73
76
78
75
81
55
60
52
48
59
59
59
60
44
50
40
54
42
42
43
34
73
80
69
72
80
82
79
77
78
76
80
74
78
75
80
78
54
58
51
39
60
64
59
49
45
38
27
28
26
91
88
82
83
80
79
82
78
81
73
57
62
57
62
49
31
38
38
47
25
69
84
81
77
88
71
85
80
79
82
46
52
56
57
55
Full time .................................................................
Part time ................................................................
29
35
81
78
77
74
56
55
43
40
77
80
78
82
54
52
Union .....................................................................
Nonunion ...............................................................
32
29
86
80
79
77
54
57
32
45
81
76
77
79
39
57
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
36
24
27
29
32
31
81
80
80
83
83
79
76
72
76
79
78
77
54
51
55
59
58
52
–
54
42
41
48
35
77
77
79
76
82
71
84
77
79
76
82
78
64
51
62
52
57
46
33
40
30
28
31
33
34
23
–
26
23
19
19
14
39
34
35
83
88
81
80
82
84
83
76
83
93
74
76
78
72
67
77
76
78
75
80
76
78
74
80
76
83
92
80
81
79
84
76
68
65
61
60
60
55
55
43
60
57
66
71
57
58
61
57
54
47
50
36
23
39
44
41
50
44
–
–
24
35
37
37
–
–
59
53
77
85
74
77
86
79
86
95
93
95
68
85
83
87
–
80
69
75
85
71
79
83
81
78
95
99
95
62
77
75
77
–
90
85
53
49
52
54
69
69
72
60
84
54
52
66
66
64
–
50
68
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
See footnotes at end of table.
Table 21. Medical care benefits: Coverage for selected services by type of plan, all private industry
workers, National Compensation Survey, 2008—Continued
((All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
Adult
Hearing
physical
care
exam
Well
baby
care1
Health maintenance organization
Adult
Adult
immunization Hearing
physical
and
care
exam
inoculation
Well
baby
care1
Adult
immunization
and
inoculation
Establishment characteristic
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
33
25
32
31
23
–
–
–
79
79
83
88
78
88
92
95
66
74
79
83
74
84
83
96
42
54
60
65
53
60
62
66
57
44
–
28
46
–
–
–
89
75
81
75
74
58
63
62
89
82
78
66
83
59
63
58
–
58
50
50
60
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
29
26
33
30
31
28
83
82
85
80
79
81
76
76
76
77
77
78
53
53
54
58
58
58
43
40
51
42
42
42
79
79
78
75
70
81
76
76
78
80
82
77
57
54
66
51
56
45
–
30
24
27
32
42
32
28
27
88
82
76
80
78
84
86
82
83
82
82
69
71
77
82
83
73
80
54
52
54
51
55
56
56
54
70
50
33
37
–
48
–
–
49
46
74
80
77
67
74
–
74
63
83
71
79
73
85
76
–
85
64
87
50
51
52
–
52
–
63
66
55
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Provides preventive pediatric care, routine pediatric care, and routine
pediatric immunization for children two years and younger.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Hospital room and board benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey, 2008
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
All workers .............................................................
Full
coverage
Coverage
No
Not
with
coverage determinable
limits1
12
88
–
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
12
10
14
16
10
11
10
13
87
90
85
84
89
89
89
86
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
18
10
13
6
91
81
90
87
94
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
11
23
88
76
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
18
11
82
89
–
–
–
–
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
14
10
12
11
15
97
86
89
88
88
84
–
–
–
–
–
–
1
–
–
–
–
–
11
7
13
12
9
13
8
–
–
–
8
9
8
12
–
–
–
–
89
93
87
87
91
87
91
97
84
90
92
91
92
88
98
93
92
93
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2
4
(2)
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 22. Hospital room and board benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey,
2008—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
Full
coverage
Coverage
No
Not
with
coverage determinable
limits1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
25
28
34
25
–
–
–
75
72
66
75
90
97
75
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14
16
9
11
10
12
86
84
90
89
89
88
–
–
–
–
–
–
–
–
–
–
–
–
16
22
8
–
13
–
–
–
14
84
78
90
95
87
92
91
96
86
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
(2)
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 22. Hospital room and board benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
All workers .............................................................
