Table 1. Standard errors for medical care benefits: Plan type, private industry workers, National
Compensation Survey, 2008
Fee-for-service plan
Characteristic
Traditional
Preferred
provider
organization
1.4
0.6
1.3
0.6
0.9
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.9
1.7
3.9
1.9
1.9
2.6
3.2
–
0.7
–
–
0.6
0.5
0.8
–
2.0
2.1
3.1
3.9
2.0
2.6
2.6
3.4
1.0
1.5
1.3
1.6
1.2
2.1
1.2
1.8
1.7
0.7
–
–
1.0
0.8
1.3
1.8
–
(1)
(1)
(1)
(1)
(1)
(1)
–
4.4
4.0
2.4
3.2
3.0
–
–
0.8
–
1.2
4.3
4.2
2.2
2.9
3.7
–
2.6
1.9
2.3
2.1
–
1.1
0.5
–
0.9
(1)
–
0.3
–
0.7
Full time .................................................................
Part time ................................................................
1.4
2.8
0.5
–
1.4
5.2
0.7
2.3
0.9
–
(1)
(1)
Union .....................................................................
Nonunion ...............................................................
3.3
1.4
1.3
0.6
3.0
1.5
1.2
0.7
1.7
0.9
(1)
(1)
Average wage within the following percentiles:2
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
2.9
1.9
2.7
1.5
2.2
–
0.6
0.5
1.3
–
3.4
2.0
2.5
1.6
2.8
1.9
1.0
1.0
1.2
1.7
0.7
0.6
1.3
1.0
–
–
(1)
(1)
(1)
(1)
2.1
2.8
2.5
1.7
2.3
5.2
2.4
5.0
3.3
2.0
1.9
2.7
4.0
6.8
4.0
4.9
3.1
3.7
2.9
3.6
0.7
–
0.8
0.7
0.6
–
–
–
–
1.9
1.5
1.5
–
–
–
–
–
–
–
–
2.4
3.3
2.9
1.7
2.6
4.6
3.1
6.2
4.8
2.6
2.5
3.6
3.5
7.0
4.4
6.2
4.1
6.4
5.8
4.5
1.4
–
2.0
0.9
1.2
2.2
2.7
3.3
4.2
1.9
1.5
1.6
3.3
–
1.6
–
2.0
–
–
2.5
1.0
–
–
1.1
0.5
1.5
0.7
–
–
1.1
1.4
2.4
1.5
–
–
–
–
–
–
–
–
–
–
(1)
(1)
–
–
1
( )
–
(1)
(1)
(1)
–
–
(1)
–
(1)
1
( )
(1)
(1)
Total
All workers .............................................................
Point of
service
plan
Exclusive
Not
provider
determinable
organization
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
See footnotes at end of table.
Table 1. Standard errors for medical care benefits: Plan type, private industry workers, National
Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Total
Traditional
Preferred
provider
organization
Point of
service
plan
Exclusive
Not
provider
determinable
organization
Establishment characteristic
Leisure and hospitality .......................................
Other services ...................................................
6.6
8.0
–
–
7.4
10.8
–
–
–
–
(1)
1.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
2.7
2.8
1.3
1.7
2.2
1.0
1.0
–
0.5
0.8
0.6
2.1
2.8
3.1
1.7
2.1
2.9
1.3
1.5
2.6
0.7
1.2
1.4
0.8
0.6
–
1.3
–
2.1
(1)
–
0.4
(1)
–
(1)
7.2
5.1
1.7
1.8
2.9
1.4
3.6
–
–
0.6
–
0.7
0.5
–
7.2
3.1
2.1
5.4
3.5
1.5
3.4
2.1
1.1
1.5
–
1.4
1.6
0.9
1.2
–
0.7
–
–
0.9
–
–
(1)
(1)
(1)
–
(1)
(1)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
See footnotes at end of table.
Table 1. Standard errors for medical care benefits: Plan type, private
industry workers, National Compensation Survey, 2008—Continued
Health maintenance organization
Characteristic
Total
All workers .............................................................
Traditional
Open
access
Not
determinable
1.4
1.2
0.5
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.5
1.9
1.7
3.9
1.9
1.9
2.6
3.2
1.3
1.6
1.6
3.8
1.9
1.8
2.6
2.9
0.7
0.8
1.0
0.7
0.5
–
0.7
1.5
–
–
–
–
–
–
–
–
4.4
4.0
2.4
3.2
3.0
3.2
4.0
2.0
2.5
2.8
–
1.5
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.4
2.8
1.2
2.3
0.5
–
–
–
Union .....................................................................
Nonunion ...............................................................
3.3
1.4
3.1
1.3
1.8
0.5
–
–
Average wage within the following percentiles:2
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
2.9
1.9
2.7
1.5
2.2
3.2
1.7
2.5
1.5
2.0
–
–
0.8
0.7
1.3
–
–
–
–
–
2.1
2.8
2.5
1.7
2.3
5.2
2.4
5.0
3.3
2.0
1.9
2.7
4.0
6.8
4.0
4.9
3.1
3.7
2.9
3.6
1.9
2.4
2.3
1.5
1.8
3.6
2.3
–
3.1
1.8
1.8
2.6
4.0
6.3
4.1
–
2.8
2.7
2.1
3.3
1.1
1.7
–
0.6
–
–
–
–
–
0.6
0.4
–
0.9
–
–
–
1.7
2.0
2.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
See footnotes at end of table.
Table 1. Standard errors for medical care benefits: Plan type, private
industry workers, National Compensation Survey, 2008—Continued
Health maintenance organization
Characteristic
Total
Traditional
Open
access
Not
determinable
Establishment characteristic
Leisure and hospitality .......................................
Other services ...................................................
6.6
8.0
6.6
7.0
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
2.7
2.8
1.3
1.7
2.2
2.0
2.5
2.1
1.2
1.5
2.4
0.8
0.7
–
0.7
–
1.0
–
–
–
–
–
–
7.2
5.1
1.7
1.8
2.9
1.4
3.6
6.5
3.6
1.1
1.2
2.8
1.5
3.8
–
2.2
1.0
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
West South Central ...............................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or
that data do not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 2. Standard errors for fee-for-service plans: Summary of selected features, private industry workers, National
Compensation Survey, 2008
Annual deductible1
Characteristic
Yes
No
Coinsurance2
Not
determinable
Yes
No
Annual out-of-pocket maximum3
Not
determinable
Yes
No
Not
determinable
1.1
0.9
0.7
1.5
1.5
(4)
1.3
1.3
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.7
1.5
5.0
1.4
0.6
2.0
2.0
1.0
0.7
1.5
–
1.2
0.6
1.6
1.8
0.5
(4)
0.6
–
0.8
–
1.1
0.6
2.4
2.7
3.4
5.2
2.1
2.8
2.6
3.0
2.4
2.7
3.4
5.2
2.1
2.8
2.6
3.0
–
–
–
–
–
–
–
–
1.8
2.3
2.2
5.4
1.8
2.7
2.2
3.1
1.7
2.3
2.0
3.4
1.8
2.7
2.3
2.9
0.9
0.6
1.1
4.5
0.8
0.7
1.2
1.3
3.2
2.1
0.6
0.9
0.7
–
–
0.5
–
–
4
–
–
( )
–
–
5.4
3.3
2.3
3.0
3.4
5.4
3.3
2.2
3.0
3.4
4
–
–
( )
(4)
0.6
5.0
3.5
2.0
2.9
2.9
5.1
3.3
2.2
3.1
2.9
1.0
2.4
0.7
1.0
0.6
Full time .................................................................
Part time ................................................................
1.1
2.8
0.9
–
0.7
–
1.5
3.2
1.5
3.2
(4)
–
1.4
3.7
1.3
3.8
0.8
1.5
Union .....................................................................
Nonunion ...............................................................
2.3
1.1
1.7
0.9
1.6
0.6
4.1
1.5
4.1
1.5
0.5
–
4.3
1.4
3.8
1.4
1.8
0.7
Average wage within the following percentiles:5
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
5.8
5.1
1.1
1.6
1.2
0.9
–
1.2
0.6
1.5
1.1
1.0
–
–
0.9
0.5
0.4
0.4
5.2
5.1
1.8
2.0
2.2
3.1
–
5.1
1.8
2.0
2.2
3.1
–
–
–
(4)
(4)
–
7.0
5.3
2.1
1.9
1.9
2.1
–
3.1
1.9
1.9
1.9
1.8
–
5.1
1.0
0.5
0.8
1.1
1.1
2.9
1.0
1.4
0.8
1.9
1.2
0.8
1.4
2.8
1.3
1.6
2.9
2.4
0.6
2.7
1.6
9.3
1.0
–
0.9
1.1
0.6
–
1.0
–
–
–
1.3
1.6
2.9
–
–
–
–
–
0.4
–
(4)
0.8
0.4
–
0.6
–
–
–
(4)
(4)
–
–
–
–
–
–
2.4
4.5
2.9
1.8
2.3
3.3
2.0
6.5
6.2
5.5
1.7
2.3
3.3
4.2
3.7
4.8
7.3
10.5
2.4
4.5
2.9
1.8
2.3
3.3
2.0
6.5
–
5.5
1.7
2.3
3.3
4.2
–
4.8
7.3
–
(4)
–
0.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.3
3.9
2.9
1.6
1.9
3.4
1.5
4.9
10.9
5.0
1.7
2.1
3.9
3.7
2.7
3.7
4.7
10.0
2.4
4.0
3.1
1.5
1.7
3.2
1.3
–
–
4.9
1.7
2.2
3.7
3.2
–
3.6
–
–
0.5
0.8
0.6
1.0
0.5
1.0
0.9
–
–
1.1
1.0
1.2
1.6
2.5
–
3.1
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 2. Standard errors for fee-for-service plans: Summary of selected features, private industry workers, National
Compensation Survey, 2008—Continued
Annual deductible1
Characteristic
Yes
No
Coinsurance2
Not
determinable
Yes
No
Annual out-of-pocket maximum3
Not
determinable
Yes
No
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.6
1.3
1.9
5.2
2.1
2.1
4.2
–
1.3
1.9
–
–
–
–
–
–
–
–
–
–
–
4.9
5.0
6.4
5.5
5.1
5.9
3.8
4.9
5.0
6.4
5.5
–
–
–
–
–
–
–
–
–
–
4.8
3.6
5.0
5.5
4.5
4.9
5.5
4.5
3.6
5.0
5.2
–
–
–
2.4
–
–
2.8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.6
2.2
1.5
1.0
3.0
0.9
0.7
–
1.3
0.9
2.6
1.0
1.5
–
0.9
0.7
1.7
2.0
2.5
3.0
2.0
3.0
2.7
2.0
2.5
3.0
2.0
3.0
2.7
–
–
–
(4)
4
( )
–
2.0
2.3
2.8
1.9
2.4
2.8
1.7
1.9
2.4
1.9
2.6
2.6
1.2
1.6
1.7
0.9
0.8
1.7
2.1
2.4
3.6
1.5
1.5
1.2
0.8
2.4
4.9
2.1
2.2
–
–
1.0
–
0.8
–
–
–
0.4
–
–
1.3
–
(4)
–
–
5.5
3.8
2.4
3.9
4.1
5.2
2.9
4.0
5.0
5.5
3.8
2.4
–
4.2
–
2.9
4.0
5.0
–
–
–
–
(4)
–
–
–
–
8.3
5.0
2.7
3.7
2.4
1.7
3.1
4.0
5.1
7.8
5.5
1.5
–
2.0
1.8
–
4.1
–
0.6
2.4
3.1
–
1.3
0.4
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The deductible is the amount of covered expenses that an individual or family
must pay before any charges are paid by the medical care plan. Deductibles that apply
separately to a specific category of expenses, such as deductible for each hospital
admission, were excluded.
2 Represents the initial coinsurance in plans that have 100 percent coverage after
the individual pays a specified dollar amount towrad expenses. For example, the plan
pays 80 percent until the individual’s out-of-pocket expenses reach $1,000, and then
coverage is 100 percent.
3 The out-of-pocket maximum is the annual limit on the amount of covered
expenses that a participant or a family must pay after the deductible has been satisfied.
Once reached, covered expenses are fully reimbursed for the rest of the year.
4 Less than 0.05.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 3. Standard errors for fee-for-service plans: Type and amount of annual individual
deductible,1 private industry workers, National Compensation Survey, 2008
Fixed deductible
Characteristic
All workers .............................................................
Variable deductible
With
Median deductible amount
Median
With
deductible With fixed
deductible variable
deductible
In-netw- Out-ofPoint-ofamount deductible
ork
network
service
1.1
1.7
$19.62
1.8
$52.83
$78.49
$77.87
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.7
1.5
5.0
1.4
0.6
2.0
2.0
2.7
2.9
3.5
4.9
2.2
3.0
3.1
3.9
0.00
19.62
19.62
129.78
0.00
144.52
19.62
0.00
2.8
2.9
3.6
5.2
2.1
3.0
2.9
3.8
34.34
145.10
31.41
–
0.00
0.00
147.49
95.96
174.40
169.36
–
–
182.49
0.00
72.76
–
68.67
–
–
–
44.96
0.00
–
–
3.2
2.1
0.6
0.9
0.7
5.7
4.7
3.2
4.2
4.3
0.00
–
–
119.35
86.09
5.0
4.9
3.2
4.5
4.3
–
129.66
41.73
32.63
35.21
113.23
–
153.39
55.50
298.06
0.00
–
239.51
–
0.00
Full time .................................................................
Part time ................................................................
1.1
2.8
1.7
7.2
19.62
–
1.9
6.8
52.83
113.14
98.60
–
98.11
–
Union .....................................................................
Nonunion ...............................................................
2.3
1.1
3.6
1.8
47.05
0.00
4.1
1.9
55.50
0.00
9.81
209.96
67.26
114.41
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
5.8
5.1
1.1
1.6
1.2
0.9
7.5
5.5
2.5
2.4
2.5
3.7
–
–
0.00
27.75
–
0.00
8.2
5.5
2.7
2.5
2.6
3.8
113.57
19.62
0.00
–
48.56
111.43
161.80
111.00
0.00
165.47
122.93
–
–
–
–
126.78
43.87
29.43
1.1
2.9
1.0
1.4
0.8
1.9
1.2
0.8
1.4
2.8
1.3
1.6
2.9
2.4
0.6
2.7
1.6
9.3
2.6
4.8
3.4
2.0
2.8
5.2
3.4
6.6
8.2
5.7
3.7
3.2
4.1
6.3
11.3
5.4
8.2
7.9
70.06
55.50
63.58
0.00
19.62
120.95
–
–
–
39.24
–
226.07
–
220.90
–
–
49.05
70.06
2.9
4.2
3.7
2.1
2.9
5.0
3.5
6.6
8.1
5.2
3.7
3.5
4.0
6.0
11.1
5.8
8.0
9.3
–
49.05
34.91
52.83
0.00
112.72
–
32.54
71.42
0.00
0.00
–
94.10
–
–
–
–
–
142.59
208.57
79.10
177.68
0.00
91.51
–
88.84
112.72
126.02
167.65
65.08
65.08
–
284.68
146.51
–
–
166.49
–
–
57.21
–
–
–
0.00
–
0.00
–
–
–
0.00
–
–
–
–
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 3. Standard errors for fee-for-service plans: Type and amount of annual individual
deductible,1 private industry workers, National Compensation Survey, 2008—Continued
Fixed deductible
Characteristic
Variable deductible
With
Median deductible amount
Median
With
deductible With fixed
deductible variable
deductible
In-netw- Out-ofPoint-ofamount deductible
ork
network
service
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.6
1.3
1.9
5.2
2.1
2.1
4.2
3.1
5.0
3.2
3.5
8.4
10.7
12.1
$55.50
0.00
0.00
–
131.62
–
–
4.8
4.7
3.4
5.5
8.4
9.4
11.5
$42.76 $238.50
93.59 130.15
35.37
73.42
9.81
–
–
–
–
–
130.15
–
$62.82
0.00
0.00
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.6
2.2
1.5
1.0
3.0
2.7
3.1
4.6
2.1
3.1
2.6
0.00
0.00
–
–
0.00
21.94
2.6
3.3
4.1
2.3
3.3
3.2
19.62
114.41
0.00
38.11
–
10.97
0.00
0.00
206.02
36.71
77.55
9.81
–
–
–
84.96
48.06
52.83
2.1
2.4
3.6
1.5
1.5
1.2
0.8
2.4
4.9
5.6
3.9
3.5
5.6
2.6
8.4
4.2
7.5
6.1
–
106.57
87.20
78.49
108.36
–
0.00
100.53
86.09
5.3
5.0
4.6
6.1
2.7
7.7
3.8
7.2
5.1
86.65
10.97
110.85
0.00
85.53
54.73
0.00
–
85.53
62.05
9.81
207.42
0.00
67.26
–
0.00
268.03
–
–
–
–
–
–
–
–
0.00
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 3. Standard errors for fee-for-service plans: Type and
amount of annual individual deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Characteristic
All workers .............................................................
Other
With no
Not
deductible deductible determinable
0.1
0.9
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
1.0
0.7
1.5
–
1.2
0.6
1.6
1.8
0.5
(2)
0.6
–
0.8
–
1.1
0.6
–
–
–
–
–
–
–
0.5
–
–
–
–
(2)
–
–
Full time .................................................................
Part time ................................................................
0.1
–
0.9
–
0.7
–
Union .....................................................................
Nonunion ...............................................................
–
0.1
1.7
0.9
1.6
0.6
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
0.2
–
0.1
–
–
1.2
0.6
1.5
1.1
1.0
–
–
0.9
0.5
0.4
0.4
–
–
–
0.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.0
–
0.9
1.1
0.6
–
1.0
–
–
–
1.3
1.6
2.9
–
–
–
–
–
0.4
–
(2)
0.8
0.4
–
0.6
–
–
–
(2)
(2)
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 3. Standard errors for fee-for-service plans: Type and
amount of annual individual deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Other
With no
Not
deductible deductible determinable
Characteristic
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
1.3
1.9
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.2
–
–
0.9
0.7
–
1.3
0.9
2.6
1.0
1.5
–
0.9
0.7
1.7
–
–
–
–
–
–
–
–
–
2.1
2.2
–
–
1.0
–
0.8
–
–
–
0.4
–
–
1.3
–
(2)
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The deductible is the amount of covered
expenses that an individual or family must pay
before any charges are paid by the medical care
plan. Deductibles that apply separately to a
specific category of expenses, such as
deductible for each hospital admission, were
excluded.
2 Less than 0.05.
3 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: Dashes indicate that no data were
reported or that data do not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 4. Standard errors for fee-for-service plans: Type and amount of annual family deductible,1
private industry workers, National Compensation Survey, 2008
Fixed deductible
Characteristic
All workers .............................................................
Variable deductible
With
Median deductible amount
Median
With
deductible With fixed
deductible variable
deductible
Out-ofPoint-ofamount deductible In-network
network
service
1.2
1.7
$143.18
1.8
$0.00
$67.97
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.6
1.8
4.2
2.2
1.5
3.2
2.5
2.7
2.6
3.6
4.9
2.3
3.0
3.1
4.2
–
67.97
98.11
260.49
85.53
96.62
158.50
89.92
2.8
3.0
3.6
4.3
2.1
3.0
2.9
3.8
19.62
83.25
19.62
197.19
0.00
56.36
0.00
–
404.98
425.38
324.79
372.68
39.24
0.00
375.22
–
$152.93
–
118.14
–
362.20
0.00
–
–
4.3
2.2
1.3
2.1
1.5
6.2
4.7
3.3
4.2
4.5
62.05
107.02
114.83
131.99
241.11
5.0
4.9
3.1
4.5
4.1
–
–
221.42
126.50
39.58
–
412.75
492.46
66.54
159.41
0.00
–
98.11
–
0.00
Full time .................................................................
Part time ................................................................
1.1
7.6
1.7
5.7
129.41
–
1.8
6.6
0.00
0.00
55.50
275.40
–
–
Union .....................................................................
Nonunion ...............................................................
2.6
1.3
3.6
1.8
49.05
105.66
4.1
1.9
25.96
0.00
269.61
0.00
48.06
–
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.5
5.6
1.5
1.7
1.8
1.4
–
5.1
2.6
2.5
2.6
3.7
106.12
–
331.39
–
19.62
–
7.6
4.8
2.7
2.6
2.6
3.8
260.49
0.00
0.00
0.00
111.43
76.62
–
0.00
0.00
392.24
19.62
443.11
–
–
–
376.40
33.99
–
1.3
3.9
1.5
1.4
1.3
1.8
2.0
3.9
1.5
3.1
2.0
2.3
3.1
4.5
5.5
3.9
3.2
10.5
2.6
5.0
3.3
2.0
2.8
5.2
3.4
6.6
8.2
5.1
3.5
2.9
4.0
6.0
12.3
5.6
8.2
8.6
92.03
0.00
65.08
347.00
–
–
382.49
–
–
29.43
343.93
365.51
–
362.07
–
216.73
0.00
–
2.9
4.2
3.7
2.0
2.9
4.9
3.8
6.3
8.0
5.2
3.8
3.4
4.1
5.9
11.1
5.4
8.0
7.2
29.69
169.93
184.07
0.00
41.62
117.73
136.29
127.92
–
137.00
0.00
216.50
198.89
–
–
–
–
–
325.25
–
110.12
39.24
0.00
39.24
124.10
375.38
–
210.79
241.91
148.14
220.25
366.03
–
449.08
–
–
0.00
–
416.23
–
0.00
–
–
–
–
0.00
–
–
–
0.00
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 4. Standard errors for fee-for-service plans: Type and amount of annual family deductible,1
private industry workers, National Compensation Survey, 2008—Continued
Fixed deductible
Characteristic
Variable deductible
With
Median deductible amount
Median
With
deductible With fixed
deductible variable
deductible
Out-ofPoint-ofamount deductible In-network
network
service
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.4
3.0
3.0
5.2
5.8
7.2
4.5
3.1
4.1
3.2
3.5
8.9
11.1
12.1
–
$101.96
–
–
–
–
–
4.8
4.8
3.6
5.4
8.4
9.4
11.4
$0.00
177.14
13.87
9.81
224.36
165.62
92.03
$108.81
402.60
217.39
88.84
509.02
–
470.51
$137.35
0.00
0.00
145.85
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.1
2.6
1.6
1.2
3.1
2.7
3.1
4.6
2.1
3.0
2.6
144.19
0.00
138.74
92.03
–
0.00
2.7
3.4
4.0
2.2
3.2
2.6
311.48
227.13
–
125.79
0.00
113.14
494.83
667.34
358.46
62.82
314.65
211.31
–
–
–
230.92
–
173.01
1.5
2.5
2.9
2.4
1.5
3.5
1.6
6.6
5.2
–
3.7
3.3
6.1
2.7
8.5
4.6
8.7
5.8
251.28
260.31
157.28
43.87
–
231.75
166.49
172.18
95.12
5.6
5.0
4.3
5.6
2.6
7.9
3.9
7.3
5.0
–
148.46
121.75
80.90
0.00
20.30
60.68
–
133.80
0.00
367.08
272.06
27.75
153.25
192.01
241.91
–
–
–
0.00
541.64
–
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 4. Standard errors for fee-for-service plans: Type and
amount of annual family deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Characteristic
All workers .............................................................
Other
With no
Not
deductible deductible determinable
0.1
1.1
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
1.4
1.6
1.8
4.0
2.1
1.5
3.0
2.4
0.5
(2)
0.6
–
0.8
–
1.1
0.6
–
–
–
–
–
–
–
1.2
1.9
1.5
–
–
(2)
–
–
Full time .................................................................
Part time ................................................................
0.1
–
1.0
–
0.7
–
Union .....................................................................
Nonunion ...............................................................
–
0.1
2.2
1.2
1.6
0.6
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
0.2
–
0.1
–
–
–
1.2
1.7
1.8
1.5
–
–
0.9
0.5
0.4
0.4
–
–
–
0.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.2
3.8
1.4
1.4
1.3
1.3
1.9
–
–
3.1
2.0
2.3
3.1
–
–
–
–
–
0.4
–
(2)
0.8
0.4
–
0.6
–
–
–
(2)
(2)
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 4. Standard errors for fee-for-service plans: Type and
amount of annual family deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Other
With no
Not
deductible deductible determinable
Characteristic
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
4.0
3.0
3.0
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.2
–
–
1.4
1.6
2.5
1.6
1.0
3.2
1.0
1.5
–
0.9
0.7
1.7
–
–
–
–
–
–
–
–
–
1.5
2.2
1.6
–
1.3
–
1.6
–
–
–
0.4
–
–
1.3
–
(2)
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The deductible is the amount of covered
expenses that an individual or family must pay
before any charges are paid by the medical care
plan. Deductibles that apply separately to a
specific category of expenses, such as
deductible for each hospital admission, were
excluded.
2 Less than 0.05.
3 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: Dashes indicate that no data were
reported or that data do not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 5. Standard errors for fee-for-service plans: Amount of annual individual deductible,1 private industry workers,
National Compensation Survey, 2008
Amount of annual deductible
Characteristic
All workers .............................................................
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
Not
deductible determinable
1.1
$51.68
$0.00
$0.00
$0.00
$146.65
0.9
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.0
0.7
1.5
5.0
1.4
0.6
2.0
2.0
61.27
46.02
70.75
69.37
65.81
0.00
55.50
36.71
0.00
0.00
19.62
29.43
10.20
0.00
0.00
0.00
0.00
71.42
0.00
146.51
0.00
0.00
43.87
61.61
0.00
0.00
0.00
285.69
0.00
0.00
49.05
427.64
0.00
272.82
290.54
547.47
400.20
834.33
405.10
0.00
1.0
0.7
1.5
–
1.2
0.6
1.6
1.8
0.5
(2)
0.6
–
0.8
–
1.1
0.6
3.2
2.1
0.6
0.9
0.7
74.72
32.54
48.56
9.81
31.41
49.05
0.00
0.00
39.55
0.00
27.26
136.27
65.00
67.86
67.89
380.35
84.96
352.09
361.93
295.63
196.21
259.57
204.38
138.74
363.79
–
–
0.5
–
–
–
–
(2)
–
–
Full time .................................................................
Part time ................................................................
1.1
2.8
62.05
90.98
0.00
73.42
0.00
150.07
0.00
204.62
258.72
400.80
0.9
–
0.7
–
Union .....................................................................
Nonunion ...............................................................
2.3
1.1
9.81
35.37
9.81
0.00
47.81
0.00
67.04
0.00
378.83
387.11
1.7
0.9
1.6
0.6
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
5.8
5.1
1.1
1.6
1.2
0.9
74.07
90.98
27.75
67.08
13.87
29.43
52.83
42.76
28.42
0.00
0.00
12.17
147.49
70.75
0.00
27.75
16.27
0.00
307.28
350.72
0.00
0.00
189.05
88.84
136.29
284.51
343.37
525.03
379.83
179.83
–
1.2
0.6
1.5
1.1
1.0
–
–
0.9
0.5
0.4
0.4
1.1
2.9
1.0
1.4
0.8
1.9
1.2
0.8
1.4
2.8
1.3
1.6
2.9
2.4
0.6
2.7
1.6
9.3
0.00
75.36
0.00
13.87
57.21
75.99
0.00
59.68
24.03
25.96
0.00
29.43
52.83
16.99
0.00
60.48
0.00
67.26
21.38
31.02
36.05
0.00
1.96
3.92
53.74
58.86
62.05
9.81
0.00
16.99
58.04
116.91
145.85
66.54
9.81
76.62
98.11
124.81
109.25
0.00
0.00
124.10
165.33
33.99
164.16
0.00
19.62
39.24
0.00
216.06
120.16
261.60
55.50
59.68
185.37
465.57
151.67
0.00
0.00
337.98
286.20
46.02
705.89
0.00
241.11
127.16
245.27
0.00
332.70
288.37
335.29
167.93
619.28
0.00
114.41
158.50
398.84
663.32
896.81
1,719.73
572.06
124.87
308.37
298.54
751.98
237.29
724.27
554.28
341.55
369.17
1.0
–
0.9
1.1
0.6
–
1.0
–
–
–
1.3
1.6
2.9
–
–
–
–
–
0.4
–
(2)
0.8
0.4
–
0.6
–
–
–
(2)
(2)
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 5. Standard errors for fee-for-service plans: Amount of annual individual deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Amount of annual deductible
Characteristic
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
Not
deductible determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.6
1.3
1.9
5.2
2.1
2.1
4.2
$61.27
62.05
64.33
68.67
35.37
24.03
0.00
$0.00
0.00
0.00
0.00
43.87
62.05
204.85
$49.05
125.25
111.00
42.76
116.08
124.10
215.17
$49.05
72.09
55.50
0.00
405.81
634.37
0.00
$261.60
642.43
426.74
308.06
0.00
16.99
373.58
–
1.3
1.9
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.4
1.6
2.2
1.5
1.0
3.0
69.37
75.99
57.21
0.00
0.00
66.54
49.67
39.63
64.15
0.00
0.00
24.03
0.00
0.00
58.86
62.82
27.75
0.00
0.00
184.07
0.00
99.59
274.17
46.02
49.05
406.29
550.62
147.81
56.36
83.25
0.9
0.7
–
1.3
0.9
2.6
1.0
1.5
–
0.9
0.7
1.7
2.1
2.4
3.6
1.5
1.5
1.2
0.8
2.4
4.9
70.75
0.00
4.91
62.05
76.62
70.75
65.08
103.36
0.00
46.02
42.76
0.00
55.50
9.81
0.00
0.00
62.60
0.00
153.87
85.67
141.49
0.00
73.42
150.01
0.00
74.72
67.49
500.25
98.11
43.87
205.09
293.41
413.22
0.00
120.16
110.12
212.46
371.34
396.33
891.43
184.85
396.94
627.24
0.00
396.09
2.1
2.2
–
–
1.0
–
0.8
–
–
–
0.4
–
–
1.3
–
(2)
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The deductible is the amount of covered expenses that an individual or family
must pay before any charges are paid by the medical care plan. Deductibles that apply
separately to a specific category of expenses, such as deductible for each hospital
admission, were excluded.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 6. Standard errors for fee-for-service plans: Amount of annual family deductible,1 private industry workers,
National Compensation Survey, 2008
Amount of annual deductible
Characteristic
All workers .............................................................