Full
coverage
Health maintenance organization
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage
determinable
coverage
coverage determinable
limits1
limits1
7
92
–
–
29
71
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
7
5
8
12
6
6
5
6
92
94
90
87
94
93
94
93
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
31
25
35
–
27
29
27
34
69
75
65
71
73
71
73
66
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
7
–
94
91
94
93
96
–
–
–
–
–
(2)
1
–
–
(2)
–
47
26
37
–
82
53
74
63
90
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
7
11
93
87
–
–
–
–
27
58
73
42
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
–
7
92
93
–
–
(2)
–
44
26
56
74
–
–
–
–
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
6
7
7
8
97
92
94
93
92
91
–
–
–
–
–
–
1
(2)
–
–
–
–
–
39
30
25
26
38
97
61
70
75
74
62
–
–
–
–
–
–
–
–
–
–
–
–
5
–
7
7
5
12
3
–
–
2
5
7
–
–
–
–
–
–
95
97
93
92
94
88
96
99
94
98
94
93
93
93
98
94
92
96
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
–
–
–
–
–
–
–
–
–
–
3
5
(2)
34
25
37
28
23
–
31
–
65
47
15
19
–
–
–
–
–
–
66
75
63
72
77
85
69
91
–
53
85
81
87
69
98
89
93
85
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 22. Hospital room and board benefits: Extent of coverage by type of plan, private industry workers,
National Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
Full
coverage
Health maintenance organization
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage
determinable
coverage
coverage determinable
limits1
limits1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
16
16
25
16
–
–
–
84
84
75
84
92
96
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
52
49
50
52
–
–
–
48
51
50
48
86
100
66
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
10
–
6
5
7
91
89
95
93
94
93
–
–
–
–
–
–
–
–
(2)
–
–
–
31
32
29
28
26
30
69
68
71
72
74
70
–
–
–
–
–
–
–
–
–
–
–
–
–
19
4
–
8
–
–
–
–
87
81
94
96
92
96
93
97
97
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
(2)
(2)
21
31
32
–
–
–
–
–
33
79
69
68
80
67
–
76
93
67
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement
that the participant pay a percentage of costs (coinsurance), or a requirement that
the participant pay a specific amount (deductible or copayment) before
reimbursement begins or services are rendered.
2 Less than 0.5 percent.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 23. Inpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
20
79
–
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
20
19
21
26
21
20
21
18
78
79
77
74
78
78
77
80
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
13
23
15
15
13
86
75
85
84
86
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
19
28
79
71
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
24
19
76
79
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
20
17
21
20
21
88
80
81
78
78
77
–
–
–
–
–
–
–
–
–
–
–
–
15
10
16
21
16
21
17
10
–
18
20
21
24
19
–
14
–
–
85
89
83
77
82
79
82
89
83
82
77
75
75
72
84
82
85
76
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5
(1)
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 23. Inpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey,
2008—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
34
38
47
33
–
–
39
65
61
51
66
81
85
61
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
21
23
16
19
17
21
78
75
84
80
82
77
–
–
–
–
–
–
–
–
–
–
–
–
–
31
11
5
23
15
12
–
27
71
68
85
93
76
83
87
88
72
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
1
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 23. Inpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
10
88
–
–
54
46
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
10
8
11
14
10
8
11
10
87
89
86
86
88
90
87
89
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
56
55
57
69
58
70
53
44
43
44
42
31
42
30
47
56
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
11
7
7
–
91
87
92
93
92
–
–
–
–
–
1
–
–
–
(1)
30
56
42
47
34
70
44
58
53
66
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
10
13
89
86
–
–
–
–
53
75
47
–
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
10
10
90
88
–
–
–
–
62
52
38
48
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
8
9
11
10
11
91
92
90
88
87
87
–
–
–
–
–
–
–
–
–
–
–
–
–
66
54
50
54
57
64
34
46
50
45
42
–
–
–
–
–
–
–
–
–
–
–
–
7
–
8
11
7
12
6
–
–
–
12
14
18
11
–
–
–
–
92
95
91
87
91
88
92
94
92
89
85
81
81
79
98
91
90
96
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
–
–
–
2
–
1
–
–
–
–
–
5
5
(1)
45
34
47
57
52
–
64
–
65
57
48
46
42
50
55
52
43
81
55
66
53
43
48
56
36
65
–
43
50
52
57
45
–
47
56
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 23. Inpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
22
18
28
22
–
–
–
77
81
71
77
94
96
77
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
68
72
79
67
50
–
68
32
–
20
33
50
–
–
–
–
–
–
–
–
–
–
1
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
10
13
–
9
7
12
88
85
94
89
91
86
–
–
–
–
–
–
–
–
( )
–
–
–
54
53
59
54
52
56
45
47
41
46
48
44
–
–
–
–
–
–
–
–
–
–
–
–
–
23
4
–
12
–
–
–
–
85
76
91
96
87
91
92
94
88
–
–
–
–
–
–
–
–
–
–
–
–
1
–
2
1
1
1
46
52
51
–
69
88
–
40
56
53
48
49
61
31
–
55
60
44
–
–
–
–
–
–
–
–
–
–
–
–
2
–
–
–
–
–
1
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 24. Outpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
14
84
–
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
14
11
15
19
12
13
12
13
83
83
82
81
85
86
85
84
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
10
16
12
15
8
88
81
86
83
91
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
13
20
84
78
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
20
12
79
85
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
13
11
14
14
16
96
86
87
83
83
81
–
–
–
–
–
–
–
–
–
–
–
–
12
6
15
14
11
15
12
–
–
9
8
8
7
10
–
–
–
–
85
93
82
84
86
80
87
93
87
90
87
87
90
81
85
88
91
81
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3
(1)
–
–
–
–
–
5
5
7
(1)
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 24. Outpatient surgery benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey,
2008—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
23
30
33
22
–
–
34
76
69
65
78
83
85
66
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
14
14
12
13
10
17
85
84
87
84
87
80
–
–
–
–
–
–
–
–
–
–
–
–
21
23
9
–
12
12
–
5
19
78
73
85
93
85
86
92
93
80
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
1
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 24. Outpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
8
90
–
–
33
64
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
8
5
9
11
7
5
8
8
88
89
88
89
91
95
89
90
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
35
32
36
48
31
46
25
29
63
63
62
51
66
52
71
68
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
8
8
9
6
90
90
91
90
94
–
–
–
–
–
2
–
–
–
–
–
40
30
39
–
83
55
67
57
83
–
–
–
–
–
(1)
–
–
–
–
Full time .................................................................
Part time ................................................................
8
9
90
89
–
–
–
–
32
57
65
42
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
–
8
90
90
–
–
1
–
50
30
50
67
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
6
9
8
9
98
93
92
89
88
88
–
–
–
–
–
–
–
(1)
–
–
–
–
–
38
33
29
35
39
82
61
66
67
62
58
–
–
–
–
–
–
–
–
–
–
–
–
8
–
10
8
5
10
4
–
–
–
5
6
–
7
–
–
–
–
89
95
87
90
93
90
95
96
94
97
90
89
92
84
95
93
92
96
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
–
–
–
3
(1)
1
–
–
2
–
5
5
7
(1)
30
–
35
34
35
29
47
–
–
45
20
15
–
–
–
–
–
–
69
85
64
62
58
54
52
83
–
55
74
79
83
70
58
67
85
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
6
8
7
3
8
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 24. Outpatient surgery benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
19
–
25
19
–
–
–
81
83
73
81
94
96
77
–
–
–
–
–
–
–
–
1
–
–
(1)
–
–
36
54
46
32
–
–
55
63
45
52
68
57
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
8
9
–
8
5
11
90
88
93
90
93
86
–
–
–
–
–
–
–
–
1
–
–
–
32
29
41
34
30
40
66
69
58
62
65
59
–
–
–
–
–
–
–
–
–
–
–
–
–
18
4
–
8
–
–
–
–
85
80
90
96
89
92
95
95
89
–
–
–
–
–
–
–
–
–
1
–
–
1
–
2
1
1
1
30
37
36
–
29
66
–
–
35
69
53
60
65
69
–
68
85
65
–
–
–
–
–
–
–
–
–
–
–
–
4
–
4
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 25. Physician office visit benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey, 2008
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
3
97
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
4
2
5
–
2
–
2
–
96
98
95
97
98
98
98
98
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
–
(1)
–
–
–
–
–
97
99
98
97
98
–
–
–
–
–
(1)
(1)
1
(1)
1
Full time .................................................................