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
Not
deductible determinable
1.2
$13.87
$9.81
$0.00
$0.00
$940.54
1.1
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.6
1.8
4.2
2.2
1.5
3.2
2.5
38.00
27.75
55.50
49.05
50.18
0.00
54.13
69.55
112.72
109.25
94.10
107.02
27.75
68.67
101.01
106.57
0.00
43.87
274.35
181.43
57.21
359.26
0.00
32.89
220.82
173.18
139.28
1,236.66
307.41
292.68
245.07
459.74
250.76
957.08
0.00
1,125.67
571.38
1,285.61
682.53
1,602.60
1.4
1.6
1.8
4.0
2.1
1.5
3.0
2.4
0.5
(2)
0.6
–
0.8
–
1.1
0.6
4.3
2.2
1.3
2.1
1.5
124.10
61.27
73.42
82.67
65.08
144.19
29.43
75.99
59.68
0.00
19.62
163.72
150.91
116.08
133.87
815.17
174.40
473.06
569.70
466.50
1,020.12
438.75
1,007.40
392.43
1,494.32
–
–
1.2
1.9
1.5
–
–
(2)
–
–
Full time .................................................................
Part time ................................................................
1.1
7.6
13.87
50.98
21.94
167.36
0.00
13.87
45.51
0.00
611.96
0.00
1.0
–
0.7
–
Union .....................................................................
Nonunion ...............................................................
2.6
1.3
40.45
56.49
54.62
19.62
9.81
147.49
83.25
201.92
569.02
210.42
2.2
1.2
1.6
0.6
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.5
5.6
1.5
1.7
1.8
1.4
62.05
19.62
32.54
53.74
33.27
51.91
101.96
76.62
19.62
77.87
0.00
0.00
74.07
138.74
121.75
0.00
67.97
67.97
513.35
382.99
358.59
89.79
401.16
335.25
131.62
196.21
415.77
521.72
1,472.26
329.76
–
–
1.2
1.7
1.8
1.5
–
–
0.9
0.5
0.4
0.4
1.3
3.9
1.5
1.4
1.3
1.8
2.0
3.9
1.5
3.1
2.0
2.3
3.1
4.5
5.5
3.9
3.2
10.5
59.68
122.93
59.68
0.00
47.05
125.25
138.74
49.05
33.99
0.00
0.00
0.00
9.81
138.74
101.96
159.10
66.54
183.80
0.00
187.18
36.71
83.25
155.43
80.30
96.12
58.86
120.56
48.06
116.08
58.86
19.62
209.50
197.19
43.87
33.99
75.36
70.91
98.42
80.90
0.00
220.47
131.62
19.62
146.18
146.83
186.15
333.85
354.27
96.12
347.97
404.51
323.60
691.50
135.94
129.04
412.52
241.91
106.35
250.67
148.41
0.00
245.66
1,181.37
458.80
290.37
78.49
624.89
39.24
915.08
300.79
429.44
710.85
895.73
985.96
968.43
924.26
534.57
1,485.91
625.50
2,668.17
1,092.47
196.85
335.86
524.67
952.40
428.09
1,019.56
1,079.18
333.56
2,462.39
1.2
3.8
1.4
1.4
1.3
1.3
1.9
–
–
3.1
2.0
2.3
3.1
–
–
–
–
–
0.4
–
(2)
0.8
0.4
–
0.6
–
–
–
(2)
(2)
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 6. Standard errors for fee-for-service plans: Amount of annual family deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Amount of annual deductible
Characteristic
With
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
Not
deductible determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.4
3.0
3.0
5.2
5.8
7.2
4.5
$74.72
81.49
44.96
67.26
58.86
75.99
65.08
$85.53
124.10
133.08
83.25
294.16
298.22
290.87
$19.62
221.99
221.12
39.24
351.68
458.17
210.42
$111.00
155.74
0.00
311.63
1,906.97
2,091.34
582.31
$392.43
871.61
928.19
1,034.74
0.00
0.00
717.46
4.0
3.0
3.0
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.7
2.1
2.6
1.6
1.2
3.1
0.00
40.45
0.00
54.62
50.02
86.09
82.67
79.70
138.40
0.00
97.62
0.00
133.08
0.00
119.35
144.25
0.00
58.04
590.28
98.11
0.00
452.78
290.04
0.00
659.95
480.52
0.00
0.00
0.00
0.00
1.4
1.6
2.5
1.6
1.0
3.2
1.0
1.5
–
0.9
0.7
1.7
1.5
2.5
2.9
2.4
1.5
3.5
1.6
6.6
5.2
141.49
124.10
70.75
50.02
21.94
74.07
47.05
51.91
56.36
16.99
0.00
96.12
148.79
0.00
117.73
103.36
118.54
43.87
116.08
196.09
55.50
0.00
124.10
116.84
461.62
287.71
0.00
782.52
128.41
349.63
399.72
67.97
545.09
733.46
1,033.88
574.58
283.66
1,658.85
658.12
1,283.52
710.99
300.15
738.87
0.00
1,484.63
1.5
2.2
1.6
–
1.3
–
1.6
–
–
–
0.4
–
–
1.3
–
(2)
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The deductible is the amount of covered expenses that an individual or family
must pay before any charges are paid by the medical care plan. Deductibles that apply
separately to a specific category of expenses, such as deductible for each hospital
admission, were excluded.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 7. Standard errors for fee-for-service plans: Amount of coinsurance,1 private industry
workers, National Compensation Survey, 2008
Fixed coinsurance
Characteristic
All workers .............................................................
Variable coinsurance
Median
With
With fixed
coinsurance
variable
coinsurance
percentage coinsurance
Median coinsurance percentage
In-network
Out-ofnetwork
Point-ofservice
1.3
0.00
1.3
0.00
0.00
0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.6
1.4
3.8
3.5
1.6
1.9
2.0
3.5
0.00
0.00
0.00
14.98
0.00
0.00
0.00
0.00
2.5
1.5
3.5
3.5
2.2
1.9
3.1
3.5
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5.10
1.70
7.41
0.00
0.00
0.00
0.00
0.00
4.50
5.97
9.31
4.05
10.62
0.00
2.77
0.00
7.60
4.8
4.6
1.7
2.1
2.5
0.00
0.00
0.00
0.00
0.00
4.8
4.6
1.8
2.2
2.5
10.84
0.00
0.00
0.00
5.10
9.76
0.00
0.00
2.40
0.98
12.87
7.85
0.00
2.77
7.07
Full time .................................................................
Part time ................................................................
1.1
6.5
0.00
0.00
1.1
9.5
0.00
3.54
0.00
1.68
0.00
7.14
Union .....................................................................
Nonunion ...............................................................
2.9
1.4
0.00
0.00
2.9
1.5
4.50
0.00
2.77
0.00
0.00
0.00
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
1.2
1.7
2.3
2.7
13.13
2.60
0.00
0.00
0.00
0.00
–
–
1.2
1.6
2.3
2.5
5.00
0.00
0.00
0.00
8.21
6.65
0.00
0.00
0.00
0.00
5.74
6.51
–
0.00
0.00
0.00
7.14
11.56
1.7
3.8
1.8
1.5
1.6
2.6
2.0
4.2
–
6.0
3.1
3.1
3.1
6.4
–
5.0
–
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
9.61
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.7
3.8
1.8
1.6
1.6
2.6
2.0
4.2
–
6.0
3.2
3.3
3.8
6.6
–
5.7
–
–
0.00
0.00
0.00
0.00
0.00
5.64
0.00
5.89
1.96
6.80
7.28
5.89
6.58
7.01
0.00
8.21
7.66
4.50
2.40
0.00
6.13
0.00
0.00
0.00
0.00
0.00
3.25
11.27
7.47
3.67
6.94
1.70
0.00
8.32
0.00
6.73
0.00
–
1.96
3.10
3.40
2.77
4.81
0.00
–
4.81
5.86
5.86
0.00
6.65
–
12.10
13.87
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 7. Standard errors for fee-for-service plans: Amount of coinsurance,1 private industry
workers, National Compensation Survey, 2008—Continued
Fixed coinsurance
Characteristic
Variable coinsurance
Median
With
With fixed
coinsurance
variable
coinsurance
percentage coinsurance
Median coinsurance percentage
In-network
Out-ofnetwork
Point-ofservice
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.2
–
3.0
2.5
–
–
–
14.94
0.00
0.00
17.44
20.86
16.30
0.00
2.2
–
3.9
2.5
–
–
–
0.00
8.21
0.00
0.00
5.00
2.94
0.00
0.00
8.09
0.98
0.00
0.00
0.00
0.00
4.06
1.96
0.00
5.22
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.5
3.4
1.2
1.7
1.7
0.00
0.00
0.00
0.00
0.00
0.00
2.2
2.5
3.4
1.4
1.7
2.4
0.00
0.00
1.96
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5.80
1.70
7.21
2.77
2.98
13.02
0.00
–
–
1.7
–
1.7
–
1.8
5.2
2.4
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
1.8
–
1.7
–
1.8
6.8
2.4
10.20
0.00
0.00
0.00
0.00
7.85
0.00
0.00
3.92
8.27
0.00
0.00
0.00
0.00
11.69
0.00
0.00
7.51
0.00
0.00
0.00
1.96
2.77
13.34
5.55
0.00
10.28
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Represents the initial coinsurance in plans that have 100 percent
coverage after the individual pays a specified dollar amount towrad
expenses. For example, the plan pays 80 percent until the individual’s
out-of-pocket expenses reach $1,000, and then coverage is 100 percent.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below
the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational Earnings
in the United States, 2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not
meet publication criteria. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 8. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum,1 private
industry workers, National Compensation Survey, 2008
Amount of out-of-pocket maximum
Characteristic
With out-ofpocket
maximum
50th
percentile
(median)
90th
percentile
Not
determinable
10th
percentile
25th
percentile
1.4
$112.29
$121.68
$249.40
$0.00
$65.81
1.3
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.3
2.2
5.4
1.8
2.7
2.2
3.1
145.85
113.99
162.69
0.00
126.20
0.00
137.35
72.09
57.21
268.68
39.24
19.62
87.97
49.05
146.70
62.05
194.12
165.91
335.29
0.00
123.42
0.00
322.41
246.25
247.81
0.00
311.94
456.80
180.63
0.00
151.03
212.01
70.80
0.00
417.38
1,375.07
0.00
303.22
309.78
98.11
1.7
2.3
2.0
3.4
1.8
2.7
2.3
2.9
0.9
0.6
1.1
4.5
0.8
0.7
1.2
1.3
5.0
3.6
2.0
2.9
2.9
139.09
143.67
60.35
150.05
19.91
334.72
39.24
115.35
145.02
226.07
116.50
238.91
162.47
143.18
0.00
231.54
282.98
177.41
316.99
46.02
497.16
58.86
660.31
39.24
491.71
5.1
3.4
2.2
3.1
2.8
1.0
2.4
0.7
1.0
0.6
Full time .................................................................
Part time ................................................................
1.4
3.7
112.61
273.47
127.58
290.87
224.36
237.29
0.00
429.44
233.52
250.51
1.3
3.8
0.8
1.5
Union .....................................................................
Nonunion ...............................................................
4.5
1.4
63.77
154.50
55.71
93.61
337.72
226.02
223.50
0.00
705.48
95.41
3.7
1.4
1.8
0.7
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
7.0
5.3
2.2
1.9
1.9
2.1
326.42
0.00
130.74
115.22
47.05
123.32
73.42
0.00
95.24
60.48
39.24
0.00
186.15
0.00
64.89
243.69
183.41
217.94
593.04
371.77
0.00
51.91
83.25
346.90
928.45
1,488.55
19.62
401.64
322.10
0.00
–
3.1
2.1
1.9
1.9
1.8
–
5.1
1.0
0.5
0.8
1.1
2.3
4.0
2.9
1.7
1.9
3.4
1.5
4.9
10.8
5.0
1.7
2.1
4.0
3.7
2.7
3.7
4.7
10.0
147.48
153.25
73.08
119.35
0.00
96.12
0.00
67.97
0.00
238.70
169.93
201.78
197.92
137.35
416.23
55.50
203.91
222.86
221.99
329.06
209.79
126.08
0.00
220.91
0.00
239.51
362.86
207.65
281.11
67.97
357.38
54.62
286.03
105.66
333.71
420.72
52.83
194.24
145.85
66.90
0.00
167.65
34.69
207.89
393.77
113.57
0.00
130.89
0.00
197.19
230.50
544.41
280.25
620.77
293.99
558.18
296.11
0.00
139.44
337.81
219.37
202.49
111.10
95.62
70.06
279.39
86.09
295.46
318.05
245.07
0.00
385.37
0.00
602.78
58.86
27.75
216.28
674.29
203.20
436.11
339.43
814.49
245.07
459.39
550.48
720.20
202.25
635.81
588.15
8,517.82
2.5
4.1
3.0
1.5
1.7
3.2
1.3
–
–
4.9
1.7
2.1
3.8
3.2
–
3.6
–
–
0.5
0.8
0.6
1.0
0.5
1.0
0.9
–
–
1.1
1.0
1.2
1.6
2.5
–
3.1
–
–
All workers .............................................................
75th
percentile
With no
out-ofpocket
maximum
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 8. Standard errors for fee-for-service plans: Amount of annual individual out-of-pocket maximum,1 private
industry workers, National Compensation Survey, 2008—Continued
Amount of out-of-pocket maximum
Characteristic
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.7
3.6
5.0
5.5
4.5
4.9
5.5
$50.02
0.00
0.00
101.96
294.48
290.37
136.29
$189.22
244.68
169.64
325.86
62.05
92.03
407.35
$244.09
141.83
167.07
0.00
307.59
389.23
138.74
$356.85
315.78
352.91
363.13
684.71
1,271.76
198.41
$49.05
500.25
635.81
84.96
1,292.04
1,359.59
156.97
4.5
3.6
5.0
5.2
–
–
–
2.4
–
–
2.8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
2.3
2.9
1.9
2.4
3.0
38.00
125.64
16.99
24.03
39.24
50.02
131.03
190.17
432.84
267.65
140.90
125.25
56.57
0.00
231.12
143.94
325.38
77.87
27.75
62.05
569.36
19.62
0.00
161.50
333.17
443.87
616.22
201.58
408.45
240.50
1.7
1.9
2.5
1.9
2.6
2.6
1.2
1.6
1.7
0.9
0.8
1.7
8.4
5.0
3.2
3.7
2.4
1.7
3.1
4.5
5.1
195.72
162.99
9.81
196.21
347.83
0.00
27.12
19.62
130.52
114.83
0.00
147.16
0.00
229.66
200.10
87.75
249.58
236.68
633.38
180.37
181.90
62.05
220.63
339.85
0.00
89.51
0.00
266.16
248.82
300.79
0.00
476.50
309.93
311.94
329.21
111.43
0.00
365.66
647.98
145.85
168.27
314.25
1,262.00
480.56
519.13
7.9
5.5
1.5
–
2.0
1.8
–
–
–
0.6
2.4
3.1
–
1.3
0.4
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The out-of-pocket maximum is the annual limit on the amount of covered
expenses that a participant or a family must pay after the deductible has been satisfied.
Once reached, covered expenses are fully reimbursed for the rest of the year.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 9. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum,1 private industry
workers, National Compensation Survey, 2008
Amount of out-of-pocket maximum
Characteristic
All workers .............................................................
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
1.5
$123.42
$67.26
$0.00
$390.95
$302.55
1.6
0.7
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
2.3
3.3
5.1
2.0
3.2
2.3
3.4
293.09
293.01
203.20
0.00
412.63
0.00
321.67
606.68
314.44
364.55
318.05
149.43
133.44
0.00
392.80
373.71
272.77
437.98
387.37
700.97
0.00
270.79
0.00
188.70
502.17
565.12
811.86
0.00
0.00
918.49
445.82
0.00
353.32
1,026.76
594.34
4,562.91
533.49
1,017.39
511.10
374.35
2.3
2.4
3.3
3.7
2.0
3.2
2.4
3.3
0.9
0.6
1.1
4.5
0.8
0.7
1.2
1.3
5.5
3.5
2.5
3.3
3.8
100.05
0.00
92.03
312.87
0.00
540.12
367.87
239.11
174.63
225.43
104.29
571.71
451.60
320.17
0.00
464.43
0.00
277.66
89.92
498.61
491.71
662.20
682.46
0.00
661.99
5.6
3.4
2.7
3.5
3.7
1.0
2.4
0.7
1.0
0.6
Full time .................................................................
Part time ................................................................
1.6
3.9
85.81
277.49
111.86
439.84
0.00
754.79
356.44
753.96
338.58
263.43
1.6
3.8
0.8
1.5
Union .....................................................................
Nonunion ...............................................................
4.1
1.6
265.80
19.62
292.71
120.16
208.12
0.00
380.35
113.14
1,065.13
380.35
3.9
1.6
1.8
0.7
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.9
5.1
2.2
2.1
2.4
3.2
751.53
320.60
179.10
62.05
315.17
354.14
0.00
0.00
252.04
170.77
241.96
241.66
872.93
476.70
0.00
49.05
238.91
507.79
592.72
931.40
88.30
359.26
262.33
440.50
484.61
6,455.93
226.29
398.15
317.75
858.93
7.0
3.4
2.1
2.1
2.4
3.2
–
5.1
1.0
0.5
0.8
1.1
2.3
4.6
3.1
1.8
2.2
3.9
3.1
5.6
10.9
5.2
2.6
2.4
3.8
5.1
7.3
4.5
7.3
8.6
229.03
793.15
152.30
184.65
0.00
163.28
0.00
156.97
0.00
559.98
219.15
261.23
212.24
176.87
0.00
274.70
474.58
523.93
229.56
401.88
145.50
323.16
0.00
232.99
9.81
597.41
124.10
481.02
474.38
370.74
814.94
218.49
1,153.62
248.19
138.74
732.13
234.84
238.70
309.47
0.00
581.95
712.04
147.16
0.00
619.86
928.45
0.00
96.12
0.00
629.72
779.94
327.01
1,147.64
1,754.17
319.56
0.00
245.07
0.00
428.99
1,504.11
816.83
895.90
488.27
370.12
404.39
304.94
326.57
487.78
1,117.00
88.30
1,872.56
1,171.22
111.00
1,597.07
0.00
277.32
819.86
906.86
834.14
658.12
339.85
2,966.83
771.50
666.33
685.07
597.08
3,373.07
2,963.08
770.62
–
2.4
4.6
3.2
1.8
2.1
3.7
2.9
5.6
–
5.2
2.6
2.5
3.6
5.1
–
4.6
–
5.2
0.5
0.8
0.6
1.0
0.5
1.0
0.9
–
–
1.1
1.0
1.2
1.6
2.5
–
3.1
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 9. Standard errors for fee-for-service plans: Amount of annual family out-of-pocket maximum,1 private industry
workers, National Compensation Survey, 2008—Continued
Amount of out-of-pocket maximum
Characteristic
With out-ofpocket
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
out-ofpocket
maximum
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.8
3.9
5.0
5.5
7.8
10.0
10.8
$410.09
39.24
103.83
219.37
248.97
291.03
325.38
$280.42
230.86
321.03
474.98
0.00
156.97
0.00
$122.14
516.16
417.04
0.00
1,796.94
2,747.21
1,004.10
$595.87
646.32
504.47
642.13
0.00
372.94
1,501.71
$1,101.82
979.84
612.68
1,146.01
2,712.05
2,012.85
0.00
4.6
3.9
5.0
5.3
7.6
9.7
–
2.4
–
–
2.8
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.4
2.7
3.8
2.0
2.9
2.6
0.00
105.66
0.00
298.42
462.56
260.35
367.61
541.99
412.98
131.26
161.50
134.87
0.00
326.57
435.25
147.81
0.00
309.78
0.00
58.86
0.00
279.56
588.97
84.96
578.17
979.01
1,733.94
39.24
19.62
331.54
2.2
2.4
3.5
2.1
3.0
2.7
1.2
1.6
1.7
0.9
0.8
1.7
4.8
5.1
2.6
3.3
3.9
1.8
4.1
4.4
5.4
0.00
328.91
142.85
365.64
0.00
0.00
289.68
0.00
389.35
0.00
384.37
179.75
0.00
0.00
0.00
33.99
394.87
386.48
1,255.92
302.07
440.88
64.33
0.00
703.16
785.51
563.67
351.55
0.00
490.34
56.36
556.97
58.86
0.00
147.16
288.37
124.87
0.00
465.98
1,014.50
0.00
417.39
282.98
1,284.08
1,622.86
438.64
4.4
5.6
2.0
3.3
3.8
1.9
3.8
4.6
5.3
0.6
2.4
3.1
–
1.3
0.4
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The out-of-pocket maximum is the annual limit on the amount of covered expenses
that a participant or a family must pay after the deductible has been satisfied. Once
reached, covered expenses are fully reimbursed for the rest of the year.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for more
details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 10. Standard errors for health maintenance organizations: Summary of selected features, private industry
workers, National Compensation Survey, 2008
Annual deductible1
Characteristic
Yes
No
Coinsurance2
Not
determinable
Yes
No
Annual out-of-pocket maximum3
Not
determinable
Yes
No
Not
determinable
2.5
2.5
(4)
1.6
1.6
–
3.1
3.1
(4)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.8
4.9
3.6
–
3.1
–
3.7
6.3
2.8
4.9
3.6
10.6
3.1
4.9
3.7
6.3
(4)
(4)
(4)
–
(4)
–
(4)
–
2.2
–
2.7
–
1.7
–
2.1
5.7
2.2
3.3
2.7
2.3
1.7
3.3
2.1
5.7
–
–
–
–
–
–
–
–
5.1
7.5
5.0
7.8
5.8
8.7
6.2
6.8
5.1
7.5
5.0
7.8
5.7
8.8
6.2
6.8
(4)
(4)
(4)
–
0.4
1.5
(4)
–
9.9
7.5
4.7
6.7
–
9.9
7.5
4.7
6.7
5.8
–
–
–
–
–
–
–
3.7
–
–
9.9
6.1
3.7
5.4
5.7
–
–
–
–
–
10.8
7.4
5.1
7.0
5.7
10.8
7.4
5.1
7.0
5.7
–
–
–
–
–
Full time .................................................................
Part time ................................................................
2.6
–
2.6
3.7
(4)
–
1.7
–
1.7
1.3
–
–
3.3
3.6
3.3
3.6
(4)
–
Union .....................................................................
Nonunion ...............................................................
–
2.5
7.7
2.5
–
(4)
–
2.1
1.5
2.1
–
–
5.6
4.1
5.4
4.1
0.6
(4)
Average wage within the following percentiles:5
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
4.7
3.9
3.2
4.5
8.3
3.8
4.7
3.9
3.2
4.5
–
–
(4)
(4)
(4)
–
–
–
3.1
2.9
2.7
2.7
2.9
2.8
3.1
2.9
2.7
2.7
–
–
–
–
–
–
–
7.4
6.4
4.6
4.7
5.4
13.5
7.4
6.4
4.6
4.7
5.4
–
–
0.6
(4)
(4)
–
4.1
6.9
–
2.8
6.4
–
–
–
–
–
4.0
4.6
7.2
–
–
7.5
–
–
4.1
6.9
5.7
2.8
6.4
16.0
6.9
11.6
5.0
7.0
4.0
4.6
7.1
5.3
7.9
7.5
9.1
–
–
–
–
(4)
–
–
–
–
–
–
(4)
(4)
0.8
–
–
–
–
–
3.9
–
–
1.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.9
7.7
5.2
1.9
3.3
4.5
6.0
6.6
3.9
9.3
4.0
5.3
7.0
3.6
3.6
6.1
9.8
11.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5.2
–
6.5
4.2
6.8
11.2
8.1
15.2
–
13.0
6.5
6.9
7.2
9.9
15.1
7.8
15.4
4.5
5.2
11.4
6.5
4.2
6.6
11.2
8.2
–
8.9
13.0
6.6
7.0
7.4
9.8
–
–
–
–
–
–
–
(4)
0.6
–
1.3
–
–
–
(4)
(4)
0.8
(4)
–
–
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 10. Standard errors for health maintenance organizations: Summary of selected features, private industry
workers, National Compensation Survey, 2008—Continued
Annual deductible1
Characteristic
Yes
No
Coinsurance2
Not
determinable
Yes
No
Annual out-of-pocket maximum3
Not
determinable
Yes
No
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
3.2
3.9
–
–
–
–
4.8
3.2
3.9
6.1
10.0
14.6
11.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.9
2.4
1.9
0.8
7.0
12.0
8.2
–
–
–
–
–
–
–
7.8
9.6
4.3
9.4
–
–
15.2
7.8
9.6
4.3
9.4
12.6
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4.7
5.8
–
5.0
6.0
5.1
4.7
5.8
7.5
5.0
6.0
5.1
(4)
(4)
–
–
–
–
3.2
3.7
–
2.0
3.1
1.4
3.2
3.7
5.6
2.0
3.1
1.4
–
–
–
–
–
–
5.8
6.5
8.2
4.2
5.6
7.0
5.8
6.4
8.2
4.2
5.6
7.0
(4)
(4)
0.4
–
–
–
7.3
4.5
6.4
–
–
–
–
–
–
7.3
4.5
6.4
14.9
4.6
–
14.6
7.6
2.5
–
–
–
–
–
–
–
–
–
0.9
–
4.0
–
–
–
–
–
–
0.9
4.7
4.0
13.6
3.0
12.5
6.7
12.4
2.5
–
–
–
–
–
–
–
–
–
8.6
3.0
6.2
–
5.0
16.2
15.4
14.5
3.7
8.6
3.0
6.2
–
5.0
–
–
–
3.6
–
–
–
–
–
–
–
–
(4)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The deductible is the amount of covered expenses that an individual or family
must pay before any charges are paid by the medical care plan. Deductibles that apply
separately to a specific category of expenses, such as deductible for each hospital
admission, were excluded.
2 Represents the initial coinsurance in plans that have 100 percent coverage after
the individual pays a specified dollar amount towrad expenses. For example, the plan
pays 80 percent until the individual’s out-of-pocket expenses reach $1,000, and then
coverage is 100 percent.
3 The out-of-pocket maximum is the annual limit on the amount of covered
expenses that a participant or a family must pay after the deductible has been satisfied.
Once reached, covered expenses are fully reimbursed for the rest of the year.
4 Less than 0.05.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 11. Standard errors for outpatient prescription drug benefits: Type of
coverage, private industry workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Generic
drugs
Brand-name
drugs
Mail order
drugs
Formulary
drugs1
0.1
0.3
1.3
1.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
0.4
0.1
0.2
0.1
0.4
0.1
0.4
0.1
0.0
0.2
0.3
0.4
0.4
0.6
1.8
1.7
2.3
2.7
4.3
1.7
2.7
1.9
3.3
2.5
3.1
2.9
4.0
1.7
2.5
2.0
4.1
0.7
0.1
0.2
0.3
0.2
0.8
3.4
0.1
0.2
0.1
5.5
4.0
2.5
3.2
3.7
6.4
3.8
2.9
3.8
3.3
Full time .................................................................
Part time ................................................................
0.2
0.0
0.2
3.5
1.4
5.2
1.6
4.3
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
1.3
0.2
3.7
1.5
2.6
1.8
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
0.1
0.1
0.2
0.2
0.3
0.0
0.3
0.3
0.4
0.3
1.2
6.2
5.0
1.8
1.7
1.7
3.3
5.9
5.3
2.1
2.0
2.6
2.9
0.5
1.2
0.6
0.0
0.1
0.4
0.1
0.0
0.9
0.0
0.1
0.2
0.0
0.5
0.0
0.0
0.0
0.0
0.3
1.0
0.2
0.3
0.3
0.8
0.3
0.0
0.0
0.4
0.8
1.1
0.0
2.9
0.0
1.3
0.0
3.6
2.0
5.0
2.5
1.6
2.9
6.6
3.2
5.1
3.2
2.6
2.1
2.4
4.3
4.0
2.5
4.0
5.7
6.9
2.9
5.3
3.5
1.8
2.2
6.0
2.4
6.1
5.8
2.4
2.7
2.4
3.7
4.6
9.9
5.1
7.1
9.4
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 11. Standard errors for outpatient prescription drug benefits: Type of
coverage, private industry workers, National Compensation Survey,
2008—Continued
Characteristic
Generic
drugs
Brand-name
drugs
Mail order
drugs
Formulary
drugs1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.3
0.0
0.1
1.8
0.0
0.0
3.3
3.7
3.0
3.9
10.3
12.9
10.5
3.5
3.7
4.5
4.3
9.1
10.9
8.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.1
0.2
0.0
0.2
0.4
0.0
0.6
0.7
0.8
0.1
0.2
0.0
2.2
2.6
4.2
1.3
2.1
1.5
2.5
3.1
3.9
1.7
2.3
2.5
0.0
0.2
0.1
1.6
0.4
0.0
0.1
0.0
0.3
0.2
0.7
0.1
0.1
0.3
0.3
0.6
1.0
1.2
1.1
3.6
2.4
4.7
2.8
4.7
4.2
7.2
4.3
3.4
3.3
3.2
7.0
2.7
4.9
3.8
7.0
5.2
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Formulary drugs are a listing of prescription
medications that are covered by the plan.
2 The percentile groupings are based on the average
wage for each occupation surveyed, which may include
workers both above and below the threshold. The
percentile values are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2007." See Technical Note
for more details.
NOTE: For definitions of major plans, key provisions, and
related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 12. Standard errors for outpatient prescription drug benefits: Copayment provisions, private industry workers,
National Compensation Survey, 2008
Generic drugs1
Characteristic
All workers .............................................................
Brand-name drugs2
Median
Median
copayment
copayment
No
Not
No
Not
Copayment
Copayment
per
per
copayment determinable
copayment determinable
prescription
prescription
1.2
1.2
0.3
$0.00
1.1
1.1
0.3
$0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.8
2.2
2.1
2.8
1.2
1.6
1.5
3.3
1.8
2.3
2.0
2.8
1.1
1.5
1.3
3.0
0.6
0.7
0.7
0.2
0.4
0.4
0.5
0.9
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.8
2.2
2.0
3.0
1.3
1.8
1.4
2.7
1.7
2.3
1.8
3.0
1.1
1.6
1.3
2.6
0.7
0.7
0.9
(3)
0.3
0.6
0.4
0.7
0.00
0.00
0.00
0.00
0.00
0.78
0.00
0.00
6.2
3.3
1.9
3.0
1.8
6.0
3.3
1.8
3.0
1.8
1.5
0.8
0.3
0.4
0.5
0.00
0.00
0.00
0.00
0.00
5.2
2.6
1.9
3.1
2.5
5.1
2.5
1.9
3.0
2.4
1.3
0.6
0.3
0.4
0.5
0.00
0.00
0.00
0.00
0.00
Full time .................................................................
Part time ................................................................
1.1
4.5
1.1
–
0.3
–
0.00
0.00
1.1
3.8
1.1
–
0.3
–
0.00
0.00
Union .....................................................................
Nonunion ...............................................................
2.7
1.3
2.6
1.3
0.4
0.3
0.00
0.00
2.7
1.3
2.5
1.2
0.8
0.3
0.00
0.00
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
5.5
3.1
1.6
1.4
2.1
2.5
–
3.1
1.4
1.3
2.1
2.5
–
0.4
0.7
0.5
0.4
0.6
0.00
0.00
0.00
0.00
0.00
0.00
5.6
3.1
1.6
1.4
1.9
2.2
–
3.1
1.4
1.3
1.9
2.1
–
0.4
0.7
0.4
0.4
0.9
0.00
0.00
0.00
0.00
0.00
0.00
2.3
4.4
2.5
1.3
1.9
3.7
1.8
3.6
10.4
4.4
3.1
2.2
3.3
3.8
10.8
2.9
3.6
5.4
2.2
3.9
2.4
1.2
1.8
3.7
1.7
–
–
4.1
2.8
1.8
2.0
3.6
–
2.8
–
5.4
0.6
2.0
0.3
0.3
0.3
0.8
0.3
–
–
1.8
1.4
1.2
2.6
1.4
–
0.6
–
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.2
4.1
2.6
1.2
1.7
3.5
1.9
4.8
10.0
3.0
3.2
2.2
3.3
3.7
10.8
3.3
3.6
7.5
2.1
3.6
2.5
1.1
1.7
3.5
1.9
4.8
–
2.4
2.9
1.7
2.0
3.4
–
3.2
–
–
0.5
1.8
0.4
0.3
0.2
(3)
0.4
0.3
–
1.8
1.4
1.2
2.6
1.4
–
0.6
–
–
0.00
0.00
0.00
0.00
0.00
0.00
4.15
0.00
2.19
0.00
0.00
0.00
0.00
0.00
4.91
0.00
0.00
0.00
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 12. Standard errors for outpatient prescription drug benefits: Copayment provisions, private industry workers,
National Compensation Survey, 2008—Continued
Generic drugs1
Characteristic
Brand-name drugs2
Median
Median
copayment
copayment
No
Not
No
Not
Copayment
Copayment
per
per
copayment determinable
copayment determinable
prescription
prescription
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.6
2.5
2.3
3.1
4.4
5.4
7.0
2.3
–
–
2.8
–
–
–
0.8
–
–
1.1
–
–
–
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.5
3.1
2.2
3.0
4.0
5.5
7.0
2.2
2.9
2.2
2.5
4.0
–
–
1.0
1.0
(3)
1.4
–
–
–
$0.00
0.00
4.29
0.00
0.00
0.00
0.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.3
3.3
1.3
2.1
1.5
2.0
2.2
3.1
1.3
2.1
1.6
0.6
0.6
1.2
0.2
0.3
0.4
0.00
0.00
0.00
0.00
0.00
0.00
1.7
1.9
3.1
1.2
2.0
1.5
1.6
1.8
2.8
1.3
2.0
1.4
0.5
0.6
1.2
0.3
0.3
0.6
0.00
0.00
2.19
0.00
0.00
2.30
1.5
3.9
2.1
3.1
2.9
2.8
4.7
6.1
3.0
1.1
3.6
1.9
2.9
3.0
–
4.6
–
3.3
0.4
0.8
1.0
0.8
0.4
–
(3)
–
0.6
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.2
3.7
1.7
3.7
2.1
4.5
4.8
6.5
3.2
1.2
–
1.3
3.6
2.2
–
4.7
–
3.2
0.6
–
1.0
0.8
(3)
–
(3)
–
0.8
0.00
7.37
6.33
5.75
0.00
0.00
0.39
0.55
0.00
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 All workers participating in an outpatient prescription drug plan with a generic drug
provision equals 100 percent.
2 All workers participating in an outpatient prescription drug plan with a brand-name
drug provision equals 100 percent.
3 Less than 0.05.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for more
details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 13. Standard errors for medical care benefits: Eligibility requirements, private industry workers,
National Compensation Survey, 2008
Service requirement
Characteristic
With service
requirement
1 month
Greater than
2 months 3 months
3 months
Median
service
Not
determinable requirement
(in months)
1.4
1.2
0.8
1.5
0.7
(1)
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.2
2.8
3.4
3.8
2.4
2.6
3.1
2.9
1.8
2.3
2.3
3.8
2.4
2.7
3.1
2.5
1.0
1.7
–
–
1.1
1.8
1.4
2.7
1.3
1.9
1.6
5.7
1.9
2.7
2.4
3.7
1.2
0.5
–
1.2
1.3
2.5
1.3
2.5
(1)
(1)
(1)
–
(1)
–
0.4
0.4
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
4.8
3.0
2.2
3.4
3.6
–
3.2
2.3
2.9
3.7
–
3.2
1.5
2.1
1.9
4.8
4.3
2.3
3.0
3.4
4.1
2.7
1.3
1.7
2.0
–
0.7
0.3
0.4
0.4
0.0
0.0
0.6
–
0.0
Full time .................................................................
1.4
1.3
0.8
1.6
0.6
(1)
0.6
Union .....................................................................
Nonunion ...............................................................
3.4
1.5
3.7
1.4
2.0
0.8
3.7
1.5
1.9
0.8
(1)
(1)
0.3
0.0
Average wage within the following percentiles:2
Less than 10 ......................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.6
2.1
2.1
2.5
2.7
–
1.8
2.2
2.1
2.1
–
1.6
1.0
1.1
1.2
5.8
2.1
2.1
2.3
1.5
–
1.5
0.8
1.3
–
–
(1)
(1)
(1)
–
0.5
0.0
–
0.0
0.0
2.5
4.4
3.2
1.7
2.1
4.1
2.7
5.7
9.3
6.8
3.0
2.6
4.4
4.2
7.7
4.5
5.8
4.3
5.1
4.7
4.9
2.1
3.5
2.8
1.5
1.5
4.7
2.8
4.8
–
5.6
3.3
3.0
4.1
3.9
–
4.1
5.7
3.6
4.6
3.8
4.2
1.7
3.2
1.8
0.8
1.3
–
1.9
–
–
–
2.7
1.1
–
–
–
–
–
–
–
–
–
1.8
4.2
2.3
1.9
2.5
5.0
2.8
5.6
–
7.3
3.2
2.2
2.9
3.8
9.8
4.3
–
3.4
–
–
4.1
1.5
3.7
1.2
0.8
1.7
–
2.6
–
–
–
–
–
–
–
–
–
–
–
(1)
0.1
–
(1)
–
(1)
(1)
0.3
–
0.7
–
–
(1)
–
–
–
–
–
–
–
0.7
–
–
0.8
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
–
0.4
0.0
0.2
0.0
–
–
–
0.2
0.0
0.0
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
See footnotes at end of table.
Table 13. Standard errors for medical care benefits: Eligibility requirements, private industry workers,
National Compensation Survey, 2008—Continued
Service requirement
Characteristic
With service
requirement
1 month
Greater than
2 months 3 months
3 months
Median
service
Not
determinable requirement
(in months)
Establishment characteristic
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
6.3
9.1
9.5
6.2
–
–
–
–
–
7.5
10.2
–
–
–
–
–
–
–
0.2
0.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.4
2.7
3.6
1.9
2.5
2.7
2.2
2.8
3.6
1.6
2.4
2.2
1.1
1.4
–
1.1
1.6
1.2
2.0
2.3
3.0
1.9
2.2
2.5
1.5
1.9
2.4
0.6
0.9
0.8
(1)
0.3
–
(1)
(1)
(1)
0.0
0.6
0.0
0.0
0.2
0.4
4.3
2.6
3.2
4.2
2.9
5.5
3.4
8.7
4.1
2.8
1.5
2.1
4.8
2.1
5.4
5.1
6.6
4.2
1.6
–
1.6
1.6
1.5
–
–
–
1.6
2.6
6.7
2.8
5.1
2.1
4.9
2.8
3.4
4.4
–
–
1.2
–
0.9
–
–
3.5
1.3
–
0.4
(1)
–
(1)
–
(1)
–
0.9
0.4
–
0.0
0.2
0.0
–
0.0
–
0.4
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 13. Standard errors for medical care benefits:
Eligibility requirements, private industry workers, National
Compensation Survey, 2008—Continued
Characteristic
All workers .............................................................
With no
service
requirement
Not
determinable
1.3
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.3
2.5
3.4
3.0
1.9
2.1
2.5
2.6
1.5
1.9
2.1
3.6
1.9
1.6
2.7
1.7
4.8
2.7
1.9
1.9
3.3
2.9
1.8
2.1
3.0
2.3
Full time .................................................................
1.4
1.1
Union .....................................................................
Nonunion ...............................................................
2.7
1.4
3.7
1.1
Average wage within the following percentiles:2
Less than 10 ......................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
1.8
1.6
2.0
3.1
–
1.4
1.5
1.8
2.0
1.9
4.5
2.1
1.6
1.7
3.9
2.3
4.9
10.2
4.5
2.8
2.7
4.4
4.2
–
4.9
7.0
3.7
5.1
4.1
4.2
2.1
1.7
2.9
1.2
1.5
3.4
1.7
2.9
15.3
5.8
1.3
1.2
1.4
2.7
–
4.3
3.6
2.9
1.8
2.2
3.4
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
See footnotes at end of table.
Table 13. Standard errors for medical care benefits:
Eligibility requirements, private industry workers, National
Compensation Survey, 2008—Continued
With no
service
requirement
Characteristic
Not
determinable
Establishment characteristic
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
7.7
9.1
10.4
3.5
2.3
5.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
2.5
3.5
1.6
2.2
2.4
1.2
1.6
2.0
1.9
1.8
3.0
3.5
2.3
3.6
4.2
3.4
6.1
3.6
6.5
3.2
1.8
1.9
4.5
2.4
1.1
4.2
1.7
6.4
3.0
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based
on the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: Dashes indicate that no data were
reported or that data do not meet
publication criteria. For definitions of major
plans, key provisions, and related terms,
see the "Glossary of Employee Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 14. Standard errors for medical care benefits: Coverage for selected services, private industry
workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
0.2
0.3
0.4
0.1
1.4
1.3
1.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.4
0.5
0.2
0.3
0.3
0.4
0.5
0.6
0.8
0.6
0.1
0.5
0.7
0.7
0.6
0.7
1.3
0.6
0.2
0.5
0.4
0.7
0.9
0.2
0.2
0.2
0.1
0.1
0.2
0.1
0.0
2.2
2.1
3.0
4.0
2.0
2.7
2.5
3.5
2.3
2.6
3.0
4.6
2.0
2.7
2.5
3.3
2.5
2.9
3.2
4.6
2.1
3.3
2.5
3.5
0.1
1.0
0.0
0.0
0.0
0.7
1.0
0.1
0.2
0.2
0.8
1.5
0.6
1.0
0.3
0.0
0.1
0.2
0.2
0.3
5.1
4.3
2.9
3.1
4.2
5.7
4.1
2.6
3.0
4.0
4.2
4.7
2.5
3.0
3.9
Full time .................................................................
Part time ................................................................
0.2
0.9
0.3
1.0
0.4
1.1
0.1
0.0
1.4
5.9
1.3
5.9
1.4
5.8
Union .....................................................................
Nonunion ...............................................................
0.0
0.2
0.1
0.4
0.3
0.5
0.1
0.1
2.9
1.4
3.4
1.3
3.6
1.4
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.9
0.2
0.3
0.2
0.3
0.5
1.9
0.3
0.4
0.4
0.7
0.6
0.0
0.4
0.4
0.4
0.8
0.9
0.0
0.0
0.2
0.1
0.2
0.2
8.4
5.2
1.7
1.9
2.0
3.3
7.2
5.7
1.6
1.7
2.1
3.5
8.2
5.5
1.8
2.0
2.3
3.3
0.0
0.1
0.0
0.2
0.1
0.0
0.3
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.5
1.0
1.9
0.0
0.3
0.5
0.3
0.4
0.4
0.0
0.7
1.0
0.0
0.6
1.2
1.6
0.6
4.2
0.5
1.8
1.9
0.6
0.7
0.6
1.0
0.5
1.3
4.6
0.5
1.1
0.1
0.6
1.6
1.8
1.8
4.2
4.4
1.7
2.7
0.0
0.3
0.0
0.4
0.1
0.2
0.0
0.4
0.3
0.0
0.0
0.1
0.1
0.0
0.4
0.0
0.0
0.0
0.0
2.6
5.8
2.7
1.6
2.5
4.1
2.8
4.9
13.3
6.8
2.7
2.7
3.9
4.7
8.9
4.7
6.7
8.1
2.4
6.0
2.7
1.5
2.3
4.0
2.8
5.0
13.7
6.2
2.9
2.5
3.6
4.9
9.0
4.5
6.8
8.3
2.2
5.4
2.8
1.6
2.5
3.9
3.0
5.2
13.5
6.7
3.2
2.6
3.8
4.5
11.2
4.7
6.8
8.7
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 14. Standard errors for medical care benefits: Coverage for selected services, private industry
workers, National Compensation Survey, 2008—Continued
Characteristic
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
1.7
0.0
0.0
0.3
0.4
0.6
0.3
0.0
0.0
0.0
0.2
0.4
0.6
0.2
0.0
0.0
0.0
0.1
0.4
0.6
0.0
0.0
0.0
0.0
2.8
3.4
4.1
3.3
7.2
9.0
7.2
2.4
3.1
3.7
2.8
8.4
11.4
5.9
3.2
3.6
4.1
3.7
6.6
8.5
8.2
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.1
0.3
0.6
0.0
0.4
0.6
0.2
0.5
0.5
0.9
0.5
0.7
0.7
0.7
1.1
0.8
0.1
0.2
0.1
0.1
0.1
0.3
2.1
2.4
4.0
2.0
2.4
3.0
2.1
2.2
3.9
2.1
2.4
3.3
2.4
2.8
3.9
2.3
2.6
3.6
0.0
0.2
0.9
0.3
0.0
0.0
0.1
1.0
0.0
0.3
0.4
1.5
0.5
0.5
1.9
0.4
0.7
0.4
0.3
1.7
1.4
0.4
1.0
1.9
0.4
0.7
0.2
0.4
0.2
0.3
0.4
0.0
0.0
0.0
0.7
0.0
4.4
2.4
2.8
4.4
3.2
7.7
4.0
3.3
4.8
5.8
1.9
3.4
7.3
2.8
6.1
3.9
3.3
3.6
4.6
2.5
3.8
6.2
3.2
7.7
3.7
4.9
4.0
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Services incurred in the outpatient department of a hospital.
2 Plans that provide post-hospitalization care only to patients who were
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
previously hospitalized and are recovering without need of the extensive care
provided by a general hospital.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 15. Standard errors for medical care benefits: Median copayment per visit for selected services by type of plan,
private industry workers, National Compensation Survey, 2008
Hospital room and board
Characteristic
All plans
All workers .............................................................
Fee-forservice
plans
Physician office visit
Health
maintenance All plans
organizations
Fee-forservice
plans
Outpatient surgery
Health
maintenance All plans
organizations
Fee-forservice
plans
Health
maintenance
organizations
$0.00
$0.00
$0.00
$0.00
$0.00
$2.77
–
$12.98
$20.32
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.00
0.00
0.00
0.00
0.00
0.00
0.00
71.42
17.33
17.44
35.37
29.43
21.94
13.87
56.36
–
0.00
24.03
0.00
0.00
0.00
38.00
16.99
29.43
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.98
1.96
0.00
1.96
0.00
–
4.28
–
–
–
–
–
$16.99
–
20.81
–
–
–
–
–
–
–
–
–
–
–
–
16.27
37.36
–
16.27
–
–
0.00
19.62
0.00
–
–
53.74
56.36
–
41.62
55.50
13.87
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
–
–
–
5.64
0.00
–
–
13.42
–
–
–
–
–
–
–
–
–
19.94
27.75
–
Full time .................................................................
Part time ................................................................
0.00
0.00
0.00
27.75
0.00
–
0.00
0.00
0.00
0.00
3.67
1.39
–
–
12.02
–
20.88
–
Union .....................................................................
Nonunion ...............................................................
0.00
0.00
–
1.96
0.00
0.00
0.00
0.00
0.00
0.00
–
0.00
–
–
–
14.72
–
–
Average wage within the following percentiles:1
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
46.06
10.00
55.95
–
140.81
0.00
0.00
0.00
16.99
0.00
0.00
0.00
0.00
0.00
0.00
1.70
0.00
0.00
0.00
0.00
0.00
0.00
2.19
0.00
0.00
0.00
1.96
–
–
12.06
–
–
–
–
–
–
–
21.38
–
–
–
–
20.81
–
–
0.00
96.12
9.81
0.00
0.00
0.00
0.00
36.71
0.00
46.02
0.00
0.00
0.00
29.43
0.00
0.00
0.00
9.81
9.81
101.96
59.68
9.81
–
–
13.87
–
0.00
60.48
0.00
0.00
0.00
33.99
–
9.81
–
–
0.00
–
0.00
0.00
0.00
–
–
0.00
54.62
–
0.00
0.00
0.00
–
0.00
–
72.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.60
0.98
0.00
0.00
0.00
0.00
3.54
2.94
0.00
0.00
2.19
0.00
0.98
0.00
0.00
0.00
0.98
5.89
0.00
–
0.00
0.00
0.00
0.98
1.70
5.72
0.00
1.39
0.00
–
0.98
–
2.77
–
0.00
0.00
–
–
3.54
0.00
2.40
3.40
–
0.00
–
2.40
–
–
–
0.98
–
0.00
6.94
–
–
0.98
–
–
–
4.05
–
–
0.00
–
0.00
6.05
–
4.91
–
0.00
22.88
25.96
–
0.00
–
2.19
–
3.25
–
0.00
–
–
–
16.39
–
–
–
0.00
12.02
30.63
–
4.81
–
–
–
–
–
–
–
42.20
0.00
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 15. Standard errors for medical care benefits: Median copayment per visit for selected services by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Hospital room and board
Characteristic
All plans
Fee-forservice
plans
Physician office visit
Health
maintenance All plans
organizations
Fee-forservice
plans
Outpatient surgery
Health
maintenance All plans
organizations
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
$17.88
0.00
50.26
47.05
16.99
0.00
–
–
$0.00
11.77
–
0.00
0.00
–
$0.00
12.25
0.00
0.00
–
–
–
$1.39
4.16
0.00
0.00
0.00
0.00
2.19
$0.00
1.70
–
0.00
0.00
0.00
2.60
$0.00
0.00
0.00
2.77
5.00
–
5.37
$5.10
–
–
5.37
–
–
–
–
–
–
–
–
–
–
–
$4.91
–
–
0.00
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.00
0.00
0.00
0.00
0.00
0.00
25.96
40.45
29.43
10.00
0.00
–
31.02
32.54
–
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.68
0.00
0.00
4.05
0.00
0.00
0.00
–
–
–
–
–
0.00
–
–
–
$5.28
–
0.00
–
–
–
–
–
–
0.00
0.00
31.02
0.00
0.00
42.85
0.00
0.00
0.00
43.87
–
0.00
55.81
0.00
–
19.62
0.00
–
0.00
0.00
0.00
61.27
0.00
–
0.00
50.98
0.00
4.39
5.89
0.00
0.00
0.00
0.00
0.00
0.00
–
–
2.40
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.19
0.00
0.00
0.00
0.00
–
0.00
2.77
0.00
–
1.96
9.46
–
–
–
–
–
–
–
–
14.72
10.38
12.79
–
–
–
–
–
13.87
–
–
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The percentile
values are based on the estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 16. Standard errors for medical care benefits: Median number of days or visits
covered per year for selected services by type of plan, private industry workers, National
Compensation Survey, 2008
Skilled nursing facility
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Home health care
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
6.8
3.9
0.0
4.8
9.6
0.0
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
9.4
2.8
7.3
–
10.7
13.0
10.9
11.9
16.1
18.2
22.4
8.3
3.4
20.3
8.8
23.7
0.0
0.0
0.0
0.0
0.0
0.0
2.0
0.0
10.0
0.0
9.2
2.8
14.8
–
0.0
4.8
12.3
2.0
6.2
0.0
12.3
15.1
0.0
9.2
0.0
0.0
12.6
0.0
11.3
0.0
–
0.0
18.0
13.2
13.2
7.3
–
–
16.2
2.0
0.0
0.0
3.9
0.0
0.0
0.0
0.0
10.6
3.9
10.4
6.5
9.4
14.0
4.4
12.9
4.8
19.3
11.8
17.5
13.0
21.1
4.4
Full time .................................................................
Part time ................................................................
4.4
2.0
3.9
13.7
0.0
0.0
0.0
–
5.2
–
0.0
–
Union .....................................................................
Nonunion ...............................................................
11.9
4.4
2.0
7.3
0.0
0.0
0.0
8.1
0.0
14.0
11.9
0.0
Average wage within the following percentiles:1
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
10.2
0.0
12.9
0.0
–
0.0
–
–
0.0
9.8
–
–
0.0
0.0
0.0
0.0
0.0
–
12.4
6.5
11.3
0.0
23.6
–
11.6
2.8
7.8
0.0
18.3
–
–
17.5
0.0
0.0
–
2.0
17.9
0.0
2.0
2.8
5.5
4.4
0.0
3.9
2.8
17.5
17.5
3.9
–
–
9.0
–
0.0
2.8
–
13.7
25.5
–
20.4
–
0.0
28.0
–
–
–
2.8
2.0
–
14.1
–
0.0
0.0
3.9
0.0
0.0
0.0
7.8
0.0
2.0
0.0
0.0
0.0
0.0
–
2.8
–
23.5
0.0
0.0
3.9
22.2
6.2
8.1
–
7.8
–
–
11.1
10.4
0.0
0.0
0.0
0.0
–
2.0
4.4
10.0
6.5
20.7
6.2
12.1
–
7.8
–
–
–
25.7
0.0
0.0
7.8
0.0
27.5
2.0
5.5
12.3
2.0
–
6.5
0.0
20.8
23.5
26.3
–
0.0
0.0
–
0.0
–
24.8
–
29.1
0.0
–
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 16. Standard errors for medical care benefits: Median number of days or visits
covered per year for selected services by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
Skilled nursing facility
Characteristic
All
plans
Fee-forservice
plans
Home health care
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
9.2
11.9
9.6
22.8
–
17.7
13.2
–
0.0
12.3
–
15.6
17.7
–
0.0
2.0
2.0
0.0
0.0
–
0.0
8.6
2.8
4.4
7.6
0.0
0.0
12.7
6.2
7.8
0.0
4.8
6.8
24.0
10.0
26.0
0.0
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
6.2
9.4
9.4
5.5
3.9
–
0.0
0.0
6.5
–
22.8
–
0.0
0.0
0.0
0.0
0.0
2.8
7.3
4.4
9.6
0.0
0.0
0.0
2.0
2.0
12.3
0.0
0.0
0.0
0.0
2.8
0.0
14.9
17.5
26.5
0.0
5.5
–
0.0
26.0
13.7
0.0
14.7
0.0
0.0
12.6
26.5
–
16.8
14.3
0.0
25.7
8.3
0.0
28.3
–
–
0.0
–
7.1
0.0
0.0
17.5
0.0
13.9
28.2
0.0
–
13.5
–
0.0
20.0
0.0
3.9
8.3
2.0
18.6
–
–
0.0
11.4
27.5
15.7
15.0
0.0
–
10.4
2.0
0.0
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2007." See Technical
Note for more details.
NOTE: Dashes indicate that no data were reported or that data do
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 17. Standard errors for fee-for-service plans: Coverage for selected services, private industry
workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
0.2
0.4
0.4
0.1
1.6
1.5
1.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.5
0.6
0.3
0.4
0.4
0.5
0.7
0.8
1.0
0.8
0.2
0.7
0.8
0.9
0.8
0.9
1.5
0.8
0.1
0.6
0.3
0.8
0.9
0.2
0.3
0.2
0.1
0.1
0.3
0.2
0.1
2.5
2.4
3.5
5.5
2.4
3.0
3.1
3.6
2.6
2.8
3.4
5.8
2.2
2.9
2.9
3.0
2.8
3.0
3.6
5.8
2.4
3.8
2.9
3.3
0.2
1.3
0.0
0.0
0.0
0.9
1.4
0.2
0.2
0.2
1.0
1.4
0.5
0.6
0.4
0.0
0.1
0.2
0.2
0.4
5.6
3.6
3.1
3.4
4.4
5.8
3.3
2.7
3.2
4.4
4.5
4.2
2.8
3.3
4.3
Full time .................................................................