Part time ................................................................
2
–
97
94
–
–
–
(1)
Union .....................................................................
Nonunion ...............................................................
4
2
96
97
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
2
3
–
4
100
99
98
97
96
96
–
–
–
–
–
–
–
(1)
–
–
1
–
3
–
3
2
–
–
–
–
–
–
2
2
–
–
–
–
–
–
96
96
96
97
98
97
99
98
96
100
98
98
98
98
100
96
95
96
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
1
1
–
–
–
–
–
(1)
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 25. Physician office visit benefits: Extent of coverage by type of
plan, private industry workers, National Compensation Survey,
2008—Continued
(All workers participating in medical care plans = 100 percent)
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4
–
–
5
–
–
–
96
97
96
95
100
100
100
–
–
–
–
–
–
–
–
(1)
1
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4
4
–
2
1
2
96
96
96
98
99
97
–
–
–
–
–
–
–
–
(1)
–
–
–
3
7
–
–
–
–
–
–
–
96
92
98
97
98
99
99
94
99
–
–
–
–
–
–
–
–
–
–
–
1
1
(1)
–
(1)
1
(1)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 25. Physician office visit benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
3
97
–
–
–
98
–
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
2
–
2
–
96
98
94
97
97
97
97
99
–
–
–
–
–
–
–
–
1
1
(1)
(1)
–
1
–
(1)
–
–
–
–
–
–
–
–
97
97
97
100
99
100
99
94
–
–
–
–
–
–
–
–
(1)
(1)
(1)
(1)
(1)
–
(1)
(1)
–
–
–
–
–
100
99
97
97
98
–
–
–
–
–
–
(1)
1
1
1
–
–
–
–
–
88
99
99
98
99
–
–
–
–
–
(1)
–
(1)
(1)
–
Full time .................................................................
Part time ................................................................
2
–
97
92
–
–
–
(1)
–
–
98
98
–
–
(1)
(1)
Union .....................................................................
Nonunion ...............................................................
–
2
95
97
–
–
1
–
–
–
98
98
–
–
(1)
(1)
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
2
3
–
–
99
99
97
97
96
96
–
–
–
–
–
–
–
(1)
–
–
1
(1)
–
–
–
–
–
–
100
100
99
98
98
95
–
–
–
–
–
–
–
–
(1)
(1)
(1)
(1)
–
–
–
3
–
–
–
–
–
–
2
3
–
–
–
–
–
–
97
99
96
97
98
96
99
99
95
100
98
97
97
97
100
95
94
95
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
1
–
1
–
1
1
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
94
85
96
99
99
100
100
97
100
100
99
99
99
100
100
100
100
100
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
1
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 25. Physician office visit benefits: Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
(All workers participating in medical care plans = 100 percent)
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
95
98
97
95
100
100
100
–
–
–
–
–
–
–
(1)
(1)
1
(1)
–
–
–
–
–
4
–
–
–
–
97
96
95
98
100
100
100
–
–
–
–
–
–
–
(1)
(1)
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
1
1
2
95
95
95
98
99
98
–
–
–
–
–
–
(1)
1
(1)
–
–
–
–
–
–
–
–
–
98
98
99
97
98
97
–
–
–
–
–
–
–
–
–
(1)
–
1
–
–
–
–
–
–
–
–
–
96
91
98
98
98
99
99
93
99
–
–
–
–
–
–
–
–
–
1
(1)
1
1
(1)
–
(1)
1
(1)
–
–
–
–
–
–
–
–
–
97
95
100
90
98
99
100
100
99
–
–
–
–
–
–
–
–
–
(1)
–
–
6
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.5 percent.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Because of rounding, sums of individual items may not equal totals.
Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.