Part time ................................................................
0.2
1.2
0.4
1.4
0.4
1.4
0.1
0.0
1.7
6.9
1.6
6.9
1.7
7.0
Union .....................................................................
Nonunion ...............................................................
0.0
0.3
0.1
0.5
0.4
0.5
0.1
0.1
3.1
1.8
4.0
1.6
3.8
1.7
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
1.0
0.2
0.3
0.3
0.4
0.7
2.2
0.4
0.4
0.5
0.9
0.8
0.0
0.3
0.5
0.6
0.9
0.9
0.0
0.1
0.2
0.1
0.2
0.2
9.2
6.4
2.0
2.2
2.4
3.2
7.8
6.1
1.8
1.9
2.6
3.3
8.6
5.8
2.1
2.1
2.9
3.3
0.0
0.1
0.0
0.3
0.2
0.0
0.4
0.0
0.0
0.0
0.1
0.0
0.1
0.0
0.6
1.3
2.3
0.0
0.3
0.7
0.3
0.5
0.5
0.0
0.8
1.3
0.0
0.7
1.6
2.0
0.7
5.1
0.6
2.2
2.4
0.9
0.8
0.7
1.1
0.5
0.4
0.0
0.5
1.4
0.1
0.7
1.9
2.0
1.3
5.0
4.8
2.1
2.9
0.0
0.3
0.0
0.4
0.1
0.3
0.0
0.5
0.3
0.0
0.0
0.1
0.2
0.0
0.5
0.0
0.0
0.0
0.0
3.0
6.9
2.9
2.0
2.8
4.6
2.9
6.3
14.5
6.3
3.1
2.8
4.2
4.9
10.9
6.1
8.0
10.7
2.8
6.3
2.9
1.7
2.5
4.5
2.9
4.4
14.8
6.4
3.1
2.6
3.8
4.9
11.0
5.5
7.9
10.5
2.5
5.8
2.9
1.9
2.7
4.6
3.2
5.2
14.7
6.7
3.5
2.9
4.4
4.6
11.8
5.6
7.8
10.1
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 17. Standard errors for fee-for-service plans: Coverage for selected services, private industry
workers, National Compensation Survey, 2008—Continued
Characteristic
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
2.4
0.0
0.0
0.4
0.6
1.0
0.5
0.0
0.0
0.0
0.2
0.6
1.0
0.3
0.0
0.0
0.0
0.1
0.5
0.8
0.1
0.0
0.0
0.0
3.0
4.7
4.8
3.5
9.1
11.5
3.9
2.7
4.4
4.6
3.0
10.3
12.4
2.7
3.8
4.9
5.2
4.2
9.0
10.9
7.9
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.3
0.1
0.4
0.7
0.0
0.5
0.8
0.3
0.6
0.7
1.2
0.6
0.7
0.7
0.7
0.8
1.1
0.2
0.2
0.1
0.1
0.1
0.3
2.3
2.6
4.4
2.1
2.8
3.1
2.3
2.5
4.2
2.3
2.9
3.6
2.5
2.9
4.3
2.3
2.8
3.7
0.0
0.3
1.1
0.3
0.1
0.0
0.1
1.3
0.0
0.0
0.5
1.8
0.5
0.6
2.1
0.4
0.9
0.7
0.5
1.3
1.7
0.4
1.1
2.2
0.4
0.9
0.3
0.6
0.2
0.4
0.2
0.0
0.0
0.0
0.9
0.1
5.7
2.8
3.7
4.7
4.0
7.4
4.7
4.8
5.8
6.8
3.0
3.5
7.4
3.6
5.9
4.5
5.1
3.7
6.2
3.7
3.8
6.5
3.7
7.0
4.4
6.7
4.8
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Services incurred in the outpatient department of a hospital.
2 Plans that provide post-hospitalization care only to patients who were
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
previously hospitalized and are recovering without need of the extensive care
provided by a general hospital.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
NOTE: For definitions of major plans, key provisions, and related terms, see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 18. Standard errors for fee-for-service plans: Coverage for mental health care and substance abuse
treatment, private industry workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Inpatient
Outpatient
mental
mental
health care health care
Inpatient
alcohol
detoxification
Inpatient
alcohol
rehabilitation
Outpatient
alcohol
rehabilitation
Inpatient drug
detoxification
0.3
1.2
0.5
1.4
1.3
0.5
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.4
0.5
0.6
0.9
0.3
1.3
0.1
2.1
1.9
3.1
3.9
2.0
2.4
2.7
2.2
0.2
0.5
0.3
2.8
0.9
0.8
1.3
1.0
2.4
2.2
3.3
4.7
2.1
2.6
2.7
2.5
2.3
1.9
3.3
4.7
2.1
2.7
2.7
2.8
0.2
0.5
0.3
2.8
0.9
0.8
1.3
1.0
0.0
0.1
0.2
0.4
0.1
3.3
2.5
2.2
3.0
2.4
2.0
0.1
0.9
1.2
1.3
5.0
2.5
3.0
3.7
3.5
4.9
2.7
2.7
3.5
3.0
2.0
0.2
1.0
1.3
1.3
Full time .................................................................
Part time ................................................................
0.2
3.9
1.2
7.6
0.4
3.9
1.4
7.5
1.3
7.6
0.4
3.9
Union .....................................................................
Nonunion ...............................................................
0.5
0.3
2.3
1.4
2.1
0.4
3.2
1.6
3.2
1.5
2.2
0.5
Average wage within the following percentiles:1
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
5.5
2.0
0.3
0.2
0.2
0.6
7.8
5.6
1.8
1.4
1.3
3.3
5.6
3.7
0.6
0.3
0.2
0.5
8.1
6.3
2.1
1.8
1.5
3.6
8.1
5.9
2.0
1.5
1.4
3.6
5.6
3.7
0.6
0.3
0.3
0.5
0.4
0.4
0.4
0.4
0.2
0.1
0.3
0.0
2.2
1.8
0.2
0.1
0.2
0.0
0.6
1.5
0.3
4.5
1.9
2.2
2.6
1.4
2.1
4.0
2.7
4.9
11.7
2.7
2.6
2.5
3.7
5.7
8.3
5.1
7.6
8.9
0.8
0.4
1.0
0.5
0.5
0.1
1.0
0.0
2.2
0.0
0.1
0.0
0.1
0.0
0.6
2.3
0.3
6.8
2.5
4.0
3.5
1.7
2.0
3.8
2.6
5.0
10.7
3.7
2.8
2.6
3.8
5.7
8.7
5.7
7.6
10.2
2.4
4.0
3.3
1.6
2.1
4.0
2.6
4.9
10.7
4.3
2.8
2.7
3.8
6.4
8.3
5.3
7.6
8.9
0.9
0.4
1.0
0.5
0.5
0.1
0.9
0.0
3.0
0.0
0.2
0.1
0.1
0.0
0.6
2.3
0.3
6.8
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 18. Standard errors for fee-for-service plans: Coverage for mental health care and substance abuse
treatment, private industry workers, National Compensation Survey, 2008—Continued
Characteristic
Inpatient
Outpatient
mental
mental
health care health care
Inpatient
alcohol
detoxification
Inpatient
alcohol
rehabilitation
Outpatient
alcohol
rehabilitation
Inpatient drug
detoxification
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.2
0.4
0.7
0.2
1.2
1.6
0.3
2.6
5.0
3.2
2.9
3.9
2.6
1.6
0.1
0.4
0.7
0.1
0.6
0.0
0.0
3.1
4.8
3.5
3.5
4.7
2.6
4.6
3.2
5.0
3.1
3.7
4.7
2.6
1.8
0.1
0.4
0.7
0.1
0.6
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.2
0.2
0.1
0.5
0.4
0.9
1.8
2.2
2.8
1.8
2.3
2.8
0.8
0.4
2.3
0.6
0.5
1.1
2.1
2.4
4.0
1.9
2.5
2.6
2.1
2.4
4.1
1.7
2.3
2.5
0.8
0.4
2.3
0.6
0.6
1.1
0.1
0.2
0.2
0.5
0.4
0.6
0.8
3.2
0.2
4.6
3.2
2.5
3.5
3.5
5.1
3.3
6.2
2.0
0.1
0.3
0.6
0.2
0.7
1.3
3.0
3.1
0.6
4.3
2.6
3.4
3.4
3.6
6.2
4.1
7.3
2.8
2.0
2.8
3.1
3.4
3.6
5.9
3.8
7.4
2.7
0.1
0.3
0.6
0.2
0.6
1.3
3.0
3.1
0.6
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 18. Standard errors for fee-for-service plans: Coverage
for mental health care and substance abuse treatment, private
industry workers, National Compensation Survey,
2008—Continued
Characteristic
All workers .............................................................
Inpatient drug
rehabilitation
Outpatient
drug
rehabilitation
1.4
1.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.4
2.2
3.3
4.7
2.1
2.6
2.7
2.5
2.3
1.9
3.3
4.7
2.1
2.7
2.7
2.9
5.0
2.5
3.0
3.7
3.5
5.0
2.7
2.7
3.5
3.0
Full time .................................................................
Part time ................................................................
1.4
7.5
1.3
7.6
Union .....................................................................
Nonunion ...............................................................
3.2
1.6
3.2
1.4
Average wage within the following percentiles:1
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
8.1
6.3
2.1
1.8
1.5
3.6
8.1
5.9
2.0
1.4
1.4
3.6
2.5
4.0
3.5
1.7
2.0
3.8
2.6
5.0
10.4
3.7
2.8
2.6
3.8
5.7
8.7
5.7
7.6
10.2
2.4
4.0
3.3
1.6
2.1
4.0
2.6
4.9
10.7
4.3
2.8
2.7
3.8
6.4
8.3
5.3
7.6
8.9
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 18. Standard errors for fee-for-service plans: Coverage
for mental health care and substance abuse treatment, private
industry workers, National Compensation Survey,
2008—Continued
Inpatient drug
rehabilitation
Characteristic
Outpatient
drug
rehabilitation
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.1
4.8
3.5
3.5
4.7
2.6
4.6
3.2
5.0
3.1
3.7
4.7
2.6
1.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.4
4.0
1.9
2.5
2.6
2.1
2.4
4.1
1.7
2.3
2.5
4.3
2.6
3.4
3.4
3.6
6.2
4.1
7.3
2.8
2.0
2.8
3.1
3.4
3.6
5.4
3.8
7.4
2.7
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
Table 19. Standard errors for health maintenance organizations: Coverage for selected services, private
industry workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
0.0
0.1
0.8
0.1
2.2
2.0
2.3
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.3
0.6
0.4
0.1
0.1
0.0
0.2
0.0
0.8
3.4
1.1
0.5
1.0
1.6
1.2
2.3
0.2
0.1
0.3
0.3
0.0
0.0
0.0
0.0
3.4
3.5
4.5
7.4
4.0
5.9
4.6
7.1
3.0
4.0
4.3
5.1
4.1
4.6
5.0
7.1
3.5
4.7
4.9
6.3
4.5
4.8
5.8
9.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.2
0.0
0.4
0.5
4.4
2.1
3.4
0.0
0.0
0.0
0.2
0.4
0.0
10.2
10.7
5.3
6.2
9.2
9.8
10.4
5.2
6.5
8.4
12.5
10.7
5.2
6.7
8.3
Full time .................................................................
Part time ................................................................
0.0
0.0
0.1
0.0
0.8
0.9
0.1
0.0
2.1
10.7
1.9
10.6
2.2
10.4
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.2
0.1
1.0
0.1
0.1
4.9
2.2
4.6
2.0
5.7
2.3
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.2
0.1
0.5
0.0
1.0
0.4
0.6
1.8
2.3
0.0
0.0
0.1
0.1
0.2
0.2
11.6
11.2
4.2
2.7
3.0
7.0
11.6
8.2
4.0
3.0
2.4
7.1
12.1
7.6
4.7
3.5
3.0
7.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.2
0.2
0.0
0.0
0.0
0.0
0.0
0.0
1.1
1.5
0.8
3.8
0.0
0.5
1.4
0.0
0.7
0.0
1.0
1.0
5.9
15.5
1.4
0.8
0.0
0.0
2.7
3.2
5.0
5.3
4.9
3.4
7.7
0.0
0.3
0.0
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.9
8.0
5.8
2.6
4.3
6.7
7.5
16.1
9.4
11.2
5.0
4.7
5.7
8.9
–
7.0
9.9
12.1
3.9
10.6
5.9
2.4
4.2
6.8
7.3
–
6.4
9.3
4.9
4.9
6.5
9.5
–
6.7
12.1
12.0
5.6
13.5
6.8
2.7
4.3
6.7
7.5
14.7
9.4
12.0
5.6
4.6
6.6
9.3
–
9.3
9.8
13.3
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 19. Standard errors for health maintenance organizations: Coverage for selected services, private
industry workers, National Compensation Survey, 2008—Continued
Characteristic
Hospital
room and
board
Inpatient
surgery
Outpatient
surgery1
Physician
office visit
Skilled
nursing
facility
Home
health
care2
Hospice
care
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.2
0.0
0.0
0.0
0.0
0.1
0.3
0.4
0.0
0.0
0.0
0.0
0.0
0.1
0.2
0.0
0.0
0.0
0.0
6.9
4.7
3.6
8.6
14.5
–
15.0
5.8
3.0
3.4
7.0
11.2
18.9
14.8
6.5
3.5
3.9
8.0
10.0
–
14.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.2
0.3
0.0
0.1
0.2
0.1
1.2
1.6
0.7
2.3
4.0
0.9
0.0
0.0
0.0
0.1
0.0
0.3
4.2
5.0
7.2
3.8
5.2
5.0
3.9
4.8
5.8
3.2
4.8
4.4
5.0
5.7
6.4
3.8
5.5
5.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.6
0.4
0.0
1.9
0.0
0.0
0.0
0.0
0.1
0.2
2.9
2.0
2.1
1.2
4.8
0.0
0.0
0.0
0.1
0.0
0.0
2.3
0.0
0.0
0.0
0.0
0.0
6.6
3.2
8.4
9.7
4.0
17.9
12.8
8.6
4.0
5.4
2.4
4.9
10.1
4.2
16.4
11.9
9.4
4.8
4.2
3.8
6.8
6.6
5.9
17.9
–
9.5
4.8
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Services incurred in the outpatient department of a hospital.
2 Plans that provide post-hospitalization care only to patients who were
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
previously hospitalized and are recovering without need of the extensive care
provided by a general hospital.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 20. Standard errors for health maintenance organizations: Coverage for mental health care and
substance abuse treatment, private industry workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
1.0
1.6
0.7
2.2
1.9
0.8
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
2.9
0.7
1.9
0.6
0.2
0.8
0.5
1.5
3.8
2.2
2.6
3.4
7.1
3.0
4.7
1.7
2.9
1.1
0.6
0.6
0.2
0.8
0.3
3.2
4.4
4.7
5.7
3.7
7.0
4.2
5.9
3.0
4.1
4.7
4.3
3.8
7.0
3.8
5.9
2.0
3.7
1.1
0.6
0.6
0.2
0.8
0.3
0.0
0.9
1.2
1.3
2.0
8.4
3.8
3.1
5.1
2.8
0.0
0.5
0.9
1.2
1.0
8.8
8.8
4.7
6.9
10.1
10.2
5.7
3.1
6.2
5.2
0.2
0.5
0.9
1.2
1.2
Full time .................................................................
Part time ................................................................
1.0
1.6
1.7
8.4
0.7
1.3
2.3
11.4
2.0
5.1
0.8
1.3
Union .....................................................................
Nonunion ...............................................................
1.5
0.9
2.0
2.0
0.1
0.8
3.4
2.7
3.0
2.4
0.1
1.0
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
2.8
0.7
1.5
0.2
2.2
5.1
2.3
4.2
1.9
2.4
2.5
0.0
1.5
0.4
0.7
0.9
2.2
6.4
7.0
4.4
2.9
3.8
3.3
8.3
3.5
4.2
2.5
3.3
3.9
0.0
1.5
0.4
0.7
1.0
2.3
0.8
0.0
1.1
1.2
0.5
0.0
1.4
0.5
2.9
0.1
2.4
0.0
0.0
0.0
9.7
0.0
0.1
0.0
3.5
0.3
5.2
1.8
3.8
5.3
8.2
5.3
2.9
4.7
4.6
3.0
4.7
5.4
14.7
5.6
8.1
11.4
0.9
0.0
1.3
0.8
0.5
0.0
1.4
0.5
2.9
0.0
0.0
0.0
0.0
0.0
0.0
1.0
2.6
0.0
5.1
7.4
6.1
2.8
6.2
5.4
8.1
–
–
5.0
4.9
4.3
6.5
7.9
–
7.0
8.1
16.1
5.5
9.1
5.9
2.2
4.3
6.1
8.1
5.4
13.6
7.0
4.8
4.3
6.3
7.9
12.4
5.6
8.0
11.4
0.9
0.0
1.3
1.0
0.5
0.0
1.4
0.5
2.9
0.0
1.2
1.6
0.1
0.0
0.0
1.0
2.6
0.0
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 20. Standard errors for health maintenance organizations: Coverage for mental health care and
substance abuse treatment, private industry workers, National Compensation Survey, 2008—Continued
Characteristic
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.3
0.0
0.0
0.4
5.6
0.0
14.8
1.9
3.3
2.4
2.4
5.6
0.4
14.8
0.3
0.0
0.0
0.5
0.0
0.0
14.8
6.7
5.8
3.6
8.6
9.1
6.2
–
6.0
4.1
3.8
7.7
7.8
6.2
15.5
0.6
0.0
0.0
0.7
0.0
0.0
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.1
2.0
2.6
0.4
0.3
0.7
3.2
3.3
6.8
1.9
2.6
1.8
1.4
1.9
1.4
0.4
0.3
0.7
4.3
5.3
6.2
2.8
4.4
4.1
4.1
4.6
6.7
2.9
4.4
3.2
1.4
1.9
1.4
0.5
0.5
0.8
0.0
4.3
0.6
0.0
0.5
0.8
0.0
0.8
1.0
7.7
3.4
4.2
10.3
1.7
6.0
11.2
8.5
2.0
0.0
2.8
1.3
0.1
0.3
0.0
0.0
0.8
0.3
9.0
5.1
5.1
10.3
5.1
6.7
14.0
9.3
2.5
9.5
4.1
5.0
10.3
2.4
6.0
14.3
2.6
1.7
0.0
3.2
1.3
0.1
0.8
0.0
0.0
0.8
0.3
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 20. Standard errors for health maintenance
organizations: Coverage for mental health care and
substance abuse treatment, private industry workers,
National Compensation Survey, 2008—Continued
Characteristic
All workers .............................................................
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
2.2
1.9
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.3
4.4
4.8
5.7
3.7
7.0
4.2
5.9
3.0
4.1
4.8
4.3
3.8
7.0
3.8
6.0
8.8
8.9
4.7
6.9
10.1
10.2
5.8
3.1
6.2
5.2
Full time .................................................................
Part time ................................................................
2.3
11.4
2.0
5.1
Union .....................................................................
Nonunion ...............................................................
3.4
2.7
3.0
2.4
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.4
7.0
4.4
3.0
3.8
3.3
8.3
3.5
4.3
2.5
3.3
3.9
5.1
7.4
6.1
2.8
6.2
5.6
8.1
–
–
5.0
4.9
4.3
6.5
7.9
–
7.0
8.1
16.1
5.5
9.1
5.9
2.2
4.3
6.3
8.1
5.4
13.6
7.0
4.8
4.3
6.3
7.9
12.4
5.6
8.0
11.4
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 20. Standard errors for health maintenance
organizations: Coverage for mental health care and
substance abuse treatment, private industry workers,
National Compensation Survey, 2008—Continued
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
6.8
5.6
3.8
8.6
9.1
6.2
–
6.0
3.3
3.2
7.7
7.8
6.2
15.5
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
4.3
5.3
6.2
2.8
4.5
4.1
4.1
4.7
6.7
3.0
4.5
3.2
9.0
5.1
5.1
10.3
5.1
6.7
14.0
10.5
2.6
9.5
4.1
5.0
10.3
2.4
6.0
14.3
2.6
1.6
Characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Detoxification is the systematic use of
medication and other methods under
medical supervision to reduce or eliminate
the effects of substance abuse.
2 Rehabilitation is designed to alter
abusive behavior in patients once they are
free of acute physical and mental
complications.
3 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: Dashes indicate that no data were
reported or that data do not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 21. Standard errors for medical care benefits: Coverage for
selected services by type of plan, all private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Adult
Hearing
physical
care
exam
Well
baby
care1
Adult
immunization
and
inoculation
1.4
1.1
1.3
1.5
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
2.4
2.4
3.6
2.1
3.3
2.6
3.4
2.2
2.3
3.1
3.6
1.8
2.5
2.3
1.9
2.3
2.4
3.1
3.7
1.9
3.2
2.3
2.4
2.7
3.0
3.4
4.1
2.0
2.8
2.6
3.6
5.6
3.9
2.5
3.8
3.2
3.5
1.8
2.0
2.3
3.3
4.2
2.6
2.4
2.5
3.8
6.2
4.2
2.6
3.1
3.8
Full time .................................................................
Part time ................................................................
1.4
4.0
1.2
6.1
1.3
6.0
1.5
5.5
Union .....................................................................
Nonunion ...............................................................
3.0
1.5
2.2
1.2
2.5
1.4
3.4
1.6
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
9.1
3.9
2.4
2.6
2.0
2.1
5.3
5.1
1.9
1.3
1.7
3.3
6.7
5.3
1.9
1.7
2.4
3.0
8.0
4.4
2.4
2.0
2.2
3.7
2.4
4.8
2.9
1.7
2.1
4.8
3.4
4.4
–
4.0
2.5
1.7
2.9
3.2
9.6
4.4
6.7
5.5
1.8
4.0
2.2
1.4
1.8
2.9
2.4
4.5
5.3
3.4
2.8
2.4
3.3
4.5
9.1
4.5
6.5
7.9
2.1
4.3
2.2
1.5
2.1
3.3
2.7
4.8
5.1
3.3
2.8
2.0
3.3
3.3
9.0
4.6
7.3
7.8
2.4
4.7
3.1
1.7
2.4
5.7
2.8
6.0
8.8
6.8
3.1
2.5
3.8
4.5
8.7
4.7
7.0
7.6
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 21. Standard errors for medical care benefits: Coverage for
selected services by type of plan, all private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Adult
Hearing
physical
care
exam
Well
baby
care1
Adult
immunization
and
inoculation
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.4
5.4
3.4
3.9
5.8
–
8.4
3.6
2.8
3.0
4.2
5.8
6.4
6.7
3.2
3.4
3.6
3.8
5.3
6.0
6.6
4.1
4.8
3.5
4.7
7.5
9.5
7.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.4
2.9
4.0
1.8
2.1
3.0
1.9
2.3
3.1
1.7
2.7
2.2
2.3
2.8
3.4
1.7
2.4
2.4
2.1
2.9
4.0
2.1
2.7
3.0
10.3
2.4
2.3
3.8
3.5
4.5
3.8
4.4
3.7
4.7
2.7
3.1
4.1
3.5
3.9
2.2
4.2
2.3
5.3
2.6
3.3
5.0
3.8
3.4
2.2
3.8
2.9
11.2
4.4
3.5
5.6
3.0
4.1
3.8
6.5
3.6
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 21. Standard errors for medical care benefits: Coverage for selected services by type of plan, all
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Adult
Hearing
physical
care
exam
Well
baby
care1
Health maintenance organization
Adult
Adult
immunization Hearing
physical
and
care
exam
inoculation
Well
baby
care1
Adult
immunization
and
inoculation
1.2
1.3
1.5
1.6
2.8
2.6
2.5
3.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.0
2.4
2.8
3.6
1.8
3.3
2.3
3.9
2.6
2.3
3.6
3.8
2.2
2.7
2.8
1.9
2.8
2.6
3.8
4.3
2.2
3.3
2.8
3.1
2.9
2.8
3.8
4.5
2.1
3.4
2.7
3.9
4.2
4.8
6.1
10.3
5.8
6.4
7.5
5.7
3.3
4.6
4.5
7.6
3.5
4.4
4.3
5.3
2.8
3.8
3.5
7.2
3.5
5.3
3.9
5.5
5.3
6.3
6.6
8.4
5.2
5.3
6.8
7.9
6.3
4.4
2.6
3.4
3.8
3.0
2.7
2.3
2.3
4.1
5.4
3.5
2.6
2.6
4.4
6.9
4.0
2.9
3.3
4.1
8.0
9.6
5.0
8.1
6.0
10.5
4.2
4.1
6.5
4.4
10.6
4.2
4.5
6.7
4.7
9.5
11.4
5.8
7.3
9.7
Full time .................................................................
Part time ................................................................
1.3
4.6
1.3
7.9
1.5
7.5
1.6
6.4
2.8
8.3
2.7
5.8
2.5
5.8
3.1
8.5
Union .....................................................................
Nonunion ...............................................................
3.1
1.4
1.8
1.5
3.0
1.7
4.1
1.8
5.8
3.2
6.1
2.6
5.2
2.5
5.4
3.5
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
9.2
3.3
2.1
2.1
2.1
2.6
5.7
5.6
2.0
1.5
2.0
3.7
7.3
5.9
2.2
1.9
3.0
3.7
8.2
4.9
2.6
2.1
2.6
3.6
–
6.2
6.5
4.8
4.0
5.1
13.3
10.6
4.2
3.6
3.6
4.9
11.3
9.8
3.9
3.5
3.9
3.9
16.1
8.1
5.6
3.7
4.9
6.8
2.7
5.6
2.9
1.6
2.4
5.1
3.2
5.3
–
4.6
3.2
1.7
3.1
2.6
11.4
4.6
7.2
8.1
2.1
4.6
2.4
1.7
2.2
3.3
2.9
5.5
6.2
3.2
3.1
2.8
3.7
5.0
10.6
5.6
7.7
10.3
2.3
5.4
2.3
1.7
2.5
4.2
3.1
5.7
6.2
3.2
2.9
2.4
3.8
3.5
9.9
5.6
8.3
9.8
2.7
5.2
3.2
1.8
2.6
5.7
3.7
5.5
10.0
6.4
3.1
2.9
4.3
5.4
9.0
5.4
8.0
7.9
5.1
5.1
6.6
3.0
3.9
8.5
8.5
–
–
6.7
5.6
4.9
6.6
–
–
10.1
15.7
15.7
4.8
6.4
6.2
2.6
2.6
4.4
3.8
3.8
4.5
4.2
5.9
3.5
5.3
6.0
–
7.7
11.1
11.4
4.9
6.4
6.3
2.7
2.4
5.2
4.8
3.9
0.5
4.0
5.6
3.9
6.0
7.5
–
5.8
8.9
11.4
5.3
10.0
7.1
3.5
4.5
6.5
5.2
17.0
8.3
12.2
6.3
5.1
6.8
9.1
–
9.0
7.1
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 21. Standard errors for medical care benefits: Coverage for selected services by type of plan, all
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Adult
Hearing
physical
care
exam
Well
baby
care1
Health maintenance organization
Adult
Adult
immunization Hearing
physical
and
care
exam
inoculation
Well
baby
care1
Adult
immunization
and
inoculation
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.0
5.2
5.1
3.3
–
–
–
3.9
4.1
3.3
4.5
3.7
3.3
3.2
3.9
4.7
3.6
4.5
4.6
5.4
2.4
4.7
4.9
5.1
5.3
7.8
9.1
7.3
8.4
–
2.5
10.3
–
–
–
6.6
2.5
3.0
8.5
15.0
18.9
14.4
5.5
3.1
4.2
6.9
14.8
18.9
13.8
7.8
9.1
2.9
9.3
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.2
2.7
4.4
1.5
2.2
2.4
2.2
2.8
3.4
1.7
2.8
2.4
2.8
3.4
4.0
1.9
2.7
2.7
2.4
3.2
4.6
2.1
3.1
3.1
5.6
6.8
6.8
4.8
6.0
7.2
3.4
3.7
7.8
3.5
5.3
3.8
3.4
4.0
7.0
3.3
4.0
4.5
4.6
5.5
7.5
4.1
5.4
5.9
–
3.2
2.8
4.2
3.2
4.6
3.3
4.7
3.3
3.2
4.5
3.3
3.5
4.0
4.6
2.0
4.9
1.7
5.3
4.6
3.6
5.7
4.4
4.0
2.2
6.0
2.1
11.0
5.6
4.2
5.7
3.3
4.3
3.5
7.1
2.9
12.1
5.4
6.3
–
8.4
–
–
7.8
4.1
11.5
3.0
4.3
15.8
6.2
–
7.7
13.3
5.7
7.9
3.9
4.3
7.4
6.5
–
7.0
14.9
5.1
13.4
3.5
5.4
–
8.9
–
13.6
9.5
6.5
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Provides preventive pediatric care, routine pediatric care, and routine
pediatric immunization for children two years and younger.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 22. Standard errors for hospital room and board benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
coverage
Coverage
No
Not
with
coverage determinable
1
limits
0.9
0.9
–
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
1.6
1.7
3.4
1.5
2.1
1.9
2.0
1.4
1.6
1.8
3.4
1.6
2.1
1.9
2.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.8
3.4
1.5
2.1
1.5
1.8
3.5
1.5
2.1
1.5
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.9
3.3
0.9
3.4
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
2.8
1.0
2.8
1.0
–
–
–
–
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
3.4
1.7
1.4
1.2
1.5
1.6
3.4
1.7
1.4
1.3
1.6
–
–
–
–
–
–
0.9
–
–
–
–
–
1.4
1.7
1.9
1.1
1.4
3.1
1.9
–
–
–
1.3
1.6
1.8
3.6
–
–
–
–
1.4
1.7
1.9
1.1
1.4
3.1
2.0
1.4
6.0
3.3
1.3
1.6
1.8
3.6
1.4
2.1
3.3
3.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.0
1.9
(2)
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 22. Standard errors for hospital room and board benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
coverage
Coverage
No
Not
with
coverage determinable
1
limits
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.9
6.4
4.9
4.2
–
–
–
3.9
6.4
4.9
4.2
3.9
2.8
9.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.1
2.3
0.9
1.3
1.5
1.6
2.1
2.3
0.9
1.4
1.5
–
–
–
–
–
–
–
–
–
–
–
–
4.6
3.1
1.0
–
3.1
–
–
–
1.9
4.6
3.1
1.3
1.7
3.1
3.3
2.8
2.0
1.8
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
(2)
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 22. Standard errors for hospital room and board benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Full
coverage
Health maintenance organization
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
1
1
limits
limits
0.7
0.7
–
–
2.5
2.5
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.1
1.0
1.5
3.3
0.7
1.3
0.7
1.9
1.2
1.0
1.6
3.3
0.8
1.3
0.9
2.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4.1
5.4
4.5
–
5.4
8.1
6.5
4.7
4.1
5.4
4.5
9.3
5.4
8.1
6.5
4.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.0
1.2
–
2.9
2.6
1.0
1.2
1.5
–
–
–
–
–
(2)
1.3
–
–
(2)
–
7.7
5.4
6.7
–
6.7
7.7
5.4
6.7
3.8
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.7
3.1
0.7
3.3
–
–
–
–
2.7
8.6
2.7
8.6
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
–
0.6
2.9
0.7
–
–
(2)
–
6.5
3.1
6.5
3.1
–
–
–
–
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
0.9
1.3
1.3
1.4
1.8
2.6
0.9
1.3
1.3
1.5
–
–
–
–
–
–
1.0
(2)
–
–
–
–
–
9.6
7.1
2.9
2.8
5.7
3.2
9.6
7.1
2.9
2.8
5.7
–
–
–
–
–
–
–
–
–
–
–
–
0.9
–
1.3
0.8
1.1
3.5
0.8
–
–
0.6
0.9
1.3
–
–
–
–
–
–
0.9
1.3
1.3
0.9
1.1
3.5
0.9
1.1
3.1
0.6
1.0
1.3
2.0
2.3
1.3
2.0
3.3
2.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
–
–
–
–
–
–
–
–
–
–
1.3
2.3
(2)
4.8
5.8
6.2
3.1
4.3
–
8.6
–
14.9
14.1
4.1
5.2
–
–
–
–
–
–
4.8
5.8
6.2
3.1
4.3
5.0
8.6
7.5
–
14.1
4.1
5.2
5.4
11.6
1.9
5.4
7.5
9.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 22. Standard errors for hospital room and board benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Full
coverage
Health maintenance organization
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
1
1
limits
limits
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.4
4.7
5.1
3.5
–
–
–
3.4
4.7
5.1
3.5
4.3
3.8
12.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
7.1
10.4
5.5
9.0
–
–
–
7.1
10.4
5.5
9.0
9.2
0.0
15.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.4
–
0.7
1.1
1.0
1.3
1.4
2.2
0.8
1.3
1.0
–
–
–
–
–
–
–
–
(2)
–
–
–
4.8
5.9
5.9
3.0
4.1
5.1
4.8
5.9
5.9
3.0
4.1
5.1
–
–
–
–
–
–
–
–
–
–
–
–
–
3.0
0.9
–
1.3
–
–
–
–
4.0
2.9
1.3
1.5
1.4
1.5
2.5
1.7
1.6
–
–
–
–
–
–
–
–
–
–
–
–
(2)
–
–
–
(2)
(2)
4.6
6.0
5.1
–
–
–
–
–
2.8
4.6
6.0
5.1
10.9
11.8
–
14.5
3.0
2.8
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Limits may be set in terms of dollar or day ceiling on benefits, a requirement
that the participant pay a percentage of costs (coinsurance), or a requirement that
the participant pay a specific amount (deductible or copayment) before
reimbursement begins or services are rendered.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 23. Standard errors for inpatient surgery benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
1.1
1.1
–
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.6
1.7
2.2
3.1
1.8
2.0
2.2
2.4
1.7
1.8
2.3
3.1
1.8
2.1
2.3
2.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.9
3.6
1.8
2.2
2.4
2.9
3.6
1.7
2.2
2.4
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.2
3.5
1.2
3.6
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
2.7
1.3
2.7
1.3
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
2.7
1.7
2.0
1.6
1.9
4.6
2.7
1.7
2.0
1.7
1.9
–
–
–
–
–
–
–
–
–
–
–
–
1.6
1.8
2.2
1.3
1.8
3.9
2.1
2.5
–
5.0
1.9
2.2
2.8
4.1
–
3.8
–
–
1.6
1.9
2.2
1.4
1.8
3.9
2.2
2.8
6.3
5.1
1.9
2.4
2.8
4.8
4.8
4.1
4.1
9.8
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
(1)
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 23. Standard errors for inpatient surgery benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.5
6.4
4.8
5.0
–
–
10.2
4.6
6.4
4.7
5.1
6.0
6.7
10.2
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
2.2
2.0
1.5
2.1
2.2
1.7
2.3
2.0
1.6
2.1
2.3
–
–
–
–
–
–
–
–
–
–
–
–
–
2.3
1.6
1.3
2.9
3.9
2.8
–
2.8
10.5
2.2
1.9
1.1
3.0
3.3
2.9
3.8
2.9
–
–
–
–
–
–
–
–
–
(1)
–
–
–
–
–
–
0.7
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 23. Standard errors for inpatient surgery benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
1.0
1.0
–
–
2.7
2.7
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.2
1.8
3.3
1.4
1.5
1.8
2.3
1.4
1.4
1.9
3.3
1.5
1.6
2.0
2.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.2
4.6
4.6
6.4
5.6
4.4
7.3
5.0
3.3
4.8
4.6
6.3
5.6
4.4
7.3
5.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.1
1.3
1.1
–
3.2
3.2
1.3
1.1
2.2
–
–
–
–
–
0.9
–
–
–
(1)
8.8
7.1
5.8
7.0
8.6
8.8
7.1
5.8
7.0
8.8
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.0
3.1
1.0
3.4
–
–
–
–
2.8
9.0
2.8
–
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
2.9
1.1
2.9
1.1
–
–
–
–
6.9
3.2
6.9
3.2
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
2.2
1.1
1.8
1.4
1.6
5.1
2.3
1.1
1.8
1.6
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
6.8
5.2
4.0
3.4
5.3
17.1
6.8
5.2
4.0
3.4
5.4
–
–
–
–
–
–
–
–
–
–
–
–
1.1
–
1.5
1.3
1.4
3.2
1.4
–
–
–
1.5
2.0
3.6
3.2
–
–
–
–
1.1
1.6
1.5
1.4
1.4
3.2
1.6
2.8
3.6
3.9
1.8
2.3
3.5
4.8
1.3
2.7
3.4
3.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.7
–
–
–
–
–
1.3
–
0.7
–
–
–
–
–
2.2
2.4
(1)
5.0
7.8
6.3
3.1
5.5
–
7.4
–
16.0
12.5
5.3
6.0
7.9
11.1
11.6
11.8
8.5
13.3
5.0
7.8
6.3
3.1
5.5
13.7
7.4
15.3
–
12.5
5.1
5.6
7.9
10.1
–
11.8
8.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 23. Standard errors for inpatient surgery benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.7
5.3
5.8
5.2
–
–
–
4.7
5.3
5.9
5.2
3.7
3.8
12.4
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
6.0
8.8
2.6
7.5
14.9
–
12.9
6.0
–
2.5
7.5
14.9
–
–
–
–
–
–
–
–
–
–
0.1
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.6
1.9
–
1.3
1.3
2.4
1.6
1.9
1.8
1.4
1.4
2.6
–
–
–
–
–
–
–
–
(1)
–
–
–
4.4
5.7
7.2
4.0
6.6
5.8
4.3
5.6
7.2
4.0
6.6
5.8
–
–
–
–
–
–
–
–
–
–
–
–
–
3.2
1.0
–
1.7
–
–
–
–
5.4
3.0
2.0
0.6
1.5
1.0
2.8
1.8
5.0
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
2.1
0.4
0.8
0.7
13.1
3.5
4.6
–
6.0
7.9
–
9.8
5.3
13.7
3.4
4.6
12.2
6.0
–
14.4
9.8
5.4
–
–
–
–
–
–
–
–
–
–
–
–
1.9
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 24. Standard errors for outpatient surgery benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
0.9
0.9
–
–
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
1.2
1.7
2.3
1.3
1.8
1.5
1.9
1.4
1.6
1.9
2.4
1.3
1.8
1.5
1.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.8
3.4
1.5
2.1
1.9
3.0
3.8
1.6
2.2
2.0
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
0.9
3.4
0.9
3.5
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
3.3
0.9
3.3
0.9
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
2.5
1.0
1.5
1.3
1.8
1.7
2.6
1.0
1.6
1.4
1.8
–
–
–
–
–
–
–
–
–
–
–
–
1.4
1.5
1.9
1.1
1.3
3.3
2.1
–
–
2.7
1.2
1.3
2.1
2.2
–
–
–
–
1.6
1.6
2.3
1.1
1.6
4.5
2.1
2.0
5.2
2.7
1.7
1.9
2.4
4.2
5.5
3.5
3.3
10.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.1
(1)
–
–
–
–
–
4.4
1.7
2.7
(1)
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 24. Standard errors for outpatient surgery benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
3.8
6.0
5.8
4.1
–
–
8.6
3.8
6.0
5.7
4.0
5.3
6.7
8.6
–
–
–
–
–
–
–
–
–
–
–
(1)
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.3
1.9
1.8
1.1
1.1
2.2
1.3
1.9
1.9
1.3
1.4
2.3
–
–
–
–
–
–
–
–
–
–
–
–
3.0
2.4
1.1
–
1.9
3.3
–
1.3
3.4
3.0
2.6
1.8
1.6
1.5
3.0
2.5
1.6
3.4
–
–
–
–
–
–
–
–
–
–
–
–
0.4
–
–
0.4
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 24. Standard errors for outpatient surgery benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
1.0
1.0
–
–
3.2
3.5
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.3
0.9
1.9
2.6
1.3
1.3
1.7
1.9
1.6
1.7
2.0
2.6
1.4
1.2
1.8
2.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4.4
5.2
5.0
7.8
4.0
6.8
4.1
5.5
4.7
6.2
4.9
8.2
4.3
6.8
4.4
6.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.2
1.3
1.7
1.4
3.3
2.7
1.4
1.9
1.5
–
–
–
–
–
1.0
–
–
–
–
–
8.8
5.9
6.4
–
5.5
10.7
6.1
6.1
7.4
–
–
–
–
–
(1)
–
–
–
–
Full time .................................................................
Part time ................................................................
1.0
2.3
1.0
2.6
–
–
–
–
3.1
11.9
3.4
11.9
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
–
1.0
2.9
1.0
–
–
0.4
–
10.3
2.9
10.2
3.1
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
0.9
1.8
1.4
1.6
1.5
2.4
0.9
1.8
1.7
1.8
–
–
–
–
–
–
–
(1)
–
–
–
–
–
9.1
4.8
5.0
3.3
6.3
10.5
9.1
4.8
5.2
3.5
6.3
–
–
–
–
–
–
–
–
–
–
–
–
1.2
–
1.7
1.2
1.0
3.0
1.1
–
–
–
0.8
1.0
–
1.9
–
–
–
–
1.5
1.6
2.0
1.3
1.1
3.0
1.2
1.8
2.8
1.1
1.8
1.9
2.6
4.4
4.8
2.2
3.0
2.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.7
–
–
–
–
–
1.4
(1)
0.7
–
–
1.3
–
4.8
2.0
2.9
(1)
4.5
–
6.0
4.1
4.4
8.1
7.1
–
–
11.1
4.2
3.7
–
–
–
–
–
–
4.5
5.1
6.0
4.5
5.5
10.9
7.1
9.6
–
11.1
4.6
4.7
5.6
9.6
11.2
12.5
10.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5.0
5.3
4.9
3.4
7.7
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 24. Standard errors for outpatient surgery benefits: Extent of coverage by type of plan, private industry
workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.5
–
5.5
4.9
–
–
–
4.5
5.1
5.6
4.9
3.7
3.8
12.4
–
–
–
–
–
–
–
–
0.6
–
–
(1)
–
–
6.9
6.3
6.4
8.0
–
–
14.2
6.9
6.3
6.2
8.0
11.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.2
1.3
–
1.3
1.0
2.5
1.3
1.5
1.9
1.4
1.2
2.6
–
–
–
–
–
–
–
–
0.7
–
–
–
5.1
7.2
6.8
3.2
3.9
6.0
5.0
7.0
6.9
4.2
4.3
6.0
–
–
–
–
–
–
–
–
–
–
–
–
–
3.9
1.0
–
1.4
–
–
–
–
5.4
3.2
1.9
1.2
1.7
1.1
1.4
1.9
5.0
–
–
–
–
–
–
–
–
–
0.5
–
–
0.4
–
2.1
0.4
0.9
0.3
4.1
5.2
5.0
–
8.0
16.4
–
–
8.5
4.0
7.5
4.8
12.7
7.9
–
15.0
7.0
8.5
–
–
–
–
–
–
–
–
–
–
–
–
2.1
–
4.8
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 25. Standard errors for physician office visit benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
0.4
0.4
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.9
0.5
1.4
–
0.5
–
0.5
–
0.9
0.6
1.4
0.9
0.5
0.9
0.5
0.9
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
–
(1)
–
–
–
–
–
1.6
0.6
0.7
1.0
0.7
–
–
–
–
–
(1)
(1)
0.2
(1)
0.3
Full time .................................................................
Part time ................................................................
0.3
–
0.4
3.7
–
–
–
(1)
Union .....................................................................
Nonunion ...............................................................
0.7
0.4
0.7
0.4
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
0.5
0.4
–
1.1
0.4
0.4
0.5
0.5
1.2
1.1
–
–
–
–
–
–
–
(1)
–
–
0.2
–
0.7
–
0.7
0.5
–
–
–
–
–
–
0.5
0.6
–
–
–
–
–
–
0.7
1.6
0.8
0.6
0.6
1.9
0.4
0.6
2.5
0.0
0.5
0.6
1.0
0.8
0.0
1.7
2.4
3.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.2
–
0.4
0.3
–
–
–
–
–
(1)
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 25. Standard errors for physician office visit benefits: Extent of
coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.1
–
–
1.2
–
–
–
1.1
0.9
1.3
1.2
0.0
0.0
0.0
–
–
–
–
–
–
–
–
(1)
0.6
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.1
0.9
–
0.3
0.4
0.5
1.1
1.0
2.2
0.3
0.4
0.5
–
–
–
–
–
–
–
–
(1)
–
–
–
0.5
1.9
–
–
–
–
–
–
–
0.9
2.0
0.6
0.8
0.7
0.7
0.4
2.8
0.4
–
–
–
–
–
–
–
–
–
–
–
0.3
0.4
(1)
–
(1)
0.7
(1)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 25. Standard errors for physician office visit benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
0.6
0.6
–
–
–
0.7
–
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
0.6
–
0.5
–
1.3
0.6
2.0
1.0
0.7
1.2
0.6
0.4
–
–
–
–
–
–
–
–
0.2
0.3
(1)
(1)
–
0.3
–
(1)
–
–
–
–
–
–
–
–
1.2
1.6
1.7
0.3
0.6
0.0
0.8
3.1
–
–
–
–
–
–
–
–
(1)
(1)
(1)
(1)
(1)
–
(1)
(1)
–
–
–
–
–
0.0
0.7
0.8
1.1
0.8
–
–
–
–
–
–
(1)
0.2
0.2
0.4
–
–
–
–
–
6.4
0.8
1.1
1.8
0.7
–
–
–
–
–
(1)
–
(1)
(1)
–
Full time .................................................................
Part time ................................................................
0.4
–
0.5
4.8
–
–
–
(1)
–
–
0.7
1.8
–
–
(1)
(1)
Union .....................................................................
Nonunion ...............................................................
–
0.5
1.4
0.6
–
–
0.1
–
–
–
1.5
0.6
–
–
(1)
(1)
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
0.6
0.7
–
–
0.4
0.6
0.6
0.7
1.4
1.4
–
–
–
–
–
–
–
(1)
–
–
0.2
(1)
–
–
–
–
–
–
0.0
0.0
1.0
0.9
0.7
2.4
–
–
–
–
–
–
–
–
(1)
(1)
(1)
(1)
–
–
–
0.8
–
–
–
–
–
–
0.6
0.7
–
–
–
–
–
–
0.8
0.8
1.0
0.8
0.8
2.5
0.5
0.3
3.0
0.1
0.6
0.8
1.3
1.1
0.0
2.1
2.9
4.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.3
–
0.4
–
0.3
–
0.5
0.3
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.4
7.6
2.1
0.4
0.6
0.0
0.0
3.5
0.0
0.0
0.4
0.6
0.5
0.1
0.0
0.0
0.0
0.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.3
–
0.4
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 25. Standard errors for physician office visit benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
1.7
1.0
1.6
1.9
0.0
0.0
0.0
–
–
–
–
–
–
–
(1)
(1)
0.8
(1)
–
–
–
–
–
0.8
–
–
–
–
1.4
1.3
0.8
1.8
0.0
0.0
0.0
–
–
–
–
–
–
–
(1)
(1)
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.3
0.3
0.5
1.5
1.4
2.6
0.3
0.3
0.5
–
–
–
–
–
–
(1)
0.2
(1)
–
–
–
–
–
–
–
–
–
0.8
0.9
1.4
0.9
1.3
1.2
–
–
–
–
–
–
–
–
–
(1)
–
0.3
–
–
–
–
–
–
–
–
–
2.6
3.2
0.7
0.8
0.9
0.7
0.5
3.2
0.5
–
–
–
–
–
–
–
–
–
0.6
(1)
0.4
0.2
(1)
–
(1)
0.9
(1)
–
–
–
–
–
–
–
–
–
2.0
2.9
0.1
5.1
1.4
0.7
0.0
0.0
0.7
–
–
–
–
–
–
–
–
–
(1)
–
–
2.3
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 26. Standard errors for mental health care and substance abuse treatment benefits: Coverage for
selected services, private industry workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
0.3
0.9
0.4
1.2
1.1
0.4
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.4
0.8
0.4
0.8
0.7
0.2
1.0
0.1
1.7
1.5
2.5
3.1
1.7
2.4
2.2
2.1
0.4
0.8
0.4
2.2
0.8
0.6
1.0
0.8
1.9
1.8
2.8
3.9
1.8
2.4
2.2
2.9
1.9
1.6
2.8
3.9
1.8
2.5
2.1
3.1
0.5
1.0
0.4
2.2
0.7
0.6
1.0
0.8
0.0
0.3
0.3
0.4
0.4
3.3
2.4
1.8
2.6
2.0
1.6
0.2
0.8
1.0
1.0
5.1
3.1
2.6
3.3
3.9
5.5
2.8
2.2
3.0
2.8
1.6
0.2
0.8
1.1
1.1
Full time .................................................................
Part time ................................................................
0.3
3.0
1.0
6.1
0.4
3.0
1.2
6.2
1.1
5.9
0.4
3.0
Union .....................................................................
Nonunion ...............................................................
0.6
0.3
1.8
1.1
1.6
0.4
2.7
1.4
2.6
1.3
1.6
0.4
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
4.8
1.7
0.3
0.4
0.2
0.7
7.1
4.7
1.6
1.2
1.1
2.5
5.0
3.0
0.5
0.3
0.3
0.7
7.4
5.3
1.8
1.6
1.4
3.0
7.5
4.9
1.9
1.3
1.2
3.1
5.0
3.0
0.5
0.3
0.4
0.7
0.3
0.4
0.4
0.4
0.2
0.1
0.3
0.1
2.1
1.4
0.6
0.1
0.2
0.0
2.6
1.2
0.2
3.5
1.8
1.8
2.4
1.1
2.0
3.5
3.0
4.1
10.2
2.6
2.3
2.1
3.4
5.0
8.0
4.2
6.5
7.9
0.7
0.4
0.8
0.5
0.4
0.1
0.8
0.1
2.1
0.0
0.1
0.0
0.0
0.0
0.5
1.8
0.5
5.3
2.2
4.3
2.9
1.5
2.3
3.4
2.9
6.1
10.0
3.6
2.5
2.3
3.7
5.2
7.8
4.7
6.5
8.8
2.3
4.4
2.8
1.3
2.2
3.7
2.9
4.1
9.6
4.5
2.6
2.4
3.7
5.7
7.8
4.4
6.5
8.3
0.8
0.4
0.9
0.5
0.4
0.1
0.8
0.1
2.7
0.0
0.4
0.4
0.1
0.0
0.5
1.8
0.5
5.3
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 26. Standard errors for mental health care and substance abuse treatment benefits: Coverage for
selected services, private industry workers, National Compensation Survey, 2008—Continued
Characteristic
Inpatient
Outpatient
Inpatient
mental
mental
alcohol
health care health care detoxification1
Inpatient
alcohol
rehabilitation2
Outpatient
alcohol
rehabilitation2
Inpatient drug
detoxification1
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.2
0.2
0.4
0.2
1.9
1.1
5.6
1.9
3.8
2.1
2.2
3.3
1.9
5.7
0.1
0.2
0.4
0.1
0.4
0.0
5.6
2.7
4.5
3.1
3.2
4.5
2.6
8.7
2.6
4.2
3.2
3.1
4.2
2.6
6.1
0.2
0.2
0.4
0.2
0.4
0.0
5.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.5
0.5
0.6
0.4
0.4
0.7
1.5
1.9
2.6
1.5
1.9
2.4
0.7
0.6
1.8
0.5
0.4
0.8
2.0
2.5
3.4
1.7
2.2
2.5
1.9
2.2
3.4
1.5
2.1
2.2
0.7
0.6
1.8
0.5
0.5
0.8
0.0
1.6
0.2
0.4
0.3
0.6
0.7
2.7
0.3
3.8
1.8
2.2
3.6
2.9
4.7
3.2
4.1
1.3
0.0
1.1
0.6
0.2
0.6
1.2
2.6
2.6
0.3
4.3
2.5
3.2
3.1
3.3
5.6
3.3
6.6
2.9
4.4
1.9
2.9
3.4
2.9
5.4
3.6
6.0
2.0
0.0
1.3
0.6
0.2
0.5
1.2
2.7
2.6
0.4
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 26. Standard errors for mental health care and
substance abuse treatment benefits: Coverage for selected
services, private industry workers, National Compensation
Survey, 2008—Continued
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
1.3
1.1
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
1.8
2.8
3.9
1.8
2.4
2.2
2.9
1.9
1.6
2.8
3.9
1.8
2.5
2.1
3.1
5.1
3.1
2.6
3.3
3.9
5.6
2.8
2.2
3.0
2.8
Full time .................................................................
Part time ................................................................
1.2
6.2
1.1
5.9
Union .....................................................................
Nonunion ...............................................................
2.7
1.4
2.6
1.3
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
7.4
5.3
1.8
1.6
1.4
3.0
7.5
4.9
1.9
1.3
1.2
3.1
2.2
4.3
2.9
1.5
2.3
3.4
2.9
6.1
9.7
3.6
2.5
2.3
3.7
5.2
7.8
4.7
6.5
8.8
2.3
4.4
2.9
1.3
2.2
3.7
2.9
4.1
9.6
4.5
2.6
2.4
3.7
5.7
7.8
4.4
6.5
8.3
Characteristic
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 26. Standard errors for mental health care and
substance abuse treatment benefits: Coverage for selected
services, private industry workers, National Compensation
Survey, 2008—Continued
Inpatient drug
rehabilitation2
Outpatient
drug
rehabilitation2
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.7
4.4
3.1
3.2
4.5
2.6
8.7
2.6
4.0
3.0
3.1
4.2
2.6
6.1
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.0
2.6
3.4
1.7
2.2
2.5
1.9
2.2
3.4
1.5
2.1
2.2
4.3
2.6
3.2
3.1
3.3
5.6
3.3
6.7
2.9
4.4
2.0
2.9
3.4
2.9
5.0
3.6
6.0
2.0
Characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Detoxification is the systematic use of
medication and other methods under
medical supervision to reduce or eliminate
the effects of substance abuse.
2 Rehabilitation is designed to alter
abusive behavior in patients once they are
free of acute physical and mental
complications.
3 The percentile groupings are based on
the average wage for each occupation
surveyed, which may include workers both
above and below the threshold. The
percentile values are based on the
estimates published in the "National
Compensation
Survey:
Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 27. Standard errors for inpatient mental health care benefits: Extent
of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
0.7
0.7
0.2
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.5
0.4
–
–
–
–
–
–
0.7
0.9
0.9
2.5
1.4
1.5
1.9
0.7
–
–
–
–
–
0.2
–
–
–
–
(1)
(1)
(1)
–
(1)
(1)
–
–
–
–
–
0.2
1.4
0.7
0.8
0.9
–
–
0.3
–
–
–
(1)
–
(1)
(1)
Full time .................................................................
Part time ................................................................
0.7
–
0.7
4.1
0.1
–
(1)
0.4
Union .....................................................................
Nonunion ...............................................................
–
0.8
1.0
0.8
–
0.3
(1)
(1)
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
0.4
0.7
4.8
2.6
1.7
0.8
0.4
1.0
–
–
0.3
1
( )
–
–
–
(1)
–
–
–
–
–
–
–
0.8
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
0.7
0.6
1.0
0.9
0.7
0.3
1.2
0.6
5.6
1.5
0.8
0.7
0.9
1.4
2.6
1.2
0.2
3.5
–
–
–
0.3
0.2
–
0.3
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
(1)
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 27. Standard errors for inpatient mental health care benefits: Extent
of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
0.7
–
–
–
–
3.0
3.9
0.9
3.4
2.9
1.1
6.2
–
–
–
–
–
–
–
(1)
–
–
(1)
1.7
–
5.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.5
–
–
1.4
1.8
1.1
0.6
0.8
0.9
(1)
(1)
–
0.4
–
–
–
–
0.5
(1)
(1)
(1)
–
0.3
–
–
–
–
–
–
–
4.3
1.4
0.3
1.0
3.0
0.7
1.7
2.8
1.5
–
–
–
–
–
–
–
–
0.2
–
–
(1)
0.6
(1)
–
–
(1)
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 27. Standard errors for inpatient mental health care benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
–
0.5
0.3
–
2.4
2.5
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
0.2
–
–
–
0.5
0.5
0.7
2.3
0.9
0.4
1.3
0.7
–
–
–
–
–
0.3
–
–
(1)
(1)
–
–
–
–
(1)
–
1.5
–
2.4
–
–
–
–
–
2.3
3.4
2.5
6.7
5.2
7.0
6.7
2.3
–
–
–
–
–
–
–
–
–
2.9
–
1.8
0.6
(1)
0.8
(1)
–
–
–
–
–
0.2
1.3
0.8
0.7
0.9
–
–
–
–
–
–
–
( )
(1)
–
–
–
–
–
–
0.3
4.2
1.7
2.4
2.3
–
–
–
–
–
–
0.8
0.4
(1)
0.9
Full time .................................................................
Part time ................................................................
–
–
0.4
4.0
0.1
–
–
–
–
–
2.6
8.0
–
–
0.9
1.6
Union .....................................................................
Nonunion ...............................................................
–
–
0.8
0.5
–
–
–
(1)
1.3
–
1.9
3.0
–
–
–
0.8
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
–
–
5.5
2.2
0.7
0.7
0.3
0.8
–
–
0.3
(1)
–
–
–
–
–
–
(1)
(1)
–
–
–
1.2
1.3
1.9
0.0
9.9
7.4
1.8
1.3
3.1
–
–
–
–
–
–
–
1.3
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.9
0.7
1.1
0.5
0.3
0.2
0.4
0.0
4.9
1.8
0.4
0.5
1.0
0.7
0.6
1.5
0.3
4.5
–
–
–
–
0.2
–
0.3
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.6
0.3
2.4
3.1
2.9
0.9
6.4
3.6
8.6
3.6
2.9
2.1
1.8
5.3
9.7
0.8
0.1
1.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.2
0.5
–
1.4
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
1
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 27. Standard errors for inpatient mental health care benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
1.5
0.5
0.8
1.8
2.7
1.6
0.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.4
–
–
–
–
9.0
10.4
1.4
10.9
7.0
0.0
15.7
–
–
–
–
–
–
–
(1)
–
–
(1)
5.6
–
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
–
–
–
0.6
0.9
0.2
0.6
0.8
1.0
–
–
–
–
–
–
–
–
–
(1)
(1)
–
–
–
–
1.0
1.4
1.6
4.9
6.1
5.1
1.1
1.5
1.8
–
–
–
–
–
–
2.0
1.8
2.6
–
–
–
–
–
–
–
–
–
–
–
–
4.8
0.2
0.2
0.7
0.4
0.6
2.2
3.5
1.2
–
–
–
–
–
–
–
–
0.2
–
–
–
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.5
3.4
1.7
10.7
12.4
1.3
3.6
1.3
2.6
–
–
–
–
–
–
–
–
–
–
4.4
0.6
–
(1)
–
–
0.8
(1)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 28. Standard errors for outpatient mental health care benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
–
1.1
–
0.9
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
–
–
–
–
–
1.7
1.5
2.5
3.3
1.7
2.2
2.3
–
–
–
–
–
–
–
–
1.5
2.5
3.1
1.4
1.3
2.1
–
–
–
–
–
3.3
2.7
1.9
2.6
2.0
–
–
–
–
–
3.3
2.3
1.8
2.6
2.0
Full time .................................................................
–
1.1
0.1
–
Union .....................................................................
Nonunion ...............................................................
–
(1)
2.7
1.1
–
–
1.8
–
Average wage within the following percentiles:2
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
1.6
1.6
1.2
2.6
0.3
(1)
–
–
–
–
1.1
2.6
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Finance and insurance ..................................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.8
1.8
2.4
1.2
4.1
10.2
2.6
2.1
2.4
3.8
2.0
2.7
3.7
1.9
6.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.7
1.8
2.3
1.0
4.0
10.8
2.3
–
1.9
3.8
2.1
2.2
3.2
1.5
5.7
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.1
–
(1)
1.6
1.9
2.7
1.5
1.9
2.4
–
–
–
–
–
–
1.5
1.8
2.6
–
1.9
–
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Standard errors for outpatient mental health care benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
–
–
–
–
–
–
–
–
4.3
3.1
2.3
3.6
4.7
3.1
4.0
1.3
–
–
–
–
–
–
–
0.2
3.8
1.7
2.2
3.6
4.5
3.0
2.5
–
Table 28. Standard errors for outpatient mental health care benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
–
1.4
–
1.1
0.2
1.7
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
2.2
1.9
3.2
4.1
2.0
2.7
2.2
–
–
–
–
–
–
–
2.2
1.9
3.2
3.9
1.5
1.6
2.2
–
–
–
–
–
–
–
1.8
4.0
2.1
2.6
3.4
3.0
5.1
–
–
–
–
–
–
–
1.5
3.8
2.0
2.5
3.4
3.0
4.7
–
–
–
–
–
3.3
2.5
2.3
3.0
2.4
–
–
–
1
( )
–
3.2
2.5
2.2
–
2.3
–
–
–
–
–
8.4
5.4
3.3
5.3
2.9
–
–
–
–
–
8.4
3.7
3.0
4.9
2.7
Full time .................................................................
–
1.4
0.1
–
0.2
1.8
–
–
Union .....................................................................
Nonunion ...............................................................
–
–
3.7
1.4
–
–
2.3
1.2
–
0.3
2.0
2.1
–
–
2.0
–
Average wage within the following percentiles:2
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
1.8
1.9
1.6
3.3
–
(1)
(1)
–
1.8
–
–
3.4
–
–
–
–
4.2
2.2
2.6
2.8
–
–
–
–
4.2
1.9
2.3
2.5
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Finance and insurance ..................................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
2.2
2.6
1.6
4.9
11.7
2.7
2.4
3.2
4.9
3.2
3.4
4.6
2.6
1.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
2.2
2.6
1.3
4.9
12.5
2.2
2.4
2.6
5.0
3.3
2.9
3.7
2.0
1.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.6
0.3
5.3
1.9
5.3
2.9
4.7
3.2
1.9
3.4
2.8
2.4
5.6
0.4
15.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.5
(1)
5.1
1.8
5.3
–
4.7
3.0
1.9
3.3
2.4
2.3
5.6
(1)
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
0.2
–
–
2.1
2.3
3.4
1.8
2.3
2.9
–
–
–
–
–
–
1.8
2.2
2.8
–
2.3
2.3
–
–
–
–
–
–
3.3
3.6
6.8
1.9
2.6
1.8
–
–
–
–
–
–
3.1
3.3
6.8
1.8
2.6
1.7
Worker characteristic
Establishment characteristic
See footnotes at end of table.
Table 28. Standard errors for outpatient mental health care benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
–
–
–
–
–
–
–
–
4.8
5.1
2.5
3.6
5.1
3.3
6.3
2.0
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
–
–
–
–
–
–
–
0.3
4.6
3.2
2.4
3.6
4.9
3.1
2.4
–
–
–
–
–
–
–
–
–
8.8
3.4
4.9
10.3
6.7
11.3
8.5
2.0
–
–
–
–
–
–
–
–
7.7
3.5
4.3
10.3
5.6
11.2
8.5
2.0
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 29. Standard errors for inpatient alcohol detoxification benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
0.8
0.9
0.4
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.6
1.1
–
–
–
–
0.8
0.9
1.0
1.2
3.1
1.5
1.6
2.0
1.1
–
–
–
–
–
–
–
–
–
–
–
–
(1)
(1)
(1)
–
–
–
–
–
–
1.6
1.6
1.3
1.7
1.5
–
–
–
–
–
–
–
(1)
–
(1)
Full time .................................................................
Part time ................................................................
0.8
1.7
0.9
3.2
0.3
–
(1)
–
Union .....................................................................
Nonunion ...............................................................
0.7
0.9
1.7
0.9
–
0.4
–
(1)
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
1.0
0.8
0.6
5.0
3.4
1.7
1.1
0.9
1.0
–
–
0.5
–
–
–
–
(1)
–
–
–
–
–
–
–
0.9
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
1.1
0.6
1.5
1.0
0.7
1.5
1.5
1.0
5.5
2.5
0.9
1.2
0.5
3.0
0.7
2.5
1.3
5.4
–
–
–
–
0.4
–
0.8
–
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 29. Standard errors for inpatient alcohol detoxification benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
1.9
–
–
–
–
3.0
4.2
1.9
3.4
1.4
0.0
5.6
–
–
–
–
–
–
–
–
–
–
–
–
–
5.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
–
–
0.6
0.9
0.5
1.6
2.1
2.1
0.7
0.9
0.9
–
–
–
0.5
–
–
–
0.5
–
(1)
–
–
–
0.4
–
–
–
–
–
–
1.4
4.8
1.2
2.3
1.2
3.1
1.2
2.9
2.5
1.6
–
–
–
–
–
–
–
–
0.3
–
–
(1)
(1)
(1)
–
–
(1)
(1)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 29. Standard errors for inpatient alcohol detoxification benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
–
0.8
0.5
–
2.5
2.5
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
0.3
–
–
–
–
–
–
0.8
0.6
1.1
3.5
1.1
0.9
1.5
1.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.1
–
2.8
–
–
–
–
–
2.8
3.5
3.2
7.2
5.2
7.0
6.7
2.6
–
–
–
–
–
–
–
–
–
2.9
–
–
0.6
(1)
0.8
–
–
–
–
–
–
2.1
1.3
1.4
1.8
1.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.0
5.0
3.3
4.7
3.6
–
–
–
–
–
–
–
0.3
–
0.9
Full time .................................................................
Part time ................................................................
–
–
0.8
3.9
0.4
–
–
–
2.6
–
2.7
6.3
–
–
–
1.3
Union .....................................................................
Nonunion ...............................................................
–
–
2.2
0.8
–
–
–
–
2.2
3.0
2.2
3.0
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
–
–
5.6
3.7
0.9
1.2
0.8
0.7
–
–
0.6
–
–
–
–
–
–
–
–
–
–
–
–
2.0
2.4
2.8
3.2
8.2
7.5
2.1
2.6
3.5
–
–
–
–
–
–
–
1.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.2
0.8
1.6
0.8
0.7
1.8
1.0
0.0
4.3
0.1
0.3
0.3
0.3
0.7
0.6
3.0
0.3
7.0
–
–
–
–
0.5
–
1.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.1
2.7
–
–
–
–
–
–
–
–
–
–
–
–
–
3.0
0.3
4.1
3.1
2.8
3.1
6.6
7.8
10.6
11.7
3.6
4.7
1.7
12.1
1.9
3.4
8.2
1.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
0.7
–
–
–
1.4
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 29. Standard errors for inpatient alcohol detoxification benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.8
1.1
–
–
–
–
1.4
0.8
1.0
1.6
0.6
0.0
0.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4.1
–
–
–
–
9.1
11.0
4.1
11.1
4.8
0.0
14.8
–
–
–
–
–
–
–
–
–
–
–
–
–
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
–
–
–
1.3
1.7
2.3
0.7
0.8
1.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
3.0
1.5
4.6
6.0
5.3
1.9
3.0
1.6
–
–
–
–
–
–
1.4
1.9
–
–
–
–
–
0.2
–
–
–
–
–
–
–
4.9
0.3
2.6
0.7
0.9
1.3
3.5
3.1
1.3
–
–
–
–
–
–
–
–
0.6
–
–
–
–
–
–
–
–
–
–
1.3
–
–
–
–
–
–
3.4
4.5
2.6
4.5
13.3
12.7
0.5
3.6
2.1
3.3
–
–
–
–
–
–
–
–
–
–
–
0.5
(1)
(1)
–
–
0.8
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 30. Standard errors for inpatient alcohol rehabilitation benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
–
1.3
0.8
–
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Office and administrative support ......................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
–
–
–
–
–
–
2.0
1.8
4.1
2.5
3.1
2.6
3.3
3.8
0.7
1.1
–
–
–
1.8
2.2
–
1.8
–
2.9
1.4
2.3
–
–
2.8
Full time .................................................................
–
1.3
0.7
–
Union .....................................................................
Nonunion ...............................................................
–
–
2.7
1.5
–
0.8
1.5
–
Average wage within the following percentiles:2
10 to under 25 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
0.2
5.2
1.6
1.4
–
1.0
0.7
3.3
–
1.1
–
–
–
–
–
–
–
–
–
0.6
0.6
–
–
–
–
(1)
–
0.2
2.2
4.3
3.0
1.6
3.6
7.8
4.7
8.8
3.5
4.6
3.5
4.1
4.6
2.6
3.5
1.7
2.2
2.5
1.5
–
1.7
0.9
–
–
–
–
0.8
1.4
2.3
–
–
–
2.1
1.0
1.1
1.7
–
2.1
–
–
2.3
7.2
3.9
4.9
–
4.5
3.3
3.0
3.8
2.4
–
1.5
–
2.0
–
–
–
–
4.8
3.3
5.6
6.6
0.1
–
–
–
–
3.4
4.5
4.7
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Information .........................................................
Real estate and rental and leasing ................
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic area
New England .........................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
See footnotes at end of table.
Table 30. Standard errors for inpatient alcohol rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
(1)
1.4
0.8
1.2
–
2.8
1.4
–
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Office and administrative support ......................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(1)
0.2
–
(1)
–
–
–
–
2.4
2.3
4.7
2.7
2.5
3.0
3.7
3.5
0.6
–
–
–
–
1.7
2.0
–
2.2
–
3.8
–
2.4
–
–
2.5
–
–
–
–
–
–
–
–
3.6
4.8
7.4
6.4
8.9
4.7
7.0
10.1
1.7
–
–
–
–
–
–
–
–
4.0
3.8
3.1
4.1
4.2
5.0
7.6
Full time .................................................................
(1)
1.4
0.6
1.3
–
3.0
1.4
–
Union .....................................................................
Nonunion ...............................................................
–
(1)
3.2
1.6
–
0.9
1.8
1.3
–
–
3.4
3.4
–
1.7
3.4
–
Average wage within the following percentiles:2
10 to under 25 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
–
6.3
1.8
1.5
–
1.0
0.6
3.7
–
–
–
–
–
7.5
3.1
3.9
–
2.3
2.0
4.7
–
–
–
–
–
(1)
–
–
–
–
–
–
–
–
–
–
–
(1)
–
0.1
2.5
4.0
3.6
1.7
3.6
8.7
5.7
10.2
3.1
5.1
4.1
3.5
4.7
2.6
4.1
1.9
2.5
2.6
1.6
–
2.1
0.9
–
–
–
–
0.3
–
–
–
–
–
–
1.2
1.2
–
–
2.1
–
1.4
2.2
8.3
4.8
5.7
–
4.7
3.1
3.5
3.8
2.0
3.5
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5.1
7.4
6.2
3.5
5.6
–
7.2
16.3
9.3
5.6
3.6
11.6
9.6
6.2
6.3
3.0
4.6
4.3
3.3
–
–
1.8
–
–
–
–
–
–
–
–
–
–
4.2
1.6
–
–
–
5.9
5.3
–
4.9
7.6
5.4
11.4
5.7
5.9
3.9
6.9
7.9
6.2
–
–
–
2.6
–
–
–
–
4.2
3.4
6.2
7.3
–
–
–
–
4.3
3.3
5.1
5.8
–
–
–
–
11.2
13.2
6.7
9.3
–
–
–
–
8.5
10.3
5.6
3.7
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Information .........................................................
Real estate and rental and leasing ................
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
Geographic area
New England .........................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 31. Standard errors for outpatient alcohol rehabilitation benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
–
1.2
0.6
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
–
–
1.9
1.6
2.8
3.9
2.1
3.1
2.8
2.3
3.0
2.8
0.5
–
0.7
–
–
–
–
1.1
1.5
–
–
1.6
–
3.3
1.4
2.3
2.4
–
–
2.2
Full time .................................................................
–
1.2
0.4
–
Union .....................................................................
Nonunion ...............................................................
–
(1)
3.2
1.3
–
0.6
1.9
1.1
Average wage within the following percentiles:2
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
1.6
1.4
0.5
0.5
–
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Transportation and warehousing ...................
Information .........................................................
Real estate and rental and leasing ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
2.3
4.4
2.8
1.4
4.1
4.5
7.8
2.8
4.1
3.2
4.2
2.6
6.1
1.3
–
1.4
0.7
–
–
–
–
–
–
–
–
–
–
2.4
–
–
4.1
3.4
7.2
2.6
–
3.0
3.8
2.4
5.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
500 workers or more ..........................................
–
–
–
(1)
–
1.9
2.2
3.5
1.5
2.2
0.8
–
–
0.8
–
–
–
3.1
1.5
2.2
–
–
–
–
–
4.5
3.3
3.4
5.4
5.9
–
–
–
–
–
4.1
1.8
3.4
4.3
4.8
Worker characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
See footnotes at end of table.
Table 31. Standard errors for outpatient alcohol rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
–
1.4
0.7
–
–
1.9
0.8
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
–
–
2.3
1.9
3.3
4.7
2.7
2.8
2.7
2.8
3.5
3.1
0.5
–
–
–
–
–
–
1.3
1.7
–
–
1.8
3.3
4.0
1.7
2.2
2.6
–
–
2.4
–
–
–
–
–
–
–
–
–
–
3.1
4.1
4.7
4.3
3.8
6.0
5.8
3.1
6.2
5.2
–
–
–
–
–
–
–
–
–
–
2.7
4.0
4.2
3.8
3.4
5.8
4.0
3.3
5.0
3.6
Full time .................................................................
–
1.4
0.5
–
–
2.0
0.8
–
Union .....................................................................
Nonunion ...............................................................
–
(1)
4.1
1.4
–
0.8
2.3
1.3
–
–
2.8
2.4
–
0.9
2.9
–
Average wage within the following percentiles:2
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
1.8
1.5
0.6
0.6
–
–
–
–
2.5
3.2
–
–
2.0
2.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Transportation and warehousing ...................
Information .........................................................
Real estate and rental and leasing ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
2.4
4.0
3.3
1.6
4.9
4.4
8.3
3.2
5.0
3.6
4.7
2.6
1.8
1.4
–
1.6
0.9
–
–
–
–
–
–
–
–
–
–
2.0
–
–
4.9
3.2
8.3
3.1
4.9
3.5
3.8
2.0
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
5.5
9.1
5.9
2.2
5.4
8.2
12.4
6.0
4.0
7.7
7.8
6.2
15.5
–
–
–
–
–
–
–
–
–
–
–
–
–
3.9
9.0
5.1
1.8
5.3
6.9
7.6
5.4
3.1
6.9
7.8
6.2
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
500 workers or more ..........................................
–
–
–
(1)
–
2.2
2.4
4.5
1.7
2.5
–
–
–
1.0
–
1.9
2.2
3.6
1.6
2.4
–
–
–
–
–
4.1
4.7
6.8
2.8
3.1
1.0
0.8
–
–
–
–
–
6.0
2.8
3.0
–
–
–
–
–
2.0
4.6
3.4
5.9
7.3
–
–
–
–
–
4.2
2.7
3.4
4.7
5.9
–
–
–
–
–
9.6
4.1
10.3
6.0
2.6
–
–
–
–
–
8.3
3.8
10.3
5.6
3.6
Worker characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 32. Standard errors for inpatient drug detoxification benefits: Extent
of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
0.8
0.9
0.4
(1)
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.7
0.6
1.1
–
–
–
–
0.8
1.0
1.1
1.2
3.1
1.5
1.6
2.0
1.1
0.2
–
–
–
–
–
–
–
–
–
–
–
(1)
(1)
(1)
–
–
–
–
–
–
1.6
1.6
1.3
1.7
1.5
–
–
–
–
–
–
–
(1)
–
(1)
Full time .................................................................
Part time ................................................................
0.8
1.7
0.9
3.2
0.3
–
(1)
–
Union .....................................................................
Nonunion ...............................................................
0.7
0.9
1.7
0.9
–
0.4
–
(1)
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
1.0
0.8
0.6
5.0
3.4
1.7
1.1
0.9
1.0
–
–
0.5
–
0.4
–
–
(1)
–
–
–
–
–
–
–
0.9
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
1.1
0.6
1.5
1.0
0.7
1.5
1.4
1.0
6.3
2.5
0.9
1.2
0.5
3.0
0.7
2.5
1.3
5.4
0.8
–
–
–
0.4
–
0.7
–
–
–
–
–
–
–
–
–
–
–
–
–
(1)
–
(1)
–
–
–
–
–
–
–
–
–
–
–
–
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 32. Standard errors for inpatient drug detoxification benefits: Extent
of coverage by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
All plans
Characteristic
Full
Coverage
No
Not
coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
1.9
–
–
–
–
3.0
4.2
1.9
3.4
1.4
0.0
5.6
–
–
–
–
–
–
–
–
–
–
–
–
–
5.6
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.5
–
–
0.6
0.9
0.5
1.6
2.1
2.1
0.7
1.0
0.9
–
–
–
0.5
0.5
–
–
0.5
–
(1)
–
–
–
0.4
–
–
–
–
–
–
1.4
4.8
1.4
2.3
1.2
3.1
1.2
3.0
2.5
1.6
–
–
–
–
–
–
–
–
0.4
–
–
(1)
(1)
(1)
–
–
(1)
(1)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 32. Standard errors for inpatient drug detoxification benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
–
0.8
0.5
–
2.5
2.5
0.2
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
0.3
–
–
–
–
–
–
0.8
0.7
1.1
3.5
1.0
0.8
1.5
1.2
0.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.1
–
2.8
–
–
–
–
–
3.1
4.2
3.3
7.2
5.2
7.0
6.7
2.6
–
–
–
–
–
–
–
–
–
2.9
–
–
0.6
(1)
0.8
–
–
–
–
–
–
2.1
1.3
1.5
1.9
1.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.0
5.0
3.3
4.7
3.8
–
–
–
–
–
–
–
0.3
–
0.9
Full time .................................................................
Part time ................................................................
–
–
0.8
3.9
0.4
–
–
–
2.6
–
2.7
6.3
0.3
–
–
1.3
Union .....................................................................
Nonunion ...............................................................
–
–
2.2
0.8
–
0.5
–
–
2.2
3.0
2.2
3.0
–
–
–
–
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
–
–
5.6
3.7
0.9
1.2
0.8
0.7
–
–
0.6
–
–
–
–
–
–
–
–
–
–
–
–
2.0
2.4
2.8
3.2
8.2
7.5
2.1
2.8
3.7
–
–
0.3
–
–
–
–
1.3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.3
0.8
1.6
0.8
0.7
1.8
0.9
0.0
5.5
0.1
0.2
0.2
0.4
0.7
0.6
3.0
0.3
7.0
0.9
–
–
–
0.5
–
0.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.1
2.7
–
–
–
–
–
–
–
–
–
–
–
–
–
3.0
0.3
4.0
3.1
2.8
3.1
6.6
7.8
10.6
11.7
3.8
4.9
1.7
12.1
1.9
3.4
8.2
1.1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
0.7
–
–
–
1.4
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 32. Standard errors for inpatient drug detoxification benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
0.8
1.1
–
–
–
–
1.4
0.8
1.0
1.6
0.6
0.0
0.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
4.1
–
–
–
–
9.0
11.0
4.1
11.1
4.8
0.0
14.8
–
–
–
–
–
–
–
–
–
–
–
–
–
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
–
–
–
1.3
1.7
2.3
0.7
0.8
1.2
–
–
–
0.6
–
–
–
–
–
–
–
–
–
–
–
1.9
3.0
1.5
4.6
6.0
5.3
2.0
2.9
1.8
–
–
–
–
–
–
1.4
1.9
–
–
–
–
–
0.2
–
–
–
–
–
–
–
4.9
0.3
2.6
0.7
0.8
1.3
3.6
3.1
1.4
–
–
–
–
–
–
–
–
0.6
–
–
–
–
–
–
–
–
–
–
1.3
–
–
–
–
–
–
3.4
4.5
3.0
4.5
13.3
12.6
0.5
3.6
2.1
3.3
–
–
–
–
–
–
–
–
–
–
–
0.5
(1)
(1)
–
–
0.8
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 33. Standard errors for inpatient drug rehabilitation benefits: Extent
of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
coverage
Coverage
No
Not
with
coverage determinable
1
limits
–
1.3
0.8
–
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Office and administrative support ......................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.2
–
–
–
–
–
–
–
2.0
1.8
4.1
2.5
3.1
2.6
3.3
3.9
0.7
1.1
–
–
–
1.8
2.2
–
1.8
–
2.9
1.4
2.3
–
–
2.8
Full time .................................................................
–
1.3
0.7
–
Union .....................................................................
Nonunion ...............................................................
–
–
2.7
1.5
–
0.9
1.5
–
Average wage within the following percentiles:3
10 to under 25 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
0.2
5.2
1.6
1.4
–
1.1
0.7
3.3
–
1.1
–
–
–
–
–
–
–
–
–
0.6
0.6
–
–
–
–
(2)
0.2
2.2
4.3
3.0
1.6
3.6
7.8
4.7
8.8
3.5
4.5
3.4
4.1
4.6
2.6
3.5
1.7
2.5
1.5
–
1.7
0.9
–
–
–
–
0.8
1.3
2.1
–
–
–
2.1
1.0
1.7
–
2.1
–
–
2.3
7.2
3.9
4.9
–
4.5
3.3
3.0
3.8
2.4
–
1.5
2.0
–
–
–
–
4.8
3.3
5.6
6.7
0.1
–
–
–
–
3.4
4.5
4.7
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Information .........................................................
Real estate and rental and leasing ................
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
50 to 99 workers ................................................
100 workers or more ..............................................
500 workers or more ..........................................
Geographic area
New England .........................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
See footnotes at end of table.
Table 33. Standard errors for inpatient drug rehabilitation benefits: Extent of coverage by type of plan, private
industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
Full
coverage
Health maintenance organization
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
1
1
limits
limits
(2)
1.4
0.8
1.2
–
2.8
1.4
–
Management, professional, and related ................
Management, business, and financial ...............
Service ...................................................................
Office and administrative support ......................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
(2)
0.2
–
(2)
–
–
–
–
2.4
2.3
4.7
2.7
2.5
3.0
3.7
3.5
0.6
–
–
–
–
1.8
2.0
–
2.2
–
3.8
–
2.4
–
–
2.5
–
–
–
–
–
–
–
–
3.7
4.8
7.4
6.4
9.0
4.7
7.0
10.1
1.8
–
–
–
–
–
–
–
–
4.0
3.8
3.1
4.1
4.2
5.0
7.6
Full time .................................................................
(2)
1.4
0.6
1.3
–
3.0
1.5
–
Union .....................................................................
Nonunion ...............................................................
–
(2)
3.2
1.6
–
0.9
1.8
1.3
–
–
3.4
3.4
–
1.7
3.4
–
Average wage within the following percentiles:3
10 to under 25 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
–
6.3
1.8
1.5
–
1.0
0.6
3.7
–
–
–
–
–
7.5
3.1
4.0
–
2.3
2.0
4.7
–
–
–
–
–
(2)
–
–
–
–
–
–
–
–
–
–
–
(2)
0.1
2.5
4.0
3.6
1.7
3.6
8.7
5.7
10.2
3.1
5.1
4.1
3.5
4.7
2.6
4.1
1.9
2.6
1.6
–
2.1
0.9
–
–
–
–
0.3
–
–
–
–
–
–
1.2
–
–
2.1
–
1.4
2.2
8.3
4.8
5.7
–
4.7
3.1
3.5
3.8
2.0
3.5
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5.1
7.4
6.2
3.5
5.6
–
7.2
16.3
9.4
5.3
3.6
11.6
9.6
6.2
6.3
3.0
4.3
3.3
–
–
1.9
–
–
–
–
–
–
–
–
–
–
4.2
1.6
–
–
5.9
5.3
–
4.9
7.6
5.4
11.4
5.7
5.9
3.9
6.9
7.9
6.2
–
–
2.6
–
–
–
–
4.2
3.4
6.2
7.3
–
–
–
–
4.3
3.3
5.1
5.8
–
–
–
–
11.2
13.2
6.7
10.5
–
–
–
–
8.5
10.3
5.6
3.7
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Information .........................................................
Real estate and rental and leasing ................
Professional and business services ..................
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
50 to 99 workers ................................................
100 workers or more ..............................................
500 workers or more ..........................................
Geographic area
New England .........................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
1 Limits may be set in terms of dollard or day ceiling on benefits, a
requirement that the participant pay a percentage of costs (coinsurance), or a
requirement that the participant pay a specific amount (deductible or copayment)
before reimbursement begins or services are rendered.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 34. Standard errors for outpatient drug rehabilitation benefits:
Extent of coverage by type of plan, private industry workers, National
Compensation Survey, 2008
All plans
Characteristic
All workers .............................................................
Full
Coverage
No
Not
coverage with limits coverage determinable
–
1.2
0.6
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
–
–
1.9
1.6
2.8
3.9
2.1
3.1
2.8
2.3
3.0
2.8
0.5
–
0.7
–
–
–
–
1.1
1.6
–
–
1.6
–
3.3
1.4
2.3
2.4
–
–
2.2
Full time .................................................................
–
1.2
0.4
–
Union .....................................................................
Nonunion ...............................................................
–
(1)
3.2
1.3
–
0.6
1.9
1.1
Average wage within the following percentiles:2
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
1.6
1.4
0.5
0.5
–
–
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Transportation and warehousing ...................
Information .........................................................
Real estate and rental and leasing ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
2.3
4.4
2.9
1.4
4.1
4.5
7.8
2.8
3.9
3.2
4.2
2.6
6.1
1.3
–
1.4
0.7
–
–
–
–
0.4
–
–
–
–
–
2.4
–
–
4.1
3.4
7.2
2.6
–
3.0
3.8
2.4
5.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
500 workers or more ..........................................
–
–
–
(1)
–
1.9
2.2
3.5
1.5
2.2
0.8
0.8
–
0.8
–
–
–
3.1
1.5
2.2
–
–
–
–
–
4.5
3.3
3.4
5.0
6.0
–
–
–
–
–
4.1
1.8
3.4
4.3
4.8
Worker characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
See footnotes at end of table.
Table 34. Standard errors for outpatient drug rehabilitation benefits: Extent of coverage by type of plan,
private industry workers, National Compensation Survey, 2008—Continued
Fee-for-service plan
Characteristic
All workers .............................................................
Health maintenance organization
Full
Coverage
No
Not
Full
Coverage
No
Not
coverage with limits coverage determinable coverage with limits coverage determinable
–
1.4
0.7
–
–
1.9
0.8
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
–
–
2.3
1.9
3.3
4.7
2.7
2.9
2.7
2.8
3.5
3.1
0.5
–
–
–
–
–
–
1.4
1.7
–
–
1.8
3.3
4.0
1.7
2.2
2.6
–
–
2.4
–
–
–
–
–
–
–
–
–
–
3.1
4.1
4.8
4.3
3.8
6.0
5.9
3.1
6.2
5.2
–
–
–
–
–
–
–
–
–
–
2.7
4.0
4.2
3.8
3.4
5.8
4.0
3.3
5.0
3.6
Full time .................................................................
–
1.4
0.5
–
–
2.0
0.8
–
Union .....................................................................
Nonunion ...............................................................
–
(1)
4.2
1.4
–
0.8
2.3
1.3
–
–
2.8
2.4
–
0.9
2.9
–
Average wage within the following percentiles:2
50 to under 75 ...................................................
75 to under 90 ...................................................
–
–
1.8
1.5
0.6
0.5
–
–
–
–
2.5
3.2
–
–
2.0
2.8
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Transportation and warehousing ...................
Information .........................................................
Real estate and rental and leasing ................
Education and health services ...........................
Educational services ......................................
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
–
–
–
–
–
–
2.4
4.0
3.3
1.6
4.9
4.4
8.3
3.2
5.0
3.6
4.7
2.6
1.8
1.4
–
1.6
0.9
–
–
–
–
–
–
–
–
–
–
2.0
–
–
4.9
3.2
8.3
3.1
4.9
3.5
3.8
2.0
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
5.5
9.1
5.9
2.3
5.4
8.2
12.4
6.0
3.2
7.7
7.8
6.2
15.5
–
–
–
–
–
–
–
–
–
–
–
–
–
3.9
9.0
5.1
1.8
5.3
6.9
7.6
5.4
3.1
6.9
7.8
6.2
14.8
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
500 workers or more ..........................................
–
–
–
(1)
–
2.2
2.4
4.5
1.7
2.5
–
–
–
1.0
–
1.9
2.2
3.6
1.6
2.4
–
–
–
–
–
4.1
4.7
6.8
2.9
3.1
1.0
1.0
–
–
–
–
–
6.0
2.8
3.0
–
–
–
–
–
2.0
4.7
3.4
5.5
7.3
–
–
–
–
–
4.2
2.7
3.4
4.7
5.9
–
–
–
–
–
9.6
4.1
10.3
6.0
2.6
–
–
–
–
–
8.3
3.8
10.3
5.6
3.6
Worker characteristic
Establishment characteristic
Geographic area
New England .........................................................
Middle Atlantic .......................................................
West North Central ................................................
East South Central ................................................
Mountain ................................................................
1 Less than 0.05.
2 The percentile groupings are based on the average wage for each
occupation surveyed, which may include workers both above and below the
threshold. The percentile values are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related
terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 35. Standard errors for mental health care benefits: Median number of days or visits
covered per year for selected services by type of plan, private industry workers, National
Compensation Survey, 2008
Inpatient care
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Outpatient care
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
0.0
0.0
0.0
0.0
0.0
0.0
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.7
3.6
0.0
0.0
0.0
0.5
0.0
0.0
0.0
1.4
0.0
0.0
0.0
4.9
0.0
5.8
0.0
0.0
4.4
–
4.4
5.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.3
0.2
0.8
2.2
0.0
4.4
2.1
0.0
0.0
0.0
0.6
2.5
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.0
0.0
0.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.0
0.0
0.0
2.6
0.0
0.0
0.0
0.0
0.0
Average wage within the following percentiles:1
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.6
0.8
1.9
0.0
0.0
1.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4
4.5
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
–
–
4.2
–
9.8
2.5
5.0
1.1
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
3.7
0.0
4.8
4.6
3.1
0.0
6.9
0.0
0.0
0.0
6.7
0.0
2.8
5.2
0.0
0.0
0.0
3.9
0.9
0.0
2.9
6.3
5.6
2.0
6.1
0.0
0.0
1.4
1.9
4.3
1.7
1.7
11.4
6.7
–
–
5.6
–
0.0
3.6
0.0
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 35. Standard errors for mental health care benefits: Median number of days or visits
covered per year for selected services by type of plan, private industry workers, National
Compensation Survey, 2008—Continued
Inpatient care
Characteristic
All
plans
Fee-forservice
plans
Outpatient care
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
0.0
0.0
7.7
0.0
0.0
0.0
5.2
2.4
0.0
6.1
3.3
4.3
6.3
0.0
0.0
0.0
2.4
2.5
4.7
5.9
3.1
0.0
1.2
2.1
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2
5.7
1.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.0
2.2
2.1
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
3.1
0.0
0.0
0.0
0.0
3.2
0.0
3.2
3.3
0.0
0.0
0.0
1.4
0.0
2.1
0.0
3.7
3.9
0.0
6.7
0.0
5.8
6.4
0.0
–
0.0
0.0
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2007." See Technical
Note for more details.
NOTE: Dashes indicate that no data were reported or that data do
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 36. Standard errors for substance abuse treatment benefits:1 Median days covered per year for selected
services by type of plan, private industry workers, National Compensation Survey, 2008
Inpatient detoxification2
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Inpatient rehabilitation3
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient rehabilitation4
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2
0.0
0.0
2.3
0.0
4.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2
0.0
1.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2
0.0
0.0
0.0
0.0
0.0
3.4
0.0
1.4
2.9
–
0.0
0.0
0.0
2.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
–
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.8
0.0
0.0
0.0
0.0
4.1
0.0
0.0
4.1
0.0
6.9
1.0
2.1
4.5
0.0
2.8
8.4
5.8
4.9
7.1
Full time .................................................................
Part time ................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
0.0
2.0
0.0
4.5
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
0.0
2.6
0.0
Average wage within the following percentiles:5
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.6
0.0
0.0
0.0
0.0
0.0
5.9
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.7
0.0
9.6
0.0
0.0
0.0
1.2
0.0
–
–
1.0
0.0
0.6
2.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
5.4
0.0
0.0
0.6
5.9
0.0
–
0.9
–
0.0
1.4
0.0
4.2
–
2.0
2.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
4.2
0.0
0.0
0.0
0.0
–
–
0.0
–
0.0
0.0
0.0
–
–
0.0
0.0
–
0.9
0.0
4.5
0.0
0.0
1.7
0.0
5.5
–
–
0.0
0.0
–
0.0
0.0
2.3
8.9
5.2
2.4
–
3.3
0.0
0.0
6.5
0.0
4.0
–
5.9
0.0
3.6
–
3.9
0.0
5.3
10.2
1.0
1.0
–
1.4
0.0
3.5
2.9
2.4
7.1
–
13.3
0.0
0.0
0.0
–
–
0.0
0.0
0.0
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 36. Standard errors for substance abuse treatment benefits:1 Median days covered per year for selected
services by type of plan, private industry workers, National Compensation Survey, 2008—Continued
Inpatient detoxification2
Characteristic
All
plans
Fee-forservice
plans
Inpatient rehabilitation3
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient rehabilitation4
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
2.0
6.9
0.0
1.0
2.9
0.0
0.0
0.4
–
0.0
0.0
0.0
0.0
1.9
9.2
10.8
4.7
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.4
3.8
0.0
0.0
0.4
0.0
0.0
4.5
1.7
3.4
2.4
2.1
2.7
7.1
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
–
0.0
0.0
0.0
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.0
8.0
0.0
0.0
0.0
1.0
0.0
4.2
1.6
0.4
6.5
0.0
0.0
0.0
0.0
0.0
5.9
0.4
2.9
0.0
4.1
0.8
0.0
0.0
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Substance abuse treatment benefits provide inpatient and outpatient care for
alcohol or drug dependency.
2 Inpatient detoxification is the systematic use of medication and other methods
under medical supervision to reduce or eliminate the effects of substance abuse.
3 Inpatient rehabilitation is designed to alter abusive behavior in patients once they
are free of acute physical and mental complications.
4 Outpatient rehabilitation includes treatment in one or more of the following:
outpatient department of a hospital, residentail treatment center, organized outpatient
clinic, day-night treatment center, or doctor’s office.
5 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 37. Standard errors for alcohol abuse treatment benefits: Median days covered per year for selected services
by type of plan, private industry workers, National Compensation Survey, 2008
Inpatient detoxification1
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Inpatient rehabilitation2
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient rehabilitation3
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.2
0.0
0.0
2.3
0.0
4.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2
0.0
1.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2
0.0
0.0
0.0
0.0
0.0
3.5
0.0
1.4
2.9
–
0.0
0.0
0.0
2.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
–
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.8
0.0
0.0
0.0
0.0
4.1
0.0
0.0
4.2
0.0
6.8
1.0
2.1
4.5
0.0
2.8
8.4
5.8
4.9
7.1
Full time .................................................................
Part time ................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
0.0
2.0
0.0
4.5
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
0.0
2.6
0.0
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.6
0.0
0.0
0.0
0.0
0.0
5.9
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.7
0.0
9.6
0.0
0.0
0.0
1.2
2.5
–
–
1.0
0.0
0.6
2.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
5.4
0.0
0.0
0.6
5.9
0.0
–
0.9
–
0.0
1.4
0.0
4.2
–
2.0
2.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
4.2
0.0
0.0
0.0
0.0
–
–
0.0
–
0.0
0.0
0.0
–
–
0.0
0.0
–
0.9
0.0
4.5
0.0
0.0
1.7
0.0
5.5
–
–
0.0
0.0
–
0.0
0.0
2.7
9.6
5.2
2.4
–
3.3
0.0
0.0
6.5
0.0
4.0
–
5.9
0.0
3.6
–
3.9
0.0
9.5
10.8
1.0
1.0
–
1.4
0.0
3.5
2.9
2.4
7.1
–
13.3
0.0
0.0
0.0
–
–
0.0
0.0
0.0
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 37. Standard errors for alcohol abuse treatment benefits: Median days covered per year for selected services
by type of plan, private industry workers, National Compensation Survey, 2008—Continued
Inpatient detoxification1
Characteristic
All
plans
Fee-forservice
plans
Inpatient rehabilitation2
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient rehabilitation3
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
2.2
7.1
0.0
1.0
2.9
0.0
0.0
3.9
12.3
0.0
0.0
0.0
0.0
1.9
9.2
10.8
4.7
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.4
4.1
0.0
0.0
0.4
0.0
0.0
4.5
1.7
3.4
2.4
2.1
2.7
7.1
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
–
0.0
0.0
0.0
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
0.0
7.7
0.0
0.0
0.0
1.0
0.0
7.4
1.6
0.4
6.4
0.0
0.0
0.0
0.0
0.0
3.8
0.4
2.9
0.0
4.1
0.8
0.0
0.0
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Inpatient detoxification is the systematic use of medication and other methods
under medical supervision to reduce or eliminate the effects of substance abuse.
2 Inpatient rehabilitation is designed to alter abusive behavior in patients once they
are free of acute physical and mental complications.
3 Outpatient rehabilitation includes treatment in one or more of the following:
outpatient department of a hospital, residentail treatment center, organized outpatient
clinic, day-night treatment center, or doctor’s office.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 38. Standard errors for drug abuse treatment benefits: Median days covered per year for selected services by
type of plan, private industry workers, National Compensation Survey, 2008
Inpatient detoxification1
Characteristic
All workers .............................................................
All
plans
Fee-forservice
plans
Inpatient rehabilitation2
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient rehabilitation3
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
0.0
0.0
2.3
0.0
2.8
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1
0.0
1.0
0.0
0.0
0.0
0.0
0.0
4.8
3.7
1.0
4.1
–
0.0
4.1
0.0
3.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.9
–
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.8
0.0
0.0
0.0
0.0
4.1
0.8
0.0
3.7
0.0
6.9
2.9
2.0
5.1
0.0
2.8
10.0
4.3
7.0
6.5
Full time .................................................................
Part time ................................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7
0.0
2.0
0.0
4.5
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.7
0.0
2.6
0.8
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
6.6
0.0
0.0
0.0
0.0
0.0
5.9
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
9.6
0.0
0.0
0.0
0.0
0.0
–
–
7.1
0.0
0.0
4.7
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.2
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
5.4
0.0
0.0
0.6
–
0.0
–
0.9
–
0.0
1.4
0.0
4.2
–
2.0
2.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.2
0.0
0.0
0.0
0.0
–
–
0.0
–
0.0
0.0
0.0
–
–
0.0
0.0
–
0.0
0.0
3.7
0.0
0.0
1.7
0.0
5.6
–
–
0.0
0.0
–
0.0
0.0
0.0
–
5.2
2.0
–
4.6
0.0
0.0
6.5
0.0
4.5
–
5.9
0.0
3.5
–
3.9
0.0
6.6
–
1.0
1.0
–
4.1
2.5
0.9
3.8
7.1
7.1
–
13.3
0.0
0.0
0.0
–
–
2.8
5.8
0.0
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 38. Standard errors for drug abuse treatment benefits: Median days covered per year for selected services by
type of plan, private industry workers, National Compensation Survey, 2008—Continued
Inpatient detoxification1
Characteristic
All
plans
Fee-forservice
plans
Inpatient rehabilitation2
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Outpatient rehabilitation3
Health
maintenance
organizations
All
plans
Fee-forservice
plans
Health
maintenance
organizations
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
–
0.0
0.0
6.9
0.0
1.0
2.9
0.0
0.0
0.4
–
0.0
0.0
0.0
0.0
1.4
3.0
10.8
4.6
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.4
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6
0.0
0.0
0.0
0.0
0.0
4.4
5.1
7.3
2.4
0.0
3.9
–
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
–
0.0
0.0
0.0
0.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
0.0
0.0
0.0
0.0
–
2.5
8.0
0.0
0.0
0.0
6.7
0.0
4.2
1.6
0.0
6.5
0.0
0.0
0.0
5.5
0.0
5.9
0.4
0.0
0.0
3.7
0.8
0.0
0.0
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Inpatient detoxification is the systematic use of medication and other methods
under medical supervision to reduce or eliminate the effects of substance abuse.
2 Inpatient rehabilitation is designed to alter abusive behavior in patients once they
are free of acute physical and mental complications.
3 Outpatient rehabilitation includes treatment in one or more of the following:
outpatient department of a hospital, residentail treatment center, organized outpatient
clinic, day-night treatment center, or doctor’s office.
4 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 39. Standard errors for dental care benefits: Coverage for selected services, private
industry workers, National Compensation Survey, 2008
Orthodontia
Characteristic
All workers .............................................................
Preventive
services1
Basic
services2
Major
services3
Total
Employee
and
dependent
Dependent
only
0.0
0.0
0.4
1.9
1.6
2.0
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.5
0.6
0.5
0.7
0.5
1.0
0.6
2.6
2.8
2.6
4.0
7.8
2.3
4.2
2.3
4.4
2.6
2.7
3.5
4.6
2.6
3.4
3.3
4.0
2.8
2.7
3.7
6.3
2.7
3.1
3.3
4.6
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.8
3.6
0.6
0.9
0.6
8.2
4.1
2.7
3.3
3.9
7.1
5.2
3.2
3.6
4.8
7.7
4.8
3.1
4.1
4.2
Full time .................................................................
Part time ................................................................
0.0
0.0
0.0
0.0
0.4
1.2
2.0
3.8
1.6
4.7
2.0
6.8
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.0
0.9
0.4
4.6
1.9
3.1
1.8
4.5
1.9
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.1
1.0
0.7
0.5
0.7
1.1
7.9
6.4
2.8
2.9
2.8
3.6
8.0
6.2
2.1
2.1
3.2
3.1
11.8
6.6
2.3
3.0
3.6
3.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.2
4.2
0.8
0.3
0.8
2.1
0.7
0.5
1.9
0.5
1.2
1.0
2.1
0.9
4.4
0.2
0.0
0.0
2.8
9.5
3.0
2.2
2.7
4.6
4.0
4.5
6.2
5.5
2.8
2.5
4.4
3.2
9.0
5.8
9.5
11.0
3.1
5.7
4.1
1.9
2.9
5.7
3.3
7.4
8.3
6.0
3.3
3.2
4.3
3.9
–
4.6
7.8
–
3.8
8.7
4.3
2.0
2.7
4.2
3.5
7.4
10.0
4.7
3.5
3.3
5.3
5.0
–
5.3
6.7
–
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 39. Standard errors for dental care benefits: Coverage for selected services, private
industry workers, National Compensation Survey, 2008—Continued
Orthodontia
Characteristic
Preventive
services1
Basic
services2
Major
services3
Total
Employee
and
dependent
Dependent
only
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.1
0.6
0.9
0.0
0.0
0.0
0.0
0.1
0.6
0.9
0.0
0.0
0.0
0.0
0.9
1.0
1.3
1.1
0.0
0.0
0.0
4.7
4.7
2.2
5.3
11.2
14.9
12.2
3.1
6.4
4.5
3.7
4.3
–
–
4.6
3.9
3.7
5.4
10.3
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.6
0.7
0.9
0.5
0.9
0.6
3.2
4.1
4.8
2.1
3.3
2.3
2.6
3.2
4.7
1.8
3.0
3.2
3.2
3.4
6.0
2.2
3.1
3.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
1.5
0.6
0.9
1.4
1.2
2.7
0.6
1.1
0.9
8.2
8.0
3.9
7.8
4.8
7.8
5.5
3.7
3.1
5.3
3.6
3.1
4.6
6.6
7.6
4.9
4.8
2.7
7.4
7.8
2.3
4.9
4.6
10.4
4.4
7.2
3.6
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Preventative services include dental exams, cleanings, and other
preventive care.
2 Basic services include dental services such as fillings, dental
surgery, periodontal care, and endodontics.
3 Major services include dental procedures such as crowns and
prosthetics.
4 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above and
below the threshold. The percentile values are based on the estimates
published in the "National Compensation Survey: Occupational
Earnings in the United States, 2007." See Technical Note for more
details.
NOTE: Dashes indicate that no data were reported or that data do not
meet publication criteria. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 40. Standard errors for dental care benefits: Extent of coverage for selected services, private industry
workers, National Compensation Survey, 2008
Preventive services1
Characteristic
All workers .............................................................
Full
coverage
Basic services3
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
2
2
limits
limits
1.2
1.2
–
–
0.4
0.4
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.9
1.6
2.6
6.0
1.7
2.3
1.9
1.7
1.9
1.6
2.6
6.0
1.7
2.3
1.9
1.7
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
–
–
0.4
0.9
0.3
0.4
0.5
1.0
0.5
2.0
–
–
–
–
–
–
–
–
(5)
–
(5)
–
–
(5)
(5)
–
2.5
2.6
1.3
1.6
2.0
2.5
2.6
1.3
1.6
2.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.4
2.9
0.4
0.6
0.7
–
–
–
–
–
–
–
–
–
–
Full time .................................................................
Part time ................................................................
1.3
2.4
1.3
2.4
–
–
–
–
0.4
–
0.4
1.7
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
2.3
1.4
2.3
1.4
–
–
–
–
–
0.3
1.2
0.3
–
–
–
–
Average wage within the following percentiles:6
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
1.5
1.6
1.8
2.5
4.9
6.2
1.5
1.6
1.8
2.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
–
–
3.5
0.8
0.5
0.5
0.9
0.7
–
–
–
–
–
–
–
–
–
(5)
(5)
–
1.7
5.2
1.8
1.6
1.6
3.5
2.5
–
–
–
2.8
2.5
3.8
2.7
–
3.1
3.9
–
1.7
5.2
1.8
1.6
1.6
3.5
2.5
3.1
3.8
4.9
2.8
2.5
3.8
2.7
9.1
3.1
3.9
8.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.2
0.8
–
–
–
–
–
0.4
0.5
0.6
–
–
–
–
–
1.1
4.8
0.3
0.2
0.8
1.6
1.4
0.0
1.9
0.0
0.4
0.5
0.6
1.2
0.0
0.5
1.1
0.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 40. Standard errors for dental care benefits: Extent of coverage for selected services, private industry
workers, National Compensation Survey, 2008—Continued
Preventive services1
Characteristic
Full
coverage
Basic services3
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
2
2
limits
limits
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
2.0
–
–
2.1
–
–
–
2.0
6.0
2.9
2.1
8.3
10.5
16.6
–
–
–
–
–
–
–
–
0.6
0.9
–
–
–
–
–
–
–
–
–
–
–
0.4
0.9
0.9
0.4
0.2
0.2
0.0
–
–
–
–
–
–
–
(5)
0.6
0.9
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.4
3.0
2.4
1.4
2.1
2.4
2.4
3.0
2.4
1.4
2.1
2.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.4
0.4
–
0.4
0.6
0.4
0.4
0.4
0.9
–
–
–
–
–
–
(5)
–
(5)
–
–
–
2.7
1.8
3.8
–
–
–
1.8
–
2.4
2.7
1.8
3.8
4.0
4.7
3.4
1.9
5.5
2.4
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.3
1.4
0.5
0.4
0.3
1.7
2.5
1.4
0.6
–
–
–
–
–
–
–
–
–
–
–
(5)
–
–
–
(5)
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 40. Standard errors for dental care benefits: Extent of coverage for
selected services, private industry workers, National Compensation
Survey, 2008—Continued
Major services4
Characteristic
All workers .............................................................
Full
coverage
Coverage
No
Not
with
coverage determinable
2
limits
–
0.4
0.4
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
0.5
0.6
0.5
0.7
0.5
1.0
0.6
2.6
0.4
0.6
0.5
–
0.5
–
–
–
–
–
–
–
–
(5)
(5)
–
–
–
–
–
–
3.8
3.6
0.6
0.9
0.6
–
–
–
–
–
–
–
0.2
0.4
–
Full time .................................................................
Part time ................................................................
–
–
0.4
1.2
0.4
–
–
(5)
Union .....................................................................
Nonunion ...............................................................
–
–
0.9
0.4
–
0.4
–
–
Average wage within the following percentiles:6
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
–
–
2.1
1.0
0.7
0.5
0.7
1.1
–
–
0.7
0.4
0.7
1.1
–
0.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.2
4.2
0.8
0.3
0.8
2.1
0.7
0.5
2.1
0.5
1.2
1.1
2.1
1.1
4.4
0.2
0.0
0.0
–
–
–
0.3
0.8
2.1
–
–
–
–
–
–
–
–
–
–
–
–
0.2
–
0.3
–
–
–
(5)
–
–
–
(5)
(5)
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 40. Standard errors for dental care benefits: Extent of coverage for
selected services, private industry workers, National Compensation
Survey, 2008—Continued
Major services4
Characteristic
Full
coverage
Coverage
No
Not
with
coverage determinable
2
limits
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
0.9
1.0
1.3
1.1
0.0
0.0
0.0
0.9
0.8
1.0
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
–
–
–
0.6
0.7
0.9
0.5
0.9
0.6
–
–
–
0.5
0.8
0.6
(5)
–
(5)
–
–
–
–
–
–
–
–
–
–
–
–
1.5
0.6
0.9
1.4
1.2
2.7
0.6
1.1
0.9
–
0.6
–
–
–
–
–
–
–
–
–
0.2
–
(5)
–
(5)
–
(5)
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Preventative services include dental exams,
cleanings, and other preventive care.
2 Coverage for dental procedures may be subject
to scheduled allowance, deductible, or coinsurance
provisions, in addition to maximum dollar limitations.
3 Basic services include dental services such as
fillings, dental surgery, periodontal care, and
endodontics.
4 Major services include dental procedures such
as crowns and prosthetics.
5 Less than 0.05.
6 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.
NOTE: Dashes indicate that no data were reported or
that data do not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia,
private industry workers, National Compensation Survey, 2008
Employee and dependent
Characteristic
All workers .............................................................
Coverage
Full
No
Not
with
coverage
coverage determinable
limits1
Median
percent
of
covered
charges2
–
1.6
1.6
–
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
2.6
2.7
3.5
4.6
2.6
3.4
3.3
4.0
2.6
2.7
3.5
4.6
2.5
3.3
3.4
4.0
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
12.1
–
–
–
–
–
7.1
5.2
3.2
3.6
4.8
7.1
5.2
3.3
3.7
4.8
–
–
–
–
–
–
2.8
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
–
–
1.6
4.7
1.6
4.8
–
–
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
–
–
3.1
1.8
3.1
1.8
–
–
0.0
0.0
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
–
–
8.0
6.2
2.1
2.1
3.2
3.1
8.0
6.3
2.1
2.1
3.2
3.4
–
–
–
–
–
–
11.9
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.1
5.7
4.1
1.9
2.9
5.7
3.3
7.4
8.3
6.0
3.3
3.2
4.3
3.9
–
4.6
7.8
8.9
3.1
5.1
4.2
1.9
3.0
5.7
3.4
7.4
8.5
6.0
3.1
3.0
4.2
4.2
8.0
4.5
7.8
8.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2.8
–
–
–
0.0
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.4
0.0
0.0
10.9
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia,
private industry workers, National Compensation Survey, 2008—Continued
Employee and dependent
Characteristic
Coverage
Full
No
Not
with
coverage
coverage determinable
limits1
Median
percent
of
covered
charges2
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
3.1
6.4
4.5
3.7
4.3
5.0
–
3.2
6.4
4.4
3.7
4.3
5.0
17.1
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
4.4
7.3
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
–
–
–
2.6
3.2
4.7
1.8
3.0
3.2
2.7
3.4
4.8
1.8
3.0
3.1
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
–
–
–
–
–
–
–
–
–
5.3
3.6
3.1
4.6
6.6
7.6
4.9
4.8
2.7
5.3
3.7
3.3
4.3
6.6
7.6
4.9
4.8
2.9
–
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
2.8
0.0
0.0
0.0
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia, private
industry workers, National Compensation Survey, 2008—Continued
Dependent only
Characteristic
All workers .............................................................
Coverage
Full
No
Not
with
coverage
coverage determinable
limits1
Median
Median
percent
lifetime
of
maximum2
covered
charges2
–
2.0
2.0
–
0.0
$0.00
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
–
–
–
–
–
–
–
–
2.8
2.7
3.7
6.3
2.7
3.1
3.3
4.6
2.8
3.1
3.7
6.3
2.7
3.3
3.2
4.6
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.00
0.00
0.00
260.49
0.00
–
0.00
0.00
–
–
–
–
–
7.7
4.8
3.1
4.1
4.2
7.7
4.8
3.1
4.1
4.2
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
342.11
0.00
39.24
0.00
132.35
Full time .................................................................
Part time ................................................................
–
–
2.0
6.8
2.0
6.6
–
–
0.0
0.0
0.00
–
Union .....................................................................
Nonunion ...............................................................
–
–
4.5
1.9
4.5
2.0
–
–
0.0
0.0
48.06
0.00
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
–
–
–
11.8
6.6
2.3
3.0
3.6
3.1
11.8
6.6
2.4
3.0
3.6
2.9
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.00
–
88.84
0.00
0.00
0.00
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.8
8.7
4.3
2.0
2.7
4.2
3.5
7.4
10.0
4.7
3.5
3.3
5.3
5.0
9.8
5.3
6.7
–
3.8
9.2
4.3
2.0
2.6
4.2
3.8
7.4
10.0
4.6
3.6
3.3
5.0
5.0
11.0
5.4
6.7
10.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.00
0.00
79.70
0.00
0.00
0.00
0.00
438.75
224.79
0.00
0.00
0.00
0.00
0.00
–
49.05
342.81
76.62
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 41. Standard errors for dental care benefits: Coverage for orthodontia, private
industry workers, National Compensation Survey, 2008—Continued
Dependent only
Characteristic
Coverage
Full
No
Not
with
coverage
coverage determinable
limits1
Median
Median
percent
lifetime
of
maximum2
covered
charges2
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
4.6
3.9
3.7
5.4
10.3
–
–
4.6
4.0
3.7
5.4
10.3
12.4
12.7
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
$417.39
0.00
–
325.38
0.00
0.00
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
–
–
–
3.2
3.4
6.0
2.2
3.1
3.0
3.2
3.4
6.0
2.3
3.2
3.0
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
87.20
185.89
187.95
0.00
0.00
0.00
–
–
–
–
–
–
–
–
–
7.4
7.8
2.3
4.9
4.6
10.4
4.4
7.2
3.6
7.4
8.1
2.3
5.0
4.8
10.4
4.4
7.1
3.6
–
–
–
–
–
–
–
–
–
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
–
58.86
76.62
167.07
0.00
155.74
0.00
0.00
0.00
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Coverage for orthodontia care benefits may be subject to
scheduled allowance, deductible, or coinsurance provisions, in
addition to maximum dollar amounts.
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2007." See Technical
Note for more details.
Note: Medians include only those plans that have specified
provision
3 The percentile groupings are based on the average wage for
each occupation surveyed, which may include workers both above
and below the threshold. The percentile values are based on the
NOTE: Dashes indicate that no data were reported or that data do
not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.
2
Table 42. Standard errors for dental care benefits: Median percent
of covered charges paid by plan for selected services, private
industry workers, National Compensation Survey, 2008
Characteristic
All workers .............................................................
Preventive
services1
Basic
services2
Major
services3
0.0
0.0
0.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
11.0
0.0
0.0
0.0
0.0
Full time .................................................................
Part time ................................................................
0.0
0.0
0.0
0.0
0.0
0.0
Union .....................................................................
Nonunion ...............................................................
0.0
0.0
0.0
0.0
0.0
0.0
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
See footnotes at end of table.
Table 42. Standard errors for dental care benefits: Median percent
of covered charges paid by plan for selected services, private
industry workers, National Compensation Survey,
2008—Continued
Preventive
services1
Characteristic
Basic
services2
Major
services3
Establishment characteristic
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Preventative
services include dental
exams, cleanings, and other preventive care.
2 Basic services include dental services
such as fillings, dental surgery, periodontal care,
and endodontics.
3 Major services include dental procedures
such as crowns and prosthetics.
4 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 43. Standard errors for dental care benefits: Amount of annual individual deductible,1 private industry
workers, National Compensation Survey, 2008
Amount of annual individual deductible
Characteristic
All workers .............................................................
With annual
individual
deductible
10th
percentile
25th
percentile
1.7
$0.00
$0.00
50th
percentile
(median)
With no
annual
individual
deductible
Not
determinable
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
1.7
0.4
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.8
2.7
3.6
7.1
2.1
3.5
2.3
3.9
0.00
0.00
0.00
0.00
0.00
26.65
0.00
0.00
0.00
0.00
4.91
0.00
0.00
0.00
18.67
21.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.77
2.77
0.00
0.00
0.00
28.45
2.8
2.6
3.7
6.7
2.0
3.3
2.3
3.9
0.4
0.7
0.4
0.9
0.7
1.2
0.7
1.4
6.3
3.9
2.6
3.1
4.1
0.00
3.67
0.00
0.00
0.00
0.00
2.94
22.97
19.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
38.00
21.25
0.00
0.00
3.40
6.5
3.6
2.5
3.0
3.9
2.4
1.9
1.0
1.4
1.1
Full time .................................................................
Part time ................................................................
1.8
5.5
0.00
12.98
5.55
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.8
5.3
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
3.8
1.7
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3.6
1.6
0.7
0.5
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
9.4
6.3
2.7
2.5
2.1
2.9
35.71
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
24.43
24.59
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
11.85
0.00
0.00
0.00
7.7
–
2.7
2.4
2.1
3.0
5.1
–
0.6
0.8
0.6
0.6
2.7
6.3
2.8
1.9
2.5
5.7
3.1
4.6
5.6
5.9
3.0
2.2
3.4
3.7
10.6
3.9
7.1
10.3
0.00
0.00
0.00
0.00
0.00
0.00
26.42
17.69
0.00
0.00
27.77
12.02
4.91
28.18
0.00
0.00
29.02
0.00
9.41
4.91
16.45
0.00
0.00
25.49
0.00
0.00
8.50
21.49
0.00
0.00
0.00
0.00
0.00
23.67
0.00
12.29
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.96
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.96
30.63
0.00
0.00
15.57
23.01
0.00
0.00
43.61
4.39
16.33
10.97
0.00
7.21
35.37
0.00
7.34
0.00
2.7
5.9
2.8
1.9
2.3
5.7
2.6
–
5.5
5.8
2.7
2.2
3.5
3.9
8.8
3.7
6.8
–
0.7
2.1
0.6
0.5
1.0
(3)
2.0
–
0.6
(3)
0.8
0.7
1.5
1.8
3.1
0.9
0.8
–
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 43. Standard errors for dental care benefits: Amount of annual individual deductible,1 private industry
workers, National Compensation Survey, 2008—Continued
Amount of annual individual deductible
Characteristic
With annual
individual
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
individual
deductible
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.6
5.9
4.2
5.1
8.9
10.9
14.3
$0.00
17.69
0.00
0.00
33.63
34.34
0.00
$8.50
0.00
0.00
0.00
0.00
0.00
31.41
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
$0.00
35.35
0.00
0.00
0.00
0.00
0.00
4.6
5.7
4.2
5.2
9.0
11.0
–
0.5
2.4
0.1
0.4
1.6
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
3.1
4.2
4.5
1.9
2.8
2.7
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
28.42
0.00
0.98
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
30.60
0.00
3.40
0.00
2.8
3.9
4.5
1.9
2.7
2.8
1.2
1.7
0.5
0.3
0.6
0.4
10.3
3.3
4.1
4.6
2.6
6.0
4.2
5.6
5.6
0.00
0.00
0.00
0.00
0.00
1.96
0.00
0.00
0.00
0.00
0.00
24.70
0.00
0.00
30.67
2.94
0.00
10.97
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
54.65
0.00
0.00
17.74
18.04
0.00
0.00
5.19
6.80
–
2.6
4.3
4.7
2.6
–
4.0
5.5
5.7
–
1.2
0.8
0.4
1.0
–
0.4
4.7
0.3
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Amount of deductible is for each insured individual and excludes separate
deductibles for orthodontic procedures. A single deductible may not apply to all
covered dental procedures. If separate deductibles applied to different procedures, the
sum of the deductible amounts was tabulated.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 44. Standard errors for dental care benefits: Amount of annual family deductible,1 private industry workers,
National Compensation Survey, 2008
Amount of annual family deductible
Characteristic
All workers .............................................................
With annual
family
deductible
10th
percentile
25th
percentile
1.8
$0.00
$7.47
50th
percentile
(median)
With no
annual
family
deductible
Not
determinable
75th
percentile
90th
percentile
$0.00
$0.00
$0.00
1.8
0.4
Worker characteristic
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.0
2.9
4.1
6.6
2.5
4.0
2.9
4.3
0.00
0.00
0.00
31.41
0.00
26.42
0.00
0.00
4.91
7.85
30.63
0.00
0.00
66.42
14.28
14.98
0.00
0.00
0.00
58.86
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
9.81
42.54
13.87
54.53
0.00
0.00
0.00
54.18
3.0
2.8
4.2
6.2
2.5
4.0
2.9
4.2
0.4
0.7
0.4
0.9
0.7
1.2
0.7
1.4
6.5
4.1
2.8
3.4
4.4
17.69
5.28
0.00
29.84
31.02
0.00
35.03
29.28
0.00
38.62
33.63
0.00
0.00
13.20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
28.67
9.81
0.00
32.91
6.8
3.9
2.8
3.4
4.3
2.4
1.9
1.0
1.4
1.1
Full time .................................................................
Part time ................................................................
1.8
6.6
0.00
18.35
13.24
17.69
0.00
0.00
0.00
0.00
0.00
16.99
1.8
6.4
0.4
1.5
Union .....................................................................
Nonunion ...............................................................
4.0
1.9
0.00
0.00
22.71
1.96
40.45
0.00
0.00
0.00
0.00
3.92
3.9
1.8
0.7
0.5
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
9.4
7.0
2.8
2.8
2.9
3.8
66.54
14.68
0.00
0.00
0.00
0.00
57.21
46.02
9.15
27.66
15.54
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
39.24
50.98
70.75
0.00
0.00
21.94
10.1
7.1
2.8
2.8
3.0
3.9
5.1
–
0.6
0.8
0.6
0.6
3.1
5.6
3.3
2.0
2.9
5.7
4.2
7.6
8.2
5.8
2.8
3.0
3.9
4.1
11.1
5.6
7.4
13.4
0.00
4.91
0.00
0.00
4.91
25.49
31.02
0.00
10.97
15.01
29.43
4.91
0.00
26.87
0.00
0.00
30.63
0.00
0.00
6.94
0.00
0.00
0.00
25.01
44.96
30.63
0.00
5.55
0.00
19.62
72.09
41.62
0.00
50.18
58.86
19.02
0.00
0.00
9.81
0.00
0.00
0.00
0.00
0.00
66.90
16.99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
54.35
0.00
0.00
0.00
0.00
0.00
0.00
0.00
77.98
9.81
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
40.45
50.02
16.99
0.00
27.75
69.55
19.62
0.00
38.00
0.00
54.62
0.00
0.00
31.02
97.62
0.00
101.44
0.00
3.1
5.6
3.2
2.1
2.9
5.6
4.3
7.4
8.2
5.8
2.8
3.1
4.2
4.6
9.6
5.4
7.2
11.9
0.7
2.1
0.6
0.5
1.0
(3)
2.0
–
0.6
(3)
0.8
0.7
1.5
1.8
3.1
0.9
0.8
–
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 44. Standard errors for dental care benefits: Amount of annual family deductible,1 private industry workers,
National Compensation Survey, 2008—Continued
Amount of annual family deductible
Characteristic
With annual
family
deductible
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
family
deductible
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
4.5
6.6
5.1
5.0
7.2
–
9.2
$26.42
33.99
0.00
12.98
29.43
–
0.00
$0.00
57.21
0.00
0.00
38.31
–
24.03
$13.87
0.00
0.00
44.96
0.00
–
76.62
$0.00
0.00
0.00
0.00
0.00
–
0.00
$0.00
0.00
0.00
0.00
0.00
–
0.00
4.5
6.6
5.1
5.1
7.4
6.0
7.2
0.5
2.4
0.1
0.4
1.6
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.7
3.5
4.4
2.2
3.4
3.0
0.00
0.00
18.35
0.00
0.00
0.00
67.57
32.54
0.00
27.06
16.27
4.16
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
29.50
32.54
60.28
0.00
2.6
3.4
4.4
2.2
3.3
3.1
1.2
1.7
0.5
0.3
0.6
0.4
9.6
3.7
3.8
5.0
4.9
5.3
4.2
6.5
5.1
0.00
32.54
20.81
17.69
0.00
4.16
33.63
0.00
0.00
0.00
2.94
25.96
0.00
0.00
27.52
46.14
43.87
35.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
139.85
0.00
3.92
0.00
81.20
0.00
0.00
56.36
72.26
9.6
3.6
4.0
5.1
5.0
5.8
4.1
7.0
5.1
–
1.2
0.8
0.4
1.0
–
0.4
4.7
0.3
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Amount of deductible excludes separate deductibles for orthodontic procedures.
A deductible may not apply to all covered dental procedures. If separate deductibles
applied to different procedures, the sum of the deductible amounts was tabulated.
2 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
3 Less than 0.05.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 45. Standard errors for dental care benefits: Amount of annual plan maximum,1 private industry workers,
National Compensation Survey, 2008
Amount of annual plan maximum
Characteristic
With annual
maximum
10th
percentile
25th
percentile
1.0
$0.00
$0.00
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
2.2
2.1
3.4
4.8
1.4
1.7
1.7
1.1
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.6
1.6
1.4
1.5
3.0
Full time .................................................................
Part time ................................................................
50th
percentile
(median)
With no
annual
maximum
Not
determinable
75th
percentile
90th
percentile
$0.00
$33.99
$0.00
0.8
0.8
0.00
55.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
19.62
238.91
241.11
0.00
0.00
21.94
85.53
369.44
0.00
452.78
0.00
0.00
79.10
195.23
0.00
0.00
0.00
0.00
0.00
332.70
0.00
0.00
1.3
1.7
1.6
–
1.3
1.5
1.6
1.1
2.2
2.1
3.5
–
0.4
0.7
0.4
(2)
0.00
0.00
0.00
0.00
196.95
0.00
27.75
0.00
0.00
0.00
379.59
0.00
33.99
0.00
226.07
292.85
127.16
190.24
0.00
182.75
98.11
0.00
353.73
460.16
392.43
1.6
1.6
1.2
1.4
–
(2)
(2)
0.5
0.4
–
1.1
3.0
0.00
0.00
0.00
0.00
0.00
345.61
100.05
0.00
0.00
277.49
0.8
2.9
0.9
0.9
Union .....................................................................
Nonunion ...............................................................
1.9
1.2
0.00
0.00
170.21
0.00
0.00
79.70
0.00
0.00
353.73
0.00
1.9
0.8
(2)
1.0
Average wage within the following percentiles:3
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
3.9
6.2
1.1
1.2
1.2
3.3
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
147.16
413.80
181.70
0.00
0.00
0.00
392.55
0.00
0.00
314.10
125.64
279.56
166.78
39.24
0.00
0.00
0.00
147.16
–
–
1.1
1.2
0.9
2.0
–
–
0.3
0.4
1.0
3.2
1.2
4.5
1.6
1.3
1.6
3.3
2.3
2.7
5.6
4.9
1.8
1.8
2.4
2.7
5.8
4.5
8.0
8.5
0.00
0.00
0.00
0.00
0.00
162.69
0.00
286.03
298.38
259.38
0.00
0.00
69.37
0.00
0.00
0.00
0.00
363.79
0.00
0.00
0.00
0.00
0.00
0.00
0.00
198.17
69.37
218.49
0.00
196.21
111.86
142.85
0.00
389.10
141.49
661.04
0.00
235.25
19.62
0.00
0.00
209.27
0.00
0.00
9.81
0.00
0.00
0.00
0.00
0.00
191.25
0.00
0.00
0.00
167.07
375.89
159.41
0.00
0.00
0.00
148.14
404.51
295.14
320.47
546.24
0.00
635.81
0.00
138.74
310.09
438.20
345.47
376.79
0.00
492.98
0.00
0.00
377.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
154.50
620.48
240.31
672.59
546.24
1.2
–
–
1.0
1.4
–
1.9
–
–
–
1.7
1.6
2.0
3.2
–
2.7
4.6
–
0.2
–
–
1.1
0.6
–
1.1
–
–
–
0.9
0.9
1.8
1.6
–
4.2
8.6
–
All workers .............................................................
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 45. Standard errors for dental care benefits: Amount of annual plan maximum,1 private industry workers,
National Compensation Survey, 2008—Continued
Amount of annual plan maximum
Characteristic
With annual
maximum
10th
percentile
25th
percentile
50th
percentile
(median)
75th
percentile
90th
percentile
With no
annual
maximum
Not
determinable
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
1.4
4.0
2.7
1.2
5.8
6.8
4.4
$0.00
0.00
0.00
0.00
0.00
416.23
0.00
$0.00
0.00
0.00
0.00
0.00
0.00
0.00
$171.06
0.00
0.00
73.42
0.00
103.36
588.64
$0.00
0.00
80.90
0.00
161.50
208.81
460.16
$496.29
758.48
366.56
196.21
0.00
0.00
259.57
1.5
4.0
2.8
1.3
–
–
–
0.3
(2)
(2)
0.4
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
1.9
1.9
3.4
1.5
2.5
2.3
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
105.66
162.99
251.09
140.47
0.00
0.00
0.00
0.00
0.00
0.00
221.12
272.94
241.51
0.00
0.00
345.75
0.00
259.57
0.00
1.8
1.5
–
1.1
1.6
2.5
0.9
1.3
–
1.2
2.2
0.4
2.2
2.2
2.3
1.7
4.5
3.7
2.2
3.2
2.0
325.38
0.00
0.00
353.73
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
197.44
200.10
70.75
97.12
227.77
306.18
324.05
48.06
55.50
0.00
0.00
0.00
429.66
0.00
0.00
0.00
125.64
0.00
240.31
0.00
64.33
0.00
0.00
282.47
0.00
0.00
0.00
189.98
169.93
–
1.8
2.4
1.5
1.4
–
2.6
–
2.1
–
0.8
0.5
0.5
4.6
–
3.1
–
0.8
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes all covered dental procedures except orthodontia. Coverage for dental
procedures may be subject to scheduled allowance, deductible, or coinsurance
provisions, in addition to annual plan maximum. If separate annual maximums applied
to different dental procedures, the sum of the maximum was tabulated.
2 Less than 0.05.
3 The percentile groupings are based on the average wage for each occupation
surveyed, which may include workers both above and below the threshold. The
percentile values are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2007." See Technical Note for
more details.
NOTE: Dashes indicate that no data were reported or that data do not meet
publication criteria. For definitions of major plans, key provisions, and related terms,
see
the
"Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 46. Standard errors for vision care benefits: Coverage for
selected services, private industry workers, National
Compensation Survey, 2008
Characteristic
All workers .............................................................
Eye exams
Glasses
Contact
lenses1
0.2
0.2
1.6
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
0.3
0.6
0.1
0.3
0.3
0.2
0.4
0.3
0.4
1.0
0.2
0.1
0.1
0.0
0.2
0.4
2.6
4.9
2.4
5.9
1.6
1.1
2.4
6.2
0.0
0.7
0.3
0.4
0.3
0.0
0.8
0.1
0.0
0.1
7.2
6.1
2.4
3.7
3.3
Full time .................................................................
Part time ................................................................
0.2
0.1
0.2
0.0
1.8
2.6
Union .....................................................................
Nonunion ...............................................................
0.1
0.2
0.3
0.2
1.7
2.1
Average wage within the following percentiles:2
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
0.0
0.2
0.3
0.2
0.4
0.2
0.0
0.2
0.1
0.1
0.5
0.3
8.7
4.6
2.7
1.6
2.7
3.6
0.4
0.0
0.5
0.2
0.5
0.0
0.0
0.0
7.9
0.0
0.8
1.0
1.5
0.2
0.0
0.2
0.4
0.0
0.5
0.5
0.9
0.7
0.0
0.0
0.0
0.0
0.2
0.9
0.0
0.0
0.0
12.9
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.5
2.7
4.3
0.3
0.0
3.5
8.5
3.2
1.7
3.6
9.1
2.3
8.7
11.9
1.1
4.7
1.6
4.2
3.9
17.0
2.9
4.8
2.8
5.7
9.6
4.7
5.8
10.6
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
See footnotes at end of table.
Table 46. Standard errors for vision care benefits: Coverage for
selected services, private industry workers, National
Compensation Survey, 2008—Continued
Characteristic
Eye exams
Glasses
Contact
lenses1
Establishment characteristic
Accommodation and food services ................
Other services ...................................................
0.0
0.0
0.0
0.0
13.8
17.4
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
0.1
0.2
0.0
0.3
0.4
0.3
0.0
0.0
0.0
0.3
0.5
0.2
2.7
3.6
5.5
2.1
3.6
1.7
0.5
0.4
0.4
2.0
0.4
0.6
0.9
0.0
0.0
0.0
0.5
0.2
2.9
0.0
0.0
0.0
0.4
0.1
9.0
5.9
2.9
6.0
2.4
11.8
7.4
5.9
1.6
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes plans that provide coverage for
elected purchase of contact lenses; medically
necessary contact lenses (cataract surger)
normally are provided under the surgical portion
of a medical plan and are not described in this
table.
2 The percentile groupings are based on the
average wage for each occupation surveyed,
which may include workers both above and
below the threshold. The percentile values are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2007." See
Technical Note for more details.
NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary
of
Employee
Benefit
Terms"
at
www.bls.gov/ncs/ebs/glossary20082009.htm.
Table 47. Standard errors for vision care benefits: Extent of coverage for selected services, private industry
workers, National Compensation Survey, 2008
Eye exams
Characteristic
All workers .............................................................
Full
coverage
Glasses
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
1
1
limits
limits
2.2
2.2
–
–
1.3
1.4
–
–
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
3.3
3.6
3.7
4.6
4.6
–
6.0
3.9
3.3
3.7
3.7
4.6
4.6
5.3
6.0
3.9
(3)
–
–
–
–
–
–
–
(3)
–
–
–
–
–
–
–
1.3
–
1.4
–
2.7
–
–
–
1.4
2.5
1.5
5.7
2.7
5.3
3.1
4.4
–
–
–
–
–
–
–
–
–
0.6
–
–
–
–
(3)
(3)
5.3
4.8
4.6
5.8
6.1
5.3
4.8
4.7
5.9
6.1
–
–
–
–
–
–
–
–
–
–
–
–
2.3
2.0
–
4.8
6.9
2.3
2.0
4.5
–
–
–
–
–
(3)
(3)
–
–
(3)
Full time .................................................................
Part time ................................................................
2.4
3.2
2.4
3.2
–
–
–
–
1.2
–
1.2
10.8
–
–
–
–
Union .....................................................................
Nonunion ...............................................................
4.3
2.1
4.3
2.2
–
–
–
–
4.4
1.1
4.4
1.2
–
–
–
–
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
3.2
4.4
2.5
3.3
6.5
3.8
3.3
4.4
2.6
3.3
–
–
–
–
–
–
–
(3)
–
–
–
–
–
–
2.9
2.2
1.4
2.6
4.3
2.3
2.9
2.2
1.6
2.6
–
–
–
–
–
–
–
–
–
–
–
–
3.6
5.4
4.9
2.5
3.4
–
–
–
–
–
4.1
3.2
–
–
–
6.7
–
–
3.6
5.4
4.9
2.5
3.5
3.3
3.1
12.9
10.9
8.2
4.2
3.4
4.8
5.3
13.8
6.7
8.3
5.6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
8.1
–
–
–
–
–
–
–
(3)
–
2.2
–
1.9
1.7
–
–
–
–
–
–
2.0
2.4
–
–
–
–
–
–
2.2
5.2
1.9
1.7
2.5
1.7
1.5
11.2
13.3
3.6
2.0
2.4
2.8
4.8
2.0
3.2
2.2
6.9
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
0.5
–
–
–
8.1
–
–
–
–
–
–
–
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 47. Standard errors for vision care benefits: Extent of coverage for selected services, private industry
workers, National Compensation Survey, 2008—Continued
Eye exams
Characteristic
Full
coverage
Glasses
Coverage
Coverage
No
Not
Full
No
Not
with
with
coverage determinable coverage
coverage determinable
1
1
limits
limits
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
5.3
–
–
5.9
–
–
–
5.3
3.3
4.8
5.9
5.4
4.9
4.8
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
5.7
4.4
6.3
6.5
6.2
8.2
0.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
2.8
3.6
5.3
2.7
3.2
4.2
2.8
3.6
5.4
2.8
3.3
4.2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.5
2.5
2.0
2.1
2.1
4.6
1.6
2.4
2.0
–
–
–
–
–
–
–
–
–
–
–
–
–
5.5
5.5
–
–
–
–
–
5.6
14.3
5.3
5.7
8.4
5.9
8.2
6.6
4.2
5.6
–
–
–
–
–
–
–
–
–
–
–
–
2.0
(3)
0.6
0.9
–
–
–
3.7
2.1
–
–
–
–
–
–
14.3
3.7
2.1
9.1
2.6
1.1
2.5
2.0
3.7
–
–
–
–
–
–
–
–
–
–
–
–
1.8
–
–
–
–
–
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
See footnotes at end of table.
Table 47. Standard errors for vision care benefits: Extent of coverage for
selected services, private industry workers, National Compensation
Survey, 2008—Continued
Contact lenses2
Characteristic
All workers .............................................................
Full
coverage
Coverage
No
Not
with
coverage determinable
1
limits
0.8
1.8
1.2
1.0
Management, professional, and related ................
Management, business, and financial ...............
Professional and related ....................................
Service ...................................................................
Sales and office .....................................................
Sales and related ...............................................
Office and administrative support ......................
Natural resources, construction, and maintenance
Construction, extraction, farming, fishing, and
forestry .............................................................
Installation, maintenance, and repair .................
Production, transportation, and material moving ...
Production .........................................................
Transportation and material moving ..................
1.2
–
0.8
–
–
–
–
–
2.8
5.1
2.5
5.9
1.8
1.3
2.6
6.7
2.4
–
2.4
–
1.6
–
2.4
–
1.3
2.7
0.6
0.6
–
1.1
–
2.2
–
–
–
–
–
7.6
8.2
3.0
3.9
4.6
–
–
–
–
–
3.3
3.5
1.6
2.1
1.8
Full time .................................................................
Part time ................................................................
0.8
–
1.9
9.1
1.3
–
1.1
0.8
Union .....................................................................
Nonunion ...............................................................
–
0.9
2.8
2.3
1.6
1.6
–
1.4
Average wage within the following percentiles:4
Less than 10 ......................................................
10 to under 25 ...................................................
25 to under 50 ...................................................
50 to under 75 ...................................................
75 to under 90 ...................................................
90 or greater ......................................................
–
–
–
1.0
–
–
8.9
4.8
2.9
1.9
2.8
4.1
–
–
2.6
1.6
2.1
2.8
(3)
(3)
–
1.5
–
–
–
–
–
1.0
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3.8
8.9
3.8
1.9
3.9
8.9
2.6
9.5
11.9
3.2
4.7
1.6
4.2
3.9
17.0
3.9
4.8
6.0
–
–
–
1.5
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1.9
2.9
2.4
1.2
3.8
10.3
0.9
–
8.1
0.7
4.4
1.6
1.2
3.8
16.6
0.6
–
–
Worker characteristic
Establishment characteristic
Goods-producing industries ...................................
Construction ......................................................
Manufacturing ....................................................
Service-providing industries ..................................
Trade, transportation, and utilities .....................
Wholesale trade .............................................
Retail trade ....................................................
Transportation and warehousing ...................
Utilities ...........................................................
Information .........................................................
Financial activities .............................................
Finance and insurance ..................................
Credit intermediation and related activities
Insurance carriers and related activities ....
Real estate and rental and leasing ................
Professional and business services ..................
Professional and technical services ..............
Administrative and waste services ................
See footnotes at end of table.
Table 47. Standard errors for vision care benefits: Extent of coverage for
selected services, private industry workers, National Compensation
Survey, 2008—Continued
Contact lenses2
Characteristic
Full
coverage
Coverage
No
Not
with
coverage determinable
1
limits
Establishment characteristic
Education and health services ...........................
Educational services ......................................
Junior colleges, colleges, and universities
Health care and social assistance .................
Leisure and hospitality .......................................
Accommodation and food services ................
Other services ...................................................
–
–
–
–
–
–
–
5.7
9.7
6.3
5.9
10.5
13.8
17.4
–
–
4.7
–
–
–
–
0.7
0.6
–
0.8
0.7
1.0
–
1 to 99 workers ......................................................
1 to 49 workers ..................................................
50 to 99 workers ................................................
100 workers or more ..............................................
100 to 499 workers ............................................
500 workers or more ..........................................
–
–
–
1.1
–
1.5
3.0
3.7
5.5
2.3
3.7
2.2
2.6
–
–
1.3
1.8
1.7
–
1.8
1.1
1.3
–
0.6
–
–
–
–
–
–
–
–
–
8.6
6.1
4.0
8.2
2.4
11.6
7.0
4.8
3.3
–
2.4
–
–
–
–
–
–
–
2.7
–
1.5
1.9
1.2
1.3
0.4
5.6
1.5
Geographic area
New England .........................................................
Middle Atlantic .......................................................
East North Central .................................................
West North Central ................................................
South Atlantic ........................................................
East South Central ................................................
West South Central ...............................................
Mountain ................................................................
Pacific ....................................................................
1 Includes plans subject to copayment, cash
allowance, and retail discount.
2 Includes plans that provide coverage for elected
purchase of contact lenses; medically necessary
contact lenses (cataract surger) normally are provided
under the surgical portion of a medical plan and are
not described in this table.
3 Less than 0.05.
4 The percentile groupings are based on the
average wage for each occupation surveyed, which
may include workers both above and below the
threshold. The percentile values are based on the
estimates published in the "National Compensation
Survey: Occupational Earnings in the United States,
2007." See Technical Note for more details.